Eastern Ontario New Home & Condo Guide - Apr 29, 2017

APR 29 - MAY 13, 2017 VOLUME 17, ISSUE 9, FREE

6 FINANCIAL HOMEBUYING HACKS

BANKER OR BROKER: WHICH IS BEST FOR YOU?

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LOOK OUT! WHY YOUR CONDO VIEW IS KEY

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FEATURING

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Introducing New Modern Designs

By Phoenix Homes.

INSIDE THIS ISSUE

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spotlight on condos CO

THE FUTURE STARTS HERE.

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EASTERN ONTARIO EDITION

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showhomes.minto.com

Explore our 43’ Show Homes and find a house to call home

Meet The Mackenzie, just one of our beautifully designed 43’ Single Family Homes

Check out our Show Home galleries online at showhomes.minto.com

*E.&O.E. prices and specifications are subject to change without notice.

43’ MACKENZIE 2,995 sq. ft.

SEE IT IN AVALON ENCORE, ORLÉANS

These 43’ Single Family Home designs are available in these Minto communities 43’ MARQUETTE 3,242 sq. ft.

ORLÉANS

SINGLES STARTING FROM $332,900*

SEE IT IN AVALON ENCORE, ORLÉANS

43’ MARQUETTE 3,242 sq. ft.

SINGLES STARTING FROM $334,900*

COMING JUNE 2017

SEE IT IN ARCADIA, KANATA

43’ MACKENZIE 2,995 sq. ft.

Take a Show Home tour in one of these Minto communities across the city

Avalon Encore, Orléans 2370 Tenth Line Road

Arcadia, Kanata 380 Huntmar Drive

STUNNING TOWNHOMES WITH INCREDIBLE VALUE IN TRADITIONS II

MORE UPGRADED FEATURES INCLUDED IN ALL TOWNHOMES ELEVATION ‘B’

Townhome, The New Edinburgh ‘B’, 1,884 Sq.Ft. $322,990 Includes: 3 Stainless Steel Appliances, Hardwood On Main Floor, Granite Countertops In Kitchen, Main & Ensuite Bathroom, Designer Series Backsplash In Kitchen, Upgraded Tile Throughout, Over The Range Stainless Steel Microwave Hood Fan, A/C, Oak Staircase, 6 Pot Lights, Frameless Shower Door & Smooth Ceilings On Main Floor

ELEVATION ‘B’

Townhome, The Monaco ‘B’, 1,867 Sq.Ft. $324,990 Includes: 3 Stainless Steel Appliances, Hardwood On Main Floor, Granite Countertops In Kitchen, Main & Ensuite Bathroom, Designer Series Backsplash In Kitchen, Upgraded Tile Throughout, Over The Range Stainless Steel Microwave Hood Fan, A/C, Oak Staircase, 6 Pot Lights, Frameless Shower Door & Smooth Ceilings On Main Floor

SALES CENTRE HOURS

Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

The Sycamore Model Home in Summerside West, Orléans

STITTSVILLE Townhomes

From $ 316,990

SALES CENTRE 1879 Stittsville Main Street • 613-435-7171

ELEVATION ‘B’

Townhome, The Highgate Corner ‘B’, 2,217 Sq.Ft. $357,990 Includes: 3 Stainless Steel Appliances, Hardwood On Main Floor, Granite Countertops In Kitchen, Main & Ensuite Bathroom, Designer Series Backsplash In Kitchen, Upgraded Tile Throughout, Over The Range Stainless Steel Microwave Hood Fan, A/C, Oak Staircase, 6 Pot Lights, Frameless Shower Door & Smooth Ceilings On Main Floor

ELEVATION ‘A’

Townhome, The Riverdale Corner ‘A’, 2,429 Sq.Ft. $369,990 Includes: 3 Stainless Steel Appliances, Hardwood On Main Floor, Granite Countertops In Kitchen, Main & Ensuite Bathroom, Designer Series Backsplash In Kitchen, Upgraded Tile Throughout, Over The Range Stainless Steel Microwave Hood Fan, A/C, Oak Staircase, 6 Pot Lights, Frameless Shower Door & Smooth Ceilings On Main Floor

MATTAMYHOMES.COM

Exclusive Zen Urban Flats Deal your new Zen Urban Flat when you SAVE $10,000 on purchase and close before JUNE 2017!*

Sundance Zen Urban Flats Sundance is the perfect blend of nature and convenience of urban living. Rife with greenery, playgrounds, and community life, this area is quickly becoming Ottawa’s number one choice for families. One listen to the murmurs of Findlay Creek, or the feeling of a warm summer’s breeze on nearby trails will have your entire family enamoured with this charming community. Coupling proximity to schools and bus routes with forests and creeks, Sundance is the perfect community in which to live, play, and grow.

Visit our sales centre and ask our representative for more details on how you can save $10,000 on your purchase today!* 779 Fiddlehead St., Bank St South 613-425-1332

*Exclusive Zen Urban Flat deal applies to units in Building E only. Conditions apply, please contact a sales representative for more details.

Move in ready homes across the city As Ottawa’s largest builder of homes and condominiums we have plenty of move in ready homes waiting for you across the city. Ready immediately, or in as little as 4 months, we have homes big and small that will fit every unique lifestyle.

