The Wroxham & Coltishall Book August/September 2021
Delivered bi -monthly to 8,000 homes & businesses in 18 villages Aug/Sept 21
Hoveton
Coltishall
Frettenham
Sloley
Ads from just £22.00 p/m Sizes; see inside rear cover or: www.wacbook.co.uk
Inclusion Deadline for Oct/Nov edition is 11th Sept 2021
Tracey De-Abreu, The Wroxham and Coltishall Book, 1 Oakdale Road, Brundall, Norwich, NR13 5AF
To contact us: tracey@wacbook.co.uk Tele: 01603 717681
Welcome… to the latest edition of THE WROXHAM & COLTISHALL BOOK!
So, here we are in peak summer! After all that has happened over the past 18 months, we hope you, your friends and family remain OK. The whole lockdown thing has been a tricky time for most of us – virtually everyone has been impacted one way or another. This period has given us time to re-evaluate the things we truly value; maintaining an ‘attitude of gratitude’ seems to have worked well for our family. The simple things often matter most, don’t they?
Business-wise, we decided early-on to do all we could to ensure this magazine remained in service to our clients and readers. We figured in an uncertain world most people would appreciate a little bit of certainty. With the support of our fabulous clients who continue to put their trust in us, we were able to keep our publishing roundabout turning and didn’t miss a single edition. A HUGE thanks to everyone who sent supportive messages – your kindness always means a lot. We LOVE bringing together readers and service providers – it helps boost our sense of community and directly benefits our local economy too.
Enjoy August & September!...
Tracey
@TraceyWACBook
What’s Inside… Page: 11 - Beauty; Skin Saviours
12 - Health; What a relief!
46 - Community Events & What’s On 49 - Local Reports
- Health Apps 28 - Recipe: Gluten-Free Blackberry Cake 36 - Puzzle Page; Sudoku, Anagram, Pictogram & Word Ladder 37 - New Fitness at Frettenham Village Hall 40 - Parenting; Camping with Kids
50 - Motoring; History of the Land Rover Discovery 51 - Fun Quiz; Bears 54 - Home & Interiors; Working in the Garden 56 - Local Reports
57 - A Long Hot Summer 58 - Stump Cross; by Chris Weston
59 - Did you Know? 59 - Quiz Answers
- Business Cards 62 - Advert sizes & fees 62 - Index
This magazine is one of 8,000 copies delivered to residents & businesses in: Wroxham, Hoveton, Horning, Badersfield, Coltishall, Horstead, Stalham, Stalham Green, Sutton, Tunstead, Frettenham, Scottow, Belaugh, Sco Ruston, Ashmanhaugh, Smallburgh, Sloley & Buxton.
STUMP CROSS
By Chris Weston
Norfolk is well-known for having unusual place names, some of which are pronounced quite differently to their spelling. The ‘top three’ usually quoted are Costessey (Cossey); Happisburgh (Hazeborough); and Wymondham (Windh-um) while around the county, numerous hamlets have names with no obvious but possibly hidden past connections. e.g. Three Hammer Common, nuear Neatishead. But even one part of Norwich has such a place, through which hundreds pass daily and thousands annually, knowing its name, but with no idea of its former existence!
Stump Cross was formerly at the fork with Botolph Street and was demolished in 1968 for construction of the Magdalen Street flyover.
presumably derived from the churchyard.
St. Botolph - Patron saint of travellers and farming - was born in AD 610 at Thorney, near Peterborough, Cambs. He died in AD 680.
You might recall paying a bus fare to or asking to be dropped off at Stump Cross, but where is that and where is the cross? Consider a journey from Tombland to Magdalen Gates. At the Maids Head Hotel, comes Wensum Street, then Fye Bridge Street, followed by Magdalen Street. But, you then temporarily leave Magdalen Street, rejoining it a short time later. The ‘missing bit’ is called Stump Cross, which has its own fascinating past. Mentioned in various sources between 1500 & 1538, it appears to have been demolished in the late 16th century. Its cross was rebuilt in 1640 before being removed in 1644. It was one place in Norwich, where the accession of a new monarch was publicly announced.
The creation of Anglia Square meant numerous and often historic buildings were demolished in and around the Magdalen Street area. Amongst them were Woodruff’s Dolls Hospital and Nurseryfare, both demolished for the accompanying flyover considered at the time, to be some kind of super highway but which in reality, is no different to most other roads. One of the oldest demolished buildings was the Kings Arms public house on Botolph Street, which on its gable end were large iron characters and the letters "I" and "C" with the date "1646". These are now in one of the Norwich museums. And finally, today’s Anglia Square site was part of the Saxon settlement of Northwic, defended by Anglo-Scandinavian defensive ditches running along the former Botolph Street and the Anglia Square car park. Magdalen Street and St Augustine's, both date back to those times. During the 19th century, a Crape Manufactory – a factory making a fabric often worn when mourning - occupied the current Anglia Square site. The area was badly bombed during the Baedeker Raids in April 1942, during World War II and the area was deemed suitable for post-war development.
Before largely vanishing however, Botolph Street was proud of two ‘treasures’, one well-known to 19th & 20th century Norwich folk, the other, not. The first, was its flagship store which opening as a haberdashery shop in 1885 and known as the pride of Stump Cross, became a Store, once with over 40 different departments. I remember the oval shaped windows on the Botolph Street side of Frank Price Ltd. Inside, were a wrought iron staircase, parquet floor in the basement with oak panelling and the pneumatic “railway” where money and receipts flew around the shop through brass-coloured tubes. Sadly by the 1960’s, it was deemed to be standing in the way of progress and was demolished in 1963, to accommodate part of the new Anglia Square.
Secondly, was St Botolph’s church, a Scandinavian dedication, located slightly north of Stump Cross. It was demolished in 1548, when the parish was united with St Saviours. In 1967 human skeletal remains were uncovered during the construction of Anglia Square,
The nearby Magdalen Street flyover opened on 12th June, 1972 and even this - together with Anglia Square - has become a rethink in recent years.
