First Bank of Ohio

PREPARED FOR

FIRST BANK OF OHIO

KEY FEATURES

TruWarranty combines best practices in compliance, technology, and underwriting strength:

• Products underwritten in partnership with Fortegra • Most advanced reporting available, anywhere • Online dashboards show you exactly how your dealerships perform • All-digital contract administration and tracking • Innovative TruMenu interface makes it simple to sell • Private labeling available on all F&I products

Don’t see what you’re looking for? You can bet we’ve got it—just ask.

The original preload: customized engine & powertrain warranties, perfect for up-selling to TruVSC Exclusionary Wrap coverage.

Supercharge both your reinsurance and retention.

The best combo package available.

Five products bundled together to make life easy; tire & wheel, key replacement, paintless dent repair, windshild repair, and roadside assistance.

P RE LOA D

Walkaway GAP at competitive prices, with the coverage you’d expect. First dollar coverage to ensure your reinsurance position never takes a hit. Approved by all major lenders.

P RE LOA D

Exclusionary and stated coverages that are the best in the industry. No separate ceding fees. No loss adjustment expenses. Easy to reinsure. Always backed by A-rated insurance.

Owning your private-labeled maintenance program gives you a competitive edge over dealers offering manufacturer maintenance.

Completely customizable, with instant redemptions via virtual credit cards.

Warranties and Service Contracts for all the brands your dealerships sell.

13+

YEARS IN BUSINESS

50

COMPLIANT IN ALL STATES

BEST IN CLASS CLAIMS ADMINISTRATION

Designed for dealerships: our simple selling interface provides a quick path to significant revenue.

• Headquartered in Joplin, MIssouri • Founded on Groundhog Day, 2008 • Servicing 500+ dealers nationwide • All claims paid by virtual credit card, instantly • No paper forms— everything is electronic • Easy remitting process, using ACH or eChecks

We are now AM Best Financial Category VIII,

40+

YEARS IN BUSINESS

A-

35,000,000

A.M. BEST FINANCIAL STRENGTH RATINGS OF EXCELLENT

CONSUMERS PROTECTED WORLDWIDE

As a vertically-integrated insurer, we have the structure and flexibility to support a variety of warranty products and risk structures.

PRODUCTS VSC • Ancillary • GAP • Diminished Value • VVP • MSI • Motor Club •

•

Key Auto • Powersports • RV • VPP • Electronics •

Proud Partners With

*Fortegra®

• Home

ELIGIBILITY AND PROGRAM HIGHLIGHTS

EXCLUSIONARY AND STATED COVERAGES THAT ARE THE BEST IN THE INDUSTRY. No separate ceding fees.

No loss adjustment expenses.

Easy to reinsure.

Customized claims handling.

NEW UNLIMITED

ELIGIBILITY Current PLUS 2 Model Years Up to 35k miles on odometer at TOS TERM NO MILEAGE LIMIT Terms up to 96 months WRAP Coverage available by Manufacturer Warranty Term

PRE-OWNED UNLIMITED

ELIGIBILITY Current PLUS 2 Model Years Up to 60k miles on odometer at TOS TERM NO MILEAGE LIMIT Terms up to 72 months

PRE-OWNDED

ELIGIBILITY Up to 10 + Current Model Years Up to 125k miles on odometer at TOS TERM All terms are add on time and miles Terms up to 120 months and 125k miles

COVERAGE

• $100 Disappearing (ZERO) Deductible when repaired at Selling Dealer • Roadside Assistance Benefits included • Pays Posted Labor Rate/Retail Time at Selling Dealer • Same Day Claims Settlement via Credit Card • Exclusionary Coverage up to 125k miles at time of Sale, or 96 months for unlimited program.

• Component coverage includes Powertrain,Powertrain Plus, Comprehensive, and Smart Tech • Rated by Asian; Domestic plus Volvo & VW; and European plus Corvette

CANCELLATION/TRANSFER

• Full refund within first 30 days • Prorated refund with $75 fee after 30 days • Transferable to another private party ($50 fee)

ROADSIDE ASSISTANCE

• Towing Assistance • Flat Tire Assistance • Fuel, Oil, Fluid and Water Delivery Service • Lock-out Assistance • Battery Assistance

CUT OUT THE F&I FLUFF

150 GAP

GAP ADDENDUM

INSTALLATION CONSISTS OF A SIMPLE FORM CHANGE. YOU DON’T NEED ALL THAT “FREE” F&I TRAINING.

