Calgary New Condo Guide - Feb 2, 2018

FEB 2 – MAR 2, 2018 | nexthome.ca

CALGARY EDITION

Connecting Canadians to new HOMES & CONDOS for more than 25 years

INSIDE:

5 THINGS YOU NEED TO KNOW ABOUT REAL ESTATE IN 2018

GETTING TO KNOW YOUR NEW HOME WARRANTY

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SALES CENTRE SALESSALES CENTRE CENTRE 907 Windsong 907 Windsong Drive 907 Windsong 403-980-8765 Drive 403-980-8765 Drive 403-980-8765

SALES CENTRE SALESSALES CENTRE CENTRE 907 Windsong 907 Windsong Drive 907 Windsong 403-980-8765 Drive 403-980-8765 Drive 403-980-8765

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CALGARY CALGARY CALGARY Y Y Y UAR ITY UAR ITYUAR ITY JAN LABIL JAN LABILJAN LABIL I I I AVA AVA AVA

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Lot 26-09: LotDouble 26-09: Car Double Garage Car Home, Garage Home, Home, Lot 26-09: Double Car Garage Lot 26-23: LotDouble 26-23: Car Double Garage Car Home, Garage Home, Home, Lot 26-23: Double Car Garage The Riedel The‘Craftsman’, Riedel ‘Craftsman’, 2,158 Sq.Ft. 2,158$534,990 Sq.Ft. Sq.Ft. $534,990 3 bed +3loft, bed2.5 + loft, bath+2.5 bath The Riedel ‘Craftsman’, 2,158 $534,990 3 bed loft, 2.5Garnet bath The The ‘Prairie’, Garnet ‘Prairie’, 2,237‘Prairie’, Sq.Ft. 2,237$529,990 Sq.Ft. Sq.Ft. $529,990 3 bed +3loft, bed2.5 + loft, bath+2.5 bath The Garnet 2,237 $529,990 3 bed loft, 2.5 bath Y Y Y UAR ITY UAR ITYUAR ITY JAN LABIL JAN LABILJAN LABIL I I I AVA AVA AVA

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Lot 26-06: LotDouble 26-06: Car Double Garage Car Home, Garage Home, Home, Lot 11-42: LotSingle 11-42: Lot Car 11-42: Single Garage Single Car Home, Garage Car Garage Home, Home, Lot 26-06: Double Car Garage The Sapphire ‘Colonial’, ‘Colonial’, 2,607 Sq.Ft. 2,607$579,990 Sq.Ft. Sq.Ft. $579,990 3 bed +3loft, bed2.5 + loft, bath+2.5 bath The Groove The End Groove The‘Prairie’, Groove End ‘Prairie’, 1,444 End ‘Prairie’, Sq.Ft. 1,444$289,990 1,444 Sq.Ft. Sq.Ft. $289,990 3 bed, $289,990 2.5 3 bed, bath32.5 bed, bath 2.5The bathSapphire The Sapphire ‘Colonial’, 2,607 $579,990 3 bed loft, 2.5 bath ARY ARY ARY RU LITY RU LITYRU LITY FEB ILABI FEB ILABIFEB ILABI AVA AVA Contemporary AVA Contemporary Contemporary

ARY ARY ARY RU LITY RU LITYRU LITY FEB ILABI FEB ILABIFEB ILABI A AVA AVA AVContemporary Contemporary Contemporary

Lot 11-47: LotSingle 11-47: Lot Car 11-47: Single Garage Single Car Home, Garage Car Garage Home, Home, Lot 11-44: LotSingle 11-44: Lot Car 11-44: Single Garage Single Car Home, Garage Car Garage Home, Home, The VibeThe Corner Vibe The‘Contemporary’, Corner Vibe Corner ‘Contemporary’, ‘Contemporary’, 1,513 Sq.Ft. 1,513$311,990 Sq.Ft. 1,513 Sq.Ft. $311,990 4 bed, $311,990 2.5 4 bed, bath42.5 bed, The bath 2.5 Jivebath The ‘Contemporary’, Jive The‘Contemporary’, Jive ‘Contemporary’, 1,414 Sq.Ft. 1,414$285,990 1,414 Sq.Ft. Sq.Ft. $285,990 2 bed, $285,990 2.5 2 bed, bath22.5 bed, bath 2.5 bath

SALES CENTRE SALESSALES CENTRE CENTRE 10520 Metis 10520 Trail Metis 10520 NE 587-755-1061 Trail Metis NETrail 587-755-1061 NE 587-755-1061

MATTAMYHOMES.COM/CALGARY MATTAMYHOMES.COM/CALGARY MATTAMYHOMES.COM/CALGARY

6.875" x 10.5"

YOU’RE NEVER FAR FROM A MATTAMY HOME THE PERFECT HOME FOR YOUR FAMILY IS CLOSER THAN YOU THINK Today, as Canada’s largest privately owned home builder, we’re taking our lifetime of dedication to quality and design and leaving our mark in Calgary and Airdrie. Mattamy Homes is proud of our commitment to building master-planned communities that are thoughtfully designed with you in mind.

We’ve built 90,000 homes in hundreds of communities across North America. With over 2,500 thoughtfully designed homes in and around Calgary, a Mattamy home is a home you’ll value for a lifetime.

From the very first home we built in 1978, we’ve always had one goal: to make every Mattamy homeowner completely satisfied.

Find your next home at

mattamyhomes.com/Calgary

FROM $361,990 SW AIRDRIE

FROM $250,990 FROM $263,990 SW AIRDRIE

NE CALGARY

FROM $347,990 NW CALGARY

SPRING 2018 SW CALGARY

V ISIT OUR NEW SALES CENTRE IN LEGACY

3 NEW PAIRED SHOWHOMES

NEW LOTS RELEASED

Legacy Circle SE

SE

380’S*

$

Single Family Laned Homes: 9 Legacy Glen Row SE, Calgary Paired Homes: 1278 Legacy Circle SE, Calgary For more information, contact Michael at 403-536-2314 or email legacylaned@shanehomes.com

THE BETTER WAY TO BUILD. *Price includes house, lot & GST. Subject to change without notice.

Showhome Hours: Mon - Thurs: 2-8 pm • Sat, Sun & Hol: 12-5 pm info@shanehomes.com shanehomes.com #betterwaytobuild

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Your Best Value From Every Angle Radius features one, two and two bedroom plus den homes designed to evolve with you in a LEED Registered 7-storey concrete building, parkside in the heart of Bridgeland, with private balconies + downtown views + a rooftop patio + an urban garden + concierge + parking with every home + dog wash station + 5-minute access to the CTrain and the river pathways + private yoga, spin and weight training studios + more.

2 Bed 2 Bath Homes From $370K with Underground Parking and Storage

Now Over 50% Sold! Own With as Little as 5% Down, Move In Early 2019.

Invest in Bridgeland. Invest in Radius. Invest in Yourself UNIT

WE’RE MOVING!

TWO NEW 2 BED SHOW SUITES VISIT OUR PRESENTATION CENTRE AND SHOW SUITE TODAY

102, 4th street NE • free parking

OPENING INSIDE RADIUS REGISTER FOR UPDATES

105 216 421 207

BUCCI.COM/RADIUS • 403.225.0023

SAL #5 403 This is not an offering for sale. The Developer reserves the right to make changes and modifications to maintain the high standards of these homes.

Prices are subject to change without notice. E. & O.E

BR

*See the in

EXCLUSIVE SAVINGS EVENT

Save up to $50,000*

With homeownership starting at only $269,900, now is the time to start your future in one of Calgary’s best neighbourhoods.

UNIT

SQ.FT.

TYPE

WAS

NOW

SAVE

UNIT

SQ.FT.

