Calgary New Home Guide - Jan 30, 2015

Jan 30 - Feb 27, 2015 Volume 18 Issue 2

SMART

NOW COMES

STANDARD

INSIDE THIS ISSUE

WHY YOU SHOULD USE A MORTGAGE BROKER

HOW TO CHOOSE THE RIGHT LIGHTING FOR YOUR HOME

THE BENEFITS OF BUYING A NEW HOME

Presentation Centre

NOW SELLING!

NOW OPEN!

Creations by Shane Homes Introduces

STREET TOWNS in Nolan Hill, NW Calgary

URBANA CR EAT I O NS BY S H A NE H OME S NOLAN HILL

TOTAL 1,368 - 1,378 sq. ft.

ALDYN

MAIN

SECOND

674 sq. ft.

694 sq. ft.

674 sq. ft.

704 sq. ft.

main floor: 674 sq. ft.

D.W.

second floor: 694 sq. ft.

Ref. mudroom

kitchen

ensuite

owner’s suite 11’5 x 12’4

4 SH

Luxuriously Appointed Two Storey Attached Homes with a Double Detached Garage.

Includes front and rear landscaping, fenced back yard and a finished patio/deck.

patio / deck 10’ x 10’

2 & 3 bedroom models ranging from 1,368 - 1,580 sq. ft. available.

W.I.C.

300’s

W/D

4 SH

*

DN

UP

ensuite

4 SH

$

dining 10’10 x 9’8

open to below

DN

starting from the upper

foyer

NO CONDO FEES!

great room 11’10 x 11’8

W.I.C.

owner’s suite 11’5 x 12’1

veranda 4’8 x 6’

B10 | L13 B11 | L7

*Price includes house, lot and GST. Subject to change without notice.

Calgary

144 Ave NW

Future Nolan Hill Blvd NW

ll Hi lan NW o e N at G

Presentation Centre Now Open!

la n

W H ill B lv d N

519 Nolan Hill Drive NW, Calgary Call Deb or Jamie at 403-536-2315 for more information.

Hours of Operation Mon - Thurs: 2:00 - 8:00 pm Sat, Sun & Hol: Noon - 5:00 pm

NW

No

NW

v d NW

i Tr app gan Sha

rive Hill D lan No

N olan H i l l

Bl

Visit Us Today!

ee Tr NW Sarc

Symons Valley Parkway Beacon Hill Shopping Centre

Stoney Trail NW

Be a part of the conversation

w w w.creationsbyshane.com

LOOKING FOR A NEW HOME?

It’s only a tap away.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

Start searching now!

DOWNLOAD THE APP 4

GET STARTED NOW AT

NewHomeAndCondoGuide.ca

QUICK POSSESSIONS AVAILABLE NOW Learn more about Pier 11 homes online and come visit our beautiful Airdrie show home today.

Visit our Show Home 1761 Baywater Road SW, Airdrie

Questions?

(403)465-2709

Learn More Pier11Airdrie.com

discover why we’re the 2014 MORTGAGE BROKERAGE OF THE YEAR and how we can help you purchase your dream home.

WINNER 2014 6

contents

JANUARY 30 - FEBRUARY 27, 2015 || VOLUME 18 ISSUE 2

IN EVERY ISSUE

ON THE COVER

p. 12

JAYMAN MASTERBUILT

adds new automated system to its list of new home standards

8

Editor’s note

38 44 46

Calgaryism

Why should you consider buying a new home?

by Cody Battershill

Are you ready to landscape?

by Brad Jackman

The Homebuying Process Choosing the right lighting for your new home

32

Homes by Avi

40

In the News

by Donna Moore

Mortgage Mogul

Why use a mortgage broker?

by Jason Eldridge

18

Homes by Avi

30

In the News

Homes by Avi Group a finalist for 2014 National SAM Awards Calgary housing outlook: record years give way to still solid growth

by Wayne Karl

brings its popular semis back to Walden with new showhomes Calgary to still be among leaders in price growth this year

by Wayne Karl

HOMEBUYERS’ HELP

22

IN THE NEWS

COLUMNISTS

16

Insight

47

Shane Homes

Tofino II model home proving to be popular with buyers

by Heather Ryan

Homebuyers’ Resource Section

Mortgage calculator and rate table

district maps 15 25 27 29 35 37 41 43 45

Northwest Okotoks

PRESIDENT, WALL2WALL MEDIA

Airdrie

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Jacqueline Hill Susan Legge

Southeast

DIRECTOR OF SALES, NATIONAL

Josh Heppner

Cochrane

SENIOR SALES MANAGER, WESTERN CANADA

Calgary South Region

ART DIRECTOR

Edwin Rizarri

Tammy Leung

Southwest

EDITOR

Northeast

CONTRIBUTING EDITORS

Calgary East Region

Wayne Karl

38

Sara Duck Elisa Krovblit Lydia McNutt

Melanie Gowans

22

Senior Media Consultant

403.200.8462 Follow me on twitter @melgowans Like us on facebook; facebook/CalgaryNHG

PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNERS

Mihail Terentiev MANAGER OF PRODUCTION

Bala Gnanapandithan NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

FOR ADVERTISING INQUIRIES PLEASE CONTACT:

403.200.8462

FOR NATIONAL ADVERTISING INQUIRIES CALL:

416.263.6783

Published By

Calgary’s New Home Guide is published 13 times per year. We are located at 2891 Sunridge Way NE Calgary, AB T1Y 7K7. Phone: 587.226.1313. The magazine is free to the public.

COPYRIGHT 2015All rights reserved by New Home Guide, Toronto, Ontario, Canada.

Reproduction in any form is prohibited.

Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice.

E. & O. E.

32

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

//EDITOR’S NOTE

New home experience Make wise choices and enjoy the process

W

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

hen only a new home will do, those in the market will be pleasantly surprised by the exceptional value and attention to detail a new home offers.

When you buy new, you don’t inherit somebody else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint.

If you’ve always fantasized about buying a brand new home, here are a few tips that can help you make the process a pleasant one: » Shop the mortgage market to see what you can afford before you start your hunt; » Obtain a lawyer who is willing to review your offer and close the deal; » Don’t be persuaded by high pressure sales tactics while you’re out shopping;

» Determine which options and upgrades you want as part of your offer and ensure your lender will finance what’s required, if needed; » To save money, consider which upgrades you could purchase and install yourself after the sale closes.

Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction.

Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your final decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your first steps in the homebuying process.

We hope you enjoy this issue of New Home Guide. Let us know what you think! We’d love to hear from you.

Buy ‘low’ and enjoy your decision New homes are a prized possession

F WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

10 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

orget what you might have heard recently about housing in Canada being overvalued by 30 per cent (Bank of Canada) or, worse, more than 60 per cent (Deutsche Bank).

Over the long term, real estate is proving to be a prized possession, indeed.

This is particularly true with new homes.

There’s that old adage in real estate – and the stock market – urging you to “buy low, sell high.” Who wouldn’t love to do that? But how would you ever know when “low” is, and when “high” is actually the highest?

Perhaps the most realistic, if humorous, suggestion for how to look at this equation comes from mortgage

broker Calum Ross: “There are two times that real estate values matter – when you buy and when you sell. What happens in between is no more relevant than the total cash you have in the middle of a game of Monopoly.”

So, if you’re looking at the long term with your home purchase, which experts stress you should do, you’re not likely to be affected by any short term fluctuations in value.

Various stories, quoting various sources, in this issue (and at newhomeandcondoguide.ca) provide evidence of the long-term performance of housing. So take heart in knowing you’ve made a good decision.

You’ve Changed BUT YOUR HOME HASN’T Change is what keeps life exciting. Families transform, financial situations ebb and flow; needs evolve. And you…well you’ve grown and that’s a big change. And the house you once loved so dearly, no longer feels the same. | Trico understands that. So we’ll do whatever it takes to help you fall in love again — whether it’s a spacious kitchen, versatile family space or being close to schools and parks — we’ll help guide you through the decisions that will match the perfect home to your changing needs. | We’re not just building homes…we’re building comfort.

FRONT GARAGE & LANED HOMES

•

DUPLEXES

•

TOWNHOMES & CONDOS

|

BUILDING IN 16 COMMUNITIES IN CALGARY & SURROUNDING AREAS

Homes that fit… you | Find out more at TricoGetsMe.com 11

//COVER STORY

JAYMAN MASTERBUILT adds new automated system to its fabulous list of standards » by HEATHER RYAN

A

home builder that already excites buyers with its fabulous list of standard features is adding a new element aimed at those who love to stay in tune with today’s technology.

Jayman MasterBUILT has launched a new home automation system that will come standard in all of its new single-family homes. This feature, called The Jayman Connected Home System, will allow homeowners to control systems in their home such as lighting, temperature, security, door locks and garage doors (if applicable) with a touch of their fingertips.

“It’s integrated into multiple systems in the home, and homeowners can control it from a panel inside the 12 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

home and/or on any mobile device, your Android, Blackberry or iPhone, or tablet like your iPad,” says Jayman’s Marketing Director Careen Chrusch.

“There is an app that goes onto your device so you can control your system from anywhere, even when on vacation.

