Ukrainian FCU 60th Anniversary Program

UKRAINIAN FEDERAL CREDIT UNION

60th Anniversary Banquet Program OCTOBER 19TH, 2013 5:00 – 6:00 pm Cocktails & Hors d’oeuvres Golden Strings Bandura Ensemble Anniversary Photos – view pictures of the event at www.rufcu.org/anniversary.php 6:00 – 7:00 Welcome & Remarks Master of Ceremonies

English: Dr. Evhen Lylak, UFCU Supervisory Committee Chairman

Ukrainian: Ms. Marta Fediuk, UFCU Lending Officer

The Star Spangled Banner - National Anthem of the United States

“Ще не вмерла Україна” - National Anthem of Ukraine Performed by Tania Beghini

“Привіт” - Welcome Dance – Svitanok Dance Group,

Ukrainian Arts Foundation of Greater Rochester

Greetings from Dignitaries

Greetings from Ukrainian FCU Officials

Wasyl Kornylo, President and Board Chairman

Oleg Lebedko, Chief Executive Officer

Keynote Address

Myroslava Gongadze, Journalist and Political Activist Musical performance by Vasyl Popadiuk

The Lord’s Prayer, Surma Choir, Directed by Zhanna Polyanska-Wirlo 7:30 Dinner Picture Slideshow of Ukrainian FCU History 8:30 Presentation of Awards Sixty Long-standing Members Board of Directors Honorary Board Members Volunteers - Over 25 Years of Service

Supervisory Committee

Scholarship Committee Ukrainian FCU Library

Rochester Main Office Employees

Executives, Managers and Employees

“Гопак” - Hopak Dance - Svitanok Dance Group

Ukrainian Arts Foundation of Greater Rochester

KeynoteSpeaker Myroslava Gongadze, TV anchor and reporter for VOA’s Ukrainian Service, has won numerous awards for her accomplishments as a journalist, including her reporting on the eve of the 2004 Orange Revolution, and as a champion of democracy and independent media.

Gongadze, who came to the United States as a political refugee in 2001, has gained an international reputation for her support of press freedom in countries of the former Soviet Union. She is the widow of Georgy Gongadze, an investigative reporter who was allegedly murdered by government police in Ukraine in 2000. After her husband’s death, Gongadze formed the Gongadze Foundation, an internationally-recognized organization dedicated to protecting journalistic rights and freedoms, providing support to the families of journalists killed in the line of duty, and promoting the investigation of her husband’s murder.

She won a landmark negligence ruling against the Ukrainian government from the European Court of Human Rights in November 2005. Gongadze has been awarded a ReaganFascell Democracy Fellowship to study the role of the media in Ukraine’s transition to democracy (2001), and was ranked in a top 100 of “most influential women in Ukraine” compiled by experts for the Ukrainian magazine “Focus” (2010).

9:30 Concert & Dancing featuring Vasyl Popadiuk & Papa Duke Band

Regency Ballroom

Thank You to Our Volunteers for Over 25 Years of Service Wolodymyr Mirko Pylyshenko

Myron Babiuk

Ludwig Bach

Tamara Denysenko Jurij Kushner Lubomyr Galuga

Wasyl Bilan Anatole Koba Wasyl Kornylo

“In Memoriam” - Remembering Those Volunteers Who Passed Away Since the 50th Anniversary

Russell Schuter John Swereda Lubomyr Bilyk

Karlo Mankiwskyj Oleh G. Pawluk Christina Kowcz

Roman Kucil Ivan Oleksyn 3

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2013

Board of Directors

President and Board Chairman / Wasyl Kornylo 1st Vice President-Assistant Secretary / Yaroslav Fatyak 2nd Vice President / Yaroslav Kirik Secretary / Richard Harris Treasurer / Barbara Gutierrez Board Member / Tamara Denysenko Assistant Treasurer / Bogdan Zakharchishin Honorary Board Members / Wasyl Bilan, Lubomyr Galuga, Jurij Kushner, Myron Sydorowych, Wolodymyr Pylyshenko, Andrew Diakun

Supervisory Committee

Chairman / Dr. Evhen Lylak Committee Members / Barbara Gutierrez, Vasiliy W. Gritsyuta

Library

Library Director / Wolodymyr Pylyshenko Librarian / Wasyl Zolotarchuk Library Assistants / Irena Terletzky, Volodymyr Lukomskyi, Igor Dzivulsky

