Edmonton New Home Guide - Dec 18, 2015

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DEC 18, 2015 - JAN 15, 2016 VOLUME 27, ISSUE 13, FREE

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EDMONTON EDITION

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INSIDE THIS ISSUE

THE GREAT INTEREST RATE ADVANTAGE FOR HOMEBUYERS

ECONOMY, HOUSING MARKET SET TO IMPROVE IN 2016

FIRST-TIME BUYERS: 3 TIPS TO HELP YOU ENTER THE MARKET

2

#1 TY S ’ C U MMUNI D E L CO NG I L L SE

15 SHOWHOMES

Your next chapter starts in Southfork from the $290’s Southfork Showhomes are closed December 24 – January 2 •

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FROM

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Street Towns pricing includes GST. Laned, Semi-Attached and Front Drive pricing includes lot & GST. Pricing subject to change without notice.

Featuring Homes by Award Winning Builders

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aim extends beyond construction. We choose to build homes and communities that people love to live in. Which, in short,

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means we design to create happy homeowners. That’s why our communities become real neighbourhoods in which people can live well. And with thoughtful design, we create spaces that are large, bright, and functionally elegant. We even encourage all homeowners to make their homes their very own – with varieties of floor plans, elevations, colours, décors, and

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SALES CENTRE

274 Reichert Drive, Beaumont, AB, T4X 1Z7 780-929-1111 sls_beaumont@mattamycorp.com

The corner of 141 St. SW and Chappelle Dr. SW 780-399-5549 sls_creekwood@mattamycorp.com

MATTAMY HOMES IS NORTH AMERICA’S LARGEST HOME BUILDER WITH OVER 70,000 HOMES IN HUNDREDS OF COMMUNITIES

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2015 Awards of

EXCELLENCE in HOUSING

*All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. Prices may vary according to lot selection and elevation. E.&O.E.

MATEDMONTON-MH_CE CW_NHG_Mag.indd 1

2015-12-07 5:11 PM

What would you upgrade?

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NW Edmonton

SW Edmonton

SE Edmonton

Spruce Grove

Leduc

With unexpected luxury features and life-enhancing layouts, every detail of an Averton home is created with the highest regard for design and quality. From townhomes to breathtaking custom estates ranging from the low $300s to over $1 million, Averton has a home designed for you.

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Call 780.638.0175 ST. ALBERT prescott@averton.ca

ANTHONY HENDAY

HWY 16

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heritage valley Ravine living starting at

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Call 780.638.2462 graydon@averton.ca

averton.ca

contents DEC 18, 2015 – JAN 15, 2016 | VOLUME 27 ISSUE 13

41 050 Mortgage Advice

in every issue

First-time buyers – 3 steps to help you get into the market

012 Editor’s Note

by Alyssa Richard

072 Neighbourhood Profile 073 What’s Online

056 Mortgage Rates

Pg 66 twice. was

069 Web Directoryawaiting the #

for mortgage pg

advice

018 CHBA Alberta

The great interest rate advantage for homebuyers

by Jim Rivait

026 Fundamentally Speaking A window of opportunity remains open for homebuyers

by Wayne Karl

014 Edmonton Region 023 West

trending

031 Southwest

032 CMHC

035 South

Economy and housing market to improve in 2016

buyers’ resources

district maps

066 Mortgages

Minimum down payment requirements set to rise

039 Beaumont 040 Leduc 045 Southeast 046 Sherwood Park

showhome review

047 Fort Sask

061 Sterling Homes

049 Northeast

Explore the Sahara and Sensation duplex in Newcastle

property profiles

041 Tamani Communities

Southfork: a vision of home.

All stages. All ages

053 Northwest 065 Spruce Grove 067 Stony Plain

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES

Moe Lalani DEC 18, 2015 - JAN 15, 2016 VOLUME 27, ISSUE 13, FREE

SALES MANAGER, ALBERTA

Shelley Balla EDITOR

Wayne Karl ART DIRECTOR ue

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Sara Duck (on leave), Elisa Krovblit , Lydia McNutt (on leave)

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NATIONAL CIRCULATION MANAGER

John Jenkins

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Timberidge at Edgemont

CONTRIBUTING EDITORS

SENIOR MEDIA CONSULTANT

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Rohit Communities

Megan Pike

EDMONTON EDITION

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ON THE COVER

PRODUCTION MANAGER

Bala Gnanapandithan

TimberidgeAtEdgemont.com

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INSIDE THIS ISSUE

THE GREAT INTEREST RATE ADVANTAGE FOR HOMEBUYERS

ECONOMY, HOUSING MARKET SET TO IMPROVE IN 2016

FIRST-TIME BUYERS: 3 TIPS TO HELP YOU ENTER THE MARKET

PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNERS

Miguel Cea, Mike Terentiev

2w a rm mitten s

PO Box 458. Station Main, Edmonton, AB T5J 2K ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising

61

+ online NEIGHBOURHOOD

HOME SEARCH

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rates and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law.

TERMS Advertisers, editorial content and New Condo Guide are not responsible for typographical errors, mistakes or misprints.

All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL Submissions from interested parties will be considered. Email to susan.legge@ypnexthome.ca. The views and data expressed by columnists do not necessarily represent those of the publication.

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Editors' Notes

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

EXPLORE HIGHLANDS

TAKE A TOUR ONLINE ypnexthome.ca/highlands-neighbourhood

Smaller households, smaller homes Canadian households are shrinking, according to Statistics Canada data.

Seven decades ago, the average household consisted of 4.3 people; by 2011, the average size had dropped to 2.5 people per household.

While the majority of Canadian homes over the last century were built to support larger families, nowadays one or two people make up the majority of households. This is why condominium living have become increasingly popular.

The impact of smaller families on the Canadian housing market has been significant, spurring a dramatic change in the types of homes and apartments being constructed.

The introduction of townhomes, lofts and condominiums is effectively servicing smaller families and singles who need homes and nearby amenities. While larger homes are still a need for some, the next time you see another crane in the air keep this new demographic dynamic in mind.

City of Champions once again

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social 12 YPNEXTHOME.CA

Edmonton’s re-crowning as the City of Champions, thanks to the Eskimos’ recent Grey Cup championship, comes at the perfect time.

It wasn’t the easiest of years, 2015, with challenges brought on by the slumping oil and gas sector. But, Edmontonians know the outstanding value of real estate in this city.

A resilient economy, infrastructure

improvements, forward-thinking economic development and housing affordability are among the city’s attributes. This last point cannot be overstated; Edmonton may not boast the double-digit value appreciations of other markets, but housing here is among the most affordable in Canada.

Here’s to more championship moments in 2016.

Interact with us on social media: ypnexthome

me the kitchen of my dreams

MASSIVE YEAR-END SALES EVENT

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Step out inspired.

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Explore galleries, floorplans, showhome maps and more at MorrisonHomes.ca

RAY GIBBON DR.

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SIE R TR A IL

RT BE AL

MERIDIAN STREET (0 St.)

ST.

137 Ave.

AIL TR

DR.

Lessard Road DR.

QE II

James Mowatt Trail

127 St.

141 St.

170 St.

Cameron Heights Drive

*LEERQV

Interchange

28A

EDMONTON & REGION Check Each Area District Map For More Information

SEARCH ONLINE ypnexthome.ca

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The Estates at Waters Edge

R

ecreational lake front property has long been exclusively thought of as a summer treat. From that first warm weekend at the end of May, residents of cottage country do their best to squeeze in as much time at the lake before the leaves and snow fall.

There is, however, a new development in Alberta that offers the exclusive benefits of lakeside living year-round. Whether prospective buyers are looking for a weekend retreat or a permanent residence, The Estates at Waters Edge offers unique, single-family homes to accommodate a range of budgets and lifestyles.

This secure, gated development is situated 45 minutes west of Edmonton on the shore of Lac St. Anne. As a perennial community equipped with resort-style amenities, residents enjoy the beauty that every season has to offer. Summer activities include water sports, fishing, walking, biking, or golfing at a nearby course. New for 2016 is the addition of a heated pool! A fully equipped fitness building is now up and running for residents to use and enjoy. Winter brings its own selection of outdoor activities, including snowmobiling, cross-country skiing, snowshoeing, and ice fishing. For skating and hockey enthusiasts, there is an outdoor NHL-sized ice rink, complete with a skate change and warm-up

facility. Access to a private boat launch and a maintained marina allows for carefree boating enjoyment. For social gatherings, a clubhouse, featuring a kitchen, dining area and games room, can accommodate gatherings both small and large.

Home designs are created in-house by the Waters Edge Architecture Team to keep turn-around time to a minimum. Most home builders charge a fee for any changes to their plans, however, this service is complementary for buyers who choose to build with Waters Edge. Owners can also choose to purchase an undeveloped lot and construct with their preferred builder as long as the proposed design fits within the architectural and landscaping guidelines.

Waters Edge homes have been designed in a timeless Craftsmanstyle and are available in an array of two to four bedroom floor plans ranging from 1,150 to 2,500+ sq.ft.. Layouts and room sizes are completely customizable to ensure that each plan meets the buyer’s needs. Yards are fully landscaped and can include a choice of parking pad, attached or detached garage. A variety of high-quality interior finishing packages are also available and owners can rest easy knowing that their residence comes with a 10-year Progressive Home Warranty to ensure the highest home construction quality.

Lot prices start in the low $100,000’s, and two bedroom residences with completely landscaped lots start in the low $300,000’s.

Two brand new showhomes are now open and available for immediate possession. Contact Mike at 780-405-6378 or 1-877-405-1105 or visit watersedgeestates.ca for more information.

Enjoy lakeside living year round Only forty five minutes west of Edmonton and thirty minutes west of St. Albert, Lac Ste. Anne is conveniently located only a stone’s throw from a major city. Your journey will be well worth the short trip. Establish a permanent residence or settle in for the weekend. Our vibrant full service community will complement you at any stage in life.

SINGLE FAMILY HOMES WITH FULLY LANDSCAPED LOTS

$300,000’S FULLY SERVICED LOTS STARTING IN THE MID $100,000’S

STARTING IN THE MID

780.405.6378 info@WatersEdgeEstates.ca www.WatersEdgeEstates.ca

4 STUNNING SHOWHOMES AVAILABLE FOR

IMMEDIATE POSSESSION

DONATE TODAY. STOLLERYKIDS.CA With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 17

Advice | CHBA ALBERTA

The great rate advantage for homebuyers

By Jim Rivait SOMETIMES, NO NEWS IS GOOD NEWS.

Interest rates don’t make news these days because the Bank of Canada has kept levels at near-records for months. That’s very good news for every Edmontonian with a mortgage or considering buying a home.

Major financial institutions are offering five-year mortgages with fixed rates less than three per cent.

That looks like a steal of a deal, compared to times when rates on the same term topped 15 per cent.

Despite regular rumblings in the media about how higher interest rates could be just around the corner, most analysts don’t see any changes coming until the middle of 2017, and then any increases will be modest compared to historic standards.

Even that possibility seems more remote with the Bank of Canada’s announcement on Dec. 8 that it is open to the possibility of lowering interest rates even more to stimulate the economy.

This gives homebuyers an enormous opportunity to pay down debt and build their own net worth at a pace that would make previous generations green with envy.

Mortgage rates are an especially important consideration for first-time homebuyers because debt levels are at their highest levels right after the purchase.

Locking in low rates also takes a lot of the guesswork out of a budget because a major portion of the monthly expenses is set for a significant time period.

Low interest rates are one factor helping to sustain Edmonton’s resilient housing market even with lower oil prices.

Construction of single-family homes has dipped from last year’s levels but it is important to keep in mind that 2014 was one of the strongest in Edmonton’s history and the highest total in seven years. Metro Edmonton is on track to finish this year with close to 6,000 new single-family homes under construction – which equals or betters the totals over most of the last six years.

Each of those homes represents an investment decision by an Edmonton family that looked at the own financial prospects and opportunities in today’s less heated housing market.

The advantages of new homes have also never been clearer. Carbon taxes coming to Alberta starting in 2017 will raise energy costs for all energy consumers – and that includes higher costs for home heating, hot water and electricity.

Each generation of homes is more energy efficient thanks to building codes that continually push up standards. Besides lowering greenhouse gas emissions and fighting climate change, the energy efficiency of new homes will pay off for years to come through lower bills for natural gas and electricity.

To learn more about the advantages of new homes, check out the consumer resources on the CHBA Edmonton Region website. It’s also where you can find CHBA members with the experience and expertise to guide you through your purchase.

The Canadian Home Builders’ Association - Alberta represents more than 1,500 business members, including new home builders, renovators, developers, trade and supply companies and professional services. Find a local builder at the CHBA Edmonton region website chbaedmonton.ca

Jim Rivait is Chief Executive Officer of CHBA – Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy, strategic communications, policy development/analysis and association management.

18 YPNEXTHOME.CA

WHERE CUSTOMIZATION IS A GOOD WORD

MONTORIO

HOMES LTD. QUICK POSSESSION HOMES AVAILABLE. ACT NOW AND CUSTOMIZE SOME OF YOUR INTERIOR FINISHES. ASK YOUR AREA SALES MANAGER FOR DETAILS

montorio.ca

Visit our website for a list of quick possession homes

VISIT ONE OF OUR SHOW HOMES TRUMPETER AT BIG LAKE 12908 - 207 Street | NW Edmonton 780.249.9110 HARVEST RIDGE 153 Harvest Ridge Drive | Spruce Grove 780.571.1881 HAWKS RIDGE 233 Hawks Ridge Boulevard | NW Edmonton 587.984.8339 WALKER SUMMIT DUPLEX 5268 & 5270-20 Avenue South | SE Edmonton 587.521.8890 WALKER SUMMIT 5439-20 Avenue South | SE Edmonton 587.521.8588 WOODHAVEN 5406 & 5408 Edworthy Way | SW Edmonton 587.991.8525

DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 19

MY CLIENTS OFTEN ASK, “HOW DO YOU GET SUCH AMAZING RESULTS?” It’s about having a clear vision of an end result. Then, staying true to that vision through the designs intent. Often, when we are building a new home, or renovating, we get overwhelmed with the options available, so we simply choose what is convenient and easy. My advice, don’t except mediocrity, take a step back and make sure that you will get your moneys worth. Interior design,

IT’S IN THE DETAILS…

BY C. MARIE HEBSON

1

1. From custom millwork, to textural panels, these intricate designs make a huge statement.

Classic, timeless, sophisticated.

