Emmanuel Uduaghan & Innocent Chukwuma: Visionary Achievers

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March 30, 2014

Emmanuel Uduaghan & Innocent Chukwuma: Visionary Achievers

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March 30 April 5, 2014

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15 COVER EMMANUEL UDUAGHAN & INNOCENT CHUKWUMA: VISIONARY ACHIEVERS

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PEOPLE TEAM EDITOR REMMY DIAGBARE DEPUTY EDITOR JEMI EKUNKUNBOR ASST. EDITOR YEMISI SULEIMAN CONTRIBUTORS PRINCESS KATE EMIKO BAMIYO ISELEMA EMINA JEROME CODJO-YAOVI ONIPEDE

CONT. EDITOR LATASHA NGWUBE COPY EDITOR DD WILLIAM-WEST CORRESPONDENTS FATIMA GARBA DAVINA AYODELE LAYOUT / DESIGN Gregory Obi PHOTO OSCAR OCHIOGU

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From the editor...

The second edition of the Vanguard Personality of the Year awards, took place last weekend in Lagos at the Oriental Hotel, Lekki. Instituted a year ago, the award is aimed at celebrating exceptional achievers in Nigeria and drawing attention to the importance of service. Three great Nigerians were honoured for their VWHUOLQJ FRQWULEXWLRQV LQ WKHLU GLIIHUHQW Ă€HOGV RI Endeavour. Dr. Emmanuel Uduaghan (CON), governor of Delta State, emerged Personality of the year. He was honoured for his effort in creating a Delta beyond oil, an effort that is already making all the difference and serving as model to help draw attention away from oil. Chief (Dr.) Innocent Ifediaso Chukwuwu, Chairman, Innoson Group of companies is Vanguard Most Innovative Industrialist of the year 2013. Born without the proverbial silver spoon in his mouth, from a modest beginning selling spare parts, he has grown KLV FRPSDQ\ WR EHFRPH WKH Ă€UVW LQGLJHQRXV YHKLFOH manufacturing plant in Nigeria. Alhaji Aliko Dangote, MFR, GCON is the third recipient. He is Vanguard Africa Personality of the Year $OKDML 'DQJRWH¡V EULOOLDQFH LQ EXVLQHVV QR GRXEW earns him the status as the richest man in Africa.

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Jemi Ekunkunbor

QUOTES...

“ A relationship requires a lot of work and commit ment�.

- Elliot Perlman

All three gentlemen were honoured amongst pomp and pageantry. In this special edition of Allure, we capture the moment for you in pictures and also got two of the recipients, Dr Emmanuel Uduaghan and Chief Innocent Chukwuma to speak on the awards and more. $QG RK LW¡V 0RWKHUV 'D\ :H congratulate and celebrate all mothers from those driving posh cars around the city of Lagos to those walking barefooted WR WKH IDUP LQ 0RVRJDU DQG 2UX :H celebrate you and the uncommon IHDW RI EHLQJ D PRWKHU Our contributor, Odun Ogunbiyi pays tribute to mothers on her column, Escape pg 14. +DYH D JUHDW 6XQGD\

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“Share too much and someone can hurt you.�

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Vanguard Personality of the Year Awards: The Awardees by - Emmanuel Aziken

Emmanuel Uduaghan (CON) Governor Emmanuel Uduaghan, the Vanguard Personality of the Year, 2013 has through unusual insight steered the administration in Delta away from dependence on a mono product, opened the state to multiple streams of income that would in the near future secure the state from the shocks inherent in oil revenue. The power of vision in Dr. 8GXDJKDQ¡V ZHOO DSSODXGHG YLVLRQ RI Delta Beyond Oil has not distracted the administration from sustaining a social safety net that is evident in free KHDOWK VHUYLFHV IRU XQGHU Ă€YHV DQ educational policy that motivates excellence and a landscape that has promoted peace and security. Uduaghan has also brought about a transformed education infrastructure DQG WKH UHGHĂ€QLWLRQ RI WKH transportation model that has made Delta State the leading destination for conferencing and made Asaba, the state capital, the leading shooting location for Nollywood. The focus of the Uduaghan DGPLQLVWUDWLRQ LV Ă€QLVKLQJ VWURQJ

Chief Innocent Chukwuma (OFR) Alhaji Aliko Dangote (MFR, GCON) Alhaji Aliko Dangote, the Vanguard African Personality of the Year, has shown an uncommon courage in projecting diligence as an essential factor in entrepreneurship. Dangote who started business as a trader has today transformed into one of the ZRUOG¡V OHDGLQJ LQGXVWULDOLVWV SRLQWLQJ him out as a man who is able to keep trend with his local environment.

Chief Innocent Chukwuma, 9DQJXDUG¡V 0RVW ,QQRYDWLYH Industrialist, 2013 is a sterling example of how grit and guts can overcome the greatest impediments. 7KH PRVW HORTXHQW WHVWLPRQ\ RI 0U &KXNZXPD¡V HQWUHSUHQHXUVKLS ZDV how he drove Tokunbo motorcycles out of the Nigerian market through his locally made brand of motorcycles. Chukwuma has through his ,QQRVRQ 9HKLFOHV 0DQXIDFWXULQJ ,90 SURGXFHG WKH Ă€UVW WUXO\ PDGH LQ Nigerian vehicles.

