Calgary New Home Guide - Dec 8, 2017

DEC 8, 2017 – JAN 5, 2018 | nexthome.ca

CALGARY EDITION

Connecting Canadians to new HOMES & CONDOS for more than 25 years

LOVE IT. LIVE IT. AFFORD IT. IS COMING TO NORTHWEST CALGARY

Register today

sagehillpark.com

INSIDE:

Q&A: BILD ALBERTA’S FIRST CEO, CARMEN WYTON

10 TIPS TO DECORATE YOUR CHRISTMAS TREE

BE IN YOUR NEW HOME BY THE HOLIDAYS. Explore our Quick Move-In Homes

AIRDRIE BER TY VEM ILI NO ILAB AVA

BER TY VEM ILI NO ILAB AVA

Lot 17-36: Single-Car Garage Home, The Marquis ‘Colonial’, 1,837 Sq.Ft. $384,990 3 bed, 2.5 baths

Lot 17-39: Single-Car Garage Home, The Marquis ‘Colonial’, 1,837 Sq.Ft. $384,990 3 bed, 2.5 baths

SALES CENTRE 907 Windsong Drive 403-980-8765

SALES CENTRE HOURS

Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

Homes are subject to availability. All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

CALGARY BER TY VEM ILI NO ILAB AVA

Lot 22-03: Double-Car Garage Home, The Trillium ‘Prairie’, 2,700 Sq.Ft. $579,990 4 bed, 2.5 baths

BER EM ILITY DEC ILAB AVA

Lot 26-21: Double-Car Garage Home, The Sage ‘Craftsman’, 2,139 Sq.Ft. $409,927 4 bed + Loft, 3 baths

BER EM ILITY DEC ILAB AVA

Lot 26-23: Double-Car Garage Home, The Garnet ‘Prairie’, 2,237 Sq.Ft. $539,990 3 bed + loft, 2.5 baths

BER EM ILITY DEC ILAB AVA

Lot 26-19: Double-Car Garage Home, The Garnet ‘Prairie’, 2,237 Sq.Ft. $539,990 3 bed + loft, 2.5 baths

BER EM ILITY DEC ILAB AVA

Lot 26-22: Single Car Garage Home, The Vintage ‘Colonial’, 1,982 Sq.Ft. $537, 990 3 bed + loft, 2.5 baths

BER EM ILITY DEC ILAB AVA

Lot 21-30: Double-Car Garage Home, The Coral ‘Colonial’, 1,442 Sq.Ft. $398,990 3 bed, 2.5 baths

SALES CENTRE 10520 Metis Trail Ne 587-755-1061

MATTAMYHOMES.COM/CALGARY

HOMES ARE MADE FOR THE HOLIDAYS The holidays are a time to welcome friends and family into our homes in celebration of the place we hold in each other’s hearts. And while it’s those closest to us who make the holidays special, it’s our homes that provide the space for these special moments to happen.

From getting together to enjoy a festive feast, to cozying up on the couch to watch a holiday movie, this time of year is best spent with the people we love, in the place we most love to be.

Have a happy and joyful holiday, from our family, and our homes, to yours.

SW Calgary Coming Soon

183 Carrington Circle NW Calgary

10520 Metis Trail NE Calgary

907 Windsong Drive Airdrie

FIND YOUR FAMILY ’S HANGOU T ON THE HILL AND

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REFERRRDASL REWA RECEIVE

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Showhome Hours: Mon - Thurs: 2-8 pm • Sat, Sun & Hol: 12-5 pm info@shanehomes.com shanehomes.com #betterwaytobuild

*Price includes house, lot & GST. Subject to change without notice.

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Love it or Customize it!

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For more information, contact Jeff Luif • 403-536-2305 • nolanhill@shanehomes.com

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Visit our Showhomes at 589 Nolan Hill Boulevard NW, Calgary

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Quick possessions available!

Nolan Hill Dr

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• 13 models to choose from • Over 500 acres of inspiring scenery • Gates of Nolan Hill Shopping Centre • Numerous nearby amenities and recreation centres • 5 minutes from Creekside and Beacon Hill shopping centres • Numerous green spaces and playgrounds • Future school sites

2 Shane Showhomes

144 Ave NW Sarcee Trail NW

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LIFE IS BIGGER IN EVANSTON

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As one of the biggest and most established communities in

SOME OF THE

LARGEST LOTS

Northwest Calgary, Evanston has 2 new schools within the community, more open space, a thriving commercial centre

IN CALGARY'S NORTHWEST

TOWNHOMES FROM THE

and an environment created for growing families to flourish.

$

250s

• NuVista Homes • Sterling Homes

LANED HOMES FROM THE

$

410s

• Broadview Homes • Trico Homes

FRONT GARAGE FROM THE

$

470s

• Pacesetter Homes • Jayman BUILT

Please contact your favourite builder for details or visit evanstoncommunity.com

Qualico Communities are built with one thing in mind - you. Our thoughtfully master-planned spaces are built with an intuitive sense of community that nurtures individuals, families and friendships.

Unlike anything you’ve ever seen, with everything you could ever want.

APPETIZERS, AQUASIZE, BADMINTON, BARBECUE, BASKETBALL COURT, BEACH VOLLEYBALL, BIKING, BILLIARDS, BISTRO, BOARD GAMES, BOUTIQUE SHOPS, BRUNCH, CAFÉ, CANNON BALLS, CANOEING, CAR SHOW, CARDIO, CARDS, CEDARS, CHAIRMAN’S STEAKHOUSE, CHARCUTERIE, CHARDONNAY, CONCIERGE SERVICE, CONVENIENCE, COOKING,

CRAFT ROOM,

DANCING,

DATE

NIGHT,

DAYCARE,

DEMO

KITCHEN,

DESSERT, DINNER PARTIES, DOG PARKS, DRINKS WITH FRIENDS, ELLIPTICALS, FIRE PIT, FLOOR HOCKEY, FLOWER SHOPS, FRISBEE, FISHING, GARDEN RETREAT, GOLF

SIMULATOR,

GOURMET

FOOD,

GROCERIES,

GUEST

SUITES,

GYMNASIUM,

HAIRSTYLISTS, HEADQUARTERS RESTAURANT, HEATED UNDERGROUND PATH, HOT TUB, INDOOR GARDEN, INDOOR POOL, JOGGING PATHS, JUICE BAR, KARAOKE, KAYAKING, KNITTING, LAKE MAHOGANY, LANE POOL, LIVE MUSIC, LONGBOARDING, LOUNGING, MARKETPLACE, MEDITATION, MOVIE THEATRE, PAINTING CLASS, PADDLEBOARDING, PARKS, PATIOS, PIANO LOUNGE, PICNIC, PLAYING CATCH, POKER, POND HOCKEY, POOL NOODLES, POOL TABLES, POTLUCKS, PRIVATE PARTY ROOMS, QUILTING, RESTAURANTS, ROLLERBLADING, ROWING,

RUNNING,

S’MORES,

SCENIC

DRIVE,

SEWING,

SKATEBOARDING, SKATING AROUND THE LAKE, SKYWALKS, SMOOTHIES, SNOWSHOEING, SOCCER, SPECIAL EVENTS, SPIN CLASSES, SPORTS FIELD, STEAM ROOMS, SECURITY, TAI CHI, TENNIS, TREADMILLS, HEATED UNDERGROUND PARKING, VOLLEYBALL, WADING POOL, WALKING TRACK, WATER POLO, WATER SLIDE, WEIGHT LIFTING/WEIGHT TRAINING, WINE CELLAR, WOODWORKING, YOGA.

LIVE ON THE LAKE IN A ONE-OF-A-KIND COMMUNITY that includes the best resort-style amenities, exclusive dining options, boutique retail and 43 kilometres of landscaped walking trails. Homes in Calligraphy range from 537 to 1,135 sq. ft. and include forced air heating and air conditioning, heated underground parking stalls, and 24/7 security and concierge service.

Make the move to Westman Village today.

Condominiums ON MAHOGANY LAKE

FROM

$223,900* – $487,900* *Prices subject to change without notice. GST excluded.

4 FINISHING LEVELS

to personalize your home

*PURCHASE PRICE $223,900 + GST COMBINED QUALIFYING INCOME $51,000 5% DOWN PAYMENT 3.79% INTEREST RATE MONTHLY CARRY COST $1,175 Monthly payment calculations are based on starting prices including GST and on an insured 5 year fixed term through Jayman Financial.

Terms and Conditions will apply. O.A.C., 5 % down payment. 25 year amortizations. Rates, prices and specifications may change without notice. E. & O. E.

