To contact us: tracey@satbook.co.uk Tele: 01603 717681
Welcome… to the latest edition of THE STRATTON & TASBURGH BOOK!
Coming out of lockdown, most of us appear to be appreciating the simple things in life nowadays - mindfulness and wellbeing in particular. Like a lot of people, I’ve been exercising daily and carefully monitoring it all on my whizzy watch - it’s an addictive habit isn’t it?
As daily life slowly reopens, it’s great news for all our hospitality, retail and beauty businesses! You’ll find lots of thriving local business services inside this magazine. Give them a call and kindly remember to let them know where you spotted their advert. When you choose to ‘Keep Trade Local’ you are directly helping our local economy - Thank you!
As usual, there are lots of ‘Community Events & What’s On’ listings inside this magazine; please check beforehand though. If you’re organising a local event, remember to email us details and we’ll do our best to give you some valuable FREE publicity!
Enjoy June & July!...
Tracey
@TraceySATBook
What’s Inside… Page: 6 - Beauty; Little Luxuries 8 - Recipe: Peach & Passion Fruit Yogurt Ice Cream 11 - Summer Jokes 12 - Health; Menopause 14 - Parenting; Child-Friendly Gardens 16 - Summer Skin 20 - Planning an Outdoor Kitchen 22 - Father’s Day Gifts - No Socks Please 24 - Home & Interiors; Add Colour to your Kitchen 25 - Father’s Day Jokes 28 - Motoring; Bringing your car out of lockdown
30 - Fun Quiz; Thunder & Light ning
31 - Gardening; Biological Bug Blasting
33 - Pets - Feline Freedom
33 - Wordsearch; Restaurant
34 - Community Events & What’s On
35 - Covid-19 Symptoms
36 - Quiz Page; Word Ladder Sudoku & Codeword
37 - Business Cards
38 - Quiz Answers
38 - Advert sizes & fees
39 - Index
This magazine is one of 5,000 copies delivered to residents & businesses in: Long Stratton, Tasburgh, Newton Flotman, Hempnall, Morningthorpe, Fritton, Shelton, Hardwick, Saxlingham Nethergate, Saxlingham Green, Swainsthorpe, Tharston, Gt Moulton & Wacton
Advertise in our local magazine to create more inbound enquiries for your business!
STRATTON & TASBURGH
Your local community magazine
Codeword
When it comes to pensions, there are a lot of myths floating around and so-called conventional wisdom that actually isn’t so wise after all.
We’re digging into some of the common urban myths and conventional wisdom to explain the facts and give you some clear best practices that you can use to build your retirement strategy.
The State Pension is enough to live off
While this may have been true in the past, it’s simply not the case anymore. The current State Pension allowance is just over £9,000 per year, which for many of us will not really be a significant portion of our retirement income.
The truth is, you need to pursue an active retirement strategy, with other pensions or income streams to add to your State Pension, in order to retire comfortably.
Solely investing in property is a great pension strategy
This is a common myth that we hear a lot. Many people see the idea of buying rental properties later in life as a sensible retirement strategy, to the exclusion of all others.
We’re not saying that buying property is a bad investment. Far from it. But your retirement strategy needs to be more planned out than simply saying you’ll buy a second house later in life.
For a start, you’re missing out on lots of tax benefits from contributions into a pension scheme. Your pension contributions receive tax relief at your marginal rate, so you could be losing out if you’re using money you could contribute to a pension to save up for a second home.
Dispelling Some Common Pension Myths
Plus, when you do buy a second home, you’ll actually end up with a hefty tax bill. Stamp duty, tax on rental income, plus potential capital gains tax if you later sell the property.
While investing in property in a properly thought-out and managed way is definitely an option as one part of a retirement strategy, it’s certainly not enough on its own. Your pension is just for you
Many people believe that their pension pot is just for them, and that they and their partner need to pursue individual retirement strategies.
Now, there is some truth to this one – even with a married couple, each individual’s finances will be different, so there can be a level of individualisation to the strategies.
However, your partner can inherit your pension pot when you die. If you’re under 75, they’ll inherit it tax free, and if you’re over 75 they’ll only pay tax at their marginal rate. So, you can take a collective approach to your retirement strategy, the same as you would for any other financial plan.
Annuities are still the normal pension option
While an annuity offering a guaranteed annual income used to be the typical way many people received their pension, there are now lots more options that are worth exploring.
Many people now set up what’s called a drawdown pension. With this kind of arrangement, you retain your pension fund as it currently stands, rather than selling it to buy an annuity.
Drawdown policies can be complex arrangements, so make sure you speak to a financial adviser before setting them up. But, for many people they can be a more efficient
way of receiving their pension funds.
I can worry about my pension later in life
Probably the most common retirement myth: there’s always time in the future to set up your retirement strategy.
While it’s technically true, it’s an extremely harmful myth that can really hurt people’s ability to save properly for later life.
The earlier you start saving, the better off you’ll be. Even putting a small amount away when you’re younger will set you in far better stead later on, through the magic of compound interest.
