Calgary New Home Guide - Feb 24, 2017

FEB 24 - MAR 24, 2017 VOLUME 2, FREE VOLUME20, 2, ISSUE X,

CALGARY EDITION

INSIDE THIS ISSUE

THE IMPORTANCE OF A TOP F7 AND DISTRIBUTE NOTE THAT THIS CALLOUT IS EXCITEMENT AND BUILDING THAT THE FOR BAR IS ALWAYS CALGARY’S HIT 3 SHIFT GOOD CREDIT RATING TOWN RESTAURANTS ALWAYS YPNH GREY IN COLOURCOOPER’S WHITE ONPROMENADE BOTTOM OF PAGE SASHIMISPACING AT 0.2074 INCHES

You’ll Get More Than Semi-Attached To Our Semi-Detached Homes

KING’s HEIGHTS, AIRDRIE Starting from $320

SUNSET RIDGE, COCHRANE Starting from $300’s

CARRINGTON Starting from $340’s

6 Kingfisher Crescent 403.980.0558

42 Sundown Terrace 403.981.3147

119 Carringvue Drive NW 403.452.1353

OPENING MARCH 4th

To learn more, visit us at

jayman.com

contents FEB 24 - MAR 24, 2017 | VOLUME 20 ISSUE 2

10

ON THE COVER

Excel Homes

Sensational duplexes in Walden

+ online

showhome review

trending

14

18

NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

MAPS

neighbourhood profile

48 Renfrew

WITH

DYNAMIC

Shane Homes

Galea in Legacy – open, bright and beautiful

LOOK FOR THE CIRCLE

Active, alive and affordable

Cooper’s Town Promenade

Excitement growing over new 12-acre commercial site

30 Financial Planning

Nearly half of Canadians lack a financial plan: CIBC

VICE-PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF SALES, NATIONAL

Moe Lalani SENIOR MANAGER, CONTENT

18

44

Jennifer Reynolds ALBERTA SALES MANAGER

Shelley Balla EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

Sonia Bell, Elisa Krovblit, Lydia McNutt

SENIOR MEDIA CONSULTANT

Melanie Gowans 403.200.8462 Follow me on twitter @melgowans

28 advice

in every issue

22 Insight

6

Editor’s Note

12

What’s Online

Tips for your new home landscaping

Like us on Facebook ypnexthome

PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNERS

Miguel Cea, Mike Terentiev PRODUCTION MANAGER

Helen Pearce

by Brad Jackman

28 Calgaryism

5 top shashimi restaurants in Calgary

district maps

FOR ADVERTISING INQUIRIES PLEASE CONTACT:

07

FOR NATIONAL ADVERTISING INQUIRIES CALL:

by Cody Battershill

40 Fundamentally Speaking

Why Americans won’t be gobbling up our homes

by Wayne Karl

49 Mortgage Mogul The importance of managing your credit rating

by Jason Eldridge

inspiration

09 Southeast

416.263.6783

Published by

17

Airdrie

21

Cochrane

27

Okotoks

33

Northwest

2891 Sunridge Way NE Calgary, AB T1Y 7K7.

Phone: 587.226.1313

39

Northeast

ypnexthome.ca

43 Southwest 46 Calgary

South Region

44 Design Secrets

Before you hire a designer... read these important tips!

Calgary East Region

403.200.8462

47

Calgary North Region

Calgary’s New Home Guide is published 13 times per year. We are located at:

The magazine is free to the public

COPYRIGHT 2017 All rights reserved by Yellow

Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E. EDITORIAL Submissions from interested parties

will be considered. Please submit to the editor at wayne.karl@ypnexthome.ca

Editor’s Note

1A

Tax time – embrace COCHRANE it year-round 1

IT’S LATE FEBRUARY, a time of year we often associate with

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

the blahs. But it’s also the shortest month of the year, and March and spring soon follow.

And while the deadline for 2016 Registered Retirement Savings Plan contributions isn’t until March 1, and April 30 for filing your 2016 income tax return, perhaps we need to start thinking of February in a different light altogether.

Indeed, heeding the advice of experts, perhaps “tax time” should be a year-round task. From making regular RRSP contributions, to comparing RRSPs and tax-free savings accounts, to learning of the various credits available, tax planning for some is as necessary as the inevitable taxes themselves.

Preparing as best you can throughout the year might help minimize the sting come deadline time – and help you learn to embrace the opportunities to save, not just fear what you have to pay.

22X PRIDDIS

TURNER VALLEY

ONLINE

SEE MORE PHOTOS ONLINE

Established in 1950, this older neighbourhood is a thriving community with great schools including both elementary and junior high schools – both public and Catholic. Read the full story… ypnexthome.ca/renfrew-neighbourhood

+ get social 6 YPNEXTHOME.CA

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›› CALGARYREGIONEAST NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

2

E

4

1

3

STRATHMORE 1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

DDIS

VALLEY

HERITAGE POINTE

BLACK DIAMOND

2

OKOTOKS

CHESTERMERE 543 RAINBOW FALLS 22 DEVELOPER: Truman Developments HIGH RIVER BUILDER: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes

WESTMERE

DEVELOPER: Melcor BUILDERS: Lifestyle Homes, ReidBuilt Homes

SHORES ON WESTMERE

DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

KINNIBURGH

DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes, Sunstar Homes, Jager Homes

2A 04 BUFFALO HILLS (coming soon)

BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LAKEPOINTE

DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LANGDON BOULDER CREEK ESTATES

DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Broadview Homes

HANSON PARK

DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Douglas Homes

STRATHMORE THE RANCH IN STRATHMORE DEVELOPER: United BUILDERS: Jager Homes and WestView Builders

WILDFLOWER RANCH IN STRATHMORE

DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

EDGEFIELD IN STRATHMORE

DEVELOPER: Pollyco BUILDERS: ReidBuilt Homes, Ovation Homes, WestView Builders, Aquilla Homes www.edgefieldstrathmore.com

LYALTA 03 THE LAKES OF MUIRFIELD

BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

SEARCH ONLINE ypnexthome.ca

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 7

Auburn Bay Gardens Developer: Carma Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

2 Copperfield Developer: Hopewell Residential Communities Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

17 AVEN

3 Cranston Developer: Carma Builders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates Showhomes: Corner of Cranston Ave.& Cranarch Rd. Builders: Albi Homes | Landmark Homes | Baywest Homes

4 WALDEN

MORE VOIR

HLAND DRIVE

More time for Mahogany things that matter.

DERSON ROAD

24 STREET

Showhomes: Walden Rise SE Developer: Genstar Builders: Shane Homes | Cardel Homes | Innovations

by Jayman | Excel Homes Developer: Carma

Showhomes: Mahogany Heath SE. Developer: Hopewell With all of the conveniences close by in Cranston, Builders: Jayman MasterBUILT | Sabal Homes | you can really most ofHomes your time.

Steppermake Customthe Homes | Trico

Riverstone is a purposefully built community 6 McKenzie Towne that’s a natural Developer: Carma fit for you and your family.

ELGIN VILLAGE Showhomes: Elgin Meadows Green SE. Elgin Estates Park SE. Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes VILLAGE OF PRESTWICK Showhomes: Prestwick Blvd SE. Builders: Cedarglen Homes | Jayman MasterBUILT

7 New Brighton

Showhomes: New Brighton Dr. SE. Developer: Carma Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi

ALBI | Cedarglen | Trico

Homes starting from the $500 s

experienceriverstone.com

EEK PARK

TT VI

JAMES McKE

5

2 AVENUE

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68 STR

14 STR

MEM OR

17 AVENUE

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›› SOUTHEASTCOMMUNITIES IAL

17 AVENUE

A IL

GLENMORE TRAIL

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8 DERSON ROAD

A

130 AV ENU E

B

W O

FISH CREEK PARK

L

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2 AVENUE

Mc KENZIE

SHAWNESSY BLVD.

