13 Community Investment Results Brochure

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2013 comm

sults

ment re ty invest

Different by nature

United BY

Mission United Way of Asheville and Buncombe County

1 21

ADVANCING THE COMMON GOOD Thank you for your support of United Way of Asheville and Buncombe County. When you lend your muscle, raise your voice or invest your giving, you join your neighbors in “Advancing the Common Good.”

This notion is simple, but profound: When we help improve the lives of those around us in the areas of Education, Income and Health, our entire community is stronger, and we all have a better quality of life.

We have the power to Advance the Common Good when we combine our efforts with those around us - our co-workers, our faith community, our civic groups, our family or our friends. We join people across the country and around the world who are Living United, creating opportunities for a better life for everyone.

The only way Advancing the Common Good works, and the only way our investments will produce results, is for us to believe in the potential of every human being.

• We believe all students can learn.

• We believe all families can build financial stability.

• We believe all people can improve their health and wellbeing.

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United Way of Asheville and Buncombe County is mobilizing people into collective action through Giving, Advocating and Volunteering in the areas of Education, Income and Health.

We believe these are the building blocks of a good life for everyone.

By making results-based investments in our community, we support long-lasting, measurable change in people’s lives, right here in Asheville and Buncombe County.

That’s what it means to LIVE UNITED. Real change won’t happen without you. Join the movement. Visit unitedwayabc.org today.

Yes, we recognize that we all have a stake in our neighbors success, so when they succeed, we all do.

2011-2012 Return on Investment in Education, Income and Healt h:

120% Our return is not measured in dollars, but in lives changed. Once again, we’ve seen more people meet their goals for a better life than we expected from our investment.

Individuals, Families and Organizations Successfully Achieving A Result

To have a skilled workforce, to compete in a global economy and to curb criminal behavior, we need students to graduate from high school. We see the ripple effects in our community when families have affordable homes and the skills they need to gain living wage jobs. Life is better for all of us when our neighbors live on safe streets and can access healthcare when they need it.

90,000 80,000 70,000

59 71,0people

60,000 50,000 40,000 30,000 20,000

10,000 Improved Lives

78 59p,1eople Expected Expected Results

Actual Actual

Results

Your giving, your advocacy, your volunteerism, magnified by the same generosity of your neighbors, makes a meaningful difference in people’s lives. Thank you for inspiring hope for a better tomorrow by giving through United Way’s Community Investment Fund!

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GI FT

Investing Your

iscal

ransparency

In May 2013, the United Way Board of Directors approved its 2013-2014 Investment Strategy. More than $2.45 million dollars were invested in Education, Income and Health, in addition to our investment of more than $597,472 in Hands On Asheville-Buncombe, 2-1-1 and our Middle School Success initiative.

Our investments in Education, Income and Health, determined by knowledgeable volunteers in these fields, were made through a competitive grants process to community partners whose results best align with the specific improvements we want to see.

2-1-1 $357,944 Hands On $118,980

}

2013-2014 INVESTMENTS Health $931,146

Middle School Success $120,548

Education $764,010 Income $761,875

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2013-2014 EXPENSES AND REVENUE Community Investment Fund and Designations - $5,265,785

(Includes Community Investment Fund, 2-1-1, Hands On AshevilleBuncombe and Middle School Success, as well as outside designations and in-kind contributions.)

United Way Overhead/Fundraising - $686,134 (Overhead as a percentage of total revenue and services is 13.03 percent; Overhead as a percentage of Campaign pledges is 13.24 percent.)

Reserved for Uncollectible Pledges - $336,830

TOTAL EXPENSES - $6,288,749

You’ll find more information on the results we expect throughout the pages of this brochure or visit us at unitedwayabc.org.

Annual Campaign Revenue - $5,182,000 Other Income - $599,725 In-Kind Contributions - $237,115 Investment Income - $50,680 Grants - $219,229

TOTAL REVENUE & SERVICES - $6,288,749

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The Impact of

investing IN

our investments yield: An engaged community where each child develops and succeeds academically, socially and emotionally.

$764,010

2013-2014

United Way Investment in

Education

2013-2014 Investment

community-level Results we Support:

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$256,408

Children from birth to kindergarten attend high-quality, affordable early care and education programs.

$246,098

Youth strengthen the social and basic life skills they need for success.

