UBCM Group Benefits Plan
THE UBCM PLAN ADVANTAGE
Presented in partnership with
The UBCM GROUP BENEFITS PLAN ADVANTAGE
UBCM provides benefit coverage to over 4,000 employees in the municipal sector and provincial affiliated community organizations. Your organization can create a customized group benefits plan design that meets your specific needs and the requirements of your collective agreements and we also provide coverage for elected officials.
The UBCM Plan offers the following benefits:
➔ Dental
➔ Long Term Disability
➔ Extended Health
➔ Critical Illness Benefits
➔ Short Term Disability
➔ Health Spending Accounts
➔ Group, Optional & Dependent Life Insurance
➔ Employee Assistance Program
➔ Accidental Death & Dismemberment (AD&D) & Optional AD&D
GROUP BENEFITS: The UBCM Plan Advantage 2
The UBCM Advantage Executive Plan Sponsor
As your plan sponsor we ensure that our plan members receive the service they deserve and advocate on your behalf. We work with our actuarial consultant to provide professional, independent advice including the annual renewal, claims experience reporting, plan design reviews for bargaining and more.
Flexibility
Tailor your plan to meet your specific needs and/or align your plan design with your collective agreements.
Improved Access to Benefit Coverage
Receive coverage that may otherwise not be available to local governments or associations of your size.
Increased Bargaining Power
UBCM negotiates competitive premium rates, renewals and claims management services.
Lower Administrative Fee
UBCM is not a broker and as a not for profit association, we only recover a modest sponsor fee. This allows for a more cost efficient model of administration due economies of scale.
UBCM Value-Added Services
• UBCM representation and assistance with claims.
• Advocate for plan members on challenges or issues with claims processing.
• Ensure timely responses and information.
• Assistance in bargaining negotiations.
• Conferences/networking opportunities.
Professional Assistance from Actuarial Benefit Consultants
Benefit program design, monitoring insurance company practices, reporting industry trends, annual audit of plan underwriting provisions (including a detailed analysis of current and historical financial experience), bargaining recommendations and review of annual expense levels relative to competitive practice of groups of similar size and structure.
Evaluation
Periodically market the plan to demonstrate good governance and ensure the plan is competitive in the market.
Please Contact UBCM to find out more at: groupbenefitsplan@ubcm.ca
GROUP BENEFITS: The UBCM Plan Advantage 3
Group Benefits Contacts
Jenn Hanna, UBCM Group Benefits Administrator groupbenefitsplan@ubcm.ca | 604-270-8226 ext 111 Key contact for day-to-day operations and inquiries
Hervinder Bains, UBCM Chief Financial Officer Officer
hbains@ubcm.ca | 604-270-8226 ext 106 UBCM Executive Sponsor
Jeff Spoor, George & Bell jspoor@georgeandbell.com Financial and Strategic Advice
Michael Lam, Pacific Blue Cross Account Executive
mlam@pac.bluecross.ca | 604-218-0700
Advocates for your plan, overall plan management and advice during bargaining or plan design changes/quotes
Jill Hernaez, Pacific Blue Cross Account Manager
jhernaez@pac.bluecross.ca | 604-419-2171 ext 2171
Expedites requests, and assists with quotes for plan design changes and reports
Tyler Forsberg, Pacific Blue Cross Service Representative
tforsberg@pac.bluecross.ca | 604-419-2000 ext 2909
Day-to-day service inquiries for Pacific Blue Cross