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CHIEF INNOCENT CHUKWUMA RECEIVING HIS AWARD FROM AMB. PATRICK DELE COLE

Glitz as Uduaghan, Dangote Innoson Receive Vanguard Personality Of The Year Awa by - Yemisi Suleiman | Pics - Oscar Ochiogu

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he 2nd Annual Vanguard Personality of the Year Awards 2013, took place last Weekend in Lagos. The Oriental Hotel, Victoria Island, came alive as important dignitaries thronged the New Grand Ball Room to witness for a second time, the reward of excellence. In a welcome address, General Manager, Vanguard Media Limited, Mr. Gbenga Adefaye, said the Vanguard Personality of the Year Awards, was initiated to recognize and award exceptional achievers in the society. He added that the awards will not only draw attention to the importance of service but will provide opportunity for such individuals to be celebrated.

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Personalities who were awarded for their excellent performances included, Dr. Emmanuel Uduaghan, governor of Delta State who received the award as Vanguard Personality of the Year 2013, Alhaji Aliko Dangote, Chairman of Dangote Group got the African Personality of the Year 2013, while Chief Innocent Ifediaso Chukwuma, Chairman of Innoson Group was hounourd as the Most Innovative Industrialist of the Year 2013. The event witnessed by a mix of political, business elite and Nollywood stars, was chaired by Chief Olusegun Osoba, former governor of Ogun State, while special guest of hornour was Dr. Namadi Sambo, Vice President, Federal Republic of Nigeria,

represented by Ambassador Bashir Yuguda, Minister of National Planning. Delivering his address through Ambassador Yuguda, the Vice President said we are here to celebrate Nigeria, Nigerians and our own products. “We are celebrating Nigerians as individuals because you have all excelled in your own capacities, and the three of you are products of our environment.” He further stated that “We are not surprised that you are getting this recognition from a reputable newspaper like Vanguard Newspapers. We are honouring you and other recipients because we created the HQYLURQPHQW IRU \RX WR ÁRXULVK µ Responding on behalf of other recipients, Dr. Emmanuel Uduaghan, thanked Vanguard

DR EMMANUEL UDUAGHAN, GOVERNOR OF DELTA STATE AND HIS WIFE ROLI RECEIVING VANGUARD PERSONALITY OF THE YEAR AWARD FROM AMBASSADOR BASHIR YUGUDA, REPRESENTING THE VICE PRESIDENT

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ards Newspapers for the honour and dedicated his award to ENGR AHMED MONSUR, ENGR JOSEPH MAKOJO, AREMO OLUSEGUN OSOBA, HAJIA FATIMOH DANGOTE, AND HAJIA HALIMO DANTOGE the people of Delta state. He said, “This award is not for me alone, it is for the are all used in Delta state.â€? 1LJHULD¡V Ă€QHVW PXVLFLDQV DQG FRPHGLDQV whole of Delta State. The whole state is being many of them natives of Niger Delta who had The Governor encouraged other honored todayâ€?. While congratulating his come to support one of their own. entrepreneurs in the country to invest in fellow recipients, he said, “I can tell you that The Vanguard Personality of the Year projects that will create jobs for the people. 'HOWD VWDWH LV XVLQJ VRPH RI ,QQRVRQ¡V EXVHV awards, an initiative of Vanguard Media )URP WKH Âś6XJDU %DQG¡ :DMH 2PDZXPL The second person, Dangote believes in hard Timaya, KCEE, Alibaba to I GO DYE, Limited, recognizes the credible actions of work and as I speak today, every house that hardworking individuals, who have made the event was laced with glitz, glamour is being built in Delta State, the sugar that is indelible marks of excellence in our society. and electrifying performances by some of being consumed and other Dangote products March 30, 2014 /

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FACES AT THE PERSONALITY OF T

MR AND MRS HAMMOND

VICTOR OMOREGIE CHIEF AND MRS OLUSEGUN OSOBA

DR A.G. IRABOR AND DR. E.O. EFEIZOMOR

HRM STAYLEY LUKE AND HRM ANTHONY OGBOG

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MR. AND MRS. BRIAN HAMMOND

SUNNY AREH AND JIDE AJANI AMB BASHIR YAGUDA

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Pics - Oscar Ochiogu

MATHEW EDIRI-EGBI

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Emmanuel Uduag Chukwuma: Visi income for the economy of our state. So this award is in recognition of our aspirations and our vision of attaining a Delta beyond oil.

