DUMKA 238 OPINION MAGAZINE - Winter 2019

Д

УМКА

КООПЕРАТИВНА

The Ukrainian Federal Credit Union Opinion Magazine 238 | Winter 2019

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CHARLOTTE, NC

GRAND OPENING!

See page 5 >

Board of Directors

President & Board Chairman / Wasyl Kornylo Treasurer / Barbara Gutierrez Assistant Treasurer / Bohdan Zakharchyshyn Secretary / Dr. Evhen Lylak Vice President/Assistant Secretary / Yaroslav Fatyak Board Member / Tamara Denysenko Board Member / Richard Harris Honorary Board Members / Lubomyr Galuga, Yaroslav Kirik, Jurij Kushner, Wolodymyr Pylyshenko

Supervisory Committee

Mission

To help our members achieve financial success by providing them with the highest level of personalized service.

Наша Місія

Допомагати нашим членам у досягненні фінансового успіху, надаючи їм найвищий рівень індивідуального професійного обслуговування.

Vision

Наше Бачення

Our brand will be recognized for: • Exceptional quality and value; • Unparalleled service; • Technical experience; Great place to work, learn and share;

Наша відмінність полягатиме в: • Відмінній якості обслуговування • Знаннях та досвіді • Доброму місці для праці та навчання • Роботі по співпраці з громадою та ії підтримці.

Ukrainian Federal Credit Union will be the financial provider of choice for our members.

We will be one of the leading Credit Unions in the USA.

•C ommunity outreach process that supports our common bond membership.

Our Values

• Caring Culture • Open Communication • Superior Service • Personalized Solutions

Українська Федеральна Кредитна Спілка має за мету стати головною фінансовою установою для наших членів. Наша установа буде однією з лідерів кредитних спілок США.

Наші Цінності

• Дбайливе ставлення • Відкрите спілкування • Найвищий рівень обслуговування • Індивідуальний підхід

PO Box 17022, Rochester, NY 14617

Chair / Dr. George Hajduczok Members / Vasiliy W. Gritsyuta, Olga Kovaliov, Rostislav Melnik

Community Relations Committee

Co-chairs / Yaroslav Fatyak & Bohdan Zakharchyshyn

Ukrainian-American Community Foundation, Inc. Chair / Dr. Evhen Lylak Treasurer / Tamara Denysenko Secretary / Galina Dyakiv 1st Vice President / Barbara Gutierrez 2nd Vice President / Wasyl Kornylo Members / Yaroslav Fatyak, Volodymyr Otvarukhin, Wolodymyr Pylyshenko, Bohdan Zakharchyshyn

Undergraduate Scholarship Committee

Members / Barbara Gutierrez, Dr. Christine Hoshowsky, Anne Kornylo, Volodymyr Otvarukhin, Nadia Tratch, Bohdan Zakharchyshyn

Graduate Scholarship Committee

Chair / Dr. Evhen Lylak Members / Olena Prokopovych, Ph. D. & Elena Dilai

Library Committee

Chair / Wolodymyr Pylyshenko Librarian / Wasyl Zolotarchuk Assistant Librarian / Volodymyr Lukomskyi Assistant Archivist / Irena Terletzky

Executive Staff

Chief Executive Officer / Oleg Lebedko Chief Operating Officer / Tanya Dashkevich Chief Financial Officer / Roman Omecinskyj, CPA, CGMA Chief Lending Officer / Maria Milazzo

Management Team

In Loving Memory

Lesia Kysil 1947 - 2019

Lesia devoted 30 years of her life working at the Ukrainian Federal Credit Union.

She retired at the end of 2018.

She is missed dearly by many.

HR and Training Manager / Kelly Nield, CUHRCP IT Manager / James Frey, CISM, CRISC Regional Branch Manager for Rochester & Webster / Roman Kshysyak Syracuse Branch Manager / Nadia Hayduke Regional Branch Manager for Portland & Vancouver / Oleksandr Moskal Sacramento Branch Manager / Mikhail Tkach Boston Branch Coordinator / Lyubov Stefantsiv Regional Branch Manager for Buffalo & Amherst / Sophia Kenn Federal Way Branch Manager / Oksana Pierce Parma Osnova Branch Manager / Inessa Koval Charlotte Branch Coordinator / Tatyana Shishkovskiy

