D T CI H O E s
ADDENDUM 178 NAPA BLACK BOOK
2018
THE DCIOs
NAPA FIRM PARTNERS
COHEN & STEERS
AMERICAN FUNDS
NEW YORK, NY • COHENANDSTEERS.COM
LOS ANGELES, CA • AMERICANFUNDS.COM
KEY CONTACTS
KEY CONTACTS
Brendan Mahoney • 800.421.9535 • Brendan_Mahoney@capgroup.com
Charlie Wenzel • 302.521.0878 • cwenzel@cohenandsteers.com Matt Saffi • 212.478.4409 • msaffi@cohenandsteers.com Jessen Fahey • 214.417.1179 • jfahey@cohenandsteers.com Chris Gasta • 404.307.6048 • cgasta@cohenandsteers.com
FIRM PROFILE
Since 1931, Capital Group, home of American Funds, has been focused on delivering superior, consistent results for long-term investors. We’ve earned retirement plans’ trust over generations by managing our funds the same way most people invest for retirement—with a long-term perspective and careful attention to risk. Defined contribution plans rely on our low cost investment and recordkeeping solutions to help them meet their fiduciary requirements.
FIRM PROFILE
Cohen & Steers is a global investment manager specializing in liquid real assets, including real estate securities, listed infrastructure, commodities and natural resource equities, as well as preferred securities and other income solutions.
PRIMARY MARKET(S) SERVED
Cohen & Steers was the first investment company to specialize in listed real estate. As the global real estate securities market evolved, we expanded our operations to Europe and Asia Pacific, forming the industry’s largest global investment team dedicated to real estate securities. We have added to our investment offerings over the years, developing strategies designed to meet investors’ increasing demand for dividend income and real returns.
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million] Large [$100-$250 million] • Mega [> $250 million]
ASSETS MANAGED PLANS SERVED BY TYPE [As of 6/30/18] 401(k)..................................................................................................... 76,944 403(b) .....................................................................................................32,458 457 ............................................................................................................ 1,034
PRIMARY MARKET(S) SERVED
TOTAL AUM [As of 6/30/18]..................................... $1,818,293,210,000
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million] Large [$100-$250 million] • Mega [> $250 million]
TOTAL DCIO ASSETS [As of 6/30/18]......................$311,553,868,709
ASSETS MANAGED TOTAL AUM [As of 6/30/18] ...............................................$60,204,000
DCIO ASSETS BREAKDOWN [%] Collective Trusts ..........................................................................................1% Mutual Funds ............................................................................................99%
TOTAL DCIO ASSETS [As of 6/30/18] .............................$10,249,000 [Includes DC and DB business]
ASSET ALLOCATION FUNDS • Target Date: American Funds Retirement Target Date Series • Target Risk: American Funds Portfolio Series • Balanced: American Funds Balanced Fund and American Funds Global Balanced Fund • Retirement Income: American Funds Retirement Income Portfolio Series
DCIO ASSETS BREAKDOWN [%] Collective Trusts ....................................................................................... 15% Mutual Funds ............................................................................................ 25% Separate Accounts .................................................................................. 60% TOP 5 FUNDS BY DC ASSETS [As of 6/30/18]
[Fund Name | Total Assets | Last Year New Fund Flow]
1. Cohen & Steers Institutional Realty Shares: $935,000,000 | $36,000,000 2. Cohen & Steers Real Estate Securities Fund: $535,000,000 3. Cohen & Steers Global Realty Shares Funds: $94,000,000 | $12,000,000 4. C ohen & Steers Preferred Securities & Income Fund: $56,000,000 | $12,000,000 5. C ohen & Steers Global Infrastructure Fund: $27,000,000 | $3,000,000
TOP 5 FUNDS BY DC ASSETS [As of 6/30/18]
[Fund Name | Total Assets | Last Year New Fund Flow]
1. Europacific Growth Fund: $92,043,846,832.04 2. Target Date Retirement Series: $86,730,750,333.90 3. Growth Fund of America: $49,249,273,425.69 4. American Balanced Fund: $27,282,068,930.49 5. Washington Mutual Investors Fund: $19,575,622,617.90
ADVISOR SUPPORT SERVICES
ADVISOR SUPPORT SERVICES
