GTA Homes Magazine - January 30, 2021

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Greater Toronto Area Jan. 30–Feb. 27, 2021

Toronto’s Finest NEW HOME GUIDE

Coming Soon Exceptionally Fine Living in Kleinburg McMichael Estates Will Offer 60’, 70’ & 90’ Estate Homes With Expansive Ravine & Cul-de-sac Lots

INSIDE:

CHOOSING THE RIGHT ARTWORK FOR YOUR NEW HOME

HOW TO PREPARE FOR A HOME PURCHASE IN 2021

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Crafting Distinctive Niche Communities StateView Homes is a different kind of builder fusing innovative design and meticulous craftsmanship with unprecedented customer service to create an exceptional experience for homeowners. But that’s just part of the story.

StateView also seeks to inspire hope in people who need it most, whether it’s donating a percentage of every home sold to SickKids, or supporting local organizations in the communities they build. Inspiration. It’s at the heart of every StateView home and every StateView community.

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As per plan. Renderings are artist's concept. Prices, terms and specifications are subject to change without notice. E. & O.E.

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JAN. 30–FEB. 27, 2021

CONTENTS COVER STORY

22 McMichael Estates in Kleinburg THE BRAINCHILD OF TREASURE HILL AND GREYBROOK 8 HOMES Magazine | Jan. 30–Feb. 27, 2021

38 28

40

DEPARTMENTS

12

Editor’s Note New year, new opportunity

14

52

HOMES Magazine online

20 Inside the GTA 28

Special Report: Outlook 2021 Why it might turn out to be a great year for real estate

66 Industry Report: Minister’s zoning orders can be necessary tools for building homes

42 Local Focus Stouffville

52

Big Style/Small Spaces How to choose the right artwork for your home

HOMES NEWS

15

GTA new home market in November continues recent performance

18

Ontario lowrise homes lead national home price growth

19

MOD launches boutique townhomes at 55C Bloor Yorkville

COLUMNS

21

Stat Chat What to expect in the 2021 new housing market

34 Legally Speaking Real estate taxes on closing

35

Personal Finance How to prepare for a home purchase in 2021

36 Home Realty On track for 2021 to be a great year in real estate

37

IN EVERY ISSUE

10

Contributors

43 North Region 47 Southwestern Region

Real Insight

54 Maps & Charts for new home communities

December sees record sales and selling price in GTA

64 Index of Advertisers

Editors choice 22

COVER STORY: MCMICHAEL ESTATES Gracious living in Kleinburg from two of GTA’s most popular builders, Treasure Hill and Greybrook

38

FIELDGATE HOMES Great communities across the GTA

40 FLATO DEVELOPMENTS Creating that irresistible hometown feeling

44 FOREST HEIGHTS ESTATES Democrat Homes raising the bar with unique luxury homes in Horseshoe Valley

nexthome.ca | myhomepage.ca 9

CONTRIBUTORS PERSONAL FINANCE | JESSE ABRAMS Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com

CHIEF REVENUE OFFICER

Jacky Hill jacky.hill@nexthome.ca EXECUTIVE MEDIA CONSULTANT

Michael Rosset

EDITOR-IN-CHIEF – NATIONAL REAL ESTATE

Susan Legge susan.legge@nexthome.ca

EDITOR-IN-CHIEF – GREATER TORONTO AREA

Wayne Karl wayne.karl@nexthome.ca

HOME REALTY | DEBBIE COSIC Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate.

With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

MANAGING EDITOR

Rise Levy

CONTRIBUTORS

Jesse Abrams, Ben Myers, Lisa Rogers, Jayson Schwarz, Dave Wilkes SENIOR VICE-PRESIDENT, SALES NEXTHOME

Hope McLarnon 416.708.7987, hope.mclarnon@nexthome.ca SENIOR MEDIA CONSULTANTS

Jessica Wilson 416.873.1049, jessica.wilson@nexthome.ca Natalie Chin 416.881.4288, natalie.chin@nexthome.ca

STAT CHAT | BEN MYERS Ben Myers is President of Bullpen Consulting. Ben provides pricing recommendation, product mix, and valuation studies on new residential housing developments for builders, lenders and property owners. bullpenconsutling.ca

DIGITAL SALES MANAGER

Amanda Bell

VICE-PRESIDENT MARKETING – GTA

Leanne Speers

SENIOR CLIENT RELATIONS SPECIALIST – GTA

Sonia Presotto

MANAGER CUSTOMER SALES/SERVICE

Marilyn Watling

SALES & MARKETING CO-ORDINATORS

Gary Chilvers, Vi Nguyen

HOME SHOW MANAGER & NEWSPAPER CIRCULATION – GTA

Josh Rosset

BIG STYLE SMALL SPACES | LISA ROGERS Lisa Rogers is Executive Vice-President of Design for Dunpar Homes (dunparhomes.com). Lisa has shared her style and design expertise on popular television programs such as Canadian Living TV, House & Home TV and The Shopping Channel. Lisa is one of the most familiar faces on CityTV’s Cityline, a regular guest expert for fashion and image, health, wellness and design.

DISTRIBUTION

distributionteam@nexthome.ca ACCOUNTING INQUIRIES

accountingteam@nexthome.ca DIRECTOR OF PRINT MEDIA

Lauren Reid–Sachs

VICE-PRESIDENT PRODUCTION – GTA

Lisa Kelly

PRODUCTION MANAGER – GTA

Yvonne Poon

GRAPHIC DESIGNER & ASSISTANT MANAGER

LEGALLY SPEAKING | JAYSON SCHWARZ Jayson Schwarz LLM is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040.

Alicesa Pullan

GRAPHIC DESIGNER & PRE-PRESS COORDINATOR

Hannah Yarkony GRAPHIC DESIGNERS

Johannah Lorenzo, Mike Terentiev, Alice Wu

Published by

nexthome.ca

BILD REPORT | DAVE WILKES Dave Wilkes is president and CEO of the Building Industry and Land Development Association (BILD), the voice of the home building, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter at @bildgta or visit bildgta.ca

Advertising Call 1.866.532.2588 ext. 1 for rates and information. Fax: 1.888.861.5038 Circulation Highly targeted, free distribution network aimed at real estate buyers using street level boxes, racking and Toronto Star in-home delivery.

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Copyright 2021 All rights reserved. All copyright and other intellectual property rights in the contents hereof are the property of NextHome, and not that of the individual client. The customer has purchased the right of reproduction in NextHome and does not have the right to reproduce the ad or photo in any other place or publication without the previous written consent of NextHome.

Terms Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time.

Editorial Submissions from interested parties will be considered. Please submit to the editor at editorial@nexthome.ca.

10 HOMES Magazine | Jan. 30–Feb. 27, 2021

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EDITOR’S NOTE

NEW YEAR, NEW OPPORTUNITY

WAYNE KARL EDITOR-IN-CHIEF HOMES Magazine

EMAIL: wayne.karl@nexthome.ca TWITTER: @WayneKarl

+ get social 12 HOMES Magazine | Jan. 30–Feb. 27, 2021

We all looked so forward to the end of what we can all agree was not a great year in 2020 – at least from a societal and public health point of view. From a real estate perspective, things were decidedly more positive.

Now, here we are early in 2021, the former challenges remain, and the latter – the strong performance of the housing market in the GTA and elsewhere in Ontario – is also still the case.

Surprising though it may be.

Indeed, 2020 finished on a high note in the housing industry. In new homes and condos, November sales were up 68 per cent from November 2019, and 58 per cent above the 10-year average.

The benchmark price for new condos in November was $1 million, up 17.9 per cent over the last 12 months, while new single-family homes sat at $1.27 million, a 15.8-per-cent jump over that period.

In the GTA resale market, December 2020 saw the third-best result on record, with 95,000 home sales, according to the Toronto Regional Real Estate Board. The average selling price reached a new record of almost $930,000.

All of this during a pandemic.

Will 2021 continue these remarkable results?

Our Outlook 2021 Special Report that begins on page 28 explores this question and other issues. Consider, for example, what Julian Uccello, vice-president of operations at StateView Homes, has to say: “Despite the challenges COVID-19 poised in 2020, we had a surprisingly successful year in new home real estate, especially lowrise.

“We now have a vaccine, and remarkably low interest rates are expected to continue for the foreseeable future, fuelling an even stronger year ahead.”

Other comments in the feature and from our columnists in this issue also speak to what might lie ahead in 2021. And while it might not be realistic to say the ongoing pandemic won’t further impact the economy and housing market, there are some very good reasons why it might turn out to be another great year for real estate.

Indeed, a new year represents new opportunity.

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Catch up between issues at nexthome.ca and enjoy these popular stories

NEW COMMUNITY

NEW DEVELOPMENT

Mountainview Building Group offers masterfully designed homes built with families in mind at West Community in Thorold Imagine a home in a beautiful, family-friendly community, where your family can play, laugh and grow.

One where you can make memories to last a lifetime.

That’s what you’ll find in West Community – a quiet community with big-city amenities.

Award-winning condo developer Plaza’s first major lowrise community King East Estates a resounding success After establishing itself as a premiere condominium developer in Toronto and the GTA, Plaza is bringing the same standards of excellence to the lowrise world at King East Estates in Richmond Hill.

MORTGAGES HOMEBUYER SURVEY

Homebuyer intentions still strong, though buyers remain cautious – and discerning Prospective homebuyers may be somewhat cautious with their purchasing intentions for 2021. But as our NextHome Real Estate Survey reveals, buyers are becoming more discerning about what and where they want to buy, and what they’re willing to pay for it.

Where mortgage rates are headed in 2021 Should you buy a home now while rates are still low… or wait? Our mortgage columnist, Jesse Abrams of Homewise, offers his expert insight – and why you might not want to delay.

HOME PRICES

Healthy home price growth to continue in 2021 – ReMax Move-up and move-over buyers will continue to drive homebuying activity in many regions in 2021, leading to healthy housing price growth of between four and six per cent in Canada – and even higher in Ontario.

Visit or check us out on 14 HOMES Magazine | Jan. 30–Feb. 27, 2021

@HOMESMagazineON

INSIGHT

Where is the next hot spot for housing in the GTA? Where’s the next hot spot for real estate in the Greater Toronto Area? Industry consultant Ben Myers has a few ideas. Spoiler alert – they might not be where you expect.

nexthome.ca @HOMESMagazine.Ontario

@homesmagazine

IN THE SPOTLIGHT

GTA NEW HOME MARKET IN NOVEMBER CONTINUES RECENT PERFORMANCE The GTA new home market in November saw a continuation of recent trends, according to the Building Industry and Land Development Association (BILD).

It was another strong month for sales of new single-family homes, including detached, linked and semidetached houses and townhouses (excluding stacked townhouses), with 1,914 units sold, according to Altus Group, BILD’s official source for new home market intelligence.

This was up 68 per cent from last November and 58 per cent above the 10-year average.

Condominium apartments, including units in low-, mediumand highrise buildings, stacked townhouses and loft units, accounted for 1,836 new home sales, down 49 per cent from November 2019 and 32

new home market in the GTA will demonstrate its strength as the region emerges from the pandemic.”

The benchmark price for new condominium apartments in November was $1 million, which was up 17.9 per cent over the last 12 months. The benchmark price for new single-family homes was $1.27 million, up 15.8 per cent over that period.

per cent below the 10-year average.

“It was a busy summer and fall in the GTA new home market, as the pent-up demand from our lockeddown spring worked its way through the system,” says David Wilkes, BILD president and CEO. “With the arrival of winter, we are entering what is typically a quiet time in the market.

We are optimistic that the overall

NOVEMBER NEW HOME SALES BY MUNICIPALITY CONDOMINIUM UNITS REGION Durham Halton Peel Toronto York GTA

2020 36 448 72 819 461 1,836

2019 290 117 390 2,192 622 3,611

2018 410 90 758 1,430 92 2,780

SINGLE-FAMILY HOMES 2020 737 275 191 32 679 1,914

2019 217 117 250 34 518 1,136

2018 51 92 64 8 144 359

TOTAL 2020 773 723 263 851 1,140 3,750

2019 507 234 640 2,226 1,140 4,747

2018 461 182 822 1,438 236 3,139

SOURCE: ALTUS GROUP

DECEMBER SEES RECORD RESALES AND 2020 AVERAGE SELLING PRICE

Despite an unprecedented year due to COVID-19, the GTA resale market in December 2020 saw the thirdbest result on record, with 95,000 home sales, according to the Toronto Regional Real Estate Board (TRREB).

The average selling price reached a new record of almost $930,000.

“The Greater Toronto Area housing market followed an unfamiliar path

in 2020,” says TRREB President Lisa Patel. “Following the steep COVIDinduced drop-off in demand during the spring, home sales roared back to record levels throughout the summer and fall. A strong economic rebound in many sectors of the economy, ultra-low borrowing costs and the enhanced use of technology for virtual open houses and showings fuelled and sustained the housing market recovery.”

“While the housing market as a whole recovered strongly in 2020, there was a dichotomy between

the single-family market segments and the condominium apartment segment,” adds Jason Mercer, TRREB chief market analyst. “The supply of single-family homes remained constrained, resulting in strong competition between buyers and double-digit price increases. In contrast, growth in condo listings faroutstripped growth in sales. Increased choice for condo buyers ultimately led to more bargaining power and a year-over-year dip in average condo selling prices during the last few months of the year.”

GTA RESALE AVERAGE PRICES, DECEMBER 2020 (YR/YR % CHANGE) Detached Semi-detached Townhome Condo

416 $1.47M (8.1) $1.16M (15.3) $842,902 (17.6) $625,828 (-4.7)

905 $1.17M (22.7) $829,437 (17.4) $746,130 (13.3) $540,472 (6.3)

TOTAL $1.24M (17.7) $939,660 (16.6) $768,474 (14.1) $600,840 (-2.0) SOURCE: TRREB

nexthome.ca | myhomepage.ca 15

live remarkably.

It all begins with a sense of place. Understand the land, and you can see the community. We listen to what nature tells us, before we put pen to paper.

