Calgary New Condo Guide - Jan 11, 2014

Jan 10 - Feb 07, 2014 - Volume 17 Issue 01

THE

luxury OF LOW-MAINTENANCE LIVING SHOWHOMES NOW OPEN

INSIDE THIS ISSUE

MORTGAGE MATTERS: REVIEW BEFORE YOU RENEW

001-CCG_Cvr_Jan_FNL.indd 1

CONDO LIVING: GOOD MAINTENANCE, GUARANTEED

START THE NEW YEAR WITH A NEW ATTITUDE

2013-12-20 2:36 PM

BUILDING FOUR NOW RELEASED

CHBA - Calgary Region

2012

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2013-12-20 11:56 AM

SOUTHEAST

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04

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newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 05

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newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 07

table of contents

Jan 10 – Feb 7, 2014 volume 17 issue 01

11 Mosaic

Riverstone

presents an exclusive enclave of luxury townhomes

columns, news & features 010 editor’s note Columnists

026 Saving Space Small space upgrades by sylvia daoust

040 Quick Tips Start the new year with a new attitude

by Hellen Buttigieg

042 calgaryism You’ve got to love our Chinooks by cody battershill

046 Condo Sense 2014 New Year’s Resolution: Live smart in your small space

by Cameron McNeill

052 contemplating condominiums Good condo maintenance – guaranteed! by linda palfi

056 Designer Advice Trend watch 2014

BY Yanic Simard

Homebuyers’ Help

011 cover story Mosaic Riverstone presents an exclusive enclave of luxury townhomes BY heather ryan

016 condo profile Enjoy the ultimate “stay-cation” with new condos at Jayman’s Ebony BY heather ryan

020 In the News Avalon Master Builder builds hope from the feet up this holiday season 022 In the News Homes by Avi and Avi Urban finalists for 2013 National SAM Awards 030 Homebuyers’ Help A young homebuyer’s checklist 047 Tips & Tricks Packing tips to make your move a little easier

048 Hot Topic Mortgage options: 8 tips to review before you renew

by Michelle Malcolm-

Francis

061 Make Your Move Make future holidays merrier by properly packing seasonal decorations

by Chuck Resnick

062 Homebuyers’ Help Condo hunter’s checklist 063 Homebuyers’ Help Condo Buyers’ Resource Section 066 INDEX Project Location Maps

015 Southeast Map 029 Satellite Communities 033 Northeast Map 037 Inner City 045 Southwest Map 051 Northwest Map

Vice-presiDent, Wall2Wall meDia

Jacqueline Hill eDitor-in-cHief / Director of content

Susan Legge Director of sales, national

Josh Heppner senior sales manaGer, Western canaDa

Edwin Rizarri art Director

Daiana Garay

16

eDitor

Lydia McNutt contributinG eDitors

22

Sara Duck Wayne Karl Elisa Krovblit DesiGn eDitor

Yanic Simard

media consultant

Natalie Houghton 587.226.1313 like us on facebook: search: calgarynewcondoGuide

production manager

Bala Gnanapandithan production co-ordinator

Greg Van Sluytman Graphic Designer

Viosa Barileva

Published By

56 newcondoguide.com 2891 Sunridge Way N.E. Calgary, AB T1Y 7K7 copyriGHt 2014 Copyright covers the contents of

this publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.

Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. aDVertisinG rates

T 587.226.1313 email natalie.houghton@wall2wallmedia.com circulation Copyright covers the contents of this

publication and prevents reproduction in whole or in part; offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The publication, the publisher and the printers shall not be responsible for any typographical errors, mistakes, misprints, spot colouring or any information or lack of information furnished by the advertisers.

eDitorial Submissions from interested parties will be considered. Please submit to susan.legge@wall2wallmedia.com

The views and data expressed by columnists do not necessarily represent those of the publication.

Please recycle this magazine! Wall2Wall Media participates in the Partner’s In Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over two million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

EDITOR’S NOTE

A NEW YEAR, A NEW HOME

SUSAN LEGGE

EDITOR-IN-CHIEF

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook Search: Condo Guide

The new year is upon us, and it’s shaping up to be a busy one in the real estate market. Before you head out to shop, there’s some initial groundwork you’ll want to do.

Take the time before you begin your search to get pre-approved for a mortgage. Shopping with a pre-approved mortgage not only helps define what you can afford, but it also locks you into today’s low rates for up to 90 days or more. Every little bit helps.

Since the price of a home affects location and so many other factors, the more educated you are on what you can afford, the more peace of mind you will have. Once you have an idea of what your budget will be, compare what you’ll get in different locations. Consider up and coming communities.

This is a great way to get your foot in the door, and in a few years when the property appreciates in value – especially if you buy a pre-construction condo – you can then make your move to your dream location.

Once you’ve found the perfect home, ensure that a real estate lawyer reviews the agreement of purchase and sale within the allotted time frame.

It can be a costly step to skip!

Happy New Year, and best of luck in the home hunt.

Planning for your

FINANCIAL FUTURE

LYDIA MCNUTT

EDITOR

Wall2Wall Media Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

Many of us will be making financially focused New Year’s resolutions, whether the goal is to pay off a debt, save for retirement, or get into the housing market.

Predicting the financial future is tricky, and if you’re planning to buy a new condo, it’s not a good time for guessing games. When it comes to money matters, your best bet is to be prepared for whatever lies ahead with a little advance planning.

While the Bank of Canada says interest rates are staying put for the time being, ensure you’re not caught off guard if (and when) they do rise. Here are some things to keep in mind when shopping for your new condo: » Have a realistic view of how much home you can afford by determining your down payment, household income, debt payments, monthly bills, and the lifestyle you expect to lead. » Don’t spend the maximum that you’re approved for. Just because you get approved for $700,000 doesn’t necessarily mean you should spend that much. As they say, life happens – a new baby, a change in jobs, or any number of other unexpected circumstances can come up. It’s wise to have some savings set aside, just in case. » Choose a mortgage with the shortest amortization period possible. Yes, this will increase your monthly payments, but you’ll also save a bundle on interest over the life of your mortgage.

Careful planning, often with the help of a financial adviser, can help ensure you’re well-equipped to deal with any surprises with confidence.

COVER STORY

MOSAIC RIVERSTONE presents an exclusive enclave of luxury townhomes // BY HEATHER RYAN

NESTLED BETWEEN THE DRAMATIC CRANSTON ESCARPMENT AND THE

shores of the picturesque Bow River, Brookfield Residential is creating Mosaic Riverstone, an exclusive enclave of luxury townhomes.

“We’re excited to launch Mosaic Riverstone because it really provides an incredible opportunity for buyers to live in one of the most attractive estate communities in the city starting from the mid-$400,000s,” says Kelly Halliday, sales and marketing manager with Brookfield Residential’s Homes division.

Comprised of 64 bungalow-style stacked townhomes, Mosaic Riverstone exudes the luxury desired by buyers purchasing in the estate community of Riverstone of Cranston, she says.

“We’ve had a great response from people who love the space and the high level of standard features and finishes.”

11

Halliday notes Mosaic Riverstone appeals to emptynesters and move-down buyers who are seeking a maintenance-free, lock-it-and-leave-it lifestyle without compromising on the space and luxury they’ve enjoyed in their single-family home.

“Based on feedback we received from buyers and from our other Mosaic projects, they wanted more square footage, fewer stairs, low-maintenance and outdoor living space, and Mosaic Riverstone meets all those needs,” she says.

Mosaic Riverstone presents three floor plans, each with its own double-car attached garage, basements and patios on lower models, and balconies on upper models. Buyers can choose from the Slate II, Olive II or Hunter models that range from 1,413 to 1,612 sq. ft. with either a twobedroom-and-flex-room layout, or a three-bedroom layout.

All the homes feature a spacious open-concept design that offers a great entertaining space, Halliday notes, and either a gallery-style or U-shaped kitchen, master bedrooms with inviting ensuites and walk-in closets, and a goodsized laundry room with frontloading washer and dryer.

Luxury abounds inside each

home with hardwood and tile floors, granite countertops in the kitchens and bathrooms, large kitchen islands with breakfast bars, stainless steel appliances, full-height cabinets and tile backsplash in the kitchens, knock-down ceilings, tiled showers and upgraded lighting packages.

Buyers have several designer colour boards to choose from and can further personalize their homes by mixing and matching selections and adding upgraded options such as quartz countertops and higher-end appliances.

Exteriors are a French Country style which stays true to the architectural feel in Cranston, including stucco finish in earthy tones to complement the natural landscape of Riverstone, and copper detailing over the doors. The entire site is surrounded by green space, and the interior area will be professionally landscaped, creating a park-like feel.

“The homes have also been designed so each offers tremendous views of the river valley, the bluff or the mountains, depending on the exposure – and it’s an incredible amenity-rich location to live in,” Halliday says.

Riverstone offers residents a convenient and active lifestyle with the Bow River, Fish Creek Park, and numerous parks and pathways just outside their doorstep. It’s also in the established community of Cranston so residents can enjoy amenities including Century Hall, which features a

12 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

22,000-sq.-ft. facility and sevenacre gated park site in the heart of the community.

The location also provides Riverstone residents with easy access to the newly opened south portion of the Stoney Trail ring road and Deerfoot Trail, and there is a wide range of shops, services and eateries all close at hand.

Sales at Mosaic Riverstone were launched in the summer, but Halliday says interest has grown with the construction of the show homes, which open in mid-January. “We’re really excited about the opening of the show homes because it gives people an opportunity to truly see what we offer, and we’ll host a grand opening of our show homes on Feb. 1.”

Luxury abounds inside each home with hardwood and tile floors, granite countertops in the kitchens and bathrooms, large kitchen islands with breakfast bars, stainless steel appliances, full-height cabinets and tile backsplash in the kitchens, knock-down ceilings, tiled showers and upgraded lighting packages

For more information, visit the Slate II and Olive II show homes at 96 and 98 Cranbrook Dr. S.E., open Monday to Thursday, 2 to 8 p.m.; Fridays, weekends and holidays, noon to 5 p.m. Call 403.457.5980 or visit livebrookfield.com.

newcondoguide.com | Volume 17 issue 01 | NEW Condo Guide 13

SOUTHEAST

14

FA L RID C GE

MCKNIGHT BLVD.