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MAHOGANY GATE SE

MAHOGANY WEST BEACH

MAHOGANY BLVD SE

WESTMAN VILLAGE SITE

PRESENTATION CENTRE

Visit our SHOW SUITES at the Presentation Centre 1955 Mahogany Boulevard SE | Ph: 587-350-0237 Mon-Thurs: 2pm-8pm; Fri: Closed Sat-Sun: Noon-5pm Dec 22-26: Closed Dec 27 & 28: 12pm-5pm Dec 29-Jan 1: Closed

WESTMANVILLAGE.com

DEC 8, 2017 – JAN 5, 2018 | VOLUME 20 ISSUE 12

CONTENTS

10 ON THE COVER:

BRAD REMINGTON HOMES FOCUSING NORTHWARD TO SAGE HILL PARK

6 NextHome.ca

THE LAST WORD VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews

48

PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF CONTENT & EDITOR-IN-CHIEF

Jennifer Reynolds DIRECTOR, MULTIMEDIA SOLUTIONS

Nora Wallace MANAGING EDITOR

Wayne Karl ACTING ART DIRECTOR

Miguel Cea

Q&A NEXTHOME TALKS WITH CARMEN WYTON, FIRST CEO OF BILD ALBERTA

CONTRIBUTING EDITORS

Sonia Bell Elisa Krovblit Keay Marlene Eisner SALES MANAGER, MULTIMEDIA SOLUTIONS

TRENDING

INSPIRATION

24 Year in Review

40 Inspiration

The top nine newsworthy real estate stories of 2017

PROPERTY PROFILES

20 Mattamy Homes

Affordable and stylish homes at Cityscape in Northeast

30 Shane Homes

Last opportunity to buy in West Grove Point

ADVICE

22 Contemplating Condos

A new condo versus resale: explore your options

BY LINDA PALFI

36 Calgaryism

A first-time homebuyers’ guide to preparing your finances

BY CODY BATTERSHILL

46 Insight

Get festive with expert designer Janette Ewen

MEDIA CONSULTANT

Natalie Houghton 587.226.1313 SENIOR MANAGER, DISTRIBUTION

Dwayne Rutherford

IN EVERY ISSUE

NATIONAL CIRCULATION MANAGER

8 Editor’s Note 44 What’s Online

PRODUCTION MANAGER

John Jenkins

Anthony Majetic PRODUCTION CO-ORDINATOR

DISTRICT MAPS

9 17 19 27 29 31 39 43

Northwest

Greg Van Sluytman GRAPHIC DESIGNERS

Sandra Hanak-Vujnovic, Mike Terentiev Greg Van Sluytman

Cochrane Published by

Northeast Airdrie

A brand of Yellow Pages Homes Ltd.

Southwest

Calgary NextHome is published 13 times per year. We are located at: 2891 Sunridge Way NE, Calgary, AB T1Y 7K7 Phone: 587.226.1313 The magazine is free to the public.

Downtown Southeast Okotoks

Landscape 360: Create your dream patio

BY BRAD JACKMAN

NEIGHBOURHOOD PROFILE

NOLAN HILL

Jared Holland 403.462.7781

12

Advertising For National Advertising inquiries call 416.263.6783.

Circulation Highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments.

Call 1-855.826.4200 to discuss distribution opportunities.

Copyright 2017 All rights reserved by Yellow Pages Homes Ltd. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

Terms Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. Editorial Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@nexthome.ca.

DEC 8, 2017 - JAN 5, 2018 7

EDITOR’S NOTE

MAKE 2018

Township Rd 260

144 Ave Nw

85 St Nw

YOUR YEAR TO BUY A NEW HOME

Nw Hill Tuscan y

MANAGING EDITOR NextHome EMAIL: Wayne.Karl@nexthome.ca TWITTER: @WayneKarl

+

ONLINE: 2017 was a pivotal year in Canadian real estate. In true New Year’s fashion, we count down some of the most newsworthy events. nexthome.ca/2017-stories

+ get social 8 NextHome.ca

Interact with us on social media: nexthome

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WAYNE KARL

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12 Mile Coulee Rd

Rocky Ridge Rd Nw

With the year ending on a positive note – the economy and housing market showing strong signs of turning around – 2018 is shaping up nicely.

Country Hills Blvd Nw Important signposts such as growth in GDP, employment and wages are all trending up. Interest rates, though forecast to rise slightly over the next two years, are expected to remain favourable. And Dr Royal O a k homeownership affordability in Calgary is still among Cr the best in Canada. ow ch ild Housing starts – another important sign of Tr l Nw w economic health – are also trending in the right N d v Dr Nw Bl y n a c direction. Canada Mortgage and Housing Corp.

Tus estimates starts in Calgary to increase to 12,000 units for 2017 and to 12,200 units in 2018. Average prices are also showing growth – from $471,500 this year to Nose Hill Dr N $480,000 in 2018 and $490,000 in 2019, CMHC says. w Meanwhile, population, employment, average earnings and net migration – key drivers of real estate demand – are all on an upward path.

Valle All of this amounts to a great opportunity for y Ri ge Dr Nw d 16 Ave prospective homebuyers in Calgary.

W 1 If you’re in the market for a new home, make 2018 your year!

Centr e S t

NEWw CONDOS

NEW HOMES

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By: Brookfield Residential Builders: Brookfield Residential, Albi Homes, Morrison Homes brookfieldresidential.com

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By: United Communities Builders: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Trico Homes, Jager Homes, Pacesetter Homes, Creations by Shane Homes Carnaby Heights by Jayman Modus Nolan Park by Cardel Lifestyles nolanhillunited.com

7. LIVINGSTON

By: Brookfield Residential Builders: Homes by Avi, Brookfield McKnight Blvd NW Residential, Morrison Homes, JaymanBuilt, 3. SAGE MEADOWS K i ght Blvd Ne Cedarglen HomesnMaverick

by Avi Urban, By: Genesis Land Development Corp.

Homes Builders: Genesis Builders Group Sage 2A 3Daytona 40 Ave Nw brookfieldresidential.com Place by Cardel Lifestyles 2 genesisland.com

By: Intergulf Cidex 24 Ave N w Builder: 2Trico 4 AveHomes, evanston.qualicocommunitiescalgary.com Nw 1 Intergulf Cidex

2. NOLAN HILL

Calgary International Airport

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NOTE: Please match map numbers with property listings.

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NORTH WEST

Queen Elizabeth II Hwy

HOT PROPERTIES / CALGARY AREA

By: Dream Development 27 AHomes ve Ne Builders: DS Homes,

by Avi, Genesis Builders Group, Morrison Homes, WestView Builders, Calbridge Homes, Homes by Dream Avira by Jayman Modus lifeontheridge.ca

9. SHERWOOD Builders: Gablecraft Homes

6. CARRINGTON

10. KINCORA

By: Genstar Builders: Excel Homes, Jayman MasterBuilt, Homes by Avi, Arcuri Homes genstar.com/calgary/carrington

11. SAGE HILL

Builders: Emerald Sky by Carlisle Group, Diseno by Landmark Homes

Builders: Mark 101 by Shane Homes, Sage Hill Park by Brad Remington (Coming Soon)

DEC 8, 2017 - JAN 5, 2018 9

COVER STORY

BRAD REMINGTON HOMES TURNS ITS FOCUS NORTHWARD WITH

SAGE HILL PARK On what was the coldest day in 2010, Brad Remington Homes took the first step on a path toward providing high quality, affordable homes, that would result in two immensely successful developments in south Calgary – Copperfield Park and My Legacy Park.

“We planted the seed on Dec. 19 all those years ago based on a vision of ‘Love it, Live It, Afford It’… a vision of building a home that exceeds expectations on all levels, and it has hit home with people as we’ve sold and built 1,200 homes since that cold day seven years ago,” says Bryan Logel, vice-president of sales and marketing for Brad Remington Homes.

“People respond to well-designed, well-built homes. The quality of the construction and design of our condos establish an emotional link with the homeowner,” he says. “It’s a complete package of design, craftsmanship and affordability that we offer. We’re so happy to be able to help so many people.”

10 NextHome.ca

+ LOCATION Sage Hill Park in N.W. BUILDER Brad Remington Homes HOME TYPE Apartment-style condos

And now, that seed is coming into full bloom as Brad Remington Homes continues to grow and turns its focus northward with its newest development in a prime location in Calgary’s New North – Sage Hill Park.

The multi-awarded developer announced last month that it has secured nine acres of land in Genesis Land Developments’ Sage Meadows, located off Symon’s Valley Road to build Sage Hill Park, which will consist of eight buildings over two phases.

“We’ve had our eye on this area for a long time. It’s a beautiful parcel backing onto parkland, with the escarpment and Nose Creek to the east and a pathway that comes right into the property. You can literally mountain bike right

outside the front door,” Logel says.

“It’s a great location because it’s in an already established community with an abundance of existing amenities in place… It’s a short walk to the farmers’ market across the street.

“Simply put, the location is nothing short of incredible,” he adds. “Sage Hill Park is positioned in the centre of what is becoming the Gateway to the New North with terrific access to Stoney Trail, Symon’s Valley Road, and 144 Avenue N.W. Residents will be able enjoy major shopping centres, services and restaurants all just minutes away.

“We’re super excited about Sage Hill Park and the opportunity to grow in the northwest; with My Legacy Park and Sage Hill Park I

feel we have two of the strongest locations in the city.”

