Edmonton New Home Guide - Jan 16, 2015

Jan 16 - Feb 13, 2015 Volume 27 Issue 01

Edmonton Edition

29 2015

HOMEXX.CA BUILT FROM THE GROUND UP

INSIDE THIS ISSUE

HOW TO MANAGE POST-HOLIDAY DEBT

FINANCIAL RESOLUTIONS FOR THE NEW YEAR

HOT TRENDS & IDEAS IN LANDSCAPING

The Estates

at Waters Edge R

ecreational lake front property has long been exclusively thought of as a summer treat. From that first warm weekend at the end of May, residents of cottage country do their best to squeeze in as much time at the lake before the leaves and snow fall.

There is, however, a new development in Alberta that offers the exclusive benefits of lakeside living year-round. Whether prospective buyers are looking for a weekend retreat or a permanent residence, The Estates at Waters Edge offers unique, single-family homes to accommodate a range of budgets and lifestyles.

This secure, gated development is situated 45 minutes west of Edmonton on the shore of Lac St. Anne. As a perennial community equipped with resort-style amenities, residents enjoy the beauty that every season has to offer.

Summer activities include water sports, fishing, walking, biking, or golfing at a nearby course.

Winter brings its own selection of outdoor activities, including snowmobiling, cross-country skiing, snowshoeing, and ice fishing. For skating and hockey enthusiasts, there is an outdoor NHL-sized ice rink, complete with a skate change and warm-up facility. Access to a private boat launch and a maintained marina allows for carefree boating enjoyment. For social gatherings, a clubhouse, featuring a kitchen, dining area and games room, can accommodate gatherings both small and large.

Home designs are created in-house by the Waters Edge Architecture Team to keep turnaround time to a minimum. Most home builders charge a fee for any changes to their plans, however, this service is complementary for buyers who choose to build with Waters Edge.

Owners can also choose to purchase an undeveloped lot and construct with their preferred builder as long as the proposed design fits within the architectural and landscaping guidelines.

4 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

Waters Edge homes have been designed in a timeless Craftsman-style and are available in an array of two to four bedroom floor plans ranging from 1,150 to 2,500+ sq.ft.. Layouts and room sizes are completely customizable to ensure that each plan meets the buyer’s needs. Yards are fully landscaped and can include a choice of parking pad, attached or detached garage. A variety of high-quality interior finishing packages are also available and owners can rest easy knowing that their residence comes with a 10-year Progressive Home Warranty to ensure the highest home construction quality.

Lot prices start in the low $100,000’s, and two bedroom residences with completely landscaped lots start in the low $300,000’s.

Two brand new showhomes are now open and available for immediate possession. Contact Mike at 780-405-6378 or 1-877-405-1105 or visit watersedgeestates.ca for more information.

ENJOY LAKESIDE LIVING YEAR ROUND Only forty five minutes west of Edmonton and thirty minutes west of St. Albert, Lac Ste. Anne is conveniently located only a stones throw from a major city. Your journey will be well worth the short trip. Establish a permanent residence or settle in for the weekend.

Our vibrant full service community will compliment you at any stage in life.

SINGLE FAMILY HOMES WITH FULLY LANDSCAPED LOTS STARTING AT

780.405.6378 info@watersedgeestates.ca WatersEdgeEstates.ca

$349,900

FULLY SERVICED LOTS STARTING IN THE

LOW $100’S

DONATE TODAY. STOLLERYKIDS.CA With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 5

LOOKING FOR A NEW HOME?

It’s only a tap away.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

Start searching now!

DOWNLOAD THE APP 6

GET STARTED NOW AT

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contents JAN 16 - FEB 13, 2015 | | VOLUME 27 ISSUE 01

Community Profile

P.43

WALTON DEVELOPMENT Taking a long-term approach to planning and development

features & editorials IN EVERY ISSUE

10

Editor’s Note

COLUMNISTS

24

26 48 64

70 76

Homebuyers’ Help

Exploring today’s hottest landscaping trends and ideas

by Shane’s Landscaping & Contracting Ltd.

Fundamentally Speaking

18

20

by Jim Rivait

Design Secrets

How to cook up great style in the kitchen

by Jane Lockhart

by Gail Vaz-Oxlade

Quick Tips

Start the new year with a new attitude

52

54

Daytona Homes

60

Finances

Giving back to Inner City School Managing post-holiday debt

HOMEBUYERS’ HELP

21

Showhome Review

Discover Edmonton’s newest vista – Fraser Vista showhomes

43

Community Profile

Housing Market

81

IN THE NEWS

by Wayne Karl

In the market for a new home in Edmonton?

January is ‘Make Do Month’

by Hellen Buttigieg

Take advantage of low interest rates – but carefully

CHBA - Alberta

Money Matters

Fraser Vista

by Aurea Vasseur

Canada’s housing market is not overvalued by 30 per cent

by Wayne Karl

Housing Market

Five things to watch in Canadian real estate in 2015

by Wayne Karl

84

Award-winning Sterling Homes has done it again!

Walton Development – taking a long-term approach to planning and development

New Homebuyers’ Resource Section

Mortgage calculator and rate table

Web Directory

Edmonton area builders, developers and communities

ON THE COVER

p. 16

Jan 16 - Feb 13, 2015 Volume 27 Issue 01

PRESIDENT, WALL2WALL MEDIA

Edmonton Edition

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

HOMEXX

DIRECTOR OF SALES, NATIONAL

Josh Heppner

Built from the ground up

SENIOR SALES MANAGER, WESTERN CANADA

Edwin Rizarri ART DIRECTOR

Victoria Cigan EDITOR

Wayne Karl

29

CONTRIBUTING EDITORS

2015

HOMEXX.CA BUILT FROM THE GROUND UP

INSIDE THIS ISSUE

HOW TO MANAGE POST-HOLIDAY DEBT

FINANCIAL RESOLUTIONS FOR THE NEW YEAR

HOT TRENDS & IDEAS IN LANDSCAPING

Sara Duck Elisa Krovblit Lydia McNutt

SENIOR MEDIA CONSULTANTS

Jennifer Mizier 780.217.6778 Nancy Chemait 780.619.3241 PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNERS

Viosa Barileva Miguel Cea MANAGER OF PRODUCTION

Bala Gnanapandithan Published By

The Edmonton New Home Guide is a free publication with distribution every four weeks. Submit articles or advertising to PO Box 458. Station Main, Edmonton, Alberta T5J 2K1

newhomeandcondoguide.ca

24 district maps 012

Edmonton Region

047

Southwest

015

Northeast

061

South

025

St. Albert

068

Leduc

027

Northwest

069

Beaumont

037

West

073

Southeast

046

Spruce Grove

079

Fort Saskatchewan

046

Stony Plain

080

Sherwood Park

COPYRIGHT 2015 All rights reserved by New Home Guide, Toronto, Ontario, Canada.

Reproduction in any form is prohibited.

Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

//EDITOR’S NOTE

Think you can’t afford a home?

It’s more affordable than you first thought

M

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

uch like that bank commercial that says, “You’re richer than you think,” a new home may be more affordable than you originally thought.

Perhaps you need only to change your definition of “home” to get into the market.

While a detached home is the traditional choice for many, highrise and lowrise suites, lofts and townhomes have become a prime choice among first-time buyers and empty nesters in the market for new place to call home.

Not only does townhouse and condominium living afford you the opportunity to live in a prime neighbourhood at a great starting price, when it’s time to move you

can often opt to remain in the same neighbourhood, since many communities offer a mix of designs and sizes, which allows families to relocate easily without having to change jobs or schools.

Today’s communities generally have a range of sizes and prices that start at the “affordable” end of the price spectrum. Many builders and developers are gearing up for their grand openings and have new communities available for quick occupancy. It’s an exciting time to be shopping for a new place, so don’t miss this excellent buying opportunity.

Have a look through this issue and see what you think. The home of your dreams is waiting.

Resolve to plan carefully in 2015 Low rates mean opportunity, but not at any cost

T

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

he past year certainly presented some interesting times – simultaneous talk of slowdowns and soft landings in some markets, increases, upticks and value gains in others. Indeed, now more than ever, housing and economic conditions serve as reminders of how local real estate is. What’s going on in one part of the country or province or in a specific property type, may be completely different from another.

On the positive side as 2015 begins are interest rates that are still at or near historic lows, with the next Bank of Canada rate announcement to come Jan. 21. Many experts don’t expect

rates to begin rising until mid-year at least, while cautioning that Canadians should not confuse cheap money – if they qualify – with free money. The BoC continually keeps a close eye on household debt and other signposts for any warnings that we’re taking on more debt than we should.

Fixed versus variable rate? Long versus short? Open versus closed? These are among the questions you may be pondering as you prepare for your next steps as a homebuyer.

Your best strategy? Meet with your broker or banker to see how you can take advantage of these opportunities, without getting in over your head.

10 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

MAT

Sure, You Can Even Call It Your New Living Room.

IT’S YOUR KITCHEN, RIGHT? Then you should be able to arrange it for all the different the ways you want. Like to entertain? Good. Let’s create some more space. And maybe a bigger island. Want to watch over the kids doing their homework? Good thinking. Here’s a corner with room for a table and chairs.

The concept behind Mattamy is to create beautiful spaces and places where people will actually want to live their lives.

That applies to the communities we create. And, of course, to homes that are designed to optimize space, light, and freedom of movement.

When you’re ready to buy a new home, visit the Mattamy Design Centre first. Our experts have done their homework.

So all you have to do to give your home your personal touch is select from a variety of Designer’s Choice and Architect’s Choice packages.

We’ll also help you choose from all the latest styles in kitchen countertops and cabinets, to wood flooring and carpeting, to bathroom fixtures and tiles, to paint and door handles.

Congratulations. Your new Mattamy Home is now made for the way you want to live.

QUICK POSSESSION OPPORTUNITIES NOW AVAILABLE YOUR HOME INCLUDES FULL YARD SODDING & TWO TREES

Single Family Homes 1,729 Sq.Ft. From $419,990

SALES CENTRE: 274 Reichert Drive, AB, Beaumont, T4X 0B9 Phone: 780-929-1111 Online: mattamyhomes.com Email: sls_beaumont@mattamycorp.com

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM Follow us: SALES CENTRE HOURS: Monday to Thursday 2pm-8pm; Friday to Sunday and Holidays 12pm-5pm *Starting price does not include any potential lot premiums.* All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

MATEDMONTON-1018807-MH_Kitchen_NHG Mag_7_5x10_5.indd 1

11

2015-01-08 11:32 AM

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EDMONTON & REGION Check Each Area District Map For More Information

&DOPDU

Custom Home Building with exceptional quality and service since 1984.

We transform your ideas into a home designed to fit your family’s needs and budget. Whether on your own lot, acreage, in-fill lot, or one of our available lots, experience the difference a small volume builder can make in constructing your dream home!

Call (780) 484-8754 www.gannethomes.com

ERHBA ME M B E R

12 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

Numbers to Call • Alberta Motor Association . . . . . . . . . . . . . . 780-474-8601 • ATCO Gas Limited . . . . . . . . . . . . . . . . . . . . . 780-424-5222 • Better Business Bureau . . . . . . . . . . . . . . . . 780-482-2341 • Bus Routes information. . . . . . . . . . . . . . . . . 780-496-1611 • Call Before You Dig . . . . . . . . . . . . . . . . . . 1-800-242-3447 • Canadian Home Builders’ Association - Alberta .780-424-5890 • Canadian Home Builders’ Association - Edm Region. . . . . 780-425-1020 • Canada Mortgage and Housing Corporation 780-423-8700 • City of Edmonton, Land & Buildings . . . . . . 780-496-6000 • City of Edmonton, Planning & Development 780-496-3100 • Direct Energy Regulated Services - Electric. . 1-888-420-3181 • Direct Energy Regulated Services - Gas . . . . . 1-866-420-3174 • Edmonton Newcomers Club. . . . . . . . . . . . . . . . . . . . . .211 • Epcor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 310-4300 • Federation of Community Leagues . . . . . . . 780-437-2913 • National Home Warranty Programs . . . . . . 780-425-2981 • Shaw Cable . . . . . . . . . . . . . . . . . . . . . . . . . . . 780-490-3555 • Telus Communications Inc. . . . . . . . . . . . . . . . . . 310-2255 • The Alberta New Home Warranty Program. . . . 1-800-352-8240 • Urban Development Institute . . . . . . . . . . . . 780-428-6146 • Welcome Wagon . . . . . . . . . . . . . . . . . . . . . . 780-449-3040

CLASSIC CHARM Montorio Homes has proudly built with Edmonton and its surrounding communities for over 20 years.

Create your home with us.

VISIT ONE OF OUR

SHOW HOMES TRUMPETER AT BIG LAKE 12908 - 207 Street | NW Edmonton 780.249.9110 HARVEST RIDGE 153 Harvest Ridge Drive | Spruce Grove 780.571.1881 HAWKS RIDGE 504 Merlin Landing | NW Edmonton 587.984.8339 WALKER SUMMIT DUPLEX 5268 & 5270-20 Avenue South | SE Edmonton 587.521.8890 WALKER SUMMIT 5439-20 Avenue South | SE Edmonton 587.521.8588 WOODHAVEN 5406 & 5408 Edworthy Way | SW Edmonton 587.991.8525

MONTORIO

HOMES LTD.

montorio.ca

74_Numbers to Call_21/3

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 13

DONATE TODAY. STOLLERYKIDS.CA With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

You’re ready to make your move

Convenient appointment, day or night, home or office • Competitive rates on a wide selection of mortgages •

For convenient mortgage service, contact: Nancy Bruno-Romeo Mobile Mortgage Specialist Tel.: 780-973-8892 Cell: 780-908-7183 nancy.bruno@bmo.com What’s next for you?

® Registered trade-mark of Bank of Montreal.

Mortgage Expertise at Your Doorstep 24/7 74_BMO_20/13

14 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

187 Ave.

To Fort Saskatchewan

6

3 50 St.

8

4

.

10 Ave 144

ve.

137 A

Fo rt Rd .

137 Ave.

82 St.

132 Ave.

129 Ave.

118 Ave.

Yel Hermit low age hea dT rail

1 CRYSTALLINA NERA

DEVELOPER: Genstar Development Co. BUILDERS: Pacesetter Homes, Park Royal Homes, Daytona Homes Master Builder, Ironstone Home Builders LOCATION: 82 Street & 180 Avenue

2 McCONACHIE STAGE 7

DEVELOPER: Ranger Realty BUILDERS: Bethpage Construction Corp, Sangam Homes Ltd, Sha-Ture Homes Inc., White Eagle Homes LOCATION: 167C Ave and 59-60 Street

3 MccONAcHIE LANDING

DEVELOPER: MLC Group/Cameron Communities BUILDERS: ReidBuilt homes LOCATION: 167C Ave and 59-60 Street

4 CY BECKER

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Daytona Homes Master Builder, Rohit Communities LOCATION: Manning Fwy & 167 Avenue

5 VILLAGE AT SCHONSEE

DEVELOPER: Bedrock Homes BUILDER: Bedrock Homes LOCATION: 5495 & 5497 Schonsee Drive

151 Ave.11 13

DEVELOPER: Ranger Realty BUILDERS: Urbanity Custom Homes, Open LOCATION: 147 Avenue and 14 street

12 CASSELMAN LANDING

Tr. Victoria

97 St.

144 Av e.

12

66 St.

.

Ave 153

11 FRASER RIVER PARK

167 Ave. 34 St.

167 Ave. 2

1 St.

5

7

20 St.

Bon Accord 1/9 Gibbons

DEVELOPER: Cameron Communities BUILDERS: Sterling Homes, Lincolnberg Homes LOCATION: Manning Freeway and 153 Avenue

northeast

10 MANNING VILLAGE

Hoo ke Rd

1

6 MccONAcHIE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Sabal Homes, Morrison Homes, Royal West Homes, Carlisle Group LOCATION: 167 Avenue and McConachie Way

DEVELOPER: Rohit Communities BUILDERS: Rohit Communities LOCATION: 5203 149 Avenue NW

13 FRASER VISTA

DEVELOPER: G3 Development Services Inc / Lamont Land Inc BUILDERS: Bedrock Homes, Prominent Homes LOCATION: Fraser Vista is located in the Fraser Community, north on Victoria Trail and east on 153 approx.