You’re far better off getting your pension sorted early and letting your money work for you over the course of your career!
Pensions aren’t enough to retire on so I shouldn’t bother
Our last myth is probably one of the most damaging. You might be thinking that this sounds ridiculous – but some people do believe that pensions are a waste of time, or an ineffective way of saving for retirement.
Pensions are always going to be part of an effective and well thought out retirement strategy. The tax benefits and investment opportunities simply make them too good to overlook.
So, there you go. Our six top retirement and pensions myths: busted! Need some help with your retirement strategy? Get in touch with Face to Face Finance to arrange an appointment: 01603 625 100.
THE STRATTON & TASBURGH BOOK
WHO CARES FOR THE CARERS?
Almost 1 in 8 people in Norfolk are looking after a friend or family member who due to illness, disability or an addiction can’t manage without their support. All unpaid carers are entitled to support but many find it hard to navigate their way through the services available. In recognition of this, Norfolk County Council has funded a comprehensive support service for carers, Carers Matter Norfolk, which offers:
· 7 day a week Freephone advice line 0800 083 1148: Carers can chat to our experienced, friendly advisors about any of their caring concerns. The advice line is open from 8am-8pm Mon-
day-Friday, 4pm-8pm on Saturdays and 8am-noon on Sundays
· One to one support: We have a team of Carer Connectors who can visit you in your home or a place convenient you, to offer tailored support and in-depth, complex advice.
· Counselling: We have a free counselling service for carers who find that their caring role is affecting their own health & wellbeing.
· Education & Training We have created the UK’s first dedicated Carer’s Self Help Hub with over 450 online videos, podcasts and training courses in areas such as general healthcare to first aid, infection, nutrition and how to navigate the healthcare system.
· Carers Voice We provide a forum for carers to share their views, keep in touch with each other and access to one of over 140 peer support groups.
If you are a carer, or know someone who is, please visit www.carersmatternorfolk.org.uk or call our advice line 0800 083 1148
“Hello, I found your number in THE STRATTON & TASBURGH BOOK”...
Advertise in THE STRATTON & TASBURGH BOOK
You can have a sixth-page space like this for just £29 p/m & reach 14 local villages!
Community Events & What’s On...
You can use this page to send your FREE message to 5,000 households and businesses!
3rd LONG STRATTON BROWNIE PACK meets every Thursday 6pm - 7.30pm term time at the Methodist church, Manor Road, Long Stratton. If your daughter is aged between 7 and 10 years and would like to join Brownies please call Brown Owl (Gill) on 01508 530378 or e-mail gillworrell@btinternet.com for further information or to arrange a visit to see what we do.
LONG STRATTON GYMNASTIC CLUB every Thursday evening and Saturday afternoon caters for girls aged 5 to 18 years. The club runs a disability session on a Saturday which is open to boys and girls at Long Stratton Leisure Centre, first session free. For more information contact Tina on 01379 740948.
LONG STRATTON TODDLER GROUP every Monday and Wednesday morning 9.15-11.15am (term time only). Held at the Methodist church on Manor Road. First session free, £2.00 thereafter. www.longstrattontoddlers.co.uk
TAS WELL JUNIORS - The last Saturday of every month 6-8pm at the Tas Well Social Club for children of all ages. Games, activities & lots of fun. More info: Mel on 01508 532146 or mel.large@btinternet.com
COFFEE MEETING - meet some old friends, make some new friends, have a chat, a cup of tea & a piece of cake at the Coffee Pot, every Wednesday 2.003.30pm in the Tasburgh Church Room.
CASUALTIES UNION NORWICH BRANCH - Meets at the Vauxhall Centre, Johnson Place, Norwich, NR2 2SA 7:30pm 9:30pm Weds new members welcome for details contact 01508 494492 www.casualtiesunion.org.uk
KIDDY COOK - Cookery workshops for 4-11 year old chefs held in Tasburgh. Held once a month on Saturday mornings and during school holidays. www.kiddycook.co.uk or call Fran on 07973 724870 for the latest schedule.
HEMPNALL MILL CENTRE- Bookings: Jackie Jackson 01508 499061. info@hempnallmillcentre.co.uk www.hempnallmillcentre.co.uk
NEED SOMEWHERE TO HOLD A FUNCTION? Anniversary celebration, children’s party, christening, birthday party, Family & friends get-together the Mill Centre in Hempnall is available for hire – please call Jackie Jackson on 01508 499061 or email jackson.jc@btinternet.com
THARSTON HISTORY SOCIETY regularly meets on the last Wednesday of alternate months. Everyone is welcome - admission is free but there is a retiring collect to help with Society expenses. For further information please see our website www.tharston-historysociety.com or email web@tharston-historysociety.com.
