Calgary New Home Guide - Jan 29, 2016

JAN 29 - FEB 26, 2016 VOLUME19, 2, ISSUE 3, VOLUME 2, FREE

CALGARY EDITION CALGARY EDITION

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INSIDE INSIDE THIS ISSUE THIS ISSUE

CLASSIC CONTEMPORARY SHANE HOMES TOFINO III SHOWHOME IN WEST GROVE POINT

LOREM IPSUM DOLOR SIT CALGARY RATED THE AMET TALE ZRIL ELIGENDI WORLD’S CLEANEST CITY

LOREM IPSUM DOLOR SIT LOREM IPSUM DOLOR SIT NEIGHBOURHOOD PROFILE WHAT THE NEW DOWN PAYMENT AMET TALE ZRIL ELIGENDI AMET TALE ZRIL ELIGENDI ON MCKENZIE TOWNE REQUIREMENTS MEAN FOR YOU

BRIGHT, THOUGHTFUL, FULL OF CHARM, AND AVAILABLE IN 4 COMMUNITIES

• GRANITE OR QUARTZ KITCHEN COUNTERTOPS • STAINLESS STEEL APPLIANCES • 42” UPPER CABINETS

• 9’ MAIN FLOOR CEILINGS • HARDWOOD AND TILE ON MAIN FLOOR • FIREPLACE

IT’S LIKE AN ALL-INCLUSIVE VACATION, ONLY IT’S HOME.

SPECIAL LIMITED TIME OFFER INCLUDES

$

5,000

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PLUS! WINDOW BLIND * PACKAGE

HOME FURNISHING CERTIFICATE

NO CONDO FEES! 2&3 BEDROOM MODELS

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NO CLOSING COSTS OR LEGAL FEES

7 UNIQUE HOME STYLES • 1360 SQ. FT. - 1548 SQ. FT.

S STREET TOWN THE

STARTING FROM

349’s

$

*

*PRICE INCLUDES HOUSE, LOT AND GST. 2

Railway Gate SW

Nose Creek Park

Queen Elizabeth H ighway

8th Street SW

Sales Centre

Luxstone Landing

N

AIRDRIE

Ironhorse Park

VISIT OUR PRESENTATION CENTRE ON THE CORNER OF 8TH STREET SW AND RAILWAY GATE SW, AIRDRIE Presentation Centre Hours: Monday to Thursday - 2 to 8 p.m.

Saturday, Sunday & Holidays - 12 to 5 p.m.

For more information contact Satwinder at 403-536-2319.

2

Yankee Valley Blvd. SW

Yankee Valley Blvd. SW

*Conditions apply. See Area Manager for details.

creationsbyshane.com

contents JAN 29 - FEB 26, 2016 | VOLUME 19 ISSUE 2

8

ON THE COVER

Shane Homes meets families’ needs with Tofino III + online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

MAPS

4 YPNEXTHOME.CA

advice

14

10

Shane Homes

Phenomenal response to Urbana in Nolan Hill

LOOK FOR THE CIRCLE

Picturesque ‘new urbanist’ community

The Homebuying Process

Exploring the typical new home buying experience

by Donna Moore

neighbourhood profile

40 McKenzie Towne

WITH

DYNAMIC

showhome review

18

Calgaryism

Calgary ranked as the world’s cleanest city!

by Cody Battershill

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani ALBERTA SALES MANAGER

14

Shelley Bala EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

10

Sara Duck (on leave) Elisa Krovblit Lydia McNutt (on leave)

SENIOR MEDIA CONSULTANT

Melanie Gowans 403.200.8462 Follow me on twitter @melgowans

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20 Mortgage Mogul

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district maps

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Published by

Calgary’s New Home Guide is published 13 times per year. We are located at:

Down payment requirements change

07

Southwest

by Jason Eldridge

13

Northwest

2891 Sunridge Way NE Calgary, AB T1Y 7K7.

Phone: 587.226.1313

23

Cochrane

ypnexthome.ca

Insight

New home landscaping

by Brad Jackman

25 Southeast

trending

29

Northeast

12

31

Airdrie

Mortgages

Ottawa moves to raise down payment rules

in every issue

6

Editor’s Note

38

What’s Online

The magazine is free to the public

35 Okotoks

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Limited. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

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Calgary South Region

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TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E.

Calgary East Region

EDITORIAL Submissions from interested parties

will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca

Editors' Notes

MCKENZIE TOWNE

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

MORE PHOTOS ONLINE ypnexthome.ca/mckenzie-towne

Our teamwork has you covered We are always looking for stories and news about real estate for our magazines and website.

While the team here at New Home Guide and YPNextHome.ca attends events across the country, we also have a team of talented freelance writers who help us cover all the bases.

The team’s focus over the last 12 months has been profiling and collecting data, photos, videos and text for some of Canada’s top neighbourhoods so our readers and users can get an in-depth view at the local level. You’ll find data for almost 3,000 different neighbourhoods across the country that includes information about the type of

housing available and the people who live there.

Check out one of our team member’s personal journey through a key neighbourhood in this issue.

There’s plenty more to see online at YPNextHome.ca Check out our search tool online and discover new properties and neighbourhood details.

It’s been an amazing experience to develop this content, and we’re thrilled with the results. New neighbourhoods are being added every week. Please let us know what you think – and if you have a favourite neighbourhood you’d like us to profile, drop us a line.

We love hearing from you.

Relax, Calgary, history is on your side

WAYNE KARL Senior Editor

Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social 6 YPNEXTHOME.CA

It would be foolish to pretend that all is rosey in Wild Rose Country.

The economy and housing markets in Alberta are feeling the pinch of a prolonged slump in oil prices – plain and simple. It does no good to think otherwise.

But, now more than ever, it pays to keep things in perspective.

All the talk about Canada’s hottest real estate markets currently involves mostly Toronto and Vancouver.

But would you believe, if we take this

discussion to a more historical level, Alberta, in fact, is a stellar performer?

Indeed, according to data from ReMax, Calgary is second only to Edmonton as the top market in Canada in terms of annual rate of return over the last 20 years. Calgary has yielded 6.61 per cent from 1996 to 2015; Edmonton, 6.64 per cent.

Those “hottest” markets of Toronto and Vancouver – 6.21 and 6.16 per cent, respectively.

Relax, Calgary, history is on your side.

Interact with us on social media: ypnexthome

AV

EN

4 BAN

FF

COACH ROAD

01 MYSTIC RIDGE

DEVELOPER: La Vita Land BUILDERS: Calbridge Homes www.mysticcalbridge.com

16 AVENUE

02 CURRIE BARRACKS

7 11 BOW TRAIL

MEM

ORI

10

2 ELBOW DRIVE

3

DEVELOPER: Legend Developments

04 CRESTMONT

DEVELOPER: Qualico Communities BUILDERS: Augusta Fine Homes, NuVista Homes

BLACK FOOT TRAIL

1

BUILDERS: Crystal Creek Homes, Empire Custom Homes, Avi Urban, Calbridge Homes, Core Properties, Jayman Modus, Slokker Canada West

03 SPRING VALLEY

17 AVENUE

5

37 STREET

17 AVENUE

SARCEE TRAIL

14 AVENUE SW

69 STREET

05 ELMONT BAY

BUILDERS: Westview Builders, Winwood Homes www.elmontbay.com

06 DRESSAGE IN SILVERADO

DEVELOPER: Qualico Communities BUILDERS: Baywest Homes, Augusta Homes

SOUTHLAND DRIVE

07 WESTLAND ESTATES

BUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

08 WEST GROVE ESTATES

ANDERSON ROAD

BOTTOM TR

FISH CREEK PARK

9

JAMES

SHAWNESSY BLVD.