7 COLLEGE WOODS AT LAKEVIEW

DEVELOPER: College Woods Development Inc. BUILDERS: Entity Homes, Prominent Homes Ltd, Sehra Homes LOCATION: 89 Street and 181 Avenue

8 THE TERRACE AT SCHONSEE DEVELOPER: Brookfield Residential BUILDERS: Jayman MasterBUILT, Coventry Homes, Sterling Homes, City Homes LOCATION: North of 167 Avenue on 71st Street

9 VITA CRYSTALLINA NERA

DEVELOPER: Walton Developments BUILDERS: Morrison Homes, Sabal Homes, Homexx Homes LOCATION: north on 82nd street and 180th Avenue T:6.75”

T:1.5”

THE HIDDEN GEM OF THE NORTHEAST DiscoverTheTerrace.ca 15

HOMEXX OPTIONIZING… A NEW WAY OF THINKING IN BUILDING HOMES

For more than 29 years Homexx Corporation has been dedicated to proudly serving Edmonton and surrounding areas with exceptional custom finished homes and superior service. This year is no exception! Never complacent with last years’ successes, they work non-stop as a team with their purchasers to understand and revise building processes to accommodate the ever changing needs and wants of their clients, fickle trends, and fluctuating economy. The locally owned and operated builder is dedicated to improving strategic initiatives. These initiatives are based on client reviews and surveys to consistently re-evaluate and “tweak” its building process, and communications.

This ongoing process allows for all involved to experience open, reliable communication throughout the entire building process from the front line to the field and back to the purchaser.

Homexx is committed to providing custom finished homes with a simplified building process that still allow options, choice and modifications. With that being said, Homexx creates…Optionizing…

In a recent interview, Christie (Smitty) Smith, sales manager was excited to share with clients what she calls ‘Optionizing’ their future homes. Working off of a basic plan, the client will have four levels full of choices they can add to create their own unique style in a semi-custom home. This quintessential ‘Optionizing’ will streamline the process for the home buyer by laying out combinations and choices of materials to complete their semi-custom home in extraordinary fashion. This procedure will make it so much easier than to pour through books and stores seeking the perfect ideas, styles or products. From the Basic Pre-Packaged Plus decorating to four levels of options to create an original style, clients can have the perfect home suited to their specific lifestyle and budget.

‘Smitty’ is quick to add “optionizing gives a ton of options at an exceptional price and always great service.” This new format goes hand in hand with Homexx’ goal of creating beautiful, unique, quality homes with a firm stamp of old world craftsmanship with floor plans from traditional to ultra modern. This will hold true from duplex to detached garage homes to the attached garage home product lines.

Homexx Corporation has proudly served Edmonton and surrounding area with outstanding craftsmanship and unparalleled service. With them, the urban oasis of your dreams and budget reality have never been easier to obtain or more exciting. Homexx continues to expand and improve your choices. Recent winner of the ’25 Year New Home Warranty Award’, known for crafting Homes of Excellence, Edmonton based Homexx Corporation, believes in offering its customers affordable luxury and quality.

Having constructed hundreds of fine homes in its 29 year history, Homexx definitely knows how to please… “We are 16 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

a homebuilder for any need, any budget, and anywhere.” says Delia Addessi, Homexx Controller. “We will build anywhere in Edmonton and surrounding area, including acreages, and on land that clients own themselves, such as city infill areas.” “We are able to offer homes that will appeal to first time homebuyers all the way up to the estate homebuyer. We often have multi-generation, repeat Homexx buyers who want something different, more personal and they come to us to get it.” “The move to provide more choice is to meet our customer’s demands.

We need to be able to have a wider range so we can meet everyone’s needs and budget.”

Since Homexx is a semi custom builder, our customers can still optionize, and modify the entry level home just as they can an estate home.” Addessi says, “If they want to change several items they can but if they like the plan the way it is set out they can keep it as is. Homexx believes that, like people, no two homes should be alike. This is why each homebuyer has the control to create a home that truly reflects their individual personality. Coming soon buyers will be given the opportunity to visit the new in house design and Dekor center to choose and personalize everything from the countertops to plumbing fixtures meeting with an in house professional interior designer.

This will simplify the building equation to further meet the needs of our Buyers with the busiest of schedules yet still ensures that each home accurately reflects the homeowners’ individuality.” “Our major strength is our mill working company, where we manufacture all our original mouldings, mantels, railings and doors,” says CEO Ryan Ahlskog. Homexx, a locally-owned homebuilder has earned a reputation of delivering quality homes and providing a good balance between experience and individual attention. “We have always been known as a builder who pays a lot of attention to detail,” says Ahlskog.

“A big part is being able to provide customers with the ability to make choices, as well as, dedicating ample time to each customer depending on their needs, and because of that, we have a lot of customers who are repeat buyers.”

With a warm welcome and intuitive understanding, their process is simple– educate the buyer, help them create a complete vision of their finished home then build it.

Just as Homexx pushes the envelope on design, they also push for strong, sustainable, and ecologically responsible company initiatives. They proudly present upgraded, above industry standards to their ‘standard specifications’ as the starting point for all of their builds, including custom finishing packages milled by local master craftsmen.

Further, Homexx offers the convenience of well-designed, prepackaged upgrades to simplify the decision making process and make it easy for buyers to “optionize” their home while accommodating every budget.

Visit Homexx’s exquisite show homes, the latest in architecture, the finest in craftsmanship and without a doubt your finest investment.

D W A I

P

DESIGNED WITH A FAMILY IN MIND PRACTICAL DESIGNS FOR THE EVERYDAY

**Harvest Ridge – Single Family 147 Harvest Ridge Dr., 780-733-7922 Spruce Grove Model: Cedar **Harvest Ridge – Rear Parking Lane 109 Hewitt Circle, 780-733-7923 Spruce Grove Model: Escape **West Haven Park - Single Family 103 Kirpatrick Crescent 780-732-1312 Leduc Model: Maple **West Haven Park - Rear Parking Lane 105 Kirpatrick Bend 780-732-1310 Leduc Model: Escape *Vita at Crystallina Nera - Rear Parking Lane 7715 - 181 Ave. (2 showhomes) 780-733-7920 Model: Topaz/Escape *Vita at Crystallina Nera - Single Family 7663 - 181 Ave (2 showhomes) 780-733-7924 Model: Birch/Cedar SHOW HOME HOURS *Monday-Thursday: 2pm-8pm **Monday-Thursday: 3pm-8pm Weekends & Holidays: 12–5pm HOMEXX CORPORATION CORPORATE OFFICE 11103–182 Street. Edmonton, AB. 780.489.3028

HOMEXX.CA

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 17

//IN THE NEWS

DISCOVER EDMONTON’S NEWEST VISTA

Fraser Vista showhomes open » by AUREA VASSEUR

A new community surrounded by greenspace, an off-leash dog park, the meandering river with its ribbon of green walking trails at its doorstep, Fraser Vista is uniquely connected to nature G3 Development and Lamont Land have partnered to bring your vista to life with a unique enclave of new homes, built by Bedrock and Prominent Homes to address the demands of affordable Urbanization.

Two distinct single-family showhomes are now open for viewing. The Madison offers 1,926 sq. ft., of inspired living space, and the Mesquite Prairie showhome offers 1,858 sq. ft. Construction is well underway for the Elwood duplex, featuring two floorplans: the Aspen, 1,555 sq. ft.; and the Adele, 1,725 sq. ft. of uniquely defined space – scheduled to open this fall.

Fraser Vista is positioned on the edge of rural, but with its foundation firmly planted in urban land, it’s a winning combination for homebuyers seeking connectivity to all. Nestled between Victoria Trail to the west, 153 avenue on the north, the newly constructed Anthony 18 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

Henday on the northeast and the banks of the North Saskatchewan River to the southeast, residents have both nature and commuting opportunities abound.

Amenities are bountiful, with a winning combination of the newly constructed Manning Town Centre, which provides mega shopping, eateries and entertainment. For the avid golfer, the amenities are enhanced with two neighbouring golf courses – Quarry and Raven Crest.

Bring your vista to life.

For more information on Fraser Vista, visit vistatolife.ca or drop into the sales centre, open Monday to Thursday 3 to 8 p.m., Saturday and Sunday 1 to 5 p.m.

Playgrounds

Pathways District Campus

Parks Shopping

//IN THE NEWS

Relax, homebuyers, CANADA’S HOUSING MARKET IS NOT OVERVALUED » by WAYNE KARL

As far as mortgage expert Calum Ross is concerned, Bank of Canada Governor Stephen Poloz doesn’t know what he’s talking about.

At least when it comes to Canada’s housing market.

In releasing the Bank’s semi-annual Financial System Review in mid December, Poloz warned that house prices could be overvalued by as much as 30 per cent. Th is, plus consumer debt loads, are the two biggest risks to Canada’s economy.

When someone the stature of the BoC governor issues such a warning, people tend to get a little nervous.

In this case, those people are homeowners and prospective homebuyers.

But, is there reason for them to be nervous?

“The BoC has been warning about household debt for some time, so this is not new news,” Ross, president and principal broker at Calum Ross Mortgage, Toronto, told New Home & Condo Guide.

“But the commentary on housing values is surprising, especially given the scope of the Bank of Canada’s mandate.

“Respectfully, the Bank of Canada is no more qualified to talk about the specifics of the housing markets than the Canadian Real Estate Association is qualified to comment on monetary policy.”

While aggregate debt is something of a concern, Ross says, it is total payments after tax, compared to after-tax cash flow – and not total debt levels – that get households into financial trouble.

20 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

“Factually, household net worth has never been higher in Canada, and this means households could essentially liquidate assets and wipe out the debt.

“Saying there is a Canadian housing market is not that dissimilar from saying there is a Canadian temperature – the term itself is irrelevant. The person who lives in a house that went down in value because of local labour markets does not care about Toronto, Calgary or Vancouver’s theoretical overvaluation. Unless I missed something, supply and demand set price, and it is a long established fact that low interest rate environments make real asset prices go up. Not surprising that price levels on a whole are trending up. The relevant figure is value compared to inflation and real wage growth.”

At its recent series of Housing Outlook Conferences across the country, Canada Mortgage and Housing Corp. said it didn’t see overheating as a serious concern.

supply and demand set price, and it is a long established fact that low interest rate environments make real asset prices go up.

“We don’t see overheating as being a problem in any of the markets across Canada,” Bob Dugan, chief economist for CMHC, told New Home & Condo Guide. “Some markets are stronger than others, particularly in western Canada.”

As for Canadians’ average household debt, Dugan described this issue, too, as overblown, since real estate accounts for a majority of the assets held by Canadians.

Ross, who says he handles more mortgages for real estate investors than any other broker in the country, and is an investor himself, expects prices and sales will continue to grow in 2015 – in places where the economic fundamentals support the growth.

“There are two times that real estate values matter – when you buy and when you sell. What happens in between is no more relevant than the total cash you have in the middle of a game of Monopoly. If you buy and hold, real estate as an asset class has proven to be a better hedge against inflation than any other asset class.”

SHOWHOME REVIEW//

Award-winning

STERLING HOMES HAS DONE IT AGAIN!

T

he developing neighbourhood of Cy Becker in NE Edmonton is about to become a very hot property. Just to give you a taste of the greatest value and lifestyles to residents, award-winning Sterling Homes has two outstanding showhomes conveniently situated in the neighbourhood.

The showhomes, the Thomas B and the Tiera ll, provide fabulous examples of how your lifestyle can fit in Cy Becker. Whether you are downsizing or have a large family, start your morning with a brisk walk on one of the many pathways and enjoy the benefits of nature and the convenience of urban living. Within a short distance is a variety of amenities from shopping, Tim Hortons, gas stations,

entertainment and more. The Anthony Henday Drive provides quick access around the city, including Ft. Saskatchewan, St. Albert, Namao, West Edmonton Mall and the International Airport. The proximity to LRT, Anthony Henday freeways not only make getting around town a snap but has a significantly positive impact on property values. With easy access to major roadways and minutes to other communities, there is so much to enjoy without the hassle of long commutes.

Sterling Homes knows that everyone’s needs and wants are different, whether you have a large budget or small, are single, have a young family or are a retired empty nester – everyone’s situation is unique. Their many years of experience and show homes, Thomas B and Tiera ll reflect Sterling’s awareness of peoples’ budgets and lifestyles.

The Simply Sterling Tiera ll is a delightful 1,769 sq. ft., two-storey, three-bedroom with two full bathrooms and a half

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 21

//SHOWHOME REVIEW

bath. The main floor powder room, just off the 20-by-20-ft. attached garage entrance, includes a laundry room separated by a door – convenient yet private.

As you enter the front door, the welcoming warmth of the light laminate flooring and fawn coloured walls beckon you to enter. The open concept is well lit with contemporary light fixtures and streaming sunlight through multiple, large windows. The kitchen, with luxurious granite counters, tiled backsplash, stainless steel appliances, ample cupboards, including a large bank of pantry cabinets, is perfect for the cook in the family especially for those summer barbecues on the large deck. The generously wide, carpeted stairway leads to the bonus room, two bedrooms and the master bedroom. A practical three piece bathroom sits conveniently near the open bonus room and bedrooms. The spacious master bedroom has a gorgeous en suite with a deep soaker tub, glass shower and rich floor tiles that continue half way up the wall.

the welcoming warmth of the light laminate flooring and fawn coloured walls beckon you The Sterling Standard Thomas B showhome is absolutely divine. The Thomas B is an amazing 2,510 sq. ft., four-bedroom, 2.5 baths, bonus room and 20-by-24-ft. attached garage. From the spacious front foyer with built-in Deacon’s bench and Roccia ceramic tile, to the engineered dark hardwood oak flooring leading to the open concept great room and kitchen, this home is simply wonderful. One of the top features of this home is the space planning of every room, and no detail was ignored. The front entrance and mudroom feature great storage space and bench seating. The calming, natural colours throughout the house set the tone for any lifestyle. An amazingly large

powder room with vanity is situated by the garage door entry with an expansive closet for all those winter boots and coats.

But this is only the beginning. Walking into the home, you will notice that the open concept great room is highlighted by the modern style Martini fireplace and oversized windows that allow streams of sunlight in to make the home bright and welcoming. The kitchen is built for a gourmand, but entertains like no other with granite countertops, black tile backsplash and a large walk-through pantry. The kitchen is open to the great room and dining nook where the sun shines through the large windows and sliding deck door, sparkling off the stainless steel appliances, Aurora Snow White granite counters and multi-functional island. If the loads of drawers and cabinetry are not enough, the walkthrough pantry is bound to meet all your storage needs. Just open the door and the light automatically comes on – no more fumbling for the light switch. With a dining nook that is large enough to accommodate a romantic dinner or family gathering, your home will definitely be a crowd favorite. Next to the kitchen is a separate flex room, designed to

suit your lifestyle needs, whether it be an office, homework area or mini yoga studio.

The frosted glass in the French doors offers privacy when required.

After the meal has been served in the dining nook, relax in the great room with the ambience set by the Martini gas fireplace set in grey natural stone with built in bookshelves on either side. Enjoy your favourite music through the ceiling built-in speaker system. If the weather is warm, take your coffee out on to the deck and enjoy the view.

Follow the wide, carpeted stairway with stained wood railing and pewter spindles to the open hallway leading to the bedrooms and bonus room. Generous closets in each of the bedrooms and a large hallway linen closet make storage a breeze. The second floor dedicated laundry room will make laundry day so convenient and tidy. A full bathroom sits between the laundry room and the bedrooms.

The well-lit bonus room is ideal as a media room, play room or just a quiet place to read.

Lots of windows everywhere!

The double door, master bedroom comfortably holds a king size bed and additional bedroom furniture. The walk-in closet is a dream, more than perfect for two.

The unique ensuite has his and hers granite counters, vanity, mirrors and sinks on either side of the bathroom, separated by the soaker tub. A large, full height tiled glass shower for luxuriously long showers.

These showhomes are “must see� are examples of how almost any life style and budget can enjoy a well built and uniquely designed home. Sterling Homes listens to their clients and builds accordingly.

Sterling Homes has long standing relationships with the trades and suppliers, relationships that were built according to their values, craftsman skills, with quality product choices. With more than 25 years of experience, countless accolades and awards, competent and dependable with a reputation second to none, Sterling Homes continually strives to exceed customer satisfaction while providing lasting value and unparalleled excellence.

