Eastern Ontario New Home & Condo Guide - Feb 7, 2015

Feb 7 - 21, 2015 Volume 15 Issue 03

Eastern Ontario Edition

UPSCALE TOWNHOME MODELS NOW OPEN AT

BY UNIFORM URBAN DEVELOPMENTS INSIDE THIS ISSUE

VIEWING YOUR HOME AS A LONG-TERM INVESTMENT

WHAT THE BANK OF CANADA’S RATE DROP MEANS FOR YOU

PROTECTING YOUR HOME FROM WINTER ELEMENTS

Sales Centre T: (613) 788 2770 A: 380 Huntmar Drive, Kanata Mon - Thurs: 12pm to 8pm, Fri: Closed, Weekends: 11am to 6pm

Visit our Sales Office Today Rendering is artist’s concept only. Prices and specifications are subject to change without notice. E. & O. E.

minto arcadia.com

NEW LOTS RELEASED

New Single Family Home Executive II and Avenue Townhome Lots Available These spacious new LEED® certified homes in Kanata feature stunning exteriors and open concept layouts within a 200-arce master-planned community surrounded by shopping, parks, trails and transit.

200’s Single Family Homes $ 300’s Townhomes $ from the mid

from the mid

Monarch’s Make Your Move Event!

SAVE UP TO $30,000 AND MOVE BY SPRING!

MOVE IN BY SPRING AND SAVE THOUSANDS AT EVERY COMMUNITY NEPEAN | Finale at Stonebridge $30,000 Design Studio Dollars*** OR $20,000 OFF price on select homes Singles from the upper $400,000’s Sales Centre 610 Kilbirnie Drive (Kilbirnie Drive & Dundonald Drive) 613-692-9284

KANATA | Blackstone Townhomes from the upper $200,000’s | $15,000 OFF price on select homes 32’ Singles from the upper $300,000’s | $20,000 OFF price on select homes 46’ Singles from the mid $400,000’s | Save $36,500 on select home Sales Centre 110 Westphalian Avenue 613-831-2619

NEPEAN | Longfields Save $22,500 on select homes Urban & Courtyard townhomes from the low $300,000’s Semi-detached from the upper $300,000’s Sales Centre 280 Longfields Drive (Longfields Drive and Beatrice Drive) 613-569-5313 HOURS: Monday – Thursday: 1pm – 8pm, Friday, Weekends & Holidays: 12pm – 5pm

discover more

MonarchGroup.net

first.

Other promotional offers do not apply with this promotion. Availability, prices and specifications subject to change without notice.

Some restrictions apply, see sales associate for details. E. & O.E. February 2015. 14751.

Elegant Living In Ottawa’s Most Desirable Surroundings.

Towns & Detached Homes In Naturally Beautiful Settings.

Lot 2 : 30' Home, The Primrose, Elev. ‘A’, 1,862 Sq.Ft., $342,990.

Includes: $15,000 At Décor, Granite Countertops In Kitchen, Rec Room Ready & 9' Main Floor Ceiling.

Elev. ‘A2’

Closing Date: November 17th 2015

Lot 229 - 5: Village Home, The Berryhurst, Elev. ‘A2’, 1,263 Sq.Ft., $239,990.

Includes: 3 Stainless Steel Appliances, Granite Countertops In Kitchen, Hardwood In Lieu Of Carpet On Main Floor, Ceramic In Lieu Of Vinyl Throughout, Kitchen Backsplash & Master Ensuite.

Lot 189: 34' Home, The Snowberry, Elev. ‘A’, 1,890 Sq.Ft., $349,990.

Includes: $5,000 At Décor, Granite Countertops In Kitchen, Rec Room Ready & 9' Main Floor Ceiling.

Closing Date: June 3rd 2015

Closing Date: February 10th 2016 Saw

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Follow us: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

Elev. ‘A’

Lot 215-2 : 2 Storey Townhome, The Berrygrove, Elev. ‘A’, 1,126 Sq.Ft., $259,990.

Includes: $10,000 At Décor, 3 Stainless Steel Appliances & Granite Countertops In Kitchen.

Lot 167: 30' Home, The Marigold Corner, Elev. ‘B’, 1,710 Sq.Ft., $359,990.

Includes: $10,000 At Décor, Granite Countertops In Kitchen, 9' Main Floor Ceiling & Rec Room Ready.

Closing Date: December 16th 2015

Closing Date: March 3rd 2016

KANATA

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Lot 155-3: 2-Storey Townhome, The Queenscliffe Corner, Elev. ‘B’, 1,687 Sq.Ft., $309,990.

Includes: $10,000 At Décor, 3 Stainless Steel Appliances, Granite Countertops In Kitchen, Rec. Room Ready, Hearth & Home & Bath Oasis.

Lot 17: 34' Home, The Forestlane, Elev. ‘C’, 2,050 Sq.Ft., $359,990.

Includes: $7,500 At Décor, Granite Countertops In Kitchen, Rec Room Ready & 9' Main Floor Ceiling.

Closing Date: September 17th 2015

Closing Date: May 5th 2016

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FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm MODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm

Iconic Homes and Communities

UNIQUE, ARCHITECT DESIGNED HOMES

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STONEBRIDGE

Conveniently located near Stonebridge in Barrhaven, Manotick Village and the Rideau River, this idyllic neighbourhood features classic, Barry J. Hobin designed homes surrounded by natural, open spaces and flowering trees.

MODEL HOMES OPENING FEBRUARY 7 STARTING FROM $523,500

THE DOUGLAS LOFT

THE WINDERMERE

TOWN MODELS ALSO NOW OPEN Sales Centre Hours Mon – Thurs: 12 – 7pm Fri – Sun & Holidays: 12 – 5pm 532 Kilspindie Ridge (via 3699 Jockvale Road) 613.608.8079

Sign up online to receive Community Updates and exclusive access to new releases!

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Condo Flats starting from the $199s Enjoy 2-bedroom, single floor living in our condo flats in OrlĂŠans.

Plus $7,500 in Design Centre bonuses & 3 stainless steel appliances.

Sales Centre - 2370 Tenth Line Road MintoAvalon.com

No Condo Fees for 1 Year!

E. & O.E. Prices and specifications are subject to change without notice. Restrictions apply.

Get to know our townhomes Design, quality and attention to detail. Everything you love about our singles in a town. New models now open in Kanata and Barrhaven.

Visit us online for full details. cardelhomes.com/ottawa

106-225 WinterFeLL Private, OttaWa 613-249-0704

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Choose from one of our communities and visit us today!

Kanata

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Singles, Bungalows & Townhomes

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Findlay CreeK Singles, Bungalows, Townhomes & Zen Urban Flats

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ClaridgeHomes.com Prices and specifications are subject to change without notice. E.&O.E.

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FEB 7 - 21, 2015 || VOLUME 15 ISSUE 03

COVER

p. 30 THE ORCHARD Upscale Townhomes in Barrhaven

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

DIRECTOR OF SALES, NATIONAL

Josh Heppner

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SALES MANAGER, EASTERN ONTARIO

Paul Bimm

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge ART DIRECTOR

Victoria Cigan & Megan Pike EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck, Elisa Krovblit, Lydia McNutt SALES CO-ORDINATOR, EASTERN ONTARIO

Nash Kamaludin

CONDO INSERT C01-C28

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SPOTLIGHT ON CONDOS:

Your guide to new condo communities in the Gatineau and Greater Ottawa Area

regular features 16 Editor’s Note C6 AV Ridge

Urban convenience with the Alta Vista lifestyle

C8

Home Smarts

C12

Tax Time Tips

20

Tarion Report

Tax credits to ease the pain of this big-ticket purchase Protect your home from the elements this winter

by Howard Bogach

What the Bank of Canada’s rate drop means for homebuyers and homeowners

by Alyssa Richard

26 28 32

Investing in your home: taking the long view

by Marnie Bennett

Mortgage Advice

Luxury homes

PRODUCTION CO-ORDINATOR

Dennis Ng

GRAPHIC DESIGNER

Viosa Barileva

Published By

by Lydia McNutt

newhomeandcondoguide.ca

Make Your Move

1 Raymond St., Ste. 300 Ottawa, Ontario K1R 1A2 Phone: 613.729.1221

by Chuck Resnick

Published Saturdays, 2015 Publishing Schedule: Bi-weekly Jan.-June and Aug.-Nov. Monthly: July & Dec. 1

With a move, it’s all in the timing

RRSPs

They’re not just for retirement anymore

Quick Tips

Calendars, planners and trackers – oh my!

by Hellen Buttigieg

38

Bala Gnanapandithan

See double-digit increase in sales

by Gail Vaz-Oxlade

34

MANAGER OF PRODUCTION

Hot Sheets

Two pages of community previews and openings

CIRCULATION: Free distribution in street boxes, stores, banks and financial institutions.

TERMS: Advertisers, editorial content and New Home & Condo Guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL: Submissions from interested parties will be considered. Please submit to the address shown. The views and data expressed by columnists do not necessarily represent those of the publication.