Sage Hill Park will have approximately 600 apartmentstyle condos over the eight buildings. The plan is in the early stages of the approval process, but Logel expects to start pre-sales in the spring with construction to start this time next year.

Brad Remington Homes is currently working on My Legacy Park II in the south community of Legacy and is enjoying morethan-expected success with 200 sales already this year. For more information on My Legacy Park, visit the showhomes at 215 Legacy Blvd. S.E., Calgary or mylegacypark.com DEC 8, 2017 - JAN 5, 2018 11

NEIGHBOURHOOD PROFILE

NOLAN HILL MODERN WITH A NOD TO HISTORY

HOT SPOTS

NOLAN HILL PARK Greenspace and pathways are plentiful and kids will love one of the main parks complete with a brand new playground and a sea serpent that’s made for play.

CAITLIN BEST

Nolan Hill is one of the newest communities to spring up in Calgary on the northwest side of town. Its boundaries include Symons Valley Parkway NW to the south and Shaganappi Trail NW to the east. Looking north provides a scenic view of the rolling hills just outside the city limits.

THE VIBE

This northwest community was inspired by the British Isles and provides a series of lush parkways, ravines set throughout modern rows of houses and townhouses.

The dramatic “Old World” ruins at the main entrance and roundabout will make you feel like you’ve stepped into the Irish countryside.

12 NextHome.ca

MEET THE NEIGHBOURS

Many areas of Nolan Hill are still under construction, but the first wave of neighbours to move in feature a considerable amount of families with young children. The abundance of parks and paths have been designed with family in mind, and right now, these are probably the most used amenities.

SHOPPING CENTRE The Nolan Hill Shopping Centre opened in 2015 and includes a number of retail outlets and services, including a Petro-Canada gas bar, dry cleaners and restaurants.

PLANES TRAINS & AUTOMOBILES

Residents are right on the boundary of the city limits and can expect to do more driving than the average Calgarian. However, from the gates, there are many access points to the city. Stoney Trail, Sarcee Trail and Beddington Trail via Country Hills Boulevard will all serve as convenient arteries. The airport is roughly 20 minutes away.

A peak-hour transit service was introduced in March 2017.

SYMONS VALLEY MARKET This market is the place to go for all things local and delicious. In the warmer months, you can shop the village, enjoy a barbecue and catch some of the children’s entertainment.

F E S W A O H P N L G A N IN LI L E

S

Picture perfect setting in Calgary’s northwest.

As you look out onto the rolling hills, green spaces, playgrounds and castle-ruin inspired landscapes you’ll be transported to Old-World British Isles. But the moment you pass the community entrance, you have every modern convenience at your fingertips. It’s the best of both worlds – without compromise.

Townhomes with Garage from the $300s Homes with front-attached Garage from the $460s

Homes by Avi Sterling Homes

Morrison Homes Shane Homes Trico Homes

Jayman Built

Cardel Lifestyles

Cedarglen Living

nolanhillunited.com

anthemunited.com

HAPPY holiday gs

Unwrap $10 - $15K In Extra Holiday Savings On All Single-Family Quick Possession Homes With A December Possession!

Savin

B U I L D I N G I N 1 8 C O M M U N I T I E S : F R O N T- G A R A G E H O M E S | L A N E D H O M E S | D U P L E X E S | TO W N H O M E S & C O N D O S

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tricohomes.com Prices subject to change without notice. Some conditions apply. E&OE.

TC-16465 New Home Guide Ad Dec1 v6.indd 1

2017-11-28 12:02 PM

THEDate AFFORDABILITY F I L E N A M E S A R E F O R I N T E R N A L U S E OF2017 RENTING. 16 Nov File Name TC-16465 NHG HP Dec1 v6.indd Publication Insertion Dec 1 Issue THE FREEDOM OF New Home Guide Produced by Client Trico Homes Size 6.75” x 4.625” w/bleeds OWNING. Fonts used Helvetica Neue LT Picture info Producer MY LEGACY COMMONS OFFERS 1005 - 11 Ave SW FREE LIVING IN MAINTENANCE Page #1 of Calgary, AB HOTTEST T2R 0G1 NEW COMMUNITY! CALGARY’S

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DATE: 24 Nov 2017

F I L E

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F O R

I N T E R N A L

U S E

O N L Y 2017-11-27

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File Name VIR-17614 Condo GuideEnclave HP Dec8 v1.indd • Exclusive Surrounded Amenities Publication Condo Guide By Established Insertion Dec 8 - Jan 5, 2018 • Walk-Out Homes Client Viridian Size Available 6.75” x 4.625” • HOLIDAY SAVINGS EVENT Fonts used Helvetica Neue LT, Rockwell, Times Buy Now & Receive An Picture info Additional $5K in Red Card Reward Dollars Producer NS Revision # Reference #

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Page #1 of file t Released!

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DO NOT ALTER THIS from ARTWORK CONTACTING TRICO HOMES All of this theWITHOUT low

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DEC 8, 2017 - JAN 5, 2018 15 VER-17659 NCG HP Dec8-Jan5.indd 1

DATE:

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or $1,045/month*

Exclusively by Award-Winning Builders Excel Homes 5 Thoroughbred Blvd.

403.981.2244 Jayman Built 21 Thoroughbred Blvd.

403.981.4747 Birchwood 32 Horseshoe Cres.

403.605.1400

Showhome Hours Monday - Thursday 2-8 PM / Weekends & Holidays 12-5 PM / Friday 12-5 PM

* Rate based on a 5% down payment with a 3-year fixed rate of 2.54%. Prices & terms are subject to change without notice.

HeartlandCochrane.com

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HOT PROPERTIES / CALGARY AREA

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COCHRANE

22

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NOTE: Please match map numbers with property listings.

NEW HOMES

NEW CONDOS

1. FIRESIDE

4. RIVERSONG

By: La Vita Land Builders: Calbridge, Janssen, Kingsmith, Landmark, ReidBuilt Homes firesidecochrane.com

By: Tamani Communities Builders: Jayman BUILT, Trico Homes, THE RISE by Jayman Modus riversongcochrane.com

2. HEARTLAND

5. JUMPING POUND RIDGE

By: Apex Developments Builders: Excel Homes, Jayman BUILT, BRAND by Birchwood Properties heartlandcochrane.com

By Slokker Homes jumpingpound.com

3. THE WILLOWS OF RIVER HEIGHTS By: La Vita Land Inc. Builders: Janssen Homes, Kingsmith Homes, NuVista Homes and Sterling Homes thewillowscochrane.com

DEC 8, 2017 - JAN 5, 2018  17

Range Rd 14

144 Ave Nw

Trail NW ney Sto

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Keep your next step simple.

Move in ready homes with no condo fees.

Cou

N lvd n t r y Hills B

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w 14 St N

Low interest rates

No condo fees

Under $1550/mo 1 4 St Nw

Free moving van

No rt h

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HOMES STARTING FROM THE $340’S Visit our showhome at 1516 Cornerstone Blvd. NE Phone: (403) 474-8544 Email: cornerstonetownhomes@jayman.com

HOT PROPERTIES / CALGARY AREA 2

564

Centre St N

Trail NW ney Sto

144 Ave Nw

144 Ave Nw

fo o

Country Hills Blvd Ne vd N

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Harvest Hi lls

Bl

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96 Ave Ne Airport Trail Ne 2

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1. SADDLESTONE 1

44 Ave

Ne

W h itehor n D r Ne

By: Genesis Land Development Corp.

Builders: Genesis Builders Group saddlestonecalgary.com

2. CORNERSTONE By: Walton Development Builders: Jayman BUILT, Shane Homes, Morrison Homes, Truman Homes, Pacesetter Homes liveatcornerstone.ca

3. REDSTONE By: Qualico Communities Builders: Broadview Homes, NuVista Homes, Pacesetter Homes, Jayman BUILT, Trico Homes, Creations by Shane Homes, Shane Homes (Shane showhome to be built in spring) calgary.qualicocommunities.com/ redstone

4. CITYSCAPE By: Mattamy Homes Builders: Mattamy Homes mattamyhomes.com

5. SAVANNA IN SADDLE RIDGE By: Genstar Development Co. Builders: Cardel Homes, Homes by Avi, Excel Homes, Arcuri Homes, Rohit Communities genstar.com/calgary/savanna

52 St Ne

1 2 St N

Ne ve

40 Ave Nw

Mc

McKnight Blvd Ne McKnight Blvd NW NOTE: Please match mapK numbers with property listings. n i ght Blvd Ne

797

Langdon

1

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32 A

1

9 10

560

80 Ave Ne

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unt Dr

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Centre St N

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11 St Ne

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Calgary International Airport

Strathmore 11

Chestermere

Airport Trail Ne

8 8 Ave Ne

72 A ve N e

8

564 201

Metis Trl Ne

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2

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Calgary

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201

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84 St Ne

144 Ave Nw

EAST

1A

MCDONALD LAKE

NEW HOMES

Heritage Pointe NEW CONDOS

em e Dr plLIVINGSTON 6.