$54,349

Parents, caregivers and the community increase their support of the academic success of all children.

$163,021

Children performing below grade level increase their basic academic skills.

$44,134

Students with disabilities or special needs have diverse educational options.

Too many children are not prepared to enter kindergarten or do not move successfully through school to high school graduation.

The diverse educational needs of children and youth are not always met. When these children are unsuccessful, it results in more than $312 billion in lost wages, taxes and productivity over their lifetimes...and that impacts all of us.

ACROSS THE NATION, UNITED WAYS ARE WORKING TO CUT

BY HALF THE NUMBER OF YOUNG PEOPLE WHO DROP OUT OF HIGH SCHOOL BY 2018. It’s an ambitious goal, but with more than 1.2 million children dropping out of school each year, how can we not work to end America’s education crisis?

These pages share how your local United Way supports this work:

the state of

education •

The average wait for a childcare voucher in 2011 was 8 months.

Source: Buncombe County DSS’s Subsidy Unit

•

1/3 of NC children live in households where no one has an education beyond high school.

Source: Commission to Build a Healthier America, 2007

•

In 2011, 21.7% did not graduate in 4 years, based on the Buncombe County cohort graduation rate.

Source: NC Department of Public Instruction

A track record of success Results of our 2011-2012 investments:

3,000

Actual Lives Improved

3,171

Expected Lives Improved

2,000

1,000

0

2,849

ROI in Education: 112%

But there’s still more work to be done. That’s where you come in! Turn the page for more information about our important work and how your Giving, Advocating and Volunteering are making a real difference in people’s lives.

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Investing in Education How we reach our goals:

academic support

Skills-Building

summer enrichment

READERS

After-School Programs

NUTRITION EARLY CHILDCARE enrichment conflict resolution Services for activities Children with tutoring Disabilities MENTORING homework help character building

Literacy leadership

development

diversifying our investments Early Care Education

34%

Social & Basic Life Skills

Academic Skills

21%

Support of Academic Success

LIVE UNITED

7%

Devin’s Story

Diverse Learning Options

6%

32%

Devin was "too cool for school," one of those middle school boys who refused to respond to adults, participate in activities or follow directions. His defiant, distracting behavior extended beyond the classroom to the YMCA's 21st Century after-school program at Enka Middle, and he was suspended temporarily from participating.

When he returned, he was placed in the Make a Difference Club, a service-learning group of the YMCA's program and the Community School pilot project, a collaboration with United Way and other partners. Devin got off to a rough start, refusing to help with the students' greenhouse. But over time, he began to engage with the group and even helped rake and bag leaves and shovel soil to beautify the media center courtyard.

After talking with Devin about his aspirations to run his family's farm, Nicole, an AmeriCorps VISTA volunteer working with the Community School, realized the club had given him an opportunity to develop his skills and connect with peers and adults in a meaningful way. Now, Devin's attendance and engagement in school is improving and his participation in after-school programs has increased. At the end-ofyear Enka Community Fair, he won a raffle prize - a locally-sourced, Appalachian foods cookbook - which he gave to his mother for Mother's Day.

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‘13-’14 expected return on investment:

342 children will attend high quality, affordable early care education programs,

2,329 youth will strengthen social and basic life skills, 388 parents, caregivers and the community will increase their support of the children’s academic success, 458 children will increase their basic academic skills, 90 students with disabilities or special needs will have diverse educational options, and much more.

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10

Hours were donated by focus area volunteers

Programs receive funding in Education

Programs receive 3-year contracts

FAST FACTS

300

BELK PARTNERS WITH HANDS ON TO BEAUTIFY LOCAL SCHOOLS This spring, Belk employees celebrated the company’s 125th anniversary with 125 Days of Service, giving back to the communities in which they do business. To coordinate their projects at Oakley, Avery Creek and Hazelwood elementary schools, they worked with Hands On Asheville-Buncombe, United Way’s volunteer center.

Belk employees built bookcases and picnic benches, created an outdoor classroom and plant beds, painted a mural and read to the students.

Thanks to everyone who supported these projects and local schools!

