Great Value Advertising! For fees & sizes see inside rear cover or: www.satbook.co.uk
Inclusion Deadline for April/May edition is 10th March 2023
Tracey De -Abreu, The Stratton & Tasburgh Book, 1 Oakdale Road, Brundall, Norwich, NR13 5AF
To contact us: tracey@satbook.co.uk Tele: 01603 717681
Welcome… to the latest edition of THE STRATTON & TASBURGH BOOK
Ah, ‘February & March’ - by definition the last month of Winter and the first month of Spring! Here’s hoping 2023 will be uplifting for us all. There are lots of notable diary dates over the coming period: we’ve got Valentine’s Day on Feb 14th, Shrove Tuesday (Pancake Day) on Feb 21st, St David’s Day on March 1st, Day St Patrick’s Day on March 17th, Mother's Day on March 19th. British Summer Time starts on Sunday March 26th.
Plenty to focus on then!
As usual, inside this magazine you’ll find lots of puzzles and quizzes as well as thriving local services. There are regular features too; our celebrity is Holly Willoughby in this edition.
Thank you for ‘buying local ’; remember, when you use the fabulous businesses displayed in this publication you are directly contributing to our local economy!
Enjoy February & March!...
@TraceySATBook
4 - Beauty; Spring Scents that won’t Break the Bank 6 - Recipé; Corned Beef Hash 10 - Health; Memory LossWhat's Normal & How To Prevent It 16 - Home & Interiors; Ways To (Almost) Instantly Update Your Lighting
18 - Pets; On the Catwalk 20 - Celebrities; Holly Willoughby 24 - Sport; Dance your way to Fitness
29 - Wordsearch; Astrology 31 - Motoring; New Tyres
32 - Gardening; A Rose by any other Name
34 - Community Events & What’s On 35 - Jokes
36 - Puzzle Page; Sudoku, Quiz, Pictogram & Two-Minute Trial
37 - Business Cards
38 - Quiz Answers
38 - Advert sizes & fees
39 - Index
This magazine is one of 5,000 copies delivered to residents & businesses in: Long Stratton, Tasburgh, Newton Flotman, Hempnall, Morningthorpe, Fritton, Shelton, Hardwick, Saxlingham Nethergate, Saxlingham Green, Swainsthorpe, Tharston, Gt Moulton & Wacton.
PUTTING YOUR LOCAL MARKETING PLAN TOGETHER?
PUTTING YOUR
LOCAL MARKETING PLAN TOGETHER?
& you ’ll find we are passionate about helping you!
This handy publication is carefully created & distributed bi-monthly to 5,000 homes & businesses in all these local areas:
Contact us on 01603 717681 and you’ll find we are passionate about helping you!
• Long Stratton
This handy publication is carefully created & distributed bi-monthly to 5,000 homes & businesses in all these local areas:
• Tasburgh
• Newton Flotman
• Hempnall
• Long Stratton
• Morningthorpe
• Fritton
• Tasburgh
• Shelton
• Newton Flotman
• Hempnall
• Hardwick
• Saxlingham Nethergate
• Saxlingham Green
• Saxlingham Nethergate
• Morningthorpe
• Fritton
• Shelton
• Saxlingham Green
• Hardwick
• Swainsthorpe
• Tharston
• Great Moulton
• Wacton
• Swainsthorpe
• Tharston
• Great Moulton
• Wacton
THE STRATTON & TASBURGH BOOK
~ at the heart of our community ~
Norfolk Volunteer Passport
Are you new to volunteering, or looking to gain more skills? Join the Norfolk Volunteer Passport scheme.
Volunteering is a great way to meet new people, build confidence and provides a sense of purpose.
The passport, provides you with free training to allow you to move between voluntary organisations, filling short term roles.
For more information please contact Helen: volunteercentre@voluntarynorfolk.org.uk
What is financial vulnerability and how can you help vulnerable loved ones with their finances?
As independent financial advisers, we often help older people, and their families manage their finances and estate planning. When working with clients of any age, we always consider the requirements of the individual and any extra accommodations that they may need. This can help to negate some of the financial vulnerabilities that can come with old age and ensure that none of our clients are left financially vulnerable.
If you have a vulnerable family member or loved one, it can be hard to know the best way to help them manage their finances. Every person is different, so will have different requirements, but we have put together a few things that you can do to help your vulnerable loved ones manage their finances. What is a vulnerable person?
Before we go on it is important to understand how vulnerability is defined within a financial setting. A vulnerable person is susceptible to harm due to their personal circumstances. This is especially true when a service provider (such as a financial adviser) does not act with an appropriate level of care. Financial vulnerability describes a person’s ability to manage finances and adapt to sudden changes. Age is far from the only factor which can indicate this. Is every elderly person vulnerable? No, not every elderly person is considered vulnerable and everyone, no matter their age or abilities, should expect to be treated with respect and professionalism. When it comes to matters of money it is essential that decisions are made with the full consent and capacity of the individual involved and the adviser. This needs to be true if you are 18 or 80!
What factors can affect vulnerability?