Editorial Staff

Editor-in-chief / Alexander Oryshkevych Editor / Oleg Lebedko, Tetiana Zborovsky Layout & Graphic Design / Sukhenko Design

UFCU Contact Information

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Web / www.ukrainianfcu.org Email / info@ukrainianfcu.org Address / 824 East Ridge Road, Rochester, NY 14621 Phone / 877-968-7828 Fax / 585-338-2980

A Message from the

UFCU Board & Management

Wasyl Kornylo

PRESIDENT & BOARD CHAIRMAN

Oleg Lebedko CEO

As we approach the end of 2019, we wish our members happiness and prosperity during this holiday season. Your loyalty and trust in our financial institution allowed our credit union to show significant growth in loans and savings in 2019 – total assets exceeded $270 million, and our membership continues to increase.

With this kind of growth, we continue to control our expenses, resulting in earning net income that is higher than that of our peers. Our loan department does a great job in underwriting loans, and our delinquency and charge-off levels are minimal.

Our credit union recently completed a thorough scheduled federal examination that confirmed our healthy financials and solid management of our organization.

2019 has been busy with expanding UFCU presence in new as well as existing markets. Our credit union established a foothold in North Carolina by opening a new branch in September in Matthews, NC. Greater Charlotte is a rapidly growing area – almost 1 million people moved to that area in the last 10 years, including some of our own members. We hope that our credit union becomes a primary financial institution to all members of our community in North Carolina.

In the beginning of 2019, the credit union purchased its own building in Portland, OR, and, in October, our branch moved to the new, larger facility. Our Sacramento branch moved to a

new location in Citrus Heights, and we added a new branch in Rancho Cordova to service the large Ukrainian community in that area.

At our recent strategic planning sessions UFCU leadership reviewed and confirmed its mission and vision of our organization, established strategic objectives in the areas of growth and expansion, product improvement and the service experience of our members. We realize that, as we experience rapid growth and expansion, we cannot lose our emphasis on member satisfaction.

Customer Service remains the top priority for our leadership, and we will be implementing new service-related initiatives in 2020.

We always welcome feedback. Member opinion is very important to us. Please feel free to contact any of our managers or board members if you have any suggestions or questions about our services. Thank you for your trust and business with our credit union!

May God’s blessings fill your holiday season with peace, joy and love.

Наближається до кінця 2019 рік. У цей святковий період бажаємо членам кредитної спілки щастя та процвітання. Ваша лояльність та довіра до нашої фінансової установи дозволили нам у 2019 році продемонструвати значне зростання рівня кредитів та заощаджень. Загальні активи перевищили 270 мільйонів доларів, і

кредитна спілка пройшла ретельну планову федеральну

наше членство продовжує зростати. Ми регулюємо свої

перевірку, яка підтвердила міцний фінансовий стан та

витрати, в результаті чого отримуємо чистий дохід, вищий,

надійне управління нашою установою.

ніж наші конкуренти. Відділ позичок чудово справляється з оформленням кредитів, а рівень заборгованості та списаних

кредитів

мінімальний.

Нещодавно

наша

Continued on next page > 3

A Message from the

UFCU Board & Management (cont.) організації, встановило стратегічні цілі у сферах зростання

North Carolina; Greater Charlotte - це швидко зростаюча територія.

та розширення установи, вдосконалення послуг та сервісу

Майже 1 мільйон людей, включаючи і наших членів, переїхали

для наших членів. При швидкому зростанні кредитівки

до цієї місцевості за останні 10 років. Ми сподіваємось, що наша

задоволення потреб клієнтів залишається пріоритетом для

кредитна спілка стане основною фінансовою установою для

нашого керівництва і ми будемо реалізовувати нові ініціативи,

всіх членів нашої громади в North Carolina.

пов'язані з цим, у 2020 році.

В жовтні 2019 року філія в Portland, ОR переїхала до власної

Ми завжди вітаємо зворотній зв’язок. Ваша думка для нас дуже

більшої будівлі. Наш відділ у Sacramento переїхав на нове місце

важлива. Будь ласка, без вагань звертайтеся до будь-кого з

в Citrus Heights, а також ми відкрили нове відділення у Rancho

наших менеджерів та членів правління, якщо у вас є пропозиції

Cordova для обслуговування великої української громади в цій

чи запитання стосовно нашого сервісу. Дякуємо вам за довіру та

місцевості.

співпрацю з Українською кредитною спілкою!