Community partners in education: In Real Life, Volunteer Outreach and Training (Asheville City Schools Foundation); Big Brothers Big Sisters of Buncombe County (Big Brothers Big Sisters of WNC); Learning Centers (Children First/ Communities in Schools); Girl Scout Leadership Outreach (Girl Scouts Carolinas Peaks to Piedmont); Girls on the Run/Girls on Track (Girls on the Run); Youthful HAND (Housing Authority of the City of Asheville); Community Child Care Center, Early Learning Center (Irene Wortham Center); Augustine Project (Literacy Council of Buncombe County); Youth Conflict Resolution (The Mediation Center); Early Care and Education Montmorenci and Riceville (Mountain Area Child and Family Center); NEW! School-Based Coaches (Read to Succeed); 21st Century Community Learning Centers, Project RISE, Summer Discovery (YMCA); Child Care Center, MotherLove, School Age (YWCA)

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The Impact of

investing IN

our investments yield: A thriving community working together, fulfilling basic needs and building economic self-sufficiency for all.

$761,875

2013-2014

United Way Investment in

income

2013-2014 Investment

community-level Results we Support:

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$204,599

People in crisis or with ongoing needs have increased access to and use of public and private services that provide basic needs assistance.

$115,671

People increase their vocational, language and literacy skills.

$19,000

More workers earn a living wage.

$77,335

People increase their capacity to move out of financial crisis.

$63,082

People increase skills to manage financial resources and build stability.

$282,187

Low-income households have increased options for affordable and safe housing.

As many as one-third of working Americans do not earn enough money to meet their basic needs. Wages have not kept pace with the rising cost of housing, healthcare and education. Currently, 40 million Americans are working in low-paying jobs without basic health and retirement benefits.

ACROSS THE NATION, UNITED WAYS ARE WORKING TO CUT IN HALF THE NUMBER OF LOWER-INCOME FAMILIES WHO ARE FINANCIALLY UNSTABLE BY 2018. It’s an ambitious goal to help 1.9 million working families walking a financial tightrope unable to save for college, a home or retirement - get on the road to economic independence.

These pages share how your local United Way supports this work:

the state of

INCOME •

At least 30,000 jobs in Buncombe County, or about 1/4 of total jobs, do not pay a living wage of $11/hr.

Source: Just Economics

•

Almost 1 in 4 (24%) children live in poverty in Buncombe County.

Source: Community Health Assessment, 2010

•

Since 1998, foreclosures in Buncombe County have gone up more than 4 times, from 275 in 1998 to 1,376 in 2010, mirroring the state rate.

Source: NC Foreclosure Help

A track record of success Results of our 2011-2012 investments:

30,000 Actual Lives Improved

27,913

20,000

ROI in Income: 135%

Expected Lives Improved

20,676

10,000

0

But there’s still more work to be done. That’s where you come in! Turn the page for more information about our important work and how your Giving, Advocating and Volunteering are making a real difference in people’s lives.

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Investing in INCOME

LEGAL AID Emergency Home Repair

Adult Literacy

emergency financial help

Management Counseling

single parent support

JOB PLACEMENT/ COACHING

food distribution financial literacy

Holiday advocacy Assistance for reducing

poverty

CLOTHING CLOSET

Housing Assistance

living wage certification

DISASTER RESPONSE JOB TRAINING transitional case management Debt living support

TAX PREP

Rent/Utility/Medical Assistance

How we reach our goals:

diversifying our investments Basic Needs Assistance

18%

Increase Financial Stability

Move out of Financial Crisis

8%

Affordable, Safe Housing

37%

$

$

27%

Job Skills & Living Wage Jobs

10%

Tara’s Story Tara had been living paycheck to paycheck for three years, so when she lost one of her part-time jobs, she had no nest egg to tide her family over while she searched for work. She wanted to provide things like dance class or summer camp for her daughter, but now she wondered if she could keep food on the table. That’s when a friend suggested she call United Way’s 2-1-1 to connect with resources that might be able to help.

Our nonprofit partners helped Tara improve her literacy and technical skills and learn how to manage her finances during this difficult time.

They helped her access transportation services and healthcare and even connected Tara’s daughter with a summer enrichment program.

Your support makes Tara’s success possible. Tara’s success makes our entire community a better place to live. When she gains full-time employment because of her new job skills, her company will be better able to meet its goals. Her co-workers will be able to depend on her because she shows up on time and rarely needs to take a sick day. Her daughter will be on the path to high school graduation and continuing the cycle of employment and contributing to our community.