6

7

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2

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SPRUCE MEADOWS HWAY

D OA

OF 5 QUIS NOTE: Map is just a graphic representation MARof areas of developments. See ad of a particular project for more details.

SHERIFF KING STREET

JAMES McKE

TT VI

DEVELOPER: Hopewell Residential BUILDERS: Jayman BUILT, Hopewell Residential, Stepper Custom Homes, Homes by Avi, Excel Homes ESTATE BUILDERS: Calbridge Homes, Morrison Homes, Homes by Avi www.mahoganyliving.com

CL D. VO R BLV

EEK PARK

FOO T TR

05 MAHOGANY

IL

TOM TR BOT

24 STREET

DEE R

CRANSTON AVE. SE

04 WALDEN

DEVELOPER: Genstar BUILDERS: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Avi Urban, Cedarglen Homes www.waldenliving.ca

52 STREET

BARLOW TRAIL

MORE VOIR

DEVELOPER: Brookfield Residential BUILDERS: Albi Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Residential RIVERSTONE OF CRANSTON BUILDERS: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes, Brookfield Residential www.livecranston.ca

52 STREET

MacLEOAD TRAIL

ELBOW DRIV E

BLACKF OOT

TR

03 CRANSTON

Ma

n,

16 AVENUE

16 AVENUE

06 McKENZIE TOWNE

DEVELOPER: Brookfield Residential BUILDER: Mosaic Townhomes: Brookfield Residential www.livemckenzietowne.com

07 NEW BRIGHTON

DEVELOPER: Brookfield Residential BUILDERS: Cedarglen Homes, Morrison Homes www.livenewbrighton.ca

08 QUARRY PARK SETON BLVD SE

4

DEVELOPER: Remington Corporation BUILDERS: Cardel Homes, Birchwood Properties, Albi Homes

09 LEGACY 9

01 AUBURN BAY

9

DEVELOPER: Westcreek Developments BUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Sterling Homes, Creations by Shane Homes, Jayman BUILT, Calbridge Homes, Morrison Homes www.legacylife.com

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Cedarglen Homes, Baywest Homes, Jayman BUILT, Albi Homes, Morrison Homes, Discovery Homes www.liveauburnbay.ca

02 COPPERFIELD

DEVELOPER: Hopewell Residential BUILDERS: Hopewell Residential, Stepper Custom Homes

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 9

Property Profile | EXCEL HOMES

cover story

Excel Homes offers ‘sensational’ duplexes in Walden Location EXCEL HOME plans to open fabulous new showhomes in

March for its duplex product line in Walden that has been such a hit with buyers.

“These homes are sensational,” says Area Manager Maureen Myden. “They have everything a buyer needs and a price that is so attractive that these homes are preselling faster than expected.”

“People love the design and features,” she says. “The homes are stunning and spacious featuring massive windows so there is tons of natural light and floorplans designed so there is no wasted space.”

These homes feature three bedrooms, 2.5 bathrooms, electric fireplace in the great room, stainless steel 10 YPNEXTHOME.CA

Walden, Southeast Calgary Builder

Excel Homes Development

Walden Home Type

Duplexes Sales Centre

11 Walgrove Terrace S.E. Contact

excelhomes.ca 587.351.5998

appliances, master bedroom with ensuite and walk-in closet and laundry with washer and dryer on the top level.

The showhomes and model currently offered are the 1,605-sq.-ft. Gilford and the 1,750-sq.-ft. Maxwell, which are also wowing buyers with their amazing drive-under double car garage with an additional tandem bay that provides room for three vehicles or buyers can develop the extra space for a fourth bedroom, family room, workshop or man cave.

“The possibilities of how to use the space are endless,” Myden says. “In the Gilford showhome we have used the space for a fourth bedroom and bathroom, which appeals to buyers who have a mature child wanting more privacy, a large family or want a private guest room.”

The Gilford presents a rustic elegance style with ivory cabinets, quartz countertops, laminate and tile floors. The main floor is great for entertaining with a central kitchen featuring an island with breakfast bar seating, chimneystyle hood fan, two banks of pots and pans drawers and a pantry. The adjacent dining room offers plenty of space and features space for a pocket office.

Meanwhile, the Maxwell showhome ups the wow factor with a gourmet kitchen that is highlighted by a three sets of pots and pans drawers, built-in microwave and wall oven, chimney hood fan above a cooktop, island with breakfast bar seating, pantry, engineered stone countertops and an additional shelving/storage space for a second super pantry.

“The central dining area is huge, you can easily put a farm style table to sit eight to 12 people,” Myden says, and the great room offers a massive space with room to even add a desk at the far end.

On the garage level, she notes, Excel opted to develop an in-law suite with a bedroom, bathroom, laundry and flex room with a dishwasher, sink and fridge, “so it’s great for anyone who has elderly parents, an extended family or who wants help supplementing their mortgage, and there is still room for a single car garage.”

These homes also appeal to buyers because they come complete with front and back landscaping, fenced rear yard, large rear driveway, front patio and rear deck. They also have an attractive price point with the Gilford starting at $279,900 and the Maxwell at $389,900.

Excel Homes is a BuiltGreen builder so buyers also receive energy efficient appliances and triple pane windows, “and Excel went to extra steps in building these homes to ensure sound dampening so they’re quiet.”

Myden also comments that Walden in southeast Calgary offers buyers a great location with already established amenities “and residents are close to parks, walking paths and shopping.”

For more information on these terrific duplexes by Excel Homes, visit the showhomes opening in March or the sales centre at 11 Walgrove Terrace S.E., open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., call 587.351.5998 or visit excelhomes.ca FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 11

What’s Online

Trending now The latest real estate news from across Canada

Small but sweet: The 2017 homebuyer’s mantra

Six ways to reduce your mortgage costs

READ THE STORY ONLINE nexthome.yp.ca/small-but-sweet

READ THE STORY ONLINE nexthome.yp.ca/reduce-mortgage-costs

Tips for living alone READ THE STORY ONLINE nexthome.yp.ca/household-of-one

Top 10 condo upgrade options that pay off

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SUMMER

VACATION ALL YEAR LONG Homes from the upper $100’s to over $1 million

Avi Urban

|

Cardel Lifestyles

Morrison Homes

LiveAuburnBay.ca

|

|

Brookfield Residential

Crystal Creek Homes

|

|

Jayman Built

Albi Luxury by Brookfield Residential |

Cedarglen Homes

|

Stonecroft

Showhome Review | CREATIONS BY SHANE HOMES

Creations by Shane Homes’ Galea Open, bright and beautiful saying when they walk through and explore Creations

by Shane Homes’ Galea showhome in Legacy in southeast Calgary.

“The Galea presents a wide open, contemporary floorplan with lots of included features that people love,” says Area Manager Michael MacLean. “It’s amazingly bright and definitely one of our most popular models in Legacy.

“People really love the front entry with the double closets and the lit niches flanking the vestibule foyer,” he says, noting the large kitchen, highly functional upper floor and generous size master bedroom are all popular with buyers.

“They’re really excited about the design that makes great use of space and they can see themselves living in it,” MacLean says. “It’s a very welcoming, comfortable plan and it appeals to everyone from first-time buyers to downsizers.”

The Galea is one of several duplex models crafted by Creations by Shane Homes in Legacy, which have been well received by buyers, with strong sales prompting the launch of a new phase this spring.

The 1,508-sq.-ft. Galea showhome presents an amazing vibe right from the front entry that features lots of windows 14 YPNEXTHOME.CA

making it nice and bright and there is substantial space to greet guests. A dark tile in the foyer transitions to a richly-toned wide plank hardwood style laminate that flows throughout the main floor.