SOPHIA II B (Findlay Creek)

THE MOONEY’S BAY (Hunt Club)

Immediate Availability 3400 sq ft Single Home (Lot 124) Over $55K in upgrades Only $592,900

Immediate Availability 990 sq ft 2 Bed Condo Flat (Block C Unit 104) Only $277,900

JACKSON (Barrhaven)

DUFFIELD(Riverside South)

Immediate Availability 3030 sq ft Single Home (Lot 98) Over $30K in upgrades Only $602,900

Immediate Availability 2725 sq ft Single Model Home (Lot 5) Over $35K in upgrades Only $536,900

AZURE (Navan)

UNITY (Kanata)

Availabile Summer 2017 1620 sq ft Townhome (Block 46 Unit 239) Only $292,900

Immediate Availability 1875 sq ft Townhome (Block 10 Unit 53) Over $30K in upgrades, corner unit Only $391,900

ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

contents APR 29 - MAY 13, 2017 | VOLUME 17 ISSUE 9

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford

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DIRECTOR OF SALES, NATIONAL

Moe Lalani SENIOR MANAGER, CONTENT

Jennifer Reynolds SALES MANAGER, EASTERN ONTARIO

Paul Bimm EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung CONTRIBUTING EDITORS

Sonia Bell Elisa Krovblit Lydia McNutt

SALES CO-ORDINATOR, EASTERN ONTARIO

Sarah Khan

ON THE COVER

18

Phoenix Homes The release of modern elevations in Almonte

Condo Insert | C01-C16

Spotlight on Condos

Your guide to new condo communities in the Gatineau and Greater Ottawa Area in every issue

010 Editor’s Note 021 Mortgage Rates 022 Hot Properties 024 Advertisers Index 027 What’s Online property profile

C04 ModBox Developments Coming soon: An Ottawa original – St. Charles Market

NATIONAL CIRCULATION MANAGER

John Jenkins

advice

PRODUCTION MANAGER

C10 Fundamentally Speaking

PRODUCTION CO-ORDINATOR

Helen Pearce

6 financial homebuying hacks

Dennis Ng

by Wayne Karl

GRAPHIC DESIGNERS

C12 Tarion Report

Miguel Cea Mike Terentiev

Presenting... the 2017 Homeowners’ Choice Awards

by Howard Bogach

C14 Home Smarts

The importance of the view from your condo

by Marnie Bennett

Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1

020 Mortgage Advice

Bank of mortgage broker: Which is best for you?

by Alyssa Furtado

HOME SEARCH MAPS

rates and information.

CIRCULATION Highly targeted, free distribution

COPYRIGHT 2017 All rights reserved by Yellow

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties

WITH

DYNAMIC

ADVERTISING Call 416.626.4200 for advertising

system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments.

+ online NEIGHBOURHOOD

PUBLISHED Saturdays, 2017 Publishing Schedule:

LOOK FOR THE CIRCLE

will be considered. Email wayne.karl@ypnexthome.ca. The views and data expressed by columnists do not necessarily represent those of the publication.

THERE ISN’T A BETTER SEASON TO BUY A LIV TOWNHOME!

INTRODUCING

g n i r p S INTO

SAVINGS TOWNHOME EVENT

3 STOREY BACK-TO-BACK

MODERN TOWNS

WITH IMMEDIATE OCCUPANCY

Attainably priced from

$254,990* Here’s what to look for!

• Large Welcoming Entry • Entertaining Kitchen Layout • Bright & Spacious 2nd Floor Living Area • Ceramic Kitchen Backsplash • Walk out Balcony on Second Floor • Master Bedroom Walk-in Closet • Convenient Third Floor Laundry • 3 Stainless Steel Appliances Included

417

Kanata

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$6,500

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RD ND MO ICH DR OL

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MOVE IN

Under 20 Lots Remain

Tour our Sales Office & Designer Models

LOCATION: 287 Meadowbreeze Drive, Kanata, Ontario HOURS: Monday - Thursday 1 PM - 8 PM, Friday 1 PM - 6 PM Weekends & Holidays 11 AM - 6 PM

Discover more at glenviewhomes.com

613-595-0591

PRICES, SIZES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. RENDERING IS ARTIST’S CONCEPT. E.&O.E. *PRICES SHOWN NET OF INCENTIVE

Editor’s Note

Ottawa, your housing market is already fair

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

IT’S NOT EVERY DAY that the mayor of a large Canadian city hosts a meeting with the federal and provincial ministers of finance – to discuss housing. But that’s exactly what happened in Toronto recently, when John Tory met with Bill Morneau and Charles Sousa to examine issues mostly in and around the Greater Toronto Area (GTA).

A couple days later, the province announced the Ontario Fair Housing Plan. In what might more accurately be described as the GTA Fair Housing Plan, the initiative comprises 16 measures designed to stabilize the real estate market while protecting homeowners’ investments.

That’s the product of skyrocketing prices, a dearth of supply of lowrise homes and other issues in the GTA. Meanwhile, in Ottawa, steady as she goes continues to be the story. According to the Royal LePage House Price Survey, home prices here grew 5.6 per cent in the first quarter this year versus the same period in 2016. That may not be spectacular growth, but given the serious affordability challenges in Toronto, it seems the Ottawa market is already more than fair.

ONLINE

SEE MORE PHOTOS ONLINE

If you’re looking for a unique mix of upscale yet unpretentious, New Edinburgh might be the neighbourhood for you. Read the full story… ypnexthome.ca/new-edinburgh

+ get social

Interact with us on social media: ypnexthome

I live for moments.

I live in

.

Discover your own.

CARDELHOMES.COM SINGLE-FAMILY HOMES

CONDOMINIUMS

APR 29 - MAY 13, 2017 VOLUME 17, ISSUE 9, FREE

EASTERN ONTARIO EDITION

YOUR PULL-OUT GUIDE to highrise, conversion, loft, terrace & townhome condo projects

% 95 !

LD SO LUXURY SUITES starting from the $230’S

spotlight on condos

Come visit our new luxury model suites today

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Nestled on the edge of the Ottawa River, in Orléans, Petrie’s Landing harnesses the natural beauty of its surroundings in order to provide residents with a unique balance of rural and urban living.