На останніх засіданнях зі стратегічного планування керівництво

Нехай Боже благословення наповнить цей святковий час

УФКС переглянуло та підтвердило свою місію та бачення нашої

миром, радістю та любов'ю!

of the

photo credit: Tom Stock

У вересні 2019 року ми створили нову філію в місті Matthews,

p William J. Mellin, President/Chief Executive Officer of NYCUA (right) , presents the award to Mrs. Denysenko (left) on June 14, 2019.

The New York Credit Union Association honored Tamara Denysenko, UFCU Board Member, with the 2019 Volunteer of the Year award.

The award “recognizes volunteers who exemplify commitment to their credit unions and consistently embody the “people helping people” philosophy.” Since retiring as CEO of UFCU in 2010 Mrs. Denysenko has not only volunteered countless hours in her community, across New York state, and internationally, but she has also continued to be a strong advocate for credit unions around the world. Mrs. Denysenko is a wonderful ambassador, teacher, and friend to many, and we’re honored that she was and continues to be part of our Credit Union family.

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“ The Grand Opening of our Charlotte Branch marks a new chapter in the 65-year history of our Credit Union. ” - Oleg Lebedko, CEO

WELCOME to

CHARLOTTE! On Thursday, September 26, 2019, Ukrainian Federal Credit Union held a Grand Opening and Ribbon Cutting event for its new branch in the Town of Matthews just beyond the reaches of downtown Charlotte, North Carolina.

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CHARLOTTE BRANCH

GRAND OPENING! Mr. Oleg Lebedko stated that, “The Grand Opening of our Charlotte Branch marks a new chapter in the 65-year history of our Credit Union. Charlotte is growing, and so are we, and we’re excited to serve the community here as well as in neighboring towns and cities.”

President of UCCA, Andriy Futey, added that “Credit unions play a critical role in supporting Ukrainian communities and organizations including new immigrants from Eastern Europe, who are now populating cities like Charlotte, NC.”

Photo credit: Lyubov Abra

mova

The event began with the reciting of the Pledge of Allegiance followed by an Opening Prayer delivered

by Deacon Pavel Borishkevich of Good News Church.

Ukrainian FCU President & Board Chairman, Wasyl Kornylo, and Ukrainian FCU CEO, Oleg Lebedko, delivered welcome remarks. The Honorable Paul F. Bailey, Mayor of Matthews, greeted attendees and welcomed the Credit Union to the area. The Credit Union was also honored to have President of the Ukrainian Congress Committee of America (UCCA), Andriy Futey, participate in the Grand Opening.

pP ictured (L-R): Oleg Lebedko, CEO,

Tatyana Shishkovskiy, Charlotte Branch Coordinator, Honorable Paul F. Bailey, Mayor of Matthews, NC, Tanya Dashkevich, COO, & Wasyl Kornylo, President & Board Chairman.

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tP ictured (L-R): Yaroslav Fatyak, UFCU

Board Member & Pastor Peter Yevchik, Good News Church.

CHARLOTTE, NC

Get to know

OUR CHARLOTTE BRANCH TEAM

FUN FACTS!

We asked some fun, personal questions. Here’s what they had to say.

Downtown Charlotte is called

Philipp Yevchik – Teller

“uptown”

Q. What did you want to be when you were 10?

A. A race car driver Q. What are you happiest doing, when not working?

A. G oing on road trips and traveling, longboarding around downtown Charlotte, working on a car.

Q. What are some causes you care about?

A. I love to serve in my local church in youth and teen ministries with organizing services and events.

p Philip Exploring NYC with friends

Svetlana Maystrenko – Teller

Q. What are you happiest doing, when not

working?

A. Walking (parks, trails, forest), doing cross word puzzles and making floral arrangements Q. What are some causes you care about?

p Svetlana at Chimey Rock State Park

A. Supporting & donating (money, food, clothe s) to orphans Q. What languages do you speak?

A. English, Russian, Ukrainian, and a little Belar

usian

y - Branch Coordinator

Tatyana M. Shishkovski

when you were 10?

Q. What did you want to be .

A. I wanted to be a Dentist rking? doing, when you’re not wo Q. What are you happiest friends.

A. Travel with my family or you care about?

Q. What are some causes my heart melts to A. Taking care of animals, in need of help. are t tha ls pets or anima ns that go out I also contribute to donatio d. nee in to Ukraine for people

The city of Charlotte is named after Charlotte of Mecklenburg -Strelitz, who was the Queen of Great Britain at the time the town was founded.