09 SHAWNEE PARK

10 WEST GROVE POINT

MA

DEVELOPER: Truman BUILDERS: Sane Homes and Truman Homes

IL

TRA

SHERIFF KING STREET

D

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CLE

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37 STRE

162 AVENUE

6

DEVELOPER: Truman BUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes, Augusta Fine Homes, West Grove Estates, Shane Homes, Truman Homes

DEVELOPER: Cardel Homes BUILDERS: Cardel Homes www.cardelhomes.com

MCKEVITT

FISH CREEK BLVD

S PRUCE MEADOWS HWAY

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

MACLEOAD TRAIL

GLENMORE RESERVOIR

24 STREET

8

85 STREET

OLD

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14 STREET

16

CENTRE STR

›› SOUTHWESTCOMMUNITIES

JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 7

Showhome Review | SHANE HOMES

cover story

Shane Homes meets families’ needs with the

FABULOUS TOFINO III SHANE HOMES KNOWS what families want as seen with the

newest 2,882 sq. ft. version of their popular Tofino series – the Tofino III showhome in West Grove Point.

“The reason the Tofino models are so popular is because they can easily be customized with several standard options, but also homeowners can make changes to the plan to completely personalize the home to meet the exact needs of their family,” says area manager Jack Kushner.

“With this showhome, we’ve upped the wow factor; it’s larger and more luxurious,” Kushner adds. “It features a very open floorplan and has been designed in a classiccontemporary theme; it’s light and bright with high ceilings and lots of windows, creating a very spacious, open feel.

“People come into this home and say ‘Wow!’ They love the incredible ensuite – it really has a spa-like feel – the 8 YPNEXTHOME.CA

kitchen with the exotic granite and the spaciousness of all the bedrooms – all of which come with walk-in closets and built-in shelves.”

The Tofino III impresses right from the front door with a grand foyer featuring a towering open to above ceiling, a dramatic open-rail staircase and nine-ft. ceilings.

Off the foyer, double french doors open to an IT zone with a built-in desk and cabinets, as well there’s a halfbath and huge mud room with built-in lockers, shelves and a functional bench.

The gorgeous chef’s kitchen is highlighted by an upgraded granite-topped island with breakfast bar seating, a chimney-style hood over the cook top range that blends into the cabinetry, built-in appliances, ceiling height cabinets and a walk-through pantry with built-in shelves and an upright freezer.

Location

West Point Grove Builder

Shane Homes Home Type

Tofino III Sales Centre

38 West Grove Point S.W., Calgary Contact

Jack, 403.536.2304

The kitchen’s eye-catching style continues in the adjacent dining area with a built-in hutch featuring a wine fridge and wine rack, while the great room presents a fabulous feature wall around the fireplace.

Upstairs, the grand owners’ suite offers an inviting private retreat featuring a lavish ensuite with a free-standing soaker tub, super-sized walk-in shower and granite-topped his and her vanities plus a large walk-in closet.

The upstairs also has an expansive bonus room with a vaulted ceiling and a built-in entertainment unit, two generously sized bedrooms with walk-in closets, a full bathroom and large laundry room.

This showhome features an oversized double garage, however, because of the larger lots, Shane Homes can build models with triple and quadruple tandem car garages. Buyers also have a great selection of lots to choose from, including walkouts and those backing onto greenspace.

West Grove Point is a pristine parcel of land located in the heart of Calgary’s coveted west end in the community of West Springs off 10th Avenue east of 73 Street S.W. “The west end has all the conveniences people desire in a quiet natural environment,” Kushner says. “The area,

which is known for its quality of schools, shopping, entertainment, recreation centres and greenspace, make it a great space for your family.

“It’s a natural continuation of West Grove Estates, accommodating single-family homes mostly backing onto a natural ravine, linear parkway and walkway,” he notes. “The community draws upon the natural environment and amenities using traditional architectural elements, which create a contemporary lifestyle using modern building and design.

“The architect design guidelines not only protect the homeowner’s investment with a definitive high end of architectural detail and creativity, but also ensures an esthetically-pleasing building and landscape form to promote and enhance natural views and amenities,” he explains. “It offers luxury of estate living at an affordable price with homes starting at $900,000 including house, lot + GST.” For more information, visit the Tofino III at 38 West Grove Point S.W., Calgary, open Monday to Thursday, 2 to 8 p.m., and weekends and holidays, noon to 5 p.m., call Jack Kusher at 403.536.2304 or visit shanehomes.com JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 9

Advice | CONDO PRO

Exploring the typical new home buying experience

By Donna Moore

MORE ADVICE ONLINE ypnexthome.ca/news/advice

THIS IS THE SECOND of a two-part

message that explores a typical new home-buying experience and factors to consider.

Once you’ve decided on the priorities for your new home, the next step in the process is to visit showhomes and sales centres to see what’s available.

The key to successful house hunting is to take your time, take a thorough look at the models and don’t be afraid to ask questions.

The sales reps will have information available on the communities they build in, lots available and the different models they build. Keep in mind that a builder’s showhome is just one model they offer, but it’s a good starting point to gauge quality, details and standard features.

While visiting the showhome, drive around the community and ask yourself if the location meets your needs. Does it have a good feel?

Can you see yourself living there?

Ask about development plans for the community, such as parks, pathways, roads, schools and retail.

When touring showhomes, take a close look at the quality of each model home; compare layouts and sizes.

Find out which specs are standard or upgrades and note the features that appeal to you. Review the available layout options; some builders offer several such as larger ensuites, IT centres or a fourth bedroom.

During your showhome visit imagine your family’s daily routine throughout 10 YPNEXTHOME.CA

the seasons and think about whether the design will meet those needs.

Ask about design flexibility and options or upgrade packages, such as lighting, cabinets, countertops and flooring. Also check out the lot availability and find out about landscaping for your property.

Shop around for your builder as carefully as you do for your home.

Check to see if they’re a member of the Canadian Home Builders’ Association - Calgary Region and ask about the warranty program and what it covers. While warranty coverage is now mandatory in Alberta for all new homes, all CHBA - Calgary Region builder members have had to belong to a new home warranty program as part of their conditions to join for many years as an added protection for their homebuyers.

Do your homework – check the builder’s track record, ask how long they’ve been in business and ask for referrals from past customers, ask what to expect during the building process and find out about the important after-sales service.

Find out the necessary deposit and whether you can make a refundable deposit to hold the home while you

consider your decision.

