Calgary New Condo Guide - May 26, 2017

MAY 26 - JUN 23, 2017 VOLUME 20, ISSUE 6, FREE

CALGARY EDITION

INSIDE THIS ISSUE

ALBERTA REBOUND: WHY 2017 COULD BE THE TIME TO BUY

CONDO BOARDS, BYLAWS & BANS: RULES ARE MEANT TO BE FOLLOWED

CALGARY HOME PRICES ON THE RISE

A LIFESTYLE THAT HAS NEVER BEEN SEEN BEFORE. VISIT OUR THREE NEW SHOW SUITES TODAY! From $219,900 to $1.3M, and everything in between.

PHOTOS: REFLECTION SHOW SUITE

BEGIN YOUR JOURNEY TO RESORT-STYLE LIVING Visit Westman Village and be among the first to tour our three new show suites, including for the first time, a suite from our Reflection Estate Condominiums collection. Explore a community concept where your home is more than just four walls, and where life happens when you open your door, look around, and find so much more. At Westman Village we’re a resort-style community where convenience, relaxation and pleasure are found right outside your home.

Register at

WESTMANVILLAGE.com

Visit our new show suites at the PRESENTATION CENTRE 1955 Mahogany Boulevard SE | Ph: 587-350-0237 Mon-Thu: 2pm-8pm, Fri: Closed, Mon-Thu: 2pm-8pm, Fri: Closed, Sat-Sun & Holidays: Noon-5pm Sat-Sun & Holidays: Noon-5pm

AN INSPIRED PERSPECTIVE ON CALGARY

INTRODUCING THE GUARDIAN’S PREMIERE COLLECTION OF SUB-PENTHOUSES IN CALGARY’S TALLEST RESIDENTIAL TOWER

PARAMOUNT SUITES

starting at $1.4 million

1-BEDROOMS

starting at $278,900

2-BEDROOMS

starting at $445,900

PRESENTATION CENTRE Developed by Hon Developments.

Prices subject to change without notice. E&EO.

456-12TH AVENUE SE

TEL 403 800 3368

MON – THURS 12 – 6PM

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contents MAY 26 – JUNE 23, 2017 | VOLUME 20 ISSUE 6

11 ON THE COVER

StreetSide’s Hunter House: + online NEIGHBOURHOOD

HOME SEARCH

Last chance to own!

property profile MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

18

DYNAMIC MAPS

Successful partnership launches new brand

40 Road trip

10 scenic places to visit in Alberta

sweetest suites Dressed to impress

LOOK FOR THE CIRCLE

Calgary home prices inch up

Logel Homes

22 Westman Village WITH

34 Housing market

advice

14

Contemplating condominiums

trending

Ban those “For sale” signs!

26 Alberta rebound

By Linda Palfi

Why 2017 might the year to buy back into Alberta

By Gene Kosowan

20 Calgaryism

Buying from a floor plan

By Cody Battershill

18 VICE PRESIDENT & CHIEF PUBLISHING OFFICER

Caroline Andrews PUBLISHER & GENERAL MANAGER

Shawn Woodford DIRECTOR OF SALES

Moe Lalani DIRECTOR OF CONTENT

Jennifer Reynolds SENIOR EDITOR

Lydia McNutt ART DIRECTOR

Daiana Garay CONTRIBUTING EDITORS

Sonia Bell Wayne Karl Elisa Krovblit MEDIA CONSULTANT

Natalie Houghton 587.226.1313 SENIOR MANAGER, DISTRIBUTION

Dwayne Rutherford NATIONAL CIRCULATION MANAGER

John Jenkins PRODUCTION MANAGER

Anthony Majetic PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNER

Miguel Cea 2891 Sunridge Way N.E. Calgary, AB T1Y 7K7 ypnexthome.ca

ADVERTISING RATES

T 587.226.1313 email natalie.houghton@ypnexthome.ca

22 36

38

Mortgage mogul

district maps

By Jason Eldridge

15 Southwest Map

News & views

17

Banks come under fire

Can’t afford to buy that home? Your options are...

By Lydia McNutt

in every issue

10

Editors’ Note

30 Neighbourhood Profile 41

What’s online

42 Advertiser Index

Southeast Map

25 Northwest Map 29

Northeast Map

33

Satellite Communities

37

Inner City

CIRCULATION

Highly targeted, free distribution system aimed at real estate buyers using street level boxes and racking, plus door-to-door insertions in key audience segments.

COPYRIGHT 2017

Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary.

Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher.

The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers. Yellow Pages NextHome is a trademark of Yellow Pages Group Co. in Canada.

EDITORIAL

Editorial submissions from interested parties will be considered. Please submit to the editor at Lydia.McNutt@ypnexthome.ca. The views and data expressed by columnists do not necessarily represent those of the publication.

Editor’s Note

Timing is everything

LYDIA MCNUTT Senior Editor Yellow Pages NextHome Email: Lydia.McNutt@YPNextHome.ca Twitter: @LydiasTweets

COULD THIS BE A GOOD TIME to get in on Calgary’s housing market?

Following a prolonged period of falling prices and economic doom and gloom, Alberta appears to have reached a turning point.

Calgary’s housing market is showing signs of stability, with improvements on the job front and a balanced detached housing sector bringing benchmark prices up to $439,600 in April, according to the Calgary Real Estate Board. “More jobs means less uncertainty for people who are sitting on the fence,” said CREB President David P. Brown.

If you’re on the fence about home ownership, here are three things to consider.

First of all, there’s nothing quite like pride of ownership – stepping through your front door; relaxing in your living room; decorating and updating your space as you please. Enough said.

Second, you have to live somewhere. If you’ve crunched the numbers and have determined that the down payment and mortgage requirements fit within your budget, why would you fatten a landlord’s pockets when you can invest in your own financial security?

Finally, the general rule of thumb for smart investments is to buy low and sell high. Whether you’re looking for a home to live in, or for investment purposes, this could be a great opportunity to get your foot in the door, so to speak, while prices are still affordable and pickings are plentiful.

Do your research, find a home that meets your lifestyle needs and budget, and dive in. Don’t get bogged down by over-analysis paralysis. Buy when you’re ready for the market, not when the market is ready for you.

MORTGAGE MATTERS

READ IT ONLINE

Searching for a new home is exciting.

But with so many things to consider, the process can quickly become overwhelming. Here are five things to consider before you get a mortgage.

Read the full story online!

nexthome.yp.ca/mortgage-matters

+ get social 10 YPNEXTHOME.CA

Interact with us on social media: ypnexthome

Property Profile | STREETSIDE DEVELOPMENTS

cover story

Last chance to live at

StreetSide’s Hunter House DISCERNING CONDO BUYERS who desire spacious floor plans, luxurious finishings and a great location are down to their last chance to make a home in Hunter House in Silverado.

StreetSide Developments has completed construction on Hunter House, a fabulous development in southwest Calgary that offers buyers a choice of two stylish options – townhomes or attached bungalows – with double-car garages.

“We’re over 85 per cent sold and occupied, so we’re really down to closing out,” says area manager Darcey Robertson. “Everything is completed so we have

immediate possessions available and buyers can just pack their bags and move in.”

Among the attached bungalows are six upper and one lower plan remaining, sized from 1,406 to 1,622 sq. ft. and starting from the $490,000s (plus GST). “The upper floor homes come with two huge terraces, which seem to be quite popular with people, while the lower model has a front patio and all one-level living with 10-ft. ceilings and a huge 11-ft. island,” Robertson says.

