Calgary New Home Guide - Jul 14, 2017

JULY 14 - AUG 18, 2017 VOLUME 20, ISSUE 7, FREE

CALGARY EDITION

A one-of-a-kind community situated in southwest Airdrie that stands apart for its wide selection of homes and expansive greenspace including playgrounds, a tennis and basketball court, barbeque pit and more.

Single Family Homes | Townhomes | Rowhomes | Paired Homes | Condos

Arriving Fall 2017 vestasouthpoint.com This is not an offering for sale. Sales can be made with a disclosure statement only. E&OE. Renderings are an artist interpretation only and subject to change without notice.

INSIDE THIS ISSUE

4 TRICKS TO BOOST YOUR DOWN PAYMENT

HOW TO CHOOSE THE RIGHT FLOORPLAN

HOW TO BUDGET FOR TODAY AND TOMORROW

Buying in Cochrane can save you up to $100,000.* That’s a degree for your child.

When you purchase a home in Cochrane, you can find the same great homes found in the city, for less. Meaning you get more in your pocket to save for when it’s time for your kids to start college.

FRONT DRIVE

SEMI-DETACHED

TOWNHOME

$100,000 IN SAVINGS

$65,000 IN SAVINGS + GARAGE

$35,000 IN SAVINGS

FROM THE

$350,000’s

FROM THE

$300,000’s

To learn more about our homes, the communities they’re built in, or to find a showhome, visit Jayman.com/LiveInCochrane

* Save up to $100,000 when comparing an Emerge 26 and an Emerge 26-4 between Evanston & Heartland. Price subject to change.

FROM THE

$ 270,000’s

contents JULY 14 - AUG 18, 2017 | VOLUME 20 ISSUE 7

08 ON THE COVER

VESTA Properties Launching a new Southpoint community in Airdrie

property profiles

+ online NEIGHBOURHOOD

HOME SEARCH

22 Shane Homes MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

MAPS

neighbourhood profile

40 Bowness

WITH

DYNAMIC

Presenting upscale urban Street Towns in Cornerstone

LOOK FOR THE CIRCLE

A small town in a big city

trending

10

13

BILD Calgary Region

Builders’ association honours volunteers

Market News

Home prices trending up, detached demand on the rise

24 CMHC

Housing starts are up in Alberta, sign of optimism

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR, CONTENT & EDITOR IN CHIEF

Jennifer Reynolds MANAGING EDITOR

Wayne Karl ACTING ART DIRECTOR

Miguel Cea

22

CONTRIBUTING EDITORS

Sonia Bell, Elisa Krovblit, Lydia McNutt

SENIOR MEDIA CONSULTANT

Melanie Gowans 403.200.8462

advice

in every issue

12

6

Mortgage Advice

4 tricks to boost your down payment

Editor’s Note

Mortgage Mogul

07

Airdrie

by Jason Eldridge

13

Calgary North Region

Ways to safeguard your home while on vacation

by Heather Ryan

28 Calgaryism

How to choose the right floorplan when buying a home

by Cody Battershill

32

Money Matters

Owning versus renting – which is right for you?

by Gail Vaz-Oxlade

inspiration

36

38

district maps

Budgeting for today and tomorrow

20 Ask an Expert

Summer decor

Cool down this summer with these hot outdoor essentials

Insight

Enjoy the patio life

36

Like us on Facebook ypnexthome

26 What’s Online

by Alyssa Furtado

19

Follow me on twitter @melgowans

15

Northwest

21

Northeast

SENIOR MANAGER, DISTRIBUTION

Dwayne Rutherford NATIONAL CIRCULATION MANAGER

John Jenkins PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNERS

Mike Terentiev PRODUCTION MANAGER

Anthony Majetic

25 Cochrane

FOR ADVERTISING INQUIRIES PLEASE CONTACT:

27

Okotoks

FOR NATIONAL ADVERTISING INQUIRIES CALL:

31

Southwest

37

Southeast

41

Calgary East Region

42 Calgary

South Region

403.200.8462 416.263.6783

Published by

Calgary’s New Home Guide is published 13 times per year. We are located at:

2891 Sunridge Way NE, Calgary, AB T1Y 7K7 Phone: 587.226.1313 The magazine is free to the public

ypnexthome.ca

CIRCULATION Highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments. Call 1-855826-4200 to discuss distribution opportunities.

COPYRIGHT 2017 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@ypnexthome.ca

Editor’s Note

Look beyond the headlines

WAYNE KARL Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

AS NATIONAL ORGANIZATIONS, agencies such as the Canadian Real Estate Association and Canada Mortgage and Housing Corp. are mandated to monitor and collect data on the housing market countrywide. Media outlets (including New Home Guide), naturally, report the information CREA, CMHC and the like discuss in their news releases.

So when CREA reports that “Canadian home sales post third consecutive decline” – an eye-catching if not alarming summary – it no doubt gets widespread coverage.

But there is no need to accept such negative news as gospel.

There really is no such thing as the “Canadian” real estate market.

Sure, sales or prices might be down in one area, but they could be very healthy in another.

What you really need to pay attention to is what’s going on in your area – to look beyond the headlines to assess what is happening where you live.

It is essential, especially in times when we’re seeing wide discrepancies in market conditions, to understand that real estate is local.

ONLINE

SEE MORE PHOTOS ONLINE

LOCATED IN THE NORTHWEST quadrant of Calgary and

bordered by the Bow River, 16th Avenue and Stoney Trail, Bowness became part of Calgary in 1963 after it had been its own town for many years. Read the full story… ypnexthome.ca/bowness

+ get social 6

Interact with us on social media: nexthome

›› AIRDRIECOMMUNITIES 3 VETERANS BLVD

05 RAVENSWOOD

DEVELOPER: Qualico BUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

7

VETERANS BLVD

06 COOPER’S CROSSING

DEVELOPER: Westmark Holdings BUILDERS: McKee Homes, Trico Homes, Vesta Properties, Canterra Custom Homes, Crystal Creek Homes and Harder Homes, Lifestyle Homes

1ST AVE

07 WILLIAMSTOWN 10

DEVELOPER: Vesta Properties BUILDERS: Vesta Properties

EAST LAKE

1 12

08 HILLCREST

Developer: Apex Developments Builders: Excel Homes, Shane Homes, McKee Homes hillcrestairdrie.com

NOSE CREEK

09 SOUTHWINDS

11

Developer: Mattamy Homes Builders: Mattamy Homes

YANKEE VALLEY BLVD

YANKEE VALLEY BLVD

5 2 NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

9

01 BAYSIDE ESTATES

6 4

8 13

DEVELOPER: Genesis Land Development Corp.

BUILDER: McKee Homes, ReidBuilt Homes www.genesisland.com

02 WINDSONG

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

10 CANALS LANDING

Developer: Genesis Land Development Corp.

Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, WestView Builders

11 PIER 11

Developer: Genesis Land Development Corp.

Builders: Genesis Builder Group pier11airdrie.com

12 MIDTOWN 03 REUNION

DEVELOPER: Hopewell Residential BUILDERS: Sabal Homes, McKee Homes

04 KING’S HEIGHTS

DEVELOPER: Melcor BUILDER: Loreck Homes, McKee Homes, ReidBuilt Homes, Shane Homes, Homes by Avi, Innovations by Jayman www.kingheights.ca

Developer: Wenzel Developments & Apex Developments Builders: Shane Homes, Excel Homes, Trico Homes www.midtowninairdrie.com

13 THE GATES AT HILLCREST

Developer: Mattamy Homes Builders: Mattamy Homes

JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 7

Property Profile | VESTA PROPERTIES

cover story

VESTA

LAUNCHES NEW SOUTHPOINT COMMUNITY IN AIRDRIE AS A FOLLOW-UP TO ITS IMMENSELY POPULAR WILLIAMSTOWN community

and Vesta Collection in Cooper’s Crossing, VESTA Properties is adding another chapter to its success story in Airdrie with the launch of Southpoint.

“Southpoint will be established as a master-planned community that enhances a high quality of life; built to include charming amenities, refined finishings and will offer 12 acres of greenspace, almost double the usual amount, making this one of Airdrie’s greenest communities to date,” says Marketing Manager Christine Turner. “Designed and inspired by classic architecture, this community will feature a unique Country Farmhouse-style streetscape, contemporary interiors and thoughtfully-designed floorplans.

