Calgary New Condo Guide - Jul 22, 2016

JULY 22 - AUG 19, 2016 VOLUME 19, ISSUE 8, FREE

CALGARY EDITION

Note: Natalie asked for a proof before Tue. Tam communicated these problems to her already.

WESTMANVILLAGE.com

Note:

URBAN LIVING IN A SUBURBAN COMMUNITY ESTATE BUNGALOWS

INSIDE THIS ISSUE

HOW TO AVOID BUYER’S REMORSE

CONDOMINIUMS

ACTIVE LIVING

MOVE OVER PAINT – WALLPAPER IS HERE TO STAY

CHOICE RENTALS

3 IMPORTANT TIPS FOR FIRST-TIME BUYERS

EXPERIENCE QUARRY PARK With a perfect blend of homes, offices, retail amenities and natural green spaces, Quarry Park is everything you need, and more than you could ever want.

For further information, visit the Remington Residential Presentation Gallery located at 350 Quarry Park Blvd SE.

quarrypark.ca

COME HOME TO THE GUARDIAN Residents are making The Guardian home and transforming the Victoria Park neighbourhood.

1-BEDROOMS

starting at $278,900

2-BEDROOMS

starting at $445,900

PARAMOUNT SUITES

Developed by Hon Developments.

Prices subject to change without notice. E&EO.

starting at $1.4 million

PRESENTATION CENTRE 456 -12TH Avenue SE TEL 403 800 3368 Mon – Thurs 12 – 6PM Sat & Sun 12 – 5PM

MY NAME IS

Casey AND I BOUGHT AT PARK POINT

“The location can’t be beat. Until you see my kitchen. It’s got a contemporary look and feel that I love and I just can’t wait to cook my first meal in it.”

Like Casey, you’ll be happy to come home to your beautiful Park Point kitchen with luxurious full slab stone countertops, integrated appliances and sleek modern cabinetry designed to optimize enjoyment, storage and efficiency. Another way that Park Point is raising the bar on lifestyle, quality and value in Calgary.

2ND ST SW

ONE BEDS FROM THE $250s · TWO BEDS FROM THE $470s NOW SELLING · VISIT OUR DISCOVERY CENTRE TODAY 301 11TH AVE SW · OPEN DAILY 12 – 5PM, EXCEPT FRIDAYS · 403 244 2428

QUALEX.CA/PARKPOINT

12TH AVE SW CENTRAL PARK

N

Another original by

This is not an offering for sale. Any such offer can only be made by way of condominium documents and/or disclosure statement (where applicable). Prices subject to change without notice. E.&O.E. ™ denotes one or more trade-marks of Qualex-Landmark Management Inc. used under license by Qualex-Landmark Union Inc.

contents JULY 22 - AUG 19, 2016 | VOLUME 19 ISSUE 8

11

ON THE COVER

Jayman Built

Westman Village appeals to multi generations

+ online NEIGHBOURHOOD

HOME SEARCH

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22 Buffalo Woods

Jayman Built

Westman Village appeals to multi generations

20 Avalon Master Builder Avalon goes solar with Zen in Cranston

WITH

DYNAMIC

property profiles

LOOK FOR THE CIRCLE

CHBA - Alberta supports efforts to protect residents

42 Homebuying

Reasons to teach our kids about real estate sooner

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES

Moe Lalani SENIOR SALES MANAGER, ALBERTA

Shelley Balla EDITOR

Wayne Karl Lydia McNutt (on leave) ART DIRECTOR

Daiana Garay CONTRIBUTING EDITORS

Elisa Krovblit Sara Duck (on leave) DESIGN EDITOR

Yanic Simard MEDIA CONSULTANT

Natalie Houghton 587.226.1313 Like us on Facebook: search: CalgaryNewCondoGuide PRODUCTION MANAGER

20 advice

in every issue

16

10

Editors’ Note

32

Neighbourhood Profile

Calgaryism

The importance of a home inspection

By Cody Battershill

18

Contemplating Condominiums

Avoiding the dreaded ‘buyer’s remorse’

By Linda Palfi

28 Mortgage Advice 3 tips or first-time homebuyers

By Alyssa Furtado

inspiration

38

Designer Secrets

Move over paint, wallpaper is here to stay

46 The Scoop

Decor news, inspiration, style and more

what’s online

49 Trending now

More stories, videos and photos

Killarney – established and on the rise

50 Advertiser Index district maps

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Southeast Map

25 Northwest Map 31

Southwest Map

35 Inner City 41

Northeast Map

45 Satellite Communities

Helen Pearce PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNER

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T 587.226.1313 email natalie.houghton@ypnexthome.ca CIRCULATION Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.

COPYRIGHT 2016 Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.

Yellow Pages NextHome is a trademark of Yellow Pages Group Co. in Canada.

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Please submit to Susan.Legge@ypnexthome.ca The views and data expressed by columnists do not necessarily represent those of the publication

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Editors' Notes KILLARNEY

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

MORE PHOTOS ONLINE ypnexthome.ca/killarney

Get it in writing The saying “get it in writing” has never been more important than in the case of a new home or condo purchase, since such a document outlines everything your home will have in, on and around it. Otherwise known as the Agreement of Purchase and Sale, the contract spells out the terms and conditions between you and your builder. Without it, if there is a disagreement, it’s impossible to prove what was agreed upon.

Before you sign a contract, review it carefully with the builder. Ask questions.

Fully understand what it contains. Then take it to a real estate lawyer and have it reviewed. Once it is signed, it becomes a legal document and an agreed-upon contract, so seeking the services of an experienced real estate lawyer is an important step toward ensuring that your dream home becomes a reality.

Let us know how it goes. We’d love to hear from you!

Housing policy under watch

WAYNE KARL Senior Editor

Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social 10 YPNEXTHOME.CA

The Bank of Canada recently made its latest interest rate announcement and Monetary Policy Report.

As expected, the BoC again held its overnight rate target at 0.5 per cent.

With its Monetary Policy Report and other moves from the federal government, however, many experts expected action.

Though none was forthcoming in the July report, potential changes in mortgage regulations and housing policy seem inevitable in the coming weeks or months. In June, federal Finance Minister Bill Morneau commissioned a joint federal,

provincial and municipal working group to study the housing market, largely to address market stresses in Toronto and Vancouver.

The challenge with any action to tackle skyrocketing prices and declining affordability in these cities will be to not negatively affect other markets where such characteristics do not exist.

Markets such as Calgary, Edmonton and other parts of Canada are experiencing very different conditions than Toronto and Vancouver. Indeed, if anything, they need changes to help, not hinder homebuying activity.

Interact with us on social media: ypnexthome

Property Profile | WESTMAN VILLAGE BY JAYMAN BUILT

cover story

Jayman’s Westman Village

appeals to multi-generations

WHETHER YOU’RE 20, 50 OR 80, there is a home for every buyer at Westman Village in Mahogany. Crafted by Jayman Built, Westman Village is a mixed-use community being developed on 14 acres on the shores of Lake Mahogany in southeast Calgary blending together numerous housing types with a vast range of amenities and neighbourhood conveniences.

“Westman Village is very unique because it’s multi-

generational and a place where you can get more out your door from fine dining and fitness to health and wellness and relaxation,” says Lisa Feist, vice-president, sales and marketing, Planned Communities.

“We’ve had an incredible response from people,” Feist says, noting that more than 500 people participated in the grand opening of the onsite Presentation Centre in Mahogany and at the Jayman’s Discovery Centre in midJUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 11

June and more than a dozen people are visiting daily. “We had 35 reservations during the grand opening and we’re getting a great mix of buyers from first-time to emptynesters.