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Ne

Range Rd 14

NORTH EAST

By: Brookfield Residential Builders: Homes by Avi, Brookfield Okotoks BlackMorrison Homes, JaymanBuilt, Residential, Diamond Cedarglen Homes, Daytona Homes MAVERICK by Avi Urban brookfieldresidential.com

7. SKYVIEW RANCH By: Brookfield Residential Builders: Arrive by Partners Developments

8. CHESTERMERE RAINBOW 2 FALLS By: Truman Developments Builder: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes

9. KINNIBURGH By: Pollyco Developments Builders: Stepper Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes, Sunstar Homes, Jager Homes

10. LAKEPOINTE By: Mattamy Homes Builder: Mattamy Homes Location: Sales centre 400 Westpark Dr. mattamyhomes.com

11. STRATHMORE THE RANCH IN STRATHMORE By: United Builders: Jager Homes and WestView Builders theranchunited.com

12. LYALTA THE LAKES OF MUIRFIELD Builders: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes lakesofmuirfield.com

DEC 8, 2017 - JAN 5, 2018 19

1

PROPERTY PROFILE

MATTAMY’S AFFORDABLE AND

STYLISH CITYSCAPE

Cityscape, by Mattamy Homes, offers an amenity rich community with room to grow. With the Rotary/Mattamy Greenway running through and around a natural environmental reserve, residents can stay active all year round. Affordable prices on a variety of home styles make this an appealing community for many families.

Like all of Mattamy’s projects, Cityscape is a master-planned community built across 515 acres in northeast Calgary, 20 NextHome.ca

just to the east of Metis Trail.

Cityscape is aptly named after the great visibility it has on the city skyline, not to mention the quick accessibility factor it offers to major city routes.

“The response to Cityscape continues to be steady and is one of the best-selling communities in northeast Calgary,” says Warren Saunders, vice-president, sales and marketing. “We’re getting positive feedback from our homeowners who love that Cityscape already has amenities built into the

community, such as 2.5 km of pathways that connect with the Rotary/Mattamy Greenway (the largest urban pathway system in North America at 158 km), large open spaces for pickup games of soccer, as well as a cricket pitch that was unveiled earlier this year.

“There are also playgrounds at the north end of the community and one along Greenway that is easily accessible from the current phase we are selling in, plus three future school sites and a gazebo gathering area.

+ LOCATION Northeast Calgary DEVELOPER & BUILDER Mattamy Homes DEVELOPMENT Cityscape HOME TYPE Village, urban townhomes, rear lane and frontattached garage CONTACT mattamyhomes.com/ calgary

“People also like the diversity of product choices and price points available in the community,” Saunders adds. Buyers can choose from affordable home designs, including village homes that start from $254,990, to urban townhomes starting from $321,990, rear-laned homes from $398,990 and front-attached garage homes from $411,990 (single) and $432,990 (double).

“All are offered in visually appealing architecture, from traditional to more contemporary styles, and

people appreciate open concept floorplans and discreet, recessed garages.”

Each single-family home design incorporates generous front porches, while there are large private balconies on the urban and village townhomes. Roadways within Cityscape are designed to create interest and functionality, fostering a friendly community atmosphere where families can gather, explore and create memories.

As a special promotion, Mattamy

is offering two years of no condo fees on the single-car village townhomes, while up to $15,000 in design studio credits are available on other select homes. Quick move-in homes are available before the holidays and into the spring, across all Mattamy Homes communities.

Cityscape offers a convenient location near Stoney Trail, Metis Trail, Deerfoot Trail and Country Hills Boulevard, providing ideal access to the airport (the airport tunnel is minutes away), downtown, across the city and out of town. As well, major bus routes run directly through Cityscape, with future LRT planned on the east side of the community.

Further, construction is slated towards the later part of 2018 on a six-acre commercial site featuring mixed retail and professional services.

For more information on Cityscape, visit the five showhomes, open Monday to Thursday, 1 to 6 p.m., Friday and weekends, 11 a.m. to 6 p.m., visit mattamyhomes.com/calgary or call 587.755.1061.

DEC 8, 2017 - JAN 5, 2018 21

ADVICE | CONTEMPLATING CONDOMINIUMS

NEW VS RESALE EXPLORE YOUR HOMEBUYING OPTIONS

LINDA PALFI

There’s nothing like moving into a brand new home, be it a singlefamily house, condominium or townhome. Clean and modern, with everything you ordered and in exactly the colours you chose.

Then again, you may not be able to afford new construction.

Perhaps no housing of the style you require is being built in your neighbourhood. Or maybe you’re not sure which is the better value for future resale. Let’s examine the considerations in this choice.

• New construction can carry a 4.48-per-cent net GST cost after the builder gets the tax input rebate. Some developers roll the GST into the advertised price, while some list it separately. For uniform comparison, you should ensure all your prices include the GST. For a price-per-square-foot comparison among projects, and to pre-owned condos, divide asking price (including GST) by the square footage to arrive at the dollar cost per square foot.

• A pre-construction purchase can save you money, because builders often discount prices to those initial buyers who lay down some cash and must wait for occupancy, and help the builder show the construction lender that there is market demand. But do you really want to wait 12 to 18 months or more to move in? As well, a minority of these projects never proceed, which gets you

your deposit back, but that’s about all. In some projects, marketing is aimed at investor-owners, not future residents, so keep in mind you may end up living in a largely rental building.

• A pre-construction purchase can yield a tidy profit for an investor in a popular project who sells at completion when demand is high and the developer has largely sold out of homes. But in cases where units remain available, or when there are further phases being built, resale buyers may not be interested in a near-new unit when they can get an brand new one next door for the same price.

• An alternative to brand new or resale condominiums is a “conversion,” in which an older rental building is converted to condominium ownership, after major renovations to the building.

These are more common in older neighbourhoods than in newer districts. These can also give you the sheen of new interiors, yet the

price discount – and some of the practical realities – of an older building. Note that GST is usually not chargeable on conversion projects.

If you want guidance through the labyrinth of options, let a condominium-qualified real estate agent be your guide. As a buyer, it costs you nothing to employ a professional, as their fee is usually included in the sale price. Some realtors will also prepare or pay for a condominium documents analysis before you finally buy your new condo home — regardless of whether it is brand new or a resale.

Linda Palfi is a condominium specialist realtor with Greater Calgary Real Estate. She sits on multiple condo boards, and is a member of the Inquiry Committee of the Calgary Real Estate Board. Visit condosincalgary.com or call 403.998.7732

+MORE ADVICE ONLINE nexthome.ca/news/advice

22 NextHome.ca

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TRENDING

9 TOP NEWS STORIES OF 2017

by SONIA BELL & WAYNE KARL

2017 was a pivotal year in Canadian real estate – from trends to new mortgage rules and policies. Here is a countdown of nine of the most newsworthy real estate events of the year.

9

TOP PLACES TO INVEST IN ALBERTA

The Real Estate Investment Network (REIN) ranked the top places to invest in real estate in Alberta, based on potential for housing market strength over the next five years.

Alberta: 1. Edmonton | 2. Calgary | 3. Leduc 4. Fort Saskatchewan | 5. Lethbridge | 6. Okotoks | 7. Red Deer 8. Medicine Hat | 9. Airdrie | 10. Lacombe

7

CALGARY ON THE ROAD TO RECOVERY

6

NEXTHOME REBRAND

It was a year of recovery for Alberta, becoming the fastest-growing provincial economy, according to the Conference Board of Canada. In Calgary, GDP was to increase 4.6 per cent for 2017 and a further 2.1 per cent in 2018. Unemployment is to fall to 7.7 per cent in 2018, down from a 22-year high of 9.4 per cent in 2016.

OCT 13 – NOV 10, 2017 | nexthome.ca

CALGARY EDITION

8

INTEREST RATES INCREASE – TWICE

The Bank of Canada (BoC) raised its benchmark interest rate – for the first time in seven years – in July to 0.75 per cent. In September, the BoC raised the rate again to one per cent. Those with variable-rate mortgages would immediately see an increase. For fixed-rate mortgage holders, they won’t be affected until renewal time.

24 NextHome.ca

Similar to how the homebuying process has changed and evolved over the years, so have we! In 2017, our publications New Home Guide, and New Condo Guide, rebranded to NextHome. While we may have a new name and look, NextHome is rooted in more than 25 years of expertise in Canadian real estate.

Connecting Canadians to new HOMES & CONDOS for more than 25 years

INSIDE:

BRIGHTEN YOUR HOME WITH OUTDOOR LIGHTING

8 MUST-ATTEND EVENTS THIS FALL

2017 | nexthome.ca

ATTEND THIS FALL

5

THE FASTEST-GROWING CITIES IN CANADA

Statistics Canada released its 2016 population and dwelling figures, providing a clear view of which cities are growing and how fast. The country’s population increased five per cent from 2011 to 2016. Here were the fastestgrowing cities in Canada, boasting the highest growth rate.

