Calgary New Home Guide - May 22, 2015

Calgary Edition

May 22 - Jun 19, 2015 Volume 18 Issue 6

Jan 6 - Feb 2, 2012 Volume 15 Issue 01

Your Best Source for New Homes

- CALGARY NAMES 5 TIPS FOR TO NEW INSIDE MAKINGCHBA SENSE OF A BEGINNER’S GUIDE INSIDE THIS ISSUE MORTGAGE THIS ISSUE SAM TERMS AWARD WINNERS ARRANGINGHOMEOWNERS A MORTGAGE

IDEAS ANDTHE OPTIONS WELCOME NE WFOR YEAR SPRING WITH A NELANDSCAPING W ATTITUDE

bOND

ClOSely

Towards the prestigious rockies, nestled gently next to the bow, you’ll discover a naturally beautiful escape filled with small town charm and a resort like quality, offering the unique opportunity to live remarkably.

12 NEW SHOWHOMES LANED HOMES Starting from

SEMI-ATTACHED Starting from

FRONT DRIVE Starting from

TOWNHOMES Starting from

$388,000 $326,000 $404,000 $329,900 Showhome Hours: Monday to Thursday 2:00pm - 8:00pm Weekends & Holidays: 12:00pm - 5:00pm

Don’t miss your last opportunity to live in Riversong.

RiversongCochrane.com

live

remarkably *actual riversong Community view.

Featuring homes by 3 award winning builders

contents MAY 22 - JUNE 19, 2015 || VOLUME 18 ISSUE 6

ON THE COVER

p. 12

EXCEL HOMES

opens three townhome showhomes in Heartland

IN EVERY ISSUE

IN THE NEWS

8

40

Editor’s note

COLUMNISTS

16 26 34 37 50

SAM Awards honour the finest in the home building industry

by Heather Ryan

Insight

Landscaping ideas and options

CHBA - Calgary

by Brad Jackman

HOMEBUYERS’ HELP

Calgaryism

30

Five tips for new-home owners

by Cody Battershill

The Homebuying Process

Home builders shine at annual CHBA - Calgary SAM Awards

by Donna Moore

Make Your Move

Be prepared on moving day

by Chuck Resnick

Mortgage Mogul

CMHC premiums on the rise... again

by Jason Eldridge

47

Showhome Review

Shane Homes offers the best features for Orion II showhome in Nolan Hill

by Heather Ryan

Homebuyers’ Resource Section

Mortgage calculator and rate table

district maps 11 15 21 25 27

Cochrane Airdrie Southeast Southwest

29 39 43 45

Northwest Okotoks PRESIDENT, YELLOW PAGES NEXTHOME

Calgary East Region

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Calgary South Region

Susan Legge

DIRECTOR OF SALES, NATIONAL

Moe Lalani

Northeast

SENIOR SALES MANAGER, WESTERN CANADA

Edwin Rizarri ART DIRECTOR

Tammy Leung EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck (on leave) Elisa Krovblit Lydia McNutt Melanie Gowans

Senior Media Consultant

403.200.8462 Follow me on twitter @melgowans Like us on facebook; facebook/CalgaryNHG

PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNER

Viosa Barileva, Miguel Cea, Mike Terentiev MANAGER OF PRODUCTION

Bala Gnanapandithan NATIONAL ACCOUNT MANAGER, MEDIATIVE

30

Paul Slizys

FOR ADVERTISING INQUIRIES PLEASE CONTACT:

403.200.8462

FOR NATIONAL ADVERTISING INQUIRIES CALL:

416.263.6783 Published by

Calgary’s New Home Guide is published 13 times per year. We are located at 2891 Sunridge Way NE Calgary, AB T1Y 7K7. Phone: 587.226.1313. The magazine is free to the public.

YPNextHome.ca

COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law.

The views and data expressed by columnists do not necessarily represent those of the publication.

40

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca

//EDITOR’S NOTE

New home experience Make wise choices and enjoy the process

W

SUSAN LEGGE

EDITOR-IN-CHIEF Yellow Pages NextHome Susan.Legge@ypnexthome.ca Follow me on Twitter at Twitter.com/SusanLegge

hen only a new home will do, those in the market will be pleasantly surprised by the exceptional value and attention to detail a new home offers.

When you buy new, you don’t inherit somebody else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint.

If you’ve always fantasized about buying a brand new home, here are a few tips that can help you make the process a pleasant one: » Shop the mortgage market to see what you can afford before you start your hunt; » Obtain a lawyer who is willing to review your offer and close the deal; » Don’t be persuaded by high pressure sales tactics while you’re out shopping;

» Determine which options and upgrades you want as part of your offer and ensure your lender will finance what’s required, if needed; » To save money, consider which upgrades you could purchase and install yourself after the sale closes.

Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction.

Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your final decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your first steps in the homebuying process.

We hope you enjoy this issue of New Home Guide. Let us know what you think! We’d love to hear from you.

Infrastructure’s big boost We need better transit options, and the federal government is increasingly on board

N

WAYNE KARL

EDITOR Yellow Pages NextHome Wayne.Karl@ypnexthome.ca Follow me on Twitter at Twitter.com/WayneKarl

ow that spring has sprung (well, sort of), get ready for the season that naturally follows – construction.

Indeed, there is an old joke that we have only two seasons in Canada – winter and construction. Now that the former is finally over, the latter may well begin in earnest.

It’s not a new development that Calgary – like many cities in Canada – has prioritized building new roads and transit systems, and trying to figure out how to pay for it all.

Thankfully, though, the federal government is increasingly waking up to the need.

Case in point, the most recent federal budget which included more

transit and transportation infrastructure investment.

The Economic Action Plan 2015 will provide new funding of $750 million over two years, starting in 201718, and $1 billion per year ongoing thereafter to a new Public Transit Fund.

As the government’s largest targeted infrastructure program, the Fund “will promote public transit infrastructure investment in a manner that is affordable for taxpayers and efficient for commuters.”

As outlined in the budget, infrastructure is vital to our economy. “It gets our goods to market, Canadians to work in the morning, and back home to their families at night.”

It’s good to know our governments are fully on board.

8 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

IBJ-N

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GETTING MORE FEELS GOOD.

VISIT US

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DOUBLE GARAGE HOMES FROM THE

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*Price of home, lot and GST subject to change.

YOUR LAST OPPORTUNITY TO BUY IS NOW SALE CENTRE

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MON-THURS 2-8PM

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EVANSTON

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LEGACY

RIVERSONG

w t l e d ne xt to the b o

SUNSET RIDGE

5/6/2015 4:09:05 PM

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01 HERITAGE HILLS

05 MONTERRA ON COCHRANE LAKE

02 JUMPING POUND RIDGE

06 WESTPOINTE ESTATES

DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Trico Homes, www.jumpingpoundridge.com BUILDERS: WestView Builders, Kingsmith Homes

03 SUNSET RIDGE

DEVELOPER: Melcor BUILDERS: Jayman MasterBUILT, Innovations

by Jayman, Janssen, Calbridge, Landmark Homes, Excel Homes, Homes by Avi

04 RIVERSONG

DEVELOPER: Tamani Communities BUILDERS: Innovations by Jayman, Sabal Homes, Jayman MasterBUILT, Trico Homes

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DEVELOPER: Medallion Development Corp.

BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

DEVELOPER: MGM Developments.

BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE

DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, ReidBuilt Homes www.firesidecochrane.com

08 HEARTLAND

DEVELOPER: Apex Developments BUILDERS: Excel Homes www.heartlandcochrane.com

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 11

RANGE RD 40

HORSE CREEK RD.

NG

1A

1A

//COVER STORY

EXCEL HOMES

opens three new townhome showhomes in Heartland » by HEATHER RYAN

W

ith a stylish floorplan that has many of the sought-after features buyers have come to expect in a single-family home, but with an affordable price point, it’s easy to see why buyers are falling in love with the Brooklyn showhome at the Heartland Townhomes in Cochrane.