“Homeowners can also add other things to the system if they choose and, once it’s in use, the system can anticipate when you’re coming home and turn up the lights and the heat,” she adds.

“We’re really excited to be able to offer this and respond to the needs of our buyers who have been asking for this type of tech savvy feature,” Chrusch says. “I think we’re the first home builder in Calgary to offer it as a standard feature.”

Jayman, which partnered with Creative TSI on the Connected Homes System, will provide homebuyers with instruction from an expert on how to operate the system as well as six months of free Gold Service (they’ll get a preferred rate after that).

“It’s a great benefit to our buyers because it’s fully scalable, so they can add things at any time, it can be controlled from your desktop computer or any mobile device or tablet and, most important to buyers, it can save them money on utility costs,” Chrusch says.

Jayman MasterBUILT is also making waves in Mahogany with its two showhomes – Blackstone and Inverness that feature three bedrooms, 2.5

JAYMAN MASTERBUILT | Multi-site

bathrooms, oversized 22-by-24-ft. garages and fully developed walkout basements.

“The showhomes are very well received and we get nothing but positive comments from people,” says area manager Jennifer Underwood.

“They love the designs, the open plans and the high standards that Jayman includes.”

The 2,462-sq.-ft. Blackstone showcases a finished basement with Jayman’s entertainment option highlighted by a wet bar and media area. The main floor wows buyers with its gourmet kitchen, while upstairs is a central bonus room and master with luxury ensuite.

The 2,504-sq.-ft. Inverness showcases Jayman’s fitness option in the basement, which is highlighted by a fitness area, home management centre and media area. The main floor draws people’s attention with its stunning herringbone patterned hardwood floor, while upstairs people love the lavish master’s his and her ensuite that gives them their own vanities (hers also has a makeup table) and walk-in closets.

Jayman offers 10 different models in Mahogany, and “we always have spec homes so we have quick possessions available,” Underwood says. “We’re currently building in two phases and have a wide selection of lots available.

We’re also opening two new

showhomes in the fall.”

Mahogany – the 2013 CHBACalgary Region SAM Award winner for Community of the Year and 2014 CHBA Alberta Awards of Excellence winner for Community Development – is a major draw for buyers because it offers a four-season playground centred around Calgary’s largest fresh water lake – Mahogany Lake – and construction is underway on the 22,000-sq.-ft.

Mahogany Beach Club and Main Beach Site, slated for completion in 2015.

For more information, visit the showhomes, open Monday to Thursday, 2 to 8 p.m., and weekends noon to 5 p.m., or visit jayman.com JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 13

north

5 Sherwood Showhomes: 1228 Sherwood Blvd.

Developer: Genesis Development Corp Builders: Majestic Homes

6 Beacon Heights Showhomes: Sherwood Crescent NW

Developer: Intergulf Cidex Builders: Trico Homes/Intergulf Cidex

...bike@thepark, mmellows@dark, people@ play, noises go away, bonfires lite, friendships ignite, escape town, paradise found.” @4AllFlowers

your life at watermark is waiting Imagine the luxury community lifestyle you’ve always wanted. Majestic estate lots. Unparalleled amenities for the whole family. Easy access to recreation and shopping facilities. Acres of parkland and paved pathways, all set on the edge of the sprawling foothills, within easy reach of the glorious Rocky Mountains. That’s Watermark at Bearspaw. Built to savour the moments that really matter, it’s a community where coming home means leaving the everyday behind. But don’t take our word for it—ask anyone who lives here. Custom or quick possession homes beginning at $1.2 Million.

To see just how luxurious family living can be, visit one of our showhomes or visit MyLifeAtWatermark.com 14

7 Tuscany Hillside Estates

Showhomes: Tuscany Estates Rise NW Developer: Carma Builders: Landmark Homes | Albi Hom

8 Kincora

Showhomes: 115 Kinkora Glen Rd. NW

Developer: Genesis Land Development Apex Developments Builders: Evolution Homes | Majestic H Excel Homes | Centrex Home

rthwest

EST HILLS

S

DD

BUILDERS: Astoria Custom Homes, Hyatt Homes, Laratta Homes, Mckinley Masters Custom Homes

IN

GT ON

LA UR

IE

NOSE HILL PARK

64 AV

BL VD .

14 STREET

18 16 AVENUE

AIL

17 AVENUE

37 STREET

SARCEE TRAIL

69 STREET

13 WATERMARK AT BEARSPAW

#1 Community in Canada* DEVELOPER: Macdonald Development Corporation BUILDERS: Astoria Homes; Albi Homes, Trickle Creek Homes, Wolf Custom Homes www.watermarkatbearspaw.com

14 EVANSRIDGE

DEVELOPER: Dream Development BUILDERS: DS Homes, Homes by Avi, Genesis Builders Group, Morrison Homes, Innovations by Jayman, Westview Builders, Stepper Custom Homes, Calbridge Homes, Excel Homes

15 ROCK LAKE ESTATES

DEVELOPER: Decker Management BUILDERS: Crystal Creek Homes, Lupi Luxury Homes

17 SHERWOOD

BOW TRAIL

DEVELOPER: Birchwood Properties BUILDERS: Properties Hanson Ranch 10 Birchwood

03

BE

CENTRE STREET

DT RA IL

HN

DEVELOPER: Melcor BUILDERS: Landmark Homes, Albi Homes

12 BEARSPAW WILLOW CREEK

AI JO

DEVELOPER: Genesis Land Development Corp.

BUILDERS: Genesis Builders Group, Passion Homes, ReidBuilt Homes, Today’s Homes www.genesisbuildersgroup.com

11 VALLEY POINTE ESTATES

HILLS BLVD.

ROAD

02 ROYAL OAK Builders: Birchwood Properties

and Development Corp. | elopments Homes | Majestic Homes | es | Centrex Homes

O

TR SH AG ANNAPI

SA RC EE

CH IL

85 STREET

COACH

Developer: Birchwood Properties

Homes | Albi Homes

NEY TRAIL TO

1

AVE NU E

DEVELOPER: Genstar BUILDERS: Homes by Avi, Cardel CityLife Homes, 9Landmark, Excel Homes, Showhomes: 2003 20th Ave. Arcuri Homes

y Estates Rise NW

3

RV HA

TRAIL EE SAR C

TR AIL

DR IV E

N OS EH

I LL

RAIL YT S TONE STO NE

Y TRAI L

BANFF

CR OW

NOTE: Map is just a graphic representation of areas of developments.

17 AVENUE

de Estates

D

Y NTR COU

01 PANORAMA HILLSproject for more details.

05 NOLAN HILL See ad of a particular

Cidex es/Intergulf Cidex

PANORAMA ROAD

ROCKY RIDGE ROAD 12 COULEE MILE ROAD

9 A

8

RO

BEARSPAW ROAD

EY

16

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

od Crescent NW

14 10

L

OL D

s

17

2

11

Development Corp. omes

SYMONS VALL

ROCKY B

15

LV R ID GE D

herwood Blvd.

kora Glen Rd. NW

128 AVE.

6

COUNTRY HILL S BLVD.

13

4

AIL TR

12

5

PI AP

1A

10 SAGE MEADOWS

144 AVE. NW

AN AG SH

HW Y

WOODLAND ROAD

›› NORTHWESTCOMMUNITIES

DEVELOPER: United Communities BUILDERS: Homes by Avi, Morrison Milano Homes,11 Shane Homes, Sterling Showhomes: 99 Panatella Hill NW Homes, Trico Homes, Jager Homes, Builders: Trico Homes Pacesetter Homes www.nolanhillunited.com

DEVELOPER: Melcor BUILDERS: Shane Homes, Homes by Avi, Genesis Builders Group www.lifeinsherwood.com

18 MOUNT PLEASANT

BUILDER: Landmark Homes www.landmarkgroup.ca

06 BEACON HEIGHTS

Showhomes: Hidden Creek Blvd. NW DEVELOPER: Intergulf Cidex EVANSTON BUILDER: Trico Homes, Intergulf Cidex Developer: Cedarglen Homes | Cardel Homes DEVELOPER: Qualico Communities Builders: Genstar 08 KINCORA BUILDERS: Broadview, NuVista, Trico

Homes, Pacesetter Homes, Sterling Homes, Jayman MasterBUILT

04 SAGE HILL

DEVELOPER: United Communities BUILDERS: Pacesetter Homes

DEVELOPER: Melcor BUILDER: Excel Homes

09 EVANSVIEW

DEVELOPER: Genstar BUILDERS: Cardel Homes, Acuri Homes

*2012 and 2013 National SAM award winner for Best Community Development

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 15

//CALGARYISM

Why should you consider buying a new home? » by CODY BATTERSHILL

CODY BATTERSHILL is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show off the best Calgary has to offer!

He can be reached at 403-370-4180, @Calgaryism on Twitter and calgaryism.ca

Have you ever imagined building a home from scratch? If you’re a homeowner, it’s safe to say that you’ve probably thought about creating an entirely customized home for you and your family at one point or another, especially if you’ve watched inspiring shows such as Bravo TV’s Million Dollar Listing or MTV’s Celebrity Cribs.