EDMONTON TRAIL

14 STREET

CENTRE STREET

INTERNATIONAL AIRPORT

16 AVENUE 12 AVENUE

68 STREET

CRI J PARK OW OHN CH L ILD AURI E TRA BLV IL D.

32 Ave

16 AVENUE

RIVE RIAL D

MEMO

RIAL D RIVE

SOUTHEAST COMMUNITIES 36 STREET

MEMO

52 STREET

ELBOW DRI VE

585 McKenzie Town Drive SE

1797 Copperfield Blvd SE

09

14

W BO

206 Cranford Drive SE

NEW BRIGHTON

116 Quarry Park Way SE

M TR AIL F UIS O

MARQ

AIL

VITT

D TR

McKE

LEO

Mac

S JAME

07

15

05 COPPERFIELD

13

MAHOGANY

20 21

Corner of Cranford Dr and Cranston Gate SE Register: www.cardellifestyles.com/ cranston-ridge

02 COPPERFIELD PARK

BY BRAD REMINGTON HOMES 279 Copperpond Common S.E.

03 AUBURN BAY

BY BROOKFIELD HOMES 174 Auburn Bay Blvd SE

04 MOSAIC LAKESIDE AUBURN BAY

BY BROOKFIELD HOMES

22

03 04 16 06 08

13

01 CRANSTON RIDGE

BY CARDEL LIFESTYLES

285 Walden Drive SE aviurban.com

23

12

AUBURN BAY

CRANSTON

01

10

15 EDISON

BY AVI URBAN

02 11

16

IL E TRA LORN

CHAPARRAL

27 Auburn Bay Link SE

14 BOULEVARD TOWNES

BY BIRCHWOOD

TTO BO

EK P ARK

SHAWNESSY BLVD.

Coming to Mahogany

13 MOSAIC CRANSTON

BY BROOKFIELD HOMES

114 AVE SE

DEERF18 OOT T RAIL

CRE

12 EBONY

BY JAYMAN MODUS

84 STREET

19

ANDERSON ROAD

52 STREET

BARLOW TRAIL

GLENMORE TRAIL

SOUTHLAND DRIVE

FISH

10 MCKENZIE TOWNE ELGIN

BY BROOKFIELD HOMES 11 CHALETS IN COPPERFIELD

BY SABAL HOMES

MacLEOD TRAIL

GLENMORE RESERVOIR

17 Ave

BLACKFOOT TRAIL

17 Ave

SETON BLVD.

16 AUBURN BAY

BY STONECROFT

Corner of Seton Blvd and Auburn Bay Link SE

17 MOSAIC MIRAGE

BY BROOKFIELD HOMES 347 MacKenzie Towne Gate

18 THE GATES

BY REMINGTON DEVELOPMENT CORPORATION Presentation Centre: 350 Quarry Park Blvd SE

05 MINT

BY JAYMAN MODUS

19 CHAMPAGNE

BY REMINGTON DEVELOPMENTCORPORATION

130 New Brighton Way SE thatsmint.ca/live

Quarry Park Blvd SE remingtoncorp.com

06 ZEN

BY AVALON MASTER BUILDER

20 CRANSTON PLACE CONDOS

BY CARDEL LIFESTYLES

82 Auburn Bay Link SE

07 PRESTWICK PLACE

BY CARDEL LIFESTYLES

302 Cranston Road SE

21 CRANSTON PLACE TOWNHOMES

BY CARDEL LIFESTYLES

115 Prestwick Villas SE

08 MUSKOKA

BY BROOKFIELD HOMES

302 Cranston Road SE

22 MAHOGANY STREET TOWNS

BY HOMES BY AVI

27 Auburn Bay Link SE

09 BRISTOL TOWNHOMES

BY BIRCHWOOD NOW SELLING

13 Marine Dr SE

23 SYMMETRY AND HARMONY

BY STONECROFT

232 Quarry Park Blvd. SE

121 Copperpond Common SE

COPPERFIELD PARK II LOVE IT. LIVE IT. AFFORD IT.

CONDOS* FROM THE $120’S +GST Titled parking stall included.

*

www.copperfieldpark.com 403.723.0094 newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 15

condo profile

Enjoy the ultimate “stay-cation” with new condos at

Jayman’s Ebony

t

// By Heather Ryan

here are now even more ways buyers can enjoy the ultimate “stay-cation” with the recent launch of fabulous new apartment-style condominiums in Jayman Modus’ Ebony in Mahogany, one of the hottest lake communities in the city.

The four-storey, 70-suite condo building offers an affordable price point for first-time buyers and joins the dazzling array of 128 stylish two- and threebedroom townhomes, which were released by Jayman Modus in the fall in this popular southeast community that offers people a year-round playground.

“Jayman Modus offers an affordable price point for first time

buyers and right sizers,” says area sales manager Sandy Perron. “Spice it up or play it cool with your choice of thoughtfully designed condos and take advantage of pre-construction pricing starting from the $170,000s plus GST. “Based on a consumer’s lifestyle choice, they have the opportunity to choose between townhome living or apartment-style condo living at Ebony,” Perron says. “At Jayman we’ve spent 30 years doing things differently in the building community; and at award-winning Jayman Modus we create a community within a community and we’re getting a great response from people who love the community we’re creating with Ebony in Mahogany.”

Ebony’s community boasts a beautiful entry gate and courtyard with sitting area, water fountain and tot lot, lighted pathways, state-of-the-art gym and architectural detailing coupled with maintenance-free living that appeals to a broad range of buyers.

However, what makes Ebony really special is the location, says Perron.

“Ebony in Mahogany has access to a private lake, a clubhouse and acres of green space, parks and pathways, a skating pond, hockey rink and dozens more amazing amenities, which is why we call it the ‘ultimate stay-cation.’

Jayman Modus is also proud to build in communities like Mahogany that are bringing wetlands back for residents to enjoy.”

16 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

“ Spice it up or play it cool with your choice of thoughtfully designed condos and take advantage of pre-construction pricing starting from the $170,000s plus GST.” Of course, buyers love the choices – the apartmentstyle condos offer contemporary, open-concept designs and seven different layouts to meet the differing needs of today’s buyers with one- and two-bedroom designs ranging from 622 to 1,040 sq. ft. heated underground parking and state of the art fitness gym. All the apartment-style condos are well-appointed with Jayman Modus’ premium features, such as stainless steel appliances, engineered laminate flooring, granite countertops, washer and dryer, and full-height ceramic tile backsplash in kitchen.

Buyers can also personalize their condos as Jayman Modus offers three a-la-carte interior colour palettes and upgrades. “So you have the ability to either go sleek and contemporary or warm and traditional, and choose the colours, baseboards, flooring and more to suit your tastes,” Perron says.

Residents will also appreciate Mahogany’s great location with incredible shopping, dining and entertainment amenities just minutes away, as well as being in close proximity to the new South Calgary Health Campus and easy access to Stoney Trail and Deerfoot Trail.

Along with the recently launched condos, Ebony offers design-savvy townhomes featuring five floor plans ranging from 1,170 to 1,649 sq. ft. with two- and three-bedroom offerings, double- or single-car garages and half or full driveways. Prices for the townhomes are start from the low $300,000s plus GST. Jayman Modus specializes in first-time buyers and takes the customer step-by-step through the homebuying process, making their transition a little easier and less stressful, Perron says. “We have internal mortgage specialists (Jayman Financial) that will help them find the best interest rate/monthly payment and we have a moving van.”

For more information on Ebony, visit the sales centre – where you can view the seven condo 3D floor plans that detail every aspect of a homebuyer’s living space – located at 211 Mahogany Way S.E., open Monday to Thursday from 2 to 8 p.m.; and weekends and holidays from noon to 5 p.m., or visit jayman.com/ebony.

newcondoguide.com | Volume 17 issue 01 | NEW Condo Guide 17

Alberta Government Introduces Mandatory Home Warranty Protection Owner-builders, who meet certain criteria, are eligible for an exemption from the mandatory coverage and can apply for an owner builder authorization. If it is sold within the warranty period time frame, the owner-builder will be required to provide the remaining warranty to the new home buyer.

“It is expected that the new home warranty would cost about $1,700 to $2,000 for an average home, or less than one per cent of the cost of the average house.”

Effective February 1, 2014 all builders are required to provide new home warranty coverage for all new homes built in Alberta.

Alberta now has one of the strongest coverage in Canada as mandated under the new Act. Under the Alberta government legislation the New Home Buyer Protection Act, all new detached homes and condominiums would, at minimum, include a warranty for: • One year labour and materials; • Two years for defects in labour and materials related to delivery and distribution systems; • Five years building envelope protection, with a requirement for the warranty provider to offer the consumer the option to purchase additional years of coverage; and, • 10 years coverage for major structural components.

“With this new program, Albertans buying new homes will have some of the strongest warranty coverage in the country. This is important, given that a home is the largest purchase most people will ever make,” said Heather Kaszuba, spokesperson for Alberta Municipal Affairs.

18

The new legislation will expand the current coverage to two years on the various systems, such as electrical and plumbing, ten years on major structural and five years on the building envelope. Building envelope refers to the exterior shell of the home, including the roof and walls.

The mandatory warranty will offer a greater protection and comprehensive coverage for home buyers.

This extension of time is important as many defects, such as improperly installed windows, vapour barrier, or insulation to name a few, can take some time to appear.

Currently about 80% of all new homes only have a one year warranty covering the building envelope, fit and finish, delivery and distribution system and major structural covered for five years.

Potential buyers will be able to go onto the registry and see how much warranty is available on the home of their interest. The registry will not cover homes that predate the new mandated warranty legislation. Anyone can go online, type in the address, find out if the home has coverage and what remains. Even if the home has had previous owners the coverage transfers to the new buyer as the warranty resides with the home. The public registry will also show current status and who the warranty provider is so you can find out who to contact to make a claim. The Public Registry will be in place Feb 1st.

The Act’s additional warranty coverage for new homes will ease home owner’s minds and make their home owning experience one of enjoyment, not of worry.

For additional information call Toll Free 310-0000 or visit HomeWarranty.Alberta.ca

FOLD

PERFORATION

Better warranty standards start February 1.

Alberta’s New Home Buyer Protection Act sets out minimum warranty coverage for all new homes built in our province.

Alberta NH Warranty 01-03-14 CCG Ver B.indd 1

2013-12-20 4:59 PM

Coverage is as easy as 1, 2, 5, 10.

