Calgary Resale Home & Condo Guide - 21 Mar., 2014

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Mar 21 - Apr 18, 2014 Volume 14 Issue 03

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Brand New

Parkdale River Front

Condo Project

For more information on this property, please go to page 30-32

contact

Faizan at 403.457.0828

Presentation centre: 2838 Parkdale www.rivieraonthebow.com

Blvd. NW

by DaVinci

INSIDE THIS ISSUE

CALGARY CONDO SALES GOING STRONG

CANADA'S HANDYMAN CHALLENGE TELL-ALL!

WHAT'S YOUR DECORATING STYLE?

COUGAR RIDGE – $550,000

GARRISON WOODS – $739,000

163 Cougar Plateau Way, SW – Large pie lot on a low traffic street. 3 bedrooms, 3 baths, bonus & flex rooms. Hardwood flooring flows throughout main floor including flex room (use as formal dining room or den), living room with gas fireplace, island kitchen with maple cabinets & corner pantry and breakfast nook with French door to 2-tiered deck with pergola & hot tub in sunny southwest backyard. Upstairs you find the master bedroom with full ensuite and large walk-in closet (with built-in organizers), 2 additional bedrooms, full bath & bonus room. Central air conditioning will keep you cool all summer long! Close to schools, Canada Olympic Park, shopping in West Springs and a short commute to downtown.

28 Versailles Gate, SW – Best buy in the complex! 3 bedrooms inner city townhome in pedestrian friendly Garrison Woods, an short to local shops & services. This unit offers a rare & much sought after feature: a private, fenced backyard, perfect for dog lovers and for entertaining. The open concept main floor has a living room with fireplace, kitchen with granite counters & stainless steel appliances & dining room overlooking the backyard. Upstairs there are 2 master bedrooms, each with their own walk-in closet and ensuite. The top floor has another huge bedroom or a family/games room with a full bathroom.

The basement is fully finished with a family room, flex room & bathroom.

GARRISON WOODS – $795,000

CHINOOK PARK – $799,000

216 Somme Boulevard, SW – Over 2700 SF of living space! This 3 storey townhouse has a developed basement, double garage & fenced backyard.

Walking distance to trendy Marda Loop shopping, restaurants & pubs and a quick commute to downtown. The kitchen has granite counters, maple cabinets & stainless steel appls. It’s open to the dining & living rooms (which share a fireplace). There are 2 bedrooms & an upper level family room as well as developed basement with 2nd family room, games room and a bar. Both bedrooms have walk-ins & ensuite bathrooms but the entire top floor is dedicated to the master suite.

44 Chinook Drive, SW – This lovely bungalow offers a total of 2473 SF of living space. Features include hand-scraped oak hardwood flooring, chic designer lighting and quartz countertops. The chef’s kitchen showcases contemporary white cabinetry, stainless steel appliances & an oversized island with eating bar. The huge master bedroom is your retreat at the end of a long day. It has a sitting area, walk-in closet (with built-in closet organizers) French doors opening to deck, a 4-pce ensuite with dual sinks. The basement offers a family room, flex area, 2 bedrooms & a 3-pce bathroom. Great inner city location walking distance to Heritage Park & Glenmore landing, and a quick commute to downtown!

SPRINGBANK HILL – $1,195,000

ASPEN WOODS – $1,295,000

7 Elmont Place, SW – This home offers 2697 SF of luxurious living space.

Gorgeous hardwood flooring, box ceilings & custom millwork. The kitchen has full height cabinetry, granite counters, under-cabinet lighting, SubZero fridge & 5-burner gas cooktop. The 5-star hotel inspired master suite has a spa-like ensuite bathroom with jetted tub & multi-head shower. The lower level is complete with in-floor heating, family room, games room, flex room, bedroom & full bathroom. This home also offers central air conditioning, underground sprinkler system & maintenance free yard so that you can feel free to travel & enjoy life!

15 Aspen Glen Way, SW – Unbeatable location, across from ravine, south backyard, great mountain views, walking distance to Aspen Landing & C-train.

Offers a total of 3896 SF with high-end finishes including: Granite counters in kitchen & all bathrooms, deep-toned hardwood, espresso-toned cabinetry & built-ins, rounded corners & built-in speakers. Great room plan with formal dining room, vaulted living room with fireplace. Kitchen with huge island/eating bar, large nook area & walk-in pantry, mudroom with built-in seating/storage. Master w/ private balcony, mountain views, spa-like ensuite, walk-in & access to laundry room. Walkout features a den or 4th bedroom, media room & full bathroom.

SOUTH CALGARY – $1,450,000

ASPEN WOODS – $1,495,000

2019 27 Avenue, SW – One-of-a-kind new home offering nearly 3400 SF of exquisitely appointed living space with 3 bedrooms & heated, attached garage able to accommodate up to 3 cars. 12-ml glass walls & a floating staircase, industrial-chic copper railings, designer light fixtures, stunning bathrooms with European fixtures & heated Italian floor tiles, hand-scraped white oak flooring, an amazing kitchen w/ clean-lined cabinetry, Sub-Zero & Wolf appliances & island/eating bar wrapped in white granite, vaulted master suite w/ huge walkin & impressive ensuite w/ clawfoot tub, steam shower, illuminated vanities & glass walls, huge bonus room w/ wet bar & balcony is perfect for entertaining

123 Aspen Summit Heath, SW – Spectacular new home with over 5100 SF of living space including fully developed basement! Close to several schools & walking distance to trendy Aspen Landing. Features amazing ceiling treatments, limestone tile, hand-scraped hardwood, granite counters throughout, amazing appliance package & upper bedrooms all with ensuites! Gorgeous kitchen with Wolf & Sub-zero appliances, quarzite counters & huge island with wraparound bar. The upper level features a bonus room with built-ins, master bedroom with spa-like ensuite. The basement offers a games room, wet bar, media room, gym with rubber floor and 2 bedrooms sharing a Jack & Jill bathroom.

EAGLE RIDGE – $1,495,000

SPRINGBANK HILL – $1,575,000

68 Eagle Crest Place, SW – Tucked away in a hidden cul-de-sac in a very exclusive neighborhood with 2 storey is set on a huge, 13,000 SF lot next to Heritage Park & walking distance to Glenmore Landing. Well cared for & upgraded over the years it offers gleaming hardwood flooring, a woodburning fireplace, formal dining room with French doors, vaulted breakfast nook, classic white kitchen with centre island. Upstairs there are 3 bedrooms & 2 ensuite baths. The master has a private balcony & ensuite with granite counters, marble floors, jetted tub & glass shower. Two other bedrooms share a Jack & Jill ensuite bathroom.

3256 81 Street, SW – Ravine location, huge lot, walkout basement, custom built walkout bungalow in a premier setting. Enjoy the huge, quarter acre lot with 94-foot frontage backing onto wooded ravine. The hillside bungalow offers 4300 SF of luxuriously appointed living space. Great room with coffered ceilings & contemporary fireplace, den with custom cabinets, kitchen with exotic granite counters, hardwood floors, Sub-Zero fridge, 6-burner gas cooktop & large breakfast nook. 5-star hotel inspired master bedroom with ravine views & ensuite with heated tile. The Walkout basement is developed with in-floor heat, 10-ft ceilings, family/games room, media room, wine room, 2 big bedrooms & full bath.

SPRINGBANK HILL – $1,750,000

ST. ANDREWS HEIGHTS – $2,200,000

15 Spring Valley Close, SW – Perfect location, backing treed greenbelt and featuring panoramic unobstructed Rocky Mountain views from both levels! Custom 3600 SF walkout bungalow, nestled into a quiet cul-de-sac, on a huge private pie lot (in excess of 11,000 SF). Open, great room plan with expansive windows, porcelain tile, illuminated tray ceiling, kitchen with granite counters & upgraded appliances, living room with curved window wall, dining room w/ illuminated tray ceiling, total of 3 bedrooms & den including huge master with ensuite (air-jet tub, shower w/ rainhead) & walk-in closet w/ window & built-ins. Walkout developed w/ family & games rooms as well as 2 bedrooms & full bathroom. Professionally landscaped.

2903 11 Avenue NW – New home, triple garage, huge lot in ideal inner city location, walking distance to the university, Foothills & Children’s Hospitals as well as McMahon Stadium! Exceptional 2167 SF bungalow with a total of 3592 SF of developed living space. Set on a lot with 62-ft frontage just steps away from the ridge. Very open plan with dining room open to huge island kitchen, living room with striking River Rock fireplace and 3 bedrooms and a den on the main floor. The master bedroom has a spa-like ensuite with steam shower. There are also his & her walk-in closets! The basement has in-floor heat & is developed with family/games room, wet bar, library, gym, 2 bedrooms & 2 bathrooms.

Dianne Brown

REAL ESTATE TEAM DIANNE & MICHAEL BROWN

LANDAN REAL ESTATE

CALL & ASK FOR DIANNE

403-256-3888 ACHIEVEMENTS • RE/MAX Platinum Club • RE/MAX President’s Club • Chairman’s Club • Member of MLS Million Dollar Club

Condominiums

EVERGREEN

KILLARNEY

1-800-661-6262

realestate@diannebrown.ca www.diannebrown.ca BANKVIEW

LD SO

ELBOYA

LD SO

RARE OPPORTUNITY! 1 bdrm & lock-off suites in the Swan Evergreen Village ASSISTED LIVING facility. Amenities include full service dining, fitness facility, games & craft rooms, bistro & professional onsite mgmt.

Top floor multi-level design. 13’ vaulted ceilings, loft, newer windows, in-suite laundry, htd u/g parking, hdwd floors, corner wood burning f/p & skylight. Close to parks, rec. centre, pool & steps away from 17th Avenue shops, & LRT

Spacious & modern 1 bdrm condo with townhouse style entrance is across from the park in the heart of Bankview & features insuite laundry, concrete counters, stainless appliances, new backsplash, hdwd flooring & private parking.

Great location for this 2 bdrm, 2 bath TOP Floor unit. Open floor plan, in-floor heat, gas fireplace, kitchen w/island & breakfast bar, spacious master bdrm w/walk-in closet & 4 piece ensuite. + laundry rm & storage space.

$195,900 - $279,900 + GST

$239,900

$274,900

$298,000

CONNAUGHT

EAU CLAIRE

PARKHILL

CANMORE

Upscale living at an affordable price! 2 bdrm, 2 bath former showhome features soft grey laminate flooring, granite counters, contemporary stone faced gas fireplace, in-suite laundry, private patio, titled pkg stall & storage locker

Executive style! Top quality finishes! Contemporary 1 bdrm + den. Gourmet kitchen, granite, hdwd floors, sleek gas fireplace. Sunny south exposure and panoramic downtown views. Amenities incl: gym, games rm, movie theatre & 24hr concierge.

Coming Soon! Exclusive development at the highest point in Parkhill with lovely views.

Contemporary duplex & triplex units have sgl/dbl garages + covered parking stall. S.S. appliance pkg, hdwd floors, granite counters & 2½ baths.

“Three sisters” fabulous views from this immaculate 3 bedroom, 2½ bath 3 storey w/ double garage. Features hardwood, granite, extra tall cabinetry, breakfast bar & island, custom Hunter Douglas blinds & cozy fireplace.

$349,900

$449,900

$470,000’S

$489,900

LD SO

VICTORIA PARK

STARTING IN THE

NORTH HAVEN

MISSION

NORTH HAVEN

Prestigious “Havenworth” 1905 sf 3 bedroom, 2 bath condo features luxurious detailing throughout, gourmet kitchen, exotic wood & ceramic tile flooring, in-suite laundry, granite, air conditioning, 3 balconies & 2 side x side $799,900 underground pkg stalls.

1478sqft PENTHOUSE ON THE RIVER. Concrete Construction! Featuring 2 bedrooms + den & 2 undrground parking stalls. Bamboo hdwd, gourmet kitchen w/breakfast bar & large deck overlooking the Elbow River. Fabulous Location!

Spectacular 1905 sqft 3 bdrm corner unit.

Gorgeous mountain & city views. Top quality finishes! A/C, gourmet kitchen w/stainless appliances, extra tall cabinetry, expansive granite counters & pantry.3 balconies & 2 u/g pkg stalls.

ROYAL OAK

NEW BRIGHTON

LD SO Spectacular downtown & panoramic mountain views! 2 bdrms, 2 baths, floor-ceiling windows, Espresso cabinetry, quartz countertops, stainless appliances & covered balcony. Amenities incl: a well equipped gym.

$539,900

Residential

EVERGREEN

$849,900

SOUTHWOOD

LD SO

LD SO

LD SO

LD SO

$849,900

Open 3 bdrm, 2½ bath home w/dbl garage features vaulted ceiling, gas fireplace, hdwd & ceramic flooring, stainless appliance pkg, island w/breakfast bar & corner pantry plus an oversized deck & tree house in the large South yard.

1,756 sqft 3 bedroom, 2½ bath 2 storey home with open main floor plan. Features corner gas fireplace, kitchen with island & walk-in pantry & large bonus room. Close to shopping & easy access to transit, LRT & Stoney Trail

Fabulous open floor plan! Features 3 bdrms, 2½ baths, hdwd, cozy fireplace, bonus room, main floor laundry, spacious kitchen with espresso cabinetry, island w/breakfast bar & walk-in pantry. Close to park, rec. centre & shopping.

$399,900

$426,000

$439,900

Many upgrades in this lovely 3+2 bedroom, 2½ bath bungalow with fully finished lower level.

Features corner fireplace, separate dining room, large country kitchen, double garage, front driveway & rear parking pad.

$448,500

TUXEDO

APPLEWOOD

MCKENZIE LAKE

LD O S

LD SO Extensively Upgraded & Immaculate 4+1 bdrm, 2½ bath 2 storey home. Features incl: hdwd & tile flooring, stainless appliances, granite counters, cozy fireplace, main floor laundry, rec. room with built-in bar, deck & hot tub.

$449,900

CRANSTON

WEST HILLHURST

LD SO

Major renovations completed! Walnut toned floors, shaker style floor - ceiling cabinets, dishwasher & gas range. 2 good sized bdrms up - king size master w/2 walk-in closets. Fully finished lower level. Private yard, large deck & $469,900 patio.

Substantially renovated! Gorgeous 1900 sqft home on large lot backs onto private path leading to Fish Creek Park. Vaulted ceilings, hdwd, granite, 4 bdrms, 3 full baths, cozy fireplace, full lower development & so much more.

½ Duplexes – Great location & close to amenities & City Centre. Great access to Foothills Hospital, U of C, & SAIT. Total of 4 suites – each with 3 bdrms & their own laundry facilities. EASY to RENT!

$498,500

$525,000/$625,000

RICHMOND HILL

SOUTHWOOD

Residential

2

“For the best in Quality Service”

DALHOUSIE

LD SO

LD SO 2 storey w/bonus rm. Features acryllic stucco/ stone exterior, hdwd on main, espresso cabinets, pantry, granite counters, s.s. appliances w/gas cooktop & great rm w/stone fireplace. 3 bdrms up – master w/5 pce ensuite & walk-in closet.

Substantially updated 3+1 bdrm, 3½ bath home on large pie shaped lot. Features: espresso hdwd & tile floors, dark stained cabinetry, granite counters, stainless appliances, 2 tiered deck, patio, new shingles & many newer windows.

Extensively renovated & professionally decorated 4 bdrm home. Features a large lot, single attached & dbl detached garages, loft for storage, hdwd, gas fireplace, air conditioning, gourmet kitchen, custom cabinetry and more…

Great 4+2 bedroom, 3½ bath home on a large private lot with sunny west exposure. Large country kitchen and cozy family room with fireplace. Fully finished lower level with family room, 2 bedrooms & 3 piece bath.

$565,000

$569,900

$569,900

$624,900

WEST SPRINGS

WESTGATE

LD SO

LD O S

AUBURN BAY

WEST HILLHURST

LD SO

LD SO

Beautifully maintained 3 bdrm home backing onto a treed walkway & features cozy gas fireplace, dark wood cabinetry, corner pantry, island/ breakfast bar, s.s appliances, hdwd & tile flooring , main floor laundry & a huge deck.

Gorgeous renovated 3+1 bdrm bungalow w/prof. developed lower level. Dream kitchen, hdwd & tile flooring, new furnace, HWT, electrical etc.

Fabulous location – close to park, 3 schools & new LRT + quick access to downtown.

Over 2238 sqft in this spacious, bright corner 2 storey home with fully developed lower level. Situated on a large private lot with oversized double attached garage – lots of room for all the toys.

Close to the lake & shopping.

Large private 50’x128’ inner-city lot on a quiet cul-de-sac siding onto the Briar Hill Reserve.

