Issuu

Jun 21 - Jul 19, 2013 Volume 21 Issue 07

INSIDE THIS ISSUE

CANADIANS CONFIDENT IN HOUSING MARKET

TIPS TO HELP YOU CHOOSE A MOVER

AFFORDABILITY IMPROVES FOR EDMONTON CONDOS

MORE TIME MORE CHOICE

MORE FREEDOM The Name In Active Adult Living THE NAME IN ACTIVE ADULT With over 30 years of experience creating award winning multifamilyLIVING urban villages for adults Withseniors, over 30 years of experience creating award urban villages forsurrounding adults and seniors, and Christenson Developments haswinning been multi-family providing Edmonton and with Christenson Developments has been providing Edmonton and surrounding areas with more than just a home. more than just a home.

McCrae Estates

Reflections

Eton Park Villas

Winning Village at Griesbach Includes: INCLUDES: • Spacious floorplans • Spacious ﬂoorplans Premium finishings • Premium ﬁnishings 6 Appliances •6 appliances parking Underground • Underground parking

Includes: INCLUDES: • Concrete and steel construction Stainless basements steel appliances ••Finished and GST granite, & ceramics ••6Hardwood, appliances Staring fromand $259,800 ••Hardwood ceramics • Spacious ﬂoorplans

Includes: INCLUDES: • Finished basements and GST Stainless basements steel appliances •• Finished and GST hardwood, ceramics •• 6Granite, appliances Immediate possessions available •• Hardwood and ceramics • Spacious ﬂoorplans

Estates PH:McCrae 780.406.7530 PH: 780.406.7530 Edmonton, Located In Award Winning Edmonton, Located in Award Village at Griesbach

Villas at Lacombe Park PH: 780.975.8866 PH: 780.903.2465 Sherwood Park, At Centre In St.Park Albert, Adult Bungalows The

Avalon Villas PH: 780.903.2465 PH: 780.995.3713 Sherwood Park, Adult Bungalows, Only 3 Leduc, Adult Bungalows Remaining!

VISIT US ONLINE AT CDLHOMES.COM

G u i d i n g P e o p l e H o m e Fo r O ve r 3 0 Ye a r s

Citadel Village

Villas At Lacombe Park McCrae Estates

ST.ALBERT

Emerald Hills Eton Park Villas Eton Park Estates

Alta Vista Glastonbury Village

A BEAUTIFUL HOME

EDMONTON

REFLECTING YOUR STYLE SHERWOOD PARK

Southwoods

Center At The Park

A BEAUTIFUL 4-STOREY BUILDING WITH SPACIOUS 1 OR 2 BEDROOM FLOOR PLANS TO CALL HOME Bedford Village Reflections

Reﬂections -LEDUC A innovative building located in Centre in the Park, a uniquely designed community. It is a vibrant, pedestrian friendly neighbourhood where Avalon people live, work, and play. Villas Reﬂections location is only one of its many outstanding features, which also includes secured underground parking, air conditioning, stainless steel appliances, granite countertops, and

Villas/Bungalows

Legend contemporary styling. Reﬂections offers residents Senior Community convenience in the nearby amenities such as tennis Devonshire Village Villas/Bungalows courts, a golf course, swimming pools, Estate theatres and Condos the Sherwood Park shopping mall Visit our presentation center on 2021 Sherwood Drive, Sherwood Park in Centre in the Park. Show Centre open Mon-Thurs 1-6pm and Weekends 1-5pm.

Estate Condos

Eton Park Villas

Alta Vista

Villas At Lacombe Park

McCrae Estates

Avalon Villas

Reflections

• 780.903.2465 • 780.903.2465 • 780.995.3713

• 780.497.7245 • 780.406.7530 • 780.975.8866

Glastonbury Village • 780.934.6636

STARTING IN THE $270’S

Eton Park Estates • 780.975.8866

Senior Living

Bedford Village • 780.975.8866

Citadel Village • 780.934.6636

Devonshire Village • 780.934.6636

Southwoods

• 780.432.3222

FOR MORE INFORMATION CALL 780.410.0004 NewCondoGuide.com | VOLUME 21 ISSUE 07 | NEW CONDO GUIDE 3

In West Edmonton

2035 Grantham Court

www.vipliving.ca

a rdia n Rd.

199 St. NW

Like us on

Anthony Henday Dr.

Follow Guardian Road Left on Grantham Court

Whitemud Dr. NW Grantham Ct

Mon-Thur: 1 pm to 7 pm Sat, Sun & Hol: 1 pm to 5 pm Closed Fridays

Tel: 780 930 1518 / Cell: 780 445 4248

2.59% FINANCING

ARRIVE IN ST YLE, L I V E I N S U B S TA N C E •BUILDING 1 SOLD OUT• •BUILDING 2 95% SOLD• •BUILDING 3 MOVE IN SUMMER•

Jayman Financial

R The Ion in Ambleside. A choices up to 965 sq ft. With 4 outstanding decor themes and prime corner suites (limited) overlooking the pond/pathways The Ion is the ultimate upgrade or downsize. Just a short walk from the new VIP cineplex, grocery stores, restaurants, retail and medical in the new Currents shopping centre you are at the center of it all. Also, make sure to bring everyone, pets are welcomed!

1 bedroom from

183,837

+gst

from $837/month

2 bedroom up to

419,660

+gst Water and City Views

Allan Dr.

ill Rd bit H

Anderson Way

Rab

Windermere Dr.

Ellerslie Rd.

PREMIUM A’LA CARTE FEATURES HOUSED UNDER 9’ CEILING

• Energy Star stainless steel appliances* (includes bottom mount fridge, convection oven, microwave and dish washer) • Modern entertainment suite with •E 10’ TV screen for social gatherings • Quartz waterfall countertops* • Courtyard with BBQ area that • Shag carpeting * • Washer and Dryer • Storage area comfortably seats 20 • 42” cabinets • Large windows • Fully equipped Life Fitness exercise room • Gas line RI on balcony • Guest suite for visiting relatives • Vehicle facilities – Underground, above and visitor parking MOVE IN SUMMER • Contemporary blind package

AMENITIES THAT BALANCE YOUR LIFESTYLE

ioncondos.com

•••

2584 Anderson Way SW • Mon-Thurs 2-8pm • Fri-Sun & Holidays Noon - 5 pm • 780.756.3881 *MONTHLY PAYMENTS AND QUALIFYING INCOME BASED ON 5% DOWN PAYMENT, 3 YEAR AT 2.54%, 6 MONTH RATE HOLD 25 YEAR AMORTIZATION AND DOES NOT INCLUDE CONDO FEES AND PROPERTY TAX. INSURANCE PREMIUMS APPLY. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. SOME CONDITIONS APPLY. CLIENTS MAY HAVE TO QUALIFY AT A HIGHER RATE. O.A.C., E. & O.E.

BEST TOWNHOME VALUE IN AMBLESIDE frOM

292,370 + G S T

The Lillium - 3 bedroom two-storey

2 bedroom 3 storey with heated garage; 1551 sq ft finished

An exclusive collection of 2 & 3 bedroom townhomes with garage surrounded by AN ABUNDANCE OF GREEN PARK SPACE, FUTURE SCHOOL SITE, AND PLAYGROUND

3 bedroom 2 storey with heated garage; 1344 sq ft finished optional 586 sq ft lower level development Double master options available • 2.5 baths • 9’ ceilings • Full height ceramic tile backsplash • Stainless steel appliances • Washer and dryer • Quartz countertop • Shag carpeting • Wider stairwells • Huge balconies & windows • Laminate and ceramic tile flooring • Maintenance free living (includes snow removal and landscape maintenance)

1332 /month $ 292,370 +GST

2 bedroom from

60d% Out

Sol

• Next to a 4 acre park, future school/park space and near a community pond with walking trails, landscaping, benches and viewing areas • Short walk to the new VIP Cineplex, grocery stores, restaurants, retail and dental/medical in the Currents shopping centre

Qualifying income $58,629 CURRENTS RETAIL

1430 313,800 +GST

3 bedroom from

/month

Qualifying income $62,707

PARK /PLAYGROUND PARK

POND PATHWAYS

Alla Anderson Way

Ellerslie Rd.

MOVE IN NOW youareeve.com

3710 Allan Drive SW Mon-Thurs 2-8 pm Sat-Sun & holidays 12-5 pm 587.520.1563 7

June Eve Condo Guide.indd 1

6/17/2013 9:39:24 AM

table of contents

June 21 to July 19, 2013 volume 21 issue 7

28 Harmonious living in the heart of edmonton

columns, news & features

018 editorâ€™s note ColumnS

024 Mortgage talk Understanding the mortgage prepayment charge

by michelle oranchuk

062 m ake your move Do your research and choose your mover wisely by dan hopkins

070 chba - alberta Thinking Green when buying a new home by jim rivait

074 quick tips Seven steps to de-cluttering for a move by hellen buttigieg

093 fundamentally speaking Homeownership affordability improving for Edmonton condos by wayne karl

IN THE news

056 BMO Canadians confident in housing market

088 r ecreational property Consumers optimistic about Canadian recreational property features

051 p roject profile The Ion 3 â€“ arrive in style, live in substance 080 style file Energize your highrise by yanic simard

Vice-President, Wall2Wall Media

Jacqueline Hill Editor-In-Chief

Susan Legge Director of Sales, Western Canada

Josh Heppner Editor

Wayne Karl Lydia McNutt (on leave) Art Director

Sarah Jang Contributing Editors

Sara Duck Elisa Krovblit Design Editor

Yanic Simard Media Consultant

Shelley Balla 587.784.4044

Production Manager

Bala Gnanapandithan Production Co-ordinator

Laura Northmore Graphic Designer

Caroline Wassef National Account Manager, Mediative

Paul Slizys Published By

PO Box 458 Station Main Edmonton, AB T5J 2K1

Copyright 2013 Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. Homebuyers’ Help

019 web directory 036 choosing a builder Choosing a condo builder and making the right decision 042 finances Is your money being eaten away by fees? 076 design tips De-stressing design decisions 078 Finances Family budgeting 101

095 Homebuyers’ Help Condo Buyers’ Resource Section 098 CONDO hunter’s CHECKLIST Carry this list with you and take notes Project Location Maps

027 Downtown 037 South Central 041 South East 045 South West 059 Sherwood Park 061 Leduc

063 Beaumont 065 North East 069 North West 077 Gibbons 079 Fort Saskatchewan 081 Morinville 083 St. Albert 087 West 090 Spruce Grove 092 Stony Plain

Advertising rates

T 587.784.4044 email shelley.balla@wall2wallmedia.com Circulation Edmonton’s New Condo Guide is

published every four weeks, 13 times per year. To submit articles or advertising, we are located at PO Box 458 Station Main Edmonton, AB T5J 2K1. New Condo Guide is free to the public.

Editorial Submissions from interested parties will be considered. Please submit to susan.legge@wall2wallmedia.com

The views and data expressed by columnists do not necessarily represent those of the publication.

Show SuiTe

NOW OPEN

Secord cornerS Luxury TownhomeS deSigned for Todayâ€™S buyer

ords like stylish, modern & even a little bit sexy come to mind as you enter the Secord Corners Townhomes. Gleaming granite countertops, large windows and a glass tile backsplash in the kitchen give the space a sleek, urban feeling while features like the large rear deck & oversize double attached garage are exactly what suburban buyers are looking for. Innovative finishes like glass walls instead of the usual spindle stair railings allow light to flow throughout the home. Thoughtfully positioned in the west end of Edmonton, Secord Corners townhomes are located in the gorgeous community of Secord. This family oriented community is just off past Lewis Estates and provides easy access to West Edmonton Mall plus the Whitemud and Anthony Henday freeways.

12 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

Just a stoneâ€™s throw away from grocery stores and the established community of Parkland, Secord Corners offers spectacular value for residents. Easily accessible and close to many amenities, these townhomes are the exactly what northwest Edmonton has been waiting for. Perfectly sized at 1536 square feet, these homes have been specifically designed to maximize the floor space. The open concept design allows one room to flow into another, giving the overall impression of a much larger home. A spacious gourmet style kitchen with a convenient eating bar is ideal for active families or professional couples with hectic lifestyles while the dining nook is the perfect spot for family meals or a party. The great room features plenty of room for a luxurious flat screen TV, an oversize window and has lots of room for entertaining. A well-placed half bath is very convenient for both

YELLOWHEAD TRAIL

STONY PLAIN RD.

green dr. 87 ave. n w

SECORD Sales Center

178 ST.

webb e

anthony henday dr.

217 ST.

Lake

215 ST.

winterburn rd. blvd. ord sec

STONY PLAIN RD.

WHITEMUD DR.

residents and guests. Upstairs, three generous bedrooms offer fantastic space for children or make excellent offices or hobby rooms. The master suite is a great size and comes with a large walk in closet and four-piece ensuite. Another four-piece bathroom completes this level. The lower level of the home contains the laundry room, storage room and oversize double garage. Many valuable upgraded features of these homes include five appliances, an oversized deck and full landscaping of both front and back yards. The extra deep double attached rear garage has additional storage for the kids stuff or recreational equipment. Secord Corners Townhomes have been planned and are being constructed by Footprint Developments. This company specializes in creating greater Edmonton’s most value rich townhome communities. Very popular with

today’s buyers, their first development, Terwillegar Corners, sold out in just months. Secord Corners Townhomes are master crafted and come complete with valuable, upgraded features and finishes. Only 48 townhomes in Phase 1 are available in this private community, so do not wait to reserve yours! Priced from the $270’s these homes are definitely west Edmonton’s most impressive new home opportunity. For more information about Secord Corners Townhomes, please call 780.966.6524 or visit their show home at the ultra successful MacTaggart Ridge project. They are located on Mullen Way in MacTaggart in southwest Edmonton. Check out www.secordcorners.ca for more details too.

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 13

EDMONTON’S URBAN VILLAGE STEELE & CONCRETE CONSTRUCTION

STARTING FROM

199,900

A forward-thinking heritage community

ome and be a part of an exciting new urban village in one of Edmonton’s most historic neighbourhoods! Station Pointe Village, located just one block from Belvedere LRT Station, is a great community for first-time buyers, families and seniors alike. Not only is its physical location optimal for commuters, but thanks to the planned community gardens, playgrounds, large amenity building, walking paths and large commercial spaces for daycares, bakeries, bistros, doctors’ offices, lawyers offices and more, Station Pointe Village perfect for most families, too. Add that to 375 units of one-, two- and three-bedroom condos—spread across five buildings— and you’ve got a vibrant community just waiting to, well...happen! Station Pointe Village is part of the City of Edmonton’s Fort Road Redevelopment initiative. The City of Edmonton selected BCM Developments, to be a part of the project, because of our high quality designs and innovative building techniques. We’ve been building in Western Canada for over 30 years, and we build with our patented steel and concrete system and use 80% post-consumer recycled materials—to make sure we’re taking care of our environment today and in the future. Together, we’ve been working together with the City to highlight the heritage of the area while improving the lands and surrounding neighbourhood. By maximizing on land use with functionally-designed residential homes, inviting park spaces, walking paths, biking paths and links to the LRT, the new Fort Road will be one of Edmonton’s best linked and desirable

www.stationpointe.com | 780-490-6008 | myhome@stationpointe.com 14

*EO&E

LOW CONDO FEES

guaranteed

BEST NEW HOME SELECTION 1 Bedroom + den 2 Bedroom, 2 full bath 3 Bedroom, 2 full bath Retail space available for purchase or lease (21,160 sq/ft)

PRE-SALES PRICING Be one of the ﬁrst 10 purchasers and receive over $25,000* in buyers incentives and upgrades.

family-friendly communities. Units are now pre-selling for the first of five buildings. Ground will be broken this spring, with the second building coming on in late winter 2014. Purchase now and you can pick from a long list of free free upgraded quartz countertops and laminate flooring, and get free condo fees for one year. Plus, stop by the trailer today to see if you’re eligible for the SmartBuy down payment assistance program. For more information visit us online at stationpointe.com or call 780-490-6008.

• Transit-oriented development • 1 block from Belvedere LRT Station • Patented steel & concrete development • Sustainable ECO friendly development • Low condo fees • Secure underground parking • Large amenity spaces • Family friendly, multi-generational community in place for over 30 years. BEST BUYERS INCENTIVES* such as the “SmartBuy Buyers Program” can’t put down all your down payment no problem we can work out the details give us a small deposit to get started and over the course of several months we will help you build up your total deposit needed. THE BEST MORTGAGE RATES and buyer programs around come in and get the details. BEST TIME TO SELECT your interior ﬁ nishes and colours and upgrade your appliances if you wish. Or just take the Free upgrades like stainless steel appliances, upgraded washer dryer and upgraded Composite Granite countertops and Vessel sinks in kitchen, bathrooms up to ($16,000.00*) UP TO 24 MONTHS of free condo fees up to ($7200.00*) FREE UPGRADED Window Blinds throughout ($3500.00*) FREE 12 MONTHS of Home Telephone, Internet, T.V. and PVR equipment. ($1500.00*).

SALES CENTRE

ON SITE shopping and amenities such as doctors, dentist, daycare and restaurants. Come see us to buy or lease your next new commercial location.

Address: 403 Belvedere Way (1/2 block east of 66 street, on Fort Road) Show Suite Hours: Mon-Thurs 3-7 PM, Sat-Sun & Holidays: 12-5 PM *EO&E

Bentley Condo Guide ad:Layout 1

6/17/13

4:47 PM

Page 1

Souped up kitchens you’ll flip over Smart and stylish design makes for some mean cuisine, and that’s what Grande Design homes are all about. But when it comes to quality craftsmanship, our homes couldn’t be more traditional. Grande Design townhomes are sleek, chic and dazzlingly modern in look, but built to last.