There are also eight, three-storey townhomes still available, sized from 1,498 to 1,509 sq. ft. with an even number of dual-master and three-bedroom plans

MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 11

featuring two and half bathrooms and flex space on the garage level, priced from the $370,000s (plus GST).

Robertson notes that buyers of the bungalows have been typically empty nesters and downsizers who desire main-level living, while many of the townhome purchasers are professional couples looking for spacious designs, high-end finishings and maintenance-free living.

“People really love the look of these homes,” Robertson says. “They present a Tudor style with Hardie board and wonderful masonry for great curb appeal.”

Inside, the attached bungalows feature engineered hardwood flooring, granite or quartz countertops in the kitchen, expansive islands or peninsulas with breakfast bars, full-height beech cabinetry, full-height backsplash 12 YPNEXTHOME.CA

and stainless steel appliances.

Inside the townhomes, the master bedrooms are generously sized with ensuites. The plan with the two secondary bedrooms has a full bathroom for the kids or guests, while the dual master bedrooms each come with ensuites and spacious walk-in closets.

“Hunter House is wonderfully landscaped with a beautiful centre courtyard, and it borders 194th Avenue with green space and Spruce Meadows to the west side of the community,” Robertson says. “It’s very serene and quiet here – it has that country, small-town feel, yet people have access to great amenities right in Silverado.”

Hunter House offers a great location within walking distance to pathways and neighbourhood conveniences

including a grocery store, eateries, shops and services, plus it’s minutes to a variety of shops and services in nearby Shawnessey. As well, there is phenomenal access to major routes such as Stoney Trail and Macleod Trail.

StreetSide will also launch a new project with presales in late fall for the Villas of Silverado, a private enclave of 50 bungalow villa-style homes located right across from Hunter House.

“These are the final phase in Silverado and will feature open-concept bungalow plans with double attached garages, gourmet kitchens, spa-inspired ensuites and lower-level developments, some with walk-outs,” says senior marketing co-ordinator Kimberly Orr. “These homes range from 1,250 to 1,300 sq. ft. with the option to add

basement development, adding another 1,100 sq. ft.

“These homes are maintenance-free and are perfect for those wanting to downsize, but not downgrade, or empty nesters who want the freedom of a lock-and-leave lifestyle,” Orr notes.

Prices will start from the low $500,000s and people can register for exciting updates and priority preview at liveinsilverado.com.

For more information on Hunter House or the Villas at Silverado, visit the sales centre at 220 Silverado Plains Park S.W. open Monday to Thursday, 2 to 8 p.m.; and Friday, weekends and holidays, noon to 5 p.m. Call 403.240.4664, or visit hunterhouseliving.com.

MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 13

Advice | CONTEMPLATING CONDOMINIUMS

Ban those “For sale” signs!

By Linda Palfi

MORE ADVICE ONLINE ypnexthome.ca/news/advice

RESIST THE TEMPTATION, FOLKS.

When you call your realtor to sell your condo apartment, please don’t ask us to put “For sale” signs in your window and at the sidewalk. Come to think of it, your neighbour on one side should be told to take that aluminum foil off his bedroom window. And your neighbour on the other side should find a new place to store those bicycles. Oh, and his collection of beer bottles, too. Hmm…. what about the satellite dish one suite over?

Signs, clutter and outdoor storage are not allowed under condominium bylaws, but these rules are often ignored. Failure to enforce the bylaws can set off a spiral of declining standards and competing “For sale” signs. While a few more people might look at your property this way, it becomes less likely that they’ll actually find it desirable enough to buy, or to pay what it is worth.

Bylaw enforcement is one of the most difficult areas for condo boards.

It may be a board member or the chair himself who needs to sell their home. Well, a rule for one is a rule for all. And if one sign or dish is allowed, where does it stop? It doesn’t, of course.

Imagine, a 50-unit condo apartment building or townhouse development with 50 “For sale” signs, 50 satellite dishes, half of the bedroom windows blacked out with aluminum foil, and 100 or more bicycles chained to balcony railings.

Yuck!

14 YPNEXTHOME.CA

But don’t worry; the lack of “For sale” signs should not limit the marketing of condo homes. First of all, most condo homes are sold by realtors through the Multiple Listing Service (MLS) system, marketing electronically to every realtor member of the local real estate board, which in Calgary and Edmonton runs to thousands of agents. Second, the abridged public realtor.ca website reaches a world-wide audience. And third, condo-specialist realtors (ahem) have sophisticated websites that are viewed by thousands of condo buyers looking for specific condo properties, exclusive (non-MLS) listings and/or specific buyer services in that particular city. All of these mechanisms can post multiple colour photos of the property and provide detailed information. Somehow a sign out by the sidewalk doesn’t compete, does it?

Most condo bylaws also specifically allow “Open house” signs for limited hours. So marketing on weekend afternoons is not prevented, but enhanced, because shoppers will easily see a single “Open house” sign, uncluttered by other realty signs. All of this might come under the standard real estate guideline for

décor when selling, namely to keep it light, bright, uncluttered and simple.

This applies to the outside of the home, and inside as well.

Just as there are good options for condo sellers needing marketing, there are also alternatives for those who create the other clutter that can affect condominium appearances.

Bike racks can be bolted to concrete walls in parkades, in front of parking spots. Beer lovers (yeah, me too) can return empties to the bottle depot more often than once a year. Night workers who need darkness during the daytime can visit a hardware store to fetch inexpensive blackout roller blinds in an off-white finish.

Lastly, TV and movie buffs can subscribe to cable, upgrade to full-tier cable, or subscribe to pay-per-view services. They can also see if a single dish hidden atop the roof could serve the entire building, and undertake a subscription drive in-house to see if enough owners would subscribe. It’s even possible that their small dish could be mounted inside their suite pointing through the picture window.

Ugly? Yeah, but that’s why we don’t want it (and 49 more like it) mounted to the building exterior.

I help to sell and buy a lot of condo properties. As a matter of policy, I won’t use a “For sale” sign to do it.

Create a level playing field in your condo community by enforcing the no-signs bylaws so no one else will, either. And purge the other clutter while you’re at it.

Linda Palfi is a condominium specialist realtor with Greater Calgary Real Estate.

She sits on multiple condo boards, and is a member of the Inquiry Committee of the Calgary Real Estate Board. Visit condosincalgary.com or call 403.998.7732

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03 WALDEN PLACE

BY CARDEL LIFESTYLES

Coming Soon Register www.cardellifestyles.com

2330 Fish Creek Blvd. SW www.sanderson-ridge.ca

13 ALTADORE 36

BY BROOKFIELD RESIDENTIAL

36th St. & 16th Ave SW Register Now www.altadore36.com

TRAIL

Currie Barracks

16 AXESS

BY SLOKKER CANADA WEST

Currie Barracks Sales Centre www.gainaxess.com

04 THE LANDINGS

BY STATESMAN

1710-28 Ave. SW www.brooklyncondos.ca

12 SANDERSON RIDGE ON FISH CREEK PARK

BY TELSEC

15 THE ARMORY

BY COVE PROPERTIES

01 HUNTER HOUSE

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17 LEGACY GATE

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06 LEGACY PARK

BY BRAD REMINGTON

Register at: mylegacypark.ca

07 GLAS

BY AVALON MASTER BUILDER 102, 1808 27th Ave. SW

210 Ave. SE. www.legacygate.ca

18 THE HENRY

BY BROOKFIELD RESIDENTIAL

Presentation Centre: 3620 - 16 St. SW.