For Showhome information, contact 780.901.4171, 17151-47 St. NW Edmonton sterlingedmonton.com

//HOMEBUYERS’ HELP

Yard of dreams EXPLORING TODAY’S HOTTEST LANDSCAPING TRENDS AND IDEAS

By Shane’s Landscaping & Contracting Ltd. One of the easiest ways to add luxury and tranquility to your lifestyle is to redefine how you look at your backyard, and what can be done to make it beautiful.

In the past, many people used to think about their backyards as just a piece of land where you can plant flowers, grow vegetables and let your dog out to do its business. Today, you can do so much more with what you have, from creating a personal oasis from the hustle and bustle of everyday life to extending the comfort of indoor amenities to an outside living space. Here are some of the hottest backyard trends: CREATE AN OUTDOOR LIVING ROOM

Instead of using your backyard strictly for utilitarian purposes, expand your relaxation territory and develop an outdoor living room. Create the same atmosphere that is found in your indoor living room by integrating large, comfortable outdoor sofas and ottomans. Let your backyard be your playground and use bold colors. Experience a level of unparalleled intimacy by strategically placing outdoor lights that can be adjusted to the desired intensity. Hold a “summer kick-off” party after you install a weather-proof flat-screen TV and stereo system. Control the temperature by setting up ceiling fans to circulate warm summer air and heating lamps to breathe warmth into your outdoor living space.

WATER TO INVIGORATE THE SENSES

To bring a calming element into your space, introduce a flowing water feature. The soothing sounds of bubbling water streaming from a constant source can add a sense of tranquility that rivals most day spas. There are many different ways you can integrate flowing water, including cascading waterfalls and custom-made fountains. Ponds are another route you can take when considering placing water sources in your space. Koi and other aquatic life transforms your backyard into a relaxing Eastern-style garden.

ELIMINATE THE INDOOR/OUTDOOR BOUNDARY

Take advantage of a large outdoor living space and eliminate stifling walls. Incorporate retractable screens that disappear when not in use. If you are uncomfortable with the idea of a 24 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

completely open space, consider installing a set of French doors with Phantom’s retractable door screens to form a nearly invisible separation between your indoor and outdoor rooms. In today’s modern outdoor areas, many people enjoy integrating plush fabrics and treatments to add comfort to their porches and patios. Motorized retractable screens can deliver shelter from the sun and the bugs, letting you spend more time relaxing on your outdoor couch with a good book.

INSTALL A SOURCE OF FIRE

What good is a luxurious outdoor living space with all the amenities of an indoor room without a good source of heat? If you really want to tie your project together, think about integrating either a built-in fireplace or a fire pit. These attractive, useful heat sources are ideal for romantic nights alone with your significant other or large family and friend get-togethers. It doesn’t matter if you are in the middle of a frigid winter or relaxing during a cool summer night, chilly weather can ruin a great mood. However, with a decent-sized fireplace or firepit, you don’t have to run indoors to stay comfortable. You wouldn’t be the first person to consider placing a fire source at the centre of your outdoor space. Be sure to check local bylaws when deciding where to place any fire source. According to a recent survey conducted by the Society of Landscape Architects, firepits and fireplaces enjoy a 97 per cent popularity rating.

Shane’s Landscaping & Contracting Ltd. is locally owned and operated, providing landscaping and snow removal services to Edmonton and surrounding area. Call us for a consultation at 780.983.8233 or view our portfolio at shaneslandscaping.com

.

Dr

d.

1

ero se Dr.

5

ll

Highway 2

Poirier Ave.

1 LACOMBE PARK ESTATES

DEVELOPER: Genstar Development Co. BUILDERS: OPEN LOCATION: Giroux Rd. & Lacombe Dr.

St .

Alb

er t

127 St.

DEVELOPER: United Communities BUILDERS: OPEN to the Public LOCATION: North corner of 127th Street & 195 Ave

7 PINNACLE RIDGE ESTATES

DEVELOPER: Pinnacorp Investments Inc. BUILDERS: Marco Antonio Homes, Alves Construction Inc, Heredity Homes, Design Innovation, Open LOCATION: Starkey Road & Bellerose Drive on Sturgeon River

3 ERIN RIDGE

DEVELOPER: Qualico Communities BUILDERS: Daytona Homes Master Builder, Parkwood Master Builder LOCATION: Coal Mine Road and Everitt Drive.

TO EDMONTON

6 TUSCANY HILLS & UPPER TUSCANY

2 NORTH RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Ironstone Homes, San Rufo Homes, Vista Homes LOCATION: Northridge Dr. and Hogan Rd.

167 Ave.

6

Tr.

156 St.

170 St.

184 St.

Levasseur Rd.

Boudreau Rd.

Campbell Rd.

tR d.

be r

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Si

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• LOCATED: Just minutes northwest of Edmonton with great access to St. Albert Trail, Anthony Henday Drive and Hwy 2

Sturgeon County

.

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Villeneuve Rd.

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• POPULATION: 60,994

4

.

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8 REGENCY HEIGHTS ESTATES IN KINGSWOOD

• SCHOOLS: 30 schools offering specialized programming through Catholic, Public and Francophone school systems. Easy access to Postsecondary education by transit or roadway.

• GROCERY/SHOPPING: 8 grocery stores including all major grocery chains plus speciality organic stores. Full shopping amenities from independent to big box stores.

• RECREATION FACILITIES: 28 ball diamonds, 47 soccer/football fields, 4 Regulation Rugby Fields, 1 regulation BMX track, 7 pools, 3 NHL size hockey arenas, 2 indoor arenas and 27 outdoor ice surfaces, Arden Theatre, Historic sites, Art Gallery, Museum

st. albert

AREA INFO

TO MORINVILLE Twnship 544

• MEDICAL FACILITIES: Sturgeon Community Hospital, 2 medical centres, St. Albert & Sturgeon Primary Care Network, plus other health practitioners.

• PARKS & PATHWAYS: 85 km of the Red Willow Trail system connecting all residents to the river valley. 76 city/ school playgrounds, and 2 dog friendly parks

Cultivate Family in St. Albert! http://movetostalbert.ca

DEVELOPER: Canterra Developments Corp.

BUILDERS: DiGiuseppe Interior Design, Las Palmas Estate Homes LOCATION: Poirer Ave, just off Sir Winston Churchill Ave.

4 UPPER MANOR POINTE

DEVELOPER: Upper Manor Pointe BUILDERS: Open LOCATION: Corner of Coal Mine Road & Starkey road

5 THE CLUB & RESIDENCES OF RIVER’S GATE

DEVELOPER: Beaverbrook Developments BUILDERS: Las Palmas Estate Homes, Alquinn Homes, Heredity Homes, Open LOCATION: Sturgeon Road between the Sturgeon Valley Golf Course & Riverlot 56 Natural Area

Mortgage solutions that work for you.

Whether you’re buying your first one or your fifth, at ATB, we’ll work together to sort out the details and get you into the home of your dreams.

Call Eloise today to find the right mortgage option for you.

Eloise Alves Mortgage Specialist ATB Financial Phone: 780-886-5133 Fax: 780-665-4341 Email: ealves@atb.com

NEW DELHI

SAVING І BORROWING І INVESTING І KNOW-HOW

25

//FUNDAMENTALLY SPEAKING

Window of opportunity MORTGAGE RATES REMAIN AT HISTORICAL LOWS, SO TAKE ADVANTAGE WHILE YOU CAN – BUT CAREFULLY » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property.

He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

Last year marked a significant milestone in the mortgage world: It’s now been more than four years since the Bank of Canada last adjusted its influential overnight target rate.

Yes, more than four full years.

In its latest announcement on Dec. 3, the BoC again held firm at one per cent – where the rate has been since September 2010. And with rates expected to remain at these historical lows until mid-2015 at least, the window of opportunity for those looking for a home remains wide open.

If you could lock in at a low rate over 10 years, for example, that gives you the comfort of knowing what your mortgage payments will be over that period, while over that time you can also take advantage of any pre-payment and lump-sum payment options to pay down your mortgage.

Another appeal of this scenario is that, as we often point out, experts advise you take a long-term view of your home purchase. For example, there has been some talk recently about cooling prices and softening sales. But even if that were to happen in your market and housing type, ask yourself: in 10 years, is a home you buy today likely to be worth more or less?

If you need an answer to this question, just take a look back at prices 10 years ago. Of course, there are no guarantees, but if you’re in the homebuying mode anyway, today’s low rate environment makes a pretty compelling reason to act sooner than later to take advantage of these opportunities.

Low rates notwithstanding, the banks, financial firms, brokers and other experts still advise homebuyers to practice smart borrowing. Indeed, a recent study from CIBC shows the number of Canadians taking advantage of low rates to pay down their mortgages sooner declined last year, compared to

26 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

2013. Some homeowners, it seems, are being lulled into a false sense of security.

Experts stress that even as rates remain low, buyers should explore everything from putting down a larger down payment to taking advantage of pre-payment options to “stress-testing” your mortgage at a higher rate to ensure your fi nances can accommodate rate fluctuations or other unforeseen circumstances.

Take advantage of today’s low rates while you can, but also spend the time necessary to find a broker or banker you trust and who knows their business, and explore the options that are best for you.

One day, perhaps next year, the mortgage landscape will change. And if you’re among those homeowners who have been somewhat spoiled by continuing low rates, you could be could be in for an unpleasant surprise.

Take advantage of today’s low rates while you can, but also spend the time necessary to find a broker or banker you trust, who knows their business, and who can help you explore what options might be best for you.

More so than in any other area of homebuying, you’re going to rely on this advice – now more than ever. It will prove to be time well spent.

121 St.

112 St.

132 Ave. 127 Ave. Yellowhead Trail

Kin gsw ay

Av e.

111 Ave.

1 CASTLEBROOK MEADOWS DEVELOPER: Concept Realty BUILDERS: Concept Homes LOCATION: 179 Ave. & 104 St.

2 CASTLEBROOK

DEVELOPER: Canterra Developments Corp.

BUILDERS: Open, LOCATION: 110 St. & 176 Ave.

3 HAWKS RIDGE AT BIG LAKE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Sabal Homes, Montorio Homes, Morrison Homes, Reid Built Homes LOCATION: North of Yellowhead Trail on 215 Street

DEVELOPER: United Communities BUILDERS: OPEN LOCATION: North corner of 127th Street & 195 Avenue

9 PALISADES 109 St.

124 St.

149 St.

To Spruce Grove & Stony Plain

156 St.

118 Ave.

DEVELOPER: Reid Worldwide Corporation BUILDERS: Fekete Homes, Rococo Homes LOCATION: backing onto Lois Hole Provincial Park at Big Lake

8 TUSCANY HILLS & UPPER TUSCANY

4

97 St.

170 St.

184 St.

7 MORNINGSIDE

162 A ve.

153 Ave.

12

il Tra ert Alb St.

Anthony Henday Dr.

9

113A St.

137 Ave.

5 11

7

rT ra il

1 10 2

127 St.

sie

139 St.

es

6

167 Ave.

135 St.

M

Groat Rd.

k

171 Ave.

142 St.

ar

An th on yH en da yD r.

215 St. (Winterburn Rd.) Ray Gibbon Dr.

Hwy 44

To St. Albert

3

M

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Pacesetter Homes, Coventry Homes, Reid Built Homes, Landmark Homes, Tristate Signature Homes LOCATION: 167 Avenue & 127th Street

195 Ave. 176 Ave.

northwest

6 NEWCASTLE 8

4 VILLAGE AT GRIESBACH

DEVELOPER: Canada Lands BUILDERS: Homes By Avi, Impact Homes, Coventry Homes, Dream Homes

By Krisner, Pacesetter Homes, Slokker-West, Carrington Communities LOCATION: 137 Avenue North On 97 Street West on Griesbach Road

5 TRUMPETER BY BIG LAKE

DEVELOPER: United Communities BUILDERS: Estate Homes- Fekete Homes, Montorio Homes Classic Homes- Homes by Avi, Sabal Homes, Montorio Homes, Sterling Homes Duplex- Homes by Avi LOCATION: North on Anthony Henday Drive, West at 137th Ave. and 199 St.

DEVELOPER: MLC Group BUILDERS: Bedrock Homes, Landmark Communities, Landmark Homes, Landmark Legacy LOCATION: South of 167th Avenue & East of 139 Street

10 LEGACY POINTE

DEVELOPER: Concept Realty BUILDERS: Concept Homes Master Builder LOCATION: 18230 - 104A Ave.t

11 STARLING AT BIG LAKE

DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, C2 Homes, Green Living Homes, Rohit Communities, Cameron Homes, Art Custom Homes, Gill Built Homes LOCATION: North on Anthony Henday Drive, take Ray Gibbons Drive, left on 137 Ave

12 HUDSON PARK

DEVELOPER: Beaverbrook Developments BUILDERS: Dolce Vita Homes, Cameron Homes LOCATION: Just off 137 Ave & 141 St.

27

NORTHWEST

Built Green (20/3)-/cb

28 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

NORTHWEST

Minutes from St. Albert and the Lois Hole Provincial Park

A low-impact, sustainable neighbourhood

Choose from over 50 floor plans and ravine-backing lots

Single Family Homes, Duplexes, Townhomes & Bungalows by Award Winning Builders: Art Custom Homes, Averton Homes, C2 Homes, Cameron Homes, Celebration Homes, Green Living Homes, Gill Built Homes & Rohit Communities

VISIT THE SHOWHOME PARADE AT 137 AVE & RAY GIBBON DR

StarlingAtBigLake.com

29

NORTHWEST

LOOKING FOR A JOB? ALBERTA BUILDER CONNECT JOB BOARD A career in the residential construction industry can mean many different things including working as an Architectural Technologist, Marketing Manager, Sales Professional, or possibly a Site Superintendent. The Alberta Builder Connect (ABC) job board provides you with a tool to find the right career, ensuring you have all the resources necessary to achieve your goals. The entire job search database is easily accessible. Simply search by keyword or by category and see all the recent jobs posted in Alberta. Learn more about popular career paths in the residential construction industry. Access valuable resources on resume writing and interview strategies to help you with your career search.

www.albertabuilderconnect.com 30 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

NORTHWEST

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 31

NORTHWEST

32

33

TOP 10 DECORATING

MISTAKES‌

34

Unable to pin point exactly what is wrong with your home? Constantly trying new things, or so you think your trying something new, to only end up with the same result? Chances are you’ve made one or many of these 10 decorating mistakes.

During my consultation we identify and correct the mistakes together. A re-design can always make a great impact in how the room feels, and it can be as simple as a paint colour change, or adding some pops of colour with accessories.

1. Edmonton South

We made a gourmet kitchen...

You made a huge mess!

Allard 780.909.9141 Townhomes Single Family Homes

showhomes EDMONTON & AREA

Callaghan Landing

i

M

ST. ALBERT

Ra y

il Tra

Yellowhead Trail Groat Road

Terw ille ga rD riv e

N

111 Street

2 1

6. Sherwood Park

7. Fort Saskatchewan

780.952.1572 Duplexes Single Family Homes

780.995.6054 Duplexes

Aspen Trails

780.668.2820 Duplexes Single Family Homes

RohitCommunities.com

Sienna

Highway 21

Cloverbar Road

17 Street

Calgary Trail

For a full list of locations and home styles visit RohitCommunities.com

Cy Becker

23 Ave

Ellerslie Road

780.938.5478 Duplexes Single Family Homes

780.914.1565 Townhome Condominiums

Whitemud Drive Gateway Blvd

e ay Driv y Hend A n thon

6

50 Street

75 Street

Whitemud Drive

Starling at Big Lake

Casselman Landing

Wye Road

3

4. Edmonton North West

5. Edmonton North

Baseline Road

Whyte Ave Whitemud Drive

780.906.9808 Duplexes Single Family Homes

At Rohit Communities, we know your home is with you through memories, milestones, laughter and love.

From the first place to call your own, to the home in which you celebrate your golden years, our homes are the backdrop for your best moments. We built a house, you make it Forever Home.

EDMONTON Highway 14

Anthony Henday Drive

780.990.9588 Townhomes & Duplexes Single Family Homes

Edgemont

Range Rd 230

rt

Yellowhead Trail

Glenridding Heights

3. Edmonton West

e Av

FORT SASKATCHEWAN

5 66 Street

lbe

4

2. Edmonton Windermere

153 Ave

.A

St

137 Street

7

rive

127 Street

780.862.1060 Bungalow Community

An G Drive bon ib

Callaghan North

yD da en yH on th

n an

99

ive Dr

92 Street

780.862.1060 Townhome Condominiums

ng

just released!

