The Stratton & Tasburgh Book Dec/Jan 22 by Tracey De-Abreu

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Welcome… to the latest edition of THE STRATTON & TASBURGH BOOK!

Is it OK to look forward to 2022 with a bit more optimism now? I don’t know about you, but I really hope so!

Last Christmas we were commenting on the months from March 2020 and hoping for brighter times ahead in 2021; roll-on 12 months and many of us have found a level of resilience we didn’t know we possessed!

‘Furlough’ and ‘Pivoting’ found their way into our everyday vocabulary, and many reflected on the wherewithal of our predecessors with greater respect and empathy than ever before. Deeper levels of gratitude and a new-found sense of community surfaced.

Chatting with friends and business clients here in postcode NR15, several of the things we decided we could do without during lockdown have already found their way back into favour – maybe you relate? J

Whatever you and your family are up to, please stay safe over the festive season.

Enjoy Christmas & New Year!

Tracey

@TraceySATBook

Tracey De-Abreu, The Stratton & Tasburgh Book, 1 Oakdale Road, Brundall, Norwich, NR13 5AF What’s Inside…

6 - Beauty; Best Beauty Advent Calendars

8 - Recipé; Turkey Burger

14 - Christmas-themed presents 15 - Last UK Christmas Posting Dates

16 - Health; 12 Days of Christmas Health

17 - Puppy-proof your Christmas Tree

21 - Festive Jokes

30 - Motoring; Eco-friendly advancements

31 - Fun Quiz; Christmas Literature

32 - Gardening; The Season for Giving To Nature

34 - Community Events & What’s On

35 - Wordsearch; Christmas

To contact us: tracey@satbook.co.uk Tele: 01603 717681

17 - The Best Apps for sending Christmas Cheer

18 - Seasonal Food for December

20 - Home & Interiors; Setting the Scene

36 - Puzzle Page; Sudoku, Anagram, Pictogram & Word Ladder

37 - Business Cards

38 - Quiz Answers

38 - Advert sizes & fees

39 - Index

This magazine is one of 5,000 copies delivered to residents & businesses in: Long Stratton, Tasburgh, Newton Flotman, Hempnall, Morningthorpe, Fritton, Shelton, Hardwick, Saxlingham Nethergate, Saxlingham Green, Swainsthorpe, Tharston, Gt Moulton & Wacton

THE STRATTON & TASBURGH BOOK

Deliberate Deprivation of Assets: Should You Be Worried?

You may have heard of “deliberate deprivation” in relation to the way that local authorities calculate meanstested social care and support costs. It’s often talked about, but perhaps less well known than other social care issues.

Deliberate deprivation of assets refers to a scenario where a person purposefully gives away things they own in order to pay less on means tested care or support. This could mean assets like property, cash, or even personal possessions.

Because care costs are means tested, if you give away assets, it follows that you’ll therefore be eligible to pay less for your care. However, if the local authority can determine that you’ve given away your income or property for the sole purpose of reducing the amount you pay for care, they can assess your financial circumstances as if you hadn’t given the assets away at all – charging you what you would have originally paid. This could lead to you having to pay more than you can afford for your care.

One of the key issues with deliberate deprivation is that it’s difficult to predict the action that local authorities may take. Financial assessments for means-tested care costs can be complicated, and local authorities may investigate any financial transactions or discrepancies they deem to potentially be deliberate deprivation.

There are a number of different things that are set out in the guid-

ance for local authorities as possible deliberate deprivation which could, therefore, be investigated. Here are some examples (this is a non-exhaustive list - part of the danger of deliberate deprivation is that it covers a wide range of transactions):

· A lump-sum cash payment to somebody else, even a family member

· Any substantial spending that’s out of character

· Transferring a property to another person

· Suddenly living extravagantly, spending frivolously on, for example, gambling.

Deliberate deprivation must be proven to be deliberate. So, in theory, you can’t accidentally commit deliberate deprivation.

However, in practice, because deliberate deprivation covers a wide range of potential transactions, it’s possible that you could end up being investigated by a local authority. This means it’s vital to be careful when it comes to making changes to your finances if you’re likely to need care or support services in the near future.

Another part of the deliberate deprivation rules is around foreseeability – if you suddenly need care or support unexpectedly, it’s unlikely to be considered deliberate deprivation. So, if you’re fit and healthy with no immediate need for care, you shouldn’t have to worry too much about your financial situation and recent transactions in regards to deliberate deprivation. The way that deliberate deprivation

is handled by local authorities is to simply charge you for your care needs as if you still had the assets or income. So, the obvious risk is that you might end up paying an unaffordable amount for your care. For example, if you bought cars for your children to try and reduce your savings and pay less for your care, you may end up simply being charged what you would have been charged had you not bought the cars!

There are other risks, too. If you can’t afford the new rates, the local authority can recover the charges from a third party. In the example above, this may mean that your children are liable to pay for your care, because you bought them new cars and therefore transferred your assets to them.