COPYRIGHT 2015: All rights reserved by New Home & Condo Guide, Toronto, Ontario. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

Please recycle this magazine! Wall2Wall Media participates in the Partners In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

OPEN HOUSE INVENTORY PRICED FOR

IMMEDIATE OCCUPANCY!

Reward Yourself.

visit us at our New Models and Sales Centre in BARRHAVEN

(Off Longfields Dr. across from South Nepean Park)

visit us at our Models in PRINCE OF WALES

217 and 219 Madhu Cresent Open Weekends: Noon to 5:00 pm.

613-440-3750

or 613-809-5116 for an exclusIve viewing.

W L I O I N TH U A D BO P ED N TO HO US $ M FE 160 ES AT ,0 UR 0 ES 0 !

OPEN HOUSE 217 and 219 Madhu Cresent

2 LUXURIOUS HOMES PRICED FOR

Visit our Brand New Homes at 217 and 219 Madhu Cresent

The Trinity 4 3,035 sq. ft.

The Trinity 4 3,049 sq. ft.

Now Now Only $889,900 Only $894,900 IMMEDIATE OCCUPANCY!

//EDITOR’S NOTE

Moving made easy Due diligence a must with this part of the homebuying process

W

hether you’re relocating from one coast to the other or moving to your first place out of your parents’ home, moving can be hectic, exciting and certainly stressful. But, relax. You can eliminate all of the anxiety associated with moving by taking control of the situation with confidence.

If you decide to move yourself, book a moving truck well in advance from a reliable company that can help with some tips on moving as well as advice regarding the size of vehicle you will need.

If you decide to go with a pro, ask your friends and family to recommend a mover. Call at least three companies to ask about their services and then decide.

Professional movers can do everything for you if you wish, from packing and unpacking, to disconnecting appliances and electronics, but of course there’s extra cost involved.

Make sure you understand the terms of your agreement no matter what you decide, as well as any additional costs such as insurance and mileage fees, so you can budget accordingly.

Happy moving!

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

Ask those taxing questions Whether from your mortgage broker or financial advisor, the right answers could save you hundreds if not thousands

W

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

hen you’re buying a home, particularly your first home, you will need the advice of several professionals: builder, lawyer, mortgage broker or banker, financial advisor and so on. But none of them has the personal stake in the deal that you do. Indeed, it is your transaction, your future and, ultimately, your money.

This is why it’s essential to ask questions. Don’t understand something?

Ask. Don’t get a satisfactory answer?

Ask again.

Take this scenario brought to our attention by Alyssa Richard, CEO of ratehub.ca. First-time buyers who are looking to buy together with a buyer who is not a first-timer, can still use the Home Buyers’ Plan to withdraw $25,000 from their RRSP, tax-free, for a down

16 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

payment. But they cannot claim the FirstTime Home Buyers’ Tax Credit of $750.

“Another surprise had to do with land transfer tax rebates. In Toronto, qualifying first-time homebuyers can claim a total rebate of up to $5,725 for both the Ontario and Toronto land transfer tax. If you’re buying with someone who is not a first-time homebuyer, many first-time buyers assume they can’t claim those rebates.

But you can – 50 per cent is yours to claim.” Instead of being able to claim the full rebate of $5,725, you could claim $2,862.50, which of course is better than nothing.”

Whatever your own circumstances, take the time to ask those challenging, if difficult, taxing questions. The answers could save you hundreds if not thousands.

Brilliant. Beautiful. Bungalows.

If you want the best, go straight to – EQ Homes, Ottawa’s bungalow specialists.

At both eQuinelle and Fernbank Crossing, you’ll find the finest bungalow floor plans in the region, offering the convenience of single level living with all the luxury features and exceptional value that you’d expect from an award-winning builder like EQ!

Visit one of our sales offices today, for a tour of our Model Homes!

STITTSVILLE

KEMPTVILLE 416

5

416 5

1,175 – 2,010 sq. ft.

416

from the mid 2

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44 43 44

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416

$300’s

1,175 – 2,010 sq. ft. from the high

$300’s

613 • 258 • 6488

613 • 404 • 8075

88 Equinelle Dr., Kemptville, off County Rd. 44

339 Bobolink Ridge, Stittsville off Fernbank Rd.

TWO MORE INNOVATIVE DEVELOPMENTS FROM THE REGIONAL GROUP OF COMPANIES INC.

Prices and specifications are subject to change without notice. E. & O.E. All renderings are Artist’s concept. *See Sales Representative for further details.

eqhomes.ca

Renderings are artist’s concept and images are for mood and impression only. E & O.E. February 2015. 14599.

//TARION REPORT

Protect your home from the elements this winter » by HOWARD BOGACH

HOWARD BOGACH

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

During the winter months, your home is exposed to harsh conditions, which can cause damage from the outside in.

Even though all new homes in Ontario come with a warranty that lasts seven years, this warranty does not include regular wear and tear on your home. It is essential to conduct home maintenance year-round to protect your home from damage, and to help ensure that you keep your warranty rights.

Let’s begin with the exterior of your home. Homeowners should keep a close watch in valleys and dormer roof areas for ice damming, as this can lead to water leaks inside the home.

Fluctuating temperatures can cause ice damming and icicles. This occurs when the roof surface is warm enough to melt the snow, but the air temperature is cold enough to re-freeze the melted water – leading to ice forming on roofs.

Professional removal of ice and snow can help reduce the likelihood of water leaks. Severe weather aside, regular wear and tear on your home can also cause damage if a regular winter maintenance routine is not followed.

Some additional important outdoor tasks include: checking and ensuring air

intakes, exhausts and meters are clear of snow, cleaning gutters and washing out all debris, turning off and draining exterior hose bibs, and inspecting the foundation around your home for cracks that require repair.

Once we go inside, there are a few more maintenance tasks that will help keep your home healthy this season. Today’s energy-efficient homes are built tightly to seal out the cold weather. However, this can lead to excess moisture if water does enter the home. Weather-related water entering and remaining in your home can cause considerable damage and lead to unhealthy indoor air quality. The humidity level in your home is a key indicator of a healthy indoor environment. You can check the humidity level in your home using a hygrometer.

The healthy range is 30 to 50 per cent humidity.

If your home’s humidity levels are lower than 30 per cent, install a portable humidifier. Low humidity may affect your interior finishes and cause wood products to shrink.

Excess moisture, on the other hand, can be improved with proper ventilation. Bathroom fans, kitchen range hoods and packaged ventilators such as heat recovery ventilators are specifically installed in your home to help you control moisture and contaminants.

As well, regular use of your home ventilation system will remove excess airborne moisture caused by bathing, showering, doing laundry and cooking. Ventilation is only one of the many components that keep your home in good condition.

Indoor maintenance during the winter months should also include: cleaning or replacing your furnace filter, cleaning the heat recovery ventilator and washing or replacing the filter, checking all caulking and weather stripping around windows and doors, checking smoke and carbon monoxide detectors and replacing batteries if required.

Owning a new home comes with a responsibility to manage and maintain that home, and that responsibility falls on the owner.

By conducting regular and proper maintenance on your home, you will help to ensure that your statutory warranty rights are protected, and your home stays in good condition.

For a comprehensive checklist of seasonal maintenance tips, visit tarion.com

20 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

WE WON'T CHARGE YOU EXTRA FOR YOUR CUSTOM DESIGN Choose one of our many models Bring us your design Custom modifications to any models or designs Creation of a new custom design just for you ... all this as part of our service at NO EXTRA CHARGE.

Meet directly with owner Pierre, owner Michel or VP Stephan

LOCATED OFF CARP RD BETWEEN STITTSVILLE AND CARP D

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• 22 lots in a Private Cul-de-sac • 2 to 4 acres country Estate Lots (well & septic) • Underground services with Natural Gas and High Speed Internet • Open and partially or fully treed lots • Walking trails with access to lake and creek • 5 minutes from Kanata Centrum

4+ LOCATIONS • NAVAN: Mustang St.: ½ acre fully treed private Estate Lot. From the high $600's.

• OTTAWA: Westboro: 2 luxury semi-detached homes. From the high $600's.

• STITTSVILLE: Deer Run: 41’ to 54’ wide lots in a private crescent. From the mid $400's.

• CARP: Westlake South Estates: 2 to 4 acres private Cul-de-sac Estate Lots. From the mid $500's.

• ON YOUR OWN LOT

(613) 296-7000 2 QUICK OCCUPANCY HOMES FOR SALE

IN STITTSVILLE FROM $529,900

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BONUS A Valentines A toValentines Love BONUS to Love B

toThat's make That's $15,000 your in$15,000 dĂŠcor upgrades dreams in to make dĂŠcor come your dreams upgrades true! come true!

SPOTLIGHT ON CONDOS EASTERN EDITION

Feb 7 - 21, 2015

YOUR PULL-OUT GUIDE to highrise, conversion, loft, terrace & townhome condo projects

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SPOTLIGHT ON CONDOS

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SPOTLIGHT ON CONDOS

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AV RIDGE

SPOTLIGHT ON CONDOS

Urban convenience with the Alta Vista lifestyle

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V Ridge in the long-established Alta Vista neighbourhood offers beautiful urban flat condominiums and terrace townhomes from Ottawa’s fastest growing boutique builder, Theberge Homes.