Maybe you’re already living in a home that you custom built, plan on building one from the ground-up in the near future or have bought resale properties you’re entire life, and are looking for a fresh start.

Well, if you’ve bought a new home before, you probably already know about the perks of doing so in comparison to buying a resale property. However, not all of us are experienced buyers.

As a matter of fact, some of you may be a fi rst-time homebuyer, or have made one or two moves before but never into an entirely new property. Th is is why you should consider buying a new home in Calgary the next time you make a move.

NEW DESIGN & WARR ANTY

Like most “new” things, a new home has an aura of newness that isn’t only embedded in the construction date, but also in the design features that have been taken from the latest and greatest from Calgary’s home builders.

Years of experience in the industry has led most of our city's premier 16 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

builders to creating new and innovative floorplans, as well as interior/exterior designs that fit in perfectly with our modern lifestyles.

Another desirable thing about buying a new home is the Alberta Home Owners Warranty Act, as well as the mandatory warranties that come with all household appliances. Now you can rest assured if something in your home is faulty or doesn’t work properly one, two or possibly several months after move-in.

CUSTOMIZATION

Whether you’re building a luxury home in Springbank or have found a pre-designed floorplan in Evanston, chances are that you’ll have an extensive list of customizable options to choose from with your builder of choice.

Buying a new home in Calgary, in most instances, will offer you exactly that – customizable options such as interior colour palette, exterior colour, floors and kitchen countertops, blinds and lighting fi xtures, while more high-end purchases will have a much larger list of design choices for you to make.

Luxury buyers who are building new may even get to choose fancy appliances, such as a touchscreen eight-burner gas-stove, and have the builder incorporate its exact dimensions into the design of the kitchen – one example of just how custom new homes can be.

A FRESH START

If you were to buy a resale property, truth is you don’t know what exactly could be wrong with its structure or appliances even after a thorough home inspection.

Buying a new home gives you peace of mind with the warranty included, and also gives you a fresh start with floors, walls and appliances that haven’t been worn or used in any way.

Oh, and let’s not forget the fresh new house smell that’s mesmerizing in itself. Okay, okay, probably not the best reason to buy new – but hey, it’s worth mentioning!

Don’t get me wrong, there are tons of fantastic resale properties around Calgary, but maybe a new home is just the thing that you need.

t

H

old world traditions. modern living. townhome

l aned home

from the $350s

from the $380s

collection

collection

Set amid the rolling hills of Calgary’s northwest, Nolan Hill recalls British Isles character of days gone by – right down to the castle-ruin entry features. Yet with abundant park space and nearby shopping, schools and recreation, Nolan Hill offers a modern, family-friendly lifestyle that combines the best of both worlds – old and new. Take Sarcee Trail 1 km north from Stoney Trail and follow the signs. NOLANHILLUNITED.COM

front

estate st yle

from the $480s

from the $600s

collection

collection

H O M E S B Y AV I | M O R R I S O N H O M E S | S H A N E H O M E S | S T E R L I N G H O M E S | T R I C O H O M E S

//ASK AN EXPERT

NEW IDEAS IN NEW HOME DESIGN

Q&A

ASK AN EXPERT

by HEATHER RYAN

Q&A

Q: What’s new in new home design? kitchen and deluxe ensuite are the most popular, Faas says.

A: A relatively new and interesting design being offered by “Many people choose the upgraded kitchens because they Shane Homes is the three-storey layout, which is available in offer more space, and deluxe features such as 42-inch cabinets, EXPERT:

by HEATHER RYAN three Creations by Shane Homes models, says Lyle Faas, ASK ANcrown moulding and standalone chimney hood fans,” he says. manager of drafting and design for Shane Homes.

“People also want to make their islands as large as possible, “The advantage of the three-storey design is you get more which is available with the upgraded kitchen.” square footage and it’s more cost effective,” Faas says. “We have The deluxe ensuite design provides the luxury homeowners one model where the third level extends all the way from front seek such as dual sinks, soaker tubs, oversized walk-in showers, to back of the house. In all cases having the third level provides make-up counters and even a coffee/juice station. extra living space and another bedroom and bathroom. You One of the most popular new designs is with the fireplace, can also use the space for a studio/office or have it completely Faas says. “The Cosmo fireplaces are rectangular and look like open for a large family or bonus room.” they’re floating in the wall as opposed to traditional fireplaces Shane Homes started offering four-bedroom designs a few they offer a sleek, modern design and they’ve become very years ago, which have proven popular with buyers who have popular with buyers. Electric fireplaces are popular now as well large or extended families, but customers are now also able to get in place of gas. They also hang flat against the wall and offer a a five-bedroom design. “The standard plans are typically three modern look.” bedrooms, but we have flexibility in our designs to accommodate our clients who need four or five bedrooms,” Faas says.

The builder also offers a variety of floor plan options with every model so buyers can get the best design that suits their needs. Among the optional designs available, the upgraded

//IN THE NEWS

HOMES BY AVI GROUP OF COMPANIES A FINALIST FOR

2014 National SAM Awards The Canadian Home Builders’ Association (CHBA) announced the finalists for the 2014 CHBA National SAM Awards today, with the Homes by Avi Group of Companies being named in several categories.

“We’re thrilled to be recognized by our peers across the country,” says Alice Mateyko, president of Homes by Avi Alberta’s single-family division. “Being judged as one of the top contenders in Canada’s home building industry speaks to the talent and dedication of our entire team.”

18 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

The National SAM Awards celebrate excellence in new home design, renovation, community development and marketing across Canada. Homes by Avi’s single-family division is a finalist in the categories of Best-Single Attached Home for the JV3 in Richmond Park and Best Print Ad for Maple Crest, which ran in the Edmonton market.

Avi Urban, Homes by Avi’s multifamily division, is vying for top honours in Community Development for The Block.

“We are thrilled by our nomination for national finalist for Community

Development,” says Avi Urban president Charron Ungar. “The Block is an extremely unique building and one that we hope shall be considered an innovative example of wood frame apartment construction for some time.

It is an honor to be recognized by our peers in the home building industry, and we congratulate all other nominees on their achievement.”

The CHBA National SAM Awards will be handed out at the Association’s 72st National Conference being held in March 2015 in Halifax.

19

SAVE $4 BUY TICKETS ONLINE PROMO CODE: REALADVICE

*ON REGULAR ADULT ADMISSION

Don’t miss the Calgary Home + Garden Show for real advice and inspiration from over 650 industry experts! Find new and innovative products for your home, gather new ideas and shop great deals for all your renovation, decor and gardening projects. Satisfaction guaranteed — or the price of admission is on us.

PRODUCED BY

20

//SHOWHOME REVIEW

SHANE’S TOFINO II model proves to be popular » by HEATHER RYAN

P

resenting a bright and open plan with great standard features, options and upgrades has made Shane Homes’ Tofino II a hit with buyers.

“The Tofino II has been and is one of our top sellers in Hillcrest and other communities we build in Calgary and Airdrie,” says Jeff Brodowski, co-area manager with Karen Kotchar in Hillcrest in Airdrie.

“One of the things that appeals to our clients with the Tofino II is that we offer several different main floor and second floor layout options to fit the buyers’ needs,” he says. “As we are one of the few builders that offer customized homes, we find that with this plan we need to do less customizing than with some of our other plans due to the various optional layout choices we already have available.”

“Another great feature of this home is that it only requires a 32-ft.-wide lot, which is our smallest sized lot in Hillcrest and in many other communities where Shane Homes builds,” he adds. “The floorplan starts off at 2,150 sq. ft. and goes up from there, depending on the clients’ needs and lot limitations. A smaller lot means a lower starting price point for this model.”

Kotchar notes the Tofino II draws a lot of positive comments from people. “They really love the open main floor – it’s great for entertaining – and the spacious front entry with open railing that goes all the way up to the second floor and down the

22 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

stairs, which gives it a grand feel.”

The Tofino II presents outstanding standard features such a granite countertops, laminate and tile floors and stainless steel appliances, but it also has several upgrades that customers’ desire.

One of the most popular upgrades is the super kitchen. It serves up several built-ins such as a microwave, wall oven and hutch, and has an oversized island with breakfast bar seating, a drop down stainless steel hood fan over the cook top, tall cabinets to the ceiling and an extended nook, Brodowski says.

Another popular option in the Tofino II is the larger ensuite, which comes with a bigger corner soaker tub, oversized shower, make-up table and

SHANE HOMES | Tofino II dual vanities. “As well, this option makes the walk-in closet much bigger,” he says.

A stunning upgrade in the Hillcrest showhome is the fireplace, which showcases a newer and more modern Cosmo design and is highlighted with wave tile to the ceiling. “People love the Cosmo fireplace – the style is very contemporary with clean lines – and the tile is very artistic,” Kotchar says.

The main floor in the Tofino II Hillcrest showhome also features a walk-through pantry, spacious living room and nook, an office that comes with two built-in work stations and a mud room off the garage that has a built-in bench and walk-in closet.