That sense of place helps to determine the design and character of each community’s inspiring architecture and thoughtful amenities that are true to its setting.

Ask yourself if what you’re looking for is a place to live – or a place to Live Remarkably.

GEORGIAN COMMUN I T I E S

Blue Mountain, ON mountainhousewindfall.ca

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Horseshoe Valley, ON braestone.ca

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IN THE SPOTLIGHT

LOWRISE HOMES IN ONTARIO LEAD NATIONAL PRICE GROWTH

18 HOMES Magazine | Jan. 30–Feb. 27, 2021

townhome segments, as families with access to extremely low borrowing costs trade traditionally desirable urban locations for more personal space,” he adds.

Ontario posted the highest yearover-year aggregate home price gains in dollar value during the fourth quarter. In Markham, for example, aggregate prices increased $133,932 to $1.1 million, the highest dollar value increase. Markham was followed

by Vaughan, which increased by $132,699 to $1.13 million; Burlington increased by $115,475 to $950,796; Pickering by $110,905 to $856,725; and Oakville prices increased by $109,912 to $1.21 million.

“Confined to their homes, Canadians are struggling to adapt their properties to accommodate the need for an office, school classroom and gym, and find themselves longing for more living space,” says Soper. “Yet buying a house is not like buying a car; for most, it is a longterm commitment. Post-crisis, some employers will be accommodating of work-from-home employee requests, and some businesses will require that their teams work together in offices again. Many will adopt a

hybrid model. Home shoppers should look at prospective neighbourhoods through a post-pandemic eye, paying careful attention to the things that will matter when we drop our masks, including restaurants, access to entertainment and even walkability.”

GREATER TORONTO AREA

The aggregate price of a home in the GTA increased 10.4 per cent yearover-year in the fourth quarter of 2020, to $936,510. Standard twostorey home prices rose 11.9 per cent to $1.1 million, bungalows 12.8 per cent to $923,047 and condos 3.6 per cent to $593,811.

With the exception of condominiums, similar strong home price gains were seen in Toronto, where the aggregate price rose 7.4 per cent year-over-year to $960,368 in the fourth quarter. Standard twostorey homes increased 10.6 per cent to $1.44 million, bungalows 12.3 per cent to $1 million and condos 1.4 per cent to $634,081.

Royal LePage projects that the aggregate price of GTA homes will increase 5.75 per cent in the fourth quarter of 2021, compared to the same quarter in 2020.

PHOTO: ROYAL LEPAGE

Homes in Ontario – and particularly those in the lowrise category – continue to be the star performers in Canada in terms of home price growth.

According to the lastest Royal LePage House Price Survey, the aggregate price of a home in Canada increased 9.7 per cent year-over-year to $708,842 in the fourth quarter of 2020, as strong sellers’ market conditions continued to shape real estate markets through the end of the year. The significant year-over-year increase in aggregate price was driven by price gains for larger properties.

When broken out by housing type, the median price of a standard two-storey home rose 11.2 per cent year-over-year to $840,628, bungalows increased 10 per cent to $592,899.

Condominiums, meanwhile, rose 3.9 per cent to $509,239. Price data, which includes both resale and new build, is provided by Royal LePage’s sister company, RPS Real Property Solutions.

“In April 2020, we issued our pandemic period forecast for Canadian real estate, the principle prediction being that unexpectedly soft spring home prices, historically low interest rates, and years of pentup demand would trigger a sharp recovery of sales volumes and rising property prices in the second half of the year,” says Phil Soper, president and CEO of Royal LePage.

“As we close the books on the strangest year in my long career, ‘recovery’ proved to be an understatement. Looking at fourth quarter results we can state without hyperbole that the health crisis triggered a real estate boom.

“High levels of unresolved housing demand and low inventory levels will likely characterize the 2021 spring market, putting further upward pressure on housing values, particularly in the detached and larger

IN THE SPOTLIGHT

MOD LAUNCHES BOUTIQUE TOWNS AT 55C BLOOR YORKVILLE RESIDENCES Toronto development firm MOD Developments has launched a collection of 10 luxury townhouses at 55C Bloor Yorkville Residences.

Starting from $1.3 million, the units average between 1,009 and 1,684 sq. ft., with two storeys of living space.

Nestled quietly off of Charles Street, the townhouses have a grade-related entrance which is accessible from the landscaped private mews or from Macy

Dubois Lane. Inside, each townhouse will have a “back door” which connects to a ground-floor corridor. From here, residents will have access to the concierge, lobby, underground parking garage, and more than 20,000 sq. ft. of amenity space.

“It was always the intent to have a variety of unit designs and sizes at 55C, and the townhouses were envisioned from the beginning

as a sophisticated blend of the urban aesthetic of the tower suites, combined with the features of a twostorey home in terms of accessibility and spaciousness,” says Gary Switzer, CEO of MOD Developments. “The desire for home offices and outdoor living space in light of the pandemic is somewhat coincidental, though creates an important conversation about the downtown housing market and affordability.”

Over the past year, Toronto has quickly seen townhomes become one of the most sought-after properties in the GTA due to a large majority of the population having to work remotely.

The Toronto Regional Real Estate Board’s recent homebuying intentions poll showed that three-quarters of respondents were interested in buying a more “ground-oriented” home to better separate their personal life from their workspace.

“The detached home market is seeing a surge in popularity, however, there is still an issue of affordability,” says Noorez Lalani, president of MOD Developments. “Townhouses provide a happy medium between detached homes and condominiums. Having this housing type, at this price point, steps away from Yonge and Bloor makes these homes exceptional.”

55C Bloor Yorkville Residences, designed by architectsAlliance, comprises 48 storeys and 641 units.

Luxury amenities include a fullyequipped gym, yoga studio and a multi-purpose, indoor/outdoor lounge. The project is under construction and will be completed in 2023. moddevelopments.com nexthome.ca | myhomepage.ca 19

#InsidetheGTA

by SUSAN LEGGE

GTA

Thrive in Smithville West coming soon Popped into Smithville in West Lincoln, Ont., where Marz Homes is building the community of Thrive in Smithville West.

Comprised of modern towns and singles surrounded by walkable amenities, such as schools and shopping, the location is situated between Niagara Falls and Hamilton, just 20 minutes from the QEW. Smithville has five schools, including four elementary and one secondary.

Check out this unique family-friendly location at marzhomes.com.

James Laird, co-founder of ratehub.ca and president of CanWise Financial mortgage brokerage, breaks down his 2021 mortgage and housing predictions.

1

2

3

4

BoC rate will stay put

There will be no new mortgage regulation introduced in 2021

Condos will still be tops for first-time buyers

Bond yields will be higher, fixed rates will follow

With focus being on the pandemic recovery, no new measures will be put in place to make it any harder for homebuyers to qualify for a mortgage.

With home values surging, condominiums will likely be the first and possibly only option for priced-out first-time homebuyers.

Canadians can expect bond yields to rise, which will cause mortgage providers to modestly increase fixed rates.

The Bank of Canada will leave the overnight lending rate unchanged for the entire year. The Bank will be patient in raising rates until prepandemic economic indicators are achieved.

I’m always looking for events and new happenings to explore. Send your tips to: susan.legge@nexthome.ca 20 HOMES Magazine | Jan. 30–Feb. 27, 2021

ADVICE | STAT CHAT

WHAT TO EXPECT IN THE 2021

NEW HOUSING MARKET BEN MYERS Last year was certainly the strangest and most challenging of my life. Like most of you, I spent a lot more time at home. Because we were staring at the same space more frequently, my wife and I got the itch to make some changes. We purchased a new couch, and for the first time in more than 10 years, I bought a new TV. If the housing data is any indication, there were a lot of people in the GTA in late 2020 making much bigger investments in their living situation than their seating and entertainment options. New singlefamily home sales surged over the last six months, and the latest data from the Building Industry and Land Development Association (BILD) noted that detached, linked and semi-detached houses recorded 1,914 sales in November 2020 (according to Altus Group, BILD’s official source for new home market intelligence). These figures for the GTA were up 68 per cent from November 2019 and 58 per cent compared to the 10-year average.

In the resale market, the GTA figures were very strong, too, with singledetached transactions rising 30 per cent annually, semi-detached sales up 34 per cent and townhouse sales 31 per cent, according to the Toronto Regional Real Estate Board (TRREB).

Who could have possibly forecast this type of massive growth during a global pandemic? Along with my co-host Steve Cameron, I interviewed Canada Mortgage and Housing Corp.’s local market analyst on our Toronto Under Construction podcast early in the pandemic. Dana Senagama discussed CMHC’s forecast

that called for a decline in house prices both nationally and in the GTA over the following 18 months. That period is not over yet, but I think that prediction is going to be very wrong.

Pricing for single-family properties have skyrocketed, with the average price in the GTA up 16 per cent to $1.27 million, per Altus, with TRREB showing single-detached resale pricing increasing to $1.20 million – a 15-per-cent annual jump.

It’s clear that many people with the financial ability to move were doing so in 2020. Some buyers wanted larger homes so they could stretch out, others wanted properties with ample outdoor space, while another popular feature was home offices.

Cottages and rural properties became very popular as second home destinations for people looking to escape the density of the city.

The one section of the market that wasn’t red hot was condominiums.

New condo sales were respectable, but high-priced downtown properties experienced slower absorption, as rental rates have tumbled (down 20 per cent annually in Toronto, as per the latest report from rentals.ca and Bullpen Consulting). Resale condo transactions were up seven per cent annually in November 2020, but prices fell into negative territory, dropping two per cent year-over-year in the GTA. The reasons for the condo decline are well documented – less tourism caused many owners of short-term rentals to sell, immigration has plummeted, international student populations are way down, fewer recent graduates are starting work in the downtown towers, and many professional couples have accelerated their “move-up” timeline and purchased a single-family home outside Toronto. Another factor is people just don’t want to be in

elevators with others right now.

However, at what point do young folks who felt they were priced out of Toronto forever take advantage of the lower prices and rock-bottom interest rates and buy in the core? How fast do the vaccinations occur and COVID numbers drop, prompting employers to bring their workers back to the office? How quickly do Ryerson, U of T, George Brown and other colleges and universities pack lecture halls again? When do investors decide pricing has hit bottom and try to swoop in to get the best deals before the market shoots up again?

These are all tough questions to answer. My expectations are that the rapid growth in the single-family sector will tail off, the market will remain strong, but don’t expect another year of double-digit price growth in the new and resale markets. New and resale condos will likely be weak for the first three to four months of the year, but start to pick up steam in the late spring and summer. There will be a number of successful new condo launches in the fall of 2021, as consumer confidence returns and price growth is reported in the resale market.

Before buying your next property, do a lot of research and surround yourself with a quality team, including an experienced real estate agent and mortgage broker. Good luck!

Ben Myers is President of Bullpen Consulting, a boutique residential real estate advisory firm specializing in condominium and rental apartment market studies, forecasts and valuations for developers, lenders and land owners. bullpenconsulting.ca Twitter@benmyers29

+MORE CONTENT ONLINE nexthome.ca

nexthome.ca | myhomepage.ca 21

COVER STORY

McMICHAEL ESTATES GRACIOUS LIVING IN KLEINBURG: NEW DEVELOPMENT THE BRAINCHILD OF TWO OF GTA’S MOST POPULAR DEVELOPERS, TREASURE HILL AND GREYBROOK McMichael Estates matches the elan of Kleinburg with homes that befit its upscale address just east of Hwy. 27 between Teston and Kirby. Here, the two developers will build an esteemed collection of 75 estate-style homes on 60-, 70- and 90-ft. lots up to 300 ft. deep – all on a private double cul-desac backing onto lush greenspace.

22 HOMES Magazine | Jan. 30–Feb. 27, 2021

What distinguishes this stunning project is undoubtedly the site itself, with a deep forest, verdant ravine and just a 10-minute walk to Kleinburg Village. The surrounding community is prestigious; populated with grand estate-style homes, also on large lots. Dotted with swimming pools and magnificent backyard

retreats, the homes within this community are singularly grand – a fitting complement to the homes of McMichael Estates.

This location is highly prized by young families seeking an address close to parents and family in Woodbridge and Maple, while also appealing to those with incomes to

support a $1.9-million-plus home.

Without question their homebuying dollar goes farther here; comparable homes within Toronto would be double the price or more. People seeking an address of distinction in an authentically upscale community that values privacy and prestige, can find it here at McMichael Estates.

Living here is a respite from the bustling surrounds of the city; a place where there’s fresh air and where the stars can still be seen at night; a place where honking horns are replaced by the sound of birds, and where children can still play happily outside.

“

Experience refined living with impeccable designs that unite the pleasure of exclusive estate living with the ultimate in grace and modern residential grandeur.

”

nexthome.ca | myhomepage.ca 23

McMichael Estates is easily accessible to some of southern Ontario’s top recreation and conservation areas. There’s no shortage of places to explore and enjoy with the family on weekends.

Nearby, you’ll find Boyd Conservation Park, Pine Valley Conservation Area, the Kortright Centre, Humber River Trails, Bindertwine Park, Pierre Berton Heritage Centre and the McMichael Gallery. Here, families can enjoy the pleasures of nature and the joys of outdoor activity.

From riverbank picnics by the Humber, to forest walks beneath a leafy canopy, to an afternoon of crosscountry skiing, or an early morning tee time at Copper Creek Golf Club, McMichael Estates is at the heart of active living, or quiet retreats. The choice is as individual as the homes that will grace this stunning site.

Experience refined living with impeccable designs that unite the pleasure of exclusive estate living with the ultimate in grace and modern residential grandeur.

Kleinburg has always been a bastion of refinement. Long considered to be the jewel of Vaughan, Kleinburg is as artistic and charming as it is prestigious and upscale. The town’s dedication to all things artistic is manifest in its delightful McMichael Gallery, probably the most wellknown landmark of the area. Here, art from the famed Group of Seven is displayed alongside treasured Inuit art and outdoor sculpture gardens.

Art is seen everywhere in Kleinburg… in the shops, in the architecture of bygone days that line the Village’s main street, and in the artisan cuisine and bakeries. Art is infused into life in Kleinburg and it imparts a sense of community pride to all who live there.