Visit GrandeDesign.ca for more information.

Modern Homes. Classic Values.

PRINCETON COURT 780-570-5065

LAKEVIEW TERRACE 587-520-6135

Prices starting in the $300’s

Prices starting in the $280’s

Sherwood Park

North Edmonton

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 17

EDITOR’S NOTE

Think you can’t afford a home?

AFFORDABLITY IMPROVING

SUSAN LEGGE

EDITOR-IN-CHIEF

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on facebook search: Condo Guide

Much like that bank commercial that says, “You’re richer than you think,” a new home may be more affordable than you originally thought. Perhaps you need only to change your definition of “home” to get into the market. While a detached home is the traditional choice for many, highrise and lowrise suites, lofts and townhomes have become a prime choice among first-time buyers and empty nesters in the market for new place to call home. Not only does townhouse and condominium living afford you the opportunity to live in a prime neighbourhood at a great starting price, when it’s time to move you can

often opt to remain in the same neighbourhood, since many communities offer a mix of designs and sizes, which allows families to relocate easily without having to change jobs or schools. Today’s communities generally have a range of sizes and prices that start at the “affordable” end of the price spectrum. Many builders and developers are gearing up for their grand openings and have new communities available for quick occupancy. It’s an exciting time to be shopping for a new place, so don’t miss this excellent buying opportunity. Have a look through this issue and see what you think. The home of your dreams is waiting.

Proximity premium

BEING CLOSE TO INFRASTRUCTURE MORE IMPORTANT THAN EVER

WAYNE KARL

EDITOR

Wall2Wall Media wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

The ongoing debate over infrastructure improvement – and more importantly, how to pay for it – continues to be a contentious issue. Many Canadian cities face a growing need to repair existing infrastructure that is decades old, as well as build new infrastructure to accommodate growth. The latest federal budget, tabled in March, promised increased funding for infrastructure improvement. Bodies representing the home building industry are weighing in with their needs and wants, and the potential impact of this issue on communities and homebuyers.

18 NEW CONDO GUIDE | VOLUME 21 ISSUE 07 | NewCondoGuide.com

Meanwhile, a recent survey from BMO Bank of Montreal shows that being close to public transit and having a short commute are among the top features people look for when buying a home. Do you see the predicament? Proximity and access to transit and amenities are critical for buyers and builders alike. New-home communities close to existing infrastructure – or committed expansions – are at an increasing premium. Prospective homebuyers should note this fact as they scout for their new home location.

Web Directory BUILDERS/DEVELOPERS

Find your next condo online, it’s easy! BUILDERS/DEVELOPERS

Abbey Lane Homes

www.abbeylanehomes.com

Secord Corners

www.secordcorners.ca

Albany Trails

www.albanytrails.ca

Serenity

www.liveserenity.ca

Californian Parkland

www.vipliving.ca

Solara at Skyview

www.solaraliving.ca

Callaghan Ravines

www.callaghanravines.com

Station Pointe Village

www.stationpointe.com

Carrington Communities

www.carrington.ca

Tenor on the River

www.touchstalbert.com

Christenson Developments Ltd. www.cdlhomes.com

Tessco Incorporated

www.edmontoncondo.com

Concept Homes

www.concepthomes.ca

The Icon

www.theicon.ca

Coventry Homes

www.coventry-homes.com

The Rushes of Southfork

www.rushesofsouthfork.ca

Daytona Homes Master Builder www.daytonahomes.ca

The Signature

www.signatureambleside.com

Encore Tower

www.encoretower.com

Ultima

www.ultimatower.ca

Footprint Developments

www.footprintdevelopments.ca

Victory Lane

www.victorytownhomes.com

Fox One

www.foxtowers.ca

Windermere Mansions

www.windermeremansions.com

Grande Design Homes

www.grandedesign.ca

Windermere Waters

www.windermerewaters.com

Homes by Avi

www.homesbyavi.com

Landmark Urban Living

www.landmarkgroup.ca

Maxx Urban Living

www.livemaxx.ca

Meridian Plaza

www.meridianplaza.ca

Park Homes

www.parkhomes.ca

Parkwood Master Builder

www.parkwoodmasterbuilder.com

Robert F. McLeod

www.robertmcleod.ca

Rohit Communities

www.rohitcommunities.com

RELATED BUSINESS Canadian Home Builders’ Association – Alberta

www.chbaalberta.ca

Canadian Home Builders’ Association – Edmonton

www.chbaedmonton.ca

››

If you wish to advertise your Web site in our Web Directory please call 587-784-4044

DON’T TELL ME. SHOW ME. Well, now we can. Showhomes are now open in Magrath and Clareview! What makes a home feel like home? The answer actually lies in the question. It’s the feel. At Landmark Group, we pride ourselves on building homes that feel just right. From standard upgrades like triple-pane windows that keep your home quiet and private, to spray foam insulation that keeps each room cozy and comfortable, we’re committed to feel. Don’t take our word for it, come feel for yourself.

ExEcutiVE tOwnhOmES with DOubLE DRiVE-unDER gaRagE

ClareView – FROM THE $270s 3625 144 Avenue 780-902-8924

SHowHoMe HourS:

MaGraTH – FROM THE $330s 2003 Rabbit Hill Road 780-702-3120

Mon-Thurs: 3-8pm Friday: Closed Sat, Sun & Holidays: 12-5pm

Interior photo may not be exactly as shown.

FULLY LOADED FROM $343 BI-WEEKLY* Aspen Meadows 5 condos – move in this summer! In-suite washer/dryer

Tile floors in bathroom/laundry

Hardwood in entry/ kitchen/living room Granite kitchen counters

Spruce

Tile backsplash

2 Bdm | 2 Bath 1,006 Sq. Ft.

42” maple kitchen cabinets Stainless steel kitchen appliances

OVER 70% SOLD | DOwn paymEnt aS LOw aS $8,450

ViSiT our SHow SuiTe: Mon-Thurs: 3-8pm Friday: Closed Sat, Sun & Holidays: 12-5pm

43 a

Ave

Dr NW

(780) 701-3085

23 St N W

#117, 2204 44 Avenue in southeast Edmonton

item ud

*Based on 5% down, 2.59%, 3 year term, at 25 years amortization (includes CMHC and GST). Subject to change.

17 St NW

marke t mar t s with

Jim Malner

So, you’ve purchased a new home. Saved your pennies until they were dollars. Did the appropriate amount of research to find the ideal neighbourhood with the right amenities. Worked through dozens of floor plans with a litany of builders. Negotiated the best deal you could. Went to the bank and borrowed enough money to get a slightly queasy feeling in your stomach. Went back to the sales centre and signed the purchase agreement which has finally been approved and then – nothing. First nothing for days, then weeks and dare I say maybe a month or two. After all that hard work by a purchaser there is a natural expectation that your builder will put every single one of his staff and resources into building your new home - now. After all it’s a big deal right? Well, most builders have to follow a rigid process and as hard as it may be for you to believe, they’re generally building more than one or two homes at a time. You should check with your builder to determine their specific building process, but generally they follow a fairly similar process. For you that means those days and weeks when apparently nothing is going on are indeed busy times in which your lot is being secured from the developer if in fact the builder did not own the lot themselves. I generally break the process down this way and it might help you understand why building a house can seem so slow, when in fact it probably is not.

Stage 1 - The Paper The first real part of building the house is the preparation for building. This includes finalizing all details of the home structurally and aesthetically. The plan needs to be plotted onto the lot, a permit needs to be obtained from the City and all the trades need to be scheduled in advance to make sure they’re available in an organized and cohesive manner. One of the major issues that can happen here is obtaining the building permit. This is generated by a fairly small department that only has so many staff and during very busy periods (like spring time or when the economy is booming) it can take extra weeks to get this vital piece of paper before any field work begins.

Stage 2 - The Structure Your first big day will be when they dig a hole to pour the foundation for your home, generally a month and a half after the sale is finalized. This will be your first tangible sign that you will one day actually have a home. If it happens to be pouring rain at the time then this step may be delayed for a week or two. Eventually they pour the footings and foundation walls and then – you guessed it – you wait for the concrete to set. 22

The Hardest Part Of Building – The Wait

This could be two weeks or more. The next sign of life is the framing crew creating floors, walls, stairs, ceilings and roof etc. This is an especially fun stage because your house actually rises from the ground and becomes real and a source of pride for you and your family. At this time you’ll want to visit the site every day and watch the progress - but don’t. Framers will be moving around doing work on a few homes at a time so there will be some waiting periods for sure. Next are the windows and doors and then a period of waiting as the “specialists” arrive. These include electricians, plumbers and drywallers. You may have to wait a bit on each of them as they are in high demand and given the proficiency of all previous initiatives they may be double booked by this point in construction.

Stage 3 - The Finish Following structural completion is the start of interior and exterior finishing. These again are generally handled by specialists. Painters, flooring installers, tile setters, cabinet and countertop people. Each must follow the other in a strict timeline that’s often impacted by some inconvenience that may add a day or even a week to the finishing of your home. The point of this article is to assuage fears that “no activity” on your home for a few days or even weeks is not something to stress about. It’s almost predictable. Don’t call and harass the builder. Often, whatever is occurring is beyond their control and it’s in their best interest to finish your home as fast as possible – because that’s when they get paid. Building a home is a complex transaction and some patience and a clear understanding of your builder’s process is a really good way to mitigate your stress during those endless waiting periods.

Follow CSG on Facebook or Twitter for regular real estate opportunities and updates. All Jim’s columns are posted on CSG’s blog at marketsmarts.net.

Jim Malner is President of Consumer Strategies Group (CSG), Alberta’s longest serving, professional, real estate marketing consultancy with offices in Edmonton, Calgary and Vancouver.

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AMAInsurance.ca | 1-866-989-6490 NewCondoGuide.com | VOLUME 21 ISSUE 07 | NEW CONDO GUIDE 23

mortgage talk

Understanding

// by michelle oranchuk

THE Mortgage Prepayment Charge mortgage allows or if you pay the full amount before the end of the term. Interest rates for a closed-term mortgage are generally lower than they are for an open-term mortgage, providing you with an opportunity to pay less interest and pay off your mortgage faster. Open-term mortgage

Michelle Oranchuk is a Mortgage Specialist with RBC Royal Bank, serving Edmonton and the surrounding area. She specializes in helping you select a mortgage that suits your lifestyle and makes your homeownership goals happen. Expert advice on mortgage pre-approvals, purchasing real estate, refinancing, mortgage rate inquiries and realtor referrals. michelle.oranchuk@rbc.com

hen choosing the type of mortgage you want, there are many factors you need to consider. Do you want a mortgage with a short or long term? Do you want a fixed – or variable-rate mortgage? Do you want an open-term or closed-term mortgage? Each of these decisions may affect how quickly you will be able to pay off your mortgage and how much interest you will have to pay. What is the difference between a closed-term mortgage and an open-term mortgage? Closed-term mortgage

With a closed-term mortgage, you have to pay a prepayment charge if you prepay more than your

There is no prepayment charge for an open mortgage; it can be prepaid in part or in full or converted to any other term, at any time. Interest rates for open mortgages are generally higher than they are for closed mortgages because of the added prepayment flexibility. Open-term mortgages may be appealing if you are planning to pay off your mortgage in the near future or if you want the flexibility to lock in at a fixed rate in the near future. Why is there a prepayment charge for a closed-term mortgage? The purpose of a prepayment charge is to compensate the lender for the economic costs it incurs when a prepayment amount exceeds the prepayment privileges permitted under the mortgage. These costs include prepayment transaction costs, plus the full term amount of interest that was designed, in part, to acquire the mortgage and that the lender will not recover when a mortgage is prepaid. A prepayment charge is required when you: ›› Prepay an amount greater than your mortgage agreement allows ›› Refinance your mortgage before the end of the term ›› Transfer your mortgage to another financial institution before the end of the term ›› Prepay the full amount of your mortgage before the end of the term ›› Sell your home for less than the outstanding balance of your mortgage ›› Move your mortgage to a new home and transfer less than the outstanding balance of your mortgage to the new home How is the prepayment charge calculated? The prepayment charge for a fixed-rate mortgage is the greater of (i) three month’s interest on the amount prepaid at the interest rate; or (ii) interest for the remainder of the term on the amount prepaid, calculated using the “interest rate differential” (IRD). The IRD is the difference between the interest rate and the posted rate on the prepayment date for a mortgage with a term similar to the time remaining in the term and having the same prepayment options. If, when you

24 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

obtained the mortgage, you received a reduced rate that is below the posted rate, we will deduct the amount of this rate reduction from the posted rate before calculating the difference between the interest rates. It is important to note that because the IRD calculation is the difference between your existing mortgage rate and today’s rate, if today’s rate changes, your IRD will also change. In addition, the IRD may change if payments are not made. The prepayment charge for a variable-rate mortgage is three month’s interest. How you can estimate your prepayment charge Example for a closed, fixed-rate mortgage

Let’s assume you have a mortgage for a five-year term with a nine per cent interest rate, taking into account the 0.5 per cent reduction in the interest rate you received at the beginning of the current term. You still owe $100,000; however, you have inherited $100,000 and are thinking of using it to pay off your mortgage. You have used all the prepayment options available to you. There are 36 months left before the mortgage maturity date. The current interest rate for a mortgage with a similar 1. Estimate the cost of three month’s interest Step 1 Amount you want to pay

$100,000 (A)

Mortgage interest rate (written as a decimal)

0.09 (B)

A x B = C ($100,000 x 0.09) =

$9,000 (C)

Step 2 C / 4* = D ($9,000 / 4*) =

$2,250 (D)

2. Estimate the interest rate differential Step 1 Mortgage interest rate (expressed as a percentage)

$9% (A)

Posted annual interest rate of 6% for a new mortgage with a term that is closest to the remaining term in your existing mortgage less the discount of 0.5% you received on your existing mortgage

5.5% (B)

The difference between your existing interest rate and the current rate (A-B =C), written as a decimal

0.035 (C)

Amount you want to pay off

$100,000 (D)

Step 2 Number of months left until the mortgage maturity date

36 months (E)

(C x D x E)/12 = F (0.035 x 100,000 x 36)/12

$10,500 (F)

Interest rates for a closed-term mortgage are generally lower than they are for an open-term mortgage. term is six per cent. In this example, it’s estimated that it would cost you $10,500 to pay off your mortgage before the maturity date since this amount is higher than the three month’s interest cost. Note: This example is based on a formula for estimating the cost of prepaying a mortgage before the end of the term. You will have to contact your mortgage holder for your exact prepayment charge. Example for a closed, variable-rate mortgage

If you prepay your mortgage before the end of the term, your prepayment charge will be calculated based on three month’s interest on the outstanding amount, which can be calculated using this formula: Outstanding Balance (or amount you want to prepay) x Your Current Interest Rate / 4*

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 25

CONDOMINIUM HOME OWNER INSURANCE Not all policies are the same…. You will regardless of the type of Condominium need to purchase a condominium unit owners insurance policy. This policy at minimum will provide you with the required coverage however it is best practice to ask what additional coverage options are available. It is recommended that you deal with a Broker that is familiar with Condominium home owner insurance packages. Your Broker should always ask for a copy of the Bylaws to ensure adequate coverage.

f you have or you are about to make the largest financial commitment of your life being the purchase of your own beautiful condominium home, what steps should you take to protect yourself from a loss or damages which could cause you a major financial set back? Many, first time Condominium purchasers do not understand the difference between Corporation Insurance and what coverage is required of them as a home owner. The best sources of information are the Condominium Property Act, Regulations and the Bylaws of your Condominium Corporation. The Act and Regulation documents can be found on the Alberta Queens Printer website and viewed for free at http:// www.qp.alberta.ca/. In a conventional Condominium, since common property is insured by the condominium Corporation, you need to carry insurance for your personal contents, liability and potentially betterments and improvements dependent on your Bylaws. With a Bareland Condominium, you, the Owner of the Unit own your piece of the property and the only common property may be fences, sidewalks, roads, etc. A large majority of Bylaws for the Bareland Condominiums are written as such the Corporation is responsible for insuring all the units excluding personal property of the unit owner and improvements or betterments made to the unit along with all common property. If you are not sure who should be insuring the buildings, you should first review the insurance section of the bylaws.

26 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

Additional Tips: • Get a policy that pays claims on a Replacement Cost Basis • Ask about package and alarm discounts • Be sure to add any required riders for jewellery, electronics etc. in excess of the policy limits • Be sure the policy provides coverage for the difference in deductible between the Condominium Corporation’s policy and the Unit Owners policy • Include Condominium Unit Contingent Coverage to provide coverage if the limits of the Condominium Corporation’s Insurance is inadequate, or if a Loss Assessment is charged to you • If you are renting out your unit, ensure your policy covers third party liability and that your lease requires your tenant to carry applicable coverage. You will also want to include Loss of Revenue / Rental Income Ultimately you want to eliminate your Risks by properly maintaining and repairing your property according to your Corporation Bylaws, exercise good housekeeping and when contracting for renovations obtain a written indemnification from a fully qualified professional contractor. If disaster does strike, one of the first things you need to do is contact your insurer. As soon as your insurer knows about the loss it can start the claims process and investigate the loss before evidence is destroyed. Rose Evans, ARM, CPM, ACM, Associate Broker General Manager, Ayre & Oxford Inc.

DowntownEdmonton 118 Ave. 112 Ave.

106 St.

Victoria Park Rd. Rive r Va lley Rd

3 97 Ave.

82 St.

n wla Ro

St.