Housing types ›

Condominiums

PETRIE’S LANDING

21 KM FROM PARLIAMENT 8865 Jeanne d’Arc Blvd. N. Orléans, ON

613.824.4059

spotlight on condos

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Property Profile | MODBOX DEVELOPMENTS

condo cover story

An Ottawa original! spotlight on condos

St. Charles Market is coming soon

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Location

FOR OVER A CENTURY, St. Charles

Beachwood Village

Church, located at the convergence of several Ottawa neighbourhoods, including New Edinburgh, Lindenlea, Rockcliffe Park and Vanier, was a place that served its parishioners and neighbours as a spiritual hub and a gathering place. Today, the area is known as Beechwood Village and it’s becoming one of Ottawa’s most sought after communities.

An apt location for ModBox Developments’ and Linebox Studio’s fabulous new St. Charles Market, a smart collection of horizontal homes and townhomes wrapping around the preserved church structure.

At its heart, a vibrant marketplace offering grab and go fare, restaurants

Builder

ModBox Developments Development

St. Charles Market Home Type

Horizontal homes, bachelor to 3 beds & PH conduminium Sales Centre

135 Barrette St., Beechwood Village Contact

613.301.7782 www.stcharlesmarket.ca

and cafes. The original grounds will once again serve the community with seasonal attractions – an al fresco farmers market, a winter playground, a pivotal community gathering spot with whimsical public places – patios, benches and lush greenery.

The Church held its last service in 2010 and by 2013 it was deconsecrated and later designated as an Ontario Heritage Building. ModBox acquired the building in 2014 and committed to keeping the church open and accessible to the public. In the past three years, ModBox has hosted

“The architectural language is honest and real, incorporating themes and proportions from the original church structure and modernizing them.“

several community events at the church including: a weekly farmer’s market, food truck rallies, community social events, Shakespeare in the Park, Ottawa Pride parties, private parties and weddings.

In the interim, Linebox has developed a thoughtful and intelligent design plan for the entire site, creating 54 uniquely designed horizontal homes and three stunning townhomes. The primary focus was to respect the original church and reinvigorate the site. Preserving the spaciousness of the

original grounds was key – and by utilizing only 50 per cent of the land for building, they created a park-like perimeter to beckon both residents and the community and provide a welcome respite from the street.

The condominium suites have been designed to provide a full homeexperience. Large living areas, master bedrooms with room for king sized beds, plenty of storage and amazing views. The architectural language is honest and real, incorporating themes and proportions from the original church structure and modernizing them. The materials are unique and authentic, such as terracotta brick, natural wood and concrete. ModBox is also introducing “puzzle parking” – an efficient automated valet parking system widely used in Europe and the US that has made its way to Canada.

Priced from the low $400’s, these extraordinary homes are well within the reach of people

downsizing, “side-sizing” as well as people looking for a first address.

The plans for the interior of the church envision a European-style marketplace that provides easy shopping and a place to dine.

In addition, there are two other commercial spaces onsite with plans for an ice cream shop, coffee house or another small restaurant, which will compliment residential building amenities that include a state-ofthe-art fitness centre. The forecourt to the church will be beautifully landscaped providing a venue to be programmed by community and residents. This will be the hub of the new Beechwood Village. And residents at St. Charles Market will be right at the centre of it all.

The Presentation Gallery is located within the former St. Charles Church on Beechwood Avenue with parking at the rear at 135 Barette Street.

Opening in late May, people are urged to register for their private invitation to the big reveal. Please visit stcharlesmarket.com

APR 29 - MAY 13, 2017 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C5

C

Home wasn’t built in a day.

But it might sell out soon.

Considering a transition? A boutique condominium in Old Ottawa East is well under construction by Domicile- Ottawa’s urban infill specialists.

With several generous layouts to choose from, we’re confident you’ll begin to envision your future home at The Corners on Main.

Visit our award-winning presentation centre at 223 Main St. Mon-Thurs, 12-6pm

| Sat & Sun, 12-5pm | 613-806-6246

spotlight on condos

Learn more at www.cornersonmain.ca

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I live in

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CARDELHOMES.COM SINGLE-FAMILY HOMES

CONDOMINIUMS

spotlight on condos

I live for leisure.

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YOUR LOFT IS HERE Downtown Ottawa is transforming; make your own transformation a part of it. Your new loft is at the heart of one of Canada’s most exciting urban centres. Shopping, nightlife, restaurants and transit are

spotlight on condos

all of the amenities of a global capital surrounding Tribeca. These twenty premium-designed lofts give

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you the freedom to experience it all. Custom crafted kitchens and designer finish packages mean you don’t have to compromise quality for location or style.

56 Nepean Street | 613 234 1780 •

•

www.ClaridgeTribecaLofts.com

MOVE IN READY LOCATIONS

AROUND THE CITY $ 5OF

0KF*

0KF*

$ 5OF

WATERSTREET

TRIBECA EAST

Studio, 1 & 2 bedroom units starting from $286,000

Studio, 1 & 2 bedroom units starting from $255,000

300 Lett Street 613-232-2049

112-316 Bruyère Street 613-680-6560

56 Nepean Street 613-234-1780

STIRLING PARK

CLARIDGE PLAZA

CLARIDGE ICON

1 & 2 bedroom units starting from $279,000

Studio, 1 & 2 bedroom units starting from $240,000

1 & 2 bedroom units starting from $291,000

107-330 Titan Private 613-224-0330

244 Rideau Street 613-241-3235

485 Preston Street 613-695-1441

0KF*

$ 2OF

N R TIO DEUC UNSTR N CO

FUSION 1, 2 & 3 bedroom units starting from $282,000

* 50K & 20K deals valid for corresponding buildings only. Valid for 2 bedroom condominiums, not valid for Fusion Boutique Townhomes. Conditions apply, contact a sales representative for more details.

Claridge Homes

BUILDER NO DOWN PAYMENT? NO PROBLEM! Claridge Homes now allows you to BUILD YOUR DOWN PAYMENT during your first year of possession! Some conditions apply. This offer is only valid for select move in ready condos at the following properties: Tribeca, Fusion, Plaza, Stirling Park and Waterstreet. Contact a sales representative for more information!