Build & take advantage of the terraced lot & the potential skyline view. Easy access to downtown, river path system, U of C & SAIT.

$628,500

$629,900

$649,900

$749,900

MEADOWLARK PARK

ASPEN WOODS

LD SO

LD SO

MAYFAIR

ALTADORE

LD SO

Prime Location! Fabulous renovated fully finished bungalow on 65’ park-like lot. Sunny open concept w/gourmet kitchen, tall espresso cabinetry, granite counters, under cabinet lighting, s.s. appliances, gas fireplace & so much more.

WOW! Open & contemporary 3+1 bdrm, 3½ bath home with bonus rm is loaded w/upgraded features. Dramatic 2 storey foyer, gourmet kitchen, 2 sided fireplace, luxurious ensuite, professionally developed lower level & landscaping.

Completely renovated – Gorgeous 4 bdrm w/ dramatic open beam vaulted ceilings, hdwd floors, custom built-ins, 2 fireplaces. Gourmet kitchen w/ custom cabinetry, professional line s.s. appliances, quartz counters, 3½ baths & triple garage.

Over 4300 sqft of exceptional quality, custom finishing in this NEW fully developed 4+1 bdrm 2 storey home w/triple detached garage & large sunny south yard. Sits on a quiet street & close to River Park, shopping & minutes to downtown.

$799,900

$899,900

$1,398,000

$1,785,000

IRRICANA

OKOTOKS

NORTH SPRINGBANK

Over 4,000 sqft of SPECTACULAR development in this TOTALLY RENOVATED home situated on a 70’ lot in the heart of Kelvin Grove. New from the studs in and the studs out including insulation.

This parcel contains 80 ACRES of PRIME cultivated farm land and is located adjacent to the East of Range Road 263, one mile North of Highway #9 and 2 miles North of the Town of Irricana in the Municipal District of Rockyview.

Magnificent estate home on peaceful 10+ acres overlooking a treed ravine. Exceptional bungalow w/3 bdrms on the main + 2on the fully developed walkout level. Bonus room above the garage. Top quality finishes throughout!

$1,995,000

$449,900

95+/- acres of rolling land w/approximately 30 treed acres & 60 acres pasture. Build your DREAM HOME & enjoy the gorgeous RIVER & MOUNTAIN VIEWS. The river runs along the north & east boundaries. Easy access to Okotoks & $850,000 Black Diamond.

Rural

KELVIN GROVE

$2,649,000

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HOME STAGING

MI-BOX moving container solutions is convenient, flexible, secure, safe and affordable.

One call to 403.278.4474 is all it takes to have a large, weather resistant storage container delivered directly to your home, business or job site.

Get your house organized and ready for showings by packing some of your extra belongings into the MI-BOX. Need the unit at home? Not a problem, we can leave it on your site. Not sure you have room at your location but need long-term storage? That’s ok, too! You can store your unit at our secure storage facility. You will still be able to access your MI-BOX storage unit if you choose to store it at our location.

UNIT SIZES TO FIT YOUR NEEDS

E 4 r p s m a “ 4 la p t T s a fi

You can choose from our 8’ x 8’, 16’ x 8’ or 20’ x 8’ units. All of them are delivered with our LeveLift system and fit in standard parking lot spaces and driveways.

Combine sizes for any size job. All containers are 7 ft. 4 in. wide and 8 ft. 4 in. high (exterior dimensions).

MI-BOX Moving and Mobile Storage offers the most advanced in portable storage technology and personal convenience. When you use MI-BOX portable storage units for your home or business storage needs, you experience the many things that set us apart from other mobile and traditional storage options.

Personalized service, competitive prices, industry knowledge, and years of experience, all to provide our customers with the best possible moving and storage experience.

– THE MI-BOX ADVANTAGE.

PLASTIC STORAGE BINS

We can deliver our heavy duty plastic storage bins with your MI-BOX. Keep your possessions in the bins to eliminate the hassle of cardboard boxes! Return the empty bins to the MI-BOX when you’re all finished and we’ll take them with us when we pick it up. Bins are approximately 1.5’ x 2’ x 1’.

REAL ESTATE AGENT PRICING

MI-BOX proudly offers special pricing to Realtors using our services for their clients.

ADVERTISING OPPORTUNITIES

THE LEVELIFT SYSTEM

Our delivery system ensures that your unit will remain entirely level through delivery, transport and pick-up. When your items remain level, the likelihood of damage from transport is greatly diminished.

We offer advertising for you and your brand. Have your signage displayed at your client’s home or business for all to see!

SUPERIOR UNIT CONSTRUCTION

Each mobile storage unit is built to last a life time. Frames are hot dipped galvanized steel to prevent rust. DuraPlate wall panels are used to keep your belongings safe and dry. The form fitted roof is securely fastened to the storage container, not a piece that’s fitted after the fact, so moisture or bugs can’t get in.

G w la h in d a c w a w a a b R d

C 403.278.4474

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www.getmibox.com

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miboxwest@gmail.com

advertisersindex CAMERON & COMPANY DISCOUNT REALTY LTD. Dory Cameron. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF/DIRECTOR OF CONTENT

CENTURY 21 David Crick . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25 CIR REALTY David Setter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 DAVINCI HOMES. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 DISCOVERY REAL ESTATE LTD. Katherine Dawidowski . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55 MAPLE LEAF REALTY Ken Yeoh . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 RE/MAX REAL ESTATE Alnoor Velji . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 Debbie Rice . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Dianne Brown . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Don Lothian. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Gary Williams . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 39 James Cote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 41 Len T. Wong & Associates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 28 Rahim Dhanji . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Richard Kim. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Robert Cote . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Sam Corea . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Scott Merchant . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 37 ROYAL LEPAGE REAL ESTATE Chris Zaharko . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Serhan Tarkan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Back Page MORTGAGE COMPANIES

Susan Legge

DIRECTOR OF SALES, NATIONAL

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SENIOR SALES MANAGER, WESTERN CANADA

Edwin Rizarri EDITOR

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Anita van Breevoort Phone: 403.461.5518 CONTRIBUTING EDITORS

Sara Duck Wayne Karl Elisa Krovblit

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Bala Gnanapandithan

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Swinder Jodhka PRINTING

Transcontinental, LGM - Coronet FOR ADVERTISING INQUIRIES PLEASE CALL 403.461.5518

PROLINK Lori Ames. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 RBC MORTGAGES Olivera (Hollie) Winkelaar (M.S.) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20, 24, 36 & 40 RECREATIONAL PROPERTIES & MORE PEMBERTON HOLMES Nancy Vieira . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 RE/MAX CAMUSON PENINSULA PROPERTIES Jack Barker . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 MOVING & STORAGE COMPANIES Mi-Box Moving & Mobile Storage. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8

The Calgary Resale Home & Condo Guide is published

by Wall2Wall Media located at 2891 Sunridge Way NE, Calgary, AB T1Y 7K7. Resale Home & Condo Guide is distributed throughout Calgary at free pick-up locations. This magazine carefully inspects all ads for accuracy, however, the publisher and the printer shall not be responsible for any mistakes, design errors or incorrect information which is provided by the advertiser or their representative. The advertising herein, including the photographs and all artwork, is the property of Resale Home & Condo Guide and not that of the advertiser. The advertiser has purchased the right of reproduction in Resale Home & Condo Guide magazine only and does not have the right to reproduce the ad in whole or in part in any other place or publication without the consent of the publisher.

The entire contents of this publication are protected by copyright and are intended for the sole use of the public.

The views expressed by the columnists in this publication are not necessarily those of the publication.

Published By

Volume14 Issue03 ResaleHome&CondoGuide •

9

contents

30

Volume 14 Issue 03 | mar 21 - apr 18, 2014

in this issue 16.

Editor’s NotE

18.

MarkEtplacE

Trendy versus traditional

spring cleaning by hellen Buttigieg

41.

Quick tips

42.

rENo corNEr

by sara Duck

Canada’s Handyman Challenge tell-all! by sara Duck

22.

thE MortgagE MiNutE

Financing your renovations By peter Kinch

44.

iN thE NEws CmHC to increase mortgage insurance premiums

30.

FEaturE propErty

DaVinci’s riviera on the Bow offers extraordinary lifestyle

46.

FiNaNcEs

by heather ryan

50.

MarkEt aNalysis

Brides and grooms: Tips for combining households for the first time by Chuck resnick

52.

arouNd thE housE

38.

39.

MakE your MovE

tips & tricks

Changing your address

10 • ResaleHome&CondoGuide | Volume14 Issue03

Tips for first-time homebuyers

Condo sales going strong in Calgary’s real estate market by heather ryan

by Laura Le

What’s your design style?

18

38

52

50 42

maps & extras 20, 24, 36 & 40. Calgary maps, communities and mls numbers 33. You love the home, see what you can afford!

45. recreational properties 48. out-of-town regional map

For aDVerTIsIng InFormaTIon Call oFFicE 403.461.5518 nexT DeaDlIne: april 3rd, 2014

Volume14 Issue03 ResaleHome&CondoGuide •

11

Zaharko

the name synonymous w

Pinnacle Ridge Masterpiece

B

Immaculate landscaping, give this executive family home curb appeal with a promise of something special to come. There is a warm sense of rustic glamour mixed with contemporary construction. Large paneled windows provide vast amounts of light to enter while offering majestic vistas. A welcoming foyer leads to the great room & formal dining room which is perfect for entertaining. Attention to detail is evident everywhere; the soaring cross beam and coffered ceilings offering a stately elegance while the stone and tile fireplaces along with warm wood floors. The gourmet kitchen is a chef’s dream. Long evenings of home entertainment await. The unique double walk out has everything for the family, theatre, exercise, wet bar, games room, wine room and guest quarters. A grand spiral staircase takes you back to the main floor. $2,800,000 MLS C3587998

W d b a re

Rocky Ridge

P

Stunning executive home located on a quiet cul-de-sac backing a park with a mountain view. This home offers over 3100 sq.ft. of luxurious living space, 5 bedrooms, 3 fireplaces, 4 1/2 baths, built-in speakers plus a fully developed basement. Huge gourmet kitchen with a large center island, granite counters, lots of cabinets & counter space & high quality stainless steel appliances. Walk-through pantry and mud room with built-in lockers.

Living room features 20 ft. ceilings and built-in cabinetry around a stone fireplace. Main floor den. The master suite boasts a fireplace, private balcony with mountain views & a large 5 piece ensuite. 2 more large bedrooms, 4 pce main bath & laundry room complete the upper. Private nanny/guest room with a fireplace, wet bar, 4 pce bath & walk-in closet. Lower level has a fantastic family/media room with a built-in entertainment centre, speakers & a wet bar, games area, 4 pce bath and 5th bedroom. Large deck off the back & a 4 car attached garage. $1,049,000 MLS C3580555

40 su sh h w $1

Anderson Estates - Historic building, Lower Mt Royal

B

Located on a quiet tree lined street, the Anderson Estates is one of Calgary’s premier heritage buildings. Historically restored with a marble stairway, original brass elevator and stunning woodwork throughout. This unit is located on the top floor with 10 ft ceilings and 6 ft bay windows that flood the home with natural light. The kitchen boasts granite countertops, maple cabinets, tile backsplash and all appliances. The open living area makes an ideal space for entertaining. The bathroom captures original charm with a claw foot tub and pedestal sink. Inner city living at its best, steps away from all amenities that 17 Avenue and downtown have to offer. $299,000

E 4 fo n in g c fr

Chris Zaharko |

Associate #1 Individual Agent at Royal LePage Foothills 2008

us with real estate

m e o es e e

g d, s. y st e,

a 6 all d

Bridgeland

Welcome to the Pontefino located on a quiet street across from a green space, park and the Bow River pathways. This 1 bedroom + den unit has a nice open floor plan with large windows for plenty of natural light. Functional kitchen with lots of cabinets and a curved breakfast bar. A garden door from the kitchen leads out to the patio. Spacious master bedroom with large windows, a walk-in closet and 4 piece ensuite with soaker tub. Heated underground parking. Great location, in the heart of Bridgeland, within walking distance to restaurants, shops, Starbucks, the C-Train and a short walk to downtown. $319,900 MLS C3595522

Panorama Rd - Rockyview Acreage

Kensington Stand Alone Retail Building

40 Acres located southwest of Airdrie. Many trees and landscaping surround this 3600 sq.ft. bungalow with 36x27 attached garage. 40x48 shop with 10’ ceilings and concrete floor. 2 septic fields. This custom home features 5 bedrooms, vaulted ceilings, large kitchen, hot water heat and an unspoiled basement. Could also be subdivided. $1,970,000 MLS C3587083

This 2,119 sq.ft 2-storey detached home in the heart of Kensington is the perfect location for any type of business. Exposure to both Kensington Road and Kensington Cres. Paved side parking lot for 6-7 vehicles. Recent improvements include a new roof & exterior siding. $1,249,000 CLS C1022756

Bayview Beauty

Experience the most exquisite home Bayview has to offer! Boasting gorgeous views and backing onto the reservoir, this home boasts over 4,100 sq.ft. of living space. Completely remodeled this 3 bed, 3 bath home is perfect for the mature family or professional couple. Perfect for entertaining, this gourmet kitchen featuring high end stainless steel appliances and adjoins a large separate dining room + breakfast nook. The oversized sun room accommodates access to the backyard and features removable windows for summer. The Master Suite includes a generous sized walk-in and ensuite with 3 headed shower. The lower level has been completed to include a games room, gym area, 3rd bedroom, bathroom, laundry and large media room with wet bar. The backyard features a stainless steel outdoor kitchen complete with grill, range, fridge & sink. Relax by the 16’x32’ in-ground pool on the large patio area or go for a stroll on the pathway steps from the back gate. Close to all amenities, shopping, schools & golf. $2,350,000 MLS C3590347

P: F:

403.249.4322 403.252.2653

E: W:

czaharko@rlfoothills.com www.zaharko.com

Zaharko

the name synonymous w

Richmond/Knob Hill

S

Outstanding location, phenomenal views! Designed for a professional couple or young family. Built on one of the highest points in Knob Hill, you will enjoy an unobstructed view of Downtown from all 3 above-grade levels. Fully finished on all 4 levels, plus a double detached garage. Main floor features spacious open-concept living/dining/kitchen, w/ stylish built-in cabinetry & fireplace. 2nd level has 2 bedrooms, including Master retreat featuring huge walk-in dressing room & 4 pc ensuite. Top loft level has a Bonus room w/ fireplace & walk-out rooftop patio, taking full advantage of the spectacular location & view. Full basement features a cozy Rec room w/ built-in wet bar, 3rd bedroom & 4pc bath. Enjoy this contemporary gem in the heart of this desirable inner-city neighborhood, complete with mature trees, wide streets and breathtaking views! $1,150,000 MLS C3603020

A h f & b S w C

Bridgeland

S

Fantastic Downtown location! This top-level condo unit has it all! Located in charming Bridgeland, directly across from Bridgeland/ Riverside Park, with easy access to Downtown, shops, restaurants, pathways & more! Corner 2-bedroom unit features a private balcony overlooking the park. Large bright windows offer a feeling of space & lots of natural light. Main living area features low-maintenance tile floors. Living room has a corner gas fireplace w/ mantle & tile surround. Kitchen features a center island, darker-toned cabinetry, stainless steel countertops & black appliance package. Master suite has a walk-in closet & 4pc ensuite. Good-sized 2nd bedroom & 4pc main bath. In-suite laundry. Heated underground parking stall. Ideal condo for downtown living! $329,900 MLS C3600490

E f B t la w f S

Silverado

S

Located on a quiet cul-de-sac in Silverado, this 2 Storey Walkout backs onto a green belt with views of the pond. Bright and open floor plan. Kitchen features upgraded full height expresso maple cabinetry, granite counter tops, stainless steel appliances, a walk-thru pantry & tile flooring. The spacious living room is centered by a corner gas fireplace, open to a formal dining area & leads out to a large deck overlooking the tranquil green space, walking paths and playground. The master retreat features a large walk-in closet & a luxurious 5 piece ensuite with a corner waterfall soaker tub and dual sinks. The walk-out basement is fully developed with a large family room & 3 piece bath. Pie-shaped lot, double attached garage and air conditioning for those hot summer nights. $539,900 MLS C3597384

N p s c s $

Chris Zaharko |

Associate #1 Individual Agent at Royal LePage Foothills 2008

us with real estate

n e el / / e

/ y e s n

or y k 5 3

Silverado Ranch Estates

A new executive home, situated on an 83’ x 152’ lot that backs onto a green space/pathway, & faces a green as well. This 4 brm home offers almost 3600’ of luxurious living with high quality finishing’s & attention to detail. The main floor has a very open plan, with a formal dining room (with coffered ceilings), a large den with beautiful views west, & large family area with views of the green space, & backyard. Richly stained espresso hardwood floors, 3 gas fireplaces, Caesarstone counter tops, Jenn-Air appliances & a walk-thru butler’s pantry. The mud room offers built-in shelving & additional lockers. Upstairs you will find a bonus room with built-ins & views of Spruce Meadows. The master retreat has a 3-sided fireplace & a spa-like 5pc ensuite. 4 large brms upstairs one with it’s own ensuite, while the additional 2 brms share another full bathroom. An oversized triple attached garage (large enough for a boat & 2 vehicles).