“Homebuyers will have the option of selecting from a wide range of home designs including single-family homes, paired homes, rowhomes, townhomes and condos, at varied price points that will fit into their budget as well as lifestyle,” she adds.

Located south of 40th Avenue and west of QE-II (Hwy. 2), Southpoint is the fifth community designed and built in Airdrie by VESTA Properties, an integrated 8

builder with more than 25 years of experience building homes in Alberta and BC. This 70-acre, master-planned community will be built in six phases.

“We’re really excited to be launching the first phase of Southpoint, which will feature 52 single-family homes and 35 rowhomes,” Turner says.

To complement the Country Farmhouse-style theme, exteriors will present eye-catching features such as broad roof profiles with overhangs, front-facing gables and dormers, front porches, gable end treatments and paneled, and louvered

Location

Southpoint in Airdrie Builder

VESTA Properties Development

VESTA Properties Home Type

Single-family & rowhomes (Phase 1) Contact

vestasouthpoint.com

or Craftsman-style shutters.

One of Southpoint’s greatest features is its abundance of greenspace that will include two neighbourhood parks providing residents with great amenity space and recreational activities that include playgrounds, a tennis and basketball court as well as a barbecue pit.

Residents will also have immediate access to the walking trails that connect to Airdrie’s extensive trail system.

Homebuyers will appreciate having an elementary school within walking

distance, which is expected to open in 2019, as well as easy access to major shopping venues including Walmart, Home Depot, the new Cooper’s Crossing Town Promenade Shopping Centre, and CrossIron Mills mall only minutes away.

Residents are also within walking distance of Airdrie’s new South Transit Terminal, which serves as the primary transfer location for all local routes, and the Intercity Express Service.

Construction has begun for a 40th Avenue overpass, which will cross

over the train tracks, and connect to Main Street heading north; plans are underway for a future connection to QE-II (Hwy. 2) heading south, providing commuters with quick and easy access to the airport and north Calgary – about 15 minutes away.

A presentation centre and showhomes are expected to open in September. Register today at vestasouthpoint.com or call AJ van der Linden, Sales Manager at 403.926.3842 to learn more about this exciting new community.

JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 9

BILD Calgary Region | VOLUNTEERS & AWARDS

BUILDERS’ ASSOCIATION honours volunteers BILD CALGARY REGION (the new

name for the amalgamated Canadian Home Builders’ Association – Calgary Region and Urban Development Institute – Calgary) saluted those people who help make the organization strong at a Volunteer Recognition and Awards Luncheon in late May. “Volunteers are the backbone of any organization and without the help of these dedicated volunteer members the association couldn’t do the valuable work that it does every day,” says CEO Guy Huntingford.

“The members are there wherever and whenever the association needs them, whether at city hall lending their expertise, organizing and planning special events, promoting the industry to the general public, or supporting the association’s many activities.”

This year, BILD Calgary Region created a new group of awards to recognize a small number of volunteers whose service to the association has been invaluable.

“This group of people’s contribution of time, expertise and dedication is truly valued,” Huntingford says. “BILD Calgary Region is incredibly lucky to have many volunteers that work tirelessly for the betterment of the association and the industry, which made paring down the list to only six was a difficult task.”

Winners of the Volunteer Service Awards were: » Nadeem Esmail – volunteered on the Board of Directors for CHBA – Calgary, and a valuable asset to the SAM Awards and Economic Advisory Committee. » Rob Brandrick – volunteered for multiple committees such as Water Management Committee, Stormwater Management Special Task Force and Lot Drainage Improvement Project.

10

CEO Guy Huntingford and Allan Klassen

» Mark Carrier – served as the chair of BILD’s Airdrie Builder Committee. » Joel Tiedemann – worked on a variety of city/industry projects, policy reviews, City/Industry Work Plan initiatives, and the BILD Inner City Advisory Committee. » Gillian Lawrence – active member of the former UDI and later BILD Planning Committee for almost 10 years. » Rick Gratton – active participant at the local, provincial and national level.

The first recipient of the new Exceptional Service Award was Allan Klassen.

“Allan was selected because he has gone above and beyond the call of duty for the association,” Huntingford says. “It was a long and winding process to get BILD Calgary Region up and running and when our newly elected board met for the first time,

Allan put up his hand to volunteer to be chair.

“The association owes him a debt of gratitude for his service this past year, as the first year of any new organization requires extra effort and time on behalf of the board and especially the executive,” he adds.

“Not only is Allan a great volunteer, but he is also an engaged booster of his community and exemplifies the values which BILD Calgary Region is built on – success, integrity, volunteerism, relationships, fun and community.”

BILD Calgary Region also recognized the Milestone Achievements of its volunteers, which included longest-serving members: Mike Borkristl, 39 years; R.J. (Bob) Nobes, 35 years; Glenn Davies and David Mow, 29 years; and Pat Mandryk, 28 years.

Advice | MORTGAGE ADVICE

4 tricks to boost your down payment

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

YOU’VE BEEN SAVING AND SAVING

for the down payment on your first home, but things just never seem to move fast enough – except for rising home prices, that is. But as you’re building this large amount of cash, you might be itching to find ways to make it grow.

Investing seems like it could be the answer, but where do you start? The stock market is constantly fluctuating.

Even professionals who study different stocks aren’t always lucky enough to make the right calls.

Should you really gamble with your savings?

There are ways to make your money work harder for you, and not simply sit in your chequing account earning miniscule interest.

High-interest savings accounts When choosing where to park your cash, there are a number of factors to consider. One key component in your choice of bank should be the interest rate of your savings account.

High-interest savings accounts have different interest rates depending on the financial institution. If you’re shopping for a new bank, be sure to compare interest rates with other banks or credit unions. Many financial institutions will often have promotions encouraging you to switch that involve a high interest rate either for a set period, or permanently. Do your research and make sure you’re saving with an institution that gives you the best rate.

Keep in mind, Canada is in a historically low interest rate environment, so the difference 12

between rates may seem tiny. But if your savings are large enough, that tiny difference can have a decent impact over time.

Guaranteed investment certificates (GICs) This investment vehicle provides plenty of peace of mind. The guarantee the name refers to doesn’t mean you’ll definitely make a lot of money. It guarantees you definitely won’t lose money, which is a promise you can’t get from most other investments. GICs let you lock in a certain sum (a minimum investment of $500 or $1,000 is typical) for a specific period of time, usually one to five years. The longer you keep money in the GIC, the higher the interest rate is and the more interest you’re likely to earn. This makes GICs an excellent option for people looking to grow their savings over the long term, but who don’t want to take on risk.

The Home Buyers’ Plan An RRSP is a type of account that holds a variety of investments, such as GICs. RRSPs have three advantages.

First, everything you contribute to your RRSP is tax deductible. Second, you can invest from an RRSP and any profits from those investments

remain tax free as long as they stay in the RRSP. Third, if you’re a first-time homebuyer, you can withdraw up to $25,000 from your RRSP tax-free to put toward your first home when you participate in the Home Buyers’ Plan.

If you’re purchasing your first home with a partner or spouse, you can withdraw as much as $25,000 from each of your accounts for a total of $50,000 to put toward your home.

But there’s a catch: The Home Buyers’ Plan essentially works as a loan to yourself, so you must contribute at least one-fifteenth of the amount in your RRSP over a 15year period or the money withdrawn will be taxed.

The bottom line Investing your down payment in stocks can be risky if you’re buying a home within the next few years, since there’s a chance you could lose money. A safe investment option, such as a high-interest savings account or a GIC, can give you a better return on your money.

Alyssa Furtado is founder and CEO of RateHub.ca, a website that compares mortgage rates, credit cards, deposit rates, and insurance with the goal to empower Canadians to search smarter and save money.

Trending

Home prices trending up, detached demand on the rise CALGARY HOME PRICES trended up in May for the fourth consecutive month, fueled by the detached housing sector, but still sit below the 2014 high.

“The economic climate is supporting detached housing market recovery,” says Ann-Marie Lurie, chief economist at the Calgary Real Estate Board (CREB). “Improved demand and easing supply has created more balanced conditions and ultimately some modest price gains. While it will still take some time for prices to recover, the transition in the detached segment is an important first step to stabilization across all segments of the housing market.”

For the first time since June 2015,

prices in the detached sector did not decline on a year-over-year basis.

Unadjusted detached benchmark prices reached $509,000 in May, one per cent higher than last month and May 2016 levels.

Like the detached market, the attached product has moved towards more balanced conditions. This has supported some recent directional

shifts in pricing. However, monthly price declines had fallen by 4.7 per cent over peak levels and year-todate benchmark prices remain two per cent below last year’s levels.