These urban flats and terrace townhomes offer fi rst-time buyers and investors the perfect opportunity to jump into homeownership with the low starting price of $219,900.

Theberge Homes discovered this property pocket surrounded by traditional homes and mature trees, enabling them to partner location, affordability and lifestyle. Located just off St. Laurent Blvd., near the world-renowned Canada Museum of Science and Technology, Alta Vista is one of Ottawa’s most established neighbourhoods.

This popular development is large enough to form a community of its own, yet has quick access to all the city’s amenities. Shopping is minutes away at St. Laurent Shopping Centre, as well as the Trainyards, Elmvale Acres and the big box stores including Costco and HomeSense. There are grocery stores, restaurants and all the services you need, along with

proximity to four of Ottawa’s major hospital campuses – the Riverside, the General, the Children’s Hospital of Eastern Ontario – all on Smyth and the Montfort near Aviation Parkway.

You can be downtown in minutes, and have easy access to major roadways such as the Queensway. The train station is literally just up the road. Take Riverside Drive the other direction and the airport is close by. Bus routes are plentiful. Recreation facilities such as parks and pools abound, and some of Ottawa’s famous athletic facilities are nearby, including Movati Athletic at Trainyards, the Ottawa Athletic Club with their excellent tennis and golf schools and the Minto Sportsplex, home to many of Canada’s greatest skaters.

THEBERGE HOMES | AV Ridge

LOCATION Alta Vista HOUSING TYPE Urban flats 729 to 1,048 sq. ft., Terrace townhomes 1,055 to 1,262 sq. ft.

Priced from $219,900 SALES CENTRE 269A Everest Private Off Russell Road, across from Perley Hospital CONTACT 613.680.4744 avridge.com thebergehomes.com

And what a price point! Th is is a rare opportunity to move straight into homeownership. Urban flats start at a mere $219,900. Th is development is move-in ready!

Homebuyers still have the opportunity to take advantage of this location and have nine different floorplans to choose from, but you better hurry, there are only 16 opportunities remaining!

That’s right – this new development is ready for immediate occupancy. And all of the homes have more than $10,000 in upgrades and six appliances included! Excellent location, easy access, established neighbourhood and affordable prices – your new home could be a reality now!

The urban flats have one or two bedrooms, and a large terrace in each unit. Buildings are low-rise with landscaped grounds and exteriors that grace the neighbourhood. Interiors feature contemporary open-concept designs and

gorgeous finishes such as ceramic flooring in kitchen and bath, Berber carpeting and gourmet kitchens for entertaining.

Visit Alta Vista Ridge today and meet your new neighbourhood!

To view AV Ridge model home, visit the sales office at 269A Everest Pvt., Thursday and Friday noon to 6 p.m., or weekends noon to 5 p.m.

Call 613.680.4744, or visit avridge.com or thebergehomes.com. But act fast – there are only 16 homes left.

Exclusive Brokerage – Bennett Property Shop Realty 613.233.8606| bennettpros.com FEB 7 - 21, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C7

//HOME SMARTS

INVESTING IN YOUR HOME:

Taking the long view » by MARNIE BENNETT

MARNIE BENNETT

is a broker and the marketing director for Bennett Property Shop Realty, a full premium service real estate brokerage specializing in marketing and selling new and resale homes, condominiums and investment real estate.

Marnie is the host of the weekly radio show the Real Estate Hour, a millionaire real estate investor and a wealth management coach. bennettpros.com

If you’re reading this magazine, chances are you have the intention of finding the perfect home for you and your family; a place to live happily and put down roots. Whether you’re new to the market or an experienced home owner, that’s a worthwhile goal.

Now, I’d like to help you look at that goal from a slightly different perspective: your home is likely the largest financial investment you’ll ever make. When the time comes to move on, the increased value of your home will yield money you can put in the bank – or, better yet, towards your next real estate investment.

Th inking of real estate with an eye to its future worth can help you to make important decisions during the new home search. It may encourage you to purchase a home in an up-and-coming part of town rather than a wellestablished area, with the knowledge

that property values will rise as the neighbourhood is gentrified. It may mean looking into the zoning for nearby undeveloped land to ensure that your home won’t wind up next to an industrial park, bringing property values down.

Helping your investment stand the test of time may mean choosing a neutral kitchen backsplash rather than a trendier option. It may even mean selecting design features that you personally don’t consider important: just because you favour showers over baths, for instance, doesn’t mean it’s a good idea to skip the bathtub in your master en-suite. Ten years down the road, that missing bathtub may be a deal-breaker for many prospective purchasers.

Once you’re settled, it’s important to keep the value of your investment high. That means proper upkeep and getting feedback from your real estate agent before undertaking any renovations. Landscaping is a terrific, cost-effective way to add value to your home: a sapling costs very little, but in time it will grow to be a beautiful, irreplaceable asset.

Real estate is one of the few investments you can enjoy from beginning to end. While stocks and bonds put your assets out of reach until you decide to cash them in, a home is a tangible investment that surrounds your family with comfort every day.

To receive a free copy of a new special report titled Homebuyers: How to Save Thousands of Dollars When You Buy, email sales@bennettpros.com

C8 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

plus ENJOY FREE CONDO FEES FOR TWO YEARS!*

H I D E AWAY ’ S SA LT WAT E R P O O L

WILL BE OPEN IN JUNE BUT, YOU CAN TAKE ADVANTAGE OF

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SPOTLIGHT ON CONDOS

GLADSTONE AVE

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//TAX TIME TIPS

Tax tips for the homebuyer TAX CREDITS TO EASE THE PAIN OF THIS BIG-TICKET PURCHASE Buying a home is a big investment and a financial commitment – especially as a first-time homebuyer.

Many first-time homebuyers are generally recovering from the first year of moving into their dream home, and all the associated fees, unanticipated closing costs and expenses to maintain the home.

The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 from your Registered Retirement Savings Plan (RRSP) to buy a qualifying home for yourself or for a related person with a disability

C12 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

There are a couple of tax credits that homeowners should be aware of when fi ling their 2014 tax returns.

THE HOME BUYERS’ PLAN (HBP) is a program that allows you to withdraw up to $25,000 from your Registered Retirement Savings Plan (RRSP) to buy a qualifying home for yourself or for a related person with a disability.

RRSPs aren’t just for retirement anymore. This plan lets first-time homebuyers access their retirement savings tax-free, to increase their down payment and decrease their mortgage amount – and interest paid.

The HBP withdrawal limit is $25,000 – tax-free – for each you and your spouse, for a combined total of up to $50,000 toward your down payment or other home-purchase related costs.

In order to take advantage of this plan, your RRSP contributions must remain in the RRSP for at least 90 days before you can withdraw them under the HBP. Generally, you will be required to repay all the withdrawals to your RRSPs within a period 15 years to avoid paying tax on that sum. You will have to repay an amount to your RRSP each year until your HBP balance is zero. If you do not repay the amount due for a year, that amount will have to be included in your income for that year, and you will be taxed.

The HBTC is a federal tax credit available to qualified first-time homebuyers or homeowners who have not owned a home in the previous four years

THE HOMEBUYER’S TAX CREDIT (HBTC) is a federal tax credit of up to $750 is available to qualified fi rst-time homebuyers or homeowners who have not owned a home in the previous four years. Th is tax credit was introduced in 2009 to ease the burden of closing costs for fi rst-time buyers.

Do you qualify for the HBTC?

» Neither you, your spouse or common-law partner may have lived in a house that either of you owned in the year of purchase or any of the four preceding years. » If you are a person with a disability or are buying a house for a relative with a disability, you don’t have to be a fi rst-time homebuyer to qualify. However, the home must be purchased to allow the person with a disability to live in a more accessible dwelling or in an environment better suited to their needs and care. » A qualifying home is a housing unit located in Canada that already exists or is being built. » A share in a co-operative housing corporation that entitles you to possess, and that gives you an equity interest in a housing unit located in Canada, also qualifies. However, a share that only provides you with a right to tenancy in the housing unit does not qualify.

Why the Home Buyers’ Tax Credit is good for Canada The federal government introduced the HBTC to give Canadians some much-needed tax relief.

As part of the Government of Canada’s $62-billion economic stimulus announced in the Economic Action Plan, fi rst-time homebuyers can get this non-refundable tax credit to help offset legal fees, disbursements and land transfer taxes.

People with disabilities who move to a more accessible home may also qualify for the tax credit.

The HBTC makes it a little easier to make one of the largest purchases of our lives – a new home.

For more information and tax tips, visit online at cra-arc.gc.ca

FEB 7 - 21, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO C13

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Claridge Claridge Homes Homes is is raising raising the the the the bar bar with with a bold, a bold, geometric geometric tower tower toto rise rise above above Ottawa.

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Our Our condominiums condominiums have have been been redefining redefining Ottawa’s Ottawa’s skyline skyline forfor years, years, and and now now we’re we’re proud proud toto give give new new meaning meaning toto high high standards standards through through Claridge Claridge Icon.

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Find Find your your new new home home inin the the heart heart ofof Little Little Italy, Italy, where where stunning stunning views views ofof Dow’s Dow’s Lake Lake are are available available forfor asas low low asas $278,000. $278,000.