15 1 6 13

9 Jasper Ave. 100 Ave.

KINNARD RAVINE

102 Ave.

10 7

101 St.

105 St.

107 Ave. 8 14 2 104 Ave. 5 4

wa yA ve .

100 St.

109 St.

116 St.

t. 95 S

127 St.

Kin

. 97 St

124 St.

111 Ave.

LOW LEVEL BRIDGE JAMES McDONALD BRIDGE

DAWSON BRIDGE

Bellamy Hill HIGH LEVEL BRIDGE 105 ST BRIDGE

Map Listings

1 the ultima

by westrich pacific

10244 - 103rd Street 2 The Venetian by Abbey Lane Homes

112 St. & 103 Ave. 3 Symphony

North Saskatchewan River

7 Serenity by Landmark Urban Living

Jasper Ave. & 118 St. 8 s tudio ed Corner of 116 Street & 106 Avenue 9 Meridian Plaza

by Buss Marketing

by Cancali Developments

9704 - 106 St.

111 St. & Jasper Ave.

4 Alta Vista

10 Pearl

by Christenson Communities

by Regency Developments

111 St. & 103 Ave.

Jasper Avenue & 119 Street.

5 Panache on Twelfth by Alldritt

112 St. between 103 & 104 Ave. 6 Encore

12 h ighstreet district properties by Regency Developments

10523 - 123 St. 13 Icon

by Langham developments

Jasper Ave., North of 104 St.

14 m axx 11540 113 Street 15 the fox

by Langham developments

104 Street & 102 Avenue

11 Quest by Regency Developments

Corner of 104 Ave. & 105 St.

by westrich pacific

103 St. & 102 Ave.

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 27

Harmonious living in the heart of Edmonton

t’s easy to sing the praises of a condo project when the external structural design and the interior features exist in perfect harmony with the surrounding community. That’s exactly what you get with Symphony, a 148-suite, luxury boutique-style highrise building adjacent to the Alberta Legislature. “What you have with Symphony is an orchestration of lifestyle elements…elements that together provide an enriched lifestyle,” says Calvin Buss, President of Buss Marketing. Those elements are iconic architecture, proximity to urban amenities and a focus on nature. Touted as the evolution of city living, Symphony—on 97 Avenue and 106 Street—offers all the comforts of an elegant urban home while coordinating with the natural amenities and historical buildings of the surrounding neighbourhood. In short, it is the perfect place for those who like the outdoors blended with an urban lifestyle. It’s far enough to be private and close enough to be connected.

28 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

Buss explains that since Symphony is a “front-row” building, the developers challenged the architects to create an iconic building with lots of curves and to reflect the river. The result? A unique opportunity—and lifestyle—for urban-minded Edmontonians. Outside, the brick and glass-clad building sits within professionally landscaped common areas—including a communal courtyard where neighbours can meet and chat—and show off local flora and set a refined, elegant tone for the development. Inside, the panoramic floor-toceiling windows, upgraded finishings and attention to detail give homeowners a sense of relaxed elegance. The open-planned, bright and spacious suites range from 610 sq ft. (the one-bedroom Beethoven) to 1,380 (the twobedroom Chopin), and all feature rich, contemporary interior details and finishings. The large gourmet kitchens are equipped with gas ranges, granite countertops, under-mounted sinks, triple-door fridges and stainless steel appliances.

All principle living areas have hardwood floors and those panoramic windows, while the bedrooms have high-end carpet. There are over-counter sinks and porcelain tile flooring in all bathrooms, and most homes are equipped with spa-style, dual master ensuites. Plus, all suites have built-in central air conditioning to keep things cool in the summer. Some of the building’s other features include a generous number of heated and secured underground parking stalls, a gym, yoga studio, boardroom and entertainment area with a serving kitchen. Not that you’d be spending much time inside, thanks to the rich surrounding of parks, the river valley, and downtown amenities within walking distance of Symphony. Gently chiseled walkways encourage residents to explore the grounds while taking in the views of the parks and river valley.

Symphony is the perfect place for those who like the outdoors blended with an urban lifestyle Then there are the urban amenities. Buss: “[At Symphony,] you’re a 10-min walk to the LRT station, a 10-min walk to Jasper Avenue’s restaurants and bars, Victoria Golf Course is just down the road, and Whyte Avenue is a 5-minute drive away.” Symphony’s Discovery Centre is now open, and is located in the historic Foote House—on the corner of 97 Avenue and 106 Street. Discovery Centre hours are Monday to Thursday, noon to 6pm, and Saturday and Sunday, 11am to 5pm (closed on Fridays). For more information, visit symphonyliving.com, call 780-701-0058 or email info@symphonyliving.ca. NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 29

RIVER VALLEY VIEWS PROTECTED RIVER VALLEY VIEWS PANORAmIC fLOOR TO CEILINg gLASS WALLS

Now Selling! www.SymphonyLiving.ca

SPACIOuS OPEN DESIgNS ADjACENT TO RIVER VALLEY PAThWAYS 10 mINuTE WALk TO ThE LRT STATION 1 BEDROOm CONDOS from $298,000 2 BEDROOm CONDOS from $435,000 BE fIRST TO SELECT ThE BEST VIEWS

A Rare Opportunity to Acquire a Unique Masterpiece

Sales Centre NOW OPEN on the Corner of 97Ave. & 106 St. NW • 780-701-0058 30

The Developer reserves the right to make revisions it deems appropriate in its sole discretion, to floorplans, unit configuration, and finishings. Unit sizes are estimates only and subject to revision by the Developer. All units are subject GST. E&OE.

ICON tOwers

few uNIts remaININg • ImmedIate pOssessION

104 Street at Jasper Avenue is Edmonton’s most sought-after downtown neighbourhood. Enjoy worry-free condo living in the heart of the city. To book a viewing visit our website or call:

www.theicon.ca | 780.461.ICON (4266) 31

CondoGuideFP_Jun2013.indd 4

2013-06-03 4:19 PM

Fr m ev si ur sa th

75% SOLD FINAL SELL OFF!

PRICES FROM $260’s

M be do co Ev fo C aw

S in la

M re ar pl on sh

See what all the BUZZ is about. Soaring ceilings. Incredible downtown views. Condo fees starting from under $200.00 per month. If ordinary simply won’t do - live it to the MAXX downtown without maxxing out your bank account. *Some conditions apply. See sales consultant for more details.

32 NEW CONDO GUIDE | VOLUME 21 ISSUE 07 | NewCondoGuide.com

DOWNTOWN

MAXX lives downtown From its cool exterior details to gleaming gourmet kitchens, massive windows, high ceilings and oversized balconies everything at MAXX has been done to the max. And, you simply can’t help but get excited. This is the destination urbanites have been longing for. A west coast inspired sanctuary of downtown professionals and early adopters that want a home reflecting their aspirations.

STEEL & CONCRETE CONSTRUCTION ENSURES GREATER PRIVACY, SAFETY & LOWER MAINTENANCE

105th Avenue Redevelopment

Mon - Thur: 3 - 7pm Sat, Sun & Hol: 1 - 5pm Closed Fridays

MAXX is located in the heart of the 105th Avenue redevelopment. Already, incredible changes have made this area a sought after location and with more exciting changes planned over the next few years, now is the time to move on this. For complete redevelopment details visit the MAXX showsuites or www.livemaxx.ca.

101 St

780.993.6505 10540 113 Street

109 St

So, think extreme. Its time for you to max out your lifestyle in MAXX. There’s nothing like it and at these prices it won’t last long.

113 St

ONLY 2 BLOCKS FROM GRANT MacEWAN UNIVERSITY

116 St

MAXX offers downtown’s best selection of one and two bedroom condos at great prices. And, it’s perfectly situated down the street from Grant MacEwan University and Oliver community’s thriving lifestyle and entertainment district. Everything’s easy (except maybe that triathlon your training for) because its just outside. Shopping. Clubs. Restaurants. Coffee shops. Parks. Oh, and the health club is just a block away.

105 Ave Oliver Square

Grant MacEwan University

104 Ave

Longstreet Shopping Centre

Jasper Ave

w w w. l i v e m a x x . c a 33

DOWNTOWN

Now under construction •

Sales advancing

i o

W in • •

•

Enj a th

CondoGuideMar_DPSf.indd 1

is downtown Edmonton’s best location on the corner of 104 St. and 102 Ave. With a walk score of 98/100*, Fox One is in the top 2% of the best walkable locations in the world — the only condominium in downtown Edmonton ranked that highly. • Strong architecture highlighted by sparkling glass feature walls • Designed with zero-obstruction sight lines – every occupant enjoys unobstructed and spectacular views from generously large windows • 142 units on 28 floors, elegantly finished in modern style • 1 to 3 bedroom suites in 650 to 2,200 square-foot configurations

www.foxtowers.ca | 780.425.0369

Enjoy unparalleled walkable and LRT access from eclectic 104 Street to the best of Edmonton — shopping, entertainment, Grant MacEwan University and the city’s highly anticipated new downtown arena. *walkscore.com 35

2013-05-27 9:46 AM

choosing a builder

Choosing a condo builder and making the

right decision

You’ve made your decision – You’re ready

to buy a new condo. But with so many builders to choose from, how do you know which one is right for you? Selecting the right builder can be just as important as choosing your new condo. When you purchase a home, you also “buy” the company that will build it for you. Its experience, skills and commitment to customer service will play a key role in determining how satisfied you are. Canada Mortgage and Housing Corp. (CMHC) offers the following tips:

To begin your search, check the Homes section of your local newspaper for companies building in your area, the types of homes they offer and the prices you can expect to pay. (Editor’s note: New Condo Guide is a great

36 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

place to start!) Ask friends, family members and co-workers for names of reputable builders they have dealt with. When you visit a builder, ask how long they have been in business, how many homes or condos they build each year and what kind of background and experience they have. Make sure the builder belongs to an industry organization and has the licences and registrations required for your province. Ask for references, and contact them to find out if they are satisfied with the home and services they received. Once you have narrowed your list, visit the builders’ models. Go through each one in detail, taking notes. Take your time, and if you feel you don’t know enough about construction, bring someone with you who does. Read through each builder’s website and other information to get a clearer picture of the company and it has to offer. If possible, request a tour of a work site to look at a condo that is currently under construction. Take your time, and make sure you make the choice that’s right for you.

SouthCentralEdmonton North Saskatchewan River

76 Ave.

84 St.

3 4 6

Whyte - 82 Ave.

75 St.

85 St.

Co nn or sR d.

90 Ave. 83 St.

104 St.

103 St.

. n Dr ewa atch k s a S

95 Ave. 92 St.

105 ST BRIDGE

101 Ave. 98 Ave.

Scona Rd.

Sas kat che wa nD r. 87 Ave.

JAMES McDONALD BRIDGE

99 St.

109 ST BRIDGE

114 St.

Groat Rd .

GROAT BRIDGE

FOOT BRIDGE

79 St.

106 Ave.

DAWSON BRIDGE LOW LEVEL BRIDGE

CAPILANO BRIDGE

9 51 Ave.

Map Listings

1 Mill Creek Park by Parkwood Master Builder

5 Parkallen pointe

8515 - 99 Street 2 Fuzion 10201 Whyte Ave. 3 Trinity Pointe 93 Street & 82 Ave. 4 Strathcona Square 9650 Whyte Ave.

8 Urban Village on Whyte

by Santos Construction

by Carrington Communities

7625 - 112 St.

7907 - 71 St.

6 solstice off whyte 99 St. & 79 Ave. 7 The University Brownstones by Tessco

9 Scona Gardens by Cassel Communities

10124 - 80 Ave. 10 NineTnine 99 Street & 84 Ave.

108 St. & 71 Ave.

SOUTHCENTRAL EDMONTON | Call Amanda 780.461.1622

STRONG \\ SOLID \\ SECURE \\ CARRINGTON.CA

Please see our ad between pages 18 and 19

CONDOS FROM $167 $167,900 900 7825 â€“ 71 street (Between Whyte Ave & Argyll Road) NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 37

THE UNIVERSITY

BROWNSTONES F

ollowing the great success of Phase One of The University Brownstones, we are proud to announce the second phase of their multi-family development. Built on the foundations of quality, value and innovative design these 72 spectacular units are a welcome addition to this in-demand address. With a prime location in a charming mature neighbourhood, The University Brownstones is a unique project surrounded by character homes, and all the amenities of an established community. Situated at 108 Street and 72 Avenue, residents will be conveniently located just steps from the Garneau, the University of Alberta, and the Whyte Avenue shopping and entertainment district - all • Excellent location, close to within walking distance! Just U of A and Whyte Ave. a few minutes • Spacious designs with 9 away is the scefoot sprinklered ceilings nic river valley, where outdoor • Upgraded appliance packenthusiasts can age and soundproofing enjoy plenty of activities. Plus, • Beautiful central courtyard getting to the and glass elevators downtown core is hassle free • Underground heated parkwith just a quick ing and 24 hour video LRT ride. Making monitored security your next home at The University • Backed by New Home Brownstones is Warranty easy as only a 5% down payment is required. With this type of opportunity, buyers are encouraged to act now to ensure their home style preference is available. The design of The University Brownstones is as distinctive as the neighbourhood it is located in. Glass elevators with vestibules and covered, open pedways that link all parts of the development add to the unique European look and feel. The stylish pedways also create private, separate entrances to each suite, allowing for more windows since suites back onto the open pedways rather than a

closed in hallway. Adding to the bright and airy environment is the wonderful feature of a central courtyard. The University Brownstones, will have the same quality and design as found in its many other sought-after developments, but with more of an Old World flair. At The University Brownstones, buyers will discover spacious suites that range from 745 to 1,600 square feet and present an array of floor plans to suit a wide variety of tastes and lifestyles including one bedroom, one bedroom plus den, two bedrooms and even a couple of three bedroom suites. The den in the one bedroom suite option is designed so that it can easily be used as a second bedroom. Inside each suite, buyers will appreciate the open great room plans, 9-ft. ceilings, huge floor-to-ceiling windows, kitchens with islands and raised eating bars. The selection of finishing packages and superior soundproofing are part of The University Brownstones. Each unit is self contained, with a separate furnace, hot water on demand and telephone and cable access in almost every room. We skip the expensive amenities that are seldom used and instead puts the money saved into state of the art soundproofing – ultimately allowing condo fees to remain low. And, your surroundings are always secure, with 24-hour video monitoring in the parkade. The University Brownstones is an impressive development that combines the coveted features of a mature, culture rich area with beautiful and visually interesting architectural design. With Phase I sold out, and the highly anticipated pre-sale now underway, you will not want to miss out on the exciting opportunity! Be sure to ask about our Free $10,000 upgrade upgrade package package that is available for only pre-sale $10,000 that is available the first 25 for only thepre-sales. first 25 pre-sales. For more information visit the Phase One Show Suite at 10808 71 Avenue, open Monday to Thursday, 4-7 pm, weekends 1-5 pm or call Troy Stenson at Re/Max River City, 780-439-7000

COVERED with CARE www.blanketltd.ca

www.edmontoncondo.com

Visit us online for priority registration on Phase 2 and view our new upgraded construction specs 38 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

2 BED/2 BATH UNITS STARTING AT $259,900

PHASE 2 CONSTRUCTION NOW UNDERWAY

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40 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

SouthEastEdmonton North Saskatchewan River

106 Ave. 101 Ave.

BASELINE RD.

98 Ave.

90 Ave.

34 St.

d. rR pe Ro

86 St.

63 Ave.

50 St.

. Rd yll Arg

75 St.

83 St.

99 St.

76 Ave.

ood Park Fwy. Sherw

17 St.

Whyte - 82 Ave.

Whitemud Fwy.

Calgary Trail North

51 Ave.

38 Av e.

39 Ave.

66 St.

Millwoods Rd.

91 St.

34 Ave.

3 ELLERSLIE RD.

2 9 12 8 3 10

Map Listings

43 Ave.

30 St.

4 1 23 Ave.

11 9

1 Village on The Park

7 Urban Village On Whyte

by greenboro homes

by carrington communities

24 St. & Silverberry Rd.

7907 - 71 St.

2 Southwinds

8 Summerside pointe 2005 - 70 Street SW

by carrington communities

6084 - Stanton Dr. SW

9 Axio Summerside

3 Walker Lake Landing

by brookfield homes

by Carlisle Developments

Corner of Welsh Dr. & Watt Blvd SE 4 12th Street Station by jdl homes

7205 - 22nd Ave SW 10 Sandstone at Walker Lake Station by homes by avi

3751 â€“ 12 Street

South of Ellerslie Rd. on 62 St.

5 elements at laurel crossing by carrington communities

11 Aspen Meadows

34 Street & 16 A Ave NW

by landmark urban living

6 Trails Of Millcreek estates by parkwood master builder

34 St. & 35A Ave.

43A Ave. & 23 St. 12 southern springs by park homes

655 Watt Blvd.

SOUTHEAST EDMONTON | Call Riley 780.756.0096

STRONG \\ SOLID \\ SECURE \\ CARRINGTON.CA

Please see our ad between pages 18 and 19

CONDOS FROM $174,900 $174 900 6084 Stanton Drive SW (East on Ellerslie Road to 70 Street) NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 41

finances

Is your money being

eaten away by fees?

