Special Section: Estate Planning (2026)

Est ate Planning

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Estat e Planning

Dear Readers,

I tend to be a do-it-yourselfer. My preference, for example, is to craft my own cards for special occasions, plant each year’s new plants in the pots in front of my home, and map out my own vacations.

When it comes to estate plans and wills, however, for me, it’s time for the professionals. With laws constantly changing and evolving. . . and even if they didn’t . . . I know how much I don’t know. I also know that in order to enjoy a secure financial future, planning is paramount – not just saving. And that’s why attorneys, financial planners, insurance agents, accountants, and bankers all provide guidance to my family, using their expertise to design appropriate plans for us.

Within this section, you’ll find articles that offer advice for preserving your funds and talking to your family about your financial plans and desires, as well as pieces about considering philanthropy in your estate plans. Plus, Judy Rosenblatt helps explain the process of probating a will on the next page.

If you haven’t chosen your professional advisors, perhaps this section will give you some ideas and maybe even the impetus to get moving. . .before there’s a crisis of any sort.

Here’s to making a plan!

Terri Denison Editor

THE VALUE OF FAMILY. After more than 100 years as a law firm, Kaufman & Canoles understands the importance of building a legacy that lasts. Our experienced Estate, Trust & Wealth Transfer team has had the honor of counseling families (sometimes even three and four generations of the same family) to strategically preserve wealth for the future. Now we can help you transform your personal goals into a holistic long-term action plan–one that merges business and financial advice with proactive planning and smart tax solutions.

We can. And we will.®

16 | JEWISH NEWS | APRIL 20, 2026 | jewishnewsva.org

Estat e Planning

Probate: What does it mean?

Terri Denison Probate is the court-supervised legal process of validating a deceased person’s will, settling their debts, and distributing their assets to beneficiaries. It can be, but not necessarily, a confusing procedure, and therefore something to consider when making estate plans and when seeking professional assistance from an attorney.

To help Jewish News readers understand probate, Judy Rosenblatt, a Commissioner of Accounts for the Virginia Beach Circuit Court, agreed to answer some questions concerning the process. In her role as Commissioner of Accounts, Rosenblatt supervises fiduciaries and audits accountings and other filings by administrators and executors of estates, trustees of trusts, and foreclosure trustees, among other proceedings.

and witnessed properly).

The term “probate” is also used in reference to the processes involved in qualifying as a personal representative and administering the decedent’s estate.

JN: How do you know if a will must be probated?

JR: Probating a will is not always necessary.

For example, there may be no property that passes by will or the amount passing by will is less than $50,000.

Additionally, qualification is not necessary to transfer a motor vehicle title. In these circumstances, the will is probated and proved and recorded and nothing further is done. Other instances where formal qualification or administration may not be required are joint accounts with right of survivorship in banks, savings institutions, or credit unions.

The payment of life insurance proceeds, IRAs, retirement plan benefits, and other accounts or assets made payable to a specific person also do not need to be probated. The transfer of real estate to a surviving spouse also occurs outside of the estate.

– Probating a will is not always necessary.

Jewish News: What is the first thing the family needs to do?

Judy Rosenblatt: Find the will. If the Judy Rosenblatt. will is not with the decedent’s other important papers, contact the bank or investment institution the decedent used or an attorney, if known.

–

JN: What is probate?

JR: “Probate” specifically refers to the act of submitting the will to the Clerk of the appropriate Circuit Court and “proving” with appropriate documentation or testimony from witnesses that the will is valid (that is, that it was signed

Circuit Court that has jurisdiction over the will.

Virginia does not have a separate probate court. The will should be probated in the Circuit Court of the city or county where the decedent resided or where the decedent owned real estate; or if none, where the decedent died or has any estate.

If the decedent died in a nursing home or similar institution, then that person’s residence is presumed to be where he or she resided prior to becoming a patient at such home.

JN: What types of reports are required by law?

JR: Notice of Probate: Within 30 days after probate and qualification, the personal representative sends a notice to the

beneficiaries and heirs that the will has been probated.

Inventory: The personal representative files an inventory which lists all probate assets at their date-of-death values.

This is done within four months.

Accountings: The personal representative files an accounting every year. The accounting details what has occurred in the estate since the last report and lists all assets of the estate, all distributions and ending assets which remain.

JN. Any other advice?

JR: All cities in Virginia have a good website to assist you as you go through this process. Both Norfolk Circuit Court and Virginia Beach Circuit Court have information online to assist you. Norfolk has a Probate Process Manual.

JN: Where should the will be probated?

JR: The person who wants to qualify takes the original will and original codicils (if any), a certified death certificate, driver’s license or passport, and a personal check to the Clerk’s Office of the jewishnewsva.org | APRIL 20, 2026 | JEWISH NEWS | 17

Estat e Planning

Jewish Future Promise unites 150,000 Promisers, securing $5.9 billion for the future of Jewish life and Israel More than 150,000 people worldwide have pledged $5.9 billion to secure the future of Jewish life, philanthropy, and the State of Israel, according to the Jewish Future Promise. The milestone took place in late 2025 amid a global rise in antisemitism and follows the second anniversary of the October 7 attacks, underscoring the growing urgency to preserve Jewish identity and values for generations to come.

“Reaching 150,000 promisers is a powerful reminder of what can be achieved when the Jewish people unite around a shared purpose,” says Mike Leven, JFP founder. “You don’t learn how to give unless you’re exposed to givers.

My philanthropic foundation was my grandfather. Every Friday, he would drop

a dime or a dollar into the Jewish National Fund box at our door; whatever he had, he gave to help others. That lesson stuck with me. Years later, mentors like Bernie Marcus and Sheldon Adelson broadened that sense of responsibility and helped spark the Jewish Future Promise.

“Each promise represents a commitment not only to the future of Jewish life, but to the moral and spiritual legacy that binds us as a people,” says Leven. “Whether it’s a dime in a JNF box or $10 million from a donor-advised fund, contributing to others is a privilege, and our goal remains to inspire millions to make this promise and secure a vibrant Jewish future.”

“This is more than a milestone; it’s a reflection of what happens when

the Jewish people come together around a shared purpose,” says Hadara Ishak, president of Jewish Future Promise.