On a BBC television program, “Holding Back the Years” the presenter stated it’s well known, in many studies that, if you are retired and wish to live a long rewarding life, being part of a voluntary organisation will help. Is that you? or
Maybe you cannot commit to being a WROXHAM & HOVETON LIONS CLUB member because of family, work, or other commitments; BUT are willing to lend a hand every so often; just a few hours during different times of the year to help on the tombola stall, at the annual fete, or help Santa on his sleigh-that sort of thing. No committees or meetings, just good intention, some muscle or skill and a sense of fun. if you’d like to join the team as a Friend of Wroxham & Hoveton Lions or as a full member Just contact our Membership Chairperson, Lydia Spight, using the ‘Learn More” link on our website www.wroxhamandhovetonlions. org or ring me on 01603 781310.
We’ll also be very happy to see you at our Business meeting on 2nd or 4th Tuesday of the month at 7:30pm, or our Social evening on 1st and 3rd Tuesday of the month at the same time, in the Broadland Youth and Community Centre, Stalham Rd, Hoveton. You may have noticed, if you were passing, that we have been renovating our Tombola Kiosks in the Hoveton precinct. In this endeavour we would like to thank Roys of Wroxham for their help and support and in particular Mr Adam Hudson the Maintenance Manager who has provided invaluable assistance and advise.
We are pleased to announce that Community at Heart Lottery is part of the bonus prize draw on the 28th of August where one lucky supporter will WIN a Luxury Forest Staycation worth £1000! That is in addition to the possibility of winning £25000. If you haven’t signed up yet visit our page -
Our Lions shop in the Hoveton precinct is always on the lookout for good quality Bric a Brac or clean clothing, so please bring donations along or we can collect –just ring 01603 783737. Would you like to volunteer to help in the shop? If so, drop into the shop and talk to a member of staff.
You can always follow us on Facebook or our website. We look forward to seeing or hearing from you.
Lion Mick Holden, President.
AYLSHAM CHESS CLUB
John Wickham, Tony Piper, Mike Halls & Jonathan Reeve playing chess at Aylsham & District Ex Service & Social Club.
Playing chess at a club…
Over the last year members of Aylsham Chess Club have been restricted to playing chess over the internet - using www.chess.com and www.lichess.org software. Recently, small groups of up to 6 players have started playing ‘social chess’ (while enjoying a drink) in the very relaxed setting of Aylsham & District Ex Service & Social Club’s bar / lounge.
Normally the chess season ends in June before re-starting in September. This year, it has been decided to continue playing ‘social chess’ throughout the summer months, before returning to ‘competitive chess’ in the autumn. It is hoped this will give new and returning players the chance to play some
‘over the board’ chess before deciding whether to commit to playing competitively for Aylsham Chess Club or one of the other teams in the Norfolk County Chess Association.
It is also hoped that Aylsham Library Chess Group will be able to resume on Wednesday mornings from September.
John Wickham (Chair of Aylsham Chess Club and Norfolk County Chess Association) commented: “It seems that a lot of people have taken up chess during lockdownmainly playing against others in their bubble or over the internet. Hopefully, this initiative will give people the chance to try playing against other chess enthusiasts before deciding whether to join a club for the 2021-22 season.”
To find out more about Norfolk Chess Clubs visit: www.norfolkchess.org/clubs.html
To find out more about Aylsham Chess Club and Aylsham Library Chess Group contact Jonathan Reeve (Secretary of Aylsham Chess Club)
By the time you read this, we’ll already be working on the Sept/Oct edition for AUTUMN!
If you’re a local business and you’d like to create new customers by displaying your service on these glossy pages, contact us now and we’ll be delighted to help you!
Photo (left to right):
Community Events & What’s On...
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PILATES MAT CLASSES - Hoveton Village Hall. Every Monday evening from 5.45pm to 6.45pm. When practiced with consistency, Pilates improves posture, flexibility, builds strength and develops control and endurance in the entire body. It puts emphasis on alignment, breathing, developing a strong core, and improving coordination and balance. It can prevent and solve back problems. You will feel great and walk tall. Please come at 5.30pm to set up; £5.00 per class. Mats & Bands provided. Other class options: Neatishead Victory Hall Mondays 4.15 pm / Dilham Village Hall Mondays 6pm / Neatishead Victory Hall Wednesdays 7.45 pm / Worstead Village Hall Thursdays 6 pm. Contact Boo Williams 07717 473600 or boolong7@hotmail.co.uk
BROADLAND CHESS CLUB meets at The King’s Head in Coltishall on Monday and Wednesday evenings from 7.30. Broadland junior chess club meets at Vera’s Coffee Shop, near Wayford Bridge on Monday evenings from 6.15 – 7.45.
WROXHAM FLOWER CLUB meets on the second Wednesday of the month at 7.30 pm in The Church Hall, Norwich Road, Wroxham. New members and visitors are very welcome. If you would like further information please contact Sue Lusted on 07926 059005 or just come along on the night.
222 (BROADLANDS) SQUADRON RAFAC - We are a youth organisation sponsored by the RAF. We meet on Monday and Friday evenings at Broadland High Ormiston Academy and get up to everything from flying and shooting, to sport and adventure activities. If you are at least 12 years-old and in Year 8 at school come along and find out for yourself if being an Air Cadet is for you. Get in touch via our website (www.222-atc.org.uk) to arrange a taster visit to Squadron.
NEW FITNESS CLASSES AT FRETTENHAM VILLAGE HALL
Tuesday 9:30am STRONG class to build muscular endurance.
Thursday 6:30pm CARDIO class building your cardiovascular fitness.
Sunday 9am TOTAL BODY class combing both cardio and weights for a full body workout. Classes are fun, friendly and outside (weather permitting). They are designed so everyone of all ages and abilities can take part. Classes are only £5 and are bookable online: https://app.classfit.com/index.php/c/Profile/50956
Alternatively call or message Vicki for more information on 07767 463816 or visit www.hallhealthfitness.co.uk
STALHAM
& DISTRICT HORTICULTURAL SOCIETY - Four Diary Dates:
Friday 20th August Stalham & District Horticultural Society will be having a talk on “Hosta’s” by the renowned Mickfield Hosta Nursery, in the Poppy Centre, off Recreation Road in Stalham (NR12 3BH), 7.15pm for a 7.30pm start. Please bring your cards and cash as the Nursery is bringing plants to buy! Raffle & refreshments. This is subject to COVID restrictions being appropriately lifted for this to go ahead.