Close to shopping, & all amenities. $1,049,000 MLS 3594088

Silverado Ranch Estates

Executive Ranch home with over 4,500 sq ft of developed living space! Backing onto greenspace & pathway. Gorgeous curb appeal, featuring stucco exterior & stone accents. Triple O/S heated front-drive garage. Gleaming hardwood floors throughout the main level.

Beautiful architectural details, including cut-out ceilings & arched entryways. Lots of bright windows maximize natural light & showcase the sweeping country view. Gourmet kitchen features huge center island, granite counters, dual-toned cabinetry, walk-in pantry, & large dining nook. Formal dining/flex room has large bay window. Upper level features Bonus room over the garage. Huge master suite w/ dual walk-in closets, 5pc ensuite, & adjoining balcony. 2 more bedrooms, each with 4pc ensuites, complete the main level. Basement features 4th & 5th bedrooms & spacious rec room with full wet-bar. Don’t miss this opportunity to own in this exclusive development in Silverado Estates, directly behind Spruce Meadows. $1,039,000 MLS C3600119

Silverado Ranch Estates

New! Executive Ranch home, backing onto greenspace & pathways in this exclusive area of Silverado. Beautiful stone & stucco exterior provides curb appeal. Inside, architectural details abound, with vaulted ceiling, stone archways, cutout ceilings & stunning spiral staircase. Bright & spacious living room features inset stone fireplace w/ built-in wall unit. Gourmet kitchen has large center island, gas cooktop, built-in oven, and walk-in butler’s pantry. Airy upper bonus room features more custom built-in storage & bench seating. Master suite features huge 5pc ensuite w/ 3 sided fireplace & free-standing tub. Fantastic location in Silverado Estates, East of Spruce Meadows. $1,100,000.

P: F:

403.249.4322 403.252.2653

E: W:

czaharko@rlfoothills.com www.zaharko.com

editor’snote

s Homebuying 101:

FIRST STEPS

pring is finally here, and it’s shaping up to be a busy one in the real estate market. Before you head out to shop, there’s some “homework” to do.

Take the time before you start your search to find a real estate lawyer and to get a mortgage pre-approval. Shopping with a pre-approved mortgage not only helps define what you can afford, but it also locks you into today’s low rates for 90 days or more. It will also help you out in the event that you want to put a firm offer on a home.

The sale won’t be conditional on financing since you already have it, which may be helpful to have if there are multiple offers on the home. Every little bit helps.

Once you have an idea of what your budget will be, it’s time to start comparing homes. Weigh the pros and cons of urban versus suburban locations, detached homes versus condominiums, move-in ready homes versus “fixer uppers.” Don’t forget, if you’re looking at a much older home, you may have to factor in some renovation costs as well.

Once you’ve found the perfect home, ensure that a real estate lawyer reviews the offer before it becomes firm. This is usually a condition that is readily agreed upon by all parties, but it isn’t always the case and it can be a costly step to skip.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

i

Location, location,

LOCATION!

f you’re searching for a new home, you’ve probably heard the words “location, location, location” a few times already, and you’re likely to hear them a few times more before you’re through. Location is a key factor involving more than just geography.

Where you choose to settle down will affect your quality of life while living there, and your home’s resale potential down the road. And, while you can renovate or even rebuild a house from the ground up to change its features, location is one thing you can’t change about the home, so choose wisely.

When deciding on where to live, consider your wants and needs, now and in the future. Stroll the neighbourhoods you’re considering and see what you can do without getting in the car. Are there schools and parks nearby? What about public transit?

Where is the nearest grocery store, bank and shopping hub?

If you’re considering moving a little outside your area of choice, you may get more home for your money, but don’t forget to factor in the extra commuting time and costs to get to work, visit family and run errands. Perhaps you will need a second vehicle to get around. The suburbs are sweet, but if you’re an urbanite at heart, you may be willing to sacrifice some square footage to stay in the area you know and love. Canada Mortgage and Housing Corp. suggests you ask the following: » Do you want to live in an urban or rural area? » How easy will it be to get to work? » Where will your children go to school, and how will they get there? » Do you want safe walking areas, recreational facilities and parks nearby? » How close would you like to be to family and friends?

Whether you choose to buy a home in the city or in the country, a condo or house, your budget will be a factor in answering the questions of “where” and “what” your next home will be. Think about what matters the most to you and your family, and do your research before pinpointing your hotspot.

Lydia McNutt EDITOR Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

16 • ResaleHome&CondoGuide | Volume14 Issue03

Don Lothian

Debbie Rice LANDAN REAL ESTATE

lothianricerealestate@gmail.com www.calgaryrealestate.org

$489,888

102, 279 Midpark Way SE Calgary AB, T2X 1M2

$409,800

SOLD

$498,500

SOLD

REVENUE IN HIGHWOOD!

BRIDLEWOOD BEAUTY

MOUNTAIN PARK SLEEPER

Great location in popular established community. Three good bedrooms up.

Beautiful hardwood floors and updated kitchen.

Excellent 2 bedroom suite with great bedroom sizes and laminate floors. Fully insulated and sound proofed. Separate, shared laundry.

Zoning and lot size allows for legal suite. City property database acknowledges suite. Great chance to help with mortgage payments!

Wow! Super warm and inviting home the moment you walk in.

Large front room has granite surrounded fireplace, laminate floors and open stair to upper level. Real chef’s kitchen with beautiful quartz counters including the spacious central work island. Super sized master bedroom has door to upper bathroom. Decks front and back give choice of sun or privacy. Over sized double garage plus lots of yard. lower level is well started for 4th bedroom and rec room. Has roughed-in plumbing. Quiet location! Fresh neutral paint, beautiful newer carpet, upgraded baseboards, lighting and more.

Absolutely gorgeous, substantially renovated 1900sf home on a large pie lot facing tree lined cul-de-sac & backing onto private path w/access to Fish Creek Park! Dramatic vaulted ceilings & real hardwood. Kitchen was completely reno’d & includes high end raised panel white cabinetry, walk-in pantry, island, hardwood, granite & upgraded appliance package. A 4th bdrm & reno’d 4 piece bath are just off the family room which includes cozy fireplace w/custom built-ins & access to huge low maintenance deck & beautifully treed lot. Enjoy the access to the lake plus all the year round amenities.

$5,298,000

$899,900

EXCELLENT REDEVELOPMENT SITE

QUALITY PLUS IN ALTADORE

$5,298,000 for 21,700 sq. ft. of RM-3 land in Bridgeland with direct exposure to Edmonton Trail NE Currently has a 24 suite concrete walk-up apartment building and a small single family home. It will provide cash flow as you plan the redevelopment.

Call for more details!

Shaw Construction is proud to offer a new infill and over 2700 sq ft of tasteful living space. Incorporating craftsmanship with enduring elegance, this home will not date itself in a few years. The hardwood is of the highest quality and finished on site (no lines in floor). The quality can be felt in the solid core doors and heavy hardware throughout all 3 levels. The kitchen, bathrooms and laundry room all feature granite countertops. The appliances are all high end and the cook top is an induction surface. The master has vaulted ceilings and spacious closets and ensuite. The basement has heated floors and a separate storage room as well as a rec room and surround sound, 4th bedroom and a 3 pce bath. Fully landscaped and ready to move into.

This space reserved for you!

Call now!!

For more information on current listings or to chat directly anytime, please call Don or Debbie at 403.256.3888 or 1.800.661.6262 BASED ON CALGARY MARKET SHARE

marketplace

1 2

traditional...

4

3

by sa r a duck

6

5

1. 26.6 Cu. Ft. French Door Refrigerator in Stainless Steel by Electrolux. $2,700. sears.ca 2. Providence Four Light Bronze Incandescent Pendant with Clear Glass by Illumine. $222. homedepot.ca 3. Copper Artichoke Handle Braiser, 6-Qt by Ruffoni. $460. williams-sonoma.com 4. 1.7L Classic Whistling Kettle in Red by Le Creuset. $130. thebay.ca 5. Belle Boulevard 13-Inch Oval Platter by Kate Spade New York. $250. bedbathandbeyond.ca 6. French Kitchen Island. $1,499. crateandbarrel.ca

WEST HILLHURST • $1,325,000 This gorgeous inner city estate home has been meticulously maintained and upgraded inside and out, all within an easy walk to downtown.

With new elastomeric stucco, river rock accents, front veranda and a triple garage, this raised 2 storey home oozes with curb appeal. Main floor updates are extensive including: full height kitchen with eating bar, stainless steel appliances, granite counters, built-ins, hardwood floors, tile, carpet, lighting, railings, bookshelves. Upstairs has 3 large bedrooms, laundry, full bath and luxurious new master ensuite with tile shower, stand alone tub, tile floors, his and hers counter with a spacious make-up counter. Basement is light filled from the oversized windows, spacious 4th bedroom, media room wired for sound, music studio (easily converted to 5th bedroom), full bathroom, and large storage room.

DAVID SETTER REAL ESTATE TEAM

18 • ResaleHome&CondoGuide | Volume14 Issue03

STRATHCONA PARK • $379,900 Lovely Villa with walk-out basement in original 50+ Horizon Village.

The floor plan takes advantage of panoramic views from rear deck, and warm afternoon sun in bright updated kitchen with granite counters, large living room, formal dining area and master bedroom complete the main level. The large walk-out basement has a spacious 2nd bedroom, storage room, family room with gas fireplace, and large games area.

Amenities include 2 level clubhouse, easy access and friendly people.

(403) 243-1755

www.davidsetter.com

B s i a g T

. d , e , .

...trendy

4

3

2

1

6 5

1. Soneca Pendant. $169. cb2.com 2. Refrigerator in Red by SMEG. $1,999. Visit westelm.com 3. The Tea Maker. $300. breVille.ca 4. Kobenstyle White Four-Quart Casserole by Dansk. $110. crateandbarrel.ca 5. Mango Wood Medium Platter. $22. chapters.indigo.ca 6. Cabin Kitchen Island. $1,199. westelm.com

MISSION • $319,900

WILLOW PARK • $739,000

Beautiful one bedroom plus den 3rd floor condo in the XOLO. This lovely south facing unit features 9’ ceilings, large windows and gas fireplace in the living room. Bright open kitchen with eat up bar. In-suite washer and dryer. Large closets and en-suite access to bathroom. Patio has gas barbeque line. Extra storage and titled underground parking stall.

The XOLO is one of the best locations in Mission

Professionally renovated 4 + 2 bedroom, 3 full bathroom bungalow in sought after community of willow park. Craftsmanship and quality shine through in this upgraded, open-concept home, neutral colors.

Custom kitchen with island breakfast bar including bar fridge and wine rack. Custom tile work throughout. Fabulous basement development.

Because a Great Experience Begins with a Great Agent.

Volume14 Issue03 ResaleHome&CondoGuide •

19

zone

STONEY TR

COMMUNITIES & MLS NUMBERS STONEY TR

CROWCHILD TR DEERFOOT TR

TRANS CANADA HI

Greenwood Greenbiar

16 AV Pt. McKay

olivera (Hollie) Winkelaar

moRtgAgE SpECIALISt

Are you ready to make your move from renting to owning?

A place to decorate, entertain friends and family, to set down roots?

If you think you are,

587-284-4134 olivera.winkelaar@rbc.com Language: English, Serbian, Romanian, Croatian

20 • ResaleHome&CondoGuide | Volume14 Issue03

Arbour Lake ................................443 Banff Trail .....................................415 Beddington ..................................508 Bowness.......................................478 Brentwood ...................................420 Briar Hill ......................................408 Bridgeland ...................................400 Cambrian Heights ......................496 Capitol Hill ..................................414 Charleswood ...............................419 Citadel .........................................475 Collingwood ................................418 Country Hills ...............................516 Country Hills Village...................521 Coventry Hills .............................520 Crescent Heights ........................404 Dalhousie ....................................422 Edgemont ....................................461 Evanston ......................................519 Greenview ...................................503 Greenwood Greenbiar ...............479 Hamptons ...................................471 Hanson Ranch ............................517 Harvest Hills ...............................514 Hawkwood ..................................451 Hidden Valley ..............................518 Highland Park .............................498 Highwood ...................................499 Hillhurst ......................................407 Huntington Hills.........................505 Kincora ........................................524 Lynx Ridge ...................................488 Macewan Glen ............................512

Montgomery ...............................476 Mount Pleasant...........................494 Mountview ..................................490 Nolan Hill ....................................474 North Haven ...............................500 North Haven Upper ...................501 Panorama Hills ............................515 Parkdale .......................................411 Point Mckay.................................412 Ranchlands ..................................441 Ranchlands Estates .....................442 Regal Terrace/Renfrew ................402 Rocky Ridge ................................484 Rosedale ......................................406 Rosemont ....................................495 Royal Oak ....................................486 Sandstone....................................510 Sage Hill ......................................526 Scenic Acres ................................432 Sherwood ....................................477 Silver Springs ..............................430 St. Andrews Heights ...................413 Stoney Industrial.........................525 Sunnyside ....................................405 Thorncliffe ...................................502 Tuscany ........................................482 Tuxedo..........................................492 University Heights ......................416 Valley Ridge .................................480 Varsity Acres ................................426 Varsity Estates .............................428 Varsity Village ..............................424 West Hillhurst .............................410

Assisting Eau Claire Residents and their Families since 1991

www.robertcote.ca 403-249-9500 House of Real Estate

• 3rd Generation Calgary Realtor • Licensed Broker • Certified Condominium Specialist

• MLS Million Dollar Club Member • Top Producing Re/Max Realtor • Business and Marketing

S O7 DLAD YS IN

EAU CLAIRE RIVERRUN TOWNHOUSE $689,000 River Run Townhomes of Eau Claire! Over 2200 sq ft fully developed with spacious rooms, hardwood floors, open floor plan with sunken living room, gas fireplace, patio and bright east/west exposure. Fully developed lower level with lge family room, 2 storage rooms and quick easy access to underground parking. Exceptional corporate/executive condo with ensuite baths in all 3 bedrooms! Incredible location next to Princes Island Park, Bow River, Pathways, YMCA, Market Shops, Cinemas, Great Restaurants and just a short walk to Calgary’s vibrant City Center.

To View These Properties go to

Remax Properties Independently Owned & Operated

www.robertcote.ca

Rahim (R.D.) Dhanji (403) 837-8789

rd@remax.net ww w . R a h i m D h a n j i.c om

Airdrie $168,900

“Exceptional Service,Outstanding Results” Saddleridge $169,900

Parkdale $729,900

d l o S • 1 Bedroom, 1 Bathroom1 Plus Den/Office and titled Underground Parking • 640 square feet located on the 3rd floor facing the courtyard, built in 2008 • Spacious kitchen with lots of cabinet space, a raised breakfast bar, & all the appliances are included • Comes with in-suite laundry (Washer & Dryer included) • The complex has visitor parking, secured entrance door, lobby, & an elevator • Steps away from the fantastic Genesis Recreational Centre & East Lake Park • Close to all sorts of amenities such as schools, shopping, restaurants, grocery stores, transportation, & much more.