“People are very positive, they love the lifestyle and being able to age in the community,” she adds. “It’s amazing how many times I hear people say, ‘I’d love to buy here, but I’d also love for my parents to live here as well.’ That’s so warming and it shows people are really embracing the vision and wanting the lifestyle Westman Village offers.”

Westman Village presents a mix of apartment condos, executive bungalows, choice rentals and active living suites in the Journey Club.

There are 104 suites available in the first of three sixstorey condo buildings, including one-bedroom, onebedroom plus den, two-bedroom and two-bedroom plus den plans ranging from 560 to 1,135 sq. ft., plus four one-off courtyard suites with separate entrances. These well-appointed suites feature modern kitchens, dedicated entries with benches and large patios or balconies. As well, there is a selection of interior design options for you to choose from to suit your taste and make it your home.

Prices start in the $220,000s.

12 YPNEXTHOME.CA

The 54 executive bungalows have six homes per building, with four lakeside buildings and five garden buildings. These luxury-appointed homes start at 1,500 sq. ft. with a limited number offering walkout basements.

Prices start at $699,000; the two-storey walkouts facing the lake top out at $1.6 million.

The 270 rental suites will be built in two six-storey buildings and allow a unique opportunity for renters to choose their interior features, while the Journey Club consists of three buildings with 331 suites – 40 assisted living, 21 memory care and the remainder independent living for active adult lifestyle.

Journey Club suites include barrier-free concepts and integrated universal design concepts that make it easier for people to live independently and age in the community.

Packages are available that provide three meals a day and snacks or residents can just drop in for an occasional meal, and residents can add on services as they need them.

What’s really amazing and appealing to buyers/renters is that everyone will have access to the 35,000-sq.-ft. Village Centre, and it’ll be built first so it can be enjoyed as soon as they move in or while their home is being constructed.

The Centre will have an in-person and virtual concierge to assist residents, and offer a bistro, fully-equipped fitness

centre, spin class room, hot yoga, lane pool and a two-storey water slide with landing pool on the first floor. Upstairs will be an indoor garden, library, terrace, two multi-purpose rooms, a 4,000-sq.-ft. gym, lecture hall/ theatre space, a demo kitchen, golf simulator, party room with wet bar and a billiard/games room. The underground parkade level will have a wine cellar/wine making area, hobby room and wood-working room.

The site will be landscaped and include wetlands water feature, a reflection pond and fountain, integrated pathways, a dog park, two restaurants and 30,000 sq. ft. of retail space featuring day-to-day conveniences.

For more information on Westman Village, visit the onsite Presentation Centre and showsuites, open Monday to Friday, 2 to 8 p.m., and weekends noon to 5 p.m., or the Jayman’s Discovery Centre and showsuites, open Monday to Thursday, 9 a.m. to 7 p.m., Fridays, 9 a.m. to 5 p.m., and weekends 10 a.m. to 4 p.m., call 403.723.8411 or visit westmanvillage.com JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 13

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Corner of Cranford Dr and Cranston Gate SE Register: www.cardellifestyles.com/ cranston-ridge

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07 AUBURN WALK

BY CARDEL LIFESTYLES

Showsuite and Sales Centre Corner of 52nd Street and Auburn Meadows Dr. SE

08 THE MORELLO 15207 1st SE themorello.ca

03 MUSKOKA

BY BROOKFIELD RESIDENTIAL

09 BRISTOL TOWNHOMES

BY BIRCHWOOD NOW SELLING

04 LEGACY GATE

BY CARLISLE GROUP

10 CANOE

BY AVI URBAN

65 Auburn Meadows Way

210 Ave. SE www.legacygate.ca

05 LEGACY STREET TOWNS

BY HOMES BY AVI 42 Legacy Blvd SE

06 CRANSTON

BY AVALON MASTER BUILDER 442 Cranford Park SE

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232 Quarry Park Blvd. SE

103 Auburn Meadows Dr.

11 CHALET NO. 6

BY HOPEWELL

Presentation Centre: 350 Quarry Park Blvd SE

19 CHAMPAGNE

BY REMINGTON DEVELOPMENTCORPORATION Quarry Park Blvd SE remingtoncorp.com

20 ORIGINS AT CRANSTON

BY STREETSIDE DEVELOPMENTS 111, 100 Cranfield Common SE

21 ALTURE MIDCITY

BY ALTURE PROPERTIES 15233 1 Street Southeast midcitymidnapore.ca

22 MAHOGANY STREET TOWNS

BY HOMES BY AVI 13 Marine Dr SE

23 LEGACY PARK

BY BRAD REMINGTON HOMES Register at: mylegacypark.ca

24 JACKSON

BY AVI URBAN

Coming soon to Walden

25 RIVERSTONE MOSAIC

BY BROOKFIELD RESIDENTIAL 98 Cranbrook Dr. SE

26 WALDEN PLACE

BY CARDEL LIFESTYLES Coming Soon

Registration www.cardellifestyles.com

646 Copperwood Blvd SE

12 EBONY CONDOS & TOWNHOMES IN MAHOGANY

BY JAYMAN MODUS 291 Mahogany Way

JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 15

Advice | CALGARYISM

Why is getting a home inspection as important as it gets?

By Cody Battershill

ONE OF THE MOST important things

when buying or selling real estate is to ensure that you get a professional (and thorough) home inspection before making any decisions.

Whether you are buying a resale listing or perhaps a new property directly from a builder, a home inspection will provide you with the confidence to move ahead and commit fully to a purchase while also uncovering any potential issues that may not have been noticed at an initial glance.

And for sellers; if you are selling your property, a home inspection can make you aware of any issues that need to be fixed before listing that could potentially be a legal burden after the sale. Absolutely no one wants this kind of head ache!

A proper inspection consists of an indepth visual examination of the entire home structure including: » mechanical systems » air-conditioning system » electrical system » heating system » interior plumbing systems » roofing and ceilings » walls and visible insulation » doors and windows » home foundation » basement and any other visible structures If you are attending the inspection and the inspector has missed one of these or you are unsure if they have covered it or not, make sure to ask!

After an inspection is completed, the inspector will provide you with an analysis of any findings he or she has – both positive and negative – and point out any major concerns while 16 YPNEXTHOME.CA

also giving suggestions on how to go about fixing any problems (mostly for sellers or builder responsibility).

Learn during the inspection Another benefit of getting a professional home inspection is that usually you (the buyer) have the opportunity to accompany the home inspector and learn a great deal about things such as initial and standard maintenance tasks as well as about the property’s core components and structure.

The more knowledge you have about these types of things can help you maintain your home to the fullest while also boosting resale potential over the years until it’s time to sell.

Once you buy a resale home there is very seldom a warranty and typically no recourse if you have missed a defect or maintenance item. Missing such a thing could end up costing you money, although I have seen exceptions mostly related to improper or no disclosure by the previous seller which then leaves the decision up to the buyer to take legal action.

To spend $400 (give or take) to safeguard your decision and have

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

peace of mind that your future home is sound is one of the best investments you can make. Same goes for sellers who want to make sure that buyers are made aware of all defects and issues with the home before selling.

A lengthy and professional home inspection could save you untold thousands of dollars or at a minimum give you the full picture to make an educated decision.

Happy house hunting, and remember – get a professional and thorough home inspection before making any decisions!

Cody Battershill is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show off the best Calgary has to offer! He can be reached at 403.370.4180, @Calgaryism on Twitter and calgaryism.ca

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Celebrating 40 Years

Advice | CONTEMPLATING CONDOMINIUMS

Avoiding the dreaded ‘buyer’s remorse’!