Get what you DO want:

This Addendum is between the Customer/Borrower (I, You, Your) and the Dealer/Creditor (We, Us, Our) or if assigned, with the assignee Financial Institution/Lender pursuant to the terms and conditions herein. Please carefully read this Addendum in its entirety for additional information on eligibility, conditions, limitations and exclusions that could prevent you from receiving benefits under this Addendum.

CUSTOMER/BORROWER

DEALER/CREDITOR

ADDRESS

ADDRESS

CITY

STATE

MOBILE PHONE

SECONDARY PHONE

ZIP

CITY

STATE

CONTACT

ZIP

PHONE FINANCIAL INSTITUTION/LENDER

CUSTOMER E-MAIL VIN NUMBER

YEAR

VEHICLE PURCHASE PRICE $

ACCOUNT NUMBER

MAKE

□ NEW □ USED

□ LOAN/INSTALLMENT SALES CONTRACT AMOUNT FINANCED/LEASE CAP COST

MODEL

MSRP/NADA

ADDRESS CITY

STATE

ZIP

$

□ LEASE

□ BALLOONCONTRACT

APR

FINANCING CONTRACT DATE

FINANCING CONTRACT TERM MONTHS

PRIMARY INSURANCE DEDUCTIBLE

$

%

FIRST PAYMENT DUE DATE

TERM OF GAP

$

MONTHS

MONTHLY PAYMENT AMOUNT $

MILEAGE

PROGRAM OPTIONS □ Standard 150 (150FG) □ Plus 150 (150FGP) (Not Funded by Ally Financial) □ Commercial 150 (150FGC) You have voluntarily elected to purchase this Addendum which amends Your Financing Contract. This Addendum is not considered insurance and is not a substitute for collision or property damage insurance on the Covered Vehicle. You are responsible for insurance required by the Financing Contract or applicable state law. You are responsible for handling all notifications or insurance claims that are required to be filed with Your Primary Carrier.

In the event of a Constructive Total Loss to the Covered Vehicle, the GAP Amount will be Waived pursuant to all of the terms and conditions of this Addendum. You will remain responsible for payment of any items not included in the GAP Amount.

YOU MAY PURCHASE THIS ADDENDUM ONLY AT THE TIME THE FINANCING CONTRACT IS ORIGINALLY EXECUTED. BY YOUR SIGNATURE BELOW, YOU ACKNOWLEDGE AND AGREE THAT YOUR ACCEPTANCE OF THIS GAP ADDENDUM IS VOLUNTARY AND IS NOT REQUIRED IN ORDER FOR YOU TO OBTAIN CREDIT, DOES NOT IMPACT YOUR ABILITY TO OBTAIN ANY PARTICULAR OR MORE FAVORABLE CREDIT TERMS, AND HAS NO EFFECT ON THE TERMS OF THE RELATED SALE OF THIS COVERED VEHICLE. The GAP Amount may decrease over the term of Your Financing Contract and may not extend for the full term of Your Financing Contract. You may wish to consult an alternative source to determine whether similar Benefits may be obtained and at what cost. You acknowledge that this Addendum supersedes any other representations made. If You purchase this Addendum from this Dealer/Creditor, You understand that the Dealer/Creditor may retain all or a portion of the charge paid by You. This Addendum includes a binding arbitration clause. You acknowledge that you have read and understand the entire Addendum and its terms and conditions which may reduce or prevent you from receiving all or part of the Benefits due under this Addendum.

YOUR RIGHT TO CANCEL: You have the unconditional right to cancel this optional Addendum for a refund/credit of the unearned portion of the charge for this Addendum at any time. If any cancellation occurs within thirty (30) days of the Addendum purchase You will receive a full refund/credit of the Addendum cost. After thirty (30) days, a refund/credit of the Addendum cost will be calculated by the pro rata method, or by the refund method as may be required by state or federal law, less a $50.00 cancellation fee. All refund amounts will be returned to the Lender, unless proof of total payoff of the Financing Contract is provided by You. If You choose to cancel this Addendum, You must request a refund/credit, from the Dealer/Creditor, in writing, at the address shown above.

