17,976
Number of UFCU Members
$169 million Total UFCU Assets
$141 million Total Member Loans
CREDIT UNION OPINION - DUMKA
is published by the Ukrainian Federal Credit Union. This is a free publication to UFCU members. Copyright 2014. All rights reserved. No article or photograph may be reproduced or reprinted without prior written permission.
The Editors reserve the right to edit all articles and omit photographs for space. Articles and photographs may also be rejected from inclusion in the magazine if deemed unsuitable. Manuscripts and photographs submitted to the Opinion for publication become the property of the magazine and cannot be returned.
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2013
ASSETS
Cash and equivalents
Overnight deposits at financial institutions
Investment in certificates of deposit
Investment securities available for sale
Investment securities held to maturity
Loans to members
Allowance for loan losses
Accrued interest receivable
Premises and equipment, net
NCUSIF deposit
Other assets
TOTAL ASSETS
LIABILITIES AND MEMBERS’ EQUITY
CURRENT LIABILITIES
Accrued expenses and other current liabilities
Total current liabilities
MEMBERS’ ACCOUNTS
Members’ shares and savings accounts
Members’ share certificates
Total members’ accounts
Total liabilities
MEMBERS’ EQUITY
Regular reserve
Undivided earnings
Equity acquired in merger
Accumulated other comprehensive loss
Total members’ equity
TOTAL LIABILITIES AND MEMBERS’ EQUITY
$1,328,657 5,060,430 7,309,000
831,225 11,483,746 141,512,770 (1,808,230)
544,475 1,066,903 1,440,122 1,097,837
$169,866,965
2012
$1,024,130 5,947,353 6,849,000 1,288,748 10,949,682 123,868,154 (2,069,891)
534,806 1,108,907 1,283,738 1,260,503
$152,045,130
$1,800,780 1,800,780 83,618,870 67,402,647 151,021,517 152,822,297 2,743,692 13,616,879
745,171 (61,074) 17,044,668
$169,866,965
$1,897,527 1,897,527 71,013,869 63,414,935 134,428,804 136,326,331 2,743,692 12,998,656(23,549) 15,718,799
$152,045,130
членів
Термінові депозити членів
Всього рахунків
Всього
NET INTEREST INCOME
Loans to members
Investments and cash equivalents
DIVIDENDS ON MEMBERS’ ACCOUNTS
Net interest income before provision for loan losses
PROVISION FOR LOAN LOSSES
Net interest income after provision for loan losses
NON-INTEREST INCOME
Fees and other Interchange
Total non-interest income
NON-INTEREST EXPENSE
Compensation and benefits
Professional and outside services
Occupancy
Operations
Marketing
Depreciation and amortization
NCUA charges
Other
Total non-interest expense
NET INCOME
ALBANY BRANCH
143 Troy-Schenectady Rd. Mon-Thurs: 10:00 am - 4:00 pm
Watervliet, NY 12189 Fri: 10:00 am - 6:00 pm tel: (518) 266-0791 Sat: 10:00 am - 1:00 pm fax (518) 266-1269