Against this backdrop, the number of new listings rose to 3,866 units in May, which is 17 per cent higher than last year’s total for the month. Despite this rise, year-to-date new listings have declined by one per cent over last year.

“With the change in market dynamics, people no longer feel like they may need to settle for a second choice in a property,” said Brown.

“There are lots of housing choices in every segment of the market and that made for a good situation in an already active spring market.”

›› CALGARYNORTHREGION 01 VISTA CROSSING IN CROSSFIELD DEVELOPER: Dream Development BUILDERS: McKee Homes, Reidbuilt Homes, Homes by Dream

575 CROSSFIELD

72

2

567 AIRDRIE

JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 13

north

5 Sherwood Showhomes: 1228 Sherwood Blvd.

Developer: Genesis Development Corp Builders: Majestic Homes

6 Beacon Heights Showhomes: Sherwood Crescent NW

Developer: Intergulf Cidex Builders: Trico Homes/Intergulf Cidex

7 Tuscany Hillside Estates

144NW AVE NW 144 AVE

SYM

Showhomes: Tuscany Estates Rise NW Developer: Carma Builders: Landmark Homes | Albi Hom

ONS

NW OAD EY R

SAGE HILL DRIVE NW

VA L L

Environmental Reserve

Link Presentation Centre SHOWHOMES

13 6 AV E NW

8 Kincora

Showhomes: 115 Kinkora Glen Rd. NW

Developer: Genesis Land Development Apex Developments Builders: Evolution Homes | Majestic H Excel Homes | Centrex Home

rthwest

12 COULEE MILE ROAD

17 O

S

NEY TRAIL TO

EST HILLS

A

2

D

RV HA

TRAIL

PANORAMA ROAD

ROCKY RIDGE ROAD

EE

13

SAR C

1

CO

HILLS BLVD. TRY UN

BE

DD

IN

Y TRAI L

BANFF

STO NE

OL D

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

TR JO

DT RA IL

HN

LA UR

IE

NOSE HILL PARK

BL VD .

AVE NU E

COACH

64 AV

CENTRE STREET

TR AIL SA RC EE

CH IL

GT ON

14 16 AVENUE

ROAD

17 AVENUE

37 STREET

05 BEACON HEIGHTS SARCEE TRAIL

69 STREET

9 CityLife

DEVELOPER: Intergulf Cidex BUILDER: Trico Homes, Intergulf Cidex 11 Milano

Showhomes: 2003 20th Ave. 02 EVANSTON

Showhomes: 99 Panatella Hill NW Builders: Trico Homes 06 EVANSVIEW

04 NOLAN HILL

08 VALLEY POINTE ESTATES

Developer: Birchwood Properties DEVELOPER: Qualico DEVELOPER: Genstar Communities Builders: Birchwood Properties Homes | Albi Homes BUILDERS: Arcuri Homes BUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Ranch 10 Hanson 07 SAGE MEADOWS Sterling Homes, Jayman BUILT kora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW DEVELOPER: Genesis Land Developer: Cedarglen Homes | Cardel Homes and Development Corp. | Development Corp.

03 SAGE HILL elopments Builders: Genstar BUILDERS: Genesis Builders Group DEVELOPER: United Communities Homes | Majestic Homes | www.genesisland.com BUILDERS: Pacesetter Homes

es | Centrex Homes

DEVELOPER: United Communities BUILDERS: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Trico Homes, Jager Homes, Pacesetter Homes, Creations by Shane Homes www.nolanhillunited.com

DEVELOPER: Dream Development BUILDERS: DS Homes, Homes by Avi, Genesis Builders Group, Morrison Homes, WestView Builders, Calbridge Homes, Homes by Dream

12 ROCK LAKE ESTATES

13 SHERWOOD

DEVELOPER: Melcor BUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group www.lifeinsherwood.com

14 MOUNT PLEASANT

BUILDER: Landmark Homes www.landmarkgroup.ca

15 SYMONS GATE

16 CARRINGTON

NOTE: Map is just a graphic representation of areas of developments.

17 AVENUE See ad of a particular project for more details.

DEVELOPER: Birchwood Properties BUILDERS: Birchwood Properties

11 EVANSRIDGE

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Albi Homes, Morrison Homes

BOW TRAIL

01 ROYAL OAK

#1 Community in Canada* DEVELOPER: Macdonald Development Corporation BUILDERS: Astoria Homes, Trickle Creek Homes, Wolf Custom Homes, NewWest Luxury Homes www.watermarkatbearspaw.com

DEVELOPER: Decker Management BUILDERS: Crystal Creek Homes, Lupi Luxury Homes, Jager Homes

14 STREET

16

CR OW

85 STREET

8

NOS EH

S TONE

YT

I LL

RAIL

DR IV E

AI

L

SH AG ANNAPI

BEARSPAW ROAD

WOODLAND ROAD

LV R ID GE D

6

16

RO

12

EY

y Estates Rise NW

COUNTRY HILL S BLVD.

10

SYMONS VALL

de Estates

128 AVE.

5

AIL TR

Cidex es/Intergulf Cidex

9

AIL

od Crescent NW

1A

15 11 7

PI AP

s

HW Y

3

4

AN AG SH

Development Corp. omes

10 WATERMARK AT BEARSPAW

144 AVE. NW

ROCKY B

herwood Blvd.

›› NORTHWESTCOMMUNITIES

DEVELOPER: Genstar BUILDERS: Excel Homes, Jayman MasterBuilt, Homes by Avi, Arcuri Homes

17 LIVINGSTON

DEVELOPER: Brookfield Residential BUILDERS: Homes by Avi, Brookfield Residential, Morrison Homes, JaymanBuilt, Cedarglen Homes

DEVELOPER: Melcor BUILDERS: Albi Homes

09 BEARSPAW WILLOW CREEK

BUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

*2012 and 2013 National SAM award winner for Best Community Development JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 15

We’ve freshened up the place.

Coming soon: Calgary’s best source of real estate information.

Check out our new look in the upcoming issue!

F E S W A O H P N L G A N IN LI L E

S

Picture perfect setting in Calgary’s northwest.

As you look out onto the rolling hills, green spaces, playgrounds and castle-ruin inspired landscapes you’ll be transported to Old-World British Isles. But the moment you pass the community entrance, you have every modern convenience at your fingertips. It’s the best of both worlds – without compromise.

Townhomes with Garage from the $300s Homes with front-attached Garage from the $460s

Homes by Avi Sterling Homes

Morrison Homes Shane Homes Trico Homes

Jayman Built

Cardel Lifestyles

Cedarglen Living

nolanhillunited.com

anthemunited.com

Buyers’ Resources | MORTGAGE RATES

Compare mortgage rates for your best deal CHARTERED BANKS

variable

6 months

1 year

2 years

3 years

4 years

5 years

ATB Financial

2.1000

4.1000

2.9900

2.3900

2.3600

2.4900

2.6400

Alterna Bank

2.2500

4.0000

2.7900

2.7400

2.6400

2.5500

2.6000

Alterna Savings

2.2800

4.0000

2.7900

2.7400

2.6400

2.7400

2.6400

Bank of Montreal

2.7000

4.2000

3.0900

3.1900

3.5900

4.0900

4.8400

Bank of Nova Scotia

2.7000

4.5500

3.2900

3.0900

3.3900

3.8900

4.6400

CIBC Mortgages

2.7000

3.1400

2.8400

2.7900

3.3900

4.0900

4.7900

Canadian Western Bank

2.5000

3.7000

2.4400

2.2400

2.3800

2.5400

2.6400

Canadian Western Trust

2.9000

4.0000

3.1400

3.0400

3.6500

4.2000

4.7400

Comtech Credit Union

-

6.2000

2.8400

2.8900

2.9500

2.9900

2.8900

DUCA Financial Services

2.3500

-

3.0400

2.9400

2.9400

3.1400

2.7900

Desjardins - Caisses

2.7000

4.4000

3.1400

3.2400

3.3900

3.8900

4.7400

Effort Trust

-

4.5000

3.5000

3.6000

3.8000

4.5000

4.6000

Equitable Bank

-

-

3.1400

3.0400

3.6500

4.3900

4.6400

First Calgary Financial

-

4.0000

2.8900

2.8900

2.5400

2.5900

2.6900

First National Financial

2.3500

3.1000

3.4900

3.1400

2.9900

3.0900

3.1400

FirstOntario Credit Un.