Elegantly lit art niches flank the entrance way leading into the living room providing fabulous spaces for displaying artwork and collectibles. Buyers will be awed by

PHOTOS BY EYMERIC WIDLING PHOTOGRAPHY

OPEN, BRIGHT AND BEAUTIFUL – that’s what people are

PHOTOS BY EYMERIC WIDLING PHOTOGRAPHY

the large living room that ensures ample space for furniture and will adore the built-in TV niche and multiple windows.

A grand central nook adjacent to the kitchen provides space for a large dining room set for hosting dinners with friends and family.

The spacious, open concept kitchen is highlighted by an expansive central island with breakfast bar seating. It also features granite countertops, tile backsplash, stainless steel appliances, a walk-in pantry and a large window above the double under mount sink.

There is a mud room off the rear entry with a tile floor that matches the front entry and a large double closet to stash away coats and boots. Completing the main floor is a convenient half-bath tucked away by the staircase leading to the second floor.

Upstairs, the owners’ suite provides an abundance of space for king-sized furniture and features a walk-in closet and ensuite with soaker tub, granite-topped vanity and tile flooring. Two generously sized secondary bedrooms with ample closet space, three-piece main bath and a laundry closet with space-saving stacked washer and dryer complete the second floor.

Buyers also have the option of developing their basement and building a double detached garage.

Along with the Galea, Creations by Shane Homes has the 1,482-sq.-ft. Arbor showhome, “which is a more traditional plan with a beautiful kitchen and an upper floor plan that separates the owners bedroom from the second and third bedrooms, providing more privacy.

As well, there is the 1,320-sq.-ft. Samara II, featuring a “more classic design,” MacLean says, and Creations by

Location

Legacy in Calgary Builder

Creations by Shane Homes Home Type

Duplexes Showhomes

1428, 1432 & 1436 Legacy Circle S.E., Calgary Contact

Michael at 403.536.2314

Shane Homes builds several other models that buyers can choose from to meet their needs including singlefamily laned homes.

Legacy itself is a master-planned community in southeast Calgary featuring inviting walking paths and protected greenspace, and is located close to major routes such as Stony Trail and Macleod Trail for easy access to shops, services, eateries and the LRT. Legacy was voted community of the year for the City of Calgary at the 2016 SAM Awards.

For more information, visit Creations by Shane Homes’ showhomes at 1428, 1432 and 1436 Legacy Circle S.E., Calgary, open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., call 403.536.2314 or visit shanehomes.com/creations FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 15

›› AIRDRIECOMMUNITIES 3 VETERANS BLVD

05 RAVENSWOOD

DEVELOPER: Qualico BUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

7

VETERANS BLVD

06 COOPER’S CROSSING

DEVELOPER: Westmark Holdings BUILDERS: McKee Homes, Trico Homes, Vesta Properties, Canterra Custom Homes, Crystal Creek Homes and Harder Homes, Lifestyle Homes

1ST AVE

07 WILLIAMSTOWN 10

DEVELOPER: Vesta Properties BUILDERS: Vesta Properties

EAST LAKE

1 12

08 HILLCREST

Developer: Apex Developments Builders: Excel Homes, Shane Homes,Trico Homes, McKee Homes hillcrestairdrie.com

NOSE CREEK

11

09 SOUTHWINDS

Developer: Mattamy Homes Builders: Mattamy Homes

YANKEE VALLEY BLVD

YANKEE VALLEY BLVD

5 2 NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

9

01 BAYSIDE ESTATES

6 4

02 WINDSONG

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

Developer: Genesis Land Development Corp.

Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, WestView Builders

11 PIER 11

Developer: Genesis Land Development Corp.

Builders: Genesis Builder Group pier11airdrie.com

8 13

DEVELOPER: Genesis Land Development Corp.

BUILDER: McKee Homes, ReidBuilt Homes www.genesisland.com

10 CANALS LANDING

12 MIDTOWN 03 REUNION

DEVELOPER: Hopewell Residential BUILDERS: Sabal Homes, McKee Homes

04 KING’S HEIGHTS

DEVELOPER: Melcor BUILDER: Loreck Homes, McKee Homes, ReidBuilt Homes, Shane Homes, Homes by Avi, Innovations by Jayman www.kingheights.ca

Developer: Wenzel Developments & Apex Developments Builders: Creations by Shane Homes, Shane Homes, Nuovo by Shane Homes, Excel Homes, Trico Homes www.midtowninairdrie.com

13 THE GATES AT HILLCREST

Developer: Mattamy Homes Builders: Mattamy Homes Coming Soon

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 17

Trending

Excitement grows with building THE EXCITEMENT KEEPS growing as do the new buildings of the much-anticipated Cooper’s Town Promenade in Cooper’s Crossing.

The 12-acre commercial site is being built as a joint venture with Westmark Holdings and Calgarybased Ronmor Developers. With many of the roads and sidewalks already in and most of the buildings at various stages of construction, passersby are given a visual concept of just how large the centre will be.

“Ronmor is very excited about Cooper’s Town Promenade and the impact it’s going to have on the community,” says Doug Porozni, president of Ronmor Developers.

“The shopping centre will provide a diverse mix of shops and services to Airdrie residents and we hope the unique design and architectural features will be well-received. We look forward to opening the centre in the fall of 2017.”

In addition to shopping and professional services, the concept plan features two outdoor plazas, and a charming Main Street leading to a landmark clock tower building.

“With its convenient location and amenities, Cooper’s Town Promenade is sure to be a destination within Airdrie and a welcome addition to the 12,000 residents already living within a kilometre of the shopping centre,” says Paul Gerla, manager of Westmark and the residential developer of Cooper’s Crossing.

Gerla adds, “more than 20,000 people will live nearby once adjacent communities are built out.”

So far, the confirmed businesses of Cooper’s Town Promenade are Save-On Foods, Shoppers Drug Mart, PetValu, Highlander Wine & Spirits, Shell Canada, Little Treasures Daycare, Munchkin Academy (preschool), an orthodontist, a hair studio and a nail salon.

18 YPNEXTHOME.CA

“With its convenient location and amenities, Cooper’s Town Promenade is sure to be a destination within Airdrie and a welcome addition to the 12,000 residents already living within a kilometer of the shopping centre…”

MORE TRENDING ONLINE ypnexthome.ca/news

A virtual tour of Cooper’s Town Promenade is available at cooperscrossing.ca/coopers-town-promenade/. For more information or those interested in leasing opportunities, contact Ryan Darragh 403.692.4625, rdarragh@ronmor.ca or Lee Levering 403.692.4635, llevering@ronmor.ca

Horse Creek Road

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DEVELOPER: Melcor BUILDERS: Jayman BUILT, Janssen, Calbridge, Landmark Homes, Excel Homes, Homes by Avi www.liveinsunsetridge.ca

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DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Trico Homes

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05 MONTERRA ON COCHRANE LAKE DEVELOPER: Medallion Development Corp.

BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

09 THE WILLOWS OF RIVER HEIGHTS

DEVELOPER: La Vita Land Inc. BUILDERS: Janssen Homes, Kingsmith Homes, NuVista Homes and Sterling Homes

06 WESTPOINTE ESTATES

DEVELOPER: MGM Developments.

BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE

DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, ReidBuilt Homes www.firesidecochrane.com

08 HEARTLAND

DEVELOPER: Apex Developments BUILDERS: Excel Homes, Jayman BUILT, Birchwood Homes www.heartlandcochrane.com

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 21

RANGE RD 40

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Insight

New home landscaping

By Brad Jackman

ONE SHOULD NEVER underestimate the many benefits of creating a vibrant and functional outdoor living space customized for your home. Professionally landscaping your property provides a sanctuary for your family, friends and pets.

Landscaping improves your quality of life, increases the value of your home and adds personal flare to your home’s exterior. Your landscape options include custom decks, patios, walkways, garden beds, trees, shrubs, lighting, fences, irrigation, drainage solutions, boulders, retaining walls, water features and barbecue stations.

Clearly there are many aspects to landscape construction and it pays to explore all your options carefully.