TYPE

WAS

NOW

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105

1088

3 BED

$485,900

$465,900

$20,000

406

568

1 BED

$335,900

$314,900

$21,000

216

852

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$419,900

$384,900

$35,000

509

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$539,900

$514,900

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$319,900

$269,900

$50,000

619

817

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$469,900

$444,900

$25,000

207

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2 BED

$379,900

$329,900

$50,000

610

1119

3 BED

$659,900

$624,900

$35,000

SALES CENTRE #5 - 510 Edmonton Trail NE 403.456.2329

Open Mon to Thu – 12pm - 6pm Friday – By Appointment Only Sat & Sun – 12pm - 5pm

BRIDGELANDHILL.GABLECRAFTHOMES.CA

*See sales staff for details. Limited time offer only. The developer reserves the right to make changes to the information contained herein without notice. Pricing and availability may be subject to change. E.&O.E.

SALES CENTRE #105 - 46 9Th St. NE 403.269.2805

Open Mon to Thu – 12pm - 6pm Friday – By Appointment Only Sat & Sun – 12pm - 5pm

BRIDGELANDCROSSINGS.COM

FEB 2 – MAR 2, 2018 | VOLUME 21 ISSUE 2

CONTENTS

9 ON THE COVER:

JAYMAN BUILT EXCEPTIONAL HOME STYLES AND SHOWHOMES IN SUNSHINE RIDGE

6 NextHome.ca

BILD ALBERTA REPORT

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF CONTENT & EDITOR-IN-CHIEF

Jennifer Reynolds MANAGING EDITOR

Wayne Karl ACTING ART DIRECTOR

Miguel Cea CONTRIBUTING EDITORS

Sonia Bell Marlene Eisner

18

SALES MANAGER, MULTIMEDIA SOLUTIONS

Jared Holland 403.462.7781 MEDIA CONSULTANT

GETTING TO KNOW YOUR NEW HOME WARRANTY

Natalie Houghton 587.226.1313 SENIOR MANAGER, DISTRIBUTION

Dwayne Rutherford

TRENDING

IN EVERY ISSUE

24 Stress Test

8 Editor’s Note 42 What’s Online

What you can afford now with the new mortgage regulations

34 Housing Market

5 things you need to know about real estate in 2018

PROPERTY PROFILES

14 Jayman BUILT

Down to the final offering in Heartland in Cochrane

22 Shane Homes

Doors open at condo project in SkyView Ranch

DISTRICT MAPS

13 Cochrane 17 Airdrie 21 Northeast 27 Southeast 31 Northwest 33 Downtown 39 Southwest

18 BILD Report

41 Okotoks

BY CARMEN WYTON

34

John Jenkins PRODUCTION MANAGER

Anthony Majetic PRODUCTION CO-ORDINATOR

ADVICE Getting to know your new home warranty

NATIONAL CIRCULATION MANAGER

Greg Van Sluytman GRAPHIC DESIGNERS

Sandra Hanak-Vujnovic, Mike Terentiev Greg Van Sluytman

Published by

A brand of Yellow Pages Homes Ltd. Calgary NextHome is published 13 times per year. We are located at: 2891 Sunridge Way NE, Calgary, AB T1Y 7K7 Phone: 587.226.1313 The magazine is free to the public.

Advertising For National Advertising inquiries call 416.263.6783.

Circulation Highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments.

Call 1-855.826.4200 to discuss distribution opportunities.

Copyright 2018 All rights reserved by Yellow Pages Homes Ltd. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

Terms Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. Editorial Submissions from interested parties will be considered. Please submit to the editor at wayne.karl@nexthome.ca.

FEB 2 - MAR 2, 2018 7

EDITOR’S NOTE

PROOF POSITIVE MORE EVIDENCE CALGARY IS ON THE UPSWING

WAYNE KARL

We’ve recently written how, finally, the economy and housing market in Alberta have been showing signs of recovery after a few trying years.

GDP, employment and wages are all trending up.

Homeownership remains affordable. Housing starts, an important sign of economic health, are also heading in the right direction.

The proof, as they say, is in the pudding, and the latest helping comes in the form of the Conference Board of Canada’s latest Metro Resale Snapshot. In this report, Calgary was among the top of the 28 markets covered – recording a sales increase of 8.5 per cent in December 2017, from the previous month.

Some of the growth may be explained by homebuyers rushing to beat tighter mortgage rules which came into effect at the beginning of 2018.

January figures, then, may ease some.

But, looking at the longer-term trend still bodes well for Calgary: Sales were up 13.8 per cent in December on a year-over-year basis – again, among the tops in Canada.

MANAGING EDITOR NextHome EMAIL: Wayne.Karl@nexthome.ca TWITTER: @WayneKarl

+

PAGE 34: If you’re considering buying a home this year, here are five things you need to know about Canadian real estate in 2018.

+ get social 8 NextHome.ca

Interact with us on social media: nexthome

COVER STORY

JAYMAN PRESENTS THREE EXCEPTIONAL HOME STYLES AND NEW SHOWHOMES IN SUNSET RIDGE With three exceptional product lines to choose from, Jayman BUILT can help you find a home that’s just right for you and your lifestyle in Sunset Ridge in Cochrane.

“We have a product line for every lifestyle at Jayman and we are proud to offer these options in Sunset Ridge,” says Megan Starke,

marketing lead, Jayman SingleFamily. “We’re excited to offer three different product styles with semi-detached homes, move-up homes and now new laned homes to meet the various needs and budgets of today’s buyers.”

Jayman just celebrated the opening of two new laned showhomes in January, boosting

the number of its showhomes in Sunset Ridge to six, Starke says.

“These are really well designed homes and we received a positive response from people during the opening,” she says. “They appeal to first-time buyers, young families as well as right sizers.”

The laned showhomes are the Opus and Sonata, located 248 FEB 2 - MAR 2, 2018 9

and 244 Sundown Rd. and both feature three bedrooms and 2.5 bathrooms.

The 1,766-sq.-ft. Opus includes an upper floor bonus room, while the 1,652-sq.-ft. Sonata presents a split level main floor design, four bedrooms, 3.5 bathrooms and includes the developed basement, which also has a full rec room and a 12-ft. ceiling. The homes are starting from an affordable $340,000 with GST. 10 NextHome.ca

Adding to the affordability factor, Starke says that Jayman just launched its new 2018 specifications, “which has been rethought to provide the customers more of what they want and need. We still offer four different Fit & Finish levels that allow customers to customize their home to the finishing level that is most important to them, at a price they need. The new home specifications are available at all

our Sunset Ridge showhomes.”

The semi-detached showhomes are the 1,611-sq.-ft. Motiv and the 1,644-sq.-ft. Zenith, located 38 and 42 Sundown Terrace. These homes feature three bedrooms, 2.5 bathrooms, and front attached single-car garages. Prices start from the $310,000s The move-up showhomes – the 2,044-sq.-ft. Clarion, which is sold, and the 2,542-sq.-ft.

Lauren 26, located at 104 and

+ LOCATION Sunset Ridge in Cochrane BUILDER Jayman BUILT HOME TYPE Laned, semi-detached and move-up

SHOWHOMES

110 Sundown Way – showcase open main floor plans with three bedrooms, 2.5 bathrooms, upstairs laundry and front attached double-car garages.

Prices start in the $420,000s. The Lauren also features hardwood floor on the main, granite countertops in the kitchen and a developed basement with a fourth bedroom, bathroom and rec room.

Sunset Ridge is a friendly,

family-oriented community nestled on a bluff overlooking the picturesque town of Cochrane, offering residents a relaxing atmosphere to come home to, with gorgeous mountain and river valley views and exceptional greenspace, parks and nearby amenities. It’s conveniently located off Hwy. 22, providing quick access to Hwy. 1A (Crowchild Trail) to Calgary and the Tuscany and Crowfoot LRT stations.