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‘13-’14 expected return on investment:

2,678 people in crisis or with ongoing needs will access basic needs assistance,

4,188 people will increase their vocational, language and literacy skills or will earn a living wage, 2,898 people will increase skills to build financial stability,

5,679 households will have increased options for affordable, safe housing, and much more.

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18

Hours were donated by focus area volunteers

Programs receive funding in Income

Programs receive 3-year contracts

FAST FACTS

360

NC 2-1-1 ASHEVILLE CALL CENTER EXPANDS TO SEVEN COUNTY AREA Within the past year, the Asheville call center of NC 2-1-1 successfully expanded its service into three neighboring counties: McDowell, Rutherford and Polk.

These communities join our existing service area of Madison, Buncombe, Henderson and Transylvania counties, and share their tradition of strong local partnerships and call volumes among residents. NC211.org is available online to every North Carolinian to search for local services, plus 87 percent of the state’s residents also have access to NC211 by dialing 211 on their phone.

Community partners in Income: Disaster Reflief (American Red Cross); Cornerstone (CARING for Children); The Success Equation, Family Resource Center at Emma (Children First/ Communities in Schools); Job Training & Placement, NEW! GO Kitchen Ready (Green Opportunities); Homelessness Prevention and Rapid-Rehousing, Pathways to Permanent Housing, The Road to Housing (Homeward Bound of Asheville); Supported Employment (Irene Wortham Center); Living Wage Employer Certification (Just Economics); Adult Education, English for Speakers of Other Languages (Literacy Council of Buncombe County); Food Distribution, MANNA Packs for Kids (MANNA Foodbank); Mothers On the Move (Mountain Area Child and Family Center); Emergency Home Repair (Mountain Housing Opportunities); Financial/Housing Counseling, Money Self Sufficiency (OnTrack Financial Education and Counseling); Homelessness Prevention, Immigrant Self-Sufficiency (Pisgah Legal Services); Emergency Assistance (Swannanoa Community Council); Hillcrest Community Resource Center (Women’s Wellbeing and Development Foundation); New Choices (YWCA)

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DIAL

Help starts here.

2-1-1 in buncombe county Who should you call when you need help or information for yourself, your family or someone you know? Dial or click 2-1-1 and get connected to a network of more than 18,000 resources in North Carolina that offer care, solutions, support and hope when you need it most.

How can we help? We can connect you to services throughout North Carolina including: Food, Housing & Utilities, Child Care & Education Services, Financial Education, Credit Counseling, Health Care, Job Training Counseling/Support Groups, Mental Health & Substance Abuse, Senior Services, Volunteer Opportunities, Disaster Services and more.

Volume of Service Calls*: 42,234 Call Records: 31,009 *includes follow-up, advocacy and crisis

Public Database Visits*: 16,151 Number of Visitors*: 11,945 *includes use of the NC 2-1-1 iPhone app

Call Types 2%

7%

47%

43%

16

>1%

Referral: assessing the needs of callers and identifying appropriate resources Information: responding to specific inquiries about human services Contract: providing services to callers via contracts with outside agencies Advocacy: taking steps on behalf of callers to overcome barriers to services Crisis: performing crisis intervention to ensure the safety of callers or others

/ confidential days a week / any language

free 24 hours

/7

2012 results Top Five Needs by Financial Request Financial Housing Expense

Calls

$187,326

1,718

Utility Service Expense

$72,706

2,265

Medical Care

$32,619

189

Utility Deposit

$15,660

322

$7,160

334

Transportation Expense

Top Five Unmet Needs • Housing Expense • Utility Service Expense • Transportation Expense • Christmas Programs • Automotive Repair

Launching the new NC 2-1-1 brand at the kickoff of 2-1-1 service in Rutherford County.

87 percent of NC residents now have access to NC 2-1-1, including the seven counties served from the Asheville center of NC 2-1-1.

Top Caller Needs

13%

24% Housing and Utilities

10% Legal, Consumer and Public Safety Services

5% Income Support and Assistance

12% Individual, Family and Community Support

Health Care

9% Mental Health and Addictions

4% Clothing, Personal and Household Needs

7% Food/Meals

4% Other Government and Economic Services

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The Impact of

investing IN

our investments yield: A safe community where everyone has the knowledge, resources, access and opportunities to be healthy.

$931,146

2013-2014

United Way Investment in

H E A LT H

2013-2014 Investment

community-level Results we Support:

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$154,430

People and the community increase their power to prevent violence and abuse.