More importantly, hire a company with a strong portfolio.

With a variety of high quality products and many different concepts, your landscape design can be customized to complement any size and shape of property. Natural stone is the highest quality material to use for landscaping. Serenity, timelessness, balance, beauty and function are all traits of natural stone.

It can be used in almost all facets of landscape construction.

Landscape lighting can enhance your outdoor space and bring your yard and nature to life. Lighting provides your space with energy, safety, balance and interest. The ambient glow of landscape lighting sets the mood for your yard.

Custom irrigation systems are an excellent way to conserve water and reduce your yard maintenance. This will allow homeowners to maximize the amount of water their landscape requires. An irrigation system is a far more effective way to provide your yard the water it craves, as opposed to running the sprinkler for a few hours.

22 YPNEXTHOME.CA

Landscaping is a process that’s built in layers. Many of the steps are tedious, lengthy and labor intense.

Homeowners have endless options when it comes to custom woodwork.

Decks, pergolas, privacy walls, arbors and many other options are possible with wood. Pressure treated lumber, cedar and kayu batu (outdoor hardwood) are all excellent choices to bring the luxury of inside outdoors.

The key to enjoyment and the longevity of your yard is quality craftsmanship. Landscaping is a process that’s built in layers. Many of the steps are tedious, lengthy and

labor intense. Progress can seem slow due to the preparation required, with most typical contracts springing to life in the final few days of construction.

Having professionals with the proper knowledge base who use high quality materials is a must.

A locally owned and operated Calgary based company, Landscape 360 specializes in residential, estate and acreage landscape construction.

Our philosophy is based upon professionalism, quality, trust and

respect. Brad Jackman and Brian Smith lead a team of friendly, knowledgeable and hard working staff. We have a combined 23 years of experience within the landscape industry. If it is a fully conceptual design you require or a smaller project, we will be happy to help.

Landscape 360 Professional Landscape Construction 403.452.0360, landscape360.ca Like us on facebook FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 23

Canadian

PROPERTY INVESTOR

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Find your next investment with exclusive real estate opportunities, insider insights and expert tips designed for the savvy investor PICK UP A COPY TODAY OR READ ONLINE AT

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Available at these locations: • YP NextHome street boxes

• Airport lounges • Transportation hubs

• Newspaper insertions

• Selected retail racks

• Select hotels

• Direct mail

s,

549

›› OKOTOKSCOMMUNITIES NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

338 AVE. E. OKOTOKS AIR RANCH

2A YSTAL SH OR ES RD.

BANN

NO RT HR

SANDSTONE DR.

ID GE D

R.

ISTER CR GATE

5 MOUNTAINVIEW DRIVE

CRYSTAL RIDGE GOLF CLUB

1

MILLIGAN DR.

MOUNTAINVIEW GATE

OKOTOKS

549

3 32 ST. E.

2A

WEST

370 AVE. E.

02 CIMARRON

DEVELOPER: Tristar Communities BUILDERS: Trico Homes, Coco Homes, Timbercreek Homes, WestView Builders, Kunz Homes

03 DRAKE LANDING

CIM

RO N TR A I L

2B

N

32 ST. E.

DEVELOPER: Bordeaux Developments BUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

AR

CIMA O RR

WESTLAND ST.

01 OKOTOKS AIR RANCH & RANCHERS’ RISE

4

SOUTHRIDGE DR.

WESTLAND ST.

2A

D R.

CIMARRON BLV D.

RI

DG E

LVD.

7

2A

04 WESTMOUNT

DEVELOPER: Prominence Development Corp.

BUILDERS: Cornerstone Homes, Gramercy Homes, Carpenter Homes

05 MOUNTAINVIEW AT

SANDSTONE DR. & MOUNT BURNS GREEN (NOW OPEN) Apex Developments BUILDERS: Excel Homes, Sterling Homes www.mountainviewokotoks.com

DEVELOPER: United Communities BUILDERS: Lifestyle Homes, Sterling Homes, Prominent Homes

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 27

Advice | CALGARYISM

Top 5 restaurants for sashimi in Calgary

By Cody Battershill

MORE ADVICE ONLINE ypnexthome.ca/news/advice

DO YOU HAVE a knack for some good

sashimi from time to time? If so, here are five outstanding Japanese sushi restaurants in Calgary. Make your reservations today!

Sushi Bar Zipang ADDRESS 1010 1st Ave. NE PHONE 403.262.1888 Sushi Bar Zipang heads our list because we believe it’s the absolute best sashimi restaurant in Calgary. It’s always at or near capacity.

Zipang’s dedication to serving only the finest cuts of the freshest fish is what sets it apart. Sit at a bar seat in front of the open kitchen and watch the chefs prepare your order.

I recommend the maguro (red tuna), maguro (white tuna), shake (salmon), toro (belly of tuna) and smoked salmon. Sashimi prices range between $2.50 to $4.60 a slice – a very good price for the quality.

Sushi Hiro Japanese ADDRESS 727 5th Ave. SW PHONE 403.233.0605 If you’re a sashimi lover and live or work in the downtown core, chances are you’ve already visited Sushi Hiro to try its thickly-sliced fresh fish.

Inside, you’ll find a Japanesque interior – clear and uncluttered – with elements of wood and traditional-style booths.

The menu has all the typical sashimi options: ahi (tuna), ebi (shrimp), ikura (salmon), unagi (eel), hamachi (yellow tail) and hotate (scallop).

28 YPNEXTHOME.CA

Sushi Bar Zipang

Sashimi slices here range from $2.50 to $8 per plate, with “catch of the day” specials.

Towa Sushi ADDRESS #1 – 2116 4th St. SW PHONE 403.245.8585 Towa Sushi has been a staple of Calgary’s Japanese restaurant scene for years because of its fresh ingredients and large portions.

Towa’s large sushi rolls are its signature, and the reputation extends to its sashimi slices. They are much longer (and a bit thinner) than the cuts at Sushi Hiro and Sushi Bar Zipang, but boast incredible “melt-inyour-mouth” taste.

Try the seared salmon, raw salmon, white tuna and red tuna for sashimi, which range from $2.50 to $5.

Red Ember Japanese Cuisine ADDRESS 609 14th St. NW PHONE 403.453.0577 Red Ember has made a name for itself with its atmosphere, presentation and quality.

You’ll find an intimate, modern ambiance with a spacious seating for parties of all sizes.

Favourite selections include tako (octopus), tobiko (flying fish roe), maguro red (ahi tuna) maguro white

(albacore tuna), sake (fresh salmon) and spicy tuna. Prices range between a very reasonable $1.75 and $3.50.

Tenshi Sushi ADDRESS 304 10th St. NW PHONE NUMBER 403.457.0370 This small restaurant in the Kensington District has some of the tastiest sashimi in Calgary.

Inside you’ll find a small seating area which is good for parties of two to six, but we recommend making a reservation no matter how many are in your group.

Tenshi has the best seared salmon sashimi in the city. Also, try the raw salmon, scallops, red tuna, white tuna and crab meat, which go for between $2 and $4.50.

Tenshi Sushi scores the top of the list for value because its sashimi pieces are the largest we’ve come across that don’t cut back on quality as a result.

Cody Battershill is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show off the best Calgary has to offer! He can be reached at 403.370.4180, @Calgaryism on Twitter and calgaryism.ca

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Trending

Nearly half of Canadians lack a financial plan: CIBC poll

NEARLY HALF (46 per cent) of

Canadians do not have a financial plan in place to reach their goals, despite many feeling concerned about their retirement years, according to a new CIBC poll.

“While most of us have a fairly good sense of our financial goals, so many Canadians do not have a clear road map in place to achieve what they want today – and tomorrow,” says Sarah Widmeyer, managing director and head of wealth strategies, CIBC. “Whether the goal is to eliminate debt, save more, or retire early, you can achieve success with a financial plan.”