Always a favorite for my design studio in all style genres.

1

2 2. Reverse Drop Ceiling has really made a come-back. The perfect place to add ambient lighting.

3

3. This master bedroom shows how elegant your ceiling be. I’d never tire of looking at this ceiling while you drift blissfully off to sleep each night, would you?

4

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4. Talk about perfection, translucent backlit onyx panels, such warmth this ceiling feature creates.

5. Look how amazing this is with the lights down low-and the sun setting on a dull day. This room glows with light from the drop down ceiling detail with pendant and flex lighting. Such a perfect compliment to these gorgeous pendant lights.

6. Utilizing your talents for drywall, this layered ceiling is subtle, yet highly effective. Adds interest to what would otherwise be a pretty basic basement rec room.

7. Paired wrought iron metal work with gorgeous hardwood floor boards, really takes this space to another level.

7

5

6

Focus on adding ceiling details in the dining, den, master bedroom and ensuite. It’s another level of sophistication that both you and your home deserve. Ceilings, it’s all in the details.

Photos compiled are from websites that Marie shops at, various items chosen are befitting the mood and depict best choices for this article. Should you want information on any of these products, please contact interiorsBYDESIGNinc.

DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 21

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DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Hopewell Residential LOCATION: North of Whitemud Dr. on 215 Street

11 12

10 13

9

11 HENLEY HEIGHTS

6 355Ave.14 1

1 WOODHAVENEDGEMONT

DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Hopewell Residential, Pacesetter Homes LOCATION: 215 Street and 35 Ave.

2 WEDGEWOOD

DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 RIVER POINTE AT CAMERON HEIGHTS

DEVELOPER: Delta Square Properties Inc. BUILDERS: Habitat Studio, Vicky’s Homes, Heredity Homes, Areo Homes, Blackstone Homes, Homes

by Managen, Open to the public.

LOCATION: Take Anthony Henday turn on Cameron Heights Dr.

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5 EDGEMONT

Developer: Brookfield Residential BUILDERS: Brookfield Residential, Daytona Homes, Homes by Avi and Look Homes LOCATION: Lessard Road and 199 street, to Edgemont Way

6 EDGEMONT PLACE

DEVELOPER: Qualico Communities BUILDERS: Rohit Communities LOCATION: 20204 - 43 Ave.

7 CAMERON HEIGHTS

DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darren’s Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

DEVELOPER: Walton Developments and Management BUILDERS: Crimson Cove, Bedrock Homes, Connect Homes, Homes

by Avi LOCATION: located just west of the existing Secord Community

west

10 SECORD

12 STEWART GREENS

DEVELOPER: TROIKA BUILDERS: Daytona Homes, City Homes, Kirkland Homes LOCATION: It is bounded on the east by Anthony Henday Drive and on the north by Stony Plain Road

13 ROSENTHAL

DEVELOPER: Melcor Developments Ltd BUILDERS: Daytona Homes, Homes

by Avi, Landmark Legacy Homes, Lincolnberg Homes, Dolce Vita Homes, Western Living Homes, Encore Master Builder, Look Master Builder, ReidBuilt Homes LOCATION: 215 Street and Whitemud

14 TIMBERIDGE AT EDGEMONT

DEVELOPER: Rohit Land Deveopment BUILDERS: Pacesetter Homes, Dolce Vita Homes, Rohit Communities LOCATION: Located at 199 Street and Elston Gate

9 GRANVILLE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

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A home-cooked meal with the perfectly designed recipe

can create a sense of satisfaction that is shared, enjoyed, and passed on to future generations as a legacy. Finding those ingredients that are so carefully selected to create harmony in a meal can be a difficult process. Certainly, it can be rewarding when you find the ideal combination.

Just like discovering your new favourite recipe for a home-cooked meal, finding a new home takes thoughtful consideration of all of the essential elements that will allow you to live comfortably and with pride.

In the west end, there are few communities that

minutes away from this new

offer new housing with the essential elements we all

west-end neighbourhood. With

appreciate. For this reason, Rohit Land Development

schools and shopping so

is proud to announce their latest development,

close to home, Timberidge

Timberidge at Edgemont, one of Edmonton’s newest

offers the perfect recipe for

west end communities. In October of 2015, three

you to build on. The only missing

premium builders unveiled seven stunning showhomes

ingredient is you!

that present options for every type of buyer. These products include single family homes (with both rear

Located on 199 Street and Elston Gate, just

and front attached garage options), duplexes (with

off of Lessard Road, Timberidge at Edgemont is

both rear and front attached garage options) and

ideal for accessibility, with reliable transit options

starter single family homes, which allow new home

surrounding the community. Minutes from both

buyers an attractive and affordable choice.

Anthony Henday Drive and the Whitemud Freeway, a home in Timberidge means convenience.

“Our duplexes are designed with a Big Home Concept,” said Amy Power, Marketing Manager for Rohit

“Dolce Vita Homes is excited to be a part of the

Communities. “By combining front attached garage

Timberidge builder group,” says Aron Scraba,

with rear detached garage homes, the duplex appears

Director of Marketing for Dolce Vita Homes. “This area

as a large single home from the street while actually

has been highly anticipated. We broke ground on our

housing two unique dwellings. The result is outstanding

first home there in March and our showhome opened in

curb appeal.”

August. Timberidge is a perfect family community with a prime west location.”

Tucked away in its own enclave, next to a forest fit for family outdoor activities, Timberidge at Edgemont is a small walkable community that promotes a sense of belonging among its residents. For active types, an abundance of walking and biking trails are available at your doorstep, including a three metre wide shared-use path.

Today, approximately 170,000 Edmontonians call the west end home. It’s THE place to be—a place anyone could easily make their home and build their legacy.

Timberidge at Edgemont is the newest place in West Edmonton. With all of the ingredients it offers to make your life’s recipe complete, it could be where you invent the new you!

West Edmonton Mall, The Edmonton Valley Zoo, and Lewis Estates Golf Course are only a few of the many amenities that are just

TimberidgeAtEdgemont.com

Advice | FUNDAMENTALLY SPEAKING

Window of opportunity Mortgage rates remain at historical lows, so take advantage while you can – but carefully

By Wayne Karl THIS YEAR WAS a notable one in the mortgage world: The Bank of Canada dropped its influential overnight target rate – not once, but twice.

In its latest announcement on Dec. 2, the BoC held the rate at 0.50 per cent – where it had been since July after dropping it from 0.75, where it had been since January 2015 when the Bank dropped it from one per cent.

Just a bunch of numbers, right?

Perhaps, but some experts are now saying rates won’t begin to inch up from these historical lows until mid-2017. This means an extended window of opportunity for those looking for a home.

If you could lock in at a low rate over 10 years, for example, that gives you the comfort of knowing what your mortgage payments will be over that period, while over that time you can also take advantage of any pre-payment and lump-sum payment options to pay down your mortgage.

Another appeal of this scenario is that, as we often point out, experts advise you take a longterm view of your home purchase.

For example, some markets have recently experienced cooling prices and softening sales. But even if that were to happen in your market and housing type, ask yourself: in 10 years, is a home you buy today likely to be worth more or less? If you need an answer to this question, just take a look back at prices 10 years ago. Of course, there are no guarantees, but if you’re in the homebuying mode anyway, today’s low rate environment makes a pretty

MORE ADVICE ONLINE ypnexthome.ca/news/advice

compelling reason to act sooner than later to take advantage of these opportunities.

Low rates notwithstanding, the banks, financial firms, brokers and other experts still advise homebuyers to practice smart borrowing.

Experts stress that even as rates remain low, buyers should explore everything from putting down a larger down payment to taking advantage of pre-payment options to “stresstesting” your mortgage at a higher rate to ensure your finances can

accommodate rate fluctuations or other unforeseen circumstances.

One day, the mortgage landscape will change. And if you’re among those homeowners who have been somewhat spoiled by continuing low rates, you could be could be in for an unpleasant surprise.

Take advantage of today’s low rates while you can, but also spend the time necessary to find a broker or banker you trust, who knows their business, and who can help you explore what options might be best for you.

More so than in any other area of homebuying, you’re going to rely on this advice – now more than ever. It will prove to be time well spent.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/WayneKarl

26 YPNEXTHOME.CA

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The end of a year brings reflection on the past, and the arrival of a new year brings dreams and opportunities.

We thank you, our readers, for your continued support as we strive to bring you the best that the industry has to offer. We thank you, our advertising customers, for your patronage and continued loyalty to the magazine.

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10 CHAPPELLE GARDENS

DEVELOPER: Brookfield Residential BUILDERS: Morrison Homes, Daytona Homes Master Builder, Look Master Builder, Homes By Avi, Brookfield Residential LOCATION: South of Ellerslie Road & West of 141 Street.

11 ONE AT WINDERMERE

DEVELOPER: Beaverbrook Communities BUILDERS: Bedrock Homes, Dolce Vita Homes, Western Living Homes, Sunny Valley Homes, Ace Lange Homes, Kanvi Homes, open LOCATION: Winderemere Blvd. West of 170 Street

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12 AMBELSIDE SOUTH

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DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Coventry Homes, Connect Homes LOCATION: Ellerslie Road & 170th Street

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DEVELOPER: MLC / Cameron Communities BUILDERS: Cameron Homes, Hillview Master Builder, Kimberley Homes, Landmark Homes, Parkwood Master Builder, Aacropolis Homes, Ace Lange Homes, Carriage Signature Homes, Perry Signature Homes LOCATION: West of 180th Street and South of Ellerslie Road (9th Ave)

DEVELOPER: Windermere Ambleside II Ltd. BUILDERS: Averton Homes, Triumph Homes, Kanvi Homes, Kimberley Homes, Marcson Homes LOCATION: Terwillegar Drive and Anthony Henday Drive

2 LANGDALE IN WINDERMERE

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, MacLachlan & Mitchell Homes, Pacesetter Homes, Sterling Homes, Rohit Communities, Marcson Homes, Augusta Homes LOCATION: 170 St & 7th Ave. S.W.

3 GLENRIDDING

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DEVELOPER: Beaverbrook Communities.

BUILDERS:Las Palmas Estate, Marco Antonio Homes, Open LOCATION: Windermere Blvd., West of 170 St.

Developer: UnitedCommunities Builders: RSL - Homesby Avi, Pacesetter, Parkwood Homes, Landmark Homes. RPL - Pacesetter, Landmark Legacy Homes, Duplex Homes (front attached Garages) Parkwood Homes, Landmark Legacy.

Duplex Homes (rear attached garages) - Homes by Avi LOCATION: 156 Street & Ellerslie Road

4 UPPER WINDERMERE

DEVELOPER: Beaverbrook Communities BUILDERS: Averton Homes, Mac & Mitch Homes, Open LOCATION: Windermere Blvd. West of 170 St.

7 JAGARE RIDGE

DEVELOPER: Melcor Developments Ltd BUILDERS: AceLang Construction, Canyon Springs Master Builder, Birkholz Homs, Hillview Homes, Carriage Custom Homes, Kanvi Homes, Perry Signature Homes, Kimberley Custom Homes LOCATION: South on Ellerslie and 141 street

8 CREEKWOOD CHAPPELLE

DEVELOPER: Delcon Creekwood BUILDERS: Averton Homes, Connect Homes, Homes By Avi, Thomsen Built, Reidbuilt Homes, Prominent Homes, Alquinn Homes, Klair Custom Homes, First Avenue homes LOCATION: South of Ellerslie Road & West of 141 Street

13 GRAYDON HILL

DEVELOPER: MLC Group BUILDERS: Averton Homes, Marcson Homes, Parkwood Master Builder, Landmark Communities, Lincolnberg Master Builder, Pacesetter Homes LOCATION: Ellerslie Rd, west of 127th St SW

14 GLENRIDDING HEIGHTS

DEVELOPER: Rohit Land Development BUILDERS: Crimson Cove Homes, d’Cor Homes, Lincolnberg Master Builder, Pacesetter Homes, Rohit Communities LOCATION: South of Ellerslie Road, East of 170 Street

15 PAISLEY AT HERITAGE VALLEY DEVELOPER: Brookfield Residential BUILDERS: Innovations by Jayman, Brookfield Residential, Daytona Homes Master Builder, Coventry Homes, Homes

by Avi LOCATION: South of Ellerslie Road & East of 141 Street

16 ONE AT KESWICK

DEVELOPER: Beaverbrook Communities BUILDERS: Bedrock Homes, Dolce Vita Homes, Kimberley Homes, Alquinn Homes LOCATION: Hiller Road, West of 170 Street

17 WESTPOINTE OF WINDERMERE BUILDERS: Celebration Homes, White Eagle Homes, Infiniti Master Builder, Hoxton Homes, Augusta Fine Homes LOCATION: 170 Street and Woolsey Link

18 THE COLLECTIONS AT CREEKWOOD

BUILDERS: Mattamy Homes, Thomsen Built, Klair Custom Homes, First Avenue, Alquinn Homes LOCATION: West of Creekwood Chappelle

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31

Trending

Alberta and Edmonton economies and housing markets to improve next year AFTER A CHALLENGING 2015, the

Alberta and Edmonton economies – and housing markets – can look forward to better times beginning next year and into 2017.

“Lower oil prices have had an impact on Alberta’s economy this year, affecting capital investment, energy exports and consumer spending, and in turn, the province’s housing starts,” says Lai Sing Louie, CMHC’s regional economist for the Prairie and Territories region. “New construction declined by about 20 per cent in 2015. However, oil prices are forecast to rise next year and in 2017 as US crude oil production declines.

This will help Alberta’s economy return to growth in 2016 and 2017.”

In Edmonton, strength in the multi-family sector will push total housing starts to 16,400 units in 2015.

However, this strength will dissipate in the closing months of 2015 and 32 YPNEXTHOME.CA

MORE TRENDING ONLINE ypnexthome.ca/news

“Multi-family starts began 2015 at a record setting pace, supported by a tight rental market and relatively low inventory on the ownership market.” throughout 2016 as slower economic growth and reduced net migration lead to softer housing demand.

“Multi-family starts began 2015 at a record setting pace, supported by a tight rental market and relatively low inventory on the ownership market,” says Christina Butchart,

CMHC’s principal market analyst for Edmonton. “Weaker economic conditions and a well-supplied resale home market will continue to weigh down the new single-detached housing market in Edmonton in 2015 and 2016, but we should begin to see some modest growth in 2017.”

