DAR + Reedman Toll

POWERED BY:

SOLIDIFY YOUR F&I • Get total transparency on pricing • Maximum reinsurance participation • Maximum flexibility on claims handling • 100% compatible with your existing reinsurance arrangement • Unique reporting that allows dealers to see online exactly how their program is performing—and reconcile their bank accounts to the penny

TruWarranty combines best practices in compliance, technology, and underwriting strength: • Products underwritten in partnership with Fortegra • Most advanced reporting available, anywhere • Online dashboards show you exactly how your dealerships perform • All-digital contract administration and tracking • Full reinsurance participation, using your existing provider • Innovative claims adjudication via YDE partnership • Private labeling available on all F&I products

TruWa

Don’t see what you’re looking for? You can bet we’ve got it—just ask.

Don’t see what you’re looking for? You can bet we’ve got it—just ask.

A SIMPLE PRO FORMA • 4,800 Vehicle Service Contracts sold over the next 12 months, based on existing volume • Average reinsurable VSC claims reserve = $500 • Annual reinsured premium: 4,800 VSCs x $500 = $2,400,000 • Average loss ratio: 69%, leaving annual underwriting income of $744,000 (31% x $2,400,000) • All-in TruWarranty VSC admin fee, including all ceding fees and premium tax: $175 per contract. NO unnecessary loss adjustment fees.

• Other administrator’s admin fee, including 1% ceding fee and 3% premium tax: $202 per contract ($175 admin + $27 additional fees) • Other administrator’s loss adjustment expense: $9,000 monthly (9% x $100,000 monthly claims).

• Annual savings in reduced admin fees: $237,600 ($27 savings per contract admin fee + NO loss adjustment expense (LAE)) • Over the next five years, gain $3.72 million in transparent underwriting profit ($744k x 5), plus save $1.18 million in admin fees ($237,600 x 5)

Warranties and Service Contracts for all the brands your dealerships sell

13+

YEARS IN BUSINESS

50

COMPLIANT IN ALL STATES

BEST IN CLASS CLAIMS ADMINISTRATION

Designed for dealerships: our simple selling interface provides a quick path to significant revenue.

• Headquartered in Joplin, MIssouri • Founded on Groundhog Day, 2008 • Servicing 500+ dealers nationwide • All claims paid by virtual credit card, instantly • No paper forms— everything is electronic • Easy remitting process, using ACH or eChecks

We are now AM Best Financial Category VIII,

40+

YEARS IN BUSINESS

A-

35,000,000

A.M. BEST FINANCIAL STRENGTH RATINGS OF EXCELLENT

CONSUMERS PROTECTED WORLDWIDE

As a vertically-integrated insurer, we have the structure and flexibility to support a variety of warranty products and risk structures.

PRODUCTS VSC • Ancillary • GAP • Diminished Value • VVP • MSI •

• Motor Club •

Key Auto • Powersports • RV • VPP •

• Home

Electronics •

VERSATILE RISK STRUCTURES First Dollar & Failure to Perform • Flat Fee & Percentage Fee • 100% Re-insured CFC or NCFC •

Proud Partners With

*Fortegra®

• A/O & DOWC

100% Digital Compatible with all DMS and menus—installation consists of a simple form change.