30 YPNEXTHOME.CA

Key poll findings include: » 54 per cent of Canadians surveyed have a financial plan, with » 64 per cent of them having a long-term plan that identifies their savings goals and the steps to achieve them » And 36 per cent who describe it as only a budget they review regularly, a short-term plan or ‘other » 46 per cent of Canadians surveyed do not have a financial plan » with 42 per cent of them saying they ‘have a pretty good idea’ and don’t need to write it down » When thinking about retirement,

just over half (51 per cent) are most worried about increasing health care costs, 45 per cent are concerned about how to manage unexpected expenses, and 43 per cent worry that they won’t have enough money to live the life they want.

Life gets in the way According to previous CIBC polls, paying down debt has been the top financial priority for Canadians for seven straight years, indicating few people are making headway on their goals.

“We all aim to have a sufficient nest egg for retirement and money to

handle the unexpected, but everyday life has a tendency of getting in the way,” says Widmeyer. “By setting out a clear path to your goals, a financial plan can help you stay on track. It also gives you the confidence to manage surprises, so that setbacks don’t put your retirement dreams and other goals at risk.”

The poll finds that having a financial plan in place makes Canadians feel more confident in their ability to manage unexpected changes in their finances. Additionally, those who have a financial advisor (61 per cent) also feel better able to manage setbacks.

The poll surveyed Canadians with household incomes above $100,000.

A financial plan and a budget are not the same The poll findings show that even among those who do have a financial plan, more than a third (36 per cent) appear to be confused about how it differs from a budget, pointing to a limited understanding of the full value and purpose of a financial plan.

“While budgeting and financial planning go hand-in-hand, a budget alone is insufficient in crafting the life you want in the future,” says Widmeyer. She adds that confusing a budget with a financial plan may leave Canadians ill-prepared.

Widmeyer describes a financial plan as a clear, written report detailing an individual’s personal goals, financial needs and priorities in areas such as income and expenses, taxes, mortgage planning, education needs, retirement, estate planning and insurance. A financial plan also incorporates assumptions like inflation, the time to a goal and expected rates of return, which many may miss on their own, she adds.

“There are many things to consider depending on your life stage, income and lifestyle expectations,” says Widmeyer. “Is it better to pay down debt or save? Are you saving enough?

Could you possibly retire earlier than you thought? These are some of the questions a financial plan can help you answer and where the real value of a plan lies.”

Tips for the ages

In your 20s and 30s When you’re starting out, it’s important to manage debt effectively and keep an eye on savings. Taking advantage of the Home Buyers’ Plan can help you build a down payment for your first home, while saving through a TFSA could save your RRSP contribution room for years when you’re likely to earn a higher income.

In your 40s and 50s For the sandwich generation, it’s all about balance. Competing priorities pull you in different directions, and can make it difficult to stay on track. Look for ways to maximize savings through Registered Education Savings Plans, and be sure to balance your portfolio to fit the right time horizon, risk tolerance and accurately forecast future cash flow.

In your 60s and beyond For those at or nearing retirement, it’s important to understand your new income needs, lifestyle and plan for any unexpected health costs to set a clear course for the years ahead. Knowing the right time and amount to withdraw from Registered Retirement Income Funds to reduce tax liabilities and continue saving for later years, while discussing your estate can help protect your wealth and minimize taxes.

MORE TRENDING ONLINE ypnexthome.ca/news

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 31

F

north

E S W A O H P N L G A N IN LI L E

S

Picture perfect setting in Calgary’s northwest.

5 Sherwood Showhomes: 1228 Sherwood Blvd.

Developer: Genesis Development Corp Builders: Majestic Homes

6 Beacon Heights

As you look out onto the rolling hills, green spaces,

Showhomes: Sherwood Crescent NW

playgrounds and castle-ruin inspired landscapes

Developer: Intergulf Cidex Builders: Trico Homes/Intergulf Cidex

you’ll be transported to Old-World British Isles. But the moment you pass the community

7 Tuscany Hillside Estates

entrance, you have every modern convenience

Showhomes: Tuscany Estates Rise NW Developer: Carma Builders: Landmark Homes | Albi Hom

at your fingertips. It’s the best of both worlds – without compromise.

8 Kincora

Showhomes: 115 Kinkora Glen Rd. NW

Developer: Genesis Land Development Apex Developments Builders: Evolution Homes | Majestic H Excel Homes | Centrex Home

Townhomes with Garage from the $300s Homes with front-attached Garage from the $460s

nolanhillunited.com

Homes By Avi

Morrison Homes

Shane Homes Sterling Homes

Trico Homes

Cardel Lifestyles

Jayman Modus

Cedarglen Living

rthwest

›› NORTHWESTCOMMUNITIES

06 EVANSVIEW

12 COULEE MILE ROAD

DT RA IL

HN

LA UR

IE

S

EST HILLS

RV HA

NOSE HILL PARK

14 STREET

14 16 AVENUE

ROAD

BOW TRAIL

37 STREET

04 NOLAN HILL

17 AVENUE

DEVELOPER: United Communities BUILDERS: Homes by Avi, MilanoShane Homes, 11 Homes, Morrison Showhomes: Panatella Hill NW Sterling Homes, Trico99Homes, Builders: Trico Homes Jager Homes, Pacesetter Homes, Creations by Shane Homes www.nolanhillunited.com

Developer: Birchwood Properties DEVELOPER: Qualico Communities Builders: Birchwood Properties BUILDERS: Broadview, NuVista, Trico Homes, Pacesetter Homes, Ranch 10 Hanson 05 BEACON HEIGHTS Sterling Homes, Jayman BUILT kora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW DEVELOPER: Intergulf Cidex Developer: Cedarglen Homes | Cardel Homes and Development Corp. | 03 SAGE HILL BUILDER: Trico Homes, Intergulf elopments Builders: Genstar DEVELOPER: United Communities Cidex Homes | Majestic Homes | BUILDERS: Pacesetter Homes

Homes | Albi Homes

08 VALLEY POINTE ESTATES

09 BEARSPAW WILLOW CREEK

BUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

10 WATERMARK AT BEARSPAW

#1 Community in Canada* DEVELOPER: Macdonald Development Corporation BUILDERS: Astoria Homes, Trickle Creek Homes, Wolf Custom Homes, NewWest Luxury Homes www.watermarkatbearspaw.com

11 EVANSRIDGE

DEVELOPER: Dream Development BUILDERS: DS Homes, Homes by Avi, Genesis Builders Group, Morrison Homes, WestView Builders, Stepper Custom Homes, Calbridge Homes, Homes by Dream

12 ROCK LAKE ESTATES SARCEE TRAIL

Showhomes: 2003 20th Ave. 02 EVANSTON

69 STREET

9 CityLife

GT ON

64 AV

BL VD .

85 STREET

COACH

DEVELOPER: Birchwood Properties BUILDERS: Birchwood Properties

y Estates Rise NW

IN

CENTRE STREET

JO

AVE NU E

01 ROYAL OAK

de Estates

BE

AI CH IL

DEVELOPER: Genesis Land Development Corp.

BUILDERS: Genesis Builders Group www.genesisland.com

TR

SA RC EE

CR OW

07 SAGE MEADOWS

DEVELOPER: Melcor BUILDERS: Landmark Homes, Albi Homes

DD

NOTE: Map is just a graphic representation of areas of developments.

17 AVENUE See ad of a particular project for more details.

Cidex es/Intergulf Cidex

O

D

HILLS BLVD. TRY UN

SH AG ANNAPI

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DR IV E

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TRAIL EE SAR C

CO

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16

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

s

NEY TRAIL TO

L

OL D

herwood Blvd.

A

2

13

1

8

Development Corp. omes

PANORAMA ROAD

ROCKY RIDGE ROAD

BEARSPAW ROAD

WOODLAND ROAD

LV R ID GE D

6

16

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12

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5

COUNTRY HILL S BLVD.