Are you expected to make payments throughout construction or pay the full price of the home, less deposit, on the day you take possession?

Find out when construction will begin, possession date, your contact person before and during construction and if you can visit your home during.

When you have found the community and home you want, and you’re confident that you’re dealing with a quality builder, ask them to prepare a sales agreement. Have a lawyer review it before signing and you’ll have to finalize your financing.

From there, you’ll work closely with your builder to see your purchase brought to a satisfactory conclusion, including choosing interior finishings.

Just before completion, you’ll do a walk-through to verify the work has been done according to plan.

In the end, you’ll find the time you took to pre-plan pays off with a rewarding new home-buying experience and a home you’ll love for years to come.

Donna Moore is Executive Officer, Calgary Region Home Builders’ Association, 403.235.1911, crhba.com

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north

Trending

Ottawa moves to raise minimum down payment requirement

By Wayne Karl CALGARY, EDMONTON and other markets already experiencing a cooling are expected to be among the cities hardest hit by the federal government’s new minimum down payment requirement.

Finance Minister Bill Morneau on Dec. 11 announced changes to the rules for government-backed mortgage insurance, intended to contain risks in the housing market, reduce taxpayer exposure and support longterm stability.

Effective Feb. 15, 2016, the minimum down payment for new insured mortgages will increase from five per cent to 10 per cent for the portion of the house price above $500,000. The five-per-cent minimum down payment for properties up to $500,000 remains unchanged.

The move represents a graduated approach to increasing the down payment requirement proportionally to the cost of a home. Canadians who already hold mortgages will not be affected by this announcement.

“The actions taken prudently address emerging

MORE TRENDING ONLINE ypnexthome.ca/news

vulnerabilities in certain housing markets, while not overburdening other regions,” Morneau says.

“This measure will increase homeowner equity, which plays a key role in maintaining a stable and secure housing market and economy over the long term,” he adds.

For those in Calgary and Edmonton, the move could have the unintended consequences of imparting additional cooling on already chilly markets.

CIBC Deputy Chief Economist Benjamin Tal says the 5 large Sherwood largest impact will be felt in Calgary, due to the share Showhomes: 1228 Sherwood Blvd. of high-ratio mortgages. In this city, the new measures are Developer: Genesis Development Corp estimated to impact about 10 per cent of new sales, while Builders: Majestic Homes in Toronto the figure is five per cent; in Vancouver, just 6 Beacon Heights 2.5 per cent.

Showhomes: Sherwood Crescent NW

Developer: Intergulf Cidex Builders: Trico Homes/Intergulf Cidex

Showhomes: Tuscany Estates Rise NW Developer: Carma Builders: Landmark Homes | Albi Hom

GARAGE

B r OOR H A S EP e a ING RICE th UP REDUCTIO N GR C tak IN i n g ADE S G B a C & DE sem e n A t C

8 Kincora

Showhomes: 115 Kinkora Glen Rd. NW

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HOW WILL YOU SPEND YOURS? When you build with Trico Homes you’ll receive your very own Trico Red Card.. It comes pre-loaded with cash you can put toward your new home purchase, however YOU like. AND it qualifies you for incredible ongoing savings and rewards!

* Red Card value varies by community and available product.

Some conditions apply. E&OE.

FRONT GARAGE HOMES • LANED HOMES • DUPLEXES For more information visit us online at www.tricohomes.com TC-14413 NHG HP Jan29 v2.indd 1 12 YPNEXTHOME.CA

DATE:

2016-01-19 1:10 PM

F I L E

N A M E S

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›› NORTHWESTCOMMUNITIES

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04 SAGE HILL SARCEE TRAIL

69 STREET

Showhomes: 2003 20th Ave. Developer: Birchwood Properties 02 ROYAL OAK DEVELOPER: Birchwood Properties Builders: Birchwood Properties

DEVELOPER: United Communities BUILDERS: Pacesetter Homes

11 Milano

05 NOLAN Showhomes: HILL 99 Panatella Hill NW

Builders: Trico Homes DEVELOPER: United Communities BUILDERS: Homes by Avi, BUILDERS: Birchwood Properties Morrison Homes, Shane Homes, Sterling Homes, Trico Homes, 10 Hanson Ranch 03 EVANSTON kora Glen Rd. NW Showhomes: Hidden Creek Blvd. NW Jager Homes, Pacesetter Homes, DEVELOPER: Qualico Creations by Shane Homes Developer: Cedarglen Homes | Cardel Homes and Development Corp. | Communities www.nolanhillunited.com elopments Builders: Genstar BUILDERS: Broadview, NuVista, Homes | Majestic Homes | Trico Homes, Pacesetter Homes, 06 BEACON HEIGHTS es | Centrex Homes DEVELOPER: Intergulf Cidex Sterling Homes, Jayman BUILDER: Trico Homes, Intergulf MasterBUILT Cidex

Homes | Albi Homes

11 VALLEY POINTE ESTATES

12 BEARSPAW WILLOW CREEK

BUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

13 WATERMARK AT BEARSPAW

#1 Community in Canada* DEVELOPER: Macdonald Development Corporation BUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom Homes www.watermarkatbearspaw.com

14 EVANSRIDGE

DEVELOPER: Dream Development BUILDERS: DS Homes, Homes by Avi, Genesis Builders Group, Morrison Homes, Innovations

by Jayman, Westview Builders, Stepper Custom Homes, Calbridge Homes

15 ROCK LAKE ESTATES

85 STREET

STO NE

IN

CENTRE STREET

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DEVELOPER: Genstar BUILDERS: Homes by Avi, Cardel CityLifeArcuri Homes Homes,9Landmark,

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NOTE: Map is just a graphic representation of areas of developments.

17 AVENUE See ad of a particular project for more details.

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PANORAMA ROAD

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12 COULEE MILE ROAD

16

NOTE: Map is just a graphic representation of areas of developments.

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DEVELOPER: Genstar BUILDERS: Cardel Homes, Acuri Homes

144 AVE. NW

DEVELOPER: Decker Management BUILDERS: Crystal Creek Homes, Lupi Luxury Homes

17 SHERWOOD

DEVELOPER: Melcor BUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group www.lifeinsherwood.com

18 MOUNT PLEASANT

BUILDER: Landmark Homes www.landmarkgroup.ca

19 SYMONS GATE

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Jayman MasterBuilt, Morrison Homes

*2012 and 2013 National SAM award winner for Best Community Development JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 13

Property Profile | CREATIONS BY SHANE HOMES

Phenomenal response to Urbana in Nolan Hill BLENDING AN ARRAY of outstanding sought-after features and smart designs with affordability and no monthly condo fees is making Urbana in Nolan Hill a major hit with buyers.

Urbana is a fabulous collection of 96 two-storey street towns crafted by Creations by Shane Homes in Nolan Hill – one of the fastest growing communities in northwest Calgary.

“The response has been phenomenal; Urbana must have been what the northwest was lacking because we’re already 70 per cent sold out,” says Area Manager Deb Gearey. “People love that they get 14 YPNEXTHOME.CA

a double detached garage, front and rear landscaping, a patio, a maintenance-free chain-link fence and they don’t have to pay monthly condo fees. The fee simple model allows customers freedom from worrying about the uncertainty of rising condo fees or extra assessment fees.