• Fantastic Price for this Top Floor unit offering 1 bedroom, 1 bathroom, Plus Den/Office & titled underground parking • New granite countertops in the kitchen & the bathroom, New backsplash, New paint throughout the unit, New fixtures, New flooring, & more • The kitchen boasts lots of cabinets, counter space, a raised breakfast bar, and all the appliances are included • Comes with in-suite laundry (Washer & Dryer included) • Minutes away from the New LRT Station & the New Genesis Centre • This unit is in immaculate condition & shows like new

Altadore $899,900

d l o S • Beautiful Brand New infill in Parkdale across from the River offering over 2,800 square feet of total living space • Main Floor consists of the kitchen with a huge island & tons of cabinets with stainless steel appliances & granite countertops, living room with gas fireplace, dining area with 4 section patio doors/windows, step-down powder room, & a mudroom • Luxuries include 10 foot ceilings, upstairs laundry, skylights, huge double patio doors of the dining room, insulated double detached garage, & much more • Basement has a 4th bedroom, full bath, wet bar, & a huge living/recreational room • Located just minutes from downtown

• Brand New modern infills on a fantastic street with a fabulous design & creative architecture inside & out • Huge gourmet kitchen comes with a gas stove, built-in wall oven & microwave, dishwasher, decorative hoodfan, center island, quartz countertops, and slam-free high end cabinetry • Luxuries include 10 foot ceilings, upstairs laundry, skylights, infloor heating & air conditioning roughed in, fireplace, huge double patio doors of the dining room, double detached garage, & much more • Basement comes fully finished with a bedroom, full bathroom, wet bar, TV room, & games area • Built by Prominent Homes Master Builder

Volume14 Issue03 ResaleHome&CondoGuide •

21

themortgageminute

Financing your

home renovations

by Peter K inch

A

s a result of ever-increasing home prices, many Canadians find themselves sitting on an unprecedented amount of equity in their homes. A record number of homeowners are using that equity to finance a home renovation.

Let’s say you’ve concluded that a home renovation is right for you. Perhaps you want to upgrade your house to meet your changing needs. Maybe your plan is to spruce up your home before you sell it. Or maybe you are thinking of purchasing an older home with the plan of transforming it into your dream home in the future. The next step is to ask yourself, “How am I going to pay for the reno?” An option is to take advantage of the equity in your home as a source for financing home improvements. Does this mean you have to re-finance and get a new mortgage to access that untapped equity? Not exactly. You will have

to refinance your home, but instead of getting a new mortgage you may want to consider using a Line of Credit (LOC). What’s the difference between refinancing for a mortgage and a LOC? A lot of people don’t realize it, but there is a significant difference between refinancing for a mortgage and a LOC. When you refinance your house and get a new mortgage to access your latent equity, you will have to pay principal and interest payments on the entire amount of the new mortgage, from day one – regardless of whether you use it all or not. Let’s look at an example of a couple who has an $800,000 house.

Let’s suppose the current mortgage is $300,000 and they are looking to spend about $200,000 to do a major renovation. If they were to use a new mortgage to access the additional $200,000 their new mortgage would be $500,000. If they are like most couples, a renovation that size would happen over a period of time so they wouldn’t actually need the entire $200,000 right away. However, if they had arranged a new mortgage, they would have to start paying principle and interest payments on the entire amount of the new $500,000 mortgage from the first day that the funds were advanced. This process could be further complicated by the fact that, in order to get an advantageous rate, they would want the new funds to be added onto the first mortgage instead of being placed as a more expensive second mortgage. This may result in a payout penalty on the first mortgage if it is cancelled and replaced by a new one.

Alternatively, let’s consider the use of a LOC instead. If the couple in our example qualified for the payments, lenders will offer up to 80 per cent of

the value of their home in the form of a home equity LOC (anything beyond 80 per cent would need to be insured).

Eighty per cent of an $800,000 home would represent a loan amount of $640,000. If, in our example, this were set up in the form of a LOC instead of a mortgage, the lender would arrange a new LOC to go behind the existing first mortgage. The existing mortgage of $300,000 would stay intact (with no penalty) and a LOC of $340,000 would be registered behind it at the bank’s prime rate. The key with a LOC is that regardless of how much the line is set up for, you only pay for the amount advanced at the time it is advanced – and, if you choose to, you can pay interest only. In other words, our sample couple could have a LOC established in the amount of $340,000 and only need $50,000 the first month.

They would only be obligated to make “interest only” payments on the $50,000.

This would be significantly less expensive than the principal and

interest payments they would have had to make if they had refinanced into a new mortgage instead.

Ah, but you say, why set up the LOC for $340,000 when they don’t need that much money? Well, here’s the beauty of a LOC versus a mortgage – with the LOC, once the line is set up, it represents the amount of money you have access to, but you only pay interest on the actual amount you advance. And remember, unlike a mortgage, you can pay off a LOC at any point with no pre-payment penalties.

As for the excess amount of funds that you don’t need today, creating a LOC today to help you access funds for the future is not a bad idea. Remember, you only pay interest on the amount of funds you advance, so if you don’t use it, you don’t pay for it. But since you are going though the process of setting up the line in the first place – which means you will incur certain fees such as legal and appraisal (the same costs involved with setting up a mortgage) – you may as well qualify for the maximum. That way if an investment opportunity arises or you decide on another reno, or even if you need a rainy-day fund, you always know you have it in place.

If you decide a home renovation is in your plans and you want to put that hard-earned equity to work, make sure you arrange the financing that’s right for you. Remember, it makes no sense to pay interest on money you’re not using.

Peter is founder of the Peter Kinch Mortgage Team and the PK-Approved group of Dominion Lending Centres mortgage brokers across Canada, and he is co-owner of Pacific Bridge Mortgage Investment Corp. Feel free to forward any questions directly to Peter at pkinch@peterkinch.com

Alnoor Velji 403.560.3335

av2020@telus.net COMMITTED TO EXCELLENCE SINCE 1989

http://www.calgaryhometeam.ca # 1 Re/Max office in the world* 1999-2012

*Based on Closed Transactions

Re/Max Real Estate (Central) • 403-216-1600 • 206, 2411 - 4th St NW, Calgary, AB, T2M 2Z8

CORAL SPRINGS I $474,900

TEMPLE SIDE / SIDE BILEVELS I $289,900

Wow! Prime location, close to the lake and beach house. Fully developed 2 storey with 3 bedrooms, 3 ½ baths, main floor flex room, open to above family room, big rumpus room down, backs onto green pathway and much more. Call now.

Both sides available. One side is fully developed with 2+2 bedrooms, 2 full baths, 2 living rooms, balcony and more. The other side is 2 bedrooms and 1 bath and unfinished basement. Call now for full details.

Volume14 Issue03 ResaleHome&CondoGuide •

23

zone

COMMUNITIES & MLS NUMBERS

DEERFOOT TR STONEY TR

Monterey Park

16 AV Abbeydale

Applewood

olivera (Hollie) Winkelaar

moRtgAgE SpECIALISt

get your home equity working for you - call me and ask about the RBC Homeline plan and find out how it can work for you Advice you can bank on.

587-284-4134 olivera.winkelaar@rbc.com Language: English, Serbian, Romanian, Croatian

24 • ResaleHome&CondoGuide | Volume14 Issue03

Abbeydale....................................664 Albert Park...................................730 Applewood ..................................768 Calgary International Airport ....624 Castleridge ..................................676 Castleridge Estates .....................678 Coral Springs ..............................688 Deerfoot/Skyline Ind Park ..........615 Dover ...........................................738 Dover Glen ..................................736 Eastfield .......................................748 Erin Woods ..................................740 Falconridge ..................................680 Fonda ...........................................726 Forest Heights .............................762 Forest Lawn.................................764 Franklin/Meridian Ind Park........630 Horizon Industrial Park ..............640 Jacksonport..................................690 Marlborough ...............................660 Marlborough Park .......................662 Martindale ...................................682

Mayland Heights ........................600 Mayland Heights East ................604 McCall/Airways Ind Park ...........610 Monterey Park .............................670 Penbrooke....................................766 Pineridge .....................................668 Radisson Heights ........................728 Red Carpet/Mountview Mhp.....770 Rundle .........................................666 Saddle Ridge ...............................645 Southview....................................732 Saddle Ridge Ind ........................625 Stoney Industrial/Westwinds .....625 Skyview Ranch ...........................692 Stone Gate Landing ...................691 Sunridge Industrial Park ............635 Taradale .......................................684 Temple .........................................674 Valleyfield ....................................744 Vista Heights ...............................605 West Dover ..................................734 Whitehorn ...................................672

David Crick 403.230.2121

david@houseandcastle.com www.houseandcastle.com

Capital Hill $800,000

Montgomery $499,000

This 2-Storey semi-attached 3+1 Bedrm home is absolutely stunning, one side left. In the heart of the sought-after community of Capitol Hill. Another masterpiece created by the well established builder - AIKAM HOMES. Possession is April 15 2014. Hardwood floors, large island, walk-in pantry, built-in entertainment unit and gas fireplace to name a few! OUTSTANDING BOSCH APPLIANCE PKG INCLUDED IN PRICE. Open floor plan, Denca cabinetry....Get this home today and incorporate your own touches.

This 2 storey 2+1 bedrooms is a top quality built home by Aikam Homes. 4 Plex condo for end of June possession. Only 2 left, the large master bedroom has a 6 piece ensuite and the second bedroom has a 4 piece ensuite. Each unit has a single detached garage. There is a $5,000 appliance pkg included in the sale price.

Parkdale $869,000

Lyalta $649,000

Absolute gem by Aikam Homes, Denca cabinetry, open floor plan, central air. in floor heating, amazing ensuite with steam shower & body washes, 6 ft jetted tub. Only the finest finishings, comes with Bosch appliance pkg. Immediate Possession.

Wonderful, peaceful, quiet country living while only 20 minutes from the city and 5 minutes from Lakes of Muirfield Golf Course. This wonderful country home is located on 3 acres and has close to 3000 sq ft of living space. The home was built in 2002 but has many upgrades. With Brazilian Tiger hardwood flooring, gourmet kitchen with custom oak cabinets, granite counter tops, new stainless steel appliances, vaulted ceiling and sky lights. The master bedroom has a 4 piece spa like en-suite with it’ extra deep jetted tub and separate shower. Note that the laundry is located on the main floor for convenience. The hot water tank is new. There is new Cambridge shingles on house and garage. The garage is a triple detached and there is also an RV parking space. Irrigation is available. WID water rights included. Don’t miss out on your chance to own a wonderful country home!!

403.230.2121

david@houseandcastle.com www.houseandcastle.com

Capital Hill $549,000

This 2 storey 2+1 bedrooms is a top quality built home by Aikam Homes. 4 Plex condo for immediate possession. Only 2 left. The large master bedroom has a 6 piece ensuite and the second bedroom has a 4 piece ensuite. Each unit has a single detached garage. There is a $5,000 appliance pkg included in the sale price.

Radisson Heights $540,000

Totally renovated 1900 SQ FT bungalow. Fantastic family home located in Radisson Hts and close to all amenities. Updates include 200A wiring, high E furnace, dual hot water tanks, all new windows, stucco, and the roof. The open floor plan on the main level includes a chef’s kitchen with a downdraft range, hardwood, ceramic tile and slate floors. Notice that the laundry is located on the main floor. The main floor has a raised billiard room, basement has fitness room and a workshop, rec room, 2 bedrooms, 2 full baths. For a total of 4 bathrooms including 3 jet tubs.. There is also a roughed in kitchen so that the basement could easily be turned into a mother-in-law suite. The backyard faces south and is fenced. Which allows you to enjoy the 6 person hot-tub located on your private deck. This is a must see home!

West Hillhurst $659,000

Highland Park $720,000

This is a top quality Aikam Homes. $6500 appliance pkg. and also blind pkg. included.

June possession there is still plenty of time to add your personal touches and make one of these units your home. On the 3rd floor you will find a huge master bedroom complete with a wonderful ensuite.

Located in the much sought after community of Highland park. This 2 storey home is ready for April possession. The kitchen features soft close cabinets and a 10 ft. island.

Granite counter tops through out the house. The main floor has hardwood floors, a built in wall unit and fireplace. A perfect place to cuddle on those chilly night. The master has a 6 pc en-suite which includes a 6ft jetted tub. The basement will be finished and include a rec-room, 4th bedroom and a 4 pc bath.

s . t s e

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Call (403) 807-7193 www.CameronDiscountRealty.com

Len T. Wong Broker

Laura o’ConneLL Associate/Partner

Elbow VallEy wEst Build your dream home on this fantastic lot surrounded by nature! 10 minutes west of Calgary and minutes to Bragg Creek. Close to golf courses and shopping. MLS#C3580823 build your drEam HomE!

$219,000

nolan Hill

sprucE cliff

nExt to sHagganappi golf coursE!

$349,900

Executive luxury condo in showhome condition! Bright and open plan with 9ft ceilings and a stunning kitchen with stainless steel appliances. Large great room with corner gas fireplace and formal dining room leads out to huge deck with view of courtyard. Large master bedroom with his and hers closets and 4 pc bathroom with soaker tub and oversized shower. Titled underground heated parking and storage space. This complex offers visitor parking, a party room, meeting room, gym, car wash bay, and bicycle storage.

Guest suite available. MLS#C3602327

ExtEnsiVE stonE work and arcHitEcturE!

$539,900

sunsEt ridgE

montErEy park

ExcEllEnt family HomE!

$314,900 $418,900

Exceptionally well maintained 4 level split located on a cul de sac.

Total of 4 bedrooms and 2 full baths. Vaulted ceilings in living room and a bright sunny oak kitchen open to large eating area with patio doors leading out to 3 decks. Stairs leading upstairs to large master bedroom with walk in closet and oversized bedroom with a waterfall between 2 bedrooms and 4pc bath. 3rd level walkout has family room, bedroom and 4pc bath. 4th level walkout has bedroom, laundry and storage room and patio doors.

Oversized double garage. Quiet location. MLS# C3599413

ExcEptional EnErgy EfficiEnt HomE!

$549,900

nEw wEst custom HomE!

$419,000

built grEEn!

$559,900

VEry brigHt and opEn condo!

$489,900

brand nEw!

$569,900

cozy country liVing at its finEst!

$534,900

Brand new Landmark Axis 3 showhome with 3 bedrooms, 3 bathrooms, bonus room and walkout basement. High effi efficiency ciency home with triple pane windows, tankless hot water heater and high effi efficiency ciency furnace. Home features a great room with gas fifireplace replace and has upper flfloor oor with large bonus room. Spacious master bedroom with 5 piece ensuite with glass shower, soaker tub and walk in closet. 2 other good sized bedrooms and 4 piece bath. Walkout basement is ready for your development.

Double attached garage. 2 year builder’s warranty and 10 year New Home Warranty. MLS# C3601338

diamond coVE

sundrE

This gorgeous secluded treed lot with view awaits just South of Sundre! Nestled into the trees you will find this warm and cozy 2 storey home sitting quaintly in the middle of one of the most beautiful lots in Bergen.

Open kitchen with tons of cabinet space and a sunny breakfast nook just off the living room. The dining room is adjacent to the family room making for a great space for entertaining. Upstairs has good sized master with cheater ensuite and 2 other good sized rooms.

Horse corral with stock water. MLS#C596514

Brand new Landmark The Versailles IV. 2 storey with 3 bedrooms, 3 baths and bonus room. Maintenance free triple pane PVC windows with low E emissive coating and argon gas.

High effi efficiency ciency furnace and on demand tankless hot water heater. Maple hardwood on main flfloor. oor. Gourmet kitchen with flflatat panel cabinets and centre island with Caesarstone countertops.

Large great room with stylish gas fifireplace. replace. Stained maple railing with metal spindles leading upstairs to massive bonus room. Lower level is ready for development. 2 year builders warranty and 10 year New Home Warranty. MLSC3599507

EVanston

sprucE cliff

Executive 2 bedroom, 2 baths condo in Copperwood.

Gourmet maple kitchen with centre island, breakfast bar, granite countertops, and brand new stainless steel appliances. Large eating area and great room with double sided gas fireplace. Large master includes walk in closet and ensuite with large soaker tub. Includes insuite laundry, 9ft. ceilings, 2 balconies, underground parking stall, and storage locker.

Minutes to downtown. Walking distance to LRT and shopping centre. Quiet location. MLS#C3596401

Beautiful 4 month old Landmark Solex 2 Craftsman in highly sought after Sunset Ridge. This 2 storey home features a den/ flflex ex room, gourmet maple kitchen with granite, large island and stainless steel appliances. Open great room with stunning gas fifireplace. replace. Upstairs boasts a large bonus room and 3 bedrooms including the master with ensuite including soaker tub, separate shower and 2 walk in closets. This energy effi efficient cient home includes a high effi efficient cient furnace, on demand tankless hot water with descaler and triple pane windows. 10 year Home Warranty and 2 year Builder’s Warranty. MLS# C3600850

cHEstErmErE - wEstmErE

nolan Hill

Beautiful new home by New West Custom Homes. Very popular “Tucson” plan boasts a front great room with gas fireplace, mid kitchen with large island, rear dining area with 10’ ceilings, and a spacious mudroom with convenient access to the half bath. Upstairs, there are 3 good-sized bedrooms, the master boasting a full ensuite bath and large closet. The lower level is unfinished. This plan flows nicely and the large dining area with high ceilings has been particularly popular! If you act quickly, there may still be time to select some interior colors!. MLS #C3594999

Plenty to love about this 3 bedroom home with a main flfloor oor den and an upstairs bonus room. This smart and contemporary flfloor oor plan features 9ft knockdown ceilings, many large bright windows for lots of natural light, a spacious chef’s kitchen with stainless steel appliances, granite countertops, and a huge center island with plenty of maple cabinets. Upstairs you’ll fifind nd a large bonus room, 3 great sized bedrooms including a master retreat with a spacious walk-in closet and a 5pc spa-like ensuite. MLS #C3597662

locatEd on QuiEt cul dE sac!