$266,511

People experiencing trauma from violence or abuse increase their likelihood of recovery.

$57,891

People have increased awareness of and opportunities for wellness, prevention, and early detection.

$20,975

$177,429

$253,912

Children, families and those at risk of poor health increase their physical activity and healthy eating.

Seniors and people with disabilities have the support they need to remain independent and in good health.

People increase their use of effective primary, behavioral and dental health care regardless of ability to pay.

Whether it is a neighbor without health insurance, a victim of abuse or someone struggling with mental illness or an addiction, we are working to ensure everyone has access to affordable and quality care.

ACROSS THE NATION, UNITED WAYS ARE WORKING TO INCREASE BY ONE-THIRD THE NUMBER OF YOUTH AND ADULTS WHO ARE HEALTHY AND AVOID RISKY BEHAVIORS BY 2018. It’s an ambitious goal, but with too many people without quality support for preventive health and wellness, without quality primary and behavioral health care and without safe homes and communities, we must advance the common good in the area of health.

These pages share how your local United Way supports this work:

the state of

HEALTH •

1 in 4 women in NC will be sexually assaulted in their lifetime.

Source: Rape, Abuse & Incest National Network (RAINN)

•

From 2008 to 2010, 16% of county residents did not have health insurance.

Source: Community Health Assessment, 2010

•

The county saw an 82.8% increase in Adult Protective Services orders from 2006 to 2010.

Source: Buncombe County DSS

A track record of success Results of our 2011-2012 investments:

40,000 Actual Lives Improved

39,975

Expected Lives Improved

30,000

20,000

10,000

35,653

ROI in Health: 113%

But there’s still more work to be done. That’s where you come in! Turn the page for more information about our important work and how your Giving, Advocating and Volunteering are making a real difference in people’s lives.

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Investing in hEALTH

for seniors

Dental Care

MEDICATION SUPPORT

Court Advocates

hospital visits with rape survivors

crisis foster care/senior care

Diabetes Wellness

Counseling for Violence Survivors

help securing insurance

MENTAL HEALTH COUNSELING HIV-RELATED SERVICES youth vision case management screening Domestic transportation Violence Shelter LEGAL AID independent living nutrition

RESPITE

Support of Memory Disorder

How we reach our goals:

substance abuse detox and aftercare

diversifying our investments Abuse and Violence Prevention & Treatment

45%

People remain Primary, behavioral and independent dental health care and healthy

19%

27%

Wellness, Prevention and Early Detection

6%

Gabriel’s Story Gabriel called 2-1-1 in search of a computer donation program. As Mindy, a 2-1-1 referral specialist, soon found out, making that one simple referral made a significant impact in Gabriel’s quality of life.

Gabriel had his first stroke at age 34. He became wheelchair-bound and had to relearn how to do all those basic things we take for granted - feeding ourselves, being able to brush our teeth or comb our hair - all the while battling recurring minor strokes and seizures. When he called 2-1-1, he was hopeful that he could possibly work from home if he had access to a computer.

Mindy referred Gabriel to a program for persons with disabilities that provided him a computer and offered additional services that might make life easier.

This opened the world back up to Gabriel. He has not only begun searching for home-based employment, he is able to connect with friends and family via his new computer, and he’s even hoping to go back to school through online courses.

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‘13-’14 expected return on investment:

10,917 people will increase their power to prevent

violence and abuse,

10,763 people will know of and access wellness, prevention and early detection,

9,431 seniors and people with disabilities will remain

independent and healthy,

3,500 people will increase use of primary, behavioral and dental health care, and much more.

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27

Hours were donated by focus area volunteers

Programs receive funding in Health

Programs receive 3-year contracts

FAST FACTS

340

Free Prescription Health Cards United Way of Asheville and Buncombe County has partnered with Buncombe County, United Way of North Carolina and Coast2Coast Rx Card to provide free discount prescription cards to area residents.

The average savings for cardholders is about 45%, although savings can be as much as 65%. While those without insurance greatly benefit, so will those with high deductables or limited drug coverage.

Visit unitedwayabc.org/free-prescription-health-card to print your card.