America’s eleventh president,

James K. Polk was born just 10 miles south of Charlotte on November 2, 1795

In 1799, Charlotte was the location of the United States'

first gold rush!

Tatyana at Rocky Face Mountain Recreational Areaq

Barbecue

is a huge source of Tarheel State pride.

Charlotte is the largest city in the state of North Carolina... and it is the

3rd fastest growing major city in the United States!

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In the Community

PEOPLE helping PEOPLE

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8

: Natalya Ko

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photo credit

q UFCU sponsored the Ukrainian Bandurist Chorus on their Centennial Tour in upstate New York with stops in Syracuse, Rochester, and Buffalo.

stiv

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1 PORTLAND/VANCOUVER The Ukrainian-American Cultural Association of OR & WA, a UFCU common bond organization, worked with Medical Teams International to help fill and ship a container full of medical supplies worth over $800,000 intended for Ukraine.

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2 BUFFALO/AMHERST In conjunction with the Polish-American Arts Festival we sponsored and took part in the annual Pulaski Day Parade.

3 ROCHESTER UFCU common bond organizations ROC Maidan and UNWLA Branch 120 organized a Cabaret Charity evening at the UCC of Rochester and raised $6,600 for psychological rehabilitation of Ukrainian military veterans at the Goshiv Monastery.

6 PARMA OSNOVA BRANCH UFCU Board & Executive Team members and Osnova branch participated in the annual Ukrainian Village Day Parade in Parma, OH. 7 SACRAMENTO The Sacramento Ukrainian-American community gathered for the 4th anniversary celebration of Transforming Nations, a ministry focused on helping orphans, widowed and the oppressed currently in northeastern Africa.

it: Myrosla v Vintoniv

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photo cred

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5 FEDERAL WAY We helped finance the reconstruction of a church in Federal Way, WA. Pictured are the church leaders at the title office making things official!

8 BOSTON 28th Ukrainian Independence Day Flag Raising at City Hall Plaza in Boston, MA.

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5

4 WEBSTER Webster branch shows their colors during the globally celebrated Vyshyvanka Day.

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2020 UNDERGRADUATE

SCHOLARSHIP PROGRAM UFCU student-members nationwide have the opportunity to apply for two different scholarship programs using one application.

1. New York Credit Union Association (NYCUA) Scholarship Program 2. Ukrainian-American Community Foundation Scholarship Program Application Deadline: Friday, January 10, 2020 April/May 2020: UFCU will receive notification regarding the 2020 winners and awards.

UFCU will contact students.

Learn more at ukrainianfcu.org/about-us/scholarships-3/

UFCU Board of Directors, Scholarship Committee & 2019 Undergraduate Scholarship Recipients 2019 Graduate Scholarship Program Pictured (left to right): Tamara Denysenko, Alina Maftey, Dr. Evhen Lylak

Top row (left to right): Tanya Dashkevich, Tamara Denysenko, Yaroslav Fatyak, Bohdan Zakharchyshyn, Yaroslav Kirik, Wolodymyr Pylyshenko, Oleg Lebedko, Anne Kornylo, Wasyl Kornylo

Not pictured: Stefan Sirko, Kateryna Szylo, and Liliya Semenyuk

Bottom row (left to right): Volodymyr Otvarukhin, Mariya Galaburda, Roman Czornobil, Eva Lyko, Peter Shur, Julianna Pavlovych, Olena Herasimchuk, Mark Croop, Christina Witters, Deanna Slobodian, Victoria Shur, and Dr. Evhen Lylak Not pictured: Denis Arkadyev, Antonina Bandrivska, David Bosak, Katya Dashkevich, Artur Hrabar, Marina Skripnichuk, and Oleg Zadoyannyy

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PORTLAND BRANCH HAS A

NEW HOME! Find us at: 12001 SE Morrison St Portland, OR 97216 503-774-1444

Regional Branch Manager, Oleksandr Moskal (3rd from left), and Advisory Committee member, Ihor Ambroziak (far left), greet the Muntyan family and members of UFCU at the new location.

NOW OPEN! ЛАСКАВО ПРОСИМО!