The Brooklyn is one of three terrific townhome models that Excel Homes is crafting in Heartland, which is currently selling in its second phase with 23 homes in duplex and threeplex designs available.

12 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

“We just launched our second phase and we’ve had a fabulous response to the new styles,” says senior area manager Cathey Tracey. “The homes are selling well because they are a great product, a great price and there are no condo fees, which really appeals to buyers because it means they don’t have to pay out that extra money each month.”

Excel opened the doors last month to three new showhomes showcasing each model – the Brooklyn, 1,536 sq. ft.; Ashford, 1,472 sq. ft., and Madison, 1,267 sq. ft.

All the models are two-storey with three bedrooms, 2.5 bathrooms and concrete parking pads with the option to build a garage.

“This phase features a totally different design with a more modern exterior in a Prairie architectural style with stone details,” Tracey says. “The Brooklyn has a modern feel inside and people love that it has the feel of a single-family with the flex room and office space on the main floor and an ensuite and laundry upstairs,” Tracey says. “Elements you don’t often see in a townhome.”

EXCEL HOMES| Brooklyn

Off the entry to the right is a flex room that can be used as a sitting room, library or formal dining room and further along is a convenient half-bath and a pocket office with built-in desk and drawers.

The entry is bright and open, providing ample space to greet guests, and the creamy beige tile underfoot transitions to a warm brown hardwood floor throughout the rest of main floor.

Off the entry to the right is a flex room that can be used as a sitting room, library or formal dining room, and further along is a convenient half-bath and a pocket office with built-in desk and drawers.

At the rear of the home, the kitchen serves up granite countertops, white cabinets, subway tile backsplash, stainless steel appliances, a pantry and a large island with breakfast bar seating.

Across from the kitchen, the dining nook is made bright by multiple windows, and the great room has a cantilevered fireplace surrounded in stone. At the rear entrance, the mud room has a built-in bench.

Upstairs, the spacious master bedroom features a large walk-in closet and inviting ensuite highlighted by a granite-topped vanity with dual sinks. Down the hall, you’ll find a laundry room with open shelf linen closet, full bathroom and two generous-sized secondary bedrooms.

All the townhomes come with a high level of standard features, including nine-ft. ceilings on the main, an appliance package and rear barbecue decks. The rear lane access with rear parking ensures a beautiful front streetscape.

Buyers can also personalize their homes by choosing from three interior designer packages that offer a variety of choices and there are numerous upgraded options available.

With homes starting at $310,000, the price is appealing to first-time buyers, “but we’re also seeing empty nesters who are looking to move into town from acreages and want a home with less maintenance,” Tracey says.

Heartland offers a great location on the west side of Cochrane with convenient access to Hwy. 1A, making it easy to commute to Calgary or head to the mountains and it’s just minutes to downtown Cochrane.

To learn more about Excel’s Heartland Townhomes, visit the showhomes open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., call 403.981.2018, or visit excelhomes.ca

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 13

›› AIRDRIECOMMUNITIES 3

7

VETERANS BLVD

01 BAYSIDE ESTATES

VETERANS BLVD

DEVELOPER: Genesis Land Development Corp.

BUILDER: Genesis Builders Group, McKee Homes, ReidBuilt Homes www.genesisland.com

02 WINDSONG

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

1ST AVE

03 REUNION 10

DEVELOPER: Hopewell Residential BUILDERS: Excel Homes, Sabal Homes, McKee Homes

EAST LAKE

04 KING’S HEIGHTS

DEVELOPER: Melcor BUILDER: Loreck Homes, McKee Homes, ReidBuilt Homes, Shane Homes, Homes by Avi, Innovations by Jayman www.kingheights.ca

NOSE CREEK

05 RAVENSWOOD

1 YANKEE VALLEY BLVD

YANKEE VALLEY BLVD

DEVELOPER: Qualico BUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

06 COOPER’S CROSSING 2 NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

9

5

6 4

DEVELOPER: Westmark Holdings BUILDERS: McKee Homes, Trico Homes, Vesta Properties, Canterra Custom Homes, Crystal Creek Homes and Harder Homes, Lifestyle Homes

07 WILLIAMSTOWN 8

DEVELOPER: Vesta Properties BUILDERS: Vesta Properties

08 HILLCREST

Developer: Apex Developments Builders: Excel Homes, Shane Homes,Trico Homes hillcrestairdrie.com

09 SOUTHWINDS

Developer: Mattamy Homes Builders: Mattamy Homes

10 CANALS LANDING

Developer: Genesis Land Development Corp.

Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, Westview Homes

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 15

//INSIGHT

LANDSCAPE ideas & options Âť by BRAD JACKMAN

O

ne should never underestimate the many benefits of creating a vibrant and functional outdoor living space customized for your home. Landscaping is essentially giving your house a home. Professionally landscaping your property provides a sanctuary for your family, friends and pets.

Landscaping improves your quality of life, increases the value of your home and adds personal flare to your home’s exterior.

Your landscape options include custom decks, patios, walkways, garden beds, trees, shrubs, lighting, fences, irrigation, drainage solutions, boulders, retaining walls, water features and barbecue pits. Clearly, there are many aspects to landscape construction, and it pays to explore all your options carefully.

More importantly, hire a company with a strong portfolio.

Landscape 360. Professional Landscape Construction

16 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

With a variety of high quality products and many different design concepts, your landscape can be customized to complement any size and shape of property.

Natural stone is the highest quality material to use for landscaping. Serenity, timelessness, balance, beauty and function are all traits of natural stone. Natural stone can be used in almost all facets of landscape construction.

Lighting is another great way to enhance your outdoor space and bring your yard and nature to life. It provides your space with energy, safety, balance and interest. The ambient glow of landscape lighting sets the mood for your yard.

Custom irrigation systems are an excellent way to conserve water and reduce your yard maintenance. This will allow homeowners to maximize the amount of water their landscape requires.

An irrigation system is a far more effective way to provide your yard the water it craves, as opposed to running the sprinkler for a few hours.

Homeowners have endless options when it comes to custom woodwork.

Decks, pergolas, privacy walls, arbors and many other options are possible with wood. Kayu Batu is an extremely high end hardwood that can be incorporated into many applications. Resistant to decay, wear and dents, Kayu is an excellent choice to bring the luxury of inside outdoors.

The key to enjoyment and the longevity of your yard is quality craftsmanship. Landscaping is a process that’s built in layers. Many of the steps are tedious, lengthy and labor intense.

Progress can seem slow due to the preparative work required, with most typical contracts springing to life in the final few days of construction. Having 403.452.0360 | landscape360.ca |

Th of y

professionals with the proper knowledge base who use high quality materials is a must. A locally owned and operated Calgary-based company, Landscape 360 specializes in residential, estate and acreage landscape construction. Our philosophy is based upon professionalism, quality, trust and respect. Brad Jackman and Brian Smith lead a team of friendly, knowledgeable and hardworking staff. The principals have a combined 23 years of experience within the landscape industry, and are happy to help – whether you require a fully conceptual design or a smaller project.

like us on facebook MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 17

EDMONTON’S NEW RENTAL UNIT CONSTRUCTION SOARS IN 2015 (PART 1)

In the first four months of 2015, housing unit starts in

terms of sales and price growth, with the resale side of

the Edmonton region have grown 136% on an annual

this market experiencing continued price growth thus

basis*. While owner-intended starts have nearly

far in 2015.

doubled by this measure, today’s construction is being heavily bolstered by an insurgence in apartment rental

Given the above, one might ask why there is a need

starts – 981 since January 2015*.

to build new rentals when we can just promote further homeownership in the new condo market.

