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Investing & Giving

Supplement to Jewish News January 20, 2020 | January 20, 2020 | Education | Jewish News | 13

Investing & Giving

Stein Family College Scholarship recipient meets TJF and Stein family member


aith Rose White, 2019 Stein Family Scholarship recipient (center) meets Lawrence Steingold, Tidewater Jewish Foundation board chair (left) and Lisa Stein Delevie, daughter of Arlene Stein, of Stein Family Scholarship, earlier this month. This was the first meeting between White and Delevie – an opportunity to say thank you and share their mutual love of art and fashion. The scholarship is dedicated in memory of Arlene Shea Stein who was unable to finish college due to financial hardship. This annual scholarship of up to $10,000 per year is awarded to area Jewish students entering college. For more information and to apply, visit

14 | Jewish News | Education | January 20, 2020 |

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Why I give… To help maintain a spiritual home Hilary Truman Life & Legacy Donor Temple Emanuel became a home I didn’t know I was looking for. The first time I came, I came to support my best friend. My daughter enjoyed the atmosphere and the people, so I came with my friend a few more times. Everyone was so friendly, I ended up staying. I have accidentally volunteered a few times, and purposefully volunteered a few times. My Why, is my daughter. She enjoys it so Hilary Truman and daughter much at Temple Emanuel, I want it to be around Tatyana Calloway. for many years. She has become an active volunteer herself. I want her to always have a spiritual home to come back to no matter how far she travels. Hilary Truman was born and raised in Virginia Beach. She is a teacher’s assistant working on her master’s degree in special education. She serves as chair of Temple Emanuel’s celebration committee.

Valerie Brodsky White

To support education on anti-Semitism Valerie Brodsky White Holocaust Commission member The Commission’s work is as relevant now as it has ever been. Their education program, What We Carry, builds awareness of the root causes of anti-Semitism and the insidious nature of discrimination generally. Thousands of students, military, and religious organizations have benefited from this vital program. Valerie White is an attorney, artist, and entrepreneur who loves to learn, laugh, and paint. She has two children and lives with her husband, Matthew, in Norfolk.

To honor past generations and to have the community continue for future generations. Lawrence Steingold I volunteer my time and donate funds because of the pride I feel as an active member of the Tidewater Jewish community. I love honoring past generations and work to have it continue for future generations, as the world evolves. At Ohef Sholom, I am inspired by religious services and informed by educational and social programs. I attend United Jewish Federation of Tidewater programs Lawrence Steingold Prof Advisor because they give me the opportunity to interact and learn with people of different ages and backgrounds. The Simon Family JCC Book and Film festivals enrich my Jewish life, which is why I choose to use my financial resources for current gifts and future estate bequests to ensure the continuation of programs of all types for future generations. I feel my work with Jewish Family Service

assists a great organization help others. At Tidewater Jewish Foundation, I volunteer to help keep our community’s financial health strong. With the Governor’s School for the Arts and the Vibe Arts District in Virginia Beach, I’m working to improve and support our greater Tidewater community. I have so much to be grateful for and my way of expressing that gratitude is to be an involved participant in as many ways as possible. Lawrence Steingold grew up in Norfolk and works with his brothers in their family commercial real estate investment business. He is the board chair of Tidewater Jewish Foundation.

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Community Campaign looks to finish strong…and early! Amy Zelenka


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he United Jewish Federation of Tidewater’s 2020 Community Campaign—came out of the gate strong once again this year. As this article goes to print, the campaign total stands at $4.43 million from more than 1,000 individual donors—well on its way to a successful finish. Federation leadership made the strategic decision last year to compress the traditional year-long campaign into four or five months. This would free-up staff and volunteers to work together and plan for an even more efficient campaign in the following year. The fruits of this effort can be seen in this year’s unprecedented partnership programming, which has provided the community with opportunities to hear from, learn from, and interact with a diverse group of speakers and to engage in fantastic Jewish programming on a larger scale than in prior years. Working together across departments, the Federation has been able to make great use of guest speakers, traveling exhibits, and other value-adds in large and small groups, benefiting the entire community. Last year’s compressed campaign also enabled UJFT staff and volunteers to reach out to donors for reasons “other than” campaign. With a majority of gifts closing early in the first four months of campaign, the campaign team was able to invite donors and prospective donors to attend some of the amazing programs being offered, giving many of them an opportunity to follow their campaign dollars to the kinds of programs and services that the Community Campaign