“Each promise represents not only a commitment to the future of Jewish life, but to the legacy of giving that connects generations. From the small acts of kindness we witness growing up, to the larger commitments we make as adults, each is part of the same sacred thread of responsibility and care. Our focus is on deepening engagement, strengthening our global community, and inspiring new generations to give with purpose, pride, and an enduring connection to the Jewish people and Israel.”

The funds promised through JFP are earmarked to support a wide range of Jewish causes, including educational

initiatives, community development, social services, and cultural preservation, both in local communities and the State of Israel. Notable foundations, such as the Charles & Lynn Schusterman Family Foundation, the Marcus Foundation, and the deToledo Family Fund, have contributed significantly to this historic achievement.

JFP is a powerful response to a 2017 study that found a mere 11% of donations from key Jewish benefactors were invested in Jewish causes. JFP is a catalyst for change, and through its efforts, JFP has created an alliance of philanthropic family foundations, individuals, and families to secure billions in future commitments for various Jewish causes.

The Jewish Future Promise does

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Estat e Planning not receive any of the pledged funds directly. Instead, it serves as a catalyst for meaningful intergenerational dialogue, inspiring families to reflect on their values, discuss their legacies, and ensure that a significant portion of their estate or planned giving supports the Jewish community and the State of Israel. Beyond the financial commitments, JFP’s impact lies in the conversations it sparks between generations, as parents, children, and grandchildren share their stories, beliefs, and hopes for the Jewish people. Through these exchanges, JFP strengthens the continuity of Jewish giving, identity, and purpose for generations to come.

Jewish Future Promise asks signers to make a moral commitment; if any charitable contributions are made upon passing, whether it be $10 or $10 million, at least half will support Jewish causes and/or the State of Israel.

charitable contributions are made upon passing, whether it be $10 or $10 million, at least half will support Jewish causes and/or the State of Israel. JFP is embraced by notable philanthropists, including Bernie Marcus and Charles Bronfman, who pledged to direct their estate’s philanthropic gifts toward Jewish and Israel-focused causes.

Extending its reach, JFP also inspires young adults, through the Jewish Youth Promise for 13- to 24-yearolds, to promise lifelong engagement with the Jewish community. JFP’s impactful work is supported through partnerships with major Jewish organizations, including the Jewish Federations of North America, JNFUSA, Israel Bonds, the Orthodox Union, and a host of local federations across the United States.

For more information: www. jewishfuturepromise.org and www. jewishyouthpromise.org.

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A visionary global initiative dedicated to preserving and enriching the Jewish heritage for future generations, the Jewish Future Promise asks signers to make a moral commitment; if any jewishnewsva.org | APRIL 20, 2026 | JEWISH NEWS | 19

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THANK YOU.

Today, we honor our Legacy donors whose vision and commitment are already shaping a strong and enduring future for the Tidewater Jewish community. Your generosity creates lasting impact, sustaining our community today while ensuring its strength and vitality well into the future.

Names displayed in BLUE signify those who have formalized a Life & Legacy gift through the Tidewater Jewish Foundation, thereby empowering our cherished organizations to pursue their missions with renewed vigor. Thank you for your dedication to shaping Jewish futures in Tidewater and beyond.

of blessed memory* | as of April 4, 2026

Bertram* Aaron Laurent Abitbol Rachel & David Abraham Rachel & Marc Abrams Adelle & Herman* Adler Helen & Warren Aleck Janice Aleck Kimberley & C. Earl Allsbrook Benjamin* & Candace Altschul Sylva B. Altschul* Jasmine Amitay Tamar & Rabbi Jeffrey Arnowitz Karen Ashkenazi Patricia* & Avraham Ashkenazi Leslie M. Auerbach Rosalyn Levy August Gail & Thomas* Bachman Jody Balaban Linda & Leigh Baltuch Babbi & Brad Bangel Bessie Banks* Roslyn & Michael Barney Elena & Gary Baum Bobby & Jack Barr* Helen Jayne & Melvin Barr* Dolores & Alan Bartel* Gary Bartel Marlene Bass* Susan & Jon Becker Linda & Calvin Belkov* Lisa Benjamin Gail & Bill Berger Marcia & Amos Berkovich Beth Hirsch Berman

Carole & William Bernstein* Richard Beskin Roy Beskin Frances Levy Birshtein* Paula & Michael Blachman Leyba & Herman Blumenthal* Moira Wright Bodner Bonnie & David Brand Rashi & Rabbi Levi Brashevitzky Isabel & Louis Brenner* Bernice & Percy Brill* Elyssa Brinn Joan Brock Edmund Brodie* Wendy Jo Einhorn Brodsky & Ronald Brodsky Eleanor & Leonard Brooke Marjorie & Robert Brotman Beryl & Steven Brown Carol & Allan Brum Larry Bublick Norbert Bublick Kelly Burroughs Aaron Busch* Alice E. Buxbaum Marilyn & Stuart* Buxbaum Stephanie Calliott Elyse & David Cardon Rose & Armond Caplan* Deborah Mancoll Casey Marsha Chenman in Memory of Sol & Bertha Chenman Jeffrey Chernitzer Rita Cogan*

20 | JEWISH NEWS | APRIL 20, 2026 | jewishnewsva.org

Charlene & David* Cohen Leo Cohen Ronnie Lynn Jacobs Cohen Ruth & Aaron Cohen Sol W. Cohen* Barbara & Harvey Coleman Barry Comess* Jean* & Allan Comess Raizy & Rabbi Velvel Cook Allison & Jeff Cooper Minette & Charles* Cooper Monica & John Cooper Ann & Robert Copeland Robin & Todd Copeland Edward Cross* Stuart Davis* Lisa & Mark Delevie Renee & Arthur Diamonstein* Esther & Glenn Diskin Judy & Larry Dobrinsky Susan & Allan Donn Ronald Dozoretz* Abby & Mark Draluck Leora & Nathan Drory Bronia Drucker* Barbara Dudley Ingrid & David Edery Susan & James Eilberg Lois & Barry* Einhorn Susan & Martin* Einhorn Devorah & Morris Elstein Dianne Epplein Adrienne Lehman-Winkleman Epstein & Edwin S. Epstein