Open Monday to Thursday, 2 to 8 p.m., weekends and holidays, noon to 5 p.m.

CONTACT jayman.com

For more information on Jayman’s product line in Sunset Ridge, visit the showhomes, open Monday to Thursday, 2 to 8 p.m., weekends and holiday, noon to 5 p.m. or visit jayman.com FEB 2 - MAR 2, 2018 11

EMBRACE COCHRANE LIVING TO YOUR ’S CONTENT FIND THE HOME YOU LOVE FOR LESS IN HEARTLAND SCENIC COCHRANE LOCATION • JUST 15 MINUTES TO CALGARY • EASY ACCESS TO MOUNTAIN PARKS

Single-Family Homes

Duplexes

BRAND Townhomes

FROM THE HIGH

FROM THE LOW

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EXCLUSIVELY

BY AWARDWINNING BUILDERS

$320s

$230s

or $1,045/month*

Exclusively by Award-Winning Builders Excel Homes 5 Thoroughbred Blvd.

403.981.2244 Birchwood 32 Horseshoe Cres.

403.605.1400 Rohit Showhome 101 Heartland Blvd.

587.333.3329 Sterling 101 Heartland Blvd.

403.981.2662

Showhome Hours Monday - Thursday 2-8 PM / Weekends & Holidays 12-5 PM / Friday 12-5 PM

* Rate based on a 5% down payment with a 3-year fixed rate of 2.54%. Prices & terms are subject to change without notice.

HeartlandCochrane.com

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NOTE: Please match map numbers with property listings.

NEW HOMES

NEW CONDOS

1. FIRESIDE

4. RIVERSONG

By: La Vita Land Builders: Calbridge, Janssen, Kingsmith, Landmark, ReidBuilt Homes firesidecochrane.com

By: Tamani Communities Builders: Jayman BUILT, Trico Homes, THE RISE by Jayman Modus riversongcochrane.com

2. HEARTLAND

5. JUMPING POUND RIDGE

By: Apex Developments Builders: Excel Homes, Jayman BUILT, ROHIT, Pacesetter by Sterling BRAND by Birchwood Properties heartlandcochrane.com

By Slokker Homes jumpingpound.com

3. THE WILLOWS OF RIVER HEIGHTS

6. SUNSET RIDGE BY MELCOR Builders: Excel Homes, Homes by Avi, JaymanBUILT, Landmark Homes

By: La Vita Land Inc. Builders: Janssen Homes, Kingsmith Homes, NuVista Homes and Sterling Homes thewillowscochrane.com

FEB 2 - MAR 2, 2018  13

PROPERTY PROFILE

JAYMAN DOWN TO FINAL OFFERING IN HEARTLAND IN COCHRANE With just 10 homes remaining, four that are available for quick possession, time is running out for new-home buyers to get into a Jayman BUILT home in the picturesque community of Heartland in Cochrane.

Jayman BUILT is crafting singlefamily, double front drive garage homes in Heartland, but is now down to its final lots, says Area Manager Kym Daigle. “We’ve had a good response from people, but we’re now down to our final homes and closing our showhome in Heartland, which is one of the 14 NextHome.ca

four quick possession homes available.”

The showhome, available for possession in March, is the 1,938-sq.-ft. Nitro, which has been wowing buyers since it opened with its marble floor at the entry, nine-ft. ceilings on the main, wrought iron rails on the stairs and granite countertops and stacked cabinets in the kitchen.

“The Nitro has been our top seller here because people love the open concept, the fabulous kitchen and the wonderful upstairs bonus room with 10-ft. ceiling,”

+ LOCATION Heartland in Cochrane BUILDER Jayman BUILT HOME TYPE Single-family front garage CONTACT Kym at 403.389.6009

says Daigle. “The showhome has a number of upgraded features that people like, and includes a fully developed sunshine basement with big windows, nine-ft. ceiling, built-in bar with wine cellar, halfbath and a large rec room.”

Upstairs, the spacious master bedroom has a walk-in closet and inviting ensuite with separate tub and shower. There are two generous sized secondary bedrooms and a laundry, as well as the bonus room. The home comes fully landscaped with a deck and all priced at $514,900 including GST. Two homes available immediately are a Nitro that has a west facing back yard and walks out onto a municipal reserve, and a 1,930-sq.-ft. Reunite priced at less than $400,000 that has a sunken bonus room. A third Nitro with a south facing back yard will be available for possession in March.

“We also have six other homes, all walkouts and backing onto the municipal reserve that will be ready for possession from July to October priced from the mid to upper $400,000s, which is an amazing price for walkout, 2,000-sq.-ft. homes,” Daigle says.

A big attraction to Heartland is

its convenient location being the gateway to Banff and Kananaskis Country, 10 minutes to camping and an easy 20-minute drive to Calgary’s west side.

Residents appreciate that Heartland is just minutes to downtown Cochrane’s shops, restaurants, services and recreation facilities, and they’re also just a five-minute stroll to the river to walk the dog, enjoy a scenic picnic or cast a line.

“Heartland is a nice, familyoriented community,” Daigle says.

“It has a nice mix of people from young to older, with kids and without, and they’re very friendly.

They have street parties and the

kids all know each other… it’s really great.”

The community features an abundance of greenspace and pathways, and offers great accessibility to Calgary along Hwy. 1A or from the Tuscany LRT Station just minutes up the highway.

To view the showhome and other quick possession homes, visit Jayman’s showhomes in Sunset Ridge in Cochrane, open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., or contact Kym at 403.389.6009. Visit jayman.com for more information on Jayman BUILT homes.

FEB 2 - MAR 2, 2018 15

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HOT PROPERTIES / CALGARY 2 AREA

NOTE: Please match map numbers with property listings.

7. PIER 11 By: Genesis Land Development Corp.

Builders: Genesis Builder Group pier11airdrie.com

8. MIDTOWN NEW HOMES

Township Rd 264

NEW CONDOS

By: Wenzel Developments & Apex Developments Builders: Shane Homes, Excel Homes, Trico Homes midtowninairdrie.com

1. BAYSIDE ESTATES

4. HILLCREST

By: Genesis Land Development Corp.

Builders: McKee Homes, ReidBuilt Homes genesisland.com

By: Apex Developments Builders: Excel Homes, Shane Homes, McKee Homes hillcrestairdrie.com

9. THE GATES AT HILLCREST

5. SOUTHWINDS

10. CREEKSIDE CREEKSIDE VILLAGE by Carlisle

2. RAVENSWOOD By: Qualico Builders: NuVista, McKee Homes, Pacesetter, Broadview ZEN RAVENSWOOD by Avalon Master Builder ravenswoodairdrie.com

3. COOPER’S CROSSING By: Westmark Holdings Builders: Harder Homes, McKee Homes, NuVista Homes; Emerald New Homes and Douglas Homes cooperscrossing.ca

By: Mattamy Homes Builders: Mattamy Homes mattamyhomes.com/calgary

6. CANALS LANDING By: Genesis Land Development Corp.

Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, WestView Builders CANALS by Slokker Homes genesisland.com

By: Mattamy Homes Builder: Mattamy Homes mattamyhome.ca/calgary

Group

11. GEORGETOWN @ Reunion by Slokker Homes

12. VISTA CROSSING IN CROSSFIELD By: Dream Development Builders: McKee Homes, Reidbuilt Homes, Homes by Dream vistacrossing.ca

FEB 2 - MAR 2, 2018 17

O

ADVICE | BILD ALBERTA REPORT

GETTING TO KNOW YOUR NEW HOME WARRANTY

CARMEN WYTON

You’ve shopped around, analyzed your options and made the decision to purchase a newly built home. One of your primary roles as the homeowner is to educate yourself. This includes getting to know your builder and making sure your home is ready to stand the test of time with the help of a new-home warranty.

