Apr 5 - May 3, 2013 Volume 16 Issue 04
THE ONLY TOWNHOMES IN REDSTONE.
* 1308
STARTING FROM
TWO OR THREE BEDROOM, THREE-STOREY HOMES
MONTHLY, INCLUDING GST AND CONDO FEES.
TWO OR THREE BEDROOM, THREE-STOREY HOMES
inside this issue
001-CCG_Cvr_Apr 5.indd 1
STARTING FROM
Visit our sales centre at 150 Redstone Grove NE, call 587.353.9201, or register at kintalla.com.
1308*
$
ECO-TRENDS IN CONDO DEVELOPMENT
MONTHLY, INCLUDING GST AND CONDO FEES.
DECORATE WITHOUT BREAKING THE BANK
*See website for complete details.
TAKE CONTROL OF YOUR FINANCIAL FUTURE
3/27/13 3:45:40 PM
REM_CHAMPAIGN 01-11-13.indd 002-Remington-QP AD_CONDOGUIDE_JAN_FINAL.indd 999 1
3/27/13 12-12-213:46:07 10:02PM AM
CGL-CMP-1223-CRAN PLACE NEW CONDO GUIDE 7.5 x 10.5 – APRIL 5 2013
*REVISED FINAL PROOF
5 NO MOD W EL Op S EN
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FROM THE
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PLUS GST
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MON – THUR: 2 PM – 8 PM wEEkENDS & HOLIDAyS: NOON – 5 PM CLOSED FRIDAyS
*Prices subject to change without notice. Subject to availability.
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• 1482 - 1695 sq ft (w/ partial basement development)
• Stainless steel kitchen appliances
• 3 bedroom
• Large kitchen island
• Nine foot ceilings on main floor and basement
• Maple railing with iron spindles on main floor
• Hardwood & ceramic tile on main
• Fully landscaped with fence and underground sprinkler
• Upgraded carpet on second floor • Granite counter tops in the kitchen • Counter to cabinet, tile backsplash
• Keyless entry pad • Stonetile and stucco exterior • Rear drive garage
Visit the Brownstones Sales Centre at 16 Sage Meadows Circle NW Phone: 403.455.2280 Email: info@thebrownstones.ca 04
Brownstones_NCG_04_13.indd 1
2013-03-25 5:07 PM
1st Ave. NE 9th St. NE
7A St. NE
The place to be. King-size homes in a real community. Walk. Cycle. C-Train. Car-share. This neighbourhood has everything – fresh energy, vitality, shopping, cafés – and so close to downtown. Make Bridgeland Crossings your place. Get in now.
REGISTER TODAY FOR EARLY ACCESS PREVIEWS BEGIN APRIL 20
Memorial Dr. NE
Calgary Zoo
403.269.2805 The developer reserves the right to make changes to the information contained herein without notice. 05
IT’S CALLED MAKING AN ENTRANCE River and city-view homes in the West End brought to you by two trusted developers:
For More Information: AvenueWestEnd.com 403-530-8455 This is not an offering for sale. Such an offering can only be made with a disclosure statement. E.&O.E. 06
07
table of contents
April 5 to May 3, 2013 volume 16 issue 4
11
kintalla
by Streetside Developments
columns, news & features 010 editor’s note Columnists
016 calgaryism Calgary is in the top spot in Canada but has four rungs to climb in the world ranking by cody battershill
036 saving space Reduce your carbon footprint by “living green” by sylvia daoust
046 contemplating condominiums Like all organizations, condos require good, strong leadership by linda palfi
054 make your move Tips to make moving more comfortable for seniors by dan hopkins
060 condo pro Let’s applaud condo builders for taking the environment to heart by barbara lawlor
062 scrumpdillyicious Molten Chocolate Lava Cake is the quintessential chocolate lover’s dessert by leslie styles
in the news
032 housing market RBC poll finds most Canadians still consider home ownership a good investment 052 the city Calgary named best city to live in Canada in MoneySense magazine’s annual ranking features
040 trendspotting Strong colours and rich hues are alluring and on trend this spring by elisa krovblit
042 your money Most Canadians avoid retirement planning. Are you saving enough? 050 quick tips With so many environmentally smart products around, going green is easy 066 style file Introducing affordable high style into your space is easier than you think by yanic simard Homebuyers’ Help
011 cover story Kintalla in Redstone features a great location, spacious floorplans – and affordability BY heather ryan
020 condo profile With stunning views of the Bow River, Avenue is primed to be among the city’s most desirable condos BY heather ryan
024 condo profile Apex City homes is crafing Bridgeland Crossings in highly sought-after Bridgeland BY heather ryan
034 condo profile Homes by Avi presents two condo and townhome communities for buyers looking for quality, space and value BY heather ryan
048 condo profile Brookfield Homes is creating 94 side-by-side homes in the community of Cranston BY heather ryan
070 condo hunter’s checklist Carry this list with you when shopping for your condo 071 Homebuyers’ Help Condo Buyers’ Resource Section 074 INDEX Project Location Maps
015 Northeast Map 039 Satellite Communities 019 Inner City 045 Southeast Map 031 Southwest Map 059 Northwest Map
20 Vice-president, wall2wall media
Jacqueline Hill editor-in-chief
Susan Legge editor
Janine Druery Lydia McNutt (on leave) art Director
Daiana Garay Design editor
Yanic Simard media consultant
Natalie Houghton 587.226.1313 like us on facebook: search: calgarynewcondoGuide contributing editors
24
Sara Duck Wayne Karl Elisa Krovblit
production manager
Bala Gnanapandithan production co-ordinator
Greg Van Sluytman Graphic Designer
Viosa Barileva national account manager, mediative
Paul Slizys PUBLISHED BY
newcondoguide.com
34
2891 Sunridge Way N.E. Calgary, AB T1Y 7K7 copyriGht 2013 Copyright covers the contents of this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers. Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. aDVertisinG rates
T 587.226.1313 email natalie.houghton@wall2wallmedia.com circulation Copyright covers the contents of this
48
publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.
eDitorial Submissions from interested parties will be considered. Please submit to susan.legge@wall2wallmedia.com
The views and data expressed by columnists do not necessarily represent those of the publication.
s Please recycle this magazine! Wall2Wall Media participates in the Partner’s In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
EDITOR’S NOTE
Get off that fence
AND MAKE A SMART PURCHASE
SUSAN LEGGE
EDITOR-IN-CHIEF
Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on facebook search: Condo Guide
During periods of market fluctuation, people may be hesitant to move or buy a home, saying they are waiting for “better times.” The issue with this approach is that better times usually become evident only after prices and interest rates have already risen. Potential homebuyers who have been sitting on the fence soon find they have missed a valuable opportunity to participate in a ripe marketplace. Before you shop for a new home or condo, do your homework. Take the time to get pre-approved for a mortgage so you can shop with confidence. Not only does being armed with a pre-approved
mortgage define what you can afford, it locks you into today’s excellent mortgage rates for up to 90 days or more. Locking in means you don’t have to worry about rising mortgage rates and if rates drop, your rate should too. Be sure to get your home-buying team together well before you shop and choose an experienced builder/ developer who is building in a neighbourhood you love, along with a specialized real estate lawyer and mortgage expert. Having these key people in place will make your transaction easier and less stressful, regardless of market conditions.
It’s getting EASIER TO BE GREEN Canada is recognized as a leader when it comes to building green. And with developers, architects and suppliers, embracing green practices, buying a condo is a truly eco-friendly decision. If you are looking to buy, you should familiarize yourself with all of the green building standards, certification programs and industry associations (See a full list at cmhc.ca):
JANINE DRUERY
EDITOR
Wall2Wall Media Janine.Druery@wall2wallmedia.com Follow me on Twitter at Twitter.com/JanineDruery
BOMA BEST is a national program launched in 2005 by the Building Owners and Managers Association (BOMA) Canada to provide standards for the energy and environmental performance of existing buildings. CANADA ENERGY STAR FOR NEW HOMES
Under this certification program, homes can achieve Energy Star certification if they meet certain standards in the areas of insulation, windows, etc. ENERGUIDE Developed by Natural Resources Canada, this rating system gives consumers a standard, objective 10 NEW CONDO GUIDE | VOLUME 16 ISSUE 04 | newcondoguide.com
measurement of the energy performance of homes and other products. EQUILIBRIUM HOUSING A CMHC initiative that brings private and public sectors together to develop homes that combine resource- and energy-efficient technologies with renewable energy technologies. GREEN UP CANADA’S BUILDING
PERFORMANCE PROGRAM Run by the Canada Green Building Council, this program helps building owners and operators measure and compare performance of their building portfolio. LEED (AND LEED CANADA) The U.S. version of the Leadership in Energy and Environmental Design (LEED) Green Building Rating System has been in Canada since 2002. In 2004, the Canada Green Building Council launched LEED Canada.
With all of the programs and practices now in effect around the country, it’s easier than ever to be – and buy – green!
cover story
Buyers love
Kintalla’s
spacious layouts, affordability // By Heather Ryan Spacious floorplans, a great location, and affordability are
key reasons why buyers are falling in love with Kintalla in Redstone. Streetside Developments will soon start construction on its first two buildings in Kintalla, a
fabulous townhome community in northeast Calgary that has been so well received by buyers, the first building is sold out and only a few homes are still available in the next two buildings. “We’re really excited about the great response to Kintalla,” says Ashley Carcasole, sales manager for Streetside. “To help people visualize the space, we
11
Artist representation only. Developer reserves the right to make changes.
recently posted the new interactive renderings on our website and sales have really taken off.” “These townhomes are ideal for firsttime buyers and young couples or families, but we’re also seeing a number of people coming from surrounding communities who are downsizing and looking for good value, lots of space and maintenance-free living,” she says. “They’re blown away with the size of the rooms and they really like all the green space incorporated into Kintalla and surrounding it. It’s not your typical townhouse development; we don’t maximize the density so you don’t feel on top of your neighbours.” Kintalla consists of 73 three-storey townhomes with either a tandem two-car garage or a single-car garage with space for a workshop, storage or a motorcycle, and offers buyers a mix of two- and threebedroom floorplans ranging from 1,244 to 1,322 sq. ft. starting at around $1,300 a month including GST and condo fees. “People like that the floorplans are very flexible with several optional layouts available so they can get the right fit for their 12 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
lifestyle,” Carcasole says. As well, the single-car garage model allows room for “additional developed space on the entry level, giving them the opportunity to have a fourth bedroom or a den and up to threeand-a-half bathrooms, which is great for larger families or those who have parents living with them. “All the townhomes present an inviting open design with nine-foot ceilings, extra large living and dining rooms that are bigger than some you see in many single-family homes with plenty of room for furniture” she says. The spacious, open floorplans make it great for entertaining and there are two balconies, one off the dining room and another off the living room, ensuring ample natural light and allowing residents to relax outdoors. Kitchens feature L-shaped designs with breakfast bars, expansive islands, maple cabinetry, full-height tile backsplashes and a full appliance package of fridge, stove, over-the-range microwave with hood fan and dishwasher.