We are creating a Delta beyond oil

- Dr. Emmanuel Uduanghan

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r Emmanuel Uduaghan is passionate about creating a Delta beyond Oil. He speaks about the structures being put in place in Delta state in other to achieve this. How do you feel about this award? I am very happy about this but there are a lot of FKDOOHQJHV EHFDXVH LW¡V DOO DERXW FUHDWLQJ RXU economy and not just depending on oil. In those days, we used to have a lot of companies, a ORW RI WUDGLQJ Ă€UPV WKDW ZHUH DURXQG 1RZ HYerybody depends entirely on oil. What we are doing now is to look at other areas of generating

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What exact structures are you putting in place for a Delta beyond oil? We are looking at areas of agriculture because that was how I grew up. I grew up as a farmer, a village boy. I used to go to the farm before going to school and after school, I would return to the farm again. Sometimes, we ZHQW ÀVKLQJ %XW QRZ WKH soil is destroyed, the water is polluted, the air is polluted and agriculture is no longer there. So we want to encourage people to go back to agriculture. The other area we are looking at is in the area of tourism. Delta is a home for hospitality. In fact, the youths all over the country are known for creative works. Many of them are artists. The comedians you see, the musicians you see, most of them are either from Delta or grew up in Delta. So that is an area we are looking atthe human resource area. We have to encourage our talents. $UH WKHUH VSHFLÀF WKLQJV \RX GR WR KDUQHVV them? You know our commissioner for Culture and Tourism, Richard Mofe Damijo popularly called RMD, he has been undertaking talent hunt in the area of music. At the moment, we now have some musicians who are a product of that competition. In the area of comedy, one of the comedians who performed today also came out of that process. In the area of acting, a lot of actors have EHHQ LGHQWLÀHG DQG WKH\ DUH DOUHDG\ PDNLQJ waves. Delta State has ethnic and security challenges. How are you coping with these problems? The ethnic challenges in the state, really is as a result of suspicion. So, what I have tried to do is to give to every ethnic group what is due to them. And when you go that way, you reduce the ethnic tension. That is what we have been doing. Many of these youths have seen oil money. Do you think they would be willing to go back to agriculture?

Governor of Delta State, Dr Emmanuel Uduaghan, is our Personality of the Year 2013 while Chief Innocent Chukwuma (OFR), Chairman, Innoson group of companies emerged Vanguard Most Innovative Industrialist of the year 2013. Co incidentally, each of them in separate interviews describes himself as a “village boyâ€? but both have proven that the circumstances of their birth was not strong enough to pose a limitation to their quest for a better life. Both men have recorded uncommon feats in their different capacities. Dr Uduaghan’s drive to establish an economy not dependent on oil what is now known as “Delta beyond Oilâ€? is fast becoming a model to copy. Encouraging the Again that is a big challenge that is why in some of our programmes, we have what we call, “the mental change programmeâ€?. It is all about re oriHQWDWLRQ WR OHW WKHP NQRZ LW¡V QRW DOO DERXW JRLQJ to bust pipelines or kidnapping and all the criminal activities that they use to make money. The richest people in the world today are not people who work in the oil companies. They are people who own or work in big farms. So we are trying to do a re- orientation for them. We have situations where those who have been part of the amnesty are threatening to go back to take up arms. How are you coping with this kind of issue as governor of the state? The amnesty programme gave them training and we believe the training will establish them. We are hoping that in the next few years, a lot of them would have been engaged. Where do you go from here after this award? To do more work I guess.

aghan & Innocent ionary Achievers By - Jemi Ekunkunbor

youths to take up agriculture again reminds him of his early years growing up with his grandmother in her rural village in Mosogar. Going to the farm and fishing was the main stay then not oil he recalls. Born in Oru in Anambra State, the last of six children, Chief Chukwuma grew from being a spare parts seller to pioneering the first indigenous vehicle manufacturing plant in Nigeria. Last weekend in Lagos, both men along with Alhaji Aliko Dangote, Vanguard Africa Personality of the Year 2013, were honoured at a colourful ceremony at the Oriental Hotel, Lekki. Dr Uduaghan and |Chief Chukwuma spoke briefly to Allure after receiving the awards. is is a typical grass to grace story. As a village boy, his upbringing lacked the proverbial silver spoon in his mouth. As a performer, he is not given to too many words. He allows his work speak for him. Simplicity and humility envelop his entire being and belies his status as a billionaire businessman. His Innoson Vehicle Manufacturing ,90 FRPSDQ\ UROOHG RXW LWV ÀUVW truly made in Nigeria vehicle in 2011.

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How do you feel about this award? I feel very happy that my little effort to the industry is being recognized not just by Vanguard but by the entire country. I am very happy. When you started did you imagine you will JHW WR WKLV SRLQW ZKHUH \RX¡G VWDUW ZLQQLQJ

awards? Honestly, when I started, I never knew I would get to WKLV VWDJH ZKHUH 1LJHULD will get to recognize what I am doing. I am so happy about the development I GRQ¡W NQRZ KRZ WR VD\ LW I am short of words. The recognition is a great thing for me. How did it all start at Nnewi? I started my business like other people. Like most Igbo men, I stated by trading in spare parts. I started as a small business man dealing on spare parts at 1QHZL $W WKDW WLPH SHRSOH were bringing only second KDQG PRWRUF\FOHV WR 1LJHria, and I felt there should be a way to reduce the price of the new ones, so that people will be interested to buy new ones, rather than second hand motorF\FOHV , GLGQ¡W NQRZ , ZLOO get to this stage. Where were you buying from at that time :H ZHUH EX\LQJ IURP /HYHQWLV %XW , DFWXDOly started off selling motor cycle parts. From there I moved on to selling car spare parts and much later, car production. Share with us about Innoson cars As you already know, we have started proGXFWLRQ RI ,QQRVRQ FDUV 0\ Ă€UVW VHW RI FDUV will start coming out in April. It is being test-run now. What kind of cars should Nigerians expect? We have three types of cars under the Innoson brand. We started by producing buses. From buses, we produced pickups-SUVs. 1RZ ZH DUH SURGXFLQJ FDUV What is the distribution like? Our cars are doing well. In fact, some African countries are using our busses now. If you watched television recently when there was crisis in Chad Republic, it was my pick up veKLFOH EUDQG WKDW WKH 1LJHULDQ $UP\ XVHG IRU WKH operations. In Ghana and Sierra Leone, my vehicles are all over the places. We are hoping it will go round Africa in the near future.