1-2-5-10 COVERAGE

BILD Alberta members have been protecting homeowners by securing warranty coverage for more than 40 years. In 2014, the government of Alberta introduced the New Home Buyer Protection Act to ensure every newly built home has the minimum one-twofive-10 warranty coverage. This covers: • One year for labour and materials including finishes like flooring, paint or trim; • Two years for delivery and distribution systems such as heating, plumbing and electrical; • Five years for building envelope protection including the roof and walls; and • 10 years for major structural components, including the frame and foundation.

There are seven warranty providers builders can partner with in Alberta, so familiarize yourself with your builder’s provider. Key questions to ask your provider include: • When your warranty start dates are 18 NextHome.ca

*M 2. an • What base and additional coverage is offered • How to make a claim Visit homewarranty.alberta.ca for a list of warranty providers and more information on your role as a homeowner.

ADDITIONAL COVERAGE

Now that you know about the one-two-five-10 mandatory coverage, take some time to look at additional coverage options that are available through your warranty provider.

One area to look at is prepossession coverage including deposit protection. Putting a sizeable deposit down on your home is a large financial commitment. It’s important to note that deposit protection is not part of mandatory coverage but would help protect you in the event that your builder defaults.

Consider consulting with your real estate lawyer to help navigate all additional warranty options.

WARRANTY PROCESS

In the event that you encounter

an issue with your new home, your first step is to contact your builder to discuss it. Your builder may be able to address it directly.

If it cannot be resolved with your builder, contact the warranty provider to guide you through the process of making a claim under your policy.

With the number of reputable new-home builders in Alberta, you may never need to make a claim. However, it’s important to have your ducks in a row so you have peace of mind in your new home.

Visit bildalberta.ca to find a builder member in your area.

Carmen Wyton is CEO, Building Industry and Land Development Alberta Association (BILD Alberta), the unified voice for the land development, home building and renovation industry in Alberta. bildalberta.ca

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+MORE ADVICE ONLINE nexthome.ca/news/advice

The d notice and a

OWN A HOME FOR LESS THAN $1,450 PER MTH* Affordable | Move in Ready | Bonus Incentive

*Monthly payment of $1,426 is based on a $334,900 purchase price, with a 5% down payment. Payments based on a 2.15% VRM rate and amortized over 25 years. Rates as per December 7, 2017 and due to change without notice. Rates and approval acceptance are not guaranteed and are subject to availability. Rules and restrictions may apply.

FIND YOUR PERFECT HOME AT SOUTHPOINT Homes Starting From Mid $300`s VISIT OUR SHOWHOMES & PRESENTATION CENTRE!

(Corner of 40th Avenue SW & Reynolds Gate)

HOURS OF OPERATION Monday to Thursday - 2pm to 8pm Friday Closed Saturday, Sunday & Holidays - 12pm to 5pm

E LAKE BLVD

Take Advantage of our

QUEEN ELZABETH II HIGHWAY

BONUS INCENTIVE PROGRAM

MAIN ST

8 ST SW

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KINGSVIEW BLVD SE

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With 12 acres of parks and green space woven throughout the neighbourhood, great amenities like a tennis court, basketball court, playgrounds and BBQ areas, plus an elementary school planned for 2019, Southpoint is the ideal place to raise your family.

LOCATION 305 SOUTHPOINT GREEN SW

1 ST AVE NW

Southpoint is a one-of-a-kind community situated in southwest Airdrie that stands apart for its wide selection of homes and expansive green space.

When complete the quiet, tree-lined streetscapes will feature a charming mix of detached single-family homes, townhomes, rowhomes, paired homes and condos – an option for every budget and lifestyle.

REYNOLDS GATE

Held Over Until Jan 31st 2018!

Offer valid until January 31, 2018. Offer valid only on select homes, some restrictions may apply.

Offer cannot be comined with any other offers.

VESTASOUTHPOINT.COM southpoint@vestaproperties.com

403.980.1979

The developer reserves the absolute right to modify, cancel or extend this offer at any time without prior notice. Actual interiors, exteriors and views may be noticeably different than what is depicted in photographs. This is not an offering for sale. Any such offering may only be made with the applicable offer to purchase and agreement of sale and disclosure statement. Prices and availability are subject to change without notice. E. & O.E.

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Builders: Genesis Builders Group saddlestonecalgary.com

2. CORNERSTONE By: Walton Development Builders: Jayman BUILT, Shane Homes, Morrison Homes, Truman Homes, Pacesetter Homes liveatcornerstone.ca

3. REDSTONE By: Qualico Communities Builders: Broadview Homes, NuVista Homes, Pacesetter Homes, Jayman BUILT, Trico Homes, Creations by Shane Homes, Shane Homes (Shane showhome to be built in spring) calgary.qualicocommunities.com/ redstone

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By: Brookfield Residential Builders: Homes by Avi, Brookfield Okotoks BlackMorrison Homes, JaymanBuilt, Residential, Diamond Cedarglen Homes, Daytona Homes MAVERICK by Avi Urban brookfieldresidential.com

7. SKYVIEW RANCH By: Brookfield Residential Builders: Arrive by Partners Developments

8. CHESTERMERE RAINBOW FALLS

11. STRATHMORE 2 THE RANCH IN STRATHMORE By: United Builders: Jager Homes and WestView Builders theranchunited.com

12. LYALTA THE LAKES OF MUIRFIELD Builders: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes lakesofmuirfield.com

By: Truman Developments Builder: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes

9. KINNIBURGH

By: Mattamy Homes Builders: Mattamy Homes mattamyhomes.com

By: Pollyco Developments Builders: Stepper Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes, Sunstar Homes, Jager Homes

5. SAVANNA IN SADDLE RIDGE

10. LAKEPOINTE

By: Genstar Development Co. Builders: Cardel Homes, Homes by Avi, Excel Homes, Arcuri Homes, Rohit Communities genstar.com/calgary/savanna

By: Mattamy Homes Builder: Mattamy Homes Location: Sales centre 400 Westpark Dr. mattamyhomes.com

4. CITYSCAPE

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FEB 2 - MAR 2, 2018 21

1

PROPERTY PROFILE

SHANE HOMES

Thoughtful, functional designs, an affordable price point and a stellar location are bound to lure buyers to Saratoga, a fabulous new apartment-style condo project in SkyView Ranch.

Crafted by Shane Homes MultiFamily, Saratoga is comprised of two four-storey buildings located in this desirable and wellestablished northeast Calgary community. Construction is slated to start in early spring with possession anticipated in fall 2019.

“We were thrilled to launch 22 NextHome.ca

Saratoga on Jan. 10 and are getting quite a bit of interest from the area with a number of people stopping by the sales centre,” says area manager Helena Kipp.

“We’ve begun presales in Building B, which will have 100 condos (Building A will have 87) and we’re planning a grand opening in late February to celebrate the opening of our onsite showsuite. The showsuite is an A-1 floorplan that is 848 sq.-ft. with two-bedrooms, two-bathrooms and several highend features such as a master

walk-in closet and an oversized kitchen island with breakfast bar seating.

Saratoga presents functional layouts that maximizes use of space and have been thoughtfully designed to suit a variety of buyers with one-bedrooms from 600 to 602 sq. ft., one-bedroom plus dens from 721 to 766 sq. ft., and spacious two-bedrooms from 848 to 929 sq. ft. Sales are underway in Building B, with prices starting from the $170,000s plus GST. Buyers will be thrilled with the

PHOTOGRAPHY BY EYMERIC WIDLING PHOTOGRAPHY

OPENS THE DOORS TO A FABULOUS CONDO PROJECT IN SKYVIEW RANCH

well-appointed interiors that feature nine-ft. ceilings, upgraded knockdown ceilings throughout, premium vinyl plank flooring, carpet in the bedrooms, in-suite laundry and spacious balconies with gas line hookups.