Buyers can personalize their homes by choosing from three designer colour boards and there are numerous upgrades available, including engineered hardwood floors and granite or quartz countertops. Upstairs, the master bedrooms are generously sized with ensuites. The plan with the two secondary bedrooms has a full bathroom for the kids to share, while the double master bedrooms each come with an ensuite, and the laundry is conveniently located by the bedrooms. Buyers can also personalize their homes by choosing from three designer colour boards and there are numerous upgrades available, including engineered hardwood floors and granite or quartz countertops.
Another key attraction to Kintalla is its location, Carcasole says. “It’s a great location for people who are working in the northeast industrial areas and the airport, and it’s close to a wide range of amenities.” Various shops, services, restaurants are just minutes away at CrossIron Mills mall or in nearby Country Hills, as well as an assortment of recreational and leisure opportunities at Genesis Centre of Community Wellness in the northeast. “There is also phenomenal access to this area with major routes such as Metis Trail, Stoney Trail and Deerfoot Trail for ease of getting anywhere in the city, to the airport and out of town,” she says, and there is a future LRT station planned for the area. For more information on Kintalla, visit the sales centre at 150 Redstone Grove N.E., open Monday to Wednesday, 1-7 p.m., and Saturday, Sunday, and holidays, noon-5 p.m., call 587.353.9201, or visit kintalla.com.
newcondoguide.com www.hometrader.ca | Volume 16 issue 02 04 | NEW Condo Guide 13
14
METIS TRAIL
northeast communities 05
DE
05 Coventry Station by HUNTER RESIDENTIAL DEVELOPMENTS
SADDLETREE DR.
52 STREET
ER
03 09 80 Ave
13007 Coventry Hills Way NE www.coventrystation.ca
10
CALGARY INTERNATIONAL AIRPORT
64 Ave
CENTRE STREET
CRI J OW OHN CH L ILD AUR IE TR BLV AIL D.
12 AVENUE
32 Ave
4303 - 1st Street NE
E L DRIV
36 STREET
17 Ave
329 Saddlelake Dr. NE
10 i ndigo sky at tara lake By carlisle group Sales Suite 68 Street & 80 Avenue NE
52 STREET
BLACKFOOT TRAIL
IVE ELBOW DR
09 t he gardens of saddlestone By genesis builders group
RIA
MEMO
17 Ave
11 KINTALLA By STREETSIDE DEVELOPEMENTS
02 4 3 park by vericon real estate ventures
150 Redstone Grove NE www.kintalla.com
MacLEOD TRAIL
Coming Winter 2013
12 Arrive @ redstone By PARTNERS DEVELOPEMENT GROUP
ANDERSON ROAD
DEERF
52 STREET
BARLOW TRAIL
GLENMORE TRAIL
SOUTHLAND DRIVE
Coming Soon
114 AVE SE
OOT T RA
IL
W BO
NEW BRIGHTON
IL
Mac D LEO
U
MARQ
AIL
NE TR
LOR IS OF
COPPERFIELD
IL
TRA
T
EVIT S McK JAME
TRA
EK P ARK
M
TTO BO
CRE
SHAWNESSY BLVD.
08 h ighland park By stonecroft
04 02 RIAL D 01 RIVE
FISH
Skyview Ranch Rd & Skyview Ranch Dr
16 AVENUE
MEMO
GLENMORE RESERVOIR
07 a rrive @ SKYVIEW RANCH By PARTNERS DEVELOPMENT Group
68 STREET
EDMONTON TRAIL
14 STREET
16 AVENUE
Coming Soon bridgelandcrossings.com
6 Saddlelake Place NE
MCKNIGHT BLVD.
08
01 b ridge crossings by apex city homes
06 Saffron By Genesis Builder’s Group
06
64 Ave
FA L RID CON GE
NOSE HILL PARK
84 STREET
IL TR A PI
04 Galleries Renfrew by ASSURED HOMES 1116 Renfrew Drive NE
NA SH AG AN
68 Street NE & 80 Avenue NE
07
COUNTRY HILLS BLVD.
FO OT TR AIL
VD. LS BL
HIL NTRY COU
03 i ndigo sky at saddleridge by carlisle group
STONEY TRAIL 12 11
13007 Coventry Hills Way NE CHAPARRAL
From the low $200’s ABURN BAY CRANSTON Two Bedroom, Two Bathroom Townhomes over 1100 sq. ft. Located in the established community of Coventry Hills
www.CoventryStation.ca
587-896-6107 newcondoguide.com | Volume 16 issue 04 | NEW Condo Guide 15
CALGARYISM
// BY CODY BATTERSHILL
REFLECTIONS ON CALGARY
Cody Battershill is the founder of Calgaryism and a top-producing Realtor at Re/Max House of Real Estate. He also sits on the condominium task force at the Calgary Real Estate Board. He can be reached at 403.370.4180 or calgaryism.ca.
H
ere is something newsworthy and noteworthy about our beautiful city: Calgary was recently named the best city to live in Canada by MoneySense magazine, ousting Ottawa for the top spot. The best in Canada! If you are surprised then keep reading, it gets better... As residents, we might be accustomed to everyday life in the city and may not always notice exactly what we have. Rankings
such as this are a good reminder for all of us to be thankful and truly love our home. If it wasn’t enough to be ranked the best city in a country of 34 million, Calgary has also been ranked the fifth best city to live in the world in The Economist livability survey for the last three years. If MoneySense magazine was a talented young star in the NHL, well The Economist would be the Wayne Gretzky of the magazine world. According to The Economist survey, Calgary (a city of around 1.25 million people), is the 5th best city to live a world of 7.1 billion people. The survey looks at 30 factors, including many similar to the MoneySense rankings. These include many items we take for granted in our daily lives, such as education, personal safety, stability, health care, culture, environment, and infrastructure. That does not mean we cannot continue to improve, but it does mean that, comparatively, we have it pretty good. I was born and raised in this wonderful city and I am thankful for it. Calgary is in the top spot in Canada but we still have four spots to climb in the world ranking. I say it is motivation and a reason to be humble, for if we all continue to add our own personal touches to this great place we live, we can make it even better: for you, for me, for anyone that seeks opportunity, and for anyone who needs a fresh start or a helping hand. We can all be thankful, proud, and excited for what Calgary is and for the opportunities we all have to make it even better!
Calgary was recently named the best city to live in Canada by MoneySense magazine.
16 NEW CONDO GUIDE | VOLUME 16 ISSUE 04 | newcondoguide.com
Inner city
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07 d rake by grosvenor
EAU CLAIRE04 MARKET
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01
Visit Sales Centre at 2nd Floor, 850 - 16 Avenue S.W
10
4 AVE S
06
5 AVE S
08 P IXEL by Battistella
13
9A St and 2nd Ave NW www.battistella.ca
6 AVE S
MILLENNIUM PARK
02
CONVENTION CENTRE
9 AVE S
15
07
MOUNT ROYAL VILLAGE
VICTORIA PARK / STAMPEDE STATION
TALISMAN SPORTS CENTRE
4 ST W
5 ST W
CLIFF ST
17 AVE S
26 AVE S
01 Riverfront Pointe by CARLISLE group
101 Riverfront Avenue S.E.
02 m ark on 10th -coming soon by qualex 901 - 10th Ave S.W.
CALGARY EXIBITION AND STAMPEDE PARK ERLTON / STAMPEDE STATION
PROSPECT AVE
10 ST W
23 AVE S
MACLEOD TR
COLONEL BELCHER HOSPITAL
11 1 ST E
12 AVE S
1 ST W
2 ST W
4 ST W
5 ST W
8 ST W
10 ST W
11 AVE S
FORT CALGARY
CITY HALL
14
OLYMPIC WY
GREYHOUND BUS TERMINAL
26 AVE S
09 S olaire By La Caille Group
888-4th Ave. SW Presentation suite 912-5th Ave. SW www.solaireliving.ca
10 b ridgeland crossings By apex city homes Coming Soon bridgelandcrossings.ca
11 keynote
220 12th Ave. SW
12 st. johns tenth street by streetside 10th St. & 3rd Ave. NW
13 F IRST by FRAM + Slokker East Village, Calgary, AB
03 4 3 park by vericon real estate ventures Coming Winter 2013
04 W aterfront by Anthem Properties
14 6 th & tenth coming soon by lamb development corp. 15 t he block by avi urban
Sales Centre 1022 17th Ave. SW
216 Riverfront Ave. S.W.
newcondoguide.com | Volume 16 issue 04 | NEW Condo Guide 19
Gro
1035 5
condo profile
Avenue A desirable new development in Calgary’s West End // By Heather Ryan
w
ith stunning views of the Bow River and situated in Calgary’s prominent and established West End, Avenue is primed to be among the city’s most desirable condo developments. Grosvenor and Cressey, two experienced developers known for their quality multi-family offerings (with architectural design by James Cheng), are creating Avenue, a two-tower, 319-suite project at 5th Avenue and 10th Street S.W. “We’re very excited because this is the first new residential development in many years to arrive in downtown Calgary’s West End, and it offers a great location just steps to the river pathway, trendy Kensington Village and the central business district,” says Michael Ward, vice-president of
Grosvenor in Calgary. “As well, the C-Train is two blocks away and access to the Plus15 is within short walking distance. “We’re currently building Drake off 17th Avenue that appeals to younger buyers, but Avenue is a step above with larger suites, higher-end finishes and larger amenity space,” Ward says. “It’s also in a quieter neighbourhood so we expect our buyers will be a little older, in their thirties and up, who want to be close to downtown for work but desire a more neighbourhood feel and more luxury; it’s really for people who are in a different phase in their life.” The broad range of home sizes and styles, highlighted by floor-to-ceiling windows, bright open spaces and functional designs, will appeal to first-time buyers, professional couples, busy executives and empty nesters. Suites in the towers will range from approximately 600 to 1,800 sq. ft. and offer onebedroom, one-bedroom and den, and two-bedroom layouts, as well as executive penthouses. The buildings will also include street-oriented, two-storey city homes designed to emphasize the feeling of neighbourhood with private terraces and a front door on 5th Avenue.
Avenue features sustainable items such as waterefficient fixtures, energy-efficient appliances and low-E windows.