2.7000

4.3400

2.7900

2.4900

2.6400

2.7900

2.8900

HSBC Bank Canada

2.1900

3.3900

2.2500

2.2900

2.3900

2.4900

2.3900

Home Trust Company-Agent

-

-

3.1400

3.0400

3.6500

4.3900

4.6400

ICICI Bank Canada

3.0500

-

2.6400

2.6400

2.6400

3.1900

3.2900

Investors Group Trust

2.8500

4.2000

3.1400

3.0900

3.3900

3.8900

4.6400

Kindred Credit Union

2.7000

-

3.3500

3.3500

3.4000

3.4000

3.2900

Laurentian Bank Canada

2.7000

4.4000

2.8900

3.0400

3.3900

3.8900

4.7400

League Svgs & Mortgage

-

4.4500

2.9900

2.4000

2.4500

2.5000

2.7900

Libro Credit Union

-

3.7500

2.6000

2.6500

2.7000

2.7500

2.7900

London Life

2.8500

4.2000

3.1400

3.0900

3.3900

3.8900

4.6400

Manulife Bank

2.7000

4.4500

3.0000

2.9400

2.8400

2.8900

2.8900

Manulife Trust

-

4.4500

3.0000

2.9400

2.8400

2.8900

2.8900

Meridian Credit Union

2.3000

4.0000

2.8400

2.7900

3.3900

3.8900

2.5900

National Bank

2.7000

4.4000

3.1400

3.0400

3.3900

3.8900

4.7400

PACE Savings & Credit Un

-

5.0000

3.1400

3.0400

3.6500

4.3900

4.6400

Parama Credit Union

2.6500

-

2.8000

2.8500

2.9500

3.0500

3.1500

Peace Hills Trust

-

4.5000

3.1500

3.5000

3.7500

3.8500

3.9500

President’s Choice Fin’l

2.7000

6.1900

3.1400

2.7900

3.3400

3.9900

4.4400

Rapport Credit Union

2.7000

6.0000

3.0900

3.0400

3.3900

3.8900

4.6400

Royal Bank of Canada

2.7000

3.1400

3.1400

3.0400

3.6500

4.3900

4.6400

Steinbach Credit Union

-

-

2.3400

2.3400

2.3400

2.4400

2.5400 2.6900

Street Capital Bank

2.1000

-

2.4900

2.4900

2.5900

2.6400

T-D Mortgage

2.8500

3.1400

3.0400

2.8400

3.4400

3.8900

4.6400

Tangerine

2.2000

-

3.1900

2.2900

2.3900

2.4900

2.5900

WFCU Credit Union

-

4.4500

3.0000

3.0400

3.6500

4.3900

4.6400

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator PREPARED BY CANNEX ON JULY 14, 2017 This information is current as of the date and time posted and is subject to change without notice. © Copyright 2016 CANNEX Financial Exchanges Limited. All rights reserved.

18

Advice | MORTGAGE MOGUL

Budgeting for today and tomorrow

By Jason Eldridge

FOR MOST PEOPLE, purchasing a home is a very exciting time, but often it can bring with it the addition of stress and anxiety. As a mortgage professional, it would be easy for me to just simply qualify my clients for the purchase of their home and arrange their mortgage financing.

While we use terminology like “total and gross debt service ratios” when it comes to qualifying, I believe it goes far beyond what the computer or even an underwriter says you are approved for. I like to take into account what I refer to as the “reality test.” The last thing that I want is to be contacted by a client regretting their home purchase because they are struggling with making the mortgage payments.

What I recommend that clients do prior to purchasing a home is preparing a detailed budget. The reason for this is, even though I am mandated to use two affordability ratio calculations to determine whether a client qualifies for mortgage financing, there are so many variables that these ratios don’t take into account. This may include such things as vehicle, life and home insurance costs, cell phone and internet bills, clothing and restaurant expenditures, to name a few.

So now that you have received the keys to your new home and have made a few mortgage payments, there are some other costs that you should be made aware of and budget for moving forward.

Whether it’s the purchase of a new vehicle, or the cost of fuel and repairs to maintain an existing one, an increase in condo fees and property taxes, or the purchase of new furniture for your home, these are just some of the financial obligations that you might be dealing with at some point down the road.

MORE ADVICE ONLINE ypnexthome.ca/news/advice

In today’s interest rate market, we are enjoying some of the lowest mortgage rates we have ever seen. But as the old saying goes, “all good things must come to an end.” This, too, will be the case with interest rates, as they will eventually increase, but when and to what extent, we do not know.

Clients who are borrowing money at today’s historically low rates should be mindful that if rates go up significantly, they might experience what is referred to as “payment shock.”

One thing to consider when purchasing a home is to not necessarily purchase based on the maximum amount you are qualified for. By doing this, you are giving yourself a bit of a buffer to hopefully allow for any unforeseen expenses or increase to your mortgage payment down the road.

At the end of the day, it is exciting to purchase a home and start generating your own equity instead of contributing to someone else’s by renting a place to live. It’s all about finding balance. The key is to make sure that you are not “house poor” from the get go, and give yourself the flexibility to be able to manage any unforeseen expenses or increases to regular monthly costs.

As always, I welcome any questions or comments you may have regarding the information contained in my articles. Until next month…this has been a Mortgage Moment with your Mortgage Mogul.

Jason Eldridge, P.F.P, B. Admin mortgage specialist, Axiom Mortgage Solutions (formerly Unisource Mortgage) Cell 403.630.1718, Fax 866.708.5807 Email jason@axiommortgage.ca Web/apply online jason.axiommortgage.ca JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 19

Ask An Expert

Q&A

By Heather Ryan

Ways to safeguard your home while on vacation

Q: What can we do to safeguard our home while we’re on summer vacation?

88 Ave

Saddleridge

McKnight Blvd

20

Stoney Trail

60 St

Country Hills Blvd

52 St

Métis Trail

A: “The best way to safeguard your home is to hire a house sitter that you can trust,” says Daryl Grieves, safety officer with Shane Homes. “However, if you aren’t able to do that ask a family member, neighbour or friend to check on the home every two or three days.

“They can make sure flyers and mail is picked up, turn on lights,

open and close drapes and park their car in your driveway at different times so it appears someone is home,” he says. “They can also mow your lawn if you do that regularly and bring garage bins out and in.”

Most importantly before you leave for vacation – and this is one thing that may be forgotten when you’re rushing to leave on your vacation – make sure all doors and windows are locked.

“I also suggest homeowners put blocks in their slider windows so they can’t be easily opened, set the security alarm if you have one and shut off the power to your garage door opener,” Grieves says. “Also, ASK ANkeep EXPERT: HEATHER RYAN key from outside.” if you one, by remove your hidden Inside the home, if possible, put your lights on a timer and change the timing so they turn on and off at different intervals and stick to routines. For example, if you typically leave your front window blind half-closed leave it that way, but make sure any valuables are out of sight. Turn your hot water tank down and unplug small appliances.

Shut off the water inside your home to prevent any leaks and outside to prevent any mischief. Cut back any foliage that might give a would-be thief a perfect hiding spot and put away ladders or items that can be used to gain access to your home.

Finally, don’t advertise that you’re on vacation through social media and ask your children not to tell friends that you’re going away.

Q&A

If you have a home related question contact: info@shanehomes.com.

7

HARVEST HILLS

METIS TRAIL

STONEY TRAIL

4 52 STREET

PANORAMA ROAD

MONS VALLEY ROAD

›› NORTHEASTCOMMUNITIES 3

COUNTRY HILLS BLVD.

IL

5

TR

6

AI

I TR

AIL

ON

68 STREET

GT

L

1

80 AVENUE

NAP

IE

BL

VD

MCKNIGHT BLVD.

32 AVENUE

14 STREET

.

64 AVENUE

68 STREET

UR

CENTRE STREET

LA

64 AVE.

FALCON RIDGE

SHA GAN N

36 STREET

IN

CALGARY INTERNATIONAL AIRPORT NOSE HILL PARK

OH

2

TR A DD

DE ER F

BE

OO T

COUNTRY HILLS BLVD.

16 AVENUE

16 AVENUE

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

01 SADDLESTONE

DEVELOPER: Genesis Land Development Corp.