Saturday 4th September, Stalham & District Horticultural Society will be holding their annual Autumn Show in the Poppy Centre, of Recreation Road in Stalham (NR12 9BH). Open to the public from 2.00pm. Entries are most welcome from nonmembers and schedules and more information can be found on-line at www.stalhamhorticultural.co.uk or paper versions can be obtained (free) from A.G. Meale at Wayford, Century Printing, High Street, Stalham or from Sutton Garden and Hardware, The Street in Sutton. This is subject to COVID restrictions being lifted appropriately for this to go ahead.
Trip to the Royal Horticultural Society Gardens in Wisley in Surrey to coincide with their annual Plant Fair and the National Dahlia Championships. This is on Saturday 11th September and is open to members of S&DHS and non-members too. Our leaving point is Sutton Garden and Hardware, the Street in Sutton. If you would like to go then you would be most welcome, so please call our Chairwoman Jo Berry on 01692 650321 for information and to book your place.
Friday 17th September, a talk entitled “The Herbaceous Border” by nurserywoman Helen Hillier in the Poppy Centre, off Recreation Road in Stalham (NR12 9BH), 7.15pm for a 7.30pm start. Please bring your cards and cash as Helen is bringing plants to buy! Raffle and refreshments. This is subject to COVID restrictions being lifted appropriately for this event to go ahead. Website: www.stalhamhorticultural.co.uk
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(See inside rear cover for sizes & great value prices).
international charities we donate to,
Meantime, we hope everyone stays
Community Events & What’s On...
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Regular Events
NEATISHEAD COMMUNITY GYM - Friendly, relaxed, affordable, local gym open to all (12+), but especially catering for older age groups and those who are uncomfortable in a commercial gym. Excellent support from experienced instructor. If you want to improve your fitness or mobility, at whatever level, give us a try! Open Mondays, Wednesdays and Sundays 8.30 to 12.30 at New Victory Hall, Neatishead. Ring or text Gary on our FREE TRIAL HOTLINE of 07387 876216, or email gym@victoryhall.info for other enquiries
COLTISHALL & HORSTEAD PRE-SCHOOL - Monday to Wednesday 9.00am to 12pm and 12pm to 3pm, Thursday and Friday 9.00am to 12pm. For 2 years upwards. Held at Coltishall Community Centre, Rectory Road. OFSTED Graded ‘GOOD’. Welcoming all families to join our active playgroup including regular allotment and local primary school visits. Please phone our friendly team: 07539 928124 Charity number: 1164338.
COLTISHALL AND HORSTEAD WI meet on the 3rd Wednesday of the month at the Church Rooms, Rectory Road. Coltishall at 2.30pm. Details; please phone Rosie Howell on 01603 737762.
HAUTBOIS DISTRICT RANGERS meet alternative Wednesdays, 7-8:30pm. We're a small group of girls aged 14+ looking for more people to join us. We do a variety of different activities from camping, to shopping, kayaking to performing! If you're interested or want more information please call Gina 07775 520911.
HORNING ART CLASS is held on Thursday afternoons at 2 o’clock in the Village Hall Annexe. We have an excellent tutor on hand to give guidance or tuition in all media. We are a friendly group with a mixed range of abilities and styles. Interested in joining us ? Please ring Christine Charles on 01692 630751.
POKER - Every Sunday at the Diplomat in Badersfield (RAF Colt) we have a weekly league games for points that qualify you for 3 Regional finals & 3 National final competitions. £3.50 a week registers your points online at The Nuts Poker League. Play starts at 7.30pm see you there! New players welcome.
WROXHAM FOLK DANCE CLUB - English Country Dancing most Fridays at the Church Hall, Wroxham. No membership fee; just £2.00 per night. Beginners welcome! Phone Mick on 01692 404447.
KINGS HEAD QUIZ NIGHT Hoveton Thurs nights at 7.30pm. Still £1 per person admission inclusive of a FREE Quiznighter's Buffet. Max 6 in a team. Winner takes all & Picture Quiz winner leaves with a FREE bottle of wine!
NORTH WALSHAM PHOTOGRAPHIC GROUP meets 2nd and 4th Tuesdays of the month, 7.30pm at The Annexe, The Atrium, Spenser Avenue, North Walsham. Details from Secretary, Liz Fiddy, on 01692 582793 or email trevorandliz@talktalk.net
TIDDLERS BABY & TODDLER GROUP. Meeting at Horstead Tithe Barn, first and third Wednesday of the month during term time, 9.45 - 11.30am £2 per family. Lots of lovely toys for children, cuppa and a chat for you. Email: tiddlerstoddlergroup@gmail.com for more info or just come along.
ADULTS DISABLED SOCIAL GROUP Are you physically disabled, bored, and lonely, unable to meet people? Every other Mon from 7pm-11pm. Join us at Ads Group. Darts, Pool, Table Tennis, Board Games, DVD and book swap, music, and loads of friendly chat and fun! Bar with soft drinks, Bar-B-Q’s. Please call Julie Sparkes for details, 07903 974593. In Wroxham, NR12 8UH.
AYLSHAM CHESS CLUB Meets at Aylsham & District Ex-Service & Social Club on Monday evenings during the Sep - Jun season. Contact: David Owen (Club Secretary), Tel: 01263 731327, e-mail: davidowen364@btinternet.com
DEVELOPMENT & AWARENESS groups run by working qualified SNU (Spiritualists' National Union) Mediums. Tuesday mornings at Martham Village Hall 11AM to 1PM. Wednesday evenings at Rollesby Village Hall 7.30PM to 9.30 PM. Two year Healing course also available with Norfolk Healers on Wednesday evenings. Cost £5.00 weekly. Phone Norman 07876 744258 or Melinda 07920 742238.
COMMUNITY CAFÉ AT THE HUB Come and join us for a cuppa, a slice of homemade cake & a chat! We meet every Thursday from 10.30-12pm at Wroxham & Hoveton United Reformed Church (The Hub), 114 Norwich Rd, Wroxham, NR12 8SA. We are open to all and there's no charge.