10

SYMONS VALL

128 AVE.

AIL TR

9

15 11 7

PI AP

1A

3

4

AN AG SH

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DEVELOPER: Genstar BUILDERS: Arcuri Homes

144 AVE. NW

es | Centrex Homes

DEVELOPER: Decker Management BUILDERS: Crystal Creek Homes, Lupi Luxury Homes, Jager Homes

13 SHERWOOD

DEVELOPER: Melcor BUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group www.lifeinsherwood.com

14 MOUNT PLEASANT

BUILDER: Landmark Homes www.landmarkgroup.ca

15 SYMONS GATE

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Jayman MasterBuilt, Morrison Homes

16 CARRINGTON

DEVELOPER: Genstar BUILDERS: Excel Homes, Jayman MasterBuilt

*2012 and 2013 National SAM award winner for Best Community Development FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 33

144NW AVE NW 144 AVE

SYM

ONS

OA EY R

D NW

SAGE HILL DRIVE NW

VA L L

Environmental Reserve

13 6 AV E NW

LIVINGSTON

SALES CENTRE

144 AVE NE

144 AVE NE

SHOW HOMES

CARRINGTON CE N T R E S TN TREE STONEY TRAIL N

W

Ask An Expert

Benefits of buying a spec home Q: What are the benefits to buying a spec home?

A: “One of the biggest benefits to purchasing a spec home is that it takes the guess work out of the building process because everything is done for you,” says Jeff Brodowski, an area manager with Shane Homes. “It’s move in ready, which eliminates a lot of time spent choosing a home model and going through the building process.

“For some people choosing their interior specifications and going through the building process is very stressful,” Brodowski says. “They want a new home, but, they don’t have the time to spend meeting to discuss designs, changes, visiting to suppliers and going to the design centre to make selections, particularly nowadays with work demands making it difficult to get away, so choosing a spec home takes all that worry away and saves time.”

As well, he notes, many buyers have difficulty imagining colours, combinations of colours and textures, and how they will work together.

“With a spec home all the interior colours, features and finishes

Q&A

144 Ave NW

Ce nt re St

By Heather Ryan

14th St NW

Q&A

have been chosen by our professional designers based on industry trends and what are most popular with our customers, so you’re going to get a home that is stylish and has broad appeal.”

Further, the spec homes chosen are the builder’s most popular models and floor plans “so they’re in demand and sell quickly,” Brodowski says. “And our interior designers typically do upgrades in them.”

People also like the fact that with a spec home “what you see is what you get; there are no surprises. And they’re often priced for a ASK ANsale.

EXPERT:

by HEATHER RYAN quick ” Another major benefit for buyers is the availability. “They’re a great choice for people who are relocating and need a quick possession or for people who are nervous about selling and worry about carrying two mortgages … with a spec home they can comfortably sell their existing home and move into a new home quickly.”

Brodowski notes that for buyers wanting to choose interior colours, there are also quick possession homes available, where they are still able to do this.

Buying a spec home also provides homeowners with peace of mind, Brodowski adds. “They are still getting a brand new home, which includes new home warranty.”

If you have any home-related questions, email Shane Homes at info@shanehomes.com.

ra ney T il Sto

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 37

PANORAMA ROAD

STONEY TRAIL

4 52 STREET

HARVEST HILLS

METIS TRAIL

MONS VALLEY ROAD

›› NORTHEASTCOMMUNITIES 3

COUNTRY HILLS BLVD.

IL

5

TR

6

AI

I TR

AIL

ON

68 STREET

GT

L

1

80 AVENUE

NAP

IE

BL

VD

MCKNIGHT BLVD.

32 AVENUE

14 STREET

.

64 AVENUE

68 STREET

UR

CENTRE STREET

LA

64 AVE.

FALCON RIDGE

SHA GAN N

36 STREET

IN

CALGARY INTERNATIONAL AIRPORT NOSE HILL PARK

OH

2

TR A DD

DE ER F

BE

OO T

COUNTRY HILLS BLVD.

16 AVENUE

16 AVENUE

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

01 SADDLESTONE

DEVELOPER: Genesis Land Development Corp.

BUILDERS: Genesis Builders Group www.saddlestonecalgary.com

02 SADDLEBROOK

DEVELOPER: MLC Land Company BUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

05 CITYSCAPE

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

06 SAVANNA IN SADDLE RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Cardel Homes, Homes by Avi, Excel Homes, Arcuri Homes

03 CORNERSTONE

DEVELOPER: Walton Development BUILDERS: Jayman BUILT, Shane Homes, Morrison Homes, Truman Homes, Pacesetter Homes www.liveatcornerstone.ca

04 REDSTONE

DEVELOPER: Qualico Communities BUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Jayman BUILT, Trico Homes, Creations by Shane Homes, Shane Homes (Shane showhome to be built in spring)

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 39

Advice | FUNDAMENTALLY SPEAKING

3 reasons Americans won’t be gobbling up Canadian homes

By Wayne Karl

MORE ADVICE ONLINE ypnexthome.ca/news/advice

NOW THAT DONALD TRUMP is president of the United States, should we prepare for an onslaught of Americans moving to Canada and buying up our homes?

Don’t bank on it.

The “possibility” was well publicized leading up to the election last November, with search terms such as “How to move to Canada” and “How to become a Canadian citizen” skyrocketing on Google.

Now Royal LePage Canada and others are fanning the flames even more. On the morning of the Jan. 20 inauguration, the realty firm issued a press release titled U.S. Interest in Canadian Real Estate Surges Following U.S. Presidential Election.

“American web traffic on royallepage.ca, has been highly correlated to recent U.S. political events. U.S.-originated sessions surged 329 per cent the day following the election and climbed 210.1 per cent year-over-year the week after Donald Trump’s victory,” the release said.

We can’t blame Royal LePage for publicizing the web search trend. It’s the company’s job, after all, to sell homes.

But it’s a bit of a stretch that Canadians should batten down the hatches and prepare for an onslaught of Americans offering wheelbarrows full of U.S. greenbacks for their Canadian homes.

Here’s why: 40 YPNEXTHOME.CA

IMMIGRATION LAWS “We have express entry, and each province has numerous programs,” Robin Seligman, a Toronto-based a specialist in Canadian immigration law, told New Home Guide. “As well, we have options for work permits if the person has an employer in Canada, or under NAFTA if they are on the professional list.

filing requirements, eligibility for deductions and credits.

“Owning a home for personal use, versus investing in a rental property, from a tax perspective, is easier to deal with. There are still issues such as changes to the principal residence exemption rules that came about last fall.”

“We also have the labour market impact stream, so employers in many cases must first try to hire a Canadian or permanent resident for the job,” she says. “However, there are many exemptions, including intra-company transfers and NAFTA exemptions.”

MORTGAGE REGULATIONS “Foreign buyers – including Americans – will have a more difficult time qualifying for a mortgage than Canadians,” says James Laird, cofounder of RateHub and president of CanWise brokerage. “The down payment requirement is higher, and there are additional challenges around proving income.”