BUILDERS: Genesis Builders Group www.saddlestonecalgary.com

02 SADDLEBROOK

DEVELOPER: MLC Land Company BUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

03 CORNERSTONE

DEVELOPER: Walton Development BUILDERS: Jayman BUILT, Shane Homes, Morrison Homes, Truman Homes, Pacesetter Homes www.liveatcornerstone.ca

05 CITYSCAPE

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

06 SAVANNA IN SADDLE RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Cardel Homes, Homes by Avi, Excel Homes, Arcuri Homes, Rohit Communities

07 LIVINGSTON

DEVELOPER: Brookfield Residential BUILDERS: Homes by Avi, Brookfield Residential, Morrison Homes, JaymanBuilt, Cedarglen Homes

04 REDSTONE

DEVELOPER: Qualico Communities BUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Jayman BUILT, Trico Homes, Creations by Shane Homes, Shane Homes (Shane showhome to be built in spring)

JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 21

Showhome Review | SHANE HOMES

Shane Homes NEW HOMEBUYERS are quickly

discovering the great design features found in Shane Homes’ latest collection of upscale urban Street Towns in Cornerstone in northeast Calgary.

“The Street Towns exteriors possess an exciting modern look. No detail was overlooked, right to the font used for the address numbers on the home.

Once you step inside you’re pleased to feel how spacious they are,” says Deb Gearey, area manager. “They feel like a single-family home because the designs are so open and bright, and the stairs are strategically placed, so there’s no wasted space. There is also a wide open space in the basement that can be developed into additional living space.

22

“The designs are very clever and we’re getting a really great response from people,” Gearey adds. “They love that they come complete with a double-detached garage, a lowmaintenance front landscaping package, featuring rock gardens, trees and shrubs, as well as rear landscaping all designed by our professional landscaping team. They also come with a chain link fenced backyard and finished patio. The standard features inside the home are brilliant! Granite countertops, stainless steel appliances, tile backsplash, upstairs laundry – and all starting at an affordable price in the $352,000s.

They really don’t have to do anything but pack their bags and move in.”

One of the most popular models is the 1,506-sq.-ft. Deco showhome “because people love the design so much,” says Gearey.

The Deco welcomes you home with a large front entry that has two closets and windows surrounding the door, bringing in plenty of natural light, and two art niches flank the entry to the living room for an elegant touch.

The open living room is highlighted by a large TV niche and there is additional space at the far end for a desk or cabinet. It’s also open to the central dining room and rear kitchen, making it perfect for entertaining.

A focal point of the kitchen is its expansive island that ensures ample space for serving family and friends.

PHOTOGRAPHY BY EYMERIC WIDLING PHOTOGRAPHY

Presents upscale urban Street Towns in Cornerstone

PHOTOGRAPHY BY EYMERIC WIDLING PHOTOGRAPHY

There is also a mudroom off the kitchen and a half-bath tucked around the corner from the living room.

Upstairs, the owners’ suite is large enough to accommodate a king-sized bed, and there is a spacious walkin closet and an ensuite featuring a five-ft. shower. Two generously-sized secondary bedrooms, a full bathroom and a convenient laundry complete the second floor.

In addition to the Deco, there are two other showhomes to tour – the 1,515-sq.-ft. Turin II and the 1,544-sq.ft. Verto II – and two other Street Town models that can be built – the 1,560-sq.-ft. Milan and 1,603-sq.-ft.

Genoa II. For more information, visit the showhomes at 1509, 1513 and 1517 Cornerstone Blvd. N.E., Calgary, open Monday to Thursday from 2 p.m. to 8 p.m., and weekends and holidays from noon to 5 p.m. You can also call Deb Gearey at 403.536.2324, or go to shanehomes.com.

Location

Cornerstone Builder

Shane Homes Home Type

Street Towns Sales Centre

1509, 1513 & 1517 Cornerstone Boulevard N.E., Calgary.

Contact

Deb at 403-536-2324

23

Trending

Housing starts are up in Alberta Sign of optimism: CMHC

HOUSING STARTS ACROSS CANADA was were up in May compared to April 2017,

with construction kicking off on 214,621 units, according to Canada Mortgage and Housing Corp. (CMHC). This trend measure is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR) of housing starts.

“Row and apartment units led the upward move, while construction has slowed for pricier single- and semi-detached houses,” says Bob Dugan, CMHC’s chief economist.

In Alberta, housing starts are on the rise this year in most urban centres – a good indication that the region is on the road to recovery. Strengthening labour market conditions in Calgary and Edmonton generated more optimism among local home builders.

CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of Canada’s housing market. In some situations analyzing only SAAR data can be misleading, as they are largely driven by the multi-unit

MORE TRENDING ONLINE ypnexthome.ca/news

24

segment of the market which can vary significantly from month to month.

The standalone monthly SAAR of housing starts for all areas in Canada was 194,663 units in May, down from 213,498 units in April. The SAAR of urban starts fell by 10.2 per cent in May to 178,518 units. Multiple urban starts decreased by 10.8 per cent to 118,694 units in May and singledetached urban starts decreased by 8.9 per cent, to 59,824 units.

Rural starts were estimated at a seasonally adjusted annual rate of 16,145 units.

›› COCHRANECOMMUNITIES RA

E

TW P

RD

261

SUNSET BLVD.

3

.

T RD REA

RET

1 4A VE N

D4 DR. GLE NHIL L

DR

RAN

GE R

D 42

.

TS DR GH ES GL EA EN AY W GL

.

IEW CIRC

LE

DR

RIVERV

4

RD 42

DEVELOPER: Tamani Communities BUILDERS: Jayman BUILT, Trico Homes

AN

DS

E

04 RIVERSONG

HL

HE

W

NG

DEVELOPER: Melcor BUILDERS: Jayman BUILT, Janssen, Calbridge, Landmark Homes, Excel Homes, Homes by Avi www.liveinsunsetridge.ca

NC

W

ER VIE

RA

03 SUNSET RIDGE

BE

RIVERHEIGHTS RISE

RIV

AIL

www.jumpingpoundridge.com BUILDERS: WestView Builders, Kingsmith Homes

.

ILW AY ST. W.

ES DR.

GLENEAGL

VIE

IL

R RS T

E TOW

02 JUMPING POUND RIDGE

E GL EA

TRA

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

DEVELOPER: Highfield Land Management BUILDERS: Stepper Homes, Trico Homes

t. E

.

22

01 HERITAGE HILLS

1S

W IE EV GL EA

FOX

1A BAIRD AVE.

.

.

RD

RGE

DR

GE

RID

2

GEO

22

1S T.

ST .W .

RA

r.

NT

S W DO

W BO

CE

EA

ES

1

POPE AVE.

M

CR

COCHRANE

kD tric npa Gle

E

D

W BO

DG

BIG HILL RD.

ROSS AVE.

E.R

.

DR

BOW RIDGE DR.

RI

R AT

1A

CENTRE AVE.

DG

D.

1A RD. TRICK GLENPA

CE RA ER

.T W

W. E

RETREAT RD.

RE

T RE

CHINIKI DR.

RD. NUS 22 CMA W. M QU IGL EY DR .

R.

LEY D

QUIG E RD.

BO W

D.

AL R

OUG

CD W. M

W. TERRAC

RA NG ER

1A

6

GEORGE FOX TRAIL

43

2

8

RD

7

RIVER HEIGHTS DR.

9

05 MONTERRA ON COCHRANE LAKE DEVELOPER: Medallion Development Corp.

BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

09 THE WILLOWS OF RIVER HEIGHTS

DEVELOPER: La Vita Land Inc. BUILDERS: Janssen Homes, Kingsmith Homes, NuVista Homes and Sterling Homes

06 WESTPOINTE ESTATES

DEVELOPER: MGM Developments.

BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE

DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, ReidBuilt Homes www.firesidecochrane.com

08 HEARTLAND

DEVELOPER: Apex Developments BUILDERS: Excel Homes, Jayman BUILT, Birchwood Homes www.heartlandcochrane.com

JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 25

RANGE RD 40

HORSE CREEK RD.

NG

1A

1A

What’s Online

Trending now The latest real estate news from across Canada

549

Facing some stiff competition?

Here’s how to win a bidding war READ THE STORY ONLINE

The sunny side of the suburbs

ypnexthome.ca/bidding-war

READ THE STORY ONLINE ypnexthome.ca/sunny-side

Priced out of the housing market? Here’s what NOT to do READ THE STORY ONLINE ypnexthome.ca/priced-out

Canada’s fastest-growing cities are...

Want more great articles like these delivered directly to your inbox?