One obvious driver of this trend has been the region’s consistently thin vacancy rates within professionally

The answer to this is an unforeseen real estate market

managed rental buildings. For those looking to rent,

trend and an appearing, if not now apparent, consumer

finding an apartment in this market can be daunting,

trend. In past articles, we have written about the

with many settling outside of desired areas, or for less

opportunities for investment in Edmonton’s secondary

desirable options. This situation has caused average

markets, as highlighted by the fact that while the city of

rents in the region to grow faster than anywhere else

Edmonton’s entire stock of apartments grew by over

in Canada*.

7000 units from 2012 to 2014, occupancy rental rates remained stagnant at roughly 30 percent. All of this

Many real estate agents and new condo developers

occurred while the professionally managed stock of

now note that today’s rental costs closely resemble

rental apartments remained stagnant*.

the mortgage payment one might pay on a condo.

This point should seemingly hold close sentiment with

It seems that developers of these new primary rental

Edmontonians who maintain one of the highest housing

projects have tuned into an emerging trend that was

homeownership rates of all major Canadian regions*.

previously being serviced primarily by secondary rental market investors. What is this trend?

Local values like this may also help explain the success of the region’s many apartment rental condo conversion

More on this next time…

projects that took place between 2005 and 2011 – a time when the primary rental market was reduced by over 8,000 apartment units*. Furthermore, condos for

*Statistical figures and trends are based on public publications

sale have experienced great successnewest in recent years in Intelligence House is Edmonton’s and most innovative Real Estate Marketing Agency with a focus on strategic market intelligence which includes full research, marketing and sales services to the real is estate industry.newest and most Intelligence House Edmonton’s

provided by the CMHC.

innovative Real Estate Marketing Agency with a focus on strategic market intelligence which includes full research, marketing and sales services to the real estate industry.

18 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

From left to right: Michael Melnychuk Alex Ruffini Emmett Hartfield

From left to right: Michael Melnychuk Alex Ruffini Emmett Hartfield

19

Auburn Bay Gardens Developer: Carma Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

2 Copperfield Developer: Hopewell Residential Communities Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

17 AVEN

3 Cranston Developer: Carma Builders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates Showhomes: Corner of Cranston Ave.& Cranarch Rd.

4 WALDEN Showhomes: Walden Rise SE Developer: Genstar Builders: Shane Homes | Cardel Homes | Innovations

by Jayman | Excel Homes

MORE VOIR

HLAND DRIVE

DERSON ROAD

24 STREET

Builders: Albi Homes | Landmark Homes | Baywest Homes

Developer: Carma EEK PARK

Showhomes: Mahogany Heath SE. Developer: Hopewell Builders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

6 McKenzie Towne Developer: Carma

ELGIN VILLAGE Showhomes: Elgin Meadows Green SE. Elgin Estates Park SE. Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes VILLAGE OF PRESTWICK Showhomes: Prestwick Blvd SE. Builders: Cedarglen Homes | Jayman MasterBUILT

7 New Brighton

Showhomes: New Brighton Dr. SE. Developer: Carma Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi

TT VI

JAMES McKE

5 Mahogany

2 AVENUE

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SHERIFF KING STREET

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TT VI

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DEVELOPER: Genstar BUILDERS: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Avi Urban DEVELOPER: Hopewell Residential BUILDERS: Jayman MasterBUILT, Sabal Homes, Stepper Custom Homes, Trico Homes, Homes by Avi ESTATE BUILDERS: Calbridge Homes, Morrison Homes, Homes by Avi www.mahoganyliving.com

IL

TOM TR BOT

24 STREET

DEE R

04 WALDEN

05 MAHOGANY

52 STREET

BARLOW TRAIL

MORE VOIR

DEVELOPER: Brookfield Residential BUILDERS: Albi Homes, Shane Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Residential RIVERSTONE OF CRANSTON BUILDERS: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes, Brookfield Residential www.livecranston.ca

52 STREET

MacLEOAD TRAIL

ELBOW DRIV E

BLACKF OOT

TR

03 CRANSTON

SETON BLVD SE

4

DEVELOPER: Mosaic Townhomes: Brookfield Residential BUILDER: Mosaic Townhomes: Brookfield Residential

07 NEW BRIGHTON

DEVELOPER: Brookfield Residential BUILDERS: Shane Homes, Cedarglen Homes, Morrison Homes www.livenewbrighton.ca

08 CHAPARRAL VALLEY

DEVELOPER: Genstar BUILDERS: Cardel Homes, Jayman MasterBUILT, Innovations by Jayman, Cardel Lifestyles, Homes by Avi, California Homes

09 QUARRY PARK

DEVELOPER: Remington Corporation BUILDERS: Cardel Homes, Birchwood Properties, Albi Homes

10 LEGACY 10

01 AUBURN BAY

9

DEVELOPER: Westcreek Developments BUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Excel Homes, Sterling Homes, Creations by Shane Homes, Innovations by Jayman, Calbridge Homes, Morrison Homes www.legacylife.com

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Cedarglen Homes, Baywest Homes, Jayman MasterBUILT, Albi Homes, Morrison Homes, Discovery Homes, Innovations by Jayman www.liveauburnbay.ca

02 COPPERFIELD

DEVELOPER: Hopewell Residential BUILDERS: Excel Homes, Sabal Homes, Stepper Custom Homes

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 21

//ASK AN EXPERT

HELPFUL ADVICE ON SPRING HOME MAINTENANCE

Q&A Q&A

ASK AN EXPERT

by HEATHER RYAN

deck with warm water and a mild soap solution – he cautions Q: We’ve just moved into our first new home. Can you give using a pressure washer as it may damage the vinyl. For us some advice on spring/summer maintenance? decks for any loose boards that may need A: Now that the snow is gone – and hopefully it will stay ASK ANwood EXPERT: bycheck HEATHER RYAN securing and inspect to see if it needs sanding and rethat way – it’s a good time to turn your attention outside the staining. home and do some spring/summer maintenance. A good It’s a good time to turn the main water valve back on for place to start is to check your property for settlement that the outdoor taps and clear away any debris from around any can occur with a new home. outdoor vents or an air-conditioning unit.

“One of the most important things, especially for those Inside, homeowners should change the furnace filter and with a new home, is the grade around the home may need to clean the humidifier then turn it off for the summer, be brought back up to the proper height,” says Ron Heggs, “especially if they have air conditioning, because the air director of special projects for Shane Homes. This is because conditioner provides moisture and leaving your humidifier the ground often settles around new homes with spring on could freeze up the air conditioner cooling coil in the rains, homeowners should check around the foundation to furnace,” Heggs says. make sure the grade drains away from the home and fill any Also, pour water down the basement drain if it hasn’t settlement that may have developed. been done for a while and check dryer vents to ensure they Make sure down pipes are clear of debris so rain water are clear of lint to prevent a potential problem. can drain properly and that they’re lowered so water funnels Shane Homes’ customers can find a detailed schedule away from the foundation of the house. You will also need to check the pipes and replace any that have been damaged over for year-round maintenance on the winter. www.shanehomes.com in MyHome or “Calgary’s weather is hard on decks so maintenance is visit Shane Homes on youtube.com for needed,” Heggs says, you can clean the dirt off your vinyl informational home maintenance videos.

22 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

LOOKING FOR A NEW HOME? It’s only a tap away.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

START SEARCHING NOW!

download the app 24

visit us online

BAN

FF

EN

UE

COACH ROAD

01 MYSTIC RIDGE

DEVELOPER: La Vita Land BUILDERS: Calbridge Homes www.mysticcalbridge.com

16 AVENUE

02 CURRIE BARRACKS

BOW TRAIL

MEM

ORI

7

DEVELOPER: Qualico Communities BUILDERS: Augusta Fine Homes, NuVista Homes

BLACK FOOT TRAIL

2 ELBOW DRIVE

3

DEVELOPER: Legend Developments

04 CRESTMONT

37 STREET

1

5

BUILDERS: Crystal Creek Homes, Empire Custom Homes, Avi Urban, Calbridge Homes, Core Properties, Jayman Modus, Slokker Canada West

03 SPRING VALLEY

17 AVENUE

17 AVENUE

SARCEE TRAIL

14 AVENUE SW

69 STREET

05 ELMONT BAY

BUILDERS: Westview Builders, Winwood Homes www.elmontbay.com

06 DRESSAGE IN SILVERADO

DEVELOPER: Qualico Communities BUILDERS: Baywest Homes, Augusta Homes

SOUTHLAND DRIVE

07 WESTLAND ESTATES

BUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

08 WEST GROVE ESTATES

ANDERSON ROAD

BOTTOM TR

FISH CREEK PARK

9

MCKEVITT JAMES

FISH CREEK BLVD

BUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes, Augusta Fine Homes, West Grove Estates

09 SHAWNEE PARK

DEVELOPER: Cardel Homes BUILDERS: Cardel Homes www.cardelhomes.com

SHAWNESSY BLVD.