ClaridgeHomes.com

spotlight on condos

DOWN PAYMENT

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Advice | FUNDAMENTALLY SPEAKING

6 financial homebuying hacks calculator to help determine their payments. And social media is playing a more important role – 20 per cent used sites such as Facebook to learn more, 17 per cent used a mobile device, and of those, 22 per cent used a mortgage related app. And all of these figures are growing.

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

PLANNING TO BUY A HOME and not

sure where to begin? Maybe it’s your first home, or it’s been a while and you’re ready to move up to a larger property. Here are six home-buying hacks to help you prepare.

1 | GET WITH THE PROGRAMS There are various government programs available to help you buy a home: » Home Buyers’ Plan (HBP): The HBP allows first-time buyers to withdraw up to $25,000 from their RRSP to put toward a down payment on a home.

You have up to 15 years to repay the funds.

Prime Minister Justin Trudeau has promised to modernize the program to allow Canadians to dip into their RRSPs to buy a home more than once, including when impacted by life changes such as job relocation, death of a spouse or marital breakdown. » First-Time Home Buyers’ Tax Credit (HBTC): Eligible first-time buyers can apply for the HBTC to help offset the costs associated with purchasing a home, such as legal fees, disbursements and land transfer taxes. The credit can provide up to $750 in federal tax relief.

For more on these programs, visit cra.gc.ca 2 | EXPLORE YOUR OPTIONS Firsttime buyers can purchase a home with as little as five per cent of the purchase price as a down payment – as long as the property is less than C10 YPNEXTHOME.CA

$500,000. Anything higher than that, and the minimum down payment for the portion of the price higher than $500,000 is 10 per cent. So, assuming your price range is at that threshold, you’ll need to come up with at least $25,000. At that purchase price, depending on the market you’re in, this could mean you’d then be looking at a condo or townhome, instead of a detached home.

3 | VISIT THE BANK OF MOM AND DAD If your parents are baby boomers who have had the good fortune of building equity over the years as they paid down their mortgage while the value of their property multiplied, well… they may be in a position to help. Any many buyers are hitting up the bank of mom and dad. In the last two years, 28 per cent of first-time buyers hit the bank of mom and dad to help finance their purchase; from 2010 to 2014, only 17 per cent did.

4 | BECOME TECH SAVVY Mortgage consumers are becoming very tech savvy. In Canada Mortgage and Housing Corp.’s 2015 Mortgage Consumer Survey, 78 per cent of respondents researched online, with 70 per cent using an mortgage

5 | BEFRIEND A BROKER OR BANKER Like many things in life, it’s all about relationships. And whether you use broker or a banker to secure a mortgage, you’ll likely come to value the relationship. In the same CMHC survey, consumer loyalty strengthened the longer people stayed with their lender. But since we’re talking about money, people are willing to switch lenders to get a better rate and save – a fact which is much more prevalent for bankers than brokers. And because brokers are able to offer products from multiple lenders, as opposed to bankers which offer only the products of their own institution, the market share held by brokers is growing notably, particularly among repeat buyers.

6 | RESEARCH, RESEARCH, RESEARCH These days, with prices rising as they are and uncertainty in some markets, thorough research is an absolute must. Everything from your target area, desired housing type, builder or realtor, finances, how much you can afford, who you borrow from and the structure of your mortgage – take your time. Take months. Don’t rush anything. Anything.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl

Live and Play ON THE

SOUTH COAST OF CANADA TALL SHIPS LANDING IS LOCATED IN BROCKVILLE, CITY OF THE WORLD FAMOUS 1000 ISLANDS. TALL SHIPS COTTAGE-INIUMS™ COMBINE CAREFREE CONDO LIVING IN AN EXTRAORDINARY COASTAL RESORT, AFFORDING YOU MORE TIME FOR MAKING MEMORIES WITH FAMILY AND FRIENDS.

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Co-operating Brokers Welcome

spotlight on condos

To book a viewing contact TallShipsLanding@Fuller.ca

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Advice | TARION REPORT

Presenting… the winners of the 2017 Homeowners’ Choice Awards

By Howard Bogach

MORE ADVICE ONLINE

The winners of this year’s Homeowner’s Choice Awards are:

ypnexthome.ca/news/advice

EVER WONDER WHAT distinguishes

a good home builder from a great home builder?

Ontario’s new-home owners know.

For more than a decade, they’ve told us that great home builders not only build high-quality homes, they also listen to their customers.

Every year, they also choose a select few who are recognized for the exceptional customer service they provide, long after the Agreement of Purchase and Sale is signed.

Yes, it’s that time of year again when Tarion presents the Homeowners’ Choice Awards – the only awards that give Ontario’s new home owners the power to have their builder recognized for outstanding performance.

We gave more than 52,500 newhome buyers the opportunity to rate their builder, asking them about their builder’s performance before, during and after they moved into their new home. More than 8,500 homeowners weighed in with their opinions and chose recipients for outstanding customer service in four categories: Small, Medium, Large Volume and Highrise.

This year, we decided to go one step further in recognizing builder excellence. We’ve introduced a new award – the Ernest Assaly Award – that goes to the builder who demonstrates a commitment to building quality and innovation, customer service and community involvement.

This new award is similar to a lifetime achievement award. It recognizes the highest level of C12 YPNEXTHOME.CA

Small Volume Category (5-20 possessions per year): Davenport Homes, Peterborough

Medium Volume Category (21-100 possessions per year): Talos Custom Homes Ltd., Richmond

Large Volume Category (More than 100 possessions per year): Arista Homes Ltd., Vaughan

Highrise Category (More than 100 highrise possessions per year): The Daniels Corporation, Toronto

The recipient of the Ernest Assaly Award is: Lockwood Brothers Construction, Oxford Station

excellence in Ontario home building while honouring the legacy of Ernest Assaly, a highly respected leader in the residential building industry who was Tarion’s first Chair. Only a few select builders met the rigorous criteria required to even receive an invitation to participate.