READ THE STORY ONLINE

SIGN UP FOR OUR NEWSLETTER

ypnexthome.ca/fastest-growing-cities

ypnexthome.ca/newsletter

Twitter @nexthome_ca

Facebook nexthomeca

Visit our website: 26

Instagram nexthome_ca

Pinterest nexthome_ca

›› OKOTOKSCOMMUNITIES NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

338 AVE. E. OKOTOKS AIR RANCH

2A YSTAL SH OR ES RD.

BANN

NO RT HR

SANDSTONE DR.

ID GE D

R.

ISTER CR GATE

5 MOUNTAINVIEW DRIVE

CRYSTAL RIDGE GOLF CLUB

1

MILLIGAN DR.

MOUNTAINVIEW GATE

OKOTOKS

549

3 32 ST. E.

2A

WEST

370 AVE. E.

02 CIMARRON

DEVELOPER: Tristar Communities BUILDERS: Trico Homes, Coco Homes, Timbercreek Homes, WestView Builders, Kunz Homes

CIM

RO N TR A I L

2B

N

32 ST. E.

DEVELOPER: Bordeaux Developments BUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

AR

CIMA O RR

WESTLAND ST.

01 OKOTOKS AIR RANCH & RANCHERS’ RISE

4

SOUTHRIDGE DR.

WESTLAND ST.

2A

D R.

CIMARRON BLV D.

RI

DG E

LVD.

7

2A

04 WESTMOUNT

DEVELOPER: Prominence Development Corp.

BUILDERS: Cornerstone Homes, Gramercy Homes, Carpenter Homes

05 MOUNTAINVIEW

www.mountainviewokotoks.com DEVELOPER: Apex Developments BUILDERS: Excel Homes, Sterling Homes

03 DRAKE LANDING

DEVELOPER: United Communities BUILDERS: Lifestyle Homes, Sterling Homes, Prominent Homes

JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 27

Advice | CALGARYISM

How to choose the right floorplan when buying a new home

By Cody Battershill

MORE ADVICE ONLINE ypnexthome.ca/news/advice

ONE OF THE MOST EXCITING things about buying a new home in Calgary is choosing the floorplan. The type of lifestyle that you and your family live should ultimately determine the floorplan you choose, as it will shape how you experience your home.

From room size and layout to location and functionality, there’s more than a handful of factors to consider before choosing a floorplan that’s right for you. Here are a few tips to help you find the perfect floorplan:

1. Decide what kind of property you want First and foremost, you must decide what kind of home you need. Every family doesn’t need a sprawling semi-estate home while others won’t feel like they have enough space in a smaller two-bedroom property.

You may be okay with parking on the street or decide that a two-car garage is a must-have feature. There’s a wide range of new homes available in developing communities in Calgary, ranging from starter to estate and each with different options, so take the time to consider which one would suit your wants, needs and lifestyle best.

2. Pick your square footage carefully One of the first things to consider is how big your floorplan needs to be, and not just for now, but for two, five 28

or even 10 years into the future. For example, if you spend a lot of time in the kitchen, choosing a floorplan that offers additional space for upgraded appliances and cabinetry may be just the thing you need. Even if you don’t have a luxury fridge and six-burner gas stove top to start, its possible you’ll think about getting these in a home reno at some point in the future. Another good consideration is the current size or future size of your family. If you can see your new home being a place you’ll stay for the longterm, then having an extra bedroom (or two) upstairs might be essential.

The more space you have to grow into, the happier you’ll be!

3. Determine what kind of plan you want based on your design style Most modern homes are built with open-concept floorplans while many older homes have a compartmentalized interior with rooms on each level separated by walls. The question is which one would fit your needs best? Think about how you would furnish and decorate while also keeping in mind that flowing and coordinated colour

From room size and layout to location and functionality, there’s more than a handful of factors to consider before choosing a floorplan that’s right for you. an office space is a must-have for your home-based business. Having a big enough room far enough away from areas where the kids will be playing may be just what you need.

On the other hand, having a long hallway that separates the kitchen from the children’s play spaces may be a problem when trying to communicate with them on a frequent basis. Furthermore, is the mudroom and laundry in a location where it will work for you and be used often instead of the front or back door?

MORE ADVICE ONLINE ypnexthome.ca/news/advice

schemes are an important part of creating that perfect interior space.

An additional consideration is the functionality of the floorplan, as an open-concept one offers more space and easier communication between residents while a compartmentalized one provides more privacy and usually more rooms to make use of.

4. Consider the functionality of the floorplan The functionality of a floorplan is played out by the location of one room in relation to another. For example, perhaps a quiet room for

Other questions you’ll want to answer before choosing a floorplan include: » How do you typically entertain guests? Do you enjoy small, formal dinners or much larger pot-luck style gatherings? » Is there a possibility that you’ll need additional living spaces for elderly parents or grandchildren in the future? » How long do you see yourself living in this space and what kind of square footage do you need to be able to grow into the house over the long-term?

5. Take as much time as you need There’s absolutely no rush when it comes to choosing the right floorplan for you. Take as much time as you need to go over the different floorplans offered by various homebuilders. One builder may have a floorplan that offers exactly what you want except for one or two things, while another builder may offer that exact floorplan with those one or two things. You’ll never know what’s available unless you look at all your options.

6. If it feels right, it probably is When choosing a floorplan, its crucial you base your decisions on factors like functionality, square footage, design style and overall flow. Don’t be swayed by swanky upgrades you’ll see in most showhomes. Try to imagine the space in a stripped-down state then move towards forming an opinion. A floorplan shouldn’t feel right because it has a stainless-steel appliance package or heated flooring in the bathrooms; it should feel right because of a functional layout that has a welcoming entrance attached to the living room and kitchen that makes it easy to entertain your loved ones.

7. Get professional advice from a real estate agent and interior designer Sometimes a little help from a real estate agent or interior designer may be just what you need to consider factors that aren’t yet tangible or seen with the naked eye. An agent may recommend a floorplan based on his or her experience with helping people buy and sell homes and their overall satisfaction with the layouts that they chose. An interior designer may recommend one space over another because of its aesthetic potential to be a space with incredible flow and charm. Sometimes a professional opinion can make a huge difference in our own decisions.

Looking for a new home in Calgary sometime soon? If so, I guarantee you’ll find a floorplan that suits your wants, needs and lifestyle best by following the tips above. Happy house hunting!

Cody Battershill is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show off the best Calgary has to offer! He can be reached at 403.370.4180, @Calgaryism on Twitter and calgaryism.ca JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 29

AV

EN

4 BAN

FF

COACH ROAD

01 MYSTIC RIDGE

DEVELOPER: La Vita Land BUILDERS: Calbridge Homes www.mysticcalbridge.com

16 AVENUE

02 CURRIE BARRACKS

7 BOW TRAIL

ORI

11 10

2 ELBOW DRIVE

3

DEVELOPER: Legend Developments

04 CRESTMONT

DEVELOPER: Qualico Communities BUILDERS: Augusta Fine Homes, NuVista Homes

BLACK FOOT TRAIL

1

37 STREET

12

BUILDERS: Crystal Creek Homes, Empire Custom Homes, Avi Urban, Calbridge Homes, Core Properties, Jayman Modus, Slokker Canada West

03 SPRING VALLEY

17 AVENUE

17 AVENUE

SARCEE TRAIL

14 AVENUE SW

MEM

69 STREET

06 DRESSAGE IN SILVERADO

DEVELOPER: Qualico Communities BUILDERS: Baywest Homes, Augusta Homes

07 WESTLAND ESTATES

BUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

SOUTHLAND DRIVE

08 WEST GROVE ESTATES

DEVELOPER: Truman BUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes, Augusta Fine Homes, West Grove Estates, Shane Homes, Truman Homes

ANDERSON ROAD

BOTTOM TR

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

MACLEOAD TRAIL

GLENMORE RESERVOIR

24 STREET

FISH CREEK PARK

9

JAMES

09 SHAWNEE PARK

DEVELOPER: Cardel Homes BUILDERS: Cardel Homes www.cardelhomes.com

10 WEST GROVE POINT

MCKEVITT

FISH CREEK BLVD

DEVELOPER: Truman BUILDERS: Sane Homes and Truman Homes

SHAWNESSY BLVD.