If You do not receive the refund/credit within sixty (60) days of notice of cancellation/termination, contact the GAP Administrator to assist You in obtaining any refund due. In the event of Constructive Total Loss and a Benefit is waived, the Addendum will be deemed as fully earned and no refund will be due.

ASSIGNMENT: This Addendum will remain a part of the Financing Contract if the Financing Contract or lease is assigned, sold or transferred by the Dealer/Creditor.

MAXIMUM TERM OF GAP COST: MAXIMUM FINANCE BENEFIT LIMIT 150% 96 MONTHS

•

Factory direct pricing, with zero fluff

•

Backed by A-rated insurance company

•

All digital & electronic, with superior reporting

•

Best-in-class claims adjudication

I have read and agreed to all of the conditions:

x x

•

Deploy remotely—it’s just a form change

•

100% compatible with all menus FG150B and DMS

•

No costs to get started

CUSTOMER/BORROWER SIGNATURE

DATE

DEALER/CREDITOR SIGNATURE

DATE

GAP ADMINISTRATOR: Sidecars, Inc., 532 S. Main Street, Joplin, MO 64801 1-866-217-5309 • www.sidecarsinc.com •

Original: Administrator

Yellow: Dealer/Creditor

Pink: Financial Institution

1

White: Customer/Borrower

12/2020

COMPATIBLE WITH ALL MENUS AND DMS Deploy a form change in minutes and save thousands. Keep your VSCs in place, and use us for everything else.

menu THE BEST F&I MENU, AT ANY PRICE

NEVER PAY FOR A MENU AGAIN

HIGHLIGHTS Sign your dealerships up for any TruWarranty product, and get TruMenu at no extra cost.

No monthly fees. No gimmicks.

No long-term commitment. No minimums.

Compatible with all F&I administrators via Provider Exchange Network (PEN).

Multiple products sold by multiple administrators? No problem—aggregate them all.

menu

Powered By:

truwarranty.co

AVAILABLE VIA WEB BROWSER OR BY IPAD—YOUR CHOICE.

NEVER PAY FOR AN F&I MENU AGAIN

menu

Beautiful drag-and-drop interface that anyone can use

Intuitive remote presentation capability

Sign up today and be installed within 48 hours

Compatible with all major DMS

PERFECT FOR AUTOMOTIVE, POWERSPORTS, AND RV DEALERS OF ALL SIZES truwarranty.co

0421-V01

THE AVERAGE CAR IS MADE UP OF NEARLY 1,800 SEPARATE PARTS!

once your manufacturer’s warranty expires? LOOK INSIDE to learn more about how to protect yourself from expensive future repairs!

For Claims Call

866-217-5309

Or email your claim to claims@truwarranty.co See instructions for submitting claims via email at www.truwarranty.co

VEHICLE SERVICE CONTRACTS

888-800-2251

No Mileage Limit Coverage Up to 96 Months 24/7 Roadside Assistance Quick & Easy Claims

532 S. Main Street Joplin, MO 64801 truwarranty.co

0221-V01

ADDITIONAL BENEFITS

24/7 EMERGENCY ROAD SERVICES Available at no cost for towing up to 25 miles, battery jumpstart, flat tire change, fuel delivery* and locksmith services.

TRIP INTERRUPTION Reimbursement for food/lodging expenses, up to $90 per day for up to 3 days if a covered mechanical breakdown occurs more than 100 miles from home.

A VEHICLE SERVICE CONTRACT IS THE SIMPLE, COST-EFFECTIVE WAY TO PLAN AHEAD AND ENJOY WORRY-FREE VEHICLE OWNERSHIP! We offer a variety of coverage levels, options and terms — all with great benefits included — to make it easy to find the right plan for your needs and budget.

All of our plans are completely transferable, adding substantial resale value to your vehicle should you sell it too!

This brochure is for reference only. Please refer to your Service Contract for complete component/parts listings, and coverage details for ALL plans, options and benefits. All TruVSC vehicle service contracts are administered exclusively by SideCars, Inc.