SINGLE FAMILY HOMES IN CY BECKER

now selling!

TWO STOREY DUPLEXES IN FORT SASKATCHEWAN

new!

SINGLE FAMILY HOMES IN EDGEMONT

Starting from the $370,000's

Starting from the $310,000's

Starting from the $370,000's

All homes include double rear parking pad, laminate, tile, granite countertops on the main, 6 appliances and many upgraded options available.

Only 10 minutes from Edmonton and Sherwood Park, duplexes in Sienna feature open concept floor plans, granite on the main floor, laminate, tile, rear deck, landscaping and more!

All homes include a front attached garage, laminate and tile flooring, granite countertops on the main, 6 appliances, full landscaping, and more!

Duplexes also available from the $350,000's!

Visit the showhome at 3710 167A Ave NW Call Stephanie at 780.668.2820 for more information

Duplexes also available from the $340,000's!

Visit the Showhome at 50 Sierra Wynd, Fort Saskatchewan Call Chris at 780.995.6054 for more information

Visit the showhome at 20204 42 Ave Call Kim at 780.906.9808 for more information *prices as of December 3, 2014, subject to change

The ten most common mistakes are my guiding principles in helping clients redecorate. The sooner you identify your problem areas, the quicker you can get that designer look you are after.

1. Not defining your priorities.

2. Not setting a budget.

3. Poor furniture placement.

Asymmetry vs. Symmetry 4. No window treatments/drapery.

5. Furniture that doesn’t compliment each other – flow.

6. Having a cohesive look – harmony from room to room.

7. Ignoring the room’s focal point.

8. Improper use of art work hanging your artwork too high/low, too big/small for the wall.

9. Ineffective use of accessories – area rug too small for the room.

10. The most common interior design mistake - incorrect lighting.

35

DECREASING OIL PRICES AND EDMONTON’S HOUSING MARKET

In Alberta, decreasing oil prices can be big news.

tell you that expert opinions on this differ, with the

Just as Alberta’s economy has boomed during recent

exception of one consensus. Whether you believe

years of stable and high oil prices, it’s natural to

today’s lower oil prices are here to stay or will be short

wonder if lower oil prices could lead to the opposite.

lived, oil prices will likely be more volatile moving

At IH, we too have been closely following oil’s recent

forward than they have been over recent years

decline while looking for any signs of negative

preceding

economic impacts it might be having on Edmonton.

remember because volatility in oil prices has already

this

downturn. This

is

important

to

been shown to correlate with volatility in Alberta’s The good news, to date, is we’ve seen nothing that

consumer confidence.

indicates a significant pullback in Edmonton’s economy.

In

the

fourth

quarter

of

2014,

Since August 2014, the Conference Board of Canada

unemployment continued to decline, while incomes

has recorded a consistent decline in the percentage of

grew. This bodes well for Edmonton’s resale and new

Prairie consumers who believe now is a “good time” to

housing markets in the short term; both of which saw

make a major purchase (currently residing near 50%).

annual single-family sales and starts increase in the fourth quarter of 2014.

While current consumer sentiment levels in Alberta are by no means alarming as of yet (40% or lower), it is

Furthermore, there has been no significant proof that

important to note that housing consumers are likely

oil producers in Alberta are planning to cut back their

becoming more cautious heading into the new year,

production, in spite of speculation that some oil

and may grow even more cautious as the year

sands investments planned for 2015 will be curtailed.

progresses.

However, in early December 2014, the CEO of Alberta’s Energy Regulator told Bloomberg News

For those on the supply side of the housing industry,

that recent “oil price declines haven’t significantly

this means being aware of, sensitive to and prepared

reduced the number of applications for projects filed

for the many possible new appeals this year’s qualified

to his agency.”

purchasers might have when compared to last year.

Predicting future oil prices and the effect on Alberta’s output is beyond the scope of our agency, but we can

Intelligence House is Edmonton’s newest and most innovative Real Estate Marketing Agency with a focus on strategic market intelligence which includes full research, marketing and sales services to the real estate industry.

36 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

From left to right: Michael Melnychuk Alex Ruffini Emmett Hartfield

west

9 HAMPTON POINTE

DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, open LOCATION: Take Anthony Henday, turn West on Lessard Road.

12 13 14

10 GRANVILLE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

35 Ave. 1

1 WOODHAVEN-EDGEMONT DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Sabal Homes, Pacesetter Homes LOCATION: 215 Street and 35 Ave.

2 WEDGEWOOD

DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 RIVER POINTE AT CAMERON HEIGHTS

DEVELOPER: Delta Square Properties Inc. BUILDERS: Birkholz Homes, Celebration Homes, Habitat Studio, Vicky’s Homes, Heredity Homes, Areo Homes, Blackstone Homes, Sunrise Homes, Open to the public.

LOCATION: Take Anthony Henday turn on Cameron Heights Dr.

. on Dr er s m ht Ca eig H

5 HAMPTON TERRACE

DEVELOPER: Qualico Communities BUILDERS: Rohit Communities, Sterling Homes LOCATION: Lessard Road & 199 Street

6 EDGEMONT

Developer: Brookfield Residential BUILDERS: Brookfield Homes, Daytona Homes and Look Homes LOCATION: Lessard Road and 199 street, to Edgemont Way

7 COPPERWOOD

DEVELOPER: The Grange South West Property Corporation BUILDERS: Open LOCATION: Hemingway Rd. & 199 Street (between 45 Ave. & 62 Ave.)

8 CAMERON HEIGHTS

DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darren’s Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

11 SECORD

DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Sabal Homes LOCATION: North of Whitemud Dr. on 215 Street

12 HENLEY HEIGHTS

DEVELOPER: Walton Developments and Management BUILDERS: Crimson Cove, Bedrock Homes, Connect Homes , Homes by Avi LOCATION: located just west of the existing Secord Community

13 STEWART GREENS

DEVELOPER: TROIKA BUILDERS: Daytona Homes, City Homes, Kirkland Homes LOCATION: It is bounded on the east by Anthony Henday Drive and on the north

by Stony Plain Road

14 ROSENTHAL

DEVELOPER: Melcor Developments Ltd BUILDERS: Daytona Homes, Homes

by Avi, Landmark Legacy Homes, Lincolnberg Homes, Dolce Vita Homes, Western Living Homes, Encore Master Builder, Look Master Builder, ReidBuilt Homes LOCATION: 215 Street and Whitemud

37

WEST

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Edmonton’s most popular and exciting Craftsman inspired community. Nestled on 305 acres in West Edmonton, Granville features plenty of green space and trails, 2 beautiful ponds, charming masonry features including an old world bridge, a future school site, numerous amenities nearby including Costco within walking distance, and convenient proximity to the Whitemud and Anthony Henday freeways. Choose from an apartment style luxury condo (starting in the $180’s), a duplex (starting in the $340’s), a single family home (starting in the $440’s), or a refined estate home (ranging from the $650’s to $1.5 million).

Modern Style Living With Traditional, Classic Charm Some homes feature walkouts onto a beautiful pond or amenity space.

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Only a handful of single family 3A and 3B homes remain.

Some homes available for immediate occupancy.

2B and 2C duplex lots, some with walkouts, are selling fast (no condo fees).

Stafford Greens steel and concrete condos now preselling off 62nd Avenue.

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LOOKING FOR A NEW HOME?

It’s only a tap away.

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41

WEST

42

COMMUNITY PROFILE//

WALTON

in the West

Hawks Ridge at Big Lake Hawks Ridge at Big Lake

W

alton Development and Management L.P. (Walton) takes a long-term approach to land planning and development. Walton’s goal is to build communities that will stand the test of time: hometowns for present and future generations. Walton is actively building five communities in Edmonton – Hawks Ridge at Big Lake, McConachie, VITA at Crystallina Nera, Henley Heights at Secord and Woodhaven-Edgemont – with another new community to open in 2016.

Located in West Edmonton, Hawks Ridge at Big Lake and Henley Heights at Secord are two Walton communities with lots to offer in 2015. Between the two communities, West Edmonton homebuyers have plenty of new homes choices from semi-detached homes to semi-estate homes; lake-backing lots to the familiarity of an established neighbourhood, all with desired west Edmonton amenities and convenience.

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 43

//COMMUNITY PROFILE

HAWKS RIDGE AT BIG LAKE

Located on the newly constructed 215 street in Edmonton’s desirable west end, Hawks Ridge presents a beautiful natural setting bordering Big Lake and the Lois Hole Provincial Park and the community is ideally situated close to major transportation routes, existing retail, commercial amenities and more. “With more than 100 acres of preserved land, Hawks Ridge is a nature lovers’ paradise while still closely connected with West Edmonton’s desirable amenities.”

Says Jill Curtis, marketing coordinator for Walton. “Boasting ponds, forests and walkways, the Central Area offers families a place to escape, grow and explore. A school site and extensive walkways ensure connectivity between homes, the retail developments and natural amenities.”

Buyers can choose from front-attached garage homes crafted by Montorio Homes, Morrison Homes, ReidBuilt Homes and Sabal Homes. Adding to the new home line up in the fall of 2015 are semi-detached (duplex) homes by Connect Homes, rear-laned homes by Sabal and semi-estate homes by Augusta Fine Homes.

Today, new-home buyers can visit the three front garage showhomes and in the fall, their builder partners will open up 11 brand new showhomes. “We’re excited to introduce

Stage 2 this year – offering greater variety of home types and lots; including several amenity lots that back onto environmental reserve and Big Lake, abutting greenspace and wooded areas, to many having views of Lois Hole Provincial Park and Big Lake,” Curtis says.

The architectural style in the community is Mountain Vernacular, which presents an alpine look to the homes, as well as Arts and Crafts and a combination of styles that encompass masonry and stone work to fit in with the natural setting.

Two retail sites will provide those living in Hawks Ridge convenience only a short walk away, and residents are just a few minutes from the 215 Street Costco. The nearby Yellowhead and Anthony Henday interchange allows easy access to St. Albert and downtown Edmonton.

For more information, photographs and directions, visit hawksridge.ca Showhome hours are Monday to Thursday 2 to 8 p.m. and Saturday, Sunday and holidays noon to 5 p.m.

Hawks Ridge at Big Lake

Hawks Ridge at Big Lake 44 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

HENLEY HEIGHTS AT SECORD

Henley Heights is located in the established west Edmonton neighbourhood of Secord, just west of 215 Street and south of Stony Plain Road. The community is built on the foundation of home-style values and connectivity, retained from an era of good neighbours who create a good neighbourhood.

The community is minutes away from the Anthony Henday, Stony Plain Road and Whitemud Drive, and it’s close to the wide range of desirable west Edmonton shopping, restaurants, entertainment and recreation amenities.

Henley Heights showhomes are freshly open! New-home buyers can tour six showhomes of various styles and sizes to suit young couples to growing families.

Some of Edmonton’s best home builders are selling their best homes in the community. Connect Homes is building semi-detached homes (duplexes), and Crimson Cove are building rear-laned homes. Homes by AVI, Bedrock Homes and Connect Homes are crafting front attached garage homes.

The Henley Heights blends seamlessly with surrounding neighbourhoods, while infusing a flavour all its own. Its architectural styles include classic traditional, prairie, modern heritage and craftsman.

For more information and directions, visit the henleyheights.ca website.

Showhome hours are Monday to Thursday 2 to 8 p.m. and Saturday, Sunday and holidays noon to 5 p.m.

Hawks Ridge at Big Lake

close to the wide range of desirable west Edmonton shopping, restaurants, entertainment and recreation amenities

8

AREA INFO

4

Grove Dr.

Millgrove Dr.

King St.

15

Woodhave D n r.

Calahoo Rd.

5 Hawthorne Gate

Spruce Ridge Dr.

6

1

McLeod Ave. Highway 16A

1

DEVELOPER: Robson Developments Ltd. BUILDERS: First Avenue Properties, Stylemaster by Rococo Homes, San Rufo Homes, Masterpiece Custom Homes, Celico Builders LOCATION: Grove Drive & King Street

VANDERBUILT COMMON

DEVELOPER: SG Developments BUILDER: MacLachlan & Mitchell Homes LOCATION: Century Rd & Viscount Common

3

5

7

8

9

DEER PARK ESTATES

Grove Meadows

Dr. Drive

McLeod Ave.

HAWTHORNE AT HEATHERGLEN

DEVELOPER: Qualico Communities BUILDERS: Alquinn Homes, City Homes.

LOCATION: North of Hwy 16A on Jennifer Heill Way, East on Hawthorne Gate

6

SPRINGATE AT SPRUCE RIDGE

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Alquinn Homes LOCATION: On Jennifer Heil West of TriLeisure Center

HARVEST RIDGE

DEVELOPER: Lamont Land BUILDERS: Alquinn Homes, Bedrock Homes, Homexx, Lang Built Homes, Montorio Homes, Pacesetter Homes, Southbend Developments LOCATION: North of Grove Drive and West of Jennifer Heil Way

4

2

12

To Edmonton

HILLDOWNS

2

Brookwood

11

Pioneer Rd.

Dr.

10 Century Rd.

Calahoo Rd.

Grove

13 Lon gview Dr.

Jubilee Park

14

Aspenglen Dr.

9

Jennifer Heill Way

Spruce Ridge Road

spruce grove

3

• POPULATION: 26,271.

• LOCATED: 11 km west of Edmonton on Hwy 16 or 16A. • SCHOOLS: 9 Public & Separate Schools.

• GROCERY: 11 Grocery/Convenience stores, Safeway, IGA Garden Market, The Real Canadian Superstore & Walmart.

• RECREATIONAL FACILITIES: Twin Ice Arena, Curling Rink, Golf Course, TransAlta Tri Leisure Centre, many soccer fields and baseball diamonds.

• MEDICAL FACILITIES: Member of the West View Regional Health Authority with almost 50 Medical & Dental practitioners.

• PARKS & PATHWAYS: 15+ km of pathways spread throughout 230 hectares of natural & developed park space.

HILLS OF TWIN LAKES 12 PRESCOTT

N

Highway 16 To Edmonton

7

PARKLAND VILLAGE

DEVELOPER: Parkland Village BUILDERS: Country Hills Homes LOCATION: Yellowhead Trail West To Century Rd, North 2 min.

DEVELOPER: Broadview Developments Inc. BUILDERS: Rococo Homes, Evani Homes, Patel Homes, Taillon Homes LOCATION: Grove Drive and Jennifer Heil Way

DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes & MacLachlan & Mitchell Homes LOCATION: Grove Drive, East of Century Road

13 JESPERDALE

DEVELOPER: Melcor Developments Ltd BUILDERS: ReidBuilt Homes, Encore Master Builder LOCATION: North of Grove Drive.

14 STONESHIRE

10 KENTON VILLAGE

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, Urbanage Homes, Bedrock Homes, San Rufo Homes, and Centurion 15 Homes LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

GREENBURY

DEVELOPER: Beaverbrook Developments BUILDERS: Western Living Homes, Dolce Vita Homes, Alquinn Homes, Cami Comfort Homes, MacLachlan & Mitchell Homes LOCATION: Grove Drive & Pioneer Road

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

11 THE WOODS AT KENTON

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Hillview Master Builder LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

DEVELOPER: Melcor Developments Ltd BUILDERS: Canyon Springs Master Builder, Stonegate Developments, Lang Built Homes LOCATION: Longeview Drive & Fairway Drive

MCLAUGHLIN

DEVELOPER: Melcor Developments Ltd BUILDERS: Bedrock Homes, Look Homes, Pacesetter Homes LOCATION: Westgrove Drive and McLaughlin Drive.

As Alberta’s 11th city, Spruce Grove is your city in the “country”. The place to live....naturally. for more information call (780) 962-7612 or visit our website at www.sprucegrove.org

AREA INFO 9

• POPULATION: 10,544 and Growing.

• LOCATED: 20 km west of Edmonton on Hwy 16A

46

• SCHOOLS: 4 Kindergarten to grade nine, Senior high, French Immersion & including 2 Religious schools.

• GROCERY: Extensive with new Big Box National Outlets 2 km to the east of town.

6 5

1 7 10 Genesis Drive

stony plain

8

Genesis Lake Blvd.