At minimum, your new home’s warranty will cover:

Labour & Materials This takes care of defects with the way your home was built or the materials it was built with, such as flooring and trim.

Delivery & Distribution This primarily covers defects in labour and materials related to heating, plumbing and electrical systems.

Building Envelope Building envelope means the outside shell of the home, including the roof, insulation and exterior walls.

Two additional years of coverage will also be available.

Structural Components

Get to know your role at HomeWarranty.Alberta.ca

This covers the major structural components of your home, including its frame and foundation.

Alberta NH Warranty 01-03-14 CCG Ver B.indd 2

2013-12-20 5:00 PM

Better warranty standards.

Built for your new condo.

Starting February 1 For the first time ever, all new condos built in Alberta will be covered under one of Canada’s best warranty programs. This ensures even higher quality standards—and better protection for new home buyers like you.

Get to know your role at HomeWarranty.Alberta.ca

19

In The News

AVALON MASTER BUILDER builds hope from the feet up this holiday season Avalon Master Builder, in

partnership with The Mustard Seed, raised the funds to stuff over 300 stockings full of basic necessities and extra treats to help the homeless and disadvantaged of Calgary. For two months, the sock-­thermometer on the Avalon website steadily rose as trades, suppliers and staff generously donated $50 per sock. The goal was 300 stockings – $15,000 dollars – by Dec. 20, and the deadline was beat. Colorful and festive stockings stuffed to the brim were delivered early on Dec. 13 to The Mustard Seed, ensuring more warm feet and hope through the holiday season.

Celebrating 30 years of building homes that people love to live in, Avalon decided to return some of the support and generosity it has received over the years.

“To say Alberta has been good to us would be an understatement,” says CEO Ryan Scott. “It’s given the people at Avalon 30 some years of doing what we love day after day, which is why it’s so important for us to give a little back.”

Partnering with The Mustard Seed was a natural fit for Avalon, who is in the business of providing affordable, innovative and sustainable housing. The Mustard Seed is dedicated to combating poverty and homelessness, and providing the basic necessities of life through food, clothing and shelter. In Calgary alone, more than 3,500 people sleep in shelters or on the streets each night.

“Giving back to the community isn’t something we do. It’s something we love to do,” says Scott. “Under the circumstances, a card just wouldn’t do our gratitude justice. We’ve chosen The Mustard Seed to show our gratitude.”

On a cold and blustery evening, staff, friends and family, and even a couple of cute little elves all rolled up their sleeves and stuffed 300 stockings with socks, razors, shampoo, tissue, watches, bandages, chocolates and much more.

“It felt good to know I was helping people who wouldn’t be (otherwise) getting anything for Christmas,” said 10-year-old Claire. “It felt good to be giving to the less fortunate,” added 12-year-old Nate. The “little elves” are the children of construction manager, Neil Hawkins.

A family-owned and -operated business, Avalon Master Builder was founded in 1983

by Ryan’s parents Steve and Joyce Scott, who are thrilled to see Ryan at the helm of the family operation. Currently the company has offices in Calgary and Red Deer.

Known for innovation and the use of Green technology, Avalon is an industry leader in net-zero technology. Many elements of energy-efficient building are added to each Avalon home, raising its offerings far above standard building code. One could say with each home Avalon also gives a little bit back to the environment.

20 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

SOUTHEAST

YEARS

newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 21

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In The News

Homes by Avi and Avi Urban finalists for 2013 National SAM Awards The Canadian Home

Builders’ Association (CHBA) has announced the finalists for the 2013 CHBA National SAM Awards, with Homes by Avi and Avi Urban being named in seven categories.

“Being recognized at the national level is thrilling,” says Alice Mateyko, president of Homes by Avi Alberta’s single-family division. “I have the good fortune of working with individuals who are not only passionate, but truly innovative, and it’s great to see their work recognized.”

The National SAM Awards celebrate excellence in new-home design, renovation, construction, presentation and marketing across Canada. Homes by Avi is a finalist in the categories of Best Single Attached Home for the JV1, and Best Print Ad for “35 Years of Firsts,” as well as a contender for the Grand SAM Award.

Avi Urban, Homes by Avi’s multi-family division, is vying for top honours in the categories of Best Single Attached Home for The Enclave’s Yorkshire E, Best Community Development for The Enclave at Castle Keep, and Best Direct Promotion for “Who is Prospect Rise.” Avi Urban is also up for the Grand SAM. “Avi Urban is honoured to be included in the list of finalists for the many categories we have placed in, including the highly prized Grand SAM,” says Avi Urban president Charron Ungar. “This year’s announcement is especially sweet, as our single-family division has also been recognized.”

“The national awards are especially important,” adds Ungar, “as they are judged by our peers across the country to be one of the best Canada has to offer.”

The CHBA National SAM Awards will be handed out at the Association’s 71st National Conference being held in April 2014 in Whistler, British Columbia.

22 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

23

The Pinnacle of

LUXURY A Brand New Magazine Dedicated to High-End Properties in Calgary and Area The only magazine of its kind in Calgary, Luxury Living showcases high-end homes, condos and properties. This is your exclusive opportunity to establish your property as the pinnacle of affluent living.

Pick up your FREE copy.

ON FALL

Y EDITI CALGAR

ID E YO UR GU

TO

US LU XU RIO

LIF ES TY

2013

LE S

online at: Available gcalgary.com vin luxuryli

LIVING

S BROTHER OPERTY THE PR

G the BRINGIN TS of HOME FORd it most COM e that nee to thos ision World V through

OKS NEW LO FOR FALL

HOTEL NCE INDULGE

2013-09-05

indd 1

Cover-FIN.

01 Front

Brought to you by the publishers of

TO BOOK YOUR ADVERTISING SPACE CONTACT: 12:33 PM

Natalie Houghton

587.226.1313

natalie.houghton@wall2wallmedia.com

Saving Space

// by sylvia daoust

Small Space upgrades Don’t get me wrong – beautiful finishes and a cohesive aesthetic are important, but so is the thought behind the function of the space. If you’re going to spend the time and money on upgrades, why not ensure the space flows and meets your storage needs? What if you could have creative storage, and a modern design with quality materials? Well, you can!

TOP 5 tips that make a big impact on SMALL SPACE: 1| Br igh t Choices Make your space open and airy with lighter colours Sylvia Daoust, owner of Niche Small Space reDesign, is one of Calgary’s only professional organizers with expertise in small spaces. She is renowned for simplifying homes and offices with mini-renovations, redesigned rooms and tricky organization projects. Join her blog, nicheredesign.com/blog/ where smart solutions transform challenging spaces every week! Follow Sylvia on Facebook.com/nichedesignsinc and Twitter@SylviaDaoust.

C

ondo upgrades do not need to be grand, expensive, emotionally draining and take months to complete. Rather than overwhelming yourself with a huge reno, transform your small space with a smart upgrade, and ensure it is more than just a “pretty face.” Your home deserves more than just sleek granite and the latest in fixtures.

in paint, tile, cabinets and vanity.

2 | M at e r i a l s Opt for low-maintenance materials. A dark countertop

will show every water spot and is difficult to keep clean.

3 | F low Tight spaces flow better when different textures, rather than colours, are used.

4 | Ch rom e Acce n t s Faucets, shower heads and cabinet pulls in a chrome finish are easy to clean and create a mirrored effect.

5| Stor age Include “pockets” of bathroom storage for rolled towels and toiletries. Recessed shelving between the studs and tiled “niches” in the shower utilize space in the areas where you need it most.

Bottom line – whether you’re considering a small or large upgrade to your new condo, the most important element during the process is you, the homeowner. You need to be heard, loud and clear, about the reasons you’re making changes to your home. After all, you’re the one who will be living in the space every day. Ensure it works for your needs.

Rather than overwhelming yourself with a huge reno, transform your small space with an upgrade and ensure it is more than just a “pretty face.”

26 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

Contact Us: Ph: 403.723.0218 | 403.561.1911 324 Quarry Park Blvd. SE donna@birchwoodproperties.ca

A Fresh Collection of

Stylish New Townhomes In Quarry Park

Glenmore Trail

Carburn Park

From Only

Quarry Park Blvd

SHOWHOMES

hS

24th Street

1 8t

Bow Rive r

rail ot T Deerfo

Market

t re

et

◆ 3-Storey Open Concept Designs ◆ 1313 to 1590 sq. ft. ◆ 2 & 3 Bedrooms Available ◆ Luxury Interior Finishings ◆ Fully Landscaped ◆ Single or Double Attached Garages

399,900

$

+gst

www.birchwoodproperties.ca

3-STOREY TOWNHOMES

DON'T RENT!

in Cochrane

OW N

199,900

$

From Only

962/month*

$

from only +GST

1000

$

GETS YOU STARTED!

15 Minutes to Calgary!

2

HI

GH

A

W AY 2

3

HW AY 1

HEARTLAND QU

IGL

N

.4 RD

HORSE CREEK ROAD

E NG

RA

HIG

GEO

EY

RGE

New Homes Feature:

DR

.

TO CALGARY

GRIFFIN RD.

FOX TR

.

*Principle + interest, based on 5% downpayment.

◆ ◆ ◆ ◆

Open Concept Designs 1140 sq.ft., 2 & 3 Bedroom Layouts 4 Designer Color Palettes Surface Parking Included

For More Information Contact: Ph: 403.605.1400 dahlia@birchwoodproperties.ca 50 Belgian Lane, Cochrane

www.birchwoodproperties.ca newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 27

Jayman modus delivers. move in now!

98 22

available

It’s the best of both worlds when a great builder offers you an amazing location. Visit Cochrane today for a great price with mountain views, a great selection of units and the ability to tailor your unit with four colour palettes. Experience the Concept in Cochrane and get everything Jayman offers with a million dollar view.

1 and 2 bedroom condos, unobstructed mountain views * $ $ from

ShowcaSing: • • • • • • • •

1 & 2 bedroom condos Up to 1213 sq ft Quartz countertops Laminate/ceramic flooring Fitness gym Unobstructed mountain views Heated underground parking Storage space

170’s to $370’s

1 bedroom (+ den*) Sq Ft From +GST # Left 625 $179,166 1 695 $174,321 1 710 $188,856 1 889 $217,926 2 921* $222,771 10

+GST

from

808

2 bedrooms Sq Ft From +GST 921 $229,554

a month

# Left 7

Highway 27 Highway 22/27 Highway 22 Cowboy Trail

Sunset Blvd

Ranch House Rd

FiNaNciNg

Bow Valley Trail Town of Cochrane

Glenbow Rd.