$624,000

Executive custom built 2 storey split with 5 bedrooms and 4 baths. Vaulted ceilings in the living and dining room. Gourmet kitchen with centre island with slate countertops, designer backsplash and stainless steel appliances open to large eating area. Huge family room with gas fifireplace replace and built ins with work desk area. Upstairs has large master bedroom and 3 other good sized bedrooms and 4pc main bath. Professionally developed walkout basement with media centre and a 3 sided gas fifireplace, replace, games room, small wet bar, 3pc bath and bedroom. Large patio off the games room. MLS#C3596768

VallEy ridgE

grEat family HomE!

$639,900

panorama Hills

stEps from park!

$659,900

n 662

built grEEn!

$715,900

nEt zEro landmark sHowHomE!

$719,900

th flflatat tops.

3 ency and gas ous oaker 4 nt. year

HigHland park

largE patio!

$719,950

80% to 90% more energy effi efficient cient than an average new Alberta home. This home generates enough energy to meet the homes annual electricity needs. It loses less heat with triple pane windows. It has better indoor air quality as the heat recovery ventilator reduces allergens while saving energy by transferring heat from outgoing air to fresh incoming air. This 2 storey has 3 bedrooms, 3 baths and bonus room. White, clean kitchen with centre island and open to eating area and great room. 2yr builders warranty and 10yr New Home Warranty. MLS# C3600090

10 yEar nEw HomE warranty!

$719,900

Brand new Landmark two storey showhome with developed walkout basement. Home features 4 bedrooms, 3 baths and bonus room. Built green. High efficiency furnace and tankless water heater and triple pane windows. Kitchen open to eating area and great room with gas fireplace. Large bonus room. Spacious master bedroom with 5pc ensuite with soaker tub and separate shower. Fully developed basement with rec room, bar, 4th bedroom and 4pc bath. Double car garage. 2 year builders warranty. MLS# C3600834

sHows likE nEw!

$749,900

ExtEnsiVE upgradEs!

$719,950

Immaculate Astoria built 2 storey with numerous upgrades! Main floor den with double French doors. Gourmet maple kitchen with large black granite island, tons of cupboard space and upgraded stainless steel appliances with 5 burner gas stove. Kitchen is open to spacious dining and family room with gas fireplace and built ins. Coffered ceiling with great architectural design throughout this home. Private fenced west backyard with large deck and BBQ hook up and double detached garage. Basement is open and ready for development with large windows and roughed in for bathroom. MLS # C3596208

HEritagE pointE

golfEr’s HaVEn at HEritagE pointE!

$854,900

HigHland park

Brand new executive custom built 2 storey attached home with fully finished basement and oversized double detached garage. This home has 9ft ceilings on all 3 levels and 4 bedrooms & 4 baths. Hardwood floors thru out main floor. Gorgeous staircase leading upstairs to spacious hallway with skylights. Large master bedroom with 5pc ensuite with large soaker tub, steam shower & walk in closet. 2 other good sized bedrooms. Property will be landscaped with grass & fence. Large patio and poured sidewalk to garage. MLS# C3602308

Custom built 2 storey attached home with extensive upgrades and built ins. 9ft ceilings on all 3 levels. This home features 4 bedrooms and 4 baths and hardwood floors thru out main floor.

Gourmet maple kitchen with centre island, breakfast eating bar, and stainless steel appliances. Kitchen is open to large living room and 2pc powder room. Large master bedroom with 5pc ensuite with large soaker tub, steam shower & walk in closet. 2 other good sized bedrooms. Professionally developed basement with family & media room, wet bar, 4pc bath, and bedroom with walk in closet.

Progressive 5yr warranty. Quiet location. MLS#C3602321

ricHmond park- knobb Hill

sunsEt ridgE

le gas.

us s 507

Brand new Landmark The Belgravia III. 2 storey home with 4 bedrooms, 3 baths and bonus room. Maple hardwood on main flfloor oor with Lifestyle room ideal for formal dining room or den. Gourmet kitchen with flflat at panel cabinets and centre island with Caesarstone countertops. Large great room with stylish gas fifireplace. replace. Main flfloor oor laundry room and 2pc bath. Stained maple railing with metal spindles leading upstairs to massive bonus room and bedrooms. Lower level is ready for development, 2 year builders warranty and 10 year New Home Warranty. MLS #C3599128

cranston

hly den/ d and gas oms parate

water ranty

Former 2 story showhome with fully developed basement.

This very bright and open home has 3 bedrooms and 3 baths with extensive upgrades & built ins thru out. Gourmet maple kitchen with granite countertops, stainless steel backsplash with centre island, breakfast eating bar open to large eating area. French door leading out to large maintenance free deck with gas BBQ hook up. Large master bedroom with balcony and 5pc ensuite with jetted tub, separate shower, stainless steel sinks & huge walk in closet with windows. Security camera system included. MLS#C3596787

cranston

main

wn tural el er ’ll

Brand new Landmark Fairfax 2 built green. High effi efficiency ciency furnace, on demand tankless hot water tank and triple pane PVC windows with Low-E emissive coating and argon gas. This two storey home features 3 bedrooms, 3 baths and bonus room. Birch hardwood on main flfloor. oor. Wood railing with metal spindles staircase leading upstairs to large bonus room. Spacious master bedroom with walk in closet and 2 other good size bedrooms. Basement is ready for development. 2 year builders warranty and 10 year New Home Warranty. MLS #3599493

Sensational treed bungalow backing onto 27 holes of golf.

Open floor plan with formal dining room, great room with built-ins & 3 side gas fireplace. Kitchen is open to sunroom & deck with large windows and views of green. Master bedroom with views of greens has walk in closet & 5pc ensuite. Lower level has gas fireplace, good size rec room large enough for pool table. Walk out to a covered patio finished with interlocking stones stepping out on to the 1st hole. No worries of golf balls hitting home. Maintenance free lawn & snow removal included. MLS# C3596251

bragg crEEk

spEctacular douglas fir log HomE!

$914,900

Situated on 5 acres of beautiful treed land. This 4 bedroom features a large kitchen with gas cooktop, convection oven, and engineered granite countertops. Living room with wood burning fireplace. Double patio doors open to balcony that wraps around to the front porch where you can enjoy BBQs with gas hook up, while overlooking a lush forest for privacy. 4 piece bath, mud room, and laundry finish off the main floor. Upstairs there is a master bedroom with an ensuite with a 3 piece bath, as well as a good sized second bedroom. Steps away from Kananaskis, skiing, hiking trails, and only 30 mins from Calgary. MLS# C3598491

4 met

ting h

ally

and 6768

Let Len and Laura and their team put their extensive experience with the Calgary real estate market to work for you.

featureproperty

DaVinci’s Riviera on the Bow offers extraordinary lifestyle B y H e at H e r r ya n

C

ondo buyers can experience an extraordinary lifestyle of luxury, nature and convenience with Riviera on the Bow in northwest Calgary’s highly sought-after neighbourhood of Parkdale.

Riviera on the Bow by DaVinci Homes is a serene escape within the inner city that places the natural beauty of the Bow River, Edworthy Park and riverside pathways just steps from your front door. This premier location is also just minutes from downtown, an array of trendy shops, services and eateries in Kensington, and you’re close to the Children’s and Foothills hospitals, Market Mall and the TransCanada for a quick trip to the mountains.

Offering an exclusive feel with just 31 suites in a three-and-a-half-storey building, Riviera will have the presence of a grand estate in the heart of Parkdale, with the use of stucco, stone and high gabled roofs that mirror the surrounding environment, hills and trees.

30 • ResaleHome&CondoGuide | Volume14 Issue03

We wanted the building to have a Zen-like feel, with a nice flow and serenity because of our close proximity to the river

“We wanted the building to have a Zen-like feel, with a nice flow and serenity because of our close proximity to the river,” says Faizan Kazmi, vice-president and COO of DaVinci Homes, adding that the building offers fabulous, unobstructed views of the Bow River, tree-lined hills, and even the mountains from the top floor.

“People love the location and the large suite sizes,” Kazmi says, noting sales were launched in November and the building is already approximately 30 per cent sold.

“We’re close to two hospitals so the larger sizes and layouts are great for two nurses or EMS personnel looking to share, and the penthouses are huge,” which will be attractive to professionals or downsizers as they won’t have to compromise on space or luxury.

Inside, buyers will adore the spacious open-concept floor plans that range from a 704-sq.-ft. one-bedroom, to two-bedrooms that average between 900 and 1,100 sq. ft. and up to an impressive 1,888 sq. ft. for the larger of the two top-floor penthouses.

“We’ve also created a luxury feel,” Kazmi says. In fact, with DaVinci excellence is standard and they put the finest quality and exquisite finishes and details into everything

Buyers will love that all the suites offer smart and stylish contemporary designs and come with flex rooms, large balconies with gas line hookups, in-suite laundry with washer and dryer, and underground heated and secured parking – all priced from $356,000 they build. This holds true with Riviera as DaVinci has been working for more than a year to bring this masterpiece of elegant design and comfort to condo buyers.

Riviera’s well-appointed interiors are highlighted by quartz countertops, laminate and tile floors, an eye-catching chimney-style stainless steel hood fan, 42-in. high upper cabinets, full-height glass tile backsplash, stainless steel appliances that include a gas cooktop, wall oven and builtin microwave, nine-ft. ceilings in most areas, over-sized windows and air conditioning.

Buyers will love that all the suites offer smart and stylish contemporary designs and come with flex rooms, large balconies with gas line hookups, in-suite laundry with washer and dryer, and underground heated and secured parking – all priced from $356,000.

Buyers can learn more about the fabulous Riviera on the Bow by DaVinci Homes by visiting the sales centre at 2838 Parkdale Blvd. N.W., which is DaVinci’s threestorey inner-city showhome showcasing the builder’s high-end standards so buyers can see what they’ll get in Riviera as well as the views. The sales centre is open Monday to Thursday, 2 to 8 p.m.; and weekends, noon to 5 p.m. Call 403.457.0828 or visit rivieraonthebow.com for more information.

32 • ResaleHome&CondoGuide | Volume14 Issue03

homebuyers’help

HomeBuyers’ ResouRce section you love tHe Home, see wHat you can afford!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

homebuyers’help

cALcuLAte YouR mortGaGe Payments CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX Income

dIvIde By 3

cHart fIGure

amortIZatIon amount

SPOUSE’S PRE-TAX Income

affordaBle montHly Payments

amount of mortGaGe dIvIded By 1,000

estImated montHly TAXES & HEAT

TOTAL PRE-TAX Income

amount of mortGaGe (PRICE – DOWN PAYMENT)

amortIZatIon amount

montHly Payments

MORTGAGE PAYMENT CALCULATION CHART Interest rates %

AMoRtiZAtion PeRioDs 10 yrs

15 yrs

20 yrs

25 yrs

30 yrs

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

follow tHese stePs to see If you’ll QualIfy for a mortGaGe on YouR DReAM HoMe

01

05

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow. Divide by

1,000.

02

06

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the home and subtract the amount of money you expect to make as a down payment.

This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less.

Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

34 • ResaleHome&CondoGuide | Volume14 Issue03

MoRtGAGe Interest rates VARiABLe

6 month

1 year

2 years

3 years

4 years

5 years

atB financial

2.700

4.000

2.940

2.890

2.990

3.290

3.490

Bank of montreal

3.000

4.000

3.140

3.040

3.850

4.640

4.990

ALL MoRtGAGes ARe oF tWo BAsic tYPes:

Bank of nova scotia

3.100

4.550

3.750

3.890

3.990

4.390

4.990

-

-

4.800

4.700

4.800

-

5.250

cIBc mortgages

3.000

4.450

3.090

3.040

3.750

4.590

5.140

caisses desjardins

3.000

4.400

3.140

3.240

3.850

4.640

4.990

conVentionAL The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.

The buyer has to pay 20% down.

A conventional mortgage cannot exceed 80% of the value of the property.

MORTGAGE TYPES

Bridgewater Bank

canadian western Bank

3.200

4.000

3.140

3.140

3.850

4.640

5.240

canadian western trust

3.200

4.000

3.140

3.140

3.850

4.640

5.240

first calgary financial

-

4.000

2.890

2.890

3.190

3.390

3.290

first national financial

2.600

3.950

2.990

2.590

2.790

3.090

3.290

firstontario credit un.

2.700

4.240

3.090

3.140

3.290

3.340

3.290

HsBc Bank canada

3.100

4.450

3.600

3.950

4.450

4.990

5.340

Home trust company

2.500

3.950

2.890

2.890

3.090

3.390

3.240

IcIcI Bank canada

3.050

-

3.150

3.650

3.640

3.690

3.890

InG direct

3.000

-

3.190

3.240

3.490

3.690

3.990

Investors Group trust

3.000

4.200

3.140

3.140

3.900

4.640

5.240

london life

3.000

4.200

3.140

3.140

3.900

4.640

5.240

manulife Bank

2.700

4.450

3.000

3.050

3.100

3.400

3.590

manulife trust

-

4.450

3.000

3.050

3.100

3.400

3.590

meridian credit union

2.600

4.000

3.090

3.140

3.650

4.390

2.990

national Bank

3.100

4.400

3.140

3.140

3.750

4.640

4.990

-

4.500

3.150

3.500

3.950

3.950

4.150

President’s choice fin’l

3.000

6.190

3.390

3.240

3.590

3.690

4.090

royal Bank of canada

3.000

3.140

3.140

3.040

3.750

4.640

5.140

-

4.000

3.140

3.040

3.850

4.640

5.240

Peace Hills trust

servus credit union

INSURED OR HIGH-RATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONS You can choose any of these mortgage options which fit into the two basic mortgage types.

Lenders may even customize these options to suit your needs. oPen MoRtGAGe: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a shortterm mortgage at high interest rates to a longer term when mortgage interest rates fall. cLoseD MoRtGAGe: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.

A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PoRtABLe MoRtGAGe: Flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

PRePAReD BY cAnneX on MARcH 4, 2014. this information is current as of the date and time posted and is subject to change without notice. © Copyright 2014 CANNEX Financial Exchanges Limited. All rights reserved.

Volume14 Issue03 ResaleHome&CondoGuide •

35

TRANS CANADA HI Crestmont

zone

SARCEE TR

COMMUNITIES & MLS NUMBERS

Upper Scarboro

West End

Erlton Mission

GLENMORE TR

Roxboro Parkhill / Stanley Park

Garrison Green

Altadore/River Park ....................019 Aspen Woods .............................073 Bankview .....................................015 Bayview .......................................129 Bel Aire ........................................110 Braeside .......................................135 Bridlewood ..................................161 Britannia ......................................105 Canyon Meadows .......................125 Canyon Meadows Estates ..........127 Cedarbrae ....................................145 Cfb Currie ....................................020 Chinook Park ..............................117 Christie Park ...............................052 Cliff Bungalow ............................004 Coach Hill ...................................049 Connaught ..................................003 Cougar Ridge ..............................071 Crestmont ...................................081 Discovery Ridge ..........................070 Downtown ..................................001 East Village ..................................006 West End .....................................012 Eagle Ridge .................................119 Eau Claire ....................................002 Elbow Park...................................005 Elboya ..........................................103 Erlton ...........................................101 Evergreen ....................................157 Evergreen Estate .........................151 Garrison Green ...........................024 Garrison Woods ..........................018 Glamorgan ..................................045 Glenbrook ...................................043

olivera (Hollie) Winkelaar

moRtgAgE SpECIALISt

Whether you are purchasing, renewing or refinancing your mortgage, the biggest decisions you face is choosing between a fixed or variable rate mortgage.

Call me to learn more about it.