RENTAL CAR Reimbursement for rental vehicle expenses, up to $50 per day for every 8 hours (or portion thereof) of labor time required to complete the repair, up to a maximum of seven (7) days.

COMPETITIVE LABOR RATES Labor charges are based on All Data time to repair or replace a covered component up to $125 per hour of posted labor time.

NATIONWIDE COVERAGE Access to an authorized repair network anywhere in the U.S.

* You are responsible for the actual cost of delivered materials. All services are subject to maximum reimbursement limits. Coverage may not be available in all states. Restrictions & limitations may apply. Roadside services provided by our nationwide partner.

COMPREHENSIVE

EXCLUSIONARY

The best stated coverage available.

Parts covered include but are not limited to all components listed in Powertrain Plus Coverage in addition to the following:

Enjoy maximum protection against costly repairs with TruVSC Exclusionary coverage.

This top level protection includes coverage on all factory installed mechanical or electrical components except those items listed in the exclusions section* of your contract.

Coverage also includes all of the additional benefits listed on the outside panel of this brochure, plus the following:

RENTAL CAR: Up to $50 per day for up to 7 days after a covered claim is opened.

LABOR: Labor rate is modified up to $150 based on All Data time to repair or replace a covered component as part of an authorized repair.

FLUIDS: Up to $200 fluid allowance for any covered repair including the applicable refrigerant.

DIAGNOSTIC CHARGES: Up to 2 hours or $200 diagnostics coverage (whichever is less).

We will provide coverage for any breakdown of your vehicle, less the selected deductible, except for items listed in the service contract in the section, “WHAT IS NOT COVERED”. * EXCLUDED ITEMS INCLUDE, BUT ARE NOT LIMITED TO: Maintenance, rust, corrosion, body repairs, convertible tops, leaks, squeaks, rattles, sun damage, weather stripping, graphic equalizers, DVD players, VHS players, speakers, visual and other electronic equipment (including game systems), telephones, radar detectors and GPS equipment (unless factory installed), and electronic transmitting/receiving devices, and all other items not covered by the original manufacturer.

Please refer to your contract for a complete list of exclusions.

AUDIO – (Factory installed only) AM radios, AM/FM radios, satellite radios, antenna motor, cassette players, CD players, and CD changers (excluding speakers and graphic equalizers).

HYBRID SYSTEM – IMA control unit for battery; IMA control unit for electric motor; junction board assembly; IMA motor stator assembly; IMA motor rotor assembly; PDU unit (pre-driver); PDU converter.

ENTERTAINMENT AND NAVIGATION – (Factory installed only) DVD players, VHS players, and navigation equipment.

POWERTRAIN PLUS Parts covered include but are not limited to all components listed in Powertrain Coverage in addition to the following: AIR CONDITIONING AND HEATING – Heater core; blower motor; air conditioning compressor; air conditioning compressor clutch; air conditioning compressor pulley; air conditioning condenser; air conditioning evaporator; air conditioning receiver dryer; air conditioning orifice tube; air conditioning expansion valve; air conditioning power module, controller and relay; air conditioning and heating dash control unit/temperature control programmer; accumulator; heater control valve; high/low cut-off switches; cycling switch; idler pulley; idler pulley bearing; serpentine belt tensioner; electronic temperature control sensors; temperature sensor internal; ambient temperature sensor. Refrigerant only if needed in conjunction with the repair of a covered part.

COOLING SYSTEM – Water pump; belt tensioners; radiator; thermostat; oil cooler; cooling fan clutch; cooling fan electric motors; fan blade assembly; coolant reservoir sensor.

GASOLINE FUEL SYSTEM – Fuel tank; fuel sending unit; fuel pump; fuel injectors; fuel injection rails; fuel pressure regulator; metal fuel lines; throttle body; idle air control solenoid; idle air control motor; warm up regulator.

DIESEL FUEL SYSTEM – Fuel tank; fuel sending unit; fuel pump; high pressure fuel pump; lift pump; accessory vacuum pump and injector pump; fuel injectors; fuel distributor; fuel pressure regulator; fuel/water separator; metal fuel lines; throttle body; idle air control solenoid; idle air control motor; warm up regulator.