While the Homeowners’ Choice Awards are determined by new home owners, the recipient of the new Ernest Assaly Award is determined by our Board of Directors.

Both awards celebrate excellence in the industry and raise the bar for all builders. They showcase industry leaders who pour their heart and soul into the customer experience and the communities in which they

build and live.

Ontario’s new home builders lay the foundation where generations of families live, work and enjoy their lives.

Great home builders will make sure this journey begins on a positive note, and can be counted on for years after the keys have been turned over.

Tarion congratulates the 2017 recipients for instilling confidence in the new-home buying experience across Ontario.

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

MODELS NOW OPEN MOVE IN READY IN JUST 4 WEEKS

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THEBOWERYCONDOS.CA • 613.695.7577

spotlight on condos

DOWNTOWN LIVING + RICHCRAFT QUALITY

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Advice | HOME SMARTS

What are you looking at?

The importance of the view from your condo

By Marnie Bennett

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IT’S PSYCHOLOGY 101: Our

surroundings affect our moods. Just as the colour of our walls can soothe or agitate us, so can the panorama from our windows.

The view from your windows is closely tied to the issue of location, but is sometimes surprisingly at odds with it. Consider this: one condo may offer an amazing location in terms of access to parks and amenities – coupled with a view of a parking lot. Another may be out-of-the-way and surrounded by warehouses – but, as the tallest building around, offers sunset views that will take your breath away.

To some extent, a great view depends on personal taste. But most of us understand the appeal of greenery and blue water, twinkling city lights, architectural landmarks and unimpeded vistas. Few of us want to wake up in the morning, open the drapes and gaze directly into a blank wall, a highway, a busy sidewalk or another person’s window.

The reality is, one building will often offer views of both types. Even in a riverside condo, it’s virtually impossible for everyone to look out over the river. Depending on the view, prices in the same building can vary by tens of thousands of dollars. If you’ve already been condo shopping, you’ll know that units increase in price as the floors rise higher. Chalk it up to the view.

Typically, buyers of new condos purchase their homes before they’re constructed. When you can’t tour your particular unit before purchasing, you may have trouble C14 YPNEXTHOME.CA

imagining the view, or you may forget to consider it altogether.

My advice? Examine both the builder’s 3D models and the physical building site, up close and from a distance, to help you envision the view. Look into plans for undeveloped land nearby to see how your view may change over the years. Consider your unit’s orientation – which rooms will get sunlight at what times of day?

Then, weigh what matters most to you against what makes the most investment sense, taking into account that a unit with a good view will nearly always get you a better return. If you decide your money is better spent on square footage, or if an unimpressive view is all you can

afford, there are always ways to make the most of what you’ve got. And in my next column, I’ll let you know how to do just that!

To receive a free copy of a new special report titled “Homebuyers: How to Save Thousands of Dollars When You Buy” email sales@bennettpros.com Marnie Bennett is a broker and CEO of the Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate. Marnie is the host of two weekly radio shows Marnie’s Real Estate Hour and The Real Estate Edge, a millionaire real estate investor and a wealth management coach. bennettpros.com

SPRING SALE $60,000 OFF* UP TO

EXCEPTIONAL CONDOMINIUM HOMES

FROM $242,900

224 LYON ST. (AT GLOUCESTER ST.) MON-WED 11-5PM | SAT+ SUN 12-5PM | THURS + FRI APPOINTMENT ONLY

spotlight on condos

FOR A LIMITED TIME

*Based on a promotional discount of the current purchase price of the suite. Exclusive Listing: Brad J. Lamb Realty Inc., Real Estate Brokerage. Brokers Protected.

Renderings are an artist’s impression. All prices, sizes and specifications are subject to change without notice. E.&O.E.

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spotlight on condos

ENRICHING LIVES 3 & 4 BEDROOM, 2-STOREY TOWNHOMES FROM THE LOW $ 300’s

Artist’s concept.

Townhomes Coming Soon to Stittsville eQ homes is enriching lives at Fernbank Crossing with a new selection of beautiful 2-storey townhomes designed to help families grow closer. Choose a floor plan perfectly tailored to how you want to live, from open concept livingdining-kitchen areas to finished basement family rooms.

All in a prime location, close to everything and an easy commute to Ottawa. Register online today.

Artist’s concept.

632 Cope Drive, Stittsville off Fernbank Rd. 613.404.8075 Prices and specifications are subject to change without notice. E. & O.E.

eqhomes.ca

Property Profile | PHOENIX HOMES

cover story

Phoenix Homes The release of modern elevations M ELEVATION:

Phoenix Homes has just released its new Modern (or M) elevations. “We launched our Craftsman designs a few years ago with great success,” says Rahul Kochar, vice-president of Phoenix Homes. “The landscape of home building is changing, and to keep up with the trends, we are launching our modern elevations.”

The modern home design is an iconic and stately elevation on the market. The style is mainly characterized by sharp angles, clean lines and definite edges. The geometric design, the earth tones and the crisp outlines are what attract most buyers to this new style of home. “What makes our M designs stand out is that, like all of our homes, the exterior is 100 per cent maintenance free,” says Kochar.

Phoenix uses top-of-the-line Hardie cement board on the exterior of the elevations.

18 YPNEXTHOME.CA

modern designer windows

sleek roof lines

Hardie Plank siding at front (triple-three vinyl at rear & sides) flat panel overhead garage doors

generous glazing on front entry door

“On top of that, certain aesthetic designs stand out. For instance, we stick to the true rooflines of modern elevations by keeping a low pitch.