TAX ISSUES “For U.S., citizens, they will need to deal with various U.S. tax issues as a result of their U.S. citizenship,” says George Dube, a partner at BDO Canada LLP, Waterloo, Ont. “And, they will need to abide by different tax regulations while considered a non-resident of Canada versus as a resident, such as withholding taxes,

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl

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AV

EN

4 BAN

FF

COACH ROAD

01 MYSTIC RIDGE

DEVELOPER: La Vita Land BUILDERS: Calbridge Homes www.mysticcalbridge.com

16 AVENUE

02 CURRIE BARRACKS

7 BOW TRAIL

ORI

11 10

2 ELBOW DRIVE

3

DEVELOPER: Legend Developments

04 CRESTMONT

DEVELOPER: Qualico Communities BUILDERS: Augusta Fine Homes, NuVista Homes

BLACK FOOT TRAIL

1

BUILDERS: Crystal Creek Homes, Empire Custom Homes, Avi Urban, Calbridge Homes, Core Properties, Jayman Modus, Slokker Canada West

03 SPRING VALLEY

17 AVENUE

37 STREET

17 AVENUE

SARCEE TRAIL

14 AVENUE SW

MEM

69 STREET

06 DRESSAGE IN SILVERADO

DEVELOPER: Qualico Communities BUILDERS: Baywest Homes, Augusta Homes

07 WESTLAND ESTATES

BUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

SOUTHLAND DRIVE

08 WEST GROVE ESTATES

DEVELOPER: Truman BUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes, Augusta Fine Homes, West Grove Estates, Shane Homes, Truman Homes

ANDERSON ROAD

BOTTOM TR

FISH CREEK PARK

9

JAMES

DEVELOPER: Cardel Homes BUILDERS: Cardel Homes www.cardelhomes.com DEVELOPER: Truman BUILDERS: Sane Homes and Truman Homes

SHAWNESSY BLVD.

11 ASPEN WOODS ESTATES

MA

DEVELOPER: Springbank Land Company Ltd. BUILDERS: WestView Builders, Truman Homes, Crystal Creek Homes, and Homes by Us.

IL

TRA

SHERIFF KING STREET

D

OA

CLE

ET

37 STRE

162 AVENUE

6

09 SHAWNEE PARK

10 WEST GROVE POINT

MCKEVITT

FISH CREEK BLVD

S PRUCE MEADOWS HWAY

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

MACLEOAD TRAIL

GLENMORE RESERVOIR

24 STREET

8

85 STREET

OLD

UE

14 STREET

16

CENTRE STR

›› SOUTHWESTCOMMUNITIES

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 43

Inspiration | DESIGN SECRETS

BEFORE YOU HIRE A DESIGNER…

By Jane Lockhart

THE PROCESS OF designing a home can be daunting. But, choosing the right designer will help relieve some of the pressure and stress. Their expertise, knowledge and experience allows them to do the heavy lifting, take care of small and they have the foresight to anticipate any problems and take care of the details. However, before you even begin looking for the person who will help transform your home, here are some important things to consider.

Budget Be realistic. Know your budget from the beginning so that you and your 44 YPNEXTHOME.CA

designer can frame your vision within the scope of your finances. Do your research. Take a good look at what furniture, fabric, paint and renovations truly cost and plan for those costs.

As designers, it is our job to be up front about costs to temper your expectations. It’s very common for clients to have a $10,000 budget with a $1-million vision.

Scope of work Determining the scope of your project will set the framework for the process.

Once you know the range of work, you can find the appropriate designer. If you require a whole home renovation, find

the designer who has the experience required to finish your project. The scope can also help indicate whether your project requires an architect, engineer, designer or decorator. If you’re doing a full house renovation, or just redesigning one room, your designer can help make these determinations based on your budget.

Show and tell Not everyone speaks fluent designer.

This is where photos of finished rooms come in handy! Go through magazines, houzz.com and Pinterest to look for inspiration.

You’d be amazed at the amount of

ideas a simple image can spark. When trying to gather ideas, I often tell my clients to view the portfolio of your designer’s past projects. Sometimes you don’t know what you want until you see it!

Time The magic of television has led many to believe anything can be completed within an hour or less.

Would you really want to inhabit a home that looks like it took an hour or less to build? That’s why it’s important to understand design professionals can do great things with what they are given. There are many moving parts that help your dream design turn into a reality that include contractors, painters, electricians and many more who all need time to do their job properly.

Customized pieces of furniture alone take at least eight to 10 weeks to complete, a full house renovation can take up to a year. Do your research before hand, your future designer and contractors will confirm the time frame once the scope of work is established.

Decisions It’s important you feel comfortable with your designer. Work with someone you can trust them to create your vision for your home. While it’s not essential to having a personal connection, it may be beneficial knowing that you’ll be working with each other for several months.

Who to hire It is essential that you get the full value for your money so seek out a designer who can project and deliver your vision. Experienced professional designers can work with any style.

In the end, designers are here to service you. Remember to choose wisely because your designer is an extension of yourself and will help you maximize your investment.

Jane Lockhart is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 45

›› CALGARYREGIONSOUTH 1A

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

2

COCHRANE

STRATHMORE

1

1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

PRIDDIS

TURNER VALLEY

HERITAGE POINTE

BLACK DIAMOND

2

OKOTOKS 2A

543 22

HIGH RIVER

HIGH RIVER

BLACK DIAMOND

HIGHWOOD LAKE

RIVERWOOD ESTATES

DEVELOPER: WestView Builders BUILDER: WestView Builders

DEVELOPER: Riverwood Estates Inc. BUILDERS: Woodmaster Homes Ltd.

HAMPTON HILLS

BUILDERS: WestView Builders

MONTROSE

DEVELOPER: Dream Development BUILDER: Lifestyle Homes, Red Door Homes

PRIDDIS HAWKS LANDING

DEVELOPER: Hopewell Residential Communities BUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

SEARCH ONLINE ypnexthome.ca

46 YPNEXTHOME.CA

HERITAGE POINTE ARTESIA AT HERITAGE POINTE

DEVELOPER: Heritage Pointe Properties Inc. BUILDERS: Astoria Custom Homes, Albi Homes, Calbridge Homes www.liveatartesia.com

›› CALGARYNORTHREGION 01 VISTA CROSSING IN CROSSFIELD DEVELOPER: Dream Development BUILDERS: McKee Homes, Reidbuilt Homes, Homes by Dream

575 CROSSFIELD

72

2

567 AIRDRIE

Neighbourhood Profile

Renfrew Alive, active and affordable

Fast facts Average household income

$105,102

Family structure

By Kait Kucy

COUPLES

SINGLES

FAMILIES

37%

35%

28%

Own vs. rent

67% OWNERS

33%

RENTERS Most common housing type

Detached Education levels

39%

40%

UNIVERSITY HIGH SCHOOL

MORE PHOTOS ONLINE

21% COLLEGE

ypnexthome.ca/renfrew-neighbourhood SOURCE: ENVIRONICS

ESTABLISHED IN 1950, this older neighbourhood is a thriving community with great schools including both elementary and junior high schools – both public and Catholic. The Renfrew Athletic Park is a great destination for active residents and includes a football field.

Lifestyle Renfrew is a fresh and cosy neighbourhood with a thriving foodie scene. Known for a fabulous breakfast diner selection, Renfrew really comes alive on the weekend, as this active community is filled with residents cycling, running and enjoying the local parks. Families, young professionals and empty nesters all enjoy the inner city life here.

Vibe Renfrew is a vibrant hub for local businesses and restaurants.

Residents never tire of the endless food choices and quick access to neighbouring Bridgeland and Crescent Heights. It is also close to downtown, making it the perfect neighbourhood for anyone who wants to enjoy all of the amenities of the big city with a small town feel.

Meet the neighbours With plenty of schools nearby, the area is full of young families.

Residents love great food, supporting local businesses and partaking in community events. Renfrew is known for its busy residents who bike, jog, walk and use public transit.

In the area The closest hospital is the Peter Lougheed Centre, about seven kilometres away. The area also has numerous pharmacies and clinics.

The biggest greenspace in the area is at the Renfrew Athletic Park, and there are also several small parks with playgrounds in the area.

The good, the bad & the rest Renfrew is an enjoyable and quiet neighbourhood for anyone who loves the conveniences of a small community with all of the amenities of the big city. Edmonton Trail is a very busy road so to reside in this area you will have to get used to the hustle and bustle of this roadway.

Kait Kucy is a lifestyle and travel writer and blogger for online and print publications in Canada and the U.S.