One of the things that appeals to our clients with the Tofino II is that we offer several different main floor and second floor layout options to fit the buyers’ needs

Going upstairs, the Tofino II features an eye-catching built-in entertainment centre in the middle loft, which is standard. “People like the second floor bonus room and loft with vaulted ceiling and the fact that it separates the owners’ suite from the kids’ bedrooms,” Kotchar adds.

The second level also features a spacious owners’ suite with options available for the ensuite design, a good-sized laundry room, two generous bedrooms each with walk-in closets, a full bathroom and a handy built-in computer station adjacent to the secondary bedrooms.

Nine-ft. basement ceilings in conjunction with basement development are also popular choices with many of the homeowners in Hillcrest.

This model is so popular that Shane Homes also offers Tofino II showhomes in Nolan Hill in northwest Calgary and Cranston in southeast Calgary. For more information on Tofino II showhomes, visit shanehomes.com

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 23

NEW PHASE NOW AVAILABLE

549

Open your door to Drake Landing Discover an established, family-friendly community in Okotoks where you can build a new home with an awardwinning builder and open your door to nature preserves, parks and playgrounds. A new phase has just been released - act now to have your choice of home and lot and tour a showhome at the corner of Milligan Drive and Drake Landing Gate. Visit DRAKEUNITED.COM for builder information, lot maps and directions.

24

LIFESTYLE HOMES | PROMINENT HOMES | STERLING HOMES

Starting from the $400s

›› OKOTOKSCOMMUNITIES NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

OKOTOKS AIR RANCH

2A YSTAL SH OR ES RD.

BANN

R.

ISTER CR GATE

ID GE D

NO RT HR

SANDSTONE DR. MOUNTAINVIEW GATE

338 AVE. E.

8

1

MILLIGAN DR.

OKOTOKS

549

CRYSTAL RIDGE GOLF CLUB

3 32 ST. E.

2A

WEST

370 AVE. E.

02 CIMARRON

DEVELOPER: Tristar Communities BUILDERS: Excel Homes, Trico Homes, Coco Homes, Timbercreek Homes, Westview Homes, Kunz Homes

03 DRAKE LANDING

DEVELOPER: United Communities BUILDERS: Lifestyle Homes, Sterling Homes, Prominent Homes

CIM

RO N TR A I L

2B

N

32 ST. E.

DEVELOPER: Bordeaux Developments BUILDERS: Baywest Homes, Sterling Homes, Wolverine Custom Homes

AR

CIMA

O RR

WESTLAND ST.

01 OKOTOKS AIR RANCH & RANCHERS’ RISE

4

SOUTHRIDGE DR.

WESTLAND ST.

2A

D R.

CIMARRON BLV D.

RI

DG E

LVD.

7

2A

04 WESTMOUNT

DEVELOPER: Prominence Development Corp.

BUILDERS: Cornerstone Homes, Gramercy Homes, Carpenter Homes

08 MOUNTAINVIEW

(NOW OPEN) AT SANDSTONE DR. & MOUNT BURNS GREEN Apex Developments BUILDERS: Excel Homes, Sterling Homes www.mountainviewokotoks.com

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 25

›› AIRDRIECOMMUNITIES 3

7

VETERANS BLVD

01 BAYSIDE ESTATES

VETERANS BLVD

DEVELOPER: Genesis Land Development Corp.

BUILDER: Genesis Builders Group, McKee Homes, ReidBuilt Homes www.genesisland.com

02 WINDSONG

DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

1ST AVE

03 REUNION 10

DEVELOPER: Hopewell Residential BUILDERS: Excel Homes, Sabal Homes, McKee Homes

EAST LAKE

04 KING’S HEIGHTS

DEVELOPER: Melcor BUILDER: Loreck Homes, McKee Homes, ReidBuilt Homes, Shane Homes, Homes by Avi, Innovations by Jayman www.kingheights.ca

NOSE CREEK

05 RAVENSWOOD

1 YANKEE VALLEY BLVD

YANKEE VALLEY BLVD

DEVELOPER: Qualico BUILDERS: NuVista, McKee Homes, Pacesetter, Broadview

06 COOPER’S CROSSING 2 NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

9

5

6 4

DEVELOPER: Westmark Holdings BUILDERS: McKee Homes, Trico Homes, Vesta Properties, Canterra Custom Homes, Crystal Creek Homes and Harder Homes, Lifestyle Homes

07 WILLIAMSTOWN 8

DEVELOPER: Vesta Properties BUILDERS: Vesta Properties

08 HILLCREST

Developer: Apex Developments Builders: Excel Homes, Shane Homes,Trico Homes hillcrestairdrie.com

09 SOUTHWINDS

Developer: Mattamy Homes Builders: Mattamy Homes

10 CANALS LANDING

Developer: Genesis Land Development Corp.

Builders: ReidBuilt Homes, Mckee Homes, Crystal Creek Homes, Genesis Builders Group, Westview Homes

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 27

Auburn Bay Gardens Developer: Carma Builders: Heartland Homes | Cardel Homes | Cedarglen Homes | Baywest Homes | Jayman MasterBUILT | Albi Homes | Morrison Homes

2 Copperfield Developer: Hopewell Residential Communities Builders: Broadview Homes | Coco Homes Sabal Homes | Stepper Custom Homes

17 AVEN

3 Cranston Developer: Carma Builders: Albi Homes | Beattie Homes | Cardel Homes | Cedarglen Homes | Trico Homes

Cranston Estates Showhomes: Corner of Cranston Ave.& Cranarch Rd.

4 WALDEN Showhomes: Walden Rise SE Developer: Genstar Builders: Shane Homes | Cardel Homes | Innovations

by Jayman | Excel Homes

MORE VOIR

HLAND DRIVE

DERSON ROAD

24 STREET

Builders: Albi Homes | Landmark Homes | Baywest Homes

Developer: Carma EEK PARK

Showhomes: Mahogany Heath SE. Developer: Hopewell Builders: Jayman MasterBUILT | Sabal Homes | Stepper Custom Homes | Trico Homes

6 McKenzie Towne Developer: Carma

ELGIN VILLAGE Showhomes: Elgin Meadows Green SE. Elgin Estates Park SE. Builders: Cardel Homes | Homes by Avi | Albi Homes | Heartland Homes VILLAGE OF PRESTWICK Showhomes: Prestwick Blvd SE. Builders: Cedarglen Homes | Jayman MasterBUILT

7 New Brighton

Showhomes: New Brighton Dr. SE. Developer: Carma Builders: Beattie Homes | Cardel Homes | Cedarglen Homes | Morrison Homes | Heartland Homes | Homes by Avi

28

TT VI

JAMES McKE

5 Mahogany

2 AVENUE

S

68 STR

14 STR

16 AVENUE

16 AVENUE

MEM OR

17 AVENUE

IVE DR

›› SOUTHEASTCOMMUNITIES IAL

17 AVENUE

A IL

GLENMORE TRAIL

HLAND DRIVE

9 DERSON ROAD

130 AV ENU E

B

W O

FISH CREEK PARK

L

AKE

cLE

Ma

2 AVENUE

Mc KENZIE

SHAWNESSY BLVD.

6

7 NE

LOR

06 McKENZIE TOWNE M

IL TRA

2

TR

3

8

AIL

SPRUCE MEADOWS HWAY

D OA

OF 5 QUIS NOTE: Map is just a graphic representation MARof areas of developments. See ad of a particular project for more details.

SHERIFF KING STREET

JAMES McKE

TT VI

A

CL D. VO R BLV

EEK PARK

FOO T TR

1 CRANSTON AVE. SE

DEVELOPER: Genstar BUILDERS: Cardel Homes, Excel Homes, Homes by Avi, California Homes, Avi Urban DEVELOPER: Hopewell Residential BUILDERS: Jayman MasterBUILT, Sabal Homes, Stepper Custom Homes, Trico Homes, Homes by Avi ESTATE BUILDERS: Calbridge Homes, Morrison Homes, Homes by Avi www.mahoganyliving.com

IL

TOM TR BOT

24 STREET

DEE R

04 WALDEN

05 MAHOGANY

52 STREET

BARLOW TRAIL

MORE VOIR

DEVELOPER: Brookfield Residential BUILDERS: Albi Homes, Shane Homes, Cardel Homes, Cedarglen Homes, Trico Homes, Morrison Homes, Landmark Homes, Baywest Homes, Brookfield Residential RIVERSTONE OF CRANSTON BUILDERS: Albi Homes, Cedarglen Homes, Landmark Homes, Baywest Homes, Calbridge Homes, Brookfield Residential www.livecranston.ca

52 STREET

MacLEOAD TRAIL

ELBOW DRIV E

BLACKF OOT

TR

03 CRANSTON

SETON BLVD SE

4

DEVELOPER: Mosaic Townhomes: Brookfield Residential BUILDER: Mosaic Townhomes: Brookfield Residential

07 NEW BRIGHTON

DEVELOPER: Brookfield Residential BUILDERS: Shane Homes, Cedarglen Homes, Morrison Homes www.livenewbrighton.ca

08 CHAPARRAL VALLEY

DEVELOPER: Genstar BUILDERS: Cardel Homes, Jayman MasterBUILT, Innovations by Jayman, Cardel Lifestyles, Homes by Avi, California Homes

09 QUARRY PARK

DEVELOPER: Remington Corporation BUILDERS: Cardel Homes, Birchwood Properties, Albi Homes

10 LEGACY 10

01 AUBURN BAY

9

DEVELOPER: Westcreek Developments BUILDERS: Stepper Custom Homes, Albi Homes, Trico Homes, Excel Homes, Sterling Homes, Creations by Shane Homes, Innovations by Jayman, Calbridge Homes, Morrison Homes www.legacylife.com

DEVELOPER: Brookfield Residential BUILDERS: Brookfield Residential, Cedarglen Homes, Baywest Homes, Jayman MasterBUILT, Albi Homes, Morrison Homes, Discovery Homes, Innovations by Jayman www.liveauburnbay.ca

02 COPPERFIELD

DEVELOPER: Hopewell Residential BUILDERS: Excel Homes, Sabal Homes, Stepper Custom Homes

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 29

//IN THE NEWS

Calgary housing outlook: RECORD YEARS GIVE WAY TO STILL SOLID GROWTH » by WAYNE KARL The Calgary housing market has had it good in recent years.