The exclusive culture of Kleinburg Village meets a cultivated and enriched lifestyle at McMichael Estates. While art is at the heart of this community, nature and sustainability is at its soul. Just a few minutes from McMichael Estates, The Kortright Centre is Ontario’s leading centre for sustainability education and events,

“

The exclusive culture of Kleinburg Village meets a cultivated and enriched lifestyle at McMichael Estates.

”

hosting more than two million people since its inception in 1982. It is a unique parkland, providing a 1.6-km Innovation Trail featuring Canada’s largest educational demonstrations of renewable energy and energy efficient technologies. It is a muchloved local attraction and offers a popular event venue in a setting that is singularly breathtaking.

The homes planned for McMichael Estates have rich architectural details and are available in four- and five-bedroom plans, with optional elevators and up to four garages.

Plus, like many Treasure Hill homes, these homes will be outfitted with Genius technology. Genius homes are fully connected with smart technology such as Amazon Echo Show, WiFi, Ring doorbells, Smart home monitoring, smart garage door openers and Nest cameras. Genius homes feature superior couture finishes such as premium quartz countertops and built-in Napoleon fireplaces. They also include numerous sustainability features designed to save energy and lessen the environmental footprint, while providing residents with the most comfortable indoor experience possible.

Add in the surrounding greenspace, conservation areas and proximity to Kleinburg Village, and this exclusive collection of estate homes will appeal to people looking for an upscale address that has it all.

McMichael Estates in Kleinburg is expected to sell out quickly. With just 75 homes available, you are urged to register your interest immediately at mcmichaelestateskleinburg.com in order to secure the opportunity to select a premier lot location.

24 HOMES Magazine | Jan. 30–Feb. 27, 2021

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75 ESTATE-INSPIRED HOMES ON A DOUBLE CUL-DE-SAC

Located in a stunning private enclave, with majestic ravine lots up to 300’ deep, McMichael Estates is just ten-minutes’ walk to coveted Kleinburg Village. Each home is designed and detailed to reflect upscale character and singular beauty, a tribute to Treasure Hill’s vision to create “the best of the best”. Classic craftsmanship and timeless appeal are the hallmarks of these magnificent homes; homes that provide the perfect setting for contemporary family life.

60’, 70’ & 90’ Estate Homes Starting From $1.9M REGISTER YOUR INTEREST NOW

McMichaelEstatesKleinburg.com Rendering is artist’s concept only. Prices and specifications are subject to change without notice. E.&O.E.

OUTLOOK 2021 | SPECIAL REPORT

2021: WHY IT MIGHT TURN OUT TO BE A GrEAt YEAR FOR rEAL EstAtE

By WAYNE KARL

Well, thank goodness that’s over.

This was a common refrain, as we all looked forward to the end of what was not a great year in 2020 – at least from a societal and public health point of view.

From a GTA real estate perspective, it was a different story, as 2020 was actually a strong year that finished on a high note. In new homes and condos, November sales were up 68 per cent from November 2019, and 58 per cent above the 10-year average. The benchmark price for new condos was $1 million, up 17.9 per cent over the last 12 months, while new single-family homes sat at $1.27 million, a 15.8-per-cent jump over that period.

During a pandemic.

On the resale side, December 2020 saw the third-best result on record, with 95,000 home sales, according to the Toronto Regional Real Estate Board, while the average selling price reached a new record of almost $930,000.

All of this, during a pandemic.

“The year just ended will easily go down as the most surprising in the history of Canada’s housing market,” RBC 28 HOMES Magazine | Jan. 30–Feb. 27, 2021

Economics summarized in its Jan. 6 Focus on Canadian Housing report.

Now, here we are early in 2021, and the challenges of COVID-19 remain. Still, many experts – including those in this special report and in columns in this issue – believe housing markets in the GTA and elsewhere in Ontario are poised for another strong year.

How? Why? Let’s explore some of the key reasons.

INTEREST RATES TO REMAIN LOW

“It’s no secret that 2020 was a year of unexpected twists and turns, but let’s not forget the things that worked out in our favour,” says Jesse Abrams, co-founder at Homewise, a mortgage advisory and brokerage firm based in Toronto.

“For Canadian homebuyers, in particular, interest rates hit record lows and encouraged considerable activity and opportunity in the marketplace. As we head into a new year with high hopes and low rates, there are many homebuyers enthusiastic and ready to enter the housing market or buy their next home.”

comfortABLE And LivEABLE This year, we plan to continue to develop residential projects that include expansive suites to make condo living more comfortable and liveable for multi-generational families, working parents, young professionals and homebuyers that respond to all tiers of the market.

Toronto and Vancouver remain Aoyuan’s focus for future development, and we anticipate moving forward with more projects in both cities this year.

In Toronto, we continue to build our upcoming 8.6-acre M2M master-planned community at Yonge and Finch in the North York area, which includes five residential towers, approximately 180,000 sq. ft. of office and retail space, daycare facilities, community centre and a new public park.

fAn yAnG General Manager (Canada) Aoyuan International aoyuaninternational.com

incrEdiBLE rEsiLiEncE Toronto’s condo segment has shown incredible resilience over the long term, and in particular in response to the unprecedented headwinds of 2020. We expect the market to improve in 2021 as a result of several key factors, including effective vaccines, continued low interest rates and greatly enhanced immigration. We anticipate the first six months of the year will be characterized by increasingly availabile immunization programs, and that thoughtfully designed and well-situated buildings will outperform in the first half of 2021.

CentreCourt’s 8 Wellesley project will be one of the very first launches of 2021. We recently started sharing our vision for this launch and are excited by the incredible response and robust demand. The launch of 8 Wellesley will be a bellwether for the rest of the industry, demonstrating that purchasers continue to see immense value in luxury downtown projects that are thoughtfully designed and situated on the doorstep of higher order transit.

GAvin chEunG In its most recent interest rate announcement, the Bank of Canada again maintained its target for the influential overnight rate at 0.25 per cent – and indicated it may do so until into 2023.

Data for the third quarter of 2020 showed strong economic rebound following the sharp decline in Q2, and economic momentum heading into Q4 appeared stronger than what was expected in October, BoC says. COVID restrictions in some areas will weigh on growth in Q1 2021 and cause a “choppy” trajectory until a vaccine is widely available, and Canada’s economic recovery will continue to require monetary policy support.

Translation? Interest rates aren’t going anywhere, anytime soon – quite likely remaining at their current low level for at least the entirety of 2021, as the economy needs time – and help – to recover.

For its part, economic research organization CD Howe Institute recommends the target rate remain at 0.25 per cent until December 2021 at least.

Vice-President CentreCourt centrecourt.com

PositivE indicAtors This year promises to be better than the one we have left behind. People are feeling that there is light at the end of the tunnel and are much more upbeat about the months ahead.

We are seeing a lot of positive indicators for the market, with a number of new projects planning to launch. There’s pent-up demand for new home product, we have extremely low interest rates, and more and more people are building funds for purchasing.

And as a result of COVID and working from home, many are seeking more space and are looking to purchase a larger property than they once thought they could afford.

michAEL diPAsQuALE Chief Operating Officer Dunpar Homes dunparhomes.com nexthome.ca | myhomepage.ca 29

viBrAnt And Busy Last year saw considerable speculation that the GTA real estate market would be severely affected by the pandemic, but surprisingly, this was not the case.

The condo market outside of downtown Toronto, lowrise, resale and cottage properties all saw an increase in pricing.

Key to this growth was the terms builders were offering to help the buyers achieve their purchases.

This year promises to be a vibrant year. However, with affordability being a key element for buyers, we see many adjusting the way they live, and some are looking outside of Toronto to buy a home. Add to that the current low interest rates and people are now able to purchase a larger property than they initially imagined.

The condo market in Toronto will bounce back once the pandemic is under control and workers and new Canadians look for housing in the city.

All of these factors contribute to what we believe will be a busy selling year for 2021.

mArK cohEn Managing Partner The Condo Store Marketing Systems condostorecanada.com

oPtimistic outLooK We have an optimistic outlook for 2021, with COVID vaccines becoming more broadly available, historically low interest rates and increasing immigration targets. We believe buyers will be active but will place more significant focus on investments that will appreciate in value and make a real contribution to city building with master plans and transit infrastructure.

Our upcoming master-planned development, Grand Central Mimico – the first official transit-oriented development in Ontario, done in partnership with Metrolinx – will cater to this demand. This transit-oriented community, anchored by the Mimico GO station, will include more than two million sq. ft. of mixed-use development, including welldesigned public spaces, retail and residential density.

John vAndyK Founder, President & CEO Vandyk Properties vandyk.com

ActivE And PromisinG We are forecasting a very active and promising 2021, with pricing holding strong along with market demand.

Toronto has an esteemed reputation globally, and with low borrowing rates and strong immigration numbers, paired with a widespread distribution of the COVID-19 vaccine, we expect our incredible city (and its restaurants, sporting events and cultural programming!) to come back to life in the latter half of this year.

From this citywide re-energization, we foresee an increase in buyer confidence to support the many great sites to be brought to market with much success, including our ninestorey boutique Annex residence project at 500 Dupont, and X02, our King West Development at King and Dufferin in downtown Toronto.

BriAn Brown Principal Lifetime Developments lifetimedevelopments.com

30 HOMES Magazine | Jan. 30–Feb. 27, 2021

INDUSTRY RESPONSE TO COVID-19

The pandemic and associated restrictions are not just having an impact on the economy and housing markets, but also on how people physically look for new homes.

Large scale public grand openings are on hold, with builders, marketers and consumers all having to rely more on innovation and technology.

And it’s working.

“Last year was a challenging one, with the pandemic forcing the closing of new home and condominium sales offices for months,” says Debbie Cosic, founder and CEO of In2ition Realty. “And yet we had the best year in the history of our company.

“We spent time working with our management staff and developers via phone, email and online to strategize for our upcoming new home and condo launches. Once restrictions eased up, we had multiple sellouts as a result of pent-up demand. We devised innovative ways to complete online deals, which represented 50 per cent of our business. We are doing the same this year, as we plan for more than 20 launches in 2021.”

Builders and developers have routinely adapted, devising creative ways to promote, launch and market their properties via expanded Internet presence and extensive use of social media.

“The table is set for a strong entry into 2021,” says Barbara Lawlor, CEO of Baker Real Estate Inc. “We have learned to sell virtually, successfully, despite pandemic restrictions, and technology has definitely been our friend. Being able to complete sales, right down to signing agreements, has paved the way for people all over the globe to purchase. I am proud of how our industry has risen to the challenge.”

If, as many experts believe, the COVID challenges are short term, and once the vaccine is fully rolled out and the recovery takes root, things could take off. And quickly.

In the meantime, though some real estate markets are affected, opportunities do exist.

One of them is in condominiums. (See The Appeal of Condominiums, further below.)

fLourishinG yEAr LOCATION, LOCATION, LOCATION

What does this mean to you? Most prospective homebuyers understand the traditional golden rule of real estate is “location, location, location.” But everything is changing, and new trends are emerging.

More and more people, for example, are looking for bigger homes, more space, larger lots – and some even for out-of-town properties that are conducive to those features. Or in the condo category, features that address their changing needs, such as working from home and technology.

In our recent NextHome Real Estate Survey (story published in our Dec. 5, 2020 issue), for example, 53.29 per cent of prospective buyers said they were willing to look outside of the 416 and 905 areas.

And in terms of what new home and condo features were most important to them, more than 51 per cent cited proximity to greenspace and other natural amenities, followed by work-from-home spaces at more than 30 per cent. And, as always, being close to highway access (28.71 per cent) and transit (28.39) is highly desired.

And no matter where or what you buy, don’t forget this simple but critical fact that escapes many consumers: Real estate is local. There is no such thing as a Canadian housing market, just as there’s no Canadian traffic or Canadian weather.

What’s most important to you is what’s happening in your market. When you buy a home, you don’t buy a national or provincial market. You buy one property, on one street, in one neighbourhood, in one city and region.

So, forget the national headlines. Examine what’s happening in your market. The same applies to the economy.

ONTARIO ECONOMY

All the uncertainty related to COVID aside (and you should always include an assessment of the local economy in your pre-buying research), the economy could rebound more quickly than some initially thought.

Why does this matter?

The market will remain positively robust for 2021 due to a few predominant factors. Demand for townhomes and single-detached homes has been accelerated by the pandemic, as homeowners are now working from home and the overall importance of a home has changed.

Homeowners now want to take advantage of maximizing space and value for their home.

There were record-breaking sales in lowrise in 2020.

Southwestern Ontario recorded the largest volume of sales in 2020, as homebuyers relocated to secondary markets outside the GTA. Your average pre-construction price per sq. ft. in Southwestern Ontario is approximately $600, compared to approximately $1,200 per sq. ft. in the GTA. For example, pricing on homes in Hamilton saw nearly a 10-per-cent increase in 2020, despite the pandemic, and this increase will continue in 2021.

Affordability and availability have been driving factors of this new trend. Another new trend due to affordability, supporting the lowrise markets, has been multiple families purchasing together, sharing the costs and residing in one home.

The luxury market will remain strong, with an influx of international buyers and empty nesters relocating. There has been a great demand from people wanting to relocate to Canada, as our country has officially become the most desirable place to live in the world based on Google search data, topping 30 other countries. It is the second-best country in the world to live, and number one for best quality of life, according to U.S. News & World Report, for the past five years.

Affordable condominiums with flexible and stretched out deposit structures are now being designed with thoughtfully curated outdoor amenities, more spacious suites with workspaces, and large balconies and terraces.

First-time homebuyers can get into the market now, taking advantage of historically low interest rates. These rates are here to stay for the foreseeable future, and will further assist economic growth.

Getting all Canadians vaccinated will only boost homebuyers’ already high confidence, and the federal government’s plan to increase immigration will further propel the housing industry. Canada will welcome more than 1.2 million immigrants over the next three years, accepting 401,000 new permanent residents in 2021, 411,000 in 2022 and an additional 421,000 in 2023.