Branch Advisory Committees

Albany / John Fil, John Suchowacki, Nicholas Fil, Mykhaylo Tcapar, Jerry Tysiak, Stefan Jedynak, Peter Levchenko Sacramento / Valeriy Tutunik, Anatoliy Biskupets, Roman Romaso, Dr. Lubow Jowa, Nikolay Borichevskiy Syracuse / Jaroslaw Dilaj, Yurie Yarinich, Gene Mostrianski, Yaroslav Kontsograda Boston / David Pronchick, Gene Muzyka, Zenon Cybriwsky, Walter Boyko Jr., Wasyl Matveychuk Portland: Lilya Demyanik, Igor Levkiv, Demitro Ihor Ambroziak Buffalo / Andrew Diakun, Akacia Belmega, Danusia Chutko, Helen Turyk, Roman Prystajko, Yuri Darmograi, Susan Hocko

Executive Management Oleg Lebedko / Chief Executive Officer Tanya Dashkevich / Chief Operating Officer Roman G. Omecinskyj CPA / Chief Financial Officer

Management Team Lesia Chwesik / Loan Manager Valeriy Guy / Marketing Manager Branch Managers/ Roman Kshysyak Alexander Stanko Mikhail Tkach Nadia Hayduke Oleksandr Moskal

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Branch Employees ALBANY Svetlana Sagan - 2 years Oksana Dacyk - 2 years Alexander Stanko - < 1 year Larissa Tapler - < 1 year

SACRAMENTO Mikhail Tkach - 10 years Miroslava Derkach - 10 years Liliya Tsitsyura - 9 years Vasiliy Korchevoy - 9 years Tatyana Paprotskiy - 9 years Lyubov Trofimuk - 8 years Lyudmila Shishkovskaya - 8 years Vera Kravchuk - 7 years Orest Kuzo - 7 years Yekaterina Guzar - 6 years Volodymyr Kunets - 6 years SYRACUSE Nadia Hayduke - 37 years Lesia Paraszczak - 25 years Svetlana Miroshnychenko - 13 years Mykhaylo Artymovych - 12 years Mariya Nolan - 11 years Irina Dobyuk - 8 years Valentina Didenko - 5 years BOSTON Lyubov Stefantsiv - 14 years Larysa Kalita - < 1 year PORTLAND Oleksandr Moskal - 10 years Mariya Kurkevich - 7 years Svitlana Tsimbolynets - 2 years Lyudmila Mosiychuk - 1 year Kristina Malimon - < 1 year Katerina Zayshla - < 1 year Roman Velychko - < 1 year BUFFALO Dorothy Lewczyk - 24 years Maria Sedlarczuk - 22 years Sophia Kenn - 21 years Tetiana Zborovsky - 13 years Taras Muzychko - 6 years 6

UFCU Common Bond Directory

ROCHESTER, NY St. Josaphat Ukrainian Catholic Church 940 E. Ridge Rd. Rochester, NY 14621

Ukrainian Catholic Church of the Epiphany 202 Carter St. Rochester, NY 14621 St. Mary Protectress Ukrainian Autocephalous Orthodox Church 3176 St. Paul Blvd.

Rochester, NY 14617 Slavic Pentecostal Church 4925 W. Ridge Rd. Spencerport, NY 14559 First Ukrainian Christian Church 355 High Street Ext. Fairport, NY 14450 St. George Roman Catholic Lithuanian Church 150 Varinna Dr. Rochester, NY 14618 Slavic Bible Baptist Church 175 Allens Creek Rd. Rochester, NY 14618 Ukrainian Pentecostal Church 3768 Atlantic Ave. Fairport, NY 14450 International Sister Cities of Irondequoit NY P.O. Box 67134 Rochester, NY 14617 Rochester Ukrainian Group 1124 Stonegate Dr. Webster, NY 14580 Ukrainian National Association (UNA) Branch 217 – St. Josaphat Society Branch 343 – St. Ann’s Society Branch 367 – Zaporozka Sitch SYRACUSE, NY St. John the Baptist Ukrainian Catholic Church 207 Tompkins St. Syracuse, NY 13204 St. Luke’s Ukrainian Orthodox Church 3290 Warners Rd. Warners, NY 13164 First Ukrainian Pentecostal Church 3875 Warners Rd. Syracuse, NY 13209 Slavic Full Gospel Church 517 Horan Rd. Syracuse, NY 13219 Slavic Baptist Church 4176 Split Rock Rd. Camillus, NY 13031 Ukrainian Self Reliance Association Syracuse NY 211 Tompkins St. Syracuse, NY 13204 Sacred Heart of Jesus Ukrainian Catholic Church 230 Ukrainian Hill Rd. Johnson City, NY 13790