1

THE BRICKYARD AT OLD TOWN

DEVELOPER: Old Town Development Corp.

BUILDERS: Daytona Homes Master Builder, Kirkland Homes Master Builder, Lakeview Developments LOCATION: West of 50th street and 50th Ave, Stony Plain

2

3

5

GENESIS ON THE LAKES

DEVELOPER: Unitech Construction Services Ltd. BUILDERS: Ashton Homes, Caribbean Homes, Fox Maple Homes, Innova Homes, Sierra Homes, Stellar Homes LOCATION: South off highway 16A onto Highway 779 (also known as 48 Street)

6

• MEDICAL FACILITIES: New 70 bed acute & extended care hospital. Full ambulance services. 3 Medical Clinics.

• PARKS & PATHWAYS: Extensive, including 12 km of pathways, watercourses & Lions campground.

PUBLIC SCHOOLS

3

2

• RECREATION FACILITIES: New trimunicipal recreation complex east of town. 18 hole CPGA Championship Golf Coarse, curling, skating, library, Municipal Heritage Centre, Heritage Walk of Murals.

LAKE WESTERRA

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, Sterling Homes LOCATION: Golf Course Rd. & 79 Ave.

SILVERSTONE

DEVELOPER: Qualico Communities BUILDERS: ReidBuilt Homes LOCATION: South on Boundary Rd at 44th Ave.

SPRING LAKE RANCH

DEVELOPER: Wilcor Development Group BUILDERS: Wilcor Homes, Open LOCATION: Spring Lake Exit off of Hwy 16A & Range Road 15

• FOREST GREEN 5210 - 45 Street 963-7366 [1]

• HIGH PARK 40 Highridge Way 963-2222 [1] [2] • MEMORIAL COMPOSITE 5116 - 55 Avenue 963-2255 [3] • MERIDIAN HEIGHTS 4119 - 43 Street 963-2280 [1][2] • STONY PLAIN CENTRAL 5108 - 55 Avenue 963-2203 [1][2]

SEPARATE SCHOOLS • JOHN PAUL II 5801 - 48 Street 963-2526 [1][2]

PRIVATE SCHOOLS • ST. MATTHEW LUTHERAN 5014 - 53 Avenue 963-2715 [1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

7

SOUTHCREEK

8

THE ESTATES AT WATERS 10 WILLOWS END DEVELOPER: Jaffer Developments EDGE BUILDER: Jaffer Developments

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Alquinn Homes LOCATION: South of Fairway Drive & West of Boundary Road

DEVELOPER: Waters Edge Developments BUILDER: Waters Edge Developments LOCATION: Only 20 mins West of Stony Plain On Hwy 43 at Gunn & Just 35 mins West of St. Albert on Hwy 37 located on the North Shore of Lac Ste Anne

9

HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

LOCATION: 48 Street and Willow Park Road North

DEVELOPER: Delcon Creekwood BUILDERS: Alldritt Homes, Artisan Homes, Marcson Homes, Bedrock Homes, Homes

by Avi, Kimberley Homes, ReidBuilt Homes, Connect Homes, Thomsen Built LOCATION: South of Ellerslie Road & West of 141 Street

9 WINDERMERE SOUTH

DEVELOPER: Windermere Lands Ltd. BUILDERS: Dolce Vita Homes, Bedrock Homes, Marcson Homes LOCATION: 170th Street & Ellerslie Road

10 CHAPPELLE GARDENS

DEVELOPER: Brookfield Residential BUILDERS: Lincolnberg Master Builder, Daytona Homes Master Builder, Look Master Builder, Homes By Avi, Brookfield Homes LOCATION: South of Ellerslie Road & West of 141 Street.

12

oad

r

ve

in

1 AMBLESIDE IN WINDERMERE

DEVELOPER: Windermere Ambleside II Ltd. BUILDERS: Marcson Homes, Bedrock Homes, Kimberley Homes, Homes by Avi, Kanvi Homes, Connect Homes, Averton Homes LOCATION: Terwillegar Drive and Anthony Henday Drive

2 LANGDALE IN WINDERMERE

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, MacLachlan & Mitchell Homes, Pacesetter Homes, Sterling Homes, Rohit Communities, Marcson Homes, Augusta Homes LOCATION: 170 St & 7th Ave. S.W.

3 GLENRIDDING

Developer: UnitedCommunities Builders: RSL - Homesby Avi, Pacesetter, Parkwood Homes, Landmark Homes. RPL - Pacesetter, Landmark Legacy Homes, Rohit Communities. Duplex Homes (front attached Garages) - Parkwood Homes, Landmark Legacy. Duplex Homes (rear attached garages) - Homes by Avi, Rohit Communities.

LOCATION: 156 Street & Ellerslie Road

4 UPPER WINDERMERE

DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes, Homes by Managen, Mac & Mitch Homes, Open LOCATION: Windermere Blvd. West of 170 St.

5 KESWICK ON THE RIVER

DEVELOPER: MLC / Cameron Communities BUILDERS: Cameron Homes, Hillview Master Builder, Kimberley Homes, Landmark Homes, Parkwood Master Builder, Aacropolis Homes, Ace Lange Homes, Carriage Signature Homes, Perry Signature Homes, Pacesetter Homes LOCATION: West of 180th Street and South of Ellerslie Road (9th Ave)

6 WINDERMERE RIDGE

DEVELOPER: Beaverbrook Developments.

BUILDERS:Las Palmas Estate, Marco Antonio Homes, Open LOCATION: Windermere Blvd., West of 170 St.

7 JAGARE RIDGE

DEVELOPER: Melcor Developments Ltd BUILDERS: AceLang Construction, Canyon Springs Master Builder, Birkholz Homs, Hillview Homes, Carriage Custom Homes, Kanvi Homes, Perry Signature Homes, Kimberley Custom Homes LOCATION: South on Ellerslie and 141 street

11 ONE AT WINDERMERE

southwest

8 CREEKWOOD CHAPPELLE

DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Western Living Homes, Sunny Valley Homes, Ace Lange Homes, Kanvi Homes, open LOCATION: Winderemere Blvd. West of 170 Street

12 AMBELSIDE SOUTH

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Coventry Homes, Connect Homes, LOCATION: Ellerslie Road & 170th Street

13 GRAYDON HILL

DEVELOPER: MLC Group BUILDERS: Averton Homes, Marcson Homes, Parkwood Master Builder, Landmark Communities, Lincolnberg Master Builder, Pacesetter Homes LOCATION: Ellerslie Rd, west of 127th St SW

14 GLENRIDDING HEIGHTS

DEVELOPER: Rohit Land Development BUILDERS: Crimson Cove Homes, d’Cor Homes, Lincolnberg Master Builder, Pacesetter Homes, Rohit Communities LOCATION: South of Ellerslie Road, East of 170 Street

15 PAISLEY AT HERITAGE VALLEY

DEVELOPER: Brookfield Residential BUILDERS: Innovations by Jayman, Brookfield Residential, Daytona Homes Master Builder, Coventry Homes, Homes by Avi LOCATION: South of Ellerslie Road & East of

d.

ad on

k

47

//CHBA - ALBERTA

IN THE MARKET FOR A HOME? » by JIM RIVAIT

JIM RIVAIT

Jim Rivait is Chief Executive Officer of CHBA – Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy, strategic communications, policy development/analysis and association management.

New homes should be top of mind because of choice, the latest and greatest technological advances, and the confidence that comes with knowing your builder.

New homes are offered in many areas of Edmonton and nearby communities. Last year, builders started work on about 7,000 new single-family homes – that’s a lot to choose from and includes everything from efficient and economical starter homes to stunning estate homes with every high-tech feature.

Those homes are located in communities that are designed to the highest standards, offering desirable amenities like walking trails and recreation areas. These neighbourhoods are designed from the ground up to avoid the disastrous flooding problems that cause major headaches in some older neighbourhoods.

Professional home builders combine the latest construction techniques with timeless craftsmanship to create homes that are comfortable, attractive and great to live in.

New homes use the most advanced building components.

From construction materials to heating systems, the technology built into every new home ensures high performance, durability and long-term satisfaction.

Energy efficiency is a key consideration for homebuyers.

Improvements in insulation and more energy-efficient heating and cooling systems will save you money every month on utility costs and your family will enjoy a more comfortable home.

You can breathe easy in your new home because indoor air will be free of the lingering odours left by previous owners or mold problems caused by leaks or excessive humidity.

A new home is also safer. Building codes are constantly being reviewed and standards updated. New construction ensures you enjoy the benefits of these advances, from electrical systems to safety glass to hard-wired smoke detectors.

Buyers also know what they are getting in a new home. Who knows what problems are concealed behind the walls of an existing home? With a new home, you know how the house was built and what went into it – both what you can see and what is behind the walls.

Detailed information about the history, features and maintenance schedule prevents expensive and unexpected bills that can upset even the most well-balanced household budget.

48 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

Start your new home search by talking to builders. Look at neighbourhoods where the builder constructed homes in the past and check a current building site.

Once you have selected a builder and construction begins, you can track progress to ensure you are satisfied with the results.

CHBA members in Alberta led the way by providing the first home warranties in Canada. Last year the provincial government made warranties mandatory so all new homes are covered for up to 10 years. That’s a lot of peace of mind when making such a major purchase.

Purchasing a home is a long-term commitment. If you want to choose from the best homes on the market, start by checking out the show homes.

You’ll like what you see.

The Canadian Home Builders’ Association – Alberta represents more than 1,500 business members including new home builders, renovators, developers, trade and supply companies, and professional services.

You’re Invited to

SOUTHWEST

Ambleside’s 8th Annual

Family Day Frolic * Sunday, February 15, Noon-5 pm *

Activities for the whole family.

Ice on Whyte carving artist.

ay

Dr .

N A

Anders on Wa y

n Dr. lla

Ellerslie Rd.

Rab bit Hi ll

gar Te r wi l le

170 St.

rm e r e Blvd.

nd

nde

He

Two $500 Currents retailer gift cards. Retailer to be chosen by the winners of each card. Odds of winning are based on number of entrants. No purchase necessary. Skill testing question required. Contest opens February 15 at noon and closes February 15 at 4:30 pm. Full contest rules and regulations available in all single family showhomes.

Wi

ny tho An

Dr.

Explore nine showhomes WIN including the one of two brand new $500 gift cards Triumph for Currents! bungalow!

.

Rd

fb.com/amblesideinwindermere

amblesidewindermere.ca @amblesideYEG

49

Get involved with Sage!

Sage is a non-profit seniors’ serving organization, offering a wide range of programs that enhance the quality of life for seniors in Greater Edmonton. Get involved with Sage! Take advantage of the many resources, programs and services. Explore a variety of volunteer opportunities. Consider supporting at-risk seniors by making a charitable donation. Sage has been serving seniors in your community for over 40 years.

50

Visit www.MySage.ca or call 780-423-5510!

SOUTHWEST

Glenridding Heights is a fresh new community with a toboggan hill, walking trails, a four season park and plenty of space to play!

Featuring Homes From: Crimson Cove Homes d’Cor Homes • Lincolnberg Master Builder Pacesetter Homes • Rohit Communities Located East of 170th Street & South of Ellerslie Road

GlenriddingHeights.com

//IN THE NEWS

FIVE THINGS TO WATCH IN

Canadian real estate in 2015 » by WAYNE KARL By all accounts, 2014 was a good year in Canadian real estate – and in some areas a great year. Here are five things to watch in Canadian real estate in 2015.

‘OVERHEATING’ IN THE HOUSING MARKET Bank of Canada Governor Stephen Poloz spooked many Canadians in December when, in releasing the Bank’s semi-annual Financial System Review, he said that house prices could be overvalued by as much as 30 per cent – 30 per cent.

Only weeks previous, the chief economist for Canada’s housing agency, Canada Mortgage and Housing Corp., reassured Canadians that overheating wasn’t a serious concern.

“The housing market does have a fairly bright outlook,” Bob Dugan told New Home Guide.

“We don’t see overheating as being a problem in any of the markets across Canada,” he says. “Some markets are stronger than others, particularly in western Canada.”

We also sought insight and reaction from a leading mortgage broker, Calum Ross.

“Respectfully, the Bank of Canada is no more qualified to talk about the specifics of the housing markets than the Canadian Real Estate Association is qualified to comment on monetary policy,” he told New Home Guide.

“Saying there is a Canadian housing market is not that dissimilar from saying there is a Canadian temperature – the term itself is irrelevant.”

MORTGAGE RATES In its most recent interest rate announcement, the Bank of Canada once again held its influential overnight target rate at one per cent – where it has sat since September 2010.

Most economists don’t expect any notable rate increase in 2015, including BMO’s chief economist Douglas Porter.

But if rates do begin to inch up, the impact will be interesting to watch.

“The chances of a two percentage point rise in rates in any year these days is remote, and I would peg it as extremely unlikely in 2015,” Porter told New Home Guide.

“We do believe that at long last rates will begin to creep higher, but we are only looking for quarter-point hike by the Bank of Canada.”

continued on page 56 52 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

SOUTHWEST

53

//IN THE NEWS

Daytona Homes gives back to Inner City School On Friday, Dec. 12, 2014, Daytona Homes and its entire staff took part in donating holiday gifts, books and computers to Delton School in Edmonton. More than 200 Daytona employees came together from Edmonton, Lethbridge, Grande Prairie, Regina and Saskatoon to spread holiday cheer to the deserving inner city school. Daytona Homes’ President Tally Hutchinson explained that the donation to Delton School was made because “they don’t have a lot of resources, they’re challenged every single day, and they have nearly 400 children.” The Daytona team’s goal was to share the magic of the season with the students of Delton, while also providing a much needed resource of computers – ensuring “a constant and continual impact on these (children’s) lives.”

The majority of Delton’s students have very limited or no access to computers and the Internet, and as school principal Nancy Weber, explains “96 per cent of the student population is what’s deemed as socially vulnerable.” With Daytona Homes’ donation of 30 Chromebooks, students will now have the opportunity to access similar technologies as other students across Edmonton, overall better preparing them for Junior High and High School. All the children at Delton School were surprised in their classrooms with holiday gifts, and teachers were also given a gift to acknowledge their commitment to their students. Weber states “we have never had a donation at Delton School that has been this generous.”

For more than 20 years, Daytona Homes has been dedicated to the communities it serves. The company continues to be involved in numerous charitable organizations and is committed to building strong relationships within each of the communities they are involved in. Daytona Homes Master Builder provides well-designed homes that are both affordable and attainable, offering single- and multi-family homes for families in the greater Edmonton area, including, St. Albert, Sherwood Park, Stony Plain, as well as Grande Prairie, Lethbridge, Coaldale, Regina and Saskatoon.

54 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

For more information on Daytona Homes, visit daytonahomes.ca To learn more about Daytona’s community involvement, visit facebook.com/daytonamasterbuilder

SOUTHWEST

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 55

//IN THE NEWS continued

Calgary, Toronto and Vancouver – which have seen significant price gains in the last few years – are among the markets most vulnerable, he says.

BoC’s next rate announcement comes Jan. 21, 2015.

OIL AND GAS Canadians are loving the cheap gas at the pumps these days – freeing up coin for us to spend on other consumer goods – but falling oil prices could cause a farther reaching economic shake-up.

Is it a short-term blip or a more prolonged development that could lead to dramatic change? TD Economics, for one, forecasts downgrades in economic growth in the oil-rich economies of Alberta, Newfoundland and Labrador and Saskatchewan.

In its latest Provincial Economic Forecast in December, TD said real GDP growth in Alberta is expected to fall from its recent trend rate of more than four per cent to 2.3 per cent over the 2015-16 period. Accordingly, after topping the 2014 growth charts by a wide margin, Alberta is expected to trail Ontario (2.5 per cent) and BC (2.4 per cent), where activity is expected to gain a step relative to 2014.

A prolonged oil and gas slump could also affect the real estate markets in Alberta – but experts say any slowdown will only bring the province more in line with growth in the rest of Canada.

MATTAMY HOMES’ ACQUISITION OF MONARCH CORPORATION “Buy land, they’re not making it any more.” This famous Mark Twain quote rings true in the recent announcement

by Mattamy Homes that it is acquiring Monarch Corporation.

It’s huge news in the home building industry, but it’s also interesting from a general business and consumer news perspective.