FITNESS CLASSES - Long Stratton High School on Monday, Wednesday and Friday evening. Choose from circuits, HIIT or cardio blast. First session FREE. To book your FREE session or for more details please email: hello@timcourridge.co.uk
HEMPNALL MILL CENTRE - LUNCHEON CLUB
Wednesday and Thursday from £5.50 morning tea or coffee served on arrival from 11am a two course lunch served at 12 noon pick up travel can be arranged for more information contact: Margaret Sparham (Wed and Thurs on 499766 or 499579 at other times)
GT. MOULTON CHAPEL - COFFEE MORNING
Wednesdays 10.30 to 11.45. Come and have a mardle at this fun, friendly venue. We have home made cakes and even soup, together with a selection of hot and cold drinks. Open to everyone, we'd be pleased to see you. Contact Steven: 01379 674341
SAXLINGHAM NETHERGATE BOWLS CLUB Come along and have a go at Bowls at our Green in a picturesque setting on the Playing Field. The club is running taster session and coaching for beginners on Monday mornings at 11.00am. Experienced Bowlers are welcome too. Contact: Chris Lacey on 01508 499700
NEWTON FLOTMAN PRE-SCHOOL We are a well established, community pre-school at the Village Centre offering a fun and educational environment for children, aged from 2 years to school age. The preschool, an outstanding early years provider (OFSTED 2015-2016) is open Monday to Friday, with ample space for parking. Fee’s start from £4.50 per hour. We also accept funding from Norfolk County Council for 2, and 3-4 year olds, if applicable and we are able to offer tax free childcare too! For more information please contact us at manager@newtonflotmanpreschool.co.uk or 01508 470680, or alternatively please visit www.newtonflotmanpreschool.co.uk
TASBURGH UNITED FOOTBALL CLUB - Our FA Charter Standard club won Norfolk FA’s Grassroots club of the year for 2019. We have FA qualified coaches who train boys and girls from age 5 to 15, and we have various teams playing in the Norfolk Youth Combined League. New players and volunteers welcome! For more info you can find us on Facebook, at www.tasburghunited.com or call Dan Edwards on 07813 045764.
...Continued on next page
Community Events & What’s On...
You can use this page to send your FREE message to 5,000 households and businesses!
MARTIAL ARTS - All Oriental Self Defence & Physical Fitness Techniques in One Art. Kuk Sool Won Martial Arts Club in Long Stratton and Tasburgh. TWO FREE SESSIONS. Ages 4-7 years; Lil Dragons Tasburgh Village Hall Monday 4.30pm. Ages 7 to Adult; Tasburgh Village Hall Monday 5.30-6.30pm. Classes also in Long Stratton see web www.kuksoolwon-gillingwater.org for locations, times and more information or call/text 07775 890359.
DID YOU KNOW you can now find information on THE HEMPNALL TRUST & how to book the Mill Centre in Hempnall on The Hempnall Trust Website www.hempnalltrust.org
LA JOLIE RONDE FRENCH LESSONS -For children from the age of 3 to 11 years old. Lessons are fun, with lots of games, songs and role play. Once a week during term time. Classes available at Manorfield Infant and Nursery School 12.30-1pm on a Tuesday, open to children attending the school. Classes also available at St. Mary's Junior School on a Wednesday 12.15-12.45pm and 12.45-1.15pm, open to children attending the school. If your child attends Jack in the Box Daycare there are sessions available on Tuesday and Wednesday mornings. Ask about free taster sessions. Email djc1@ntlworld.com or text 07887 513757.
TAS VALLEY PRE-SCHOOL and PLAYGROUP
Our small, dedicated team of staff provides a safe, caring and stimulating environment for children aged 2 years to school age, to play and learn. During term time, we offer weekday morning sessions 9am - 12pm, and Tuesday afternoon sessions 12pm - 3pm. We also offer Monday afternoon sessions, 12pm - 3pm, for pre -school year children only (the year before children go to school). Fees are £13 per session, age dependent. All 3-5 year olds and some 2 year olds are entitled to funding from Norfolk County Council. Please visit www.tasvalleyplaygroup.org.uk or e-mail equiries.tvplaygroup@gmail.com
SINGING: IF YOU CAN SPEAK, YOU CAN SING! Creative Singing Studios Community Singing Group Meets Every Tuesday Evening 7:00 - 8:30pm at Wacton Village Hall, £5.00 per person, pay as you go. This group is regularly invited to sing throughout the region and has raised more than £1000 within the past 12 months for local charities such as Shelter & Break! For more information go to www.creativesingingstudios.co.uk.Contact Louise Barton via email on: louise@louisebarton.com
Please check availability during Lockdown!
Quiz Page
Word Ladder Sudoku
Codeword
This magazine is one of 5,000 copies delivered to residents & businesses in:
· Long Stratton
· Tasburgh
· Newton Flotman
· Hempnall
· Morningthorpe
· Fritton
· Shelton
· Hardwick
· Saxlingham Nethergate
· Saxlingham Green
· Swainsthorpe
· Tharston
· Gt Moulton
· Wacton
SUDOKU WORDSEARCH
CODEWORD
EIGHTH PAGE £44 per edition or just £22 per month
Hidden phrase: Life is uncertain, eat dessert first. ~ Ernestine Ulmer
WORD LADDER
Here is one possible solution (others may exist) BUSH bust best beet feet fret free TREE