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OTTAWA’S TOP-SELLING CONDOMINIUM PROJECT! • UP TO $25,000 CASH BACK* • FLEXIBLE DEPOSIT STRUCTURE • OWN IN WESTBORO FOR ONLY $1100 A MONTH* INCLUDING LOCKER, LESS THAN RENT!

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*Prices and specifi cations are subject to change without notice. Conditions apply, see Sales Representative for details. Carry for price based on 15% deposit UpperWest Sales Centre including incentives. Rendering is artist’s concept. E. & O.E. 400 Richmond Rd. Ottawa, ON K2A 0E8 613.788.2786 Monday – Thursday: 11am to 7pm Friday – Sunday & Holidays: 11am to 5pm upperwestsales@minto.com

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Live in Westboro’s most exciting new enclave of two- and three-bedroom contemporary townhomes, ranging from 1,756 to 1,948 sq. ft., beautifully designed by Barry J. Hobin & Associates Architects. Enjoy lock-and-leave convenience and ample storage space in each home. Just two blocks from your favourite shops and restaurants in the heart of an established neighbourhood, and minutes from the Ottawa River, Queensway, Tunny’s Pasture and downtown.

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//MORTGAGE ADVICE

What the Bank of Canada’s rate drop means for homebuyers and homeowners » by ALYSSA RICHARD

ALYSSA RICHARD

is the Founder and CEO of RateHub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

On Jan. 21, Governor Stephen Poloz announced that the Bank of Canada (BoC) was dropping its overnight rate by 0.25 per cent, from one per cent to 0.75 per cent. It was the fi rst time the rate had been changed in nearly 4.5 years.

First, if you read the news or happen to follow even a few personal finance experts on Twitter, you probably got the sense that it came as a surprise – and it did. Until a few months ago, everyone expected Canada’s economy to finally pick up in 2015, and for interest rates to go up along with it.

Unfortunately, as you’ve probably noticed by the cheap gas prices you see around your city now, falling oil prices have already hurt our economy. Profits are down, people are losing jobs… and the BoC’s decision to cut its rate was meant to do one thing: encourage banks to drop their Prime rates, so Canadians who were feeling the negative impacts of what’s been happening in the oil industry could keep up with their existing debt commitments.

Conversely, at fi rst, the banks chose to ignore the BoC’s rate cut and refused to lower their Prime rates. Stating concerns that dropping interest rates further would actually cause Canadians to take on more debt they couldn’t afford to repay, versus help those who were feeling the itch, the banks didn’t want to budge. Finally, one week after the overnight rate was dropped, the big banks all lowered their Prime rates – but only by 0.15 per cent, not the full 0.25 per cent. There’s no telling how long this will last, or if the banks will drop their Prime rates further, but here’s what it means for you.

24 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

If you’re a homeowner with a variable mortgage rate, your bank’s decision to drop its Prime rate will result in a smaller monthly mortgage payment. A 0.15-per-cent decrease won’t save you much – maybe $40 per month on a $400,000 mortgage – but it’s still something. And if you are carrying extra debt or want to make a lump sum payment on your mortgage later this year, use this savings to help you do so.

If you’re thinking about buying a home this year, don’t let these lower interest rates make you think you can afford an extra-large mortgage. There’s a lot of uncertainty surrounding this rate cut, and we don’t know how long it will last. It’s really important to buy a home that is below your maximum price limit and to stress test your mortgage; that means tacking on two per cent to the current interest rate and seeing if you could still afford the payment, if interest rates went up.

The banks are right to be concerned about Canadians taking on more debt; that’s what happens in low interest rate environments. Take this rate cut for what it’s really worth: a chance to pay down your current debt sooner.

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Sales office hours: Mon – Thurs: 12pm – 7pm, Friday: Closed, Sat – Sun: 12pm – 5pm

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Prices, sizes and promotions are subject to change without notice. Renderings are artist’s concept. See Sales Representative. E.&O.E.

//IN THE NEWS

LUXURY HOMES

see double-digit increase in sales » by LYDIA MCNUTT

Luxury homes are selling like hotcakes in Canada’s major markets, according to Sotheby’s International Realty Canada’s latest Top-Tier Real Estate Report. That upward trend is expected to continue well into 2015, with historically low mortgage lending rates, a solid Canadian economy and an ongoing flow of immigration, migration and foreign investment into Vancouver, Calgary, the Greater Toronto Area and Montreal.

The report examined properties sold in the $1-million-plus range between Jan. 1 and Dec. 31, 2014, analyzing sales volume, the number of days on market, and the percentage of homes that sold over asking price.

Canada’s big four all saw double-digit gains in the sale of luxury homes. The GTA led the pack with a 38-per-cent increase over 2013 – head and shoulders above Canada’s priciest market of Vancouver, which saw gains of 25 per cent, and Montreal’s 21 per cent. Calgary’s more modest increase of 16 per cent is attributed to fluctuations in the oil market, which introduced uncertainty to the luxury market.

26 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

With demand up and inventory down, luxury homes favored sellers in 2014, showing a drop in days on market and a rise in the number of homes sold over asking price in the GTA and Vancouver. The steady rise in the benchmark price of a typical, detached single-family home (now well beyond the $1 million mark in what are considered “conventional” neighbourhoods) has propelled the price of luxury homes upward in these cities as well.

According to Sotheby’s International Realty Canada president and CEO Ross McCredie, “2014 was another benchmark year for high-end real estate in Canada, as demand continued to be fueled by historically low lending rates, a strong economy and steady immigration and migration into Canada’s major cities. We expect the market to remain strong in the GTA and Vancouver well into 2015, and for demand to outweigh available inventory, especially when it comes to detached single-family homes. The outlook for Montreal and Calgary is positive, but more conservative – both cities are heading into the year positioned to maintain balance.”

AllowAnce

MunicipAl TAxes * › › › ›

condo Fees

for

Units available for quick occupancy; Limited time offer. Subject to change without notice; 32 communities in the National Capital Region; Towns, semis, single family homes & condos.

3 years

* Maximum taxe value $10,000. Certain conditions apply. Contact our housing consultants for more information.

HeriTAge Hills

HeriTAge Hills

$ 1 /143 mo.

278 520$ 263 245$

condo (a)

**

122-1 Battersea Cr.

condo (b)

oxford

**

109 McGregor Rd.

$ 643 /mo. **

451 639$ 405 350$

sirocco (Furnished)

JArdins Mcconnell

339 037$ 307 476$

héritage

**

94 rue Georges-Lebel 3

238 086$ 226 570$

$ 1 /760 mo. **

st-Michaels

2

613.831.0126

3

**

héritage

**

oxford b

819.246.4663

st-Michaels

613.831.0126

3

415 794$ 380 902$

Périgord b

$ 1 /654 mo. **

819.682.4663

3

riverMeAd

$ 993 /mo. **

1236-2 ch. d’Aylmer 2

**

173 rue Polder

819.682.4663

242 101$ 228 800$

2/mo.

117$

518 637$ 487 629$

cHâTeAu golF

$ 984 /mo.

613.824.4059

2

plATeAu syMMes

$ 1 /339 mo.

332 354$ 308 368$ 3

**

159 Loreka Court

23 rue des Scouts

1220-1 ch. d’Aylmer

819.669.4663

**

oxford b

$ 1 /286 mo.

lorekA courT

$ 2 /062 mo.

507 337$ 474 929$

cHâTeAu golF

$ 1 /335 mo.

st-Michaels

plATeAu syMMes

819.776.4663

3

313 943$ 296 262$ 90-6 Prestige Circle

163 Loreka Court

613.257.4079

22 rue Joran

819.776.4663

**

613.824.4059

2

plATeAu du pArc

680 boul. des Grives 1

**

standford

plATeAu du pArc

condo

$ 1 /760 mo.

440 453$ 405 262$ 3

$ 1 /286 mo.

lokerA courT

71 Francis St.

613.257.4079

160 670$ 148 269$

st-Michaels

cArleTon crossing

$ 1 /621 mo.

416 177$ 379 390$

313 943$ 296 262$ 100-5 Prestige Circle

613.317.2438

2

cArleTon crossing

3

**

122-4 Battersea Cr.

613.317.2438

2

$ 1 /263 mo.

305 440$ 290 895$

peTrie’s lAnding

peTrie’s lAnding

819.246.4663

728 095$ 588 800$

Phare (Furnished)

2/mo.

557$ **

91 ch. Morley-Walters

819.595.4663

4

** Payment includes principal, interest, municipal taxes & condo fees for 3 years. 2,89% interest rate, 5 year term, 25 year amortization, 5% down payment.

BRIGIL.COM

//MAKE YOUR MOVE

MAKE YOUR MOVE

with a move, it’s all in the timing » by CHUCK RESNICK

CHUCK RESNICK

is vice-president, marketing and operations at Two Men and a Truck – Canada

Timing is everything, and when it comes to ensuring a successful move, that statement is pretty much true.

Even if it’s not “everything,” using some careful planning and forethought helps “everything” happen efficiently. The point is, as soon as you decide to move, start your thinking process, explore your options and take action.