11 ASPEN WOODS ESTATES

MA IL

6

TRA

SHERIFF KING STREET

D

OA

CLE

ET

37 STRE

162 AVENUE

S PRUCE MEADOWS HWAY

8

85 STREET

OLD

UE

14 STREET

16

CENTRE STR

›› SOUTHWESTCOMMUNITIES

DEVELOPER: Springbank Land Company Ltd. BUILDERS: WestView Builders, Truman Homes, Crystal Creek Homes, and Homes by Us.

12 SPRING GLEN VIEW ESTATES OF SPRINGBANK HILL

DEVELOPER: Kempra Developments Ltd. BUILDERS: Knightsbridge Custom Homebuilders Ltd. springglenview.ca knightsbridgehomes.com

The unified, respected voice advocating for the building industry in Calgary and the region.

•

Learn more at bildcr.com • JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 31

Advice | MONEY MATTERS

Owning versus renting Which is right for you?

By Gail Vaz-Oxlade

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THE HOUSING MARKET has gone

wild with people panting for good investments opportunities. Slow down and consider all the angles before you dive into home ownership.

Something about money Did you see that? The issue has shifted from “shelter” to “profit.” That’s because people believe that a home is a good investment.

While money is a key consideration, it shouldn’t be the only consideration.

If you’re going to make the move from renting to buying, look at the dollars and cents.

First there’s the straight calculation that compares the cost of carrying your own home (your principal and interest payments and property taxes) with the cost of renting one.

Renters aren’t responsible for maintenance. Homebuyers also need to consider closing costs which include legal fees, land transfer tax, and other miscellaneous expenses that you avoid by renting. First and last months’ rent is also less than the typical down payment on a home.

Of course, when you own, no matter how small the principal portion of your mortgage is (and it’s miniscule in the early years), as long as the market is stable, and you’re not looking to make a quick sale, homeowners are building equity and increasing their net worth with every mortgage payment. And when you sell your principal residence one day, the money earned is tax-free.

32

“

As long as the market is stable, and you’re not looking to make a quick sale, homeowners are building equity

”

It’s a wonderful life When I was in my 20s, I lived in a neighbourhood that was suited to a single girl hell bent on a good time. Back then, renting was the perfect solution: one of limited responsibilities and commitment.

Renting is virtually a worry-free existence – assuming you have a decent landlord.

Home ownership is a responsibility that also brings a ton of warm, fuzzy feelings. It means you can put down roots. You have complete control of your environment so, yes, you can paint your living room red.

Location, location Buying a home in a neighbourhood you don’t know well is one a common mistake. If you’re new in town, consider renting for six months or a year to get a feel for the area. If you like living there, you’ll feel more comfortable buying a home.

Steady as she goes Your employment prospects should be stable before you consider buying a home. Home ownership requires a number of regular payments – mortgage, property taxes, utilities, maintenance and insurance. Missing any of these payments can trigger dire consequences.

There are a number of financial factors to consider when it comes to the buying versus renting. But the decision involves much more than just running the numbers. You’ve also got to look at the emotional rewards and challenges of each alternative. I’ve been a renter and I’ve been an home owner, and overall I like ownership more.

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

THIS IS WHERE

IT ALL BEGINS No matter what your new beginning is, Belmont is a place where your present takes hold and your future begins. It’s a community where proximity to the amenities of south Calgary, and an abundance of parks and recreation, mean your new home extends well beyond your front door.

Register now at BELMONTCALGARY.COM

Looking for your nexthome?

Browse the latest new homes and condos in your area.

SOMETHING NEW IS COMING

NEW PHASES

COMING SOON

A South West Address with New Affordable Pricing DUPLEXES

SINGLE FAMILY

490’S

$

FROM THE

FROM THE

$

QUICK DRIVE TO MOUNTAINS

570’S

(INCLUDES LOT AND GST)

(INCLUDES LOT AND GST)

NEW ACCESS TO 85TH ST. SW

Learn more at www.crestmont.ca

Auburn Bay Gardens Developer: Carma Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

Inspiration

2 Copperfield

Palm Plates & Platters $3-$12 walmart.ca

Developer: Hopewell Residential Communities Pineapple Swizzle Sticks Homes | Coco Homes Builders: Broadview Homes | Stepper Custom Homes $15/setSabal of four crateandbarrel.ca

17 AVEN

3 Cranston

Developer: Carma Builders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates Showhomes: Corner of Cranston Ave.& Cranarch Rd.

5

Lazy days of

SUMMER

Showhomes: Walden Rise SE Developer: Genstar Builders: Shane Homes | Cardel Homes | Innovations

by Jayman | Excel Homes Glass Beer Pitcher and Developer: Carma Matching Beer Tumbler pitcher $33, tumbler $10 Mahogany cb2.ca Showhomes: Mahogany Heath SE. Developer: Hopewell Builders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

6 McKenzie Towne Developer: Carma

ELGIN VILLAGE Cool down this summer with Showhomes: Elgin Meadows Green SE. these hot Elgin outdoor essentials Estates Park SE.

Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes VILLAGE OF PRESTWICK Showhomes: Prestwick Blvd SE. Builders: Cedarglen Homes | Jayman MasterBUILT

by Elisa Krovblit

7 New Brighton Absolut Vodka Canada 150 Limited Edition Bottle by Libs Elliott $28 absolut.com

Raskog Bar Cart $35 ikea.ca

36 

Showhomes: New Brighton The Bear Chair Dr. SE. Developer: CompanyCarma White Pine Builders:Muskoka Beattie Homes Chair | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland $147 (delivered) Homes | Homes by Avi lowes.ca

HLAND DRIVE

DERSON ROAD

EEK PARK

TT VI

JAMES McKE

4 WALDEN

MORE VOIR

24 STREET

Builders: Albi Homes | Landmark Homes | Baywest Homes

2 AVENUE

S

68 STR

14 STR

16 AVENUE

16 AVENUE

MEM OR

17 AVENUE

IVE DR

›› SOUTHEASTCOMMUNITIES IAL

17 AVENUE

A IL

GLENMORE TRAIL

HLAND DRIVE

8 DERSON ROAD

A

130 AV ENU E

B

W O

FISH CREEK PARK

L

AKE

Ma

2 AVENUE

6

7

Mc KENZIE

SHAWNESSY BLVD.

M

IL TRA

2

3

1

AIL

TR

SPRUCE MEADOWS HWAY

D OA

cLE

E ORN F L IS O U 5 Q NOTE: Map is just a graphic representation MARof areas of developments. See ad of a particular project for more details.

SHERIFF KING STREET

JAMES McKE

TT VI

05 MAHOGANY

CL D. VO R BLV

EEK PARK

FOO T TR

IL

TOM TR BOT

24 STREET

DEE R

CRANSTON AVE. SE

04 WALDEN

DEVELOPER: Genstar BUILDERS: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Avi Urban, Cedarglen Homes, Cardel Lifestyles, Rockford www.waldenliving.ca

52 STREET

BARLOW TRAIL

MORE VOIR

DEVELOPER: Brookfield Residential BUILDERS: Albi Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Residential RIVERSTONE OF CRANSTON BUILDERS: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes, Brookfield Residential www.livecranston.ca

52 STREET

MacLEOAD TRAIL

ELBOW DRIV E

BLACKF OOT

TR

03 CRANSTON

SETON BLVD SE

4

DEVELOPER: Hopewell Residential BUILDERS: Jayman BUILT, Hopewell Residential, Homes

by Avi, Excel Homes ESTATE BUILDERS: Calbridge Homes, Morrison Homes, Homes by Avi www.mahoganyliving.com

06 McKENZIE TOWNE

DEVELOPER: Brookfield Residential BUILDER: Mosaic Townhomes: Brookfield Residential www.livemckenzietowne.com

07 NEW BRIGHTON

DEVELOPER: Brookfield Residential BUILDERS: Cedarglen Homes, Morrison Homes www.livenewbrighton.ca

08 QUARRY PARK

DEVELOPER: Remington Corporation BUILDERS: Cardel Homes, Birchwood Properties

09 LEGACY 9

01 AUBURN BAY

9

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Cedarglen Homes, Baywest Homes, Jayman BUILT, Albi Homes, Morrison Homes, Discovery Homes www.liveauburnbay.ca

DEVELOPER: Westcreek Developments BUILDERS: Carlisle Group, Brad Remington Homes (My Legacy Park), Aldebaran Homes, Shane Homes, Trico Homes, Jayman Built, WestCreek Homes, Trico Homes, Sterling Homes, Stepper Homes, Calbridge Homes, Morrison Homes, and Albi Homes www.legacylife.ca

02 COPPERFIELD

DEVELOPER: Hopewell Residential BUILDERS: Hopewell Residential

JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 37

Insight

PATIO LIFE A PATIO IS AN EXTREMELY VERSATILE LIVING SPACE. If you love to entertain, a patio can become an extension of your kitchen. If chilling out and reading on a comfy lounger is more your thing, a patio is the perfect spot. Its design and shape often determine the flow of your yard. A professionally designed and built patio can provide many years of outdoor enjoyment.