I never knew a village boy would come this far

- Chief Innocent Chukwuma (OFR

Tell us about your growing up what was it like? , JUHZ XS LQ WKH YLOODJH LQ 1QHZL *URZLQJ XS was normal I grew up like every young boy in the village then. I have four brothers and two sisters. We grew all grew up together. What was family life like? We are very close. From growing up in the village, you have become a successful city business man. How has life been? I am still a village man. I like the village a lot. That is why all my businesses are over there LQ 1QHZL

March 30, 2014 /

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FACES AT THE PERSONALITY OF T

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BABAJIDE OBANIKORO

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MR & MRS EHIMIE

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HE VANGUARD THE YEAR AWARDS

Pics - Oscar Ochiogu

ADORA ACHUMBA

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MRS KAREEM OKEREKE

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HEALTH

HEALTHY LIVING101

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by - Teri Mendes

Things You Should Not Eat Before Bed SDUW

Hello my dear readers today we continue from last week on the 15 foods you should not consume before bedtime. Here they are: 7. Pasta Pasta is an easy and quick ¿[ IRU WKRVH ZKR ZDQW WR NLOO WKHLU FUDYLQJ EHIRUH EHG EXW LW LV QRW D UHFRPPHQGHG QLJKWWLPH VQDFN 1RW RQO\ LV LW ¿OOHG ZLWK FDUERK\GUDWHV EXW LW LV RQH RI WKH PRUH FDORULH GHQVH FDUERK\GUDWH VRXUFHV IRXQG 7KHVH FDORULHV DUH KLJKO\ SURQH WR VHWWOLQJ DURXQG WKH ZDLVW DV ZHOO ,Q RUGHU WR DYRLG LW LW LV EHWWHU WR VDYH WKH FDUERK\GUDWH ULFK SDVWD IRU HDUOLHU LQ WKH GD\ PHDOV 8. Chips <RX DOO SUREDEO\ NQRZ WKDW FKLSV DUH WKH NLQG RI IRRG WKDW LV WRR GL̇FXOW WR UHIXVH HDWLQJ 'R QRW HDW WKHP LQ WKH HYHQLQJ ZKLOH ZDWFKLQJ 79 RU ZRUNLQJ RQ WKH FRPSXWHU <RX NQRZ LW LV HDV\ WR IRUJHW DERXW WKH WLPH DQG WR HDW D ORW RI LW 0XFK KHDOWKLHU LV WR VQDFN VRPH FDUURWV DQG SHUKDSV D OLWWOH ELW RI DOPRQGV <RX ZLOO VWLOO KDYH D FUXQFK\ IRRG DQG ZLOO EH ¿OOHG XS TXLFNO\ WKDQNV WR WKH ¿EHU 9. Pizza :KHQ ZDV WKH ODVW WLPH WKDW \RX VDLG WR \RXUVHOI RQH VOLFH LV QRW WKH HQG RI WKH ZRUOG EXW LQ UHDOLW\ ZKR UHDOO\ VWRSV DW RQH VOLFH" 3L]]D FRQWDLQV IDU WRR PDQ\ FDORULHV WR KDYH LW ULJKW EHIRUH EHGWLPH 7KH OD\HU RI WRPDWR VDXFH KDV KLJK OHYHOV RI DFLGLW\ ZKLFK FDQ FDXVH DFLG UHÀX[ DQG WKH JUHDV\ WRSSLQJV DUH YHU\ OLNHO\ WR VWLU XS KHDUWEXUQ 7KDW LV QRW WKH ZD\ \RX ZDQW WR ZDNH XS LQ WKH PLGGOH RI WKH QLJKW &R̆HH ,I \RX ZDQW WR GULQN VRPHWKLQJ EHIRUH KLWWLQJ \RXU FRV\ SLOORZ GH¿QLWHO\ GRQ¶W JR IRU FR̆HH ,Q IDFW FR̆HH LV D VWLPXODQW WKDW KDV SURORQJHG H̆HFW RQ WKH ERG\ LW¶V H̆HFW ZLOO ODVW IRU PDQ\ KRXUV VR WKDW \RX ZRQ¶W EH DEOH WR VOHHS DQG UHVW SURSHUO\ LI \RX GULQN FR̆HH DW QLJKW \RX PLJKW ¿QG \RXUVHOI FOHDQLQJ WKH