First, are you going to move yourself, or will you hire movers?

It’s best to book the truck or the moving company at least a month ahead, and preferably more. Keep in mind that because of more cooperative weather, late spring, early summer and early fall are the most popular times of the year for moves. If you wait too long to book, you may have trouble getting someone during those seasons.

And don’t forget, June 30 is the busiest moving day of the year!

Next, are you going to pack or take advantage of professional packing services? If you are thinking DIY, start collecting/buying boxes and packing material. Remember that professional movers usually sell standard-size boxes that are sturdy and easy to stack, as well as paper that can protect your items without leaving newsprint behind.

Last, but not least, what do you want/need to move? Now is the time to purge all of those unnecessary items that have been at the back of closets and basement corners for months, and often years. The less “stuff ” you move, the easier and less expensive the transfer.

Following is a handy reference for what to do when.

28 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

A MONTH BEFORE THE MOVE …

• De-clutter, sort, pitch, give away, donate to charity, host a yard sale – whatever – but pare down your goods.

• Obtain and change-of-address cards from your local post office.

• Notify magazines, insurance companies, banks, credit card companies, schools and employers of your change of address.

• Start using up food and perishables to minimize what you throw out on moving day.

• If you are moving to a new home or condo that includes appliances, ask for the owner’s manuals ahead of time.

2 WEEKS TO 1 WEEK IN ADVANCE… • Make a “survival closet” of items you will need to clean the place once furniture is moved (broom, dustpan, cleansers), and even snacks that you can grab quickly during the process.

• Either start packing or make sure your mover begins. Label boxes as you pack with both the contents and which room each will go into at your new digs. Write the destination room on the top and sides of each box.

• Schedule disconnects for utilities and phone, but make sure you still have the use of your phone line on moving day. At the same time, arrange for hook-ups at the other end.

• Cancel newspapers, cable TV, security system monitoring and any companies you use for services such as cleaning and lawn maintenance.

• Send out change-of-address cards.

THE DAY BEFORE THE MOVE… • Clean out, defrost and dry the fridge and freezer.

• Get to a bank or bank machine and take out enough cash to tide you over.

• Pack a last-minute essentials bag/box.

• Arrange for children and pets to be looked after elsewhere on moving day.

ON MOVING DAY… • Double and triple check rooms, closets, the garage and basement to ensure that you have all of your things and the areas are left clean.

• Don’t forget to carry your own (family’s) valuables, cash and relevant to the move and all other important documents.

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//COVER STORY

Uniform Urban Developments offers

UPSCALE TOWNHOMES IN BARRHAVEN

T

wo gorgeous new upscale model homes from Uniform Urban Developments are now available for viewing, bringing this award-winning builder’s unique combination of contemporary and craftsman designs to The Orchard in Barrhaven near Stonebridge. The Orchard has both townhomes and single-family homes in several designs, and Uniform Urban Developments is proud to open these two new Barry J. Hobin designed townhome models.

The Palmer model is a more traditional offering with 2,250 sq. ft. of classic home. The Minden model is a younger, more contemporary style and, at 1,940 sq. ft. and $355,900, is perfect for the modern couple or family. Both are premium products – spacious, welcoming with craftsman quality attention to detail and high-end features. These homes are sophisticated but designed with character, prominence and 30 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

beautiful finishes, offering an extraordinary home to complement your lifestyle.

These newest designs are perfect for a family starting out or a couple downsizing. With interiors designed by 2H Interior Design and rich, high-quality materials, you will take pride in your beautiful new home.

The extensive list of high-end features is too long to print, but think about pre-finished select oak hardwood; tiled entry, laundry and bathrooms; natural oak hardwood stairs with custom railings; smooth finish ceilings nine ft. high on the main floor, wide baseboards and casings, Carrera style doors with satin chrome hardware, granite countertops, professionally designed cabinets and islands, chrome finish faucets in bathrooms, five-ft. soaker tub and moulded shower base, subway tile main bath surround, the list goes on and on.

UNIFORM URBAN DEVELOPMENTS | The Orchard

LOCATION Barrhaven HOUSING TYPE Townhomes from 1,940 to 2,265 sq. ft.

Priced from $355,900 to $392,900 SALES CENTRE 532 Kilspindie Ridge Open Monday to Thursday noon to 7 p.m., Friday to Sunday and holidays noon to 5 p.m.

CONTACT 613.608.8079 uniformdevelopments.com

To save you money and help reduce your environmental footprint, homes have low-consumption toilets, direct vent gas fireplace (with architecturally detailed mantel no less), maintenance free refined exteriors of brick and James Hardie fibre cement siding, self-sealing asphalt shingles, low-E argon double-glazed windows, and high R-value insulation.

For your convenience the homes are pre-wired for telephone/data and cable.

The quality of construction, flexibility in customization, and included features and finishes are what make Uniform Urban Developments such a respected

builder within the Ottawa area. For many years, Uniform has been doing smaller infill projects, but has now taken their boutique building approach and applied it to larger suburban developments, which can be seen in these townhomes.

Conveniently nestled near Stonebridge in Barrhaven, Manotick Village and the Rideau River, this idyllic neighbourhood is full of natural and open spaces. In the long standing tradition of Uniform Urban Developments, The Orchard blends thoughtful and open streetscapes with elegant homes of award-winning design.

The site itself was once a farm orchard and Uniform Urban Developments pays homage to this former use by re-introducing flowering trees throughout the project.

Imagine warm spring afternoons, the beauty of blossoming trees and the fragrance of fruit tree flowers.

Visit uniformdevelopments.com, call 613.608.8079, or drop into the sales centre at 532 Kilspindie Ridge, via 3699 Jockvale Rd., Monday to Thursday noon to 7 p.m., Friday to Sunday and holidays noon to 5 p.m. and see your new home today.

FEB 7 - 21, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 31

//MONEY MATTERS

RRSPS:

They’re not just for retirement anymore » by GAIL VAZ-OXLADE

With tax season just around the corner, you may be thinking about your RRSP contribution. There was a

time when the only thing an RRSP was used for was saving for retirement, but this is no longer the case.

These days, you can use your RRSP as a savings plan for a down payment on a home, among other things. It’s fair to say that the RRSP has become Canadians’ favourite savings account.

GAIL VAZ-OXLADE

is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

32 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

The problem with RRSPs being all things to all people is that its wider scope, its greater flexibility, its move from a hands-off-don’t-ever-touch-thismoney retirement plan to a you-canuse-it-whenever-you-can-justify-it savings account is that the process of identifying your investment strategy has become more complex. Most people say they don’t have enough money to maximize their RRSP and set aside a non-registered emergency fund, which explains the overlap between retirement savings and other types of savings that take place within an RRSP.

The first question to ask yourself when choosing investments for your RRSP is, “When am I going to use this money?”

The fi rst question to ask yourself when choosing investments for your RRSP is, “When am I going to use this money?” If you’re using a portion of your RRSP savings as your emergency fund, then keep that portion of the RRSP assets fairly liquid so you can access the money in an emergency. If you’re tapping into your RRSP to buy a home, you’ve got a short- to medium-term investment horizon and must choose investments that suit. So you’ll have to forgo equities in favour of a more-conservative investment portfolio.

Since you don’t have the time to wait out the bumps in the road that are part of the equity-investment experience, you have to settle for less return.

Being clear on how you plan to use your RRSP dollars is especially important when those dollars are being contributed to a spousal plan or the contributing spouse could find money withdrawn from that plan taxed in his or her hands. The rules for withdrawals from a spousal RRSP state that if money is taken from a spousal plan within three calendar years of a contribution, that money could be taxable at the hands of the original contributor, defeating the original income-averaging strategy.

Make spousal contributions by the end of the calendar year as opposed to in the fi rst 60 days of the new year, since spousal contributions are measured on a calendar-year basis.

If you delay your contribution, you’ll end up extending the withdrawal period by another calendar year.

Perhaps the toughest part about using your RRSP for myriad purposes is keeping track of which of your RRSP dollars is for what. Here, consolidation may work against you.

Instead, consider opening a separate RRSP for each of your

purposes and file your statements based on what you’re trying to accomplish.

Separate accounts will not only help you stay focused on the purpose for which you are saving, it will allow you to keep your time horizon in perspective.

While the money in your RRSP is yours and you decide how to spend it, don’t sacrifice your long-term goals for short-term ones. It’s easy to get focused on a single objective to the exclusion of all others. To be balanced, look at what you want your savings to do for you long-term, medium-term and shortterm. If you’re saving for a home, instead of putting this year’s total RRSP contribution into your “Home Ownership RRSP,” consider dividing it equally between home ownership and retirement. It will take a little longer to get into your dream home, but when you do, you won’t be behind in terms of retirement planning.

FEB 7 - 21, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 33

//QUICK TIPS

CALENDARS, PLANNERS AND TRACKERS

– oh my!

» by HELLEN BUTTIGIEG

HELLEN BUTTIGIEG

is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@WeOrganizeU.com

I’ve been buying the same time planner for years, and I believe it’s the single most important part of my time-management success.

