University of Central Missouri | FUND YOUR FUTURE | Financial Aid Compact Guide

CHOOSING UCM PAYS OFF The best investment you will ever make is the one you make for yourself and your future. Choosing the University of Central Missouri means you’re choosing a valuable education that will put you on the path to success and land you the career of your dreams. At UCM, we believe that the opportunity for a high-quality degree should be available to everyone, which is why we take action to keep our costs low and our affordability high.

$22,577

Average tuition including fees is based on 30 credit hours.

In-state UCM

In-state public

Out-of-state public

Missouri Resident

Non-Resident

Tuition and General Fees

$ 8,310

$15,438

Textbooks

$ 1,250

$ 1,250

Residence Hall

$ 5,846

$ 5,846

Meal Plan

$ 3,350

$ 3,350

Yearly costs are based on 30 credit hours.

$10,116

$8,310

UCM’S TYPICAL YEARLY COSTS* $36,801

HOW UCM COMPARES NATIONALLY*

YOU INVEST

Private

$18,756 $25,884t

t The UCM Bound Out-of-State Scholarship and other out-of-state assistance is available to those who qualify.

* Data provided by U.S. News & World Report, 2019-2020 national average for four-year colleges

* These costs are before financial aid is applied.

TEST OPTIONAL ADMISSION Students applying to UCM with a 3.25 GPA or higher may be admitted without submitting an ACT or SAT test score. Students admitted as test-optional will also receive a $1,000 Red & Black Scholarship. A qualifying ACT or SAT test score is still required for students interested in the following: •

Direct Entry Nursing Program

•

The Honors College

•

Education majors (possible

•

Automatic merit scholarships

exemption from the MOGEA exam)

•

NCAA Athletics

UCM Scholarship Finder allows students to apply for multiple scholarships at one time. You only fill out ONE application that is automatically submitted toward eligible scholarships! ucmo.edu/scholarshipfinder

FIND YOUR SAVINGS Locate our net price calculator at ucmo.edu/calculator.

PROUD TO BE A SUPERSCORE UNIVERSITY

ESTIMATE HOW MUCH YOU COULD RECEIVE Use our scholarship calculator to determine your eligibility at ucmo.edu/scholarshipcalc.

CHOOSE YOUR OPPORTUNITY Everyone’s journey to college looks different, which is why you should choose the financial aid opportunities that work best for you.

There are four types of financial aid, including grants – free money for school which is typically based on your financial need; scholarships – earned money offered by states, colleges or other organizations; work study – earned money with an on-campus, part-time job while enrolled in school; and loans – borrowed money you need to pay back with a low, fixed interest rate, which is available to both students and parents.

GRANTS To determine what free financial aid you may qualify for, submit your Free Application for Federal Student Aid (FAFSA) by the priority deadline of Feb. 1 using your parents’ 2019 income tax returns beginning Oct. 1, and be sure to use UCM’s FAFSA code 002454. The following federal grants are awarded based on the results of your FAFSA: • Pell Grant

• Iraq and Afghanistan Service Grant

• Supplemental Educational Opportunity Grant (SEOG)

• Access Missouri Grant (for Missouri residents only)

• TEACH Grant By submitting your application for admission at ucmo.edu/apply, you can also apply for additional out-of-state grants, such as: • Second Generation Grant – awarded to regularly admitted, non-resident students whose parent/grandparent or step-parent/step-grandparent earned a UCM degree • Non-Resident Scholar Award – awarded based on ACT score and cumulative high school GPA

SCHOLARSHIPS UCM provides automatic scholarships that are guaranteed. If you qualify, you receive them!

RED & BLACK

SCHOLARSHIP

RECEIVE UP TO

$4,500 AUTOMATICALLY

THIS MERIT-BASED SCHOLARSHIP IS RENEWABLE FOR UP TO FOUR YEARS.