“Everyone is also really impressed with the high standard of features we offer, the great designs, the location and the fact that with a fenced back yard homeowners can have pets,” Gearey adds. “It’s really the only development of its kind in Nolan Hill.

Location

Nolan Hill Builder

Creations by Shane Homes Home Type

Urbana street towns Sales Centre

519 Nolan Hill Drive, N.W, Calgary Contact

Deb Gearey at 403.536.2315 shanehomes.com

“What’s unique now is that because the remainder of the homes have been built, we can accommodate immediate possessions,” she notes.

About half of these homes have been finished with high-end upgraded specifications that include maple or white cabinets with granite or quartz countertops, while in the other half, buyers can still choose their colours.

Urbana’s interior finishes offer exceptional standard features such as nine-ft. main floor ceilings, popular laminate floors, granite countertops, stainless steel appliances, upgraded tile backsplash, choice of two different cabinet styles, upstairs laundry with full sized washer/ dryer, owner’s suites with ensuites and walk-in closets – and all at an affordable price starting in the $390,000s including GST. There are five different models including the 1,368-sq.-ft. Aldyn, which features a dual owner’s suites plan and an L-shaped kitchen with a peninsula. “This home is quite lovely and ideal for two roommates because of the design, and it offers the affordability for a first time buyer to get into homeownership,” Gearey says.

Other models available are: the Turin, similar to Aldyn, but with three bedrooms; the Ardis, 1,463 sq. ft., boasts a large kitchen island and pantry plus one of the secondary bedrooms has a sitting area; the Deco, 1,510 sq. ft., has a unique front entry with closets on either side and niches that flank the entry in the great room; the Milan, 1,553 sq. ft., has an awesome front lifestyle room, a rear great room and corner walk-in pantry in the central kitchen.

“People especially love the Milan because they can have a formal living room and a family room in the rear of the home giving them two separate areas where they can entertain,” Gearey says.

The homes are attracting broad interest “from first-time buyers to families and downsizers,” she says. “It’s an ideal place to raise a

MORE PHOTOS ONLINE ypnexthome.ca/shane-urbana

family; we’re steps away from a playground and walking paths that lead to a pond, and we’re within walking distance to neighbourhood conveniences, including a Sobeys, restaurants and services.”

Urbana’s outstanding location means residents are minutes away from the Symons Valley Ranch Farmers’ Market and a new Walmart Supercentre, and a short drive from great shops, services, groceries and more at Beacon Hill and Creekside Centres.

“We also have great access in

and out of the community,” Gearey adds, with easy access to several major routes such as Stoney, Sarcee and Shaganappi Trails.

For more information, visit the presentation centre, at 519 Nolan Hill Drive, N.W., open Monday to Thursday, 2 to 8 p.m., weekends and holidays, noon to 5 p.m., call Deb Gearey at 403.536.2315 or visit shanehomes.com. Urbana now has an Aldyn showsuite open with a Turin and Deco opening in the near future.

JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 15

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Advice | CALGARYISM

Calgary is the world’s cleanest city!

By Cody Battershill

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IF YOU KEEP UP with the news, then

you likely already know that Calgary has been no stranger to critical acclaim from research institutions and media companies from around the world over the past several years.

With awards such as the “fifth most livable city in the world” by the Economist Magazine under its belt – for five consecutive years, I might add – it’s probably no surprise to any of us that YYC was also named the “World’s Cleanest City” in 2015 by Mercer Global Financial.

You see, many indicators used in these reports are quite similar.

For example, those used by Mercer include the quality and availability of drinking water, waste management, pollution, sewage systems and traffic density to name a few. Some of these have to do with infrastructure relating to water and transportation which is also something that the Economist Magazine weighs in heavily on to determine its own statistics for the most livable cities.

Without a doubt, the quality of infrastructure can be directly linked to the success of Green initiatives a city has that act to reduce poor health and unsanitary conditions.

Because without large sewage drains, big landfills and public facilities to manage and deal with waste accordingly, issues would arise for such a place as large as Calgary.

And as a matter of fact, our city was ranked the cleanest in the world because of its Green initiatives, not 18 YPNEXTHOME.CA

to mention bylaws such as $1,000 fines for littering. Simply dropping a cigarette butt on the street can get you stuck with one of these.

But it really is Green initiatives such as Alberta’s Too Good to Waste program, which aims to divert as much waste as possible away from landfills, items like recyclables and other reusable parts, as well as other municipal programs such as Green Calgary that really make Calgary shine as the cleanest in the world.

On a municipal basis, the Green Calgary program is just one of the initiatives that offer tips for all to living a Greener lifestyle such as packing a less-litter lunch for the kids or improving the compost for the yard.

One of the long-term goals of this program is to be diverting 80 per cent of the cities total garbage away from landfills. The Green Calgary organization has been operating for nearly four decades – since 1978 – and also seeks to help locals

feel empowered in creating healthy communities and homes within through educating residents on the environment.

Being born and raised in Calgary, I would always be the first to volunteer and tell you myself that YYC is a very clean place to live. But hey, don’t take my word for it this time around, but that of Mercer Global Financial and their findings for the “World’s Cleanest City” in 2015. Way to go Calgary!

See more of everything to do with YYC today and follow us at Calgaryism on Twitter, Instagram and Facebook. We hope to see you there!

Cody Battershill is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show off the best Calgary has to offer! He can be reached at 403.370.4180, @Calgaryism on Twitter and calgaryism.ca

Advice | MORTGAGE MOGUL

Down payment requirements change IN THE GOVERNMENT of Canada’s continuing effort to reduce the default risk of Canadians who are purchasing homes, it is again making changes to the down payment requirements. Effective Feb. 15, 2016, Canadians who are looking to purchase homes with less than 20 per cent of the purchase price as their down payment, could be looking at increasing their down payment portion based on the purchase price of the property.

Under the new rules, if you are purchasing a home for $500,000 or less, you can still put down five per cent. If you are purchasing a property for $500,000 to $1 million, you will can put down five per cent on the first $500,000 and 10 per cent on the balance of the purchase price. For example, if you were to purchase a home for $750,000, your total down payment requirement would be $50,000 (up $12,500).

When purchasing a property, there are many acceptable forms of down payment.

Firstly most common is personal savings. You are required to have a minimum down payment of five per cent of the purchase price. So whether it’s taking a chunk of your monthly income and transferring these funds to a separate bank account, or selling an asset and depositing the money into your savings account, these funds may be used to purchase a home. Lenders require you to provide a detailed history of your bank account for the previous 90 days, showing the accumulation of such funds. If there are any deposits that exceed $1,500, you will be required to provide a paper trail for that deposit. This documentation will also be required for any investment accounts, such as stocks, bonds, mutual funds and tax free savings accounts that you may want to draw from.