I once tried changing it up and using a digital calendar instead, but I found that I was missing deadlines, confusing appointments and feeling overwhelmed. After a three-month trial, I ditched it and went back to my trusted paper planner.

For a calendar system to work, you need to use it consistently. Choose one that suits your learning style and using it will come naturally. Your natural way of taking in information greatly affects which scheduling method will work best for you. Rather than trying to change yourself to adapt to your calendar system, select one that fits your learning and organizing style.

If you are a hands-on learner (kinesthetic), choose a planner with a texture that is a pleasure for you to touch.

What feels best in your hands: leather, faux crocodile or cloth? The physical act of writing down appointments and tasks will help you remember them. Place a sticky note on the front on your planner and list on it the things you must do that day and cross items off as you complete them. Use stickers to highlight important activities/events.

If you don’t require the portability of a planner book, another option is a wall calendar or a whiteboard (with the days of the week across the top and the tasks written underneath). Hang it across the room and wipe off each task as it is completed. The key to getting a good fit is to make your calendar interactive for your hands-on preference.

You may also choose to use an electronic calendar to keep track of your commitments, as this will keep your hands busy while giving you greater flexibility and freedom

34 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

to change plans when you need to.

If you learn best by seeing (visual learner) paper agendas and large wall/ desk calendars work well for you.

Choose a planner that is aesthetically pleasing to you. You will be drawn to fashionable colours, inspiring motivation quotes and beautiful pictures/artwork.

Use bright coloured markers to highlight important events/activities on your calendar. Use sticky notes in various colours as reminders of important actions to take. A calendar with space for notes and to-do lists will allow you to see all of your commitments in one

place, which will help you remember to check them more often. Alternatively, if you choose to use a computer calendar, you will likely want to print it out and use colour settings (to differentiate between work and family commitments). Most importantly for visual learners, keep your calendar in a place where you will get a clear view of it throughout the day.

If you learn best by hearing/speaking (auditory learner), it would be beneficial to have your to-do list and schedule both in one place and have it nearby at all times. This will help you remember to

stop for an errand while already in that area. If you want to manage your schedule electronically, be sure to set alarms as reminders of important events/deadlines.

You may want to set your computer so it opens and reads your to-do list each time your start it up at the beginning of the day. If you prefer to use a paper planner, choose one that accommodates your handwriting style; if you have large handwriting or like to make lots of lists, you’ll want to use one that provides ample space for that. Systems that provide weekly/monthly views will be more helpful to you, allowing you to look ahead and plan for both the busy and quiet times ahead.

Keep in mind that we all use more than one learning style, but we have a preference for one in particular. Find and use the one that works for you!

FEB 7 - 21, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 35

homebuyers’help

CALCULATE YOUR MORTGAGE PAYMENTS INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

36 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

MONTHLY PAYMENT

$

MORTGAGE PAYMENT CALCULATION CHART % INTEREST RATES

AMORTIZATION PERIODS 10 YEARS

15 YEARS

20 YEARS

25 YEARS

3.00%

9.65

6.90

5.54

4.73

3.25%

9.76

7.02

5.66

4.86

3.50%

9.88

7.14

5.79

4.99

3.75%

9.99

7.26

5.91

5.13

4.00%

10.11

7.38

6.04

5.26

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

4.75%

10.46

7.75

6.44

5.67

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

6.25%

11.19

8.53

7.26

6.55

6.50%

11.31

8.66

7.41

6.70

6.75%

11.43

8.80

7.55

6.85

7.00%

11.56

8.93

7.69

7.00

7.25%

11.68

9.07

7.84

7.16

7.50%

11.81

9.21

7.99

7.32

7.75%

11.94

9.34

8.14

7.47

8.00%

12.06

9.48

8.28

7.63

8.25%

12.19

9.62

8.44

7.79

8.50%

12.32

9.76

8.59

7.95

8.75%

12.45

9.90

8.74

8.12

9.00%

12.58

10.05

8.86

8.28

9.25%

12.71

10.19

9.05

8.45

9.50%

12.84

10.33

9.20

8.62

9.75%

12.97

10.48

9.36

8.78

10.00%

13.10

10.63

9.52

8.95

10.25%

13.24

10.77

9.68

9.12

10.50%

13.37

10.92

9.84

9.29

10.75%

13.50

11.06

10.00

9.46

11.00%

13.64

11.22

10.16

9.63

11.25%

13.77

11.36

10.32

9.80

11.50%

13.91

11.52

10.49

9.97

11.75%

14.04

11.66

10.65

10.15

12.00%

14.18

11.82

10.81

10.32

12.25%

14.32

11.97

10.98

10.49

12.50%

14.46

12.13

11.15

10.67

12.75%

14.59

12.28

11.31

10.85

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 FEB 7 - 21, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 37

OTTAWA

HOT SHEET ASHCROFT HOMES

CENTRAL PARK • THE NEXT Live where downtown spirit meets community character, your prime location is your pathway to the best of Ottawa, and bountiful greenspace blends naturally. The Next brings it all together – smart condo living at the heart of Central Park. Starting at mid $200’s. Register now for VIP pricing at benext.ca WESTBORO • QWEST A stroll under the arches and along Sisters’ Walk will be enough to convince you of how greenspaces and good design make life beautiful at Q West. The Q West team’s inspired vision both preserves and enhances this landmark property. Just released, second floor terrace suites! Visit our model suite located at the corner of Richmond Rd. and Leighton Terrace in Westboro or call 613.221.5926. liveqwest.com

CAMPANALE HOMES

BARRHAVEN • LONGFIELDS STATION • SINGLES, TOWNHOMES & MORE! Award-winning builder Campanale Homes offers new-home buyers the opportunity to find their Dream Home that is within their budget.

With condo flats and terrace homes staring at $256,900, and loaded executive townhomes priced from $334,000, you’re bound to find the perfect home that fits your lifestyle. The Station is the answer, priced from $251,900, with 12 unique designs to choose from. The four-story luxury condominium features one and two-bedroom apartments, and is the ‘Jewel of Barrhaven.’ Visit our model homes at 420 Via Verona Ave. Phone 613.440.3570 or visit our web site for floorplans and more info at campanale.com OTTAWA SOUTH • PRINCE OF WALES ON THE RIDEAU Located just minutes to downtown via the scenic Colonel By Drive, and an easy bike ride to the scenic Hog’s Back Falls and Vincent Massey Park.

This award-winning community features magnificent executive singlefamily homes, surrounded by more than 50 acres of greenspace and park bordering the Rideau River. Only a few lots remain. Call 613.440.3750 for more information or visit campanale.com ARNPRIOR • CALLAHAN ESTATES Just west of the scenic Madawaska River in old world Arnprior, this stunning location offers the best of both worlds. Enjoy the timeless charms of smaller town living while being a scant 20 minutes from major urban amenities in neighboring Kanata and Ottawa. Starting as low as $221,900.

Visit the sales centre located at 2 Tom Gavinski, Arnprior, open Monday to Thursday 11 a.m. to 7 p.m., Saturday, Sunday and holidays noon to 5 p.m. Call 613.622.0033 or visit campanale.com

CARDEL HOMES

BLACKSTONE • KANATA Phase II Single family homes are now released with value added incentives.

Cardel has also introduced a brand new lineup of modern townhomes.

Town showhomes are now open. Visit our sales centres and showhomes: Singles – 100-104 Westphalian Ave. Harley Wallin, harley.wallin@ cardelhomes.com, 613-836-9521. Townhomes – 139 Westphalian Ave. Jennifer Dean, jennifer.dean@cardelhomes.com, 613-435-5704, cardelhomes.com LONGFIELDS • BARRHAVEN Cardel has a brand new lineup of 3 and 4 bedroom patio and courtyard townhomes. Two new Courtyard showhomes are now open. Single family homes with rear lane entry are now available with limited time incentives.

Discover all there is to love about Longfields. Visit our sales centre and showhomes: 435 Sweetflag Street or contact Dale Laurie, dale.laurie@ cardelhomes.com, 613-440-5767, cardelhomes.com NOTTING HILL SOUTH CONDOS • ORLEANS Panmount II Condos – Heated underground parking, elevator, 6 appliances, radiant in-floor heating, air conditioning, large storage space and much more. Only 10 units left for immediate occupancy.

Maintenance-free living has never been more affordable. Visit our sales centre and showhome: 141 Potts Private or contact Lynne Freitag, lynne.

Freitag@cardelhomes.com, 613-424-6780, cardelhomes.com

38 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

DOMICILE

BEECHWOOD VILLAGE • THE KAVANAUGH The Kavanugh offers village life in the city: quaint but with cachet – and just minutes from downtown. Famed bistros and bakeries line a streetscape surrounded by green spaces, bike paths and landmarks. 613.868.7597. thekavanaugh.ca ORLEANS • BERGERON TERRACE Introducing Bergeron Terrace, set in Chapel Hill. Beautifully designed, quality built and affordably priced one-, two and three-bedroom terrace homes and urban flats. Conveniently located at the corner of Meadowglen and Orleans Blvd., Bergeron Terrace offers you all the best that Domicile has to offer. 613.223.5803. bergeronterrace.ca ORLEANS • CRÈME Introducing Crème homes in Orleans at the corner of Navan and Renaud.