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13. Too much fruit 6RPH SHRSOH ¿QG IUXLW WR EH D JUHDW WKLQJ WR HDW DW QLJKW DQG ,¶P QRW VD\LQJ D VPDOO VHUYLQJ LV EDG 7RR PXFK IUXLW KRZHYHU LV D ORW RI VXJDU DQG FDQ OHDG WR JDV DOO QLJKW EHFDXVH WKH VXJDU IHUPHQWV RQ WRS RI RWKHU IRRGV LQ WKH LQWHVWLQHV 7KLV LV QRW RQO\ SDLQIXO EXW DOVR UHDOO\ KDUG RQ \RXU GLJHVWLRQ (DW D VPDOO VHUYLQJ DQG VHH KRZ LW D̆HFWV \RX EXW WU\ WR DYRLG PRUH WKDQ D FXS DW WKH PRVW 14. Spicy delicacies )RRGV ZLWK WKH XVH RI VDOVD

PXVWDUG DQG VSLF\ SHSSHUV DUH QRW WKH EHVW FKRLFH IRU D EHG WLPH VQDFN 7KHVH W\SH RI PHDOV FDQ FDXVH VWURQJ KHDUWEXUQ DQG FDQ SUHYHQW \RX IURP SHDFHIXOO\ IDOOLQJ DVOHHS EHFDXVH RI WKHLU HQHUJ\ ERRVWLQJ H̆HFWV ,I \RX DUH WKLUVW\ DW QLJKW JR IRU D JODVV RI ZDWHU PLON RU JUHHQ WHD LI \RX IHHO KXQJU\ ± HDW VZHHW SRWDWR EDQDQD RU \RJKXUW That’s it for today my readers! Keep your skin looking younger—and lower your risk of skin cancer—with these foods. Hope you enjoyed this piece! Remember you read it KHUH ¿UVW For comments and questions please email terimendes@gmail. com, @terimendes. I would love to hear from you, till next week. - it’s ta ta for now! XOXO

TERI Speaks Dear Teri, Your write up in Allure magazine is really an eye opener and very well appreciated. 3OHDVH ZKHUH GR ZH JHW ÁD[ VHHGV WR EX\ LQ /DJRV" Would really want to add the seeds to my diet as

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F EA T U R E

Get Captivated by - Jerome Onipede

JEROME I WANT TO GET MARRIED! When people Consult with me in the area of getting married, I usually ask a few questions like:

is not married? <RX FDQ¡W GHQ\ WKH SODFH RI SURIHVVLRQDO FRXQVHOOLQJ in a MATCHMAKING PACKAGE! YOU HAVE COME TO ME TO SAY YOU ARE AVAILABLE TO MEET SOMEONE, BUT ARE YOU SUITABLE?

1. WHY DO YOU THINK YOU ARE NOT MARRIED? ,Q P\ H[SHULHQFH RI ZRUN LWV UDUH WR Ă€QG VRPHRQH ZKR KDVQ¡W JRW DQVZHUV WR WKLV SDUWLFXODU TXHVWLRQ DQG it seems the answers change with time, meaning the answer the person may give to that question 2 years ago, may not be the same answer he/she gives today. However, whatever answer the Person gives, is always LOADED with a Perception cast in FEAR. So we have work to do there. 2. ARE THERE PEOPLE IN YOUR FAMILY THAT ARE MARRIED AND ENJOYING MARRIAGE? Most People go on the DEFENSIVE on this one, and I probe a bit further to get to the reality on ground. I have a Lady who believed and kept on telling PH KHU 3DUHQW¡V 0DUULDJH ZDV DOULJKW RYHU DQG RYHU again, but later burst into tears saying her parents were divorced and she has never been able to admit it because of the pain that goes with the reality. She started lying to herself and others while in QUEENS COLLEGE, Lagos, and eventually had to accept the situation as a bank manager when I met her. Do you think this kind of a Woman could have said NO TO MARRIAGE PROPOSALS several times without knowing why, and continues to wonder why she

I always meet clients who say they are ready and available. Some of them even go as far as telling me that they went off dating for sometime and believe they are ready to date again and when I assess them IRU VRPHWLPH \RX PD\ DV PXFK DV , GR Ă€QG VRPH WR be OBSTINATE or DIRTY or too SELF CENTRED to accommodate someone else in their world or STINGY because they claim they have been hurt before or LACK COMMON ETHICAL CONDUCTS etc. And yet they say they are ready. It only makes me wonder why they never made themselves SUITABLE, instead of focusing on being AVAILABLE. So much work to do I say. 4. WHAT KIND OF MAN/WOMAN ARE YOU LOOKING FOR? You always hear “wo Jerome, the most important thing for me is that the person is GOD FEARINGâ€? it GRHVQ¡W PDWWHU ZKDW WULEH RU ZKDW WKH SHUVRQ LV GRLQJ or what the person looks like, I just want somebody that God has in store for meâ€?. Well it is not God that wants to marry the Person, you are the one! When People say JUST GOD FEARING, I ALWAYS know that IT IS A LIE, because most of the time the people who ask for “God fearing onlyâ€?, are not God fearing themselves. They always have the appearance of Godliness, but their life style denies the power WKHUHRI ,I DQG ZKHQ \RX 3UREH IXUWKHU \RX ZLOO Ă€QG PRVW RI WKHP WR EH 9$,1 $7 +($57 ,QWURGXFH SHRSOH WR WKHP DQG WKH\ DUH WKH RQHV WKDW Ă€QG IDXOWV WKH PRVW ORRNLQJ IRU LQ RWKHUV ZKDW WKH\ VKRXOG KDYH Ă€UVW established in their own lives. I OFTEN COME TO THE CONCLUSION THAT FINDING A PARTNER AND GETTING MARRIED IS NOT DIFFICULT, PEOPLE ARE! When we are ready to become not just available, EXW DOVR VXLWDEOH ZLWK *RG¡V IDYRXU GRRUV RI 758( ROMANCE will be opened to and for us, and it will last. Counseling inquiries on Marriage, Relationships, Career and Matchmaking >> @jeromeistalking on Twitter. “Likeâ€? Jerome Yaovi Onipede on Facebook. Whatsapp 6281'PLQG % )(