If you know you’re going into care, it’s vital to be careful with your finances. Not only can you end up in legal trouble with local authorities if they can prove that you’re deliberately reducing your income to try and avoid paying for your care, going into care is an unavoidable long-term financial commitment that you need to plan for in a serious and thoughtful way.

If you need help with your finances, check out Face to Face Finance’s range of financial advice services. Whether you want to plan your pensions, retirement, or inheritance, we can help make the right choices for you – and we always get to know your exact situation, so we can offer the perfect advice.

T: 01603 625100

www.ftof-finance.co.uk

“Hello, I found your number in THE STRATTON & TASBURGH BOOK”...

Nominations are now open for the Broadland and South Norfolk Business Awards 2022

Nominations for Broadland District and South Norfolk Council’s Business Awards are now open. The awards recognise and celebrate the amazing array of successful businesses in both districts.

Despite the challenges of the past 18 months, many businesses have survived and even thrived, not just financially, but by being adaptable, innovative and excelling at supporting the very communities that have supported them.

To recognise this, the councils have added five new categories to the awards, including Outstanding Employer, Business in the Community, Working Together, Business Resilience and Business Innovation.

Businesses are invited to nominate themselves for an award in any of the 10 categories and residents can support their favourite business by nominating them as ‘Retailer of the Year’, with the chance to win £100 of shopping vouchers.

This year’s categories are:

Business Growth

Business Innovation

Business in the Community

Business Resilience

Environmental Impact

International Business Growth

New Business

Outstanding Employer

Visitor Experience

Working Together

Retailer of the Year – open for public nomination only

View the criteria and nominate online by 13 December 2021 at www.southnorfolkandbroadland.gov.uk/ businessawards. Retailers can request a marketing pack to advertise the Retailer of the Year award to their customers by emailing business.awards@southnorfolkandbroadland.gov.uk

Helping leaders & sales teams to achieve better results with Training, Coaching & Mentoring.

To gain some development ideas for your team, email to arrange a FREE 15-min telephone call or book a £149 60-minute Zoom session..

Join me @stuartsayer on the Clubhouse Audio App; I’m a top 10 participant of ‘The Winners Club’ & a regular speaker Mon-Fri 6:30-9:00, Sat 7:00- 9:00am, Sun 9:00-12 midday.

T: 07500 877675

Community Events & What’s On...

You can use this page to send your FREE message to 5,000 households and businesses!

3rd LONG STRATTON BROWNIE PACK meets every Thursday 6pm - 7.30pm term time at the Methodist church, Manor Road, Long Stratton. If your daughter is aged between 7 and 10 years and would like to join Brownies please call Brown Owl (Gill) on 01508 530378 or e-mail gillworrell@btinternet.com for further information or to arrange a visit to see what we do.

LONG STRATTON GYMNASTIC CLUB every Thursday evening and Saturday afternoon caters for girls aged 5 to 18 years. The club runs a disability session on a Saturday which is open to boys and girls at Long Stratton Leisure Centre, first session free. For more information contact Tina on 01379 740948.

LONG STRATTON TODDLER GROUP every Monday and Wednesday morning 9.15-11.15am (term time only). Held at the Methodist church on Manor Road. First session free, £2.00 thereafter. www.longstrattontoddlers.co.uk

TAS WELL JUNIORS - The last Saturday of every month 6-8pm at the Tas Well Social Club for children of all ages. Games, activities & lots of fun. More info: Mel on 01508 532146 or mel.large@btinternet.com

COFFEE MEETING - meet some old friends, make some new friends, have a chat, a cup of tea & a piece of cake at the Coffee Pot, every Wednesday 2.003.30pm in the Tasburgh Church Room.

CASUALTIES UNION NORWICH BRANCH - Meets at the Vauxhall Centre, Johnson Place, Norwich, NR2 2SA 7:30pm 9:30pm Weds new members welcome for details contact 01508 494492 www.casualtiesunion.org.uk

KIDDY COOK - Cookery workshops for 4-11 year old chefs held in Tasburgh. Held once a month on Saturday mornings and during school holidays. www.kiddycook.co.uk or call Fran on 07973 724870 for the latest schedule.

HEMPNALL MILL CENTRE- Bookings: Jackie Jackson 01508 499061. info@hempnallmillcentre.co.uk www.hempnallmillcentre.co.uk

NEED SOMEWHERE TO HOLD A FUNCTION? Anniversary celebration, children’s party, christening, birthday party, Family & friends get-together the Mill Centre in Hempnall is available for hire – please call Jackie Jackson on 01508 499061 or email jackson.jc@btinternet.com

THARSTON HISTORY SOCIETY regularly meets on the last Wednesday of alternate months. Everyone is welcome - admission is free but there is a retiring collect to help with Society expenses. For further information please see our website www.tharston-historysociety.com or email web@tharston-historysociety.com.