Beautifully designed 2-bedroom bungalows, lofts, and flats. Register today to get an invite to our fall sales launch. cremehomes.ca 613.807.0316.

eQ HOMES

OTTAWA • GREYSTONE VILLAGE Nestled between the Rideau River and Rideau Canal, a new urban vision takes shape. Rich in history and nature, Greystone Village is a 26-acre master-planned community of modern, exquisite homes set around a vibrant central plaza, complete with pathways, promenades and trails. A hidden gem in Old Ottawa East, Greystone Village offers a life of elegance and exclusivity in a scenic riverfront setting, just minutes from downtown.

Singles, Towns, Semis and Condos. Coming soon – register today at greystonevillage.ca ROCKLAND • CLARENCE CROSSING Beautifully designed homes surrounded by nature and embraced by Clarence Creek and The Ottawa River. Imagine spectacular scenery, first-class social and recreational amenities, and pathways gently winding through the community you call home. Singles, Towns and Condos.

Coming soon – register today at clarencecrossing.com

GLENVIEW

KANATA • MONAHAN LANDING Award-winning Glenview Homes’ development Monahan Landing is family affordable with homes for everyone! Just released are new large family sized lots and premium wood backing lots. Choose from towns and singles, double and single car garages. Move in this Fall to one of their smart and stylish ready builts, or buy now for delivery in 2015! Value priced from the $280’s, discover more at glenviewhomes.com

GREATWISE

QUALICUM WOODS CROSSING Just released – our newest VIP one bedroom collection – Visit our sales centre and be the first to view this amazing limited series! Whether you are single, a young couple or downsizing from your empty nest, Qualicum Woods Crossing, offers an affordably great lifestyle experience with a beautiful full-scale park right in the heart of the community. 2781 Baseline Rd. qwcrossing.com 613.693.0808.

HN HOMES

KANATA • BRIDLEWOOD Three fully furnished model homes now open. Visit us at 157 Stonemeadow Dr. 613.435.8848. Open Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m.

RIVERSIDE SOUTH • RIVERSIDE SOUTH Single-family homes and townhomes coming to Riverside South. Preregister today to attend our fall launch. hnhomes.com 613.435.8848.

LEMAY HOMES

OTTAWA SOUTH • FINDLAY BY THE PARK New community offering singles, bungalows and townhomes. Just a few steps to greenspace, park, recreational arena and soccer fields. Quick access to shops, restaurants and services. Starting from $324,900. Limited time bonus offer. 613.425.5255. lemayhomes.ca

BUILDERS: If you would like to include your new model home or site opening, email Nashrun.Kamaludin@wall2wallmedia.com. Please say you saw it in New Home & Condo Guide!

OTTAWA / EASTERN ONTARIO / GATINEAU REGIONS LONGWOOD

ORLEANS • MONDAVI COURT • TOWNS AND SEMIS THREE MODELS NOW OPEN! Off Trim Road just North of Innes.

24 Townhomes and Semi-detached Towns. www.MondaviCourt.ca or 613.424.2901 or email: d.mcfee@longwoodbuilders.com RICHMOND • RICHMOND GATE NEW MODEL HOME OPENING JANUARY 23! Adult Lifestyle Bungalow Semis in the town of Richmond. Sales office on site. longwoodbuilders.com/RichmondGate or email: SalesRichmond@ longwoodbuilders.com. Call 613.444.0494.

MASTERCRAFT STARWOOD

WEST CENTRAL • SOHO CHAMPAGNE Mastercraft Starwood’s SoHo Luxury Condominiums is pleased to announce its third Ottawa location: SoHo Champagne – just one block west of Preston St. in Little Italy. Register today to get an invite to our spring sales launch. sohochampagne.com OTTAWA • SOHO LISGAR New release of suites on the 12th to 15th floors. The ultimate hotel-inspired lifestyle in a designer condominium, in the heart of downtown. Call 613.798.7646. soholisgar.com

METRIC HOMES

MUSTANG RD • NAVAN Metric Homes’ last country estate lot in the East: beautiful fully treed and private half-acre lot available to build your unique custom designed singlefamily home. Meet the Metric team and let them design your new home at no charge to you. 613.296.7000. metrichomes.com WESTBORO 529 Broadhead Ave. two custom designed semi-detached homes on a 168-ft. deep infill lot. Innovative street friendly and appealing design.

Two proposed concepts. The first purchaser will decide which concept will be built and will customize its new home. Priced in the $700,000s.

613.296.7000. metrichomes.com

MINTO

THE GLEBE • MINTO@LANSDOWNE Make your home in one of Ottawa’s premier neighbourhoods – the Glebe. Enjoy the best of modern living in harmony with historic surroundings, with all life’s essentials right at your doorstep. Move in as early as 2014. 613.788.2784. lansdowne.minto.com

MINTO/CANDEREL

WESTBORO • UPPERWEST A 25-storey landmark address in the heart of Westboro – just steps from upscale dining and shopping. Choose from stunning open concept suite designs, with sun drenched rooms and spectacular interior finishes. Enjoy state-of-the-art fitness centre, entertainment lounge plus an expansive outdoor terrace. 613.788.2786. liveupperwest.com NEW EDINBURGH • MINTOBEECHWOOD New Edinburgh is one of Ottawa’s finest neighbourhoods. Where tradition meets modern, old meets new, home to eclectic shops and restaurants.

Spectacular new condominiums coming this September available from the mid $200,000s. Register now for priority preview: mintobeechwood.com

MONARCH CORP.

KANATA • BLACKSTONE Executive 46-ft. singles from $441,990. Two-storey townhomes from the high $200,000s. 32-ft. singles with double car garages from the high $300,000s. 110 Westphalian Ave., Kanata, 613.831.2619. Register at monarchgroup.net BARRHAVEN • LONGFIELDS Courtyard townhomes with double car garages from the low $300,000s.

Semi-detached homes with double car garages from the high $300,000s.

280 Longfields Dr., Nepean, 613.569.5313.

NEPEAN • STONEBRIDGE Ottawa’s award-winning golf course community. Luxurious singles from the mid $400,000s. Executive townhomes from high $200,000s.

Stacked townhomes from the low $200,000s. 610 Kilbirnie Dr., Nepean.

613.692.9280. monarchgroup.net

PHOENIX HOMES

ALMONTE • WHITE TAIL RIDGE Small town feel with all the amenities of a big city and the largest lots available anywhere. Contact Liane McKinley 613.369.5842.

BARRHAVEN • FELTON COURT Nestled in the corner of Fallowfield Road and Strandherd Drive, with convenient access to the 416 and 417, Felton Court is a commuter’s dream. phoenixhomes.ca BARRHAVEN • SAWGRASS TOWNS 14 Dundalk Private, off Jockvale across from the Stonebridge Golf Course Starting at $294,400 - bonus granite, hardwood, a/c, rec room, $5,000 décor credit. phoenixhomes.ca

RICHCRAFT

BARRHAVEN • FIELDSTONE & RIVERSIDE Discover modern urban living in Riverside South & Fieldstone in the heart Barrhaven. These freehold energy star certified townhomes have open concept design, gourmet kitchens, private decks and a whole lot more from $268,900. Call 613.491.0834, Riverside Sales Centre at 744 Brian Good Ave or Call 613.440.5225, Fieldstone Sales Centre at 302 Longfields Dr. CENTRETOWN • THE BOWERY CONDOS & LOFTS The Bowery Condos and Lofts by Richcraft – from $178,000 – NOW UNDER CONSTRUCTION. Located in the heart of Downtown, steps from Bank St. with rooftop pool, terrace and brilliant design. Discover condominium living with distinctly urban vibe. Own for as little as $1000 a month. Learn MORE at thebowerycondo.ca. Visit our award winning Presentation Gallery at 136 Banks Street.

SPRINGCRESS

WESTBORO • RAVENHILL COMMON Freehold Towns for fall 2014 occupancy. Still time to customize and select your interior finishes. Located just two blocks from the heart of Westboro, stunning open concept two- amnd three-bedroom homes from 1,756 to 1,948 sq. ft. wRavenhill Common, Contemporary Brownstones Churchill Ave. North, one block South of Byron at Ravenhill Presentation Centre located at 329 Richmond Rd. at the corner of Churchill Ave. North. Showhome now oppen! Visit: ravenhillcommon.com Sales Info: 613.825.0080. Email: salesinfo@ravenhillcommon.com

TAMARACK HOMES

KANATA • POOLE CREEK VILLAGE • SINGLES AND TOWNHOMES Grand Opening! Tour seven decorated models today. In Poole Creek Village, we’ve created the perfect community for growing families. Quiet moments are as close as your backyard while the city’s best amenities are just around the corner. Visit tamarackhomes.com ORLEANS • CHAPARAL • GALLERY TOWNHOMES Grand Opening! Tour our new decorated models today. These spacious, upgraded townhomes have been designed for an active lifestyle. Discover them today in Chaparal. Orleans’ most convenient community. Visit tamarackhomes.com

UNIFORM URBAN DEVELOPMENTS

BARRHAVEN • THE ORCHARD The Orchard in Barrhaven South, near Stonebridge. Single-family homes and townhouses starting from $353,900. 3699 Jockvale Rd. uniformdevelopments.com KANATA • RICHARDSON RIDGE Three stunning model homes now open. 100 Grand Manan Circle (corner of Hunstville Drive and Grand Manan Circle.) 613.435.7751. Open Monday to Thursday noon to 7 p.m., Friday to Sunday noon to 5 p.m., holidays noon to 5 p.m.