External Wholesalers Focused on Advisors, External Wholesalers Focused on Retirement, Compliance Support, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings
External Wholesalers Focused on Advisors, External Wholesalers Focused on Institutional, Investment Committee Meetings
NO. OF EXTERNAL WHOLESALERS [DC/RETAIL]
3 / 18
NO. OF EXTERNAL WHOLESALERS [DC/RETAIL]
59 / 112
179 NAPA-NET.ORG
PE TH RS E EE K RD RE CO
ADDENDUM 180 NAPA BLACK BOOK
2018
THE RECORDKEEPERS
NAPA FIRM PARTNERS
RETIREMENT PLAN CONSULTANTS
ONEAMERICA
NORFOLK, NE • RETIREMENTPLANCONSULTANTS.NET
INDIANAPOLIS, IN • ONEAMERICA.COM
KEY CONTACTS
KEY CONTACTS
Sandra McCarthy • 317.285.2234 • sandy.mccarthy@oneamerica.com Tammy Ouverson • 317.285.4309 • tammy.ouverson@oneamerica.com Lynne Smith • 317.285.2238 • lynne.smith@oneamerica.com
Josh Kegley • 877.800.1114 • joshk@wealthfirm.info Alex Baumert • 877.800.1114 • alexb@wealthfirm.info
FIRM PROFILE
Retirement Plan Consultants LLC (RPC) is a firm committed to providing quality services and focusing on the success of our clients. We strive to make the retirement plan process as easy as possible by providing superior recordkeeping and administrative services to our Plan Sponsors, Participants, and Financial Advisors. Our flexible, open architecture platform allows Advisors to create a retirement plan that best fits the company goals, whether it be through a 401(k), 403(b), Cash Balance, or other type of plan. RPC is dedicated to bringing excellence and simplicity to retirement plans across the country.
FIRM PROFILE
For more than 50 years, OneAmerica has specialized in designing customized retirement plans to fit the needs of plan sponsors and their participants. We provide award-winning administrative and participant education services to plans from $3M-$250M with particular expertise in the tax-exempt, professional services, manufacturing and Taft-Hartley markets. Our knowledgeable sales and service teams are located throughout the country and support nearly 12,000 plans with over $63B in assets under administration. Our commitment to building long-lasting relationships with clients extends to advisors. We provide a range of resources to advisors to help them expand their industry connections and grow their practices.
PRIMARY MARKET(S) SERVED
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million]
PRIMARY MARKET(S) SERVED
NO. OF PLANS/PARTICIPANTS SERVED BY TYPE
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million] Large [$100-$250 million]
As of 6/30/18 401(k) .......................................................................................1,020 / 20,040 403(b) ...........................................................................................1,305 / 9,135 457 ....................................................................................................... 24 / 425 Cash Balance ...................................................................................... 38 / 457 Defined Benefit (Traditional) ...........................................................14 / 392 NQDC ...................................................................................................17 / 84
NO. OF PLANS/PARTICIPANTS SERVED BY TYPE
As of 6/30/18 401(k) ......................................................................................4,345 / 837,987 403(b) ..................................................................................... 5,273 / 204,760 457 ............................................................................................... 946 / 60,510 Cash Balance ......................................................................................3 / 2,414 Defined Benefit (Traditional) ................................................... 179 / 36,674 Money Purchase ............................................................................. 12 / 3,804 NQDC ................................................................................................ 35 / 879 Other .......................................................................................... 778 / 101,808
PLANS BY CHANNEL [DIRECT/ADVISOR]
0 / 2,418
PLATFORMS USED
SunGard Relius, Custodians options: TD Ameritrade and Matrix
PLANS BY CHANNEL [DIRECT/ADVISOR]
ASSET ALLOCATION FUNDS
0 / 11,571
RPC offers an open architecture platform with minimum fund restrictions and retains no fund revenue. We also offer several different professionally managed options including model portfolios.