POCKET FINA by - Omilola Oshikoya

NCE

...CONTINUED FROM LAST WEEK

:KDW KDSSHQV LQ WKH FDVH RI DQ HPHUJHQF\" – Planning for the rainy day 4. The next thing to do would be to open a savings account. Please note that banks do not have dedicated accounts for emergency funds. You would have to VHDUFK IRU D EDQN WKDW R̆HUV WKH KLJKHVW LQWHUHVW UDWH RQ D VDYLQJV DFFRXQW Another point to remember is that the objective for an emergency fund is not to create wealth but instead to preserve wealth, therefore you would have to look for a low risk, investment option.

7KH ÂżQDO WKLQJ WR GR LV WR KDYH D GLUHFW GHELW LQ SODFH ZLWK \RXU EDQN WR HQVXUH that you are consistent with your deposit.

%HQH¿WV RI FUHDWLQJ DQ HPHUJHQF\ IXQG A vital point is that an emergency fund reduces the need to use high interest debt, such as credit cards as a last resort. There are many studies that show that those without emergency savings are more likely to accumulate debt. Furthermore, this is life anything can happen at any time. There could be a worldwide credit crunch, birth of a child, natural disaster, death, etc. It is better to be prepared than to be sorry. 2Q D ¿QDO QRWH FRQVLGHU KDYLQJ DQ DFFRXQWDELOLW\ SDUWQHU VXFK DV D SHUVRQDO ¿QDQFH FRDFK RU ¿QDQFLDO SODQQHU WR HQVXUH \RX NHHS XS ZLWK \RXU commitments. 7KH WUXWK LV WKDW HYHU\RQH KDV DQ HPHUJHQF\ IXQG WKH GL̆HUHQFH LV WKDW \RX DUH

either earning interest or paying interest. Key Tips for opening an emergency fund: ‡ 2SHQ D VHSDUDWH DFFRXQW ZLWK D EDQN WKDW \RX GR QRW XVH UHJXODUO\ ‡ 0DNH VXUH \RX RSHQ D VDYLQJV DFFRXQW DQG QRW D FXUUHQW DFFRXQW ‡ 5HVLVW WKH WHPSWDWLRQ WR GLS LQWR \RXU HPHUJHQF\ IXQG ‡ ,I \RX DUH PDUULHG VSHDN WR \RXU VSRXVH DQG DJUHH WR UHVLVW WKH XUJH WR GLS LQWR your emergency fund unless there is a real emergency. ‡ 'H¿QH ZKDW D UHDO HPHUJHQF\ LV ‡ ,QFUHDVH \RXU GHSRVLWV DV WLPH JRHV RQ ‡ 2QFH \RX KDYH UHDFKHG \RXU GHVLUHG JRDO \RX FDQ HLWKHU PRYH WKH JRDO SRVW E\ increasing your emergency fund or start to work towards achieving another ¿QDQFLDO JRDO ‡ &RQVLGHU WKH RSWLRQ RI KDYLQJ ERWK D VKRUW WHUP DQG ORQJ WHUP HPHUJHQF\ fund. ‡ .HHS \RXU GHELW FDUG LQ D SODFH WKDW LV QRW HDVLO\ DFFHVVLEOH 2PLOROD LV WKH FR IRXQGHU RI D ÀQDQFLDO DGYLVRU\ ÀUP SURYLGLQJ PXOWL GLVFLSOLQDU\ VROXWLRQV WR FOLHQWV DFURVV LQGXVWU\ DQG JRYHUQPHQW 6KH LV D VHDVRQHG )LQDQFLDO $QDO\VW ZLWK \HDUV ZRUN H[SHULHQFH LQ )LQDQFH DQG $FFRXQWLQJ FRYHULQJ DUHDV VXFK DV )XQG 0DQDJHPHQW ,QIUDVWUXFWXUH 3URMHFW )LQDQFH &RUSRUDWH )LQDQFH )LQDQFLDO $GYLVRU\ 3URMHFW 0DQDJHPHQW ,QWHUQDO &RQWURO $QDO\VLV DQG $XGLW 6KH LV D EXVLQHVV DQG OHDGHUVKLS FRDFK DQG LV 8. FHUWLÀHG OLIH FRDFK )RU FRPPHQWV DQG TXHVWLRQV SOHDVH HPDLO SRFNHWÀQDQFH #JPDLO FRP # SRFNHWÀQDQFH RQ WZLWWHU March 30, 2014 /