1st COLTISHALL GUIDES. We are a charitable organisation who deliver broad programmes of activities for the development of young girls and women. The Guide group caters for 10-14 year olds providing them with a safe environment in which they can develop both personally and socially. Email: firstcoltishallguides@gmail.com or contact Claire on 07826 444 046.
Please check availability after Lockdown!
Alternatively leave a message on 07547 321874 or email stalhamcommunitygym@gmail.com and we will Stalham Comsurrounding areas and look forward to welcoming
Interested in Gardening and associated subformative club, we have a variety of speakers, outside children 6 and upwards Ballet, Tap, Disco & Gymnasin Smallburgh village hall. The club takes part in child is interested in coming to see what we do please
Hoveton Village Hall 9.30 to 12.30. Come along for all your fresh produce including Fresh Fish, Meat, Fruit & Veg, Cakes, Bread and Preserves. Plus a wide varie-
wise. For further information please contact Robert Glenister email robert.glenister@yahoo.com or via our facebook page, stalhamroyalbritishlegion
THE NEEDLES
Centre Hoveton on Tuesday knit, crochet, patchwork, do dressmaking and would like help with zips, hems, casting on or can help others,? Come along and share your skills and tips or learn something new and let chat. For more information contact Margaret on 01692 651333
HORNING BRIDGE CLUB ment
restrictions are lifted on 21 announce that face to face, Duplicate Bridge will resume in July! We will start on Monday 5 Horning Village Hall; please arrive by 6:30pm. In addition to this we are going to hold weekly afternoon sessions at Broadland Youth and Community Centre, Hoveton on Thursdays; please arrive by 12:45pm. We will be delighted to see you and very much look forward to welcoming back both members and guests. In order for everyone to feel safe we ask that you have had both of the Covid a information can be found on our website: www.bridgewebs.com/horning (chairman)
NEW: FITNESS CLASSES AT FRETTENHAM VILLAGE HALL
What does being fit mean to you? Ignore the science for a moment.....does it mean one thing? Or lots of things? Why do you (or should you) work out? The most common answer I hear is “to lose weight”. Is that really it? For me, fitness runs deeper than that.
How about to feel better about yourself? To have more energy? To be more active and promoting this health and wellbeing to your children and loved ones? To feel so confident not just about how you look, but about how much stronger you have become, both physically and mentally?
To know you’re able to push yourself in a workout, to keep going when your body is telling you to stop, makes life’s little challenges so much easier. You know you are stronger than you think. You develop this positive mindset. You approach things differently. You learn how to pace yourself and push yourself simultaneously. What an awesome skill set to have. You have a healthy release from stress which doesn’t involve anything that’s detrimental to your wellbeing.
During a time when most of us are experiencing mental health challenges, evidence shows that being physically active is a great way to improve your mental wellbeing.
· The NHS recommend that adults Aim to be physically active every day. Any activity is better than none, and more is better still
· Do strengthening activities that work all the major muscles (legs, hips, back, abdomen, chest,
shoulders and arms) on at least 2 days a week
· Do at least 150 minutes of moderate intensity activity a week or 75 minutes of vigorous intensity activity a week
· Reduce time spent sitting or lying down and break up long periods of not moving with some activity.
Being physically active is easier than you think, especially if you make activity part of your daily routine. Here are some easy wins:
· Set a time for activity and stick to it - make a commitment to yourself and block out your diary!
· Plan your activity with a friend, that way you won't cancel
· Find ways to get extra steps in. Walk your children to and from school, park further away from the shop, get off the bus a stop earlier or just leave the car at home and cycle or walk.
· Exercise during your lunch break. Your office may have a gym, or you may have access to a nearby swimming pool or squash courts.
· Join me at Frettenham Village Hall for some fun ,fitness circuits to kick start your fitness journey locally with likeminded people. People often say to me "I wish I could love exercising as much as you do". The truth is I don’t love it
all the time! It’s hard work trying to balance work, life, kids, study and keeping fit and healthy. But for me the feeling you get immediately after a workout and from becoming a fitter and stronger version of you, makes it all worth it. It becomes higher up on your list of priorities. Especially during these tough times.
Keep fit (and well!)
Vicki Hall Health & Fitness
To find out more about classes at Frettenham Village Hall visit www.hallhealthfitness.co.uk or drop me an email at: hallhealthfitness@gmail.com or text 07767 463816.
sis is essential.
Heart Disease
If we are concerned about your pet's heart, we will initially recommend echocardiography (ultrasound scan of the heart), we may also advise an ECG, blood pressure checks and blood tests. The echocardiography is the most important tool, as it can show the structure of the heart, in particular it can show if it is enlarged, along with how effectively it is function-
Some common types of heart disease we see:
Mitral Valve Disease (MVD) is by far the most common acquired heart disease in dogs. This can affect any breed but is more commonly seen in the smaller dogs. In this condition the valve becomes leaky, eventually leading to heart failure.
· Hypertrophic Cardiomyopathy (HCM) is the most common form of heart disease in cats. The muscle of the heart thickens, preventing the heart from pumping properly. This condition can be both a disease on its own, or caused by other illnesses such as an overactive thyroid gland. Dilated Cardiomyopathy (DCM), is more common in dogs than cats, is a condition where the
Investing and speculating are similar activities –they both involve buying assets or trading on the stock market. But the motivations for each are very different, and so are the time scales and attitudes employed.
Investing vs. Speculating
Traditionally, an investor is looking to purchase parts of businesses in the hope that the company will take that investment money and use it to generate a profit. When you invest in a business, you would expect to have your money within that asset for some time – and often you’re looking to earn an income from the investment either through dividends over a period of years, or to sell your assets for a profit later on.
Typically, with investments we’re measuring our assets in terms of yearly growth – so we’re envisaging holding over a period of several years. Of course, investments don’t always work out, and sometimes investors will sell quickly if new information comes to light. In general, the process is fairly slow, investors will do their research into companies and funds, choose the right opportunities for them, and then hold over a period of years. By contrast, speculators are people who are looking to make quick money by “flipping” assets. This means looking for stocks or other assets (such as currency, cryptocurrency or oil) which they expect to swiftly go up in price and selling them quickly to take advantage of the price shift. Speculators don’t particularly care what it is that they buy – so long as they think it’ll go up in price and do so quickly.