19 KILLARNEY TOWNES

BY STREETSIDE DEVELOPMENTS 2432-30 St. SW www.killarneytownes,ca

Condos from the low $100’s www.mylegacypark.com 403.931.8558 MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 15

Discover superior “Resort Style Living” on Fish Creek Park 40+ Adult Community/Steps from Fish Creek Park/Fitness Centre/Movie Theatre Coffee Bar/Bowling Alleys/Swimming Pool/Steam Room/Hot Tub/Wine Cellar/Library/Games Room Woodworking Shop/Craft Room/Sanderson Banquet Facility/Catering Kitchen/Guest Suites Car Wash Stations/Heated Underground Parking and More….

CONDOS

LIMITED SELECTION

Combination of one, two and two bedrooms with den. Now Selling from

Luxury Penthouse Condos Now Selling from

339,900 to $724,900* + GST

$

724,900* + GST

$

Sanderson Ridge, where luxury is the standard.

Discover first-hand the quality craftsmanship of these Luxury Condominiums.

Visit us today at 2330 Fish Creek Blvd. SW or at www.sanderson-ridge.ca to learn more. 403-460-3771 *Prices are subject to change without notice and do not include GST.

16 YPNEXTHOME.CA

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11 CHALET NO. 6

BY HOPEWELL

15233 1 Street Southeast midcitymidnapore.ca

22 MAHOGANY STREET TOWNS

BY HOMES BY AVI 13 Marine Dr SE

23 LEGACY PARK

BY BRAD REMINGTON HOMES Register at: mylegacypark.ca

24 JACKSON

BY AVI URBAN

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25 RIVERSTONE MOSAIC

BY BROOKFIELD RESIDENTIAL 98 Cranbrook Dr. SE

26 WALDEN PLACE

BY CARDEL LIFESTYLES Coming Soon

Registration www.cardellifestyles.com

98 Copperstone Common SE

12 EBONY CONDOS & TOWNHOMES IN MAHOGANY

BY JAYMAN MODUS 291 Mahogany Way

Move in today!

Condos starting from

$229,900

MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 17

Property Profile | LOGEL HOMES

Successful partnership launches new brand with

Logel Homes

THE DYNAMIC PARTNERSHIP BEHIND SUCCESSFUL multi-family builder/ developer Cardel Lifestyles is beginning a new legacy with the launch of Logel Homes.

Tim Logel, president and co-founder of Cardel Lifestyles, in partnership with Ryan Ockey, president and CEO of Cardel Group of Companies, is proud to announce a new multi-family brand, Logel Homes, under his family name.

“Cardel Lifestyles is going forward as we start our new brand,” says Logel, now president and CEO of Logel Homes. “And our vision – being a leader in suburban multi-family development – remains the same for Logel Homes.

We’re building a new brand for the long-term future and a legacy for my sons, Brayden and Kevin, and my brother Brad – all of whom are passionately involved in the business and the future of home building.

“Ryan and I have more than 35 years of working together and we’ve been involved in the sale and construction of over 6,000 single-family homes and 2,500 condos and townhomes, and I want to build on that with Logel Homes,” he says, noting that together they have completed 12 successful multi-family 18 YPNEXTHOME.CA

developments with another six underway.

For three years in a row (2015, 2016 and 2017), Cardel Lifestyles has won the Home Owner Mark of Excellence award for exceptional customer experience in multi-family homes, a recognition based on CustomerInsight surveys with actual customers. Additionally, for the last two years, the organization’s been honored the ‘Canada’s Best Managed Companies’ award, becoming “the only multi-family company in Calgary to do so,” Logel says. “For 11 years in a row, more multi-family customers

Tim Logel, president and co-founder of Cardel Lifestyles

Cardel Lifestyles is going forward as we start our new brand —Tim Logel

have chosen Cardel Lifestyles than any other builder. That’s a remarkable achievement and certainly a testament to what I refer to as my A-Team – a dedicated, hard-working group who are all focused on the same goals.”

In such a competitive industry, Logel points to this collaborative team effort as a core foundation from which the company strives. He sees the value in having sales, marketing, design, development, construction and service teams all under one roof. He adds, “I believe if you treat your team as a family, in turn our customers are treated like family.”

Logel and his team have also built strong relationships with consultants, trades and suppliers, developers and the City – all of whom share the same passion for design, quality, innovation and customer satisfaction.

“From the beginning we’ve focused on a goal of exceeding customers’ expectations and treating customers like we would want to be treated,” he adds, and the results have been positive with the completion of award-winning multi-family developments in Calgary’s masterplanned communities.

“We’re setting the standard for multi-family in Calgary, and my vision for Logel Homes is to continue that – to provide quality-built condos and townhomes for every customer – from those just getting started with their first home, to more experienced customers looking to downsize.”

Logel Homes’ first multi-family development is Auburn Rise in Auburn Bay. The new development has 373 condos in five, four-storey buildings and offers a premium, amenityrich location. The development is

located right across from a Co-op grocery store, shops and services, three blocks from the lake, beach and beach house, a half-block from future LRT and three blocks from the South Health Hospital.

Auburn Rise presents 10 different plans that include one-, two- and three-bedroom layouts ranging from 467 to 1,020 sq. ft. and priced from a very affordable $139,900 up to $319,900.

“We are seeing first-time buyers looking to get into the market and a lot of Baby Boomers who are now selling their homes, many who were in Cardel homes who want to downsize,” Logel says, noting the size range and price point were designed to meet those demands.

To learn more about Auburn Rise, visit the sales centre and show suite at 105 Auburn Meadows Dr. S.E., open 2 to 8 p.m. Monday to Thursday; and noon to 5 p.m. weekends and holidays. Call 403.371.6014 or visit AuburnRise.ca.

MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 19

Advice | CALGARYISM

How to buy a condo from floor plans

By Cody Battershill

MORE ADVICE ONLINE ypnexthome.ca/news/advice

USUALLY WHEN YOU BUY a new condo, it’s in the pre-construction or construction phase. You’re not buying a completed unit, which means you are buying from a floor plan.

The developer may have one or two show suites, but in most new condo buildings there can be eight or even 10 different floor plans to choose from.

When buying a pre-construction condo without being able to walk through the completed unit, it’s important to understand the layout, flow, windows, orientation and overall energy of the space that you’re considering.

There are a handful of things you can do to help you get as much information as possible on the layout of the unit, if you can’t actually walk through it.

It never hurts to imagine other projects that aren’t currently known, and reflect on how the construction of a tall new condominium tower, for example, could affect the resale of your unit five or 10 years down the road.

Investigate Ask the developer what percentage of the entire building will have the floor plan that you’re considering. This is a good indicator of what the developer deems to be their “best” or “most sellable” plan.

Drawings Ask for the architectural drawings and compare the size of the room dimensions from the show suite to those in the unit you are considering.

This will give you an accurate representation of the scale of certain aspects of the condo.

Ask Inquire if the developer has completed previous projects that may have a similar layout or floor plan. If so, you should make arrangements to go and see them for yourself, if possible.

It may be hard to view a unit that has already been purchased, but there may be an opportunity to see a twin tower development that was just completed and has remaining unsold units in your chosen floor plan. This will give you more information and experience with the plan that you’re going to buy.

Take your time When buying a new condo, it’s important that you take as much time as necessary to find a unit that fits your wants, needs and lifestyle best. I recommend that you browse as many show suites and sales offices as you deem necessary before signing on any dotted line, and make sure that you get exact specifications and a good feel for each. This way, you’ll be making the best and most informed decision, and you’ll be absolutely satisfied with your purchase.

Compare Go to the condominium building site and stand approximately where your unit will be facing. This will help you understand the relationship between your building, the view, surrounding buildings and any known future projects to come.