13

Escape

Aralia by Nature

AP Ikoyi mall, MacGregor Rd, Ikoyi

I did a little bit of research (I LOVE me some Google) and here is what I found out about the tradition of giving Ă RZHUV 6WD\ ZLWK PH KHUH , KRSH \RX ZLOO Ă€QG WKLV DV LQWHUHVWLQJ DV , GLG (DFK \HDU WKH GDWH IRU 0RWKHU¡V Day is set by the Anglican church as it is scheduled to fall on the fourth ZHHNHQG RI OHQW In the UK, it is believed that in WKH WK FHQWXU\ WKH SUDFWLFH RI going back to your “mother churchâ€? RFFXUUHG DW WKLV WLPH $V LW KDSSHQV WRGD\ PRVW SHRSOH UHJXODUO\ DWWHQG WKHLU ORFDO SDULVK FKXUFK GDXJKWHU FKXUFK ,W ZDV FRQVLGHUHG YLWDO WR DWWHQG WKH PDLQ SDULVK LQ WKH DUHD annually and this usually occurred LQ WKH PLGGOH RI /HQW 1RZ LQ WKRVH days, children as young as 10 years old would have left home to work so coming together to the mother church like this would take on a family reunion sort of feel and they ZHUH JLYHQ WKH GD\ RII WR DWWHQG 7KH FKLOGUHQ ZRXOG JHQHUDOO\ SLFN ZLOG Ă RZHUV HQ URXWH WR JLYH WR WKHLU mothers when they arrived home and this is how the tradition of gifting PRWKHUV HVSHFLDOO\ ZLWK Ă RZHUV FDPH DERXW Once a rarity, there are now many SODFHV WR JHW JRUJHRXV ERXTXHWV RI Ă RZHUV DURXQG /DJRV EXW , KLJKO\ UHFRPPHQG WKH VHUYLFH DW $UDOLD They always have a good selection of fresh blooms (in this environment I have no idea how they do that), give JUHDW DGYLFH DQG DUH FRPSHWLWLYHO\ SULFHG They do all sorts of indoor and RXWGRRU ODQGVFDSLQJ ZRUN FUHDWLQJ RDVLV RI FDOP LQ KRPHV DQG RIĂ€FHV table arrangement for events and that VRUW RI WKLQJ 7KHUH LV QR ÂśWUDGLWLRQDO¡ Ă RZHU WR JLYH RQ 0RWKHU¡V 'D\ %RXTXHWV VWDUW IURP 1*1 XSZDUGV 7KH\ DOVR KDYH D UDQJH RI SRWWHG SODQWV IRU WKRVH RI XV ZLWK PRWKHUV WKDW DUH D ELW JUHHQ Ă€QJHUHG and they will last longer than a WUDGLWLRQDO ERXTXHW , ORYH WKHVH PL[HG ERXTXHWV DQG if my not-so-subtle hints have been taken heed of I should be admiring such an arrangement as you are UHDGLQJ WKLV WHHKHHKHH

By Odun Ogunbiyi

I

am going to take this opportunity to wish you all a happy Mother’s Day! I hope you are all having a good one and have shown your appreciation to your mamas, or as a mama, you are being thoroughly spoiled. Join me for Escape...

Mother Daughter Tea Party Temple Muse

21 Amodu Tijani Street, VI, Lagos

0\ PRWKHU QHYHU FXOWLYDWHG DQ ´,W¡V WKH WKRXJKW WKDW FRXQWV Âľ HQYLURQPHQW DW KRPH 'RQ¡W WKLQN LW \RX KDG EHWWHU JHW LW GRQH 6R ZKHQ LW FRPHV WR VKRZLQJ DSSUHFLDWLRQ DQG WKDQNV WR WKLV GLYD , PDNH VXUH , JHW VRPHWKLQJ GRQH 0\ PRWKHU LV D ORYHU RI DOO WKLQJV EHDXWLIXO VR , DP KHDGLQJ GRZQ WR P\ IDYRXULWH ERXWLTXH WR KRRN KHU XS ZLWK D IDEXORXV JLIW EDVNHW They carry a whole load of luxury household accessories like /DOLTXH 0LVVRQL 9ROXVSD FDQGOHV DQG GLIIXVHUV /DXGUHH IUDJUDQFHV &KDUERQQHO HW :DONHU FKDPSDJQH WUXIĂ HV SKRWR IUDPHV ZLQH JODVVHV GHFDQWHUV DQG RUQDPHQWV , DOZD\V Ă€QG VRPHWKLQJ WR VXLW P\ EXGJHW DQG WKHUH LV D ZUDSSLQJ VHUYLFH VR , DP DOZD\V FRQĂ€GHQW WKDW P\ JLIW ZLOO EH ZHOO UHFHLYHG