2011 to 2016 POPULATION GROWTH RATE

%

1. Calgary .....................................................14.6 2. Edmonton ...............................................13.9 3. Saskatoon ................................................12.5 4. Regina ......................................................11.8 5. Lethbridge, Alta. ....................................10.8 6. Kelowna, BC ............................................8.4 7. Guelph, Ont. ............................................ 7.7 8. Victoria .....................................................6.7 9. Oshawa, Ont. ..........................................6.6 10. Winnipeg ................................................6.6

2

Canada is the most unaffordable real estate market in North America, according to a study by Points2 Homes.

The affordability ratio was calculated to measure affordability (the median home sale price divided by the median annual family income) in 50 of the most populous cities in Canada, the U.S. and Mexico. The higher this ratio is, the more time it takes to pay off your house, and the wider the affordability gap.

The study found that Canada is North America’s most expensive market, with Vancouver topping the list, and out-ranking pricey U.S. markets such as Manhattan and San Francisco. Other Canadian markets on the list were Toronto (number 13), Mississauga (14), Montreal (31) and Calgary (32).

COUNTRY

MEDIAN FAMILY INCOME

MEDIAN MULTIPLE

$485,680

$64,752

$7.5

U.S.

$258,300

$56,516

$4.6

$41,748

$12,806

$3.3

2017 BUDGET FALLS SHORT

Budget 2017 proposed to spend more than $11 billion over 11 years in a variety of initiatives, including renewed federal investments combating and preventing homelessness, making more lands available for affordable housing, and a new $5-billion National Housing Strategy, which would be introduced later in 2017 focusing on critical housing issues and support for vulnerable citizens.

However, the budget was criticized after failing to address key market-related issues, such as affordability concerns among first-time buyers.

3

MEDIAN HOME SALE PRICE

Canada Mexico

SOURCES: Statistics Canada

4

CANADA DEEMED MOST EXPENSIVE HOUSING MARKET

NEW MORTGAGE STRESS TEST

The Office of the Superintendent of Financial Institutions (OSFI) announced that, effective Jan. 1, 2018, all uninsured borrowers – those with a down payment of 20 per cent or more – must undergo a “stress test” and qualify at a new minimum rate, which is the greater of the Bank of Canada’s five-year benchmark rate (currently 4.89 per cent) or 200 basis points higher than their actual rate.

The changes will affect the amount buyers can afford; in one example, $706,692 under the old rules, and $559,896 under the new guidelines.

1

NATIONAL HOUSING STRATEGY

After more than a year of consultations with everyday Canadians, experts, stakeholders, provinces and municipalities, the federal government unveiled Canada’s first ever National Housing Strategy in November.

Intended to help reduce homelessness and improve the availability and quality of housing for Canadians in need, the 10-year, $40-billion plan aims to: • Reduce chronic homelessness by 50 per cent • Remove more than 530,000 households from housing need • Create four times as many new housing units as built under federal programs from 2005 to 2015 • Repair three times as many existing housing units as repaired under federal programs from 2005 to 2015, and • Protect an additional 385,000 households from losing an affordable place to live.

DEC 8, 2017 - JAN 5, 2018 25

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HOT PROPERTIES / CALGARY 2 AREA

NOTE: Please match map numbers with property listings.

7. PIER 11 By: Genesis Land Development Corp.

Builders: Genesis Builder Group pier11airdrie.com

8. MIDTOWN NEW HOMES

Township Rd 264

NEW CONDOS

By: Wenzel Developments & Apex Developments Builders: Shane Homes, Excel Homes, Trico Homes midtowninairdrie.com

1. BAYSIDE ESTATES

4. HILLCREST

By: Genesis Land Development Corp.

Builders: McKee Homes, ReidBuilt Homes genesisland.com

By: Apex Developments Builders: Excel Homes, Shane Homes, McKee Homes hillcrestairdrie.com

9. THE GATES AT HILLCREST

5. SOUTHWINDS

10. CREEKSIDE CREEKSIDE VILLAGE by Carlisle

2. RAVENSWOOD By: Qualico Builders: NuVista, McKee Homes, Pacesetter, Broadview ZEN RAVENSWOOD by Avalon Master Builder ravenswoodairdrie.com

3. COOPER’S CROSSING By: Westmark Holdings Builders: McKee Homes, Trico Homes, Vesta Properties, Canterra Custom Homes, Crystal Creek Homes and Harder Homes, Lifestyle Homes cooperscrossing.ca

By: Mattamy Homes Builders: Mattamy Homes mattamyhomes.com/calgary

6. CANALS LANDING By: Genesis Land Development Corp.

Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, WestView Builders CANALS by Slokker Homes genesisland.com

By: Mattamy Homes Builder: Mattamy Homes mattamyhome.ca/calgary

Group

11. GEORGETOWN @ Reunion by Slokker Homes

12. VISTA CROSSING IN CROSSFIELD By: Dream Development Builders: McKee Homes, Reidbuilt Homes, Homes by Dream vistacrossing.ca

DEC 8, 2017 - JAN 5, 2018 27

22X

ADVENTURE FINDS YOU WHEN YOU LIVE THIS CLOSE TO IT ALL.

NEW LOTS NOW AVAILABLE FRONT DRIVE DUPLEXES

$

FROM THE

FRONT DRIVE SINGLE FAMILY FROM THE

N

490S (INC. LOT & GST)

$

540S (INC. LOT & GST)

Located just off Highway 1, on the west side of Calgary, Crestmont West offers a secluded community setting just minutes away from the busy city. With close

201

proximity to the mountains, Crestmont West provides a perfect balance of work,

Please contact your home builder for more info, or visit

crestmont.ca

Qualico Communities are built with one thing in mind - you. Our thoughtfully master-planned spaces are built with an intuitive sense of community that nurtures individuals, families and in friendships.

Qualico Communities are built with one thing mind - you.

Our thoughtfully master-planned spaces are built with an intuitive sense of community that nurtures individuals, families and friendships.

W

Sarcee Trail SW

NuVista Homes | Broadview Homes | Sterling Homes | Trico Homes

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play, and unspoiled natural green space.

16 A ve N

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St S e Trl S e 26

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Builders: Vivace by Streetside Developments

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3. DRESSAGE IN SILVERADO By: Qualico Communities Builders: Baywest Homes, Augusta Home Hunter House by Streetside Developments silveradobyqualico.com

Barlow T r l

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By: Qualico Communities Builders: Sterling Homes, NuVista Homes, Broadview Homes, Trico Homes calgary.qualicocommunities.com/ crestmont/

Barlow Trail Ne

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26 St Ne

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GLENMORE RESERVOIR

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8 Ave Ne

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34 Ave Sw Council W 36 Ave Sw 38 Ave Sw

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32 Ave Ne

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37 St Sw

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Township Road 221

NOTE: Please match map numbers with property listings.

Range Rd 13

210 Ave W

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22X

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226 Ave

NEW HOMES

NEW CONDOS

NW Sarcee Trail SW

Condos from the low $100’s www.mylegacypark.com 403.931.8558 DEC 8, 2017 - JAN 5, 2018 29

PROPERTY PROFILE

LAST OPPORTUNITY TO GET INTO A SHANE HOME IN

Buyers who dream of a home that offers exceptional features, luxury and customization without a hefty price tag are down to their last opportunity to make it a reality with Shane Homes in West Grove Point.

“We have two lots left, our Tofino III showhome and a Tofino spec home remaining in West Grove Point, so it’s really the last chance for people to get into this area,” says Area Manager Jack Kushner. “West Grove Point has been very popular because it’s a quiet, boutique community with no through-streets and has high architectural requirements, so the 30 NextHome.ca

homes will retain their value. And, with homes starting at $895,000 including GST, it’s luxury estate living at an affordable price.

“There is no question our Tofino III showhome is the most popular model among buyers, largely due to its open and highly functional floor plan on the main and second floors. We’ve upped the wow factor in this showhome by making it larger and by adding several luxury features that buyers want in a home.” Kushner says. “Buyers love the central family room upstairs with the vaulted ceiling, the spa-like ensuite and the chef’s kitchen with

the exotic granite.

“Most of all, buyers love that we can customize their selected floorplan,” he adds. “People love the look of the showhome, but everybody wants something different, so we can make changes to completely personalize the home to meet their exact needs.”

The 2,882-sq.-ft. Tofino III showhome impresses right from the front door, with a grand foyer featuring a towering open to above ceiling, a dramatic open-rail staircase and nine-ft. ceilings.

Adjacent to the foyer, there is a half-bath, a mud room with

PHOTOS: EYMERIC WILDE PHOTOGRAPHY & CHARLTON MEDIA COMPANY

WEST GROVE POINT

PHOTOS: EYMERIC WILDE PHOTOGRAPHY & CHARLTON MEDIA COMPANY

built-in lockers and double french doors that open to an IT zone with a built-in desk and cabinets.

The gorgeous kitchen is highlighted by an upgraded granite-topped island with breakfast bar seating, a chimneystyle hood over the cook top range that matches the cabinetry, ceiling height cabinets and a walk-through pantry for storage.