Trans Canada

28

Concept Condo Guide January.indd 1

Sunset Drive

2.5%

Highway 582

to Calgary

Sunset Ridge, Cochrane #214, 207 Sunset Drive 403.981.4438 Mon-Thurs 2 - 8 pm Sat/Sun - Noon - 5 pm homesthatwork.ca 12/12/2013 1:46:27 PM

CALGARY’S SATELLITE COMMUNITIES AIRDRIE 22

03

02

COCHRANE

07

08

10 12

13

06 04

8th & MacKenzie Way Airdrie, Alberta

11

09

1A

09 CREEKSIDE VILLAGE

BY CARLISLE GROUP

AIRDRIE

10 STONEKEEP AT KING’S HEIGHTS TOWNHOMES

BY MERGE DEVELOPMENTS

2

05

1225 King’s Heights Way SE Airdrie, Alberta

01

11 THE EDGE STRATHMORE BY STREETSIDE DEVELOPMENTS

1

CALGARY

15

East Lake Blvd N.E. 1604 Airdrie, Alberta

CHESTERMERE

797 LANGDON

22X

22X

22X

17

546

TURNER VALLEY

Coming Soon to Yankee Valley Blvd. and 24th St. SW BrooksideAtBaysprings.com

15 CHESTERMERE TOWNHOMES

BY SLOKKER CANADA WEST

OKOTOKS

543

#300 Marina Drive, Chestemere

2A

17 MOUNTAINVIEW PLACE PHASE II

BY SPAN WEST CONSTRUCTION

22 HIGH RIVER

COCHRANE 01 RIVERSTONE AT COCHRANE

BY SLOKKER CANADA WEST INC. 240 Riverview Drive in Cochrane

02 HEARTLAND TOWNHOMES

BY EXCEL HOMES 1178 Clydesdale Way, Cochrane, Alberta

408 - 1st Ave S.E. Black Diamond, Alberta

03 CONCEPT

BY JAYMAN MODUS

06 THE VILLAGE

BY CALBRIDGE HOMES

04 SUNSET POINTE

BY CALBRIDGE HOMES

07 RIVERREACH VILLAS & MANORS

BY JAYMAN MASTERBUILT

201 Sunset Drive, Cochrane, Alberta

302 Sunset Pointe Cochrane, Alberta

05 STONE CREEK LANDING

BY CARLISLE GROUP 103 - 5th Avenue, West, Cochrane, Alberta

2802 Kings Heights Gate

13 BROOKSIDE AT BAYSPRINGS

BY MERGE DEVELOPMENTS

2

BLACK DIAMOND

12 RAVENSWOOD TOWNHOMES

BY SLOKKER CANADA WEST

3102-15 Sunset Square Cochrane, Alberta

LETHBRIDGE

13 Riviera Way Cochrane, Alberta

08 THE RANGE

BY BIRCHWOOD PROPERTIES CORP. 101 Heartland Avenue Cochrane, Alberta

newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 29

HOMEBUYERS’ HELP

A young homebuyer’s

CHECKLIST

ALMOST TWO-THIRDS OF YOUNG CANADIANS (63 per

cent) are looking to purchase their first home within the next two years, according to a recent RBC Home Ownership Poll. But these 18- to 34-year-olds have significant concerns about taking the leap. Almost half of respondents (49 per cent) in this age group cited affordability as a reason they had not yet purchased a home, while one-third (34 per cent) said they were saving money for a large down payment.

“Buying your first home is a major milestone and you want to ensure you are both financially and emotionally prepared,” says Michael Schmidt, manager of client segment strategies a RBC. “There are no ‘do-overs’ when buying your first home, so it’s important to arm yourself with the right advice to avoid unexpected costs down the road.”

Three in five Canadian homeowners admit they made at least one mistake when they bought a home, including

30 NEW CONDO GUIDE | VOLUME 17 ISSUE 01 | newcondoguide.com

underestimating or overlooking significant renovations that the property needed, not having a bigger down payment, and lack of a home inspection.

Schmidt provides the following tips to combat some common homebuying mistakes: » Put saving on autopilot: Down payment saving takes discipline. So when you get your pay cheque, pay yourself first. One of the easiest ways to commit to this plan is to arrange for pre-authorized transfers from your bank account to your savings account. » Understand the total cost of owning a home: Purchasing a home is more than just a regular mortgage payment. Budget for both one-time expenses (such as land transfer tax and legal fees) and ongoing costs (property tax, utilities, condo fees) and balance those costs against your lifestyle. » Create a rainy-day fund: Major repairs and upgrades are inevitable. Keeping a separate emergency fund will ease unexpected costs such as a leaky roof or a furnace repair.

Visit rbcroyalbank.com/mortgages/first-time-home-buyers for more information. NC

#WYSIWYG

WHAT YOU SEE IS WHAT YOU GET. NEW SHOWHOMES NOW OPEN

Our spectacular new showhomes are now open in Airdrie. Tour your home before you decide to move in - what you see is exactly what you get! Our condos in Airdrie start as low as the $190’s, so take the tour today at 604 East Lake Blvd NE. Immediate possessions available. @StreetsideYYC #WYSIWYG

403.980.2817 condosinairdrie.com

newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 31

Untitled-1 1

10/8/2013 9:09:28 AM

2

I love having an open kitchen where the whole family can gather on weekends. And with the bedrooms on a separate floor, there’s privacy too.

“

My

nd

Build your stories at Kintalla in Redstone, the best townhomes in the northeast. re pl ds a to za n n e e

redstone st

redstone grove ne

metis trail ne

SALES CENTRE

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Multi-Family Builder of the Year

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Visit our sales centre at 150 Redstone Grove NE or call 587.353.9201

3 GREAT STORIES ABOUT 3-STOREY HOMES Own 3 storeys with 2 or 3 bedrooms from $1,423/month*

Register at kintalla.com

@StreetsideYYC

*Based on a mortgage amount of $240,270.24 + GST with 5% down payment, 5 year term at 2.89% for 25 years with monthly payments. GST, Monthly Condo fees, Property Tax included. Price and renderings subject to change at developer discretion.

32 NEW CONDO GUIDE | VOLUME 17 ISSUE 01 | newcondoguide.com

CONDO GUIDE

METIS TRAIL

NORTHEAST COMMUNITIES 05

SADDLETREE DR.

52 STREET

DE

TR A PI NA

05 C OVENTRY STATION

BY HUNTER RESIDENTIAL DEVELOPMENTS

03 09 80 Ave

13007 Coventry Hills Way NE www.coventrystation.ca

10

CALGARY INTERNATIONAL AIRPORT

64 Ave

CENTRE STREET

12 AVENUE

4303 - 1st Street NE

IVE

36 STREET

09 T HE GARDENS OF SADDLESTONE

BY GENESIS BUILDERS GROUP

17 Ave

329 Saddlelake Dr. NE

10 I NDIGO SKY AT TARA LAKE

BY CARLISLE GROUP Sales Suite 68 Street & 80 Avenue NE

52 STREET

BLACKFOOT TRAIL

IVE ELBOW DR

08 H IGHLAND PARK

BY STONECROFT

IAL DR

R MEMO

02 4 3 PARK

BY VERICON REAL ESTATE VENTURES

11 K INTALLA

BY STREETSIDE DEVELOPEMENTS

43park.ca

MacLEOD TRAIL

150 Redstone Grove NE www.kintalla.com

BARLOW TRAIL

GLENMORE TRAIL

SOUTHLAND DRIVE ANDERSON ROAD

DEERF

12 A RRIVE @ REDSTONE

BY PARTNERS DEVELOPEMENT GROUP Coming Soon

13 E INSTEIN2 IN BRIDGELAND

BY PROVIDENCE GROUP Coming Soon Register: einsteincalgary.com

114 AVE SE

OOT T RA

IL

W BO

NEW BRIGHTON

IL

Mac TRA

13007 Coventry Hills Way NE

U

MARQ

AIL

NE TR

LOR IS OF

COPPERFIELD

IL

T

VIT McKE

D LEO

S JAME

TRA

EK P ARK

M

TTO BO

CRE

SHAWNESSY BLVD.

Skyview Ranch Rd & Skyview Ranch Dr

16 AVENUE

17 Ave

FISH

07 A RRIVE @ SKYVIEW RANCH

BY PARTNERS DEVELOPMENT GROUP

13

04 MEMO 02 01 RIAL D RIVE

GLENMORE RESERVOIR

6 Saddlelake Place NE

68 STREET

32 Ave

52 STREET

14 STREET

16 AVENUE

Coming Soon bridgelandcrossings.com

06 S AFFRON

BY GENESIS BUILDER’S GROUP

MCKNIGHT BLVD.

08

01 B RIDGELAND CROSSINGS

BY APEX CITY HOMES

06

64 Ave

84 STREET

CRI J OW OHN CH L ILD AUR IE TR BLV AIL D.

FA L RID CON GE

NOSE HILL PARK

EDMONTON TRAIL

SH AG AN

04 S TEPS BRIDGELAND

BY GIUSTINI BRIDGES IN. Sales Centre 921 - 1st Ave. NE www.stepsbridgeland.com

ER

IL

CO

68 Street NE & 80 Avenue NE

07

COUNTRY HILLS BLVD.

FO OT TR AIL

VD. LS BL

Y HIL UNTR

03 I NDIGO SKY AT SADDLERIDGE

BY CARLISLE GROUP

STONEY TRAIL 12 11

$279,900 CHAPARRAL 2 bed, 2 bath includes GST, granite, hardwood and tile, ABURN BAY plus stainless appliances. CRANSTON Now selling FINAL PHASE! Units in final phase include upper deck, lower patio, walk out to the park and bonus room!

www.CoventryStation.ca

587-896-6107 newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 33

Discover Choice in a Enjoy the Ultimate Stay-cation with the affordable and very stylish Ebony condos and townhomes in the beautiful lakeside community of Mahogany. Combining 30 years of home building experience with an impressive array of interior

feat exci

From $298,900

$1535/month Qualifying income $66,355*

5 models from 1170 – 1649 sq ft.