PLATFORMS USED
SunGard Omni
ASSET ALLOCATION FUNDS We offer open architecture with no proprietary fund requirements.
ADVISOR SUPPORT SERVICES
External Wholesalers Focused on Advisors ...............................................4 Internal Wholesalers Focused on Advisors .................................................4
ADVISOR SUPPORT SERVICES
External Wholesalers Focused on Advisors .............................................30 External Wholesalers Focused on Institutional ..........................................6 Internal Wholesalers Focused on Advisors ............................................... 14 Internal Wholesalers Focused on Institutional ...........................................4
Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings, Other
PARTICIPANT SUPPORT SERVICES
Compliance Support, Plan Benchmarking, Target-Date Evaluation Tools, Training for DC Plan Sales/Service, Investment Committee Meetings
Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants
PARTICIPANT SUPPORT SERVICES Rollover Services, Call Center Support, Smartphone Access to Participant Balances, Smartphone Transaction Access for Participants
PLAN SPONSOR SERVICE(S) AVAILABLE
Electronic Audit Binder and support,Other Services/Capabilities Available ,Marketing support for advisors: Pitch Book, enrollment presentation and cobranded materials.
PLAN SPONSOR SERVICE(S) AVAILABLE
Custom Communication and Education Programs, Financial Wellness Programs, Plan Health Reports, Dedicated Client Relationship Manager 181 NAPA-NET.ORG
ADDENDUM
NAPA BLACK BOOK
182
2018
T BR H E O D K IS ER TR - D IB EA UT O & LE R S RI R S As
THE DISTRIBUTORS: BROKER-DEALERS & RIAs
NAPA FIRM PARTNERS
BERGANKDV WEALTH MANAGEMENT, LLC
AMERITAS INVESTMENT CORP.
BLOOMINGTON, MN • BERGANKDV.COM
LINCOLN, NE • AMERITAS.COM
KEY CONTACTS
KEY CONTACTS
Ryan Beasley • 402.325.4161 • ryan.beasley@ameritas.com Brandon Mann • 402.325.4185 • brandon.mann@ameritas.com Mike Moss • 301.280.1037 • mmoss@ameritas.com
Matt Cosgriff • 952.563.6956 • matt.cosgriff@bergankdv.com Josh Rapp • 952.563.6868 • josh.rapp@bergankdv.com
FIRM PROFILE
BerganKDV is a leading professional services firm. We are powered by people who do business the Midwest way, delivering comprehensive business, financial and technology solutions including business planning and consulting, tax, assurance and accounting, technology, wealth management and turnaround services.
FIRM PROFILE
Ameritas Investment Corp. is privately owned and ranked 39th among the nation’s independent broker/ dealers, based on total revenue. We are large enough to offer you the tools, technology and resources you need to stay informed, yet small enough to deliver quality service that you and your clients will find personal, friendly and professional.