A speculation
boom?
There has been a massive boom in speculation and speculative assets recently. Fuelled by cryptocurren-
What’s
the Difference Between an Investor and a Speculator?
cies and so-called “rocket stocks” or “meme stocks”, like AMC Cinemas or Gamestop, a lot of the discourse in the stock market over the past year has been focused on these speculative assets.
There are lots of reasons why these assets have become more popular. Things like coronavirus giving casual investors more free time and money, the internet making it easier to organise, and a shift in stock market sentiment encouraging people to try and make quick, easy money using options trading (essentially betting on stocks, without purchasing the underlying stock itself). We’re seeing more and more amateur traders purchase speculative assets and engage in this speculative buying behaviour, whether they’re buying crypto, trading Forex (foreign exchange), or even simply buying stocks en masse based on online tip-offs.
What are the risks?
There’s nothing necessarily wrong with speculating, so long as it’s with money you can afford (and even expect) to lose. Speculating is essentially gambling. You’re taking risky bets that prices will move the way you want them to, but as we’ve seen with high profile crypto and stock collapses recently, prices can go down as well as up.
Unlike with an investment, where you expect to put your money away for years and can therefore withstand any short-term downturn in stocks or markets, if you’ve bought speculative assets you stand to lose a lot more if the price takes a temporary dip. And we often see that a lot of these assets will drop in lockstep with each other. When Bitcoin prices tumble, the entire cryptocurrency space can have millions in value wiped out in a matter of minutes, so it doesn’t matter which currency you’ve bought.
Does speculation create bubbles?
We often see that the prices of these speculative assets are linked together. When prices increase massively like this, we refer to it as a “bubble”. As more and more people pile into the stocks, the prices get pushed higher and higher, often multiples of what the company is really worth.
At that point, most speculators are simply relying on the “greater fool” theory – the idea that there’ll always be someone willing to pay more than they bought the stock for, so they can always make money selling it on. Eventually, this will run out – there’ll be nobody else willing to pay a higher price for the stock. The price will tumble, and the last people to buy it at the highest price will lose all their money on the way down.
These bubbles can be dangerous places to purchase assets. There can be money to be made if you get in early enough, but how do you know when the bubble will burst? Often, this happens in a matter of minutes, and suddenly all the value is gone. Even professional investors have difficulty timing their asset purchases.
So, speculation is a risky approach to purchasing assets. With any investment opportunity, take the time to do your research and identify assets you’d be happy to hold over the long-term. That way, even if the share price does fall, you’re happy to ride out the dip because you believe in the business’ fundamentals.
Need some help with your Investments? Get in touch with Face to Face Finance to arrange an appointment: 01603 625 100 www.ftof-finance.co.uk
This article is for informational purposes only. It should not be considered as investment advice. Your capital is at risk when you invest.
Investing and speculating are similar activities –they both involve buying assets or trading on the stock market. But the motivations for each are very different, and so are the time scales and attitudes employed.
Investing vs. Speculating Traditionally, an investor is looking to purchase parts of businesses in the hope that the company will take that investment money and use it to generate a profit. When you invest in a business, you would expect to have your money within that asset for some time – and often you’re looking to earn an income from the investment either through dividends over a period of years, or to sell your assets for a profit later on.
Typically, with investments we’re measuring our assets in terms of yearly growth – so we’re envisaging holding over a period of several years. Of course, investments don’t always work out, and sometimes investors will sell quickly if new information comes to light. In general, the process is fairly slow, investors will do their research into companies and funds, choose the right opportunities for them, and then hold over a period of years. By contrast, speculators are people who are looking to make quick money by “flipping” assets. This means looking for stocks or other assets (such as currency, cryptocurrency or oil) which they expect to swiftly go up in price and selling them quickly to take advantage of the price shift. Speculators don’t particularly care what it is that they buy – so long as they think it’ll go up in price and do so quickly.
A speculation boom?
What’s the Difference Between an Investor and a Speculator?
cies and so-called “rocket stocks” or “meme stocks”, like AMC Cinemas or Gamestop, a lot of the discourse in the stock market over the past year has been focused on these speculative assets.
There are lots of reasons why these assets have become more popular. Things like coronavirus giving casual investors more free time and money, the internet making it easier to organise, and a shift in stock market sentiment encouraging people to try and make quick, easy money using options trading (essentially betting on stocks, without purchasing the underlying stock itself). We’re seeing more and more amateur traders purchase speculative assets and engage in this speculative buying behaviour, whether they’re buying crypto, trading Forex (foreign exchange), or even simply buying stocks en masse based on online tip-offs. What are the risks?
There’s nothing necessarily wrong with speculating, so long as it’s with money you can afford (and even expect) to lose. Speculating is essentially gambling. You’re taking risky bets that prices will move the way you want them to, but as we’ve seen with high profile crypto and stock collapses recently, prices can go down as well as up.
Does speculation create bubbles?
We often see that the prices of these speculative assets are linked together. When prices increase massively like this, we refer to it as a “bubble”. As more and more people pile into the stocks, the prices get pushed higher and higher, often multiples of what the company is really worth.
At that point, most speculators are simply relying on the “greater fool” theory – the idea that there’ll always be someone willing to pay more than they bought the stock for, so they can always make money selling it on. Eventually, this will run out – there’ll be nobody else willing to pay a higher price for the stock. The price will tumble, and the last people to buy it at the highest price will lose all their money on the way down.
These bubbles can be dangerous places to purchase assets. There can be money to be made if you get in early enough, but how do you know when the bubble will burst? Often, this happens in a matter of minutes, and suddenly all the value is gone. Even professional investors have difficulty timing their asset purchases.
Unlike with an investment, where you expect to put your money away for years and can therefore withstand any short-term downturn in stocks or markets, if you’ve bought speculative assets you stand to lose a lot more if the price takes a temporary dip. And we often see that a lot of these assets will drop in lockstep with each other. When Bitcoin prices tumble, the entire cryptocurrency space can have millions in value wiped out in a matter of minutes, so it doesn’t matter which currency you’ve bought.