Shayne R. Evans Thelma Fantuch* Jeffrey Feld Mary & William Feldman Freda & Jules Feuer* Barbara & Andrew Fine Jan* & Morris Fine Karen & Matthew Fine Hyman Fine* Minnie S. Fine* Nancy & Sheldon Fineman Kim & Andrew Fink Mandi & Ross Firoved Gail & Joel Flax Mona & Jeffrey Flax Anne Fleder Esther & Alan Fleder* Gail Fleder Joseph Fleischmann* Nataly & Seth Fleishman Barbara Fletcher* Kristy & Adam Foleck Sandra & Pete Forte-Nickenig Colleen & Andy Fox Helen Frank Rita Frank Edwin Franklin Barbara Fried Harry Fried Cantor Wendi & Gigi Fried Kathleen & Walter Fried* Claire & Marvin Friedberg Beverly & Alan Frieden Jodie & Jack Frieden

Rosa Frieden* Alicia London Friedman & Robert Friedman Celia & Jay Friedman Debbie & Mark Friedman Jerome Friedman Leslie Friedman Shari Dozoretz Friedman Ann & Louis Friedman* Fannie & Milton Friedman* Margaret & Leonard* Frierman Penny & David* Gallo Sidney Gates* Karen Gershman Helen G. Gifford* Amy Ginsburg Pam & Arty* Gladstone Martha Mednick Glasser Rose Frances Glasser* Hara Glasser-Frei Pearl Glassman* Carly Glikman Gail L. & Donald Gogan William Goldback* Farideh & Norman Goldin Charles Goldman Elaine Goldman Jane Klein Goldman Beatrice & Harry Goldman* June & Joseph Goldman* Bootsie & Morty* Goldmeier Lawrence Goldrich* Steven A. Goldstein Laura & Keith Goldstein

PA SSOV ER

Ann Ann Goodman* Goodman* Ann Goodman* Martha & Martha & Robert Robert Goodman Goodman Martha & Robert Goodman Victor Goodman* Victor Goodman* Victor Goodman* Barbara S. Barbara S. Gordon Gordon Barbara S. Gordon Janet* & Gordon Janet* & Daniel Daniel Gordon Janet* & Daniel Gordon Paula & James Gordon Paula & James Gordon Paula & James Gordon Freda & Tavia Gordon* Freda & Tavia Gordon* Freda& Tavia Graber Gordon* Joyce Joyce &&Harry Harry Graber Joyce & Harry Helene & Bernie Grablowsky Helene & BernieGraber Grablowsky Helene Bernie Grablowsky Susan M. Susan M.&Graves Graves Susan M. Graves William Greene* William Greene* William Greene* Carol & Ralph Carol & Ralph Greenhut Greenhut Carol & Ralph Greenhut Helen Griffin Helen & Yehudah Yehudah Griffin Helen & Yehudah Laura & Fred Gross Laura & Fred GrossGriffin LauraGrossman & Fred Gross Louis Louis Grossman Louis Grossman Sharon & Sharon & Michael Michael Grossman Grossman Sharon & Michael Grossman Rose Ann Rose Ann Grossman* Grossman* RoseO. Ann Grossman* Carla Grune Carla O. Grune Carla O. Grune Fay & Norris Fay & Norris Halpern* Halpern* FayJo & Norris Halpern* Jeri & Halprin Jeri Jo & William* William* Halprin Jeri Jo & William* Halprin Amie & Byron Harrell Amie & Byron Harrell Amie& Byron Harrell Ellen Harris Ellen &&Jonathan Jonathan Harris Ellen &C. Harris J. Susan Alper Susan C.Jonathan Alper & & Steven Steven J. Harwood Harwood Susan C. Alper & Steven J. Harwood Mickey & Stuart Held Mickey & Stuart Held Mickey & Stuart Held Zena Herod Zena Herod Zena Herod Denise & Denise & Jason Jason Hoffman Hoffman Denise & Jason Hoffman Marcia & Thomas Hofheimer* Marcia & Thomas Hofheimer* Marcia & & Stanley ThomasI.* Marilyn Holzsweig Marilyn & Stanley I.*Hofheimer* Holzsweig Marilyn & Stanley I.* Holzsweig Brenda & Abbey* Horwitz Brenda & Abbey* Horwitz Brenda & Abbey* Horwitz Susan & Howard Horwitz Susan & Howard Horwitz Susan & Howard Horwitz Ellen Rostov Hundley Ellen Rostov Hundley Ellen Rostov Hundley Shyrlee Hurwitz Shyrlee Hurwitz Shyrlee& Connie Marc* Connie &Hurwitz Marc* Jacobson Jacobson ConnieSacks & Marc* Jacobson Nancy Jacobson Nancy Sacks Jacobson Nancy Sacks Jacobson & Edwin* Jacobson & Edwin* Jacobson & Edwin* Jacobson Beth & Jaffe Beth & Nathan Nathan Jaffe Beth & Nathan Michael Jaffe Michael Jaffe Jaffe Michael Jaffe Jaffe* Lee & Lee & Bernard Bernard Jaffe* Lee & Bernard Rose & Joseph Rose & Joseph Jaffe* Jaffe* Rose & Joseph Jaffe* Carol Jason Carol && Joel Joel Jason Carol & Joel Jason Gabriele Jiannas Gabriele Jiannas & & Dr. Dr. Fred Fred Pugh Pugh Gabriele Jiannas & Dr. Paul & Barbara Johnson Paul & Barbara JohnsonFred Pugh Paul && Johnson Sheila Robert Sheila &Barbara Robert Josephberg Josephberg Sheila & Robert Josephberg Dorothy & Howard Kahn* Dorothy & Howard Kahn* Dorothy & Howard Kahn* Eileen & Stewart Kahn Eileen & Stewart Kahn Eileen Samuels & Stewart& Marcia David Marcia Samuels &Kahn David Kamer Kamer Marcia Samuels & David Kamer H. Lee H. Lee Kanter* Kanter* H. Lee& Kathy Jerry Kathy & Kanter* Jerry Kantor Kantor Kathy & Reatha & Barry* Kantor Reatha &Jerry Barry*Kantor Kantor Reatha & Barry* Kantor Bruce Kaplan Bruce Kaplan Bruce Kaplan Erica & Scott Kaplan Erica & Scott Kaplan Erica & & Scott Kaplan Bernice Milton Kaplan* Bernice & Milton Kaplan* Bernice & Milton Kaplan* Libbie & Albert Kaplan* Libbie & Albert Kaplan* Libbie & Albert Kaplan* Phyllis & Arthur Kaplan* Phyllis & Arthur Kaplan* Phyllis & Arthur Sue Ellen Kaplan Sue Ellen KaplanKaplan* Sue Ellen Kaplan Roberta Joy Kaps Roberta Joy Kaps Roberta Joy Kaps Mimi & Warren Karesh* Mimi & Warren Karesh* Mimi & Karesh* Betsy Ed Betsy & Warren Ed Karotkin Karotkin Betsy & Ed Karotkin Florence Karp* Florence Karp* Florence Karp*Kass Melissa Aaron Kass elissa && Aaron Melissa & Aaron Kass Juliet A. Katz* Juliet A. Katz* Juliet A. Katz* Ellen & Larry* Katz Ellen & Larry* Katz Ellen & Katz Stuart Cynthia Katz Stuart & Larry* Cynthia Katz Stuart& Cynthia Katz Alene Kaufman Alene &&Ron Ron Kaufman Alene & Ron Kaufman Linda Kaufman Linda Kaufman Linda Ted G. Ted G. Kaufman Kaufman Ted G. Kaufman Marilyn && Steven Kayer MMarilyn Steven Kayer Marilyn & Steven Kayer