7KLV ZHHNHQG , ZLOO EH WDNLQJ WKH WLPH WR FRXQW P\ EOHVVLQJV , DP thankful that I have my mother to celebrate and I am grateful that she LV DURXQG WR HQMR\ P\ GDXJKWHU ZLWK PH 7KH ODGLHV DW 7KH 6RFLDO 3ODFH KDYH VWUXFN DJDLQ 7KH\ KDYH SDUWQHUHG ZLWK $MDSDZRUOG 7KH /LWWOH %LJ .LG &RPSDQ\ /RXLVH 0DULH 6WDJH 6FKRRO 7KH 7HD 5RRP DQG 5XPH )ORUDOV WR RUJDQLVH DQ afternoon of fun, laughter and celebration for Mummies and daughters DJHG WR The Blond and I have already booked tickets and I am very much ORRNLQJ IRUZDUG WR WKH JDUGHQ SDUW\ ZKLFK E\ WKH WLPH \RX DUH UHDGLQJ WKLV ZRXOG KDYH KDSSHQHG \HVWHUGD\ /LWWOH JLUOV GR VR OLNH D ZHOO RUJDQLVHG WHD SDUW\ DQG ZLWK WKH SURPLVH RI D JODVV RI ZLQH RQ DUULYDO WKLV ELJ JLUO LV JRLQJ WR KDYH D EODVW WRR , ZLOO SRVW XS VRPH SLFWXUHV QH[W ZHHN VR \RX DOO FDQ VHH KRZ LW ZHQW

I would love to hear from you, contact me via twitter

14

/ March 30, 2014

party@sociallagos.com

@oddbod75 Until next time XOXO!

P EO PL E “ O N E PA RT Y AT A T I M E ! ”

OTUNBA SUBOMI MICHEAL BALOGUN THE CELEBRANT HIS WIFE OLORI ABIMBOLA BOLOGUN

OTUNBA SUBOMI MICHEAL BALOGUN THE CELEBRANT HIS WIFE OLORI ABIMBOLA BOLOGUN WITH THE GRAND CHILDREN CUTTING HIS BIRTHDAY CAKE

FCMB FOUNDER, OTUNBA SUBOMI BALOGUN MARKS 80TH BIRTHDAY

4. The next thing to do would be to open a savings account. Please note that banks do not have dedicated accounts for emergency By - Oscar Ochiogu funds. You would have to search IRU D EDQN WKDW R̆HUV WKH KLJKHVW interest rate on a savings account. Billionaire businessmanAnother and founder, First City point to remember is that Monument Bank, Otunba Olasubomi Balogun, theMichael objective for an emergency turned 80 recently, and fund to celebrate, hiscreate friendswealth and family is not to but gathered for the grand party thrown in his honour. instead to preserve wealth, The event began withtherefore a church service at Cathedral you would have to look for aCommunion), low risk, investment option. Church of Christ (Anglican Marina, Lagos,

and was followed by a grand reception held at Tafawa 7KH ¿QDO WKLQJ WR GR LV WR KDYH D Balewa Square(TBS). direct debit in place with your The event was gracedbank by eminent Nigerians among to ensure that you are who were the Governor consistent of Ogun State, Lagos First with yourState deposit. Lady, Mrs Abimbola Fashola, Oba of Lagos, HRH Oba %HQH¿WV RI FUHDWLQJ DQ Akiolu, Chief Dele Momodu, Evangelist Ebenezer Obey HPHUJHQF\ IXQG and a host of other top dignitaries.

ERNEST SONAKAN,YAKUBU GOWAN,OTUNBA MICHEAL SUBOMI BALOGUN,OLORI ABIMBOLA ADETUTU BALOGUN,CHIEF CHRISTOPHER OLADIPUPO OGUNBANJO,OLUFU NSO AMOSUN AND IBIKUNLE AMOSUN

FEMI OTEDOLA,MR. SEGUN ISEBANJO,ALHAJI ALIKO DANGOTE,AND WALE TINUBU

HON. AMINU WAZIRI TAMBUWAL AND OTUNBA GBENGA DANIEL

ABIKE DABIRI AND SEGUN EREWA

A vital point is that an emergency fund reduces the need to use high interest debt, such as credit cards as a last resort. There are many studies that show that those without emergency savings are more likely to accumulate debt. Furthermore, this is life anything can happen at any time. There could be a worldwide credit crunch, birth of a child, natural disaster, death, etc. It is better to be prepared than to be sorry.

ERELU DOSUMU ABIOLA AND MRS RONKE DOSEMO

DELE MOMODU AND ASIWAJU OYEKUNLE ALEXDUDUYEMI

MRS KEMI ADEWUNMI, MS. ABIOLA LAT AND SENATOR 2Q D ¿QDO QRWH FRQVLGHU KDYLQJ DQ OLORUNBE MAMORA.

accountability partner such as a SHUVRQDO ¿QDQFH FRDFK RU ¿QDQFLDO SODQQHU WR HQVXUH \RX keep up with your commitments.

The truth is that everyone has an HPHUJHQF\ IXQG WKH GL̆HUHQFH LV that you are either earning

DR ALEX EKWUEME AND HIS WIFE.

CHIEF MRS NIKE AKANDE, CHIEF ADEBAYO AKANDE AND OTUNBA OLADUNNI

MR JIMI OLUKOY AND PROF I.F ADEWALE

March 30, 2014 /

15

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