587-284-4134 olivera.winkelaar@rbc.com Language: English, Serbian, Romanian, Croatian

Glendale ......................................041 Haysboro .....................................121 Kelvin Grove ...............................115 Killarney ......................................027 Kingsland ....................................113 Lakeview .....................................031 Lakeview Village .........................033 Lincoln Park ................................021 Lower Mount Royal ....................010 Mayfair.........................................111 Meadowlark Park ........................109 Millrise .........................................153 Mission ........................................014 Mount Royal................................007 North Glenmore Park .................022 Oakridge......................................143 Oakridge Estates ........................141 Palliser..........................................133 Park Hill/Stanley Park .................104 Patterson ......................................047 Pump Hill ....................................131 Richmond ....................................029 Richmond Hill.............................057 Rideau Park .................................102 Rosscarrock .................................037 Roxboro .......................................100 Rutland Park ................................028 Scarboro ......................................011 Shaganappi .................................025 Shawnee Slopes ..........................151 Shawnessy ...................................155 Signal Hill....................................053 Signature Parke ...........................055 Silverado ......................................165 Somerset......................................159 South Calgary .............................017 Southwood ..................................123 Springbank Hill...........................065 Spruce Cliff..................................023 Strathcona Park ...........................051 Sunalta.........................................009 The Slopes ...................................067 Upper Scarboro ...........................013 Victoria Park ................................008 West Springs ...............................075 Westgate ......................................039 Wildwood . ..................................035 Windsor Park ...............................107 Woodbine ....................................147 Woodlands...................................139

36 • ResaleHome&CondoGuide | Volume14 Issue03

Meadowlark Park

Kingsland

MACLEOD TR

SPRUCE MEADOWS TR

403.803.8981

www. mapleleafrealty .ca

Broker/Owner

AIRDRIE

Gorgeous BRAND NEW 2-storey home Fantastic curb appeal & open floor plan Total of 4 BRs & 3.5 baths Bright kitchen w/granite island & counter tops Basement has 4th BR, media room, wet bar & 4-pc bath • Large master w/5-pc ensuite bath & walk-in closet • Sunny south backyard, fully landscaped & fenced • Close to all amenities

499,000

• • • • •

D L O S

$

D SOL

$

789,000

HIGHLAND PARK • • • • •

Coopers Crossing-voted best community in Airdrie Gorgeous 2 storey with great curb appeal 2448 sf 3 BRs & 2.5 baths Main floor den, 9ft ceilings & hardwood floors Bright gourmet kitchen with maple cabinets & walk thru’ pantry • Upper floor with super large bonus room • Large master with 4-pc ensuite bath & jet tub, walk-in closet • Basement is framed with RIP plumbing

Alteration services by professioanl seamtress 26 years of experience Owner retiring/moving out of town Selling existing stocks Wedding, grad dresses & accessories Minimum discount of 50% off Ideal for family business May provide training to potential buyer

EVERGREEN

D

SOL

$

$

64,900

• • • • • • • •

469,900

CALGARY SOUTH

NEW LISTING

• • • • • • • •

Beautiful 2 storey on quiet street Main floor 9ft ceiling Almond stained cabinets & walk thru pantry Bright great room w/fireplace Master has 5-pc ensuite & walk-in closet Sunny south backyard with gazebo & 2-tier deck Walk to school Close to all amenities

• • • • • • •

House only land not included Immaculate 745sf bungalow Usable walk up attic w/extra 228sf living space 2 BRs, 1 bath & original hardwood Wood burning fireplace Newer shingles, kitchen & bathroom Buyer is responsible for moving & all expenses to remove the house

D

SOL

Gorgeous 2 storey family home 4 Bedrooms & 4 baths 2 master bedrooms & 2 ensuite baths Custom maple kitchen cabinets 2nd kitchen for spicy cooking Wide bookshelves in family room Super large master with French doors.

Walk-up basement w/separate entrance

CAPITOL HILL

30,000

• • • • • • • NEW LISTING SOLD IN 11 DAYS •

$

769,900

SHERWOOD

$

o

Ken Yeoh

FREE Quick OnLine Home Evaluation

Scott Merchant

Free, Online Home Finder Service

The Merchant Difference www.scottmerchant.ca Re/Max House of Real Estate 249-9500

Hot new listings emailed daily... visit www.scottmerchant.ca and click on Free Home Finder

R

New Brighton - Family Home with 3 Beds and an Attached Garage!

Silverado 5 Bedroom Home!

Excellent location on a quiet street across from a park. Jayman built home features a wide open main floor, 3 bedrooms and 2 ½ baths. Gorgeous kitchen with rich dark cabinetry, stainless steel appliances and a huge island. Fully landscaped and fenced with additional parking in the back. Built in 2010 and shows like new!!

Jayman built Eclipse 2 with a fully finished basement located on a quiet street. Features over 3500 sq ft of living space, 5 bedrooms, 3.5 baths, quartz counters, huge gourmet kitchen with gas stove, bonus room, nanny suite and more. Oversized garage and fully landscaped!

$404,900 Quick Possession Possible!

Reduced $25,000 to $599,900 Quick Possession Possible!

For virtual tours and open house schedules go to www.scottmerchant.ca

Volume14 Issue03 ResaleHome&CondoGuide •

37

makeyourmove

Brides & grooms: Tips for combining households for the first time

by ChuCk R esniCk

S

pring is in the air, and wedding season is fast approaching. When it comes to marriage and moving in together, things are a little different these days than they were way back when. Today, first-time brides and grooms are older than ever before, according to recent census figures. The median age for men marrying for the first time is now 28 and it’s 26 for women – that’s 30 per cent older than in 1960.

Because today’s first marriages are occurring later in life (not to mention second or third marriages!) more often the modern dilemma is whose couch stays and tallying how many flat-screen TVs the couple has between them.

When couples married 40 years ago, they were barely into their 20s and often were still living with their parents. The traditional wedding shower carried great value as it supplied newlyweds with all the necessities married life required, including dishes, cookware and bedding.

For the “new couple” combining households for the first time, proper planning is key to starting off on the right foot in the early years of marriage.

›› organize with boxes and coloured markers, and purchase a variety of box sizes before you begin, so you can appropriately tag and pack those items that you’ll keep and those that you no longer need or want. ›› donate to those in need. If a garage sale isn’t of interest, consider donating unwanted items to charity.

Experts agree that couples can successfully blend two households if they take time on the front end to address the move. The key, as with all organizing projects, is proper planning.

Here are some tips for combining HouseHolds:

›› go through each home together, and identify which items are duplicates. Talk about each item honestly. If you can legitimately use two of something in your new life together, such as televisions or stereos, go ahead and keep both, but don’t wait to have that discussion on moving day. ›› do the same evaluation for small items, such as silverware, as you do for the larger items. These smaller items can add up quickly, and often produce the most basement or attic clutter.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

Call 403-863-1293 today!

Need a mortgage?

Self employed? New to Canada? Vacation homes?

Rental purchase? Refinance for debt management?

My experience and service will work for you.

Five year variable rate prime minus .50 all subject to change, lender qualifications will apply

38 • ResaleHome&CondoGuide | Volume14 Issue03

Mortgage SpecialiSt 5015 Centre Street NW, Calgary AB T2K 0S9 Fax: 403-202-2182 Email: loriames@gmail.com

tips&tricks

Plan ahead to make your move as smooth as possible, and to avoid getting lost in the shuffle!

AS SOON AS POSSIBLE… notify family and friends, as well as this list below, that your address will be changing, either by phone or by mailing the change-of-address cards available at your local post office. The following checklist will serve as a convenient reminder:

❏ Accountant

❏ Update your driver’s

❏ Alumni Association ❏ Attorney

license

❏ Employer ❏ Family doctor

❏ Banks ❏ Lending

❏ Dentist

❏ Insurance companies

❏ Frequent Flyer

❏ Veterinarian

institutions

❏ Investment

companies

Program

❏ Magazine /

newspaper subscriptions

❏ Revenue Canada ❏ Stockbroker ❏ Credit card

merchants

companies

elboya $995,000

Gary Williams M at t

Call NoW For a Free eValUatIoN oF yoUr CalGary ProPerty 403

259.4141

• A 5,995 Sq Ft Lot Facing The Elbow River On A Quiet Street In Coveted Elboya.

• This Unique Opportunity Boasts A South Backyard, Mature Trees & 50’ Frontage.

• Build Your Dream Home Beside The Wonderful Amenities Of Stanley Park & Enjoy Year Round Activities.

cliff bunGalow $925,000 • 6 Clean, Well Maintained & Upgraded Suites With Porches & Balconies.

2-2 Bedroom, 3-1 Bedroom & 1 Bachelor.

• $67,200/ Year In Gross Rent. It Is Never Vacant!

• There Have Been Several Infrastructure Updates. Call For Details!

❏ Catalog

❏ Place of worship

eau claire $599,000

connauGht $439,900

• Stunning Contemporary $135,000 Renovation In Liberte.

• 1,218 Sq Ft Condo With 2 Patios, 2 Bedrooms & 2 Baths!

• Ideal Downtown Location Close To Recreational Pathways & All Amenities!

• FULLY RENOVATED 1,038 Sq Ft 2 Bedroom & 2 Bath Art Deco Inspired Condo.

• Featuring A Stunning Kitchen With Barrel Vault Ceiling; Huge Master Bedroom With Walk-Through Dressing Area & Built-In Closets & 5 Piece Ensuite.

• Don’t Miss The In-Suite Laundry, Radiant In-Floor Heat & Titled Underground Parking!

bowen island • 2 Stunning Waterfront Lots Available, Never Before Offered For Sale!

• 8.9 Acres With 620 Feet Of Waterfront Offered At $1,500,000.

• 8 Acres With 400 Feet Of Waterfront Offered At $1,600,000.

• Spectacular Summer Sunsets & Easy Access To The Waterfront.

SolD

harvest hills

SolD

• FULLY RENOVATED 3 Bedroom & 4 Bath Home On A Quiet Cul-De-Sac. • Featuring An Open Concept Main Floor With A Perfectly Planned Kitchen With Richly Stained Shaker Style Cabinets, Stainless Steel Appliances, Huge Pantry & Island With Breakfast Bar. • Don’t Miss The Private Fenced Backyard, Double Attached Garage, Playground At The End Of The Street & Easy Access To Cardel Place, CrossIron Mills & Local Dining/Shopping.

Garrison Green

richmond hill

• Stunning 4 Bedroom, 5 Bath Tudor Style Stone & Stucco Home With 3,236 Sq Ft Of Developed Living Space.

• The Open Concept Chef’s Kitchen Boasts Granite, Stainless Steel Appliances, Huge Island/Breakfast Bar & Pantry.

• Minutes To Chinook Centre & Westhills, Walk To MRU & Choose From All Levels Of Calgary’s Best Public Or Private Schools.

• Rare Opportunity To Purchase A Custom Designed, One Owner, Meticulously Maintained Walk Out Bungalow.

• Some Of The Many Features Include: Spacious Open Floor Plan With Soaring Cathedral Ceilings, Hardwood Floors, 2 Skylights, Main Floor Family Room With Attractive Stone Fireplace & Master Bedroom With Walk In Closet & Door To Spacious Deck.

• Enjoy The Memorable Sunsets Over The Mountains & Gorgeous Landscaping.

SolD

CalGaryProPertyForSale.Ca

Changing your address?

Volume14 Issue03 ResaleHome&CondoGuide •

39

zone

COMMUNITIES & MLS NUMBERS

Acadia ................................................215 Auburn Bay .......................................365 Chaparral ...........................................280 Chaparral Valley ................................285 Copperfield .......................................355 Cranston ............................................360 Deer Ridge ........................................265 Deer River Estates.............................272 Deer Run ...........................................270 Diamond Cove ..................................252 Douglas Glen ....................................320 Douglas Ridge ...................................330 Douglasdale Estates .........................325 Fairview .............................................210 Foothills Industrial Park ...................340 Highfield............................................205 Inglewood .........................................200 Lake Bonavista ..................................235 Lake Bonavista Downs .....................245 Lake Bonavista Estates .....................240 Legacy ................................................295 Lynnwood Ridge ...............................300 Mahogany .........................................375 Manchester........................................207 Maple Ridge ......................................230 Mckenzie Lake ..................................335 Mckenzie Towne ...............................345 Midnapore .........................................255 New Brighton....................................350 Ogden/Lynnwood.............................305 Parkland .............................................260 Quarry Park .......................................315 Queensland .......................................250 Ramsay ..............................................202 Riverbend ..........................................310 Seton ..................................................370 Sundance ...........................................275 Walden ...............................................290 Willow Park .......................................220 Willow Park Estates ..........................225

MARQUIS OF LORNE TR

MACLEOD TR

DEERFOOT TR

olivera (Hollie) Winkelaar

moRtgAgE SpECIALISt

Your new home doesn’t come with mortgage advice.

I do, call me and I will provide you with real solutions whenever you need it.

587-284-4134 olivera.winkelaar@rbc.com Language: English, Serbian, Romanian, Croatian

40 • ResaleHome&CondoGuide | Volume14 Issue03

quicktips

JAMES COTE 703-0455

Spring cleaning

Certified Condominium Specialist 3rd Generation Calgary Realtor

To view these properties go to: www.jamescote.com HOUSE OF REAL ESTATE

CONNAUGHT

by hellen bu t tigieg

T

LIVE DOWNTOWN!!

is the season for spring cleaning! But just because they call it “spring cleaning” doesn’t mean you have to do it all in one weekend, or in one season for that matter. It can take a long time to build up clutter and just as long to clear it out.

Where to start? Picking a place to begin can often be the biggest obstacle to de-cluttering. Think about what you are making room for. If your goal is to unload some “financial burdens,” the logical place to start is the home office where your financial papers are piled. If your goal is to have more romance in your life, it would make sense to start the organizing process in the bedroom.

Plan before you purge Determine in advance how you will dispose of the items you no longer want. If you have valuable pieces and would like to sell them, decide whether you will do this yourself or hire someone to do it for you. If you would like them to go to charity, which one and where is it located?

Some charities will pick up donations, so call them to find out when they will be in your area. Planning in advance will curb procrastination and ensure full completion of the task.

$344,900 Here’s your chance to become part of the sought after condo lifestyle of “The Conservatory”!! Enjoy facing the tranquil tree lined streets of 15th Ave and up-close views of downtown in this secure, gated and well managed complex. This bright, open concept unit has a welcoming floor plan and features - A large living room with a feature corner fireplace - A balcony with great views - A functional kitchen with maple cabinets, granite countertops, and an eating bar - A big master bedroom - A second bedroom - A 4 piece bathroom. Low condo fees, heated underground titled parking, in-suite laundry, an assigned storage locker, a bike storage room and a one-of-a-kind courtyard completes the package!! Only steps from the finest restaurants, bistros, shops and amenities of 17th Ave & 4th Street and only minutes to downtown.

The unit is vacant for a quick possession. Do not miss this opportunity as condo units in this complex rarely come up for sale! Book a showing soon!!

COACH HILL CITY VIEWS – CORNER LOT!!

$599,000 CORNER LOT!! DOWNTOWN/CITY VIEWS!! This FULLY RENOVATED 4 bed, 3 bath home is located on a quiet street in the sought after neighbourhood of COACH HILL! Completely MOVE-IN READY, this beautiful home has over 2030 SQ.FT. OF LIVING SPACE! The Main Floor boasts: Living Room with French Doors to a BIG BALCONY - a formal Dining Room - Master Bedroom with 4 pce. ENSUITE - 2nd & 3rd Bedrooms - 4 pce. Main Floor Bath - GORGEOUS KITCHEN with GRANITE topped “eating bar’ island, COUNTERTOP STOVE w/GRILL, computer nook & lots of cupboard/counter space. To complete the Main Floor, the kitchen leads to the STUNNING & SERENE BACKYARD with DECK & HOT TUB! Perfect yard for entertaining! Lower level is fully developed with: HUGE FAMILY ROOM w/ feature fireplace - 3 pce. Bath - 4th Bedroom. An ATTACHED OVER-SIZED DOUBLE GARAGE completes the entire package! Close to shopping, restaurants, public transit, schools & only 10 MINS TO DOWNTOWN! Nothing else to do but move in & start enjoying your new life!!

SPRUCE CLIFF PREMIUM LOCATION!!

Start with the “no brainers” Toss old newspapers, things that are broken or have missing parts, and clothing that is damaged. If you can devote 10 minutes a day to this process, you’ll be amazed at how much progress you can make in just one week.

Jump-start your spring cleaning with baby steps Start the clearing process with a “best before” box. If you can’t bring yourself to let go of certain items, even though you aren’t using them, pack them in a box and write a “best before” date on it six months away. Mark this date on your calendar as a reminder. If you don’t open that box again before the expiry date, donate it to charity without opening it again.

Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on getting organized, visit the website at WeOrganizeU.com and sign up for Hellen’s free newsletter. To contact Hellen, email info@WeOrganizeU.com

$269,900 LOCATION! LOCATION! LOCATION! This beautiful 3 bedroom condo is in a PRIME LOCATION and on a VERY QUEIT STREET! The unit features a large living room, dining area, galley kitchen, a spacious 4 piece bathroom and 3 bedrooms. The master bedroom boasts a 2 piece ensuite bathroom. Basic cable (40 channels) included in the condo fee. This building is well run and has never had a special assessment!