Our clear and concise retirement planning process will leave you confident in your choices. Our process focuses on five key areas:
We offer: • Dedicated proactive and reactive sales support • Approachable, relationship driven culture • Innovative web-based business and information systems • Diversified fee-based and commission-based products • Complete investment, research and financial news resources • Responsive compliance and due diligence support • Competitive commission payouts
• Plan Design Consultation • Fiduciary Governance • Investment Selection and Monitoring • Participant and Plan Sponsor Education and Communication • Fee Benchmarking and Conducting RFP Searches
PRIMARY MARKET(S) SERVED
PRIMARY MARKET(S) SERVED
Small [$1-$10 million] • Mid [$10-$100 million]
OPTIONS AVAILABLE
• Preferred Provider Program
• Retirement Sales Desk Representative
• 3rd Party Vendor Analysis Tool
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million]
OPTIONS AVAILABLE
• Preferred Provider Program
• Business Development Consultants
• Business Development Consultants
• 3rd Party Investment Analysis Tool
• 3rd Party Vendor Analysis Tool
• Other Tools
• 3rd Party Investment Analysis Tool
• Benchmarking Tools
• Benchmarking Tools
• Participant Advice/Participant Services
• CRM/Data Aggregation
• Allows Fiduciary Declaration 3(21)/3(38)
• Allows Fiduciary Declaration 3(21)/3(38)
• Custom Risk Based/Target Date Models
• 408(b)(2) - In-House or Outsourced
• Plan Design Consulting
• Plan Design Consulting
• Plan Sponsor Fiduciary Training
• Stable Value Analysis
• Stable Value Analysis
• Minimum Fee Schedules
• Minimum Fee Schedules
HOME OFFICE EMPLOYEES SUPPORTING THE BUSINESS
HOME OFFICE EMPLOYEES SUPPORTING THE BUSINESS
80
13
3 PARTY CLEARING BD RD
3RD PARTY CLEARING BD
N/A
N/A
183 NAPA-NET.ORG
THE DISTRIBUTORS: BROKER-DEALERS & RIAs
NAPA FIRM PARTNERS
PLEXUS FINANCIAL SERVICES, LLC
(k)RPG ADVISORS, LLC GAITHERSBURG, MD • K-RPG.COM
DEER PARK, IL • PLEXUSFS.COM
KEY CONTACTS
KEY CONTACTS
Walt Ziffer • 301.948.4411 ext. 104 • Walt@k-rpg.com Tommy Tavenner • 301.948.4411 ext. 106 • Tommy@k-rpg.com Christina Tunison • 301.948.4411 ext. 103 • Christina@k-rpg.com
Allison Winge • 847.307.6175 • awinge@plexusfs.com Keith Hamann • 847.307.6179 • khamann@plexusfs.com Pam Appell • 847.307.6165 • pappell@plexusfs.com Elaine Specht • 972.770.5022 • especht@plexusfs.com
FIRM PROFILE
FIRM PROFILE
(k)RPG Advisors, LLC, is an independent registered investment advisor firm based in the suburbs of Washington, D.C. The firm offers advisory services to qualified and non-qualified retirement plans. Our specialized approach and commitment to accessibility and service allow us to become trusted advisors to our clients.
We are an objective, independent firm specializing in corporate retirement plan advisory services, including 401(k), 403(b), 457, defined-contribution, defined-benefit, and non-qualified plans. In many cases, we are participating as 3(21) investment co-fiduciaries to our clients’ sponsored plans, and we act in the best interests of their retirement plan participants. We work to mitigate the fiduciary risk faced by corporate plan sponsors, and we advocate for employers and their employees. We develop plan objectives, provider partnerships, and open-fund architectures to design and implement best-in-class solutions for our clients’ retirement planning needs and objectives.
ERISA 3(21) and 3(38) plan business services and financial planning through KRPG Advisors, LLC, a registered investment advisor. Securities and advisory services (Third Party Money Manager Platforms) are offered through H. Beck, Inc., Member FINRA/ SIPC. H. Beck, Inc. is not affiliated with (k)RPG nor KRPG Advisors.
