UMA Healthcare Plan

UMA’s Health Plan Option

By Todd Valentine, Select Health

On January 1, 2016 the Utah Manufactures Association (UMA) launched the UMA Association Health Plan in collaboration with Beehive Insurance and Select Health. On that day in January there were only 6 groups that stepped forward to help get that program launched. As of this article all 6 groups are still participating in the program. Fast forward to today and the numbers above show the current enrollment data for the program. The UMA Association Health Plan is now the largest Association Health Plan (AHP) in the State of Utah.

Here are the “Who, What, Where, and Why’s” of this amazing program, and why it might matter to YOU:

Who:

The UMA AHP was designed for groups with 2 to 100 employees that work in the manufacturing industry. To participate in the program you must be a member of the UMA. However, groups can get a quote anytime regardless of active membership. Groups must also be domiciled in Utah to qualify.

What:

The UMA AHP is a large group Medical pool designed to offer large group benefits, composite rates, and the ability to medically underwrite for risk. This underwriting method provides most groups a reduction in premiums and, at the same time, improve the coverage they can offer employees. The program offers 9 total plans (5 traditional copay style plans and 4 HSA plans) on 2 Select Health networks, including the National network for any remote workforce through United Healthcare.

Where:

This is a statewide program for groups headquartered in Utah. From Logan to St. George to Vernal, this program is available to all eligible groups. The UMA has also partnered with multiple agents and agencies to help sell and support this program throughout the State.

Why:

The number one reason that 117 groups have joined the UMA AHP is cost. With the ability to medically underwrite groups, most groups see a reduction in the overall premium cost. Not all groups see the same savings. Groups with high claims or significant health risk may not benefit from the medical underwriting and may continue to use the small group market where there is no underwriting required. The second reason for groups to participate is the coverage. The UMA AHP offers some of the best coverage available. Participating groups can now compete with much larger organizations in both plan cost and coverage.

Bonus…. When and How:

If you haven’t already….Today is the time to see if your company would benefit from the UMA Association Health Plan. To have your group quoted, please contact the UMA directly for a referral to one of the approved agents. All you’ll need to get a quote is a detailed census of your full-time employees. Its just that easy!

As you evaluate options for Medical coverage, don’t forget that the UMA also has programs for Dental, Vision, Telehealth, and Workers Compensation coverage. The UMA’s vision and efforts to provide these member benefits are one of the many reasons to join, support, and engage with this industry leading organization.

The UMA Health Plan by Numbers:

117 - Employer Groups

2,039 - Covered Employees

5,156 - Covered members (employees + dependents)

(As of 4/11/22 Select Health Enrollment Data report)