Tour Ask the developer if they have any virtual walk-throughs or virtual tours of different units and plans. This is probably one of the best visual perspectives you can gain on the floor plan you are potentially going to buy, apart from seeing the unit itself.

20 YPNEXTHOME.CA

Cody Battershill is the founder of Calgaryism and a top producing realtor at ReMax House of Real Estate. Born and raised in Calgary, Cody has a passion for helping his clients accomplish their real estate goals and loves to show off the best Calgary has to offer! He can be reached at 403.370.4180, @Calgaryism on Twitter and calgaryism.ca

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Mahogany

What: Multi-generational development offering 788 units for sale, rent or lease

Construction: Construction is underway, with completion anticipated for the end of 2019

For more information: Visit in person at 1955 Mahogany Blvd. SE, or online at westmanvillage.com

22 YPNEXTHOME.CA

IF A WELL-DESIGNED, IMPECCABLY DECORATED SHOW SUITE is worth a thousand words, then get ready for a mouthful. The new presentation centre at Westman Village has three show suites on display, giving home hunters a unique opportunity to see and feel these quality homes for themselves.

Westman Village is a ground-breaking, multi-generational, resort-style community by Jayman BUILT, featuring four unique home offerings for buyers of every age and stage in life. The development will encompass a total of 788 units available for sale, rent or lease, across 22 buildings that will be built on this 13.5-acre site in Mahogany.

Calligraphy Condominiums will offer 256 suites for purchase, ranging from 537 to 1,116 sq. ft. and priced from $214,900.

Also for sale are 54 upscale homes from the Reflection Estate Condominiums collection, offering the opportunity to own a prestigious, luxury home (including garage), from 1,528 to 2,573 sq. ft. and priced from $729,900.

Then there’s Journey Club Retirement Living, offering 216 adult-only residences ranging from 696 to 1,393 sq. ft., with prices starting from $288,900.

Quartz kitchen and bathroom countertops, plus full-height backsplash in the kitchen!

LOVE! The terrace will be a favourite private retreat.

Last but not least, 262 units will be available for rent in Lyric Choice Rentals, from 603 to 1,116 sq. ft. and priced from $1,695 a month.

The heart of the community will be the 35,000-sq.-ft. Village Centre, which was the first building to kick off construction, with completion anticipated later this year. Amenities here will include a gym, yoga studio and pool, a wine room and golf simulator, for exclusive use of Westman Village residents.

To get inspired with a taste of what life at Westman Village could be like, buyers and browsers are invited to

MORE INSPIRATION ONLINE ypnexthome.ca/news/inspiration

tour the three show suites, now on display.

The 1,605-sq.-ft. Reflection Estate Condominium show suite (pictured above) offers two bathrooms, two bedrooms and a den, boasting details that you’ll have to see for yourself to truly appreciate.

Each of the suites also shows off Westman Village’s core performance specifications, which include energy-

saving features such as triple pane windows, comfort driven features like centralized air conditioning, and stylistic touches like nine-ft. ceilings.

See, touch and experience the fine details for yourself by visiting the presentation centre at 1955 Mahogany Blvd. SE, or visit online at westmanvillage.com to view floor plans and register.

MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 23

E

04 WILLOW AT SHERWOOD

BY AVI URBAN Visit Sales Centre at 64 Nolan Hill Gate

IL FO OT TR A ER

355 Kincora Glen Rd. NW www.emeraldsky.ca

W

CALGARY INTERNATIONAL AIRPORT

13 THE LOOP

BY STREETSIDE DEVELOPMENTS

150 Evanscrest Manor NW

14 MAVERICK

BY AVI URBAN

Coming Soon to Livingston 32 Ave

02 19

15 THE GROVES OF VARSITY

BY STATESMAN HOMES

5353 Crowchild Trail NW 16 AVENUE

16 DISENO

BY LANDMARK HOMES

ME M O R I AL

D

18 SONOMA AT SAGE HILL

BY VERTICAL PROPERTIES 36 STREET

21

881 Sage Valley Boulevard www.sonomasagehill.com

17 Ave

37 STREET

05 ARRIVE AT EVANSTON

BY PARTNERS DEVELOPMENT GROUP

21 LIDO

BY BATTISTELLA

Symons Valley Parkway please call 587-755-1166

06 SYMONS GATE HOMES

BY BROOKFIELD RESIDENTIAL 33 Sage Bluff Blvd. NW

Sales Centre 1120 Kensington Rd

22 AVIRA TOWNHOMES IN EVANSRIDGE

BY JAYMAN MODUS 470 Evansridge Court

07 THE TIMBERS

BY GABLECRAFT HOMES

Sherwood Blvd at GLENMORE Sherwood Way NW RESERVOIR Register Now www.thetimbers.gablecrafthomes.ca

Corner of Shaganappi Trail & Symons Valley Pkwy NW V I R E

23 THE MARK 101 IN SAGE HILL

BY NUOVO BY SHANE HOMES 3727 Sage Hill Drive NW 403.536.2388 themark101.com

BARLOW TRAIL

3503 Sage Hill Drive NW

12 EMERALD SKY

BY CARLISLE GROUP

BLACKFOOT TRAIL

03 VIRIDIAN

BY TRICO HOMES

Register today: Ezraonrileypark.com

IL N

ELBOW DRI VE

RE T RAIL 2nd Ave and 10th St. NW

BY BUCCI

11

11 EZRA ON RILEY PARK

BY BIRCHWOOD PROPERTIES

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HA RV BLVEST H D N ILLS E TRA

64 Ave

SARCEE TRAIL

69 STREET

85 STREET

CENTRE STREET

14 ST RE ET

16 AVENUE

521 Evanston Link NW 02 KENSINGTON GLENM O

10 SAGE PLACE

BY CARDEL LIFESTYLES 450 Sage Valley Dr.. NW

VD. LS BL

OLD BANFF COACH ROAD

01 THE LINK AT EVANSTON

BY BROOKFIELD RESIDENTIAL

355 Nolan Crest Heights

STONEY TRAIL NW

EDMONTON TRAIL

AIL ENU

14

22

NOSE HILL PARK

JO HN CR LA OW UR 14 IE CH BLV ILD D. TR AIL

460 Nolan Hill Blvd.

09 NOLAN PARK

BY CARDEL LIFESTYLES

CENTRE STREET

AIL TR NA PI SH AG AN

HIL LD R. NO

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E STON 16 A V

01

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STONEY TRAIL NW

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14TH ST NW

06 18 SY 23 03 MO NS VA 08 L 07 LEY RD 12 .

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08 CARNABY HEIGHTS TOWNHOMES IN NOLAN HILL

BY JAYMAN MODUS

MacLEOD TRAIL

COUNTRY HILLS BLVD.

10

14 STREET

09 16

85 ST. NW

ROCKY RIDGE BLVD.

144 AVE NW.

SYMONS VALLEY PKWY

NORTHWEST COMMUNITIES

SOUTHLAND DRIVE ANDERSON ROAD

DEERF

OOT T

AIL TR

AIL

VITT

McKE

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SHAWNESSY BLVD.

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MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 25

Trending

ALBERTA REBOUND Why 2017 might the year to buy back into Alberta

By Gene Kosowan AS ALBERTA CONTINUES to endure a difficult economic recession, homebuyers and investors across the province are cautiously optimistic that the worst may be over.

“In 2016, there was so much change and uncertainty, people didn’t know what to do,” says John Stobbe, a broker and owner at Century 21 Platinum Realty in Edmonton. “Now, we see that the sky hasn’t fallen totally during the last couple years. It’s like, ‘Okay, this is the new normal. Let’s get on with it.’”