The kitchens showcase selections you often see in singlefamily homes such as Whirlpool stainless steel appliances, quartz countertops, breakfast bar seating, undermount dual stainless steel sink, ceramic tile backsplash and custom designed flat panel cabinet doors. Tranquil bathrooms are highlighted by quartz vanity tops with undermount china basin.

With three contemporary interior colour palettes to choose from, each with standard and upgrade options available, buyers can personalize their suites to their own tastes and lifestyle, Kipp says.

As well, buyers will receive titled underground heated parking or assigned surface level parking depending on unit purchased, a personal storage locker and secure bicycle storage is available.

The exterior presents premium vinyl siding and cultured stone for an eye-catching look, while

A1-B Show Suite at The Mark 101 in Sage Hill

+ LOCATION SkyView Ranch in Calgary BUILDER Shane Homes MultiFamily

PHOTOGRAPHY BY EYMERIC WIDLING PHOTOGRAPHY

HOME TYPE Apartment-style condos

SALES CENTRE 280 Skyview Ranch Rd., N.E., Calgary CONTACT Helena Kipp 403.536.2389

Saratoga will feature extensive landscaped areas for relaxing and enjoying your morning coffee.

“SkyView Ranch is a mature new community, so there’s shopping, transit, walking paths and a school already here, with lots of commercial development nearby and to come,” Kipp says.

“We imagine we’ll appeal to firsttime buyers, young professionals, downsizers and investors.”

It’s also conveniently located off Metis Trail, with easy access

to Stoney and Deerfoot Trails for quick commutes, 10 minutes from the airport and just minutes from CrossIron Mills for shopping and entertainment.

For more information, visit the sales centre at 280 Skyview Ranch Rd, N.E., open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., call Helena Kipp at 403.536.2389 or visit shanehomes.com FEB 2 - MAR 2, 2018 23

TRENDING

STRESS TEST WHAT YOU CAN BUY NOW, WITH THE NEW MORTGAGE REGULATIONS

by SONIA BELL & WAYNE KARL

It’s January 2018, prospective homebuyers, and the new mortgage stress test is in play.

But what you may not know is how much it’s going to impact your homebuying budget. And you’re not alone: A new study from ReMax estimates 37 per cent of Canadians aren’t aware of how the changes will affect their ability to purchase a property.

Towards the end of 2017, the Office of the Superintendent of Financial Institutions (OSFI) introduced tighter rules, requiring borrowers with uninsured mortgages (down payment of 20 per cent or more) to undergo a stress test. As of Jan. 1, 2018, uninsured borrowers must now qualify at a new minimum rate – the greater of the Bank of Canada’s five-year benchmark rate, which currently sits at 4.99 per cent, or 200 basis points higher than their mortgage rate.

While the stress test aims to ensure borrowers can afford rate hikes, some sources are questioning the new rule.

“Those of us working in the mortgage industry question if now is an appropriate time to introduce more regulations, which will cool markets across the country further,” says James Laird, co-founder, ratehub.ca, and president of CanWise Financial.

“We have yet to see the full impact of regulations added over the last 12 months, combined with rising interest rates. A more prudent approach would be to let these new variables work their way 24 NextHome.ca

through the real estate markets and decide if further tightening is required.”

Phil Soper, president and CEO, Royal LePage, is also wary of the new policy. “It is prudent that policy makers introduce measures that help protect the housing market from runaway price inflation,” says Soper. However, natural supply and demand forces will always triumph over regulatory tinkering. Attempting to use public policy to steer property prices in huge, rapidly growing cities like Toronto and Vancouver is like a tugboat trying to turn an ocean liner. Consistent, measured policy can have a positive impact. Just don’t try to turn the market on a dime or you risk sinking the ship.”

Fifty-eight per cent of respondents in the ReMax survey are aware of the new rule, but 27 per cent don’t believe it will impact the type of property they purchase; 18 per cent believe it will; and 13 per cent are unsure of how the new regulations will affect their ability to purchase a property.

The harsh reality is that the new rules will reduce buyers’ purchasing power substantially. In some cases, decreasing the overall price of a home they can afford by tens of thousands of dollars. We calculated how much a buyer can afford, now that the new rule has taken effect.

The methodology: Using ratehub.ca’s mortgage affordability calculator, we determined how much a family can afford with a household income of $100,000 and qualifying for a five-year fixed mortgage amortized over 30 years.

The corresponding chart presents a typical scenario: A family qualifying for a mortgage rate of 2.84 per cent. In this case, they would need to qualify at the Bank of Canada’s five-year benchmark rate, currently at 4.99 per cent.

We show the minimum household income required, and how much of a down payment you would need, in order to buy a home at the average price in that market.

Ratehub.ca OSFI Mortgage Affordability Calculations Assumptions: • Qualifying Rate: 4.99% (Bank of Canada Benchmark, December 2017) • Down payment: 20% • Amortization period: 25 years

Calgary Minimum Household Income Down Payment Home Price Property Tax (per month) Heating Costs (per month)

$83,167 $97,586 $487,931 $240 $132

Keep your next step simple.

Move in ready homes with no condo fees.

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Under $1550/mo

HOMES STARTING FROM THE $330’S Visit our showhome at 1516 Cornerstone Blvd. NE Phone: (403) 474-8544 Email: cornerstonetownhomes@jayman.com

For $1,200 a month you can live like a millionaire.

Live a life of extravagant luxury—golf simulator, indoor saltwater pool, wine cellar, yoga studio— without extravagant payments. At Westman Village it’s all included in your monthly payment, starting from only $1,200. But you really need to see it all in person to get just how extraordinary your quality of life will be.

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WESTMAN VILLAGE SITE

SEE IT ALL AND TOUR THE NEW VILLAGE CENTRE. Monday to Thursday from 2pm to 8pm Weekends from noon to 5pm

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Builders: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes, Brookfield Residential ORIGINS by Streetside Developments livecranston.ca

By: Genstar Builders: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Cedarglen Homes, Rockford Jackson by Avi Urban WALDEN PLACE by Cardel Lifestyles waldenliving.ca

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Remington Homes

CHALET NO. 6 by Hopewell NOTE: Please match map numbers with property listings.

NEW HOMES

NEW CONDOS

1. AUBURN BAY

2. CRANSTON

By: Brookfield Residential Builders: Brookfield Residential, Cedarglen Homes, Baywest Homes, Jayman BUILT, Albi Homes, Morrison Homes, Discovery Homes AUBURN WALK by Cardel Lifestyles CANOE by Avi Urban REGATTA by Brookfield Residential liveauburnbay.ca

By: Brookfield Residential Builders: Albi Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Residential,

CRANSTON RIDGE

by Cardel Lifestyles

ZEN CRANSTON

by Avalon Master Builder brookfieldresidential.com

7. QUARRY PARK By: Remington Developments CHAMPAGNE by Remington Developments THE GATES by Remington Developments GLADSTONE by Remington Developments

8. WESTMAN VILLAGE By: Jayman BUILT Builders: Jayman BUILT westmanvillage.com

FEB 2 - MAR 2, 2018  27

PROPERTY PROFILE

SHANE HOMES Terrific features, smart designs and affordability combine to create a distinct mix of paired homes

by Shane Homes in the growing community of Legacy in southeast Calgary.

Shane Homes opened the doors to three new showhomes on January 6th and new homebuyers are already honing in on this limited offering that encompasses only 26 paired homes.

28 NextHome.ca

“We’ve had a great response to these homes with seven already sold,” says Area Manager Michael MacLean. “People love that they can get great features such as a master bedroom ensuite with walk-in shower, nine-ft. ceilings and laminate on the main floor, second floor laundry and a rear double-car detached garage starting in the $370,000s.

