Fiducia WHAT’S BEST FOR THE
DEALERSHIPS IS NOT
ALWAYS BEST FOR OUR
MEMBERS.
Fiducia REINSURANCE PROTECTS VEHICLE OWNERS AGAINST COSTLY REPAIR EXPENSES.
AVOIDING THOSE UNEXPECTED EXPENSES MEANS
LESS DEFAULTS
ON LOAN PAYMENTS FOR OUR
MEMBERS.
Fiducia NOW YOU CAN OFFER
EXACTLY THE SAME COVERAGE AS THE DEALERSHIPS,
AT A MUCH
LOWER PRICE. AND THAT IS BEST FOR OUR
MEMBERS.
COMP SILVER
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FLEX P+
FLEX P
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FLEX PREF
FLEX SELECT
COMP WRAP
COMP GOLD
ENGINE Lubricated parts contained within the engine block Timing Belt & Timing Belt Tensioner Turbo/Supercharger (installed by factory only) Cam & Crank Sensor(s), EGR Valve & O2 Sensor Fuel Pump, Lift Pump & Transfer Pump Fuel Injectors AUTOMATIC TRANSMISSION/TRANSFER CASE Lubricated parts contained within the housing Transmission Cooler MANUAL TRANSMISSION/TRANSFER CASE Lubricated parts contained within the housing DRIVE AXLE ASSEMBLY Drive Shaft & Universal Joints Constant Velocity Joints & Wheel Bearings SEALS & GASKETS (WHEN REQUIRED WITH COVERED COMPONENT) Cylinder Head & Intake Manifold Gaskets Fluids (when required with covered component) SUSPENSION Air/Coil/Leaf Springs & Ball Joints STEERING COMPONENTS High Pressure Lines, Power Steering Pump/Motor/Gear Box & Rack and Pinion BRAKE COMPONENTS ABS Hydraulic Components, Calipers, Master Cylinder & Wheel Cylinders Control Module & Wheel Speed Sensors AIR CONDITIONING Accumulator, Clutch, Compressor, Condenser & Evaporator ENGINE COOLING SYSTEM Electric Cooling Fan Motor, Fan Clutch & Water Pump Radiator & Recovery Tank Heater Core ELECTRICAL COMPONENTS Alternator, Front & Rear Window Wiper Motors & Starter Motor Distributor & Ignition Coils Door Lock Actuators/Switches, Seat Motors & Window Motors/Regulators/Switches Antenna Motor, Horn & Relay, Sliding Door/Lift Gate/Trunk Actuators & Sun Roof Motor MISCELLANEOUS Rental Benefits (for each eight hours of authorized repair time) 24-Hour Roadside Assistance Towing Diagnostic Charges (reasonable charges up to one hour) DIESEL, 1 ton, trucks or Jeeps lifted up to 6”, up to 5% difference from factory tire size LABOR RATE (per hour up to) HITECH (surcharge)
PROTECTION COMPARISON COMP PLAT
√ = Included = Not Included √M = Mandatory Surcharge √O = Optional w/ Surcharge NA = Not Applicable
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For New & Used Vehicles | Term Loan Coverage Up to 84 Months | Benefits Up to $100,000
VEHICLES DEPRECIATE - SOMETIMES FASTER THAN THE BALANCE OWED ON THE LOAN! THIS COULD RESULT IN
THOUSANDS OF DOLLARS OF FINANCIAL LIABILITY
IF A VEHICLE IS TOTALED OR STOLEN.
HOW GAP WORKS TRUWARRANTY GAP COVERAGE
PAYS THE AMOUNT OF THE LOAN NOT COVERED BY PRIMARY INSURANCE. LOAN/LEASE PAYOFF PRIMARY INSURANCE SETTLEMENT AMOUNT
$26,000 -$20,000
BALANCE (NEGATIVE EQUITY)
$6,000
TOTAL GAP AMOUNT WAIVED
-$6,000
YOUR OUT-OF-POCKET EXPENSE
$0
TIRE & WHEEL COVERAGE Road hazard coverage with no deductible or hidden fees, to include mounting, balancing, and valve stems; wheels, sales tax and labor charges • Covers damage from blowouts, nails, glass, potholes and debris • Covers aftermarket wheels • Covers curb damage and tire pressure monitoring sensors
COSMETIC WHEEL COVERAGE A repair process that restores the appearance of your wheels • Repairs scrapes, scratches and nicks caused by curb damage • If not repairable, the wheel will be replaced • Wheel covers (hubcaps), alloy, chrome, and chrome clad wheels are covered
DENT & DING REPAIR Minor dents and door dings are removed by trained technicians • No limit to the number of times the Paintless Dent Repair process can be applied • No sanding, painting, or body fillers are used • Hail damage deductible is covered up to $1000
WINDSHIELD REPAIR A permanent process in which cracks and breaks may be repaired with a powerful resin • A trained technician will repair your damaged windshield, so you avoid the cost of replacement • Repairs minor stars, cracks and chips • Can save on having to pay a costly windshield deductible
KEY REPLACEMENT Lost or damaged keys are replaced and programming charges are covered • Today’s technology has made keys and keyless fobs costly to replace • Coverage offers 24-hour emergency roadside assistance including towing, lockout assistance, and tire • Nationwide 24/7/365 service
Fiducia NOW YOU CAN OFFER
THE SAME CLAIMS TECHNOLOGY AS THE MOST ADVANCED DEALERSHIPS WITH THE ABILITY TO FILE CLAIMS
FROM A SMARTPHONE. PLUS, YOUR LENDERS WILL LOVE
OUR INTUITIVE INTERFACE
FOR SELLING AND REMITTING TRUWARRANTY PRODUCTS.
Fiducia 7/100 CUNA PRICE $100 DED PLATINUM
6/90 FORTEGRA PRICE $0 DED ELITE+
7/100 CARS EXTD PRICE $100 DED PLATINUM
11,000 $3,743
$1,615
$701
YEAR
MAKE/MODEL
MILEAGE
2019
Hyundai Elantra
2018
BMW 3 Series AWD 12,000 $6,467 $4,220 $1,948
2019
Ford Excape
24,000 $2,372 $2,095 $1,184
2020 Chevrolet Camaro
$1,583
$773
2020 Lexus IS300
$1,912
$701
2020 VW Passat
$1,912 $1,067
2020 Nissan Altima
$1,008
$701