Consider this: the average Canadian pays $185 a

year in bank fees. Simple banking transactions such as using your debit card at the store, sending money to a friend via email or writing a cheque can add up, not to mention that most chequing accounts don’t pay any interest. It’s not much better when you consider investment options, such as mutual funds. A recent report by Morningstar gave Canada’s mutual fund fees a failing grade, the only country out of 22 to receive an “F.” On average, Canadians pay 1.31 per cent for a fixed-income mutual fund, regardless of whether the fund makes any money. What’s more alarming, almost half of Canadians aren’t even aware of the annual management expense they are paying for their mutual funds, which means fees are costing Canadians more than they realize. And products such as TFSAs and RSPs, designed to help shelter your income from taxes, can sometimes come with hidden fees if you decide to transfer your money to another bank. “Constantly being nickled and dimed when trying to save money can be frustrating,” says Peter Aceto, president and CEO of ING Direct Canada. “Whether you’re trying to invest for retirement, or simply conduct daily banking transactions, you shouldn’t have to worry about your money being eaten away by fees. Thankfully, consumers have options. Canadians who are looking for no fee, low-cost, simple products now have more choices than ever before.”

42 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

How to keep more of your money in your pocket

Opt for a no-fee chequing account: Paying your bills and making purchases with your debit card can sometimes add up to several transactions a month. No-fee chequing accounts, like Thrive Chequing, a new account from ING Direct, give you unlimited transactions and bill payments with no fees and no minimum balances.

Find an account that makes it easy to move your money: A tax-free savings account (TFSA) and RSP are great tools to help you save for the future and your retirement. But be cautious of financial institutions that charge you a fee for transferring your TFSA or RSP accounts to another bank.

Shop around for your investments: Choosing a mutual fund shouldn’t be like picking out your socks in the morning. It requires a little bit of research, but it doesn’t have to be complicated. Fund fact sheets provide information on the cost of owning a mutual fund, a summary of the stocks and bonds your fund holds, and a breakdown of fees. Online comparison tools allow you to put two mutual funds side-by-side and see which ones are providing the best value for your money. (ingdirect.ca/mutualfunds). NC

southeAst

YOUR FIRST HOME CAN BE A REALITY!

Townhomes from the $250,000’s

• Located in Mill Woods Southeast Edmonton near amenities, services and shopping • Townhomes up to 1295 square feet with two or three bedrooms • Featuring laminate, tile, granite in the kitchen and upgrades are available • Includes full landscaping and appliances Tawa Landing is a partnership with the City of Edmonton to assist first time buyers in making home ownership a reality, to learn more please visit the website or showhome for more details.

Visit the showhome at 1779 Cunningham Way SW, Call Lynn 780.914.1565

RohitCommunities.com 44

Edmonton’s 2013 Builder of the Year

SouthWestEdmonton 23

51 Ave.

105 St.

111 St.

119 St.

40 Ave.

SOUTH

WHITEMUD DR.

34 Ave.

Rabbit Hill Road

CALGARY TRAIL NORTH

Riverbend Rd.

Lansdowne Dr.

Ter will ega rD r.

ay Dr. y Hend Anthon

North Saskatchewan River

Belgravia Rd.

104 St.

Fox Dr.

113 St. 109 St.

76 Ave.

QUESNELL BRIDGE

170 St.

23 Ave.

Ha dd ow

14 1 22

Dr.

9 20

15 7 24 10

19 Ave.

Saddleback Rd.

9 Ave.

MacEw an Road

Blackburne Drive

Ellerslie Road

19 16

Map Listings 1 eve in ambleside by jayman modus

3710 Allan Drive SW

17 7 windermere mansions by westrich pacific

1350 Windermere Way SW

2 W aterstone in 8 Callaghan MacTaggart Mains Landing by Carrington Communities

6079 Maynard Way 3 Callaghan Ravines by Rohit Communities

1623 James Mowatt Tr

by Rohit Communities

1778 Cunningham Way 9 The Brownstones by Grande Design

4941 Terrwillegar Common

4 ion in ambleside 10 elements at by Jayman windermere 2582 Anderson by Carrington Way, SW Communities Windermere Blvd & 5 RUTHERFORD Windermere Rd. LANDING by CARLISLE GROUP 11 Kimberley 11804 - 22 Ave. SW Communities 1901 - 126 Street SW 6 Century Park 112 2606 – 109 Street

3 5 18 8 12

12 c reekwood chappelle

by Rohit Communities 504 Chappelle Dr. SW

13 e’scapes by Carrington Communities

11080 Ellerslie Road 14 L’Attitude Studios by Carrington Communities

304 Ambleside Link SW 15 the signature by westrich pacific

5151 Windermere Boulevard 16 E lements Glenridding by Rohit Communities

16003 10 Avenue SW (located off 170 and south of Ellerslie rd)

17 R utherford Park by Grande Design

12004 22 Ave SW 18 s outh Callaghan Townhomes by voco

Corner of Casselman Link & Cunningham Way SW 19 Rutherford Gate by Carrington Communities

11615 Ellerslie Road 20 south Terwillegar by park homes

4105 - 7323 South Terwillegar Dr. outh terwillegar 21 S Townhomes

22 v illage at langdale by rohit communities

704 - 176 Street SW 23 Serenity Gardens by Regency developments

105 Street & 56 Avenue 24 w indermere waters by westrich pacific corp

1290 Windermere Way 25 Ravine Point At MacTaggart Ridge by Cambridge Meridian Developments

5835 Mullen Place

by Footprint Developments

Mullen Way

SOUTHWEST EDMONTON | Call 780.439.5030

STRONG \\ SOLID \\ SECURE \\ CARRINGTON.CA

Please see our ad between pages 18 and 19

2BR CONDOS FROM $217,900 11517 Ellerslie Road NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 45

southwest

NOW PRE-SELLING

FROM THE $170,000’s!

SOUTH EDMONTON’S NEW APARTMENT CONDOMINIUMS Featuring a fresh new apartment in Southwest Edmonton with one or two bedroom plans up to 1400 square feet. Callaghan North is only minutes away from an array of amenities and major connecting roads; the perfect balance of tranquil retreat and urban living. For more information on this exciting new project, contact Lily at 780-690-7825

Bungalows also selling from the $420,000’s, call Kevin at 780-862-1060

RohitCommunities.com Edmonton’s 2013 Builder of the Year

SOUTHWEST

TOWNHOMES

South Callaghan Estate

SOLD OUT

PHASE 2

UNDER CONSTRUCTION

SHOW SU OPEN ITE ING SOON

VICTORIAN STYLE 4 STOREY TOWNHOMES • 1449-1726 Sq ft • Hardwood, tile ﬂooring & granite countertops • 3 bedrooms and den • 2 and a half bathrooms

PHASE 1

• 2 car garage • Brick, stone & stucco exterior • Sprinkler system • Low monthly condo fees est $150

1621 Cunningham Way SW | Call for an appointment 780.200.0135

.SC. | 780.200.0135 LIKE US ON FACEBOOK: www.facebook.com/southcallaghan

he 2013 Residential Construction Industry Conference (RCIC) was held on April 30th and May 1st at the Edmonton Expo Centre – with a SOLD OUT trade show floor showcasing 83 different companies and over 800 delegates in attendance it was a great success! RCIC is a two day – industry only - conference that is hosted by the Canadian Home Builders Association – Edmonton Region (CHBA-ER) annually. Both days consist of the opportunity to visit the trade show floor that showcases a vast amount of innovative products and to also attend many of our educational sessions that are delivered by world renowned speakers. This year at RCIC there was a session for everyone – whether you wanted to be mentored by one of our top industry leaders, learn more about extreme selling, how to harness a homes emotion, the five tips for a more professional relationship with your trade contractor, or learn more about high efficiency homes on our first ever high performance home tour this was the place to be! We offered 58 different sessions with all different topics that relate to each person in the homebuilding industry. If you missed this year’s RCIC don’t forget to SAVE THE DATE for the 2014 RCIC – April 2nd and April 3rd.

For more information please visit the website:

www.rcic.ca

48 NEW CONDO GUIDE | VOLUME 21 ISSUE 07 | NewCondoGuide.com

southwest

Prestigious Adult Living in C allaghan

STARTING FROM $499,900 Enjoy maintenance free living, in this unique community that offers a distinctive address with Mediterranean style architecture. It’s time you were pampered to enjoy the finer things in life – central air conditioning, triple-pane metal clad windows and stucco exterior with stone tile accents. You’re also just 15 minutes from the airport, making it the perfect place for Edmonton’s snow birds. And now, for a limited time, receive a finished basement complete with wet bar and fully packaged theatre room!

Villas onthe Ravine .com VISIT OUR SHOWHOME LOC ATED AT

1030 CONNELLY WAY SW | 780.717.7490

EDMONTON’S MOST COMPREHENSIVE “BUILDER AND DEVELOPER GUIDE” GET TO KNOW EDMONTON’S DEVELOPERS AND BUILDERS ONE STORY AT A TIME

Coming soon

Watch it! Octoberfor 2012 • Large Format

2013 BUILDER & DEVELOPER

Edmonton’s Builders, Developers and Communities– One Story at a Time

• Industry Insights by Home Building Leaders • Detailed Home Builder Stories • Mortgage and Legal Advice

Finding the RIGHT COMMUNITY for your new home or condo is easier than ever.

Presented by the publishers of

Pick up your copy of our editorial-based builder and developer proﬁle magazine FREE AT OVER 700 LOCATIONS with the New Home Guide and New Condo Guide. Brought to you by the Publishers of

| nov 42 New 56 50 new home condo Guide Guide | Volume 21 issue 07 | NewCondoGuide.com oct 26 23 - nov dec 21, 23, 2012

www.hometrader.ca | Volume 20 issue 13 | new condo Guide 021

PRoJecT PRoFiLe

THe ion 3:

Arrive in style, live in substance SouTHweST edMonTon’S HoTTeST condo SPoT is now

in its final, third phase. Located in the coveted community of Ambleside, the Ion 3 sets a new standard in suburb living. Jayman Modus’ third and final addition to the Ion development, a four storey condominium complex has redefined quality in terms of thought, design and execution. Contemporary exterior design and plenty of captivating style make the exclusive Ion community a welcome addition to the condominium market. Situated just oﬀ Terwillegar Drive, residents will enjoy all the benefits of suburb living while never being more than just a few minutes away from first-rate urban amenities. Step into the Ion 3 and you will feel the immediate sophistication of the grand four-storey glass atrium. Trendy finishes throughout the hallways, lobby and common areas provide the feel of boutique style living within the building. The Ion 3 provides multiple living style and size options for residents to choose from. Eight floorplans ranging from 610 to 965 sq. ft., with one- or two-bedroom options, allow for each homebuyer to find

exactly what fits their lifestyle needs. The building has been pre-selected with four outstanding décor themes along and exclusive premium a’la carte features from Energy Star stainless steel appliances (including bottom mount fridge, convection oven, microwave and dishwasher), engineered wood flooring and ceramic tile, quartz waterfall countertops, shag carpeting and washer and dryer, heated underground parking plus much more. One-bedrooms start from $183,837 plus GST or $837 per month, and two-bedrooms go up to $419,660 plus GST with allinclusive appointments. Only a limited of prime corner suites overlooking the water pond and city views are available!

Contemporary exterior design and plenty of captivating style make the exclusive Ion community a welcome addition to the condominium market. Building amenities are truly exceptional at the Ion. A highlight is the Entertainment Lounge located on the first floor of the building. This fantastic space is perfect for hosting guests and features a 10-ft. TV and surround sound system, plus an additional private entrance from the exterior of the building. Whether watching the big game or enjoying the newest box office release, the Entertainment Lounge is sure to impress with its high quality screen and sound experience. This space also features plenty of space for hosting a private party. A wet bar area complete with

52 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

fridge and microwave features a modern design with electric red cabinetry. The Entertainment Lounge allows residents to book the room in advance and provides the option to rearrange furniture and use tables and chairs for formal events. Other great building features include a barbecue courtyard area, a state of the art Life Fitness gym located in Building 1 and guest suite for out of town relatives in Building 3. Residents of the Ion become owners of one of Edmontonâ€™s in-demand addresses. Condo owners will be right in the centre of Amblesideâ€™s major commercial

centre, Currents of Windermere, which is filled with an array of services including a VIP Cineplex Odeon theatre, dining options and an abundance of shopping and banking facilities. Plus, connecting to all major zones of the city is quick and hassle free with convenient access to the Anthony Henday Drive only minutes away! The Ion is where smart and stylish living has come together. This incredible development sets new standards in the condominium market, catering to the need of

home buyers who want a fresh and unique condo option. This opportunity is going fast as Building 1 is sold out, Building 2 is 95 per cent sold. For more information, visit ioncondos.com or stop by the show suites at 2584 Anderson Way SW, Ambleside. Open Monday to Thursday from 2 to 8 p.m., Friday, Saturday and Sunday from noon to 5 p.m.

Residents of the Ion become owners of one of Edmontonâ€™s in-demand addresses. NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 53

southwest

in the news

BMO Housing Confidence Report:

regional shift in buying intentions while affordability improves largest increase in buying intentions, jumping by 15 points since the fall. The report also reveals that perceptions of mortgage affordability have improved since the fall, with a 10-point drop in the proportion of mortgage holders making spending or saving cutbacks to afford their mortgage payments. “The relative strength of the Canadian housing market continues to bolster homeowners confidence, while improving affordability across all regions reflects that Canadians are making responsible choices when it comes to financing a home,” says Martin Nel, vice-president of lending and investments, BMO Bank of Montreal. Nel adds that for Canadians looking to buy a home – particularly first-time buyers – choosing a fixed rate mortgage and a lower amortization period can help to increase financial stability. “The improvement in affordability reflects continued income growth nationwide and softer home prices in a few regions since the summer,” says Sal Guatieri, senior economist, BMO Capital Markets. “That said, affordability remains an issue in the detached markets of Vancouver and Toronto, pushing more buyers into the condo market.” Despite cooling conditions in Canada’s housing market,

the latest BMO Housing Confidence Report shows nearly half of Canadian homeowners (48 per cent) intend to buy a property in the next five years – mostly unchanged from fall 2012 – signalling a high level of confidence in Canada’s housing market is continuing into 2013. However, regional data reflect a different story. In major city centres, intent to buy in Vancouver is on the rise, while Calgary has dropped by 13 points. Further east, buying intentions in the Greater Toronto Area (GTA) and Montreal have stayed steady over the same period. Provincially, Atlantic Canada has seen the 56 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

Nel adds that for Canadians looking to buy a home – particularly first-time buyers – choosing a fixed rate mortgage and a lower amortization period can help to increase financial stability.

Close to half of all homeowners under 40 intend to purchase a larger home within the next five years (46 per cent), and are three times more likely to move to a more expensive rather than a less expensive neighbourhood (24 per cent versus eight per cent). BMO’s second semi-annual report also revealed: Homeownership intentions

›› Vancouver intent rises, Calgary falls: Intentions to buy in Vancouver have increased by five points since the fall (58 versus 53 per cent) while intent in the Greater Toronto Area and Montreal has held steady (59 versus 57 per cent). Meanwhile, plans to buy have decreased in Calgary by 13 points since the fall (39 versus 52 per cent). ›› Under 40 Crowd moving on up: Close to half of all homeowners under 40 intend to purchase a larger home within the next five years (46 per cent), and are three times more likely to move to a more expensive rather than a less expensive neighbourhood (24 per cent versus eight per cent). ›› Real estate investment: 10 per cent of homeowners plan to buy a recreational property in the next five years, down two points from last fall. Furthermore, homeowners planning to buy an investment property have declined to six per cent from eight per cent last fall.

12 Month Price Expectations (Per Cent)

Price sensitivity eases while expectations stay mostly flat

›› Nationally, sensitivity to price increases has lessened significantly. Intentions to buy would drop only four points in the event of a five-per-cent increase in home prices compared to a 10-point drop last fall. Over the next year, homeowners expect prices to rise by 2.0 per cent. ›› In Ontario, intentions to buy would not change as a result of a five-per-cent increase in prices. However, a 10-per-cent swing would dampen plans to buy by 17 points. ›› Alberta appears to be the most sensitive region to price changes, where a five-per-cent increase in prices would result in a 12-point decrease in buying intentions, compared with only one point in the fall. Over the next year, Albertans expect prices to increase 1.9 per cent, down from three per cent in the fall. ›› A five-per-cent increase in prices in BC would lower intent to buy from 48 to 39 per cent – statistically unchanged from fall 2012. In Vancouver, homeowners expect a price increase of 1.5 per cent compared to a decrease of 0.6 per cent in the fall. Furthermore, only 15 per cent expect values to drop – down from 27 per cent in the fall. ›› “In Vancouver, buyers seem eager to take advantage of the modest decline in home prices over the past year, while, in Calgary, strong price gains appear to have put some potential buyers on the fence,” says Guatieri. Mortgage affordability improving

Spring 2013

Fall 2012

National

+2.2

+2.0

+1.2

+0.2

+1.9

+3.0

MB/SK

+3.0

+2.3

+2.4

+2.1

+2.2

+2.5

ATL

+2.5

+1.7

Mont

+2.5

+1.4

GTA

+2.4

+2.2

Cal

+2.1

+2.4

Van

+1.5

-0.6

›› The total percentage of mortgage holders needing to cut spending or dip into savings to make their mortgage payments has decreased by 10 points since last fall (45 versus 55 per cent). ›› Specifically, the number of mortgage holders making cutbacks to spending on big-ticket purchases has decreased by nine points in the same period (25 versus 34 per cent). ›› One-in-five mortgage holders have reduced the amount they are saving in order to afford their mortgage, down from 27 per cent in the fall. ›› 15 per cent have dipped into their savings to make mortgage payments, down slightly from 17 per cent in the fall. NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 57

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think ﬁnding a home is a lot more than simply ﬁnding the right property. That’s why we put you right in the middle of the search process.