MARQUIS OF LORNE TR (HWY 22X)

Move In Summer 2014

MA

MAHOGANY TERRACE

HO BL GA VD NY

Outside:

• Heated single, tandem and double car garage with full driveway • Visitor parking • Lighted pathways • Beautifully landscaped • Vinyl deck • Maintenance free lifestyle for Condo Association Members • Easy access to the lake and every amenity

DEERFOOT TRAIL

• 9’ ceilings on main floor • Designer lighting package • Stacked washer and 6 cycle washer-dryer combo • Whirlpool stainless steel smooth top self-cleaning range, Energy Star rated dishwasher, 19 cu. ft. top freezer no frost refrigerator and over-the-range microwave • Water line to kitchen fridge • Rough in air conditioning and gas BBQ

MAHOGANY HEIGHTS

52 STREET SE

Inside:

MAHOGANY GATE

MAHOGANY MANOR

MAHOGANY LAKE

Preconstruction P

Choice of 3 interio carte color pale

jayman.com/e

Showhome Ho Mon-Thurs 2-8pm Sat/

211 Mahogany W

SOUTHEAST

a

Four Season Lake Community features and local amenities this is truly a once in a lifetime opportunity. Spice it up or play it cool with your choice of an exciting collection of thoughtfully designed condos and an exceptional selection of options to make your home your own.

rior

From the low $170’s 886/month Qualifying income $39,567*

7 one & two bedroom floor plan options

QUIS OF LORNE TR (HWY 22X)

HO BL GA VD NY

MA

GANY RACE

MAHOGANY HEIGHTS

OGANY GATE

MAHOGANY WAY

MAHOGANY MANOR

MAHOGANY LAKE

nstruction Pricing

e of 3 interior á la e color palettes

an.com/ebony

owhome Hours: 2-8pm Sat/Sun 12-5pm

ahogany Way SE

Inside:

• Stainless steel appliances • Granite Countertops • Engineered laminate flooring • State of the art gym • Stacked washer & dryer • Insuite storage

Outside:

• Heated underground parking • Visitor parking conveniently located for your guests • Lighted pathways • Landscaped with trees and fencing • Vinyl decks with natural gas barbeque rough-in

INNER CITY

Upscale urban condos minutes from… well… everything!

vencondos.com 403-225-0023

VISIT OUR SHOW SUITE 306 10th Street NW Monday – Thursday 12pm – 6pm (closed Friday) Saturday – Sunday 12pm – 5pm On the Second Floor above Midtown Kitchen and Bar

36

INNER CITY 11 KEYNOTE

220 12th Ave. SW

RILEY PARK VE 4A

6 AVE N

5 AVE N

12

VE 2A

12 S T. JOHNS TENTH STREET

BY STREETSIDE

3

N

SUNNYSIDE 20 STATION 08 05 17

ROTARY PARK

PRINCE’S ISLAND PARK

10th St. & 3rd Ave. NW

13 F IRST

BY FRAM + SLOKKER

21

East Village Experience Centre 553 Riverfront Ave. SE

14 6 TH & TENTH

BY LAMB DEVELOPMENT CORP.

16

EAU CLAIRE04 MARKET

09

01

UCIDA 15 L

BY CHELSEA HOMES

10

4 AVE S

06

3804 MacLeod Tr. S

13 18

5 AVE S

16 S TEPS BRIDGELAND

BY GIUSTINI BRIDGES IN.

6 AVE S

MILLENNIUM PARK

19 02

CONVENTION CENTRE

9 AVE S

07

MACLEOD TR

COLONEL BELCHER HOSPITAL MOUNT ROYAL VILLAGE

VICTORIA PARK / STAMPEDE STATION

26 AVE S

22

4 ST W

5 ST W

CALGARY EXIBITION AND STAMPEDE PARK ERLTON / STAMPEDE STATION

PROSPECT AVE

10 ST W

23 AVE S

CLIFF ST

17 AVE S

TALISMAN SPORTS CENTRE

26 AVE S

23

15

01 R IVERFRONT POINTE

BY CARLISLE GROUP

06 A VENUE

BY GROSVENOR & CRESSEY

02 M ARK ON 10TH

BY QUALEX

07 D RAKE

BY GROSVENOR

101 Riverfront Avenue S.E.

901 - 10th Ave S.W.

03 4 3 PARK

BY VERICON REAL ESTATE VENTURES 43park.ca

04 W ATERFRONT

BY ANTHEM PROPERTIES 216 Riverfront Ave. S.W.

05 V EN

BY BUCCI

835 5th Ave. NW Coming Soon Show Suite 306 10th St. NW vencondos.com

Sales Centre 921 - 1st Ave. NE www.stepsbridgeland.com

17 9 16

BY SABLE DEVELOPMENTS

11 1 ST E

12 AVE S

1 ST W

2 ST W

4 ST W

5 ST W

8 ST W

10 ST W

14

11 AVE S

FORT CALGARY

CITY HALL

OLYMPIC WY

GREYHOUND BUS TERMINAL

1035 5th Ave. SW

Visit Sales Centre at 2nd Floor, 850 - 16 Avenue S.W

08 P IXEL

BY BATTISTELLA

9A St and 2nd Ave NW www.battistella.ca

09 S OLAIRE

BY LA CAILLE GROUP

Coming Soon

18 E VOLUTION

BY EMBASSY BOSA INC.

East Village Experience Centre 553 Riverfront Ave. SE

19 V ERVE

BY FRAM + SLOKKER Coming Soon

20 L IDO

BY BATTISTELLA COMING SOON

Sales Centre 1120 Kensington Rd Register: www.battistella.ca/ registration.html

21 E INSTEIN2 IN BRIDGELAND

BY PROVIDENCE GROUP COMING SOON Register: einsteincalgary.com

22 T HE ALEXANDER

BY ASSURED DEVELOPMENTS Presentation Centre: 2719 14th St. SW

23 M ISSION 34

BY ASSURED DEVELOPMENTS

98 Mission Road SW mission34.ca

888-4th Ave. SW Presentation suite 912-5th Ave. SW www.solaireliving.ca

10 B RIDGELAND CROSSINGS

BY APEX CITY HOMES Coming Soon bridgelandcrossings.ca

newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 37

GRO

1035 5

WITH THOUSANDS OF CONDOS SOLD

KissYour Landlord Goodbye!

WE ARE ALBERTA’S TOP SELLING CONDO BUILDER

t

ARE YOU TIRED OF RENTAL INCREASES? 2 BEDROOMS FROM

130’s

$

WHY RENT WHEN YOU CAN OWN FOR

PAYMENTS FROM $209 BI-WEEkLY* YOU QUALIFY WITH A YEARLY HOUSEHOLD INCOME OF $32,300

G

B

ASk ABOUT OUR EASY DOWN PAYMENT PLAN! SADDLERIDGE

SHOW SUITES CLOSES PERMANENTLY DEC 22ND SHOW SUITE OPEN SHOW SUITE OPEN

AIRDRIE COCHRANE CENTRAL SALES CENTRE

AT RIVERFRONT POINTE 325 3RD ST. SE (ACROSS FROM BOOkERS) FOR MORE INFORMATION:

UP

403.228.5872

AIRDRIE ROA 8 ST

carlislegroup.ca

RAILWA

Upgrade to granite CoUntertops throUghoUt for only $795.

(ValUed at oVer $3000) Prices shown do not include GST and are subject to change without notice. *Ask for details, based OAC. Rendering shown is an artist concept only, actual building details may vary.

YANKEE VALL

Registe

Our recent launch was a tremendous success but there are still a few very desirable suites available!

ER

$130’s

GUARANTEED BEST VALUE AND PRICE IN THE INNER CITY

2 BEDROOMS FROM

$150’s

YOU QUALIFY WITH A HOUSEHOLD INCOME OF

$32,300 WHY RENT WHEN YOU CAN OWN FOR WITH PAYMENTS FROM

$209 BI-WEEkLY*

ASK ABOUT OUR EASY DOWN PAYMENT PLAN!

UPGRADE TO GRANITE COUNTERTOPS THROUGHOUT FOR ONLY $795!

(A $3000 Value) PROjECT LOCATION CENTRAL SALES CENTRE MEMORIAL DRIVE SE

5TH AVE. SW

DOWNTOWN

LRT STATION

3 Street SE

CreeksideVillageCondos.ca

Macleod Trail SE

14TH AVE. SE

17TH AVE. SE

1 Street SE

Register at:

NE

12TH AVE. SE 12TH AVE. SE

403.980.3334

YANKEE VALLEY BLVD SE

Memor ial Driv e

11TH AVE. SE

Centre Street S

SALES CENTRE HOURS: Mon -Thurs 2-8 pm Sat, Sun & Holidays 12- 5 pm Closed Fridays

27TH ST. SE

HIGHWAY 2

MAIN ST

RAILWAY AVE

#2105 - 403 MacKenzie Way SW Airdrie, East of 8th Street

BARLOW TRAIL SE

SHOWSUITE NOW OPEN AIRDRIE ROAD NE 8 ST

0

IN AIRDRIE

MCKENZIE WAY

LY*

2 BEDROOMS FROM

4 Avenue SE

ue SE 5 Aven

325 3RD STREET SE (across from Bookers) SALES CENTRE HOURS: Mon - Fri 12-6 pm Sat, Sun & Holidays 12- 5 pm

403.228.5872

Register at:

AlbertParkStation.ca

Prices shown do not include GST and are subject to change without notice. *Ask for details, based OAC. Rendering shown is an artist concept only, actual building details may vary.

quick tips

Start the new year with a

// by hellen buttigieg

new attitude Keep your New Year’s resolutions. If you’ve resolved to get organized in 2014 but are already feeling discouraged, detach from the results and focus on the process. We often fail to reach our goals simply because they were unrealistic in the first place. If it took 10 years for your clutter to accumulate, you can’t expect yourself to clear it all in a few days.

The key is to do only what you can, but do it consistently. Just 15 minutes a day spent organizing adds up to seven hours a month and 84 hours a year!

Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace. Email Hellen at info@WeOrganizeU.com

E

veryone has a list of things they’d like to accomplish, and a new year is the perfect time for a fresh start. Getting organized is a major resolution, and not an easy one to keep. It’s even difficult to figure out where to start on the road to becoming organized.