Sts. Peter and Paul Ukrainian Catholic Church 136 Washington St. Auburn, NY 13021

Ukrainian Heritage Club of Northern California 1415 Lorimer Way Roseville, CA 95747

ALBANY, NY Ukrainian Catholic Church of the Protection of the Blessed Virgin Mary 459 2nd St. Troy, NY 12180

Missionary Gospel Church 4148 San Juan Ave. Fair Oaks, CA 95628

St. Nicholas Ukrainian Orthodox Church 376 3rd St. Troy, NY 12180 St. Nicholas Ukrainian Catholic Church 2410 4th Ave. Watervliet, NY 12189 Sts. Peter and Paul Ukrainian Catholic Church 198 Ontario St. Cohoes, NY 12047 St. Peter Armenian Apostolic Church 100 Troy Schenectady Rd. P.O. Box 196 Watervliet, NY 12189 Ukrainian Catholic Association (Providence) Branch 12/155 – St. Nicholas Ukrainian-American Citizens Club 402 25th St. Watervliet, NY 12189 First Slavic Pentecostal Church 583 Boght Road Cohoes, NY 12047 SACRAMENTO, CA Evangelical Baptist Ukrainian Church of Sacramento 5948 Pecan Ave. Orangevale, CA 95662 St. Andrew the Apostle Ukrainian Catholic Church 7001 Florin Rd. Sacramento, CA 95828 Ukrainian Church of the Evangelical Christian Baptists 5540 Date Ave. Sacramento, CA 95842 First Ukrainian Church of Christians of Evangelical Faith 6300 Madison Ave. Carmichael, CA 95608 House of Bread Church 6521 Hazel Ave. Orangevale, CA 95662 First Ukrainian Evangelical Baptist Church of Sacramento in Roseville 1038 Melody Lane Roseville, CA 95678 Ukrainian Mission Church 8985 Central Ave. Orangevale, CA 95662

BOSTON, MA Christ the King Ukrainian Catholic Church 146 Forest Hills Jamaica Plain, MA 02130 St. Andrew Ukrainian Orthodox Church of Boston 24 Orchard Hill Rd. Jamaica Plain, MA, 02130 Ukrainian National Association (UNA) Branch 307 530 Lagrange St. West Roxbury, MA 02132 Ukrainian National Association (UNA) Branch 238 65 Ministerial Dr. Concord, MA 01742 Ukrainian American Heritage Foundation, Inc. 36 Highland St. South Easton, MA 02375 Ukrainian American Youth Association, Inc. Boston Branch 1056 East St., Dedham, MA 02026 Mailing Address: P.O. Box 5 Westwood, MA 02090 PORTLAND, OR Ukrainian Bible Church Pathway To God 11900 SE Stanley Ave Portland, OR 97222 Ukrainian Church of the Evangelical Baptists 3611 NE 132nd Ave. Vancouver, WA 98682 School of Ukrainian Studies 12003 NE Shaver St. Portland, OR 97220 St. John the Baptist Ukrainian Orthodox Church 8014 SE 16th Ave. Portland, OR 97202 The Love of God International Ministries 10014 NE Glisan St. Portland, OR 97220 Ukrainian Bible Church 22820 NE Halsey St., Fairview, OR 97024 Mailing Address: PO Box 1918 Fairview, OR 97024 BUFFALO, NY Ukrainian Home Dnipro 562 Genesee St. Buffalo, NY 14204

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History 1953 - 2013 Icmopiя 1953 - The charter for the Rochester Ukrainian Federal Credit Union (RUFCU) was signed on July 10, 1953, by eight founding members. In addition to the eight initial members, twenty others joined the credit union within the original common bond of the Ukrainian National Association (UNA) and the Ukrainian Fraternal Association (UFA). The initial founders became the first employees and worked without pay in a small corner office of the Ukrainian Civic Center located at 831 Joseph Ave., Rochester, NY. The first member meeting was held on September 25, 1953.

1955 - RUFCU grew to 200 members, $27,000 in savings $23,000 in loans.

In order to communicate more effectively to our membership a quarterly newsletter called the Credit Union Bulletin was created.

1963 - The Credit Union celebrated its 10th Anniversary with a membership of 1,100 and $800,000 in assets.

1970 -The Credit Union Bulletin went through a transformation, and due to the layout and content of the magazine, the name was changed to the Credit Union Opinion.