By Linda Palfi

MORE ADVICE ONLINE ypnexthome.ca/news/advice

IT’S NOT THAT buying a condominium home is so fraught with risk. But even in a rising real estate market, with good homes selling for reasonable prices, purchasers can buy inappropriately; or worry that they might have. When it happens, homeowners can be afflicted with the dreaded “buyer’s remorse.” Recovery can be quick, through confirmation that it was, after all, the right decision.

In serious cases, however, a mistake truly was made, and the only recovery is through sale.

Yet, whether it’s due to simple doubt or serious error, the affliction is largely avoidable. The key is to apply pre-purchase, non-emotional, analysis to your needs and budget.

A thorough review of the new and resale home options in your market should follow that. By the time you reach the deposit stage, you should be clear about why you are buying the home you are buying, and why you are paying the price you are paying. It hardly needs mention that an objective condo-specialist realtor will be a great help in this process.

Clarity and information equal a good investment decision, a good home choice and thus no “buyer’s remorse.”

Here are some of the issues we should consider before buying our future condo: *Am I financially able to buy and am I stable enough for the long-term ownership? *If “yes,” do I buy a new or resale condo?

*Ground floor or upper floor? *Agerestricted (over age 18, 25, 40 or 60?) or open to all? *Concrete construction or frame? *Highrise or lowrise? *Located near downtown or in the suburbs? *Outward-facing or courtyard facing? *Facing sunny south or less-bright north? *Various upgrades or plain and simple finishing? *And, in most of these cases, is it worth spending more, or how much more, to obtain any of these preferences?

That’s quite a list of considerations, yet it’s not even complete. Again, an objective and experienced realtor can help you understand and answer these questions. There are also market-related things to consider.

Even if you’re sure about what you want, you need to know what it’s worth before you write your deposit cheque. Otherwise, prepare for after-purchase uncertainty, and thus

possible buyer’s remorse.

It’s helpful to draw up a twocolumn list early on, with housing must-haves on the left and want-tohaves on the right. At the top, write your personal budget ceiling, be it $200,000, $350,000 or $400,000. A lender may well invite you to spend more, but stick to your own budget if at all possible. Lay alongside this list, the Multiple Listing Service (MLS) city district map that many realtors will provide, and felt-pen outline your preferred home areas.

Then work with your realtor, New Condo Guide and the realtor’s access to the comprehensive MLS system, to see if condominium homes matching at least your must-have criteria are available in your chosen areas and within your budget. If not, your budget might have to increase, you might move from new homes (if that was your preference) to resale homes or you’ll need to compromise on what falls in your must-have column.

Such a methodical process is the only way to arrive at a purchase decision with clarity and confidence.

Even more important, it’s the only way to remain confident once your purchase is complete, but when little issues creep up. And be sure, whether you’ve bought a new or a resale home, the common issues of homeownership will arise. But you won’t be rattled if you know exactly why you bought the home you did, at the price that you paid. You won’t need a cure for the dreaded buyer’s remorse.

Linda Palfi is a condominium specialist realtor with Your Way Real Estate. She sits on multiple condo boards, and is a member of the Inquiry Committee of the Calgary Real Estate Board. Visit condosincalgary.com or call 403.998.7732

18 YPNEXTHOME.CA

Zen

Zen CG20160511.indd 1

11/05/2016 14:20

Property Profile | AVALON MASTER BUILDER

Avalon Master Builder goes solar with

Zen in Cranston ALREADY KNOWN FOR BUILDING

Location

Cranston Builder

Avalon Master Builder Development

Zen Cranston Solar Home Type

2-3 Bedroom Townhomes Sales Centre

69 and 71 Cranford Way S.E., open Monday to Thursday 2 to 8 p.m.; Friday, weekends and holidays noon to 5 p.m.

Contact

403.585.6866 zeninbalance.com 20 YPNEXTHOME.CA

energy-efficient homes, Avalon Master Builder is stepping it up a notch with its latest Zen offering in the popular southeast community of Cranston.

“We’re really excited with our Zen offering in Cranston because of its solar feature,” says sales and marketing manager Terra Davidson.

Zen Cranston Solar consists of 66 townhomes which each include two solar panels at no extra cost. So, on top of these homes already being built energy efficient, the solar panels mean homeowners can generate their own energy and they can save on energy costs right away.

“As well, since the infrastructure

is already in place with the two panels, buyers choose to add up to eight panels to increase their energy efficiency, and several of our buyers are opting to do that,” Davidson says.

In fact, the solar feature has proven so popular with buyers that Zen Cranston Solar is 50 per cent sold with the first 18 homes now occupied.

“The solar aspect to Zen Cranston has really won people over,” Davidson says. “People want to do the right thing for the environment and including solar panels at no extra cost makes it easy for them to be environmental stewards.”

Another feature drawing buyers is the fact that they get their own

In fact, the solar feature has proven so popular with buyers that Zen Cranston Solar is 50 per cent sold with the first 18 homes now occupied.

MORE PHOTOS ONLINE ypnexthome.ca/avalon-zen

private outdoor space, whether it’s a front courtyard patio or fenced back yard.

“They love it because this allows them to have a dog, and many buyers can’t wait to take full advantage of the on-site dog wash station that has a full-sized tub,” Davidson says. “I’d say 50 per cent of our buyers have dogs and another 25 per cent plan to get a dog when they take possession of their home; it’s really the lifestyle people are looking for.”

Buyers also love Zen because it offers stylish, livable designs, well-

appointed interiors coupled with energy efficiency – all at a great price.

Homes at Zen Cranston Solar start in the $260,000s and there will be quick possessions available in July and more available in late fall.

Zen offers a mix of single-level garden and two-storey townhome designs ranging between 1,100 and 1,200 sq. ft. featuring two or three bedrooms and 1.5 to 2.5 bathrooms.

All the homes present a modern, open concept design with quality features and buyers can choose from two designer colour packages, as well

as some upgraded options or they can choose to totally customize their homes.

“Allowing our buyers to customize their home is rare in townhome developments and really lets them make it their own,” Davidson says, but notes they offer high standard finishes such as quartz countertops, laminate flooring, stainless steel appliances “so people don’t need to upgrade.”

Along with the solar panels, buyers at Zen Cranston will appreciate that every home is EnerGuide rated and Avalon uses quality products that offer increased durability and energy efficiency.

Davidson notes the design and affordability appeals to first-time buyers, those looking to move up from apartment condos who desire more square footage and outdoor space, and people who are downsizing and want single-level living and a lock it and leave it lifestyle.

Buyers also love the location in Cranston, a well-established community that is home to an abundance of parks and pathways, offers neighbourhood shopping and is close to Deerfoot and Stoney Trails.

As well, the South Health Campus and the Seton Urban District, which offers a number of stores such as Save On Foods and Shoppers Drug Mart, are just minutes away.

To learn more about ZEN Cranston Solar, visit the two showhomes at 69 and 71 Cranford Way S.E., open Monday to Thursday, 2 to 8 p.m. and Friday, weekends and holidays, noon to 5 p.m., call 403.585.6866 or visit zeninbalance.com JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 21

Trending

CHBA - Alberta supports move to protect Wood Buffalo residents

THE CANADIAN HOME BUILDERS’ ASSOCIATION - ALBERTA supports

new measures recently announced to protect Wood Buffalo residents from unqualified or unscrupulous contractors.

In May, more than 1,900 residential units were destroyed by devastating wildfires in the Wood Buffalo region.

As residents return home and look for companies to help them rebuild their homes, the province is providing extra support for homeowners.

On June 29, Municipal Affairs Minister Danielle Larivee announced amendments to the New Home Buyer Protection Act and the Safety Codes Act. Builders will be required to complete a builder declaration through the New Home Buyer Registry before applying for a building permit in Wood Buffalo. The changes also allow information to be collected from the builder, including residential construction history, corporate and 22 YPNEXTHOME.CA

financial history and outstanding fines or orders.