In short, Wild Rose Country isn’t exactly in full bloom, but the buds are starting to sprout from the branches.

Crude oil prices, which plummeted

to less than $30 a barrel in 2016 after achieving record highs of $155 eight years earlier, are slowly creeping up past the $50 mark, creating some relief in Alberta’s largest industry. And while the unemployment rate is still hovering above eight per cent, the Conference Board of Canada predicted last December that Alberta’s Gross Domestic Product (GDP) will grow by 2.2 per cent in 2017 – a far cry from the red ink the year before.

While those indicators might light up the eyes of property investors, experts are advising those looking at real estate to proceed with caution.

“I wouldn’t run out and buy five houses, but if you were looking

for an opportunity, I think now is a reasonable time,” says David DaleJohnson, economics professor at the Alberta School of Business at the University of Alberta in Edmonton.

Patrick Francey, CEO of the Real Estate Investment Network (REIN), suggests it’s currently a good time to shop around, while still keeping an eye on changing economic conditions.

“Until you have employment and people moving back into the province, creating demand for rental units, which will then drive the demand for sale units, the world of real estate right now is looking at opportunities to buy,” he says. “Knowing that in the next couple years, as the economy starts

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U S E

O N LY

Until you have employment and people moving back into the province, creating demand for rental units, which will then drive the demand for sale units, the world of real estate right now is looking at opportunities to buy Patrick Francey, CEO of the Real Estate Investment Network (REIN)

to pick up and GDP actually increases, that’s what’s going to drive real estate.”

Insiders agree that the best places in Alberta to search for opportunities are within its two largest cities.

“For both Edmonton and Calgary, there are great buying opportunities right now, but there’s no rush,” says Francey. “That’s the good news.

You’re finding the properties that [generate] cash-flow in a single-family would have preferably coming from basement suites. Anything that’s in the $400,000 to $500,000 range is still very strong in the marketplace, but ultimately, there are good opportunities to buy. You’ve got to look for the deals, but they exist. And there are cash-flow opportunities, especially in those single-family uptown suites.”

In Calgary, with $5.8-billion being invested in infrastructure, including expansion of the city’s light rail transit system, indicates that 2018 could be a turnaround year for property investment.

“The smart people are buying; the masses maybe aren’t,” says Glen Godlonton, a Calgary-based ReMax realtor who’s noticed increased investor interest since January. “The multi-million-dollar stuff is definitely down. But the $300,000 to $400,000 stuff is moving. There are still lots of multiple offers.”

The buzz is just as loud in Edmonton, much of it on the strength of $5.5 billion sunk into construction projects, including the new Rogers Place arena and light rail transit expansion. The manpower needed for those projects, says Stobbe, will

help Edmonton grow steadily the next couple years, although nowhere near the boom years.

“We’ve had a number of years, where it’s just been build, build, build.

So, we’ve been pleasantly spoiled in that there are lots of projects on the go that are generating jobs. While some of them are initially construction jobs, there will be long-term jobs to look after those things.”

Smaller centres in Alberta are dicey propositions for property investors, according to Francey, even though many of those municipalities, including Grande Prairie in northern Alberta, are starting to enjoy increased oil patch activity.

“As they come back on-stream, you see the smaller centres in the oil

and gas industry go through the same cycles, which is that the peaks get really high and the valleys get really low,” he says. “When you’re picking regions to invest in, and you look at a smaller centre like Grande Prairie, your risk factor is always larger. But when you look at a larger centre like Edmonton or Calgary, the risk isn’t as impactful in that regard.”

Fort McMurray, however, is as risky as they come, given the double whammy it experienced. The first blow landed squarely into the geographic heart of the energy sector in the form of an oil economy collapse that started late in 2014 and has since thrown roughly 9,000 residents out of work. But the sucker punch that followed was even more devastating, MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 27

Glen Godlonton, a Calgary-based ReMax realtor

The multi-million-dollar stuff is definitely down.

But the $300,000 to $400,000 stuff is moving. There are still lots of multiple offers.

Preliminary housing starts data MARKET

SINGLE-DETACHED

ALL OTHERS

MAR‘16 - MAR‘17 - % INCREASE

TOTAL

MAR‘16 - MAR‘17 - % INCREASE

MAR‘16 - MAR‘17 - % INCREASE

Calgary

217

283

30

194

862

344

411

1,145

179

Edmonton

290

280

-3

584

880

51

874

1,160

33

Alberta

650

719

11

907

1,1801

99

1,157

2,520

62

when a forest fire last May forced an evacuation of the city before wiping out a tenth of the municipality.

However, after the last wisps of smoke trailed off, Micheal Cammock, a realtor at The Lowe Group in Fort McMurray, noticed interest in buying had increased, not only among folks who lost their homes, but from investors as well.

“When we first came back from the fire, we’ve seen investors come back to the table to cash in on the rental market, which is going to come forward once all the rebuilding starts,” says Cammock.

“We have a lot of buyers and that’s going to continue throughout the year.

What it will do to the market depends on so many other factors. We’ll see; 2018 is supposed to be a good year, 28 YPNEXTHOME.CA

but you never know around here.

Things can change really quickly.”

Francey acknowledges that with the creation of 3,000 construction jobs, Fort McMurray is currently enjoying a rebuild economy. But he warns of uncertainty surrounding the oil sands industry, making for foggy projections once projects are complete. “As a property investor, you have to really look at it and make determinations for what you see in the future.”

Besides the economy, DaleJohnson warns of additional roadblocks like stricter entry-level barriers set by Canada Mortgage and Housing Corp., such as mandatory requirements making lenders take out mortgage insurance if down payments are less than 20 per cent, and an amortization maximum of 25 years.

“That just makes it really tough for people who, at least up to this point, haven’t managed to access the market,” he says.

Furthermore, if the U.S. hikes interest rates, Dale-Johnson says it won’t take long for the Bank of Canada, holding its overnight rate target steady at 0.5 per cent, to follow suit. The trick is in the timing. “If you are to buy now, you’re getting a fairly reasonable price and are probably going to finance it at a rate you may not see again.”

Most realtors suggest people do their due diligence, assess their cash flow and look for deals to minimize the risk involved in investing in Alberta property. “Find a good realtor who knows what he’s doing and he’ll help you out,” adds Godlonton. “The biggest thing? Just do it!”

METIS TRAIL

NORTHEAST COMMUNITIES 08

52 STREET

CALGARY INTERNATIONAL AIRPORT

64 Ave

CENTRE STREET 12 AVENUE

07 ARRIVE AT SKYVIEW RANCH ARBOURS

BY PARTNERS DEVELOPMENT GROUP Coming Soon www.arrivehome.ca

08 MAVERICK

BY AVI URBAN

Coming Soon to Livingston

RIVE

RIAL D

MEMO

36 STREET

13 V&V

BY PROVIDENCE GROUP

Now Open Register: einsteincalgary.com

17 Ave

52 STREET

BLACKFOOT TRAIL

ELBOW DR IVE

104 Redstone View (off Redstone Way)

16 AVENUE

02 43 PARK

BY VERICON REAL ESTATE VENTURES

MacLEOD TRAIL

43park.ca

ANDERSON ROAD

DEERF

114 AVE SE

OOT T RA

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W BO M IL

Mac

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MARQ

RNE OF LO

TRAIL

COPPERFIELD

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NEW BRIGHTON

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84 STREET

BARLOW TRAIL

GLENMORE TRAIL

SOUTHLAND DRIVE

FISH

64 Ave

06 ARRIVE AT REDSTONE

BY PARTNERS DEVELOPMENT GROUP

13

17 Ave

GLENMORE RESERVOIR

05 MOTIF

BY JAYMAN MODUS

32 Ave

03 04 MEMO 02 01 RIAL D RIVE

Coming Soon bridgelandcrossings.com

80 Ave

MCKNIGHT BLVD.