MA IL

TRA

6

SHERIFF KING STREET

D

OA

CLE

ET

37 STRE

162 AVENUE

S PRUCE MEADOWS HWAY

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

MACLEOAD TRAIL

GLENMORE RESERVOIR

24 STREET

8

85 STREET

OLD

AV

14 STREET

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CENTRE STR

›› SOUTHWESTCOMMUNITIES

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 25

//CALGARYISM

5 tips for new-home owners » by CODY BATTERSHILL

CODY BATTERSHILL is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show off the best Calgary has to offer!

He can be reached at 403-370-4180, @Calgaryism on Twitter and calgaryism.ca

Are you planning on buying a new home in Calgary sometime soon? If so, here are five simple steps that will help you find a property that fits your budget and lifestyle best!

1. DETERMINE WHAT YOU CAN AFFORD One of the most crucial steps in buying a new home is to figure out what your budget is and then get pre-approval for a mortgage. Th is way you can begin your home search without any questions as to what price point to begin browsing in and will also help narrow the choices you have.

2. USE AN EXPERIENCED REAL ESTATE AGENT Save yourself a lot of work and hire a real estate agent to take care of all the new home purchasing details for you.

By doing so, you will also receive expert advice on floorplans, finishings and locations from your agent; they will also act as your third-party representative between you and the builder while keeping your best interests at heart.

Real estate agents typically have a network of other professionals they work with in the homebuying and selling process meaning that you won’t have to find a real estate lawyer or mortgage specialist, that is unless you have contacts of your own that you specifically want to use instead.

3. CHOOSE A TYPE OF NEW HOME THAT FITS YOUR LIFESTYLE Do you need a garage, and if so, would you prefer attached or detached? If a garage is not important, would a laned home with the option to build a garage later on suffice? Are a ton of

26 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

customizable options a must? What about inside features such as bedroom and bathroom count, or a basement walkout for a potential secondary suite rental? Is a bonus room upstairs something that you and your family would love spending time together in? Do you need to have a personal workspace and/or office at home?

By answering these questions, you’ll be able to find that perfect new home that fits your lifestyle best and also keeps you within the boundary of your budget by eliminating features that aren’t must-haves.

4. RESEARCH DIFFERENT LOCATIONS One of the most important variables in any real estate purchase is location. Take your time when researching new home communities because you will never be completely satisfied with your new home purchase unless you also enjoy the neighbourhood.

Ask yourself more questions: is an in-community elementary or junior high school something you and the kids would enjoy? How convenient would it be and how long would it take for you to drive to work? Is public transportation an option to get there? Are you satisfied with the amount of amenities nearby? What about access to outdoor recreational areas and playgrounds?

Besides the community location itself, lot location is just as important.

More questions: would you prefer living on a quieter street in a low-traffic cul-de-sac? Is a west facing backyard something that you can envision having summer barbecues in?

Do you prefer backing out onto a park so that you aren’t directly facing the back of another home? Perhaps you would like a north or south facing home so that the amount of sun entering throughout the day is kept to a minimum?

You can never spend enough time on determining what community and lot location is best for you.

5 . MAINTAIN AND ENJOY YOUR HOME! Your new home is likely one of the biggest investments you’ll ever make. Keeping up with seasonal maintenance will go a long way in keep your resale value as high as possible if and when the time comes. Find a detailed list of initial and standard home maintenance from your local home department store or online via Google search engine.

I wish you happy hunting on your new home search!

PANORAMA ROAD

STONEY TRAIL

4 52 STREET

HARVEST HILLS

METIS TRAIL

MONS VALLEY ROAD

›› NORTHEASTCOMMUNITIES COUNTRY HILLS BLVD.

IN

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VD

32 AVENUE

14 STREET

.

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ER FO OT

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16 AVENUE

16 AVENUE

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

01 SADDLESTONE

04 REDSTONE

02 SADDLEBROOK

05 CITYSCAPE

DEVELOPER: Genesis Land Development Corp.

BUILDERS: Genesis Builders Group www.genesisbuildersgroup.com DEVELOPER: MLC Land Company BUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

DEVELOPER: Qualico Communities BUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Innovations by Jayman, Trico Homes DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 27

north

5 Sherwood Showhomes: 1228 Sherwood Blvd.

Developer: Genesis Development Corp Builders: Majestic Homes

6 Beacon Heights Showhomes: Sherwood Crescent NW

Developer: Intergulf Cidex Builders: Trico Homes/Intergulf Cidex

7 Tuscany Hillside Estates

Showhomes: Tuscany Estates Rise NW Developer: Carma Builders: Landmark Homes | Albi Hom

8 Kincora

Showhomes: 115 Kinkora Glen Rd. NW

Developer: Genesis Land Development Apex Developments Builders: Evolution Homes | Majestic H Excel Homes | Centrex Home

28

rthwest

Y NTR COU

DT RA IL

HN

LA UR

S

DD

IE

NOSE HILL PARK

14 STREET

13 WATERMARK AT BEARSPAW

#1 Community in Canada* DEVELOPER: Macdonald Development Corporation BUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom Homes www.watermarkatbearspaw.com

14 EVANSRIDGE

DEVELOPER: Dream Development BUILDERS: DS Homes, Homes by Avi, Genesis Builders Group, Morrison Homes, Innovations by Jayman, Westview Builders, Stepper Custom Homes, Calbridge Homes, Excel Homes DEVELOPER: Decker Management BUILDERS: Crystal Creek Homes, Lupi Luxury Homes

17 AVENUE

37 STREET

SARCEE TRAIL

69 STREET

12 BEARSPAW WILLOW CREEK

15 ROCK LAKE ESTATES

DEVELOPER: United Communities BUILDERS: Pacesetter Homes

11 Milano

Showhomes: 99 Panatella Hill NW 05 NOLAN HILL

Trico Homes DEVELOPER:Builders: United Communities BUILDERS: Homes by Avi, Morrison DEVELOPER: Birchwood Properties Homes, Shane Homes, Sterling BUILDERS: Properties Homes, Trico Homes, Jager Homes, Hanson Ranch 10 Birchwood Showhomes: Hidden Creek Blvd. NW Pacesetter Homes EVANSTON www.nolanhillunited.com Developer: Cedarglen Homes | Cardel Homes DEVELOPER: Qualico Communities Builders: Genstar 06 BEACON HEIGHTS BUILDERS: Broadview, NuVista, Trico DEVELOPER: Intergulf Cidex Homes, Pacesetter Homes, Sterling BUILDER: Trico Homes, Intergulf Cidex Homes, Jayman MasterBUILT Developer: Birchwood Properties

03

18

BOW TRAIL

02 ROYAL OAK Builders: Birchwood Properties

and Development Corp. | elopments Homes | Majestic Homes | es | Centrex Homes

GT ON

16 AVENUE

ROAD

85 STREET

COACH

DEVELOPER: Melcor BUILDERS: Landmark Homes, Albi Homes

IN

64 AV

BL VD .