Search your favorite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

58 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

canpages_filler_VF.indd 1

13-02-26 4:50 PM

SherwoodPark Hwy. 16

ws eado ale M d k r 7 Cla . d Blvd n o o t l w r r e o Cha Way Summ

Bo th B

Jim Commo nD r. 9

Baseline Rd.

Beauvista Dr.

Wye Rd.

Sherwood Park Fwy.

Wye Rd.

Range Rd. 232

Map Listings

Range Rd. 233

Grana d d Blv

TO EDMONTON

Brentwood Blvd.

ood Dr. Sherw

2 10 3

14X

Sherwood Dr.

Broadmoor Blvd.

ver Bar Rd. Clo

r1. ll D we el Dr. h et

1 Princeton court by Grande Design 301 Palisades Way

6 Evolve Lakeland Ridge by Rohit Communities 400 Churchill Crescent

2 Creekside Village in Summerwood by Qualico Living Summerwood Blvd. off Clover Bar Rd.

7 elements summerwood park by Rohit Communities 2 Sunterra Way

3 Element Lofts & Flats by Qualico Living 41 Summerwood Blvd. 4 Palisades estates townhomes by Cove Properties 401 Palisades Way. 5 Centre In The Park

by Christenson Communities

8 eton park villas

by Christenson Communities

Emerald Hills Aspen Trail & Eton Blvd.

9 Windsor park

by Abbey Lane Homes

271 Charlotte Way

10 estates at sunview lane by qualico living 5300 Sunview Lane

2021 Sherwood Dr.

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 59

SOLAR The Sexy Side of Sustainability L

et’s face it, energy conservation and sustainable building practices are, to say the least, BORING! If there is a shining star in this whole thing, it’s solar. Solar is something you can see (so can your neighbors), it is a visible confirmation of your commitment to doing your part. Nobody can come over and see your fantastic high efficiency building envelope but solar makes a statement. Solar can be divided into two varieties; Solar Thermal and Solar Photovoltaic (PV). Solar thermal uses the radiant heat from the sun (even on a -40° day) to create hot water that can be used to heat your home. There are 2 options here, flat plate and evacuated tube. Both have their plusses and minuses. The knock on this technology is that the system produces too much heat in the summer (when you don’t need it) and too little in the winter (when you do need it). Combine this with moving parts & fluids and this is probably shouldn’t be your first choice. There are some instances where this makes sense when combined with other technologies, but as a stand-alone technology, I wouldn’t recommend it in our area. The other solar technology is photovoltaic (PV). PV panels convert the sun’s energy into electricity. This technology has very little upkeep, a long lifespan and no moving parts. This technology is also becoming increasingly more affordable, both from the cost of equipment side and the cost of electricity side. PV is also relatively easy to retrofit into an existing home. One of the ways governments are promoting the installation of PV is with Feed-in-Tariffs. People who produce electricity on a small scale receive a premium for the power they export to the power grid. Currently in Alberta we don’t have this instrument available to us. What we do have is a group of boutique energy retailers that will pay a premium on the power you export to the grid. Check out www.electricityshop.ca . The retailers will charge $.08/ kWh for the electricity you pull from the grid and pay you $.15/ kWh for the electricity you generate. With the cost of PV where it is, the payback on solar can be shortened by 6-8 years from where it was.

All that said it is still costs less to conserve and recover energy. If you are looking to green up your home I recommend you invest little in conservation and recovery before taking the next step of looking at energy generation and the possibility of solar. Putting solar on an inefficient home or building is only putting lipstick on it. It looks better, but it’s still inefficient .

DAVE TURNBULL

Product Development Manager Landmark Group

To everyone who enjoys energy bills: We’re sorry. 60 NEW CONDO GUIDE | VOLUME 21 ISSUE 07 | NewCondoGuide.com

lvd .

Leduc

4 1

50 Ave.

48 St.

50 St.

Grant MacEwan Blvd.

High way 2

rt B Bridgepo

Telford Lake

Black Gold Dr. Black Gold Dr.

Hig hw ay

MAP LISTINGS

Dr. Park South

St. 50

1 LEDUC MANSION

Rollyview Rd. 2A

3 ROYAL WEST HOMES 81 Acacia Circle

BY ROHIT COMMUNITIES

4141 - 98 Street

4 SUNTREE POINTE

2 THE SPRINGS AT BRIDGEPORT

5 THE RUSHES OF SOUTHFORK BY HUNTER RESIDENTIAL DEVELOPMENTS

401 Southfork Drive

BY DAYTONA HOMES MASTER BUILDER

133 -142 Selkirk Place

BY CHRISTENSON COMMUNITIES

6 WINDROSE BY LANDMARK COMMUNITIES

61 Windrose Drive

102 Bridgeport Crossing

WELCOME TO LEDUC The City of Leduc, a thriving Industrial, Commercial & Agricultural Community continues to experience growth and expansion. A great place to call home! POPULATION 15,000 and growing “Small city” living within minutes of “Big city” amenities LOCATED 20 kilometers south of Edmonton on Hwy. 2 SCHOOLS 7 Elementary, 2 Junior & 2 Senior High - Public, Private & Separate school systems GROCERY Variety of shopping

RECREATIONAL FACILITIES Black Gold Recreation & Culture Centre, Performing Arts Centre, 18 hole Golf Course & Public Library MEDICAL FACILITIES Full Service Community Hospital and Full Ambulance service PARKS & PATHWAYS 27 parks including Telford Lake, Fred John’s Park & Lions campground

For more information contact The City of Leduc (780) 980-7177

Affordability

THE

ADVANTAGE!

by HUNTER RESIDENTIAL DEVELOPMENTS

1100+ sq ft New Townhomes 2 bedroom, 2 bathroom from $199,900

To book a viewing of the new show suites please contact Heather at 780-884-8111 EMAIL info@rushesofsouthfork.ca WEB www.rushesofsouthfork.ca

NewCondoGuide.com | VOLUME 21 ISSUE 07 | NEW CONDO GUIDE 61

make your move

Do your research and

Dan Hopkins is Chief Operating Officer, Two Men and a Truck Canada. twomenandatruck.ca

hen it comes to moving, a little homework ahead of time can save a lot of headaches later on. Face it – your “stuff” is important to you, and you want movers who treat your furnishings and accessories that way. Some items such as toasters

One of the best ways to find a mover is through word of mouth. Ask your friends, neighbours and relatives which companies they used and how pleased they were.

// by dan hopkins

choose your mover wisely and even sofas can be replaced if they are damaged, but other things such as family photos and heirlooms are irreplaceable. At Two Men And A Truck, we adopted the tagline “Movers Who Care” to reflect how critical it is to treat every move with complete respect for our clients and every one of their possessions. When you shop for a mover, remember that the lowest bidder is not necessarily your smartest move. You want a company that has a track record for providing excellent service – with “service” being the key word. Customer service includes much more than the actual packing and transporting of your items; it starts with the first contact. You should be able to expect a pleasant, professional representative to provide you with an estimate that is well thought out and fair. Service extends to promptness, cleanliness and thoroughness at both ends of the move. It also involves open lines of communication. Ask questions of the movers you are considering – and if they are reluctant to give you a straight answer, move on to others. One of the best ways to find a mover is through word of mouth. Ask your friends, neighbours and relatives which companies they used and how pleased they were. Another valuable resource is the Internet. Research moving firms and find out how long they have been in business. Find out if and how their workers are trained in the packing and transporting of goods. Ask what you can expect before, during and after the move. You can also check with the Canadian Association of Movers (movers. net), that has a web page for consumers. This trade association represents moving and storage companies and is aimed at helping customers connect with reliable, professional moving services. A look through the member directory and posted articles on this website is one more tool that can help in your search. Moving can be one of the most exciting – and most stressful – times of your life. Hiring a mover who cares as much as you do about getting your possessions from point A to point B efficiently, economically and safely will reduce the stress and increase the fun. Your movers play an integral role in helping you adapt to your new surroundings. If you are planning a move in the future, think ahead and start your research now. The more comfortable and confident you feel in the mover you select, the smoother moving day will go. Customer service, walking the walk and talking the talk, is really what its all about!

62 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

7 Min. to Edmonton

Beaumont 1

Coloniale Way

Rue Montalet

44 St.

50 St.

57 St.

55 Ave. 52 Ave.

50 Ave. 3

60 St.

43 Ave.

30 Ave. Hwy 625

Homes Map Listings 1 Coventry 50 Ave. & 57 St.

(Nisku Rd.)

2 The Village at Beaumont 89 Rue Monette

3 Goudreau Heights by Christenson Communities

4900 - 62 St.

Welcome to Beaumont Come visit us and discover why “Life Is Better In Beaumont” Population Approximately 8,361 Located 2 miles South of Edmonton on 50 Street Schools 5 Schools from Kindergarten to Grade 12, French Immersion offered in all GrocerY Sobey’s & Extra Foods

Recreational Facilities Beaumont Regional Activities Centre and numerous outdoor facilities Medical Facilities 10 minutes to Grey Nuns Hospital, seved by Edmonton Ambulance Parks & Pathways Approximately 170 acres of parkland and 6 kilometers of inter-connected walkways

For more information call (780) 929-8782 or visit www.town.beaumont.ab.ca

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 63

Get involved with Sage! Sage is a non-profit seniorsâ€™ serving organization, offering a wide range of programs that enhance the quality of life for seniors in Greater Edmonton. Get involved with Sage! Take advantage of the many resources, programs and services. Explore a variety of volunteer opportunities. Consider supporting at-risk seniors by making a charitable donation. Sage has been serving seniors in your community for over 40 years. 64

Visit www.MySage.ca or call 780-423-5510!

NorthEastEdmonton

ve. 137 A

Rd .

137 Ave.

Fo rt

132 Ave.

129 Ave.

120 Ave. 95 St.

118 Ave.

58 St.

122 Ave.

121 Ave.

. Ave d. 112 Blv Ada

CAPILANO BRIDGE

Map Listings

1 Mirra by park homes

70-8318 180 Ave. 2 Shorewinds Condominiums

3 station pointe by BCM Homes 403 Belvedere Way 4 H ollick KENYON POINTE 5005 - 165 Avenue 5 Brintnell Summit by qualico living 445 Brintnell Blvd NW

22 St.

104 Ave. North Saskatchewan River

6 l andra gardens 16004 - 54 Street 7 The Avenue at Hermitage

by Carrington Communities

6070 Schonsee Way NW

7 11 Hooke Rd. Hermita ge Rd. YEL LOW HEA DT RAI L 38 St.

127 Ave.

20 St.

50 St.

144

151 Ave.

. Ave

34 St.

87 St.

144 Av e.

Victoria Tr.

8 4 16712Ave. 6 10 66 St.

82 St.

97 St.

. 160 Ave . Ave 153

M Fo ANNIN GF rt WY. Rd . 34 St.

195 Ave. 91 St. 9 1

1188 Hyndman Road

8 air harbour/altitude by Royal West Homes 175 McConachie Dr.

11 e lements at hermitage by Carrington Communities

Hyndman Crescent 12 e lements at mcconachie by Carlisle group

167 Ave. & 53 Street

9 l akeview terrace 179 Ave, east of 87 St. 10 h ollick kenyon estates 16235 - 51 Street

NORTHEAST EDMONTON | Call Craig 780.473.9143

elementsbycarrington.ca Please see our ad on the inside back cover

CONDOS FROM THE $130â€™S 1180 HYNDMAN ROAD (Off Victoria Trail, Second right on Hyndman Crescent) NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 65

NORTHEAST

ADULT BUNGALOW COMMUNITY • Ceramic tile & hardwood • Gourmet kitchen with pantry • Full appliance package • Fireplace • Window coverings • Central vacuum • Deck & landscaping • Hardie board exterior ﬁnish • Maintenance free living

COME CHECK OUT OUR NEW SHOW HOME LAYOUT! SPEC UNITS AVAILABLE WITH QUICK POSSESSION AND GREAT INCENTIVES

587.521.4009

www.airharbour.ca Open Mon-Thurs 2-8pm, Sat-Sun 12-5pm 175 McConachie Drive For more information contact: Norine Beckett 74_Built Green(20/6)

STYLISH TWO-STOREY TOWNHOMES Starting from the $260’s!

Soar to New Heights with Exceptional Standard Features at Amazing Prices HARDWOOD & CERAMIC TILE FIREPLACE & FULL APPLIANCE PACKAGE Great Purchase Incentives

780.466.4099

altitudeliving.ca

For more information contact: Nina Flora Altitude located at: 450 McConachie Way | Mon-Thurs 2-8pm, Sat-Sun 12-5pm 66 NEW CONDO GUIDE | VOLUME 21 ISSUE 07 | NewCondoGuide.com

80% SER OLD IN P

HASE 1 HURR Y IN!

southeAst

ALBERTA’S TOP SELLING CONDO BUILDER

wHy rent wHen yoU Can own for Payments from $209 bi-weekly*

two bedrooms from

$120’s

yoU QUalify witH a yearly HoUseHold inCome of

32,300

ASK ABOUT OUR EASY PAYMENT PLAN

Prices shown do not include GST and are subject to change without notice. *Ask for details, based OAC. Rendering shown is an artist concept only, actual building details may vary.

Upgrade to granite CoUntertops throUghoUt for only $795. (ValUed at oVer $2200)

ANTH ONY HEND AY DR

55 ST

97 ST 167 AVE

MANN ING D R

McCONACHIE DR

153 AVE

Sales Centre Hours: Mon - Thurs 2-7 pm Sat, Sun & Holidays 12- 5 pm Closed Fridays

780.977.0616

OUR RECENT LAUNCH WAS A TREMENDOUS SUCCESS BUT THERE ARE STILL A FEW VERY DESIRABLE SUITES AVAILABLE!

for quick possessions visit www.carlislegroup.ca

NorthWestEdmonton City Boundary

127 St.

162 A ve

7 132 Ave.

An th

on y

l rai rt T

127 Ave.

ail d Tr

124 St.

142 St.

149 St.

. Rd eld yfi

Kin

gsw

s . es ve nc A Pri beth a Eliz

Ave .

111 Ave.

178 St.

184 St.

170 St.

199 St. 215 St.

156 St.

a whe 118 Ave.

o Yell

109 St.

lbe

135 St.

A St.

137 Ave.

nd ay

142 Ave.

97 St.

121 St. 113A St.

150 Ave.

15 153 Ave. 6 8 1 10 4

148 Ave.

Campbell Rd.

2 14 167 Ave. 5 3 9 153 Ave.

12 176 Ave. Castle Downs Rd.

Stony Plain Rd.

Map Listings

1 Coventry Homes Castle Downs Rd. & McCrae Ave. 2 albany trails by footprint developments

1385 & 167 Ave. 3 Carlton villas on the lake

7 Bellwether Park 132 Ave. & 132 St. 8 victory park by Abbey Lane Homes

Pegasus Blvd & Sir Arthur Curry Way 9 The Silhouette at Carlton

by CeJay Ventures

by Cassel Communities

13808 - 155 Ave.

15503 - 139 St.

4 Victory Lane

10 Mccrae estates

by Abbey Lane Homes

by Christenson Communities

2510 Pegasus Blvd.

4450 McCrae Ave.

5 upper carlton by reid built Homes 13838 - 166th Avenue

11 village at trumpeter

6 Victory Point

12 legacy pointe

by Abbey Lane Homes

97 St. & 137 Ave.

13 starling at big lake by Rohit Communities

137 Ave & Ray Gibbons Dr. 14 elements at albany by carrington

167 Ave & Albany Way 15 edgewater at griesbach by footprint developments

Pegasus Blvd. & Frezenburg Ave.

by Rohit Communities

2055 Trumpeter Way NW by concept homes master builder

18230 - 104A Street

NORTHWEST EDMONTON | Call Eva 587.520.3372

STRONG \\ SOLID \\ SECURE \\ CARRINGTON.CA

Please see our ad between pages 18 and 19

2BR CONDOS FROM $230,900 167 AVENUE & ALBANY WAY (South of the Henday, South on 127 St) NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 69

northwest

70 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

NoRTHweST

new showhome oPen

albany trails a townhome with a real Double attacheD GaraGe

ords like modern, stylish & even a little bit sexy come to mind as you enter the Albany Trails Townhomes. Granite countertops, large windows and a glass tile backsplash in the kitchen give the space a sleek, urban feeling while features like the large rear deck and oversize double attached garage deliver what suburban buyers are looking for. Innovative finishes like glass walls instead of the usual spindle stair railings allow light to flow throughout the home. Adjacent from a community pond, these townhomes are located in the exciting new community of Albany. Albany is perched on the edge of northwest Edmonton, at 138 Street and 167 Avenuet. Just a stoneâ€™s throw away from St Albert, Albany Trails offers incredible value for residents. Easily accessible and close to many amenities,

72 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

these townhomes are the exactly what northwest Edmonton has been waiting for. Perfectly sized at 1536 square feet, these homes have been specifically designed to maximize the floor space. The open concept design allows one room to flow into another, giving the overall impression of a much larger home. A spacious gourmet style kitchen with a convenient eating bar is ideal for active families or professional couples with hectic lifestyles while the dining nook is the perfect spot for family meals or a party. The great room features plenty of room for a luxurious flat screen TV, an oversize window and has lots of room for entertaining. A well-placed half bath is very convenient for both residents and guests. Upstairs, three generous bedrooms offer fantastic space for children or make excellent offices or hobby rooms. The master suite is a great size and comes with a large walk in

closet and four-piece ensuite. Another four-piece bathroom completes this level. The lower level of the home contains the laundry room, storage room and oversize double garage. Many valuable upgraded features of these homes include five appliances, an oversized deck and full landscaping of both front and back yards. The extra deep double attached rear garage has additional storage for the kids stuff or recreational equipment. Albany Trails Townhomes have been planned and constructed by Footprint Developments. This company specializes in creating greater Edmonton’s most value rich townhome communities. Very popular with today’s buyers, their first development, Terwillegar Corners, sold out in just months. Albany Trails Townhomes are master crafted and come complete with valuable, upgraded features and

finishes. Only 46 townhomes are available in this private enclave, so don’t wait to reserve yours! Priced from the $280’s these homes are definitely northwest Edmonton’s most exciting new home opportunity. For more information about Albany Trails Townhomes, please call Christine 780.862.8708 or visit their show home at the ultra successful MacTaggart Ridge. They are located on Mullen Way in MacTaggart in southwest Edmonton. Check out www.albanytrails.ca

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 73

QuicK tiPS

// BY Hellen Buttigieg

Seven steps to

de-cluttering for a move

oving is right at the top of the list of most people’s stressful situations. But a little organization goes a long way in alleviating the stress and making the move go smoothly. I’m happy to share some simple steps that will help you de-clutter your current home so you can enjoy your new home with a clean slate:

1. Start now: Our tendency is to put it off until packing time, but most people

Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on organizing your home, your office and your life, visit weorganizeu.com and sign up for the free newsletter.

are in a time crunch at that point, and will often put things in a box to deal with ‘later’. Remember that you are paying for each item you move, not only in the time it takes to pack and unpack it, but also by the space it takes up in the moving truck. Why pay to move something you don’t really need? You’ll be busy when you move into your new home, and will probably put off going through those ‘deal with them later’ boxes indeﬁnitely; believe me, when I work with clients, I come across unpacked boxes that have been sitting in the basement or garage for several years after a move.