Strong economic, employment and wage growth and increasing net migration all led to a booming real estate sector – including what were record housing starts last year.

So spectacular was this performance, however, that it would be impossible to maintain. It should come as a no surprise, then, that in 2015, some of the “boom” may come off the rose somewhat in this part of Wild Rose Country.

Total housing starts in the Calgary Census Metropolitan Area (CMA) are on pace to reach a record high of 17,200 units in 2014, according the Canada Mortgage and Housing Corp.

(CMHC). This represents a huge 37-per-cent increase from 12,584 in 2013. This year, however, total housing starts are forecast to decrease to 14,400 units and 12,800 in 2016.

“Housing demand in the Calgary CMA continues to be supported by positive employment growth and heightened net migration,” Felicia Mutheardy, CMHC’s senior market analyst for Calgary told New Home Guide.

“However, while remaining positive, the rate of employment growth is expected to move lower in both 2015 and 2016. Following a record year in 2013, net migration is expected to decline in 2014 through 2016 while mortgage rates are expected to move higher in the next two years. These 30 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

factors will contribute to a moderation in the demand for housing, resulting in a reduced rate of growth for sales in the existing home market and lower housing starts for both single-detached and multi-family units.”

In 2015, existing home sales are forecast to increase 2.1 per cent to 34,200 units, and 1.8 per cent to 34,800 in 2016, she adds.

Over the next two years in the Calgary housing market, both single-detached and multi-family starts are expected to decline. There will be 6,400 single-detached housing starts in 2015 and 6,300 in 2016, Mutheardy says.

For multi-family starts, there will be 8,000 units in 2015 and 6,500 in 2016. A slower pace of construction for condominiums will contribute to a pronounced reduction in multi-family starts in the next two years.

For the new home market in Alberta overall, singledetached starts are projected to rise by nearly four per cent to 19,300 in 2014 and then remain relatively stable at 19,200 units in 2015 and 19,000 in 2016.

“Strong economic and employment growth are expected to help Alberta’s housing market conditions remain robust by historical standards over the next two years,” says Lai Sing Louie, CMHC’s regional economist for the Prairie and Territories Region.

NEW LANED MODELS JUST RELEASED IN PHASE 25

HYDE LANED HOME

FROM THE LOW

TARMON LANED HOME

400s

$

■ ■ ■ ■ ■

INCL. FRONT YARD LANDSCAPING + PREMIER SPECS

Great selection of homesites Eclectic architectural styles Unique urban-modern elevations Extensive community shops and services Close to LRT and Fish Creek Park

Visit our sales centre.

24 Walden Way SE 403.984.9107 Prices subject to change without notice. E&OE.

Built for real life.

CARDELHOMES.COM

Sales Centre Hours: Mon-Thur: 2 pm-8 pm Sat, Sun + Holidays: Noon-5 pm Closed Fridays 31

//IN THE NEWS

HOMES BY AVI

brings its popular semis back to Walden with four new showhomes

H

omes by Avi has reintroduced its popular semi-detached homes to the southeast community of Walden with the launch of four new showhomes. This is the second time that the home builder has offered this versatile product in Walden, with the first lots selling out in record time.

“Our Walden semi-detached homes are very well received,” says Karl Bursnell, sales manager for Homes by Avi. “Customers like that they can enjoy the benefits of a single-family home, like a private yard and the ability to build a garage, but at a more affordable price point. And there are no condo fees to worry about like with a multi-family unit.”

32 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

HOMES BY AVI| Walden

Bursnell also attributes the popularity of Homes by Avi’s semis to the enticing list of inclusions, such as nine-ft. main floor ceilings, hardwood, quartz in the kitchen and front landscaping. “They offer a complete package, so they really appeal to young professionals who want to enter the

market with a comfortable, inviting home, as well as those who want to downsize, but still desire some extra space for entertaining friends and family.”

Interested parties can tour the new showhomes, now open at 603 Walden Dr. SE. More information on these and other Homes by Avi product offerings is available at homesbyavi.com

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 33

YOUR HOME

VISIT US

TODAY

GETTING MORE FEELS GOOD.

DOUBLE GARAGE HOMES STARTING AT

Innovations homes are built to give you more space without having to spend more money. When your home is that much bigger than you expected, the sky looks bluer, the sun seems brighter, and your TV seems, well…you might need a new TV. SALES CENTRE 585 & 589 RIVER HEIGHTS CRES. SALES MANAGER LAWRENCE WONG D. (403) 981-0219 CHAPARRAL VALLEY

IBJ-NHBG-FP-RS_7.5x10.5-1.8.15.indd 1

SHOW HOME HOURS MON-THURS 2-8PM FRI CLOSED

*

*Price of home, lot and GST subject to change.

GET MORE AT JAYMAN.COM/RIVERSONG

SAT-SUN 12-5PM

KING’S HEIGHTS

$455,589

nes

LEGACY

RIVERSONG

w t l e d ne xt to the b o

SUNSET RIDGE

1/8/2015 5:30:52 PM

RA

NG

E

1A TW P

RD

261

SUNSET BLVD.

3

.

T RD REA

RET

1 4A VE N

D4 DR.

HL

AN

DS

DR

D 42 RAN

ER VIE

W

.

IEW CIRC

LE

AIL

DR

4

E

NG

RA

RIVERV

RIVERHEIGHTS RISE

RIV

R RS T

E TOW

IL

GE R

TRA

RD 42

7

RIVER HEIGHTS DR.

01 HERITAGE HILLS

05 MONTERRA ON COCHRANE LAKE

02 JUMPING POUND RIDGE

06 WESTPOINTE ESTATES

DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Trico Homes, www.jumpingpoundridge.com BUILDERS: WestView Builders, Kingsmith Homes

03 SUNSET RIDGE

DEVELOPER: Melcor BUILDERS: Jayman MasterBUILT, Innovations

by Jayman, Janssen, Calbridge, Landmark Homes, Excel Homes, Homes by Avi

04 RIVERSONG

DEVELOPER: Tamani Communities BUILDERS: Innovations by Jayman, Sabal Homes, Jayman MasterBUILT, Trico Homes

.

TS DR GH ES GL EA EN AY W GL

NC

HE

BE

W

.

ES DR.

GLENEAGL

VIE

GLE NHIL L

E GL EA

ILW AY ST. W.

t. E

.

22

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

1S

W IE EV GL EA

FOX

RA

1A BAIRD AVE.

.

.

RD

RGE

DR

GE

RID

2

GEO

22

1S T.

ST .W .

r.

NT

S W DO

W BO

CE

EA

ES

1

POPE AVE.

M

CR

COCHRANE

kD tric npa Gle

E

D

W BO

DG

BIG HILL RD.

ROSS AVE.

E.R

.

DR

BOW RIDGE DR.

RI

R AT

1A

CENTRE AVE.

DG

D.

1A RD. TRICK GLENPA

CE RA ER

.T W

W. E

RETREAT RD.

RE

T RE

CHINIKI DR.

RD. NUS 22 CMA W. M QU IGL EY DR .

R.

LEY D

QUIG E RD.

BO W

D.

AL R

OUG

CD W. M

W. TERRAC

RA NG ER

1A

6

GEORGE FOX TRAIL

43

2

8

RD

DEVELOPER: Medallion Development Corp.

BUILDERS: Prominent, Modena, Cornerstone, Brooklyn, Astoria Custom Homes

DEVELOPER: MGM Developments.

BUILDERS: Mapleland Homes, Kingsmith Homes

07 FIRESIDE

DEVELOPER: La Vita Land BUILDERS: Calbridge, Janssen, Kingsmith, Landmark, ReidBuilt Homes www.firesidecochrane.com

08 HEARTLAND

DEVELOPER: Apex Developments BUILDERS: Excel Homes www.heartlandcochrane.com

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 35

RANGE RD 40

HORSE CREEK RD.