Debra Debra Keeling Keeling Debra Reva & Lee Reva & Keeling Lee Kelberg* Kelberg* Reva & Lee Kelberg* Marissa Benjay Kempner Marissa & & Benjay Kempner Marissa Benjay Kempner Arlene & Isidoro Kessel Arlene && Isidoro Kessel Arlene Isidoro Kessel Arlene* & Howard Kesser Arlene* & Howard Kesser Arlene* & Howard Kay & Kesser Kay & Barry* Barry* KesserKesser Kay & Barry* Kesser Janna & Arnold Kestenbaum Janna & Arnold Kestenbaum Janna & Arnold Kestenbaum Jodi & Jay Klebanoff Jodi & Jay Klebanoff Jodi & Jay Klebanoff Hanna & William Hanna & William Klebanoff* Klebanoff* Hanna& William Kline Klebanoff* Esther Esther &&Andrew Andrew Kline Esther & Andrew Kline Sofia* & David Konikoff Sofia* & David Konikoff Sofia* & David Konikoff Wendy & Albert Konikoff Wendy & Albert Konikoff Wendy & Konikoff Melanie Alex Melanie & Albert Alex Kordis Kordis Melanie & Alex Kordis Joyce & Jay Kossman Joyce & Jay Kossman Kossman R. Mark Brenda O. R.Joyce Mark&& &Jay Brenda O. Kozak Kozak R. Mark & Brenda O. Kozak Anne & Kramer Anne & Edward Edward Kramer Anne & Edward Kramer Cindy Kramer Cindy && Ron Ron Kramer Cindy & Ron Kramer Milton Kramer* Milton Kramer* MiltonMarc Kramer* Rabbi Kraus Rabbi Marc Kraus Rabbi Marc Kraus Celia Krichman* Celia Krichman* Celia Krichman* JoAnn Kroll JoAnn Kroll JoAnn Kroll Irwin Kroskin* Irwin Kroskin* Irwin Kroskin* Sylvia & Sylvia & David David Krug* Krug* Sylvia & David Krug* Adel & David Kruger* Adel & David Kruger* Adel & David Kruger* Sue & Jeff Kurtz Sue & Jeff Kurtz Sue & Jeff KurtzKushner Nichole & Nichole & David David Kushner Nichole & David Kushner Alma & Howard Alma & Howard Laderberg* Laderberg* Alma Laderberg & Howard Laderberg* Harry Harry Laderberg Harry& Jody David Jody &Laderberg David Laibstain Laibstain Jody & Phyllis* David Lannik Phyllis* & &David DavidLaibstain Lannik Phyllis* & David Robert Lansing Robert Lansing Lannik Robert& Selma Leon Selma &Lansing Leon Leach* Leach* Selma & Leon Leach* Sharon Leach Sharon Leach Sharon Leach Mavolyn B. Mavolyn B. & & Sanford Sanford L. L. Lefcoe* Lefcoe* Mavolyn B. & Sanford L. Lefcoe* Edward Legum Edward Legum Edward Leslie* & Jay Leslie* & Legum Jay Legum Legum Leslie* & Jay Legum Lorna & Steven Legum Lorna & Steven Legum Lorna & Steven Legum Ina & Martin Leiderman Ina & Martin Leiderman Ina & Martin Leiderman Corrie Lentz Corrie Lentz CorrieLeon Lentz David David Leon David Leon Lisa Leon Lisa Leon Lisa Leon Sandra & Sandra & Miles Miles Leon Leon Sandra & MilesLeon* Leon Telsa & Arnold Telsa & Arnold Leon* Telsa & Arnold Leon* Betty Ann & Scott Betty Ann & Scott Levin Levin Betty Ann & Scott Levin Natalie Levinson* Natalie Levinson* Natalie Levinson* Amy & Levy Amy & Kirk Kirk Levy Amy & Kirk Paula Levy Paula Levy Levy Paula LevyLewis Gail & Gail & Joel Joel Lewis Gail & Joel Lewis Mark Lipton* Mark Lipton* Mark& Sara Rabbi Sara &Lipton* Rabbi Gershon Gershon Litt Litt Sara & Rabbi Gershon Elayne & Jeffrey Littman Elayne & Jeffrey LittmanLitt ElayneLiverman* & Jeffrey Littman Robert Robert Liverman* Robert Liverman* Rabbi Dr. Rabbi Dr. Mordechai Mordechai Loiterman Loiterman Rabbi Dr. Mordechai Loiterman Karen & Richard Lombart Karen & Richard Lombart Karen & Richard Lombart Joan Kaplan London Joan Kaplan London Joan Kaplan Becca Lovitz Becca Lovitz London Becca Lovitz Jason Lovitz Jason Lovitz Jason Lovitz Marcia Marcia Lovitz Marcia Lovitz Bernard Lubschutz* Bernard Lubschutz* Bernard Lubschutz* Joseph Lust Joseph Lust Joseph Lust Herman Mallick* Herman Mallick* Herman Mallick* Rabbi Rosalin Mandelberg Rabbi Rosalin Mandelberg Rabbi Rosalin Mandelberg B. Thomas Mansbach B. Thomas Mansbach B. Thomas Mansbach Raizel & Shmuel Raizel & Rabbi Rabbi Shmuel Margolin Margolin Raizel Shmuel Margolin Rychel & Rabbi Margolin Rychel & Rabbi Aron Aron Margolin Rychel & Rabbi Aron Margolin Amy Markman Amy Markman Amy Markman Brandy Martire Brandy Martire Brandy Martire