56 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

Why? First, it’s a success story: a Canadian company buying the Canadian division of U.S. builder, in this case Taylor Morrison Home Corp., which builds homes in Arizona, California, Colorado, Florida and Texas. Mattamy builds homes in the Greater Toronto Area, Ottawa, Calgary and Edmonton.

Second, the motivation for the deal: land. Land availability and rapidly rising acquisition costs are a growing issue for builders – and therefore buyers. A run-up in land prices in Ontario in the last few years, for example, is one of the reasons Taylor Morrison decided to sell Monarch.

By acquiring Monarch, Mattamy quickly gains Monarch’s existing land tracts, most of which have been approved for development.

Mattamy, primarily a lowrise builder, also gains an immediate foothold in the fast-growing highrise market.

TORONTO, SPECIFICALLY MAYOR JOHN TORY As if being mayor of Canada’s largest city isn’t difficult enough – some say it’s the toughest job in Canadian politics, certainly at the municipal level – Rob Ford drew a lot of negative, unwanted attention TO’s way.

On the one hand, Mayor John Tory can’t help but present the city and the mayor’s office in a brighter light. On the other, his predecessor left him with quite a mess.

Among Tory’s challenges: uniting a previously divided council, improving relations with the provincial and federal governments, and – the big one – transit. If Tory has his way, by the time his first term is up in four years, construction of his SmartTrack transit system will be well underway.

Toronto’s real estate market, meanwhile, is expected to continue humming along, though affordability is becoming a growing concern.

SOUTHWEST

Accents + Good Cents Visit Creekwood’s new showhomes today and see how our designers have achieved big design results with small price tags!

LifeinCreekwood.com

A SW community south of Ellerslie Road at 141 Street.

Visit the new Thomsen Built, Connect Homes, and ReidBuilt showhomes in Creekwood and be inspired!

Make big impressions in your space with DIY projects and limited budgets using great tips from our design team.

Plus, enter our Facebook contest! Submit your own design tips to the Creekwood Facebook page to enter for a chance to win a $250 gift card to Southgate Centre!

Enter before January 31st, 2015. One entry per person. Creekwood DIY design and tips provided by Wicket Blue Interiors.

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 57

What to do when you hire a contractor Many experienced and reliable contractors work in your community – highly skilled professionals who do business the right way.

Unfortunately not all contractors play by the same rules. Some cut corners to offer lower prices. They promise you a “good deal” as long as nothing is written down and you pay in cash.

These cash deals can mean a lot of risk for you.

Contractors who don’t do business properly don’t protect you from accidents or their mistakes. If there is a work-related injury or damage to your home, you could face lawsuits and financial loss.

You could be responsible for your contractor’s unpaid bills. And you could be stuck with work that is incomplete or badly done.

While serious, these risks are easy to avoid. Before you agree to let anyone work on your home, take these three simple steps: know who you’re dealing with, make sure you’re protected from risks, and always Get in in Writing! ™

How to find

a good contractor • Ask friends, family and neighbors about contractors they have hired to work on their homes.

• Contact your local Home Builders’ Association or other trade association for a list of professional contractors in your community.

• Ask your local building materials store if it has a list of recommended contractors.

• Ask your utility company if it has a list of recommended contractors.

• Check with your local Better Business Bureau to find out if a contractor is a member.

For more advice, including detailed information about contracts plus worksheets you can use when interviewing contractors, visit HiringAContractor.com For a listing of builder and renovator members, contact the Canadian Home Builder’s Association - Edmonton Region. Call 780-425-1020 or visit their website at chbaedmonton.ca Get it in Writing! provides information to help you make informed choices when you build, renovate, or repair your home. This program is managed by the Canadian Home Builders’ Association with support from the Government of Canada.

58 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

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SOUTHWEST

COMMUNITY SPACE.

At Keswick, people enjoy chance encounters as they explore their riverside destination. Meet along winding pathways and in natural parks. Experience village life on the North Saskatchewan River.

There’s more community connection at Keswick.

COME EXPLORE OUR RIVER LOTS TODAY. NOW SELLING!

BEAUTIFUL by Nature

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//FINANCES

Managing post-holiday debt Holiday parties are over, gifts are unwrapped and festive decorations are put away. Now it’s time to tackle a daunting pile of bills.

Follow these three steps to avoid a debt spiral in 2015: 1 GET FINANCIAL ADVICE A financial adviser can help you pull together a plan to budget and pay off your debt in a short period of time.

“Ensure that you bring all of your financial information, including outstanding debt, when meeting an adviser, to help them understand your entire situation,” says Stephen Reichenfeld, private wealth counsellor of Fiduciary Trust Company of Canada. More information on how to find an investment adviser is available at franklintempleton.ca 2 STICK TO YOUR PAYMENT PLAN Cut back on frivolous expenses so you can pay down your debt sooner. While a new spring wardrobe or a beach vacation may seem tempting, keep your sights set on your goal.

Remember, if you struggle to make payments and take too long to pay off debt, interest charges will continue to accumulate. You may find yourself in an even deeper debt hole by the end of the year.

Once you have paid off your debt, create a plan for the next holiday season. Make a list of possible expenses and gifts, and then figure out a budget you can stick to.

60 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

3 AVOID THE CYCLE BY PLANNING AHEAD Once you have paid off your debt, create a plan for the next holiday season. Make a list of possible expenses and gifts, and then figure out a budget you can stick to.

Next time, save money in advance rather than charging more than you can afford to your credit card.

Gateway Blvd.

James Mowatt Tr.

66 St.

6

11 ALLARD IN HERITAGE VALLEY

7 5 15 13

DEVELOPER: MLC Group / Allard Developments BUILDERS: Jayman MasterBUILT, Rohit Communities, Sterling Homes, Connect Homes, Landmark Legacy, Jaya Homes LOCATION: South on James Mowatt Trail and South of 30 Avenue SW

50th St.

QE II

3

e.

30 Av

2

101 Street

4

12

8

814

12 THE ORCHARDS AT ELLERSLIE

Township Road 510

Township Road 510

14

1 ELLERSLIE HEIGHTS

DEVELOPER: United Communities BUILDERS: Landmark Legacy, Homes by Avi, Landmark Communities, Landmark Homes, Park Royal Homes, Kirkland Homes LOCATION: North of Ellerslie Rd. on 66 Street

2 LAKE SUMMERSIDE

DEVELOPER: Brookfield Residential BUILDERS: Mosaic Townhomes, Brookfield Duplexes, Innovations by Jayman, Daytona Homes Master Builder, Landmark Homes, Homes by Avi, Pacesetter Homes, Landmark Classic Homes, Canyon Spring Master builder, Aacropolis Homes LOCATION: Ellerslie Rd. & Parsons Rd.

3 CALLAGHAN

DEVELOPER: Rohit Land Dev. BUILDERS: Art Custom Homes, White Eagle Homes, D’Cor Homes, Rohit Communities, Celebration Homes LOCATION: 1 km South of Ellerslie Road on 111 Street SW

4 RUTHERFORD HEIGHTS

DEVELOPER: Qualico Communities BUILDERS: StreetSide LOCATION: James Mowatt Trail & Rutherford Rd.

RR243

11

41st Ave. SW

RR244

16

DEVELOPER: MLC Group / JCA Financial BUILDERS: Landmark Communities, Sterling Homes, Rohit Communities, Innovations by Jayman LOCATION: South on James Mowatt Trail and North of 30 Avenue SW

1 9

Ellerslie Rd. (9th Ave.)

10

Millwoods Rd.

127 St.

23 Ave. Anthony Henday

91 St. Parsons Rd.

Calgary Trail South

111 St.

119 St.

30 Ave.

10 CALLAGHAN IN HERITAGE VALLEY

34 Ave.

south

34 Ave.

38 Ave.

39 Ave.

Beaumont

5 WALKER LAKES NORTH

DEVELOPER: MLC Group / Cameron Communities BUILDERS: Cameron Homes LOCATION: South of Ellerslie Rd. on 66 Street

6 WILLOW HAVEN

DEVELOPER: Carrington Land BUILDERS : Bedrock Homes LOCATION : 5624 - 7th ave

7 WALKER LAKES STATION

DEVELOPER: MLC Group / Allard Developments BUILDERS: Active Homes, Boss Homes, Landmark Legacy Homes, Lincolnberg Master Builder, Pacesetter Homes, Sterling Homes LOCATION: South of Ellerslie Rd. on 66 St.

8 ALLARD

DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Kimberley Homes, White Eagle Homes, Parkwood Master Builder LOCATION: 111th Street & 30th Ave

9 RAVINES OF RICHFORD

DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, OPEN LOCATION: Ellerslie Road & Blackmud Creek Ravine

T:6.75”

DEVELOPER: Brookfield Residential BUILDERS:Front attached Homes: Homes by Avi, Sterling Homes, Jayman MasterBUILT Rear-Detached Homes: Landmark Legacy Homes, Daytona Master Builder Duplex & The Grove Townhomes: Brookfield Residential LOCATION: South off of Ellerslie on 91st Street, turn east on 25th Ave SW.

13 WALKER SUMMIT

DEVELOPER:United Communities BUILDERS: RSL - Kirkland, Landmark, Morrison and Montorio Duplex - Morrison, Montorio and Innovations by Jayman LOCATION: South on Ellerslie to 66th Street

14 ROYAL OAKS

DEVELOPER: Cancom Development BUILDER: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION: South on 101 Street to Towship Road 510. Turn east to EastVistas Blvd. (follow signs)

15 AURORA

DEVELOPER: Melcor Developments Ltd BUILDERS: Bedrock Homes, Coventry Homes, Landmark Homes, Parkwood Master Builder, Trend Homes, Lincolnberg Master Builder, Melcor Homes LOCATION: South on Ellerslie at 66th street

16 DESROCHERS VILLAGES

DEVELOPER: MLC Group BUILDERS: Pacesetter Homes, Landmark Homes and Jayman Exclusive.

LOCATION: From Ellerslie Road and 11th Street, drive South on James Mowatt Trail for approximately 5 minutes. The entrance to Desrochers Villages is on the right, just south of 30th Avenue (across the street from the Allard neighbourhood).

HANDCRAFTED DESIGN

T:1.5”

TO INSPIRE YOUR LIFE TheOrchards.ca 61

62

SOUTH

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 63

//DESIGN SECRETS

How to cook up great style in the kitchen » by JANE LOCKHART

JANE LOCKHART

B.A.A.I.D., Intern, A.R.I.D.O., is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She was creative director and host of W Network’s top ranked Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs, available at a growing number of major and independent retailers across Canada.

Jane also appears on CTV’s Marilyn Denis Show, Citytv’s Cityline, CBC’s Steven & Chris Show, Global’s Morning Show and CHCH Morning Live. She can be reached at 416.762.2493. janelockhart.com

It is commonly known that kitchens are one of the places your dollar can go the furthest when building your new home. It is important to consider this when choosing materials or considering which items to get upgraded.

Here are five tips to help you choose the best materials and upgrades when planning the kitchen in your new home or condo: 1. Consider your material choices

Tremendous advancements have been made in materials technology in terms of appearance and durability. Think of porcelain tiles rather than ceramic, as they are more durable and you can have smaller grout lines.

Choose quartz counter tops for a durable and repairable counter top. Granite is also durable but can’t be repaired.

64 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

SOUTH

Family Day Monday, Feb. 16th from 12-4 Come out for Family Day and have some winter fun!

Take a break and grab some hot chocolate and treats in the heated tent.

Edmonton’s South West Family Community

15 SHOWHOMES TO VIEW Townhomes

Duplex

Single Family Attached

Single Family Detached

Sterling Homes Rohit Communities

Sterling Homes Jaya Homes

Sterling Homes Jayman MasterBUILT Rohit Communities

Innovations by Jayman Connect Homes Sterling Homes

STARTING IN THE LOW $300’S VIEW ALL OUR GREAT HOMES AND BUILDERS AT

www.allard.ca 65

//DESIGN SECRETS continued

Another option is soapstone. Soapstone is new to the solid surface lineup, although itâ&#x20AC;&#x2122;s been around a long time.

It is naturally heat-resistant and easy to maintain. You can have integrated sinks, with soapstone, included within the counter top.

2. Add more lighting, not less

You can never have too much lighting, because you can just turn it off or add a dimmer!

Add cool pendant lights over islands for extra lighting as well as a decorative element. These are like jewelry for the kitchen. They also give you the opportunity to add an additional punch of colour that you can carry throughout your design.

3. Take advantage of better cabinet storage

Developments in cabinet shape and technology have led to much better interior storage options.

There are things such as magic corners which make blind corners much more usable. There are also cool pantry units, which pack in a lot of food items on the market now.

And be sure to invest in cutlery dividers where possible so your drawers stay organized.

Beverage stations are also becoming a big trend and look lovely when they are built into your design.

4. Make your backsplash a focal point

Pick amazing tiles or patterns to add to this area. After all, it is at eye level so it is quite visible. Do add tile inserts and even consider painting on your backsplash tile.

To make your backsplash look perfect, hide electrical outlets within the upper light valance. This way the entire backsplash is completely clear of plugs and switches!

5. Think beyond white for cabinets

Although white cabinets still sell the best, there are other good neutrals which do well in Canada.

Think about painted grey cabinets, pale blue, espresso brown or even natural cherry, as these all are classics here and give you a special look. With finishing technology, all colours are available and will wear well.

When considering your cupboards, it is also a great time to think about integrated appliances. This is when your appliances are flush with the cabinets, and are paneled in the same material as the cupboards.

Buying a new home can be very costly and stressful. Make sure you choose the right materials and upgrades, so you are happy in your new space. This is your home, so make sure it is exactly what you want!

66 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

!

E C N A H C T S LA

SOUTH

The Best Value in South Edmonton from the Inside Out

PACESTTER HOMES

STARTING IN THE LOW

7 SHOWHOMES TO VIEW! $300’s • Walk to K to 9 school • Neighbourhood Commercial (Walmart Opening in January) • 17 Acre central park & school site • Walking distance to new City Rec Facility & Sports Field • Minutes to the Anthony Henday & South Edmonton Common • Landscaped Ponds & Walking Trails

www.walkerlakes-station.com

TOWNHOMES Pacesetter Homes Boss Homes

DUPLEX Crystal Creek Homes Lincolnberg Sterling Homes

SINGLE FAMILY - ATTACHED GARAGE Active Homes Pacesetter Homes Sterling Homes Crystal Creek Homes

45 St.

Calmar

AREA INFO • POPULATION: 17,000 and growing “Small city” living within minutes of “Big city” amenities.

44 St.

50 St.

7

• LOCATED: 20 km south of Edmonton on Hwy 2

Telford Lake

Black Gold Dr.

3

1

• GROCERY: Variety of shopping.

Rollyview Rd.

Hi gh wa y2 A

5 2

To Calgary

42 St.

QE II

4

• SCHOOLS: 7 Elementary, 2 Junior & Senior high. Public, Private & Separate school systems.

C.W. Gaetz Drive

42 Ave.

1

Coady Blvd.

Alton Dr.

Grant MacEwan Boulevard

Hwy 60

50 Ave.

8

St. 50

leduc

Highway 39 To Calmar

6

DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes, Homes by Santos and Connect Homes LOCATION: Coady Blvd & Meadowview Blvd.

Showhomes Coming Soon

2 TRIBUTE

DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes LOCATION: Dunlop Wynd & Caledonia Dr.

3 WINDROSE

DEVELOPER: Maclab Enterprises BUILDERS: Homes by Sher-Bilt, Cornerbrook Construction, Jacob’s Construction, McLean & McLean Custom Homes LOCATION: Exit at 50 Ave off Highway 2, proceed west, then go south on RR 253 to Windrose

4 SUNTREE

DEVELOPER: Maclab Enterprises BUILDERS: Kimberly General Partner, Cobblestone Master Builder, Bedrock Homes, Caliber Master Builder, Entity Homes, B&H Homes, Landmark Homes LOCATION: Grant MacEwan Boulevard & Suntree Promenade

Colonial Distinctiv

• MEDICAL FACILITIES: Full Service Community Hospital and Full Ambulance Service.

To Wetaskiwin

1 MEADOWVIEW

• RECREATIONAL FACILITIES: Recreation & Culture Centre, Performing Arts Centre, 18 hole Golf Course & Public Library.

There is It is the k kids have exclusive is hard to

• PARKS & PATHWAYS: 27 parks including Telford Lake, Fred John’s Park & Lions Campground.