AVE NU E

DEVELOPER: Genstar BUILDERS: Homes by Avi, Cardel CityLife Homes, 9Landmark, Excel Homes, Showhomes: 2003 20th Ave. Arcuri Homes

Homes | Albi Homes

BE

CENTRE STREET

JO

DEVELOPER: Genesis Land Development Corp.

BUILDERS: Genesis Builders Group, Passion Homes, ReidBuilt Homes, Today’s Homes www.genesisbuildersgroup.com

11 VALLEY POINTE ESTATES

AI CH IL

10 SAGE MEADOWS

BUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

NOTE: Map is just a graphic representation of areas of developments.

17 AVENUE

y Estates Rise NW

1

TR

SA RC EE

SH AG ANNAPI

TR AIL

DR IV E

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01 PANORAMA HILLSproject for more details.

04 SAGE HILL See ad of a particular

de Estates

NEY TRAIL TO

RV HA

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3

EST HILLS

TRAIL EE SAR C

PANORAMA ROAD

ROCKY RIDGE ROAD 12 COULEE MILE ROAD

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SYMONS VALL

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16

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DEVELOPER: Genstar BUILDERS: Cardel Homes, Acuri Homes

L

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

s

9

17

2

11

Development Corp. omes

14 10

AIL TR

6

15

13

4 19

128 AVE.

COUNTRY HILL S BLVD. LV R ID GE D

herwood Blvd.

kora Glen Rd. NW

12

5

PI AP

1A

09 EVANSVIEW

144 AVE. NW

AN AG SH

HW Y

WOODLAND ROAD

›› NORTHWESTCOMMUNITIES

*2012 and 2013 National SAM award winner for Best Community Development

17 SHERWOOD

DEVELOPER: Melcor BUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group www.lifeinsherwood.com

18 MOUNT PLEASANT

BUILDER: Landmark Homes www.landmarkgroup.ca

19 SYMONS GATE

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Jayman MasterBuilt, Morrison Homes

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 29

//SHOWHOME REVIEW

Shane offers best features for ORION II SHOWHOME IN NOLAN HILL » by HEATHER RYAN

A

recently opened showhome featuring a dynamic, functional design along with terrific features is earning rave reviews from new-home buyers in northwest Calgary’s Nolan Hill.

“The Orion II offers some of the best features from one of our most popular plans, and we’re getting a great response from people,” says Dave Gearey, co-area manager with Glenn Jorgensen. “They love it because it has features you typically find in a larger home and they love the functionality of the house; there’s no wasted space.”

This two-storey home with front attached garage comes standard at

1,947 sq. ft., but the showhome is 2,067 sq. ft. with the additional options including a deluxe kitchen that “people rave about,” Gearey says. “The kitchen wows people with the chimney style hood fan, built-in appliances, large island and additional cabinets including the built-in wine rack.

“The upstairs ensuite is also getting a lot of positive comments; people like that it has plenty of counter space, and that it’s granite, which is standard with us, and having extra upper and lower cabinets for storage with the juice bar.”

From the entry you’ll enjoy the bright and spacious feel from the nine-ft. ceilings to the grand view through to the rear of the home, made possible by the open staircase. The foyer offers room for a bench or hall table and the tile floor presents an inviting clean look.

A short hall connected to the foyer leads to a convenient half-bath and a mud room where there is room to place a bench or add storage lockers.

Adjacent to the foyer entrance, the main floor flex room has been turned into a warm and welcoming private study with double pocket french doors, but it could easily be used for a formal dining room.

At the rear of the home, the kitchen is a feast for the eyes with a full-height mosaic tile backsplash that acts as a perfect backdrop for the stunning chimney

SHANE HOMES | Nolan Hill

stainless steel hood fan. Gorgeous black granite countertops are beautifully offset by white cabinets and the expansive granite-topped island offers ideal space for food prep and there is ample seating for casual meals or entertaining at the breakfast bar.

Across from the kitchen, the great room is warmed by a corner fireplace surrounded in tile and topped with a deep mantle. Beside the kitchen, the extended nook ensures plenty of room for casual or formal dining and a single door to the rear deck makes it easy to dine outdoors.

“They love it because it has features you typically find in a larger home and they love the functionality of the house; there’s no wasted space.”

Upstairs, the owners will adore their master suite that offers substantial space to accommodate king-sized furniture and a luxurious ensuite that features an L-shaped granite-topped vanity with dual sinks and built-in make-up table, corner soaker tub, huge walk-in glass shower with decorative, textured mosaic look tile and a huge walk-in closet.

Down from the owners’ suite are two generously sized bedrooms, a main full bath with granite-topped vanity and a good-sized laundry room.

The bonus room adds to the home’s appeal with its impressive size that allows plenty of space for furniture with room left over. “People like the bonus room because it’s so open they could actually split the space for multiple uses,” Gearey says, such as adding a foosball table or a desk. And, the large windows allow for plenty of natural light and create a comfortable atmosphere for entertaining or enjoying a relaxing movie night with the family.

You can visit the Orion II showhome and Shane Homes’ other new showhome, the 2,027-sq.-ft. Ladera, at 589 and 593 Nolan Hill Blvd. N.W., Calgary, open Monday to Thursday, 2 to 8 p.m., and weekends, noon to 5 p.m. For more information, call 403.536.2305 or visit shanehomes.com

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 31

VISIT OUR SHOWHOMES TODAY FOR INTRODUCTORY PRICING

n

114 AVENUE NW SHAGANAPPI

SAGE BLUFF BLVD

TRAIL NW

Y TRAIL

STONE

NW

t

SYMONS VALLEY ROAD

FARMERS MARKET

N

H

T

old world traditions. modern living.

Set amid the rolling hills of Calgary’s northwest, Nolan Hill recalls British Isles character of days gone by – right down to the castle-ruin entry features. Yet with abundant park space and nearby shopping, schools and recreation, Nolan Hill offers a modern, family-friendly lifestyle that combines the best of both worlds – old and new. Take Sarcee Trail 1 km north from Stoney Trail and follow the signs. NOLANHILLUNITED.COM

new sales centres

new showhomes

townhomes

front garage

front garage

front garage

from the $300s

from the $450s

from the $475s

from the $600s

collection

zero lot line

move up

estate-style

H O M E S B Y AV I | M O R R I S O N H O M E S | S H A N E H O M E S | S T E R L I N G H O M E S T R I C O H O M E S | C A R D E L L I F E S T Y L E S | J AY M A N M O D U S

//THE HOMEBUYING PROCESS

Home builders shine at annual CHBA - Calgary SAM Awards » by DONNA MOORE

DONNA MOORE

Executive Officer, Calgary Region Home Builders’ Association 403.235.1911 crhba.com

The Canadian Home Builders’ Association - Calgary Region honoured the very best in the Calgary and area new home-building industry at the 28th annual SAM Awards held April 18 at the TELUS Convention Centre.

This year, more than 1,600 people attended the SAM Awards that drew a record 834 entries with finalists competing for 58 awards in 10 categories.

After more than a quarter century, the CHBA - Calgary Region’s SAM Awards continues to draw interest; even in a year that had a record number of starts, builders still put innovation and creativity at the forefront.

The quality of submissions for the 2014 SAMs was outstanding and the competition was tight as the home building industry showed their commitment to developing unique designs and innovative building practices.

Calgary’s SAM Awards program is the largest of its kind in Canada and the number of entries and new companies entering from year to year is a true testament to the passion that drives achievement in the local industry. SAM stands for Sales and Marketing and all aspects of the industry are recognized in the awards program.

CHBA - Calgary Region presented the SAM Awards in various categories: New Home Awards, Renovator Awards, Developer Awards, Multi-Family Awards, Partner Awards, Advertising & Marketing Awards, Industry Achievement Awards, Sales & Information Centre Awards and, of course, the most prestigious of them all – the Grand SAM Awards. Winning a

34 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

coveted SAM (a silver goose flying high above its rock base) is an award that companies strive to achieve and there were many previous and first time winners this year.