helps fund. Building upon last year’s successes, the 2020 campaign is likewise looking to close early and engage donors and donor prospects in the kinds of activities and programs they help make possible through their generous philanthropy. The 2020 Vision is about build-

As we support the Community Campaign, we invest in the future of our community with the goal of making sure that our children and grandchildren can benefit from those investments. ing community, and the Community Campaign is a vital component to ensuring a strong and vibrant Tidewater Jewish Community and to ensuring that Jewish life can be improved around the globe. That old Federation slogan remains true today: No gift touches more lives. And as we support the Community Campaign, we invest in the future of our community with the goal of making sure that our children and grandchildren can benefit from those investments. If you’ve not yet made your 2020 Jewish “investment,” now is a great time to do it. You can call the Federation office at 965-6115 or make your gift online at Once on the website, go to the UJFT tab, then click on the GIVE NOW button. Thank you in advance for all you will be doing to enhance and improve Jewish lives and to secure the Jewish community at home and around the world.

Investing & Giving

Don’t let Social Security check go on vacation


ost people on Social Security have found a use every month for that check. For some, that check is essentially bonus money, totally unnecessary for dayto-day survival. “That situation is not as unusual as many may think,” says Jeffrey Eglow, chief investment officer for Guardian Wealth Advisory. “Some people may have inherited an income, won a lottery, or had investments that did really well. “But just because they don’t need that Social Security money to live on, it doesn’t mean they shouldn’t make the most of it. There are some specific things they should do to make sure they are getting the maximum benefit.” Eglow says that many Baby Boomers see their investments and retirement income differently than they did before the 2008 recession. They are looking for sources of guaranteed income instead of more risky investments. While Social Security is guaranteed income, if they are wise about how they leverage it, they can have even more guaranteed income, he says. Eglow says strategies for people who are in this situation include: Don’t take Social Security until age 70. This is the best strategy since there are few investments that offer a similar low risk, guaranteed 8 percent annual

growth. By waiting until age 70 to receive benefits, monthly payments may increase by as much as 32%, not including any cost of living increases that may be added to this amount. For example, someone who could get $2,000 a month at the “full retirement age” of 66 would get $2,640 if they postponed taking Social Security until they were 70. Spend the Social Security check instead of 401(k) or IRA funds. Most people are taxed on only 50 percent to 85 percent of their Social Security benefit. But they are taxed on 100 percent of any withdrawals from traditional IRAs or 401(k) accounts. Give it to the kids. Use the Social Security checks to pay premiums on life insurance policies so heirs will receive a larger inheritance. Heirs will receive this death benefit tax free. Don’t delay getting Social Security past 70. Since the benefit stops growing at 8 percent once the beneficiary reaches 70, it makes no sense to delay the start of getting the checks past that age. Eglow says even if some people don’t need their Social Security check for day to day living, it is still foolish to not maximize its value so it can benefit them and their families.

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Jewish Education Loan Fund has more to give


his past year, Jewish Education Loan Fund assisted 296 students with $1,278,000 in interest-free loans. This is a savings of hundreds of thousands for those students. Still, JELF has more dollars to distribute. The organization’s goal is to help as many Jewish undergraduate, graduate, and vocational students avoid as much interest-bearing debt as possible.