“In Calgary, the impact of lower oil prices on the labour market has weakened employment growth and has also slowed migration, and increased uncertainty among prospective homebuyers,” says Richard Cho, principal market analyst for Calgary. “Total housing starts in 2016 are forecast to decline an additional 16 per cent from 2015, but increase slightly in 2017,” says Cho.

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1 LAKE SUMMERSIDE SUMMERSIDE

DEVELOPER:Brookfield Brookfield Residential DEVELOPER: Residential BUILDERS:Brookfield Mosaic Townhomes, BUILDERS: Residential, Brookfield Duplexes, Innovations by Innovations

by Jayman, Daytona Jayman, Daytona Homes Master Builder, Homes Master Builder, Landmark LandmarkHomes Homes,by Homes Avi, Homes, Avi, by Pacesetter PacesetterCanyon Homes, Landmark Classic Homes, Spring Master Homes, Canyon SpringHomes, Master builder, builder, Aacropolis Infiniti Aacropolis Homes Master Builder LOCATION:Ellerslie Ellerslie Rd. LOCATION: Rd. & & Parsons ParsonsRd. Rd.

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2 CALLAGHAN DEVELOPER: Rohit Land Dev. 2 CALLAGHAN

BUILDERS: Art Custom Homes, DEVELOPER: Rohit Land Dev. White Eagle Homes, D’CorHomes, Homes, BUILDERS: Art Custom Celebration Homes White Eagle Homes, D’Cor Homes, LOCATION: Homes 1 km South of Ellerslie Road Celebration on 111 Street SW LOCATION: 1 km South of Ellerslie Road on 111 Street SW

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3 RUTHERFORD HEIGHTS DEVELOPER: QualicoHEIGHTS Communities 3 RUTHERFORD

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4 WALKER LAKES NORTH DEVELOPER: MLC Group / Cameron 5 WILLOW HAVEN Communities Carrington Land DEVELOPER: BUILDERS:: Bedrock Cameron Homes BUILDERS Homes LOCATION::South LOCATION 5624of- Ellerslie 7th aveRd. on 66 Street

Beaumont

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DEVELOPER:MLC Carrington DEVELOPER: GroupLand / Allard BUILDERS : Bedrock Homes Developments LOCATIONActive : 5624 Homes, - 7th ave Boss BUILDERS: Homes, Pacesetter Homes, Sterling WALKER LAKES STATION Homes DEVELOPER:South MLC of Group / Allard LOCATION: Ellerslie Rd. Developments on 66 St. BUILDERS: Active Homes, Boss Homes, Landmark Legacy Homes, Lincolnberg ALLARD Master Builder, United Pacesetter Homes, DEVELOPER: Communities Sterling Homes BUILDERS: Caliber Master Builder, LOCATION: South ofWhite Ellerslie Rd. Kimberley Homes, Eagle on 66 St. Parkwood Master Builder Homes, LOCATION: 111th Street & 30th Ave

DEVELOPER:Brookfield Brookfield Residential DEVELOPER: Residential BUILDERS:Front attached attached Homes: BUILDERS:Front Homes: Homes by Homes, Jayman Homes byAvi, Avi,Sterling Sterling Homes, MasterBUILT Rear-Detached Homes: Jayman MasterBUILT Rear-Detached LandmarkLandmark Legacy Homes, Daytona Master Homes: Legacy Homes, Builder Duplex & The Grove Townhomes: Daytona Master Builder Duplex & Brookfield The GroveResidential Townhomes: Brookfield LOCATION: South off of Ellerslie on 91st Residential Street, turn east on 25th SW. LOCATION: South offAve of Ellerslie on 91st Street, turn east on 25th Ave SW.

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12 WALKER SUMMIT DEVELOPER:United Communities 12 WALKER SUMMIT

BUILDERS: Landmark, Morrison and DEVELOPER:United Communities Montorio Duplex - Morrison, Montorio BUILDERS: Landmark, Morrison and LOCATION: South- on Ellerslie Montorio Montorio Duplex Morrison, to 66th Street South on Ellerslie LOCATION: to 66th Street

13 ROYAL OAKS DEVELOPER: Cancom Development 13 ROYAL OAKS

BUILDER: Konark Homes, Cancom DEVELOPER: Cancom Development Homes, Infiniti Homes, Open Cancom BUILDER: Konark Homes, LOCATION: South on 101 Street to Homes, Infiniti Homes, Open Towship RoadSouth 510. Turn east Street to EastVistas LOCATION: on 101 Blvd. (follow signs) to Towship Road 510. Turn east to EastVistas Blvd. (follow signs)

14 AURORA DEVELOPER: Melcor Developments Ltd 14 AURORA

BUILDERS: Bedrock Coventry DEVELOPER: MelcorHomes, Developments Homes, Landmark Homes, Parkwood Ltd Master Builder, Trend Homes, BUILDERS: Bedrock Homes,Lincolnberg Coventry ALLARD Master Builder, MelcorHomes, Homes Parkwood Homes, Landmark DEVELOPER:OF United Communities RAVINES RICHFORD LOCATION: South on Ellerslie Master Builder, Trend Homes,at 66th BUILDERS: Caliber DEVELOPER: RohitMaster Land Builder, street Lincolnberg Master Builder, Melcor Kimberley Homes, White Eagle Homes, Development Homes Parkwood Master Builder Homes, BUILDERS: Celebration 15 LOCATION: DESROCHERS South VILLAGES on Ellerslie at 66th LOCATION: 111th Street & 30th Ave OPEN DEVELOPER: MLC Group street LOCATION: Ellerslie Road & BUILDERS: Pacesetter Homes, Landmark RAVINESCreek OF Ravine RICHFORD Blackmud Homes and Jayman Exclusive.

15 DESROCHERS VILLAGES DEVELOPER: Rohit Land Development LOCATION: MLC From Ellerslie DEVELOPER: Group Road and 11th BUILDERS: Celebration Homes, OPEN CALLAGHAN IN Street, drive South on James Mowatt Trail BUILDERS: Pacesetter Homes, LOCATION: Ellerslie Road & Blackmud HERITAGE VALLEY for approximately 5 minutes.

The entrance to Landmark Homes and Jayman Creek Ravine DEVELOPER: MLC Group / JCA Desrochers Villages is on the right, just south Exclusive.

Financial of 30th AvenueFrom (acrossEllerslie the street fromand the LOCATION: Road CALLAGHAN IN HERITAGE BUILDERS: Landmark AllardStreet, neighbourhood).

11th drive South on James VALLEY Communities, Sterling Homes, Mowatt Trail for approximately 5 DEVELOPER: Group / JCA Innovations byMLC Jayman minutes. The entrance to Desrochers Financial LOCATION: South on James Villages is on the right, just south of BUILDERS: Landmark Communities, Mowatt Trail and North of 30 30th Avenue (across the street from Sterling Homes, Innovations by Jayman Avenue SW the Allard neighbourhood).

LOCATION: South on James Mowatt Trail and North of 30 Avenue SW

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You Can Live Her MATEDM_1018578 - Mattamy Homes_ New Home Guide_Magazine – 2 Full Pg Spread - Coloniale Estates

File Name: MATEDMONTON-1018578-MH_NHG_2FP_Mag Trim: 7.5” x 10.5” Bleed: 0.25 x 0.25

Safety/V.O.: 0.25” x 0.25” Colours: CMYK

In Coloni of Quick you and than later

Due: 10/12/14

Publication: New Home Guide DPI: 300

Built: 27/11/2014 – KN

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MATEDMONTON_10

• POPULATION: POPULATION: Approx 12,500 Approx 12,500

beaumont beaumont

AREA AREA INFO INFO

LOCATED: 22miles South of Edmonton on • LOCATED: miles South of Edmonton 50th50th street. on street.

SCHOOLS: 55Schools from Kindergarten to • SCHOOLS: Schools from Grade 12.

Kindergarten to Grade 12.

French Immersion offered in all.in all.

French Immersion offered GROCERY: Sobey s, s, Extra Foods • GROCERY: Sobey Extra Foods

RECREATIONAL FACILITIES: • RECREATIONAL FACILITIES:Beaumont Regional Activities Centre and numerous Beaumont Regional Activities Centre Coloniale Estates Golf Course, Edmonton outdoor facilities. outdoor facilities. and numerous MEDICAL FACILITIES: minutes to • MEDICAL FACILITIES:1010 minutes Grey Nuns Hospital.

ServedServed

by Edmonton to Grey Nuns Hospital. by Ambulance. Ambulance.

Edmonton

Coloniale Estates In Beaumont.

Distinctive Homes In A Golf Club Setting.

PATHWAYS: Approximately 170 • PARKS & PATHWAYS: Approximately acresacres of parkland & km of&inter-connected 170 of parkland km of interwalkways. walkways. connected

There is something to enjoy about Coloniale Estates every day.

It is the kind of place where neighbours become friends and kids have plenty of opportunity to run and play. This is an exclusive golf club community with favourable pricing that is hard to find in golf course communities.

•17 MINUTES MINUTES TO •17 TOTHE THEAIRPORT AIRPORT

Come visit us and Come and discover discoverwhy why

“Life “Life is is Better Better in in Beaumont” Beaumont”

In Coloniale Estates you’ll find great park spaces where neighbours can gather and enjoy each other’s company, walking/biking trails for short after-dinner strolls or energetic bike rides. In winter those trails function as cross country skiing opportunities.

ThereESTATES are 5 schools in4and around ROYAL OAKS ROYAL OAKS 1 COLONIALE COLONIALE ESTATES DEVELOPER: Cancom Development DEVELOPER: Cancom DEVELOPER: ARW Corp. school DEVELOPER: ARW Development Development Beaumont, serving elementary and high students.

BUILDERS: Konark Homes, Development BUILDERS: Mattamy Homes Corp.

There are superb recreational facilities and BUILDERS: Mattamy Homes Cancom Homes, InfinitiHomes, Homes, Open BUILDERS: Konark LOCATION: 50 St. & Coloniale Way all around LOCATION: 50 St. & Coloniale Way LOCATION: From Beaumont: Cancom Homes, Infiniti Homes, shopping at the Montalet Mall, The Edmonton International West Openon Township Road 510 to DANSEREAU MEADOWS Airport and2 Grey Nuns Hospital are 15 minutes away.(followBeaumont: 2 the DANSEREAU East Vistas Blvd.From signs) LOCATION: DEVELOPER: UnitedMEADOWS Communities DEVELOPER: United Communities BUILDERS: Caliber Master Builder,

From SouthRoad on 101 St.to West Edmonton: on Township 510

LOCATION: It is located on the

Homes LOCATION: 50th Ave & Rue Eaglemont

for more information informationcall call 780-929-8782 780-929-8782 The Showhome, Coloniale Estates, Edmonton our website or Hickory visit our website at at town.beaumont.ab.ca town.beaumont.ab.ca

6 TRIOMPHE TRIOMPHE IN INBEAUMONT DEVELOPER: MLC Group BEAUMONT

BUILDERS: Trend Homes, Connect DEVELOPER: MLC Group Homes, Active Homes, Areo Homes BUILDERS: Trend Homes, Active LOCATION: 44th Avenue & Triomphe Homes, Pacesetter Homes, ChaCha Blvd Homes LOCATION: 44th Avenue & Triomphe Blvd

The homes are all Detached Single Family Homes withBlvd.

2-Car BUILDERS: Caliber Master Builder, to Township Road 510, east signs) on Township East Vistas (follow Landmark Communities, Pacesetter Landmark Communities, Pacesetter Road 510 to East Blvd.on (follow From Edmonton: South 101 St. Homes or 3-Car Tandem Garages, ranging in size from 1,480 Sq.Vistas Ft. Homes signs) to Township Road 510, east on LOCATION: West on 50th Street at Rue to 2,681 Sq. Ft. Many of theonexterior designs are LOCATION: West 50th Street at Township Road 510 to East Vistas Montalet (follow the signs) unique to thisRue community andthe reflect Montalet (follow signs) Mattamy’s 5 EAGLEMONT Blvd. (follow signs)IN The Hickory Showhome, Coloniale Estates, Edmonton 3 RUISSEAU ability to provide a variety of designs to make BEAUMONT 3 DEVELOPER: RUISSEAUQualico Communities MLC Group 5 DEVELOPER: EAGLEMONT IN each street more interesting.

Special features BUILDERS: DEVELOPER: Qualico Lenaco Homes, Active BEAUMONT BUILDERS: Look Homes Master Builder Communities Jaya Homes, DEVELOPER: MLCGolden GroupWest Homes Connect Homes such as front and porches also elevate the sense Homes, BUILDERS: It Look Homes Master LOCATION: Ave Homes, & Rue Eaglemont BUILDERS: 50th Lenaco Active LOCATION: is located on the south of friendlinessside inofthe community.

Builder and Homes, Jaya Homes, Mill Street 50th aveConnect at 66st. Homes

You Can Be Here In of Minutes And south side 50th ave at 66st.You Can Live Here Right Now.

In Coloniale Estates, Mattamy has a selection of Quick Possession Homes ready for sale so you and your family can live here sooner rather than later.

e: 10/12/14

n: New Home Guide

PI: 300

t: 27/11/2014 – KN

If golf course community living has been part of your vision of a dream home, then now is the time to come to Beaumont and visit the Coloniale Estates Sales Centre. You’ll find everything that you expected from a golf course community except for one thing: high prices.

All Mattamy homes also come with two trees and fully sodded yards, so the neighourhood is green not brown.

You’ll find that Mattamy builds homes that are worthy of your family memories.

The Walnut Showhome, Coloniale Estates

Great Community Features for

ALL SEASONS

MATTAMY HOMES

From 1 Home in 1972 to 70,000 Homes Now

The master community plan allows for gathering

Mattamy Homes is Canada’s largest new home builder

spaces where neighbours can enjoy each other’s

and is well-established in The Greater Toronto Area,

TEDMONTON_1018445_NHG company.Annual_3FP_Mag.indd The walking/biking trails allow for3short

Ottawa, Calgary and throughout the United States in

The Walnut Showhome, Coloniale Estates, Edmonton

For information on all Mattamy communities, visit: mattamyhomes.com Sales Centre Hours: Monday to Thursday 2pm-8pm; Friday to Sunday and Holidays 12pm-5pm Sales Centre: 274 Reichert Drive, AB, Beaumont, T4X 0B9 Phone: 780-929-1111 Email: sls_beaumont@mattamycorp.com 59 39

2014-11-13 1:12 PM

• LOCATED: LOCATED: 20 of of 20km kmsouth south Edmonton onon Hwy 2 2 Edmonton Hwy

45 St.

Telford Lake

Black Gold Dr.