These factors are all conducive to creating another flourishing year for real estate in 2021.

Kim KoPyL Vice-President, Sales & Marketing Elite Developments elitemdgroup.com nexthome.ca | myhomepage.ca 31

ExcitEd for 2021 We had a strong 2020, so I’m excited for 2021. Our construction team was busy in 2020, and we are excited to have three projects taking occupancy in Toronto, Etobicoke and Mississauga.

We have seen a greater demand for more family-size condominiums from new sales and existing purchasers upsizing their initial purchases. The main factors driving this new trend is working from home, competitive single-family housing market and low interest rates.

For the same reasons, investors are still seeing preconstruction condominiums as a solid investment vehicle.

Once it is safe to do so, immigration and international students will play an instant role in a stronger rental market.

Anson KwoK Vice-President, Sales & Marketing Pinnacle International pinnacleinternational.ca

GrowinG dEmAnd The residential market for lowrise homes and smaller apartment condominium blocks will remain strong in 2021, and in fact demand will grow because of a low interest rate environment and issues related to COVID-19. Many people want more space and are working from home, and they don’t mind driving further to smaller communities where cost of housing is lower.

Even after COVID is gone, hopefully soon, working from home may become permanent for a lot of people. The community, nature, environment and good quality houses will become more important than the distance to GTA. Also, many are choosing to live away from the hustle and bustle of the GTA, which for some has become unaffordable.

Although the market will be strong, we will need to be acutely aware of precautions for staff and trades due to COVID-19. In addition, we will need to monitor cost of materials and labour, as we have already seen increases in lumber pricing recently.

shAun LEvy Vice-President, Finance & Operations Flato Developments flatogroup.com

fAith And confidEncE Despite the challenges COVID-19 posed in 2020, we had a surprisingly successful year in new home real estate, especially lowrise. In the fall, we saw the strongest September for lowrise sales since 2003. October and November sales were up 44 and 68 per cent, respectively, over those same months from the previous year.

We now have a COVID vaccine, and remarkably low interest rates are expected to continue for the foreseeable future, fuelling an even stronger year ahead.

We’ll launch sales for the second phase at NAO Towns in Markham during the first quarter of the year, and I have so much faith in our housing market that we’ll bring several other communities to market after that.

JuLiAn uccELLo Vice-President of Operations StateView Homes stateviewhomes.com 32 HOMES Magazine | Jan. 30–Feb. 27, 2021

Because a strong economy, and the underlying fundamentals, are everything when it comes to real estate, specifically, the demand for housing. Economic growth produces job opportunities, which leads to population growth, housing demand and new home development.

And why is it especially important now? Because, as we have written before in HOMES Magazine, Ontario has been a strong performer before, during and – while there are no guarantees – quite likely will be after the pandemic.

THE STRENGTH OF LOWRISE

If you missed it in the opening of this story, it bears repeating: The lowrise home market is on fire.

For November 2020 (the most recent month available at time of writing), sales of new single-family homes in the GTA hit 1,914 units, according to the Building Industry and Land Development Association. This was up 68 per cent from November 2019 and 58 per cent above the 10-year average.

In terms of prices, the benchmark for new single-family homes was $1.27 million in November, up 15.8 per cent from the previous November.

On the resale side, the median price of standard two-storey homes increased 11.9 per cent year-overyear to $1.10 million in the fourth quarter of 2020, while bungalows rose 12.8 per cent to $923,047, according to the latest Royal LePage House Price Survey.

Such lowrise performance is expected to continue this year, though perhaps at a slightly slower pace. Royal LePage forecasts standard two-storey homes will increase 7.5 per cent to $1.18 million. Compare this to just 0.5-percent price growth for condos.

“Single-family homes remain in high demand,” says Debra Harris, vice-president, Royal LePage Real Estate Services Ltd. “We expect lighter activity as we near the winter holidays, but if inventory does not improve in early 2021, we could have another year of strong price appreciation.”

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ADVICE | LEGALLY SPEAKING

rEAL EstAtE tAxEs ON CLOSING… WILL YOU RECEIVE AN AdJustmEnt?

PATRICK SQUIRE & JAYSON SCHWARZ, LLM

You have moved into your new home, your finances have stabilized… and months later, you get a surprising set of property tax bills.

When closing on a new build condominium or freehold property, you should always be aware that at the time of closing, the taxing authority has not yet assessed your property, so there is no tax being billed or collected on your new home. Months will pass before roll numbers are created for each new property. When the roll numbers are issued to the local municipality, a tax bill will be issued. This includes property tax charges back to the creation date of the new property, so you will receive what are called omit or supplementary tax bills. These charges can often include 12 to 18 months worth of tax obligations.

You will also receive a tax bill for the current cycle as well. Most lawyers will brace their clients for this day of tax reckoning.

If you are aware that this is coming, you will recall having been advised that both yourself and the builder signed an “undertaking to readjust” on closing. This is an agreement to adjust any financial matters set out in the statement of adjustments that require correction or adjustment after closing. It is our experience that the property taxes are ripe for adjustment when the accounts are finally issued. At closing, the builder 34 HOMES Magazine | Jan. 30–Feb. 27, 2021

will make an educated guess on the current and future tax situation and adjust accordingly.

As a buyer, you are responsible for property taxes from the day of closing, and the prior owner (the builder) is responsible for property taxes up to the day before closing.

When you receive these bills, you have to check your closing documents to make sure that the builder has paid for their portion of the assessed taxes. In some cases, the builder will have taken a credit for payments it has not made or simply adjusted on land value, with an expectation that an adjustment will be called for. The situation will vary, but the point is that you have to check your closing documents against the tax bills to make sure that the builder has paid their share.

For those who do this every day, it is quite simple to determine the correct adjustment once the bills

are issued, so most lawyers will welcome calls from their clients to help navigate the situation. A call to the municipal tax department is often required. If it is determined that an adjustment is necessary, builders tend to deal with it very quickly and efficiently with either a direct payment to the tax authority or reimbursement to you, the owner.

It is important to pay attention to tax bills on your new build purchases, and make sure that you are not leaving money on the table. Often, you are entitled to money back.

Patrick Squire, LLB and Jayson Schwarz, LLM are the senior partners at Schwarz Law Partners LLP a real estate and business law firm.

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advice Lorem| |personaL ipsum if needed finance

HOW TO PREPARE FOR A HOME PURCHASE IN 2021 consider aLL costs and budget accordingLy

jEssE AbRAMs

It’s no secret that 2020 was a year of unexpected twists and turns, but let’s not forget the things that worked out in our favour. For Canadian homebuyers, in particular, interest rates hit record lows and encouraged considerable activity and opportunity in the marketplace. As we head into a new year with high hopes and low rates, there are many homebuyers enthusiastic and ready to enter the housing market or buy their next home.

If you are interested in purchasing a home this year, here are the key things to consider so that you’re prepared for this investment: Know what you can afford by getting pre-approved

If you’re planning to purchase a home (either your first or next home), one of the first things to consider is getting pre-approved for a mortgage. This will help you determine your affordability, what kind of down payment you need and what you’re eligible to borrow based on your income and other key factors. Having this information will also guide your home search and give you clear insight into what cities and neighbourhoods you can afford to buy in. The early weeks of 2021 have been very busy for our team at Homewise, as pre-approvals have been continually growing over this time, especially amongst first-time homebuyers who set the goal to buy in 2021.

Once you know what you can afford, you can then figure out the size of your down payment and start budgeting for your mortgage and other associated costs. Homebuyers often forget that there are other expenses, such as closing costs, beyond their down payment. These can include home insurance, land transfer tax, lawyer fees, property taxes, home inspection and more. Factoring these other costs into your budget is essential as it can impact your overall home affordability and ensure there are no surprises. pay off your debt

Before purchasing a home, it’s a good idea to pay off any outstanding debts such as your credit card, auto loans, student loans or line of credit. When you apply for a mortgage, your lender will review what is called a “debt-toincome ratio” to determine your ability to manage your monthly expenses, while paying off your outstanding debts. You can calculate this figure by adding up your monthly debts, dividing it by your gross monthly income and multiplying it by 100. The lower your debt-to-income ratio is, the better.

That’s why it’s essential to minimize as much debt as possible before you apply for a mortgage and make a home purchase. consuLt with experts

If you’re a first-time buyer or have purchased a home in the past, it’s always helpful to partner with experts.

Whether it be an experienced real estate agent or a mortgage advisor, getting transparent and informed advice will help you make a better homebuying decision. At Homewise, our mortgage advisors partner with every client and provide unbiased advice throughout the mortgage

process. They shop different lenders and compare rates and mortgage options to find the best product that suits their unique needs. In the end, you want to ensure that you’re working with someone who you can trust when making this investment. understand your current mortgage

If you’re a current homeowner and looking to buy a new home, it’s essential to understand the privileges and penalties of your existing mortgage. For example, if you’re looking to break your mortgage, you may be subject to large fees, depending on the terms and conditions of your contract. When it comes to mortgage privileges and penalties, every lender is different – making it even more important to source a knowledgeable mortgage advisor. Having someone walk you through the process of comparing lenders and mortgage features, will give you a better understanding of what you’re getting into and how it can benefit you over the long term.

Whether you’re a first-time buyer or not, making a home purchase is an exciting milestone – even more so when you’re fully prepared for it. Doing the right research and understanding even the little details will give you an advantage as you enter the market. It will help you avoid common mistakes that some buyers encounter and save you plenty of stress, time and money.

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com

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nexthome.ca | myhomepage.ca 35

ADVICE | HOME REALTY

ON TRACK FOR 2021 TO BE A GREAT YEAR IN REAL ESTATE

DEBBIE COSIC

Last year was a challenging one, with the pandemic forcing the closing of new home and condominium sales offices for months. And yet, at In2ition Realty, we had the best year in the history of our company. During the shutdown, we remained bullish and kept our team focused and working at home to prepare for the postpandemic return. We spent time working with our management staff and developers via phone, email and online to strategize for our upcoming new home and condo launches.

Once restrictions eased up, we had multiple sellouts as a result of pentup demand. We devised innovative ways to complete online deals, which represented 50 per cent of our business. We are doing the same this year, as we plan for more than 20 launches in 2021.

We are excited about this year. We have a vaccine now, so once most of our population receives that, we can return to at least some sort of “normal.” We also look forward to the government opening immigration again. Once that happens, we will have a flood of buyers from international pent-up demand, and we could then see a massive housing shortage. In a lot of countries, owning real estate is not possible for financial reasons, so owning in Canada is a dream. Another factor with immigrants is that many of them move here and rent before buying – typically five years. So, we have people who came from other countries a few years ago looking to buy, right here, right now.

36 HOMES Magazine | Jan. 30–Feb. 27, 2021

“

Mortgage rates, remember, are a huge driver of sales.

Mortgage rates, remember, are a huge driver of sales. I recently saw a posted rate of less than one per cent.

Can you believe that? These rates are historically low, and we won’t see them go up for the foreseeable future.

Another consideration is the array of people who need housing. We have an aging population, with many baby boomers wanting to sell their large properties and downsize. First-time buyers want to own to start building equity for their futures. Growing families need larger accommodations.

The other change brought about

by COVID is an increased demand for lowrise homes, especially in the 905 areas, as people transitioned to working from home. We now have a work-from-home flex culture which, although it will never replace the workplace 100 per cent, companies are more open to it now more than ever before. Employers can scale down their offices to accommodate the trend.

This is not to say that highrises in the city will be any less desirable. The

”

strength in our enormous successes is the affordability factor. Where else can you buy a property for $500,000 to $700,000? For first-time buyers and investors, condominiums are still the real estate of choice.

Everything points to a very strong market in 2021, and we are standing firm with our positive outlook. We’ll get through this phase of COVID, and we’ll get back to business full force in the second quarter.

Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

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ADVICE | REAL INSIGHT

RESALE MARKET FINISHES 2020 ON A HIGH NOTE DECEMBER SEES RECORD SALES AND SELLING PRICE IN GTA

LISA PATEL

Despite an unprecedented year due to COVID-19, including necessary public health restrictions and uncertainty surrounding the economy, Greater Toronto Area realtors reported 95,151 home sales in 2020. An increase of 8.4 per cent compared to 2019, this marks the third-best result on record. There were 7,180 sales in December, up 64.5 per cent year-over-year. In fact, year-over-year sales growth was strongest in the GTA regions surrounding Toronto, particularly for single-family homes.

After a pronounced dip in market activity between mid-March and the end of May, conditions improved dramatically in the second half of the year, with multiple consecutive months of record sales and average selling prices.

The average selling price reached

“

a new record of $929,699 – up by 13.5 per cent compared to 2019.

This included an average price of $932,222 in December – a year-overyear increase of 11.2 per cent. The strongest average price growth was experienced for single-family homes in the suburban regions of the GTA. GTA realtors listed 156,792 homes in 2020, up by 2.6 per cent compared to 2019. There were also 5,865 new properties listed in December, up by 66.1 per cent compared to December 2019.

ONGOING DICHOTOMY BETWEEN SINGLE-FAMILY HOMES AND CONDOS

The GTA housing market took an unfamiliar path in 2020. Following the steep COVID-induced drop-off in demand during the spring, home sales roared back to record levels throughout the summer and fall. A strong economic rebound in many sectors of the economy, ultra-low borrowing costs and the enhanced use of technology for virtual open houses and showings fuelled and sustained the housing market recovery.

While the housing market as a whole recovered strongly last year, there was a dichotomy between the single-family market and the condominium segment.

”

While the housing market as a whole recovered strongly last year, there was a dichotomy between the singlefamily market and the condominium segment. The supply of single-family homes remained constrained, resulting in strong competition between buyers and double-digit price increases. In contrast, growth in condo listings faroutstripped growth in sales. Increased choice for condo buyers ultimately led to more bargaining power and a yearover-year dip in average selling prices during the last few months of the year.

The next 12 months will be critical as we chart our path through recovery.