There has been a massive boom in speculation and speculative assets recently. Fuelled by cryptocurren-
So, speculation is a risky approach to purchasing assets. With any investment opportunity, take the time to do your research and identify assets you’d be happy to hold over the long-term. That way, even if the share price does fall, you’re happy to ride out the dip because you believe in the business’ fundamentals.
Need some help with your Investments? Get in touch with Face to Face Finance to arrange an appointment: 01603 625 100. www.ftof-finance.co.uk
This article is for informational purposes only. It should not be considered as investment advice. Your capital is at risk when you invest.
Knowing the early signs of heart disease can really make a difference to your pet’s life. Heart disease is any condition of the heart or great blood vessels which affects the way the heart works and prevents blood and therefore oxygen being transported normally around the body. It is estimated that heart problems can affect up to 10% of dogs and cats in the UK. Some heart diseases may be present when the animal is born, however the majority develop in adulthood. Whilst some heart diseases are mild and cause no symptoms or problems whatsoever in the animal’s lifetime, others may cause severe problems, even sudden death, so an early accurate diagnosis is essential.
What are the signs of a problem?
Cats are very good at hiding signs of heart disease (and it's often harder to pick up these changes at home as we don't tend to take our cats for a walk around the block!).
The signs to look out for in both dogs and cats:
· Laboured or fast breathing - the most common sign in cats
· An enlarged abdomen
· Weight loss or poor appetite
· Cyanosis (where the gums become blue in colour)
Signs to look out for in dogs only:
· Coughing
· A reluctance to exercise and tiring more easily on walks
· Weakness or fainting associated with exercise
Sometimes the only symptom of a problem is a heart murmur or an irregularity in the heart rhythm picked up by your vet at a routine examination.
Heart Disease
Diagnosis:
If we are concerned about your pet's heart, we will initially recommend echocardiography (ultrasound scan of the heart), we may also advise an ECG, blood pressure checks and blood tests. The echocardiography is the most important tool, as it can show the structure of the heart, in particular it can show if it is enlarged, along with how effectively it is functioning.
Some common types of heart disease we see:
· Mitral Valve Disease (MVD) is by far the most common acquired heart disease in dogs. This can affect any breed but is more commonly seen in the smaller dogs. In this condition the valve becomes leaky, eventually leading to heart failure.
· Hypertrophic Cardiomyopathy (HCM) is the most common form of heart disease in cats. The muscle of the heart thickens, preventing the heart from pumping properly. This condition can be both a disease on its own, or caused by other illnesses such as an overactive thyroid gland.
· Dilated Cardiomyopathy (DCM), is more common in dogs than cats, is a condition where the
· heart muscle thins and weakens, reducing its ability to pump effectively.
· Occasionally we find cancers of the heart muscle or pericardium (the sac the heart sits in)
· Congenital Heart Diseases are seen less often but may include malformations of valves or a failure of the closure of a blood vessel after birth.
Treatment:
Thankfully we have several medications available to help improve your pet's heart function and therefore their quality of life. Management of heart disease is advancing quickly; recent studies have shown that early treatment when there are any signs of heart enlargement can help your pet lead a much longer and happier life. If your pet has any of these signs, or just for a routine health check then give our team a call on 01603 783920.
David Martin BVM&S MRCVS
op this positive mindset. You ap- · Reduce time spent sitting or lying higher up on your list of priorities.
It is well known that the pandemic has moved shopping increasingly online and two long established Norfolk electrical retailers have taken the step to serve local and national customers better, with the launch of a new, dual-branded ecommerce website.
Award-winning independent retailers, Snellings, based in Blofield Heath, and Gerald Giles, based in Norwich, are trusted family businesses with over 73 years of retail innovation.
Although the businesses merged in 2011 under the ownership of the Snelling Group, led by managing director Paul Giles, they have had separate websites - until now.
The new advanced website can be found at www.geraldgiles.co.uk
It allows customers to enjoy the convenience of online shopping, with comprehensive product, brand information and advice at their fingertips.
Both shops have seen a big increase in online sales in the last 15 months, particularly Gerald Giles, whose previous website allowed customers from across the UK to purchase a wide range of Small Kitchen applainces such as Food Mixers, Processors, Fryers, Kettles, Toasters & Vacuum Cleaners, plus a wide range of accessories.
Mr Giles says, “We have been planning one website for both brands for some time and the recent increase in online traffic and sales success meant we learnt a lot about how people are shopping and what they are looking for. We have used these experiences to
update the website functionality and our ranges online to meet this demand.”
He adds, “In addition, merging our websites will provide customers with a wider product range from leading well-known brands, plus there is an extensive range of services for customers to choose from and highly competitive prices. It makes sense to bring this together on one website.”
“We created our first Gerald Giles website in 1999 to provide information to local customers and this longstanding experience of ecommerce has subsequently benefitted Snellings and our overall bussiness. We decided to use the Gerald Giles website address as it receives the most website visitors and it is well established on Google. People who search for Snellings in the future will automatically be forwarded on to this new website.”
The new website contains 1000’s
of products from top electrical brands such as Sony, Miele, Samsung, Bosch, Panasonic, Neff, Bose, Siemens and more, with free delivery UK delivery on orders over £100.
The business services 1000’s of customers every year and a new distribution centre in Norwich has been created to efficiently store and distribute products.
Mr Giles adds, “Our focus is electrical innovation, taking technology to customers and providing excellent customer service, which builds on our successful heritage. Our business has a strong tradition of being forward-thinking and following the latest trends. Our founders, Roy Snelling and Gerald Giles, were quick to adapt to, and embrace, new technology and had a perpetual drive to improve their businesses. We are keeping this tradition alive.”
Community Events & What’s On...
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STALHAM COMMUNITY GYM Stalham Community Gym is now in its 10th year and after the forced closure, we are now re-open. We still have the same moto “health and wellbeing for all’. The fully equipped/ air conditioned gym is based at The Poppy Centre, Recreation Road, Stalham, NR12 9BH. Our qualified Instructors can provide a programme designed for you individually whatever your needs and abilities. We support Yoga and Pilates and members are entitled to a discounted fee for these classes.