5 SOUTHFORK

DEVELOPER: Tamani Communities BUILDERS: Dolce Vita Homes, Homes

by Avi, Innovations by Jayman, Jayman MasterBUILT LOCATION: Highway 2A & 50th Street

In Coloni neighbou walking/b bike rides skiing op Beaumon There are shopping Airport an

6 ROBINSON

DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Homes by Sher-Bilt, Connect Homes LOCATION: South of Rolly View Road on C.W. Gaetz Drive

THE CITY OF LEDUC,

a thriving Industrial, Commercial & Agricultural Community continues to experience growth and expansion.

7 BRIDGEPORT

DEVELOPER: Melcor Developments Ltd. BUILDERS: Santos Construction Ltd., Encore Master Builder, McLean & McLean Custom Homes Ltd.,Western Living Homes LOCATION: Take 50 Ave, turn right on Bridgeport Crossing

8 WEST HAVEN PARK

DEVELOPER: Melcor Developments Ltd. BUILDERS: Encore Master BuilderSantos Construction Ltd.,Homexx Corporation LOCATION: West on 50th Ave, South on West Haven Boulevard

“A great place to call home!”

For more information contact The City of Leduc at 780-980-7177

You Can Live Her

MATEDM_1018578 - Mattamy Homes_ New Home Guide_Magazine – 2 Full Pg Spread - Coloniale Estates

File Name: MATEDMONTON-1018578-MH_NHG_2FP_Mag Trim: 7.5” x 10.5” Bleed: 0.25 x 0.25

The grass will be greener, just like your wallet.

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Safety/V.O.: 0.25” x 0.25” Colours: CMYK

In Coloni of Quick you and than later

Due: 10/12/14

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Built: 27/11/2014 – KN

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MATEDMONTON_10

• POPULATION: Approx 12,500 • LOCATED: 2 miles South of Edmonton on 50th street.

• SCHOOLS: 5 Schools from Kindergarten to Grade 12.

French Immersion offered in all.

• GROCERY: Sobeys, Extra Foods

beaumont

AREA INFO

• RECREATIONAL FACILITIES: Beaumont Regional Activities Centre and numerous Coloniale Estates Golf Course, Edmonton outdoor facilities.

• MEDICAL FACILITIES: 10 minutes to Grey Nuns Hospital. Served by Edmonton Ambulance.

Coloniale Estates In Beaumont.

Distinctive Homes In A Golf Club Setting.

• PARKS & PATHWAYS: Approximately 170 acres of parkland & km of inter-connected walkways.

There is something to enjoy about Coloniale Estates every day.

It is the kind of place where neighbours become friends and kids have plenty of opportunity to run and play. This is an exclusive golf club community with favourable pricing that is hard to find in golf course communities.

•17 MINUTES TO THE AIRPORT

Come visit us and discover why

“Life is Better in Beaumont”

In Coloniale Estates you’ll find great park spaces where neighbours can gather and enjoy each other’s company, walking/biking trails for short after-dinner strolls or energetic bike rides. In winter those trails function as cross country skiing opportunities.

ThereESTATES are 5 schools in4and around ROYAL OAKS 1 COLONIALE DEVELOPER: Cancom Development DEVELOPER: ARW Development Corp. school Beaumont, serving elementary and high students.

BUILDERS: Konark Homes, BUILDERS: Mattamy Homes There are superb recreational facilities and Cancom Homes, Infiniti Homes, Open LOCATION: 50 St. & Coloniale Way all around From Beaumont: shopping at the Montalet Mall, The EdmontonLOCATION: International West on Township Road 510 to 2 DANSEREAU MEADOWS Airport and the Grey Nuns Hospital are 15 minutes away.

East Vistas Blvd. (follow signs) DEVELOPER: United Communities BUILDERS: Caliber Master Builder,

for more information call 780-929-8782 The Showhome, Coloniale Estates, Edmonton or Hickory visit our website at town.beaumont.ab.ca

6 TRIOMPHE IN BEAUMONT DEVELOPER: MLC Group BUILDERS: Trend Homes, Connect Homes, Active Homes, Areo Homes LOCATION: 44th Avenue & Triomphe Blvd

From Edmonton: South on 101 St.

The homes are all Detached Single Family Homes withRoad 2-Car to Township 510, east on Township Landmark Homes, Landmark Road 510 to East Communities, Pacesetter Homes or 3-Car Tandem Garages, ranging in size from 1,480 Sq.Vistas Ft. Blvd. (follow signs) LOCATION: West on 50th Street at Rue to 2,681 Sq. Ft. Many of the exterior designs are Montalet (follow the signs) unique to this community and reflect Mattamy’s 5 EAGLEMONT IN The Hickory Showhome, Coloniale Estates, Edmonton 3 RUISSEAU ability to provide a variety of designs to make BEAUMONT DEVELOPER: MLC Group DEVELOPER: Qualico Communities each street more interesting.

Special features BUILDERS: Lenaco Homes, Active BUILDERS: Look Homes Builder. such as front Master porches also elevate the sense Homes, Jaya Homes, Golden West Homes LOCATION: 50th Ave & Rue Eaglemont LOCATION: It is located on the south of friendlinessside inofthe community.

50th ave at 66st.

You Can Be Here In Minutes And You Can Live Here Right Now. In Coloniale Estates, Mattamy has a selection of Quick Possession Homes ready for sale so you and your family can live here sooner rather than later.

e: 10/12/14

n: New Home Guide

PI: 300

t: 27/11/2014 – KN

If golf course community living has been part of your vision of a dream home, then now is the time to come to Beaumont and visit the Coloniale Estates Sales Centre. You’ll find everything that you expected from a golf course community except for one thing: high prices.

All Mattamy homes also come with two trees and fully sodded yards, so the neighourhood is green not brown.

You’ll find that Mattamy builds homes that are worthy of your family memories.

The Walnut Showhome, Coloniale Estates

Great Community Features for

ALL SEASONS

MATTAMY HOMES

From 1 Home in 1972 to 70,000 Homes Now

The master community plan allows for gathering

Mattamy Homes is Canada’s largest new home builder

spaces where neighbours can enjoy each other’s

and is well-established in The Greater Toronto Area,

TEDMONTON_1018445_NHG company.Annual_3FP_Mag.indd The walking/biking trails allow for3short

Ottawa, Calgary and throughout the United States in

The Walnut Showhome, Coloniale Estates, Edmonton

For information on all Mattamy communities, visit: mattamyhomes.com Sales Centre Hours: Monday to Thursday 2pm-8pm; Friday to Sunday and Holidays 12pm-5pm Sales Centre: 274 Reichert Drive, AB, Beaumont, T4X 0B9 Phone: 780-929-1111 Email: sls_beaumont@mattamycorp.com 69

2014-11-13 1:12 PM

//MONEY MATTERS

JANUARY IS

“make do” month » by GAIL VAZ-OXLADE If there’s any month when you’re most likely to wonder if all the bills will get paid, it’s January. After the

GAIL VAZ-OXLADE

is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

feverish rush of the holidays and all the unexpected expenses that popped up, no doubt things will be a little tight.

Add the extra cost of heating and the jump in “fresh” food prices and you’ll be looking for ways to trim back.

Enter Make Do Month. Th is is the month when you stretch everything a little farther so you spend a lot less. If you get invited to a party, you don’t rush out and buy something new, you get creative and shop from your closet.

And if you need a little something different, you shop from a friend’s closet. Or hold a clothing exchange.

What you don’t do is spend money!

When the weather is warm, it’s easy to do lots of free things. When it’s cold, entertainment gets more expensive.

Sure, there’s that great movie you’d love to take the family to for a night out of the house. For a family of four, you’re probably looking at $100 or more with popcorn and drinks. Recycle a movie you already own or do a movie swap with friends, add some home-made popcorn and a 12-pack of pop and you can probably do it for $10. Now that’s making do!

January is also a good month to experiment with a new routine as you make do. If you’re used to buying coffee every day, brew your own at home or work and save big-time. If you regularly go out for lunch, pack one from home for four out of every five days and not only will you drop those holiday pounds, you’ll be able to pay off that holiday debt.

70 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

But what if you have family or friends whose birthday falls in January. You’ll have to buy something. No you don’t.

You can give something of yourself instead of something purchased. Make their favorite cookies, offer to cook them a meal or a bunch of meals for the freezer for those extra busy workdays, or create a coupon for three nights of free babysitting. Maybe you’re a computer genius and can offer to do maintenance or repairs. Perhaps you’re a mechanic and can offer a tune-up. Substitute your energy for spending money.

After the buzz of the holidays, you’ll no doubt be happy to stay home for the fi rst couple of weeks. Then you may start feeling itchy. You’ve got to get out. You can feel the walls closing in. Time to hit that great new restaurant that just opened up, or head out to the clubs. Wait a minute. Th is is Make Do Month.

Call up a couple of friend and throw a pot-luck game night instead. See if you can do it at their house this time.

Start a tradition of once-a-month games or poker nights and rotate from one friend’s home to another. No one says you can’t have fun in Make Do Month. You just can’t spend gobs of money.

Make Do Month is a conscious decision to stretch every dollar as far as it will go. Try it and see if just becoming conscious save you money. I’ll bet you’re pleasantly surprised.

BEAUMONT

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 71

New 2015 Annual Coming soon

On Now! Watch for it!

OnStands Stands Now! October 2012

The stories behind Edmontonâ&#x20AC;&#x2122;s top builders, developers & new communities

72 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

southeast

2

1 MAPLERIDGE & OAKRIDGE COMMUNITIES

3 LAUREL

5 MAPLE CREST

2 TAMARACK

4 LAUREL CROSSING

6 WILLOW HAVEN

DEVELOPER: Maple Ridge & Oak Ridge Communities BUILDERS: Country Hills Homes LOCATION: 17 Street between Sherwood Park Freeway and Whitemud Drive DEVELOPER: Dream Unlimited Corp.

BUILDERS: Landmark Communities, LOCATION: From Whitemud go South on 17 Street & follow the signs to Tamarack Gate

DEVELOPER: Dream Unlimited Corp.

BUILDERS: Coventry Homes, Crystal Creek Homes, Landmark Homes, Landmark Legacy Homes, Lincolnberg Master Builder, Landmark Communities LOCATION: South of 23 Avenue and East of 34 Street DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, Landmark Homes, Tristate Signature Homes, Bedrock Homes, Connect Homes LOCATION:34 Street & 16A Avenue

DEVELOPER: Dream Unlimited Corp.

BUILDERS: Homes by Avi, Coventry Homes, Crystal Creek Homes, Landmark Legacy, Landmark Communities, Bedrock Homes LOCATION: Maple Road (38th Avenue NW) and 8th Street DEVELOPER: CarringtonLand BUILDERS: Bedrock Homes LOCATION: 5624 7th Ave SW.

7 TAMARACK COMMON

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, & Parkwood Master Builder LOCATION: 17 Street and 23 Avenue, south of Millcreek Nursery

73

SOUTHEAST

SOUTHEAST

//QUICK TIPS

START THE NEW YEAR WITH

a new attitude » by HELLEN BUTTIGIEG Everyone has a list of things they’d like to accomplish, and a new year is the perfect time for a fresh start. Getting organized is a major resolution, and not an easy one to keep. It’s even difficult to figure out where to start on the road to becoming organized. Start by trying out some of these organizational tactics: HELLEN BUTTIGIEG is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on getting organized, visit WeOrganizeU.com and sign up for the free newsletter.

Keep your New Year’s resolutions. If you’ve resolved to get organized in 2015 but are already feeling discouraged, detach from the results and focus on the process. We often fail to reach our goals simply because they were unrealistic in the first place. The key is to do only what you can, but do it consistently. Just 15 minutes a day spent organizing will add up to seven hours a month and 84 hours a year! Commit to 15 minutes every day and make organizing part of your daily life.

Tackle quick tasks now. Adopt a “do it now” policy for anything that can be done in less than five minutes. For example, when a form needs to be filled out or a cheque has to be mailed, resist putting it off until the due date. This ensures that it won’t be forgotten or misplaced and frees up the mental energy unfinished business consumes.

Time-saving ways to shop. Pressed for time? Rather than wasting time running back and forth to the store, consider shopping online. The time and gas savings usually offset the cost of shipping. Some sites offer free delivery when you spend a minimum amount.

To save costs, keep an ongoing wish list and buy only when you have several items on the list. But make sure the site is secure before entering credit card information (look for the padlock in the browser window).

76 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

Keep rooms tidy in less than two minutes. Items that don’t belong in a room are the main contributors to visual clutter.

Get into the habit of removing “move elsewhere items” when you leave the room, and placing them on their way to where they do belong. You’ll be amazed at how effective this technique can be in keeping rooms tidy with minimal effort.

Tidy doesn’t mean perfect. Organizing is not necessarily about how it looks, it’s about how it works. If you are not naturally neat, avoid storing everything behind closed doors.

Not only can it make you feel ill at ease, it may also be virtually impossible for you to maintain that kind of system. Choose furniture pieces that provide visible storage instead, like a coffee table with shelves underneath. Keep the system low maintenance. If you never seem to get around to hanging your clothes on hangers, place some open bins in your closet.

Purging for “fraidy-cats.” If you keep every paper that enters your home because you’re afraid you might need it someday, here’s a way to ease the fear. Designate a temporary holding tank, a box or bin for papers you don’t need, which you’ll dump once a month. Knowing that these papers won’t be tossed immediately and will be there “just in case” lessens the anxiety of letting them go.

Store your sheets in sets in the linen closet. For each set, fold the flat sheet, the fitted sheet and one pillowcase. Place the set inside the remaining pillowcase. These tidy packages stack nicely on the shelves and make changing the sheets quick and easy. Fabric softener sheets tucked into the linen closet will keep bedding smelling fresh.

Encourage filing, discourage piling. Keep extra file folders in the back of your filing drawer, and have a label-maker handy.

Having these supplies ready to go will encourage you to quickly create new files as you need them rather than pile papers on top of your filing cabinet “just for now.”

Accomplish more in your day by knowing your style.

Understand your high/low energy periods and schedule your daily tasks accordingly – tough tasks during your high-energy periods and less-demanding tasks during the low ones.

Also consider your work style when planning your day.

You’ll be amazed at how much more you can accomplish by keeping your style in mind when planning your activities from day to day.

SOUTHEAST

Built Green (20/3)-/cb

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 77

FORT SASKATCHEWAN Y

HW

THE PLACE FORT TO BE FOR SASKATCHEWAN EVERYONE...

COME BUILD ★ ★ YOUR FUTURE WITH US ★ STRATA DEVELOPMENTS 15

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For lot information call Andrew. 780.822.0086 THE ESTATES THE RIDGE LOTS 1/3 Acre & Up! New single family &

NEW SHOWHOMES NOW OPEN! See new and unique designs in New Home construction, all in one community.

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THE MEADOWS The perfect place for your growing family!

Landover Homes 780-416-9122 Stoneridge Homes 780-997-0525

duplex houses from: Anez Homes, Bold Homes, BR Homes, CMK Homes, Glenora Homes, Homes By Sidney, Thomsen Built.

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78 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

1 5 7

4

2 3

1 SOUTHPOINTE

DEVELOPER: MLC Group BUILDERS: Active Homes, Impact Homes, Rosecroft Custom Homes LOCATION: Junction of Hwy. 21 and Hwy. 15 on 94 Street

2 SOUTHFORT RIDGE

DEVELOPER: Strata Developments BUILDERS: Anez Homes, Bold Homes, BR Homes, CMK Homes, Glenora Homes, Homes By Sidney, Thomsen Built LOCATION: Southfort Blvd & Ridgeland Way

3 SOUTHFORT MEADOWS DEVELOPER: Strata Developments BUILDERS: Landover Homes, Stoneridge Homes LOCATION: Southfort Drive & Meadowview Drive

4 SOUTHFORT ESTATES

DEVELOPER: Strata Developments BUILDERS: Open to public LOCATION: Southfort Drive & Greenfield Way

5 FOREST RIDGE IN WEST PARK

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Connect Homes Homes by Santos, Victory Homes, Open LOCATION: Westpark Drive & Cranberry Bend

6 WEST WOODLANDS

DEVELOPER: Strata Developments BUILDERS: Oleksyn Homes, Clearview Homes, Open.