Start by trying out these organizational tactics:

If you’ve resolved to get organized in 2014 but are already feeling discouraged, detach from the results and focus on the process.

Tackle quick tasks now. Adopt a “do it now” policy for anything that can be done in less than five minutes. For example, when a form needs to be filled out or a cheque has to be mailed, resist putting it off until the due date – do it now. This ensures that it won’t be forgotten or misplaced and frees up the mental energy that unfinished business consumes.

Keep rooms tidy in less than two minutes. Items that don’t belong in a room are the main contributors to visual clutter. Get into the habit of removing “move elsewhere items” when you leave the room, and placing them on their way to where they do belong.

Tidy doesn’t mean perfect. Organizing is not necessarily about how it looks, it’s about how it works. If you are not naturally neat, avoid storing everything behind closed doors. Not only can it make you feel ill at ease, it may also be virtually impossible for you to maintain that kind of system. Choose furniture pieces that provide visible storage instead, like a coffee table with shelves underneath. Keep the system low maintenance. If you never seem to get around to hanging your clothes on hangers, place some open bins in your closet.

Purging for “fraidy-cats.” If you keep every paper that enters your home because you’re afraid you might need it someday, here’s a way to ease the fear. Designate a temporary holding tank, a box or bin for papers you don’t need, which you’ll dump once a month. Knowing that these papers won’t be tossed immediately and will be there “just in case” lessens the anxiety of letting them go.

Accomplish more in your day by knowing your style.

Understand your high/low energy periods and schedule your daily tasks accordingly – tough tasks during your high-energy periods and lessdemanding tasks during the low ones.

Also consider your work style when planning your day. You’ll be amazed at how much more you can accomplish by keeping your style in mind when planning your activities from day to day.

40 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

Gra

nd

Op

eni

ng Jan u

ary

2

2

41

CALGARYISM

// BY CODY BATTERSHILL

You've got to love

OUR CHINOOKS In Alberta, Chinooks are most common in its southern region, especially in the Lethbridge area, which experiences more than two dozen ever year.

They do occur north of Red Deer at certain times, but not nearly as much.

CHINOOK FACTS

Cody Battershill is the founder of Calgaryism and a top-producing realtor at Re/Max House of Real Estate. He also sits on the condominium task force at the Calgary Real Estate Board. He can be reached at 403.370.4180 or calgaryism.ca

W

hat is a Chinook, anyway?

No, I’m not talking about the North Pacific salmon, but the Chinook winds we here in Calgary are so lucky to have.

A Chinook wind is a warm, dry wind originating from the Pacific Ocean that blows eastward over the Rocky Mountains, then down their slopes onto the western prairies below.

› Rapid and considerable changes in temperature › Rapid decrease in air humidity, leading to increased fire hazard › Snow and ice may melt rapidly › Strong, warm winds that could reach dangerous speeds › People may feel a sense of relief from the cold, physically and psychologically HOW TO RECOGNIZE CHINOOKS

Apart from the rapid temperature change they bring, Chinooks are most easily recognizable by the “Chinook arch” they form – a long line of cloud to the east, and clear sky to the west. At times, these arches can seem like an imposing storm cloud, but in reality, they are winter’s “arch” nemesis.

This weather phenomenon is also our friend, as it can eliminate our winter chills and cause warm smiles all around in less than a few hours.

CALGARY AND CHINOOKS

When the first settlers of what would become Calgary arrived and established a North West Mounted Police outpost at the congruence of the Bow and Elbow Rivers, little did they know that they picked the perfect location.

A location that would experience Chinook winds every so often throughout winter which had the ability to change a cold winter's day into a warm one very quickly, and melt a substantial amount of snow within a matter of hours.

These warm winds have been known to raise the temperature on a given day by up to 20 degrees Celsius (36 degrees Fahrenheit), a change that could last for many days.

I LOVE CALGARY

As a born and raised Calgarian, I have become used to the warmth that the Chinook winds bring. They provide relief from the cold sub-zero temperatures of Calgary’s winters, and will always be another reason why I love Calgary with all my heart!

JOIN US

Want to learn more about the city of Calgary? Come and join us at Calgaryism on Facebook, Instagram and Twitter today! We will see you there!

42 NEW CONDO GUIDE | VOLUME 17 ISSUE 01 | newcondoguide.com

916 memorial.com

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For information on our Sales Centre, visit 916memorial.com

44

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CALGARY INTERNATIONAL AIRPORT

64 Ave

16 AVENUE

4

SARCEE TRAIL

TRA

IL

IV E 02 SILVERADO

BY SLOKKER

36 STREET

03 17 Ave

07 10

08

16

05 11

09

Silverado Way & Sherrif King Rd

03 O VATION

BY INTERGULF CIDEX

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04 T HE LANDINGS

BY STATESMAN

771 Patrick St. S.W.

05 O VERTURE

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BY AVI URBAN

GLENMORE RESERVOIR

BARLOW TRAIL

ORE

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MacLEOD TRAIL

NM

1020 194th Ave S.W. www.hunterhouseliving.com

ME M O R I AL

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BY STREETSIDE DEVELOPMENT 16 AVENUE

BLACKFOOT TRAIL

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14 STREET

ENU

ELBOW DRI VE

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CENTRE STREET

SOUTHWEST COMMUNITIES

SOUTHLAND DRIVE ANDERSON ROAD

DEERF

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Coming soon in Marda Loop

08 T HE ALEXANDER

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newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 45

condo sense

2014 New Year’s Resolution:

// by cameron mcneill

live smart in your small space

T

here has been a lot of discussion recently surrounding small spaces – from micro lofts to laneway housing, many of us are choosing to live in smaller homes. When MAC works with our developer-clients to design floor plans and furnish display suites, we’re always looking at ways to make the spaces as functional as possible. From custom built-in furniture with hidden compartments to easy decorating ideas, here are a few easy tips to help you make the most of your space in 2014:

Cameron McNeill is the owner of MAC Marketing Solutions, one of Alberta’s and B.C.’s leading real estate sales and marketing firms. Cameron also co-founded TAC Real Estate, a resale firm, and MPC Intelligence, a real estate market-research firm. Together with his experienced and dedicated team of sales, marketing and administration professionals, he has transacted more than 14,000 new homes and $5 billion in sales. Email him at cm@macmarketingsolutions.com or follow him on Twitter @mac_marketing

Small spaces can be practical, functional and comfortable. With the right décor, choice in furniture and use of space, we hope your New Year’s resolution will make you feel organized and clutter-free in your home for 2014.

›› Choose neutral colours. From paint to furnishings, you can make a room appear larger while giving it a warm and modern feeling. Use accent colours sparingly to add just a punch of colour. ›› M irrors can be a great way to make a space feel larger. Not only do mirrors reflect light, making a space feel brighter, but a great mirror can also add a classy touch to your home. ›› Extend the height of your cabinetry as much as possible. Not only will this give you extra storage space, but it will create the illusion of extra height. Custom wardrobes and shelving are the best bang for your buck in a small home. There are do-it-yourself options at stores like IKEA, but many other companies, such as California Closets, will build and install them for you. ›› A consistent floor material throughout your condo will create a more seamless flow. We prefer a laminate or engineered hardwood that you can carry right through your kitchen and bedroom areas. ›› Look for furniture that has multiple functions or can be easily stowed, like beds that transform into sofas, and kitchen islands that double as dining tables for eight! Whether your home comes included with these innovative features or you invest in them after the fact, they are amazing ways to make your home adaptable to any occasion.

Small spaces can be practical, functional and comfortable. With the right décor, choice in furniture and use of space, we hope your New Year’s resolution will make you feel organized and clutter-free in your home for 2014.

46 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

TIPS & TRICKS

PACKING TIPS to make your move a little easier ❏ Gather boxes in all sizes from friends, neighbours and stores.

❏ Collect cushioning material such as bubble wrap, foam

pellets, furniture pads, old blankets, plastic bags, tissue paper, newspapers and small towels to use as padding inside boxes.

❏ Create a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items in your home.

❏ Reinforce the bottom of boxes with extra tape for added strength.

❏ Label each box with the name of the room in your new home where it should be placed.

❏ List the contents of the box on the side of it.

❏ Clearly label boxes containing fragile items. ❏ Place china in plastic bags and stack plates upright on their sides, not flat.

❏ Pack your TV, stereo and computer in their original boxes whenever possible.

❏ Keep boxes to 50 pounds or less. ❏ Pack heavy items into their own smaller boxes and place

lighter items together into larger boxes. (Hint: Don’t pack all your books into one box!)

❏ Don’t move flammable, combustible, corrosive or

explosive items such as paint, gasoline and ammunition.

❏ Pack a bag of personal items you’ll need during the move and keep it in an easy-to-find place.

90%

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newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 47

HOT TOPIC

MORTGAGE OPTIONS: 8 tips to review before you renew

// BY MICHELLE MALCOLM-FRANCIS WHEN IT’S TIME TO RENEW YOUR MORTGAGE,

sharpening your focus and thinking about your future could help put thousands of dollars in your pocket. Too often, Canadians receive their renewal notice and sign on the dotted line without weighing their options. Don’t be swayed by the convenience of this route. By doing your homework, you can bring yourself one step closer to mortgage freedom.

Chances are your circumstances have changed from when you obtained your first mortgage. Whether it’s a change in job or family situation, mortgage renewal time is a great opportunity to re-evaluate your needs and the mortgage that works best for you. In most cases, when you renew your mortgage, you are simply starting the mortgage from scratch. The

48 NEW CONDO GUIDE | VOLUME 17 ISSUE 01 | newcondoguide.com

existing mortgage is closed and a new mortgage with new terms and rates is set up.

Typically, the process starts when your lender sends you a mortgage renewal statement about 30 to 45 days before your current mortgage matures. At that point, you will have to make an important decision about your future mortgage. Will it be based on signing the renewal notice and returning it to your financial institution, no questions asked, or will you take the time to meet with your lender face-to-face? If you make the wrong choice it could be a costly mistake. Since most lenders want to keep your business, meeting with them could help you secure a reduced interest rate and better term. The renewal letter from your lender may not give you the best rates available. In fact, these are often higher than the lender’s lowest rate.

Negotiating a rate and other privileges can strengthen your financial position. If your lender is not willing to do this, you are not obliged to renew your mortgage with them.