Tidewater Tidewater Jewish Jewish Foundation Foundation || Legacy Legacy Donors Donors as as April April 4, 4, 2026 2026 Tidewater Jewish Foundation | Legacy Donors as April 4, 2026 Paola Paola & & Noah Noah Matilsky Matilsky Paola & Noah& Jordan Asher Jody Jordan Asher &Matilsky Jody Mattison Mattison Jordan Asher & Mattison Debra & Bernard Mayer Debra & BernardJody Mayer Debra &McGuinness Bernard Mayer Andrea Andrea McGuinness Andrea McGuinness Thomas Thomas McGuinness Thomas & McGuinness Deborah Jerry Deborah & Jerry Meltsner Meltsner Deborah & Meltsner Shaina Ettel & Menda Shaina Ettel Jerry & Rabbi Rabbi Menda Shaina Ettel & Rabbi Janet W. Mercadante Janet W. Mercadante Menda Janet& Mercadante Ellen Bryan Mesh Ellen &W. Bryan Mesh Ellen & Bryan Mesh David Metzger & David Metzger & David Metzger & Alicia Willson-Metzger Alicia Willson-Metzger Alicia Willson-Metzger George Metzger George Metzger George Metzger Laura & Miller Laura & Jerry Jerry Miller Laura & Jerry Hallie Miller* Hallie Miller* Miller HallieMiller Miller* Tanya Tanya Miller Tanya Miller Heather & Heather & Doug Doug Moore Moore Heather & Betty Moritz Betty MoritzDoug Moore Betty Moritz Melvin Morrison* Melvin Morrison* Melvin Marcia Burton Marcia & &Morrison* Burton Moss Moss Marcia & Burton Moss Alyssa & Jonathan Muhlendorf Alyssa & Jonathan Muhlendorf Alyssa & Jonathan Muhlendorf Evelyn Munden Evelyn Munden Evelyn MundenMyers Rena & Rena & Michael Michael Myers Rena & Myers Judith Stuart Judith & Michael Stuart Nachman Nachman Judith & Stuart Nachman Sara & Norbert Newfield Sara & Norbert Newfield Sara& Norbert Newfield Mimi Nicholson Mimi &&Frederic* Frederic* Nicholson Mimi & Frederic* Alan Nordlinger Alan Nordlinger Nicholson Alan Nordlinger Rosalind & Rosalind & Harry Harry Norkin* Norkin* Rosalind & Harry Norkin* Joan Nusbaum* Joan Nusbaum* Joan& Lois Bertram Lois & Nusbaum* Bertram Nusbaum* Nusbaum* Lois & Bertram Nusbaum* Robert Robert Nusbaum* Nusbaum* Robert Nusbaum* Marlene Nusbaum Marlene Nusbaum Marlene Nusbaum Nancy & Nusbaum Nancy & Charlie Charlie Nusbaum Nancy Charlie Nusbaum Sharon & Bill Nusbaum Sharon & Bill Nusbaum Sharon & Bill Nusbaum Carolyn Osman* Carolyn & Charles Charles Osman* Carolyn & Charles Osman* Kelli Anne & Bryan Kelli Anne & Bryan Pace Pace Kelli Anne & Bryan Pace Abbey Pachter Abbey Pachter Abbey Pachter Barbara & Joseph Patish* Barbara & Joseph Patish* Barbara & Joseph Patish* John Patton John Patton John Patton Pincus Paul* Pincus Paul* Charitable Charitable Trust Trust Pincus Linda R. Peck Linda R.Paul* Peck Charitable Trust Linda R. Peck Peck Nancy & Nancy & Stanley Stanley Peck Nancy & Stephanie & StephanieStanley & Paul Paul Peck Peck Stephanie & Paul Peck Alex Pomerantz Alex Pomerantz Alex & Pomerantz Erinn Felix Erinn & Felix Portnoy Portnoy Erinn & Felix Portnoy Rona & Proser Rona & David David Proser Rona & & Proser Eleanor Julian Rashkind* Eleanor &David Julian Rashkind* Eleanor & Julian Rashkind* Ann & Allen Richter* Ann & Allen Richter* Ann & Allen Richter* Zelma & Bernard Rivin* Zelma & Bernard Rivin* Zelma & Bernard Gina & Rose Gina & Neil Neil Rose Rivin* Gina & Neil Joan Rose & Peter Joan Rose & Rose Peter Sharpe Sharpe Joan Rose & Peter Sharpe Rose & Kurt Rosenbach* Rose & Kurt Rosenbach* Rose & Rosenbach* Diane Malcolm* Rosenberg Diane & Kurt Malcolm* Rosenberg Diane & Malcolm* Rosenberg Estate of Carol Rosenberg* Estate of Carol Rosenberg* Estate of Carol Rosenberg* Carol Rosenblatt Carol Rosenblatt Carol Rosenblatt Judith Judith Rosenblatt Judith Rosenblatt Barbara Rosenblum* Barbara Rosenblum* Barbara Rosenblum* Ellen Rosenblum Ellen Rosenblum Ellen Rosenblum Sharon & Sharon & Gene Gene Ross Ross Sharon & GeneRostov* Ross Beverly & Beverly & Louis Louis Rostov* Beverly & Louis Rostov* Jane Rostov Jane Rostov Jane Rostov Joanne & Philip Rovner Joanne & Philip Rovner Joanne& PhilipRuberg Rovner Miriam Miriam &&Arthur Arthur Ruberg Miriam & Arthur Ruberg Judy & Robert* Rubin Judy & Robert* Rubin JudyRoesen* & Robert* Rubin Mark Mark Roesen* Mark Roesen* Abraham Rubin* Abraham Rubin* Abraham Rubin* Sara Jo & R. Sara Jo & Joel Joel R. Rubin Rubin Sara Jo & Joel R. Rubin Malka & Rabbi Gavriel Rudin Malka & Rabbi Gavriel Rudin Malka & Rabbi Gavriel Rudin