3 Rollyview Rd.

Hi gh wa y2 A

5 2

To Calgary

42 St.

QE II

4

• SCHOOLS: SCHOOLS: 77Elementary, 2 Junior Elementary, 2 & Senior&high.

Public, Private Junior Senior high.

Public, & Separate school systems.

Private & Separate school sys• tems.

GROCERY: Variety of shopping.

C.W. Gaetz Drive

42 Ave.

1

Coady Blvd.

Alton Dr.

Grant MacEwan Boulevard

Hwy 60

50 Ave.

8

1

gage can t rates. eowners s could ng a of e recently

• POPULATION: POPULATION: 17,000 and growing 17,000 and grow“Small city” living of ing “Small city” within living minutes within min“Big city” amenities. utes of “Big city” amenities.

44 St.

50 St.

Calmar

St. 50

leduc

7

AREA AREA INFO INFO

6

To Wetaskiwin

1 MEADOWVIEW MEADOWVIEW

DEVELOPER: Qualico QualicoCommunities Communities BUILDERS: Tristate Homes, TristateSignature Signature Homes Santos, Connect Homes and Homes,byHomes

by Santos, Connect Victory HomesHomes and Victory Homes LOCATION: Coady CoadyBlvd Blvd& & Meadowview Blvd.

Meadowview Blvd.

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5 SOUTHFORK SOUTHFORK

DEVELOPER: Tamani TamaniCommunities Communities BUILDERS: Dolce Homes DolceVita VitaHomes, Homes, by Avi, Innovations

by Jayman, Jayman Homes

by Avi, Innovations by MasterBUILT Jayman, Jayman MasterBUILT LOCATION: Highway Street Highway2A 2A&&50th 50th Street

3 WINDROSE DEVELOPER: Maclab Enterprises 3 WINDROSE

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BUILDERS: Bengel Custom Homes, Corona DEVELOPER: Maclab Enterprises Custom Projects, Cornerbrook BUILDERS: Bengel CustomCustom Homes, Jacob’ s Construction, McLean and Homes, Corona Custom Projects, McLean CustomCustom Homes Homes, Jacob’s Cornerbrook LOCATION: Exit at 50 Ave offMcLean Highway Construction, McLean and 2, proceedHomes west, then go south on RR 253 Custom to Windrose Exit at 50 Ave off LOCATION: Highway 2, proceed west, then SUNTREE go south on Grant MacEwan DEVELOPER: Enterprises Boulevard toMaclab Windrose BUILDERS: Cranston Homes, Areo Homes, Cobblestone Master Builder, SUNTREE Caliber MasterMaclab Builder, Trend Homes, DEVELOPER: Enterprises Triumph Homes BUILDERS: Cranston Homes, LOCATION: Grant MacEwan Boulevard Areo Homes, Caliber Master & SuntreeHomes Promenade Builder,

by Sher-Built, Triumph Homes LOCATION: Grant MacEwan Boulevard & Suntree Promenade

•• GROCERY: Variety of shopping.

RECREATIONAL FACILITIES: Recreation & Culture Centre, • RECREATIONAL FACILITIES: Performing Arts Centre, 18 hole Golf Recreation & Culture Centre, Course & Public Performing ArtsLibrary.

Centre, 18 hole Course & Public Library.

• Golf MEDICAL FACILITIES: Full Service

CommunityFACILITIES: Hospital and Full • MEDICAL Full Ambulance Service.

Service Community Hospital and Ambulance Service.

• Full PARKS & PATHWAYS: 27 parks

including&Telford Lake, Fred • PARKS PATHWAYS: 27John’s parks Park & Lions Campground. including Telford Lake, Fred John’s Park & Lions Campground.

6 ROBINSON Beaverbrook 6 DEVELOPER: ROBINSON

Developments DEVELOPER: Beaverbrook BUILDERS: Bedrock Homes, Dolce Developments Vita Homes,Bedrock Homes byHomes, Sher-Bilt, BUILDERS: Dolce Connect HomesHomes by Sher-Bilt, Vita Homes, LOCATION: South of Rolly View Road Connect Homes on C.W. Gaetz Driveof Rolly View LOCATION: South Road on C.W. Gaetz Drive

DEVELOPER: Qualico QualicoCommunities Communities BUILDERS: Tristate Homes TristateSignature Signature LOCATION: Dunlop Wynd & Homes Caledonia Dr.Dunlop Wynd & LOCATION: Caledonia Dr.

7 BRIDGEPORT Melcor Developments Ltd. 7 DEVELOPER: BRIDGEPORT

8 8

BUILDERS: Construction Ltd., DEVELOPER:Santos Melcor Developments Encore Ltd. Master Builder, McLean & McLean Custom Homes Ltd.,Western BUILDERS: Santos Construction Living Homes Master Builder, Ltd., Encore LOCATION: Take 50Custom Ave, turnHomes right on McLean & McLean Bridgeport Crossing Ltd.,Western Living Homes LOCATION: Take 50 Ave, turn right WEST HAVEN PARK on Bridgeport Crossing DEVELOPER: Melcor Developments Ltd. BUILDERS:HAVEN Encore Master BuilderSantos WEST PARK Construction Ltd.,Homexx Corporation DEVELOPER: Melcor Developments LOCATION: West on 50th Ave, South on Ltd. West HavenEncore Boulevard BUILDERS: Master BuilderSantos Construction Ltd.,Homexx Corporation LOCATION: West on 50th Ave, South on West Haven Boulevard

THE CITY CITY OF LEDUC, THE LEDUC,

a thriving Industrial, Commercial & Agricultural Community continues to experience growth and expansion.

“A place to to “A great place call home!” call home!”

For For more information contact more information The The City City of Leduc at at contact of Leduc 780-980-7177

(three or a

ears) o years) will be at it xed rate

The grass will be greener, just like your wallet.

40

leduc

IN

Highway 39 To Calmar

Property Profile | TAMANI COMMUNITIES

leduc

Southfork A vision of home. All stages. All ages.

A Vision of Home. All Stages. All A

Location

TAMANI COMMUNITIES has outdone itself as

Leduc

the developer of Leduc’s premier community Southfork. The company’s vision of creating one of the “most desirable and exciting neighbourhoods in the country” is coming to fruition, with architectural controlled homes surrounded by playgrounds, pocket parks, water features and beautiful landscaping… homes suited for all stages and all ages!

Leduc, a satellite city of 26,000, boasts small town charm with big city amenities and strong economic growth. Gone is the small town that had residents driving to Edmonton for basic needs and wants. Southfork Leduc is now the community of choice for young families!

This incredible community is drawing families in from all areas of the surrounding areas with its well-planned design and multifaceted access. Southfork is number one in permits and sales as young families flock to stake their claim in a Southfork home. The

Developer

Tamani Communities Development

Southfork Home Type

Detached, semi-detached and multi-family homes Sales Centre

A Vision of Home. All Stages. All Ages.

Hwy. 2A & 50th Street Contact

403.723.8446 southforkleduc.com

…continued on page 42

61

DOCKET#: 13-JWI-012

FILE NAME: Southfork Edmonton Builder and Developer Annual 3pg Advertorial (PG1)

FLAT SIZE: 8” x 10.5”

FILE SIZE: 8” x 10.5”

SCORE / DIE LINE: NO

FILE PREPARED AT: 100%

PROOF#: 2

DATE: 11/12/13

TIME: 2:30 PM

CREATIVE DIRECTOR:

FILE FORMAT: HI RES PDF

PROOF OUTPUT AT: 100%

STUDIO ARTIST:

DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 41

STUDIO MANAGE

…continued from page 41

Edmonton International Airport, just minutes away, is proving to be perfect for those who work up north or in the oil sands while choosing to keep their families in Southfork. Several companies fly their staff out from the International to Fort McMurray, Ft. St. John and other provinces. The Queen Elizabeth Highway runs parallel to Leduc connecting to Edmonton and the Anthony Henday ring road for quick access to Fort Saskatchewan, Sherwood Park and St. Albert. Or take the C-Line Commuter Service to and from Century Park LRT in Edmonton with stops in Nisku.

Families have 12 schools, kindergarten to grade 12, to choose from in the much sought after Black Gold School District and a host of activities to educate and entertain every member regardless of age. A new K-8 school will be opening 2016-17 in Stage 8 of Southfork.

The Leduc Recreation Centre contains aquatic facilities, indoor playground, child care and programs to fit everyone’s interests. Beyond the Centre are organizations for all manner of sports from archery, football, curling, skate board park, gymnastics, ice skating and much more. Grab your golf clubs, the course is just minutes from Southfork.

The Maclab Centre for Performing Arts, seating for 460, hosts music and dance festivals, guest speakers and so much more. The art community has a full palette with theatre, painters, choirs, performing arts and pottery groups just to name a few. Check out the historical

42 YPNEXTHOME.CA

society, square dancing, communities in bloom, music festivals or whoop it up at the rodeo! Join boat club at Telford Lake – right in Leduc! Learn how to do boating of all types with lessons and rentals available.

Pack up the kids and picnic basket and wander over to the Southfork’s Super Park! Playground equipment includes swings, slides and other age appropriate structures to keep everyone in giggles and in shape.

Dad will love the gas barbecues and covered patio. The sparkling water falls complement the vast areas of green grass and interconnecting pathways. A perfect park in a perfect neighbourhood… Southfork. Leduc has 68 km of multi-use interconnecting pathways that are maintained year round. These trails make Leduc one of the most ‘walkable’ communities – from neighbourhood to city centre and beyond.

The Leduc Community Hospital offers acute care, transition beds, general and specialized surgery, lab services, diagnostic imaging, rehabilitation, and a 24-hour emergency department. Sleep comfortably knowing Leduc protects its interests and each other with the Night Hawk Community Patrol, RCMP, Enforcement Services and Crime Stoppers. An integrated fire service also delivers ambulance service, patient transport and the usual fire services. Optometrists, dentists, chiropractors, whatever you need Leduc has it.

Tamani Communities has thoughtfully planned each stage of this “Contemporary Heritage” neighbourhood with homes to fit all stages and ages of life, from front attached in high $300’s, laned homes from low $300’s,

“Southfork Leduc is now the community of choice for young families!” semi-detached low $300’s to multi-family high $200’s.

New-home buyers are thrilled to find these innovative homes in Southfork are considerably less in price than comparable ones in Edmonton. Tamani Communities home are built by multi award-winners – Homes by Avi, Dolce Vita Homes, Innovations by Jayman, Jayman Modus and Jayman MasterBuilt.

Rendering hopes into dreams, town homes are a must see for first time home buyers or those considering downsizing. The spacious, two-storey, open concept design is only out done by the pricing.

These street orientated colonial style town houses in the low $300’s are built by award-winning Homes by Avi and Jayman Modus. New Street Towns by Jayman Modus are located at 231 & 233 Southfork Dr. There are exciting opportunities for all with the family friendly pricing of Stage 6 new contracted lot design.

“Although the lots are narrower, they allow for larger houses to be situated on them as the house sits on the property line on one side. These homes will be both front drive single-detached homes and laned singledetached homes.” Stage 6 showhomes are now open.

Tamani Communities prides itself in providing consumers with a variety of choices nested with the knowledge that not only are they receiving what they want but they are living in a value based community built from the outside in with quality first and no detail left to chance.

DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 43

The Upside of Down Real Estate Markets

“You can’t know where you are going until you know where

repeats itself because of the market’s ability to control

you have been,” is an old proverb often muttered after

new housing construction, which in turn is dictated by the

bad days and roared after good. But while it is common

direction of market prices.

to think that good times will never end, or bad days will never go away, neither situation has ever been the case.

In any case, the best time to purchase is when declines in prices are followed by sustained gains. This last occurred

At Intelligence House, we recognized this as it relates to

between 2009 and 2010 and is likely occurring right now,

Alberta’s real estate market and those times when it is

providing CMHC’s outlook for price growth in 2016 and

poised and bound to change. For us, change represents

2017 are correct.

opportunity. For instance, you may be familiar with another proverb suggesting to “buy low and sell high.” It is

Intelligence House believes this is true, as CMHC’s

a tempting proposition.

outlooks were based on recent and sustained reductions in new construction and a shared opinion that 2016 will

For the average Albertan homeowner, who typically owns

be shaped by greater levels of population, employment

a property a minimum of 5 years, it is difficult to find a

and income growth; all of which will be aided by an outlook

recent time where their investment would have produced

for higher annual energy prices.

a loss. However, provincial prices have contracted in 2015, which might be causing today’s purchasers to

With all of the above considered, this model shows, as

wonder, “is it a good time to buy?” We believe the answer to

theory suggests, that right now is not only a good time

this question is yes. However, we are more than happy to

to buy, but likely the best time in our current cycle. Visit

offer this answer today given Alberta’s current position in

intelligencehouse.ca to read our full extended article.

the “real estate cycle” – illustrated in the included graphic.

BOOM MARKET

If you’re unfamiliar with this notion, the real estate cycle

BOOM MARKET

Extensive Construction

identifies when a market is poised for high or low price growth. Essentially, the path to high price pressure (right side of U-curve) is formed by periods of low market

Over Building Saturated Market

Active Construction

supply relative to demand, which stimulates construction.

Conversely, the most recent period of contraction (left side of U-curve) is identified by moments of high supply relative to demand, which reduces construction. This cycle

Downward Price Growth Pressure

Intelligence House is Alberta’s newest and most innovative Real Estate Marketing Agency with a focus on strategic market intelligence which includes full research, marketing and sales / leasing services to the real estate industry.

BUY

Rising Property Values

Recession

intelligencehouse.ca From left to right: Emmett Hartfield Alex Ruffini Michael Melnychuk

FOLLOW US ON

4

6 2

7

southeast

8

5

1 MAPLERIDGE & OAKRIDGE COMMUNITIES

5 MAPLE CREST

4 LAUREL CROSSING

6 WILLOW HAVEN

DEVELOPER: Maple Ridge & Oak Ridge Communities BUILDERS: Country Hills Homes LOCATION: 17 Street between Sherwood Park Freeway and Whitemud Drive DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, Landmark Homes, Tristate Signature Homes LOCATION:34 Street & 16A Avenue

DEVELOPER: Dream Unlimited Corp.