“People really like the designs;

it’s really a unique, affordable product,” he says. “It’s also the last chance to get into a semi-detached home by Shane Homes in Legacy and with just 19 remaining they’ll need to act quickly.”

One of the most popular models available is the 1,403-sq.-ft. Arbor III showhome, which welcomes you home with an outstanding full-width veranda where you can

PHOTOGRAPHY: CHARLTON MEDIA COMPANY

OPENS THE DOORS TO A DISTINCT MIX OF PAIRED HOMES IN LEGACY

+ LOCATION Legacy in Calgary BUILDER Shane Homes HOME TYPE Paired Homes

SHOWHOMES 1282 Legacy Circle SE

PHOTOGRAPHY: CHARLTON MEDIA COMPANY

CONTACT Michael MacLean 403.536.2314

set up patio furniture and relax after a hectic day.

Inside, the open main floor presents an inviting, contemporary style featuring a spacious front family room with a large window allowing in plenty of natural light, a central dining area providing substantial space for entertaining and a niche beside the stairs for a hall table or computer desk.

The large L-shaped rear

kitchen features a granite-topped peninsula with bar seating, plenty of counter space and cabinets, stainless steel appliances and full-height tile backsplash. A mud room and half-bath are off the rear entry.

Upstairs the master bedroom offers an inviting ensuite with an oversized shower and spacious walk-in closet with tons of storage space. A three-piece bathroom

with linen closet and two generous sized secondary bedrooms complete the second floor.

Shane Homes has two additional paired showhomes in Legacy, which include: The Vista, 1,466 sq. ft., featuring a front owner’s suite with two walk-in closets and a private ensuite; and the Eden II, 1,525 sq. ft., offering a central kitchen with an expansive island and a side pantry.

“Customers really like the layouts and the high end features offered paired home models. We have been getting a wide variety of interest from first-time buyers and young families to ‘right-sizers’ looking for a smaller home without compromise,” MacLean says.

He notes Legacy itself is an attractive community featuring inviting walking paths and protected green space, and is located close to major routes such as Stony Trail and Macleod Trail for easy access to shops, services, eateries and the LRT. For more information, visit the Arbor III at 1282 Legacy Circle S.E., Calgary, and the other showhomes, open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., call Michael MacLean at 403.536.2314 or visit shanehomes.com FEB 2 - MAR 2, 2018 29

NOW AVAILABLE

NEW 1+2 BEDROOM FLOOR PLANS WITH ISLAND + TABLE OPTIONS

144 Ave Nw

85 St Nw

Township Rd 260

Nw

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Country Hills Blvd Nw

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1 NOW SELLING BUILDING #2

1 BEDROOM CONDOS • BI-WEEKLY PAYMENTS STARTING FROM $435.49 P&I*

3 fully furnished showsuites now open

TOUR OUR SELECTION OF MOVE-IN READY SUITES

condo features

LUXURY VINYL PLANK FLOORING, OVERSIZED STORAGE LOCKERS, 9’ CEILINGS, FREE CABLE TV & INTERNET FOR 1 YEAR, AND FREE LEGAL FEES & CLOSING COSTS (PROVIDED OUR SOLICITOR IS USED)

Address: 3727 Sage Hill Drive NW, Calgary Dianne: 403-536-2388 Email: themark101@shanehomes.com

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A DIVISION OF SHANE GROUP OF COMPANIES

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Monday to Thursday: 2 - 8 pm Saturday, Sunday & Holidays: Noon - 5 pm

SAGE

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37TH ST NW

PRESENTATION CENTRE HOURS

SYMONS VALLEY RD NW

SAGE HILL DRIVE NW

SAGE VALLEY BLVD NW

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*Subject to change without notice. 2.89% on a 15 month rate hold, 3 year term with Shane Multi-Family preferred lender. See Area Manager for details. E & OE.

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By: United Communities Builders: Homes by Avi, Morrison Homes, Shane Homes, Sterling Homes, Trico Homes, Jager Homes, Pacesetter Homes, Creations by Shane Homes Carnaby Heights by Jayman Modus Nolan Park by Cardel Lifestyles nolanhillunited.com

7. LIVINGSTON

By: Brookfield Residential Builders: Homes by Avi, Brookfield McKnight Blvd NW Residential, Morrison Homes, JaymanBuilt, 3. SAGE MEADOWS K i ght Blvd Ne Cedarglen HomesnMaverick

by Avi Urban, By: Genesis Land Development Corp.

Homes Builders: Genesis Builders Group Sage 2A 3Daytona 40 Ave Nw brookfieldresidential.com Place by Cardel Lifestyles 2 genesisland.com

By: Intergulf Cidex 24 Ave N w Builder: 2Trico 4 AveHomes, evanston.qualicocommunitiescalgary.com Nw 1 Intergulf Cidex

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144 Ave Nw

144 Ave Nw

Centre St N

60

Panorama Rd

NORTH WEST

Range Rd 14

M

Queen Elizabeth II Hwy

HOT PROPERTIES / CALGARY AREA

By: Dream Development 27 AHomes ve Ne Builders: DS Homes,

by Avi, Genesis Builders Group, Morrison Homes, WestView Builders, Calbridge Homes, Homes by Dream Avira by Jayman Modus lifeontheridge.ca

9. SHERWOOD Builders: Gablecraft Homes

6. CARRINGTON

10. KINCORA

By: Genstar Builders: Excel Homes, Jayman MasterBuilt, Homes by Avi, Arcuri Homes genstar.com/calgary/carrington

11. SAGE HILL

Builders: Emerald Sky by Carlisle Group, Diseno by Landmark Homes

Builders: Mark 101 by Shane Homes, Sage Hill Park by Brad Remington (Coming Soon)

FEB 2 - MAR 2, 2018 31

HOME / OUR BLOG / FEB 2018

After Sales Care With Paul Savoie

ON OUR

BLOG

At Shane Homes, our Home Service Team is responsible for the prepossession and post possession inspections with customers. They move through a comprehensive checklist to ensure that the home purchased meets industry standards in terms of mechanics, structure and aesthetics.

Pre-possession inspections

What is the Home Service Team looking

hours, the customer can call our emergency

Before receiving the keys to a new Shane

for?

line for assistance.

home, our Home Service Technician carefully

At the three month and one year inspections,

reviews, inspects and repairs any visible

the Home Service Technician looks for

GET THE FULL STORY!

defects throughout the home and then

abnormalities or anomalies that affect the

conducts an educational thorough walk-

function of the house.

though with the new owner(s).

Dealing with irregularities

Post-possession inspections

Outside of the regular inspections, Shane

Shane Homes includes a three month

Homes does everything they can to remedy

and one year inspection completed by the

problems in a timely manner. If a Shane

Home Service Team. This is a chance for the

customer has any urgent issues, they should

customer to bring forward any questions or

speak to the Home Service Team to set up an

concerns they may have.

appointment or if outside of normal business

Read the expanded article at shanehomes.com/our-blog

N

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Qualico Communities are built with one thing in mind - you. Our thoughtfully master-planned spaces are built with an intuitive sense of community that nurtures individuals, families and in friendships.

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32  NextHome.ca

16 A ve N

W

Sarcee Trail SW

NuVista Homes | Broadview Homes | Sterling Homes | Trico Homes

201

d Calgar y Ring Roa

FRONT DRIVE SINGLE FAMILY

HOT PROPERTIES / CALGARY AREA

DOWNTOWN

20 Ave Nw 1

6 St Ne

14 St Nw

12

Centre St S

19 S t Nw

Crowchild Trl Nw

Trans Canada Hwy

11

Kensington Rd Nw Memorial Dr Nw

4 6 5

1 Ave Ne 3

11 16

9 Ave Sw w Trl S w Bo 11 Ave Sw

8

9 Ave Se

2

Crowchild Trl S

Sw

4 St Sw

1 6 St S w

19 St Sw

ay 34 Ave Sw Council W

14

Macleo d Trail Se

5 St Sw

w

9

7

15

1

17 Ave Sw

10

25 Ave Se

KENSINGTON NOTE: Please match map numbers with property listings.