48 YPNEXTHOME.CA

Advice | MORTGAGE MOGUL

Managing your credit is critical

By Jason Eldridge SINCE THE DOWNTURN of the economy more than five years ago, financial institutions and various credit adjudicators have tightened the reins on their lending policies, and in particular, pay much greater attention to an individual’s past credit experience than ever before.

Nowhere has this been more evident than in the mortgage industry. With foreclosures at historic levels, most lenders, insurers and their investors have reduced their product offerings, while at the same time, they have placed considerably more emphasis on a client’s credit (beacon) score when making their final decision.

However, there are a number of things you should know, not only when it comes to you qualifying for a specific credit product, but also in maintaining a good credit rating in general.

Due to the level of fraudulent activity that is occurring in the world today, it is prudent that you check your credit report on an annual basis to ensure that all account information that is contained in the report is accurate.

There are two main credit report providers in Canada – Equifax and Transunion. Each of these providers can be accessed online at econsumer. equifax.ca and transunion.ca When applying for credit, it is important that you don’t apply to several different banks or financial institutions within a short time of each other. Each time you do so, it is referred to as a “hit,” and this may result in your score dropping enough to prevent you from qualifying for that particular credit product. In the case of purchasing a home or refinancing your existing property, it is beneficial to use the services of a mortgage broker as we typically access your credit report once, and supply it to the various financial institutions for review. If you access your own credit report by contacting either Equifax or Transunion directly, this does not

MORE ADVICE ONLINE ypnexthome.ca/news/advice

represent a “hit” on your file and therefore does not impact your score.

In order to get your score as high as possible you may want to consider doing the following. It is best to make at least the minimum payment required for that particular credit card or line of credit each month.

If possible, keep your balance at or below 75 per cent of your credit limit.

In the event that you are either late with a payment or your account has gone to collection, it is vital that you bring the account up to date as soon as possible. You would be amazed how much your score will drop if you are so much as 30 days late on an account regardless of how much or how little that minimum payment required is. The good, the bad and the ugly stay on your credit report for a minimum of six years.

In situations where there has either been serious delinquency or a bankruptcy in the past, it can be very difficult to re-establish one’s credit rating. One of the easiest ways to do so however, is to get a cash secured

credit card. It is recommended that you get a limit of at least $1,500, which means you need to pledge at least that much money as security.

In order to qualify for a mortgage, you need to have at least two credit products with a minimum of a $1,500 limit, and they need to have been open for at least a year with no repayment issues. If you hold the card for a year and continue to make the minimum payment each month, you will find your credit score will go up significantly. This same approach may be used in situations where a client doesn’t have any credit whatsoever. Individuals with no credit history are often viewed in the same light as those clients with bruised or poor credit ratings because there is no previous credit to base their decision upon.

As always, I welcome any questions or comments you may have regarding the information contained in my articles. Until next month…

Jason Eldridge, P.F.P, B. Admin Mortgage Specialist, Axiom Mortgage Solutions (formerly Unisource Mortgage) Cell 403.630.1718, Fax 866.708.5807 Email jason@axiommortgage.ca Web/apply online jason.axiommortgage.ca FEB 24 - MAR 24, 2017 | NEW HOME GUIDE 49

Buyers’ Resources | MORTGAGE RATES

Compare mortgage rates for your best deal CHARTERED BANKS

variable

6 months

1 year

2 years

3 years

4 years

5 years

ATB Financial

2.3500

4.1000

3.0400

2.3900

2.6400

2.6900

2.8400

Alterna Bank

2.6000

4.0000

2.7900

2.7400

2.5900

2.8400

2.8400

Alterna Savings

2.6000

4.0000

2.7900

2.7400

2.5900

2.8400

2.8400

Bank of Montreal

2.8500

4.2000

3.0900

3.1900

3.5900

4.0900

4.8400

Bank of Nova Scotia

2.7000

4.5500

3.2900

3.0900

3.3900

3.8900

4.4900

CIBC Mortgages

2.7000

3.1400

2.8400

2.7900

3.3900

4.0900

4.7900

Caisses Desjardins

2.7000

4.4000

3.1400

3.2400

3.3900

3.8900

4.7400

Canadian Western Bank

2.9000

4.0000

3.1400

3.0400

3.6500

4.2000

4.7400

Canadian Western Trust

2.9000

4.0000

3.1400

3.0400

3.6500

4.2000

4.7400

Comtech Credit Union

-

6.2000

2.8400

2.8900

2.9500

2.9900

2.8900

DUCA Financial Services

2.5000

-

3.0400

2.9400

2.9400

3.1400

2.7400

Effort Trust

-

4.4500

3.3500

3.5000

3.7000

4.3000

4.3500

Equitable Bank

-

-

3.1400

3.0400

3.6500

4.3900

4.6400

First Calgary Financial

-

4.0000

2.8900

2.8900

2.6400

2.7900

2.9400

First National Financial

2.3500

3.1000

2.6400

2.6400

2.6400

2.8400

2.8900 2.8900

FirstOntario Credit Un.

2.7000

4.3400

2.7900

2.4900

2.6400

2.7900

HSBC Bank Canada

2.8000

4.4500

3.1400

3.1400

3.3900

4.0900

4.6400

Home Trust Company-Agent

2.5000

3.9500

2.6900

2.1400

2.3400

2.5900

2.6900

ICICI Bank Canada

3.0500

-

2.6400

2.6400

2.6400

3.1900

3.2900

Investors Group Trust

2.8500

4.2000

3.1400

3.0900

3.3900

3.8900

4.6400 3.2900

Kindred Credit Union

2.7000

-

3.3500

3.3500

3.4000

3.4000

Laurentian Bank Canada

2.7000

4.4000

2.8900

3.0400

3.3900

3.8900

4.7400

League Svgs & Mortgage

-

4.4500

2.9900

2.5900

2.7400

2.7400

2.9400

Libro Credit Union

-

3.7500

2.7000

2.7500

2.8000

2.8500

2.8900

London Life

2.8500

4.2000

3.1400

3.0900

3.3900

3.8900

4.6400

Manulife Bank

2.7000

4.4500

3.0000

2.9400

2.8400

2.9400

2.9900

Manulife Trust

-

4.4500

3.0000

2.9400

2.8400

2.9400

2.9900

Meridian Credit Union

2.4000

4.0000

2.8400

2.7900

3.3900

3.8900

2.6400

National Bank

2.7000

4.4000

3.1400

3.0400

3.3900

3.8900

4.7400

PACE Savings & Credit Un

-

5.0000

3.1400

3.0400

3.6500

4.3900

4.6400

Parama Credit Union

2.6500

-

2.8000

2.8500

2.9500

3.0500

3.1500

Peace Hills Trust

-

4.5000

3.1500

3.5000

3.7500

3.8500

3.9500

President's Choice Fin'l

2.7000

6.1900

3.1400

2.7900

3.3400

3.9900

4.4400

Rapport Credit Union

2.8500

6.0000

3.0900

3.0400

3.5000

3.0400

2.9900

Royal Bank of Canada

2.7000

3.1400

3.1400

3.0400

3.6500

4.3900

4.6400

Steinbach Credit Union

-

-

2.3900

2.3900

2.4900

2.5900

2.6900

T-D Mortgage

2.8500

3.1400

3.0400

2.8400

3.4400

3.8900

4.6400

Tangerine

2.7000

-

3.1900

3.2400

3.4900

3.6900

3.7900

WFCU Credit Union

-

4.4500

3.0000

3.0400

3.6500

4.3900

4.6400

Your Neighbourhood C.U.

-

-

2.7990

2.8900

3.0900

3.1500

2.9400

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator PREPARED BY CANNEX ON FEBRUARY 16, 2017 This information is current as of the date and time posted and is subject to change without notice. © Copyright 2016 CANNEX Financial Exchanges Limited. All rights reserved.

50 YPNEXTHOME.CA

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2017-01-30 3:45 PM