BUILDERS: Homes by Avi, Coventry Homes, Crystal Creek Homes, Landmark Legacy, Landmark Essentials, Bedrock Homes LOCATION: Maple Road (38th Avenue NW) and 8th Street DEVELOPER: CarringtonLand BUILDERS: Bedrock Homes LOCATION: 5624 7th Ave SW.

7 TAMARACK COMMON

8 LAUREL GREEN

DEVELOPER: Dream Unlimited Corp.

BUILDERS: Homes by Avi, Lincolnberg Master Builder, Landmark Legacy, Urban Luxury Homes, Laurel Green, Landmark Communities LOCATION: South of 23 Avenue on 24 Street

9 LARKSPUR LANDING

DEVELOPER: Rohit Communities BUILDERS: Rohit Communities LOCATION: 2845 - 43rd Avenue NW Edmonton

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, & Parkwood Master Builder LOCATION: 17 Street and 23 Avenue, south of Millcreek Nursery

45

writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics of buying property.

Email wayne.karl@ ypnexthome.ca or follow him on Twitter atTwitter. com/WayneKarl

find the ou love.

13 -8532

om

46

Who and what to believe?

3

2

Granada

.

» by WAYNE KARL For homeowners, when someone says your home is drastically overvalued, naturally, you worry. If you’re a Whitemud Dr. Highway 628 prospective homebuyer, such news might cause you to delay your purchase. That’s the power of housing valuations.

The problem is, who and what to believe?

1 ASPEN TRAILS/EMERALD 3 LAKELAND RIDGE ASPEN TRAILS/EMERALD LAKELAND RIDGE Here are some recent examples of Canada’s housing valuations, DEVELOPER: HILLS Genstar Development DEVELOPER: Genstar Development Co. Co. HILLS

4 SUMMERWOOD

DEVELOPER: Qualico Communities

DEVELOPER: Genstar Development BUILDERS:Landmark Landmark Homes, Rohit from a variety of sources: BUILDERS: Jayman MasterBUILT, DEVELOPER: Genstar Development Co. BUILDERS: Homes, Rohit Co. Communities, Pacesetter Homes, Rohit BUILDERS: Coventryovervalued Homes, Parkby Royal Communities, Deutsche Bank: 60 per cent BUILDERS: Coventry Homes, Park LOCATION:Lakeland Lakeland Drive & Communities, Open Homes, Landmark Homes, Christensen LOCATION: Drive & Campbell Rd. Bank Canada: overvalued by 30 per cent Royal of Homes, Landmark Homes, Campbell Rd. LOCATION: East of Clover Bar Rd. Developments, Rohit Communities, Christensen Rohit North of that Baseline Rd. on Lakeland Dr. Homes

by Avi,Developments, Marcson Homes, Daytona report reminds everyone housing International Monetary Fund: overvalued by 11 per cent Communities, Homes by Avi, 4 SUMMERWOOD markets must be assessed on a micro Homes Master Builder TD Bank: overvalued by 11 per cent Marcson Homes, Daytona DEVELOPER: Qualico Communities LOCATION: Lakeland Drive & Homes Aspen level, not wide-swathing national Canadian housing economist Will Dunning: undervalued Master Builder BUILDERS: Jayman MasterBUILT, Trail LOCATION: Lakeland Drive & Pacesetter Homes, Rohit viewpoints. Canada’s most expensive by nine per cent Aspen Trail Communities, Open 2 ARDROSSAN HEIGHTS LOCATION: East of Clovermarket, Bar Rd. Vancouver, earned a “low risk,” DEVELOPER: Strata Developments while Toronto, the other market such Open a wide HEIGHTS variance in valuations, and using differingRd. on Lakeland North of Baseline Dr. 2 With ARDROSSAN BUILDERS: DEVELOPER: Strata Developments LOCATION:who 4 miles of Sherwood often mentioned in conversations measures, to east believe, indeed?

BUILDERS: Open Park on Baseline Road North at RR 824 about overvaluation, was ranked as “Far tooNEW many foreign LOCATION: 4 miles east ofeconomists try to make overly to Ardrossan LOTS COMING Sherwood Park on Baseline “moderate risk.” simplifi aboutRoad foreign housing markets they don’t SOON! ed statements North at RR enough 824 to Ardrossan NEW “From a pure economic theory understand about,” Calum Ross, mortgage broker and LOTS COMING SOON! standpoint, when interest rates are low, real estate investor, told New Home Guide. then real asset prices will go up,” says “Above and beyond the traditional measures, there are a number of less tangible measures, such as the stability of social, Ross. “Real estate is one of the most interest-rate-sensitive sectors of the political and economic systems at the federal, provincial and global economy. When it comes to municipal level. mortgages, what we know is that people “Canada represents one of single largest countries in the have a tendency to buy payments and world and going from coast to coast, Canada is home to a very be less concerned with total debt. The diverse group of people with local economics that are vastly lower interest rates and longer different,” Ross says. “Saying there is a Canadian housing amortizations allow for lower payment market is no less ridiculous than saying there is ‘Canadian and as long as payments stay affordable temperature.’”

– many people won’t get caught up with Thankfully, Canada Mortgage and Housing Corp. the sticker shock of more expensive real (CMHC) added some context recently in its House Price estate prices.”

Analysis and Assessment (editor’s note: for more information, So, who to believe, next time you see flip to page 56), which provided a market-by-market snapshot a report on Canada’s housing valuations?

by Canada’s larger centres. The report attached a risk level Well, a Canadian source such as CMHC – low, moderate or high – for the major cities, using risk factors is a good start. Otherwise, as experts of overheating, acceleration in house prices, overvaluation and stress, remember to look at your overbuilding. individual market for a clearer With Regina and Winnipeg, of all places, being the indication, not the national assessment. only major centres earning “high risk” assessments, CMHC’s

sherwood park

t 24 hours in your nens, soap, alarm s, phone chargers, oney. rvival items are van last or cle with you. be fully prepared WAYNE KARL is an award-winning home.

47

1

vd

tic garbage bags, s and cups, a r. Remember a nd pertinent need, such as both ends of the real estate agent, ny. You’ll also

Lakeland Dr.

B

g day

HOUSING VALUATIONS

Bl

sherwood park

//FUNDAMENTALLY SPEAKING

1 5

1 SOUTHPOINTE SOUTHPOINTE

2 2

3 3 4 4

DEVELOPER: MLC Group Group Active Homes, Impact Homes, BUILDERS: Active Homes, Impact Rosecroft Rosecroft Custom Homes Homes, Custom Homes, LOCATION: Homes, Junction of Hwy. 21 and Pacesetter Hwy. 15 on Homes 94 Street New Vibe LOCATION: Junction of Hwy. 21 and SOUTHFORT RIDGE Hwy. 15 on 94 Street DEVELOPER: Strata Developments BUILDERS: Anez Homes, Bold Homes, BR SOUTHFORT RIDGE Homes, CMK Homes, Glenora Homes, DEVELOPER: Strata Developments Homes

By Sidney, Built Homes, BUILDERS: Anez Thomsen Homes, Bold LOCATION: Southfort Blvd & Ridgeland CMK Homes, Glenora Homes, Integra Way Homes, Made Properties, Thomsen Built, Tristate Homes SOUTHFORT MEADOWS LOCATION: Southfort Blvd & Ridgeland DEVELOPER: Strata Developments Way BUILDERS: Landover Homes, Stoneridge Homes MEADOWS SOUTHFORT LOCATION: Drive & DEVELOPER:Southfort Strata Developments Meadowview Drive Homes, Landover BUILDERS: Cona Homes, Remley Homes, Stoneridge SOUTHFORT ESTATES Homes DEVELOPER: Strata Developments LOCATION: Southfort Drive & BUILDERS: Open to public Meadowview Drive LOCATION: Southfort Drive & Greenfield Way SOUTHFORT ESTATES DEVELOPER: Strata Developments BUILDERS: Open to public LOCATION: Southfort Drive & Greenfield Way Lots open to the public

51

4

2

7

3

5 FOREST FOREST RIDGE RIDGEIN IN WEST WEST PARK PARK

DEVELOPER: Qualico QualicoCommunities Communities Pacesetter Homes, Connect Homes BUILDERS: Pacesetter Homes, Connect Homes by Santos, Victory Homes, Open Homes LOCATION: WestparkVictory Drive &Homes, Open Homes

by Santos, Cranberry Bend LOCATION: Westpark Drive & Cranberry Bend

6 WEST WOODLANDS DEVELOPER: Strata Developments 6 WEST WOODLANDS 7 7

BUILDERS: Ingram Homes, Open DEVELOPER: StrataCustom Developments LOCATION:Ingram 55 St. & Custom Sunset cres.

Bruderheim BUILDERS: Homes, Open LOCATION: 55 St. & Sunset cres.

SIENNA Bruderheim DEVELOPER: Qualico Communities BUILDERS: SIENNASterling Homes, Rohit Communities, DEVELOPER: Qualico Communities LOCATION:Sterling 94 St. & Homes, Sienna Blvd.

BUILDERS: Rohit Communities, LOCATION: 94 St. & Sienna Blvd.

AREA AREA INFO INFO • POPULATION: POPULATION: Over Over 18,653 18,653 • LOCATED: LOCATED: Adjacent to to thethe Adjacent northeast boundary of the northeast boundary of the provincial capital, thethe CityCity of of provincial capital, Edmonton-15 minutes close.close.

Edmonton-15 minutes • SCHOOLS: SCHOOLS: 66Public Public Schools, 3 3Separate Schools, Schools, Separate 1 Christian1 School.

Schools, Christian School.

• GROCERY: GROCERY: Sobey’s Station Sobey’s Station Square, Canada Safeway, Square, Canada Safeway, No Frills.

• RECREATION RECREATION && CULTURE CULTURE FACILITIES: FACILITIES: Dow Dow Centennial Centre, Centennial Centre, Tennis Tennis courts, campground, courts, campground, baseball diamonds, golf golf baseball diamonds, course, indoor pool, outdoor course, indoor pool, ice rinks (2), outdoor icecurling rinks rink, (2), 3 arenas, rink, indoor3 soccer, arenas, curling gymnasium, fitness centre, indoor soccer, gymnasium, performing arts theatre, visual fitness centre, performing arts gallery, pottery studio. arts theatre, visual arts pottery studio.

• gallery, MEDICAL FACILITIES: New Hospital Opening in • MEDICAL FACILITIES: 2012, Hospital 5 Medical Opening Clinics. in New Medical Clinics.

• 2012, PARKS5 & PATHWAYS: 360 hectares of park/ • PARKS & PATHWAYS: recreational/ natural land 360 hectares of park/ with 30 kilometres of paved recreational/ natural land trails for running, with 30 walking, kilometres of paved biking,for rollerblading trails walking, and running, cross-country skiing. and biking, rollerblading cross-country skiing.

A quiet, friendly, family oriented community.

A quiet, friendly, “Life is good family oriented here!” community.

For more “Life is good information contact here!”

Jasmine Zebic For more 780-992-6408 information contact or visit our website Jasmine Zebic or at www.fortsask.ca email: jzebic@fortsask.ca 780-992-6408

fort saskatchewan saskatchewan

d. d Dr.

sherwood park

ies T,

6

or visit our website at www.fortsask.ca or email: jzebic@fortsask.ca

47 47

What to do when you hire a contractor Many experienced and reliable contractors work in your community – highly skilled professionals who do business the right way.

Unfortunately not all contractors play by the same rules. Some cut corners to offer lower prices. They promise you a “good deal” as long as nothing is written down and you pay in cash.

These cash deals can mean a lot of risk for you.

Contractors who don’t do business properly don’t protect you from accidents or their mistakes. If there is a work-related injury or damage to your home, you could face lawsuits and financial loss.

You could be responsible for your contractor’s unpaid bills. And you could be stuck with work that is incomplete or badly done.

While serious, these risks are easy to avoid. Before you agree to let anyone work on your home, take these three simple steps: know who you’re dealing with, make sure you’re protected from risks, and always Get in in Writing! ™

How to find

a good contractor • Ask friends, family and neighbors about contractors they have hired to work on their homes.

• Contact your local Home Builders’ Association or other trade association for a list of professional contractors in your community.

• Ask your local building materials store if it has a list of recommended contractors.

• Ask your utility company if it has a list of recommended contractors.

• Check with your local Better Business Bureau to find out if a contractor is a member.

For more advice, including detailed information about contracts plus worksheets you can use when interviewing contractors, visit HiringAContractor.com For a listing of builder and renovator members, contact the Canadian Home Builder’s Association - Edmonton Region. Call 425-1020 or visit their website at chbaedmonton.ca Get it in Writing! provides information to help you make informed choices when you build, renovate, or repair your home. This program is managed by the Canadian Home Builders’ Association with support from the Government of Canada.

Get it in Writing(14/10)-/ja

88 New home Buyers Guide | May 14 - Jun 11, 2010

187 Ave. Bon Accord 1/9 Gibbons

3 50 St.

7 8

2

14

DEVELOPER: Ranger Realty BUILDERS: Urbanity Custom Homes, Open LOCATION: 147 Avenue and 14 street

To Fort Saskatchewan

6

5

4

167 Ave.

66 St.

.

10 Ave 144

ve.

137 A

82 St.

132 Ave.

Fo rt Rd .

137 Ave.

129 Ave.

118 Ave.

Yel Hermit low age hea dT rail

1 CRYSTALLINA NERA

DEVELOPER: Genstar Development Co. BUILDERS: Pacesetter Homes, Park Royal Homes, Daytona Homes Master Builder, Ironstone Home Builders LOCATION: 82 Street & 180 Avenue

2 McCONACHIE STAGE 7

DEVELOPER: Ranger Realty BUILDERS: Bethpage Construction Corp, Sangam Homes Ltd, Sha-Ture Homes Inc., White Eagle Homes LOCATION: 167C Ave and 59-60 Street

4 CY BECKER

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Daytona Homes Master Builder, Rohit Communities LOCATION: Manning Fwy & 167 Avenue

5 VILLAGE AT SCHONSEE

DEVELOPER: Bedrock Homes BUILDER: Bedrock Homes LOCATION: 5495 & 5497 Schonsee Drive

6 MccONAcHIE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Hopewell Residential, Morrison Homes, Royal West Homes, Carlisle Group LOCATION: 167 Avenue & McConachie Way

1 St.

151 Ave.11 13

DEVELOPER: Rohit Communities BUILDERS: Rohit Communities LOCATION: 5203 149 Avenue NW

Tr. Victoria

97 St.

144 Av e.

12

12 CASSELMAN LANDING

20 St.

34 St.

167 Ave.

.