BELTLINE 1. SMITH by Grosvenor smith17.com 2. PARK POINT by Qualex Landmark qualex.ca/ParkPoint

BRIDGELAND 3. Bridgeland Crossings II by Gablecraft Homes liveat.bridgelandcrossings.com 4. Radius by Bucci Developments bucci.com/radius/ 5. Steps by Giustini Bridges Inc. 6. Bridgeland Hill by Gablecraft Homes liveatbridgelandhill.gablecrafthomes.ca

NEW HOMES

NEW CONDOS

42 Ave Se

EAST VILLAGE DEVELOPER: CMLC 7. INK by Battistella Developments battistella.ca/ink/ 8. EVOLUTION by Embassy Bosa evolutioncalgary.com 9. VERVE by Fram Building Group framhomes.com 10. N3 Condos by Knightsbridge & Metorpia N3condo.ca

12. EZRA by Birchwood ezraonrileypark.com 13. KENSINGTON by Bucci Developments bucci.com/Kensington/

MISSION 14. DUKE by Avi Urban aviurban.com

VICTORIA PARK 15. GUARDIAN by Hon Towers theguardiancalgary.com

EAU CLAIRE

WEST END

11. WATERFRONT by Anthem Properties waterfrontcalgary.com

16. AVENUE by Grosvenor & Cressey avenuewestend.com

FEB 2 - MAR 2, 2018  33

TRENDING

5 THINGS YOU NEED TO KNOW ABOUT CANADIAN REAL ESTATE IN 2018

by WAYNE KARL

2 | THE STRESS TEST It will be more difficult to become a homeowner this year. As of Jan. 1, borrowers with uninsured mortgages (those putting a down payment of 20 per cent or more) need to undergo a stress test. They must qualify at a new minimum rate – the greater of the Bank of Canada’s five-year benchmark rate of 4.99 per cent, or 200 basis points higher than their mortgage rate.

These new rules could reduce your purchasing power substantially.

At the qualifying rate of 4.99 per cent, a 20-per-cent down payment and 25-year amortization, here are the ballpark numbers you’re looking at to buy a home in these major Canadian markets:

Vancouver Home price: $1.09 million Minimum household income: $172,030 Down payment: $218,536

1 | MORE LOCAL THAN EVER First, there’s no such thing as a Canadian real estate market. You buy one home on one street in one neighbourhood in one city. This is true now more than ever.

What happens in Canada’s largest and hottest housing markets, Toronto and Vancouver, respectively, is quite different from that in, say, recovering areas such as Calgary and Edmonton.

“Monthly momentum for national home sales activity gained strength late last year, and further expected economic and job growth will buoy sales activity this year despite slightly higher expected interest rates,” Canadian Real Estate Association President Andrew Peck said on Jan. 15 in releasing CREA’s stats for December 2017. “Even so, momentum for home sales differs depending on location and type.”

Indeed, it does.

“While activity remained below year-ago levels in the GTA, the decline there was more than offset by some sizeable year-over-year gains in the Lower Mainland of British Columbia, Vancouver Island, Calgary, Edmonton, Ottawa and Montreal.”

Then there’s prices. The national average price climbed just 0.04 per cent in December from the previous month, but it declined 1.42 per cent in Oakville-Milton.

Looking at a longer-term trend is also important. Using the same Oakville-Milton example, prices were up 58 per cent in December from five years ago, while in Ottawa they’re up just 12.54 per cent, and in Saskatoon, they’re down 3.18 per cent.

34 NextHome.ca

Calgary Home price: $487,931 Minimum household income: $83,167 Down payment: $97,586 Edmonton Home price: $383,308 Minimum household income: $66,602 Down payment: $76,660 Toronto Home price: $833,767 Minimum household income: $146,333 Down payment: $166,753 Ottawa Home price: $407,580 Minimum household income: $77,460 Down payment: 81,516

M O V E I N T O DAY

$300s

3 | RISING INTEREST RATES

4 | SUSTAINABLE GROWTH Even in formerly scorching markets such as Toronto and Vancouver, sales are softening and price growth is slowing. For prospective homebuyers sitting on the sidelines waiting for your opportunity, this may be it.

After routine, double-digit price growth in many markets in Ontario and BC over the last few years, appreciation is expected to return to more sustainable levels this year. In its 2018 housing market outlook, ReMax forecasts price growth to be flat in the GTA (compared to 14-per-cent growth from 2016-17), five per cent in the Fraser Valley (11 per cent in 2016-17), and a decline of five per 36 NextHome.ca

cent in Victoria (versus 11-per-cent growth in 2016-17).

In some markets, however, the slowdown may be short lived. In Mississauga, for example, ReMax is calling for a 2.5-per-cent drop in average prices this year, compared to 16-per-cent growth in 2017.

“Mississauga saw significant price growth in the first few months of 2017, in advance of the Fair Housing Plan,” says Christopher Alexander, executive vice-president and regional director, ReMax Integra OntarioAtlantic Canada region.

“This appreciation is not something that can be sustained, and we are seeing fewer affordable options for detached houses, which continues to drive buyers further west. We expect to see a wait-and-see response in the early part of the year. The price forecast for Mississauga is a 2.5-per-cent decline, but this will be temporary, with a return to current price levels by year-end or early in 2019.”

5 | YEAR OF THE CONDO 2.0 One of Canada’s other large realty authorities, Royal LePage, declared 2017 as the “year of the condo.”

Limited supply and worsening affordability challenges in lowrise homes, particularly in Toronto and Vancouver, have made condominiums an increasingly popular housing choice.

The price of a home in Canada increased 10.8 per cent year-overyear to $626,042 in the fourth quarter of 2017, according to Royal LePage’s National House Price Composite. The median price of two-storey homes rose 11.1 per cent year-over-year to $741,924, while bungalows climbed 7.1 per cent to $522,963.

Condos, meanwhile, appreciated in price faster than any other housing type, rising 14.3 per cent to $420,823 on a year-overyear basis.

PHOTO: RANDY BARBA

It will also be more expensive to borrow money in 2018.

At least one mortgage expert, Calum Ross of the Mortgage Management Group, Toronto, began calling for fixed mortgage rates to begin to rise in the fall, based on higher than expected Canadian employment data and other factors.

Sure enough, as of Jan. 15, Canada’s big banks and other lenders began raising their benchmark five-year mortgage rates. And, as some experts expected, the Bank of Canada increased its overnight rate target in its latest interest rate announcement and Monetary Policy Report on Jan. 17.

Canada Mortgage and Housing Corp., for one, expects mortgage rates to rise modestly from now to 2019. The posted five-year mortgage rate is expected to lie between 4.9 and 5.7 per cent in 2018, and between 5.2 and 6.2 per cent in 2019, CMHC says.

Despite these increases, mortgage rates are expected to remain below levels observed prior to the Great Recession.

Is 2018 likely to be much different? Doubtful.

In its latest Housing Trends and Affordability Report, RBC Economics says overall Canadian housing affordability, for the third quarter of 2017, hit its worst level since the end of 1990.

This means condos could remain king. But, as we stress in the No. 1 thing you need to know about Canadian real estate in 2018, there may be affordable lowrise options in your local market.