The adjacent dining area features a built-in hutch with wine fridge and wine rack, while the living room presents a fabulous feature wall surrounding the fireplace.

Upstairs, the owners’ suite provides an inviting retreat with a lavish ensuite featuring a free-

standing soaker tub, super-sized shower, granite-topped his and her vanities and large walk-in closet.

The second floor also features an expansive bonus room with a built-in entertainment unit, two generously-sized bedrooms with walk-in closets, a full bathroom and large laundry room.

The showhome features an oversized double garage, however, the remaining lots are large enough to accommodate triple tandem car garages, which is offered in the spec home.

Located in the heart of Calgary’s coveted west end, West Grove Point offers “all the conveniences people desire in a quiet natural

For more information, visit the Tofino III at 38 West Grove Point S.W., Calgary, open Monday to Thursday, 2 to 8 p.m., and weekends and holidays noon to 5 p.m., call 403.536.2304. or visit shanehomes.com

environment,” Kushner says. “The area is known for its quality of schools, shopping, entertainment, recreation centres and greenspace.”

+ LOCATION West Grove Point BUILDER Shane Homes HOME TYPE Estate

SHOWHOMES 38 West Grove Point S.W., Calgary CONTACT Jack Kushner, 403.536.2304 31

CALGARY’S TALLEST RESIDENTIAL TOWERS ARE NOW COMPLETE. TAKE A TOUR.

N

Experience the height of urban design and join this growing community transforming the Victoria Park neighbourhood.

Imported Italian Armony Cucine cabinetry and professional-grade induction cooktops by AEG

Optimized foorplans and open concept interior design including expansive open-air balconies

Suites starting in the mid $200k’s

Breathtaking views from the tallest residential towers in Calgary

Presentation Centre Developed by Hon Developments.

Prices subject to change without notice. E&EO.

456-12th Avenue SE Tel 403 800 3368 Mon – Thurs 12 – 6PM Sat & Sun 12 – 5PM

theguardiancalgary.com

HOT PROPERTIES / CALGARY AREA

DOWNTOWN

20 Ave Nw 1

6 St Ne

14 St Nw

12

Centre St S

19 S t Nw

Crowchild Trl Nw

Trans Canada Hwy

11

Kensington Rd Nw Memorial Dr Nw

4 6 5

1 Ave Ne 3

11 16

9 Ave Sw w Trl S w Bo 11 Ave Sw

8

9 Ave Se

2

Crowchild Trl S

Sw

4 St Sw

1 6 St S w

19 St Sw

ay 34 Ave Sw Council W

14

Macleo d Trail Se

5 St Sw

w

9

7

15

1

17 Ave Sw

10

25 Ave Se

KENSINGTON NOTE: Please match map numbers with property listings.

BELTLINE 1. SMITH by Grosvenor smith17.com 2. PARK POINT by Qualex Landmark qualex.ca/ParkPoint

BRIDGELAND 3. Bridgeland Crossings II by Gablecraft Homes liveat.bridgelandcrossings.com 4. Radius by Bucci Developments bucci.com/radius/ 5. Steps by Giustini Bridges Inc. 6. Bridgeland Hill by Gablecraft Homes liveatbridgelandhill.gablecrafthomes.ca

NEW HOMES

NEW CONDOS

42 Ave Se

EAST VILLAGE DEVELOPER: CMLC 7. INK by Battistella Developments battistella.ca/ink/ 8. EVOLUTION by Embassy Bosa evolutioncalgary.com 9. VERVE by Fram Building Group framhomes.com 10. N3 Condos by Knightsbridge & Metorpia N3condo.ca

12. EZRA by Birchwood ezraonrileypark.com 13. KENSINGTON by Bucci Developments bucci.com/Kensington/

MISSION 14. DUKE by Avi Urban aviurban.com

VICTORIA PARK 15. GUARDIAN by Hon Towers theguardiancalgary.com

EAU CLAIRE

WEST END

11. WATERFRONT by Anthem Properties waterfrontcalgary.com

16. AVENUE by Grosvenor & Cressey avenuewestend.com

DEC 8, 2017 - JAN 5, 2018  33

is for

EVERYONE W H O WA N T S

MORE

from their home

A BUILDING THAT GIVES YOU ROOM TO BREATHE: One, Two and Three-bedroom homes offer you stunning design and all the space you need.

A DEVELOPER YOU CAN TRUST: Grosvenor is an international builder who’s been around for 340 years.

Yes, that's more than three centuries.

A LIVELY NEIGHBOURHOOD: Smith is steps from 17th Ave, surrounded by Calgary’s best brewpubs and chic eateries.

Stunning Homes Starting from $243,900 Sales Centre & Show Homes: 103 - 1501 6th Street SW 403.264.1703 Smith17.com

This is not an offering for sale. Any such offering can only be made with the applicable condominium documents. E.&O.E.

SMITH Developer_______________________________

ADVICE | CALGARYISM

FIRST-TIME HOMEBUYERS’ GUIDE: PREPARING YOUR FINANCES

CODY BATTERSHILL

The most common questions I get from first-time homebuyers are about finances. If you’re in the market for your very first property, here’s how you should begin preparing your finances to accomplish your real estate goals.

1. DECIDE IF IT’S THE RIGHT TIME TO BUY

Is now a good time to buy?

You may want to get into homeownership as soon as possible – which is great – but there are financial factors to consider: What do benchmark price trends look like for the product you’re interest in buying?

For example, dropping benchmark prices for a given type of property over an extended period of time could give you forewarning to the possibility of a continuing downward trend. This might not always be the case, but it’s something to consider.

Calgary’s residential sectors are dynamic and have benchmark price increases or decreases that may vary considerably. For example, an overall benchmark decline of 1.4 per cent year-overyear may be dominated by the apartment-style product and not properly reflect a benchmark price gain of two per cent over the same 36 NextHome.ca

time frame seen in the singlefamily detached sector.

What kind of home type are you looking at buying?

If you want a deeper understanding of past, current and forecast price trends, ask your local real estate agent. They should be happy to assist you.

What are the current interest rates offered by lenders?

For example, in July 2017, the Bank of Canada (BoC) raised its interest rate from 0.5 to 0.75 per cent. In September, the Bank raised the rate again to one per cent.

Rising interest rates by the BoC puts upward pressure on fixedrate mortgages, especially after successive increases.

If you’re considering a variablerate mortgage, this moves up or down in step with the Bank of Canada and typically follows along with the general direction of the economy and monetary policy.

A slight change in interest rate may not be a deal breaker, but it’s something to consider to make

sure you are comfortable with the costs over the long-term.

Is it a buyers’ or sellers’ market?

A buyers’ market is a wonderful time to buy real estate, as there is typically less competition between prospective buyers and more inventory in the market, which helps with pricing negotiations between the parties involved.

A sellers’ market is typically more competitive between potential buyers and is a common preceding condition for multiple offer scenarios. If there’s less inventory to choose from, buyers often have to make faster decisions.

Be prepared for all conditions and know what kind of market you’re getting into.

2. PREPARE YOUR CREDIT

Whether you get a mortgage depends on your credit, job, down payment and other financial details. Therefore, it’s important to prepare your credit so it’s in the best shape possible when seeking mortgage pre-approval.

Review your credit report & dispute any inaccuracies Contact a company that provides credit reports, scores and rating services many months before you’re thinking about buying your first home.

If you’re thinking of buying in the next year or two, it’s always better to have more time and to be the most prepared – so check early. The disputing process can take a while to complete if there’s an issue with your credit.

Better get started sooner than later if there’s anything on your credit accounts that need to be changed.

Credit reporting errors aren’t as uncommon as you’d hope for in Canada. It’s a good habit to check your credit score regularly for inaccurate or fraudulent activities.

Avoid new credit & minimize credit purchases There’s a certain risk factor associated with opening a new credit line. Doing so up to six months before applying for a mortgage may negatively affect your chances of getting the amount and interest rate you hoped for from a lender.

Also, the excitement of potentially buying your first home may have you thinking about buying some things for the house well beforehand. It’s best you try to keep your debt utilization ratio low before applying for a mortgage.

Debt utilization ratio is basically your total annual income before taxes divided by your total debt.

3. DETERMINE WHAT YOU CAN AFFORD

Chances are that if you’re serious about buying your first home in Calgary, you’ve been saving money for quite some time.

Down payment: CMHC Insurance?

Buying a home without a 20-percent down payment on the purchase price means you must obtain insurance from Canada Mortgage and Housing Corp.

(CMHC) or another mortgage insurer. This is required by the government.

This premium is the highest for the five per cent down minimum, and decreases depending on the amount of your down payment.

The premium fully disappears when a down payment of 20 per cent or more of the purchase price is made.

Additional costs CMHC insurance is just one of many additional costs you’ll have to consider on top of your mortgage. Other fees include: • Legal fees • Utilities • Moving fees • Home insurance • Condo document review (for condo buyers) Other potential fees include: • Mortgage application fees • Mortgage life insurance • Appraisal fees • Land survey fees • GST on new homes • Utility contract buyouts With careful consideration and a little bit of research, you can get a reasonable estimate of how much these additional costs will total.