In particular, the impact of resuming immigration and reopening of the economy will be key. TRREB will release its January results and Market Year in Review and Outlook 2021 report on Feb. 8. This will include a forecast for home sales and selling prices, the latest Ipsos consumer polling on the GTA housing market and new research related to innovative ways to bring on more housing supply.

Lisa Patel is President of the Toronto Regional Real Estate Board, a professional association that represents 54,500 professional realtor members in the Greater Toronto Area. You can contact her at trebpres@trebnet.com. For updates on the real estate market, visit trreb.ca.

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nexthome.ca | myhomepage.ca 37

BUILDER PROFILE | MULTI-SITE

FIELDGATE HOMES ANNOUNCING GRAND OPENING IN PICKERING Fieldgate Homes is now open for purchasing by virtual sales appointments across the GTA! You can connect by phone, video chat, or email for a secure and convenient homebuying experience. Their teams are waiting to help you find your perfect Fieldgate home. Explore these featured communities.

for everyone, with Pickering Town Centre, sparkling Lake Ontario, shopping, greenspaces, restaurants, Toronto’s eastern border and so much more just minutes away.

Email whitbymeadowssales@ fieldgatehomes.com or call 905.666.1217 to book your online appointment.

PICKERING: SEATON

Now open – freehold towns, 30-ft. singles from the low $800,000s Discover a serene natural landscape and the convenience of incredible big city amenities at Seaton by Fieldgate Homes.

Contemporary modern living arrives at the crossroads between old and new, offering a remarkable collection of 30-ft. singles and freehold towns in a beloved community setting. This new community truly has something 38 HOMES Magazine | Jan. 30–Feb. 27, 2021

RICHMOND HILL: RICHLANDS

Now open – freehold townhomes from the mid $1.1 millions Richmond Hill’s acclaimed Richlands community is now open. Discover an incredible selection of single-garage freehold townhomes in a prime Richmond Hill location. Situated adjacent to Richmond Green Sports Park, Richlands won the hearts of GTA homebuyers in its previous releases thanks to the community’s beautiful

collection of detached homes and the remarkable community vision. Both contemporary and traditional designs are available.

Call 905.237.1730 or email richlandssales@fieldgatehomes.com to book your online appointment.

STOUFFVILLE: BLUE SKY

A collection of remarkable singles backing onto a protected greenbelt New release coming soon – 36- and 40-ft. singles from the low $1 millions Now, enjoy an in incredible collection of stunning 36- and 40-ft. singles backing onto a lush, protected greenbelt at Blue Sky. Offering a diverse selection of inspired home designs just moments to crucial modern amenities in an established community setting, explore charming country comforts,

great local shopping and dining and easy access to Hwys. 404, 407 and the Stouffville GO station.

Register now at fieldgatehomes.com STOUFFVILLE: CITYSIDE

New release coming soon – live/work townhomes and singles Register for a new release of freehold live/work townhomes coming soon. This is your chance to make your dream home come true in an incredible community setting, just minutes from all amenities. Cityside is located just minutes from Markham, Hwys. 404 and 407 and the Stouffville GO station.

Register now at fieldgatehomes.com KLEINBURG: NEW KLEINBURG

Coming soon – 38-, 40-, 44- and 50-ft. detached homes New Kleinburg is a community of inspired family residences in a beautiful

setting just moments from the heart of historic Kleinburg. With the future Hwy. 427 extension just minutes away, a new community school and excellent urban amenities close at hand, life in Kleinburg has never been more convenient. This release offers new designs for the 44- and 50-ft. detached homes in exclusive cul-desac locations. Choose from traditional and contemporary home exteriors for an elegant residence that reflects your personal style. Coming soon – a new release of 38-, 40-, 44- and 50-ft. singles in exclusive cul-de-sac locations.

Register now at fieldgatehomes.com SHELBURNE: EMERALD CROSSING

Coming soon – freehold townhomes, 36- and 40-ft. singles Discover a country landscape surrounded by every modern convenience imaginable at Emerald Crossing, Shelburne’s most

anticipated new home community.

And with a new release coming soon, enjoy an incredible collection of freehold townhomes and 36- and 40-ft. singles just minutes from big brand outlets, remarkable restaurants, breathtaking greenspaces and so much more. Value is soaring in Shelburne as Canada’s second-fastest growing municipality, meaning there’s no better time to get in on its best new home opportunity.

Register now at fieldgatehomes.com OSHAWA: DREAMSCAPE

Coming soon – 30-, 36- and 42-ft. detached singles Affordable living in revitalized Oshawa is coming soon with the incredible residences of Dreamscape.

This long-awaited new home community offers a superb mix of expertly designed and crafted 30-, 36- and 42-ft. singles, just moments to the best modern amenities Durham has to offer. Big box stores, bespoke boutiques, delicious dining, great schools, trails, conservation areas and shimmering Lake Ontario await those who call Dreamscape “home.”

Register now at fieldgatehomes.com WHITBY: WHITBY MEADOWS

Phase 2 coming soon – new release of freehold towns, semi-detached homes and singles from the $700,000s With the anticipated Phase 2 release coming soon to Whitby Meadows, find stunning towns and singles in one of the eastern GTA’s most popular communities. Take advantage of a master-planned community offering west Whitby’s best lifestyle near shopping, restaurants, Iroquois Park Sports Centre, Whitby GO station, excellent schools and more. And with an all-new Phase 2 release, discover an exceptional collection of 21-ft. two-car garage rear lane towns, 22-ft. towns, semis and 30-, 36- and 42-ft. detached designs in west Whitby’s finest natural setting.

Register now at fieldgatehomes.com nexthome.ca | myhomepage.ca 39

BUILDER PROFILE | SOUTHERN ONTARIO

FLATO DEVELOPMENTS CREATING THAT IRRESISTIBLE HOMETOWN FEELING Launched in 2005, Flato has introduced a new and refreshing spirit to community building across southern Ontario. The homebuilder has quickly established a reputation for paying meticulous attention to the finest details, whether it be how to seamlessly integrate a new neighbourhood into the existing community fabric, to offering distinctive architecture and design flourishes, and going above and beyond to ensure 100 per cent customer satisfaction. It’s an impressive reputation, and one the builder strives to exceed with every new community-building initiative.

IMPECCABLE HOME DESIGNS

Before developing a community, Flato digs deep to understand the unique personality of the location within which it is preparing to build.

It also anticipates the demographics and psychographics of future 40 HOMES Magazine | Jan. 30–Feb. 27, 2021

homeowners, and then designs in context of both the big picture and the smallest details. The result is arresting architecture that stands proud in the community, distinctively stunning while effectively complementing the greater community. Meanwhile, the home interiors are decidedly open and modern, light-filled and bright, while furnished with an array of premium finishes most other homebuilders offer only as upgrades.

EVERY ONE AN ORIGINAL

Flato understands the importance of every home needing to be as unique and distinctive as the individuals and families that call each house a home.

That’s why Flato has innovated a homebuilding process that enables it to answer to each family’s sense of style and originality. The true measure of this individualized decor process takes shape at the Flato Development

Decor Centre, where the decor palette is virtually limitless. From young and growing families who need finishes that are as distinctive as they are durable, to empty nesters who aspire to transform each room into a showcase-quality piece of art, Flato’s highly consultative decor process means every decor dream can be transformed into an everyday reality.

Consultation sessions are available by appointment only, which ensures the Flato decor specialist can provide the proper attention, focus and advice to each and every purchaser.

UNMATCHED CUSTOMER CARE

Flato’s commitment to providing individually inspired solutions is also reflected in the firm’s unwavering dedication to total homeowner satisfaction. From the day a customer first walks into a Flato sales office, to the day they cross the threshold into their new home and beyond,

supporting a number of local Ontario food banks in Mississauga, Alliston, Shelburne, Beeton and more.

WELCOME TO BEETON VILLAGE

the company believes passionately in making the homeownership journey a joyful and rewarding experience. From sales agents and customer service representatives, to the homebuilding professionals that manage the pre-delivery inspection (PDI), every customer touchpoint has been developed to ensure that homeowners can feel comfortable, informed and empowered by their decision to purchase a Flato home.

BUILDING MILLION-DOLLAR SMILES

Flato is building communities, not just homes. Since the firm’s very beginnings, Flato has always shown a deep-rooted commitment to supporting and giving back to the communities where it builds and operates. Flato has actively supported arts, healthcare, foodbanks and

others in the community, and Flato has supported the Flato Markham Theatre for many years. Flato built the Shakir Rehmatullah Cancer Clinic of Markham Stouffville Hospital.

It also actively supports Markdale Hospital in Grey County, Headwaters Hospital in Dufferin County and Stevenson Memorial Hospital in New Tecumseth. Recently, Flato contributed $1 million to South East Grey Community Health Centre; this gift will help build a full-service health clinic in Dundalk, Ont., that will provide greater access to healthcare services in Grey County. In response to the COVID-19 pandemic, Flato has also contributed a total of $500,000 toward important community support initiatives, including donating personal protective equipment (PPE) to frontline healthcare workers, and

Among the Flato communities currently in development is Beeton Village, a new enclave of heritage-style townhomes and single-family homes in New Tecumseth, Simcoe County.

Located just outside the GTA, Beeton Village has that irresistible hometown feeling that families crave, ideally situated close to major highways such as Hwys. 400, 427 and 7.

Here, Beeton Village residents can savour the quaintness of small-town living combined with an invigorating array of outdoor amenities such as hiking and biking, soccer and baseball, golfing and more. Meanwhile, residents can live minutes from all life’s modern necessities, such as banks, retailers and restaurants, schools and a public library, and a community centre.

The community offers the next level in features and finishes such as designer kitchens with exquisite countertops and finely crafted cabinetry, and nine-ft. ceilings on the main floor.

With Flato Developments’ Beeton Village phase one sold out, prospective buyers are urged to register now at beetonvillage.ca to receive first-in-line access to virtual sales events, the latest community news, exciting offers and more for upcoming phases. For information on other Flato communities currently in development across the GTA, visit flatogroup.com or call 905.479.9292. nexthome.ca | myhomepage.ca 41

NEIGHBOURHOOD PROFILE

STOUFFVILLE PRIZED LOCATION, PRICED TO MATCH

by WAYNE KARL It’s no secret some buyers are looking to move outside the downtown core, or even out of Toronto altogether, in search of bigger homes and more space. Stouffville – or more specifically, Whitchurch-Stouffville, as it is officially known – is one of those locales on their radar. As are Markham and even Unionville, as all of these desired destinations are adjacent to each other.

Indeed, population in all of these areas has long been on the rise, and Stouffville is now the second fastest growing municipality in York Region.

The town had projected a total population of 55,800 by 2021 – prior to COVID – and 60,600 in 2031, with 97 per cent of the growth within the urban boundaries of the community.

Nearby Markham is the fourth most populous community in the GTA – after Toronto, Mississauga and Brampton – and has been a hotbed for economic growth and development for years.

RESIDENCE HAS ITS PRICE

Buying a home in the MarkhamStouffville area may cost you, though, as it has also become one of the GTA’s hottest housing markets.

According to the Royal LePage Home Price Index for the fourth quarter of 2020, aggregate home prices grew 13.9 per cent yearover-year to $1.06 million. Standard two-storey prices also rose, by 14.2 per cent to $1.23 million.

MARKHAM-STOUFFVILLE HOME PRICE GROWTH, Q4 MARKET Aggregate home types Standard two-storey Condomiunums

Q4 ‘19 $966,504

Q3 ‘20 $1.06M

Q4 ‘ 20 $1.1M

Q/Q %CHG

YR/YR %CHG

3.9

13.9

$1.07M

$1.17M

$1.23M

4.4

14.2

$502,490

$552,604

$552,202

-0.1

9.9

SOURCE: ROYAL LEPAGE HOUSE PRICE SURVEY AND MARKET SURVEY FORECAST

Not only does residence have its price in terms of home costs – average household income is well above the provincial average, which is necessary to support living here – it is also testing local ambitions for growth. The Town aims to facilitate more varied and lowercost types of housing development to attract newcomers and widen the demographic profile, to support expanding local businesses.

A large portion of Whitchurch– Stouffville lies on the Oak Ridges Moraine, an environmentally sensitive, geological landform stretching 160 kms from the Trent River in the east to the Niagara Escarpment in the west.

Proximity to nature is an obvious 42 HOMES Magazine | Jan. 30–Feb. 27, 2021

appeal here, as more than 1,140 hectares of the 20 York Regional Forest tracts are found within Whitchurch–Stouffville, with the Whitchurch Conservation Area alone covering 10 hectares.

The area also boasts dozens of parks, baseball diamonds, soccer pitches and children’s play zones, and kilometres of scenic pathways with bridges that provide recreational activity for runners and cyclists.

Getting around Stouffville is facilitated by easy access to Hwys.

404 and 407 and the DVP, and for public transit, York Region Transit/ Viva connects with all nine York Region municipalities, and GO Transit provides regular train and bus service.

Blue Sky in Stouffville, by Fieldgate Homes LOCATION, LOCATION, LOCATION

Population of 45,837, located in the Regional Municipality of York in the GTA; about 50 km from downtown Toronto KEY LANDMARKS

• Angus Glen Golf Club • Flato Markham Theatre • Latcham Art Centre • The Lebovic Centre for Arts & Entertainment • Milne Dam Conservation Park • Spring Lakes Golf Club • Varley Art Gallery SELECT HOUSING DEVELOPMENTS

BlueSky

By Fieldgate Homes fieldgatehomes.com Cityside

By Fieldgate Homes fieldgatehomes.com Main & Co.

By StateView Homes stateviewhomes.com NAO Towns

By StateView Homes stateviewhomes.com Pace on Main

By Geranium paceonmain.com Springwater

By Mattamy Homes mattamyhomes.com NOTABLE NEIGHBOURHOODS

Visit nexthome.ca • Aileen Willow Brook • Angus Glen • Berczy • Cardinal Point • Cornell • Wheler’s Mill • Unionville

HOMES MAGAZINE

NORTH REGION FEATURING PROFILES OF NORTH REGION ONTARIO BUILDERS AND COMMUNITIES

PICTURES ARE COURTESY OF DEMOCRAT HOMES. FOR MORE INFORMATION SEE PAGE 46.