Well-appointed interiors include engineered hardwood flooring, over-height ceilings in main living areas, polished pure white quartz slab counters in the kitchen, air conditioning, in-suite washer and dryer, a balcony or large terrace, bathrooms with marble slab counters and porcelain floor tiles. There are also three colour schemes to choose from. “We’re thrilled to be Calgary’s first residential development to offer the renowned Cressey Kitchen, which aims to strike a perfect balance between a dedicated culinary workspace and a natural extension of your living space,” Ward says, adding a seamless walk-through design and signature chef wall ensures optimal circulation within an open-concept floorplan that maximizes storage space. “The kitchen is stylish, yet functional and home to a premium appliance package,” he says, including a full-size fridge surrounded by full-height deep storage pantries, five-burner gas cook top, microwave, wall oven and a dishwasher integrated into the cabinetry for a sleek European look. Avenue also features sustainable items such as water-efficient fixtures, energy-efficient appliances and low-E windows. Cheng has designed Avenue into two slim towers to maximize amount of light coming in, Ward says. “This design also gives all units in the project a view of the Bow River.” The towers will be 24- and 18-storeys and feature an elegant porte-cochere driveway, skybridge walkway connecting both towers, a stone podium facade, extensive use of glass and steel and a grand vaulted hotel-style lobby with concierge. Avenue will also offer a state-of-the-art fitness facility, communal social kitchen and lounge for entertaining, a bike service room, and secured parking stalls and storage lockers are available for each suite. Ward anticipates sales in Avenue to be launched within the next few months along with the opening of the presentation centre and two display suites at 1037 5th Ave. S.W. “We have signage up and it’s already generating a lot of interest with people registering on our website,” he says. For more information on Avenue or to pre-register, visit avenuewestend.com. newcondoguide.com | Volume 16 issue 04 | NEW Condo Guide 21
The Pinnacle of
LUXURY A Brand New Magazine Dedicated to High-End Properties in Calgary and Area The only magazine of its kind in Calgary, Luxury Living showcases high-end homes, condos and properties. This is your exclusive opportunity to establish your property as the pinnacle of affluent living. Pick up your FREE copy.
NEXT ISSUE MAY
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on FEBR
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RIVERFRONT DOWNTOWN CONDOS FROM THE MID $200,000s. ONLY 5% DOWN* FIRST Sales Centre 553 Riverfront Ave SE. 403.263.8144 liveherefirst.com
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newcondoguide.com | Volume 16 issue 04 | NEW Condo Guide 23
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13-02-22 4:33 PM
CONDO PROFILE
BRIDGELAND CROSSINGS
offers buyers an ideal location // BY HEATHER RYAN
c
ondo buyers who desire a community where they can be walking distance from an assortment of neighbourhood amenities, yet minutes away from the downtown core, are setting their sights on a new project being developed in highly sought-after Bridgeland. Apex City Homes, a trusted developer with 17 years of experience who recently built Union Square in Calgary, is crafting Bridgeland
24 NEW CONDO GUIDE | VOLUME 16 ISSUE 04 | newcondoguide.com
Crossings, a 151-suite, 11-storey condominium building located at the corner of Memorial Drive and 9th Street N.E. (38 9th St. N.E.). “This is a great location for people who may work downtown but at the end of the work day they want to go home to a community with walking paths, bike trails, local restaurants and coffee shops that they can walk to and meet with friends,” says Bob Rennie, principal of Rennie Marketing Systems. “Bridgeland is an emerging area that is really developing a life of its own; it’s a village community where people are putting down stakes and making it their home,” Rennie says, noting that instead of big box
RESIDENTS WILL ENJOY AN ELABORATE RANGE OF AMENITIES, INCLUDING A SPORTS LOUNGE, DOG WASH STATION, OUTDOOR PATIO AND BARBECUE AREA, URBAN GARDENING PLOTS, BIKE HUB STATION, A FULLY-EQUIPPED FITNESS CENTRE, A GUEST SUITE AND MORE. retailers, Bridgeland features a number of great restaurants, markets and boutique shops. It is an established neighbourhood that is rich in heritage and culture, located only five minutes from downtown and Kensington. With Bridgeland Crossings, Apex has also focused on creating livable floorplans at attractive price points, appealing to young professionals, singles and couples. “We know the younger smart buyers want to start out under $399,900, so Apex is offering a good price point with homes starting from $299,000, and 70 homes are priced under $399,900,” Rennie says. “We just put our signage up and from the initial calls from buyers and the real estate community there is quite a bit of interest already. They love the price point, the size of the suites, the livable designs, that every buyer gets a membership with Car2Go, and that it’s across the street from the C-Train Station with just one stop to downtown.” Bridgeland Crossings offers buyers over 30 different floorplans, with one-bedroom homes ranging from 581 to 718 sq. ft., one-bedroom plus dens from 779 sq. ft., two-bedroom homes ranging from 794 to 1,375 sq. ft. and two-bedrooms plus den or flex space from 909 sq. ft. Buyers will appreciate the high-end interior features and appliances, including natural wood grain laminate flooring, engineered stone countertops, KitchenAid gas cooktop and wall oven, full-sized stainless steel Fisher Paykel refrigerator, built-in microwave, islands with eating bars, slim-line blinds, extra large decks, in-suite laundry with washer and dryer and air conditioning. Buyers can choose from two colour schemes, and each suite includes one underground parking stall and storage locker. “The suites are contemporary, yet they are totally livable and functional,” Rennie says, “with kitchens that show as furniture and master bedrooms that can accommodate king-sized beds.” The homes feature a technology-package, designed for today’s modern lifestyle, including USB ports on both
sides of the bed, motion sensors in the closets and NEST thermostats that can be run on your Smart phones. Residents will also enjoy an elaborate range of amenities, including a sports lounge, dog wash station, outdoor patio and barbecue area, urban gardening plots, bike hub station, a fully-equipped fitness centre, a guest suite and more. The building itself boasts elegant architecture, featuring a curved glass corner that extends to the top of the building, providing suites with stunning panoramic views of downtown and the Bow River. Bridgeland Crossings will open for previews April 20th, with sales to launch in late May. The presentation centre is located at 824 1ST Ave. N.E. For more information or to register for early access, visit bridgelandcrossings.com. newcondoguide.com | VOLUME 16 ISSUE 04 | NEW CONDO GUIDE 25
INNER CITY
LIVE YOUR PICTURE IN KENSINGTON FALL/WINTER2013 2013POSSESSIONS POSSESSIONS FALL/WINTER
LIVE CENTRAL LIVE CENTRAL
LIVE ACTIVE ACTIVE LIVE
SCAN TO VIEW
LIVE INNOVATIVE LIVE INNOVATIVE
LIVEGREEN GREEN LIVE LIVE MODERN LIVE MODERN
1120 KENSINGTON ROAD NW BUILDING
B E T T E R
L I V E S
TUESDAY–FRIDAY 10AM–6PM SATURDAY/SUNDAY 11AM–5PM
pixelcondos.ca
Virtual Tour Tour Virtual
Here’s what you can do to Recycle, Renew and Reuse • Keep your car in good working order. Tune-ups and filter changes cut down on exhaust emissions, and you’ll get better gas mileage. When you change your oil, take your used motor oil to a recycling centre. • Use available transit alternatives. • Separate your garbage. Glass, aluminum, paper and even plastic can be recycled. If a recycling program is not directly available to you, contact your municipal sanitation department. • Donate reusable clothing and linens to charity. Most pick-up regularly in your area. • Become environmentally active in your community. You can make the world a better place to live... now and for future generations.
Recycle girl(19/9)-ja/ah
26 NEW CONDO GUIDE | VOLUME 16 ISSUE 04 | newcondoguide.com
KEY-026 - Condo Guide FP 4C 7.5”x 10.5” - Guy Steps - No Price
Po INNER CITY ss es sio nS pr ing 20 13
Work time or game time. Steps away.
Calgary’s ultimate address welcomes residents in 2013 From the onsite convenience of Sunterra Market, Starbucks™ and RBC Royal Bank®, to nearby bars, restaurants and entertainment, Keynote’s Urban Village has everything right on your doorstep. 220–12th AVE SE | Show Suite Hours: Mon–Thurs 12–6 pm; Sat–Sun 12–5 pm
URBAN VILLAGE
KeynoteCalgary.com 27
KEY-026_Keynote-no price_CondoGuide_7.5x10.5_MK.indd 2
13-03-26 12:19 PM
Inner city
Shut the front door! . 5K .* $1 IME VE D T SA ITE M LI
And with a Drake townhome, you don’t just get any front door. You get one that opens onto the shops, bistros and cafes along the legendary 17th Ave. What’s even better, these townhomes also give you up to 1,250 square feet of space plus your own outdoor living room. Nice. Starting from $525,900. Save an additional $15,000 for a limited time. Show suites located at 850 – 16th Ave. SW Open 12-6pm Mon-Thurs, 12-5pm Weekends. Closed Friday.
403.264.1703
drake17.com
Move in this Fall.
*See a sales representative for details. E & O.E.
Live in an apartment or condo? Learn how you can recycle today. Help shape your recycling options for tomorrow. Have your say Attend an open house: Wednesday, April 17, 4 to 8 p.m. Fort Calgary – 750 9th Ave. S.E. Saturday, April 27, 1 to 4 p.m. Sunalta Community Hall – 1627 10th Ave. S.W. Go online: Visit calgary.ca/recycling to participate online between April 15 – May 5. 2013-0608
calgary.ca | contact 311
Onward/ By 2020, per capita waste sent to City of Calgary landfills is reduced from 2007 levels by 80 per cent.
28 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
W NO
LUXURY
Inner city
SE
FROM DAWN TILL DUSK.
LL IN G
ELEVATE YOUR DAY AT MARK ON TENTH. At 10th Avenue and 8th Street SW, Qualex-Landmark is setting a new standard for urban living. MARK’s rooftop amenity will be the most luxurious in the city, with a fitness centre and a spectacular indoor/outdoor private lounge. On the third floor, the residents’ garden will be one of the largest in Calgary. It feels like an exclusive private club. Yet free membership is just one of the many benefits of ownership. Breathtaking views over the urban skyline and the distant mountains complement the ambitious architecture of this 35-storey tower in the heart of the Design District. New homes in this inspiring location start in the $200,000s. MARK’s Discovery Centre is now open! Be among the first to experience MARK on Tenth.
REGISTER NOW AT QUALEX.CA/MARK This is not an offering for sale. Such offering may be made by disclosure statement only. E.&O.E.
One bedrooms starting from $220s Two bedrooms starting from $360s
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CALL TODAY FOR AN APPOINTMENT 403-262-5070 CougarRidgeLandings.com
Visit Our Sales Center: 771 Patrick Street S, Calgary, AB T3H 4B9
Strathcona Square
Edworthy Park
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03 OVATION BY INTERGULF CIDEX
#2105, 99 Spruce Place S.W.