Everyone should make decisions on their own things, when it comes to determining what to keep and what to let go of. But a little competition never hurt, so make a game of the de-cluttering process. 2. Pictures: Take pictures of all the large items you know will not work or ﬁt

in your next home and post them on one of the resale sites online, like Kijiji, Craigslist or Ebay. You can put the extra money you earn towards your moving expenses and perhaps some pieces that fit the new place much better than your old stuff. And the nice thing about photographing them in the first place is that, if you have any sentimental attachment to the items you are selling, you can always use the pictures to trigger the memories. 3. the no-brainers: Go through your house one room at a time and get rid of the no-brainers first. No-brainers are items you don’t have to think twice about letting go of, like torn towels, chipped plates and broken electronics (if you haven’t fi xed them by now, trust me, you probably never will). Do this every day, even if it’s just for just 15 minutes, until the task is complete. This is a great way to warm up your de-cluttering muscles and will give you an immediate sense of accomplishment and motivate you to tackle the tougher stuff. 74 new condo guide | Volume 21 issue 07 | NewCondoGuide.com

Set up your supplies in advance. For the de-cluttering process, you will need bins, sticky notes (for labeling) and garbage bags. 4. Research: Do some research

ahead of time and decide where you will take your discarded items. Although some things will be garbage, most items can be donated or recycled. You will be motivated to let go of more things if you know they will be going to a cause that you believe in or disposed of in a way that doesn’t hurt the environment. Could a local women’s shelter make better use of the clothes you never wear? Find the closest drop-off location where your unused electronics can be reused or recycled safely (do an online search – there are hundreds of locations).

donated and opaque bags for garbage, so there’s no confusion. Arrange for a charity to come and pick up the donations or drop them off yourself before the end of the week (you can always go back again as you accumulate more items to donate). Give yourself a deadline on the ‘sell’ items and have a plan for the items that don’t sell (i.e. donate). Transfer the ‘keep’ items directly into the moving boxes. 7. Get the whole family involved: Everyone should make decisions on

their own things, when it comes to determining what to keep and what to let go of. But a little competition never hurt, so make a game of the de-cluttering process. Set a timer, give everyone a bin, and put some up-beat music on to make it fun. Choose a token prize for the winner who got rid of the most items and a reward for the entire family for the effort each member put in.

5. Fight the ‘what if I need it someday’ fear: If you haven’t used it

in a year, chances are you never will. For example, we wear only 20 per cent of our clothes 80 per cent of the time. If in doubt, toss it out (or donate/sell it). On the off-chance you do need it months from now, you can always replace it, but chances are you’ll never look back. If you keep everything because of this fear, it will probably cost you much more in time, money and stress than it would to replace it. 6. Be prepared: Set up your supplies

in advance. For the de-cluttering process, you will need bins, sticky notes (for labeling) and garbage bags. Use bins to do the initial sort; label them ‘donate’, ‘sell’, ‘recycle,’ ‘toss’ and ‘keep.’ When the bins get full, transfer the contents into bags. Use clear bags for items that will be

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 75

DESIGN TIPS

De-stressing

DESIGN DECISIONS DECORATING YOUR LIVING SPACE IS SUPPOSED to be fun. If high prices, high-pressure sales tactics and clueless consultants have you stressing over your design decisions, it may be time to simplify the process so you can rediscover the joy of making choices about your decor.

Here are a handful of common design decision headaches and a few ideas for curing them: ›› TOO MANY OPTIONS

Walking into a big box store or a design showroom can leave you feeling overwhelmed by the sheer volume of choices you face. Before you confront a dizzying array of options, narrow your choices by deciding what style you like. Settling on an overall style that will be carried throughout your design can help you eliminate design options right off the bat. For example, if a traditional, country style appeals to you, you’ll know you don’t even have to look at stainless steel countertops or frostedglass-front cabinets. Look to online resources like BHG.com (the Better Homes and Gardens home page) or HGTV.com for ideas about design styles you may like.

›› HIGH-PRESSURE SALES TACTICS

Buying design elements at a specialty store has advantages and disadvantages. On one hand, you’re more likely to find a knowledgeable salesperson. On the other, you may face high-pressure sales tactics something no one responds well to. The strong sell makes it difficult to know if you’re getting good advice or a decent deal. Shopping online at specialty sites like Blinds.com is a great solution. You can find plenty of advice and high-quality options, minus the pressure of dealing face-to-face with a pushy salesperson in your home. If you do need to talk to a person, you’ll get someone who specializes in what you’re buying, rather than trying to buy blinds from someone who usually works in the cosmetics department. ›› CLUELESS CUSTOMER SERVICE

And that cosmetics department transplant is a perfect example of another major design decision stresscauser: clueless customer service. Sometimes you need guidance. And sometimes you need to talk to someone who knows enough about what you’re buying to be able to interpret your description of what you’re looking for when you don’t really know what it’s called. Your chances of finding that level of expertise are much better with a specialty store or online seller, whether you’re buying blinds, or flooring. ›› HIGH PRICES AND QUESTIONABLE QUALITY

While it’s generally true in life that you get what you pay for, it’s also true that a high price does not ensure high quality, and that a low price doesn’t exclude quality. When it comes to making design choices, it can be frustrating to find what you want only to realize the price is way beyond what you budgeted for. Comparison shopping is the best way to avoid overpaying or purchasing poor quality goods. And the Internet is the easiest way to comparison shop. You can Google what you’re shopping for, or try price comparison websites like PriceGrabber.com or Nextag. com. Online merchants typically offer a wide variety of designer-quality looks at more palatable prices. Taking the stress out of design decisions doesn’t have to be difficult. Refining your choices and using online resources can renew your enjoyment of the design process - and ensure you end up with a look you’ll love for years to come. ARA

53 Avenue

51 S tree t

Stu rg eo n

Ri ve r

y wa gh i H

50 A venu e

Highway 28A Edmonton

Gibbons

point Map Listings 1 riverside 4922 - 52 Street

Welcome to GIBBONS Our community places great pride on being a safe and friendly place in which to raise families and enjoy an outstanding quality of life Gibbons-“Living at its Best”.

Population 2848 and growing Located The Town of Gibbons is strategically located at the junction of Highway 28 and 28A along the banks of the Sturgeon River, only minutes from Alberta’s Industrial Heartland in Sturgeon County. Schools Landing Trail School (Kindergarten to grade four) and Gibbons School (grades five to nine). High School students are bussed to Sturgeon Composite High or Redwater High Schools. Grocery One grocery store and two convenience stores

Recreational Activities Gibbons arena, curling rink, community hall, Goose Hummock golf course, campgrounds and much more Medical Facilities Two medical clinics, a dental office, laboratory, chiropractic centre, massage therapy, and a Capital Health Unit. Three hospitals are available within 15 miles of Gibbons. Parks & Pathways Gibbons hosts ten park areas, including seven playgrounds, two passive parks, and a sports grounds area.

For more information, please visit www.gibbons.ca

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 77

finances

Family Budgeting 101 every family needs to watch their pennies. “A family needs a budget that everyone can follow,” says Dennis Tew, father of three and chief financial officer of Franklin Templeton Investments Corp. “Ensure you track expenses and plan for costs. This will help you save more and spend less.”

From groceries to the hydro bill,

Here are a few ways to get your family budget on track: Recurring expenses. Track your monthly spending

on your home, food, transportation, utilities and loans. Consider giving to charity on a regular basis too.

Occasional expenses. Birthday gifts, entertainment,

dining out, school trips and clothing can quickly add up. Ensure you watch these expenses closely.

Emergencies. Build up some savings in an emergency

fund. A rule of thumb is three months of your income.

78 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

Save for the future. Put some money aside for a new home, car or family vacation. Remember to contribute to an RRSP and RESP. Paying off debt should be a priority too.

Consider asking a financial advisor to help you plan and budget. More tips on how to save for the future are available at franklintempleton.ca NC

FortSaskatchewan ER AT S DWBON E R IB G

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BR 17 K UD M ER TO HE IM

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St. 101

t. 82 S

Westpark Drive

e. ve. Av 95A A 94 We stp ark 84 St. Wo Blv od d. Clo sme se re 1

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Wilshire Blvd.

MAP LISTINGS

1 WALNUT GROVE BY DYNASTY BUILDERS

#85 - 15 Woodsmere Cl.

2 SOUTHFORT BEND 8802 - Southfort Dr.

WELCOME TO FORT SASKATCHEWAN A quiet, friendly, family oriented community. “Move in Next Door... Neighborly Fort Saskatchewan”.

POPULATION Over 14,700 LOCATED Adjacent to the northeast boundary of the provincial capital, the City of Edmonton & 30 km from downtown Edmonton SCHOOLS 6 Public Schools, 3 Separate Schools, 1 Christian School GROCERY Sobey’s Station Square, Canada Safeway,

Extra Foods, Garden Market IGA RECREATIONAL FACILITIES Dow Centennial Centre, Tennis courts, campground, golf courses, bowling lanes, baseball diamonds, indoor pool, outdoor ice rinks (2), curling rinking, indoor soccer, gymnasium, fitness centre

MEDICAL FACILITIES Hospital, local ambulance, 5 medical clinics PARKS & PATHWAYS 360 hectares of park/ recreational/natural land with 29 km of paved trails for walking, running, biking, rollerblading & cross-country skiing

For more information contact Tanya Stillborn (780) 992-6408 or visit our website at www.fortsask.ca or e-mail: tstillborn@fortsask.ca

STATION POINTE VILLAGE NOW PRE-SELLING - FROM $199,900 1 Bdrm + den | 2 Bdrm, 2 full bath | 3 Bdrm, 2 full bath

INCREDIBLE VALUE

• 10 to 12 minutes to Fort Sask reﬁnery row • 1 block to LRT • Also close to stores & amenities • Great location and on site retail available

www.stationpointe.com | 780-490-6008 | myhome@stationpointe.com NewCondoGuide.com | VOLUME 21 ISSUE 07 | NEW CONDO GUIDE 79

style file

Energize your highrise // by Yanic Simard Spaces designed by Toronto Interior Design Group

Bouclair Home recently added a line of affordable wallpapers in many modern prints for a high end look at under $30 a roll. › For big impact from just a little paint, coat your interior doors in a dark grey to add sophisticated interest. I like using Benjamin Moore’s #2121-10 Gray. › Carpet tiles can be laid in virtually any sized area, either wall-to-wall or as an area rug, and when an inevitable spill takes out a tile or two, they can be easily replaced without heavy re-investment. The “Hide & Batik” series from FLOR continues to dazzle in my design studio, but I also love their new Jitterbug Memories for a modern, playful take on a classic chevron. › Consider using an arcing floor lamp over a dining table for the hip retro-modern look, but they’re also very practical if you want the effect of a pendant lamp without the electrical work (or long term commitment). › A custom integrated table makes a strong statement while saving space by meeting a wall. Pairing it with transparent chairs (a very trendy choice) lets the architectural shape stand out. Kitchen

Inhabiting a small space shouldn’t have to mean living light on character. To keep your home in the sky feeling like a home of your own, here are a few ways to inject a little edge.

Dining

› A single accent wall can be all you need (especially in a compact space) to dramatically change the look, even with wall coverings. 80 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

› Remove the doors on a cupboard (try the underused cabinet over the fridge if you have limited space) and create a miniature gallery for photos, books and sculptural art. You’ll need less storage anyway once you invest in some warm-hued copper cookware and display it proudly on an open shelf or hanging rack - mixing metals is a growing trend so now is the perfect time. › The knobs and pulls in your kitchen are an oft-overlooked detail that can be easily switched up to add a dash of personality. › Having your upper and lower cabinets painted two different colours lends variety and a high-end, european look - try painting the uppers a lighter shade to open the space, or the lowers a bold hue (such as a raspberry red) to add flavour without overwhelming. › In an open-plan space with wallpaper, here’s how I keep the look consistent from kitchen to dining area: use a single wallpaper in both, and even as the backsplash. Just have a sheet of glass laid over the paper in the kitchen to create a durable surface. Bathroom

› Visitors will always be impressed by a beautiful bathroom, especially when they find something other than the everyday builder’s standard. Consider changing your sink to add a huge punch of colour or texture. Check out Roman Bath Centre for a bright blue porcelain piece, or for a sexy black-lace transparent vessel. › Painting the ceiling a bold colour in a small powder room continued on page 82…

Morinville 1

Map Listings

1 Maple Brooke Villas by Dynasty Builders

Unit 44, 9511 - 102 Avenue

Welcome to Morinville Located within a short drive from Edmonton, CFB Edmonton and St. Albert, Morinville offers residents the dual benefits of abundant amenities blended with small town values and community support. Spring 2011 will see the town celebrate the completion of the new Community Cultural Centre, the new focal point for the community. Population 7,600 Located Highway 2, 18 minutes north of Edmonton, 8 minutes north of St. Albert, 15 minutes from CFB Edmonton Schools Two elementary schools, one junior high and high-tech high school. French immersion is offered at elementary/junior high levels. Morinville is also home to Sturgeon Learning Centre and Morinville

Christian School GrocerY Sobeys, nofrills Recreational Facilities Hockey/curling rinks, ball diamonds, soccer fields, tennis court, walking trail system, 18 hole golf course, extreme sports park and splash park Medical Facilities Two clinics and full ambulance service

For more information contact Town Office (780) 939-4361

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 81

style file

continued…

photo by Ted Yarwood

adds drama without bringing in the already tight walls. In fact, in a high ceiling condo, this can actually make the space feel more proportionate. I recently used Benjamin Moore’s #2054-20 Beau Green for a project and it turned out beautifully. › Replacing a plain mirror with one sporting an intricate frame or modern etched detail adds visual interest in the place you’re already looking the most often. You can even layer a smaller mirror over a large one to get the best of both, such as the dramatic black baroque Ikea “Ung Drill” mirror I recently featured on Cityline. › If you have the room, a small piece of unexpected furniture can make your bathroom feel less utilitarian and more like a private spa – a garden stool gives a place to perch a book while soaking in the tub, and a floor lamp (wired safely) adds an extra layer of light and a decorative detail your guests won’t expect. Living

› Replacing the legs or feet on your furniture, or simply remove the existing pieces and painting them a bright shade, adds a custom detail in an unexpected place. › Freestanding lamps aren’t the only easy option for improved lighting – plug-in sconces install quickly and typically come with covers that mask 82 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

the wires trailing down (no need to open the drywall). For a modern industrial vibe consider leaving the wire exposed and painting it red or another high-contrast colour. › Gallery style art collections are very trendy right now, with people embracing the variety and easy elegance of a mismatched collection. Gather your framed pieces, replace any of the frames that stick out too much with minimal black, white or wood options (or paint them out) and hang them one by one from the centre of the wall outward (starting at eye level) until none are left or the composition feels complete. › Combine your book shelf and side table by simply stacking the biggest books right on the floor. Pile them to about 18 in. next to your favourite reading chair, and top it with a transparent tea-tray for a modern, space saving look 100 per cent unique to you.

Yanic Simard is the principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Simard often applies his signature high/low and old/new combination design techniques in developing unique designs. Simard has created designs for clients across North America, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca

St.Albert

Map Listings

1 North Ridge Place

St. Albert Trail & Ridge Drive

TO N

Developed by McLeod Project Marketing

25 North Star Close by Christenson Communities

tT r.

167 Ave.

3 Tenor on the river

by Grande Design

2 Citadel Village

Keil lor Dr.

Rd .

St. Al be r

Boudreau Rd. Campbell Rd.

Sturg eon Rd .

Dr. ins k t A

156 St.

Av e.

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184 St.

Levasseur Rd.

e. Poirier Av

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Erin Ridge Drive

TO MORINVILLE

35 Sturgeon Road 4 V illage on Perron 5 Perron Street

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 83

STALBERT

You know what you want when you see it You better come look. Show Suite Hours:

35 Sturgeon Road , St. Albert

Mon & Wed

10 – 2 PM

Call Colleen at 780.993.7647

Tues & Thurs

4 – 8 PM

TenorOnTheRiver.com

Sat & Sun

12 – 4 PM

CHANGING YOUR ADDRESS? Plan Ahead… There Always is the Chance That Something May be Overlooked!

