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CREDIT UNION OPINION - DUMKA

is published by the Ukrainian Federal Credit Union. This is a free publication to UFCU members. Copyright 2013. All rights reserved. No article or photograph may be reproduced or reprinted without prior written permission. The Editors reserve the right to edit all articles and omit photographs for space. Articles and photographs may also be rejected from inclusion in the magazine if deemed unsuitable. Manuscripts and photographs submitted to the Opinion for publication become the property of the magazine and cannot be returned.

КООПЕРАТИВНА ДУМКА

Видання Української Федеральної Кредитної Спілки Безкоштовно розповсюджується серед членів УФКС. Видання 2013 р. Всі права на публікації захищені. Жодна стаття чи фотографія не може бути передрукована без попереднього письмового дозволу редакторів “Думки”. Редактори залишають за собою право на правку статей і вибір фотографій. Статті і фото друкуються в журналі за вибором редакції. Дописи і фото надіслані до редакції вважаються власністю журналу і не повертаються. Advertisements appearing in this publication are for information purposes only and are placed on a first serve basis. No endorsement of the products, services, organizations or options advertised herein intended or should be implied. All non-Ukrainian FCU brands and product names are trademarks or registered trademarks of their respective companies.


UFCU ДУМКА/OPINION #222 - 2013

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60thAnni Celebr versary ation

IRA Certificate Special Спеціальні вищі відсотки на Пенсійні Рахунки

*APY=Annual Percentage Yield. $500 minimum opening deposit. UFCU reserves the right to discontinue or modify this offer at any time. Rates subject to change without notice, however the interest rate and APY are fixed for IRA Certificates and will be in effect for the term of the account. Penalties for early withdrawal. Fees could reduce earnings in the account. The APY is based on an assumption that interest/dividends will remain on deposit until maturity. To open an account, you’re required to establish membership by opening a Share Savings Account with a required $50 minimum deposit.

UFCU ДУМКА/OPINION #222 - 2013

2.00 0.60

%

APY*

% APY*

5 yr. term 9 mo. term

more information

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60thAnni Celebr versary ation

Certificate Special

Спеціальні вищі відсотки на Сертифікати *APY=Annual Percentage Yield. $500 minimum opening deposit. UFCU reserves the right to discontinue or modify this offer at any time. Rates subject to change without notice, however the interest rate and APY are fixed for Certificates and will be in effect for the term of the account. Penalties for early withdrawal. Fees could reduce earnings in the account. The APY is based on an assumption that interest/dividends will remain on deposit until maturity. To open an account, you’re required to establish membership by opening a Share Savings Account with a required $50 minimum deposit.

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1.60 0.60

%

APY*

% APY*

4 yr. term 9 mo. term

more information UFCU ДУМКА/OPINION #222 - 2013


UFCU ДУМКА/OPINION #222 - 2013

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60th Anniversary SCHOLARSHIP PROGRAM

& Me rit Aw ards

aling Tot

,500 $21

2013 Scholarship Application & Information http://www.rufcu.org/scholarship.php

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UFCU History


UFCU History


UFCU History


UFCU History


UFCU History


UFCU History


UFCU History


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OPINION DUMKA 222  

A free publication by the Ukrainian Federal Credit Union, Rochester NY. Read about our community events, financial services, and our history...