When your finances are brought to book Your Money & You John Ellis

As summer approaches, it’s the perfect time to relax, unwind, and indulge in some mind-stretching reading. If you’re looking to enhance your nancial knowledge while enjoying the sunshine, here is a list of must-read books that cover a range of nancial topics. From personal nance to investing and entrepreneurship, these books o er valuable insights to help you make informed nancial decisions. So, grab a drink, nd a comfortable spot, and dive into these fascinating nancial summer reads.

e Quants e Quants delves into the world of quantitative nance and its global impact. e author explores the rise of mathematicians and computer scientists in the nancial industry and the risks associated with their complex nancial models. is book provides an intriguing per- spective on the interplay between nance, technology, and the global economy. e Quants helped create a digitised money-trading machine that could shift billions around the globe with the click of a mouse with few realised this extraordinary system had sown the seeds for history’s greatest nancial disaster.

A Random Walk Down Wall Street

In this fully updated 50th anniversary book Burton Malkiel challenges the notion of stock market prediction and advocates for a passive investment strategy, such as index fund investing. Drawing on his experience as an economist, nancial adviser, and successful investor he analyses the recently popular investment management techniques, including factor investing, risk parity and the new kid on the block, ESG portfolios.

inking, Fast and Slow Nobel laureate Daniel Kahneman explores the psychology behind decisionmaking. rough decades of research, Kahneman uncovers the cognitive biases and shortcuts that in uence our nancial choices. For example, why is there more chance we’ll believe something if it’s in a bold type face? Why are judges more likely to deny parole before lunch? Why do we assume a good-looking person will be more competent? By understanding the inherent aws in our thinking and using the practical techniques in these pages you will learn that slower smarter thinking will enable you to make better decisions at work, at home, and in everything you do.

e Intelligent Investor e Intelligent Investor by Benjamin Graham, considered the bible of value investing, this book provides timeless wisdom for investors. Over the years, market developments have proven the wisdom of Graham’s strategies. A mentor to Warren Bu ett he outlines strategies for identifying undervalued stocks and emphasises the importance of fundamental analysis. is book o ers a solid foundation for understanding the principles of investing and developing a long-term investment mindset. e Only Investment Guide

You’ll Ever Need e Only Investment Guide

You’ll Ever Need by Andrew Tobias. According to one reviewer “the younger you are when you read this book the longer you will bene t from it” is book with over 1 million copies sold, is a comprehensive yet accessible manual for beginner investors. It covers a wide range of investment topics, including stocks, bonds, passive funds, and retirement planning. Written for the US market it still has practical advice making it an invaluable resource for Irish investors.

How to Make Your Money

Work:

Decide What You Want, Plan To Get ere?

Author Eoin McGee, from TV, asks: “What kind of relationship do you have with money? Is it helping you make the most of your income? If not, what if you could change that?” In this his second book, he explains how understanding your attitude towards money is the secret to e ective nancial planning. With chapters like – 12 Money Habits To Teach Yourself (And Your Kid), he outlines how to make the most of your income to close the gap between the money you earn and the lifestyle you want.

Wherever you are on your nancial journey, How to Make Your Money Work will change the way you approach spending and saving with priceless wisdom and practical advice for making your nancial goals a reality.

We Don’t Know Ourselves: A Personal History of Ireland Since 1958

And nally, We Don’t Know john@ellis nancial.ie 086 8362622

Ourselves: A Personal History of Ireland Since 1958 by Fintan O’Toole, is a book that will have you saying I remember that! Evocative, moving, and funny, the book creates “an enthralling and panoramic narrative that captures the essence of a nation nding its identity”. You may not be a history bu but unknown to yourself you will uncover a deeper understanding of modern Ireland.

It seems we may soon to be able to make electricity out of, literally, thin air. Scientists have invented a device that can continuously generate energy of of air, o ering a glimpse of a possible sustainable energy source that can be made of almost any material and runs on the ambient humidity that surrounds all of us.

A new study says the novel ‘air generator’, or Air-gen, is made from materials with holes that are under 100 nanometers in length, which is a scale thousand times smaller than a human hair. is design can pull electricity from water droplets in the air for much longer periods than previous concepts, the researchers report, suggesting that it could eventually provide a continuous and sustainable source of power.

Researchers hope the technique could eventually help to ght climate change by serving as an alternative to fossil fuels.

If you’ve ever seen a bolt of lightning streak across the sky, you’ve already had a sneak peek of the untapped power that is hidden in ambient air. is energy is fuelled by the electrical charges of water droplets in the air, a phenomenon that has inspired many attempts to harvest humidity by inducing imbalances in charged waters with special devices.

Many of these techniques only work for short periods, or require expensive materials, which presents practical challenges for e ciency and scalability.

Now, researchers at the University of Massachusetts, Amherst, have developed an Air-gen device that yields electricity from contact with water droplets that pass through its porous material. In this e paper relies on modelling using the genomes of 290 living people from southern, eastern and western Africa. e ndings suggest that modern humans descended from at least two groups of ancient humans that were closely related and mixed genes on occasion.

It has long been held that modern humans originated from a single population in Africa. But a new paper, published recently in the journal Nature, put this idea to the test — and concluded it doesn’t hold up.

“ ere is no single birthplace,” Eleanor Scerri, an evolutionary archaeologist at the Max Planck Institute for Geoanthropology in Germany who did not contribute to the study, tells the New York Times’ Carl Zimmer. “It really puts a nail in the co n of that idea.”

Rather than envisioning human evolution as a tree — with a single stem that splits into disconnected branches — the researchers describe ancestral human populations as intertwining stems.

“All humans share relatively recent common ancestry, but the story in the deeper