AS SOON AS POSSIBLE… notify individuals, companies and institutions that your address will be changing, either by phone or by mailing the change-of-address cards from your post ofﬁce. The following checklist will serve as a convenient reminder:

❏ Accountant ❏ Alumni Association ❏ Attorney ❏ Banks

❏ Lending Institutions

❏ Credit Cards

❏ Magazine / Newspaper Subscriptions

❏ Dentist

❏ Physicians

❏ Driver’s License

❏ Place of Worship

❏ Employers

❏ Revenue Canada

❏ Frequent Flyer Program

❏ Stockbroker

❏ Catalog Merchants

❏ Insurance Companies

84 NEW CONDO GUIDE | VOLUME 21 ISSUE 07 | NewCondoGuide.com

❏ Investment Companies

❏ Veterinarian

// by Jim Rivait

Thinking Green

Jim Rivait is Executive Officer of CHBA Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy, strategic communications, policy development/analysis and association management.

any people show their concern for the environment when they bring along a shopping bag to the grocery store to reduce the amount of plastic headed to landfills. Thinking Green has a far bigger impact when buying a new home. Choosing a more efficient home will have an enduring impact on both the environment and operating costs for year to come. Built Green Canada is a program to help homebuyers make smart choices that will significantly improve energy and water efficiency, make homes healthier and more comfortable, increase durability and improve eventual resale value. Families find Built Green homes save them hundreds of dollars a year in utility bills and they are better shielded from ever-rising energy prices in the future. There is no way to put a price tag on the benefits of a more

industry updates - chba - alberta

when buying a new home comfortable place to host special celebrations and enjoy time with family and friends. But those advantages are as real as the pride that comes with knowing you took extra care in providing the best home possible. Homes constructed under the Built Green program can achieve four levels of certification – bronze, silver, gold and platinum – depending on the choices consumers make as they design their home. Builders must be trained in the program’s practices, policies and procedures before starting on a project. Checking the elements that qualify a home for Built Green status is a great education for consumers who want to make the smartest choices about their new home. Let’s have a quick look at some examples. Details can be found at builtgreencanada.ca Envelope and energy systems. The envelope surrounding the home should be as air-tight as possible, insulation will help control temperature, and efficient appliances such as tankless water heaters will save energy and lower utility bills. Materials and methods. Choosing environmentally preferable materials may include wood that is sustainably harvested. Methods used by builders can reduce the amount of lumber required without compromising the quality of the home. And smart choices in paints and finishing materials can reduce chemicals present within the home and ease the burden on landfills. Indoor air quality. Canadians spend a lot of time indoors so the quality of interior air is an important environmental consideration. Natural materials or those low in Volatile Organic Compounds will help achieve this goal. Ventilation. Bringing clean air into the home is also vital. A motorized damper on the fresh air inlet ensures comfort and safety without the wasted energy from keeping the inlet constantly open. Waste management. Building a home can generate a lot of trash. Construction companies can slash the totals substantially by installing recycling bins on the job site, reusing rather than discarding pallets and ordering supplies that don’t come with excess packaging. Water conservation. While energy use tends to get the lion’s share of the attention, many regard fresh water as the planet’s most precious resource. Low-flow toilets and faucets help reduce water use. Hot-water recirculation systems ensure the water is warm when you turn on the tap – and save all that water that typically goes down the drain in regular systems. Drought-resistant landscaping will reduce the water consumption outdoors. Business practice. How your builder conducts business is also a key part of the overall environmental footprint of a home. Firms that choose products from nearby suppliers reduce harmful emissions from transportation. And educating homeowners about how the environmentally responsible systems in their homes operate helps to guarantee they will achieve the best results. These are just a few of the factors that are used in the construction and rating of a Built Green home. When shopping for a new home, ask about the Built Green program and how an investment today in environmentally friendly features can pay dividends – not just in lower utility costs – but in a healthier future. NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 85

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86 NEW CONDO GUIDE | VOLUME 21 ISSUE 07 | NewCondoGuide.com

213 St.

WestEdmonton Yellowhead Trail

124 St.

7 159 St.

87 Ave.

WHITEMUD FWY.

QUESNELL BRIDGE

199 St.

69 Ave.

Callingwood Rd.

4 5

Map Listings

North Saskatchewan River

1 T he Californian Parkland by Abbey Lane Homes 2035 Grantham Court

2 jasper gates by beljan development

10144 - 150 Street 3 Suder Greens 92A Avenue & 206 Street by Boss Developments

4 south hamptons by Park homes 1520 Hammond Gate

GROAT BRIDGE

142 St.

163 St.

170 St. 175 St.

8 1

102 Ave.

149 St.

156 St.

178 St.

Stony Plain Rd. 100 Ave. 95 Ave.

182 St.

ANTHONY HENDAY

Stony Plain Rd.

107 Ave.

a en d. Bu ta R Vis

Winterburn Road (215 St.)

Ma yfie ld

Rd .

111 Ave.

Village at the Hamptons 199 St, South of Hamptons Rd.

10 elements hamptons by rohit communities 1753 Hammond Cres NW

6 Glastonbury Mews & Estates 1589 Glastonbury Blvd 7 The Vanier

by Qualico Living

9820 165 Street

9 glenora skyline 10220 - 140 Street

8 v ip at californian parkland by abbey lane Homes 2035 Granthan Court

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 87

in the news

Consumers optimistic about

Canadian recreational property market According to a new survey from Royal LePage, interest rates

factor hugely into the decisions of Canadian households when it comes to purchasing a recreational property. The survey, which polled Canadians across the country who either currently own or intend to purchase a recreational property within the next five years, found that most (82 per cent) Canadians say interest rates will influence their decision to purchase a recreational property - and a majority (58 per cent) feel added urgency to buy a recreational property while interest rates are low. Survey respondents demonstrated overall optimism regarding the Canadian recreational property market. When asked what they believe recreational property prices will do in the coming year, half (50 per cent) of respondents indicated that prices will increase and one-third (32 per cent) said they will stay the same. And of those planning to purchase a recreational property within the next five years, 76 per cent said they are more inclined to buy a property in Canada than in the U.S. or elsewhere. “Despite financial and economic uncertainty, or perhaps because of it, we have found that the enduring value of recreational properties is widely-recognized by Canadians,” says Phil Soper, president and chief executive of Royal LePage Real Estate Services. “In contrast to our large urban centres, where home prices shot up in recent years before rapidly cooling in 2013, the recreational property market has remained remarkably stable and resilient.” Soper adds, “I shy away from recommending real estate as an investment for the typical family. Shelter is, after all, primarily consumption. However in Canada today, where we see virtually no return on bonds and other forms of modest risk savings, it is reasonable to view recreational property in a new light. This prolonged low-interest environment supports purchase decisions based upon lifestyle and supported with a sound investment thesis.” According to the survey, the majority of current recreational property owners plan to keep their properties long-term, with 60 per cent stating that they are somewhat or very unlikely to sell their property upon retirement. At the same time, almost two-thirds (64 per cent) are not planning to use their recreational home as their primary residence upon retirement. For those planning to purchase a recreational property for retirement, financial feasibility is among the most important factors they are looking for, with affordable purchase price (56 per cent) and reasonable maintenance costs (39 per cent) topping the list.

88 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

Waterfront access (37 per cent), proximity to town (33 per cent) accessible medical facilities (26 per cent) and proximity to their primary residence (22 per cent) were also cited as important property attributes. Properties on a lake are by far the leading property type, with almost half (41 per cent) of those planning to buy indicating that this is their first choice, followed by a property in the mountains or woods (17 per cent) and a condominium in a recreational community (13 per cent). When asked what financial and/or lifestyle changes they would be willing make in order to purchase their dream recreational property, almost one-third (31 per cent) said they would rent their property out during the year. Other strategies include reduce discretionary spending (25 per cent), downsize primary residence (24 per cent), purchase a fixer-upper (23 per cent) and purchase with friends/family (22 per cent). “Canadians have long valued the ability to escape the city to spend time with friends and family,” says Soper. “A place to get away from the pressures of daily life seems to be more attractive now than ever. From coast to coast, Canada offers some of the world’s most spectacular landscapes and friendly communities.”

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90 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

Here’s what you can do to Recycle, Renew and Reuse • Keep your car in good working order. Tune-ups and filter changes cut down on exhaust emissions, and you’ll get better gas mileage. When you change your oil, take your used motor oil to a recycling centre. • Use available transit alternatives. • Separate your garbage. Glass, aluminum, paper and even plastic can be recycled. If a recycling program is not directly available to you, contact your municipal sanitation department. • Donate reusable clothing and linens to charity. Most pick-up regularly in your area. • Become environmentally active in your community. You can make the world a better place to live... now and for future generations.

Recycle girl(15/10)-ja/ah

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 91

To Highway 16

StonyPlain Highway 16A, To Edmonton

47 Ave. 48 St.

50 St.

52 Ave.

South Park Dr.

44 Ave.

Golf Course Rd.

46 St.

To Jasper

Fairway Dr. 55 Ave. Oatway Dr. 3 2

79 Ave.

Map Listings

1 barth & gosset manor by jaffer developments

Main St - 5211 50th St

92 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

2 westerra manor Golf Course Rd & 79 Avenue

3 willows end by jaffer developments

48 Street & Willow Park Rd

FUNDAMENTALLY SPEAKING

// BY WAYNE KARL

HOMEOWNERSHIP AFFORDABILITY

improving for Edmonton condos

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne. karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

mid all the recent talk of weakening market conditions, high levels of household debt and economic uncertainty, comes some good news, courtesy of RBC Economics Research. Canada’s housing affordability was generally in a holding pattern in the first quarter of 2013, thanks primarily to mortgage rates, home prices and household incomes remaining at status quo, according to RBC’s latest Housing Trends and Affordability report. “The Canadian housing market cooled significantly in the past year; however, there is mounting evidence that activity is no longer weakening,” says Craig Wright, senior vice-president and chief economist, RBC. “A significant nation-wide price correction does not appear to be imminent so long as affordability remains outside of the danger zone.” Exceptionally low mortgage rates have been the chief factor in keeping homeownership costs relatively affordable, RBC says. The Bank of Canada again held its trend-setting bank rate at one per cent on May 29. RBC notes that when interest rates eventually rise, it will be because the Canadian economy is on stronger footing. Alongside this stronger economic

The Canadian housing market cooled significantly in the past year; however, there is mounting evidence that activity is no longer weakening environment will be heftier household income gains, which would work to offset any negative impact on affordability, RBC says. The way RBC’s affordability measures work is, the higher the measure, the more difficult it is to afford a home. For example, an affordability measure of 50 per cent means that home ownership costs, including mortgage payments, utilities and property taxes take up 50 per cent of a typical household’s pre-tax income. A decline in the measure represents an improvement in affordability. The Alberta market continues to be a bright spot in Canada, RBC says, remaining one of the most affordable markets in the country, thanks in part to the high household income in the province. Homeownership affordability improved in all housing categories during the first quarter of 2013 compared to last year – in detached bungalows to 32.2 per cent, standard two-storey homes to 34.7 per cent and in condos to 19.8 per cent. For the Edmonton condo market, specifically, affordability improved notably – down 1.4 per cent (meaning it became more affordable) to 18.6 per cent. Affordability also improved for detached bungalows, down 0.9 per cent to 30.4 per cent; and standard two-storey homes, down 1.7 per cent to 34.4 per cent. NewCondoGuide.com | VOLUME 21 ISSUE 07 | NEW CONDO GUIDE 93

What to do when you hire a contractor Many experienced and reliable contractors work in your community – highly skilled professionals who do business the right way. Unfortunately not all contractors play by the same rules. Some cut corners to offer lower prices. They promise you a “good deal” as long as nothing is written down and you pay in cash. These cash deals can mean a lot of risk for you. Contractors who don’t do business properly don’t protect you from accidents or their mistakes. If there is a work-related injury or damage to your home, you could face lawsuits and financial loss. You could be responsible for your contractor’s unpaid bills. And you could be stuck with work that is incomplete or badly done. While serious, these risks are easy to avoid. Before you agree to let anyone work on your home, take these three simple steps: know who you’re dealing with, make sure you’re protected from risks, and always Get in in Writing! ™

How to find

a good contractor • Ask friends, family and neighbors about contractors they have hired to work on their homes. • Contact your local Home Builders’ Association or other trade association for a list of professional contractors in your community. • Ask your local building materials store if it has a list of recommended contractors. • Ask your utility company if it has a list of recommended contractors. • Check with your local Better Business Bureau to find out if a contractor is a member.

For more advice, including detailed information about contracts plus worksheets you can use when interviewing contractors, visit HiringAContractor.com For a listing of builder and renovator members, contact the Canadian Home Builder’s Association - Edmonton Region. Call 425-1020 or visit their website at chbaedmonton.ca Get it in Writing! provides information to help you make informed choices when you build, renovate, or repair your home. This program is managed by the Canadian Home Builders’ Association with support from the Government of Canada.

Get it in Writing(14/10)-/ja

94 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

homebuyersâ€™ help

condo buyersâ€™

resource section

You love the condo, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 95

homebuyers’ help

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

example: 5%

25 years

5.82

125 (mortgage amount $125,000)

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Calculate the combined monthly before-tax income of you and your spouse. 02 Divide by three. This figure is the monthly payment you can afford to make on your condo. 03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.) 05 Multiply this figure by the amount you need to borrow. Divide by 1,000.

96 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

06 Add to this your estimated monthly heating costs and monthly property taxes. 07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

4.650

Bank of Montreal

3.100

Bank of Nova Scotia

3.100

AGF Trust

2 years

3 years

4 years

5 years

3.040

3.200

3.240

3.340

3.490

4.000

3.140

3.650

4.540

5.140

4.550

3.750

3.890

3.990

4.390

4.990

3.240

3.390

2.900

3.370

3.290

Bridgewater Bank

CIBC Mortgages

3.200

4.450

3.000

3.140

3.550

4.390

5.140

Canadian Western Bank

3.200

4.000

3.000

3.140

3.650

4.540

5.140

Equitable Trust

3.140

3.650

4.540

5.140

First Calgary Financial

4.000

2.390

2.670

2.790

2.890

2.950

First National Financial

2.600

3.950

2.740

2.690

2.790

2.990

3.190

FirstOntario Credit Un.

2.790

4.240

2.990

3.140

3.190

3.240

2.890

HSBC Bank Canada

3.100

4.450

3.600

3.950

4.450

4.990

5.240

ING Direct

2.750

3.000

2.790

2.990

3.080

Investors Group Trust

3.000

4.000

3.000

3.140

3.550

4.540

5.140

London Life

3.000

4.000

3.000

3.140

3.550

4.540

5.140

Manulife Bank

3.000

4.450

3.000

3.050

3.100

3.090

Meridian Credit Union

2.850

4.450

3.100

3.140

3.700

2.980

3.190

National Bank

3.200

4.400

3.100

3.140

3.550

4.540

5.140

4.500

3.100

3.350

3.550

3.850

3.950

3.200

6.040

3.140

3.150

3.190

3.300

3.390

Servus Credit Union

4.000

3.000

3.040

3.550

4.390

5.140

Steinbach Credit Union

2.500

2.600

2.700

2.800

3.000

4.000

3.000

3.040

3.550

4.540

5.140

Peace Hills Trust President’s Choice Fin’l

T-D Mortgage

3.000

Rates effective as of June 12, 2013. *Rates subject to change without notice.

NewCondoGuide.com | Volume 21 issue 07 | new condo Guide 97

homebuyersâ€™ help

Condo hunterâ€™s checklist When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where! condo #1

condo #2

condo #3

condo #4

Project & address:

Salesperson:

Phone:

Developer/builder:

Type:

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

Sq. Footage:

# of bedrooms:

# of bathrooms:

Interior appliances:

Options:

Parking facilities:

Special incentives:

Price:

Down payment:

Condo fees:

Financing available:

Other comments:

98 new condo Guide | Volume 21 issue 07 | NewCondoGuide.com

palladium

2br

Pd 862 FT2

Condos from the $130’s All Suites Include

6 Appliances • Elevator Service to All Floors • Laminate Floors • Underground Parking Available

East of 34 Street NW on 16A Avenue NW •Now Under Construction

YELLOWHEAD TRAIL

North East Call 780.473.9143 1180 HyNdMaN Rd Off Victoria Trail & second right on Hyndman Crescent •Now Under Construction •River Views available •Fall Possessions

DR NW

WINDE

RMERE

167 AVE

TER WI LLE GAR

142 ST N W

50 ST IA T MAN RAI NIN L GD

WAY

WIND

3353 16A AvE

ALBANY

DAY

South East Call 587.520.0482

HYNDMAN ROAD

HEN

ANTHONY HENDAY DRIVE

137 AVE

ES AN CR HYNDM

ONY

E NW

R ITAGE

HERM

AY DR

HEND

H ANT

16A AV

ONY

ANTH

127 ST NW

34 ST NW

MI LL RD WOO NW DS

ElEmEnts at windErmErE

ElEmEnts at albany

e ElEmEnts at Showoswuit N n! HErmitagE O pe

VIC TOR

ElEmEnts at laurEl Crossing

ERME

RE BL VD

North West Call 587.523.7912

South West Call 469.6976

508 albaNy Way

WiNdeRMeRe Rd & WiNdeRMeRe blVd

South off the Henday onto 127 Street, West on 167 Avenue •Now Under Construction

South West off the Henday onto Terwillegar Dr, West onto Windermere Blvd, North onto Windermere Rd.

information Centre Hours: Monday to Thursday: 3 to 8pm | Saturday, Sunday & Holidays: 12 to 5pm | Closed Fridays

elementsbycarrington.ca

Carrington Communities celebrated the ground breaking at Aviva last month, and construction is advancing rapidly on this exciting new project in North West Edmonton. Adjacent to a protected permanent wetland area, Aviva offers expansive greenspace, gorgeous views, and close proximity to parks & ponds, making it a perfect fit for outdoor enthusiasts! The beautiful views from some of the suites make the area a pleasure to experience from indoors as well as out. Aviva is merely minutes away from the community of St Albert which offers many unique amenities, such as the Lois Hole Enjoy Centre & Western Canadaâ€™s largest outdoor farmers market. The burgeoning development of Albany Market Square is also just down the street, offering easy access to all amenities. Convenient access to the Anthony Henday adds to the appeal of this fantastic location. The two four storey buildings, which feature fabulous two storey lobbies, will be located at 167th Avenue and Albany Way. They will be part of an exclusive development that will include multi-family as well as single family homes, situated around a central pond on a quiet cul-de-sac.