8 TIPS TO REVIEW BEFORE YOU RENEW: 01 | Pay down as much as you can afford on the existing

mortgage before signing the new deal. This can save you a lot of interest over the life of the mortgage.

02 | Banks are often willing to negotiate rates and terms, but are restricted by the products they have. On the other hand, mortgage brokers deal directly with the mortgage underwriting department from most financial institutions and can look for the lowest interest rate on your behalf.

03 | The new mortgage should be tailored to your specific needs and not to the latest headline news. Interest rates can rise and fall like a roller-coaster and are hard to predict over long terms.

04 | If the renewal rate is lower than your previous rate and you are still comfortable with making these payments, keep the payments the same at the lower rate. By doing this, you will reduce the amortization period of your mortgage.

05 | There is a variety of mortgage types available for homeowners and choosing the right one can be confusing.

Lenders will offer you terms ranging from short-term open to longer-term closed and locked-in rates. If you plan to sell your home soon, a short-term mortgage or one with flexible terms will help you avoid penalty charges if you plan to get out before the mortgage comes to an end.

Making more money? Try shortening the term of the mortgage by paying bigger lump sums each month. This strategy not only cuts the repayment period, it also saves you interest in the long term and pays down your mortgage faster.

Although it increases your monthly mortgage payment and raises your monthly expenses, it’s a great option for those who are financially sound, planning an extended leave or working toward early retirement.

Apart from making larger payments, you can also change the frequency of your mortgage payment from monthly to biweekly or weekly installments, which will save you a bundle in the long run.

Whether it’s a change in job or family situation, renewal time is a great opportunity to re-evaluate your needs and the mortgage that works best for you. In most provinces when you renew your mortgage, you are simply starting the mortgage from scratch.

If your budget is tight, choosing a long-term mortgage with a lower, fixed-interest rate may be a better option. A three-, four- or five-year term is considered a long-term mortgage.

And even though the rates are higher than a short-term mortgage, it can help you manage your budget accordingly.

06 | You can increase or decrease the amortization period of your mortgage, which can range up to 25 years. If you are looking to minimize your monthly payment, a longer repayment period is perfect. If you are looking to pay off your mortgage faster, a shorter amortization period is the way to go.

07 | Renovations are a great way to increase the value of your home, but these projects are usually expensive. You can make this type of project affordable by adding a line of credit to your mortgage, using existing equity or keeping your mortgage payments low.

08 | Refinancing your mortgage is something you may want to consider during mortgage renewal time. Refinancing frees up cash you may need for the unexpected. If you choose to refinance, you must pay out the mortgage in full and arrange a new mortgage with the same or a new lender. However, you will be expected to pay extra fees such as appraisal, legal and other costs, as it is considered a brand-new mortgage.

Becoming mortgage-free requires some planning. Taking a fresh look at your future and staying on top of your renewals will not only help you get the best deal, it will also help you enjoy the benefits of home ownership sooner. newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 49

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AIL 16 A V

16

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SE

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15

JO

10 S AGE PLACE

BY CARDEL LIFESTYLES COMING SOON

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newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 51

CONTEMPLATING CONDOMINIUMS

// by Linda Palfi

Good condo maintenance – guaranteed!

Linda Palfi is a condominiumspecialist realtor with Discover Real Estate. She has overseen many condo projects as the chair of her condo board, and is a member of the professional standards committee at the Calgary Real Estate Board.

Further articles and her Calgary Condo Directory can be found online at CondosInCalgary.com. Call Linda for more information at 403.998.7732

M

aintenance-free living is the goal of many people who buy a condominium apartment, townhouse, or even a villa or “bare-land” condominium single-family home. But few of us know that there is a virtual guarantee that the commonly owned property will, in fact, be well maintained.

The guarantee lies in Alberta’s Condominium Property Act, which places a “duty” on the condo corporation – through its Board of Managers – to maintain and repair the land, buildings and mechanical

systems that surround and serve your condominium home. Let’s see what the law actually says: “…the duties of a (condo) corporation include…to keep in a state of good and serviceable repair and properly maintain the…property of the corporation and the common property.” The law does not say that the condo corporation “may,” or “if it wants to,” or “if it can afford to” maintain the property. The law places a duty on the Board to ensure things are working and are properly maintained.

On the flip side of that coin is every individual owner’s responsibility to maintain their own living unit. The Condominium Property Act says, “An owner…shall maintain his unit in a state of good repair.” In other words, everyone in condo ownership, individually and as a group, must do their part to keep up function and good appearance, even though that can cost money.

Of course, some condo Boards don’t want to raise condo fees on themselves and their neighbours, and can be particularly shy about imposing a lump-sum special assessment to raise the funds needed to deal with an emergency. Yet any owner within the corporation can remind the Board of its “duty” in law. Court action could even be taken to require the Board to make needed repairs. Or owners could call a special meeting of the condo corporation’s membership and replace the Board with owners who are willing to ensure that good maintenance is performed.

Maintenance-free living is the goal of many people who buy a condominium apartment, townhouse, or even a villa or “bare-land” condominium single-family home To pay for proper upkeep of common property, every condominium corporation should have an annual budget to ensure that monthly condominium contributions from owners will cover expenses, and a reserve fund to lay away money for larger capital items that need replacement every decade or two. As well, a projection of the life expectancy of major components, and their cost to replace, should be prepared. This is called a “reserve fund study.”

But the reserve fund is not an ever-expanding bank account. While 30 per cent of the budget might be contributed each year, that much or more, depending on need, may be spent to replace a hot-water boiler, a building’s roof, or to make major repairs, for example, to post-tensioned cable systems in a concrete parkade.

When buying into a condominium project– new or pre-owned – the point is not only how much money is in the bank, but whether there is a detailed budget, a projection of future capital costs, and a savings plan and funded account in place to pay for need expenses. If those questions can all be answered with a “yes,” then a visual inspection of the common property will further demonstrate that the guarantee of good maintenance is performing well in this condominium development.

52 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

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55

DESIGNER ADVICE

Trend watch

2014 // BY YANIC SIMARD

PHOTO BY BRANDON BARRE

IT’S ALREADY TIME TO LOOK

ahead to 2014, and take fresh inspiration from the new trends it brings. Although it never pays to cling to trends too closely, they can be a great source of ideas that will add a little life when you find your space suffering from the wintertime blahs. Here’s my suggestion of five furniture trends to watch, that you can count on sticking around longer than a year.

Miniature vs oversized

Small space aficionados know that “condo-sized” furniture is no new invention. I’ve often said “go big or go home!” or maybe “go big and go home!” But lately people

are also going the opposite route, and choosing a size extra small.

Rather than compromising on versions of favourite furnishings shrunk slightly to fit into a compact floor plan, choose statement pieces – big or small – that will bring full satisfaction.

HOW TO DO IT

› For the ultimate seating plan, fit in the largest sofa you can (for when one or two people are lounging comfortably) and add Europeansized compact seats as side chairs to fit in the maximum number of guests during get-togethers. › Miniature chairs in particular are a trend – even beyond the usual

56 NEW CONDO GUIDE | VOLUME 17 ISSUE 01 | newcondoguide.com

18-inch seat. Petite accent chairs (child sized or even smaller) are charming conversation pieces nestled up to a coffee table, and can be used as occasional side tables when you need to rest a book or beverage.

Rugs

Over the past few seasons we’ve really seen the return of the area rug, and now the magic carpet has officially landed. In a condo space with hard floors, area rugs of all shapes and sizes are an excellent way to bring warmth, colour, and a feeling of home, even in the most modernist schemes. They look excellent paired with traditional

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furnishings or contrasted against sleek minimal forms. The timeless Persian rug especially brings a heritage appeal, although contemporary rugs come in endless patterns and prints to suit any taste.

HOW TO DO IT

› For a living area, choose a rug large enough to tuck under all the furniture legs. Add a runner (a skinny rectangle) in a kitchen or hallway, or a large rug to any room for the feeling of carpeting (leaving approximately a 12-inch border around the room). › The inky tones in classic traditional rugs are neutral enough to blend into most schemes. For an already neutral space, consider this an opportunity to add some colour.

You can roll the rug away or move it to a new room between seasons for a little change-up.

Origami

People have been developing a fascination with facets, and this love of all things angular is leading to a rise in the ancient art of Origami as an inspiration for complex bent forms in various areas of design. Like with tufting, the angles break up a material for visual interest and allow light to catch the item in different ways, adding the subtle drama that contemporary spaces have been missing in years past.

HOW TO DO IT

› Table bases are an easily overlooked detail that can benefit from a more fun form. I recently found this chunky golden nugget of a side table to make a simple statement in a client’s home. › Origami also makes for great art, brought to a large scale and in new materials.

Plastic

For the most future-forward look, it’s hard to beat the appeal of plastic. With people once again celebrating colour, the vivid tones of translucent materials like acrylic and polycarbonate will be the ultimate source of a hue infusion.

Semi-transparent materials work best grouped together (so their colours overlap and intermingle) or near a light source that will shine through and spread the colour love around.

HOW TO DO IT

› For a quick addition, a few floating shelves (such as the Shellfish series pictured below, by Kartell and available through Elte) can brighten up a wall. You might not even want to bother finding anything to put on them. › To really make a synthetic statement, try a transparent coffee newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 57

table or night stand. A piece like this visually floats to keep an airy look while adding a shock of colour that defines a furniture grouping.

Tufting

Button-tufting is a style invented for practical reasons: the buttons which hold a fabric to its backing (on a chair, headboard or anything upholstered) help keep stuffing in place by creating square or diamond-shaped pockets. The traditional look has lasted through centuries, and for 2014 it will be popular for modern settings as well. The geometric forms created by tufting can enrich the look of even the most streamlined furnishings, and can be achieved without buttons for a more subtle quilted effect.

The geometric forms created by tufting can enrich the look of even the most streamlined furnishings, and can be achieved without buttons for a more subtle quilted effect.

HOW TO DO IT

› A tufted leather sofa is a must-have investment piece, for a look that speaks to luxury but is also practical. The material will hold up to wear and be easy to maintain. › Quilting isn’t just for pieces you sit on. It can also dress a cabinet front for a private club appeal.

Now that you know what to look out for, use these tips to usher your new condo into the modern era – with staying power into the future!

58 NEW CONDO GUIDE | VOLUME 17 ISSUE 01 | newcondoguide.com

YANIC SIMARD is the design editor of New Condo Guide and principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/new combination design techniques in developing unique interiors. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca.