ELECTRICAL – Alternator, voltage regulator; distributor (excludes cap, rotor and spark plug wires); distributor shaft; distributor bushings; distributor gear; distributor housing; horns; oil pressure sending unit; engine management sensors; all wiring harnesses; ignition coil; ignition module; ignition switch; ignition lock cylinder; main electronic control unit; powertrain control module; transmission control module; body control module; anti-theft system; anti-theft system switches, sensors and siren; starter motor; starter solenoid; starter drive; convertible top engagement switch and motor only; cruise control module; cruise control switch; cruise control cancellation switch; cruise control resume switch; power door lock actuators; power door lock solenoids; head lamp door motors only; primary instrument cluster; electronic driver information display, display module and power supply; dome and map light assemblies; power seat motor and transmission; seat heater assembly; brake light switch; defogger switch; rear defroster; headlight switch; power mirror switch; power mirror heating elements; sunroof switch; back up light switch; turn signal switch; washer pump switch; window switches; wiper switch; trunk lid release switch; trunk lid release activator and motor; washer pump motor; windshield wiper motor; rear wiper motor; headlight wiper motor; power window motor; power window gear; power window regulator; power window lift tape; power mirror motor; safety restraint system; air bag; air bag control module; air bag sensors and switches; impact sensors; illuminated visors.

SUSPENSION – Upper and lower control arms; control arm shafts and bushings; radius arm and bushings; trailing arm; track bar; stabilizer shaft, links, and bushings; upper and lower ball joints; torsion bars; torsion bar mounts; torsion bar bushings; coil springs; leaf springs; steering knuckles; shocks; strut bar; strut mounts; strut bushings; strut and strut inserts; spindles; steering dampener; electronic height level sensor; electronic height level controller; electronic height level air compressor; compressor relay; mode switch; wheel bearings; wheel seals.

BRAKES – Brake master cylinder; brake power assist boosters; brake power assist valves; disc brake calipers; bleeders; brake adjusters; backing plates; brake pedal apply pin; wheel cylinders; combination valve; proportioning valve; metering valve; brake hydraulic lines and fittings; vacuum and fluid reservoirs; hydro boost unit; parking brake cable; pressure differential switch; brake fluid level sensor; residual pressure check valve; return spring; self adjuster mechanism; springs clips and retainers; parking brake lever; parking brake ratchet assembly.

** Failed or Failure: A component which has received recommended factory servic

ABS SYSTEM – ABS booster; ABS pump/motor; ABS control processor; ABS dump valve; ABS sensors; ABS solenoids; ABS electronic control compressor; ABS hydraulic control unit; ABS modulator valve; ABS compensating valve; ABS accumulator.

STEERING – Steering gear; rack and pinion; rack and pinion mounts and bushings; power steering pump; power steering hoses and couplings; power steering cooler; steering main and intermediate shafts; steering column; steering column bearings; steering column couplers; electronic power steering motor; steering box; pitman arm; idler arm; tie rods; drag link; tilt wheel mechanism; rack bellows; center link; control valve; relay rod.

SEALS AND GASKETS- Seals and Gaskets of covered components designed to prevent the loss of necessary coolants, lubricants and fluids are covered. Coverage will expire when your vehicle reaches 150,000 miles as indicated on your odometer or the expiration of the term of this Agreement, whichever occurs first. After, 150,000 miles seals and gaskets will be covered only if required in conjunction with a covered repair.

HIGH MILEAGE Stated-term coverage for vehicles out to 20 years and 200,000 miles.

COVERAGES / TERMS / BENEFITS • Powertrain and powertrain plus coverages available

POWERTRAIN

• Optional coverage includes: electrical, brakes/suspension, & enhanced limit of liability • 24 months / 24,000 miles

GASOLINE ENGINE – All internal lubricated parts within the engine including pistons, piston rings, piston pins, crankshaft, main bearings, thrust washer, connecting rods, connecting rod bearings, camshaft, camshaft sprocket, camshaft bearings, timing belt/chain, timing chain gears, timing chain guides, timing belt/chain tensioner, push rods, rocker arms, rocker arm shafts, balance shaft, hydraulic lifters, solid lifters, intake valves, exhaust valves, valve guides, valve springs, valve spring retainer, valve keepers, valve stem seals, oil pump, silent shaft. Harmonic balancer; intake manifold; exhaust manifold; freeze plugs; throttle valve cable; engine mounts. Cases, housings, engine block, oil pan and cylinder heads are covered only if damaged by the failure of an internal lubricated part.