04 t he landings by statesman
771 Patrick St. S.W.
06 Sawyer silverado coming soon BY Avi Urban
10 vi ctoria cross by avi urban
GLENMORE RESERVOIR
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1020 194th Ave S.W. www.hunterhouseliving.com
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newcondoguide.com | Volume 16 issue 04 | NEW Condo Guide 31
housing market
Most Canadians still
consider home ownership a good investment Four out of 10 Canadians planning to enter the housing market
over the next two years will be first-time homebuyers, according to the 20th annual RBC Home Ownership Poll. The poll found that the majority of Canadians are taking a wait-andsee approach to home purchases, with 15 per cent likely to buy in the next two years, down from 27 per cent in 2012. “The more cautious mood this year is not surprising and is consistent with broader economic and industry forecasts. An unseasonably warm spring, low rates and anticipation of mortgage rule changes may have led many Canadians to move forward their home purchases in the first half of 2012,” says Sean Amato-Gauci, senior vice-president, Home Equity Financing, RBC. “Our findings suggest confidence in the housing market is still high and young Canadians are the bright spot as they look to buy their first home and seek the advice to do it right.” A majority of Canadians (84 per cent) believe that a condo or house is a good investment. Just over half of Canadians think that now is the time to get into the housing market (52 per cent), while fewer Canadians believe house prices will be higher at this time next year (43 per cent, down from 47 per cent in 2012). More Canadians in 2013 feel that the current housing market is in balance (40 per cent, up from 36 per cent last year). What factors are sidelining buyers?
» Three-quarters (75 per cent) of Canadians feel that recent government changes to mortgage rules will impact or delay prospective homebuyers from getting into the market, but this may be more perception than reality. Almost six in 10 recent and prospective homebuyers say that a required minimum five per cent down payment (59 per cent) and a shortened mortgage amortization period to 25 years from 30 years (56 per cent) had little to no impact. » Nearly half of Canadians (49 per cent) expect mortgage rates will be the same at this time next year. » Consistent with consumer trends, almost half (46 per cent) of first-time homebuyers cite affordability as a top reason for not buying (47 per cent in 32 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
IN ALBERTA… Eighty-nine per cent of Albertans surveyed say buying a house or condo is a good investment, higher than the national average (84 per cent), even as home buying intentions have dropped from a year ago (22 per cent, compared with 31 per cent). Almost half of Albertans (49 per cent) feel their current housing market is balanced, compared to the national average of 40 per cent.
2012). Meanwhile, saving for a down payment (32 per cent, up from 18 per cent a year ago) and job security (28 per cent, up from 20 per cent a year ago) have taken on increased importance this year.
SOUTHWEST
33
condo profile
Sawyer
Avi Urban offers condos to meet a variety of lifestyles // By Heather Ryan
t
wo terrific multi-family developments that offer differing stylish, affordable designs to suit various lifestyles are wowing buyers in south Calgary. Avi Urban, the multi-family division of Homes by Avi, is crafting the two condo and townhome communities that are being well received by buyers looking for quality, space and value. Sawyer Silverado, comprised of 138 apartmentstyle condos in three buildings, has been such a hit with buyers that in only a few short months the first building is already 70 per cent sold out and the second building has just been released “We’re really pleased with the response to Sawyer and expect interest will increase now that construction has begun on the first building and that our showsuite – a two-bedroom floorplan – is now open,” says sales and marketing manager Chris Pollen. “Tons of first-time homebuyers are buying at
34 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
Sawyer because of the great standard specifications, like tile flooring and nine-foot ceilings in every condo, and the accessible price point,” he says. Located in the heart of the established community of Silverado, Sawyer starts at a very affordable and attractive price point in the $180’s and offers buyers a variety of floorplans from 700 to 1,100 sq. ft. in one- and twobedroom layouts. Homes at Sawyer feature underground parking and finishes that are anything but standard, including oversized windows and flat panel cabinetry. Buyers can mix
Edison
“T he variety of floorplans appeals to a broad range of homebuyers, from firsttime homebuyers to those looking to move up from an apartment.” and match finish options for their interiors and choose the colour for their front door from five stylish selections. Sawyer’s three buildings will be arranged in a U-shape to create a beautiful, landscaped, circular courtyard and almost 250 trees will be planted throughout the development. Silverado offers buyers every neighbourhood convenience they would wish for. “The Silverado marketplace is something that is really getting buyers excited. With a Sobeys, Starbucks and Kilda’s local pub now open, there is something for everyone in this great new southwest community,” Pollen says. For more information, visit the new showsuite at 175 Silverado Blvd. S.W., open Monday to Thursday 2-8 p.m., weekends and holidays, noon-5 p.m., and Fridays by appointment, call 403.536.7282 or visit aviurban.com/Sawyer.
Just minutes away from Sawyer is Avi Urban’s Edison at Walden, which is comprised of 157 three-storey townhomes with two or three bedrooms, double-car attached garages and a full driveway, providing parking for three vehicles. Edison is garnering some much interest that “we’re down to our final few available in the first building releases,” Pollen says. “Homeowners are loving
modern interior finishings options, the location, and that preconstruction pricing is available starting from the $250s.” The townhomes range from 1,130 to 1,400 sq. ft. and are designed based on the success of Avi Urban’s The Enclave at Castle Keep featuring nine-ft. ceilings on the main floor and incredible standard features such as full-height tile backsplashes and extended height cabinetry. Buyers are also able to mix and match finishes options and enjoy a fully landscaped central park, an Avi Urban signature in many of its developments. “The variety of floorplans appeals to a broad range of homebuyers, from first-time homebuyers to those looking to move up from an apartment,” says Pollen. “Young and vibrant homeowners are choosing Edison because of the innovative design, unique architecture and incredible location. “They’re also excited about the abundance of private outdoor living space that they’ll get with a balcony off their main living area and fenced at-grade patio, plus the lushly landscaped central park.” As well, Edison is just steps away from neighbourhood conveniences at nearby Gates of Walden, which offers various shops and services, including a neighbourhood pub, Windsor Rose, and the soon to open ESSO with Tim Hortons. Residents can also enjoy Walden’s pathways, parks and green space, and have easy access to Macleod Trail and Hwy. 22X. Edison at Walden has a showhome at 285 Walden Dr. S.E., open Monday to Thursday, 2-8 p.m., weekends and holidays, noon-5 p.m., and Fridays by appointment. For more information, call 403.536.7236 or visit aviurban.com/edison. newcondoguide.com | Volume 16 issue 04 | NEW Condo Guide 35
Saving Space
// by sylvia daoust
Reduce your carbon footprint by
“living green”
There is a direct relationship between your environmental footprint, monthly budget and the square footage of your living space. No need to go to the extreme of solar panels and rainwater collection. You may not have a true EcoHome, but your small space will require less energy and water, while producing a lot less waste. You are contributing to a sustainable future just by living in less square footage. Even if you don’t live in a modest home, you too can reduce your carbon footprint by putting the three R’s into practice. So, go green and try these eco-organizing tips. Sylvia Daoust is a member of the Professional Organizers in Canada (POC) which specializes in Interior Storage Design. Creating spaces with smart storage to simplify your daily tasks is what they do best. Visit nichedesignsinc.com, grab your free guide and join them for weekly DIY home storage solutions.
B
igger is not always better when it comes to your home. People are starting to re-evaluate what luxury living really means to them. A 30-year. mortgage or living simply with more time and cash flow to do what you want? A house filled with specialized, rarely used rooms, or a smaller layout with purposeful spaces?
Handy with tools? Try upcycling, which is to produce something better than the original. It’s an even “greener” method of recycling.
01 Reducing the volume of material entering your home means you’ll spend less time sorting through paper piles and knick-knacks collecting dust on your shelves. 02 When you do need to purchase organizing products, be aware of what you choose to consume. Is it a recycled or biodegradable product? Is it possible to find what you need at a local thrift shop? 03 Think ‘outside the box’ when searching for unused items in your home. Repurposing will bring new life to old belongings. Reusing will save you money and reduce the volume of trash going to the landfill. 04 When you get into the groove of sorting this spring, resist the urge to throw everything in the garbage. You may be surprised at how much of what you discard can be recycled. You know what they say: “One man’s trash is another man’s treasure.” 05 Handy with tools? Try upcycling, which is to produce something better than the original. It’s an even “greener” method of recycling. The only energy used is your own! Get out your DIY kit and think of new and innovative ways to transform your junk pieces. If you have unique items you want to donate but don’t know where to go, check with a local member of the Professional Organizers in Canada (organizersincanada.com) to provide you with a list of options. Your beautiful grad dress donated to the Cinderella Project (cinderellaproject.ca) may make a young girl’s dream of going to prom come true! A generous organization such as Habitat for Humanity (habitatsouthernab.ca) will take lumber, doors, and even plumbing supplies off your hands. The resources are endless, which makes the decision to recycle rather than toss things in the trash a whole lot easier!
36 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
SOUTHWEST
Co ug
a r R id ge Dr SW
Sa
COUGAR RIDGE
WEST SPRINGS
WEST 85TH
d
St
STRAT PA
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ra
17 Ave SW
69 St SW
ASPEN LANDING SHOPPING CENTRE
SW
COACH HILL
Bow Trail SW
ASPEN WOODS
Rd NW
Coach Hill R
9 Ave SW
ch
77 St SW
WEST SPRINGS VILLAGE CALGARY C0-OP CENTRE
W
Ol d
oa fC nf Ba
85 St SW
Old Banff Coach Sd SW
rc ee Tra il S
CHRISTIE PARK
c o na
D
Final Phase on the ridge!
We’ve saved
the best for last
Personalize with premium a’la carte features under 9’ ceiling - limited time!!!
4 interior decor color themes, maple flat panel shaker style cabinets, 42” upper cabinets, Quartz waterfall countertops, laminate and ceramic flooring, glass full height backsplash, shag carpeting, designer taps and sinks, stainless steel appliances, tech centre with cabinets and drawers, storage area, pantry, washer and dryer, Natural gas BBQ RI, private heated storage area for bikes, recreation equipment ...
Vehicle facilities - Heated underground, surface and visitor parking
Get what you expect with a condo project built by Jayman; 30 years of building experience, a great price, a well thought out location and the ability to tailor your unit with four colour palettes. Experience the Concept in Cochrane and get everything Jayman offers with a million dollar view.
Amenities that balance your lifestyle - Fully equipped Life Fitness exercise
facility, pathways and park benches along ridge of building, Cochrane recreation playground, Cochrane Golf Club, Sports Centre, grocery stores, health and medical facilities, school, hotels, restaurants ...