Additionally, we opted for a more modern profile on the siding, which creates a tighter profile keeping in line

designer stone with recessed mortar joints

with the true modern look.”

Buyers can choose from six different models as well as six unique colour packages among the 35and 50-ft. single-family home lots.

These exciting new elevations will be available at Phoenix Homes’ popular

Location

Ottawa, Almonte Builder

Phoenix Homes Development

Fernbank Crossing, White Tail Ridge, Diamondview Estates, Pathways at Findlay Creek, Hillside Vista Home Type

Condo, bungalows, two-storey, townhomes Sales Centre

Fernbank Crossing: 319 Bobolink Ridge White Tail Ridge: 103 Antler Crt. Contact

Fernbank Crossing: 613.435.7062 drogers@phoenixhomes.ca White Tail Ridge: 613.461.0277 kconnors@phoenixhomes.ca

131 ft. deep. Shadow Ridge’s sizeable 66-ft. fully-serviced lots feature roomy two-storey single-family homes as well as cosy bungalows. Interested buyers can visit the website to preregister for the upcoming relaunch. communities of Fernbank Crossing and White Tail Ridge.

However, over the next few months, the M elevations will also be released at Phoenix’s new sites: Diamondview Estates, Pathways at Findlay Creek, as well as Shadow Ridge. “By that time, we will have a total of five communities where buyers can find the modern elevations,” says Kochar. “And based on the popularity of these concepts and designs, we will continue to expand the modern offering.”

Diamondview Estates Phoenix Homes will soon be launching its newest development, Diamondview Estates. This exclusive neighbourhood is located near the private Carp Airport, only a 10 minute drive from the Brookstreet Hotel in Kanata. This community is ideal for those working in Kanata and looking for an easy commute or downsizers who still want to be near all the major amenities in Kanata. Diamondview

Estates offers expansive 50- and 60-ft. lots which gives buyers the ability to have a three-car garage. The exciting new bungalow line will also be available at Diamondview Estates.

Buyers are encouraged to register online for their first choice of lots.

Shadow Ridge Phoenix Homes will also be relaunching its popular community, Shadow Ridge. The picturesque town of Greely, located in booming Ottawa South, is well-known for its numerous golf courses, stylish homes, charming country landscape and proximity to the city. The Shadow Ridge neighbourhood is fast becoming one of Greely’s most sought-after addresses. Exclusive new home designs and extra-deep, extrawide, fully-serviced rural lots will appeal to families and empty-nesters looking for country club living with easy access to city conveniences.

Phase 2 of this development includes 68 lots ranging from 124 to

VR Technology Lastly, Phoenix Homes is excited to announce its newest technological advancement in virtual tours: Oculus Rift. “We are the first builder to offer this type of high-end technology in our showrooms,” says Kochar. Buyers will have the opportunity to immerse themselves in all of the new home designs. This technology raises the bar for the homebuying experience in Ottawa.

Oculus Rift will launch at Felton Court townhome site; however, the technology will roll out at the other locations shortly thereafter.

Buyers are encouraged to come out and visit the showrooms in order to experience this level of virtual technology firsthand.

For all information on the new M elevation and to pre-register for Diamondview Estates and Shadow Ridge, visit phoenixhomes.ca

APR 29 - MAY 13, 2017 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 19

Advice | MORTGAGE ADVICE

Mortgage broker or bank...

Which is best for you?

Here are a few things you should know if you’re unsure whether to go with a bank or a mortgage broker to fund your purchase.

By Alyssa Furtado

MORE ADVICE ONLINE

Banks

Mortgage brokers

Pros Most Canadians already have an ongoing relationship with a bank, so going to that institution for a mortgage seems like an obvious choice.

Banks often provide special deals to existing customers. So, if your chequing account, credit card, investments and mortgage are all with the same bank, you may receive a discount on some or all of your fees.

Banks generally provide face time with their specialists, which many borrowers find comforting.

Pros Brokers have established relationships with lenders and are knowledgeable about the market and what special discounts are available. They will shop around for you and ensure you get the lowest possible rate you can qualify for.

Whereas banks typically require you to arrange a meeting with a loan officer, mortgage brokers tend to be available through a variety of means, including phone and email. They are easy to communicate with and often provide faster response times.

Brokers negotiate with the lenders on your behalf, saving you valuable time and stress.

ypnexthome.ca/news/advice

FOR MANY CANADIANS, their first stop while shopping for a mortgage is their local bank branch. More than half of Canadian homeowners – 56 per cent to be precise – who currently have a mortgage went to a bank, according to the fall 2016 report from Mortgage Professionals Canada.

However, consumers should be aware that they have other options. Mortgage brokers – who captured a 33 per cent share of the mortgage market – can prove to be a helpful resource when it comes to comparison shopping for the best mortgage rates. (The remainder of the mortgage market was made up of credit unions at seven per cent, life insurance companies at two per cent, and other sources at two per cent, according to the report.)

Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards, highinterest savings accounts, chequing accounts, and insurance with the goal to empower Canadians to search smarter and save money.

20 YPNEXTHOME.CA

Cons You can choose only from the bank’s portfolio of products, meaning your options are limited and your chances of getting the lowest rate are diminished.

There’s less flexibility offered in terms of qualifying for the loan. If your credit rating is subpar, you may not qualify for a mortgage from one of the big banks.

Individuals who are self-employed may also have a hard time qualifying.

The bottom line

VS

Cons Face-to-face availability differs from one broker to the next. So, if this is something that you require, you’ll want to ask if they can meet in person.

Because many first-time buyers are unlikely to have an existing relationship with a broker, it may take some time to find one who’s right for you.

When it comes to getting a mortgage, going with a broker – rather than directly to a bank – is the best choice, as it will allow you to get the best possible rate on the market and save you money over the long run.