Grand SAM Awards are presented to those who have demonstrated a superior achievement in design, sales, advertising and/or service. The Grand SAMs award recipients this year were: Morrison Homes, Builder of the Year; Riverview Custom Homes, Builder of Merit; Calbridge 2010, Multi-family Builder of the Year; Ultimate Renovations, Renovator of the Year; and Lux Windows and Glass, Partner of the Year.

Builders (single- and multi-family), developers and industry members competed for awards such as Best New Home in various price categories, Best New Design for multi-family projects in various segments, Sales Achievement Awards, Best Sales & Information Centre (attached and detached), Community of the Year in Calgary and in the surrounding area, various Partner awards, and a whole category of renovation awards, including Best Home Renovation (both with and without an addition) and the Renovator’s Choice Renovation.

The judging process is detailed, with points awarded for each entry judged by peers within the industry; awards are given based on point totals. The top five in each category receive additional placement points that help determine the Grand SAM winners. Companies must enter a set number of categories in order to qualify and must win at least one of those categories.

The SAM Awards competition is not a popularity contest in any way. The criteria for judging are extensive and the process is monitored and authenticated by a local accounting firm. So, considering the judging process each entry goes through, to be named a finalist in any category is an achievement in itself.

Without a doubt the SAM Awards have contributed significantly in raising the bar year after year in residential housing as so many home builders, developers and other industry experts work diligently to improve each year. As a result, Calgary and its surrounding communities have some of the most innovative product found anywhere in Canada.

Congratulations to not only the winners and the finalists, but to all the companies that submitted an entry for the 2014 SAM Awards and strive to make the industry better.

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 35

/

more space to

GROW Watermark at Bearspaw offers the space you need to

live and grow to your heart’s content. Custom or quick possession homes beginning at $1.2 Million. Showhome

hours are Tuesday to Thursday 12-6pm, Friday, Saturday, Sunday and Holidays 12-5pm, closed Mondays.

C B

A. TYPICAL CALGARY ESTATE LOT 50’x 120’ | B. WATERMARK SMALLEST LOT 82’x 139’ | C. WATERMARK LARGEST LOT 200’ x 250’

See just how BIG life can be in Watermark, visit one of our showhomes or visit

A

RoomToGrowInWatermark.com

Built Green (20/3)-/cb

36 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

//MAKE YOUR MOVE

Be prepared on moving day » by CHUCK RESNICK

CHUCK RESNICK

is vice-president, marketing and operations at Two Men and a Truck – Canada

June 30 is the busiest moving day of the year. If you’re planning to move on that day, it is time to book your mover now.

Two Men and a Truck - Canada has created guidelines to help customers make any moving day as stress-free as possible.

One approach that works well is to empty a closet a couple weeks before the move and place items you know you will need on moving day into that space. It’s great to leave your current place looking good, so cleaning supplies are a must, and you don’t want to be hunting around for them. You’ll want a broom, dustpan, mop, your vacuum, some sort of all-purpose cleaner and cleaning rags and towels. Put cleaning items and towels in a large bucket or plastic bin with a lid to keep them separate from your other stuff.

In your new place, have toilet tissue ready for each bathroom, along with hand soap and towels. Remember easy-to-serve snacks, water bottles, a first-aid kit, facial tissues and toys such as colouring books and crayons for the little ones.

Basic kitchen items will be handy too, such as dish

detergent, a sponge, plastic garbage bags, paper towels, paper plates and cups, a kettle and maybe a cooler. Remember a note pad, pen, scissors and pertinent phone numbers you may need, such as utilities companies (for both ends of the move), family members, real estate agent, lawyer and cable company. You’ll also need basic tools.

Think about the first 24 hours in your new place. You’ll need linens, soap, alarm clock, a change of clothes, phone chargers, important papers and money.

Be sure that your survival items are packed into the moving van last or transported in your vehicle with you.

When you arrive, you’ll be fully prepared to begin life in your new home.

The Berkley $299900 BASE MODEL STARTING AT

TRICO'S HOME OF THE MONTH

*

PLUS LOT, GST & ARCHITECTURAL CONTROLS

MASTER SUITE 13’0” x 12’0”

GREAT ROOM 13’0” x 15’10” NOOK 10’0” x 11’10”

UP

BEDROOM 2 10’9” x 10’7”

DN

The Berkley is one of our most popular models, and it’s easy to see why. This home offers exceptional value, built with the quality craftsmanship & customer service you’ve learned to expect from Trico Homes. This functional open concept home is perfect for entertaining, featuring a large kitchen with central island and a bright and spacious front-facing bonus room with plenty of windows. | We’re not just building homes… we’re creating lasting value.

DN

INCLUDED IN THE PRICE: • 1¼ Granite Kitchen Countertops • 42” Kitchen Maple Cabinets • Hardwood Throughout Main Floor • Tile Floor In Laundry & Bathrooms • Maple Railing • Knockdown Ceiling

BEDROOM 3 10’9” x 10’6”

GARAGE 19’0” x 22’0” (418 SQ.FT.)

BONUS ROOM 18’0” x 12’5” / 11’9”

2020 Sq.Ft. Price is based on “A” Elevation Series.

*Price is based on our base model price and “A” Elevation Series or comparable elevation.

Lot, price and architectural controls vary by community. Elevation and rendering may not be exactly as shown and may vary by community. Some conditions apply. Price subject to change without notice. E&OE. Offer available for a limited time only.

THE BERKLEY IS AVAILABLE IN THESE COMMUNITIES: EVANSTON

| HILLCREST | HERITAGE HILLS | NOLAN HILL | RIVIERA

Homes that fit… your budget | Find out more at tricohomes.com

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 37

DATE:

F I L E

N A M E S

A R E

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I N T E R N A L

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ELIZA BETH STR EET

DG

SANDSTONE DRIVE MOUNTAINVIEW GATE

E DR.

549

OKOTOKS

38

›› OKOTOKSCOMMUNITIES NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

OKOTOKS AIR RANCH

2A YSTAL SH OR ES RD.

BANN

R.

ISTER CR GATE

ID GE D

NO RT HR

SANDSTONE DR. MOUNTAINVIEW GATE

338 AVE. E.

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549

CRYSTAL RIDGE GOLF CLUB

3 32 ST. E.

2A

WEST

370 AVE. E.

02 CIMARRON

DEVELOPER: Tristar Communities BUILDERS: Excel Homes, Trico Homes, Coco Homes, Timbercreek Homes, Westview Homes, Kunz Homes

03 DRAKE LANDING

DEVELOPER: United Communities BUILDERS: Lifestyle Homes, Sterling Homes, Prominent Homes

CIM

RO N TR A I L

2B

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32 ST. E.

DEVELOPER: Bordeaux Developments BUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

AR

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O RR

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01 OKOTOKS AIR RANCH & RANCHERS’ RISE

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DEVELOPER: Prominence Development Corp.

BUILDERS: Cornerstone Homes, Gramercy Homes, Carpenter Homes

08 MOUNTAINVIEW

(NOW OPEN) AT SANDSTONE DR. & MOUNT BURNS GREEN Apex Developments BUILDERS: Excel Homes, Sterling Homes www.mountainviewokotoks.com

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 39

//IN THE NEWS

SAM AWARDS

honour finest in home building industry » by HEATHER RYAN

Left Morrison Homes Melanson Residence (Bentley Model) that won Best New Home $335,000 – $374,999 Right Morrison Homes Melanson Residence (Bentley Model) that won Best New Home $335,000 – $374,999

I

t was a night filled with excitement as both first-time and previous winners were honoured at the Canadian Home Builders Association - Calgary Region’s 28th Annual SAM (Sales and Marketing) Awards on April 18.

This year’s gala event at the TELUS Convention Centre saw more than 1,600 people join in recognizing the outstanding achievements by the home-building industry’s finest from builders and developers to marketing and sales professionals.