Ave 153

Hoo ke Rd

northeast

11 FRASER RIVER PARK

13 FRASER VISTA

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7 COLLEGE WOODS AT LAKEVIEW

DEVELOPER: College Woods Development Inc. BUILDERS: Entity Homes, Prominent Homes Ltd, Sehra Homes LOCATION: 89 Street and 181 Avenue

8 THE TERRACE AT SCHONSEE

DEVELOPER: Brookfield Residential BUILDERS: Jayman MasterBUILT, Coventry Homes, Sterling Homes, City Homes LOCATION: North of 167 Avenue on 71st Street

DEVELOPER: G3 Development Services Inc / Lamont Land Inc BUILDERS: Bedrock Homes, Prominent Homes LOCATION: Fraser Vista is located in the Fraser Community, north on Victoria Trail and east on 153 approx.

14 SOLSTICE AT MCCONACHIE

DEVELOPER: Brookfield Residential BUILDERS: City Homes, Morrison Homes LOCATION: 167 Avenue and McConachie Boulevard

9 VITA CRYSTALLINA NERA

DEVELOPER: Walton Developments BUILDERS: Morrison Homes, Hopewell Residential, Homexx Homes LOCATION: north on 82nd street and 180th Avenue

10 MANNING VILLAGE

DEVELOPER: Cameron Communities BUILDERS: Cameron Homes, Dolce Vita Homes, Lincolnberg Homes, Sterling Homes LOCATION: Manning Drive and 153 Avenue

  49

Advice | MORTGAGE ADVICE

First-time homebuyers: 3 steps required to get into the market

By Alyssa Richard

MORE ADVICE ONLINE ypnexthome.ca/news/advice

PURCHASING A HOME will be one of the biggest investments you’ll ever make. If you’re just starting to look, there are a few steps you’ll need to take before you can buy a home.

Determine how much you can afford First, you have to determine what you can afford. Your affordability is based on your household income, your current monthly debt payments and the costs associated with owning a home (such as property taxes, heating costs, and condo fees).

A lender will also look at two ratios to figure out how large your mortgage can be. The first is called the gross debt service ratio. Your monthly housing costs for (principal and interest, taxes, and heating costs) shouldn’t be more than 32 per cent of your gross income. The second is called the total debt service ratio, which includes your housing costs as well as any loan expenses (such as credit card and line of credit payments, and car loans or leases).

This ratio shouldn’t be higher than 40 per cent of your gross income.

You also have to come up with enough money to make a down payment. You’ll need to have a minimum of five per cent. If you’re able to come up with a down payment of 20 per cent or more, you won’t need mortgage loan insurance.

And you should also have money saved for closing costs, which could be between 1.5 and four per cent of the purchase price of your property.

Dip into savings Once you’ve determined how much you’ll need, you’ll have to find a source for your down payment and closing costs, one of which can be your RRSP. Under the Home Buyers’ Plan, you can withdraw up to $25,000 from your RRSP on a tax-free basis as long as the funds have been in the plan for more than 90 days. If you’re purchasing a property with a partner who’s also a first-time buyer, you’ll each be able with withdraw $25,000.

Keep in mind that the money has to be paid back starting the second year after you make the withdrawal and

you have up to 15 years to repay the amount. If you don’t make an annual payment, you’ll have to declare it as taxable income on your tax return for that year.

If your RRSPs or other savings aren’t enough, your family may be able to help you. In fact, an April 2015 BMO survey found 42 per cent of first-time buyers expect their parents or relatives to help pay for their first home.

Shop for a mortgage It can pay to shop around. If you and your partner go with the first mortgage rate you find, you could end up paying a lot more.

Let’s assume the following: you plan on buying a $500,000 home with a $400,000 mortgage, your amortization period will be 25 years, and you have a five-year fixed rate of 3.5 per cent. That means your total mortgage payment will be $1,997 a month.

But if you do a little research, you could save some money. If you’re able to get a mortgage with a fiveyear fixed rate of 2.5 per cent, your payments will be $1,792, a difference of $205 a month or $2,460 a year.

That’s why you should look for the best mortgage rates.

You need to be ready financially before you’re able to purchase a property. Knowing what steps are involved to become a first-time homebuyer will allow you to start your search for buying a home.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

50 YPNEXTHOME.CA

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1 CASTLEBROOK CASTLEBROOK MEADOWS DEVELOPER: Concept Realty MEADOWS 2 CASTLEBROOK DEVELOPER: Canterra 2 CASTLEBROOK

3 HAWKS RIDGE AT BIG 3 LAKE HAWKS RIDGE AT BIG DEVELOPER: Walton Development LAKE

and ManagmentWalton L.P DEVELOPER: BUILDERS: Sabaland Homes, Montorio Development Managment Homes, Morrison Homes, Reid Built L.P Homes BUILDERS: Hopewell Residential, LOCATION: North ofMorrison Yellowhead Trail Montorio Homes, on 215 Street Homes, Reid Built Homes LOCATION: North of Yellowhead Trail on 215 Street

5 5

8 9

109 St.

Groat Rd.

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111 Ave.

4 VILLAGE VILLAGE AT AT GRIESBACH GRIESBACH

BUILDERS: Concept Homes DEVELOPER: Concept Realty LOCATION: 179 Ave. &Homes 104 St. BUILDERS: Concept LOCATION: 179 Ave. & 104 St.

Developments Corp.

DEVELOPER: Canterra BUILDERS: Open, Developments Corp.

LOCATION: Open, 110 St. & 176 Ave. BUILDERS: LOCATION: 110 St. & 176 Ave.

142 St.

To Spruce Grove & Stony Plain

149 St.

118 Ave.

7 8

4

Yellowhead Trail 156 St.

184 St.

Anthony Henday Dr.

7

il Tra ert Alb St.

5 1113

12 135 St.

137 Ave.

121 St.

il

7

97 St.

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127 St.

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167 Ave.

124 St.

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176 Ave. 1 10 2 171 Ave. 139 St.

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3

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195 Ave.

DEVELOPER: Lands DEVELOPER:Canada Canada Lands BUILDERS: ByBy Avi,Avi, Impact BUILDERS:Homes Homes Impact Homes, Homes, Dream Homes Homes,Coventry Coventry Homes, Dream By Krisner, Homes ByPacesetter Krisner, Homes, Pacesetter Slokker-West, Carrington Communities Homes, LOCATION: 137Carrington Avenue North On Slokker-West, 97 Street West on Griesbach Road Communities LOCATION: 137 Avenue North On TRUMPETER BIG LAKE 97 Street West onBY Griesbach Road DEVELOPER: United Communities BUILDERS: TRUMPETER BY BIG Estate LAKEHomes- Fekete Homes, Montorio Homes DEVELOPER: United Communities Classic Homes- Homes by Avi, BUILDERS: Sabal Homes, Montorio Homes, Estate HomesFekete Homes Sterling ClassicHomes Homes- Homes by Avi, DuplexHomes

by Avi Montorio Homes LOCATION: North Anthony Henday Duplex- Homes byonAvi, Montorio Drive, West at 137th Ave. and 199 St. Homes Townhouses- Jaya Homes, Pacesetter Homes LOCATION: North on Anthony Henday Drive, West at 137th Ave. and 199 St.

10 10 11 11

DEVELOPER: Qualico Communities DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Pacesetter BUILDERS: Sterling Homes, Homes, Coventry Homes, Reid Built Homes, Pacesetter Homes, Coventry Homes, Landmark Tristate Signature Homes Reid BuiltHomes, Homes, Landmark Homes, LOCATION: 167 Avenue & 127th Street Tristate Signature Homes LOCATION: 167 Avenue & 127th MORNINGSIDE Street DEVELOPER: Reid Worldwide Corporation BUILDERS: Fekete Homes, Rococo Homes MORNINGSIDE LOCATION: backing Lois Hole DEVELOPER: Reid onto Worldwide Provincial Park at Big Lake Corporation BUILDERS: Fekete Homes, Rococo TUSCANY HILLS & Homes UPPER TUSCANY LOCATION: backing onto Lois Hole DEVELOPER: United Communities Provincial Park at Big Lake BUILDERS: OPEN LOCATION: North corner of TUSCANY HILLS &127th Street & 195 Avenue TUSCANY UPPER DEVELOPER: United Communities PALISADES BUILDERS: OPEN DEVELOPER: LOCATION: MLC NorthGroup corner of 127th BUILDERS: Bedrock Homes, Landmark Street & 195 Avenue Communities, Landmark Homes, Landmark Legacy LEGACY POINTE LOCATION: South of 167th Avenue & DEVELOPER: Concept Realty East of 139 Street BUILDERS: Concept Homes Master Builder LEGACY LOCATION:POINTE 18230 - 104A Ave.t DEVELOPER: Concept Realty BUILDERS: Concept Builder STARLING ATHomes BIGMaster LAKE LOCATION: 18230 - 104A DEVELOPER: Rohit LandAve.t Development STARLING AT BIG Homes, LAKE BUILDERS: Celebration DEVELOPER: Rohit Land Development C2 Homes, Green Living Homes, BUILDERS: Celebration Cameron Homes, Rohit Communities, C2 Homes, LivingHomes, Homes, Gill Rohit Homes, ArtGreen Custom Built Communities, Cameron Homes, Art Custom Homes Homes, Gill Built Homes LOCATION: North on Anthony LOCATION: North on Ray Anthony Henday Henday Drive, take Gibbons Drive, Drive,take Ray Gibbons Drive, left left on on137 137Ave Ave

northwest northwest

6 NEWCASTLE NEWCASTLE 8

12 HUDSON HUDSON PARK PARK

DEVELOPER: Beaverbrook Communities DEVELOPER: Beaverbrook BUILDERS: Dolce Vita Homes, Cameron Communities Homes BUILDERS: Dolce Vita Homes, LOCATION:Homes Just off 137 Ave & 141 St. Cameron LOCATION: Just off 137 Ave & 141 St.

13 STARLING LANDING DEVELOPER: Rohit Communities 13 STARLING LANDING

BUILDERS: Rohit Communities DEVELOPER: Rohit Communities LOCATION: Rohit 2405 Sparrow Crescent BUILDERS: Communities LOCATION: 2405 Sparrow Crescent

27   53

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Get involved with Sage!

Sage is a non-profit seniors’ serving organization, offering a wide range of programs that enhance the quality of life for seniors in Greater Edmonton. Get involved with Sage! Take advantage of the many resources, programs and services. Explore a variety of volunteer opportunities. Consider supporting at-risk seniors by making a charitable donation. Sage has been serving seniors in your community for over 40 years.

82

Visit www.MySage.ca or call 780-423-5510!

Showhome Review | STERLING HOMES

Sterling Homes Explore the Sahara & Sensation duplex

By Salina Yara Halabi STERLING HOMES presents its beautiful duplex showhome located in

the sought-after community of Newcastle. These expertly designed two-storey homes offer high quality finishes and details that set them apart from other duplex home options. Ideally located just moments away from Anthony Henday Drive, this duplex is perfect for those who desire the convenience of being situated near firstrate amenities, while being surrounded by a calm and welcoming neighborhood. Residents of Newcastle are only a few minutes away from an array of restaurants, shopping and services. The community also features a serene community lake, plenty of greenspaces and landscaped walking trails for families to enjoy.

At 1,435 sq. ft., the Sensation is an excellent starter home. Starting at $361,900, this home features a single garage that provides an ample amount of space to store a vehicle – a much-needed convenience during Edmonton’s colder months. Enter into the home and you will find yourself in a spacious foyer with a storage closet and quick garage access. To the right of the foyer is the home’s main floor bath, as well as access to the basement, and staircase that leads to the home’s second level. A walk-through pantry is located to the left of the space, ensuring that groceries can be conveniently

unloaded and stored without needing to enter into the main floor living area.

The main floor of the Sensation features an open concept living environment with appealing laminate flooring in a grey-toned wood style. The great room, kitchen and nook area offer an open and airy environment with plenty of windows that allow for natural light to fill the space. A unique shelving/cubby feature is built into the back wall of the great room, providing the perfect space to store electronics or to personalize with decor items. To the left of the great room is the effectively designed kitchen, which includes plenty of counter and storage space. Dark toned cabinetry contrast beautifully against the homes light walls and grey kitchen countertops.

The dining nook is bright and presents enough space to comfortably seat a table of six. The nook features sliding doors that lead to the …continued on page 62 DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 61

…continued from page 61

home’s back deck and charming yard – perfect for summer gatherings with family and friends.

The home’s second floor presents a large master bedroom with walk-in closet and full ensuite bath. Two additional bedrooms each providing large closets, and generously sized windows are found on the second floor of the Sensation. A full bath is situated next to the second bedroom, built-in desk unit, and a handy laundry space with front-load washer and dryer complete this level of the home.

Sterling’s second duplex is the Sahara, a gorgeous 1,544-sq.-ft. home that showcases a coveted double car garage. Starting at $380,000, the Sahara’s main floor also features an open concept living environment making for a welcoming and spacious living area. The entire main floor presents dark, engineered hardwood floors that make for a seamless design. The great room includes a gas fireplace with modern mantle that is framed with two windows. To the left of the great room is an impressive kitchen, which includes an ample amount of cabinet space to effectively

store kitchenware. Stunning neutral granite countertops and mosaic tile backsplash enhance the rich tones in the kitchen’s cabinets and a walk-in pantry offers sufficient storage space. A raised eating bar extends off the kitchen counter and transitions into home’s dining area. Offering a substantial amount of space for seating for a dining table, the dining area also features sliding doors that lead to the back deck and yard.

The second floor of the Sahara also offers homeowners three bedrooms, including a master bedroom with large walk-in closet and full ensuite with double sinks and a stand-up shower. Completing the second level of the home are two additional bedrooms each with large closets and a generously sized window, and a full bath. A convenient laundry room is also located on the home’s second level.

For 60 years, Sterling Homes has been creating welldesigned, award-winning floorplans that meet the needs and lifestyles of homebuyers. Having established themselves as one of Edmonton’s most respected home builders, the Sterling Homes team strives to achieve the goals of each client, ultimately providing customers with an exceptionally built property that they can be proud to call home.