4. SHOP AROUND FOR A MORTGAGE

your first home, that’s for sure! The first mortgage specialist you talk to may be offering you a great deal, and you’ll probably be enthused about it. But just with any major purchase in life, you’ll want to shop around before making such a major decision.

Different lenders may have different rates and fees. For example, two lenders may offer the same interest rate, but one may offer better mortgage terms or additional pre-payment privileges.

Your real estate agent should have someone in mind if you need to talk to a mortgage specialist or seek pre-approval for a mortgage.

ASK QUESTIONS

Last, but not least, if you have any questions about arranging your finances before making your first home purchase, make sure to contact an experienced real estate agent who can give you some guidance. That’s why they are there and do what they do – to help first-time buyers like yourself!

Wishing you all the best in your first home purchasing experience!

Cody Battershill is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. He can be reached at 403.370.4180, @Calgaryism on Twitter and calgaryism.ca

+MORE ADVICE ONLINE nexthome.ca/news/advice

It’s incredibly exciting to be buying DEC 8, 2017 - JAN 5, 2018 37

HOME / OUR BLOG / DEC 2017

From Start to Finish:

The New Home Journey with Shane Homes

ON OUR

BLOG

At Shane Homes, we do everything we can to make your journey as joyful and stress-free as possible. While you’re building your new Shane home, we’re going to be with you every step of the way.

Before Signing

Once they’re put together and approved,

website for Shane Homes customers. This

There’s a lot to take into account before it’s

they’ll be sent to our interior designers at

website will house all of your documents and

time to break ground on your home. Once

Expressions Design Studio, who will reach

keep you informed about the stage that your

you’ve settled on building a home, you’ll need

out to you to make an appointment.

home is in.

to start visiting showhomes in communities

Walk-Throughs

GET THE FULL STORY!

Typically, Shane Homes tries to complete

Read the expanded article at shanehomes.com/our-blog

that seem like a good fit.

With Your Area Manager

construction of a new home within five and

Your area manager will walk you through

a half months. Within this period of time you

the series of steps that need to take place in

will have three walk-throughs to view your

order to make your dream home a reality.

home while it is under construction.

Starting the Design

My Home

The first design decision you’ll make

Throughout the process of your home being

happens after the drawings are developed.

built, you’ll have access to an exclusive

THE PERFECT BACKDROP AS YO U TA K E YO U R L I F E TO T H E NEXT L EVEL . Walden is a lively Southeast community where you can DR ESS YOU R B ES T FO R DATE N IG HT

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Discover the difference at Walden.

FIND YOUR SIZE TOW N H O M E S & CO N D OS $13 0 s S EM I - D E TACH ED D U PLE X E S $3 0 0 s L A N ED S TA R T ER- H O M E S $4 0 0 s S EM I - E S TAT E PA R K & M OV E- U P $50 0 s

DISCOVE R WALDE N SOC IAL @ WALDE N BYG E NS TAR YOU R DOG WILL LOVE IT H E R E

38 NextHome.ca

WE B

WALDE N LIVIN G.C A

N

SOUTH EAST

72 Ave Se

76 Ave Se

76 Ave Se Se

52 St Se Av

Se

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Builders: Calbridge Homes, Morrison Homes, Homes by Avi mahoganyliving.com

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6 St Sw

201

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5. LEGACY By: Westcreek Developments Builders: Carlisle Group, Brad Remington Homes (My Legacy Park), Aldebaran Homes, Shane Homes, Trico Homes, Jayman Built, WestCreek Homes, Trico Homes, Sterling Homes, Stepper Homes, Calbridge Homes, Morrison Homes, and Albi Homes LEGACY GATE by Carlisle Group

LEGACY PARK

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by Brad Remington Homes legacylife.ca

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6. COPPERFIELD COPPERFIELD PARK by Brad

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210 Ave Se

By: Hopewell Residential Builders: Jayman BUILT, Hopewell Residential, Homes by Avi, Excel Homes SANDGATE by Hopewell

MAHOGANY ESTATE

8

Bo w

Se

Sun Valley Blvd

3. WALDEN

4. MAHOGANY

52 St Se

d Se Blv

Se ve 6A 14

130 Ave Se

Deerfoot Trl Se

nd kla

cK enzie Dr S e Mt M

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84 St S e

Acadia Dr

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2

Builders: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes, Brookfield Residential ORIGINS by Streetside Developments livecranston.ca

By: Genstar Builders: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Cedarglen Homes, Rockford Jackson by Avi Urban WALDEN PLACE by Cardel Lifestyles waldenliving.ca

201

Barlow Trl Se

r Se ia D

Anderson Rd Se

naventure Bo Dr

90 Ave Se

24 St Se

A

11 4

B ake lvd Midl

Glenmore Trl Se

84 St Se

River Bow

MacLeod Trl Se

cad

30 St

18 St S e

7

n more Trl Se

Barlow Trl Se

l Se t Tr foo

Fairm o unt Dr Se

Gl e

RIVERSTONE OF CRANSTON

Stoney Trail Se

Bl a c k

Heritage Dr

South land Dr Se

48 St Se

Deerfoot T

w Bo

HOT PROPERTIES / CALGARY AREA

Remington Homes

CHALET NO. 6 by Hopewell NOTE: Please match map numbers with property listings.

NEW HOMES

NEW CONDOS

1. AUBURN BAY

2. CRANSTON

By: Brookfield Residential Builders: Brookfield Residential, Cedarglen Homes, Baywest Homes, Jayman BUILT, Albi Homes, Morrison Homes, Discovery Homes AUBURN WALK by Cardel Lifestyles CANOE by Avi Urban REGATTA by Brookfield Residential liveauburnbay.ca

By: Brookfield Residential Builders: Albi Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Residential,

CRANSTON RIDGE

by Cardel Lifestyles

ZEN CRANSTON

by Avalon Master Builder brookfieldresidential.com

7. QUARRY PARK By: Remington Developments CHAMPAGNE by Remington Developments THE GATES by Remington Developments GLADSTONE by Remington Developments

8. WESTMAN VILLAGE By: Jayman BUILT Builders: Jayman BUILT westmanvillage.com

DEC 8, 2017 - JAN 5, 2018  39

INSPIRATION | DESIGN SECRETS

Janette Ewen Decor and lifestyle expert Janette Ewen partners with Home Depot to bring you spectacular ideas for setting up your home this holiday season Getting festive and decorating the home has become a bit of a style obsession. While it can be a walk down memory lane for those who sentimentally use the same ornaments every year, with all of the gorgeous, on-trend pieces each holiday season, it’s always fun to introduce something new. It’s about decorating the home – not just about trimming a tree and hanging garland.

Seasonal decor extends beyond Christmas and 40 NextHome.ca

by ELISA KROVBLIT KEAY

embraces the season. Colour combinations move beyond red and green, drawing from current styles – from stark black and white to a bright, bubblegum palette. Style ranges from elegant to traditional to rustic. Have fun and add a designer touch to your holidays. This year, style maven Janette Ewen partners with Home Depot to bring you her top tips for trimming the tree.

JANETTE EWEN’S TIPS FOR TREE DECORATING 1. PICK A LOCATION. Choose a low-traffic area away from fireplaces and heaters and secure your tree in place. Try placing your tree in a planter box for a more modern look or add a tree skirt for a traditional feel.

2. PRUNE TO PREP. If you’re using a live tree, study it from a distance. Prune any small growths that jut out from the top and bottom of the branches.

3. FLUFF TO PERFECTION. With a faux tree, fluff and shape the branches to hide the trunk and make the tree look fuller. Be sure to check the branches from different angles to spot any neglected areas.

Wear gloves to protect your hands.

4. ILLUMINATE. When selecting lights, choose a strand colour that matches your tree so the wire will be easily hidden. Start at the base of the tree and work your way up, wrapping lights around every branch from trunk to tip and back.

5. ADD GARLAND. Start at the top of the tree and slowly increase the amount of garland between each row, as you work your way down. Plan to use two strands of garland for every vertical foot.

6. PICK A THEME. Stay true to your personal style by decorating your tree to reflect the style of your home. Ornaments don’t have to match perfectly to look flawless – just remember to repeat and have fun with it.

7. PREP THE AREA. Place towels or blankets under the tree to protect fragile items in case any accidents occur. Hang antique or delicate ornaments near the top of the tree, where they will be less likely to get knocked off.

8. SHOWCASE YOUR FAVOURITES. Start by placing ornaments with sentimental value in prime positions and follow up with more dominant pieces to establish a rhythm. Next, hang large ornaments, spacing them evenly around the tree and fill in with any medium- and small-size decorations.

9. EVALUATE. Always take a step back when decorating to see which areas need filling. Hang a few

ornaments closer to the trunk to create depth and interest and don’t forget the back of the tree. Finish dressing your tree by adding any specialty items, such as clip-on ornaments, faux flowers or icicles.

10. PLACE YOUR TOPPER. Whether it’s an angel, a star or an oversized bow, remember to use a topper that complements the profile of your Christmas tree.