The Centre has been deep cleaned according to Government guidelines and we are now operating a book a hub in advance system. All Covid-19 guidelines are being adhered to. Our opening times are Monday 7am to midday with Outdoor Boxfit with Ric at 11 to midday. Wednesday 9am to midday. Thursday 7am to midday with Outdoor Weights Class with Helen at 10am to 11, then gym is open 5pm to 8pm. Friday 7am to midday and Sunday 9am to midday.
Membership fees are £25 per month adult, £15 p.m. Under 18’s. Concessions are available. Or you can Pay as You Go £5 per one hour session.
Telephone Helen between 9am and 6pm on 07716 811696 for more information or to book a hub.
Alternatively leave a message on 07547 321874 or email stalhamcommunitygym@gmail.com and we will get back to you. Find us on Facebook Stalham Community Gym or website: stalhamcommunitygym.org.uk
TUNSTEAD MAHJONG GROUP is a small, friendly and informal group of ladies and men who meet to play Mahjong once a week, on a Friday morning from 10.00am until 1.00pm. At a members home in Tunstead. We are a mixed ability group who would welc ome both those who have played before and total beginners, the latter of whom we are happy to teach. Mahjong is a game played with tiles. The object of the game is to collect sets of particular tiles rather like the card game Rummy. If you enjoy games such as bridge, chess or playing cards, then you might like to join us. If you are interested to play or you would just like to come along and see the game in progress, please telephone Carol on 01603 929368 or email carol_hodgkiss@hotmail.com
STALHAM & DISTRICT BRANCH, ROYAL BRITISH LEGION - We are relaunching the branch and are seeking members, new and existing, to join us at our new monthly meetings on the third Thursday of each month from 7.00pm, at the Swan Public House, High Street, Stalham. Meetings will be of an informal, social nature, with the accent on a regular meet, greet and friendly chat for ex-service personnel, their families and friends, living in Stalham and surrounding villages. All are welcome, whether ex-Forces or otherwise. For further information please contact Robert Glenister email robert.glenister@yahoo.com or via our facebook page, www.facebook.com/ stalhamroyalbritishlegion
We provide a safe, friendly, supportive environment for all members of the local community and surrounding areas and look forward to welcoming new and existing members.
HOVETON, WROXHAM DISTRICT GARDENING
CLUB - Interested in Gardening and associated subjects? Why not come along to our friendly and informative club, we have a variety of speakers, outside meetings etc. only £15.00 per annum subscription with discounts at two local nurseries. We meet at Hoveton Village Hall on the first Friday 7.30p.m of every month except show days or outside meetings.
DANCE FOR FUN - is a fun dance club teaching children 6 and upwards Ballet, Tap, Disco & Gymnastic Dance. We meet Wednesday evening from 6 to 8pm in Smallburgh village hall. The club takes part in many community events through the year. If your child is interested in coming to see what we do please pop along any Wednesday evening.
HOVETON FARMERS & PRODUCERS MARKET
Usually held on the 4th Saturday of every month at Hoveton Village Hall 9.30 to 12.30. Come along for all your fresh produce including Fresh Fish, Meat, Fruit & Veg, Cakes, Bread and Preserves. Plus a wide variety of handmade craft stalls offering beautiful original gift ideas. Refreshments available.
THE NEEDLES - At Broadland Youth & Community Centre Hoveton on Tuesday’s 10-4pm. If you stitch knit, crochet, patchwork, do dressmaking and would like help with zips, hems, casting on or can help others,? Come along and share your skills and tips or learn something new and let’s have some fun and chat. For more information contact Margaret on 01692 651333
HORNING BRIDGE CLUB Assuming the government’s road map continues according to plan and restrictions are lifted on 21st June we are thrilled to announce that face to face, Duplicate Bridge will resume in July! We will start on Monday 5th July at Horning Village Hall; please arrive by 6:30pm. In addition to this we are going to hold weekly afternoon sessions at Broadland Youth and Community Centre, Hoveton on Thursdays; please arrive by 12:45pm. We will be delighted to see you and very much look forward to welcoming back both members and guests. In order for everyone to feel safe we ask that you have had both of the Covid-19 vaccinations or have a negative lateral flow (PCR) test before arrival Further information can be found on our website: www.bridgewebs.com/horning or telephone Ann Riley (chairman) – 01603 782009.
Please check availability after Lockdown!
WHB TWINNING ASSOCIATION
Not much to report at the moment, I’m afraid, as our “raison d’être” rather on hold but still hopeful that we can host our French friends from La Pommeraye and Montjean-sur-Loire at the same time next year, 13-18th August 2022 and enjoy the programme of events that we organised last year.
We are still hoping to have some social events before then and will certainly have a garden party, when the weather improves and when rules permit, especially as we have sparkling wine to drink, which we bought for last year’s reception. It will be lovely to see our members again, even if we can’t see our French friends. Members, look out for an email from our chairman.
French Conversation is suspended for now but, I know, our members are trying to keep up their language skills in other ways, reading French news, listening to French radio, doing online courses etc and many do keep in close touch with their French friends, who have suffered, just like us, this past year.
Book Club members are continuing with their meetings and July’s choice was Sue’s, “Where the Crawdads sing” by Delia Owens. At time of writing, we haven’t decided if we will Zoom or meet face-toface: it probably depends on the weather on the third Wednesday of the month. It has been lovely to keep this going throughout the last seventeen months, reading, as usual, many different genres, as our book club started in February 2006, a long time ago now. Pat can supply more information for now on 01603 782375 or pat.barkergreen@btinternet.com For any more information please contact us, via Peter, on 01603 782733 or peter_c_milsted@talk21.com
WROXHAM BURE VALLEY ROTARY CLUB
As Covid restrictions are further eased Wroxham Bure Valley Rotary Club already has quite a full programme of activity ahead. We are now meeting again at Wroxham Barns on a Monday evening and the large turn-out of members so far is proof of how much people missed social interaction during lock down. We are still retaining some Zoom meetings in our programme, both to keep our business meetings time efficient and also to allow us to attract speakers from outside our usual geographical area.