Visit the showhomes at 12242-173A Avenue NW, Monday to Thursday 3 to 8 p.m. or noon to 5 p.m. Saturday and Sunday. For more information on this showhome or Sterling Home product, contact Mandi Timani at 780.756.0739 or visit sterlingedmonton.com DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 63

SPRUCE GROVE

HOMEXX

~ BUILT ON A SOLID REPUTATION SINCE 1986 ~ HOMEXX.CA TO OUR PAST, PRESENT AND FUTURE CLIENTS, THE HOMEXX TEAM WOULD LIKE TO SEND A SPECIAL GREETING AT CHRISTMAS TIME TO EXPRESS TO YOU ALL OUR SINCERE APPRECIATION FOR YOUR BUSINESS, CONFIDENCE AND LOYALTY. WE ARE DEEPLY THANKFUL AND EXTEND TO YOU OUR BEST WISHES FOR A HAPPY AND HEALTHY HOLIDAY SEASON.

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West Haven Park – Single Family Attached Garage OPENING JANUARY 2016!

159 Kirpatrick Bend Brad 780-906-1142 or brad@homexx.ca Leduc I Model: Magnolia 3

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Harvest Ridge – Single Family 147 Harvest Ridge Dr., Danny 780-733-7922 cell: 780-951-4529 Spruce Grove I Model: Cedar

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4

Millgrove Dr.

5 Hawthorne Gate

Spruce Ridge Dr.

6

15

Woodhave D n r.

Highway 16A

1 HILLDOWNS

DEVELOPER: Robson Developments Ltd. BUILDERS: First Avenue Properties, Stylemaster by Rococo Homes, San Rufo Homes, Masterpiece Custom Homes, Celico Builders LOCATION: Grove Drive & King Street

2 VANDERBUILT COMMON

DEVELOPER: SG Developments BUILDER: MacLachlan & Mitchell Homes LOCATION: Century Rd & Viscount Common

3 HARVEST RIDGE

DEVELOPER: Lamont Land BUILDERS: Alquinn Homes, Bedrock Homes, Homexx, Lang Built Homes, Montorio Homes, Pacesetter Homes, Southbend Developments LOCATION: North of Grove Drive and West of Jennifer Heil Way

4 PARKLAND VILLAGE

DEVELOPER: Parkland Village BUILDERS: Country Hills Homes LOCATION: Yellowhead Trail West To Century Rd, North 2 min.

DEVELOPER: Qualico Communities BUILDERS: Alquinn Homes, City Homes.

LOCATION: North of Hwy 16A on Jennifer Heill Way, East on Hawthorne Gate

Brookwood

11

2

12 Jubilee Park

Grove Dr.

Century Rd.

1

McLeod Ave.

5 HAWTHORNE AT HEATHERGLEN

10

Lon gview Dr.

King St.

Dr.

Calahoo Rd.

Grove

13

Calahoo Rd.

Spruce Ridge Road

14

Aspenglen Dr.

9

Jennifer Heill Way

3

To Edmonton

7

Grove Meadows

Dr. Drive

McLeod Ave.

To Edmonton

6 SPRINGATE AT SPRUCE RIDGE

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Alquinn Homes LOCATION: On Jennifer Heil West of Tri-Leisure Center

7 GREENBURY

DEVELOPER: Beaverbrook Communities BUILDERS: Western Living Homes, Dolce Vita Homes, Alquinn Homes, Cami Comfort Homes, MacLachlan & Mitchell Homes LOCATION: Grove Drive & Pioneer Road

8 HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

9 DEER PARK ESTATES

DEVELOPER: Broadview Developments Inc. BUILDERS: Rococo Homes, Evani Homes, Patel Homes, Taillon Homes LOCATION: Grove Drive and Jennifer Heil Way

10 KENTON VILLAGE

DEVELOPER: Beaverbrook Communities BUILDERS: Alquinn Homes, Urbanage Homes, Bedrock Homes, San Rufo Homes, and Centurion Homes LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

Pioneer Rd.

N

Highway 16

• POPULATION: 26,271.

• LOCATED: 11 km west of Edmonton on Hwy 16 or 16A. • SCHOOLS: 9 Public & Separate Schools.

• GROCERY: 11 Grocery/ Convenience stores, Safeway, IGA Garden Market, The Real Canadian Superstore & Walmart.

• RECREATIONAL FACILITIES: Twin Ice Arena, Curling Rink, Golf Course, TransAlta Tri Leisure Centre, many soccer fields and baseball diamonds.

• MEDICAL FACILITIES: Member of the West View Regional Health Authority with almost 50 Medical & Dental practitioners.

• PARKS & PATHWAYS: 15+ km of pathways spread throughout 230 hectares of natural & developed park space.

11 THE WOODS AT KENTON DEVELOPER: Beaverbrook Communities BUILDERS: Alquinn Homes, and Hillview Master Builder LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

spruce grove

AREA INFO

8

12 PRESCOTT

DEVELOPER: Beaverbrook Communities BUILDERS: Averton Homes & MacLachlan & Mitchell Homes LOCATION: Grove Drive, East of Century Road

13 JESPERDALE

DEVELOPER: Melcor Developments Ltd BUILDERS: ReidBuilt Homes, Encore Master Builder LOCATION: North of Grove Drive.

14 STONESHIRE

DEVELOPER: Melcor Developments Ltd BUILDERS: Canyon Springs Master Builder, Stonegate Developments, Lang Built Homes LOCATION: Longeview Drive & Fairway Drive

15 MCLAUGHLIN

DEVELOPER: Melcor Developments Ltd BUILDERS: Bedrock Homes, Look Homes, Pacesetter Homes LOCATION: Westgrove Drive and McLaughlin Drive.

As Alberta’s 11th city, Spruce Grove is your city in the “country”. The place to live....naturally. for more information call (780) 962-7612 or visit our website at www.sprucegrove.org

65

ONLINE

The complete guide of home gifts to give yourself The holiday season is all about giving back, but sometimes it’s okay to treat yourself too. Why not give yourself a gift for your home that you might not ordinarily treat yourself to? Go ahead, pick something up just for you and let the holidays begin!

1. If you’re a foodie Pepperoni pizza bedding Do you love pizza? This pizza bedding will make sure everyone knows it. You’ll find as much comfort in this bedding as you would while eating your favourite slice of pizza.

Minimum down payments set to rise THE FEDERAL GOVERNMENT has

2. If you’re always short on time A cleaning service

MAIDS BY MOLLYMAID.CA, BEDDING BY E-BOWCLTH.COM

There is something wonderful about coming home to a clean house without having to spend hours cleaning it. You can buy yourself a one-time cleaning service from a company like Molly Maid or spend a little more to enjoy the service throughout the year. Your house will be happy, and so will you.

See Jackie Marchildon’s top nine home gifts to give yourself.

Read the full story…

ypnexthome.ca/home-gift-guide

66 YPNEXTHOME.CA

moved to raise the minimum down payment requirement, as Finance Minister Bill Morneau announced changes to the rules for governmentbacked mortgage insurance to contain risks in the housing market, reduce taxpayer exposure and support longterm stability. Effective Feb. 15, 2016, the minimum down payment for new insured mortgages will increase from five per cent to 10 per cent for the portion of the house price above $500,000. The five-per-cent minimum down payment for properties up to $500,000 remains unchanged.

The move represents a graduated approach to increasing the down payment requirement proportionally to the cost of a home. Canadians who already hold mortgages will not be affected by this announcement.

The government continuously monitors the housing market and is committed to implementing policy measures that maintain a healthy, competitive and stable housing market. Higher homeowner equity plays a key role in maintaining a stable and secure housing market.

“The government’s role in housing is to set and maintain a framework that is equitable, stable and sustainable,”

stony plain

Trending

Morneau says. “The actions taken today prudently address emerging vulnerabilities in certain housing markets, while not overburdening other regions. They also rebalance government support for the housing sector to promote long-term stability and balanced economic growth.

“This measure will increase homeowner equity, which plays a key role in maintaining a stable and secure housing market and economy over the long term,” he adds. “It also protects all homeowners, including many middle class Canadians whose greatest investment is in their homes.”

In making the announcement, Morneau also highlighted the increases in guarantee fees for Canada Mortgage and Housing Corp. (CMHC)-sponsored securitization programs, announced today by CMHC. The Office of the Superintendent of Financial Institutions has also announced today its plans to update regulatory capital requirements for residential mortgages to ensure that capital requirements keep pace with market developments and risks.

Taken together, today’s actions will strengthen the resiliency of Canada’s housing finance system to promote long-term stability and balanced economic growth.

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5

1 7 Genesis Drive

10

3

2

Genesis Lake Blvd.

1 THE THE BRICKYARD BRICKYARD

DEVELOPER: Development DEVELOPER:Old OldTown Town Corp.

Development Corp.

BUILDERS: Homes Master BUILDERS:Daytona Daytona Homes Builder, Master Master Kirkland Builder, Homes Kirkland Homes Builder, Developments Master Lakeview Builder, Lakeview LOCATION: West of 50th street and Developments 50th Ave, StonyWest Plainof 50th street LOCATION: and 50th Ave, Stony Plain

6 SPRING SPRINGLAKE LAKERANCH RANCH

DEVELOPER: Group DEVELOPER:Wilcor WilcorDevelopment Development BUILDERS: Wilcor Homes, Open Group LOCATION: Exit off of BUILDERS: Spring WilcorLake Homes, Open Hwy 16A & Range Road 15 Exit off of LOCATION: Spring Lake Hwy 16A & Range Road 15

7 SOUTHCREEK Qualico Communities 7 DEVELOPER: SOUTHCREEK

BUILDERS: Pacesetter Homes, DEVELOPER: Qualico Communities Alquinn Homes BUILDERS: Pacesetter Homes, LOCATION: South of Fairway Drive & Alquinn Homes West of Boundary Road LOCATION: South of Fairway Drive & West of Boundary Road

2 GENESIS ON THE LAKES Construction 2 DEVELOPER: GENESIS Unitech ON THE LAKES

3 3 5 5

Services Ltd. Unitech DEVELOPER: BUILDERS: Ashton Homes, Caribbean Construction Services Ltd. Homes, Fox Maple Homes, Innova BUILDERS: Ashton Homes, Homes, Sierra Homes,Fox Stellar Homes Caribbean Homes, Maple LOCATION: SouthHomes, off highway 16A Homes, Innova Sierra onto Highway 779Homes (also known as 48 Homes, Stellar Street) LOCATION: South off highway 16A onto Highway 779 (also LAKE as WESTERRA known 48 Street) DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, LAKE WESTERRA Sterling Homes Qualico DEVELOPER: LOCATION: Golf Course Rd. & 79 Ave. Communities BUILDERS: Coventry Homes, SILVERSTONE Sterling Homes DEVELOPER: Qualico Communities LOCATION: Golf Course Rd. & 79 BUILDERS: ReidBuilt Homes Ave. LOCATION: South on Boundary Rd at 44th Ave. SILVERSTONE DEVELOPER: Qualico Communities BUILDERS: ReidBuilt Homes LOCATION: South on Boundary Rd at 44th Ave.

8 THE ESTATES AT WATERS 8 EDGE THE ESTATES AT WATERS DEVELOPER: Waters Edge Developments EDGE

9 9 10

BUILDER: Waters Edge Developments DEVELOPER: Waters Edge LOCATION: Only 20 mins West of Stony Developments Plain On Hwy 43 at Gunn BUILDER: Waters Edge & Just 35 mins West of St. Albert on Hwy 37 located on Developments the North Shore of Lac Anne LOCATION: Only 20Ste mins West of Stony Plain On Hwy 43 at Gunn & HILLS OF TWIN Just 35 mins West of LAKES St. Albert on DEVELOPER: Dyrbye Ltd. Hwy 37 located on Developments the North Shore BUILDERS: Open of Lac Ste Anne LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5LAKES miles West on HILLS OF TWIN twp road 534 Dyrbye Developments DEVELOPER: Ltd. WILLOWS END BUILDERS: Open DEVELOPER: Developments LOCATION: Jaffer 2 miles North of BUILDER: Jaffer Developments Yellowhead Trail on highway 779 & LOCATION: 48 Street androad Willow Park 1.5 miles West on twp 534 Road North

10 WILLOWS END

DEVELOPER: Jaffer Developments BUILDER: Jaffer Developments LOCATION: 48 Street and Willow Park Road North

3

Jennifer Heill Way

6

8

Spruce Ridge Road

stony plain

8

• POPULATION: POPULATION: 10,544 and 10,544 and Growing.

Growing.

• LOCATED: LOCATED: 20 of of 20km kmwest west Edmonton onon Hwy 16A16A Edmonton Hwy • SCHOOLS: SCHOOLS: 44Kindergarten to grade Kindergarten to nine, Senior French Immersion grade nine,high, Senior high, French & including 2&Religious schools.

Immersion including 2 • Religious GROCERY:schools.

Extensive with new Big Box National Extensive Outlets 2 km to the • GROCERY: with new east Box of town.

Big National Outlets 2 km the east of FACILITIES: town.

• to RECREATION New tri-municipal recreation complex • RECREATION FACILITIES: east oftri-municipal town. 18 hole CPGA New recreation Championship Coarse,18 curling, complex eastGolf of town. hole skating,Championship library, MunicipalGolf Heritage CPGA Centre, Heritage of Murals.

Coarse, curling,Walk skating, library, Heritage Centre, • Municipal MEDICAL FACILITIES: New 70 Heritage Walk of Murals. bed acute & extended care hospital.

Full ambulance services. 3 Medical • MEDICAL FACILITIES: New Clinics.

70 bed acute & extended hospital.

Full ambulance • care PARKS & PATHWAYS: Extensive, services.

3 Medical Clinics. including 12 km of pathways, watercourses & Lions campground.

• PARKS & PATHWAYS: Extensive, including 12 km of pathways, watercourses & PUBLIC SCHOOLS Lions campground.