Community partners in HEALTH:

All Souls Counseling Center (All Souls Counseling Center); Neil Dobbins Center (ARP Addiction Recovery Prevention); Eye Care (Asheville Lion’s Eye Clinic); HomeBased Services for Juvenile Sex Offenders (Barium Springs Home for Children); Adult Day Services (CarePartners); NEW! Assessment, Counseling and Education, Angels Watch, PERCS, Respite Scholarship, Trinity Place Runaway and Homeless Youth Shelter (CARING for Children); Crisis Intervention and Counseling, Personal Safety Education (Child Abuse Prevention Services); Resource Coordination, Seniors Safe at Home (The Council on Aging of Buncombe County); Court Advocacy,Crisis Counseling, Crisis Stabilization, Preventing Domestic Violence (Helpmate); NEW! Project Rebound, Women at Risk (Homeward Bound); Community and Family Mediation, Family Visitation Center (The Mediation Center); MemoryCare (MemoryCare); Rainbow in My Tummy (Mountain Area Child and Family Center); Crisis Support for Victims of Sexual Assault, Sexual Violence Prevention Education, Support Services for Victims of Sexual Assault (Our VOICE); Disability Assistance, Domestic Violence Prevention, Elder Law Project (Pisgah Legal Services); HIV Prevention & Care (Western North Carolina AIDS Project); Dental, HIV Treatment Adherence Services, Integrated Behavioral Health (WNC Community Health Services); Preventive Health (YWCA)

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Hands On Asheville-Buncombe is the perfect matchmaking service for doing good. we:

• • • •

•

connect volunteers to projects based on interests, skills, availability and location, manage quick-impact projects that engage individuals and benefit our partner agencies, organize large-scale community service days, Osher Lifelong Learning Institute volunteers in the kitchen testing recipes for Mountain Area manage a professional Child and Family Center’s Rainbow in My Tummy development program nutrition program. for people who work with volunteers, and operate a Web site that is a clearinghouse for community involvement and change.

Big Picture 2,925 volunteers

Numbers

+ 16,084 hours at 726 service projects = $350,470 donated time and savings for 125 organizations that got volunteers from Hands On

Total Volunteers by Focus Area If we boil down each opportunity to its core purpose we find that most of the volunteer 31% opportunities listed within our database fit well with United Way’s mission to improve our community in the areas of Education, Income and Health. Of course we list all kinds of volunteer opportunities, but this chart shows the percentage of total 35% volunteers by focus area.

11% 23%

Education

Income

Education Health Other

Income

Health

Flex Projects are meaningful done-in-a-day volunteer opportunities created in collaboration with our Partner Agency and led by trained Hands On Volunteer Leaders.

In 2012, 318 Flex volunteers served 1,735 hours at 166 Flex Project opportunities

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Other

give advocate check us out

volunteer

handsonasheville.org

2012 Results “M any years ago I was in a difficult financial position and was able to get a much needed service through programs supported by United Way. Soon after that I got a job that allowed me to “pay back” for the help I received and continued to do so throughout my 23 year career.

I left my last job in 2008... I found Hands On Asheville-Buncombe about two weeks later through a brochure in a doctor’s office.

I was overjoyed to find I could still contribute to our local community directly. I have now contributed more than 1500 knitted/crocheted items through the Knit-N-Give program directly to organizations who distribute them to others who need them. “ - Bonnie Duncan

Knit-n-Give at Home volunteer

Portable Projects are an innovative and fun approach to community service – right from home! Easy to do alone or with a group.

Bonnie wasn’t the only one giving back this way

In fact 84 people took advantage of 5 Portable Projects, giving 3,983 volunteer hours.

Can you believe it? 2012 marked the 21st anniversary of Day of Caring! Nearly 1,000 volunteers from 66 local businesses and the public completed 70 projects to support 65 local nonprofits, schools, and public entities.

What’s that worth? Although it’s impossible to quantify the true value of this service event to the community, volunteers contributed over 3,200 hours with an estimated savings to participating organizations valued at over $71,000.

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2013 UNDERWRITERS

k Thanou Y

Media Premier

S i lv e r

Asheville Citizen-Times

LEADERSHIP GIVING Gold

Dixon Hughes Goodman LLP Northwestern Mutual Financial Network - Asheville SILVER

Mission Health

COMMUNITY INVESTMENT P l at i n u m

Gold

Blue Ridge X-Ray Company Duke Energy Progress TD Bank Foundation

CAMPAIGN Gold

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