We continue to do regular community service, working on car parking duty at the vaccination centre at Hoveton village hall when required, and we also organised a litter pick in the run up to Norfolk day on 24th July. We also had a successful bring a guest night for people to come along and find out more about us in July, followed by our annual Charter Night to celebrate the founding of the club back in 2005.
This month we are running the entry gate at Marsham show on 14th and 15th August with its vintage vehicle display. We also hope to have a member’s beach barbecue day, weather permitting. Our first big event for the autumn is our first major fund raising event, a Classic Car Show at Wroxham Barns on Sunday 12th September. If you have a classic car why not bring it along, or if you just enjoy looking there will be some great vehicles to see and some great people to chat to. Exhibitors are asked to let Robin know they are coming on 07721 465647, and to arrive as soon after 10am as possible. Public entry will be from 11am. 100% of all proceeds from the day will be donated to the nominated charities Nancy Oldfield Trust and Rotary Charities supported by our club. As well as the Car show all visitors will have the usual access to all the attractions of Wroxham Barns (some chargeable, some
free). Don’t forget you can also support us and the many local and international charities we donate to, through the Broadland Council Lottery Scheme – simply go on line ( www.communityatheartlottery.co m ) and sign up, selecting Wroxham Bure Valley Rotary Club as your chosen cause. It is a weekly draw and you chose how much to invest. 50% of proceeds go to your selected charity and there is a chance to win up to £25,000 every week.
Meantime, we hope everyone stays safe and remember, in the true Rotary spirit of “Service above Self” we have members ready and willing to help out in the local community wherever the need arises. If you fancy joining us for a vibrant, sociable, active, and fun club experience, please contact our president, Peter Milsted, on 01603 782733 / 07850 742337.
WROXHAM & HOVETON LIONS CLUB
On a BBC television program, “Holding Back the Years” the presenter stated it’s well known, in many studies that, if you are retired and wish to live a long rewarding life, being part of a voluntary organisation will help. Is that you? or
Maybe you cannot commit to being a WROXHAM & HOVETON LIONS CLUB member because of family, work, or other commitments; BUT are willing to lend a hand every so often; just a few hours during different times of the year to help on the tombola stall, at the annual fete, or help Santa on his sleigh-that sort of thing. No committees or meetings, just good intention, some muscle or skill and a sense of fun. if you’d like to join the team as a Friend of Wroxham & Hoveton Lions or as a full member Just contact our Membership Chairperson, Lydia Spight, using the ‘Learn More” link on our website www.wroxhamandhovetonlions. org or ring me on 01603 781310.
We’ll also be very happy to see you at our Business meeting on 2nd or 4th Tuesday of the month at 7:30pm, or our Social evening on 1st and 3rd Tuesday of the month at the same time, in the Broadland Youth and Community Centre, Stalham Rd, Hoveton. You may have noticed, if you were passing, that we have been renovating our Tombola Kiosks in the Hoveton precinct. In this endeavour we would like to thank Roys of Wroxham for their help and support and in particular Mr Adam Hudson the Maintenance Manager who has provided invaluable assistance and advise.
We are pleased to announce that Community at Heart Lottery is part of the bonus prize draw on the 28th of August where one lucky supporter will WIN a Luxury Forest Staycation worth £1000! That is in addition to the possibility of winning £25000. If you haven’t signed up yet visit our page -
Our Lions shop in the Hoveton precinct is always on the lookout for good quality Bric a Brac or clean clothing, so please bring donations along or we can collect –just ring 01603 783737. Would you like to volunteer to help in the shop? If so, drop into the shop and talk to a member of staff.
You can always follow us on Facebook or our website. We look forward to seeing or hearing from you.
Lion Mick Holden, President.
AYLSHAM CHESS CLUB
John
Tony Piper, Mike Halls & Jonathan Reeve playing chess at Aylsham & District Ex Service & Social Club.
Playing chess at a club…
Over the last year members of Aylsham Chess Club have been restricted to playing chess over the internet - using www.chess.com and www.lichess.org software. Recently, small groups of up to 6 players have started playing ‘social chess’ (while enjoying a drink) in the very relaxed setting of Aylsham & District Ex Service & Social Club’s bar / lounge.
Normally the chess season ends in June before re-starting in September. This year, it has been decided to continue playing ‘social chess’ throughout the summer months, before returning to ‘competitive chess’ in the autumn. It is hoped this will give new and returning players the chance to play some
‘over the board’ chess before deciding whether to commit to playing competitively for Aylsham Chess Club or one of the other teams in the Norfolk County Chess Association.
It is also hoped that Aylsham Library Chess Group will be able to resume on Wednesday mornings from September.
John Wickham (Chair of Aylsham Chess Club and Norfolk County Chess Association) commented: “It seems that a lot of people have taken up chess during lockdownmainly playing against others in their bubble or over the internet. Hopefully, this initiative will give people the chance to try playing against other chess enthusiasts before deciding whether to join a club for the 2021-22 season.”
To find out more about Norfolk Chess Clubs visit: www.norfolkchess.org/clubs.html
To find out more about Aylsham Chess Club and Aylsham Library Chess Group contact Jonathan Reeve (Secretary of Aylsham Chess Club)
By the time you read this, we’ll already be working on the Sept/Oct edition for AUTUMN!
If you’re a local business and you’d like to create new customers by displaying your service on these glossy pages, contact us now and we’ll be delighted to help you!
Photo (left to right):
Wickham,
You might recall paying a bus fare to or asking to be dropped off at Before largely vanishing however, the date "1646". These are now in one of the Norwich museums.
ver opened on 12th June, 1972 and
DID YOU KNOW?
By Chris Weston
1. Between 1942 & 1945, some 50,000, personnel served on Norfolk’s 18 USAAF air bases.
2. Benjamin Britten was a former pupil of Gresham’s School.
3. In 1905, the Pavilion Theatre was added to Cromer Pier (built 1899-1901 by London engineers Douglass and Arnott).
4. The Avenue in Wroxham was formerly called Beech Avenue and was the access drive to the mansion of Wroxham House.
5. Before World War l, How Hill House was a holiday home.
6. Norfolk has 115 named mountains. The most prominent is Beacon Hill near West Runton.