16 AVENUE

01 BRIDGELAND CROSSINGS

BY APEX CITY HOMES

Sales Centre 921 - 1st Ave. NE www.stepsbridgeland.com

68 STREET

14 STREET

.

04 STEPS BRIDGELAND

BY GIUSTINI BRIDGES IN.

52 STREET

CRI J OW OHN CH L ILD AUR IE TR BLV AIL D

Sales Centre #701, 7th Ave. NE livelifft.com

SADDLETREE DR.

FA L RID CON GE

NOSE HILL PARK

EDMONTON TRAIL

SH AG AN

NA

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CO

05 128 NE Ave

COUNTRY HILLS BLVD.

FO OT TR AIL

VD. LS BL

Y HIL UNTR

03 LiFFT

BY VERICON REAL ESTATE VENTURES

STONEY TRAIL 06 07

CHAPARRAL CRANSTON

ABURN BAY

SEARCH ONLINE ypnexthome.ca

MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 29

Neighbourhood Profile

Renfrew

By Kait Kucy

Fast facts Average household income

$105,102

Most common housing type

Detached

Family composition

SINGLES

COUPLES

FAMILIES

35%

37%

28%

Own vs. rent

33%

RENTERS

67% OWNERS

Education levels

MORE PHOTOS ONLINE

40%

nexthome.yp.ca/Renfrew

RENFREW IS LOCATED in Calgary’s

north-east quadrant, just above Bridgeland. Established in 1950, this older neighbourhood is a thriving community with great schools including elementary and junior high schools, both public and Catholic.

The Renfrew Athletic Park is a great destination for active residents and includes a football field.

Lifestyle Renfrew is a fresh and cosy neighbourhood with a thriving foodie scene. Known for fabulous breakfastdiner selection, Renfrew really comes alive on weekends. The community is active with residents cycling, running and enjoying the local parks. It is filled with families, young professionals and empty nesters, all enjoying inner-city life in Calgary.

Vibe Renfrew is a vibrant area that is a hub for local businesses and restaurants.

Residents never tire of the endless food choices and quick access to

neighbouring Bridgeland and Crescent Heights. It is also incredibly close to the downtown core, making Renfrew the perfect neighbourhood for anyone who wants to enjoy all of the amenities of the big city with a small town feel.

In the area The closest hospital to Renfrew is the Peter Lougheed Centre, which is located approximately seven kilometres away. The area also has numerous pharmacies and clinics for local residents. The biggest green space in the area is at the Renfrew Athletic Park, and there are also several small parks with playgrounds in the area.

Planes, trains & automobiles Renfrew is a great neighbourhood for people who commute in a variety of ways. It is easily accessible by Calgary Transit, is actively used by personal vehicles as well as Car2Go and other car sharing programs. Residents are also active cyclists and pedestrians.

HIGH SCHOOL

39% UNIVERSITY

21% COLLEGE

SOURCE: ENVIRONICS

The good, the bad & the rest This quiet community is ideal for anyone who loves the charm of a small town, with all of the amenities of the big city. Edmonton Trail is a very busy road so to reside in this area you will have to get used to the hustle and bustle of this roadway.

Real estate There are some great housing properties for purchase in Renfrew, including luxury townhouses. There are also new condo developments, but you can also find older properties for sale that are very affordable.

It can be quite expensive to rent detached homes or townhouses here.

Secondary suites or apartments are more affordable, comparable to other inner-city neighbourhoods. Renfrew is located on a hill, completely out of the flood zone, making this a desirable community to live in.

30 YPNEXTHOME.CA

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VISIT US TODAY AT ONE OF OUR SALE CENTRES: 1516 CORNERSTONE BLVD NE, CALGARY | (403) 474-8544 20 & 24 SUNSET ROAD, COCHRANE | (587) 362-2994 SHOW ROOM HOURS: MON-THURS 2-8PM, SAT-SUN 12-5PM, FRI CLOSED

$280,000s* *Price of home and lot. Price subject to change.

CALGARY’S SATELLITE COMMUNITIES 21 THE WHITNEY

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22 22 04

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02 11 03 01 COCHRANE 08

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AIRDRIE 09

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10 12 15

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2 21

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10 STONEKEEP AT KING’S STRATHMORE HEIGHTS TOWNHOMES

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CALGARY

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CHESTERMERE

797

11 BRAND

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22X

Coming Soon 169 Clydesdale Way Cochrane, Alberta

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12 RAVENSWOOD TOWNHOMES

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2802 Kings Heights Gate

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543 22

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02 HEARTLAND TOWNHOMES

BY EXCEL HOMES 137 Heartland Way, Cochrane, Alberta

03 THE RISE

BY JAYMAN MODUS

04 SUNSET RIDGE STREET TOWNS

BY HOMES BY AVI 36 Sun Valley Road Cochrane, Alberta

05 STONECREEK LANDING

BY CARLISLE GROUP

625 Glenbow, Cochrane, Alberta www.stonecreekcondos.ca

06 THE VILLAGE

BY CALBRIDGE HOMES 3102-15 Sunset Square Cochrane, Alberta

07 RIVERREACH VILLAS & MANORS

BY JAYMAN MASTERBUILT 13 Riviera Way Cochrane, Alberta

101 Hillcrest Dr. SW Airdrie

15 ZEN RAVENSWOOD

BY AVALON MASTER LETHBRIDGE BUILDER

1403 - 2400 Ravenswood View SE

08 THE RANGE

BY BIRCHWOOD PROPERTIES CORP. 101 Heartland Avenue Cochrane, Alberta

22 SUNSETRIDGE TOWNHOMES

BY EXCEL HOMES 24 Sunrise View Cochrane, AB

20 SUNSET

BY JAYMAN INNOVATIONS

24 Sunset Rd. Cochrane, Alberta

501 Riverheights Dr. Cochrane, AB

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MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 33

Trending

Calgary home prices inch up HOME PRICES IN CALGARY have risen

for the first time in a year, up 0.6 per cent year-over-year to $461,635, according to the latest House Price Survey from Royal LePage.

When broken out by housing type, the median price of a twostorey home remained relatively flat, increasing 0.1 per cent year-overyear to $500,190 in the first quarter of 2017. During the same period, the median price of a bungalow experienced a moderate increase of 2.4 per cent to $479,543, while the median price of a condominium dipped 0.4 per cent year-over-year to $301,794.

“While home price appreciation remains relatively flat, there is a cautious optimism in our real estate market right now,” says Corinne Lyall, broker and owner, Royal LePage Benchmark. “This is projected to be a recovery year; oil prices have stabilized, and people are starting to feel more confident in the economy.

This new-found confidence has led to a rising volume of sales and resulting lack of inventory, making it increasingly clear that people are becoming more comfortable with the real estate market in Calgary.

“Despite the economic challenges Calgary experienced in recent years, it has always been a place where people continue to be optimistic,” Lyall adds. “We’ve developed resiliency; a lot of exciting, new businesses have opened up because of the challenges to the oil and gas market, giving rise to more housing demand in the region. That’s the entrepreneurial spirit of Calgary.”