So, do you know any students that could use an interest-free loan? Applications open March 1. For additional information, go to For more information, contact Michelle Walter at 757-459-4640 or mwalter@

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*Annual Percentage Yield of 3.00% for a 13-Month Certificate. Minimum to open a Certificate is $1,000. Maximum to deposit is $10,000. Limit one 13-Month Certificate account per member. Not eligible for Active Rewards rate enhancement and cannot be combined with any other promotional offer. Dividends compound monthly. Penalty for early withdrawal. Limited time offer. Some restrictions apply. Fees may reduce earnings on the account. Rate subject to change. To qualify for the offer, certificates must be funded completely with new deposits. New deposits are defined as funds not currently on deposit with Langley Federal Credit Union. Offer only valid on certificates opened in person in a Langley Federal Credit Union Branch location in Hampton Roads, VA. Insured by NCUA | January 20, 2020 | Education | Jewish News | 17

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Tidewater Jewish Foundation’s LIFE & LEGACY continues growth Kaitlyn Oelsner


n three years of the LIFE & LEGACY program, spearheaded by Tidewater Jewish Foundation, 530 new commitments have been made for a total of $20,208,740 in endowed gifts to support the Jewish community’s future. Consider: • More than $4 million in endowed gifts to UJFT/JCC • Nearly $1.5 million for Strelitz International Academy • $1.25 million for Chabad • Nearly $1 million for Temple Emanuel • $3.25 million for Ohef Sholom Temple • $2.75 million for Jewish Family Service

• $1.85 million for Congregation Beth El • Nearly $1 million for Beth Sholom Village  The Harold Grinspoon Foundation, sponsor and creator of the LIFE & LEGACY program, includes the Tidewater community as part of a nationwide wave of Jewish giving that totals nearly a $1 billion that will endow cherished Jewish organizations and support Jewish communities for generations.  Community team leaders have played a huge role in getting to this point. Betsy and Dr. Ed Karotkin, for example, along with the support of Pam Gladstone, can be credited for the $1.85 million in new endowment funding for their synagogue,

Congregation Beth EL. Jason Lovitz, incoming Temple Emanuel president, has somehow managed to find time between family life and his work as a firefighter to connect with nearly every member of his congregation. In fact, he’s helped dozens of families make greater gifts than they ever thought possible to support their synagogue. Patti Seeman was a champion for Strelitz Academy and helped people make some significant commitments for the future of the school. Karen and Matt Fine might as well be professional volunteers—they are the Ohef Sholom dream team. There are so many such wonderful people in this community, that this paragraph could easily turn into pages. Founded on the principle that anyone, regardless of age, wealth, or affiliation,

can make an enduring financial impact, the LIFE & LEGACY program’s goal is to “make a difference in the lives of future generations.” To learn about giving options, including match programs, go to Kaitlyn Oelsner is Tidewater Jewish Foundation director of Philanthropy. She may be reached at or 757-965-6103.

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18 | Jewish News | Education | January 20, 2020 |

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Beth Sholom Village’s 2019 Mah Jongg Raffle Sponsors


he annual Janet Gordon Mah Jongg Day of Play, Tournament, and Luncheon took place in November at Beth Sholom Village. More than 100 guests and ‘Mah Jongg mavens’ attended. A wide array of prizes were offered by generous donors.

Raffle Prizes Baker’s Crust—Gift Certificate and Artisan Mug Beach Hardware (Sharon and Mark Goldner)—Gift Certificates Beth Sholom Auxiliary Gift Shop—Purse and Scarf Beth Sholom Village— Mah Jongg Gift Package Fresh Baked Cookie Basket Catering Package Holiday Pie Package 3 Glass Mezuzot Salon Hair & Skincare Set Changes Salon & Spa—Hair and Skincare Gift Bag Cowboy Neil’s Cantina—$75 Gift Certificate Creative Wedge—Shabbat Shalom hand towel Diamonds Direct—Diamond Pendant Necklace Edible Arrangements—$50 Gift Certificate (kosher location) Gilbert Eyecare—Sunglasses Great Wolf Lodge—Overnight stay & waterpark passes for 6 Jody’s Popcorn—Gift Basket Leon Family Gallery— Art print by Yoni Alter Art print by Erez Kaganovitz Main Stream Boutique—Scarf & Certificate for Private Shopping Party No Frill Grill—$30 Gift Certificate Nothing Bundt Cakes—$25 Gift Certificate Ohef Sholom Gift Shop—Jerusalem Hamsa Art by Tzuki Paparazzi (Marcella Bazemore)—2 Costume Jewelry Sets Please & Thank You—Gourmet Kosher Foods Gift Basket Pure Barre—5 Class Package