A record total of 834 entries were submitted by members competing for 58 awards in 10 different categories covering all aspects of the residential construction industry.

A strong group of contenders were in the running for this year’s Grand SAM Award for Builder of the Year, which saw Morrison Homes come out on top for a twelfth time.

Morrison also won the New Home Award for the Best New Home - $335,000-$374,999 and was a finalist in five other New Home Award categories. The builder also won

40 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

two Advertising and Marketing Awards for Best Moving Media and Best Audio Media and its multi-family division won a Multi-Family Design Award for Best New Design Villa/Duplex/ Townhome up to 1,199 sq. ft.

“Morrison is thrilled and honoured to be named as Calgary’s Builder of the Year for the 12th time in 14 years,” says marketing director Sam Hudson.

“This unprecedented track record speaks volumes to the dedication of our entire team, including our many trade partners.”

In the Developer Awards category, the Community of the Year award winner was Hopewell Residential Management for Mahogany, which has now won this award for three consecutive years.

“This award in particular provides phenomenal affirmation that Mahogany is a great place to live, and our team bears that acknowledgment with pride,” says Scott Hamilton, director, marketing and communications. “This is now the third consecutive year that

Top Best Multi-Family Community Award for the Villas at Watermark in Watermark at Bearspaw Bottom The Community of the Year – Calgary Region award winner was Macdonald Development Corp. for Watermark at Bearspaw

Mahogany has been awarded Community of the Year and, with its accolade as National Community of the Year, the proof is there that it is a truly special place.”

The Community of the Year – Calgary Region award winner was Macdonald Development Corp. for Watermark at Bearspaw, which has also now won this award for three consecutive years. Macdonald also won the Best MultiFamily Community Award for the Villas at Watermark in Watermark at Bearspaw.

“This award is shared with the proud residents who call Watermark home,” says Ian Macdonald, director of sales and marketing for Watermark at Bearspaw. “Along with our tremendously talented builder partners Astoria Custom Homes, Albi Homes, Trickle Creek Custom Homes and Wolf Custom Homes, we endeavour to exceed expectations while providing a wonderful home and an amenity rich neighbourhood for families.”

Qualico Communities won the Show Home Parade of the Year for Dressage in Silverado. “We couldn’t be happier about our win for Dressage and would like to acknowledge it would not have been possible without the excellent team we have in place, our builders, trades and business partners,” says communications manager Maribeth Janikowski. “We’re looking forward to celebrating this accomplishment as we complete the final phase for Dressage this year.”

The New Community of the Year was La Vita Land Inc. for Willows of River Heights in Cochrane. Justin Mauro, general manager, noted this was first time La Vita Land has won a SAM Award, “and it’s great for us and our company to get some recognition for the quality of the community and the amenities. It’s a great little neighbourhood of just 60 acres and 450 homes, and people are really excited about it.”

Other Grand SAM Award winners were: Riverview Custom Homes, Builder of Merit; Calbridge 2010, Multi-Family Builder of the Year; Ultimate Renovations, Renovator of the Year; and Lux Windows and Glass, Partner of the Year.

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 41

NEW SHOWHOMES NOW OPEN!

1A

COCHRANE

1

22X PRIDDIS

TURNER VALLEY

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42

L I F E S T Y L E H O M E S | P R O M I N E N T H O M E S | S T E R L I N G H O M E S Starting from the $400s

›› CALGARYREGIONEAST NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

2

E

4

1

3

STRATHMORE 1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

DDIS

VALLEY

HERITAGE POINTE

BLACK DIAMOND

2

OKOTOKS

CHESTERMERE 543 RAINBOW FALLS

22 DEVELOPER: Truman Developments HIGH RIVER BUILDER: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes WESTMERE

DEVELOPER: Melcor BUILDERS: Lifestyle Homes, ReidBuilt Homes

SHORES ON WESTMERE

DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

KINNIBURGH

DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes

2A 04 BUFFALO HILLS (coming soon)

BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LAKEPOINTE

DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LANGDON BOULDER CREEK ESTATES

DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Broadview Homes

HANSON PARK

DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Douglas Homes

STRATHMORE THE RANCH IN STRATHMORE

DEVELOPER: United BUILDERS: Jager Homes and Westview Builders

WILDFLOWER RANCH IN STRATHMORE

DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

EDGEFIELD IN STRATHMORE

DEVELOPER: Pollyco BUILDERS: ReidBuilt Homes, Ovation Homes, Westview Homes, Aquilla Homes www.edgefieldstrathmore.com

LYALTA 03 THE LAKES OF MUIRFIELD

BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 43

ideal growing conditions

SHOWHOMES NOW OPEN

N

CH

IE K

LAIB

ER TR

For couples and families, young and old, The Ranch in Strathmore offers the

AIL

RE AV ENUE

WALMART RANCH MARKET

GEORGE FREEMAN TRAIL

CENT

AR

perfect blend of small town charm, access to big city amenities and quality home construction. Jager Homes and Westview Builders are crafting unique single-family homes with attached garage on 34’ lots. Showhomes now open! For more information visit THERANCHUNITED.COM

TRANS-CANADA HWY

STRATHMORE

JAGER HOMES | WEST VIEW BUILDERS |

Homes from the $330s

›› CALGARYREGIONSOUTH 1A

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

2

COCHRANE

STRATHMORE

1

1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

PRIDDIS

TURNER VALLEY

HERITAGE POINTE

BLACK DIAMOND

2

OKOTOKS 2A

543 22

HIGH RIVER HIGHWOOD LAKE

DEVELOPER: WestView Builders BUILDER: WestView Builders

HIGH RIVER

BLACK DIAMOND RIVERWOOD ESTATES

DEVELOPER: Riverwood Estates Inc. BUILDERS: Woodmaster Homes Ltd.

HAMPTON HILLS

BUILDERS: WestView Builders

MONTROSE

DEVELOPER: Dream Development BUILDER: Lifestyle Homes, Red Door Homes

PRIDDIS

HERITAGE POINTE ARTESIA AT HERITAGE POINTE

DEVELOPER: Heritage Pointe Properties Inc. BUILDERS: Astoria Custom Homes, Albi Homes, Calbridge Homes www.liveatartesia.com

HAWKS LANDING

DEVELOPER: Hopewell Residential Communities BUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 45

Builders and Developers Hopewell Residential Baywest Homes Cardel Homes Vesta Properties Jayman BUILT Homes by Avi Mattamy Homes United Communities Jager Homes

web directory

Dream Development Brookfield Homes Bordeaux Developments

www.baywesthomes.com www.cardelhomes.com www.vestaproperties.com www.jayman.com www.homesbyavi.com www.mattamyhomes.com www.unitedcommunities.com www.jagerhomes.com www.dream.ca www.livebrookfield.com www.bordeauxdevelopments.com

Sabal Homes

www.sabalhomes.com

Shane Homes

www.shanehomes.com

Trico Homes

www.tricohomes.com

Calbridge Homes

www.calbridgehomes.com

Landmark Homes

www.landmarkgroup.ca

Cedarglen Homes

www.cedarglenhomes.com

Morrison Homes Excel Homes Apex Developments Genesis Land Genstar Developments Landscape 360 Qualico Communities Stepper Custom Homes Tamani Communities Westmark Holdings – Cooper’s Crossing Watermark 46 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

www.hopewellcommunities.com

www.morrisonhomes.ca www.excelhomes.ca www.apexbuildergroup.com www.genesisland.com www.genstar.com/cities/calgary www.landscape360.ca www.qualicocommunities.com/calgary www.stepperhomes.com www.tamanicommunities.com www.cooperscrossing.ca www.watermarkatbearspaw.com

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 47

//HOMEBUYERS’ HELP

Calculate your mortgage payments CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