PRIMARY MARKET(S) SERVED
PRIMARY MARKET(S) SERVED
Small [$1-$10 million] • Mid [$10-$100 million] Large [$100-$250 million]
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million] Large [$100-$250 million] • Mega [> $250 million]
OPTIONS AVAILABLE
OPTIONS AVAILABLE
• 3rd Party Vendor Analysis Tool
• Business Development Consultants
• 3rd Party Investment Analysis Tool
• 3rd Party Vendor Analysis Tool
• Other Tools
• 3rd Party Investment Analysis Tool
• Benchmarking Tools
• Benchmarking Tools
• Participant Advice/Participant Services
• Participant Advice/Participant Services
• Allows Fiduciary Declaration 3(21)/3(38)
• CRM/Data Aggregation
• 408(b)(2) - In-House or Outsourced
• Allows Fiduciary Declaration 3(21)/3(38)
• Plan Design Consulting
• Custom Risk Based/Target Date Models
• Consulting on SMAs
• Plan Design Consulting
• Plan Sponsor Fiduciary Training • Stable Value Analysis
• Plan Sponsor Fiduciary Training
HOME OFFICE EMPLOYEES SUPPORTING THE BUSINESS
• Minimum Fee Schedules
• Stable Value Analysis
N/A
HOME OFFICE EMPLOYEES SUPPORTING THE BUSINESS
3 PARTY CLEARING BD RD
5
N/A
3RD PARTY CLEARING BD N/A
184 NAPA BLACK BOOK
2018
THE DISTRIBUTORS: BROKER-DEALERS & RIAs
NAPA FIRM PARTNERS
PROCOURSE FIDUCIARY ADVISORS, LLC
RESOURCES INVESTMENT ADVISORS OVERLAND PARK, KS • RIAADVISOR.COM
CARMEL, IN • PROCOURSEADV.COM
KEY CONTACTS
KEY CONTACTS
Doug Prince • 317.708.4151 • dprince@procourseadv.com Brea Dantin • 317.708.4152 • bdantin@procourseadv.com Jeff Prince • 317.708.4154 • jprince@procourseadv.com
Vince Morris • 913.647.3968 • vmorris@riaadvisor.com Phil Troyer • 913.647.3985 • ptroyer@riaadvisor.com Ashley Barb • 913.647.5556 • abarb@riaadvisor.com Carrie Ohm • 913.521.2322 • cohm@riaadvisor.com
FIRM PROFILE
FIRM PROFILE
ProCourse is an independent RIA that workes solely with employers to help them manage their 401(k), 403(b) and other institutional retirement plans. 100% of our time and resources is dedicated to working with plan sponsors. We do not accept individual business, your employees are never seen as a source of revenue.
PRIMARY MARKET(S) SERVED
Resources Investment Advisors, LLC (Resources) is a SEC-registered investment advisor (RIA) operating as a collaborative partnership which allows the industry’s leading plan-focused advisors to share resources for the benefit of their clients. The firm has grown to over 160 registered investment advisor representatives, more than 2,100 plans served and more than $39 billion in AUA. Resources’ partner firms are independently managed and maintain their own local brands but are connected through shared ideas, tools and talent allowing advisors to collaborate, innovate and grow. By leveraging our resources, advisors capture scale which enables them to provide clients with better experiences and enhanced outcomes.