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Richmond Ballet—2 tickets to Nutcracker Performance Sandfiddler Café - $20 Gift Certificate and Commemorative T-Shirt Scentsy—Gift Baskets (3) Simon Family JCC— 2 Film Festival Tickets—Big Saturday Night Event Book Festival Packages—Books and Tickets to Events (3) SoupLove—4 Quarts Matzoh Ball Soup + Free Delivery Stuart & Judy Nachman—2 bottles of wine ($200 value) Terrace Residents Resident Artwork—painting + ceramics (2) Resident Artwork—set of 2 paintings (2) Virginia Furniture Company—Accent Bowl Zeiders American Dream Theater—Z Ticket Voucher, 2 tickets to any show

Cooking The Food Issue Feb. 3 and Eating Coming To advertise call 757.965.6100 or email Ad deadline Jan. 17 | January 20, 2020 | Education | Jewish News | 19

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Germany gives $4.4 million to Dutch Holocaust museum Cnaan Liphshiz



AMSTERDAM ( JTA)—Germany has pledged nearly $4.5 million toward renovating the Dutch national Holocaust museum. Emile Schrijver, director of Amsterdam’s Jewish Cultural Quarter, an organization comprising five museums and institutions in the Dutch capital, announced the funding this month. “We expected a donation of half a million or a million euros,” Schrijver told Het Parool. The National Holocaust Museum of the Netherlands opened in 2017 in a former religious seminary that was used to smuggle hundreds of Jewish children to safety from an adjacent building in which they were held. Their parents

EU gives $1.1 million toward preserving Jewish burial sites Cnaan Liphshiz

LEGACIES ARE BUILT DURING YOUR LIFETIME – THROUGH ACTIONS AND WORDS THAT BRING ABOUT A BETTER, STRONGER TOMORROW. Define your legacy with an endowed gift to the Jewish community so future generations have the opportunity to embrace our shared heritage and the values you hold dear. L’dor va dor.

WHAT’S YOUR LEGACY? For more information, contact Kaitlyn Oelsner | 757-965-6103

20 | Jewish News | Education | January 20, 2020 |

were interred across the street at the Hollandsche Schouwburg, a theater that the Nazis converted into a detention facility. In February, the museum will close down for two years for renovations meant to turn the theater and seminary into a single museum with a larger capacity and state-of-the-art displays. The renovations will cost about $30 million. The Dutch government has allocated at least $6 million toward the project. Nazi Germany and its Dutch collaborators murdered about 75 percent of the Netherlands’ prewar Jewish population of approximately 140,000 Jews. It was the highest death rate in Nazi-Occupied Western Europe. Dutch Jewry’s numbers have remained at around 40,000 people since the Holocaust.

(JTA)—The European Union has allocated $1.1 million toward mapping and preserving Jewish burial grounds. The European Commission, the executive branch of the union, announced earlier this month its decision to extend the funding to the European Jewish Cemeteries Initiative, or ESJF. The group uses innovative tools, ranging from mapping drones to Nazi aerial photography archives, to preserve what the Council of Europe said in 2012 were “vulnerable” sites. Since the group’s establishment in 2015 with a German government grant, it has helped protect dozens of Jewish

cemeteries in seven Central and Eastern European countries. ESJF also surveyed 1,500 cemeteries and mass graves in Greece, Lithuania, Moldova, Ukraine, and Slovakia during 2019. The new funding will allow it to survey and demarcate a further 1,500 such sites in Croatia, Georgia, Hungary, and Poland, among other countries over the coming 18 months. The project will be carried out with help from two Jewish groups, Centropa and the Foundation for Jewish Heritage, helping to “enhance local engagement in our collective goal to protect this vital heritage,” ESJF Chief Executive Officer Philip Carmel said in a statement.

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