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.1

Alterna Bank

2.25

Bank of Montreal

2.6

Bank of Nova Scotia

2.9

CIBC

2.7

6 months

1 year

2 years

3 years

4 years

5 years

4.1 4.10op 4 6.30op

2.99 4.10op 2.79 6.30op 3.09 6.95op 3.29 6.50op 2.84 6.35op 3.14 3.14 6.35op 2.64 3 3.20op 3.14 6.70op

2.39 4.10op 2.74

2.54

2.57

2.74

2.64

2.65

2.68

3.19

2.54

2.59

2.74

3.09

3.39

3.89

4.64

2.79

2.64

4.09

4.79

3.04 2.29

3.65 3.39

4.39 4.09

4.64 2.49

2.64 2.94

2.64 2.84

3.19 2.94

3.29 2.99

3.04

3.39

2.74

2.79

2.79 2.39

3.34 2.64

3.99 2.74

4.44 2.74

2.84

2.54

2.57

4.64

3.24

3.49

3.69

2.69

6.95op 4.55 6.45op 6.95op

Equitable Bank HSBC Bank Canada

2.25

ICICI Bank Canada Manulife Bank

2.75 2.7

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.7

TD Canada Trust

2.6

Tangerine

2.3

4.45 6.20op 4.45 4.4 6.70op

7.00op

2.99 7.00op 3.04 4.00op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.35 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.14 3.09

2.59 3.39

2.74 3.89

2.84 2.84

3.09

3.39

3.89

4.64

4 6.30op 6.2 6.40op 3.1 4.25 6.50op

2.79 6.30op 2.84 6.30op 2.64 2.89 6.50op 3.25 6.25op 2.84 6.30op 3.14 2.8 2.95op 2.39

2.74

2.64

2.84

2.74

2.89

2.95

2.99

2.89

2.64 2.99

2.64 2.99

2.84 3.1

2.84 3.14

3.2

3.65

4

4.5

2.79

3.39

3.89

2.69

3.04 2.85

3.15 2.95

3.89 3.05

3.89 3.15

2.39

2.49

2.59

2.69

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.28

Comtech Fire C.U.

2.6

First National Fin. LP IC Savings

2.7

Luminus Financial

3.25

Meridian Credit Union

2.3

PACE Savings & C.U. Parama Credit Union

2.65

Steinbach Credit Union

2.25

5.05

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE April 10, 2017. Prepared By Fiscal Agents Financial Information Services 905.844.7700

APR 29 - MAY 13, 2017 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 21

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Eastern Ontario area. Find more properties at ypnexthome.ca

LATEST LISTINGS

FERNBANK CROSSING BY PHOENIX HOMES

CARLETON CROSSING

FUSION

CRÈME

By: Brigil City: Stittsville Housing type: Singles Contact: 613.257.4079 brigil.com

By: Claridge Homes City: Ottawa Housing type: Condominium Contact: 613.232.2049 claridgefusion.com

By: Domicile City: Ottawa Housing type: Bungalows and lofts Contact: 613.807.0316 cremehomes.ca

STITTSVILLE WALK ON MAIN

SUNDANCE

FERNBANK CROSSING

By: Byrex City: Stittsville Housing type: Towns, Carriage Homes Contact: 613.233.8606 stittsvillewalk.com

By: Claridge Homes City: Ottawa Housing type: Singles Contact: 613.425.1332 claridgehomes.com

By: eQ Homes City: Stittsville Housing type: Singles Contact: 613.404.8075 eqhomes.ca

BLACKSTONE

TRIBECA LOFTS

By: Cardel Homes City: Kanata South Housing type: Singles Contact: 613.836.9521 cardelhomes.com

By: Claridge Homes City: Ottawa Housing type: Condominium Contact: 613.234.1780 claridgetribecalofts.com

TERRACES AT GREYSTONE

22 YPNEXTHOME.CA

By: eQ Homes City: Greystone Housing type: Condominium greystonevillage.ca

ST. CHARLES MARKET BY MODBOX DEVELOPMENT

TEMPO

HARMONY

THE BOWERY CONDOS & LOFTS

By: Glenview City: Kemptville Housing type: Singles Contact: 613.258.0970 glenviewhomes.com

By: Minto City: Barrhaven Housing type: Singles, townhomes Contact: 613.789.7977 mintoharmony.com

By: Richcraft City: Centretown Housing type: Condominiums Contact: 613.695.7577 thebowerycondos.ca

GOTHAM

POTTER'S KEY

GALLERY TOWNHOMES

By: Lamb City: Ottawa Housing type: Condominiums Contact: 613.257.8887 gothamottawa.com

By: Minto City: Stittsville Housing type: Singles Contact: 613.788.2761 minto.com

SOHO CHAMPAGNE

1451 WELLINGTON

By: Mastercraft Starwood City: West Central Housing type: Luxury condominiums Contact: sohochampagne.com

By: Mizrahi Developments City: Ottawa Housing type: Condominiums Contact: 613.798.4663 1451Wellington.ca

By: Tamarack Homes City: Orléans Housing type: Townhomes Contact: 613.422.5925 tamarackhomes.com

TALL SHIPS LANDING By: Thomas Fuller Construction Ltd. City: Brockville Housing type: Condominium Contact: 613.498.7245 tallshipslanding@fuller.ca tallshipslanding.com

ON HALF MOON BAY By: Mattamy City: Barrhaven Housing type: Singles, townhomes Contact: 613.825.7932 mattamyhomes.com

ST CHARLES MARKET

AVIATION PRIVATE

By: Modbox Developments City: Ottawa Housing type: Condominiums Contact: 613.301.7782 stcharlesmarket.com

By: Valecraft Homes City: Ottawa Housing type: Terrace Home Contact: 613.680.4771 valecraft.com

AVALON ENCORE By: Minto City: Orléans Housing type: Singles, townhomes Contact: 613.834.6400 minto.com