OPTIONS AVAILABLE
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million] Large [$100-$250 million] • Mega [> $250 million]
Our firm exists to make a difference: in our community, with our clients and ultimately their employees. At the end of the day, we want to improve the financial health of those we work with. Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million] Large [$100-$250 million] • Mega [> $250 million]
PRIMARY MARKET(S) SERVED
• Business Development Consultants
OPTIONS AVAILABLE
• 3rd Party Vendor Analysis Tool
• Preferred Provider Program
• 3rd Party Investment Analysis Tool
• Retirement Sales Desk Representative
• Benchmarking Tools
• Business Development Consultants
• Participant Advice/Participant Services
• Recruiter for Retirement Plan Advisors
• Allows Fiduciary Declaration 3(21)/3(38)
• 3rd Party Vendor Analysis Tool
• Custom Risk Based/Target Date Models
• 3rd Party Investment Analysis Tool
• 408(b)(2) - In-House or Outsourced
• Other Tools
• Plan Design Consulting
• Benchmarking Tools
• Plan Sponsor Fiduciary Training
• Participant Advice/Participant Services
• Stable Value Analysis
• CRM/Data Aggregation
• Minimum Fee Schedules
• Internal Rollover Program
HOME OFFICE EMPLOYEES SUPPORTING THE BUSINESS
• Allows Fiduciary Declaration 3(21)/3(38) • Custom Risk Based/Target Date Models
9
• 408(b)(2) - In-House or Outsourced
3RD PARTY CLEARING BD
• Plan Design Consulting
N/A
• Consulting on SMAs • Plan Sponsor Fiduciary Training • Stable Value Analysis • Minimum Fee Schedules
HOME OFFICE EMPLOYEES SUPPORTING THE BUSINESS
25
3RD PARTY CLEARING BD Triad Advisors, Inc. 185 NAPA-NET.ORG
THE DISTRIBUTORS: BROKER-DEALERS & RIAs
NAPA FIRM PARTNERS
SAGEVIEW ADVISORY GROUP
RETIREMENT PLANOLOGY, INC
IRVINE, CA • SAGEVIEWADVISORY.COM
ALEXANDRIA, VA • RETIREMENTPLANOLOGY.COM
KEY CONTACTS
KEY CONTACTS
Courtenay Shipley • 703.595.2829 cshipley@retirementplanology.com
Randy Long • 800.814.8742 • rlong@sageviewadvisory.com Jon Upham • 800.814.8742 • jupham@sageviewadvisory.com
FIRM PROFILE
FIRM PROFILE
Retirement Planology, Inc. is a registered investment advisory firm specializing in providing services to corporate/organization-sponsored retirement plans.
SageView Advisory Group, LLC is an independent Registered Investment Advisor with over 130 employees located in 24 offices nationwide. The firm provides unbiased retirement plan and wealth management consulting services to clients throughout the U.S. SageView advises on over 1200 defined contribution, defined benefit and deferred compensation plans totaling over $96 billion in client assets.
PRIMARY MARKET(S) SERVED
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million]
OPTIONS AVAILABLE
PRIMARY MARKET(S) SERVED
• Allows Fiduciary Declaration 3(21)/3(38)
Mid [$10-$100 million] • Large [$100-$250 million] Mega [> $250 million]
• Plan Design Consulting • Plan Sponsor Fiduciary Training
OPTIONS AVAILABLE
• Stable Value Analysis
• 3rd Party Investment Analysis Tool • Other Tools
HOME OFFICE EMPLOYEES SUPPORTING THE BUSINESS
• Benchmarking Tools
4
• Participant Advice/Participant Services
3RD PARTY CLEARING BD
• CRM/Data Aggregation
N/A
• Internal Rollover Program • Allows Fiduciary Declaration 3(21)/3(38) • Custom Risk Based/Target Date Models • Plan Design Consulting • Consulting on SMAs • Plan Sponsor Fiduciary Training • Stable Value Analysis • Minimum Fee Schedules
HOME OFFICE EMPLOYEES SUPPORTING THE BUSINESS
60
3RD PARTY CLEARING BD N/A
186 NAPA BLACK BOOK
2018
T TP H E As
ADDENDUM 187 NAPA-NET.ORG
THE TPAs
NAPA FIRM PARTNERS
CREATIVE PLAN DESIGNS, LTD.