RRSPs are another source of funds 20 YPNEXTHOME.CA

MORE ADVICE ONLINE ypnexthome.ca/news/advice

– if you are a first time buyer, RRSPs will be treated differently from a tax perspective. As a first time buyer, you have the option of withdrawing up to $25,000 tax free from your RRSP portfolio (assuming the investment vehicles you hold inside your RRSP are fully liquid or will be maturing by the time you require the funds). The funds must be paid back to your RRSP over the course of 15 years.

If you don’t qualify under the First Time Homebuyers Plan, you may still use your RRSPs for the down payment, but these funds would be subject to withholding tax( usually five to 15 per cent of the amount withdrawn), and you would be responsible for claiming this withdrawal as income towards that year’s personal income taxes.

Another source of down payment is a gift from an immediate family member (parents, siblings or grandparents). For most lenders, all that is required to verify a gift is a letter signed by the recipient and

donors, and to provide confirmation of the gifted funds being deposited to the recipient’s bank account.

If you already own a home, and have built up equity in your property over the years, and you are planning to sell your property in order to move into the new one, you may transfer this existing equity from one property to the next. If you are taking possession of your new home prior to your existing property being released to the new buyers, you will likely need to arrange interim or bridge financing until the funds from the sale are received. If you are looking to purchase a second home or a revenue property, you may qualify to arrange a Home Equity Line of Credit (HELOC for short) that may be used as a valid down payment since you own the equity in your home.

I invite any questions or comments regarding my articles. Until next month…

Jason Eldridge, P.F.P, B. Admin Mortgage Specialist, Axiom Mortgage Solutions (formerly Unisource Mortgage) Cell 403.630.1718, Fax 866.708.5807 Email jason@axiommortgage.ca Web/ apply online jason.axiommortgage.ca

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KINGS HEIGHTS

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05 MONTERRA ON COCHRANE LAKE DEVELOPER: Medallion Development Corp.

BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

09 THE WILLOWS OF RIVER HEIGHTS

DEVELOPER: La Vita Land Inc. BUILDERS: Janssen Homes, Kingsmith Homes, NuVista Homes and Sterling Homes

06 WESTPOINTE ESTATES

DEVELOPER: MGM Developments.

BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE

DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, ReidBuilt Homes www.firesidecochrane.com

08 HEARTLAND

DEVELOPER: Apex Developments BUILDERS: Excel Homes www.heartlandcochrane.com

JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 23

RANGE RD 40

HORSE CREEK RD.

NG

1A

1A

Auburn Bay Gardens Developer: Carma Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

2 Copperfield Developer: Hopewell Residential Communities Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

17 AVEN

3 Cranston Developer: Carma Builders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates Showhomes: Corner of Cranston Ave.& Cranarch Rd.

4 WALDEN Showhomes: Walden Rise SE Developer: Genstar Builders: Shane Homes | Cardel Homes | Innovations

by Jayman | Excel Homes

MORE VOIR

HLAND DRIVE

DERSON ROAD

24 STREET

Builders: Albi Homes | Landmark Homes | Baywest Homes

Developer: Carma EEK PARK

Showhomes: Mahogany Heath SE. Developer: Hopewell Builders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

6 McKenzie Towne Developer: Carma

ELGIN VILLAGE Showhomes: Elgin Meadows Green SE. Elgin Estates Park SE. Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes VILLAGE OF PRESTWICK Showhomes: Prestwick Blvd SE. Builders: Cedarglen Homes | Jayman MasterBUILT

7 New Brighton

Showhomes: New Brighton Dr. SE. Developer: Carma Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi

TT VI

JAMES McKE

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SHERIFF KING STREET

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DEVELOPER: Hopewell Residential BUILDERS: Jayman MasterBUILT, Hopewell Residential, Stepper Custom Homes, Homes by Avi, Excel Homes ESTATE BUILDERS: Calbridge Homes, Morrison Homes, Homes by Avi www.mahoganyliving.com

CL D. VO R BLV

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24 STREET

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52 STREET

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04 WALDEN

DEVELOPER: Genstar BUILDERS: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Avi Urban

BARLOW TRAIL

MORE VOIR

DEVELOPER: Brookfield Residential BUILDERS: Albi Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Residential RIVERSTONE OF CRANSTON BUILDERS: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes, Brookfield Residential www.livecranston.ca

52 STREET

MacLEOAD TRAIL

ELBOW DRIV E

BLACKF OOT

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03 CRANSTON

1 CRANSTON AVE. SE

SETON BLVD SE

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06 McKENZIE TOWNE

DEVELOPER: Brookfield Residential BUILDER: Mosaic Townhomes: Brookfield Residential www.livemckenzietowne.com

07 NEW BRIGHTON

DEVELOPER: Brookfield Residential BUILDERS: Cedarglen Homes, Morrison Homes www.livenewbrighton.ca

08 CHAPARRAL VALLEY

DEVELOPER: Genstar BUILDERS: Cardel Homes, Jayman MasterBUILT, Innovations by Jayman, Cardel Lifestyles, Homes by Avi, California Homes

09 QUARRY PARK

DEVELOPER: Remington Corporation BUILDERS: Cardel Homes, Birchwood Properties, Albi Homes

10

01 AUBURN BAY

9

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Cedarglen Homes, Baywest Homes, Jayman MasterBUILT, Albi Homes, Morrison Homes, Discovery Homes, Innovations by Jayman www.liveauburnbay.ca

10 LEGACY

DEVELOPER: Westcreek Developments BUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Sterling Homes, Creations by Shane Homes, Innovations by Jayman, Calbridge Homes, Morrison Homes, Excel Homes www.legacylife.com

02 COPPERFIELD

DEVELOPER: Hopewell Residential BUILDERS: Hopewell Residential, Stepper Custom Homes

JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 25

Today’s “Buyer’s Market” Could Mean Timely Savings On A New Home

The Canadian Real Estate Association (CREA) is projecting that Alberta’s real estate market will favour buyers more in 2016 compared to 2015. Specifically, the CREA believes this year’s buyer will benefit from greater choice and, thus, more negotiating power on price.

In January, Intelligence House (IH) noted media coverage on this situation as it pertains to the Edmonton regional resale market where active listings began this year up 66% over last year (+28% across the Calgary region). These media stories mentioned households who have recently reduced their asking price in order to sell their home faster in today’s “buyer’s market”.

Stories like this highlight the interesting process by which this market will eventually find a new balance between initial listing prices and what buyers are willing to pay. Eventually, the prevailing motivations of this year’s sellers and buyers will bring the number of active resale listings back toward more historically sound levels, at which point any buyer advantages that exist today will begin to deplete.

We believe the positioning of this process can be statistically tracked by watching how current active listings compare with a rolling seasonal average over five years (Edmonton and Calgary regions’ active listings were 45% and 54% above this average respectively, at the end of December 2015).

Currently, buyers in the Edmonton or Calgary markets can rest easy as it remains a good time to buy! However, if you are considering purchasing a

new home later in 2016, hindsight may reveal that right now is the best time to buy.