3 Showsuites 1 bedroom - 5 plans up to 889 sq ft from
$
660
a month
qualifying income from $30,594
Based on $145,750 + GST
2 bedroom - 7 plans up to 1213 sq ft from
$
973
Qualifying income from
a month
$43,667
Based on $214,800 + GST
2.54% FINANCING
SUNDRE
Highway 27
Sol
dO
ut
Jayman Financial
OLDS
Highway 22/27
g1
DIDSBURY
ldin
Highway 582
Sunset Blvd
Bui
Sunset Drive
Highway 22 Cowboy Trail
Ranch House Rd
Sale
s Ce
Town of Cochrane Trans Canada
ntre
to Calgary
201 Sunset Drive, Cochrane Mon-Thurs 2-8pm Sat/Sun 12-5pm 403.981.4438
Move in Summer 2013
*Monthly payments and qualifying income based on 5% down payment, 3 year at 2.54%, 6 month rate hold 25 year amortization and does not include condo fees and property tax. Insurance premiums apply. Rates are subject to change without notice. Some conditions apply. Clients may have to qualify at a higher rate. O.A.C., E. & O.E.
April Concept CG issue.indd 1
3/20/2013 11:27:30 AM
CALGARY’S SATELLITE COMMUNITIES 22
AIRDRIE
03
02
302 Sunset Pointe Cochrane, Alberta
11
09
1A
04 SUNSET POINTE BY CALBRIDGE HOMES 05 STONE CREEK LANDING BY CARLISLE GROUP
10 12
06 04
2
103 - 5th Avenue, West, Cochrane, Alberta
05
COCHRANE
01
06 THE VILLAGE BY CALBRIDGE HOMES STRATHMORE 3102-15 Sunset Square
1
CALGARY
1
15
CHESTERMERE
797 LANGDON
22X
22X
22X
TURNER VALLEY
604 East Lake Blvd N.E. Airdrie, Alberta
2A
12 RAVENSWOOD TOWNHOMES BY SLOKKER CANADA WEST
22
2802 Kings Heights Gate COMING SOON
HIGH RIVER
COCHRANE 01 RIVERSTONE AT COCHRANE BY SLOKKER CANADA WEST INC. 240 Riverview Drive in Cochrane
8th & MacKenzie Way Airdrie, Alberta
11 THE EDGE BY STREETSIDE DEVELOPMENTS
16
543
09 CREEKSIDE VILLAGE BY CARLISLE GROUP
#4 Kingsland Close N.E. Airdrie, Alberta
OKOTOKS
546
AIRDRIE
10 COURTYARDS OF KINGS HEIGHTS BY MERGE DEVELOPMENTS
2
BLACK DIAMOND
Cochrane, Alberta
02 HEARTLAND TOWNHOMES BY EXCEL HOMES 1178 Clydesdale Way, Cochrane, Alberta
03 CONCEPT BY JAYMAN MODUS 201 Sunset Drive, Cochrane, Alberta
15 CHESTERMERE TOWNHOMES LETHBRIDGE BY SLOKKER CANADA WEST
#300 Marina Drive, Chestemere
16 PENNCROSS BY STREETSIDE DEVELOPMENTS
127 & 129, 1 Crystal Green Lane, Okotoks, Alberta
newcondoguide.com | VOLUME 16 ISSUE 04 | NEW CONDO GUIDE 39
TRENDSPOTTING
TRENDSPOTTING
colour punch
All beiged and greiged out? Strong colours and rich hues are alluring and on trend. While few are willing to go full colour in all of the furniture, throwing punches of colour into the scheme with accent pieces – not just accessories – brings a strong modern edge to any décor!
// BY ELISA KROVBLIT 2
1
3
4 5 1 Dorm Trunk $254. VISIT PBTEEN.COM. 2 IKEA PS cabinet $129. VISIT IKEA.CA 3 Flynn ottoman in saffron $249. VISIT URBANBARN.COM 4 Chloe leather chair in Mont Blanc Cupid $1899. VISIT CRATEANDBARREL.CA
5 Large Okura kidney table $995. VISIT JONATHANADLER.COM 6 Spider Coat Rack $99.95. VISIT CB2.CA
40 NEW CONDO GUIDE | VOLUME 16 ISSUE 04 | newcondoguide.com
6
BIG
STARTING FROM THE $150,000’S
OPPORTUNITY. SMALL INVESTMENT.
JUST 5% DOWN. SUMMER 2013 POSSESSIONS! Choose from 20 floor plans. E NT CR ESC LAKE EA ST
HW Y IZ AB ETH
Ask about our staggered down payments.
QUEEN EL
Steps from Genesis Place and East Lake Athletic Park.
VETERANS BLVD NE
Genesis Place EA
ST
LA
KE
BLV
DS
E
YANKEE VALLE Y BLVD SE
Call 403.980.2817 or visit our show suite at #1104, 604 East Lake Blvd. NE, Airdrie.
condosinairdrie.com
41
YOUR MONEY
Are you saving
ENOUGH FOR RETIREMENT? OVER THE SEVERAL YEARS that Desjardins Financial Security (DFS) has conducted its retirement survey, two themes have always come up: most Canadians avoid retirement planning, and they’re sure they haven’t saved enough. So, how prepared are you?
A | You’re totally confident about your financial security and retirement plans, or; B | You know you haven’t saved enough, but now you’re ready to make a plan.
If you answered B, these experts from Desjardins are here to help you get started:
›› Djamal Saleh, Regional vicepresident of sales, Individual Savings Products
What does retirement look like? Will you be spending your retirement travelling the world or will you just keep on working? Actually, in the most recent DFS retirement survey, 56 per cent of respondents expected to do just that. Many said it was because working kept them active. But the most popular reason was financial.
Your first home is just around the corner.
The Best Mortgage Rate Guarantee applies to ATB Rate First and Extreme 5-year closed fixed-rate mortgages only; versus published and advertised rates for 5-year closed fixed-rate mortgages by Canada’s big five national banks. Some conditions apply. On approved credit. Offer applies to new residential mortgages and ATB residential mortgages eligible for renewal during offer period. Offer subject to change at any time. One offer per household.
SpringCreditHorzAd-14.25x4.625-CgyNewCondoGuide.indd 042 NEW CONDO GUIDE | VOLUME 16 ISSUE 04 | newcondoguide.com 1
It might be nice to think that you could continue your current working lifestyle well into your 80s. But life has a way of throwing you curveballs. The reality is that less than one retiree in five continues to work. In fact, events like job loss, a disability, becoming caregiver to a loved one, or simply fatigue can change your plans in an instant. This is why it’s important to visualize what your life might look as part of creating a solid plan.
a retirement income of about 70 per cent of your gross working income. Here’s a snapshot of the type of income sources you may have if you were retiring today: 1. An employer pension, if it was available to you 2. The Canadian Pension Plan, on average about $6,300 per year 3. The Old Age Security Pension, on average about $6,500 per year 4. Savings in an RRSP and/or non-RRSP
›› Daniel Villeneuve, Tax Specialist
Review your plan The golden rule to ensuring you have saved enough is to regularly review your objectives and adjust your plan as required, as circumstances can change quite often. For example, there may be changes in the tax rules, new laws, interest rates and public pension plans that may affect your goals. But if you stay flexible, all this is manageable, giving you much better odds of attaining your retirement goals.
How much will I need to retire? This is a very common question so it’s important to remember that you’ll likely spend 25 to 30 years in retirement. For example, the average 55-year-old woman who is a non-smoker will live to 86 while her male counterpart will live to 83. That being said, you will likely need
Since future retirees have no control over the amounts of the first three sources of income, creating a substantial nest-egg within your RRSP and regular savings accounts will be an essential part of your written retirement plan. ›› Angela Lermieri, Financial Planner
For other retirement planning tips, tools and calculators, visit the Thinking About Retirement section of Desjardins Financial Security’s website at desjardinslifeinsurance.com. NC
The BEST mortgage rate
guarantee.
Making the leap to a new house is a tough decision—we get that. With the guaranteed BEST mortgage rate, you can get that new home at a rate that will fit for many years to come. Stop by your local ATB branch or visit atb.com/MortgageSpecialist-Cgy
11:37 AM 043 newcondoguide.com | VOLUME 16 ISSUE 04 | 13-03-20 NEW CONDO GUIDE
New Brighton Club
Park
Park Future School
N e w B r i g ht o n D r S E
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INTERNATIONAL AIRPORT
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09 MONARCH BY COVE PROPERTIES
52 STREET
ELBOW DRI VE
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17 Ave
316 McKenzie Towne Gate SE
10 MCKENZIE TOWNE ELGIN BY BROOKFIELD HOMES
MacLEOD TRAIL
585 McKenzie Town Drive SE
14
ANDERSON ROAD
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COPPERFIELD
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20 21
290 Chaparral Valley Drive SE
206 Cranford Drive SE
NEW BRIGHTON
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1797 Copperfield Blvd SE
12 INNOVATIONS BY JAYMAN CHAPARRAL VALLEY 13 MOSAIC CRANSTON BY BROOKFIELD HOMES
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114 AVE SE
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19
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84 STREET
GLENMORE TRAIL
BARLOW TRAIL
GLENMORE RESERVOIR
11 CHALETS IN COPPERFIELD BY SABAL HOMES
22 AUBURN BAY
03 04
15 EDISON BY AVI URBAN
285 Walden Drive SE aviurban.com
16 YORK 29 BY TRICO HOMES
120 New Brighton Landing SE
17 MOSAIC MIRAGE BY BROOKFIELD HOMES
13
347 MacKenzie Towne Gate
18 AURA OF COPPERFIELD BY ALDEBARAN HOMES 279 Copperfield Common
01 RIVERSIDE TOWNHOMES IN CHAPARRAL VALLEY BY CARDEL LIFESTYLES
05 MINT BY JAYMAN MODUS
02 COPPERFIELD PARK BY BRAD REMINGTON HOMES
06 ZEN BY AVALON MASTER BUILDER
03 AUBURN BAY BY BROOKFIELD HOMES
07 PRESTWICK PLACE BY CARDEL LIFESTYLES
121 Chaparral Valley Drive SE
279 Copperpond Common S.E.
174 Auburn Bay Blvd SE
04 MOSAIC LAKESIDE AUBURN BAY BY BROOKFIELD HOMES 27 Auburn Bay Link SE
19 CHAMPAGNE BY REMINGTON DEVELOPMENTCORPORATION
130 New Brighton Way SE thatsmint.ca/live
Quarry Park Blvd SE remingtoncorp.com
3510 McKenzie Town Gate SE
20 CRANSTON PLACE CONDOS BY CARDEL LIFESTYLES 302 Cranston Road SE
115 Prestwick Villas SE
21 CRANSTON PLACE TOWNHOMES BY CARDEL LIFESTYLES
08 MOSAIC MOTIF IN NEW BRIGHTON BY BROOKFIELD HOMES
302 Cranston Road SE
22 MAHOGANY STREET TOWNS BY HOMES BY AVI
317 New Brighton Villas SE
13 Marine Dr SE
COPPERFIELD PARK II LOVE IT. LIVE IT. AFFORD IT.