DIVIDE BY 3

CHART FIGURE

AMORTIZATION AMOUNT

SPOUSE’S PRE-TAX INCOME

AFFORDABLE MONTHLY PAYMENTS

AMOUNT OF MORTGAGE DIVIDED BY 1,000

ESTIMATED MONTHLY TAXES & HEAT

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

MORTGAGE PAYMENT CALCULATION CHART INTEREST RATES %

AMORTIZATION PERIODS 5 YRS

10 YRS

15 YRS

20 YRS

25 YRS

5.00%

18.84

10.58

7.88

6.57

5.81

5.25%

18.96

10.70

8.00

6.70

5.95

5.50%

19.07

10.82

8.13

6.84

6.10

5.75%

19.18

10.94

8.26

6.98

6.25

6.00%

19.29

11.06

8.39

7.12

6.39

6.25%

19.41

11.18

8.53

7.26

6.54

6.50%

19.52

11.31

8.66

7.40

6.69

6.75%

19.63

11.43

8.79

7.54

6.85

7.00%

19.75

11.55

8.93

7.69

7.00

7.25%

19.86

11.68

9.06

7.83

7.15

7.50%

19.98

11.81

9.20

7.98

7.31

7.75%

20.09

11.93

9.34

8.13

7.47

8.00%

20.21

12.06

9.48

8.28

7.63

8.25%

20.32

12.19

9.62

8.43

7.79

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

48 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

05

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 07

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

Mortgage interest rates VARIABLE 6 month

1 year

2 years

3 years

4 years

5 years

ATB Financial

2.350

4.000

2.940

2.640

2.540

2.690

2.740

Bank of Montreal - BMO

2.850

4.000

2.890

2.840

3.390

3.890

4.740

Bank of Nova Scotia

2.850

4.550

3.290

3.090

3.390

3.890

4.490

CIBC Mortgages

2.850

4.450

2.890

2.840

3.550

4.140

4.790

Caisses Desjardins

2.850

4.400

2.890

2.990

3.390

3.890

4.740

Canadian Western Bank

3.050

4.000

3.140

3.040

3.650

4.200

4.790

Canadian Western Trust

3.050

4.000

3.140

3.040

3.650

4.200

4.790

-

6.200

2.890

2.890

2.950

2.990

2.790

2.650

-

3.090

3.000

2.990

3.090

2.690

Effort Trust

-

4.450

3.350

3.500

3.700

4.300

4.350

Equitable Bank

-

-

3.140

3.040

3.650

4.390

4.640

First Calgary Financial

-

4.000

2.890

2.890

2.490

3.090

2.650

First National Financial

2.200

3.100

2.290

2.190

2.340

2.540

2.690

FirstOntario Credit Un.

2.850

4.240

2.990

3.040

3.190

2.990

2.790

HSBC Bank Canada

2.850

4.450

3.140

3.140

3.540

4.240

4.740

Home Trust Company

2.500

3.950

2.890

2.440

2.540

2.640

2.640

ICICI Bank Canada

3.050

-

3.150

3.650

3.640

3.690

3.690

Investors Group Trust

2.850

4.200

3.140

3.090

3.750

4.390

4.790

Laurentian Bank Canada

2.850

4.400

2.890

2.840

3.390

3.890

4.740

League Svgs & Mortgage

-

4.000

2.990

2.250

2.990

2.990

2.790

Libro Credit Union

-

3.750

2.850

2.850

2.890

2.890

2.890

London Life

2.850

4.200

3.140

3.090

3.750

4.390

4.790

Manulife Bank

2.550

4.450

3.000

2.940

2.840

2.790

2.790

Manulife Trust

-

4.450

3.000

2.940

2.840

2.790

2.790

Meridian Credit Union

2.650

4.000

3.090

3.090

3.550

3.290

2.690

National Bank

2.850

4.400

2.890

2.840

3.390

3.890

4.740

-

4.500

3.150

3.500

3.750

3.850

3.950

President’s Choice Fin’l

2.850

6.190

3.190

2.840

3.490

4.040

4.440

Royal Bank of Canada

2.850

3.140

3.140

3.040

3.650

4.390

4.640

Servus Credit Union

-

4.000

2.890

2.840

3.390

3.890

4.640

Steinbach Credit Union

-

-

2.500

2.600

2.700

2.800

2.750

T-D Mortgage

2.850

3.140

2.890

2.840

3.390

3.890

4.640

Tangerine

3.000

-

3.190

3.240

3.490

3.690

3.790

Comtech Credit Union DUCA Financial Services

Peace Hills Trust

MORTGAGE TYPES

ALL MORTGAGES ARE OF TWO BASIC TYPES: CONVENTIONAL The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.

The buyer has to pay 20% down.

A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-R ATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONS

You can choose any of these mortgage options which fit into the two basic mortgage types.

Lenders may even customize these options to suit your needs.

OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.

A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE: Flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

PREPARED BY CANNEX ON APRIL 25, 2015.

This information is current as of the date and time posted and is subject to change without notice. © Copyright 2015 CANNEX Financial Exchanges Limited. All rights reserved.

MAY 22 - JUN 19, 2015 | NEW HOME GUIDE 49

//MORTGAGE MOGUL

CMHC premiums on the rise… again » by JASON ELDRIDGE While interest rates remain at record lows, it appears that the cost of getting mortgage insurance is about to increase – again. Following its annual review of its insurance products and capital requirements, and for a second time in slightly more than a year, Canada Mortgage and Housing Corp.

(CMHC) announced last month that effective June 1, 2015, the cost of default insurance for clients purchasing a home with less than 10 per cent down, will be increasing. While CMHC doesn’t make changes to the premiums often, it does review the premiums annually and has made several adjustments with both increases and decreases since being commercialized in 1988.

For those unaware, anyone wishing to purchase a home in Canada with less than 20 per cent of the purchase price to be used as the down payment, and who are working with a traditional bank or financing institution, are subject to a default insurance premium which is added to the mortgage amount.

Unfortunately, this insurance does not benefit you as the purchaser, but it helps protect the bank or lender that holds the mortgage in the event that you are not able to make your mortgage payments for whatever reason.

So, how does this affect future applications for insurance? For any and all applications submitted and approved prior to June 1, those files will be subject to the current insurance premiums, with no restrictions on when those mortgages are scheduled to fund. Any files that are submitted on or after June 1, 2015 will be subject to the higher premium. For any clients purchasing a home with the minimum five per cent down payment, the insurance premium will go from 3.15 to 3.60 per cent of the mortgage amount.

This premium is then added to the mortgage amount, unless you wish to pay the premium up front. Based on a $250,000 mortgage amount, this will 50 NEW HOME GUIDE | MAY 22 - JUN 19, 2015

Effective June 1, 2015, the cost of default insurance for clients purchasing a home with less than 10 per cent down, will be increasing. result in approximately a $5 per month increase to your mortgage payment.

In Canada, we have three insurers that the banks and financial institutions work with when offering high ratio financing: CMHC, Genworth and Canada Guaranty. With the recent

announcement made by CMHC, the other two insurance providers will be following suit with identical increases to their premiums, and these will also take effect on June 1.

As always, I welcome any questions or comments you may have regarding the information contained in my articles. Until next month…

JASON ELDRIDGE

P.F.P, B. Admin Mortgage Specialist, Axiom Mortgage Solutions (formerly Unisource Mortgage) Cell 403.630.1718, Fax 866.708.5807 Email jason@axiommortgage.ca Web/apply online jason.axiommortgage.ca

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FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM FOLLOW US: • SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6 pm; Saturday, Sunday and Holidays 11am-6pm Prices, specifications, terms and conditions subject to change without notice. *The Mattamy Price Assurance is a limited time offer subject to terms and conditions as outlined in accepted and firm purchase agreements schedules written and accepted after May 8, 2015 for the construction of a new home, and with respect to which all conditions are removed, and subject to other terms and conditions as set out in the Program. This is a limited time offer. E.&O.E.

MATCALGARY-CS_Calgary_NHG_May9.indd 1

2015-05-07 3:21 PM