There is no condo fee increase planned! Last 5 years: new boiler, new balcony railings & parking lot was paved. The unit also includes: Custom Built Entertainment Centre w/ Book Shelves, 46” Hitachi Color T.V., 1 assigned parking stall, B1 (with plug-in) and 1 assigned storage locker OA-2 (3’x4’x8ft). The balcony of this unit looks right into the forest of the Douglas Fir Trail! Minutes from Edworthy Park, Westbrook Mall and the new West LRT. Only ten minutes from downtown. This is a rare find! Book a showing today!

Building is age restricted 18+.

ROYAL OAK IMMACULATE CONDITION!!

$509,900 MINT CONDITION!! GREAT LOCATION!! This immaculately maintained 2 storey, 3 1/2 bath, 3 bedroom + den home is located in the sought after Cascades of Royal Oak and is vacant/move-in ready!

Over 2350 sq ft of living space, the functional floor plan has excellent flow & offers a complete use of space. The main level has a large living room with a cozy feature fireplace. The open concept kitchen has a raised “eating bar” island, stainless steel appliances & lots of cupboard/counter space. The stunning dining room has multiple large windows allowing natural light to flood in! A laundry/mud room & 2 pce bath completes the main level. The upper level features a bonus room, 2 secondary bedrooms, a 4 pce bath & a master bedroom with custom walk-in closet & a 4 pce ensuite bath w/walk-in shower & corner soaker tub.

The lower level is fully developed & includes a family room, den/office & another 4 pce bath. An attached, insulated double garage completes the package. Put this home on your list! It’s a “must see”!!

6435776_1402

Volume14 Issue03 ResaleHome&CondoGuide •

41

renocorner

Canada’s Handyman Challenge tell-all!

The ultimate handymen Bryan Baeumler, SCott mCGillivray and Paul lafranCe

take us behind the scenes on their hit show, Canada’s Handyman Challenge

by Sa r a Duck Canada’s Handyman Challenge is in its third season. What can viewers expect?

Bryan: This season is all about bigger challenges and bigger personalities. We’ve had some real characters [on the show] this year, crazy weather and some interesting group dynamics.

SCott: First of all, we tapped into some new Canadian cities such as Calgary and Winnipeg, where we’d never been before. That brought all types of new talents and energy to the season, which was great. The other thing that was interesting was the outcome of this season – it was very unexpected. There were guys who I pinned to win from the beginning who got eliminated early, which allowed some others to emerge. It was unpredictable. Nothing you think is going to happen does. There were a couple of villains as well – it was the first time we’ve had that on the show.

Paul: In a nutshell, one of the biggest differences this season is that we are having a lot more fun. In each individual city, the challenges have been designed to not only test the skill level of our contestants but also the limits of their imagination. For me personally, the ability to be creative on the fly is something that I look for in Canada’s top handyman.

What is it like working together?

Bryan: I grew up with two older brothers, so I was always the baby and never had any younger siblings. I now feel like I know what it’s like to have two little annoying brothers follow you around and harass you all day. The good news is they don’t follow me home!

SCott It’s awful (laughs). Seriously, we’re all friends, so it’s good. We’re all in this for the same reasons – we’re trying to

We tapped into some new Canadian cities such as Calgary and Winnipeg, where we’d never been before. That brought all types of new talents and energy to the season, which was great. help people who should be in the trades, get into the trades. Bryan and I have been friends for a while, so we always have a good time and it’s great to hang out with Paul. You never know what’s going to happen when one of us doesn’t agree with the other two (which is often the case with me).

Paul: It’s like hanging out with your brothers for a full month, which means a lot of banter, a lot of practical jokes and a whole lot of fun. Each one of us brings something different to the table. While we don’t always agree, this is part of what makes CHC an enjoyable experience.

Do you have a most memorable moment from this season?

Bryan: There was one challenge that we were all really excited for, the contestants really went for it, but the results were not what we expected.

You’ll have to watch the show!

SCott: When we were in Calgary, I laughed so hard when we had to do the strongman ringing-of-the-bell competition and Paul couldn’t ring the bell once. He tried so many times and it was so funny. There were a lot of wipeouts and crashes this season. Paul came crashing down once and it was scary for a second, but it ended up being pretty funny.

Paul: There are almost too many to choose just one. However, I will certainly never forget the look of terror on both Scott’s and Bryan’s faces during one particular challenge. You’ll know it when you see it.

What’s impressed you most about this group of contestants so far?

Bryan: We’ve got a great variety of characters this year, from all across the country.

SCott: The teamwork. There was more teamwork than we’ve ever had before. They worked so well together and managed to do some pretty incredible stuff.

Paul: It is always memorable when I see a group of contestants who are all there to win and yet they form an amazing camaraderie with each other and even fight for each other.

This was more evident than ever in this season of CHC. You can always judge the quality of talent based on how difficult it is to send someone home. This year we had to make some of the most difficult cuts in the history of the show.

What does it mean to be a true “handyman”?

Bryan: It’s not skill, precision or perfection that define a true handyman. It’s a love of working with your hands and creating or repairing something useful out of a variety of materials. It’s about trying new things, challenging yourself and having an innovative spirit.

SCott: A handyman is someone who has both the desire and the skill to fix and repair and build just about anything.

Paul: I am looking for passion and skill, but mostly I am looking for someone willing to step out of their comfort zone and take a risk, because those are the people who truly discover what they are capable of.

How do you think homeowners can release their inner handyman spirit?

Bryan: Go get some tools, watch some HGTV for inspiration and go for it!

SCott: Homeowners who watch the show can identify with the contestants and what we do on the show. A lot of the people who show up at auditions watched last year and thought they can do it, too. When you see things that you think you could be good at, it’s time to try out.

Paul: That’s an easy one! Remember what it was like to be a kid. Whether it was building forts in the backyard, a go-cart or even a project for the science fair, what people forget about developing the skill to fix things on your own is that it is not only incredibly rewarding, but it can also be a lot of fun.

Watch Canada’s Handyman Challenge on HGTV. For more information, visit online at hgtv.ca.

Volume14 Issue03 ResaleHome&CondoGuide •

43

inthenews

CMHC to increase

mortgage insurance premiums

F

ollowing the annual review of its insurance products and capital requirements, Canada Mortgage and Housing Corp.

(CMHC) will increase its mortgage loan insurance premiums effective May 1, 2014.

The increase applies to mortgage loan insurance premiums for owneroccupied, self-employed, and one- to four-unit rental properties, including low-ratio refinance premiums. This does not apply to mortgages currently insured by CMHC. CMHC’s capital management framework is consistent with international practices and Canadian guidelines for mortgage insurers.

Increased capital targets are

consistent with Canadian and international industry trends and makes the financial system more stable and resilient.

“The higher premiums reflect CMHC’s higher capital targets,” says Steven Mennill, CMHC’s vice-president, insurance operations. “CMHC’s capital holdings reduce Canadian taxpayers’ exposure to the housing market and contribute to the long-term stability of the financial system.”

For the average Canadian homebuyer requiring CMHC-insured financing, the higher premium will result in an increase of approximately $5 to their monthly mortgage payment, CMHC says. This is not expected to have a material impact on the housing market.

CMHC reviews its premiums on an annual basis and, going forward, plans to announce decisions on premiums in the first quarter of each year. The homeowner premium increase follows changes CMHC made to its portfolio insurance product earlier this year.

As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of quality, environmentally sustainable and affordable housing solutions that will continue to create vibrant and healthy communities and cities across the country. Visit CMHC.ca.

95% LOAN-TO-VALUE Loan Amount Current Premium New Premium Additional Premium Increase to Monthly Mortgage Payment

$150,000 $4,125 $4,725 $600 $3.00

$250,000 $6,875 $7,875 $1,000 $4.98

$350,000 $9,625 $11,025 $1,400 $6.99

$450,000 $12,375 $14,175 $1,800 $8.98

Based on a five-year term at 3.49 per cent and a 25-year amortization. *Premiums in Manitoba, Ontario and Quebec are subject to provincial sales tax — the sales tax cannot be added to the loan amount.

85% LOAN-TO-VALUE Loan Amount Current Premium New Premium Additional Premium Increase to Monthly Mortgage Payment

$150,000 $2,625 $2,700 $75 $0.37

$250,000 $4,375 $4,500 $125 $0.62

$350,000 $6,125 $6,300 $175 $0.87

$450,000 $7,875 $8,100 $225 $1.12

Based on a five-year term at 3.49 per cent and a 25-year amortization.

44 • ResaleHome&CondoGuide | Volume14 Issue03

GENWORTH CANADA ALSO ANNOUNCES NEW MORTGAGE INSURANCE PREMIUM RATES Effective May 1, 2014, Genworth Canada will also increase its mortgage insurance premium rates by an average of 15 per cent.

“We believe this new pricing is prudent and more reflective of increased regulatory capital requirements,” says Brian Hurley, chairman and CEO of Genworth Canada. “These pricing actions are supportive of the long-term safety and stability of the Canadian housing market.”

The new premium rates for standard owneroccupied purchase applications submitted on or after May 1, 2014 are: Loan-to-Value Ratio

Standard Premium (Current)

Standard Premium (Effective May 1, 2014)

Up to and including 65% Up to and including 75% Up to and including 80% Up to and including 85% Up to and including 90% Up to and including 95%

0.50% 0.65% 1.00% 1.75% 2.00% 2.75%

0.60% 0.75% 1.25% 1.80% 2.40% 3.15%

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46 • ResaleHome&CondoGuide | Volume14 Issue03

DOs & DOn’ts for the first-time homebuyer

D

reaming of owning a home? There’s more to buying a home than saving for a down payment.

A smart purchase requires good planning and advice from a trusted team of experts.

TD Canada Trust advises first-time homebuyers to seek professional help to ensure they’re prepared for the complexity of the process as well as the responsibility of home ownership.

Here are some dos and don’ts for new Homebuyers: DO...

» gather a team you trust. You should consider assembling a professional team to get you through the technicalities of home-buying. This team can include a mortgage specialist, a real estate agent, a home inspector and a real estate lawyer.

Ask around for referrals and meet with them in advance so that you are comfortable relying on their advice when you need it most. » know what you can afford. Only you and your lender can properly determine what you can afford. To make sure that borrowers can still support their mortgage in the event that interest rates rise, they must qualify for a five-year fixed-rate mortgage before they can be approved, even if they select a variable-rate mortgage. » choose the right option for you. After you know what you can afford, narrow down your search by figuring out what type of home suits you best.

DOn’t...

» buy more than you need. Even if you can afford a more expensive home, choosing one that you love at a lower price point gives you some breathing room in your budget. A third bedroom that you never use is just another room to clean and heat.

More information is available online at tdcanadatrust.com. nC

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for Victoria & Southern Vancouver Island

FRENCH BEACH SOOKE

SOOKE $438,800 Strata Fee $265 3 Bedroom 3 Bathroom Master Bedroom on Main

PORT RENFREW

$320,000 3 bed/ 2 bath Home + Revenue Cottage!

Ocean Views and walk to beach!

COBBLE HILL

PORT RENFREW

$499,900 Greenhouses on 8 Acres Sun all day long

SOOKE

CENTRAL SAANICH

$1,500,000 31 Acres including organic farm business and self-sustaining estate.

METCHOSIN

$649,900. Log Home with revenue cottages and huge shop on 6 riverside acres

$299,900 7 bedroom 3 Full Bath includes 2 bedroom suite

HORSE BARN

MILLBAY

$524,900 Huge Shop/ 2 oversized bays! 0.82 acres two separate lots! Two homes plus RV Sites.

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$249,900 0.39 Acre Lot 3 Mark Lane

$395,000 New Ultra Modern upper half duplex. No Fees. Ocean & Mountain Views.

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Waterfront lot 8 acres with million dollar views of ocean mountains

$179,900 1 bed / 1 bath Strata Fee $131 monthly Oceanside Getaway Cottage

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$289,900 2 bed/ 3 bath, Townhome with basement. $198 monthly fee

MALAHAT

COLWOOD

$245,500 Top Floor Condo, 2 Bed/ 2 Bath, Over 1400 Sq. Ft. M Assmt: $275

$169,000 2 bed/ 1 bath, Huge lower condo.

Monthly fee $175

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SOOKE $159,900. View Royal Pad Rent $395 3 Bed 2 Bath Doublewide in Family Park

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$349,900 - 7230 Sea Cliff, East Sooke

$885,000 5 Bed/ 3 Bath, 2.02 Acres Mini Estate with well designed home with Swimming Pool.

$888,000 2 bed / 1 bath 3 Plus OCEANFRONT ACRES

$1,850,000 Certified Organic 21 Acre Farm 2010 Executive Home with suite. Plus Barns, Shop, Mobile Home.

Virtual tours at www.nancyvieira.com • info@nancyvieira.com •Toll Free 1.800.665.5303 Victoria 250.384.8124 • West Shore 250.478.9141 • Sooke 250.642.3240 • Mill Bay 250.733.0770

out of town

regional map

27 766

22

Didsbury

2A 562

2 Carstairs

Cremona

806

581

Carbon

575

Crossfield

72

766 772

22

567

Airdrie

9

Irricana

567

Dalroy

791

Chestermere

CALGARY

68

22

791

Standard Hussar 1

549

Bassano

842

Blackie

High River

23

542

Milo

24 842

540

Cayley

541

Cluny

547

2A

Longview

547

Arrowwood

7

543

Gleichen

Mossleigh

797

549

Okotoks

817

Carseland

552

561

22X

Dalemead DeWinton

Black Diamond Turner Valley

Lyalta Strathmore

569

Shepard 22X

534

Vulcan 531

Nanton

22

2

533

527

520

48 • ResaleHome&CondoGuide | Volume14 Issue03

56

842

564

564

Langdon

8 Bragg Creek

840

Rockyford

Keoma

566

Delacourt

Bearspaw 1

21

Katherine

Balzac

Cochrane

1A

Acme

Beieker

574

Champion

529

Stavely Caramangay

Claresholm

520

xtra on at’s e to

RICHARD KIM RE/MAX HOUSE OF REAL ESTATE 125 WATERSIDE COURT $1,698,752

13 NOLANFIELD LANE NW $419,000

2912 TORONTO CRESCENT NW $2,399,000

Elegant and spacious estate home boasts over 4000sf of above grade living space! Large principle room sizes abound starting with a huge and very practical mudroom with extensive built-ins, private study with double doors, massive great room measuring 20’x21’, spectacular curved staircase, and a chef worthy kitchen featuring “Wolf” and “Subzero” appliances! The upper level houses 4 spacious bedrooms, 3 full baths, convenient laundry, and a versatile bonus room featuring a private balcony with outdoor fireplace! Completing the package is an oversized, triple attached garage.

This gorgeous home sits near the end of a cul-desac enjoying sunny south and west sunshine. If you act quickly, you may still participate in some interior finishings selections.

Beautiful new home by New West Custom Homes.

Very popular “Tucson” plan boasts a front great room with gas fireplace, mid kitchen with large island, rear dining area with 10’ ceilings, and a spacious mudroom with convenient access to the half bath.

Upstairs, there are 3 good-sized bedrooms, the master boasting a full ensuite bath and large closet.

The lower level is unfinished. This plan flows nicely and the large dining area with high ceilings has been particularly popular! If you act quickly, there may still be time to select some interior colors-call listing agent for details.

Gorgeous new home on one of Calgary’s most sought after addresses-Toronto Cres in St. Andrews Heights! From this commanding location, enjoy sweeping views of the Bow River valley, quick access to the University of Calgary, Foothills Hospital, downtown, and, the river pathway system.

This modern home boasts 5 total bdrms, an upper floor den, huge upper floor lndry, magnificent chef worthy kitchen, fully finished lower level, a single attached and a double detached garage-all crafted by an Outstanding Alberta New Home Warranty registered builder. Some of the highlights include: spectacular glass and steel staircase, brilliant feature walls, Wolf and Subzero appl, built-in Miele coffee maker, opulent ensuite bath, an abundance of cabinetry, in-flr htng, steam shower, ourdoor fp, heated garages, and complete landscaping. Please call to for a complete list of upgrades and features. Lease to Own option also available.