CONDOS* FROM THE $120’S +GST Titled parking stall included.
*
www.copperfieldpark.com 403.723.0094 newcondoguide.com | VOLUME 16 ISSUE 04 | NEW CONDO GUIDE 45
CONTEMPLATING CONDOMINIUMS
// by Linda Palfi
Condos need leadership
Linda Palfi is a condominiumspecialist Realtor with Discover Real Estate. She has overseen many condo projects as the chair of her condo board and is a member of the professional standards committee at the Calgary Real Estate Board. Further articles and her Calgary Condo Directory can be found online at CondosInCalgary.com or call Linda for more information at 403.998.7732
L
ike all organizations, condominiums require leadership. And like all leadership, the role comes with some slings and arrows. Chairing a condominium board of directors can make one unpopular at times, but without that leadership condo fees won’t be raised as needed, maintenance and capital projects will not be undertaken, and everyone’s property will be less well run and will deteriorate. While most boards try to operate by consensus, this should be dropped when it’s decision time. Votes will need to be taken on whether to raise $300,000 by special assessment, for example, and leadership will be needed if these votes are ever to succeed. A strong chair will build support
among directors for such a difficult decision. That person will lead the effort to obtain a “yes” vote and take the phone calls and hallway challenges after owners receive the bad news. Here are some issues that face most condo corporations and require leadership to debate, decide, and overcome or accomplish: » W hether to special-assess a large sum to perform unfunded major repairs. »W hether to raise condo fees beyond the inflation rate to cover expenses and adequately contribute to the reserve fund. »W hether to expel a specific problem-causing pet, prohibit that owner from owning another pet, or ban such pets entirely. »W hether to respond to a disruptive owner with a verbal warning, a written warning or a formal notice of a breach of bylaws and perhaps even a fine. »W hether to work poor performance out with a given management firm, janitor or other contractor, or to terminate the contract. From this short list you can see that these are substantial issues and they arise in buildings and townhouse developments that can have hundreds of homeowners and budgets exceeding $1 million per year. The leadership role is not for the meek at heart and not for be-nice condo boards. Elect to your board people who have strength of character, even if they occasionally offend you. If you’re a board director, elect as your chair the person who can actually lead your group and your corporation, rather than the person who will make you feel good during meetings. If you’re in the chair position, don’t shy away from playing the leadership role, yet don’t let the position go to your head. On the one hand, you’re the president of the corporation and chair of the board. On the other, it’s just a condominium corporation and you’re only one vote. When leadership is needed, exert it, and remember the political saying that “if you can’t be liked, at least be respected.”
46 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
southeast
newcondoguide.com | Volume 16 issue 04 | NEW Condo Guide 47
condo profile
Discover
Brookfield Homes’ Side-by-Side in Cranston // By Heather Ryan
Linden
48 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
so we’re really excited to offer them in Cranston,” says Chris MacKinnon, area sales manager. “We have 34 homes in our first phase and 13 are already sold, which is tremendous.” MacKinnon says they’re also quite excited about opening their showhomes on April 6th, which will include the 1,404-sq.-ft. Linden featuring a double master bedroom layout each with ensuites and an upstairs tech loft “that has been a very popular choice with buyers,” and the 1,413-sq.-ft., three-bedroom Sequoia, which was introduced as a prototype in Auburn Bay and was so successful it was included among the choices in Cranston. Buyers have five different models to choose from at Side-by-Side Cranston, ranging from 1,116 to 1,465 sq. ft., and each model provides several optional layouts so you
Linden
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uyers who desire more living space and a backyard where they can entertain, at a price they can afford, are thrilled to discover Brookfield Homes’ Side-by-Side in Cranston. Brookfield Homes is crafting 94 side-by-side homes in the highly sought after south Calgary community of Cranston that are already proving to be a hit with buyers. “We’ve been offering our side-byside homes for many years in other communities and had great success
Sequoia
buyers who desire more living space and a backyard where they can entertain at a price they can afford are thrilled to discover Brookfield Homes’ Side-by-Side in Cranston. can choose the perfect design to suit your needs whether it’s dual master bedrooms or three bedrooms with upstairs laundry. As well, the homes have unfinished lower levels, providing buyers with additional space that they can have Brookfield Homes develop or develop themselves later on. “The homes appeal to first-time buyers, young couples and families, and downsizers who are looking for more space,” MacKinnon says. “We’ve focused our designs on creating large living spaces, dining rooms that can easily accommodate six or eight people and a bright, open feel that people love. We’re also offering three models with new elevations and stone facades and two that have front porches, which people really like.” Inside, the homes present quality features and finishings highlighted by maple cabinets, flat surface islands or peninsulas with breakfast bars, full-height tile backsplash, kitchen appliances with refrigerator, built-in dishwasher, stove and over-the-range microwave with hood fan and ensuites with separate tubs and walk-in showers depending on the model. Buyers can also select upgrades such as granite or quartz counter tops and hardwood and tile floors.
Sequoia
“The huge advantage to buying a side-by-side home is that people can put their own personal touches on it,” MacKinnon says. “They can choose from our three colour schemes or a general colour palette, and they can mix and match choices to create their own look. Our colour boards also give people choice between traditional or contemporary styles.” Brookfield Homes has chosen three architectural styles including French Country, Tudor and Craftsman and all the homes come with a front and rear yard with front landscaping and a private, two-car, rear parking pad. “There is plenty of room in the back yard for buyers to add both a deck and garage,” MacKinnon says. “What’s great about Cranston is that it offers so many established amenities,” he says. Residents can enjoy the community pathways that link to trails in Fish Creek Park, and Cranston’s Century Hall that offers year-round activities and its park that includes a splash park, tennis and basketball courts and an outdoor hockey rink. Residents will also appreciate having the convenience of two schools in the community, nearby bus service and being within walking distance to the Cranston Market that has a grocery store, restaurants, coffee shops and more. Situated close to Deerfoot Trail and Highway 22X, residents enjoy easy access to downtown, the airport or out to the mountains. As well, they can walk or bike to the new south hospital and Seton just across the Deerfoot. For more information about Brookfield Homes’ Side-by-Side in Cranston, visit the showhomes, open Monday to Thursday, 2-8 p.m., and weekends and holidays, noon-5 p.m., call 403.257.7940 or visit buildwithbrookfield.com. newcondoguide.com | Volume 16 issue 04 | NEW Condo Guide 49
quick tips
Tips to Green your daily life Our impact on the environment is growing and it’s time for each of us to rethink our everyday actions and what that means for our planet in so many ways. Try calculating your environmental footprint to assess your personal impact on the environment and see where you can make small changes to help better the planet. With the plethora of environmentally smart ideas and products on the market, going green can be easy.
Do Shop locally. Visit your neighbourhood farmers’
market and support your community.
Don’t Buy international fruit. The fuel used to
transport and shipping the product can be wasteful and environmentally damaging.
Do Buy a stainless steel water bottle. You can
refill it with water from your tap or from your water filter dispenser. Don’t Purchase bottled water. Bottles expend energy in the manufacturing process, transportation and distribution. There are also the costs of garbage pickup, recycling or taking waste to the landfill. Do Take public transport or start a carpool. Fewer
cars on the road mean less greenhouse gases and traffic congestion. You can take advantage of carpool lanes and shared fuel usage to save money and get to work faster.
50 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
Don’t Forget to check your tires. According to Pollution Probe, “If every Canadian motorist had properly inflated tires, 375,000 tonnes of CO2 would be prevented from entering the atmosphere.” That’s because under–inflated tires create drag and reduce your car’s fuel efficiency. Do Learn about the small changes you can make
to help the environment. Try using P&G Future Friendly products such as Tide Coldwater – a product you know and trust, and that can help you reduce your energy use. Don’t Overuse your products. Many cleaning products are available in concentrated forms so that you can use less for the same results. Be sure to read product labels for recommended use. Do Recycle and compost. Be sure to check your
local municipal recycling guidelines because different cities may or may not recycle certain items. Don’t Buy Styrofoam products or overstuff your garbage can. Recycling and composting leftover food and paper products will help reduce garbage build-up, and ultimately the greenhouse gases emitted from landfills. More information on the simple steps you can take to save energy can be found online at futurefriendlybrands.ca. NC
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the city
Calgary Named best place to live in Canada For the first time, Calgary has earned the top
spot in the large city category in MoneySense magazine’s annual “Best Places to Live in Canada”, a ranking based on such factors as housing, employment, crime, and household income. High incomes and an abundance of jobs fuelled by the boom in the energy sector are among the reasons for its big jump to the number one spot, which was previously held by Ottawa. And not only is Calgary the number-one large city, it takes the top spot overall among all 200 small, mid-sized and large cities on the list, knocking off three-time champ, Ottawa, which dropped to number six. “Calgary’s climb to the top of Best Places to Live highlights how well the West did overall in the rankings,” says Jonathan Chevreau, MoneySense editor. “This year, with the addition of the separate rankings in categories for small, medium and large cities, MoneySense is able to provide Canadians with even more comparative information they can use to make a smart decision about where to live, raise children and retire.” Among other Canadian cities: Toronto jumped from 47th spot last year overall to number 28 this year, largely due to the city’s healthy population growth. Fredericton, NB dropped to number 78 from number seven because of slipping incomes and higher home prices. Kelowna, BC moved up to number 76 from number, in large part to the improved unemployment rate.