CHBA - Alberta CEO Jim Rivait made the following statement at Minister Larivee’s news conference: “Good builders will be able to comply and we believe that will raise confidence levels when choosing a contractor. This is especially important when opportunists are likely to make unrealistic claims about how quickly they can build a home in Fort McMurray. Rebuilding the community will be a long process that will need patience and coordination. It will also require skilled professionals who stand behind the homes they build instead of skipping town if problems come up. There is no short cut to success and we are pleased to see the government step up with increased consumer protection measures at this critical time for people and the community.”

Minister Larivee also announced that information sessions will be held later this summer to educate homeowners and builders about their rights and responsibilities.

Details about the sessions will be released soon.

The Association has called for a coordinated response to the devastating Fort McMurray wildfire and has met with government, industry and other stakeholders to offer information and share solutions to help the community recover. We will continue to be a partner in the process and are currently finalizing the framework of a working group to provide industry input and expertise.

The province also says these changes in the Fort McMurray area are a first step towards developing a longer-term provincial builder-licensing program. Based on the success of this program, builder licensing may be phased in across Alberta.

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NORTHWEST COMMUNITIES

01

NOSE HILL PARK

JO HN CR LA OW UR 14 IE CH BLV ILD D. TR AIL

CENTRE STREET

SARCEE TRAIL

FO OT TR A

IL

19

ER

14 UNIVERSITY CITY

BY KNIGHTBRIDGE 16 AVENUE 15 THE GROVES OF VARSITY

BY STATESMAN HOMES

ME M O R I AL

DR

36 STREET

881 Sage Valley Boulevard www.sonomasagehill.com

17 Ave

04 WILLOW AT SHERWOOD

BY AVI URBAN

21 LIDO

BY BATTISTELLA

Visit Sales Centre at 64 Nolan Hill Gate

05 ARRIVE AT EVANSTON

BY PARTNERS DEVELOPMENT GROUP Symons Valley Parkway please call 587-755-1166

Sales Centre 1120 Kensington Rd

22 AVIRA TOWNHOMES IN EVANSRIDGE

BY JAYMAN MODUS 470 Evansridge Court

23 THE MARK 101 IN SAGE HILL

BY NUOVO BY SHANE HOMES 3727 Sage Hill Drive NW 403.536.2388 themark101.com

BARLOW TRAIL

GLENMORE RESERVOIR

5353 Crowchild Trail NW IV E

18 SONOMA AT SAGE HILL

BY VERTICAL PROPERTIES

BLACKFOOT TRAIL

3503 Sage Hill Drive NW

Register today: Ezraonrileypark.com

32 Ave355 Kincora Glen Rd. NW www.emeraldsky.ca

MacLEOD TRAIL

03 VIRIDIAN

BY TRICO HOMES

450 Sage Valley Dr.. NW

11 EZRA ON RILEY PARK

BY BIRCHWOOD PROPERTIES 12 EMERALD SKY

BY CARLISLE GROUP

ELBOW DRI VE

RE T RAIL 2nd Ave and 10th St. NW

BY BUCCI

DE

CALGARY INTERNATIONAL AIRPORT

21

37 STREET

521 Evanston Link NW 02 KENSINGTON GLENM O

355 Nolan Crest Heights

10 SAGE PLACE

BY CARDEL LIFESTYLES

W

02

11

460 Nolan Hill Blvd.

09 NOLAN PARK

BY CARDEL LIFESTYLES

IL N

16 AVENUE

69 STREET

85 STREET

TRA

64 Ave

OLD BANFF COACH ROAD

01 THE LINK AT EVANSTON

BY BROOKFIELD RESIDENTIAL

08 CARNABY HEIGHTS TOWNHOMES IN NOLAN HILL

BY JAYMAN MODUS

EDMONTON TRAIL

AIL E

14 ST RE ET

CENTRE STREET

AIL TR AG AN SH

SE NO

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ENU

Sherwood Blvd at Sherwood Way NW Register Now www.thetimbers.gablecrafthomes.ca

STONEY TRAIL NW

VD. LS BL

HIL NTRY COU BED DIN GTO N

NA PI

R. LD HIL

E STON 16 A V

07 THE TIMBERS

BY GABLECRAFT HOMES

22

STONEY TRAIL NW

15

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33 Sage Bluff Blvd. NW

HA RV BLVEST H D N ILLS E

18 SY 23 03 MO NS VA 08 L 07 LEY RD 12 .

04

14TH ST NW

06

14 STREET

COUNTRY HILLS BLVD.

10

SYMONS VALLEY PKWY

09

85 ST. NW

ROCKY RIDGE BLVD.

144 AVE NW.

06 SYMONS GATE HOMES

BY BROOKFIELD RESIDENTIAL

SOUTHLAND DRIVE ANDERSON ROAD

DEERF

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AIL

TR OD

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SHAWNESSY BLVD.

VITT

McKE

ypnexthome.ca

S JAME

SEARCH ONLINE

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JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 25

Trending

Livingston – Calgary’s new north Future home for 30,000 residents

HUNDREDS OF CALGARIANS came together recently to

celebrate an important milestone in Calgary’s future.

Brookfield Residential Alberta officially launched Livingston, its first master-planned community in North Calgary since Tuscany in 1995.

Livingston is 25 minutes from the downtown core.

When fully developed, it will be home to 30,000 Calgarians and become one of the most significant residential, employment and commercial hubs in the city, anticipated to provide 7,000 full-time jobs.

“Livingston is Calgary’s new north,” says Trent Edwards, chief operating officer, Brookfield Residential Alberta.

“It’s the next generation community built with extensive input from Calgarians. From concept and design, there are mindful touches that will create greater connections among residents, whether it’s the streetscape, home entrance design, greenspaces or gathering places like the resident association.

Livingston will be a sustainable, urban and connected community. It will offer great diversity of homes, including affordable housing, with built-in sprinklers for a safer community.” Civil work is now underway with construction set to ramp up during the busy summer season. The first phases of the development will include almost 400 homes.

During the build-out of the community, Livingston is anticipated to generate a significant amount of economic activity. “Livingston provides a real shot in the arm to Calgary’s residential construction industry,” says Edwards.

“Five builder partners, hundreds of skilled workers and dozens of suppliers and service providers will benefit from the activity generated by Livingston in the first phase alone. It is also a clear demonstration of Brookfield Residential’s commitment to and confidence in Calgary’s growth and prosperity.”

Livingston is one of the first communities approved and 26 YPNEXTHOME.CA

delivered under Calgary’s Municipal Development Plan and covers more than 1,200 acres from Stoney Trail north.

Livingston will also include more than 11,000 homes in seven neighbourhoods, 12 parks, six schools, 20 per cent open space, thousands of trees, an anticipated one million sq. ft. in commercial and institutional space and more than 7,000 jobs. It will feature a main street and commercial hub as long as downtown Calgary.

“Calgary and Brookfield are growing together,” says Edwards. “That’s clearly demonstrated by the vision of this community, which is all about improving the quality of life of our residents. That includes being accessible and connected with a dozen entries and exits. The LRT Green Line, when complete, will run from the Brookfield community of Seton in the south to the Brookfield community of Livingston in the north.”

Brookfield Residential Alberta, a division of Brookfield Residential Properties Inc., is committed to being more than a home builder. With more than 55 years of experience in Alberta, we deliver on our company’s reputation for creating the best places to call home through thoughtful home designs and community master planning that brings people together, generating greater quality of life for residents.