UCM BOUND OUT-OF-STATE SCHOLARSHIP NO OUT-OF-STATE TUITION FOR EIGHT BORDERING STATES

SAVE UP TO

$7,128 INSTANTLY

We also offer two additional scholarships – the A+ Recognition Scholarship for eligible students entering UCM from an A+ designated high school in Missouri ($500 per year and renewable for a second year – a $1,000 value), and the Dual Credit Scholarship for eligible incoming freshmen who have taken at least one dual credit course with UCM and received a 3.0 or higher GPA ($1,000 value and renewable for up to six semesters).

The following scholarships are available specifically for transfer students and are renewable for up to six semesters: • President’s Distinguished Scholarship – $2,000 per year • President’s Scholarship – $1,500 per year • Dean’s Scholarship – $1,000 per year • Phi Theta Kappa Scholarship – $1,500 per year

WORK STUDY

LOANS

With the need-based Federal Work Study Program, you can

Loans can help bridge the gap of your total cost to attend

earn funds to pay for college by working on campus! For

after your financial aid funding has been applied. Private

more information, visit ucmo.edu/sfs. If you don’t qualify

lending organizations offer loans to assist with your

for Federal Work Study, you can still apply for campus jobs at

education and living expenses. The federal government also

jobs.ucmo.edu.

offers low-interest loan programs to help you attend UCM,

UCM OFFERS A MILITARY TUITION PACKAGE!

Learn more at ucmo.edu/military.

such as: • Stafford Loan – minimum of $5,500 for dependent students and $9,500 for independent students • PLUS Loan (parent) – equal to the cost of attendance minus other financial aid received annually

UCM’S AFFORDABILITY SPEAKS FOR ITSELF ... BUT SO DO OUR STUDENTS! “I have received a couple scholarships in the years I have been at UCM. I used the UCM Scholarship Finder, and I also received some for being a transfer student and having a good GPA. It has helped me because I am able to use that money towards my education and not have to take out as many loans.”

– Lyndsey Holman Secondary Education Lee’s Summit, Missouri

“I have an academic scholarship through UCM, and I also received one alumni scholarship both last school year and for the upcoming school year. One of my favorite things about UCM is their Scholarship Finder; all you have to do is fill out an application one time and then they match you to tons of scholarships!”

– Shelby St Aubyn Middle School General Science Education Bowling Green, Missouri

“[UCM scholarships] have helped me so much with being able to afford school. Additionally, they have helped me with purchasing supplies and textbooks as well as my meal plans.”

– Demetrius Hampton Theatre and International Studies Kansas City, Missouri

FINANCIAL AID TIMELINE

First Class Mail

U.S. POSTAGE PAID Warrensburg, MO 64093 Permit No. 102

Office of Student Financial Services P.O. Box 800 Ward Edwards 1100 Warrensburg, MO 64093-5222

TODAY

APPLY FOR ADMISSION

OCT. 1 - FEB.1

File your 2021/2022 FAFSA using your 2019 income tax returns starting Oct.1 at fafsa.gov. Priority Access Missouri submission deadline is Feb.1.

AUG. 1 - FEB. 1

Apply for UCM Foundation scholarships at ucmo.edu/scholarshipfinder. Most scholarships have a deadline of Feb 1.

DEC. - AUG.

Review and accept your financial aid award letter.

MAY - AUG.

Request your final high school transcripts be sent to UCM.

MAY - JUNE

Attend orientation, get your schedule and find your way around campus.

UCM FAFSA CODE: 002454 660-543-8266 ucmo.edu/sfs

FUND YOUR FUTURE UCM’S COSTS ARE LOWER THAN MOST COLLEGES IN MISSOURI AND THE NATIONAL AVERAGE!

21

A TOP OVERALL UNIVERSITY NATIONALLY FOR

MILLION

1.3

92 PERCENT

LOW

INSTITUTIONAL AID AWARDED IN 2018-19

IN FOUNDATIONAL SCHOLARSHIPS

OF UCM UNDERGRADUATES RECEIVE FINANCIAL AID

AS RECOGNIZED

BY LENDEDU

$

$

MILLION

STUDENT DEBT