IH has come to expect new home builders to be more price flexible when inventories of unabsorbed housing (yet ready for occupancy) is high by historical reference amidst high levels of inventory in their regional resale markets. In December 2015, the total amount of new housing units ready for occupancy in the Edmonton and Calgary regions were 18% and 12% greater than their respective five-year rolling seasonal averages. IH believes these increases are more temporary, rather than long term.

Unsurprisingly, we noticed a number of timely promotions being marketed in showhomes and sales centres across these markets in January that were specifically, and in some cases aggressively, designed to move units that were ready for or nearing occupancy (the remnants of which might be viewed throughout the pages of this publication).

That said, the key descriptor of these promotions is “timely”, as many were tied to specific units or a specific number of sales in 2016. Regardless, these promotions signal that new home builders are taking action to reduce any negative price pressure that an overabundance of move-in-ready homes might have on their market throughout 2016 by addressing this situation at the beginning of the year.

With all of this in mind, the fact remains that the level of choice for buyers has increased, along with their negotiation power. If a new home is on your radar, it may be wise to make that decision sooner rather than later.

Intelligence House is Alberta’s newest and most innovative Real Estate Marketing Agency with a focus on strategic market intelligence which includes full research, marketing and sales / leasing services for the real estate industry.

Our Calgary office is now open!

26 YPNEXTHOME.CA

intelligencehouse.ca From left to right: Emmett Hartfield Alex Ruffini Michael Melnychuk

FOLLOW US ON

Ask An Expert

Q&A

By Heather Ryan

Tips for maintaining your home during the winter Q: Do you have any advice for maintaining your home during the winter?

A: Whether you’re in a new or older home, there are certain things you need to do to maintain a warm, healthy home environment in the winter, says Ron Heggs, director of special projects for Shane Homes.

“First, I recommend you check the furnace filter,” he says.

“The furnace will have been working hard for the past couple of months, so you’ll want to change or clean the filter. Also check the humidifier if you have one; you may need to clean or change the evaporator pads.

“It’s important to watch the humidity level in your home,” Heggs says. When the temperature drops below -15 C the humidity level shouldn’t be higher than 25 per cent.

“On those cold winter days, open your blinds to help prevent ice build up on the windows and give the air a chance to circulate so warmer air can get to the windows.

“We also recommend people turn on vent fans in the kitchen and bathroom to get rid of excess moisture, and maybe run them longer than usual,” he says. “Also make sure to check these fans and clear them of any build up of lint, so they will run efficiently.”

Homeowners should run their hands around exterior doors and windows to check for any drafts and, if necessary, repair the weather stripping, caulking or door sweep.

ASK AN EXPERT: by HEATHER RYAN “It is also a good idea to drain some water from your hot water tank, especially if it’s a few years old, to remove some of the sediment from the bottom. The more sediment in the tank the less efficient.”

Heggs also recommends checking the dryer vent to ensure it’s clear of lint, so that it will close and help keep cold air out. As well, if your furnace and hot water tank vent come through the side wall, it’s important to keep those vents clear of snow, frost and ice.

“More and more homes have a heat recovery system (HRV), so see if it needs to be cleaned; it’s simply a matter of taking the filter out, washing it and putting it back.”

For more information, home maintenance videos can be viewed on Shane Homes’ YouTube channel.

Q&A

JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 27

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›› NORTHEASTCOMMUNITIES 3

COUNTRY HILLS BLVD.

IL

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FALCON RIDGE

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16 AVENUE

16 AVENUE

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

01 SADDLESTONE

05 CITYSCAPE

DEVELOPER: Genesis Land Development Corp.

BUILDERS: Genesis Builders Group www.saddlestonecalgary.com

02 SADDLEBROOK

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

06 SAVANNA IN SADDLE RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Cardel Homes, Homes by Avi, Excel Homes, Acuri Homes

DEVELOPER: MLC Land Company BUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

03 CORNERSTONE

DEVELOPER: Walton Development Coming soon www.liveatcornerstone.ca

04 REDSTONE

DEVELOPER: Qualico Communities BUILDERS: Broadview Homes, NuVista Homes, Pacesetter MATCALGARY_Banner – New Home Guide Homes, Innovations by Jayman, Trico Homes, Creations by MATCALGARY_AllSites FC Name: Shane Homes, File Shane Homes (Shane showhome toBCbeBanner_NHG_Mag built in spring) Trim: 6.75” x 1.5” Safety/V.O.: .25” Bleed: NA

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JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 29

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›› AIRDRIECOMMUNITIES 3 VETERANS BLVD

05 RAVENSWOOD

DEVELOPER: Qualico BUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

7

VETERANS BLVD

06 COOPER’S CROSSING

DEVELOPER: Westmark Holdings BUILDERS: McKee Homes, Trico Homes, Vesta Properties, Canterra Custom Homes, Crystal Creek Homes and Harder Homes, Lifestyle Homes

1ST AVE

07 WILLIAMSTOWN 10

DEVELOPER: Vesta Properties BUILDERS: Vesta Properties

EAST LAKE

1 12

08 HILLCREST

Developer: Apex Developments Builders: Excel Homes, Shane Homes,Trico Homes hillcrestairdrie.com

NOSE CREEK

09 SOUTHWINDS

11

Developer: Mattamy Homes Builders: Mattamy Homes

YANKEE VALLEY BLVD

YANKEE VALLEY BLVD

5 2 NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

9

01 BAYSIDE ESTATES

6 4

8

DEVELOPER: Genesis Land Development Corp.

BUILDER: McKee Homes, ReidBuilt Homes www.genesisland.com

02 WINDSONG

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

10 CANALS LANDING

Developer: Genesis Land Development Corp.

Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, Westview Homes

11 PIER 11

Developer: Genesis Land Development Corp.

Builders: Genesis Builder Group pier11airdrie.com

12 MIDTOWN 03 REUNION

DEVELOPER: Hopewell Residential BUILDERS: Excel Homes, Sabal Homes, McKee Homes

Developer: Wenzel Developments & Apex Developments Builders: Creations by Shane Homes, Excel, Trico

04 KING’S HEIGHTS

DEVELOPER: Melcor BUILDER: Loreck Homes, McKee Homes, ReidBuilt Homes, Shane Homes, Homes by Avi, Innovations by Jayman www.kingheights.ca

JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 31

Insight

New home landscaping

By Brad Jackman IT IS IMPORTANT to understand that quality landscaping

requires substantial investments of time and money.

Thus having a budget and planning around that budget will be crucial.

Landscaping your new home will require breaking your project into categories and allocating your budget accordingly. The first category should be your home’s hardscape. Your hardscape will include major focal points of your yard such as decks, retaining walls, patios, walkways and task specific areas such as fire pits and BBQ stations. Your hardscape will determine your yard’s function, boundaries and overall flow. This is done first in the project and will have a large influence on what is left in your budget to finish the yard. This is by far the most expensive part of your project but it is what defines your home’s exterior.

Your next category to consider is your landscape amenities. This will include irrigation, lighting and other 32 YPNEXTHOME.CA

nonessential options that make living in your home more comfortable and luxurious. Landscape amenities are typically installed mid project and can add great value and function. This category can get costly and because it is somewhat nonessential many people pass on investing into these options. Many homeowners describe these aspects of their yard as some of the most important additions they made.