For more information on Brookfield Residential Alberta, visit alberta.brookfieldresidential.com. Brookfield Residential Properties Inc. is a leading land developer and homebuilder in North America.

The company entitles and develops land to create master-planned communities, sell lots to third-party builders, and operate a own home building division. It also participates in select, strategic real estate opportunities, including infill projects, mixed-use developments and joint ventures. For more information, visit brookfieldresidential.com or livebrookfield.com

CONDOS AND TOWNHOMES

WALK OUT SUITES

IVE

SHERWOOD DR

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NW

Advice | MORTGAGE ADVICE

First-time homebuyers 3 steps required to get into the market

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

PURCHASING A HOME will be one of the biggest investments you’ll ever make. If you’re just starting to look, there are a few steps you’ll need to take before you can buy a home.

Determine how much you can afford First, you have to determine what you can afford. Your affordability is based on your household income, your current monthly debt payments and the costs associated with owning a home (such as property taxes, heating costs, and condo fees).

A lender will also look at two ratios to figure out how large your mortgage can be. The first is called the gross debt service ratio. Your monthly housing costs for (principal and interest, taxes, and heating costs) shouldn’t be more than 32 per cent of your gross income. The second is called the total debt service ratio, which includes your housing costs as well as any loan expenses (such as credit card and line of credit payments, and car loans or leases).

This ratio shouldn’t be higher than 40 per cent of your gross income.

You also have to come up with enough money to make a down payment. You’ll need to have a minimum of five per cent. If you’re able to come up with a down payment of 20 per cent or more, you won’t need mortgage loan insurance.

And you should also have money saved for closing costs, which could be between 1.5 and four per cent of the purchase price of your property.

28 YPNEXTHOME.CA

Dip into savings Once you’ve determined how much you’ll need, you’ll have to find a source for your down payment and closing costs, one of which can be your RRSP. Under the Home Buyers’ Plan, you can withdraw up to $25,000 from your RRSP on a tax-free basis as long as the funds have been in the plan for more than 90 days.

If you’re purchasing a property with a partner who’s also a firsttime buyer, you’ll each be able with withdraw $25,000.

Keep in mind that the money has to be paid back starting the second year after you make the withdrawal and you have up to 15 years to repay the amount. If you don’t make an annual payment, you’ll have to declare it as taxable income on your tax return for that year.

If your RRSPs or other savings aren’t enough, your family may be able to help you. In fact, an April 2015 BMO survey found 42 per cent of first-time buyers expect their parents or relatives to help pay for their first home.

Shop for a mortgage It can pay to shop around. If you and your partner go with the first mortgage rate you find, you could end up paying a lot more.

Let’s assume the following: you plan on buying a $500,000 home with a $400,000 mortgage, your amortization period will be 25 years, and you have a five-year fixed rate of 3.5 per cent. That means your total mortgage payment will be $1,997 a month.

But if you do a little research, you could save some money. If you’re able to get a mortgage with a fiveyear fixed rate of 2.5 per cent, your payments will be $1,792, a difference of $205 a month or $2,460 a year.

That’s why you should look for the best mortgage rates.

You need to be ready financially before you’re able to purchase a property. Knowing what steps are involved to become a first-time homebuyer will allow you to start your search for buying a home.

Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

Glas CondoGuide 20160414.indd 1

18/04/2016 13:58

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BY TRICO HOMES

05 OVERTURE ESTATE CONDO LIVING IN CURRIE BARRACKS

BY JAYMAN MODUS

03 WALDEN PLACE

BY CARDEL LIFESTYLES

Coming Soon Register www.cardellifestyles.com

2330 Fish Creek Blvd. SW www.sanderson-ridge.ca

13 ALTADORE 36

BY BROOKFIELD RESIDENTIAL

36th St. & 16th Ave SW Register Now www.altadore36.com

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Currie Barracks

16 AXESS

BY SLOKKER CANADA WEST

Currie Barracks Sales Centre www.gainaxess.com

04 THE LANDINGS

BY STATESMAN

1710-28 Ave. SW www.brooklyncondos.ca

12 SANDERSON RIDGE ON FISH CREEK PARK

BY TELSEC

15 THE ARMORY

BY COVE PROPERTIES

01 HUNTER HOUSE

BY STREETSIDE DEVELOPMENT 1020 194th Ave S.W. www.hunterhouseliving.com

10 VIVACE

BY STREETSIDE DEVELOPMENTS

1605 25 Ave SW

TR

AIL D TR LEO SHERIFF KING ST. SW

VITT

McKE 194 AVE

98 Mission Road SW mission34.ca

14 MAX TOWNHOMES

BY ASSURED DEVELOPMENTS

TTO BO

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Mac

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RAIL

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09 MISSION 34

BY ASSURED COMMUNITIES

Sales Centre in Currie Barracks J5, 2953 Battleford Ave. SW

ANDERSON ROAD

12

Presentation Centre: 2719 14th St. SW

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BY AVI URBAN

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FISH

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BY ASSURED COMMUNITIES

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BARLOW TRAIL

ORE

13

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MacLEOD TRAIL

NM

ME M O R I AL

37 STREET

GLE

69 STREET

85 STREET

10

16 AVENUE

BLACKFOOT TRAIL

OLD BANFF COACH ROAD

32 Ave

EDMONTON TRAIL

E

14 STREET

ENU

ELBOW DRI VE

16 A V

CENTRE STREET

SOUTHWEST COMMUNITIES

17 LEGACY GATE

BY CARLISLE GROUP

771 Patrick St. S.W.

#101, 11 Burma Star Road

06 LEGACY PARK

BY BRAD REMINGTON

Register at: mylegacypark.ca

07 GLAS

BY AVALON MASTER BUILDER 102, 1808 27th Ave. SW

210 Ave. SE. www.legacygate.ca

18 THE HENRY

BY BROOKFIELD RESIDENTIAL

Presentation Centre: 3620 - 16 St. SW.

19 KILLARNEY TOWNES

BY STREETSIDE DEVELOPMENTS 2432-30 St. SW www.killarneytownes,ca

Condos from the low $100’s www.mylegacypark.com 403.931.8558 JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 31

13:58

Neighbourhood Profile

Killarney Established and on the rise

By Kait Kucy

Fast facts Average household income

$76,730

Family structure

FAMILIES

COUPLES

SINGLES

49%

29%

22%

Own vs. rent LOCATED IN THE SW quadrant of

Calgary, Killarney-Glengarry is an older neighbourhood with a great mix of older bungalows and newer infills.

It is considered a vibrant inner city neighbourhood and is only minutes away from bustling 17th Ave SW. Lifestyle Killarney is a lively family-oriented community located just on the outskirts of downtown Calgary. The lifestyle is very active, thanks to the Killarney Aquatic and Recreation Centre that acts as a flagship for the entire neighbourhood.

Vibe Killarney’s residents bring a certain energy to the area. Folks very involved in the community garden, aquatic and recreation centre, as well as the shops and restaurants in the area.

This area has been going through a bit of change with the building of infill homes since 2002.

Meet the neighbours Killarney is a family-oriented neighbourhood with the close access to many schools, recreational opportunities, the LRT station and more. It is a great neighbourhood for young families thanks to these

amenities. According to the 2006 City of Calgary Municipal Census, 19.1 per cent of Killarney residents were immigrants.

In the area Killarney has two schools in the neighbourhood – Holy Name Elementary School and Killarney Elementary School. Killarney is also serviced by these other schools in the area: A.E. Cross Junior High School, Vincent Massey Junior High School, Ernest Manning High School and the Salvation Army Children’s Village School. As mentioned before, Killarney is known for the expansive Killarney Aquatic and Recreation Centre.