JANUARY 17 - 19, 2014 BMO CENTRE, STAMPEDE PARK

ScottMcGillivray Host of HGTV’s ‘Income Property’ 7:00 pm FRIDAY SATURDAY 1:30 pm

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IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think finding a home is a lot more than simply finding the right property.

That’s why we put you right in the middle of the search process.

Search your favorite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

Powered by

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13-02-26 4:50 PM

MAKE YOUR MOVE

// BY CHUCK RESNICK

MAKE FUTURE HOLIDAYS MERRIER

by properly packing seasonal decorations

junk mail, run it through a paper shredder – it makes great packing filler. » Boxes with dividers are best to pack ornaments in. They come with adjustable inserts that form individual cells for delicate items. » Keep extra hangers, hooks and ornament parts in a labeled bag or box.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

H

oliday preparations such as tree trimming, present wrapping and hanging lights can help get us in the holiday spirit and are lots of fun. But thoughtful packing of seasonal decorations and materials at the end of the holidays for the next year can keep the fun in what is, for some, a stressful time.

In other words, it pays to plan, even 12 months ahead.

Careful packing and organization prevents damage and breakage, and ensures you can find everything next year.

Here are some tips to keep in mind while packing away holiday decorations: Delicate items Wrap breakables in tissue or packing paper, or use bubble wrap. Do not use newspaper – the print may wear off on ornaments. And instead of throwing away used paper or

»

Lights To prevent tangles, wrap lights around empty gift-wrap paper tubes. » Leave the plug accessible by taping the ends of the light strands to the end of the tube. Next year, you can quickly test the lights before unwinding them. » Store coloured lights in a dark place to prevent fading – especially blue, green and purple. »

Wrapping paper Hanging garment bags provide good storage for wrapping-paper rolls.

Use outside pockets for gift tags, cards and tissue paper. » To protect used rolls of paper, cut an empty wrapping paper tube from end to end and slide it over the roll. » Ribbons and bows can be saved and reused. Pack these loosely so they keep their shape. »

Some other considerations Wrap holiday candles individually in cellophane and store in a cool place so they don’t melt together. » Pack an “open first” box. Place the decorations you use first in here with essentials such as extension cords. » Use a “wardrobe box” to hang and store seasonal clothing that you only wear twice a year like that special snowman sweater from your mother-in-law or that flashing Christmas tie. This way you can find it, wear it, and store it away on a hanger easily. » Take special care if you are storing your items in a damp area. Don’t store boxes near sources of heat and moisture. » Label every box. The more detailed the description, the easier it will be to find things next year. » Take a digital photo of special-care items like snow globes or wreaths, print them off on regular paper and tape the photo to the outside of the box as an easy description of what’s inside. »

newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 61

homebuyers’ help

Condo hunter’s checklist

When shopping for your dream condo, carry this list with you and take notes to help you remember what you saw, and where! condo #1

condo #2

condo #3

condo #4

Project & address:

Project & address:

Project & address:

Project & address:

Salesperson:

Salesperson:

Salesperson:

Salesperson:

Phone:

Phone:

Phone:

Phone:

Developer/builder:

Developer/builder:

Developer/builder:

Developer/builder:

Type:

Type:

Type:

Type:

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

2-storey highrise bungalow

detached conversion townhome

Sq. Footage:

Sq. Footage:

Sq. Footage:

Sq. Footage:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bedrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

# of bathrooms:

Interior appliances:

Interior appliances:

Interior appliances:

Interior appliances:

Options:

Options:

Options:

Options:

Parking facilities:

Parking facilities:

Parking facilities:

Parking facilities:

Special incentives:

Special incentives:

Special incentives:

Special incentives:

Price:

Price:

Price:

Price:

Down payment:

Down payment:

Down payment:

Down payment:

Condo fees:

Condo fees:

Condo fees:

Condo fees:

Financing available:

Financing available:

Financing available:

Financing available:

Other comments:

Other comments:

Other comments:

Other comments:

62 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

homebuyers’ help

Condo Buyers’ Resource Section You love the condo, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

63

homebuyers’ help

you loVe the conDo, see WHAT you CAn AFFord!

Interest rates

calculate Your MortGaGe PaYMents

aMortIZatIon PerIods

% 10 Years

15 Years

20 Years

25 Years

30 Years

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

MonthlY Pre-taX IncoMe

sPouse’s Pre-taX IncoMe

total Pre-taX IncoMe

dIvIde BY three

affordaBle MonthlY PaYMents

aMount of MortGaGe (PrIce-down PaYMent)

chart fIGure

aMount of MortGaGe dIvIded BY 1,000

aMortIZatIon aMount

aMortIZatIon aMount

estIMated MonthlY taXes and heat

MonthlY PaYMents

FoLLoW THese sTePs To see IF you’LL QuALIFy For A MorTGAGe on your DreAm conDo

01

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow.

Divide by 1,000.

02

Divide by three. This figure is the monthly payment you can afford to make on your condo.

06

Add to this your estimated monthly heating costs and monthly property taxes.

03

07

Take the total price of the condo and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice.

(Most first-time buyers take the 25-year amortization.)

05

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate.

If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies.

The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

64 NEW CONDO GUIDE | VOLUME 17 ISSUE 01 | newcondoguide.com

compAre mortGAGe rAtes For your BesT deAL varIaBle

ATB Financial

2.700

Bank of Montreal Bank of Nova Scotia

6 Months

1 Year

2 Years

3 Years

4 Years

5 Years

2.890

3.190

3.590

3.790

3.950

4.740

5.340

3.990

4.390

4.990

3.950

4.590

5.340

3.140

3.950

4.740

5.340

3.140

3.950

4.740

5.340

2.890

2.890

3.190

3.390

3.790

4.000

2.940

3.000

4.000

3.140

3.140

3.100

4.550

3.750

3.890

CIBC Mortgages

3.000

4.450

3.090

3.140

Canadian Western Bank

3.200

4.000

3.140

Canadian Western Trust

3.200

4.000

3.140

First Calgary Financial

-

4.000

First National Financial

2.600

3.950

2.990

2.790

3.090

3.390

3.590

HSBC Bank Canada

3.100

4.450

3.600

3.950

4.450

4.990

5.340

ING Direct

3.000

-

3.190

3.240

3.590

3.690

4.090

Investors Group Trust

3.000

4.200

3.140

3.140

3.950

4.740

5.340

Laurentian Bank Canada

3.000

4.400

3.140

3.190

3.950

4.740

5.340

London Life

3.000

4.200

3.140

3.140

3.950

4.740

5.340

Manulife Bank

2.800

4.450

3.000

3.200

3.350

3.450

3.740

Manulife Trust

-

4.450

3.000

3.200

3.350

3.450

3.740

National Bank

3.100

4.400

3.140

3.140

3.950

4.740

5.340

Peace Hills Trust

-

4.500

3.150

3.500

3.950

3.950

4.150

President’s Choice Fin’l

3.000

6.040

3.240

3.240

3.590

3.690

4.090

RMG Mortgages

3.000

-

2.890

2.890

2.990

3.090

3.590

Royal Bank of Canada

3.000

4.000

3.140

3.140

3.850

4.740

5.340

Servus Credit Union

-

4.000

3.140

3.140

3.950

4.740

5.340

Steinbach Credit Union

-

-

2.600

2.800

3.000

3.150

3.350

T-D Mortgage

3.000

4.000

3.090

3.140

3.950

4.740

5.340

Your Neighbourhood C.U.

-

-

3.400

3.500

3.600

3.690

3.590

Rates are subject to change without notice.

mortGAGe options you can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

All mortgages are of two basic types:

conVentionAl

open mortGAGe

Buyer can borrow up to 75 per cent of the purchase price or the value of the property, whichever is less.

Buyer has to pay 25 per cent down.

A conventional mortgage cannot exceed 75 per cent of the value of the property.

Allows borrowers are to repay all or part of the total amount of their mortgage at any time without penalty.

Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high-interest rates to a longer term when mortgage interest rates fall.

insureD or hiGh-rAtio Buyer can borrow up to 95 per cent of the purchase price or the value of the property, whichever is less.

The down payment can be as low as five per cent.

closeD mortGAGe This usually has the lowest interest rate available but lacks the flexible features of other mortgage options. It’s a good

choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions.

portAble mortGAGe Offers flexibility if borrowers move.

Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home.

This is an attractive option if the rate on the existing mortgage is lower than current rates.

newcondoguide.com | VOLUME 17 ISSUE 01 | NEW CONDO GUIDE 65

Index of advertisers

read more about our advertisers!

916

Sable Developments

Albert Park Station

Carlisle Group

Avenue

Grosvenor & Cressey

5

Avira

Jayman Modus

57

Bristol

Birchwood Developments

27

Champagne

Remington Developments

2

Concept

Jayman Modus

28

Copperfield Park II

Brad Remington Homes

68

Coventry Station

Hunter Developments

33

Cranston Ridge

Cardel Lifestyles

3

Creekside Village

Carlisle Group

38-39

Ebony

Jayman Modus

16-17, 34-35

The Edge

Streetside Developments

31

Edison

Avi Urban

23

Einstein – Marda Loop

Providence Developments

47

Einstein2 - Bridgeland

Providence Developments

41

Glas

Avalon Master Builder

44

The Gates

Remington Development Corp.

14

Groves of Varsity

Statesman

55

Heartland Townhomes

Excel Homes

29

Kintalla

Streetside Developments

32

Lido

Battistella

6

Mark on 10th

Qualex

4

The Post

Avi Urban

51

The Range

Birchwood Developments

27

Ravenswood

Slokker Canada West Inc.

7

Riverfront Pointe

Carlisle Group

Riverstone

Brookfield Residential

Sawyer

Avi Urban

67

Stone Keep

Merge Developments

30

Stone Creek Landing

Carlisle Group

38-39

Trinity

Jayman Modus

53

Ven

Bucci Developments

36

Vistas of Tuscany

Albi Homes

50

Zen – Garden Homes

Avalon Master Builder

21

66 NEW Condo Guide | Volume 17 issue 01 | newcondoguide.com

43 38-39

38-39 1, 11-13, 25

067-Avi Urban-Sawyer 12-13-13.indd 67

2013-12-20 11:56 AM

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