According to the FCA ’s ‘Guidance on the fair treatment of vulnerable customers’ there are four events that may potentially cause vulnerability to finances or money management, which apply equally to us as financial advisers and you if you’re helping a loved one. These four factors can affect anyone and are not exclusive to one age group. Health conditions that may affect the
ability to carry out everyday tasks. Life events such as bereavements or relationship breakdowns.
Resilience to financial or emotional shock.
Capability to understand financial matters or low confidence in money management.
Within these categories certain vulnerabilities will be more obvious than others. For example, some ‘obvious’ examples may be divorce, depression, major illness, and age. Subtler examples include number of dependents, poor literary skills, poor memory, or dyslexia. Some vulnerability factors may be completely hidden, like dementia, mental health, drug abuse, and learning disabilities.
What is ‘causative nexus’?
When considering how these factors can affect the vulnerability of your loved one, causative nexus should be looked at. Financial vulnerability is caused by more than just one of the above factors being present; causative nexus is the link between the circumstances and the impact on the individual. If there is no impact, then despite a vulnerability factor being present the individual would not be considered vulnerable.
On the other hand, a vulnerability factor might seem small, like the death of a pet for example, but could have a greater impact to the individual and therefore increase their vulnerability.
How long is someone considered vulnerable?
Vulnerability can change over time, but sometimes it will be a permanent consideration. For example, permanent vulnerability is something that will consistently cause vulnerability.
Temporary vulnerability is considered a one -off occurrence that will resolve in time. Sporadic vulnerability fluctuates, so may be different depending on the time or the task that is required.
Permanent vulnerabilities like dementia are more likely to affect older people, but these levels of vulnerability apply to all age groups. In fact, 42,000 people under the age of 55 have been diagnosed with dementia in the UK, for example.
How many people are considered vulnerable?
Financial vulnerability can affect so
many people in different ways, so it is impossible to give an exact number. For example, around 1.5m people in the UK have some form of learning disability, and 1 in 7 are estimated to be neurodivergent. In addition to this around 33% of dementia sufferers are thought to be undiagnosed, so it’s important to always remain compassionate and patient when helping someone manage their money, as you can ’t always tell how vulnerable they may be.
How to help a vulnerable loved one manage their finances
If you start to notice some of these signs of increased financial vulnerability in a loved one, it’s important to make sure that they can understand the information given, can retain that information, are able to weigh up multiple options, and can communicate thought processes and outcomes.
Here are few ways to support your loved one to make important financial decisions:
• Identify only relevant information to avoid information overload.
• Ask about any key life events that may affect their financial decisions.
• Remind them of any previous conversations you may have had and confirm that they have understood everything you have already discussed.
• Confirm the logical series of steps they have taken to come to a financial decision.
• Inform them of any other options that may be relevant so that they are able to weigh up all the options.
• Be aware of how quickly they are responding, and make sure they have the time to fully understand all the information provided.
• See if you can attend any financial meetings with them.
• Consider whether you need to discuss putting Lasting Powers of Attorney in place, so you have permission to act on their behalf.
Book your advertising campaign to start in the next (April/May) edition and secure 2022 rates to apply all the way to January 2024!
No catches - during the current ‘Cost of Living Crisis’ we want to help as many local businesses in our catchment area to thrive over the next few months. Advert sizes and prices are displayed inside the rear cover of this magazine and more info can be found at www.satbook.co.uk
Pay as you go (invoiced per edition) with NO minimum contract period.
Should you prefer to book until Jan 2024 and pay in advance, feel free to speak with us for extra special terms which may include potential FREE advertorial support.
As always, to maximise responses to your advert, our recommendation is to maintain a regular presence in each edition of this handy glossy magazine. Did you know, 81% of our clients have appeared in each edition over a rolling 12month period?
They do so because they’ve found IT WORKS!
It’s all about familiarity; when we decide we need a product or service, we tend to reach out to those we are emotionally most comfortable to do business with don’t we? It ’s human nature.
When a product or service provider is consistently in our personal focus, it creates a sense of reliability. When we’re ready to make contact, we need that advert to be precisely where we expect it to be.
And providing you’re a local service appearing in this mag,
that telephone call or email enquiry could be making its way directly to YOU!
Btw: If you’d like to take advantage of the ‘Price Lock Opportunity’ and require a professional-looking advert, we’ll do our best to create that for you FREE-of -charge! Call us now!
* For other sizes see inside rear cover of this magazine at bottom of page...
Aha! The page to discover small local businesses… Just £24 per bi -monthly edition (or £12 p/m) to reach 5000 homes in FOURTEEN villages in Norfolk postcode NR15
Jessie’s Country Crafts at Moulton Nurseries, Acle. Handmade Crafts and Lovely Gifts
Jewellery, Gemstones and Tumble stones Find us on Facebook. Tel: 07835 448990
Jessie’s Reiki at Moulton Nurseries, Acle. De-stress your life with some Reiki. Book appt with Susan on 07926 067005 | jessiesreiki@gmail.com www.jessiesreiki.com or FB Book Now
Stuart Sayer Training
Success-orientated mindset specialist helping teams & individuals. 1:1 & Groups online. Free 15 -min Zoom session. T: 07500 877675
Clarity Photographics
Studio shoots in Norwich. Clear & affordable prices for great quality photographs! T: 07733 020908 enquiry@clarityphotographics.com