Planes, trains & automobiles Killarney is a fantastic neighbourhood for public transportation users especially thanks to the West LRT expansion. It is very close to the Westbrook Mall LRT Station which is located just north of 17th Avenue SW. There is also about six different Calgary Transit routes that access this neighbourhood, and it’s easily accessed by car or bicycle.

The good, the bad & the rest Killarney is a great neighbourhood

61%

OWNERS

39%

RENTERS Education Levels

44% HIGH SCHOOL

35%

21%

UNIVERSITY

COLLEGE

SOURCE: ENVIRONICS

for a young, growing family who likes to live an active lifestyle. This a dense, busy area that is consistently undergoing change and development, but long term these changes should benefit all residents and make the community better off.

Real estate Since Killarney is so close to downtown and the easily accessible LRT station it is an in-demand neighbourhood for people who want to live close to the bustling downtown core.

Kait Kucy is a lifestyle and travel writer and blogger for online and print publications in Canada and the U.S.

32 YPNEXTHOME.CA

Alberta’s Nation-Topping Population Growth: A Bright Spot Amongst Recent Benchmarks With less than half of 2016 left, provincial economic outcomes to date have generally reinforced most initial expectations that saw Alberta’s economy contracting this year for a second year in a row. That said, most recent trusted forecasts – like those released by the Conference Board of Canada in June 2016 – have pegged provincial real GDP growth for 2016 at -2%. While this would represent a stronger performance than Alberta’s -4% contraction in 2015, it also indicates that Alberta would be the only major province facing contraction in 2016.

Nationally, Canada’s real GDP is expected to grow by 1.5% in 2016, partially because of strong national housing sales and housing price growth (in May 2016 national existing home sale prices were up 12.5% on a year-over-year basis according to the Canadian Real Estate Association).

By contrast, similar Albertan housing market performance measures have also aligned with the notion that the province’s economy will likely fair the poorest this year.

However, with these losses counted, there have still been some strong wins in terms of Alberta’s housing market’s

2015 Population Composition by Age Cohort (Alberta vs. Canada)

leading indicators. Specifically, Alberta’s population grew faster than any other province in the first quarter of 2016, totaling 4% during that quarter. While this might seem like a head-scratching phenomenon giving all of the above, Intelligence House has noted two reasonable trends that are currently encouraging this growth: 1) Young Family Formation: There were 14,240 babies born in the province, 15% of the total babies born in Canada over that period (for reference, Alberta has roughly 11% of Canada’s overall population). This trend

70 to 79 60 to 69 50 to 59

standing adult population is compositionally much younger than the nation as a whole (see the left chart below).

2) Immigration: Canada saw its largest influx ever of international immigrants in the first quarter of 2016 (86,216), a large number of whom were Syrian refugees.

Alberta’s share of that total was 12,050 or nearly 14% (see the right chart below).

23 AVE S

Alberta Net Migration

26 AVE S

30000

15000

20 to 29

-7500

0%

5%

9%

AB

14%

18%

CAN

Q1 2016

0

Q1 2011 Q2 2011 Q3 2011 Q4 2011 Q1 2012 Q2 2012 Q3 2012 Q4 2012 Q1 2013 Q2 2013 Q3 2013 Q4 2013 Q1 2014 Q2 2014 Q3 2014 Q4 2014 Q1 2015 Q2 2015 Q3 2015 Q4 2015

7500

40 to 49 30 to 39 10 to 19 0 to 9

Net International Immigration (persons) Net Interprovincial In-Migration (persons)

Intelligence House is Alberta’s newest and most innovative Real Estate Marketing Agency with a focus on strategic market intelligence, which includes full research, marketing and sales / leasing services for the real estate industry.

Our Calgary office is now open!

GREYHOUND BUS TERMINAL

is undoubtedly concurring with the fact that Alberta’s

22500

80+

6 AVE N

intelligencehouse.ca From left to right: Emmett Hartfield Alex Ruffini Michael Melnychuk

FOLLOW US ON

INNER CITY 12 KENSINGTON

BY BUCCI 301 10th St. NW

RILEY PARK

24

6 AVE N

5 AVE N

13 FIRST

BY FRAM + SLOKKER

3

VE 4A

VE 2A

N

SUNNYSIDE 20 STATION

East Village Experience Centre 553 Riverfront Ave. SE

ROTARY PARK

PRINCE’S ISLAND PARK

21

14 AVLI ON ATLANTIC

BY RED MANAGEMENT

12

1220 9th Ave.

EAU CLAIRE04 MARKET

24

25

16

15 SCOLLEN HOUSE BY 320 MISSION DEVELOPMENTS

01

Corner of 25th & 3rd St. SW

4 AVE S

06

16 STEPS BRIDGELAND

BY GIUSTINI BRIDGES IN.

13 18

5 AVE S 6 AVE S

REYHOUND US TERMINAL

MILLENNIUM PARK

Sales Centre 921 - 1st Ave. NE

19 CONVENTION CENTRE

9 AVE S

17

CITY HALL

26

07

1 ST E

COLONEL BELCHER HOSPITAL MOUNT ROYAL VILLAGE

26 AVE S

08

TALISMAN SPORTS CENTRE

4 ST W

5 ST W

VICTORIA PARK / STAMPEDE STATION

PROSPECT AVE

22

10 ST W

23 AVE S

CLIFF ST

17 AVE S

01 RIVERFRONT POINTE

BY CARLISLE GROUP 325 3rd St. SW www.riverfrontpointe.ca

02 PARK POINT

BY QUALEX-LANDMARK Coming Soon Register now at Qualex.ca/ ParkPoint

03 43 PARK

BY VERICON REAL ESTATE VENTURES 43park.ca

04 WATERFRONT

BY ANTHEM PROPERTIES 216 Riverfront Ave. S.W.

05 THE GUARDIAN

BY HON TOWERS

12th Ave SE at 3rd St.

15 26 AVE S

05

OLYMPIC WY

02

MACLEOD TR

1 ST W

2 ST W

11 AVE S

4 ST W

5 ST W

8 ST W

10 ST W

14

12 AVE S

17 INK

BY BATTISTELLA

FORT CALGARY

622-8 Ave. SE

11

18 EVOLUTION

BY EMBASSY BOSA INC.

East Village Experience Centre 553 Riverfront Ave. SE

19 VERVE

BY FRAM + SLOKKER

Sales Centre Now Open in East Village

CALGARY EXIBITION AND STAMPEDE PARK

20 LIDO

BY BATTISTELLA

ERLTON / STAMPEDE STATION

21 V&V

BY PROVIDENCE GROUP

Sales Centre 1120 Kensington Rd

Register: einsteincalgary.com

23

06 AVENUE

BY GROSVENOR & CRESSEY 1035 5th Ave. SW

07 SMITH

BY GROSVENOR

Visit Sales Centre at 850-16th Ave. SW, 2nd Floor

08 DISTRICT

BY BOULEVARD INVESTMENTS Sales Centre Now Open 305 18th Ave. SW

09 LiFFT

BY VERICON REAL ESTATE VENTURES liveLiFFT.com

10 BRIDGELAND CROSSINGS

BY GABLECRAFT HOMES bridgelandcrossings.ca

11 SOBOW

BY M2I DEVELOPMENTS CORPORATION

22 ALEX

BY ASSURED COMMUNITIES

Presentation Centre: 2719 14th St. SW

23 MISSION 34

BY ASSURED COMMUNITIES

98 Mission Road SW mission34.ca

24 RADIUS

BY BUCCI DEVELOPMENTS Coming soon to Bridgeland www.bucci.com/radius

25 BRIDGELAND HILL

BY GABLECRAFT HOMES 516 Edmonton Tr. NE

26 THE ROYAL

BY EMBASSY BOSA 936 16TH Ave. SW www.theroyallife.ca

1640 17A St.