1987 - A major milestone was achieved when the Credit Union outgrew its facilities and purchased a former health spa facility at 824 Ridge Road East in Irondequoit, NY. Tamara Denysenko was appointed as General Manager.

1989 - RUFCU began issuing yet another publication called the Credit Union NEWS as a way to keep its membership informed on credit union services and special offers.

1998 - The Credit Union celebrated its 45th Anniversary with almost 6,000 members and assets exceeding $58 million.

2000 - RUFCU joined the Rochester Ukrainian community in celebrating 100 years since the first arrival of Ukrainian immigrants to the area.

2001 - The first branch is opened in New York’s Capital District at 1828 Third Avenue, Watervliet, NY, on May 12, 2001.

2003 - The Credit Union celebrated its 50th Anniversary of service to the Ukrainian – American community in the New York State area. To meet the demands of the growing Ukrainian community in Sacramento, California, RUFCU opened its second branch in February. Over 300 members already signed up before the doors officially opened in Citrus Heights, CA. 2004 - An official merger between the Ukrainian Self Reliance Syracuse NY FCU and the Rochester Ukrainian FCU added over 1,900 members to the roster and over $16.9 million in assets. To reflect the expanding common bond, RUFCU went through a name change. It became the Ukrainian Federal Credit Union (UFCU) serving its members from coast to coast.

2005 - The Ukrainian Fraternal FCU in Boston, Massachusetts, merged with UFCU as of March 1, 2005. Ukrainian FCU assets exceeded $120 million with membership of 15,000. Ukrainian Federal Credit Union’s publication The Opinion celebrated 50 years of keeping its membership informed and entertained while promoting credit union services and community news.

The Opinion started with a circulation of 200 and now reaches over 10,000 households.

2006 - UFCU expanded its membership further northwest by opening a branch in Portland, Oregon, on August, 24. As of September, UFCU membership reached 15,730 and assets exceeded $124.2 million.

2007 - Ukrainian FCU upgraded its computer system to provide new products and improvements to its electronic services. Membership grew to more than 16,800 and assets exceeded $130 million.

2008 - The Credit Union celebrated its 55th Anniversary. A new Audio Response System was installed in English and Ukrainian languages. UFCU awarded $24,000 in Scholarship awards to student members.

2008-2009 - UFCU weathered the Great Recession of 2008 and finished year 2009 with over 16,000 members and $138 million in assets.

2013 - 60th Anniversary of UFCU, 45th Anniversary of the Selfreliance Syracuse NY FCU (now UFCU Syracuse branch), and 10th Anniversary of the Sacramento branch. Ukrainian Home Dnipro FCU in Buffalo, NY, merged with UFCU. The Credit Union grows to 7 branches, over 18,000 members, and nearly $170 million dollars in assets.

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1953 - 10-го липня перші 8 засновників кредитівки підписали Статут Української Федеральної Кредитової Спілки міста Рочестеру. Через деякий час її членство поповнилось 20-ма членами із Українського Народного Союзу (UNA) та Українського Братського Союзу (UFA), що складали основу кредитної спілки. Основоположники РУФКС стали її ж першими працівниками і працювали без винагороди в невеликому офісі, виділеному їм Українським громадським центром.

1955 - Kредитна Спілка мала вже 200 членів і $27,000 в ощадностях, $23,000 з яких були видані на позики членам. Того ж року для підтримки зв’язку із членами було засновано Кооперативний Бюлетень.

1963 - Десяту річницю свого заснування Спілка відмітила вагомими успіхами – членство налічувало 1,100 осіб, активи виросли до $800,000.

1970 - Зміни відбулися в Кооперативному Бюлетені - покращився його зовнішній вигляд, зміст, з’явились нові теми і рубрики, і він набув вигляду журналу з новою назвою - Кооперативна Думка.

1987 - РУФКС переросла попереднє приміщення і купила будинок колишнього оздоровчого центру за адресою 824 Ridge Road East в Ірондеквойті.

1989 - Кредитна спілка починає видавати “Інформативний листок”, щоб тримати членів інформованими про заощадження, послуги і нові пропозиції кредитівки.

1989 - Кредитна спілка починає видавати “Інформативний листок”, щоб тримати членів інформованими про заощадження, послуги і нові пропозиції кредитівки.

1998 - Кредитівка відзначає свою 45-ту річницю, маючи 6,000 членів і більш ніж $58 мільйонів в активах.

2000 - Разом з українською громадою РУФКС відзначає 100-річчя української іміграції до Рочестеру.