Alliston • Barrie • Collingwood • Innisfil • Orillia Meaford • Shanty Bay • Thornbury • Wasaga Beach nexthome.ca | myhomepage.ca 43

BUILDER PROFILE | HORSESHOE VALLEY

FOREST HEIGHTS ESTATES DEMOCRAT HOMES RAISING THE BAR WITH UNIQUE LUXURY HOMES A new year, a new home in your future. Last year was difficult for so many, but it also provided many Canadians with a clear focus on what is important. Instead of travel and frivolous spending, Canadians focused on saving their money and investing their hard work and income on something that provided them with safety, space and comfort… a home for their families.

Working remotely is now a reality for many businesses, and a new mindset has emerged. Why live-in cramped conditions on the 50th floor of a condo building, where the only fresh air and freedom is a packed elevator ride away? Choose to reside in a home with space to breathe, a place where the air is supplied by the majestic green of your very own patch of Mother Nature.

44 HOMES Magazine | Jan. 30–Feb. 27, 2021

FIND YOUR PATCH IN FOREST HEIGHTS ESTATES

Picture it. Towering pines and maples, oak trees and white birch dotting the landscape. Breathe in the clean, fresh air as you listen to the serene quiet, interrupted only by the gentle chirping of birds. This is what life could be… it’s what people dream of. Now picture the home of your dreams framed against the greens and reds and browns of the Simcoe County Forest. This isn’t a fantasy or a pipe dream, this is the reality Democrat Homes is building for people in the brand-new Forest Heights Estates community in Horseshoe Valley. Escape the concrete jungle and embrace nature on your own slice of paradise.

Phase 1 is now completely sold, but you can still be a part of this magical community. The start of 2021 brings new opportunities with the release of Phase 2 in Forest Heights. Thirtythree new and spacious lots are now available, a minimum of half an acre included with every home, but with the choice of larger premium lots that approach three acres of treed beauty, and walkout lots that redefine what your home can be. There really is something for everyone. Each house is given the space it deserves, instead of packing you in like sardines in a

can – the way so many subdivisions look and feel nowadays.

Democrat Homes (aka the Palumbo family) has spent the last 20 years crafting quality homes for communities across Ontario. It has taught the company a lot about the difference between a house and a home. A house is a shell, four walls and a roof with no personal attachment. A home is somewhere you choose to live, a place where you feel safe and spend time with those you love. Last year proved how important it is and how, when push comes to shove and hard choices need to be made, you want your home to be the setting for your biggest moments and celebrations. Democrat Homes wants Forest Heights to be the place you choose.

With such stunning natural beauty of nature all around, Democrat has raised the bar with the quality of its standard features to bring elegance and a luxury inside every house it builds. Incredible standard features include engineered hardwood floors, nine-ft. ceilings, oak stairs, steel insulated garage doors, upgraded trim and kitchen cabinets, 200-amp service, potlights, tankless water heaters and more. Democrat wants to set every house apart with

a uniqueness and individuality that will speak to very singular tastes.

These are homes you can be proud of and where your family can live for years to come. This means quality construction with the peace of mind that only a new build can provide. You can rest assured that every Democrat home is built to the Ontario building code with only high-quality materials and finishings that will last you a lifetime. Customizable premium upgrades can add that personal touch all your very own. With hundreds of options, you can make your home as “you” as you want to.

This stunning community is located in Oro-Medonte, within the beautiful Horseshoe Valley. Forest Heights Estates feels like a private getaway yet is just 15 minutes from neighbouring cities of Barrie or Orillia, or just an hour’s drive to Toronto.

Just minutes away from world class golfing, indulge your wild side exploring the Adventure Park at Horseshoe Valley Resort, skiing at Mount St. Louis Moonstone, canoeing on Bass Lake, walking the countless trails and wildlife preserves or enjoying the many restaurants and boutique art shops tucked into the surrounding towns. Whether it’s the peace and quiet tranquility of your backyard or a day filled with adventure, it’s all at your fingertips at Forest Heights Estates.

Sales Manager Mark Palumbo handles every purchase personally, and will help you navigate your new home with ease. From the initial deal to colour charts, electrical layouts and kitchen design, Mark will help you with every aspect of your new home. For more information and to register, visit democrathomes.com or email Mark directly at mark@democrathomes.com. nexthome.ca | myhomepage.ca 45

FOREST HEIGHTS

FOREST HEIGHTS HAS IT ALL! STUNNING BUNGALOW & 2-STOREYS 1/2 - 2 ACRE RAVINE LOTS AMAZING BONUSES INCLUDED! ENGINEERED HARDWOOD FLOORING 3-PIECE APPLIANCE PACKAGE LED POTLIGHTS INSULATED STEEL GARAGE DOORS MUCH MORE! EMAIL: MARK@DEMOCRATHOMES.COM

democrathomes.com

HOMES MAGAZINE

HOMES MAGAZINE SOUTHWESTERN

SOUTHWESTERN ONTARIO ONTARIO FEATURING AND COMMUNITIES COMMUNITIES FEATURINGPROFILES PROFILESOF OFSOUTHWESTERN SOUTHWESTERN ONTARIO ONTARIO BUILDERS AND

PICTURES ARE COURTESY OF DUNPAR HOMES. FOR MORE INFORMATION SEE PAGE 48.

PICTURES ARE COURTESY OF DUNPAR HOMES. FOR MORE INFORMATION SEE PAGE 37.

Brantford • Burlington • Cambridge • Georgetown • Guelph Halton •Hills • Hamilton • Kitchener-Waterloo Brantford Burlington • Cambridge • Georgetown• Milton • Guelph Niagara • Oakville • Stoney Creek • And Surrounding Areas

Halton Hills • Hamilton • Kitchener-Waterloo • Milton Niagara • Oakville • Stoney Creek • And Surrounding Areas

nexthome.ca | myhomepage.ca 47

Luxury Custom Bungalows and Towns.

No compromises. No sacrifices. Undeniable splendour.

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Priced from the mid $800k’s

The Corner of Perth Trail & Ailsa Trail, Welland, ON 289.820.8600 Priced from the mid 500k’s

Executive townhomes overlooking a Carolinian forest in the heart of Niagara

Limited new release of award winning executive bungalows and townhomes

LUCCHETTAHOMES.COM

Prices & specifications subject to change without notice. E. & O.E.

*

HOMES Magazine salutes the following companies for their dedication to customer service.

After-Sales Service is an essential component of a healthy new home industry.

These builders are proud of their commitment to the principles of excellent customer service.

DEDICATED TO

EXCELLENT

TM

50 HOMES Magazine | Jan. 30–Feb. 27, 2021

CUSTOMER SERVICE

nexthome.ca | myhomepage.ca  51

INSPIRATION |

big style, small spaces

RIGHT ARTWORK HOW TO CHOOSE

THE

FOR YOUR HOME

by LISA ROGERS

You may be worried about choosing the right size or the right colours to fit your space, but choosing art for the home is more intuitive than you might think when following a few simple rules.

Artwork is very personal, and it is one of the more comprehensive statements you can make in your home, which defines your personality and who you are. It adds 52 HOMES Magazine | Jan. 30–Feb. 27, 2021

character, visual interest, and it’s also an investment you can take with you should you move. The best part of artwork is that you don’t have to spend exorbitant prices for a piece you love. There are so many artists, prints and pieces available that can fit any budget or style. The challenging part is in deciding where (and how) you hang your artwork. Here are some of my fail-proof suggestions.

TRUST YOUR INSTINCTS

Though you can certainly follow some “rules” when it comes to your home decor, your walls don’t necessarily have to follow the same dogma. Consider viewing your walls as a blank canvas. Your walls can be the place for your more eclectic or emotional choices. Remember, art is a platform for self-expression, for colour, texture and storytelling. Trust

your instincts on what art speaks to you personally, and consider it your artistic expression.

ATTEND ART EVENTS AND HEAD TO THE GALLERIES

However big or small, every city has its vibrant art scene, and the best way to learn about art is to study it.

Expose yourself to emerging artists, whether at an art event or through a gallery tour. How many times have you heard a story of someone purchasing an unknown piece of art only to find out years later it was made by a now-famous artist?

Paperworks are also a great tip: Much less expensive than oil on canvas, you can still have the sentiment of a great piece of art at half the price.

COMPLEMENT THE ROOM’S SIZE, COLOUR AND AESTHETIC

From the kitchen to the living room, the artwork will be very different for each room. Your bedroom is meant to be a retreat: A place for relaxation and contemplation, so the artwork should reflect that. Whether you place your art directly above your bed or opposite,

typically large scale pieces work well and should hang at eye level. Look for abstract details in soothing colours that help you to relax. When it comes to the living room, for example, this is where you can play with louder prints, designs and tones. Just remember you don’t want the artwork to overwhelm the space, but complement it.

CONSIDER YOUR AVAILABLE WALL SPACE

This is important: You have to determine what kind of real estate you have. If you have a large wall to fill or want one statement piece to anchor your space, look for largescale art. These pieces can make a tremendous impact. If you have a smaller wall, creating a gallery wall is equally as impactful. Pair complementary styles and colours together, assessing what’s currently in your space, so every aspect complements each other.

USE LARGE FRAMES

If you don’t have the budget for a large piece of art, try exaggerating the size of your wall by incorporating a few smaller elements – small photographs or prints – by placing them in thin frames with large borders. It emphasizes the artwork and prevents the wall art from looking cluttered (especially in a small setting).

STACK ART VERTICALLY

Stacking artwork in a vertical pattern can lengthen the height of a wall visually. Start from top to bottom to create a narrative of how the artwork can harmoniously work together on the wall as a collage.

Lisa Rogers is Executive VicePresident of Design for Dunpar Homes (dunparhomes.com). Lisa has shared her style and design expertise on popular television programs such as Canadian Living TV, House & Home TV and as a regular guest expert for fashion and image, health and wellness and design on CityTV’s Cityline. Follow Lisa’s blog at craftedbylisa.ca nexthome.ca | myhomepage.ca 53

HOT PROPERTIES

FIND YOUR NEXT HOME

The latest properties in the Greater Toronto Area to keep your eye on

MAP LOCATION 1.

SITE

ADDRESS

CONTACT

Ajax..................................................A Towns ...................................................................... Bayly St. E. & Salem Rd. S. ....................................................... fieldgatehomes.com

2.

Ajax..................................................A Towns ...................................................................... Bayly St. E. & Salem Rd. S. ..........................................paradisedevelopments.com

3.

Aurora.............................................Queen’s Grove Collection..................................... Yonge St. & Bloomington Rd. ............................................... northstarhomes.com

4.

Aurora.............................................Allegro Downtown Aurora .................................... 36 Klees Crescent .................................................................................geranium.com

5.

Aurora.............................................Woodhaven ............................................................... 14222 Yonge St. ................................................................brookfieldresidential.com

6.

Aurora.............................................Shining Hill ................................................................ Yonge St. & St. John’s Siderd. .............................................. regalcresthomes.com

7.

Aurora.............................................Aurora Townhomes................................................. George St. & Wellington St. .........................................................andrinhomes.com

8.

Aurora.............................................Paradise Aurora ........................................................ Mavrinac Blvd. & Wellington St. ...............................paradisedevelopments.com

9.

Brampton.......................................Vales of the Humber Estates ................................. McVean Dr. & Countryside Dr.............................................. regalcresthomes.com

10.

Brampton.......................................Spring Valley Estates ............................................... 1364 Queen St. ........................................................................ springvalleyestates.ca

11.

Brampton.......................................Mayfield Village ........................................................ Bramalea Rd. & Mayfield Rd. ................................................. royalpinehomes.com

12.

Brampton.......................................Claireville Urban Towns ......................................... The Gore Rd. & Queen St. ..................................................... royalpinehomes.com

13.

Brampton.......................................Upper Valleylands of the Credit River ................ Mayfield St. & Chinguacousy Rd. .......................................... fieldgatehomes.com

14.

Brampton.......................................Three Rivers Claireville........................................... Goreway Dr. & Humberwest Pkwy ....................................... nationalhomes.com

15.

Brampton.......................................Mayfield Village ........................................................ 4585 Mayfield Rd. .................................................................countrywidehomes.ca

16.

Brampton.......................................Cleave View Estate By The Credit ........................ Queen St. & Mississauga Rd. ................................................ regalcresthomes.com

17.

Brampton.......................................Westfield..................................................................... Mississauga Rd. & Steeles Ave. ...........................................................greatgulf.com

18.

Brampton.......................................The Estates of West River Valley........................... McVean Dr. & Countryside Dr............................................... royalpinehomes.com

19.

Brampton.......................................Mount Pleasant North & UNION Mount Pleasant .... Remembrance Rd. & Edenbrook Hill Dr. ............................mattamyhomes.com

20.

Brampton.......................................High Point .................................................................. Mississauga Rd. & Mayfield Rd. ................................paradisedevelopments.com

21.

Brampton.......................................Beechwood ............................................................... Chinguacousy Rd. & Mayfield Rd. ...........................paradisedevelopments.com

22.

Caledon .........................................Ellis Lane .................................................................... Mayfield Rd. & Chinguacousy Rd. ........................................mattamyhomes.com

23.

Caledon .........................................Palgrave Estates ....................................................... Mount Pleasant Rd. & Hunsden Rd. ...............................................flatogroup.com

24.

Caledon .........................................Pathways Caledon East .......................................... Old Church Rd. & Innis Lake Rd. .....................................................flatogroup.com

25.

Etobicoke.......................................Vita On The Lake 2 .................................................. 2167 Lake Shore Blvd. W. ........................................................mattamyhomes.com

26.

Etobicoke.......................................Lake Shore Village ................................................... 68 Daisy Ave. ................................................................................. dunparhomes.com

27.

Etobicoke.......................................Lake & Town .............................................................. Islington Ave. & Lake Shore Blvd ......................................................... menkes.com

28.

Etobicoke.......................................80 Thirtieth St. Towns ............................................. 80 Thirtieth St. .............................................................................. dunparhomes.com

29.