63 ROCKY RIDGE DRIVE NW $459,000

136 HIDDEN HILLS ROAD NW $399,000

565 PATTERSON GROVE SW $1,899,900

Gorgeous 2 storey home featuring a fully finished walkout basement, situated on a mature, beautifully landscaped lot in the heart of Rockyridge! This home shows pride of ownership and is in movein condition. The main floor features a front flex/ dining room, spacious kitchen, breakfast nook, and a large great room boasting a 2 storey volume ceiling. The upper level has 2 bedrooms, the master with a luxurious ensuite, and an open to below area overlooking the great room. The lower level walkout level is fully finished and can be used as a self-contained suite (non-conforming) featuring a kitchenette, full bath, huge family room and bedroom. This home is ideally located close to the Rockyridge community center and with-in walking distance to the new LRT station!

Fabulous 2 storey home featuring an oversized, double detached garage, huge, full width rear deck, and covered front porch! This home has been very well cared for and shows pride of ownership. Enter to a spacious, 2 storey foyer. To the left is the large living room and to the back is a very funcitonal kitchen with eating nook. From the kitchen, access the huge south deck overlooking the mature rear yard. The upper level boasts 3 good-sized bedroom and 1 full bath with private access from the master. The lower level is finished with a cozy family room, another bedroom, and a roughed-in full bath. Out back, enjoy the convenience of an oversized double detached garage. This home’s location offers quick access to Shaganappi Tr, Country Hills Blvd, and Stoney Tr. Hidden Valley is a mature community featuring extensive green areas and established schools.

Excellent value for this attractive home!

Absolutely gorgeous, beautiful New West showhome is now for sale in Patterson Hills! Over 3600sf above ground, this home boasts a fabulous floor plan with a luxurious main floor master suite, 2 storey great room, chef’s grade kitchen, and, an upper level that features 3 bedrooms (2 with their own full ensuite baths), laundry, bonus room/loft, plus another den/ bonus room privately accessed from a separate stairway. Showcasing a “Prairie” style exterior, enjoy the convenience of a fully finished triple attached garage. This home is sure to please even the most discriminating buyer!

red ays. igh

our pty ick

.

our

m

C

403.616.0734 ♦ E richard.kim@remax.net ♦ F 403.476.5200 ♦ W www.richkim.ca #20, 2439 - 54th Ave. S.W. Calgary, AB T3E 1M4

Now building in Patterson Hills, Rock Lake Estates, Killarney, Elbow Park and other fine communities. Ask for lot availability and immediate possession homes

marketanalysis

Condo sales going strong in Calgary’s real estate market B Y H E AT H E R R YA N

A

fter recording double-digit gains in January, total combined sales growth in Calgary’s real estate market dropped off the pace in year-to-year comparisons in February, according to recent figures released by the Calgary Real Estate Board (CREB).

The total combined single-family and condo sales in the city of Calgary in February was 1,854, an 8.7-per-cent jump over the 1,706 tallied in February 2013, although a 22.3-percent increase over the 1,440 sales in January 2014.

In February, single-family home sales in the city of Calgary were 1,230, a 1.9-per-cent hike over the 1,207 sales in February 2013, but 20.8 per cent above the 974 sales in January 2014.

The largest sales growth was in condominiums where condo apartment sales were 359 in February, up 28.7 per cent from the 279 recorded in February 2013, and a 27.6-per-cent jump over the 260 sales in January 2013.

50 • ResaleHome&CondoGuide | Volume14 Issue03

Meanwhile, condo townhouse sales totalled 265 in February, a 20.5-per-cent hike over February 2013’s 220, and 22.3 per cent over January’s 206.

“Sales growth in the condo market has been strong for several months because it provides availability and affordability for buyers that is lacking in the single-family market because of low inventory,” says CREB president Bill Kirk.

He notes that in particular, “there aren’t a great deal of options for people who are in the market for single-family homes priced below $300,000 and when product does become available, it doesn’t remain on the market long.

“However, it’s interesting to see that more than half of the new condo apartment listings and many new condo townhome listings are priced below $300,000, which is providing options for people looking for affordability and there are more choices available,” Kirk says. “Still, we’re seeing steady sales in the single-family market and the growth from January to February shows there is plenty of activity.”

In year-to-year comparisons, there were gains in new listings added in the condo markets in February, while the number of new listings in the single-family market dropped.

The number of new single-family listings added in February were 1,785, down 4.8 per cent from 1,874 listings added in February 2013, but up 11.3 per cent from January’s 1,584.

Active listings in February totalled 1,894, a 21.4-per-cent decline from the 2,408 listings in February 2013.

The number of new listings added to condo apartments in February was 574, a huge 26.7-per-cent increase over the 453 listings in February 2103 and a 15.5-per-cent hike over January’s 485, while the number of new listings added to condo townhomes listed in February was 352, a 2.6-per-cent increase over 343 in February 2013 and a 7.9 per cent gain over January’s 324 listings.

“We expect listings will grow – especially in single-family – in March and April, which is typical for our market,” Kirk says.

“But also, since prices for single-family homes have approached the peak pricing reached in 2007, we think it will be possible for homeowners to recover their equity, which will provide them the freedom to list their homes and find properties that now more closely meet their changing needs.”

The single-family benchmark price in February was $482,800, a 9.1-per-cent rise over $442,500 in February 2013, and up slightly from January’s $476,700 figure.

Condo apartments’ benchmark price in February was $283,400, a 12.1-per-cent hike over $252,900 in February 2013, and up a notch from January’s $280,600, while condo townhomes’ benchmark price hit $309,700 in February, a 9.4-per-cent increase over the $283,000 price in February 2013 and up a fraction over January’s $308,100 figure.

The decline in number of active listings in single-family continues to put an upward pressure on prices, “and we’re seeing multiple offers in some areas, but we’re not seeing the frenzy in the marketplace that we saw in 2006 and 2007,” Kirk says. “It’s still a seller’s market in single-family, but with the addition of more listings we hope to move closer to a more balanced market.”

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aroundthehouse

What’s your

design style?

W

b y L au r a L e

hether you are looking to renovate your existing home or purchase a new property, it is important to identify exactly what each space in your home will be used for. Perhaps you need a den, or a home office, or a bonus room away from the main living areas so the children can have free reign. Identifying the needs of your family is paramount to being happy with the decisions made.

A great exercise in discovering just what each person in the household deems a priority is individually compiling a list of wants and needs. Then, get together and compare notes without judgment. This allows everyone to be part of the decision, whether that means staying put and renovating, or starting fresh in a new home.

52 • ResaleHome&CondoGuide | Volume14 Issue03

Whatever your decision is, the next crucial step is determining your design direction. Do you tend toward more modern or contemporary design, or is craftsman more to your liking? This is a very popular design aesthetic here in Calgary, also known as “arts and crafts” style and appears in both original, period construction as well as brand new home designs.

Transitional style is perhaps the most common, and easiest to assimilate a family’s wants and needs into one package. Looking at magazines and various websites will assist in determining your style preferences.

It can be beneficial to hire a design professional to assist in this decor process to ensure a cohesive result. Most designers and decorators are available at an hourly rate, and many questions can be answered during a one- or two-hour

It can be benefIcIal to hIre a desIgn professIonal to assIst In thIs decor process to ensure a cohesIve result

consultation – especially if you prepare your questions prior to meeting. I have seen and worked on many houses in which most of the design is fabulous but the lighting selections are completely wrong or the choice of backsplash tile does not complement the countertop.

The cost of hiring a professional for a few hours can be much lower than the cost of guessing and then having to fix mistakes later.

Now the renovation is complete or the move has been made, and your furniture may not be as fantastic you originally thought. Creating a

K

every choIce must be approprIate for how you lIve and what you lIke... lIve surrounded by people and thIngs you love!

harmonious design is a step-by-step process that does not have to be done in a day. It is important to work with the furniture pieces you would like to keep and replace only the ones that are no longer desirable. Again, designers may be hired to assist with these selections so no huge mistakes are made with oversized sofas or reclining chairs. I have a client who calls me when she has extra money available and she sends me shopping. She is not interested in being there because she does not like nor does she have time for shopping, she just wants her house to be beautiful. We have been working together for several years and her home is lovely!

The most important thing to remember when deciding anything about design is budget and functionality. Every choice must be appropriate for how you live and what you like. Don’t try to make your home look like a magazine photo shoot, because those homes are not usually real. Furniture, accessories and artwork are brought in by designers to make each photograph perfect. Live surrounded by people and things you love!

Laura Le Creative Enhancement Inc. Laura Le has owned Creative Enhancement for about seven years. Laura completed courses with Accredited Staging Professionals (ASP), Canadian Staging Professionals (CSP) and Canadian ReDesign Association (CRDA). Creative Enhancement has been a member of the BBB since 2005. Call 403.807.8591 or email laurale@shaw.ca and visit creativeenhancement.ca

54 • ResaleHome&CondoGuide | Volume14 Issue03

Make your move with Kat Complimentary Comparative Market Analysis

Katherine Dawidowski

611-6th Street, S.E. Calgary C: 403.483.3144 I B: 403.233.0703 E: makeyourmovewithkat@gmail.com I W: makeyourmovewithkat.com

CHAPARRAL

A great villa in Chaparral with air conditioning (someday it will get hot!) This luxury home features hardwood floors and a layout that really works. The spacious entry opens to a formal dining room or library, convenient office, laundry and a hall to the double garage at the front. Your kitchen and great room are set up for entertaining with a view and access to the deck in your private treed west back yard where you will also find a gas hook up.

Lots of rooms and bathrooms for guests and a professionally finished and spacious lower level. This villa also has an abundance of storage space. A beautiful and well-built home in one of Calgary’s finest lake communities.

Pride of ownership in this High and Dry 2 storey home in Northwest High River. This 1860 sq ft home is warm and welcoming....looking for a new family to call it home. There are 3 good sized bedrooms on the upper lever and one down. The M.B. is spacious and has a 4 pce ensuite (seperate large shower from jetted tub). Also, water closet is doored and separate as well. Large walk in closet with double rods for extra hanging space for clothes. Main level has 2 pc bath ,laundry, hrdwd flring, open concept living room, kitchen and eating area. Office is just off the dining area and is closed off with glass garden doors but has a pass thru from kitchen. Unique idea!!!! The basement is fully developed with a bdrm, 4 pce bath & huge fam rm. Could be used for home business as there is a walk up from basement. Call now for your private viewing!

HIGHWOOD LAKE

EDGEMONT

Upgraded 2-storey in desired nw community.

Very convenient location, easy to access to Shaganappi Tr. and Stoney Tr., close to bus station, also school bus station is just acorss the street. The lovely home was built in 1996, may upgrades were done recently, including dark stain hardwood floor, new white kitchen cabinet door in 2013, new roof in 2013, newer mental deck railing.

Three good size bedrooms upstairs, upgraded main bathroom, ensuite with corner tub and sepetate shower. Large game room in partly finished basement.

Here is a great opportunity to be in a good neighborhood with a house that has had the more important upgrades done! Newer high efficiency furnace (2009), New roof shingles (2011) Appliance upgrades (2012) Fridge, Stove, and built in dishwasher! The Garage was built in 2010 with, heated and just right for a MAN CAVE. This house with three bedroom three bathrooms is well priced with all the upgrades as well as being freshly painted and carpeted! There is still room to build further equity with its insulated and framed extra space! The wood fireplace will take the chill off of those cold days we enjoy in Calgary! This community has schools, shopping a public pool and so much more to offer a family.

SHAWNESSY

NEW BRIGHTON

3200 sqf of the living space in this 2 story fully finished home. If size of the house is not enough enjoy 8159 sqf of a HUGE south east facing pie shape yard. Gorgeous home loaded with bells and whistles, total of 4 bedrooms and 3.5 baths. Open style concept with 9ft ceilings, separate office, large great room w/gas fire place and sunny breakfast nook with coffered ceilings. Full height kitchen cabinets, granite, pro gas range, s/s appliances. Open risers stairs to the upper level with huge vaulted bonus room, 2 additional bedrooms, 4 pcs bathroom. Upper floor laundry with cabinets and folding counter. Master boasts walk in closet, lg ensuite with heated floors, soaker corner tub and separate shower. Fully finished lower level has a media room with PROJECTOR, 4th bedroom with built in bed and desk, full bathroom and gym area. Over sized garage (21x25’)fit for a king. Entire house FRESHLY PAINTED.

Everything your heart desires at the luxury Princeton Cityescape! Rarely available and for those who value luxury, EXECUTIVE 1 bedroom condo. Step outside and gaze across the Bow river at a dazzling sunset or enjoy a summer BBQ at the balcony overlooking Eau Claire, the river and the courtyard gardens. Located in the heart of the Eau Claire District. Luxurious finishes and features include gourmet kitchen with granite counter-tops, stainless steel appliances, living room features gleaming hardwood, beautiful Hunter Douglas window coverings and gas fireplace, as well as access to good sized balcony overlooking the courtyard. Did I mention walk-in closet, in-suite laundry, vacuum system, AC, built in furniture, BBQ gas hookup, separate storage unit, car washing bay, bike storage racks, etc. Steps from Sheraton Suites, Canterra Tower, Centennial Place, etc

EAU CLAIRE

www.tarkan.ca Call: 403.247.5503 Email: serhan@tarkan.ca

SOLD SOLD

#301 1731 9A STREET SW

$449,900

Welcome to Rockford Place in Lower Mount Royal... just a block off the Uptown 17th Avenue retail strip with shopping & restaurants galore! Complemented by beautiful engineered hardwood floors, this terrific 3rd floor corner unit boasts a spacious living room with a wood-burning fireplace & an East-facing balcony, a sunny dining room area & a sleek kitchen with granite counters, a large island/eating bar & stainless steel appliances. Both of the bedrooms are a fantastic size & the master bedroom has his & hers mirrored closets plus its own private ensuite with granite counters & tile floors. The 2nd full bathroom also has tile floors & granite counters, & a big walk-in shower. A home office with a West-facing balcony & built-in wall units, a large insuite laundry/storage room plus a separate storage locker, an assigned underground parking stall plus there’s a rooftop deck & an exercise room with a jacuzzi & sauna too. All this & more in this secure 16-unit concrete building... just for you!

MLS C3593109

#205 540 18 AVENUE SW

$339,900

Steps to the Uptown 17th retail district is this fabulous condo in Cambridge Square...a sun-drenched South-facing unit with 2 bedrooms & 2 full bathrooms.

This updated 2nd floor unit boasts engineered hardwood floors, an open concept living/dining room with a mirrored feature wall, a covered balcony & a terrific white kitchen with stainless steel appliances & pristine white subway tile. The master bedroom has a nice-sized closet & an ensuite with a rainshower/tub, tile floors & granite counters. The 2nd bedroom is right next to the 2nd full bathroom - which also has tile floors & plenty of counterspace. There’s insuite laundry with a stacked washer/dryer, an assigned parking stall in the heated underground parkade, a residents’ exercise room, a spacious lobby & this ideal location in this vibrant Beltline community with shopping, restaurants & the downtown core at your fingertips!

MLS C3599302

2518 2 AVENUE NW

$1,149,900

Undeniably one of the finest homes you will ever see is this brand new attached infill from Lupi Luxury Homes...a sleek 4 bedroom home with over 3600sqft spread over 4 levels of stylish inner city living! Beautiful hardwood floors & 9ft ceilings, formal living & dining rooms with a contemporary 2-sided fireplace/feature wall & a showpiece gourmet kitchen with custom maple cabinetry & Thermador stainless steel appliances. Three large bedrooms & a laundry room are on the 2nd level including the South-facing owner’s retreat with a walk-in closet & an enticing ensuite with a glass/tile steam shower, and heated floors. A 4th bedroom, bathroom & a rec room with a wet bar are in the lower level, & on the top floor is an awesome bonus room with a walk-in closet & a bathroom. A detached 2 car garage, an acrylic stucco/stone exterior + an extensive array of extras in this incredible home from one of the city’s most renowned builders!

MLS #C3601518

407 48 AVENUE SW

$2,400,000

Nestled in exclusive Elboya close to schools & the Calgary Golf & Country Club is this beautifully crafted custom home... a brand new 4 bedroom two storey loaded with an impressive array of top-notch finishings to make proud. With soaring 10 ft flat ceilings & distressed hardwood floors, the main floor of this luxury home boasts a formal dining room with a butler’s pantry, a beautiful great room with a gas fireplace, a dramatic reception hall & a gourmet kitchen with top-of-the-line Wolf appliances, a massive centre island & cabinet space galore. Upstairs the owner’s retreat enjoys vaulted ceilings & a private balcony, a dream walk-in closet & a spa-inspired ensuite with a free-standing tub & a glass/tile rainshower. Three more bedrooms share 2 ensuites, there’s a home office with a gas fireplace, main & upper laundries, granite counters in all the bathrooms, a detached 2 car garage & a South backyard. Unforgettable!

MLS C3593145