2 PM

›› COCHRANECOMMUNITIES 1A

The Pinnacle of

LUXURY A Brand New Magazine Dedicated to High-End Properties in Calgary and Area The only magazine of its kind in Calgary, Luxury Living showcases high-end homes, condos and properties. This is your exclusive opportunity to establish your property as the pinnacle of affluent living.

Available on your mobile device luxurylivingcalgary.com LINE AT BLE ON m AVAILA gary.co LivingCal Luxury

14 FA LL 20

AZING THE AMANADA’S RACE C NTGOMERY JON MO

nture The advIeNUES

CONT

ABOUT IT’S ALL LE LIFESTY

TO KNOW GETTING ISY BLAIR FO

US G A LUXURIO MAKING T WITH FLOORIN EN STATEM

TO BOOK YOUR ADVERTISING SPACE CONTACT: Melanie Gowans

Brought to you by the publishers of

403.200.8462

melanie.gowans@wall2wallmedia.com

1A

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

2

COCHRANE

STRATHMORE

1

1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

PRIDDIS

2

BLACK DIAMOND OKOTOKS

2A

543 22

HIGH RIVER

BLACK DIAMOND

HIGHWOOD LAKE

RIVERWOOD

DEVELOPER: WestView Builders BUILDER: WestView Builders

DEVELOPER: Riverwood Estates Inc. BUILDERS: Sheep River Homes, Woodmaster Homes

HAMPTON HILLS

RIVERWOOD ESTATES

BUILDERS: WestView Builders

BUILDERS: Compass Rose Homes, Sheep River Homes

MONTROSE

DEVELOPER: Dream Development BUILDER: Lifestyle Homes, Red Door Homes

PRIDDIS

HERITAGE POINTE ARTESIA AT HERITAGE POINTE

DEVELOPER: Heritage Pointe Properties Inc. BUILDERS: Astoria Custom Homes, Albi Homes, Calbridge Homes www.liveatartesia.com

FRONT GARAGE

$

440S

ESTATE HOMES

$

650S

from the

from the

High River

Show Home: 1610 Monteith Drive Se, High River Mon - Thurs: 2 pm - 8 pm, Weekends: Noon - 5 pm

www.escapethecity.ca

403.245.3515

Calgary

See how much more lifestyle your money can buy in Montrose.

5 St SE

DEVELOPER: Hopewell Residential Communities BUILDERS: Prominent Homes, Baywood Estate Homes, Trickle Creek Custom Homes, Wolf Custom Homes, Thompson Luxury Homes, Bradmar Homes, Baywest Homes www.hawkslanding.ca

St

HAWKS LANDING

HIGH RIVER

1 St SE

TURNER VALLEY

HERITAGE POINTE

Cen tre

m

›› CALGARYREGIONSOUTH

12 Ave SE 2

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 37

//INSIGHT

Are you ready to

LANDSCAPE? » by BRAD JACKMAN

I

n the middle of winter as we anxiously wait for warm weather and outdoor living, landscaping may not be at the forefront of your mind. Landscape 360 would like to highlight a few ideas homeowners can contemplate before spring. Hiring a landscape contractor should be exciting and satisfying. However, this can be a very discouraging time for some homeowners, unsure of where to begin, what you want it to look like and who to talk to. Here are a few tips to guide you through a satisfying landscape construction experience.

Have a plan. You can never call a company too early to plan for the following season’s project. Many landscape companies are limited in the number of jobs they can do in a season. Having a plan and beginning the process early can allow for your project to be started in your desired time frame.

Have a budget. It is important to understand that quality landscaping requires substantial investments of time and money. Thus having a budget and planning around that budget will be crucial. It is also not unusual for work to be split up over consecutive summers, easing some of the financial burden while creating your backyard paradise.

Depending on what is required for labour, equipment and materials, it may be more or

Have a plan.

You can never call a company too early to plan for the following season’s project.

Landscape 360. Professional Landscape Construction 38 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

less of an investment one season to the next. With that said it is sometimes more cost effective to do the whole project at once. Booking a consultation with a reputable landscaper will allow you to see if your budget is in line with your vision.

Hire a professional. Many homeowners underestimate the work associated with landscaping, or the knowledge required to produce a quality outdoor living space.

Weekend warriors may be in for a surprise! It is important to hire someone who has extensive experience in the industry, and is a full service landscape company. Find a landscape company that will complete the task from start to finish and handle any subcontracting required.

Know your options. When deciding which landscape company to hire, it’s beneficial to do your research. Ask to see their portfolio, view their website, and look into some of the products yourself. Most importantly, ask lots of questions. Landscape construction can be done very different. Hire a company that uses quality equipment, utilizes the best products available and installs everything professionally. Ask to speak with former clients who have had similar projects to the one you’re considering. Your options include patios, lighting, decks, walkways, garden beds, trees, plants and fences to irrigation, drainage solutions, boulders, retaining walls, water features, decorative concrete, outdoor cooking and fire pits. Clearly, there are many choices and it pays to explore all your options carefully.

A stylish functional yard can create a vibrant feel to your home. Be the envy of the block and provide a sanctuary for your family, friends and pets. Landscaping improves your quality of life, increases the value of your home and adds a little personal flare to your home’s exterior. Landscape 360 is a full-service landscape construction company.

Our philosophy is based upon professionalism, quality, trust and respect.

403.452.0360 | landscape360.ca |

like us on facebook JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 39

//IN THE NEWS

Calgary to still be among leaders in home price growth this year » by WAYNE KARL Calgary will be among the leading markets in terms of home price growth this year, according to the latest Royal LePage House Price Survey and Market Survey Forecast.

Across the country, average home prices showed modest to healthy year-over-year gains in most markets in the fourth quarter of 2014. During the quarter, the average price of a home in Canada increased between 4.5 per cent and 6.7 per cent year-over-year.

Nationally, the average price of detached bungalows rose 6.7 per cent $406,218, while standard two-storey homes increased 6.0 per cent to $443,379, and standard condominiums saw a 4.5 per cent increase to $257,624. Against the backdrop of a decidedly mixed macroeconomic environment at home and abroad, Royal LePage expects home prices to increase moderately in 2015, forecasting a 2.9 per cent national increase for the year ahead.

In Calgary, the housing market in the fourth quarter of 2014 continued to be among the strongest across the country.

Demand was strong for homes across all housing types, and continued to outstrip supply. Average prices for detached bungalows jumped 9.1 per cent year40 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

over-year to $511,889 and standard two-storey homes increased 8.5 per cent to $500,320. Standard condominiums also experienced robust growth, rising 9.1 per cent to $311,644.

For 2015, Royal LePage forecasts average home price growth of 2.4 per cent to $472,000, up from $461,000 in 2014. This compares to a 5.4-per-cent increase from $437,036 for 2013.

“While some markets have continued to defy gravity, notably the economically robust, supply constrained cities of Vancouver, Calgary and Toronto, by and large, house prices across the country are now strolling versus bounding forward,” Phil Soper, president and chief executive officer of Royal LePage, told New Home Guide. “We believe this moderating trend will characterize the 2015 market, and that in normal course, even our hottest markets will see eroding affordability ease overheated demand, bringing balance and more rational price increases.”

The recent freefall in the value of oil is impacting the national and some provincial economies, he adds, and will act as a drag in some regions of the country.

“Specifically, the natural slowing of home price appreciation should be accelerated in Alberta, Saskatchewan, and Newfoundland, and delayed in Central Canada – particularly in Ontario.”

And what should homeowners and prospective buyers make of recent statements by Deutsche Bank, and even the Bank of Canada, that Canada’s house prices are seriously inflated?

“Will prices collapse, as a few foreign investment banks have prophesized? That seems highly unlikely in a future characterized by low interest rates and a healthy economy, which is what we see,” says Soper.

BAN

FF

EN

UE

COACH ROAD

01 MYSTIC RIDGE

DEVELOPER: La Vita Land BUILDERS: Calbridge Homes www.mysticcalbridge.com

16 AVENUE

02 CURRIE BARRACKS

BOW TRAIL

MEM

ORI

13

2 ELBOW DRIVE

5

DEVELOPER: Legend Developments

06 CRESTMONT

DEVELOPER: Qualico Communities BUILDERS: Augusta Fine Homes, NuVista Homes

BLACK FOOT TRAIL

1

BUILDERS: Crystal Creek Homes, Empire Custom Homes, Avi Urban, Calbridge Homes, Core Properties, Jayman Modus, Slokker Canada West

05 SPRING VALLEY

17 AVENUE

10

37 STREET

17 AVENUE

SARCEE TRAIL

14 AVENUE SW

69 STREET

10 ELMONT BAY

BUILDERS: Westview Builders, Winwood Homes www.elmontbay.com

12 DRESSAGE IN SILVERADO

DEVELOPER: Qualico Communities BUILDERS: Baywest Homes, Augusta Homes

SOUTHLAND DRIVE

13 WESTLAND ESTATES

BUILDERS: Baywest Homes, WestView Builders www.westlandestates.ca

15 WEST GROVE ESTATES

ANDERSON ROAD

BOTTOM TR

NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

MACLEOAD TRAIL

GLENMORE RESERVOIR

24 STREET

BUILDERS: Prominent Homes, Crystal Creek Homes, Lupi Luxury Homes, Augusta Fine Homes, West Grove Estates

FISH CREEK PARK MCKEVITT JAMES

FISH CREEK BLVD

SHAWNESSY BLVD.