Nationally, Canada’s residential real estate market saw substantial price growth in the first quarter of 2017, increasing 12.6 per cent yearover-year to $574,103. The price of a two-storey home rose 13.9 per cent year-over-year to $681,728, and the

price of a bungalow increased 11 per cent to $490,018. During the same period, the price of a condominium increased 8.9 per cent to $372,638.

While the majority of housing markets in Canada posted modest gains, price appreciation across much of Ontario significantly outpaced the rest of the country.

Meanwhile, the pace of year-overyear home price appreciation in Greater Vancouver was noticeably lower than the historic highs witnessed in 2016.

“For the first time in several years, real estate markets in Vancouver and Toronto are headed in opposite directions,” says Phil Soper, president and CEO, Royal LePage. “The Vancouver market stalled, as confused consumers took to the sidelines after a series of uncoordinated moves by all three levels of government. With its housing shortage becoming more acute, Toronto easily stepped forward to assume the title of Canada’s most overheated real estate market.”

Significant home price appreciation, caused by market dynamics similar to those that have driven housing activity in the Greater

Toronto Area, is being seen across the entire “Golden Horseshoe” region of south-central Ontario, and as far away as Windsor and London in southwestern Ontario.

In fact, the torrid pace of home price appreciation in much of Ontario contributed almost half of the national aggregate home price increase in the first quarter, with the rest of Canada appreciating by a healthy, but much lower, 6.4 per cent year-over-year when excluding all Ontario-based regions.

“The overall Canadian market is healthier in 2017 than it has been in years, yet the downside risks are greater too,” Soper concludes. “Our economy, which has recovered nicely from the 2014 oil crisis, is sadly dependent on moves by an unpredictable U.S. federal government and can be swayed by unforeseen global events, such as fallout from Europe’s restructuring.

Still, housing activity is strong and prices are rising at a healthy midsingle-digit rate across the land. The trend in Alberta, Quebec and Atlantic Canada is particularly encouraging.

Our concerns with the state of Canadian real estate begin and end in Toronto and Vancouver.”

34 YPNEXTHOME.CA

ZenR

ZenRavens CG20170512.indd 1

11/05/2017 21:20

Advice | MORTGAGE MOGUL

Banks come under fire

By Jason Eldridge

FOR YEARS, THE BANKS have always been the institution that consumers have gone to for financial products and services. It used to be, back in the day, that everyone from the tellers to the loans officer and even the branch manager knew many of their customers by name. Those days may be behind us for the foreseeable future. Banks are feeling intense pressure from investors and stock holders to continue increasing the bottom line, but at what cost?

As a mortgage broker, I feel it is important to bring attention to what I do for my clients, and dispel any possible negative thoughts, misconceptions or assumptions about the sales process in the mortgage industry.

Starting in April, Canada’s financial consumer watchdog began implementing a review of banks’ business practices. According to a report by CBC, employees from five of Canada’s biggest banks have allegedly felt pressured to up-sell, trick and even lie to customers to meet sales targets. They go on to admit to signing up existing and new clients for products and services without their knowledge or consent.

Perhaps this may be part of the reason why it appears that there is so much staff turnover within the banks these days.

As a mortgage professional in good standing with the Real Estate Council of Alberta), the Alberta Mortgage Brokers Association and Mortgage Professionals Canada, I am mandated to present my clients and have them authorize a consent form that outlines what my role and responsibilities are, how I am compensated, as well as privacy and disclosure practices.

36 YPNEXTHOME.CA

6 AVE N

GREYHOUND BUS TERMINAL

23 AVE S

As a dedicated mortgage specialist with a financial planning designation, my mission statement is simple: to find my clients the mortgage financing option that best suites them and their situation, and doing so in a clear, convenient and professional manner. While my clients always have the choice of which chartered bank or financial institution they want me to work with on their behalf, more often than not, they choose a “mono-line” lender for various reasons. For those not familiar with this term, a monoline lender only offers one financial product – mortgages.

Needless to say, you don’t have to worry about tied selling, cross selling or assumptive marketing practices, as these companies don’t have any other products or services to offer.

With that said, there are situations where the big banks have mortgage products that may be better suited to a specific client and situation. If my clients determine that the bigger banks are offering a product they

26 AVE S

MORE ADVICE ONLINE ypnexthome.ca/news/advice

prefer, I am happy to finalize the mortgage itself, and then refer the file to the branch. Prior to handing off the mortgage file to the branch, I make my clients aware that the branch may contact them to offer additional products or services in the future.

As a mortgage broker, it is my fiduciary duty to offer each and every client the opportunity to protect their mortgage with either life, disability, job loss, and/or accidental life insurance, but as a client, you are not mandated to take any of this coverage.

Jason Eldridge, P.F.P, B. is a mortgage specialist with Axiom Mortgage Solutions.

Contact him by calling 403.630.1718, email jason@axiommortgage.ca and visit online at jason.axiommortgage.ca

INNER CITY 12 KENSINGTON

BY BUCCI 301 10th St. NW

RILEY PARK

24

6 AVE N

5 AVE N

13 FIRST

BY FRAM + SLOKKER

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VE 4A

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SUNNYSIDE 20 STATION

East Village Experience Centre 553 Riverfront Ave. SE

ROTARY PARK

PRINCE’S ISLAND PARK

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14 AVLI ON ATLANTIC

BY RED MANAGEMENT

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1220 9th Ave.

EAU CLAIRE04 MARKET

24

25

16

15 SCOLLEN HOUSE BY 320 MISSION DEVELOPMENTS

01

Corner of 25th & 3rd St. SW

4 AVE S

06

16 STEPS BRIDGELAND

BY GIUSTINI BRIDGES IN.

13 18

5 AVE S 6 AVE S

REYHOUND US TERMINAL

MILLENNIUM PARK

Sales Centre 921 - 1st Ave. NE

19 CONVENTION CENTRE

9 AVE S

17

CITY HALL

FORT CALGARY

26

07

1 ST E

COLONEL BELCHER HOSPITAL MOUNT ROYAL VILLAGE

26 AVE S

08

TALISMAN SPORTS CENTRE

4 ST W

5 ST W

VICTORIA PARK / STAMPEDE STATION

PROSPECT AVE

22

10 ST W

23 AVE S

CLIFF ST

17 AVE S

01 RIVERFRONT POINTE

BY CARLISLE GROUP 325 3rd St. SW www.riverfrontpointe.ca

02 PARK POINT

BY QUALEX-LANDMARK Coming Soon Register now at Qualex.ca/ ParkPoint

03 43 PARK

BY VERICON REAL ESTATE VENTURES 43park.ca

04 WATERFRONT

BY ANTHEM PROPERTIES 216 Riverfront Ave. S.W.

05 THE GUARDIAN

BY HON TOWERS

12th Ave SE at 3rd St.

15 26 AVE S

05

OLYMPIC WY

02

MACLEOD TR

1 ST W

2 ST W

11 AVE S

4 ST W

5 ST W

8 ST W

10 ST W

14

12 AVE S

17 INK

BY BATTISTELLA 622-8 Ave. SE

11

18 EVOLUTION

BY EMBASSY BOSA INC.