LOCATION: 55 St. & Sunset cres. Bruderheim

7 SIENNA

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Rohit Communities, LOCATION: 94 St. & Sienna Blvd.

AREA INFO • POPULATION: Over 18,653 • LOCATED: Adjacent to the northeast boundary of the provincial capital, the City of Edmonton-15 minutes close.

• SCHOOLS: 6 Public Schools, 3 Separate Schools, 1 Christian School.

• GROCERY: Sobey’s Station Square, Canada Safeway, No Frills.

• RECREATION & CULTURE FACILITIES: Dow Centennial Centre, Tennis courts, campground, baseball diamonds, golf course, indoor pool, outdoor ice rinks (2), curling rink, 3 arenas, indoor soccer, gymnasium, fitness centre, performing arts theatre, visual arts gallery, pottery studio.

• MEDICAL FACILITIES: New Hospital Opening in 2012, 5 Medical Clinics.

• PARKS & PATHWAYS: 360 hectares of park/ recreational/ natural land with 30 kilometres of paved trails for walking, running, biking, rollerblading and cross-country skiing.

A quiet, friendly, family oriented community.

“Life is good here!”

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DEVELOPER: Genstar Development Co. BUILDERS: Coventry Homes, Park Royal Homes, Landmark Homes, Christensen Developments, Rohit Communities, Homes by Avi, Marcson Homes, Daytona Homes Master Builder LOCATION: Lakeland Drive & Aspen Trail

2 FOXBORO

DEVELOPER: Qualico Communities BUILDERS: Challenger Homes, ReidBuilt Homes, MacLachlan Mitchell Homes LOCATION: East of Clover Bar Road on Foxboro Drive

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DEVELOPER: Strata Developments BUILDERS: Open LOCATION: 4 miles east of Sherwood Park on Baseline Road North at RR 824 to Ardrossan NEW LOTS COMING SOON!

4 LAKELAND RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Landmark Homes, Rohit Communities, LOCATION: Lakeland Drive & Campbell Rd.

5 SUMMERWOOD

DEVELOPER: Qualico Communities BUILDERS: Jayman MasterBUILT, Pacesetter Homes, Open LOCATION: East of Clover Bar Rd. North of Baseline Rd. on Lakeland Dr.

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal » Calculate your mortgage payments using the mortgage payment calculation chart

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 81

// HOMEBUYERS’ HELP

Calculate your mortgage payments CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

DIVIDE BY 3

CHART FIGURE

AMORTIZATION AMOUNT

SPOUSE’S PRE-TAX INCOME

AFFORDABLE MONTHLY PAYMENTS

AMOUNT OF MORTGAGE DIVIDED BY 1,000

ESTIMATED MONTHLY TAXES & HEAT

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

MORTGAGE PAYMENT CALCULATION CHART INTEREST RATES %

AMORTIZATION PERIODS 10 YRS

15 YRS

20 YRS

25 YRS

30 YRS

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

82 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

05

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 07

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage interest rates FINANCIAL INSTITUTION

VARIABLE 6 months

1 year

2 years

3 years

4 years

5 years

ATB Financial

2.700

4.000

2.940

2.890

2.990

3.040

3.240

Bank of Montreal / BMO

3.000

4.000

3.140

3.040

3.850

4.390

4.990

Bank of Nova Scotia

3.100

4.550

3.290

3.140

3.440

3.940

4.790

CIBC Mortgages

3.000

4.450

2.990

2.940

3.650

4.240

4.990

Canadian Western Bank

3.200

4.000

3.140

3.040

3.650

4.200

4.990

Canadian Western Trust

3.200

4.000

3.140

3.040

3.650

4.200

4.990

Effort Trust

-

4.450

3.450

3.600

3.700

4.600

4.950

Equitable Bank

-

-

3.140

3.140

3.950

4.540

4.940

First Calgary Financial

-

4.000

2.890

2.890

3.190

3.390

3.290

First National Financial

2.450

3.950

2.990

2.590

2.690

2.890

3.090

FirstOntario Credit Un.

2.600

4.240

3.090

3.140

3.290

2.940

3.090

HSBC Bank Canada

3.100

4.450

3.540

3.040

3.540

4.240

4.940

Home Trust Company

2.500

3.950

2.890

2.890

2.790

2.940

2.950

ICICI Bank Canada

3.050

-

3.150

3.650

3.640

3.690

3.890

Investors Group Trust

3.000

4.200

3.140

3.140

3.750

4.640

4.990

Laurentian Bank Canada

3.000

4.400

3.140

3.140

3.500

4.390

4.790

League Svgs & Mortgage

-

4.000

3.140

3.040

3.100

3.140

3.190

Libro Credit Union

-

3.900

3.150

3.150

3.150

3.200

3.250

London Life

3.000

4.200

3.140

3.140

3.750

4.640

4.990

Manulife Bank

2.700

4.450

3.000

3.040

3.040

3.090

3.090

Manulife Trust

-

4.450

3.000

3.040

3.040

3.090

3.090

Meridian Credit Union

2.750

4.000

3.090

2.650

3.650

3.290

3.190

National Bank

3.000

4.400

3.140

3.040

3.750

4.390

4.790

-

4.500

3.150

3.500

3.750

3.850

3.950

President’s Choice Fin’l

3.000

6.190

3.190

2.940

3.590

4.040

4.440

Royal Bank of Canada

3.000

3.140

3.140

3.140

3.950

4.540

4.940

Servus Credit Union

-

4.000

3.090

3.040

3.440

3.940

4.790

Steinbach Credit Union

-

-

2.750

2.850

2.950

3.050

3.100

T-D Mortgage

3.000

3.140

2.990

2.940

3.440

3.940

4.790

Tangerine

3.000

-

3.190

3.240

3.490

3.690

3.790

Peace Hills Trust

MORTGAGE TYPES ALL MORTGAGES ARE OF TWO BASIC TYPES: CONVENTIONAL: The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.

The buyer has to pay 20% down.

A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-R ATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONS You can choose any of these mortgage options which fit into the two basic mortgage types.

Lenders may even customize these options to suit your needs.

OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.

A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE: Flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

PREPARED BY CANNEX ON JANUARY 6, 2015 AT 14:30:23 ET. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2014 CANNEX Financial Exchanges Limited. All rights reserved. Legal Notices

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 83

Home Builders Aacropolis Homes Alldritt Homes Artisan Homes Inc. Bedrock Homes Boss Homes

web directory

www.alldritthomes.com www.artisancommunities.ca www.bedrockhomes.ca www.bosshomes.ca

Brookfield Residential

www.livebrookfield.com

Caliber Master Builder

www.calibermasterbuilder.ca

Cameron Homes Inc.

www.cameronhomes.ca

Cami Comfort Homes

www.camicomforthomes.ca

Canyon Spring Master Builder Carriage Signature Homes Celebration Homes

www.canyonspringhomes.com www.carriagesignature.com www.celebrationhomes.ca

Cobblestone Master Builder

www.mycobblestone.ca

Concept Homes

www.concepthomes.ca

Compass Rose Homes Inc.

www.compassrose.ca

Country Hills Home Sales

www.countryhillshomes.com

Coventry Homes Daytona Homes Master Builder Design Innovations

www.coventry-homes.com www.daytonahomes.ca www.designinnovationsinc.com

Dolce Vita Homes LP

www. dolcevitahomes.ca

Effect Home Builders

www.effecthomes.ca

Encore Master Builder

www.encorehomes.ca

Enitity Homes

www.entityhomes.ca

Fekete Homes

www.feketehomes.ca

Green Living Homes Gannet Homes Master Builder Homes by Avi Homes by Santos Construction

84 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

www.aacropolishomes.com

www.greenlivinghomes.ca www.gannethomes.com www.homesbyavi.com www.santoshomes.ca

Homexx Corporation

www.homexx.ca

Iconic Estate Homes

www.iconichomes.ca

Impact Homes

www.impacthomes.ca

Innovations by Jayman

www.jayman.com

Jayman MasterBUILT

www.jayman.com

Kimberley Homes Landmark Group of Builders MacLachlan & Mitchell Homes Maple Isle Homes Marco Antonio Homes

www.buildwithkimberley.ca www.landmarkgroup.ca www.macmitch-homes.com www.mapleislehomes.ca www.marcoantoniohomes.com

Mattamy Homes

www.mattamyhomes.com

Morrison Homes

www.morrisonhomes.ca

Pacesetter Homes

www.yourpacesetter.com

Parkwood Master Builder Perry Signature Homes Inc. Pompei Homes ReidBuilt Homes Rococo Homes Rohit Communities Rosecroft Custom Homes Sabal Homes

www.parkwoodmasterbuilder.com www.perryhomes.ca www.pompeihomes.com www.reidbuilthomes.com www.rococohomesinc.ca www.rohitcommunities.com www.rosecroftcustom homes.com www.sabalhomes.com

San Rufo Homes

www.sanrufohomes.com

S2 Squared by Sterling Homes

www.sterlingsquared.ca

Sterling Homes Edmonton Ltd.

www.thomsenbuilt.com

Urban Living by Landmark

www.landmarkurban.ca

Vickyâ&#x20AC;&#x2122;s Homes

OUR HOMES COME IN A WIDE VARIETY of wide varieties

www.sterlingedmonton.com

Thomsen Built

Urbanity Custom Homes Ltd.

web directory

Duplexes & Townhomes

www.urbanityhomes.com www.vickyshomes.ca Rear - Detached Garage Homes

White Eagle Homes Ltd

Front - Attached Garage Homes

www.whiteeaglehomes.ca www.landmarkgroup.ca JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 85

webdirectoryad.indd 1

13-01-07 11:16 AM

Developers/Communities Allard in Heritage Valley by MLC Group / JCA Financial

www.allard.ca

Allard Heritage Valley by United Communities

www.allardheritagevalley.ca

Alpine Ridge in Terrace Heights by Qualico Communities Ambleside South by Qualico Communities Ambleside in Windermere Beaverbrook Developments Brookfield Residential Callaghan by Rohit Land Development Cameron Communities

web directory

Cameron Heights Canada Lands Company Canterra Developments Corp.

Chappelle Gardens by Brookfield Residential Creekwood Chappelle

www.alpine-ridge.ca www.amblesidesouth.com

www.amblesidewindermere.ca www.beaverbrook.ca www.livebrookfield.com www.liveincallaghan.com www.cameroncommunities.ca www.cameronheights.com www.villageatgriesbach.com www.canterradevelopments.com www.chappellegardens.com www.creekwoodchappelle.com

Cy Becker by Qualico Communities

www.cybecker.com

Desrochers Villages by MLC Group

www.desrochers-villages.com

Dream Development Eaglemont by MLC Group Edgemont by Brookfield Residential Forest Ridge by Qualico Communities

www.dream.ca www.eaglemont-beaumont.com www.myedgemont.ca www.forestridgefortsask.com

GARDENS

Fraser Vista by G3 Developments/Lamont Land Genstar Development Company Glenridding by United Communities Glenridding Heights by Rohit Land Development

www.chappellegardens.com 86 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

www.fraservista.ca www.genstar.com www.glenridding.ca www.glenriddingheights.com

Granville by Alldritt Land Corporation

www.mygranville.com

Graydon Hill by MLC Group

www.graydon-hill.com

Greenbury by Beaverbrook

www.greenbury.ca

Griesbach by Canada Lands

www.villageatgriesbach.com

Hampton Pointe by Beaverbrook Hampton Terrace by Qualico Communities

www.hamptonpointe.ca www.hamptonterraceedmonton.com

Harvest Ridge by Lamont Land

www.harvestridge.ca

Hawks Ridge at Big Lake Hawthorne at Heather Glen by Qualico Communities

www.hawksridge.ca www.hawthornesprucegrove.com

Hills of Twin Lakes Hopewell Residential

www.hillsoftwinlakes.com www.hopewellcommunities.com

Hudson Park by Beaverbrook

www.homesinhudson.ca

Keswick on the River

keswick-in-windermere.com

Kenton Village by Beaverbrook

www.kentonvillage.ca

Lake Summerside by Brookfield Residential Langdale in Windermere by Qualico Communities

www.lakesummerside.com www.langdale-windermere.com

Laurel Crossing by Qualico Communities

www.laurel-crossing.com

Laurel Green by Dream Development

www.livelaurelgreen.ca

Maclab Enterprises

www.maclab.com

Manning Village by Cameron Communities

www.manningvillage.com

Maple Crest by Dream Development

www.livemaplecrest.com

McConachie Landing by MLC Group/Cameron Dev Corp

www.mcconachie-landing.com

McConachie by Walton Development & Management L.P. MLC Group Montalet by United Communities Morningside Properties Newcastle by Qualico Communities ONE at Windermere

web directory

www.mcconachie.ca www.mlcland.com www.montalet.ca www.mymorningside.com

www.newcastle-edmonton.com www.oneatwindermere.com JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 87

Developers/Communities Paisley at Heritage Valley by Brookfield Residential

www.paisleycommunity.com

Palisades by MLC Group

www.palisades.ca

Palm Cove by Qualico Communities

www.palmcovesylvan.com

Prescott by Beaverbrook

www.liveinprescott.ca

Qualico Communities

www.qualicocommunities.com

Ravines of Devon by Qualico Communities

www.theravinesofdevon.com

Ravines of Richford by Rohit Land Development

www.ravinesofrichford.com

Reid Worldwide Corporation

web directory

www.rwwc.ca

Robinson by Beaverbrook

www.LiveInRobinson.ca

Ruisseau by Qualico Communities

www.ruisseau-beaumont.com

Secord by Hopewell Residential

www.liveinsecord.ca

Sienna by Qualico Communities

www.sienna-fortsask.com

Silverstone by Qualico Communities

www.silverstone-stonyplain.com

Southcreek by Qualico Communities

www.southcreek.ca

South Pointe by MLC Group

www.south-pointe.ca

Spring Lake Ranch

www.springlakeranch.ca

Springate at Spruce Ridge by Qualico Communities

www.springatesprucegrove.com

Spruce Village by Beaverbrook

www.sprucevillage.ca

Starling at Big Lake by Rohit Land Development Strata Developments Summerwood by Qualico Communities

www.stratadevelopments.ca www.summerwoodsherwoodpark.com

Suntree Tamarack by Dream Development Tamarack Common by Qualico Communities The Club & Residences of Riverâ&#x20AC;&#x2122;s Gate by Beaverbrook.

The Estates at Waters Edge

88 NEW HOME GUIDE | JAN 16 - FEB 13, 2015

www.StarlingAtBigLake.com

www.liveinsuntree.ca www.livetamarack.com www.tamarackcommon.com www.riversgate.ca www.WatersEdgeEstates.ca

The Orchards at Ellerslie by Brookfield Residential

www.theorchards.ca

The Terrace at Schonsee by Brookfield Residential

www.discovertheterrace.ca

Thomas Creek

www.CalmarThomasCreek.com

Timberidge at Edgemont by Rohit Land Development

www.timberidgeatedgemont.com

Triomphe by MLC Group

www.triomphe-beaumont.com

Trumpeter by United Communities

www.trumpeterbiglake.ca

Tuscany Hills by United Communities

www.tuscanyhills.ca

United Communities

www.unitedcommunities.com

Upper Windermere by Beaverbrook

www.upperwindermere.com

Vita Crystallina Nera

www.liveatvita.com

Villas on the Ravine

www.villasontheravine.com

Walker Lakes North by MLC Group / Cameron Dev Corp Walker Lakes Station by MLC Group / JCA Financial Walker Summit by United Communities

www.waltondm.com

Westerra by Qualico Communities

www.westerrastonyplain.com

Windermere Ridge by Beaverbrook

www.windermereridge.ca

Windermere South

www.windermere-south.ca

Windrose

www.liveinwindrose.ca

Woodhaven - Edgemont

www.woodhavenedgemont.com

The Woods at Kenton by Beaverbrook

www.woodsatkenton.ca

Related Business Edmonton Custom Decks Edmonton New Home Information Edmonton New Home Guide SLC Ltd.

www.walkerlakes-station.ca www.walkersummit.com

Walton Development and Management L.P.

Canadian Home Buildersâ&#x20AC;&#x2122; Association - Alberta

www.walkerlakes-north.com

web directory

www.chbaalberta.ca

www.edmontoncustomdecks.com www.new-home.com www.NewHomeGuide.ca www.shaneslandscaping.com

JAN 16 - FEB 13, 2015 | NEW HOME GUIDE 89