Paula Paula Russel Russel Paula& Sarita Bert Sarita &Russel Bert Sachs* Sachs* Sarita & Bert Sachs* Karen & Sachs Karen & Warren Warren Sachs Karen & & Sachs Annabel Hal* Annabel &Warren Hal* Sacks Sacks Annabel & Hal* Sacks Ada S. Salsbury Ada S. Salsbury Ada S. Linda & Stanley Linda & Salsbury Stanley Samuels Samuels Linda & Stanley Samuels Annie & Sandler Annie & Art Art Sandler Annie & Art Sandler Harry Sandler* Harry Sandler* Harry& Reba Sam Reba &Sandler* Sam Sandler* Sandler* Reba & Sam Sandler* Toni Sandler Toni Sandler Toni Saperstein Sandler Judy Judy Saperstein Judy Terri & Lonny Terri &Saperstein Lonny Sarfan Sarfan Terri & Sarfan Laure & Richard Saunders Laure & Lonny Richard Saunders Laure & Richard Saunders Natalie & Larry Saunders* Natalie & Larry Saunders* Natalie & Larry Saunders* Margaret & William Margaret & William Sawyer Sawyer Margaret & William Sawyer Marge & Schechner Marge & Steve* Steve* Schechner Marge & Steve* Schechner Edie & Louis Schlain Edie & Louis Schlain EdieSchoenbaum & Louis Schlain Lynn Lynn Schoenbaum Lynn Rachel Schoenbaum RachelSchoenbaum Schoenbaum Rachel Schoenbaum Joanna Craig Joanna & & Craig Schranz Schranz Joanna & CraigSchulman Schranz Elaine & Joash Elaine & Joash Schulman ElaineSchulman & Joash Schulman Peter Peter Schulman Peter & Schulman Helen Buzzy Helen & Buzzy Schulwolf* Schulwolf* Helen & BuzzySchwarzschild Schulwolf* Ruby & William Ruby & William Schwarzschild Ruby & William Ruth Schwetz* Ruth Schwetz* Schwarzschild Ruth Schwetz* Naomi Limor Naomi Limor Sedek Sedek Naomi Sedek Miriam Bob Miriam & &Limor Bob Seeherman* Seeherman* Miriam & Bob Seeherman* Patti & Seeman Patti & Paul Paul Seeman Patti & Paul Seeman Deborah & Peter Deborah & Peter Segaloff Segaloff Deborah & Peter Segaloff Lynn & Seltzer Lynn & Robert Robert Seltzer Lynn & Robert Seltzer Sandy & Norman Sher Sandy & Norman Sher Sandy& Norman Sher Carol Sherman Carol & &Louis Louis Sherman Carol & Louis Sherman Annette Shore* Annette Shore* Annette Shore* & Laurie Goldsticker Laurie Goldsticker & Gary Gary Siegel Siegel Laurie Goldsticker & Gary Siegel Leslie & Lawrence Siegel Leslie & Lawrence Siegel Leslie && Siegel Marilyn Kenneth Marilyn &Lawrence Kenneth Siegel Siegel Marilyn & Kenneth Siegel Barry Simon Barry Simon Barry Simon Carin & Mike Simon Carin & Mike Simon Carin && Simon Marilyn Marvin* Simon Marilyn &Mike Marvin* Simon Marilyn Marvin* Shelly & Britt Simon Shelly && Britt SimonSimon ShellyFamily & Britt Foundation Simon Simon Simon Family Foundation Simon Family Cheryl & Harris* Sloane Cheryl & Harris*Foundation Sloane Cheryl & Harris* Jill & Larry Smith Jill & Larry Smith Sloane Jill & Larry Smith Pamela & Snyder Pamela & Louis Louis Snyder Pamela & Louis Harry Snyder* Harry Snyder* Snyder Harry & Snyder* Helen Daniel Helen & Daniel Sonenshine Sonenshine Helen & Daniel Sonenshine Spigel Family Spigel Family Spigel& Linda Ron Linda & Family Ron Spindel Spindel Linda & Ron Ron Spindel Dorothy Spitalney Dorothy and and Ron Spitalney Dorothy and Ron Deborah E. Stadlin Deborah E. StadlinSpitalney Deborah Alan Stein Alan SteinE. Stadlin Alan Stein Herbert & Herbert & Ronda Ronda Stein* Stein* Herbert & Jane Stein Jane Stein Ronda Stein* Jane Stein Michal & Michal & Rabbi Rabbi Yisroel Yisroel Stein Stein Michal & Rabbi Yisroel Stein Robert Stein Robert Stein RobertStein Stein Stuart Stuart Stein Stuart Stein Jean & Ira Jean & Ira Steingold Steingold Jean & Steingold Ira Steingold Joseph Joseph Steingold Joseph Steingold Lawrence Steingold Lawrence Steingold Lawrence Neal Stern Neal Stern Steingold Neal Stern Robert Stern* Robert Stern* Robert Stern* Randi Strelitz Randi Strelitz Randi Strelitz Renee & Renee & John John Strelitz Strelitz Renee& John Strelitz Joyce Strelitz* Joyce &&Leonard Leonard Strelitz* Joyce & Leonard Burle Stromberg Burle Stromberg Strelitz* Burle Stromberg Steven Suskin Steven Suskin Steven Suskin Sandra Sandra Tabachnick Tabachnick Sandra Tabachnick