VALECRAFT HOMES

MER BLEUE/ORLÉANS • BRADLEY ESTATES New release of single-family homes and executive townhomes. New to Bradley Estates: nine redesigned models with full-brick fronts and stone skirts. valecraft.com

FEB 7 - 21, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 39

ac he d i m

Site Name

Se

Builder Name

De t

Location

Bu ng To alo w w nh Ad om ul e/ t C Li on fe d st o yl e

ADVERTISERS INDEX

Prices

Page

Inquire

12

Inquire

21

From $334,900

18

WEST Carleton Place

CARDEL

Stonewater Bay

Carp

METRIC

Westlake South Estate

Kamptville

EQ HOMES

eQuinelle

Kanata

CARDEL

Blackstone

Inquire

12

Kanata

CARDEL

Richardson Ridge

Inquire

12

Kanata

GLENVIEW

Monahan Landing

x

x

From $280's

17

Kanata

MATTAMY

Fairwinds

x

x

From $224,990

6, 7

Kanata

MATTAMY

Monahan Landing

x

From $224,990

6, 7

Kanata

MONARCH

Blackstone

Inquire

4, 5

Kanata

PHOENIX

Fernbank

Kanata

TAMARACK

Pool Creek Village

Kanata

UNIFORM DEVELOPMENTS

Richardson Ridge

Kanata

VALECRAFT

Trailwest

Ottawa West

CAMPANALE HOMES

Prince of Wales

Stittsville

CARDEL

Deer Run

Stittsville

EQ HOMES

Fernbank

Stittsville

METRIC

Arbourbrook Estates

Westboro

SPRINGCRESS

Ravenhill Common

Barhaven

CLARIDGE HOMES

West Pointe Village

Barrhaven

CARDEL

Longfields

Barrhaven

MATTAMY

Half moon Bay

Barrhaven

MONARCH

Longfields

Barrhaven

TAMARACK

The Meadows

Barrhaven

VALECRAFT

Woodroffe Lofts

Kanata

UNIFORM DEVELOPMENTS

The Orchard

x

Leitrim

LEMAY HOMES

Findlay by The Park

x

x

Leitrim

TAMARACK

Findlay Creek

x

x

Nepean

MONARCH

Stonebridge

x

Nepean

MONARCH

The Links

Richmond

METRIC

King's Grant

x x

x x x

x

From $369,900

29

From $328,900

BC

Inquire x

8, 9

From $303,400

22

x

From $889,900

15

x

Inquire

12

From $386,900

18

x

Inquire

21

x

From $679,900

23

x

From $281,900

13

x

Inquire

12

x

SOUTH

40 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

x

x

x

x x

x

x

x

x

x

$219,990

6, 7

x

From $329,990

4, 5

x

Inquire

BC

x

From $259,900

22

x

Inquire

x

From $324,900

25

Inquire

BC

x

Inquire

4, 5

x

Low $200's

4, 5

x

Inquire

8, 9

21

ac he d i m

Site Name

Se

Builder Name

De t

Location

Bu ng To alo w w nh Ad om ul e/ t C Li on fe d st o yl e

ADVERTISERS INDEX

Prices

Page

CENTRAL Central

ASHCROFT

The Next

x

Inquire

IBC

Central

BRIGIL

121 Parkdale

x

Inquire

27

BRIGIL

Domaine du Vieux-port

x

From $252,800

27

Cumberland

METRIC

Camelot Estates

x

Inquire

21

East Orleans

TAMARACK

Cardinal Creek Village

x

Navan

CLARIDGE

Spring Valley Trails

Orleans

METRIC

Notting Hill

Orleans

MINTO

Avalon

Orleans

TAMARACK

Chaperal

Orleans

VALECRAFT

Bradley Estate

Ottawa East

VALECRAFT

Vanier West Orleans

QUEBEC Quebec

EAST x

x

From $322,900

BC

x

x

x

From $276,900

13

x

x

Inquire

21

x

Inquire

10, 11

x

Inquire

BC

x

From 302,900

22

Aviation Private

x

From 299,900

22

BRIGIL

Jardins McConnell

x

From $260,781

27

BRIGIL

Petrie's Landing

x

From $181,800

27

Aylmer

LE GROUP HEAFY

Le Square Wilfred

x

Inquire

C10

Barrhaven

CAMPANALE

Longfields Station

x

Inquire

C20

Central

CLARIDGE HOMES

Icon

x

Inquire

C17

Central

THEBERGE HOMES

Alta Vista Ridge

x

Inquire

C5

Downtown

BROCCOLINI

Slater

x

From $215,000

C2

Downtown

LAMB DEVELOPMENTS

Gotham

x

From $233,900

C24

Downtown

LAMB DEVELOPMENTS

SOBA

x

Inquire

C18

Downtown

MINTO

Landsdowne

x

Inquire

C22

Downtown

MINTO

Upperwest

x

Inquire

C23

Downtown

URBAN CAPITAL

Hideaway

x

From $219,900

Gatineau

LE GROUP HEAFY

The VIU

x

Inquire

C26

Kanata

CARDEL

Kol at Blackstone

x

Inquire

C4

New Edinburgh

MINTO

Beechwood

x

From $299,900

Orleans

CARDEL

Notting Hill

x

Inquire

C4

Orleans

Domicile

Crème

x

Inquire

C3

Ottawa Central

MASTERCRAFT STARWOOD

Soho Champagne

x

Inquire

C25

Ottawa Central

RICHCRAFT

Urban Towns

x

Inquire

C28

Ottawa Central

URBAN CAPITAL

Smarthome

x

From $179,900

C19

South Ottawa

LINDEN DEVELOPMENTS

Distillery Warehouse

x

From $246,500

C11

South Ottawa

THEBERGE HOMES

Hunt Club

x

Inquire

Westboro

WESTBORO POINT

Azure

x

From $280,000

x

x

x

CONDO

C9

C21

C5 C27

FEB 7 - 21, 2015 | NEW HOME & CONDO GUIDE EASTERN ONTARIO 41

Please see advertisers ads for Site locations

42 NEW HOME & CONDO GUIDE EASTERN ONTARIO | FEB 7 - 21, 2015

7

Darling

17

Almonte

WEST

15

North Gower

Richmond

SOUTH

29

416

Manotick

16

Vernon

Russell

Embrun

Iroquois

Morrisburg

31

EAST

Rockland

Morewood

Cardinal

Osgoode

Greely

Kemptville

Nepean

Smith Falls Merrickville

7

Vanier

Cumberland

Orleans

CENTRAL Gloucester

OTTAWA

Hull

Aylmer

Gatineau

Stittsville Barrhaven

Kanata

Carp

South Elmsley

Carleton Place

Bathurst

McNab

Arnprior

GATINEAU

QUEBEC

417

Casselman

KEY MAP Stittsville, Carlton Place, West Carlton, Nepean, Kanata, Richmond, Riverside South, Barrhaven, North Gower, Greely, Kemptville, Morewood, Orleans, Embrun, Russell, Rockland, Aylmer, Hull, Gatineau.

401

Why Rent When You Can OWN ?

MODEL G2 1 Bedroom + Den & Balcony Only $336,888 1277

BALCONY 14'-1" x 4'-2"

4280

D.W.

LIVING / DINING / KITCHEN 16'-2" x 11'-3"

Purchase by Feb. 28, 2015 and your closing costs will be included:

4930

E.&O.E. January 8, 2015

2750

• Land Transfer Tax • Lawyer’s Fee • Tarion Warranty Fee • Moving Expenses

A value of $7,000 BEDROOM 11'-0" x 9'-0"

Visit our Presentation Centre at 101 Richmond Road Mon - Thurs Noon - 6pm, Sat & Sun Noon - 5pm If more convenient call for an appointment at:

H.P. F.

613.221.5926

STUDY 9'-0" x 8'-0"

H.P

2739

D OO KW KIR

ND MO H C RI

W/D N RO BY

K AR DP AN ISL

T OT SC

F.H.C

Luxury Suites in Westboro

Visit Sales Centre for all terms and conditions. Limited time offer.

All bonuses subject to change without notice.

LiveQWest.com

NOW UNDER CONSTRUCTION Historic industrial meets artistic modern in the heart of Ottawa's hippest neighbourhood.

Steps from an eclectic mix of galleries, boutiques and eateries, Tamarack Wellington's design pays homage to the history of Hintonburg, for an industrial loft look that's crisp, urban, and unabashedly modern.

Starting From

$271,900

• 52 Units over 6 floors in first phase • Designed by Barry J. Hobin Architects • Next to the old Grace Hospital

Sales Centre & Model Now Open

www.tamarackwellington.com

1140 Wellington West