East Village Experience Centre 553 Riverfront Ave. SE

19 VERVE

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Sales Centre Now Open in East Village

CALGARY EXIBITION AND STAMPEDE PARK

20 LIDO

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BY PROVIDENCE GROUP

Sales Centre 1120 Kensington Rd

Register: einsteincalgary.com

23

06 AVENUE

BY GROSVENOR & CRESSEY 1035 5th Ave. SW

07 SMITH

BY GROSVENOR

Visit Sales Centre at 850-16th Ave. SW, 2nd Floor

08 DISTRICT

BY BOULEVARD INVESTMENTS Sales Centre Now Open 305 18th Ave. SW

09 LiFFT

BY VERICON REAL ESTATE VENTURES liveLiFFT.com

10 BRIDGELAND CROSSINGS

BY GABLECRAFT HOMES bridgelandcrossings.ca

11 SOBOW

BY M2I DEVELOPMENTS CORPORATION

22 ALEX

BY ASSURED COMMUNITIES

Presentation Centre: 2719 14th St. SW

23 MISSION 34

BY ASSURED COMMUNITIES

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24 RADIUS

BY BUCCI DEVELOPMENTS Coming soon to Bridgeland www.bucci.com/radius

25 BRIDGELAND HILL

BY GABLECRAFT HOMES 516 Edmonton Tr. NE

26 THE ROYAL

BY EMBASSY BOSA 936 16TH Ave. SW www.theroyallife.ca

1640 17A St.

Starting from the $330’s

MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 37

Advice | NEWS & VIEWS

Can’t afford to buy that home?

Your options are...

By Lydia McNutt

MORE ADVICE ONLINE ypnexthome.ca/news/advice

CANADA’S MAJOR HOUSING MARKETS are each telling a different tale. In Alberta, a boost in home prices (albeit a small one) is the talk of the town, hinting at a housing market recovery after a prolonged period of depression. At the other end of the spectrum, rising prices and unaffordability continue to make headlines in BC and Ontario.

At a national level, Canada Mortgage and Housing Corp. waved a red flag in its latest Housing Market Assessment, warning of “strong evidence of problematic conditions,” due to overvaluation and overbuilding.

There’s no shortage of tips out there on how to achieve home ownership in the face of tough financial times. Hopeful homebuyers are inundated with a steady stream of advice on how to save more and spend less, complete with suggestions of different housing types at lower price points, and “coming soon” communities in the nether regions that might be within your price range. These are all potentially good and feasible options to maximize your available funds.

The term “priced out” has become commonplace in housing markets like Vancouver and Toronto, for their unaffordability, and even in the Prairies where economic and employment conditions have seen better days.

Regardless of the regional housing 38 YPNEXTHOME.CA

“The biggest threat to our strong real estate market, and local economy, is a generation of buyers who, in pursuit of the housing dream, throw caution to the wind, assume a crippling mortgage, and take on more debt than they can handle.” market or economic conditions, if you personally can’t comfortably afford to buy that home, your options should be clear.

“Don’t do it,” says Brian Brown, vice-president of Lifetime Developments. He admits, it’s unexpected advice – particularly coming from a real estate developer.

Brown’s rationale behind his words is pretty simple: “It’s the advice I give my kids when they want to buy a toy they can’t afford.”

Now, let’s be careful not to take Brown’s unhesitating words out of context. Real estate has historically been a good investment and, barring any major catastrophe, will probably continue to be one in the long-term – if you can get your foot in the door.

This is a critical time for prospective homebuyers in Calgary to crunch the numbers, with the housing market

stabilizing and prices starting to trend upward, as per the latest sales stats reported by the Calgary Real Estate Board.

In the meantime, Brown offers these words of wisdom: “Be disciplined. Be prudent. Be responsible,” he says. “The biggest threat to our strong real estate market, and local economy, is a generation of buyers who, in pursuit of the housing dream, throw caution to the wind, assume a crippling mortgage, and take on more debt than they can handle.”

Lydia McNutt is an award-winning writer and senior editor of New Condo Guide.

Lydia’s love of architecture, interior design and the written word have landed her happily at YP NextHome, where real estate rules. Lydia can be reached at Lydia.McNutt@ypnexthome.ca, and follow her on Twitter @LydiasTweets

Inspiration

Blondes have

MORE FUN

Good-bye espresso, mocha and ebony wood, and hello you beautiful blondes! The trend has turned to lighter and brighter tones, creating an oasis of calm comfort.

by Elisa Krovblit

Wooden Shelving Unit $450 bouclair.ca

Canvas Oslo Console Desk $300 canadiantire.ca

Antwerp Cabinet $3,750 jonathanadler.com

Kaishi Chair $899 cb2.ca

Jackson Floor Lamp $349 crateandbarrel.ca MAY 26 - JUN 23, 2017 | NEW CONDO GUIDE 39

Trending

Road tripping: 10 scenic places to visit in Alberta Den of Antiquity PO Box 1192, Redwater Just like Canadian Pickers, you can hit up the Den of Antiquity and shop antiques in hope of a rare find. You’re also welcome to appreciate the 1910 single-room Amelia schoolhouse where the Den is situated, though the drive up the Victorian Trail is easily one of the best parts of this trip with awe-inspiring history and natural vistas.

Stony Plain Farmers’ Market 4905 51 Ave., Stony Plain There’s nothing better than the farmer’s market on a Sunday morning. Stony Plain has more than 70 vendors on the upper and lower levels of the community centre. You can get fresh veggies and flowers, but you’ll keep coming back for the cheesecakes, pet accessories, books, leather-work and jewelry.

Jurassic Forest If you loved Jurassic Park, then there’s an entire forest of dinosaurs waiting for you north of Gibbons.

It’s a great place to take the kids or young-at-heart dino-lovers. They’ve got dinosaur replicas sprawled throughout the forest, searching for food as you dodge their feet and teeth. The kids can even dig up bones and take a ride on the mighty Triceratops!

Devonian Botanic Garden 51227 Hwy. 60, Parkland County This huge botanical garden is part of the University of Alberta and features a Kurimoto Japanese Garden, extremely beautiful to stroll in as it unfolds before you. For botanists, this is a must-see place with a diverse and native plant collection.

And, for the average visitor, they have numerous events like their Pyjama 40 YPNEXTHOME.CA

Party and Opera al Fresco that must be booked early.

Barr Estate Winery If you’re open to trying unconventional wines made without grapes, you’ll want to check out Rick and Amy’s winery in Sherwood Park, located in the middle of their farm, amongst the sheep. You can take a tour of the estate for a small fee and learn how their raspberry and rhubarb wines have made a name for themselves.

Alberta Pioneer Railway Association 24215 34 St. NW, Edmonton A truly historic place, the Alberta Railway Museum is a non-profit completely run by volunteers whose aim is to preserve these vintage trains. They have more than 75 rail cars and locomotives from the Canadian National and Northern Alberta Railways. The museum itself is a tiny replica train terminal with a station and shops, where you can catch your train to the past.

Canadian Badlands Ltd. 181 Railway Ave. E., Drumheller The Badlands on its own is pretty fantastic for prehistoric geography

and dinosaurs. But, there’s also the Royal Tyrrell Museum with dino skeletons on display, or precision golf on the challenging course at the Dinosaur Trail Golf & Country Club. With so much history here, you might just be the next paleontologist to discover a prized fossil!

Edmonton Corn Maze With a new maze each year, you can’t opt out because you’ve “been there, done that.” The time to beat is 30 minutes if you’re a whiz at directions. If not, you’re free to wander about more than five kilometres of mazes. And, it includes the full farm experience, with barnyard animals, old-timey snacks and a spud gun to shoot old potatoes from a cannon.

Elk Island This is the perfect place to get back in touch with nature, with roaming bison and elk. Camp out under the stars or go canoeing on Astotin Lake.

Canoes, kayaks and stand-up paddle boards are available for rental on site (on weekends and holidays). For day trippers in the winter, snowshoeing is a transcendental experience with elk wandering around as you explore the grounds.

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