LEGACY RETIREMENT SOLUTIONS, LLC
EAST MEADOW, NY • CPDLTD.COM
ASTON, PA • LEGACYRSLLC.COM
KEY CONTACTS
KEY CONTACTS
Ronald Stair • 516.742.6123 • rstair@cpdltd.com Rachelle Neuwirth • 516.742.6123 • rneuwirth@cpdltd.com
Steve Warner • 484.483.2146 • swarner@legacyrsllc.com Joseph Ehmann • 609.206.5197 • jehmann@legacyrsllc.com
FIRM PROFILE
FIRM PROFILE
Creative Plan Designs, Ltd. helps companies develop and execute long-term retirement goals. We create efficiencies, avoid fiduciary pitfalls and help businesses attract and retain talent. We ensure that our clients’ retirement plans are in compliance with the complexities of government mandated regulations. One of our unique capabilities is that we generate plan designs that provide for significantly higher rates of employer contributions to owners and executives. Our qualified, credentialed administrators apply the most current approach to securing a client’s financial future. We are compliance oriented and provide high touch, concierge service to our clients.
Legacy Retirement Solutions, LLC, a non-producing, fee- forservice third party retirement plan administration company created and controlled by experienced industry professionals. With over 60+ combined years of experience in third party retirement plan administration and consulting, Legacy Retirement Solutions, LLC leverages that experience to provide customized solutions that can satisfy all of your clients’ retirement plan administration and consulting needs. We are experts at the compliant design, operation and administration of retirement plans. Established: 2010
Established: 1979 State(s) where we have a physical presence: NY
PRIMARY MARKET(S) SERVED
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million]
PRIMARY MARKET(S) SERVED
SPONSORED PLANS SUPPORTED
Micro [< $1 million] • Small [$1-$10 million] • Mid [$10-$100 million]
400
SPONSORED PLANS SUPPORTED
KINDS OF PLAN(S) SUPPORTED
688
401(k), Traditional Defined Benefit, Cash Balance/Hybrid, ProfitSharing, Money Purchase Pension, 403(b)
TOTAL ASSET VALUE OF THE EMPLOYMENT BASED PLANS SUPPORTED
As of 6/30/18 $1,000,000,000
We are willing to work with any custodian
PARTICIPANTS COVERED BY THE EMPLOYMENT BASED PLANS SUPPORTED
Per Participant Fee
CUSTODIAN(S) USED FEE STRUCTURE
As of 6/30/18 10,000
SERVICE(S) PROVIDED
Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, Hardship Distribution Requests
KINDS OF PLAN(S) SUPPORTED
401(k), Traditional Defined Benefit, Cash Balance/Hybrid, ProfitSharing, Money Purchase Pension, 403(b), 457, Non-Qualified Deferred Compensation
CUSTODIAN(S) USED
All platforms
FEE STRUCTURE
Per Participant Fee
SERVICE(S) PROVIDED
Compliance Support, Preparation of Loan Paperwork, Processing of Loan Applications, Non-Discrimination Testing, Plan Design Consulting, Plan Audit Support, Actuarial Calculations & Support, Form 5500 Preparation, QDRO Review, Hardship Distribution Requests
188 NAPA BLACK BOOK
2018
TO N O O LO LS G & Y TE CH
ADDENDUM 189 NAPA-NET.ORG
TOOLS & TECHNOLOGY
NAPA FIRM PARTNERS
COVISUM
CIRCLEBLACK KINGSTON, NJ • CIRCLEBLACK.COM
OMAHA, NE • COVISUM.COM
KEY CONTACTS
KEY CONTACTS
John Michel • 800.315.1241 • info@circleblack.com
877.844.7213
FIRM PROFILE
FIRM PROFILE
CircleBlack was founded by John Michel, a distinguished financial professional, along with a team of experienced financial innovators, in 2013. With the goal of delivering modern technology to the financial services industry, their vision was to create a platform that would strengthen the bond between financial advisors and their clients, while also providing substantial revenue-generating opportunities for advisors with its proprietary technology. Built on cutting-edge technology, CircleBlack is focused on solving the key pain points financial advisors experience. The platform is built for the 21st Century in a web-based application format that can be taken anywhere and accessed anytime, on a tablet or smartphone. Visit www.circleblack.com for more information.