52 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
High incomes and an abundance of jobs fuelled by the boom in the energy sector are among the reasons for its big jump to the number one spot, which was previously held by Ottawa. Canada’s Top 10 (2013) 01 Calgary, AB 02 St. Albert, AB 03 Burlington, ON 04 Strathcona County, AB 05 Oakville, ON 06 Ottawa, ON 07 Saanich, BC 08 Lacombe, AB 09 Lethbridge, AB 10 Newmarket, ON For the full ranking, visit moneysense.ca/bestplaces
newcondoguide.com | VOLUME 16 ISSUE 04 | NEW CONDO GUIDE 53 ZEN_CondoGuide 201304.indd 1
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make your move
Make moving
// by dan hopkins
comfortable for seniors
M Dan Hopkins is Chief Operating Officer, Two Men and a Truck Canada. twomenandatruck.ca
oving an elderly loved one can be tough. No one wants to upset that person and everyone wants the move to go as smoothly as possible. This can seem like ‘mission impossible’. Census Canada data suggests Canadians approaching retirement age are now the fastest-growing demographic in Canada and experts predict 28 per cent of the population will reach retirement age within the next five years. The children and families of the ‘Baby Boomer’ generation (people born between 1946 and 1960) are already helping their loved ones move into downsized or elderly assistance accommodations and often are not emotionally prepared for the task at hand. Senior loved ones can be very set in their ways and often are not well-equipped to express their emotional frustrations in a constructive way as moving day draws closer. It all can seem like a daunting task. Over the years, we have packed and moved many seniors and the important thing is to stay organized, be patient, calm and respectful throughout the move process. If you are moving a senior loved one into a retirement facility or a condo, you should first contact the management to find out what they are allowed to bring in, appropriate moving hours and if they have any tips specific to their facility to help smooth the moving process. Remember:
Organize and Start packing several weeks in advance. If your
loved one is moving from a large home to a one bedroom condo, there will be more furniture than needed. Get a floor plan of the new space and help them plan the space with their favourite furnishings, then help them decide what to do with the extra furnishings. If the item is a family heirloom and can’t be accommodated in the new space, suggest giving it to a close family member like a favourite grandchild.
Sort before you pack. Seniors tend to collect things they don’t need or use. Be sensitive when suggesting to get rid of possessions. Ask if they use the item and if they would mind if you donated it to raise money for the Salvation Army, for example. Start packing early so you won’t be overwhelmed as moving day draws near. Pack and clean as you go. When helping sort and pack your
loved one’s belongings keep in mind that their eyesight and reduced mobility can prevent them from doing regular chores and can result in
54 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
poor housekeeping habits. Instead of commenting, offer to clean as you pack and try not to be judgmental. You’ll will need more time than you think. Allow enough time so
Always use packing paper.
your loved one doesn’t feel rushed. Sorting through years of stuff is difficult and sometimes emotionally painful. Allow them time to say goodbye. If they take longer to clean out the desk drawer because they found a stack of pictures, let them take the time to walk down memory lane. This is a very important part of the process. Be patient and listen to their life stories; there will come a time you will be glad you did.
Make their new space feel familiar. Take pictures and colour samples of the inside of their current home. Try to decorate the new space and place objects in a similar way, so that their new space will feel like the old one. Be as detailed as you can from arranging the bedroom furniture to placing family pictures on the bureau. This will help make the new surroundings feel like home. Wrap small items in coloured paper. This prevents items like
knick-knacks from becoming lost or thrown out.
Label boxes on top and sides. Make sure to mark the top and sides
of boxes as they’re packed and write in large letters to make it easier for your loved one to read. Make sure to label boxes containing breakable or sentimental items as ‘fragile’.
Pack all electronic equipment in their original boxes.
When wrapping fine china and precious items, don’t use newsprint because the ink can bleed. Seal all boxes with packing tape. Sealing with packing tape
makes it easier to stack and protect belongings.
Use boxes designed for the items you are packing. Dish
packs for dishes and wardrobe boxes makes it easy for seniors to access their clothing on hangers.
Check clothing before donating. It’s a good idea to sort
unwanted clothing for donation prior to moving. Before donating any gently worn unwanted clothing, check pockets for valuables. Seniors often put small valuable items like jewelry or cash in the pockets of suit jackets or shoes and forget where they put it.
Otherwise use low-static bubble wrap when packing these items.
newcondoguide.com | Volume 16 issue 04 | NEW Condo Guide 55
Gran
dO
pen
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Apr il
STARTING AT $119,900 +GST
• 1 bdrm, 1 bdrm + den & 2 bdrm units; 9’ ceilings; • in-floor heat
STARTING AT $159,900 +GST
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Copperpond Blvd
SHOW HOME HOURS: Mon-Thurs 2-7pm Sat, Sun & Holidays 12-5pm Closed Fridays
N
STARTING AT $239,900 +GST
STACKED TOWNHOMES: • 1 & 2 bdrm units; • in-floor heat • spacious layouts FULL TOWNHOMES: • 2 & 3 bdrm units; front porch; full undeveloped basement
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Show Home Opening Soon 56
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Centre St. N
20!
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Love
WHERE YOU
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12 ST. JOHN’S 10TH STREET IN KENSINGTON BY STREETSIDE 10th Street & 3rd Avenue NW
AveSAGESTONE 32 13 BY GREENVIEW DEVELOPMENTS
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15 THE GROVES OF VARSITY BY STATESMAN HOMES 5353 Crowchild Trail NW
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16 COVENTRY STATION BY HUNTER RESIDENTIAL DEVELOPMENTS
03 RED HAUS BY STREETSIDE
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E IVuniversitycity.ca
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17 BROWNSTONES BY GENESIS BUILDERS GROUP
16 Sage Meadows Circle NW
18 SONOMA AT SAGE HILL BY VERTICAL PROPERTIES
MacLEOD TRAIL
69 STREET
85 STREET
34 Evansview Rd NW
17 Ave
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09 EVANSTON SQUARE BY STREETSIDE
GLENMORE RESERVOIR
881 Sage Valley Boulevard www.sonomasagehill.com
BARLOW TRAIL
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3951-46 Avenue NW
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07 18 SY MO
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ROCKY RIDGE BLVD.
144 AVE NW.
05 ENCORE AT KINCORA BY CARLISLE GROUP
SOUTHLAND DRIVE ANDERSON ROAD
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CONDO PRO
// BY BARBARA LAWLOR
GOING GREEN
Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas
J
ust a few years ago in the new-home building industry, the word “green” referred to a colour. Today, that word also represents a trend toward environmental responsibility and has become a key design element in condominiums. The green trend is good for both the environment and condo purchasers. In addition to addressing, at least in part, the energy crisis and other problems the planet is facing, the implementation of energyefficient and other sustainable features into condominiums saves suite owners money on utilities costs and creates healthier and more comfortable surroundings. We can applaud the builders for taking the environment to heart and paying a great deal of attention
to green elements as they design and create new communities. In fact, we owe a debt of gratitude to the industry as a whole. Building codes, for example, have been changed to include more stringent standards in terms of energy efficiency. We have seen an increase in the number of thirdparty verification organizations through which builders can apply voluntarily for certification. These grading systems require builders to achieve specific criteria to earn certification. One example is Leadership in Energy and Environmental Design (LEED), which provides guidelines for architects, engineers and construction professionals in how to increase the efficiency in buildings and how to measure sustainability. In order to receive LEED certification, residential buildings have to be built and occupied. Green Globes is another example. This program sets out standards to be met including items such as individual suite metering of electricity and water, and a Heat Recovery Ventilator (HRV) to outperform conventional condominiums in sustainability and energy efficiency. It is also common today for condominiums to offer Energy Star appliances for added efficiency. And our innovative builders and developers are also adopting new techniques during the construction process that minimize waste through the reuse and recycling of materials wherever possible. In today’s condos, you will find a variety of green elements, such as the green roof. These landscaped areas offer wonderful spots for residents to
We can applaud the builders for taking the environment to heart and paying a great deal of attention to green elements as they design and create new communities. barbecue and dine outdoors amidst city and/or lake views. Some of these beautiful roof spaces contain receptacles for rainwater that is then reused for the building’s landscaping. On top of all of this, green roofs help to improve air quality and reduce direct energy use, among many other benefits. To reduce a condominium’s carbon footprint, builders are also including things like car share and bike storage facilities that help the environment by reducing the production of greenhouse gas emissions. Some are even including electric parking spaces to anticipate future needs. Yes, condominium developers are doing their part to help the environment. In addition, we all need to remember that each of us can help by reducing, reusing and recycling on a daily basis. Every step we take as individuals adds up toward building a better and more sustainable future.
60 NEW CONDO GUIDE | VOLUME 16 ISSUE 04 | newcondoguide.com
SHOWHOMES NOW OPEN COME VISIT US AND SEE OUR 2 NEW SHOWHOMES
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Scrumpdillyicious
Leslie Styles, foodie and travel aficionado, shares some delicious dishes found on her travels around the world
Molten Chocolate Lava Cake Directions
Preheat oven to 325°F. Grease four ramekins, about 2 ¾ in. diameter and dust with cocoa powder; set aside. Melt the chocolate in a small pan over medium heat. Once half melted, add butter and continue to heat until the chocolate and butter are completely melted and combined. Set aside for 10 minutes, or until needed.
Warm, silky and devilishly good, Molten Chocolate Lava Cake is the quintessential chocolate lover’s dessert. Best of all, its gooey centre actually does erupt with a luscious molten core of chocolatey goodness. And unlike some other recipes I’ve tried, this recipe is foolproof! Made with good-quality dark chocolate, butter, eggs, sugar and flour, the mixture is simply poured into individual ramekins, baked about 15 minutes and upturned onto decorative serving plates. A few fresh berries, a light dusting of icing sugar and your guests will be treated to a lovely warm dessert fresh from the oven. Now that’s love!
this is a very naughty dessert.
ingredients
Using a blender or hand whisk, whip the eggs, egg yolks and sugar in a medium bowl until pale and thickened, then add to the chocolate mixture. Gently fold in the flour with a metal spoon. Divide the mixture between the four ramekins and cook in the oven for 12 to 15 minutes, until the cakes are firm on top. Using oven gloves, remove the ramekins from the oven and turn them out onto serving plates. Garnish with raspberries and dust with icing sugar. Serve immediately.
Serves 4
› 4 tsp cocoa powder › 4 oz good-quality dark chocolate, broken into pieces › 4 oz unsalted butter (1 stick)
› 2 large eggs › 2 large egg yolks › 4 ½ oz caster sugar › 4 oz plain or pastry flour, sifted
› Icing sugar, to dust › Raspberries, for garnish
62 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
Leslie Styles is president of Styles Design Inc., a Toronto-based branding and communications agency, and author of Scrumpdillyicious, a food & travel blog dedicated to all things delicious. She can be reached at stylesdesign.net and scrumpdillyicious.blogspot.com
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64 NEW CONDO GUIDE | VOLUME 16 ISSUE 04 | newcondoguide.com
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66 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
Only purchase pillows, lamps, and throws that will work in more than one room. That way you can change up the look of each room from time to time without spending any money! Now that’s what I call budgetfriendly decorating! 2 | Extra lighting
Added illumination doesn’t have to be expensive. Go back to the traditional way of lighting with candle wall sconces – no electrician, or hydro needed. Try the electric candles from Candle Impressions (candleimpressions.net).