Kevin Kevin & & Gary Gary Tabakin Tabakin Kevin GaryTerkeltaub Tabakin Marcy & Marcy & Paul Paul Terkeltaub Marcy & Paul Terkeltaub Marian Bear Ticatch* Marian Bear Ticatch* Marian Bear Ticatch* Linda & Alan Troy Linda & Alan Troy LindaTruman & Alan Troy Hilary Hilary Truman Hilary Truman Nancy Nancy Tucker Tucker Nancy Tucker Ellen & Wagner Ellen & Bill Bill Wagner Ellen & Bill Jody & Alan Wagner Jody & AlanWagner Wagner Jody & Alan Patti Wainger Patti Wainger Wagner Patti Haris Wainger Mark & Mark Haris & Diane Diane Sutton Sutton Waitsman Waitsman Mark Haris & Diane Nancy & Alvin Wall Nancy & Alvin Wall Sutton Waitsman Nancy & Alvin Wall Doris Waranch Doris Waranch Doris Waranch Trudy & Trudy & Martin Martin Waranch Waranch Trudy & Martin Waranch Carol & Stanley Waranch* Carol & Stanley Waranch* Carol & Stanley Waranch* June & Oscar Warner* June & Oscar Warner* June & Oscar Warner* David Warsof David Warsof David Warsof Joel Warsof Joel Warsof Joel Warsof Lisa & Steven Lisa & Steven Warsof Warsof Lisa & Steven Warsof Herbert L. Herbert L. Weinberg* Weinberg* Herbert L. Weinberg* Amy & Eliot Weinstein Amy & Eliot Weinstein AmyGelb & Eliot Weinstein Barb & Weinstein Barb Gelb & Kenny Kenny Weinstein Barb Gelb & Kenny Weinstein Carol Downing & Lawrence Weinstein Carol Downing & Lawrence Weinstein Carol Downing & Lawrence Weinstein Matthew Weinstein Matthew Weinstein Matthew Weinstein Miriam & Harry Weisberg* Miriam & Harry Weisberg* Miriam& Harry Weisberg* Diane Werbel Diane & &Sam* Sam* Werbel Diane & Sam* Werbel Adam White Adam White Adam White Eric White Eric White Eric White Matthew Matthew White White Matthew White White* Harriet & Harriet & Samuel Samuel White* Harriet & Matthew & Valeria Williamson Matthew &Samuel Valeria White* Williamson Matthew & Valeria Danica & Josh Wnuk Danica & Josh WnukWilliamson Danica & Wnuk Dorothy & Manuel Wyron* Dorothy & Josh Manuel Wyron* Dorothy & Manuel Wyron* Syvia Yavner* Syvia Yavner* Syvia Yavner* Steven Yetiv* Steven Yetiv* Steven Yetiv* Tina Yomtob Tina Yomtob Tina Yomtob Amy Zelenka Amy Zelenka Amy Zelenka Harold Zedd Harold Zedd Harold Zedd Zetlin* Betty & Betty & Henry Henry Zetlin* Betty & Henry Zetlin* Dorothy Dorothy Zimmerman* Zimmerman* Dorothy Zimmerman* Ashley & Zittrain Ashley & Greg Greg Zittrain Ashley & Greg Zittrain Ann* & Herbert Ann* & Herbert Zukerman Zukerman Ann* & Herbert Zukerman

To To formalize formalize your your To formalize your commitment commitment or or discuss discuss commitment or discuss donor donor opportunities, opportunities, please please donor opportunities, please contact Naomi Limor contact Naomi Limor Sedek Sedek contact Naomi Limor Sedek at at nsedek@tjfva.org nsedek@tjfva.org or or at nsedek@tjfva.org or 757.965.6104 757.965.6104 757.965.6104 If If you you have have already already If you have already formalized and formalized and your your name name formalized and your name appears appears in in black, black, contact contact us us appears in black, contact us to ensure we have the to ensure we have the to ensure we have the formalized formalized documents. documents. formalized documents.

jewishnewsva.org | APRIL 20, 2026 | JEWISH NEWS | 21

Estat e Planning

Judith L. RosenbLatt, P.L.L.C. attoRney & CounseLLoR at Law • Family Law • Divorce • Property Settlement • Child Custody • Estate Administration • Estate Litigation

1206 Laskin Road, Suite 250 • Virginia Beach, Virginia

757-428-6021 JRosenblatt@jlrlawfirm.com

LEAVE L EA AV VE M MORE ORE T THAN HAN A G GIFT. IFT T.. LEAV LEAVE A E INTENTION. AV For Jay and Joyce Ko K Kossman, ssman, giving is root rooted in purpose.

Their approach is strategic by supporting iinstitutions that educate, t th communities, iti d shape h ffuture t strengthen and leaders.

Guided by tikkun olam, they believe investing in people is how we repair the world. That’s why they value early Jewish experiences where identity, connection, and belonging begin.

In partnership with Tidewater Jewish Foundation, they are putting those values into action.

LEARN MORE: f undation@tj fo t fv tj f a.org | 757-965-6111 foundation@tjfva.org f undation.j.j.ewishva.org fo foundation.jewishva.org

22 | JEWISH NEWS | APRIL 20, 2026 | jewishnewsva.org

TALK WITH FAMILY ABOUT MONEY AND YOUR ESTATE PLAN (StatePoint) Money management is not only a logistical challenge for many families, but it can also be an emotional one too, especially when it comes to transferring wealth from one generation to the next. Open, honest conversations about financial values and intentions can cut through some of the stress, and help family members avoid resentment, confusion, and even legal strife down the line.

“With American Boomers poised to transfer an estimated $68-$124 trillion dollars to their Gen X, Millennial, and Gen Z heirs by 2048, the time to have the conversation with your family about money and inheritance is right now,” says Heather Hunt-Ruddy, divisional leader, Wealth & Investment Management at Wells Fargo. “It starts with letting go of the notion that money is a topic to avoid.”

Hunt-Ruddy offers these tips to facilitate productive communication with family: Don’t wait to plan: Don’t postpone key decisions about your health, caregiving, and estate until there is a crisis.

Pressure can cloud judgment and lead to snap decisions. Worse still, a sudden illness or accident may leave you unable to speak for yourself. Get your house in order now – drawing up or updating an estate plan and other legal documents, selecting a power of attorney, and developing an advantageous strategy for wealth transfer – so that your wishes can be carried out as intended.

Don’t wait to share: Emergencies are also not the best time to share important decisions about your estate with your family. Begin the conversation intentionally and calmly.

Keep it up: Once the ice is broken, get into a rhythm of recurring fi nancial

conversations where you discuss goal setting, review milestones, and go over any updates or changes to your plans. It’s helpful to know in advance what topics you’d like to cover and who you’d like to be present for each conversation.

Set the tone: It’s important that financial conversations go beyond just numbers on the page. By maintaining a collaborative tone and leading with open-ended questions, you can foster a multi-sided dialogue that ensures everyone’s voices are heard, concerns are aired, and values are shared.

Prepare the next generation: Many younger adults lack financial knowhow. To empower the next generation to manage the inheritance you leave them, as well as navigate their own finances, consider introducing them to the team that helped create your estate planning strategy, such as your attorney, financial advisor, and CPA. It’s also helpful to recognize that their needs and preferences may differ from yours. For example, younger individuals may prefer holistic financial advice delivered digitally.