FITNESS CLASSES - Long Stratton High School on Monday, Wednesday and Friday evening. Choose from circuits, HIIT or cardio blast. First session FREE.

To book your FREE session or for more details please email: hello@timcourridge.co.uk

HEMPNALL MILL CENTRE - LUNCHEON CLUB

Wednesday and Thursday from £5.50 morning tea or coffee served on arrival from 11am a two course lunch served at 12 noon pick up travel can be arranged for more information contact: Margaret Sparham (Wed and Thurs on 499766 or 499579 at other times).

GT. MOULTON CHAPEL - COFFEE MORNING

Wednesdays 10.30 to 11.45. Come and have a mardle at this fun, friendly venue. We have home made cakes and even soup, together with a selection of hot and cold drinks. Open to everyone, we'd be pleased to see you. Contact Steven: 01379 674341

SAXLINGHAM NETHERGATE BOWLS CLUB Come along and have a go at Bowls at our Green in a picturesque setting on the Playing Field. The club is running taster session and coaching for beginners on Monday mornings at 11.00am. Experienced Bowlers are welcome too. Contact: Chris Lacey on 01508 499700

NEWTON FLOTMAN PRE-SCHOOL We are a well established, community pre-school at the Village Centre offering a fun and educational environment for children, aged from 2 years to school age. The preschool, an outstanding early years provider (OFSTED 2015-2016) is open Monday to Friday, with ample space for parking. Fees start from £4.50 per hour. We also accept funding from Norfolk County Council for 2, and 3-4 year olds, if applicable and we are able to offer tax free childcare too! For more information please contact us at manager@newtonflotmanpreschool.co.uk or 01508 470680, or alternatively please visit www.newtonflotmanpreschool.co.uk

TASBURGH UNITED FOOTBALL CLUB - Our FA Charter Standard club won Norfolk FA’s Grassroots club of the year for 2019. We have FA qualified coaches who train boys and girls from age 5 to 15, and we have various teams playing in the Norfolk Youth Combined League. New players and volunteers welcome! For more info you can find us on Facebook, at www.tasburghunited.com or call Dan Edwards on 07813 045764.

SINGING: IF YOU CAN SPEAK, YOU CAN SING!

Creative Singing Studios Community Singing Group Meets Every Tuesday Evening 7:00 - 8:30pm at Wacton Village Hall, £5.00 per person, pay as you go. This group is regularly invited to sing throughout the region and has raised more than £1000 within the past 12 months for local charities such as Shelter & Break! For more information go to www.creativesingingstudios.co.uk.Contact Louise Barton via email on: louise@louisebarton.com

DID YOU KNOW you can now find information on THE HEMPNALL TRUST & how to book the Mill Centre in Hempnall on The Hempnall Trust Website www.hempnalltrust.org

Community Events & What’s On...

You can use this page to send your FREE message to 5,000 households and businesses!

LA JOLIE RONDE FRENCH LESSONS -For children from the age of 3 to 11 years old. Lessons are fun, with lots of games, songs and role play. Once a week during term time. Classes available at Manorfield Infant and Nursery School 12.30-1pm on a Tuesday, open to children attending the school. Classes also available at St. Mary's Junior School on a Wednesday 12.15-12.45pm and 12.45-1.15pm, open to children attending the school. If your child attends Jack in the Box Daycare there are sessions available on Tuesday and Wednesday mornings. Ask about free taster sessions. Email djc1@ntlworld.com or text 07887 513757.

MARTIAL ARTS - All Oriental Self Defence & Physical Fitness Techniques in One Art. Kuk Sool Won Martial Arts Club in Long Stratton and Tasburgh. TWO FREE SESSIONS. Ages 4-7 years; Lil Dragons Tasburgh Village Hall Monday 4.30pm. Ages 7 to Adult; Tasburgh Village Hall Monday 5.30-6.30pm. Classes also in Long Stratton see web www.kuksoolwon-gillingwater.org for locations, times and more information or call/text 07775 890359.

TAS VALLEY PRE-SCHOOL and PLAYGROUP Our small, dedicated team of staff provides a safe, caring

and stimulating environment for children aged 2 years to school age, to play and learn. During term time, we offer weekday morning sessions 9am - 12pm, and Tuesday afternoon sessions 12pm - 3pm. We also offer Monday afternoon sessions, 12pm - 3pm, for pre -school year children only (the year before children go to school). Fees are £14 per session, age dependent. All 3-5 year olds and some 2 year olds are entitled to funding from Norfolk County Council. Please visit www.tasvalleyplaygroup.org.uk or e-mail enquiries.tvplaygroup@gmail.com

SAXLINGHAM PLAYERS - we are a lively drama group performing 2 plays/panto each year (except 2020!) We have just celebrated our 70th year! If you are at all interested please come and join us, acting or back stage or front of house. Please see our website or contact Neil Smith on 01508 499667.