3 | tired wicker furniture
Don’t know what to do with your old wicker furniture besides throwing it out? Before kicking it to the curb, why not spray-paint it in a bold colour like Benjamin Moore’s Laguna Blue, 2059-30 or Berry Wine, 2003-30? It could serve as an exciting accent piece with an element of surprise. 4 | instantly update backsplash
Bored of your outdated backsplash? Home improvement stores such as The Home Depot sell peel-and-stick backsplash, available in a wide variety of styles and colours to blend into any space. The best part is it’s so easy to do, you won’t need to hire anyone to install it. Simply add it on top of what’s existing if what you have beneath is more or less a flat surface.
5 | faux wainscotting
Add a band of what will imitate the look of wainscotting simply by using paint. My favourite way of doing this is using two similar colours but in different tones, usually the darker, more weighted colour for the bottom and the lighter shade on top. The bottom portion should be about 30 inches from the floor, and you can add moulding to separate the two tones if you’d like. 6 | black high-gloss
Painting a piece in a black high-gloss paint finish can look very high-end without the price tag associated. It could be a new inexpensive piece that you bought with a finish you’re not fond of, or it could just be an outdated piece that needs refreshing.
yanic simard Yanic is the design editor of New Condo Guide and principal designer of Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine and the Toronto Star. Visit tidg.ca newcondoguide.com | Volume 16 issue 04 | NEW CoNdo GuidE 67
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condo hunter’s checklist
Condo hunter’s checklist When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where! condo #1
condo #2
condo #3
condo #4
Project & address:
Project & address:
Project & address:
Project & address:
Salesperson:
Salesperson:
Salesperson:
Salesperson:
Phone:
Phone:
Phone:
Phone:
Developer/builder:
Developer/builder:
Developer/builder:
Developer/builder:
Type:
Type:
Type:
Type:
2-storey highrise bungalow
detached conversion townhome
2-storey highrise bungalow
detached conversion townhome
2-storey highrise bungalow
detached conversion townhome
2-storey highrise bungalow
detached conversion townhome
Sq. Footage:
Sq. Footage:
Sq. Footage:
Sq. Footage:
# of bedrooms:
# of bedrooms:
# of bedrooms:
# of bedrooms:
# of bathrooms:
# of bathrooms:
# of bathrooms:
# of bathrooms:
Interior appliances:
Interior appliances:
Interior appliances:
Interior appliances:
Options:
Options:
Options:
Options:
Parking facilities:
Parking facilities:
Parking facilities:
Parking facilities:
Special incentives:
Special incentives:
Special incentives:
Special incentives:
Price:
Price:
Price:
Price:
Down payment:
Down payment:
Down payment:
Down payment:
Condo fees:
Condo fees:
Condo fees:
Condo fees:
Financing available:
Financing available:
Financing available:
Financing available:
Other comments:
Other comments:
Other comments:
Other comments:
70 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
homebuyers’ help
Condo Buyers’ Resource Section You love the condo, see what you can afford! Compare mortgage rates for your best deal alculate your mortgage payments using the C mortgage payment calculation chart
homebuyers’ help
you loVe the conDo, see WHAT you CAn AFFord! Interest rates
calculate Your MortGaGe PaYMents
aMortIZatIon PerIods
% 10 Years
15 Years
20 Years
25 Years
30 Years
5.00%
10.58
7.88
6.57
5.82
5.34
5.25%
10.70
8.01
6.74
5.96
5.49
5.50%
10.82
8.14
6.85
6.10
5.64
5.75%
10.94
8.27
6.98
6.25
5.79
6.00%
11.07
8.40
7.12
6.40
5.95
6.25%
11.19
8.53
7.26
6.55
6.11
6.50%
11.31
8.66
7.41
6.70
6.26
6.75%
11.43
8.80
7.55
6.85
6.42
7.00%
11.56
8.93
7.69
7.00
6.59
7.25%
11.68
9.07
7.84
7.16
6.75
7.50%
11.81
9.21
7.99
7.32
6.91
7.75%
11.94
9.34
8.14
7.47
7.08
8.00%
12.06
9.48
8.28
7.63
7.25
8.25%
12.19
9.62
8.44
7.79
7.42
MonthlY Pre-taX IncoMe
sPouse’s Pre-taX IncoMe
total Pre-taX IncoMe
dIvIde BY three
affordaBle MonthlY PaYMents
aMount of MortGaGe (PrIce-down PaYMent)
chart fIGure
aMount of MortGaGe dIvIded BY 1,000
aMortIZatIon aMount
aMortIZatIon aMount
estIMated MonthlY taXes and heat
MonthlY PaYMents
FoLLoW THese sTePs To see IF you’LL QuALIFy For A MorTGAGe on your DreAm conDo
01
Calculate the combined monthly before-tax income of you and your spouse.
Multiply this figure by the amount you need to borrow. Divide by 1,000.
02
Divide by three. This figure is the monthly payment you can afford to make on your condo.
06
Add to this your estimated monthly heating costs and monthly property taxes.
03
07
Take the total price of the condo and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.
04
Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)
05
If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.
72 NEW CONDO GUIDE | VOLUME 16 ISSUE 04 | newcondoguide.com
compAre mortGAGe rAtes For your BesT deAL varIaBle
AGF Trust ATB Financial Bank of Montreal Bank of Nova Scotia BMO Bridgewater Bank CIBC Mortgages Canadian Western Bank Canadian Western Trust Equitable Trust First Calgary Financial HSBC Bank Canada Home Trust Company ICICI Bank Canada ING Direct Investors Group Trust London Life Manulife Bank Manulife Trust National Bank PACE Savings & Credit Un Peace Hills Trust President’s Choice Fin’l Royal Bank of Canada Servus Credit Union T-D Mortgage Your Neighbourhood C.U.
3.000 3.100 3.100 3.100 3.200 3.200 3.200 3.100 3.050 3.000 3.000 3.000 3.000 3.200 3.200 3.200 3.200 -
6 Months
4.650 4.000 4.000 4.550 4.000 4.450 4.000 4.000 4.000 4.450 4.000 4.000 4.450 4.450 4.000 4.000 4.500 6.040 4.000 4.000 4.000 -
1 Year
3.040 3.100 3.000 3.650 3.000 3.240 3.000 3.100 3.100 3.000 2.390 3.600 2.740 3.150 3.000 3.000 3.000 3.000 3.000 3.100 3.100 3.100 3.140 3.000 3.000 3.000 3.150
2 Years
3 Years
4 Years
5 Years
3.200 3.140 3.040 3.890 3.040 3.390 3.140 3.140 3.140 3.040 3.140 3.950 3.650 3.000 3.140 3.140 3.050 3.050 3.140 3.140 3.350 3.200 3.040 3.040 3.040 3.250
3.240 3.700 3.650 3.990 3.650 3.150 3.700 3.700 3.700 3.650 2.990 4.450 2.890 3.640 2.790 3.650 3.700 3.100 3.100 3.700 3.790 3.700 3.240 3.650 3.650 3.650 3.350
3.340 4.390 4.640 4.390 4.640 3.570 4.390 4.640 4.640 4.640 3.290 4.990 3.690 3.250 4.640 4.640 3.100 3.100 4.640 4.640 3.850 3.350 4.640 4.390 4.640 3.390
3.490 3.190 5.240 4.990 5.240 3.200 5.240 5.240 5.240 5.240 3.290 5.240 2.990 3.440 3.080 5.240 5.240 3.090 3.090 5.240 5.240 3.950 3.440 5.240 5.240 5.240 3.440
This information is current as of February 4, 2013 and is subject to change without notice.
mortGAGe options you can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs. All mortgages are of two basic types:
conVentionAl
open mortGAGe
Buyer can borrow up to 75 per cent of the purchase price or the value of the property, whichever is less. Buyer has to pay 25 per cent down. A conventional mortgage cannot exceed 75 per cent of the value of the property.
Allows borrowers are to repay all or part of the total amount of their mortgage at any time without penalty. Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high-interest rates to a longer term when mortgage interest rates fall.
insureD or hiGh-rAtio Buyer can borrow up to 95 per cent of the purchase price or the value of the property, whichever is less. The down payment can be as low as five per cent.
closeD mortGAGe This usually has the lowest interest rate available but lacks the flexible features of other mortgage options. It’s a good
choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions.
portAble mortGAGe Offers flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.
newcondoguide.com | VOLUME 16 ISSUE 04 | NEW CONDO GUIDE 73
Index of advertisers
read more about our advertisers! 43 Park
Vericon Real Estate Ventures
14
Auburn Bay
Stonecroft Developments
56
Arrive
Partners Developments
Avenue
Grosvenor & Cressey
Bridgeland Crossing
Apex City Homes
Brownstones
Genesis Builders’ Group
Champagne
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6, 20-21
5. 24-25 4
Remington Development Corp.
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Concept
Jayman Modus
38
Copperfield Park
Brad Remington Homes
76
Cranston Place
Cardel Lifestyles
Chestermere Townhomes
Slokker Canada West Inc.
Copperfield
Stonecroft Developments
Coventry Station
Hunter Developments
Creekside Village
Carlisle Group
Drake
Grosvenor
The Edge
Streetside Developments
Edison
Avi Urban
Eighty5nine
Vertical Properties
Encore at Kincora
Carlisle Group
Evanston Square
Streetside Developments
First
The Gardens
Heartland Townhomes Indigo Sky
3
68-69 28
41
34-35,75 37
68-69 65
Statesman
63
Stonecroft Developments
56
Carlisle Group
Keynote
15
23
Excel Homes
Highland Park
57
FRAM
Genesis Builders Group
Groves of Varsity
7
Keynote
4
39
68-69 27
Kintalla
Streetside Developments
The Landings
Statesman
30
Mark on 10th
Qualex
29
Jumping Pound Ridge
Slokker Canada West Inc.
Mahogany Street Towns
Homes by Avi
Mint
Jayman Modus
Mosaic Mirage
Brookfield Homes
Pixel
Battistella
Red Haus
Streetside Developments
Prospect Rise
Avi Urban
Ravenswood
Slokker Canada West Inc.
Riverfront Pointe
58
61
Carlisle Group
68-69
Avi Urban
33, 75
Zen – Auburn Bay
Avalon Master Builder
Pullout Insert
7
68-69
Bucci Developments
Streetside Developments
65
Carlisle Group
Ven
74 NEW Condo Guide | Volume 16 issue 04 | newcondoguide.com
26
59
33-35
Vertical Properties
Victoria Cross
44
47,48-49
Avi Urban
Sonoma
Varsity Landing
51
68-69
Greenview Developments
Stone Creek Landing
7
Carlisle Group
Sage.stone Sawyer
1, 10-13
18
53
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