Ultimately, you’ll want to ensure your children or other beneficiaries have both basic financial experience and are set up with a team they trust.

“To honor the values, hard work, and hopes for the future that your wealth represents, don’t give the matter short shrift. Balance the art and science of preserving generational wealth not only with a smart financial strategy, but by inviting the next generation into the conversation early and often,” says Hunt-Ruddy.

More insights on generational wealth and other financial topics can be found by visiting wellsfargoadvisors.com.

Estat e Planning

Strategic ways to reduce taxable income and preserve more dollars (StatePoint) – Have you ever lamented how much of your earnings go to taxes? One way to ensure that more of your money benefits you, your future, and your estate is by making strategic contributions to taxadvantaged savings accounts.

By opening and contributing to a Health Savings Account (HSA) and Individual Retirement Account (IRA), you can substantially reduce your taxable income. Not sure if these accounts are right for you? Consider these insights from Fidelity:

HSAs

An HSA is an account that can be used to pay for qualified medical expenses, including copays, prescriptions, dental care, contacts and eyeglasses, bandages, X-rays, and a lot more. It’s “tax-advantaged” because your contributions reduce your taxable income; the money isn’t taxed while it’s in the account, even if it earns interest or investment returns; and as long as you use your HSA funds for qualified medical expenses, you won’t owe taxes when you take money out of the account.

This triple-tax advantage is powerful, but it’s not the only reason why HSAs are so popular. Unlike a flexible spending account, an HSA is not “use-it-or-lose-it,” meaning it doesn’t need to be spent within a certain timeframe. If the money in the HSA isn’t needed for current medical expenses, you can save and invest it until you do and even take the account with you when you leave an employer. Just keep in mind that to open and contribute to an HSA, you’ll need to be enrolled in an HSAeligible health plan.

earned income can open and contribute to. Traditional IRAs allow you to save on income taxes now and pay them later in retirement, when you could be in a lower tax bracket and therefore owe less in taxes.

Fidelity estimates that you may need 55% to 80% of your pre-retirement income in retirement. Because an employersponsored savings plan might not be enough to accumulate the savings you need due to annual contribution limits, investing through an IRA could help you save more for the future.

Before opening an IRA, check out a few different firms that offer them. Find out whether they offer helpful support and a user-friendly experience, plus whether they charge any fees or minimums. Then, once

the account is open, decide how much you want to contribute and how often.

“Setting up automated contributions can make saving for retirement into a habit that requires very little effort,” says Rita Assaf, vice president, Retirement at Fidelity. “It’s also a good idea to regularly check your asset mix to see if it is still a good fit for your goals, risk tolerance and time horizon.”

For additional financial resources and insights, visit https://www.fidelity.com/learning-center.

With a smart strategy that involves directing your income into tax-advantaged accounts, you can build more wealth for future needs and wants.

IRAs

An IRA refers to a tax-advantaged account designed to help you save for retirement on your own, independent of an employer.

There are several types of IRAs, but when people say “IRA” alone, they often mean a traditional IRA. That’s a type anyone with jewishnewsva.org | APRIL 20, 2026 | JEWISH NEWS | 23

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Estat e Planning

A STRATEGIC APPROACH TO LEGACY: JAY KOSSMAN ON GIVING WITH PURPOSE

Southside Chapel • 5033 Rouse Drive Virginia Beach • 757 422-4000

Chris Sisler, Vice President, Member of Ohef Sholom Temple, Board member of the Berger-Goldrich Home at Beth Sholom Village, James E. Altmeyer, Jr., President, James E. Altmeyer, Sr., Owner

Maestas Chapel • 1801 Baltic Ave. Virginia Beach • 757 428-1112

• Family owned and operated since 1917 • Affordable services to fit any budget

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• Advance funeral planning TJF Staff Jay Kossman doesn’t think about legacy as something distant or abstract.

For him, it’s a daily practice shaped by intention, experience, and Jay Kossman a deep sense of responsibility to others.

Growing up in Norfolk’s West Ghent neighborhood, Kossman’s early connection to Jewish life was more cultural than religious, he says. It wasn’t until he spent nearly 30 years away, primarily in Connecticut, that his understanding of Judaism began to take shape in a more meaningful way. Through study and guidance by a Chabad rabbi, he developed a deeper appreciation for the principles that continue to influence him today.

Among them is tikkun olam: the call to repair the world.

“That idea isn’t theoretical,” Kossman says. “It’s something you’re meant to live out in how you show up, how you support, and how you contribute.” That belief has become the foundation of his philanthropic philosophy.

Alongside his wife, Joyce,

Kossman takes a strategic approach to philanthropy, prioritizing institutions that educate, equip, and create lasting impact. Their giving reflects a belief that strong organizations don’t just meet immediate needs; they shape people, strengthen communities, and extend their influence over time.

That commitment has not gone unnoticed. In 2025, Kossman was recognized as a Distinguished Alumni by Old Dominion University, an acknowledgment of his sustained contributions of time, talent, and resources in service to the broader community.

Rather than focusing on shortterm outcomes, Kossman is drawn to long-term influence. “We focus on supporting institutions that help people learn how to think and lead,” he says.

“If you invest in that, the return isn’t immediate, but it is lasting.”

That same thinking shapes his views on sustaining Jewish life. Kossman believes some of the most important

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www.altmeyerfuneralandcremation.com investments happen early, through experiences such as Jewish day school and camp. “That’s where identity starts to take hold,” he says. “It’s where relationships are formed, where people build lifelong friendships, meet their partners, and begin to understand what it means to be part of something bigger than themselves.”

In those environments, he sees more than education or recreation. He sees continuity taking root. “You have to invest early,” he adds. “Those experiences stay with people, and they shape how connected they feel later in life.”

As a member of Tidewater Jewish Foundation’s board of directors, Kossman brings this same strategic lens to conversations around legacy giving, particularly when it comes to engaging future donors. “One of the biggest challenges is helping people understand the ‘why,’” he says. “If you can connect people to the purpose behind giving, if they understand the impact, that’s what sustains it.”

For Kossman, legacy isn’t about a final gift or a single decision. It’s about aligning values with action, again and again.

jewishnewsva.org | APRIL 20, 2026 | JEWISH NEWS | 25