DIESEL ENGINE – All internal lubricated parts within the engine including pistons, piston rings, piston pins, crankshaft, main bearings, thrust washer, connecting rods, connecting rod bearings, camshaft, camshaft sprocket, camshaft bearings, timing chain, timing chain gears, timing chain guides, timing chain tensioner, push rods, rocker arms, rocker arm shafts, balance shaft, hydraulic lifters, solid lifters, intake valves, exhaust valves, valve guides, valve springs, valve spring retainer, valve keepers, valve stem seals, oil pump, silent shaft. Harmonic balancer; intake manifold; exhaust manifold; vacuum pump; freeze plugs; EGR cooler; throttle valve cable; engine mounts; glow plugs. Engine block, oil pan and cylinder heads are covered only if damaged by the failure of an internal lubricated part.

TURBO CHARGER/SUPER CHARGER – (factory installed only) Turbocharger/Supercharger Housing and all internal lubricated parts.

TRANSMISSION – All internal lubricated parts within the transmission including torque converter, valve body, valve body shift solenoids, accumulator rings, accumulators, adjusters, bands, bearings, boost valve, center support chain, check balls, clips, clutch drums, clutch piston, clutch packs (automatic transmission only), control rings, counter shaft, detent valve, gears, governor, governor gear, output shaft, parking gear, planetary gears carrier, planetary gears, pressure regulator valve, pressure switches, ring gears, roll pins, separator plate, servo rings, servo sleeves, shift forks, shift shafts, shift valves, shifter shaft, snap rings, sprags, springs, sprockets, stator shaft, sun gear shell, sun gears, synchronizer hub, synchronizer key(s), synchronizer ring, synchronizer sleeves, synchronizer springs, synchronizer(s), transfer shaft. Transmission mounts; transmission mount bushings; drive axle shafts; constant velocity joints; flywheel/flexplate; transmission cooler; oil lines; detent cable; detent cam; detent cam spring; front pump; front pump gears; front pump guide rings; front pump vanes; range selector cable; retainers; side cover; vacuum modulator; external switches and solenoids; electronic controller; back up light switch; speed sensor; speedometer cable; neutral safety switch; auxiliary valve body; modulator valve; parking pawl; speedometer drive gear. Transmission cases, housings, and transmission oil pan are covered only if damaged by the failure of an internal lubricated part.

TRANSFER CASE - All internal lubricated parts within the transfer case including main shaft, output shafts, bearings, drive sprocket, synchronizers, planet carriers, shift forks, chain. Transfer case is covered only if damaged by the failure of an internal lubricated part.

FRONT WHEEL DRIVE/REAR WHEEL DRIVE SYSTEM– All internal lubricated parts within the drive axle/transaxle assembly including differentials, ring gear, pinion gear, pinion bearings, axle bearings, axle races, axle flange, carrier bearing, center bearings, differential carrier, drive axle bearings, pins, retainers, shims, side gears, slip joint, spider gears. Pinion flange; U joints; axle shafts; CV joints; drive axle; drive shaft; flex disc; half shafts; hub bearings; wheel bearings; yokes; lock ring; lock nuts. Drive axle housing is covered only if damaged by the failure of an internal lubricated part.

FOUR WHEEL DRIVE/ALL WHEEL DRIVE SYSTEM - All internal lubricated parts within the drive axle/transaxle assembly including differentials, ring gear, pinion gear, pinion bearings, axle bearings, axle races, axle flange, carrier bearing, center bearings, differential carrier, drive axle bearings, pins, retainers, shims, side gears, slip joint, spider gears. Pinion flange; U joints; axle shafts; CV joints; drive axle; drive shaft; flex disc; half shafts; wheel bearings; yokes; lock ring; lock rings; Automatic locking hubs; manual locking hubs; hub bearings; four wheel drive actuator motor; front axles; front drive shaft; four wheel drive engagement switch. Drive axle housing is only covered if damaged by the failure of an internal lubricated part.