PHOTO: RANDY BARBA

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HOT PROPERTIES / CALGARY AREA

No rt h

St S e Trl S e 26

Blackfoot Trl Se

wR Bo

Deerfoot T rl Se

l Sw

Builders: Vivace by Streetside Developments

A

cad

5. EVERGREEN

24 St Se

MacLeo d Tr

Deer foot

Centre St S

St George's Dr Ne

6 St Ne

14 St Nw

20 St Sw

23 St Ne

Centre St S

r Se ia D

Builders: Sanderson Ridge on Fish Creek

by Telsec

Anderson Rd Se 2

Sw

Se

and Dr

Quee ns l

s Dr

wR

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lv

do ea w

Se

Ca nyon M

5

Bo

Woodview Dr Sw

naventure Bo Dr

Se

24 St Sw

37 St Sw

Anderson Rd Se

Acadia Dr

Ch ar les

6

N

unt Dr mo

Nw wo od

Elbo w Dr Sw

Westbluff Rd

29 St N w

Crowchild Trl S

51 St Sw 45 St Sw

20 St Sw

Sarcee Trl Sw

69 St Sw S t Sw 69

Range Road 31

Dr

Haddon R d Sw

e

River Bow

Elbo w Dr Sw

S Rd

37 St Sw

n de

4. WEST SPRINGS

n more Trl Se

18 St S e

Se

Anderson Rd Se

Se

76 Ave Se

Gl e

South land Dr Se

MacLeod Trl Se

14 St Sw

r Sw

Oakfie l

d Dr Sw

66 Ave Se

Heritage Dr

Trl oot

Fairm o unt Dr Se

er D

r ive

Mc

r Se n Meadows D Canyo Par d Se Blv

Jam

w

nd kla

37 S t S Fish Creek Blvd

3. DRESSAGE IN SILVERADO By: Qualico Communities Builders: Baywest Homes, Augusta Home Hunter House by Streetside Developments silveradobyqualico.com

Barlow T r l

2

58 Ave Se

Bl a ckf

MacLeod Trl Se

14 St Sw

Pa ll i s

Southland Dr SW

Se Av

Og

24 St Sw

90 Ave Sw

By: Qualico Communities Builders: Sterling Homes, NuVista Homes, Broadview Homes, Trico Homes calgary.qualicocommunities.com/ crestmont/

Barlow Trail Ne

w

Heritage Dr

26 St Ne

25 Ave Se

Glenmore Trail Sw

75 Ave Sw

rE

Rd Se en

rl S eT

58 Ave Sw

70 Ave Sw

GLENMORE RESERVOIR

River

ckfoot Tr l Se Bla 9A ve Se

42 Ave Se

5 0 A v e Sw

66 Ave Sw

Memoria lD

Bo w

d Og

Glenmor

2. CRESTMONT

8 Ave Ne

Ne St 19

ay Sw

34 Ave Sw Council W 36 Ave Sw 38 Ave Sw

46 Ave Sw

19 St Ne

w

w dS dR

l Ne Tr

17 Ave Sw

1 Ave Ne

9 Ave Se

1 6 St S w

Tra il S w

Bow Trl Sw

6

on hm Ric

9 Ave Sw w Trl S w Bo 11 Ave Sw

19 St Sw

Gle nm ore

Kensington Rd Nw Memorial Dr Nw

Macleo d Trail Se

26 Ave Sw

1

4 St Sw

d

Trans Canada Hwy

nt o n Ed m o

17 Ave Sw

Wh

27 Ave Ne

5 St Sw

17 Ave Sw

2

By: La Vita Land Builders: Calbridge Homes mysticcalbridge.com

32 Ave Ne

20 Ave Nw

37 St Sw

we rS pr in g

e 1 2 St N

24 Ave Nw

Spruce Dr Sw Bo wT rl S w 8 Ave Sw

Bow Trl Sw

Ne ve

24 Ave N w

Av eN w

32 A

40 Ave Nw

4 St Sw

4

1. MYSTIC RIDGE McKnight Blvd NW

1

19 S t Nw

3

1A

Bow R iver

1 L o tt Cree k Dr

32 Ave Nw

Crowchild Trl Nw

85 St Sw

p R oad 241

77 St Sw

Horizon View Rd

Lo

Home Rd Nw

Old Banff Coach Rd sw

w

64 Ave Ne

w

t Nw 0S

1

ch Rd

ba nk R

Tow nsh i

R ive r

Hw y

C oa

Springbank Rd

Nw 40 Ave N

24 St Nw

Tra n s Can ada

Bo w

rl Nw pi T Shaga n ap

Banff

w

49 St Nw

Old

Varsity D r

sN Cre

2

Township Road 245

8

W

77 St Nw

85 St Nw

16 Ave

1

Bow

1 4 St Nw

52 Ave Nw

Township Road 250

Trans Canada Hwy

e Nw

S

Hill

SOUTH WEST River Bo w

es McKevitt Rd Sw

By: Canada Lands Builders: Axess by Slokker Homes

Se ve 6A 14

Ri v

g Sha wini

Se

Bo w

B ake lvd Midl

Shawnessy Blvd Sw

er

162 Ave Sw

6. CURRIE BARRACKS

Sun Valley Blvd

Spruce Meadows Trl Sw

Pri dd

Range Road 30

6

22

Township Road 221

NOTE: Please match map numbers with property listings.

Range Rd 13

210 Ave W

a hap rr a l Dr Se

B

ow

er Riv

194 Ave Sw

201

22X

Sheriff King St

Range Rd 14

192 St W

3

Chaparral Blvd

22X

C

178 Ave W Marquis Of Lorne Trl Sw

6 St Sw

178 Ave W

24 St Sw

22X

is V alley Rd

w

a n Dr S 162 Ave Sw

n

194 Ave Se

210 Ave Se

226 Ave

NEW HOMES

NEW CONDOS

FEB 2 - MAR 2, 2018  39

N

Friday 12-5 PM

2A

HOT PROPERTIES / CALGARY AREA 338 Ave E

OKOTOKS

HIGH RIVER r

iv e od

2

ive

2 Ave Se

r

cLeod Trl S w Ma

St E

12 Ave Sw

88 St E

32

2A

9 A ve

Se

2A 4

th D

ei

r

783

NEW HOMES

NEW CONDOS

1. RANCHERS’ RISE

4. HIGH RIVER MONTROSE

By: Bordeaux Developments Builders: Baywest Homes, Sterling Homes, Wolverine Custom Homes okotoksranchersrise.com

By: Dream Development Builder: Lifestyle Homes, Red Door Homes escapethecity.ca

2. DRAKE LANDING

5. HERITAGE POINTE ARTESIA AT HERITAGE POINTE

By: United Communities Builders: Lifestyle Homes, Sterling Homes, Prominent Homes drakeunited.com

2A

Mont

2A

NOTE: Please match map numbers with property listings.

5 St Ne

Cim a rron D

ood hw Rive r Hig

24 St Ne

370 Ave E

pR

r

Westland St

High Coun try Dr N w

R

o

Cry

ee

7

Hig

112 St E

Sh

Big Rock Trail

2

2A hw

N Railw ay S t

Milligan Dr

48 St E

R

r ive

3

2A

32 St E

Sheep

stal dge Dr Ri

M illigan D r

498 Ave

543

96 St E

64 St E

1

By: Heritage Pointe Properties Inc. Builders: Astoria Custom Homes, Albi Homes, Calbridge Homes liveatartesia.com

3. MOUNTAINVIEW By: Apex Developments Builders: Excel Homes, Sterling Homes mountainviewokotoks.com

FEB 2 - MAR 2, 2018 41

23

WHAT’S ONLINE

TRENDING NOW THE LATEST REAL ESTATE NEWS FROM ACROSS CANADA

HOW TO CHOOSE A GOOD LOCATION

HOW TO CHOOSE FURNITURE THAT FITS

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MORTGAGE PRE-APPROVAL DOS AND DON’TS

NATIONAL HOUSING STRATEGY ADDRESSES HOUSING NEED

nexthome.ca/mortgage-pre-approval

nexthome.ca/national-strategy

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