Wi two aw bed squ The sui

In a Avi ins wh cer lam cre

Bo the pri app wa $22

Rat fini abu

pre-sale pricing availabl

With suites ranging from one bedroom up to two bedrooms plus den, Aviva offers purchasers a wide range of options. The very popular two bedroom plus den suites are a spacious 1,144 square feet and boast an expansive balcony. They’ve sold quickly with only a few of these suites left!

suite. Thanks to the complimentary interior design consultation you can design your new home exactly how you want it. Upgrades can include granite countertops, cabinet styles and finishes, glass or ceramic kitchen backsplash, hardwood, cork or even leather flooring, and feature walls in designer colours.

In addition to the fabulous outdoor amenities Aviva offers unique, contemporary finishes inside the suites. Carrington goes a step above when choosing the finishes, the full-height ceramic subway backsplash in the kitchen and laminate flooring in the kitchen and living room create a fresh contemporary feel.

The building offers a social room with wet bar & billiards, as well as a fully equipped fitness centre. Secure underground parking is included with some suites, and guest parking is available.

Both the backsplash and laminate flooring in the kitchen and living room are included in the price, as are maple cabinets and a six-piece appliance package that includes a front load washer and dryer. Two bedroom suites start at $228,900. Rather than being limited to one or two finishing packages, Carrington offers an abundance of choices to customize your

The presentation centre is now open from 3–8pm Monday to Friday, 12–5pm Saturday, Sunday & holidays, and closed on Fridays. For more information call Eva at 587.520.3372. Suites are selling quickly, stop by today for the best selection & pricing!

2013 ExCELLEnCE In HoUSIng AWARd WInnER

Visit now,

lable for a limited time* *Select suites only, for a limited time. See Sales Associate for details.

reasons 10-1

Your exeCutive team

Top 40 10 reasons Carrington Communities

is your preferred

condo builder and has been

sinCe 1973

Have operated a family run company for the past 40 years

Have been an accredited member in good standing with the BBB for 25 years

Are committed to constant growth & innovation

Have been helping Edmontonions find their dream condo for 40 years

Offer citywide locations for every lifestyle

Are passionate about building a product that is second to none

yOUR home is where THEiR heart is

Believe in improving our community through charitable organizations such as Hope Builders & Changing Futures

Have built a company that is an award winning industry leader

Know that it takes a COMMUNiTy to build a CARRiNgTON COMMUNiTy

Enter to Win

• iM

• 15 ga

• Th

• Su la

*Se

Visit

meet your executive team: sheldon, Jarret, renae, Dan, & David

carrington.ca/ condos/contest

Save up to $15,000 on these spectacular suites!*

t is

h ns &

Condos FRoM

$167,900

y ng

• 15,000 sq ft of amenities includes a fitness centre & a 3,500 sq ft party room with wet bar, kitchen, gas fireplace, games table, billiards & more! • The aquatic centre is equipped with an indoor pool, hot tub, locker rooms, steam room & outdoor patios • Suites include window coverings, six appliances, laminate floors, heated underground parking, in-suite laundry & complimentary interior design consultation *Select suites only, for a limited time. See Sales Associate for details.

WHYTE AVE YLL

ARG

SOUTHCENTRAL RD

SHERWOOD PARK FWY

75 ST

• iMMediAte poSSeSSionS AvAilABle

91 ST

inCludes GsT

WHITEMUD DR

Call Amanda

780.461.1622 7825 - 71 Street 2013 ExCELLENCE iN HOUSiNG AWARD WiNNER

• Walking distance to a vibrant new town centre, future LRT station & recreational PMS1545: PMS 2204: 32C2M7Y1K complex, Blackmud Creek Ravine & 53M100Y72K much more 8583

Condos FRoM

•

metallic

• 9' ceilings on all floors

$179,900

•

• Beautiful ravine views*

inCludes GsT

• Customize your suite with a complimentary interior design consultation

•

• Two storey lobby

•

ANTHONY HENDAY DRIVE

SOUTHWEST

WA TT

RAI

Call

JAM

ALLARD LINK SW

127 ST SW

ELLERSLIE RD

111 ST SW

*On Select Suites. See Sales Associate for details.

30 AVE SW

587.520.6775 1144 Adamson Drive SW

le AB te il iA vA ed A M nS iM io S eS SS o p

• Building features underground parking, fully equipped fitness centre, convenient guest suite & social room with wet bar and billiards

•

• Stylish suites come with six appliances, laminate floors & 9’ ceilings • Oversized heated storage included with underground heated parking Condos FRoM

$181,900 inCludes GsT

• Located in the heart of Ambleside this convenient Southwest location has easy access to the Anthony Henday, transit centres, South Edmonton Common & Currents Shopping Centre *On Select Suites. See Sales Associate for details.

170 ST

GA ILLE

W TER

HENDAY DR

WINDERMERE BLVD AMBLESIDE

2013 ExCELLENCE iN HOUSiNG AWARD WiNNER

DR ANTHONY

AMBLESIDE DR LINK

ELLERSLIE RD SW

SOUTHWEST Call Christine

780.438.1513 308 Ambleside Link

•

• Designer kitchens complete with upgraded appliances • Gas line to balconies with optional gas line to ranges • Double, triple and quadruple private garages available • Amenities including fully equipped fitness centre, three social rooms with theatre, games, dining & butler kitchen, & rooftop terraces *On Select Suites. See Sales Associate for details.

TERWILLEGAR BLVD

MACTAGGERT DRIVE

More information coming soon

• Building features luxurious amenities including air conditioned corridors and common areas, fully equipped fitness centre, social room with full kitchen and billiards, and a convenient guest suite • 9’ ceilings on the first, second and third floors, 10’ ceilings on the fourth floor • Located in desirable Southwest community of MacTaggart this location offers easy access to the Anthony Henday, and is close to many amenities • Winner of the 2013 CHBA Award for Best Multi-Family Apartment Building *On Select Suites. See Sales Associate for details.

GAR DR

WHITEMUD DR RABBIT HILL RD

4042 MacTaggart Drive

New showsuites now open!

TERWILLE

SOUTHWEST

• Gorgeous lake views*

23 AVE NW

po SS eS iM Si Me o d n iA S t Av e A il A Bl e

C o So M o ing n

• Oversized balconies

111 ST

• Cast in place concrete structure

RABBIT HILL RD

n al

23 AVE MAYNARD WAY

ANTHONY HENDAY DR

SOUTHWEST Call Jeremiah

780.438.4911 6079 Maynard Way

Condos FRoM

$279,000 inCludes GsT

ConCReTe Condos FRoM

$227,080 inCludes GsT

• Cast in place concrete construction

•

• Modern architectural styling & suite features

•

• Overheight ceilings

•

• Stainless steel appliances

•

• Heated underground parking & storage

•

• Engineered hardwood floors • Guest suite, leisure centre & rooftop terraces

•

• Just minutes from shopping, dining and many other amenities *On Select Suites. See Sales Associate for details.

RUGBY PARK

CALGARY TR

111 ST

SOUTHWEST

GATEWAY BLVD

ANTHONY HENDAY

Call Kathy

780.756.2230 11080 Ellerslie Road

ELLERSLIE RD

po SS eS iM Si Me o d n iA S t Av e A il A Bl e

Up to $12,000 off select suites*

• One bedroom, one bedroom plus den, two bedroom, & two bedroom plus den suites available • Underground heated parking, laminate flooring, window coverings, and six appliances included

• Just minutes from shopping, dining & many other amenities

•

*On Select Suites. See Sales Associate for details.

NORTHEAST

68A AVE

SCHONSEE WAY

66 ST

inCludes GsT

•

76 ST

$159,000

• •

• Natural gas fireplaces*

82 ST

Condos FRoM

• Customize your suite with a complimentary interior design consultation

•

167 AVE

Call Mick

780.476.1137 6070 Schonsee Way

po SS eS iM Si Me o d n iA S t Av e A il A Bl e

• Full height ceramic subway style backsplash • Located in Edmonton's only exclusive lake side community with swimming, boating, fishing, skating, cross country skiing, sledding and so much more *On Select Suites. See Sales Associate for details.

SOUTHEAST

TON

780.756.0096

D R SW

6084 Stanton Drive

po SS eS iM Si Me o d n iA S t Av e A il A Bl e

STAN

Call Riley

66 ST

T SW

ELLERSLIE RD

Up to $20,000 off select suites*

• Two bedroom & two bedroom plus den suites available • 9' ceilings available on the fourth floor • Building features underground parking & owner's amenities • Suites include window coverings, six stainless steel appliances & natural gas BBQ outlet on the patio • Easy access to the Anthony Henday & Gateway Blvd • Winner of the 2013 CHBA Award for Best Multi-Family Apartment Style $250,000-$350,000

2 bR Condos FRoM

$217,900 inCludes GsT

*On Select Suites. See Sales Associate for details.

ANTHONY HENDAY DR MACEWAN RD ELLERSLIE RD

SOUTHWEST CALGARY TR

• Overheight cabinets

111 ST

• Laminate floors

70 S

• Hunter Douglas window coverings & six appliances included

119 ST

• Beautiful park views

Call

780.439.5030 11517 Ellerslie Road

2013 ExCELLENCE iN HOUSiNG AWARD WiNNER

Condos FRoM

$174,900 inCludes GsT

Visit now,

pre-sale pricing available for a limited time*

2 bR Condos FRoM

$230,900 inCludes GsT

• ConStruCtion noW underWAy • Exceptional landscaping with easy walkability to neighborhood amenities, parks & ponds • 9' ceilings on all floors • Convenient access to St Albert & the Anthony Henday • Two storey lobby • For more information see our editorial featuring Aviva on the inside back cover!

142 ST NW

167 AVE NW

NORTHWEST ST N

DR DAY HEN Y N O ANTH ALBANY WAY

127

VENESS RD

*On Select Suites. See Sales Associate for details.

Call Eva

587.520.3372 167 Avenue & Albany Way 2013 ExCELLENCE iN HOUSiNG AWARD WiNNER

WiTH OvER 10 CiTyWiDE LOCATiONS CARRiNgTON HAS SOMETHiNg FOR EvERyONE

ALBANY WAY

L’ATTITUDE STUDIOS FROM $181,900 308 Ambleside Link 780.438.1513

167 AVE

FROM $279,000

66 ST

YELLOWHEAD TR

RUTHERFORD GATE

82 ST

6083 Maynard Way 780.438.4911

VIC TO

RIA TR

WATERSTONE

FROM $179,900

ARGYLL RD

1144 Adamson Dr SW 587.520.6775

S CEN SE

GAR ILLE TERW

70 ST

SOUTHWINDS

WINDERMERE BLVD STANTON DR

FROM $174,900

6084 Stanton Drive SW 780.756.0096

AVIVA NW

ELLERSLIE RD

FROM $167,900

7825 - 71 Street 780.461.1622

FROM $230,900

23 AVE

30 AVE SW JAMES MOWAT TRAIL

Albany Way & 167th Ave 587.520.3372

SHOREWINDS NE

FROM $159,000

6070 Schonsee Way 780.476.1137

SALES HOURS Mon to Thurs 3PM - 8PM Sat, Sun, holidays 12PM - 5PM Closed on Fridays

2013 ExCELLENCE iN HOUSiNG AWARD WiNNER

URBAN VILLAGE

111 ST

4042 MacTaggart Dr SW

RABBIT HILL RD

75 ST

WHITEMUD DR

ALLURE COMING SOON

SHERWOOD PK FWY HENDAY

É LAN

WHYTE AVE

WHITEMUD DR

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11080 Ellerslie Road 780.756.2230

75 ST

FROM $227,080

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142 ST

11517 Ellerslie Road 780.439.5030

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2 BR FROM $217,900

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1. Edmonton North

Casselman Landin

Elements Cy Beck Evolve Cy Becker

2. Edmonton North

Village at Trumpete Elements Starling Evolve Starling

RohitCommu

Edmontonâ€™s 2013 B

Building Homes

For Real Life For almost 30 years, Rohit Communities has been committed to creating smart spaces. This starts with choosing the right locations, designing efficient homes to create maximum value for our customers, and ensuring a streamlined process to make the entire experience an easy and enjoyable one.

LOCATION Our attention to your perfect home starts with its location. We choose communities that offer great accessibility to current and future amenities and conveniences.

DESIGN Our award-winning and versatile floor plans maximize every inch of space. We’ve got you covered from apartments to bungalows and everything in between.

VALUE

Based on your feedback, we’ve created an inclusive product offering balanced with affordability to create exceptional value in your new home.

PROCESS Our process is simplified with finishing package options designed by professionals. All aspects of purchasing your new home are streamlined for your convenience.

RohitCommunities.com Edmonton’s 2013 Builder of the Year

Duplexes

Featuring Creekwood Chappelle Located in Southwest Edmonton, close to LRT. Convenience and curb appeal, this community has it all! Duplexes with double front attached garage or rear lane access. Floor plans up to 1468 square feet available in two and three bedroom options.

Flex area, deck, landscaping and no condo fees!

Starting from the $300,415â€™s! LAST CHANCE, ALMOST SOLD OUT!

Visit the showhome at 504 Chappelle Drive SW Call Candice at 780.990.9588 for more details.

Duplexes

Townhomes Elements Hamptons Located in West Edmonton Up to 1500 square feet with single or double garage Bonus area, second floor laundry, no condo fees

Starting from $315,170! Visit the showhome at 1753 Hammond Cres NW Call Kim at 780.906.9808 for more details

Elements Glenridding Located in Southwest Edmonton Up to 1465 square feet with two or three bedrooms Granite in the kitchen, laminate & tile included

Starting from $327,280! Visit the showhome at 16003 â€“ 10 Avenue SW Call Angela at 780.991.2337 for more details

Elements Keswick On the river in Southwest Edmonton, by amenities

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Triplexes with two or three bedrooms Includes granite, appliance credit, and landscaping

Starting from $300,415! Showhome Coming Soon! Call Kim at 780.906.9808 for more information

Elements Summerwood Park

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Located in Sherwood Park Up to 1500 square feet with two or three bedrooms Double front attached garage and front landscaping

Starting from $352,056! Visit the showhome at 2 Sunterra Way Call Wende at 780.952.1572 for more details.

Village at Langda Showhome at 704 â€“ 176

Village at Trumpe

Showhome at 2055 Trump

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feet with single or double garage

nd floor laundry, no condo fees

15,170!

1753 Hammond Cres NW for more details

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27,280!

16003 – 10 Avenue SW 337 for more details

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merwood Park

Locations in desirable Northwest and Southwest Edmonton

Lots of great upgrades such as laminate and granite kitchen countertops

Two or three bedroom floor plans up to 1400 square feet

Starting from the low $300,000’s with NO CONDO fees!

ood Park

feet with two or three bedrooms

ed garage and front landscaping

52,056!

2 Sunterra Way 572 for more details.

Village at Langdale

Showhome at 704 – 176 Street SW | Call Kim at 780.906.9808 |

From $319,600

Village at Trumpeter Showhome at 2055 Trumpeter Way NW | Call Pam at 780.938.5478 |

From $312,900

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1. Edmonton North Casselman Landing Elements Cy Becker Evolve Cy Becker

23 Ave

Home Styles Vistas – Bungalow communities Elements – Two storey duplexes or townhomes with attached garage

Evolve – Single homes with or without attached garage

111 Street

17 Street

Calgary Trail

Whitemud Drive Gateway Blvd

Dr ive

Whitemud Drive

Drive Henday A n th ony Ellerslie Road

Highway 21

Baseline Road

Cloverbar Road

Highway 14

Anthony Henday Drive

EDMONTON

Village – Two storey townhomes or duplexes with rear lane access

3. Edmonton West Elements Hamptons

4. Edmonton Windermere

Landing – Townhome Condominium Project

5. Creekwood Chappelle Elements Chappelle

6. Edmonton South

7. Edmonton South East Tawa Landing

8. Sherwood Park

Village at Langdale

Callaghan Landing

Evolve Sherwood Park

Elements Keswick

Vistas at Callaghan North

Elements Summerwood Park

Village at Trumpeter

Elements Glenridding

Vantage at Callaghan North

Elements Starling

Evolve Glenridding

Callaghan Ravines

2. Edmonton North West

Evolve Starling

Vistas at Callaghan Evolve Allard

RohitCommunities.com Edmonton’s 2013 Builder of the Year

Vistas at Allard

9. Fort Saskatchewan Evolve Sienna