Your clients might not realize that each decision made about their retirement plan can impact other areas. Advisors and financial institutions rely on Covisum® software to help them guide their clients to make the best financial planning choices. The Covisum suite includes Social Security Timing®, Tax Clarity®, SmartRisk™, and Income InSight™. With our proven process, advisors are able to streamline their practices, offer actionable insights, and utilize successful marketing tactics. Plus, with any subscription, you get an entire support team to help you answer subject matter and software questions. Grow your business with Covisum’s suite of financial planning software.
IN BUSINESS SINCE
2010
PRODUCT/SERVICE CATEGORY
Software
PRODUCT/SERVICE DESCRIPTION
Income InSight™ Use Income InSight to understand the key variables of life expectancy, tax efficiency and sequence of withdrawals. This comprehensive alternative to other programs will replace multiple tools in your tech stack and provides the structure for a systematic, scalable financial planning process.
IN BUSINESS SINCE
2013
PRODUCT/SERVICE CATEGORY
Software
PRODUCT/SERVICE DESCRIPTION
CircleBlack is a financial technology firm focused on solving the key pain points financial advisors experience. CircleBlack’s data hub capabilities empower financial advisors to see all of their data by aggregating information from numerous custodians, product providers, and clients in one accessible, easy-to-use, location. CircleBlack leverages its data management capabilities to provide lower cost / higher value solutions with features including investment performance reporting, portfolio analytics, billing, and client engagement portals. CircleBlack also provides fulsome integrations with technology partners leveraging multi-directional data to and from other applications and vendors including those that provide advisors with CRM, Risk Analytics, Financial Planning, and Research tools. This allows Independent Registered Investment Advisors and Broker-Dealers to have the technology stack that most appropriately supports their unique business models.
Tax Clarity® Clients often don’t understand the relationship between ordinary and capital incomes, leading to potentially significant tax inefficiency in their retirement strategy. With Tax Clarity, you can provide tax alpha and quickly identify sub-optimal situations, showing clients how to make retirement decisions in the most tax-efficient way. Social Security Timing® Your clients may think that taking Social Security as early as possible is the right choice. With Social Security Timing, you can help optimize their strategy and increase their retirement value by up to $100,000. SmartRisk™ Clients are often blind to market risk and typically don’t have accurate downside expectations – either too conservative or too reckless, leading to sub-optimal investment allocations. With SmartRisk, advisors can analyze portfolio risk and easily communicate with clients to help them avoid costly mistakes. When you subscribe to the software you get full access to our awesome support team to help you answer client and software questions.
190 NAPA BLACK BOOK
2018
TOOLS & TECHNOLOGY
NAPA FIRM PARTNERS
INTEGRATED RETIREMENT PITTSBURGH, PA • INTEGRATEDRETIREMENT.COM
KEY CONTACTS
Peter Littlejohn • 330.328.9627 • plittlejohn@iralogix.com Jayne Fahlen • 218.851.9725 • jfahlen@integratedretirement.com
FIRM PROFILE
Integrated Retirement, a division of iraLogix, is a first-tier provider of retirement industry expertise, professional development, customized content, and strategic resources to financial organizations to help them build and distribute integrated retirement solutions. iraLogix, Inc., an innovative technology-based IRA recordkeeper, provides modular, fully paperless, white-label IRA recordkeeping solutions that enable financial institutions to easily customize their offerings and compete in all segments of the IRA market.
IN BUSINESS SINCE
2008
PRODUCT/SERVICE CATEGORY
Consulting/Plan Design, Participant Communications, Software, Other
PRODUCT/SERVICE DESCRIPTION
• Custom content
• Professional development • Consulting • IRA recordkeeping technology Integrated Retirement’s deep expertise and extensive experience in the retirement industry helps financial organizations optimize available resources and positions them to use ERISA technical information and industry developments to create new business opportunities and to provide value-added service. iraLogix enables any IRA provider to seamlessly expand their IRA growth strategy, establish a true competitive edge and help more people save for retirement.
191 NAPA-NET.ORG