For a tree with a traditional full silhouette, opt for a more brilliant topper such as a star or an angel.

For narrow or slim trees, try an elongated topper to enhance its slender form.

Janette Ewen is a leading decor and lifestyle expert.

Former editor at Chatelaine, Canadian House and Home, and Chocolat, Ewen co-hosted Inside the Box with Ty Pennington, and is a regular guest on 14 national television programs including Cityline, CTV Morning, and Breakfast Television. janetteewen.com

+MORE INSPIRATION ONLINE nexthome.ca/news/inspiration

DEC 8, 2017 - JAN 5, 2018 41

N

Friday 12-5 PM

2A

HOT PROPERTIES / CALGARY AREA 338 Ave E

OKOTOKS

HIGH RIVER r

iv e od

2

ive

2 Ave Se

r

cLeod Trl S w Ma

St E

12 Ave Sw

88 St E

32

2A

9 A ve

Se

2A 4

th D

ei

r

783

NEW HOMES

NEW CONDOS

1. RANCHERS’ RISE

4. HIGH RIVER MONTROSE

By: Bordeaux Developments Builders: Baywest Homes, Sterling Homes, Wolverine Custom Homes okotoksranchersrise.com

By: Dream Development Builder: Lifestyle Homes, Red Door Homes escapethecity.ca

2. DRAKE LANDING

5. HERITAGE POINTE ARTESIA AT HERITAGE POINTE

By: United Communities Builders: Lifestyle Homes, Sterling Homes, Prominent Homes drakeunited.com

2A

Mont

2A

NOTE: Please match map numbers with property listings.

5 St Ne

Cim a rron D

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24 St Ne

370 Ave E

pR

r

Westland St

High Coun try Dr N w

R

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7

Hig

112 St E

Sh

Big Rock Trail

2

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N Railw ay S t

Milligan Dr

48 St E

R

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3

2A

32 St E

Sheep

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M illigan D r

498 Ave

543

96 St E

64 St E

1

By: Heritage Pointe Properties Inc. Builders: Astoria Custom Homes, Albi Homes, Calbridge Homes liveatartesia.com

3. MOUNTAINVIEW By: Apex Developments Builders: Excel Homes, Sterling Homes mountainviewokotoks.com

DEC 8, 2017 - JAN 5, 2018 43

23

WHAT’S ONLINE

TRENDING NOW THE LATEST REAL ESTATE NEWS FROM ACROSS CANADA

WHAT RENTERS WANT… AND WHAT REALLY PAYS OFF

10 TIPS FOR A HOLIDAY WITHOUT HASSLE

nexthome.ca/what-renters-want

nexthome.ca/holiday-without-hassle

HOW TO IMPROVE THE ODDS OF GETTING A MORTGAGE

TOWNHOME OR CONDO: WHAT DO YOU CHOOSE?

nexthome.ca/getting-a-mortgage

nexthome.ca/condo-or-townhome

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Your NextHome is waiting.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

INSIGHT

CREATE

YOUR DREAM PATIO

by BRAD JACKMAN

With the holiday season approaching, landscaping may not exactly be top of mind, but there are many benefits to planning next year’s project early. Having a plan and beginning the process now can allow for your project to be started in your desired time frame.

You can never call a landscape company too early to plan for the following season’s work.

A strong desire for many homeowners is a beautiful patio, as it’s often an extension of your kitchen. If chilling out and reading on a comfy lounge is more your thing, a patio is the perfect spot. Its design and shape often determines the flow of your yard. A 46 NextHome.ca

professionally designed and built patio can provide many years of outdoor enjoyment.

With a variety of high quality products and many different design concepts, a patio can be customized to complement any space. Many homeowners crave the need for privacy and having a ground level patio provides your living space with function, intimacy and comfort.

Natural stone is the highest quality material to use for a patio and can provide the look of a flush outdoor floor. Serenity, timelessness, balance, beauty and function are all traits of natural stone.

Paving stones are also an option that can be creatively incorporated into your space. They are more cost effective than natural stone and come in a wide variety of colours, textures and sizes.

Concrete is a product that is extremely functional, low maintenance and is cost effective. It can be done with a brushed, exposed or stamped finish. All types of patios can follow curves and patterns or be linear and simple.

There are also many different styles of patios to consider. Wood work, rock, waterfalls or ponds, fire pits, plantings and mulch are all features that can complement any style or size of patio. Consulting your landscaper, and a creative and functional design, are the best places to start when considering what outdoor space will best suit you and your home.

Clearly, there are many choices, and it pays to explore all options carefully. More importantly, hiring the right company for the job will ensure you can ultimately relax on the patio of your dreams.

A stylish, functional yard can create a vibrant feel to your home. Be the envy of the block and provide a sanctuary for your family, friends and pets.

Landscaping improves your quality of life, the value of your home and adds a little personal flair.

Landscape 360 is a full-service landscape construction company. Our philosophy is based on professionalism, quality, trust and respect. A locally owned and operated Calgary-based company, Landscape 360 specializes in residential, estate and acreage landscape construction. Brad Jackman and Brian Smith lead a team of friendly, knowledgeable and hardworking staff, capable of delivering everything from a smaller project to a full conceptual design.

Landscape 360 Professional Landscape Construction 403.452.0360, landscape360.ca Like us on facebook DEC 8, 2017 - JAN 5, 2018  47

THE LAST WORD

Q+A WITH CARMEN WYTON, CHIEF EXECUTIVE OFFICER, BUILDING INDUSTRY AND LAND DEVELOPMENT ALBERTA ASSOCIATION (BILD ALBERTA)

by WAYNE KARL recently named the first BILD Alberta Board of Directors.

Everything that comes after is about obtaining the desired state – connecting with members, enhancing member value and exceeding member expectations as a united voice for the industry.

NH: How has your career to date

prepared you for this new role as CEO? You don’t have a direct background in home building…

Does that give you the benefit of a fresh perspective?

and gets behind local projects in tangible ways. I am thrilled to be a part of the association in this time of change and harmonization.

CW: I am confident that my past experience as a leader, an association executive, the advisory roles I have had with government and my ability to build highperforming teams gives me a good foundation to take on this new role.

I don’t have any pre-conceptions about what has or has not worked in the past. I don’t have any biases as to what should come first or is most important. This is likely to encourage me to be more open to every discussion, idea and suggestion… To me, they will all be innovations.

The BILD Alberta team is expert in its field and the Board of Directors has set forth a clear vision. The most important contribution I can make is to provide leadership… I’m ready!

NH: How is the merger going?

NH: Much of your background is

CW: I am very impressed with the

in government and stakeholder relations. How important are those tasks for the association?

Last year, the Canadian Home Builders’ Association - Alberta merged with the Urban Development Institute Alberta to form the Building Industry and Land Development Alberta Association (BILD Alberta). Now, BILD Alberta has appointed its first CEO – Carmen Wyton, former Chair of the Canadian Society of Association Executives – Edmonton, and founder of the Women’s Health Coalition of Alberta.

NextHome: What about the home building industry interested you to join BILD Alberta?

Carmen Wyton: I have had the privilege of working with land development and home building organizations throughout my career in the social sector. All of my experiences have shown an industry that genuinely cares about the communities it works in 48 NextHome.ca

process that was undertaken to bring the associations together.

The amalgamation strategy has stayed true to course and we

CW: Associations play a key role in creating dialogue and

bringing industry, government and community together around common goals and opportunities.

I have built my reputation around developing collaborations, creating frameworks that can track and measure performance and influence change, by identifying where common interests are. When true collaboration takes place, systems can change – not instantly, but with continuous progress, sustainability and benefits to all stakeholders.

NH: What are the key challenges

you see facing the industry?

CW: Every industry faces regulatory challenges… Gaining a better understanding of the challenges facing BILD Alberta is one of my first priorities. My past experience will lead me towards examining political and economic factors that are affecting industry and consumer confidence, and environmental considerations

that need to be top of mind to work effectively with members, stakeholders and government.

As quickly as possible, I will catch up to work that has already been done and enhance relationships with influencers where I can.

NH: The greatest opportunities?

CW: There are a lot of moving parts affecting the land development, home building and renovation industry in Alberta.

Everything from procurement policies, building and employment standards, municipal government act and more I’m sure I will learn about quickly.

The key will be making sure that BILD Alberta is at the table and recognized as a credible, responsive and informed partner to explore changes.

NH: What do you hope to

accomplish in your tenure?

CW: Being new to the industry, my first 90 days will focus on gaining a better understanding of the industry and the most critical issues and opportunities. I will meet with as many members as I can to understand their needs and foster a relationship that is built on trust, transparency and accountability.

Operationally, I will continue to implement the amalgamation strategy, bridge relationships with constituency associations, create integrated systems for business and member engagement, and create a high value proposition to being an engaged member of BILD Alberta. The team’s success will be measured by our ability to advocate for the land development, home building and renovation industry at the provincial level.

We win when the organization comes together as one voice for the industry.

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