2001 - РУФКС відзначає відкриття своєї першої філії в Олбані за адресою 1828 Third Avenue, Watervliet, NY. 2003 - Ювілейний рік. Півсторіччя служби своїм членам, українськоамериканській громаді. В лютому відбулось урочисте відкриття нової філії РУФКС в Сакраменто, Каліфорнія. Триста членів вписалися ще до офіційного відкриття філії!

2004 - УФКС виросла ще на одну філію – до нас приєдналася кредитівка «Самопоміч» в м. Сиракузи, Нью Йорк, що додало нам 1,900 членів та $16,900,000 в активах. Змінилася назва кредитівки: Українська Федеральна Кредитна Спілка – що більш точніше відображає розширення громадської основи спілки з філіями в різних частинах Америки.

2005 - УФКС відзначає 50-річний ювілей журналу Кооперативна Думка. Ще одна кредитівка в Бостоні, шт. Массачусетс, стала філією УФКС. Загальні активи УФКС налічували вже $120 мільйонів, при 15,000-му членстві.

2006 - 24-го серпня – відкривши нову філію в Портланді, шт. Орегон, УФКС збільшує своє членство на північному заході Америки.

2007 - 1-го грудня відбулося вдосконалення електронної системи УФКС для надання найсучасніших фінансових послуг членам. Наші активи перевищили $130 мільйонів при 16,800 членстві.

2008 - УФКС відзначила 55-річчя. Нова автоматична телефонна система українською мовою; 24 тисячі доларів УФКС виділила на стипендії членам.

2008-2009 - Кредитна спілка витримала наслідки фінансової кризи і закінчила 2009-й рік з активами в $138 мільйонів та членством більше 16,000 осіб.

2013 - 60-й ювілей Спілки та інші річниці заснування філій – 45-та в Сиракюз та 10-та – в Сакраменто. Кредитівка “Дніпро” в Баффало з’єдналася з УФКС. Кредитна спілка виросла до 7 філій, членство перевищило 18,000 осіб та активи досягли $170 мільйонів доларів.

UKRAINIAN FEDERAL CREDIT UNION

60th Anniversary Promotions 1.60% APY* Share Certificate - 4 year term1 * % 0.60 APY Share Certificate - 9 month term 4.90% Promotional APR**on Balance Transfers for 12 months 2 After that a variable purchase APR**of 9.75% to 12.75% Signature Loan Special

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up to $5,000 at 6.00% APR* for 24 months

$350 OFF Mortgage Application Fee4 *APY Annual Percentage Yield. **APR Annual Percentage Rate.

60th Anniversary Special Promotions valid at all UFCU Branches. Promotions valid from 10/19/13 until 12/31/13. UFCU reserves the right to cancel these special promotions at any time without notice. These promotions cannot be combined with any other promotions or member relationship discounts. Subject to credit approval terms and conditions. Membership subject to eligibility. Other restrictions apply, contact UFCU for complete details at 877-968-7828.

1. APY Annual Percentage Yield. $500 minimum opening deposit. $250,000 maximum deposit. UFCU reserves the right to terminate this special promotion at any time without notice. Rates subject to change without notice, however the interest rate and APY are fixed for Certificates and will be in effect for the term of the account. Penalties for early withdrawal. Fees may reduce earnings. The APY is based on an assumption that interest/ dividends will remain on deposit until maturity. To open an account, youâ&#x20AC;&#x2122;re required to establish membership by opening a Share Savings Account with a required $50 minimum deposit.

2. APR Annual Percentage Rate. Offer applies to balance transfers only. Offer valid 11/15/13 through 5/15/14. No Balance Transfer Fee. 4.90% Promotional APR valid for 12 months from the first qualifying transfer, after that a variable purchase APR of 9.75% - 12.75% based on your credit score, will be applied to any unpaid outstanding balance. This APR will vary with the market based on the Prime Rate. The highest variable APR is 18%. Existing UFCU Visa Credit Card balances do not qualify. New UFCU Visa Credit Card accounts subject to credit approval and/or co-signer. In some cases UFCU may not be able to process a balance transfer request.

3. For qualified members. 6.00% promotional APR valid for 24 months, after that the APR will be based on current UFCU rates at that time. As of 10/1/2013 the APR rate ranges from 7.00% to 15.50%.

4. On approved applications only, discount provided at time of closing.

UKRAINIAN FEDERAL CREDIT UNION 824 East Ridge Road Rochester, NY 14621 585-544-9518 fax: 585-338-2980 877-968-7828 rufcu.org 12