MA IL

TRA

12

SHERIFF KING STREET

D

OA

CLE

ET

37 STRE

162 AVENUE

S PRUCE MEADOWS HWAY

15

85 STREET

OLD

AV

14 STREET

16

6

CENTRE STR

›› SOUTHWESTCOMMUNITIES

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 41

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

That’s why we put you right in the middle of the search process.

Search your favorite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

42 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

canpages_filler_VF.indd 1

13-02-26 4:50 PM

PANORAMA ROAD

STONEY TRAIL

4 52 STREET

HARVEST HILLS

METIS TRAIL

MONS VALLEY ROAD

:50 PM

›› NORTHEASTCOMMUNITIES COUNTRY HILLS BLVD.

IN

GT

TR

AI

80 AVENUE

1

UR

IE

BL

VD

32 AVENUE

14 STREET

.

64 AVENUE

MCKNIGHT BLVD.

68 STREET

LA

64 AVE.

CENTRE STREET

N

2

CALGARY INTERNATIONAL AIRPORT NOSE HILL PARK

OH

L

FALCON RIDGE

SHA GAN

NAP I TR

AIL

ON

68 STREET

ER FO OT

DD

DE

BE

36 STREET

TR AI

L

5 COUNTRY HILLS BLVD.

16 AVENUE

16 AVENUE

NOTE: Map is just a graphic representation of areas of developments. See ad of a particular project for more details.

01 SADDLESTONE

04 REDSTONE

02 SADDLEBROOK

05 CITYSCAPE

DEVELOPER: Genesis Land Development Corp.

BUILDERS: Genesis Builders Group www.genesisbuildersgroup.com DEVELOPER: MLC Land Company BUILDERS: Elite Homes, Pacesetter Homes, Trico Homes

DEVELOPER: Qualico Communities BUILDERS: Broadview Homes, NuVista Homes, Pacesetter Homes, Innovations by Jayman, Trico Homes DEVELOPER: Mattamy Homes BUILDERS: Mattamy Homes

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 43

//THE HOMEBUYING PROCESS

Choosing the right lighting for your new home » by DONNA MOORE

DONNA MOORE

Executive Officer, Calgary Region Home Builders’ Association 403.235.1911 crhba.com

Choosing the right lighting is important to the comfort and appeal of your new home.

When you purchase a new home, it often comes with a standard lighting package, and there are usually options for upgrades or sometimes the builder will give you a set allowance to spend so you can choose the lighting fixtures and features you want.

When it comes to making these lighting choices, homebuyers can get plenty of assistance from their builder, the salesperson or the interior decorator at the company’s decor centre, depending on the builder they’ve chosen. Or they may be referred to the company’s chosen supplier, who will typically have a showroom and lighting experts available to help with selections.

Before making your choices, it’s best to do a little homework, such as looking through magazines, browsing the Internet, visiting a few stores for general information and ideas and most importantly visiting a showhomes in the Calgary region that showcase a variety of lighting styles. You could also ask your builder or the lighting centre if they have any written information or product catalogues they can lend you.

It’s a good idea to make sure you understand exactly what your builder is offering in a standard lighting package, so that you know what is already included in the price of the home, and keep in mind that there could be an additional installation cost for some of your selections.

If you decide to upgrade the lighting beyond the builder’s standard specifications, you should set an overall budget. Tell your builder or expert how much you want to spend, and what areas in the home are most important to you, and they will be able to help you allocate your budget wisely. Also verify with the builder that your choices can be accommodated within the plans and construction schedule.

When making your lighting selection, it’s a good idea (if possible) to bring samples of the interior finishing, such as paint colour, carpeting, counters, cabinets and so on, because different colours and textures absorb or reflect light differently.

Also, consider going through the entire house plan room by room to determine the activities and tasks that will take place in each so that you can decide on the furniture and any special features you want highlighted, and the mood you want to create with your lighting.

One feature to think about is lighting controls. Dimmers, two-, three- or four-way switches, hand-held controls, motion sensors and timers all give you greater convenience, safety and/or security than plain switches. And with smart

44 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

1A

COCHRANE

1

22X PRIDDIS

TURNER VALLEY systems, you can control your lights with your cell phone or tablet. You can ask your builder or lighting expert for recommendations best suited to how you want the lights set up.

As well, give some thought to the extra little touches such as dooractivated closet lighting, built-in night lights in hallways, LED lights on stairs, under-cabinet lighting in the kitchen and spotlights for bookcases and shelves.

And don’t forget the exterior. When looking at outdoor lighting, decide which areas you want lit for safety and convenience, and where lighting can enhance the appeal of your home by drawing attention to special features, such as stone detailing or windows.

With the wide range of solar operated lights and LED lights available, the lighting ideas for your gardens, pathways, patios, decks and front of the house are endless. You can let your imagination fly.

Today’s choices in lighting and control options, provide you with a great opportunity to make your new home just right for comfort, convenience and spectacular effect.

›› CALGARYREGIONEAST NOTE: Map is just a graphic representation of areas of developments.

See ad of a particular project for more details.

2

E

4

1

3

STRATHMORE 1

CALGARY

CHESTERMERE 797 LANGDON

22X

22X

DDIS

VALLEY

HERITAGE POINTE

BLACK DIAMOND

2

OKOTOKS

CHESTERMERE 543 RAINBOW FALLS

22 DEVELOPER: Truman Developments HIGH RIVER BUILDER: Jager Homes, Lionsworthe Homes, Douglas Homes, ReidBuilt Homes WESTMERE

DEVELOPER: Melcor BUILDERS: Lifestyle Homes, ReidBuilt Homes

SHORES ON WESTMERE

DEVELOPER: Melcor BUILDERS: Homes by Avi, Albi Homes

KINNIBURGH

DEVELOPER: Pollyco Developments BUILDERS: Stepper Custom Homes, Canterra custom homes, Sterling Homes, Lifestyle Homes, Douglas Homes, Westridge Fine Homes, Broadview Homes, ReidBuilt Homes

2A 04 BUFFALO HILLS (coming soon)

BUILDERS: Prominent Homes Douglas Homes, Klair Custom Homes Prominent Homes, Mapeland Homes

LAKEPOINTE

DEVELOPER: Mattamy Homes BUILDER: Mattamy Homes Sales centre 400 Westpark Dr.

LANGDON BOULDER CREEK ESTATES

DEVELOPER: Harmony Park BUILDERS: Stepper Custom Homes, Broadview Homes

HANSON PARK

DEVELOPER: Hanson Park Developments BUILDERS: Canaco Homes Ltd, Ovation Homes Ltd, Douglas Homes

STRATHMORE THE RANCH IN STRATHMORE

DEVELOPER: United BUILDERS: Jager Homes and Westview Builders

WILDFLOWER RANCH IN STRATHMORE

DEVELOPER: Cancorp Property Group Inc. BUILDERS: Carpenter Homes, Paradyme Homes, Aquilla Homes and Canterra Custom Homes

EDGEFIELD IN STRATHMORE

DEVELOPER: Pollyco BUILDERS: ReidBuilt Homes, Ovation Homes, Westview Homes, Aquilla Homes www.edgefieldstrathmore.com

LYALTA 03 THE LAKES OF MUIRFIELD

BUILDERS: Douglas Homes, Today’s Homes, Ribero Homes and Compass Rose Homes

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 45

//MORTGAGE MOGUL

Why use a mortgage broker? » by JASON ELDRIDGE For years, people wishing to purchase or refinance a home have always gone to the same place… their bank. Is this the best option for everyone? Not necessarily, but it is the one option most people have been aware of, or felt obligated to use... perhaps until now.

In the past, mortgage brokers were often called upon in cases where the client(s) did not qualify under traditional criteria, or they needed money quickly, and hence had to borrow from a “loan shark.” While mortgage brokers still assist clients with bruised credit or other qualifying challenges, the vast majority of our clientele is made up of clients just like yourself, with good job stability and excellent credit.

So why exactly should you contact a mortgage broker?

Firstly (and probably the biggest reason for most clients), rate, rate, rate! When you go to your bank, more times than not, you will be put into the common situation of having to negotiate with your banker for a better rate. When you work with a broker, if you qualify for the best rates (based on your credit history), you automatically get the best rates. And the best part is, it doesn’t cost you a thing. There is no charge for this service and no negotiation is required. Just remember, even a 0.25 per cent lower rate can save you thousands of dollars over the course of your term in interest.

Secondly, you have more lenders and options to choose from.

When you go to your bank, you only have access to their suite of mortgage products to choose from. Mortgage brokers have access to more than 30 lenders, including many of the chartered banks, so they have access to a vast array of mortgage options to suit your particular needs and goals. While there can be subtle differences, something such as better prepayment privileges may be a reason for choosing one institution over another.

Thirdly, mortgage brokers cater to your schedule, not the other way around. Don’t you enjoy the process of calling your bank, and then you’re told that they can’t see you for a week or so because they are already “booked up” with appointments? Mortgage brokers will meet with you where and when you prefer, or at the very least offer you the convenience of arranging your financing via phone, fax and/or email.