SEARCH ONLINE ypnexthome.ca

JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 35

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Inspiration | DESIGN SECRETS

Move over paint,

WALLPAPER is here to stay

By Jane Lockhart | Photography by John Heineman | Courtesy of Sorbara Group of Companies

ABOVE

In this powder room, we went with a strong wallpaper from Graham and Brown (grahambrown.com), that features large horizontal lines to create visual contrast.

38 YPNEXTHOME.CA

…continued on page 40

looking for a new home?

It’s only a tap away.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

START SEARCHING NOW!

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…continued from page 38

FOR THOSE OF YOU WHO lived as

adults through the 1980s, you may view wallpaper as a thing of the past.

But, if you are buying a new home, or are faced with the challenge of decorating a new space, wallpaper may be front of mind. Wallpaper is coming back, but not in the way you may think. It has been reinvented and has become trendier than ever.

As we said goodbye to balloon curtains, high hair and neon colours, we thought wallpaper was on that list as well. It turns out, wallpaper manufacturers very savvy marketers, and their efforts are reflected in today’s interior design.

Wallpaper has moved past chicken boarders in the kitchen, large and bold floral patterns, or entire rooms covered in the same look. We are seeing wallpaper used in new and exciting ways. There is now textured paintable wallpaper, wallpaper for focal walls, or fun designs that can be used in small spaces.

The powder room is the best place to have fun and experiment with colour, texture and new designs. It is a place where you can shut the door and walk away, but your guests will

love your efforts. One of our favourite powder rooms was done in all-black wallpaper with trendy light and bathroom fixtures. Because powder rooms are on the smaller side, going with a dramatic colour or pattern is not too overwhelming.

Creating a focal wall is another area when we use wallpaper a lot. Again, we are seeing things in wallpaper we have never seen before. There are large shapes and patterns that can be applied to the wall individually. Also, the focal wall doesn’t have to be a full wall, it can be a section or maybe it is a design that carries over slightly to the adjacent wall.

Anther trend in wallpaper is the introduction of metallics. Gold has been huge for the last couple of seasons and this has also been evident in wallpaper. There are endless examples from neutral wallpaper peppered with gold geometric shapes to black wallpaper with large gold fans. And, since wallpaper is no longer themed, these can be used in just about any room in the house!

Faced with the task of decorating a completely new space, sometimes it pays off to take risks and think outside of the box. Using wallpaper

ABOVE LEFT

In this dining room the neutral wallpaper from Graham and Brown (grahambrown.com), is used with custom wainscotting and built-ins to create a unified look.

ABOVE RIGHT

The Graham and Brown (grahambrown.com), wallpaper in this powder room works perfectly with the mirrored vanity in the small space.

lets you do both. Not only have there been advancements in the wallpaper patterns, but also in the product itself. Most companies have prepasted wallpaper that lasts longer and is more durable. A nice added bonus is the grid on the back that a lot of companies as using. This allows the homeowner to ensure straight cuts when lining up to an edge or matching the pattern on the next sheet. If you are unsure of your abilities, you can always hire a professional to hang it as well.

However you decide to decorate your new space, just make sure it is something that you love and that speaks to you, after all, you have to live in it.

Jane Lockhart is founder and principal designer of Jane Lockhart Interior Design. She was creative director and host of W Network’s top-ranked show, Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs. Visit online at janelockhart.com

40 YPNEXTHOME.CA

METIS TRAIL

NORTHEAST COMMUNITIES

52 STREET

CALGARY INTERNATIONAL AIRPORT

64 Ave

CENTRE STREET 12 AVENUE

07 ARRIVE AT SKYVIEW RANCH ARBOURS

BY PARTNERS DEVELOPMENT GROUP Coming Soon www.arrivehome.ca

13 V&V

BY PROVIDENCE GROUP

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52 STREET

BLACKFOOT TRAIL

ELBOW DR IVE

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16 AVENUE

02 43 PARK

BY VERICON REAL ESTATE VENTURES

MacLEOD TRAIL

43park.ca

ANDERSON ROAD

DEERF

52 STREET

BARLOW TRAIL

GLENMORE TRAIL

SOUTHLAND DRIVE

114 AVE SE

OOT T RA

IL

W BO

CRE

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AIL

VITT

D TR

McKE

LEO

Mac

S JAME

IL TRA

EK P ARK

SHAWNESSY BLVD.

NEW BRIGHTON

TTO BO

FISH

06 ARRIVE AT REDSTONE

BY PARTNERS DEVELOPMENT GROUP

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64 Ave

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03 04 MEMO 02 01 RIAL D RIVE

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05 HARANA TOWNHOMES

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MCKNIGHT BLVD.

16 AVENUE

01 BRIDGELAND CROSSINGS

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84 STREET

14 STREET

.

04 STEPS BRIDGELAND

BY GIUSTINI BRIDGES IN.

68 STREET

CRI J OW OHN CH L ILD AUR IE TR BLV AIL D

Sales Centre #701, 7th Ave. NE livelifft.com

SADDLETREE DR.

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05 128 NE Ave

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FO OT TR AIL

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Y HIL UNTR

03 LiFFT

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JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 41

Trending

Reasons to teach your kids about real estate sooner than later

By Wayne Karl

MILLENNIAL

IT’S JULY AND SCHOOL is out for the

summer. What better time to teach your kids about real estate?

Why? There’s actually more than 500,000 reasons to do so. The number is really 508,097 – as in dollars, the average price of a home in Canada as of April 2016, according to the Canadian Real Estate Association (CREA). This represents a 13.1-per-cent year-over-year price gain.

Need another reason? How about 45 – as in the percentage of millennials, in a survey conducted by New Condo Guide, who don’t believe they will be able to buy a home in Canada within the next five years.

Just 25 per cent per cent believe they will be able to buy a home in the next five years, while 25 per cent say “with a lot of help, maybe.”

Not exactly the most encouraging stats.

Need more, still? A new poll by CIBC reveals 63 per cent of millennial respondents plan to buy a home in the next five years – but almost half of them have not even begun to save.

Faced with a myriad of financial challenges, 54 per cent of future millennial buyers say coming up with the required down payment is the biggest obstacle to homeownership, the CIBC poll says. About half are concerned that job security (53 per cent) and rising real estate prices (46 per cent) will impact their ability to buy.

Given such realities, teaching young Canadians financial literacy at an earlier age is increasingly important.

Sound familiar? It might, if you’ve ever read The Wealthy Barber, David Chilton’s 1989 best seller in which 42 YPNEXTHOME.CA

% who say “With a lot of help, maybe” (YPNextHome survey)

25%

25%

% who believe they will be able to buy a home in the next five years (YPNextHome survey)

45%

% of millennials who don’t believe they will be able to buy a home in Canada within the next five years (YPNextHome survey)

readers were implored to “pay yourself first” and max out your RRSP. The book also lamented that personal finance wasn’t a key part of the curriculum in our education system.

More than 25 years later, given the price of real estate in Canada these days and the now-documented challenges facing our millennials, you could make a case for teaching real

S

L

MORE TRENDING ONLINE ypnexthome.ca/news

SENTIMENTS % of future millennial buyers who say coming up with the required down payment is the biggest obstacle to homeownership (CIBC poll)

54%

% of Canadians who say something should be done to help the younger generation enter the housing market (CIBC poll)

56%

property courses in our schools.

Some organizations, such as the Financial Consumer Agency of Canada, major Canadian banks and even investor groups, are taking such

matters into their own hands, with programs for financial literacy for youth.