Citrus Heights Branch

7084 Auburn Blvd Citrus Heights, CA 95621 (across from Starbucks)

Rancho Cordova Branch

11088 Olson Drive Rancho Cordova, CA 95670 (near post office)

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клуб Рукавичка

Club Milana Bilokuchmiak

Anna R. Anderson & Branson R. Anderson

Logan Fredenburg Abigail Borsuk

Open a Mitten Club Savings Account for your child or grandchild & we’ll make a

10 gift deposit!

$

Anton Hamuha

Alison Chmielewski

Matthew Tarlev

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|

www.ukrainianfcu.org

Danylo Senkiv Gabriel Zhushma Grace Fredenburg

Liana Svityashchyk

Hamdija Causevic Jennifer Oleynik Kendra Kast

Oleksandr Olenych Marta & Nadiia Kostiuk

Milana Shkapii

Tanya Svityashchyk

Maxim Svityashchuk Milena Maria Fabrizio

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Dr. Natalie A. Dabrowny NUCCA Chiropractor 2322 Clover Street | Rochester, NY 14618 P: (585) 442 - 1500 | www.myatlaschiro.com Call today for a complimentary consultation or sign up online!

Ask me about the 100% Money Back Guarantee!

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Excellence Integrity Trust

Viktoria Malyk Licensed Real Estate Broker/Owner

585-506-7060

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viktoriamalyk@gmail.com

Dr. Natalie A. Dabrowny Говорим по-русски и NUCCA Chiropractor по-украински!

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Personalized service.

Trusted advice.

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NOTICE: 2020 Annual Member Meeting and Election of Ukrainian FCU Board of Directors Sunday April 26, 2020, 12:30pm | Ukrainian Cultural Center of Rochester | 1040 Jackson Rd. | Webster, NY 14580 The election of directors to the board will take place in compliance with NCUA bylaws Article V, Section A4. The Chairman of the Board of Directors has appointed a nominating committee. There are two (2) vacancies for the board of directors, which must be filled for 2020. The nominating committee will nominate one member for each vacancy. These nominations will be filed with the Secretary of the credit union. Nominations will also be accepted by petition signed by one percent (1%) of the membership, or two Dr. Natalie A. Dabrowny hundred nineteen (219) members. To be effective, the petition has to be accompanied by a statement of qualifications, NUCCA Chiropractorbiographical data, photograph and a signed certificate from the nominees stating that they are agreeable2322 to the nomination and willNY serve if Clover Street | Rochester, 14618 elected to office.

P: (585) 442 - 1500 | www.myatlaschiro.com Call today for a complimentary consultation sign with up online!

The closing date for receiving any nominations by petition is Tuesday, March 17, 2020. Nominations must beorfiled the Secretary of the credit union, Eugene Lylak, at 824 East Ridge Rd, Rochester, NY 14621.

Nominations will be posted in each credit union office Dr. Natalie A. Dabrowny thirty-five (35) days prior to the annual meeting.

Elections will not be conducted by mail ballot and there will be no nominations NUCCA Chiropractor from the floor if only one nominee each position was submitted. In the event there is more than one nominee for any position 2322 Clover Streetfor | Rochester, NY 14618 P: (585) 442 1500 | www.myatlaschiro.com to be filled, voting instructions will be provided to all members eligible to vote.

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Branch Locations Rochester, NY Main Office 824 East Ridge Rd Rochester, NY 14621 585-544-9518

Amherst, NY

2882 Niagara Falls Blvd Amherst, NY 14228 716-799-8385

Westwood, MA 282 Providence Hwy Westwood, MA 02090 781-493-6733

Buffalo, NY

562 Genesee St Buffalo, NY 14204 716-847-6655

Matthews, NC

1730 Matthews Township Pkwy Matthews, NC 28105 704-246-3040

Citrus Heights, CA

7084 Auburn Blvd, Suite 100 Citrus Heights, CA 95621 916-721-1188

Federal Way, WA

1414 S 324th St Ste B108 Federal Way, WA 98003 253-237-5293

Parma, OH Osnova Branch 5602 State Rd Parma, OH 44134 440-842-5888

Portland, OR

12001 SE Morrison St Portland, OR 97216 503-774-1444

Rancho Cordova, CA 11088 Olson Dr, Suite E Rancho Cordova, CA 95670 916-894-0822

Syracuse, NY

211 Tompkins St Syracuse, NY 13204 315-471-4074

Vancouver, WA

11208 NE Fourth Plain Blvd Vancouver, WA 98662 360-597-2096

Webster, NY 900 Holt Rd Webster, NY 585-545-6276

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