Former City of York .....................2650 St. Clair Ave W. ............................................... 2650 St. Clair Ave W .................................................................... dunparhomes.com

30.

Former City of York .....................2650 St. Clair Ave W. ............................................... 2650 St. Clair Ave W ....................................................................... madisongroup.ca

31.

North York .....................................Saturday in Downsview Park 2 & Parkside Towns at Saturday......... 2995 Keele St. ............................................................................mattamyhomes.com

32.

North York .....................................670 Progress Ave. .................................................... Progress Ave. & Grangeway Ave. ......................................... fieldgatehomes.com

33.

North York .....................................Origins of Don Mills ................................................ Don Mills Rd. & Lawrence Ave. .............................................mattamyhomes.com

34.

North York .....................................Hounslow Station .................................................... Yonge St. & Hounslow Ave. ...................................................mattamyhomes.com

35.

North York .....................................Park Place on Patricia ............................................. Bathurst St. & Patricia Ave ......................................................mattamyhomes.com

36.

North York .....................................Linbury Hill ................................................................ Linelle St. & Franklin Ave. .......................................................mattamyhomes.com

37.

Kleinburg .......................................Kleinburg Summit Gallery On The Park............. Kipling Ave. & Teston Rd. ........................................................mattamyhomes.com

38.

Kleinburg .......................................McMichael Estates ................................................... 10340 York Regional Rd. 27 ............................................................treasurehill.com

39.

Kleinburg .......................................The Enclave on Nashville ...................................... 99 Nashville Rd. .......................................................................stateviewhomes.com

40.

Markham and Unionville ...........Canvas on the Rouge ............................................. 9700 Ninth Line ...........................................................................canvasmarkham.ca

41.

Markham and Unionville.............Cornell Markham ..................................................... Bur Oak Ave. & Hwy 7 .............................................................. ballantryhomes.com

42.

Markham and Unionville ...........Cornell Rouge........................................................... 655 Cornell Centre Blvd. .............................................................. madisongroup.ca

43.

Markham and Unionville ...........Riverwalk Meadows ................................................ Ninth Line & 14th Ave. .......................................................................flatogroup.com

44.

Markham and Unionville ...........Angus Glen South Village ...................................... 9980 Kennedy Rd., #200. .........................................kylemorecommunities.com

54 HOMES Magazine | Jan. 30–Feb. 27, 2021

+

MAPS

BUILDERS IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO EDITORIAL@NEXTHOME.CA

MAP LOCATION

SITE

Locate properties using the map on the following page

ADDRESS

CONTACT

45.

Markham and Unionville ...........Kennedy Manors ...................................................... 4500 Major Mackenzie Dr East. ...............................kylemorecommunities.com

46.

Markham and Unionville ...........Nao Phase 2 .............................................................. 14th Ave. & McCowan Rd.......................................................stateviewhomes.com

47.

Markham and Unionville ...........On The Mark Phase 2.............................................. 16th Ave. & Woodbine Ave. ...................................................stateviewhomes.com

48.

Newmarket....................................Glenway Urban Towns ........................................... Bathurst St. & Highway 9 .............................................................andrinhomes.com

49.

Oshawa ..........................................Kingsview. Ridge ...................................................... Taunton Rd. & Townline Rd. N........................................................treasurehill.com

50.

Oshawa .........................................Southpointe Towns ................................................. Dean St. & Ritson Rd. ........................................................northstarhomesinc.com

51.

Oshawa .........................................Winchester Estates .................................................. Ritson Rd. & Winchester Rd................................................................... menkes.com

52.

Oshawa ..........................................Park Ridge .................................................................. Conlin & Townline Rds. ................................................... tributecommunities.com

53.

Pickering ........................................Geranium in Pickering............................................ Altona Rd. & Twyn Rivers Dr. .............................................................geranium.com

54.

Pickering ........................................Nutowns ..................................................................... Brock Rd. & Whitevale Rd. ............................................................ madisongroup.ca

55.

Pickering ........................................Edgewood Pickering............................................... Altona Rd. & Finch Ave. .......................................................................geranium.com

56.

Pickering ........................................Seaton ......................................................................... 1075 Taunton Rd. ...................................................................... fieldgatehomes.com

57.

Pickering ........................................Frenchman’s Bay...................................................... Liverpool Rd. & Bayly St. ...................................................................madisonfb.com

58.

Pickering ........................................Seatonville ................................................................. Brock Rd. & Taunton Rd. ............................................paradisedevelopments.com

59.

Richmond Hill ..............................Centerfield ................................................................. Leslie St. & Stouffville Siderd. .............................................. royalpinehomes.com

60.

Richmond Hill .............................921 Bayview & Nineteenth .................................... Bayview Ave. & 19th Ave. ....................................................... royalpinehomes.com

61.

Richmond Hill .............................Ivylea ........................................................................... Leslie St. & 19th Ave. ......................................................................marlinspring.com

62.

Richmond Hill ..............................Richlands.................................................................... Leslie St. & Elgin Mills Rd. ...................................................... fieldgatehomes.com

63.

Richmond Hill .............................Millbrook Park........................................................... Elgin Mills & Leslie St..........................................................northstarhomesinc.com

64.

Richmond Hill .............................Park Lane Place ........................................................ Elgin Mills & Leslie St..........................................................northstarhomesinc.com

65.

Richmond Hill .............................Observatory Hill ....................................................... Bayview Ave. & 16th Ave. ........................................................myobservatoryhill.ca

66.

Richmond Hill .............................Rosedale Greens ...................................................... Leslie St. & 19th Ave. .........................................................northstarhomesinc.com

67.

Richmond Hill .............................Bayview Gates .......................................................... Bayview Ave. & Bloomington Rd. ...................................... regalcresthomes.com

68.

Richmond Hill ..............................King East Estates ...................................................... King Rd. & Toscanini Rd...................................................................... pureplaza.com

69.

Scarborough .................................670 Progress Ave. .................................................... Progress Ave. & Grangeway Ave. ......................................... fieldgatehomes.com

70.

Scarborough .................................Valleyview Garden................................................... 3012 Kennedy Rd. ...................................................................valleyviewgardens.ca

71.

Scarborough .................................Upper Summerside ................................................. 743 Warden Ave. ......................................................................mattamyhomes.com

72.

Scarborough .................................2787 Eglinton Ave. E................................................ 743 Warden Ave. ......................................................................mattamyhomes.com

73.

Scarborough .................................Twelve on The Ravine ............................................ 1379 Military Trail ....................................................................................905-477-1177

74.

Scarborough .................................670 Progress Ave. .................................................... Progress Ave. & Grangeway Ave. .......................................... fieldgatehomes.com

75.

Thornhill ........................................Citylux Towns at Thornhill Woods ...................... Dufferin St. & Rutherford Rd. ................................................ fieldgatehomes.com

76.

Vaughan .........................................Hotel Vie..................................................................... 8440 Hwy. 27............................................................................................hotelvie.com

77.

Vaughan .........................................Evoke ........................................................................... Dufferin St. & Rutherford Rd. ..........................................................treasurehill.com

78.

Whitby ............................................Queen’s Common ................................................... 1075 Taunton Rd.. .....................................................................mattamyhomes.com

79.

Whitby ...........................................Country Lane ............................................................ Taunton Rd. & Country Lane ........................................... countrylanewhitby.com

80.

Whitby ...........................................The Hamptons at Country Lane .......................... Taunton Rd. & Country Lane ......................................................... heathwood.com

81.

Whitby ...........................................The Boatworks Towns in Whitby ......................... Brock St. S. & Victoria St. W. ........................................................andrinhomes.com

82.

Whitby ...........................................Park Vista/Whitby Meadows ................................. Cochrane St. & Taunton Rd ................................................... fieldgatehomes.com

83.

Whitby ...........................................Waterside Villas ........................................................ Gordon St. & Scadding Ave. .................................................. fieldgatehomes.com

84.

Whitechurch/Stouffville ............Blue Sky ...................................................................... 9th Line & Millard St. ................................................................ fieldgatehomes.com

85.

Whitechurch/Stouffville ...........Cityside Stouffville................................................... Tenth line & 19th Ave. ............................................................. fieldgatehomes.com

86.

Woodbridge ..................................Pine Valley.................................................................. Pine Valley Dr. & Major Mackenzie Dr. .....................................marlinspring.com nexthome.ca | myhomepage.ca 55

HOT PROPERTIES | GREATER TORONTO AREA

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61

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64

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86

75 77

40 18 9

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56 HOMES Magazine | Jan. 30–Feb. 27, 2021

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MAPS

CARTOGRAPHY: MARKETMAPS.COM

Match the map numbers with property listings on the previous Hot Properties page

nexthome.ca | myhomepage.ca  57

HOT PROPERTIES | OUT OF TOWN EAST

FIND YOUR NEXT HOME L

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1.

2.

3.

4.

5.

6.

7.

LOCATION

SITE

ADDRESS

CONTACT

Courtice .........................................The Vale ...................................................................... Prestonvale Rd. & Bloor St....................................................... nationalhomes.com East Region ...................................Newbrook .................................................................. North St. & Concession Rd. ......................................................brookfieldhomes.ca East Region ...................................Haven on the Trent .................................................. Forest Hill Rd. & Riverside Trail................................................................. sifton.com Peterborough ...............................Parklands & The Condo Arbour Villas ................ 1224 Chemong Rd. .......................................................................... masonhomes.ca Port Hope/Cobourg ...................Port Hope Lakeside Village ................................... 415 Lakeshore Rd. ............................................................................ masonhomes.ca Port Hope/Cobourg ...................Kingswood Cobourg............................................... 425 King St. E. .................................................................................... masonhomes.ca Port Perry.......................................Courts of Canterbury .............................................. Simcoe St. & Country Estates Dr. ......................................................geranium.com

Start your search Your trusted authority for the latest new home and condo developments. Visit nexthome.ca to get started.

58 HOMES Magazine | Jan. 30–Feb. 27, 2021

HOT PROPERTIES | OUT OF TOWN NORTH

FIND YOUR NEXT HOME

The latest properties in the Out of Town North Area to keep your eye on

2 17 12 5 6

14

10 11

CARTOGRAPHY: MARKETMAPS.COM

1

15 16 3 4 13

MAP 1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

11.

12.

13.

14.

15.

16.

17.

LOCATION

SITE

8 9 7

ADDRESS

CONTACT

Barrie ..............................................Yonge & Mapleview................................................. Yonge St. & Mapleview Dr....................................................................greatgulf.com Bracebridge ..................................White Pines ................................................................ 39 Clearbrook Trail ...................................................................mattamyhomes.com Bradford .........................................Summerlyn Village .................................................. Downey Emerald Dr. & Summerlyn Trail .........................................greatgulf.com Bradford .........................................DreamFields .............................................................. McCann Cres. & Vipond Way ........................................................... rosehaven.com Collingwood Area .......................Mountain House at Windfall ................................. Mountain Rd. & Crosswinds Blvd ..............................georgianinternational.com Collingwood Area .......................Waterstone Modern Townes................................. Mountain Rd. & High St. ................................................................dicenzohomes.ca East Gwillimbury..........................Hillsborough ............................................................. Old Yonge St. & Yonge St. ....................................................................greatgulf.com Horseshoe Valley.........................Forest Heights Estates ............................................ 2 Diamond Valley Dr., Oro Medonte ................................. democrathomes.com Holland Landing ..........................AnchorWoods ........................................................... Leslie St. & Mount Albert Rd................................................ rosehavenhomes.com Innisfil .............................................Friday Harbour Resort ............................................ Big Bay Point Rd. & 13th Line.............................................................geranium.com Innisfil .............................................Alcona by the Lake/Alcona Elite Collection ..... 1341 Innisfil Beach Rd. ..............................................................countryhomes.com North Region ................................Braestone Horseshoe Valley ................................. 3246 Line 9 North, Oro Medonte..............................georgianinternational.com North Region ................................GreenRidge & Beeton Village ............................... 41 Main St. W., Beeton .......................................................................flatogroup.com North Region ................................Midhurst Heights...................................................... Russel Rd. & Craig Rd...........................................................................geranium.com North Region ................................Edgewood Greens ................................................... 300 Hagan St. E. ..................................................................................flatogroup.com North Region ................................Edgewood Suites ..................................................... 270 Hagan St. E., Dundalk .........................................................edgewoodsuites.ca Orillia ..............................................Professor’s Walk ....................................................... Diana Dr. & University Ave. ................................................... democrathomes.com

Get the inside scoop Subscribe to our newsletter Visit https://nexthome.ca/newsletter

nexthome.ca | myhomepage.ca 59

HOT PROPERTIES

FIND YOUR NEXT HOME

The latest properties in the Southwestern Ontario Area to keep your eye on

MAP LOCATION

SITE

ADDRESS

CONTACT

1.

Burlington/Waterdown..............The Towns at Valera ................................................ 4858 Thomas Alton Blvd. ...................................................adidevelopments.com

2.

Burlington/Waterdown..............Nautique Lakefront Residences ........................... 375 Brant St. ............................................................................adidevelopments.com

3.

Burlington/Waterdown..............Tyandaga Heights on the Park ............................. Havendale Blvd. & Grant St. .................................................... nationalhomes.com

4.

Burlington/Waterdown..............National Homes in Burlington, ............................ 484-490 Plains Rd. E. ............................................................... nationalhomes.com

5.

Burlington/Waterdown..............Affinity Condominiums .......................................... Plains Rd. E. & Filmandale Rd. ............................................ rosehavenhomes.com

6.

Burlington/Waterdown..............Millcroft Towns ......................................................... Appleby Line & Taywood Dr........................................... branthavenmillcroft.com

7.

Hamilton-Wentworth .................Losani Homes at Barton & Glover ....................... Barton St. & Glover Rd. ..................................................................losanihomes.com

8.

Hamilton-Wentworth .................On The Ridge ............................................................ Mud St. & First Ave. ......................................................................... liveontheridge.ca

9.