SEALS AND GASKETS- Seals and Gaskets of covered components designed to prevent the loss of necessary coolants, lubricants and fluids are covered. Coverage will expire when your vehicle reaches 150,000 miles as indicated on your odometer or the expiration of the term of this Agreement, whichever occurs first. After, 150,000 miles seals and gaskets will be covered only if required in conjunction with a covered repair.

ce but which is broken or can no longer function within manufacturer’s service limits.

• 36 months / 36,000 miles • 24/7 emergency roadside assistance • Competitive labor rates • Nationwide coverage • Same day claims settlement via credit card • Transferable • Full refund within first 30 days • Prorated refund after 30 days ROADSIDE ASSISTANCE • Towing assistance • Flat tire assistance • Fuel, oil, fluid and water delivery service • Lock-out assistance • Battery assistance

WRAP If your vehicle is currently covered under a manufacturer’s powertrain warranty, you can “wrap” this coverage around it and enjoy top-level exclusionary protection for a reduced cost.

This plan covers all approved repairs for any failure** EXCEPT any component that was originally covered under the manufacturer’s powertrain warranty, and those items listed in the exclusions section* of your contract.

Coverage also includes all of the great additional benefits listed on this brochure, PLUS the following: RENTAL CAR: Up to $50 per day for up to 7 days after a covered claim is opened.

LABOR: Modified to $150 maximum.

FLUIDS: Modified to $200 maximum fluid allowance for any covered repair including applicable refrigerant.

DIAGNOSTIC CHARGES: Modified to up to 2 hours or $200 diagnostics coverage (whichever is less).

WHAT’S COVERED

HIGH MILEAGE PROGRAM VEHICLE SERVICE CONTRACTS FOR VEHICLES UP TO 20 YEARS OLD AND WITH UP TO 200,000 MILES

ENGINE: cylinder block, cylinder heads, and all internally lubricated parts including: pistons, piston pins, piston rings, connecting rods, connecting bearings, crankshaft and main bearings, camshaft and lifters/followers (lifters or followers which have not failed, and only require cleaning are NOT covered), intake and exhaust valves, push rods, rocker arm shafts, rocker arms, and timing drive components including timing chains/belts (timing chain or belt which is being changed as part of the manufacturer’s preventative maintenance schedule is NOT covered) valve train covers, intake and exhaust manifolds, flywheel, oil pump, and oil pan, internal engine sensors AUTOMATIC TRANSMISSION: transmission case and all internally lubricated parts, planetary gear systems, clutch and steel packs, clutch drums, bands, internal seals, pump, valve body, internal sensors, internal solenoids, and overrunning or one way clutch assemblies, torque converter, and torque converter housing STANDARD TRANSMISSION: transmission case and all internally lubricated parts, input shaft, output shaft, idler shafts, main shaft, and all internal gears, synchronizer assemblies, and shaft forks (standard transmission clutch assemblies, linkages, and hydraulic clutch units are NOT covered) TRANSFER CASE: transfer case on all four wheel drive vehicles and all internally lubricated parts DIFFERENTIAL: front or rear differential housing and all internally lubricated parts (excluding wheel bearings), drive shaft universal joints SEALS & GASKETS: provides replacement of seals and gaskets which are leaking fluids (lubricants or coolant), slight seepage is not considered to be a covered repair, (vacuum leaks are not covered) AIR CONDITIONING: ac compressor, ac clutch and clutch coil on vehicles with factory 134 air conditioning units, condenser, condenser fan motor AXLE SHAFTS: on front wheel drive vehicles covered after the greater of 30 days or 1000 miles (boot failure or damage resulting from boot failure is NOT covered)

ADDITIONAL BENEFITS 24/7 EMERGENCY ROAD SERVICES COMPETITIVE LABOR RATES NATIONWIDE COVERAGE TRANSFERABLE RENTAL CAR TRIP INTERRUPTION

CUSTOMIZE YOUR COVERAGE ELECTRICAL BRAKES/SUSPENSION ENHANCED LIMIT OF LIABILITY

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This document summarizes certain features of the High Mileage Vehicle Protection program. Please refer to the contract provisions for additional information including details of benefits, specific exclusions, conditions, and limitations.

866-217-5309 0421-V03