Generally speaking, you can be pre-approved for mortgage financing the same day you apply.

Finally, mortgage specialists are able to offer their clients a more relaxed qualifying process. If you don’t happen to meet all of your banks’ criteria, they will often turn you away, whereas a broker will continue to source your application to as many lenders as required to find you the financing you require based on your personal situation.

If you are looking for a change, and would like to experience the convenience and value of working with a dedicated mortgage professional, please ensure that they have their proper accreditation. As a mortgage planner working with Axiom Mortgage Solutions, I am governed by the Alberta Mortgage Brokers Association (AMBA), and the Real Estate Council of Alberta(RECA). As always, I welcome any questions or comments you may have regarding the information contained in my articles.

Until next month…

JASON ELDRIDGE

P.F.P, B. Admin Mortgage Specialist, Axiom Mortgage Solutions (formerly Unisource Mortgage) Cell 403.630.1718, Fax 866.708.5807 Email jason@axiommortgage.ca Web/apply online jason.axiommortgage.ca

46

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 47

//HOMEBUYERS’ HELP

Calculate your mortgage payments CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

DIVIDE BY 3

CHART FIGURE

AMORTIZATION AMOUNT

SPOUSE’S PRE-TAX INCOME

AFFORDABLE MONTHLY PAYMENTS

AMOUNT OF MORTGAGE DIVIDED BY 1,000

ESTIMATED MONTHLY TAXES & HEAT

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

MORTGAGE PAYMENT CALCULATION CHART INTEREST RATES %

AMORTIZATION PERIODS 5 YRS

10 YRS

15 YRS

20 YRS

25 YRS

5.00%

18.84

10.58

7.88

6.57

5.81

5.25%

18.96

10.70

8.00

6.70

5.95

5.50%

19.07

10.82

8.13

6.84

6.10

5.75%

19.18

10.94

8.26

6.98

6.25

6.00%

19.29

11.06

8.39

7.12

6.39

6.25%

19.41

11.18

8.53

7.26

6.54

6.50%

19.52

11.31

8.66

7.40

6.69

6.75%

19.63

11.43

8.79

7.54

6.85

7.00%

19.75

11.55

8.93

7.69

7.00

7.25%

19.86

11.68

9.06

7.83

7.15

7.50%

19.98

11.81

9.20

7.98

7.31

7.75%

20.09

11.93

9.34

8.13

7.47

8.00%

20.21

12.06

9.48

8.28

7.63

8.25%

20.32

12.19

9.62

8.43

7.79

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

48 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

05

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 07

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

Mortgage interest rates VARIABLE 6 month

1 year

2 years

3 years

4 years

5 years

ATB Financial

2.700

4.000

2.940

2.890

2.990

3.040

3.240

Bank of Montreal / BMO

3.000

4.000

3.140

3.040

3.850

4.390

4.990

Bank of Nova Scotia

3.100

4.550

3.290

3.140

3.440

3.940

4.790

CIBC Mortgages

3.000

4.450

2.990

2.940

3.650

4.240

4.990

Canadian Western Bank

3.200

4.000

3.140

3.040

3.650

4.200

4.990

Canadian Western Trust

3.200

4.000

3.140

3.040

3.650

4.200

4.990

Effort Trust

-

4.450

3.450

3.600

3.700

4.600

4.950

Equitable Bank

-

-

3.140

3.140

3.950

4.540

4.940

First Calgary Financial

-

4.000

2.890

2.890

3.190

3.390

3.290

First National Financial

2.450

3.950

2.990

2.590

2.690

2.890

3.090

FirstOntario Credit Un.

2.600

4.240

3.090

3.140

3.290

2.940

3.090

HSBC Bank Canada

3.100

4.450

3.540

3.040

3.540

4.240

4.940

Home Trust Company

2.500

3.950

2.890

2.890

2.790

2.940

2.950

ICICI Bank Canada

3.050

-

3.150

3.650

3.640

3.690

3.890

Investors Group Trust

3.000

4.200

3.140

3.140

3.750

4.640

4.990

Laurentian Bank Canada

3.000

4.400

3.140

3.140

3.500

4.390

4.790

League Svgs & Mortgage

-

4.000

3.140

3.040

3.100

3.140

3.190

Libro Credit Union

-

3.900

3.150

3.150

3.150

3.200

3.250

London Life

3.000

4.200

3.140

3.140

3.750

4.640

4.990

Manulife Bank

2.700

4.450

3.000

3.040

3.040

3.090

3.090

Manulife Trust

-

4.450

3.000

3.040

3.040

3.090

3.090

Meridian Credit Union

2.750

4.000

3.090

2.650

3.650

3.290

3.190

National Bank

3.000

4.400

3.140

3.040

3.750

4.390

4.790

-

4.500

3.150

3.500

3.750

3.850

3.950

President’s Choice Fin’l

3.000

6.190

3.190

2.940

3.590

4.040

4.440

Royal Bank of Canada

3.000

3.140

3.140

3.140

3.950

4.540

4.940

Servus Credit Union

-

4.000

3.090

3.040

3.440

3.940

4.790

Steinbach Credit Union

-

-

2.750

2.850

2.950

3.050

3.100

T-D Mortgage

3.000

3.140

2.990

2.940

3.440

3.940

4.790

Tangerine

3.000

-

3.190

3.240

3.490

3.690

3.790

Peace Hills Trust

MORTGAGE TYPES

ALL MORTGAGES ARE OF TWO BASIC TYPES: CONVENTIONAL The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.

The buyer has to pay 20% down.

A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-R ATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONS

You can choose any of these mortgage options which fit into the two basic mortgage types.

Lenders may even customize these options to suit your needs.

OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options.

A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE: Flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

PREPARED BY CANNEX ON JANUARY 6, 2015.

This information is current as of the date and time posted and is subject to change without notice. © Copyright 2015 CANNEX Financial Exchanges Limited. All rights reserved.

JAN 30 - FEB 27, 2015 | NEW HOME GUIDE 49

Builders and Developers Hopewell Residential Baywest Homes Cardel Homes Vesta Properties Jayman Homes Homes by Avi Mattamy Homes United Communities Jager Homes

web directory

Dream Development Brookfield Residential Bordeaux Developments

www.baywesthomes.com www.cardelhomes.com www.vestaproperties.com www.jayman.com www.homesbyavi.com www.mattamyhomes.com www.unitedcommunities.com www.jagerhomes.com www.dream.ca www.livebrookfield.com www.bordeauxdevelopments.com

Sabal Homes

www.sabalhomes.com

Shane Homes

www.shanehomes.com

Trico Homes

www.tricohomes.com

Calbridge Homes

www.calbridgehomes.com

Landmark Homes

www.landmarkgroup.ca

Cedarglen Homes

www.cedarglenhomes.com

Morrison Homes Excel Homes Apex Developments Genesis Land Genstar Developments Landscape 360 Qualico Communities Stepper Custom Homes Tamani Communities Westmark Holdings – Cooper’s Crossing Watermark 50 NEW HOME GUIDE | JAN 30 - FEB 27, 2015

www.hopewellcommunities.com

www.morrisonhomes.ca www.excelhomes.ca www.apexbuildergroup.com www.genesisland.com www.genstar.com/cities/calgary www.landscape360.ca www.qualicocommunities.com/calgary www.stepperhomes.com www.tamanicommunities.com www.cooperscrossing.ca www.watermarkatbearspaw.com

feel secure

experience the new Jayman connected home system

At Jayman MasterBUILT, we’re pleased to introduce a new way to monitor, manage and stay connected to your home. Control and automate your lighting, security, temperature and more from your smartphone or tablet – anytime, anywhere. It’s all included with your Jayman Connected Home, which now comes standard in our single family homes.

Experience the feeling at

Jayman.com/Feel smart comes standard

AUBURN BAY

2015-01-22-NHG - February.indd 1

EVANSTON

MAHOGANY

SUNSET RIDGE

RIVIERA

1/23/2015 8:46:53 AM

The Iris Showhome In Cityscape

Choose A Contemporary Lifestyle In Our Towns And Detached Designs.

Mattamy’s Cityscape Community Offers More Affordable City Living.

Liberty

Urban Townhome, The Liberty, 1,314 Sq.Ft.

Urban Townhomes From The Low $300’s

Single Car Garage Homes From The Low $400’s

Laned Home, The Iris, 1,658 Sq.Ft.

SALES CENTRE:

N

Stoney Trail NW

Country Hills Blvd

201

SALES CENTRE

10520 Metis Trail NE, 403-616-1589

Stoney Trail NE

1

NE

Double Car Garage Homes From The Low $400’s

Métis Trail

Laned Homes From The High $300’s

rfoot Trail Dee

2

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM Follow us: SALES CENTRE HOURS: Monday - Thursday 1 pm-8 pm; Friday 1 pm-6 pm; Saturday, Sunday and Holidays 11 am-6 pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

MATCALGARY-CS_NewHomeGuide_Mag.indd 1

2015-01-20 10:34 AM