Landscape 360 has had good feedback about lighting and irrigation, and we feel it is important to consider if this fits into your new home landscaping budget.

The last category to consider is your softscape. This includes trees, shrubs, perennials, garden beds and turf.

These horticultural elements bring everything together, create life, colour, personality and create the overall vibe of your home. These options are essential and are done in the final stages of your project. There is a lot of variance in cost amongst your softscaping options. The cost of trees

and shrubs vary depending on size and number. Garden beds can include decorative rock, mulch or be finished with fresh garden mix or loam; therefore the budget can usually be accommodated.

Turf is typically the most budget friendly part of your project and is usually a basic need for every new home.

Addressing these categories separately will help you and your landscaper to work within the budget. A clear plan and open communication will provide the foundation for a successful landscape project.

A consultation with a reputable landscaper is the best place to start when planning your outdoor project.

Here, you can essentially interview your landscape contractor and become familiar with their ideas, company procedures and overall vibe. Hiring the right professional landscaper is the most important step of your project. It is beneficial to do your research. Ask to see their portfolio, view their website, talk with previous clients and look into some of the products yourself. Most importantly, ask lots of questions.

Landscape construction can be done very differently.

Hire a company which uses quality equipment, utilizes the best products available and installs everything professionally. It is important to hire someone who has extensive experience in the industry, and is a full service

landscape company. Once a professional is selected a conceptual landscape design can be established. This will allow the homeowner to help visualize their yard before construction begins. Professionally landscaping your property provides a sanctuary for your family, friends and pets. Landscaping improves your quality of life, increases the value of your home and adds a little personal flare to your home’s exterior. The key to enjoyment and the longevity of your yard is quality craftsmanship. A locally owned and operated Calgary based company, Landscape 360 specializes in residential, estate and acreage landscape construction. Our philosophy is based upon professionalism, quality, trust and respect. Brad Jackman and Brian Smith lead a team of friendly, knowledgeable and hardworking staff.

Landscape 360 Professional Landscape Construction 403.452.0360, landscape360.ca Like us on facebook JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 33

NEW SHOWHOMES NOW OPEN 549

Open your door to Drake Landing Discover an established, family-friendly community in Okotoks where you can build a new home with an award-winning builder and open your door to nature preserves, parks and playgrounds. A new phase has just been released - act now to have your choice of home and lot and tour a showhome at the corner of Milligan Drive and Drake Landing Blvd.

Visit DRAKEUNITED.COM for builder information, lot maps and directions.

L I F E S T Y L E H O M E S | P R O M I N E N T H O M E S | S T E R L I N G H O M E S Starting from the $400s

›› OKOTOKSCOMMUNITIES NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

OKOTOKS AIR RANCH

2A YSTAL SH OR ES RD.

BANN

R.

ISTER CR GATE

ID GE D

NO RT HR

SANDSTONE DR. MOUNTAINVIEW GATE

338 AVE. E.

8

1

MILLIGAN DR.

OKOTOKS

549

CRYSTAL RIDGE GOLF CLUB

3 32 ST. E.

2A

WEST

370 AVE. E.

02 CIMARRON

DEVELOPER: Tristar Communities BUILDERS: Excel Homes, Trico Homes, Coco Homes, Timbercreek Homes, Westview Homes, Kunz Homes

03 DRAKE LANDING

CIM

RO N TR A I L

2B

N

32 ST. E.

DEVELOPER: Bordeaux Developments BUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

AR

CIMA O RR

WESTLAND ST.

01 OKOTOKS AIR RANCH & RANCHERS’ RISE

4

SOUTHRIDGE DR.

WESTLAND ST.

2A

D R.

CIMARRON BLV D.

RI

DG E

LVD.

7

2A

04 WESTMOUNT

DEVELOPER: Prominence Development Corp.

BUILDERS: Cornerstone Homes, Gramercy Homes, Carpenter Homes

08 MOUNTAINVIEW

(NOW OPEN) AT SANDSTONE DR. & MOUNT BURNS GREEN Apex Developments BUILDERS: Excel Homes, Sterling Homes www.mountainviewokotoks.com

DEVELOPER: United Communities BUILDERS: Lifestyle Homes, Sterling Homes, Prominent Homes

JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 35

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When one thing, leads to another home.

Discover all your possibilities at

What’s Online

Trending now The latest real estate news from across Canada

Top three amazing features of Daniels Waterfront: City of the Arts

Why banks are raising rates and what it means

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›› CALGARYREGIONSOUTH 1A

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

2

COCHRANE

STRATHMORE

1

1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

PRIDDIS

TURNER VALLEY

HERITAGE POINTE

BLACK DIAMOND

2

OKOTOKS 2A

543 22

HIGH RIVER

HIGH RIVER

BLACK DIAMOND

HIGHWOOD LAKE

RIVERWOOD ESTATES

DEVELOPER: WestView Builders BUILDER: WestView Builders

DEVELOPER: Riverwood Estates Inc. BUILDERS: Woodmaster Homes Ltd.

HAMPTON HILLS

BUILDERS: WestView Builders

MONTROSE

DEVELOPER: Dream Development BUILDER: Lifestyle Homes, Red Door Homes

PRIDDIS

HERITAGE POINTE ARTESIA AT HERITAGE POINTE

DEVELOPER: Heritage Pointe Properties Inc. BUILDERS: Astoria Custom Homes, Albi Homes, Calbridge Homes www.liveatartesia.com

HAWKS LANDING

DEVELOPER: Hopewell Residential Communities BUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

SEARCH ONLINE ypnexthome.ca

JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 39

Neighbourhood Profile

McKenzie Towne Picturesque ‘new urbanist’ community

Fast facts Average household income

$118,428

Family structure

By Kait Kucy

1A

FAMILIES

COUPLES

45%

34%

SINGLES COCHRANE

21%

Own vs. rent

1

82% OWNERS

18%

RENTERS

22X

Education levels

35%

34% 31%

HIGH SCHOOL UNIVERSITY

MORE PHOTOS ONLINE ypnexthome.ca/mckenzie-towne

PRIDDIS

COLLEGE

TURNER VALLEY

SOURCE: ENVIRONICS

MCKENZIE TOWNE is a picturesque

neighbourhood in the deep southeast of Calgary. It was one of the first newer developments to introduce the concept of a “new urbanist” community. A hub for young professionals and families, McKenzie Towne is a great community not only because of its affordable prices but also thanks to its variety of homes available.

Lifestyle McKenzie Towne has a great visual presence with the picturesque High Street and wide open park spaces.

The neighbourhoods have beautiful variations – one of the most popular spots is rows and rows of Brownstone townhouses complete with a scenic gazebo in the park in the middle.

A beautiful neighbourhood that functions as its own tiny small town.

Vibe Just brimming with youth, McKenzie Towne has been known as a great place to raise a family since its inception in 2000. Plenty of wide open spaces and playgrounds, this is the perfect neighbourhood for anyone who has craved more space and their own backyard. An active community, it is not unusual to see residents jogging, cycling and walking dogs at all hours of the day.