With a variety of high-quality products and many different design concepts, a patio can be customized to compliment any space. Many homeowners crave privacy and having a ground-level patio provides your living space with function, intimacy and comfort. Natural Stone is the 38 

highest-quality material to use for a patio and can provide the look of a flush outdoor floor. Serenity, timelessness, balance, beauty and function are all traits of natural stone.

Paving stones are also an option that can be creatively incorporated into your space. Paving stones are more cost effective than natural stone and come in a wide variety of colors, textures and sizes. Concrete is a product that is extremely functional, low maintenance and very cost effective. Concrete can be done with a brushed, exposed or stamped finish. All types of patios can follow curves and patterns or be very linear and simple.

There are many different styles of patios that can be

Many homeowners crave privacy and having a groundlevel patio provides your living space with function, intimacy and comfort. built. Woodwork, rock, water features, fire pits, plantings and mulch are all products that can be carefully chosen to compliment any style or size of a patio. A consultation with your landscaper and a creative and functional design is the best place to start when considering what type of outdoor space will best suit you and your home.

Clearly there are many choices and it pays to explore all your options carefully. More importantly, hiring the right company for the job will ensure you can relax on the patio of your dreams.

A stylish and functional yard can create a vibrant feel to your home. Be the envy of the block and provide a sanctuary for your family, friends and pets. Landscaping improves your quality of life, the value of your home and adds a little personal flair. Landscape 360 is a full-service landscape construction company. Our philosophy is based upon professionalism, quality, trust and respect. A locally owned and operated Calgary-based company, Landscape 360 specializes in residential, estate and acreage landscape construction. Brad Jackman and Brian Smith lead a team of friendly, knowledgeable and hardworking staff. We have a combined 27 years of experience within the landscape industry. If it is a fully conceptual design you require or a smaller project, we will be happy to help.

Landscape 360 Professional Landscape Construction 403.452.0360, landscape360.ca Like us on Facebook JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 39

Neighbourhood Profile

Bowness

By Kait Kucy

Fast facts

1A

COCHRANE

Average household income

$72,063

Family structure

1 FAMILIES

COUPLES

SINGLES

28%

36%

36%

Own vs. rent

60%

MORE PHOTOS ONLINE

22X

OWNERS

ypnexthome.ca/bowness

PRIDDIS LOCATED IN THE NORTHWEST

quadrant of Calgary and bordered by the Bow River, 16th Avenue and Stoney Trail, Bowness became part of Calgary in 1963 after it had been its own town for many years. Many Calgarians would leave the city to spend time in Bowness in the summers. Now, it is active with significant socioeconomic diversity.

Lifestyle Bowness is currently experiencing gentrification with new businesses and residential infills. Thanks to these changes, Bowness is once again becoming a destination for Calgarians.

People who live in Bowness are affectionately called Bownesians and are very community-oriented, and stage several community-wide events as the Tour de Bowness.

Vibe Bowness has a small town charm that attracts a lot of people to the area.

The neighbourhood is populated with young families, senior citizens and everyone in between. It is an active

community, thanks to its easy access to the Bow River, pedestrian and cycle pathways and many parks.

In the area Schools in the Bowness area include Bowness High School, Thomas B. Riley Junior High, Belvedere Parkway Elementary, Bowcroft Elementary and a K-9 Catholic school, Our Lady of the Assumption. Bowness is approximately 6.8 km from Foothills Hospital and 7.1 km from the Alberta Children’s Hospital.

Planes, trains & automobiles Bowness is definitely a car-reliant neighbourhood. While there are efficient bus options, there are not any LRT stations nearby, making a car essential for getting around. Bowness is located right along Hwy. 1, making it easy to get out of town directly out of the neighbourhood. Banff and Canmore are about 40 minutes away.

The good, the bad & the rest This neighbourhood feels like a

40% RENTERS

Education levels

26%

46%

UNIVERSITY HIGH SCHOOL

28% COLLEGE

SOURCE: ENVIRONICS

small town in a big city. Evidence of gentrification has emerged, but it will be a long time before it reaches the level of the rest of Calgary thanks to the quintessential Bownesian vibe. This tight-knit community can sometimes come off as rough around the edges to newcomers, which can skew first impressions.

Real estate Despite the gentrification, Bowness is a fairly affordable neighbourhood.

The juxtaposition of extremely wealthy residents and low income residents allows for a diversification of businesses and restaurants.

Kait Kucy is a lifestyle and travel writer and blogger for online and print publications in Canada and the U.S.

40 

TURNER VALLEY

›› CALGARYREGIONEAST NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

2

E

4

1

3

STRATHMORE 1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

DDIS

VALLEY

HERITAGE POINTE

BLACK DIAMOND

2

OKOTOKS

CHESTERMERE 543 RAINBOW FALLS 22 DEVELOPER: Truman Developments HIGH RIVER BUILDER: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes

WESTMERE

DEVELOPER: Melcor BUILDERS: Lifestyle Homes, ReidBuilt Homes

SHORES ON WESTMERE

DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

KINNIBURGH

DEVELOPER: Pollyco Developments BUILDERS: Stepper Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes, Sunstar Homes, Jager Homes

2A 04 BUFFALO HILLS (coming soon)

BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LAKEPOINTE

DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LANGDON BOULDER CREEK ESTATES

DEVELOPER: Highfield Land Management BUILDERS: Stepper Homes, Broadview Homes

HANSON PARK

DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Douglas Homes

STRATHMORE THE RANCH IN STRATHMORE DEVELOPER: United BUILDERS: Jager Homes and WestView Builders

WILDFLOWER RANCH IN STRATHMORE

DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

EDGEFIELD IN STRATHMORE

DEVELOPER: Pollyco BUILDERS: ReidBuilt Homes, Ovation Homes, WestView Builders, Aquilla Homes www.edgefieldstrathmore.com

LYALTA 03 THE LAKES OF MUIRFIELD

BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

SEARCH ONLINE ypnexthome.ca

JUL 14 - AUG 18, 2017 | NEW HOME GUIDE 41

›› CALGARYREGIONSOUTH 1A

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

2

COCHRANE

STRATHMORE

1

1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

PRIDDIS

TURNER VALLEY

HERITAGE POINTE

BLACK DIAMOND

2

OKOTOKS 2A

543 22

HIGH RIVER

HIGH RIVER

BLACK DIAMOND

HIGHWOOD LAKE

RIVERWOOD ESTATES

DEVELOPER: WestView Builders BUILDER: WestView Builders

DEVELOPER: Riverwood Estates Inc. BUILDERS: Woodmaster Homes Ltd.

HAMPTON HILLS

BUILDERS: WestView Builders

MONTROSE

DEVELOPER: Dream Development BUILDER: Lifestyle Homes, Red Door Homes

PRIDDIS HAWKS LANDING

DEVELOPER: Hopewell Residential Communities BUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

SEARCH ONLINE ypnexthome.ca

42

HERITAGE POINTE ARTESIA AT HERITAGE POINTE

DEVELOPER: Heritage Pointe Properties Inc. BUILDERS: Astoria Custom Homes, Albi Homes, Calbridge Homes www.liveatartesia.com

Your nexthome is waiting.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

VILLAGE TOWNHOMES ARE BACK!

The Vibe, Village Townhome Showhome

Experience Mattamy’s stylish architecture in Airdrie A brand new collection of Village Townhomes are now available at The Gates at Hillcrest, Mattamy’s latest townhome community in Airdrie.

Starting from $249,990 with no condo fees, these spacious Townhomes range from 1,289 – 1,513 Sq.Ft. Don’t miss your chance to live in Airdrie in this thoughtfully designed community conveniently located close to schools, plenty of recreation, and nearby shopping.

Village Townhomes Starting From $249,990

SALES CENTRE HOURS Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm

SALES CENTRE 907 Windsong Drive 403-980-8765

MATTAMYHOMES.COM/CALGARY

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

MATCALGARY-Hillcrest_NHG_Mag.indd 1

2017-06-20 1:14 PM