Hamilton-Wentworth .................Central Park: Midtown & Soho ............................. Upper Red Hill Valley Pkwy & Rymal Rd. .................................. MyCentralPark.ca

10.

Hamilton-Wentworth .................Tiffany Hill Phase 3.................................................. 288 Raymond Rd. ............................................................................... rosehaven.com

11.

Hamilton-Wentworth .................Monterey Heights .................................................... Shaver Rd. & Garner Rd. W. ..........................................................dicenzohomes.ca

12.

Hamilton-Wentworth .................Stonegate Park ......................................................... Upper Wellington St. & Stone Church Rd. E. ...........................dicenzohomes.ca

13.

Kitchener/Waterloo ....................Wallaceton ................................................................. Huron Rd. & Fischer-Hallman........................................................ heathwood.com

14.

Kitchener/Waterloo ....................River Ridge................................................................. 90 Deer Creek St. ............................................................................................. activa.ca

15.

Kitchener/Waterloo ....................Vista Hills.................................................................... 259 Sweet Gale St............................................................................................ activa.ca

16.

Kitchener/Waterloo ....................Avenue M ................................................................... 40 Margaret Ave. .................................................................................. avenuemkw.ca

17.

Kitchener/Waterloo ....................Young Condos at City Centre ............................... King West & Young St. ...................................................................andrinhomes.com

18.

Kitchener/Waterloo ....................Trailside at Grey Silo Gate...................................... 243 Grey Silo Rd............................................................................................... activa.ca

19.

Kitchener/Waterloo ....................Riverwood ................................................................. 90 Deer Creek St. ............................................................................................. activa.ca

20.

Kitchener/Waterloo ....................Doon South & Ormston at Doon South ............ 653 Thomas Slee Dr. ....................................................................................... activa.ca

21.

London ...........................................RiverBend Golf Community.................................. 2200 Jack Nash Dr. ...................................................................... riverbendgolf.com

22.

London ...........................................RiverBend Park ......................................................... 2200 Jack Nash Dr. ...................................................................... riverbendgolf.com

23.

London ...........................................Warbler Woods ......................................................... 2200 Jack Nash Dr. ...................................................................... riverbendgolf.com

24.

London ...........................................The Avenue ............................................................... 2200 Jack Nash Dr. ...................................................................... riverbendgolf.com

25.

London ...........................................RiverBend Golf Community.................................. 2200 Jack Nash Dr. ...................................................................... riverbendgolf.com

26.

London ...........................................Victoria Flats.............................................................. Commissioners Rd. E. & Hamilton Rd. ................................................... sifton.com

27.

London ...........................................Victoria On The River.............................................. Sheffield Blvd. & Commissioners Rd. E. ................................................. sifton.com

28.

London ...........................................Caverhill ..................................................................... Clarke Rd. & Kilallay Rd. ............................................................................. sifton.com

29.

London ...........................................Hudson Park.............................................................. Colonel Talbot Rd. & Pack Rd. .................................................................. sifton.com

30.

London ...........................................Liberty Crossing ....................................................... Wonderland Rd. S. & Hamlyn St............................................................... sifton.com

31.

London ...........................................Middleton................................................................... Wharncliffe Rd. & Exeter Rd. ..................................................................... sifton.com

32.

Milton .............................................West Country Milton ............................................... Regional Rd. 25 & Brittania Rd. ................................................... countryhomes.ca

33.

Milton .............................................Milton Village ............................................................ Tremaine Rd. & Britannia Rd. ..............................................................greatgulf.com

34.

Milton .............................................Soleil............................................................................ Louis St. Laurent Ave. & Bronte St. S. ...................................mattamyhomes.com

35.

Mississauga ...................................5150 Ninth Line ........................................................ 5150 Ninth Line .........................................................................mattamyhomes.com

36.

Mississauga ..................................National Homes Mississauga ................................ 1240 Britannia Rd. W. ................................................................ nationalhomes.com

37.

Mississauga ..................................Streetsville Centre ................................................... Mill St. & Queen St. S................................................................... dunparhomes.com

38.

Niagara Region ............................Lusso Urban Towns ................................................. Martindale Rd. & Grapeview Dr. ........................................... lucchettahomes.com

39.

Niagara Region ............................Lyon’s Creek .............................................................. 4382 Mann St ................................................................................mountainview.com

40.

Niagara Region ............................Portview Estates ....................................................... Simcoe St. & Canal St..............................................................silvergatehomes.com

41.

Niagara Region ............................Vista Ridge & Vibrant at Vista Ridge .................... 4008 Mountain St. ..........................................................................losanihomes.com

42.

Niagara Region ............................Davis Heights ............................................................ 1535 Haist St, Pelham. ............................................................ lucchettahomes.com

43.

Niagara Region ............................Grimsby Waterfront ................................................. 398 N Service Rd. ...........................................................................losanihomes.com

44.

Niagara Region ............................Saffron Estates .......................................................... Port Robinson Rd. & Rice Rd., Fonthill ...................................mountainview.com

60 HOMES Magazine | Jan. 30–Feb. 27, 2021

+

MAPS

BUILDERS IF YOU WOULD LIKE TO INCLUDE YOUR PREVIEW REGISTRATION, NEW RELEASE OR SITE OPENING IN THIS FEATURE, JUST EMAIL THE DETAILS TO EDITORIAL@NEXTHOME.CA

MAP LOCATION

SITE

Locate properties using the map on the following page

ADDRESS

CONTACT

45.

Niagara Region ............................Lincoln Estates.......................................................... Lincoln Ave. & King St. ...................................................................losanihomes.com

46.

Niagara Region ............................Riverside at Hunters Pointe................................... 71 Kyntre Trail............................................................................ lucchettahomes.com

47.

Niagara Region ............................Edgewater Trails ....................................................... Daimler Pkwy & Magnolia Ln, Welland. .............................. ballantryhomes.com

48.

Niagara Region ............................One Twenty Condos ............................................... Canboro Rd. & Rice Rd., Fonthill .............................................mountainview.com

49.

Niagara Region ............................Village on the Twelve VI......................................... 21 Willow Bank Common St. ................................................silvergatehomes.com

50.

Niagara Region ............................River Estates .............................................................. Lametti Dr., Pelham.....................................................................mountainview.com

51.

Niagara Region ............................Timberwood Estates ............................................... Merritt Rd. & Grisdale Rd., Thorold .........................................mountainview.com

52.

Niagara Region ............................Ryan’s Grove ............................................................. 13 Tanner Dr. ............................................................................. lucchettahomes.com

53.

Niagara Region ............................Legends On The Green .......................................... Niagara Pkwy & Legends Way ............................................... silvegatehomes.com

54.

Niagara Region ............................Harbourtown Village .............................................. Lakeshore Rd. & Bardol Ave. .................................................silvergatehomes.com

55.

Niagara Region ............................Great Blue Resorts ................................................... 612A Welland Ave., St. Catharines .......................................greatblueresorts.com

56.

Niagara Region ............................West Community ..................................................... 44 Elderberry Rd., Elderberry Rd. ............................................mountainview.com

57.

Oakville ..........................................Bronte Meadows ...................................................... Bridge Rd & Warminster Dr. .............................................................flatogroup.com

58.

Oakville ..........................................Randall Residences ................................................. Trafalgar Rd. & Randall St..................................................... rosehavenhomes.com

59.

Oakville ..........................................Glen Ashton Estates in Joshua Creek................. Dundas St. & Trafalgar Rd. ..................................................................... menkes.com

60.

Oakville ..........................................Trafalgar Ridge.......................................................... River Oaks Blvd. & Namron Gate ............................................. dunparhomes.com

61.

Oakville ..........................................White Oaks Ravine................................................... 1429 Dundas St. ........................................................................... dunparhomes.com

62.

Oakville ..........................................The Preserve & East Preserve .............................. Dundas St. W. & Proudfoot Trail ............................................mattamyhomes.com

63.

Oakville ..........................................The Preserve Woodland Estates .......................... Dundas St. W. & Proudfoot Trail ............................................mattamyhomes.com

64.

Oakville ..........................................5North The Preserve,.............................................. Dundas St. W. & Proudfoot Trail ............................................mattamyhomes.com

65.

Oakville ..........................................The Villages of Oak Park ........................................ Trafalgar Rd. & Dundas st. E. ................................................. ballantryhomes.com

66.

Oakville ..........................................Ivy Rouge ................................................................... Sixth Line & Burnhamthorpe Rd. ............................................................ivyrouge.ca

67.

Oakville ..........................................Upper Joshua Creek ............................................... 9th Line & Dundas St. ..............................................................mattamyhomes.com

68.

Oakville ..........................................La Réserve.................................................................. 153 Reynolds St. ..................................................................... rosehavenhomes.com

69.

Welland ..........................................Sparrow Meadows ................................................... 335 Hillsdale Rd.. ................................................................... rosehavenhomes.com

70.

West Region ..................................The McKenzie Towns .............................................. 1535 McKenzie Rd. ......................................................................mountainview.com

71.

West Region ..................................Sifton Homes ............................................................ Hyde Park Rd. & Ilderton Rd. .................................................................... sifton.com

72.

West Region ..................................Boulder Creek ........................................................... Cleaver Rd. & King Edward St. .................................................................. sifton.com

73.

West Region ..................................St. George Village .................................................... Concession 2 & Woodhill Rd. ......................................................losanihomes.com

74.

West Region ..................................HarrisView.................................................................. 34 Hollingshead Rd..................................................................................... sifton.com

75.

West Region ..................................Brant West .................................................................. 562 Shellard Ln ....................................................................................brantwest.com

76.

West Region ..................................Magnolia Trails .......................................................... Modeland Rd. & Michigan Lane ............................................................... sifton.com

77.

West Region ..................................Rosewood.................................................................. Nissouri Rd. & Thorndale Rd..................................................................... sifton.com

78.

West Region ..................................Soleil St. Clair ............................................................ Corunna ......................................................................................................... sifton.com

79.

West Region ..................................Seasons & Watercolours at Simply Grand ......... 1039 Rest Acres Rd. ........................................................................losanihomes.com

80.

West Region ..................................Knightsbridge ........................................................... Graff Ave. & Mornington St. ...................................................................... sifton.com

81.

West Region ..................................Hazelwood on the Grand ...................................... Hardy Rd......................................................................................................... sifton.com

82.

West Region ..................................Cottonwood.............................................................. Dingle St. ........................................................................................................ sifton.com

83.

West Region ..................................Hawthorne Park ....................................................... Oakwood Dr. & Byron Ave. ....................................................................... sifton.com

84.

West Region ..................................Reflections Caledonia ............................................ 1437 McKenzie Rd .................................................................... ballantryhomes.com nexthome.ca | myhomepage.ca 61

HOT PROPERTIES | SOUTHWESTERN ONTARIO AREA

KITCHENER–WATERLOO

Guelph 18

15

Waterloo 17 16

Kitchener

Milton

14 19

32 34

79

33 20

Cambridge 1 6

3 72

4 74 71

5

79 81

Brantford

Hamilton

75 10 11

LONDON

9

77

28 73 21 25

12

70 85

London 27 26

84

76 30 29

78

82

62 HOMES Magazine | Jan. 30–Feb. 27, 2021

36

Mississauga

37

35

66

67 61 65 59 60 68 Oakville 58

62 64

57

MAPS Burlington

7 8

43 50

45 41

55

49 38

St Catharines

56

Niagara Falls 48 44

42 52

69

51 46 47

40

53

Welland

54

CARTOGRAPHY: MARKETMAPS.COM

2

Match the map numbers with property listings on the previous Hot Properties page

nexthome.ca | myhomepage.ca  63

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64 HOMES Magazine | Jan. 30–Feb. 27, 2021

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BURLINGTON

KITCHENER

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BRACEBRIDGE

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ADVICE | INDUSTRY REPORT

MINISTER’S ZONING ORDERS CAN BE NECESSARY TOOLS FOR

BUILDING HOMES DAvE WIlkES

What would you do if you paid for a service that was vital for your business and available from only one provider in your town, who promised to complete the service in a month and ended up taking 10 to 12 times longer? I suspect you would speak with the manager, lodge a complaint and try to get the service within the promised timeframe, or at least as quickly as possible.

Builders and developers feel the same way about municipal services that are crucial to the building process, and when they can’t get them, a provincially legislated tool called a minister’s zoning order is used in some circumstances to remedy the situation.

In order to build a house, a condominium or an office building in Ontario, you need to get permission from the municipality in the form of permits and approvals. Municipalities are granted certain powers under provincial legislation and regulations pertaining to planning, zoning and building. They are also authorized to charge fees for their services so they can recover their costs without passing them onto the taxpayer.

Regulations spell out the terms and conditions that apply to this municipal authority, including the timeframes in which cities and towns must process permits and approvals.

Unfortunately, municipalities frequently fail to meet these legislated timeframes. A recent municipal benchmarking report compiled for BILD by Altus Group found that of the 18 GTA municipalities examined, not

66 HOMES Magazine | Jan. 30–Feb. 27, 2021

one met the legislated timeframes, and in the most egregious case, a municipality took, on average (not just for a single case), 29 times longer than the maximum legislated timeframe.

Remember that municipalities are empowered to charge a fee for these services, which means they can hire more staff if they need to and cover the cost through fees. Importantly, these delays carry implications for new-home buyers: Slow municipal approvals add between $58,000 and $87,000 to the cost of a typical 2,000-sq.-ft. singlefamily home in the GTA, and between $44,000 and $66,000 to the cost of a highrise condo.

To provide some balance, the province uses the minister’s zoning order. The Minister of Municipal Affairs and Housing can, in certain cases, issue an order that provides the necessary approvals and speeds up the building of new homes.

Critics say that minister’s zoning orders are an example of the province trampling over municipal planning authority and processes.

We disagree. Minister’s zoning orders are legislated and just tools – and, in an undersupplied region such as the GTA, necessary tools – to get the job done when municipalities are unable to do so in a timely manner.

Dave Wilkes is President and CEO of the Building Industry and Land Development Association (BILD), the voice of the homebuilding, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter, @bildgta or visit bildgta.ca.

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