The CIBC poll underlines how strong the need is.

“Millennials want to own, and many plan to do so in the next few years, but they’re facing many obstacles and competing financial priorities,” says Barry Gollom, vice-president, mortgages and lending, CIBC. “It’s important that they sit down with an advisor and map out a realistic time frame for making their dreams of homeownership a reality – it’s not easy, but it’s attainable.”

Another CIBC poll finds Canadians are sympathetic to millennials’ struggles for homebuying. The majority (56 per cent) say something should be done to help the younger generation enter the housing market.

Three-quarters (77 per cent) believe buying a home is more difficult for young Canadians today than it was for previous generations.

“It’s not just young Canadians that feel that buying and maintaining a home is a challenge for their generation,” adds Gollom. “Canadians across the board regardless of age agree and a majority are calling out that something should be done to help.”

Because… those five years that millennials believe they need to save up for a down payment? If things continue as they are, prices could be further out of reach. In 2012, the average Canadian price was $363,606 – representing 39.7-per-cent gain to the current $508,0907. At that rate, in five years, the average would be about $709,811.

Mind you, the national average price is skewed by activity in Toronto and Vancouver. Take these two markets out of the equation, the average is a more modest $369,222 and year-over-year price growth 8.7 per cent, CREA says. There are markets in Canada that are more friendly to millennials.

Need another reason to teach your kids about real estate sooner than later? Here’s 150,000 – the Canadian average price back in 1992.

JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 43

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CALGARY’S SATELLITE COMMUNITIES 21 THE WHITNEY

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JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 45

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46 YPNEXTHOME.CA

Homebuyers’ Help

Condo hunter’s checklist WHEN SHOPPING FOR YOUR DREAM CONDO, CARRY THIS LIST WITH YOU AND TAKE NOTES TO HELP YOU REMEMBER WHAT YOU SAW, AND WHERE!

CONDO #1

CONDO #2

CONDO #3

CONDO #4

Project & address:

Project & address:

Project & address:

Project & address:

Salesperson:

Salesperson:

Salesperson:

Salesperson:

Phone:

Phone:

Phone:

Phone:

Developer/builder:

Developer/builder:

Developer/builder:

Developer/builder:

Type:

Type:

Type:

Type:

midrise highrise

townhome conversion

midrise highrise

townhome conversion

midrise highrise

townhome conversion

midrise highrise

townhome conversion

Sq. ft.:

Sq. ft.:

Sq. ft.:

Sq. ft.:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

Interior appliances:

Interior appliances:

Interior appliances:

Interior appliances:

Options:

Options:

Options:

Options:

Parking facilities:

Parking facilities:

Parking facilities:

Parking facilities:

Special incentives:

Special incentives:

Special incentives:

Special incentives:

Price:

Price:

Price:

Price:

Down payment:

Down payment:

Down payment:

Down payment:

Condo fees:

Condo fees:

Condo fees:

Condo fees:

Financing available:

Financing available:

Financing available:

Financing available:

Other comments:

Other comments:

Other comments:

Other comments:

JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 47

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS ATB Financial Alterna Bank

variable 2.6 4.00op 2.35

Bank of Montreal

2.7

Bank of Nova Scotia

2.9

Canadian Western Bank CIBC

6 months

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op 4 6.75op 4.55 6.45op 4 6.45op

2.94 4.00op 2.85 6.30op 2.89 6.75op 3.29 6.50op 3.14 6.30op 2.84 6.35op 3.14 3.14 6.35op 2.84 3 3.20op 3.14 6.70op

2.29

2.44

2.49

2.59

2.09

2.59

2.74

2.58

2.99

3.39

3.89

2.49

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.79

2.44

4.09

4.79

3.04 2.7

3.65 3.39

4.39 4.09

4.64 2.7

2.84 2.94

2.84 2.84

2.89 2.79

2.89 2.89

3.04

3.39

2.74

2.84

2.79 2.39

3.34 2.44

3.99 4.39

4.44 4.64

2.84

2.29

3.89

2.59

3.24

3.49

3.69

3.79

3.25 3.5

3.95 3.7

4.39 4.3

4.64 4.35

2.14 3.09

2.34 3.39

2.59 3.89

2.59 2.74

3.09

3.39

3.89

4.49

2.09

2.59

2.74

2.58

2.89

2.95

2.99

2.89

2.24 2.79

2.39 2.89

2.49 2.95

2.54 2.89

3.09

3.39

3.89

4.74

3.2

3.65

4

4.5

2.79

2.64

3.89

2.44

2.69

3.49

3.99

4.64

2.85

2.95

3.05

3.15

2.39

2.39

2.49

2.49

2.7 6.95op

Equitable Bank HSBC Bank Canada

2.79

ICICI Bank Canada Manulife Bank

2.75 2.6

National Bank

n/a

President’s Choice Finan Royal Bank

2.70 2.6

TD Canada Trust

2.6

Tangerine

2.7

4.45 6.20op 4.45 4.4 6.70op

6.75op

3.14 6.75op 2.99 6.30op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Company Investors Group Trust

2.35 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

4 6.30op 6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.85 6.30op 2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 2.84 6.30op 2.99 6.30op 2.8 2.95op 2.39

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.35

Comtech Credit Union

2.6

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.4

PACE Savings & C.U.

4 5 6.70op

Parama Credit Union

2.65

Steinbach Credit Union

2.25

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R.= RATES ON REQUEST op= OPEN -----= NOT QUOTING N/A= NOT AVAILABLE July 4, 2016. Prepared by http://www.FiscalAgents.com/mortgage/rates

48 YPNEXTHOME.CA

What’s Online

Trending now The latest real estate news from across Canada

Having Pride in the neighbourhood READ THE STORY ONLINE ypnexthome.ca/neighbourhood-pride

Canada’s most expensive real estate TAKE THE QUIZ ONLINE ypnexthome.ca/expensive-homes

High design on a budget READ THE STORY ONLINE ypnexthome.ca/design-budget

Affordability worsens in Vancouver and Toronto, says RBC

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Visit our website: JUL 22 - AUG 19, 2016 | NEW CONDO GUIDE 49

Ad Index

ADVERTISERS Albert Park Station - Carlisle Group

24

Jumping Pound Ridge - Slokker West

7

The Ashford - Brookfield Residential

33

Kensington - Bucci Developments

3

Avenue - Grosvenor Developments

37

Legacy Gate - Carlisle Group

24

Brookside at Baysprings - Merge Developments

46

Legacy Park - Brad Remington Homes

52

Mark 101 - Shane Homes

29

Champagne - Remington Development Corp.

2

Concepts - Landmark Builders Group

27

Park Point - Qualex Landmark

5

Copperfield Park III - Brad Remington Homes

15

Radius - Bucci Developments

3

Creekside Village - Carlisle Group

24

Sanderson Ridge - Telsec

17

Diseño in Sherwood - Landmark Builders Group

27

The Gates - Mattamy Homes

51

Emerald Sky - Carlisle Group

24

StoneCreek Landing - Carlisle Group

24

Stonekeep - Merge Developments

46

The Gates - Remington Development Corp.

GLAS - Avalon Master Builder

The Guardian - Hon Towers Ltd.

2

30

4

Henry - Brookfield Residential

33

INK - Battistella Developments

6

50 YPNEXTHOME.CA

Westman Village - Jayman Built

Zen Cranston - Avalon Master Builder

Zen Ravenswood - Avalon Master Builder

1, 11-14

19-22

19

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* Luxury Series Pricing. Limited Time Offer: For all the details Visit our Sales Centres Today. All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

MATCALGARY-Hillcrest_NHG_Mag.indd 1

2016-07-07 4:29 PM