• FOREST GREEN 5210 - 45 Street PUBLIC 963-7366SCHOOLS [1] •• FOREST GREEN HIGH PARK 5210 - 45 Street 40 Highridge Way 963-7366 [1][2] 963-2222 [1] • HIGH PARKCOMPOSITE • MEMORIAL 40 Highridge Way 5116 - 55 Avenue 963-2222 [1] [2] 963-2255 [3] • MEMORIAL COMPOSITE • MERIDIAN HEIGHTS 5116 55Street Avenue 4119 -- 43 963-2255 [3] 963-2280 [1][2] • MERIDIAN HEIGHTS • STONY PLAIN CENTRAL 4119 43Avenue Street 5108 -- 55 963-2280 [1][2] 963-2203 [1][2] • STONY PLAIN CENTRAL 5108 - 55 Avenue SEPARATE SCHOOLS 963-2203 [1][2] • JOHN PAUL II 5801 - 48 Street SEPARATE SCHOOLS 963-2526 [1][2] • JOHN PAUL II 5801 - 48 Street PRIVATE 963-2526SCHOOLS [1][2] • ST. MATTHEW LUTHERAN 5014 - 53 Avenue PRIVATE 963-2715 SCHOOLS • ST. MATTHEW LUTHERAN [1]5014 Elementary K-6 - 53 Avenue [2]963-2715 Junior High 7-9

stony plain

AREA AREA INFO INFO

9

Spruce Ridge Dr.

6

1 HILLD

DEVELOP BUILDER Stylemast Homes, M Celico Bu LOCATIO King Stre

2 VANDE

DEVELOP BUILDER LOCATIO Common

3 HARVE

DEVELOP BUILDER Homes, H Homes, Pa Developme LOCATIO West of Je

4 PARKL

DEVELOP BUILDER LOCATIO To Centu

5 HAWT HEATH

DEVELOP BUILDER City Hom LOCATIO on Jennife Hawthorn

[3] High School 10-12

[1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

As

67

Buyers’ Resources | WEB DIRECTORY

ADVERTISERS HOME BUILDERS Aacropolis Homes Alldritt Homes Artisan Homes Inc.

www.artisancommunities.ca www.averton.ca

Bedrock Homes

www.bedrockhomes.ca www.bosshomes.ca

Brookfield Residential

www.livebrookfield.com

Caliber Master Builder

www.calibermasterbuilder.ca

Cameron Homes Inc. Cami Comfort Homes Canyon Spring Master Builder Celebration Homes Cobblestone Master Builder Compass Rose Homes Inc. Coventry Homes Daytona Homes Master Builder Design Innovations Dolce Vita Homes LP Encore Master Builder

www.cameronhomes.ca www.camicomforthomes.ca www.canyonspringhomes.com www.celebrationhomes.ca www.mycobblestone.ca www.compassrose.ca www.coventry-homes.com www.daytonahomes.ca www.designinnovationsinc.com www.dolcevitahomes.ca www.encorehomes.ca

Enitity Homes

www.entityhomes.ca

Fekete Homes

www.feketehomes.ca

Green Living Homes Gannet Homes Master Builder Homes by Avi Homes by Santos Construction Homexx Corporation Hopewell Residential Iconic Estate Homes Infiniti Master Builders

www.greenlivinghomes.ca www.gannethomes.com www.homesbyavi.com www.santoshomes.ca www.homexx.ca www.hopewellresidential.com www.iconichomes.ca www.infinitimasterbuilder.com

Innovations by Jayman

www.jayman.com

Jayman MasterBUILT

www.jayman.com

Kimberley Homes Landmark Group of Builders MacLachlan & Mitchell Homes Marco Antonio Homes

68 YPNEXTHOME.CA

www.alldritthomes.com

Averton Homes

Boss Homes

web directory

www.aacropolishomes.com

www.buildwithkimberley.ca www.landmarkgroup.ca www.macmitch-homes.com www.marcoantoniohomes.com

Mattamy Homes

www.mattamyhomes.com

Montorio Homes

www.montorio.ca

Pacesetter Homes

www.yourpacesetter.com

Perry Signature Homes Inc.

www.perryhomes.ca

Pompei Homes

www.pompeihomes.com

ReidBuilt Homes

www.reidbuilthomes.com

Rococo Homes

www.rococohomesinc.ca

Rohit Communities

www.rohitcommunities.com

Sterling Homes Edmonton Ltd.

www.sterlingedmonton.com

Urban Living by Landmark

www.landmarkurban.ca

Urbanity Custom Homes Ltd.

www.urbanityhomes.com

Vicky’s Homes

www.vickyshomes.ca

White Eagle Homes Ltd

www.whiteeaglehomes.ca

DEVELOPERS/COMMUNITIES Allard in Heritage Valley by MLC Group / JCA Financial

www.allard.ca

Allard Heritage Valley by United Communities

www.allardheritagevalley.ca

Alpine Ridge in Terrace Heights by Qualico Communities Ambleside South by Qualico Communities Ambleside in Windermere Beaverbrook Developments Brookfield Residential Callaghan by Rohit Land Development Cameron Communities Canada Lands Company Canterra Developments Corp.

Chappelle Gardens by Brookfield Residential Creekwood Chappelle Crimson in Creekwood Chappelle by Qualico Communities

Cy Becker by Qualico Communities Desrochers Villages by MLC Group Dream Development Eaglemont by MLC Group

www.alpine-ridge.ca www.amblesidesouth.com www.amblesidewindermere.ca www.beaverbrook.ca www.livebrookfield.com www.liveincallaghan.com www.cameroncommunities.ca www.villageatgriesbach.com

www.canterradevelopments.com www.chappellegardens.com www.creekwoodchappelle.com www.crimsonincreekwood.com

www.cybecker.com www.desrochers-villages.com www.dream.ca

www.myedgemont.ca

Edgewood in Morinville

www.edgewoodlife.ca www.forestridgefortsask.com

Fraser Vista by G3 Developments/Lamont Land

www.fraservista.ca

Genstar Development Company

www.genstar.com

Glenridding by United Communities

OUR HOMES COME IN A WIDE VARIETY

www.eaglemont-beaumont.com

Edgemont by Brookfield Residential

Forest Ridge by Qualico Communities

web directory

www.glenridding.ca

LandmarkHomes.ca

DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 69

Buyers’ Resources | WEB DIRECTORY

ADVERTISERS

Glenridding Heights by Qualico Communities

www.LiveInGlenriddingHeights.com

Glenridding Heights by Rohit Land Development

www.glenriddingheights.com

Granville by Alldritt Land Corporation

www.mygranville.com

Graydon Hill by MLC Group

www.graydon-hill.com

Greenbury by Beaverbrook

www.greenbury.ca

Griesbach by Canada Lands

www.villageatgriesbach.com

Harvest Ridge by Lamont Land

www.harvestridge.ca

Hawks Ridge at Big Lake

www.hawksridge.ca

Hawthorne at Heather Glen by Qualico Communities

www.hawthornesprucegrove.com

Hopewell Residential

www.hopewellcommunities.com

Hudson Park by Beaverbrook Keswick on the River

www.homesinhudson.ca www.keswick-in-windermere.com

Kenton Village by Beaverbrook

web directory

www.kentonvillage.ca

Lake Summerside by Brookfield Residential Langdale in Windermere by Qualico Communities

www.lakesummerside.com www.langdale-windermere.com

Laurel Crossing by Qualico Communities

www.laurel-crossing.com

Laurel Green by Dream Development

www.livelaurelgreen.ca

Maclab Enterprises

www.maclab.com

Manning Village by Cameron Communities

www.manningvillage.com

Maple Crest by Dream Development

www.livemaplecrest.com

McConachie by Walton Development & Management L.P. Meadowview by Qualico Communities

www.livemlc.com

Montalet by United Communities

www.montalet.ca

Newcastle by Qualico Communities

www.mymorningside.com www.newcastle-edmonton.com

ONE at Windermere

www.oneatwindermere.com

Paisley at Heritage Valley by Brookfield Residential

www.paisleycommunity.com

Prescott by Beaverbrook Qualico Communities Ravines of Richford by Rohit Land Development Reid Worldwide Corporation Robinson by Beaverbrook Ruisseau by Qualico Communities

70 YPNEXTHOME.CA

www.liveinmeadowview.com

MLC Group

Morningside Properties

ChappelleGardens.com

www.mcconachie.ca

www.liveinprescott.ca www.qualicocommunities.com www.ravinesofrichford.com www.rwwc.ca www.LiveInRobinson.ca www.ruisseau-beaumont.com

Secord by Hopewell Residential

www.liveinsecord.ca

Sienna by Qualico Communities

www.sienna-fortsask.com

Silverstone by Qualico Communities

www.silverstone-stonyplain.com

Solstice at McConachie by Brookfield Residential

www.solsticeliving.ca

SouthCreek by Qualico Communities

www.southcreek.ca

South Pointe by MLC Group

www.south-pointe.ca

South Ravines by Qualico Communities

www.SouthRavines.com

Springate at Spruce Ridge by Qualico Communities

www.springatesprucegrove.com

Starling at Big Lake by Rohit Land Development

www.StarlingAtBigLake.com

Strata Developments

www.stratadevelopments.ca

SummerWood by Qualico Communities

www.summerwoodsherwoodpark.com

Suntree by Maclab Enterprises

www.liveinsuntree.ca

Tamarack by Dream Development

www.livetamarack.com

Tamarack Common by Qualico Communities

www.tamarackcommon.com

The Club & Residences of River’s Gate by Beaverbrook The Estates at Waters Edge

www.riversgate.ca www.WatersEdgeEstates.ca

The Orchards at Ellerslie by Brookfield Residential

www.theorchards.ca

The Terrace at Schonsee by Brookfield Residential

www.discovertheterrace.ca

Triomphe by MLC Group Trumpeter by United Communities Tuscany Hills by United Communities United Communities Upper Windermere by Beaverbrook Vita Crystallina Nera

www.triomphe-beaumont.com www.trumpeterbiglake.ca www.tuscanyhills.ca www.unitedcommunities.com www.upperwindermere.com www.liveatvita.com

Villas on the Ravine

www.villasontheravine.com

Walker Lakes Station by MLC Group / JCA Financial

www.walkerlakes-station.ca

Walker Summit by United Communities Walton Development and Management L.P. Westerra by Qualico Communities WestPointe of Windermere Windermere Ridge by Beaverbrook Windrose by Maclab Enterprises Woodhaven - Edgemont The Woods at Kenton by Beaverbrook

web directory

www.walkersummit.com www.waltondm.com www.westerrastonyplain.com www.westpointeofwindermere.com www.windermereridge.ca www.liveinwindrose.ca www.woodhavenedgemont.com www.woodsatkenton.ca

RELATED BUSINESS Canadian Home Builders’ Association - Alberta Edmonton Custom Decks Edmonton New Home Information Edmonton New Home Guide SLC Ltd.

www.chbaalberta.ca www.edmontoncustomdecks.com www.new-home.com www.NewHomeGuide.ca www.shaneslandscaping.com DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 71

Neighbourhood Profile

Highlands Magnificence – with a river view

By Amy Hancock

Fast facts Average household income

$100,660

Family structure

COUPLES

FAMILIES

SINGLES

38%

32%

30%

Own vs. rent

83%

MORE PHOTOS ONLINE

OWNERS

ypnexthome.ca/highlands-neighbourhood

WELL-TO-DO neighbourhood, fancy

houses on large lots, breathtaking river views... Welcome to Highlands.

The magnificent homes on generous lots appealed to everyone when Highlands was first developed in 1910, though only the privileged could afford them. Passing time made this neighbourhood affordable for people from all areas of life and they’ve come together as a community.

Vibe The residential streets of Highlands are quiet, either lined with mature trees or opening up to the North Saskatchewan River valley. The 112th Ave, dubbed The Avenue, is a hub of activity home to restaurants, cafes, boutiques and annual street festivals. A very busy community league organizes a community garden, recreational programs and events on a regular basis.

Meet the neighbours Highlands is a tight community.

Residents enjoy spending time together

and they look out for one another.

Middle aged married couples, with children at home or grown, make up much of the population although there is a healthy mix of young professionals and seniors. Long time residents are joined by new neighbours as they consistently flock from other parts of the city to call Highlands home.

In the area Highlands’ proximity to downtown Edmonton provides quick access to most amenities and business services.

There are several schools in and near Highlands for students from kindergarten to grade 12 as well as the Concordia University College of Alberta.

Recreational facilities, churches, and a branch of the Edmonton Public Library are all in the neighbourhood.

Planes, trains & automobiles Wayne Gretzky Drive runs passes Highlands, offering commuters southbound passage to other parts of the city or the Yellowhead freeway

17%

RENTERS Education levels

40%

37%

UNIVERSITY HIGH SCHOOL

COLLEGE SOURCE: ENVIRONICS

in the north. City buses go through Highlands offering direct routes to north Edmonton neighbourhoods, West Edmonton Mall and downtown.

From there a transfer to another bus or the LRT will take travellers to anywhere in the city.

Real estate Many homes along or near Ada Boulevard are extravagant, with matching price tags and residents who enjoy a high-end lifestyle. Areas near 118th Avenue have a shady reputation that sometimes spills over into northern Highlands. On the positive side, this diversity of housing and costs offers a wide range of options for residents.

Amy is a freelance writer and communications professional. Her insights and extensive familiarity with Edmonton make her a great guide for getting to know local communities.

72 YPNEXTHOME.CA

23%

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Visit our website: DEC 18, 2015 - JAN 15, 2016 | NEW HOME GUIDE 73

If your HolIday WIsH lIst Includes...

More room in the garage for the snowblower.

An ensuite bathroom you don’t have to share with the kids.

A walk-in closet for all your shoes.

The perfect cozy corner for a Christmas Tree.

tHe sevIlle WIll make all of your WIsHes come true!

GREAT ROOM

BEDROOM DINETTE

MASTER BEDROOM

KITCHEN LINEN

WALK-IN CLOSET

FOYER MUD ROOM

Extra the e in Spac rage! a G GARAGE

LINEN

PANTRY

1/2 BATH

ENSUITE

BATH ROOM

W

D

BEDROOM

LAUNDRY

BONUS ROOM

MAIN 789 SQFT

SECOND 1197 SQFT

* Starting from price in Leduc Alberta for Seville Elevation B, includes home, lot & net GST. Bi-weekly payments based on 10% down, 3 year closed rate, 25 year amortization. Price & payment based on Emerge specifications. Subject to change without notice. Please see Area Manager for details.

NewHomeGuide_DblePage_Overstock_20Nov2015_Hi.indd 1

Live in this snow globe from

$415,100 $772

*

Bi-weekly payments of only

11/13/2015 10:54:05 AM