In the area Mckenzie Town presents average suburban living expenses and features the typical array of chain stores such as Starbucks, pubs that are affordable, easy to access and very friendly. You can expect to pay average prices for drop-in at gyms and yoga studios which give an added benefit to living in this community.

Planes, trains & automobiles Accessed via Deerfoot Trail, commuting from downtown will leave you with a quite a drive to and from work. There are also rapid transit commuter buses leaving downtown during rush hour, affording McKenzie Towne residents a swift route home.

The neighbourhood also has quick access to Calgary’s bike trail system to ride to Fish Creek Park and beyond.

The good, the bad & the rest An almost entirely self-sufficient neighbourhood, this main street shopping area contains multiple dental and medical offices, banks, grocery stores among many other amenities that help to keep residents satisfied. It is only a quick 11-minute drive to the new hospital in Auburn Bay. Plenty of schools in this area, too.

Kait Kucy is a lifestyle and travel writer and blogger for online and print publications in Canada and the U.S.

40 YPNEXTHOME.CA

›› CALGARYREGIONEAST NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

2

E

4

1

3

STRATHMORE 1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

DDIS

VALLEY

HERITAGE POINTE

BLACK DIAMOND

2

OKOTOKS

CHESTERMERE 543 RAINBOW FALLS 22 DEVELOPER: Truman Developments HIGH RIVER BUILDER: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes

WESTMERE

DEVELOPER: Melcor BUILDERS: Lifestyle Homes, ReidBuilt Homes

SHORES ON WESTMERE

DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

KINNIBURGH

DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes, Sunstar Homes

2A 04 BUFFALO HILLS (coming soon)

BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LAKEPOINTE

DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LANGDON BOULDER CREEK ESTATES

DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Broadview Homes

HANSON PARK

DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Douglas Homes

STRATHMORE THE RANCH IN STRATHMORE DEVELOPER: United BUILDERS: Jager Homes and Westview Builders

WILDFLOWER RANCH IN STRATHMORE

DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

EDGEFIELD IN STRATHMORE

DEVELOPER: Pollyco BUILDERS: ReidBuilt Homes, Ovation Homes, Westview Homes, Aquilla Homes www.edgefieldstrathmore.com

LYALTA 03 THE LAKES OF MUIRFIELD

BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

SEARCH ONLINE ypnexthome.ca

JAN 29 - FEB 26, 2016 | NEW HOME GUIDE 41

Buyers’ Resources | MORTGAGE RATES

Compare mortgage rates for your best deal CHARTERED BANKS

variable

6 months

1 year

2 years

3 years

4 years

5 years

ATB Financial

2.4500

4.0000

2.9400

2.6400

2.6400

2.7400

2.9400

Alterna Bank

2.5500

4.0000

2.8500

2.8500

2.5900

2.9400

2.6800

Alterna Savings

2.5500

4.0000

2.8500

2.8500

2.5900

2.9400

2.6800

Bank of Montreal

2.7000

4.0000

2.8900

2.8400

3.3900

3.8900

4.7400

Bank of Nova Scotia

2.7000

4.5500

3.2900

3.0900

3.3900

3.8900

4.4900

CIBC Mortgages

2.7000

3.1400

2.8400

2.7900

3.3900

4.0900

4.7900

Caisses Desjardins

2.7000

4.4000

3.1400

3.2400

3.3900

3.8900

4.7400

Canadian Western Bank

2.9000

4.0000

3.1400

3.0400

3.6500

4.2000

4.7400

Canadian Western Trust

2.9000

4.0000

3.1400

3.0400

3.6500

4.2000

4.7400

Comtech Credit Union

-

6.2000

2.7900

2.8900

2.9500

2.9900

2.6900

DUCA Financial Services

2.5000

-

3.0900

3.0000

2.9900

3.0900

2.7900

Effort Trust

-

4.4500

3.3500

3.5000

3.7000

4.3000

4.3500

Equitable Bank

-

-

3.1400

3.0400

3.6500

4.3900

4.6400

First Calgary Financial

-

4.0000

2.8900

2.8900

3.3900

3.0900

2.8400

First National Financial

2.4000

3.0000

2.2900

2.2400

2.4400

2.6400

2.7900

FirstOntario Credit Un.

2.7000

4.2400

2.6900

2.3500

2.3900

2.5900

2.7200

HSBC Bank Canada

2.7000

4.4500

3.1400

3.1400

3.5400

4.2400

4.7400

Home Trust Company

2.5000

3.9500

2.6900

2.2400

2.3900

2.5900

2.7400

ICICI Bank Canada

3.0500

-

3.1500

3.6500

3.6400

3.6900

3.6900

Investors Group Trust

2.7000

4.2000

3.1400

3.0900

3.3900

3.8900

4.7400

Laurentian Bank Canada

2.7000

4.4000

2.8900

2.8400

3.3900

3.8900

4.7400

League Svgs & Mortgage

-

4.0000

2.9900

2.6900

2.7900

2.8900

2.9900 2.8900

Libro Credit Union

-

3.7500

2.8500

2.8500

2.8900

2.8900

London Life

2.7000

4.2000

3.1400

3.0900

3.3900

3.8900

4.7400

Manulife Bank

2.4000

4.4500

3.0000

2.9400

2.8400

2.7900

2.7400

Manulife Trust

-

4.4500

3.0000

2.9400

2.8400

2.7900

2.7400

Meridian Credit Union

2.5000

4.0000

3.0900

3.0900

3.5500

2.4900

2.5900

National Bank

2.7000

4.4000

3.1400

3.0400

3.3900

3.8900

4.7400

PACE Savings & Credit Un

-

5.0000

2.8900

2.5900

3.3900

3.8900

4.6400

Parama Credit Union

2.6500

-

2.8000

2.8500

2.9500

3.0500

3.1500

Peace Hills Trust

-

4.5000

3.1500

3.5000

3.7500

3.8500

3.9500

President’s Choice Fin’l

2.7000

6.1900

3.1400

2.7900

3.3400

3.9900

4.4400

Rapport Credit Union

2.8500

6.0000

3.0900

3.0400

3.5000

3.0400

2.9900

Royal Bank of Canada

2.7000

3.1400

3.1400

3.0400

3.6500

4.3900

4.6400

Servus Credit Union

-

4.0000

2.8900

2.8400

3.3900

3.8900

4.6400

Steinbach Credit Union

-

-

2.4500

2.5500

2.5500

2.6500

2.6500

T-D Mortgage

2.7000

3.1400

2.8900

2.8400

3.3900

3.8900

4.6400

Tangerine

2.7000

-

3.1900

3.2400

3.4900

3.6900

3.7900

Windsor Family C.U.

-

4.4500

3.0000

3.0000

3.0500

3.0500

3.1000

Your Neighbourhood C.U.

-

-

2.7990

2.8900

3.0900

3.1500

3.1900

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator PREPARED BY CANNEX ON DECEMBER 11, 2015 AT 09:33:51 ET. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2015 CANNEX Financial Exchanges Limited. All rights reserved.

42 YPNEXTHOME.CA

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