WHITE TAIL RIDGE By: Phoenix Homes City: Almonte Housing type: Bungalows and singles Contact: Kellie Connors 613.461.0277 phoenixhomes.ca

MAHOGANY By: Minto City: Manotick Housing type: Singles Contact: 613.788.2776 mintomahogany.com

FELTON COURT By: Phoenix Homes City: Barrhaven Housing type: Townhomes Contact: phoenixhomes.ca

WOODROFFE LOFTS By: Valecraft Homes City: Barrhaven Housing type: Condominium Contact: 613.440.0304 valecraft.com

Builders

If you would like to include your preview registration, new release or site opening in this feature, just email the details to sarah.khan@ypnexthome.ca APR 29 - MAY 13, 2017 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 23

Ad Index

Builder Name

Site Name

Almonte

Phoenix Homes

White Tail Ridge

x

Carleton Place

Brigil

Carleton Crossing

x

Carp

Phoenix Homes

Diamondview Estates

x

Hunt Club

Claridge Homes

Hunt Club Flats

Kanata

Cardel

Blackstone

Kanata

Claridge Homes

Kanata

Prices

D

Location

et a Se che m d i Bu ng To alo w w n Ad hom ul t L e/C ife on st do yl e

ADVERTISERS

Page

WEST x

From $390's

12, 13

From $290's

15

From $300's

12, 13

x

From $277,900

6, 7

x

Inquire

11

Bridlewood

x

From $391,900

6, 7

Glenview Homes

Liv

x

From $254,990

9

Kanata

Phoenix Homes

Fernbank

From $350's

12, 13

Kanata

Phoenix Homes

Terra Flats

x

From $200's

12, 13

Stittsville

Byrex Developments Inc

Stittsville Walk

x

From $317,900

17

Stittsville

eQ Homes

Fernbank Crossing

x

Inquire

16

Stittsville

Mattamy

Traditions II

x

x

From $316,990

4, 5

Stittsville

Minto

Potter's Key

x

x

From $344,900

2, 3

Barrhaven

Claridge Homes

West Pointe Village

x

x

From $602,900

6, 7

Barrhaven

Minto

Quinn's Pointe

x

x

From $326,900

2, 3

Barrhaven

Minto

Harmony

x

x

Inquire

2, 3

Barrhaven

Phoenix Homes

Felton Court

x

From $260's

12, 13

Findlay Creek

Phoenix Homes

Pathways

x

From $200's

12, 13

Ottawa South

Claridge Homes

Summerhill Village

x

x

From $549,900

6, 7

Ottawa South

Claridge Homes

Sundance

x

From $592,900

6, 7

Brigil

Plateau Du Parc

From $340's

15

Navan

Claridge

Spring Valley Trails

x

From $324,900

6, 7

Orléans

Claridge

Royal Ridge

x

From $199,900

6, 7

Orléans

Minto

Avalon Encore

x

From $329,900

2, 3

Orléans

Phoenix Homes

Hillside Vista

x

From $250's

12, 13

x

x x

x

x

x

SOUTH

x

NORTH Gatineau

x

EAST

24 YPNEXTHOME.CA

x

x

Site Name

et a Se che m d i Bu ng To alo w w n Ad ho m ul t L e/C ife o st nd yl o e

Builder Name

Prices

D

Location

Page

CENTRAL Ottawa

Valecraft

Aviation Private

Brockville

Fuller

Tall Ships Landing

Downtown

Lamb

Gotham

Downtown

Claridge Homes

Downtown

x

Inquire

14

x

Inquire

C11

x

From 242,900

C15

Icon

x

From $291,000

C8, C9

Claridge Homes

The Lofts

x

From $400's

C8, C9

Downtown

Claridge Homes

Tribeca

x

From $245,000

C8, C9

Downtown

Richcraft

The Bowery

x

From $194,000

C13

Gatineau

Brigil

Domaine Du Vieux-Port

x

From $260's

15

Gatineau

Brigil

Horizon

x

Inquire

15

Gatineau

Brigil

Jardins McConnell

x

Inquire

15

Kanata

Cardel

Blackstone

x

From $300's

C7

Orléans

Brigil

Petrie's Landing

x

From $230's

C2

Ottawa Central

Brigil

Kanata Lakes

x

Inquire

15

Ottawa Central

Claridge Homes

Claridge Plaza 3 & 4

x

From $232,000

C8, C9

Ottawa Central

Claridge Homes

Fusion

x

From $288,000

C8, C9

Ottawa Central

Claridge Homes

Waterstreet

x

From $195,000

C8, C9

Ottawa Central

Mastercraft Starwood

Soho Champagne

x

From $302,900

C16

Ottawa Central

Modbox

St Charles Market

x

Inquire

C3

Ottawa East

Domicile Development Inc

Corners On Main

x

Inquire

C6

Ottawa West

Tamarack

Wellington

x

From $299,068

BC

West Nepean

Claridge Homes

Stirling Park

x

From $247,000

C8, C9

CONDO

APR 29 - MAY 13, 2017 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 25

What’s Online

Trending now The latest real estate news from across Canada

Renovate or relocate?

The quest for energy-efficient homes continues

READ THE STORY ONLINE ypnexthome.ca/renovate-or-relocate

READ THE STORY ONLINE ypnexthome.ca/energy-efficient-homes

Put some spring into your home READ THE STORY ONLINE ypnexthome.ca/spring-decor

How one developer finds his next ‘hot spot’

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FINISHED SUITES NOW AVAILABLE FOR VIEWING

WHY THE HEART OF HINTONBURG IS

BEATING A LITTLE LOUDER TODAY

Warm, light-filled spaces, luxurious finishes and fantastic views await the final few.

GREAT SUITES ARE STILL AVAILABLE and ready for your personal tour now!

www.tamarackwellington.com

10 Rosemount Avenue

Starting From $

299,068