Tradition Companies Newsletter – January 2020

newsletter

JANUARY 2020 | WINTER

WHAT’S INSIDE

Photo Credit: TeMo Photo

FAITH. HOPE. COURAGE.

2

HOMES BY TRADITION

4

MORTGAGE

6

HOUSE THAT HOPE BUILT

8

WEALTH MANAGEMENT

9

CAPITAL BANK

10

ROBERT THOMAS HOMES

12

DEVELOPMENT

14

GOLF

15

NEW! RT URBAN

16

ENEBAK CONSTRUCTION

18

ESQUIRE TITLE

19

PASS IT ON

20

PARTNER SPOTLIGHT

22

development | mortgage | new home builders | construction capital bank | golf | wealth management | title

www.traditioncompanies.com

JACK TAGGART

TOM SHAVER

CASEY HEISLER

RICH CHAPMAN 2

FAITH. HOPE. COURAGE. With all the events happening around us, Tradition Companies has created an annual event that is nothing like any event you’ve been a part of. What defines this event is the people, and their stories.

Common people with uncommon stories, sharing their defining moments of despair that has given them perspective they can now use to help others.

Stories of Faith. Stories of Hope.

Stories of Courage.

On Tuesday, November 5th, 2019, at Brackett’s Crossing Country Club in Prior Lake, family, friends, employees and business partners gathered. Four guest speakers were invited to share their stories: Casey Heisler, Tom Shaver, Rich Chapman, and Jack Taggart.

From mental health, to organ donation, youth cancer, and the goodness of others, the room was filled with emotion and gratitude.

The takeaway? Find comfort in people that care. The event is intentionally held on Election Day in hopes that it will bring people of all circumstances, parties, and backgrounds together to remind us that life is greater and more significant than our problems. We have a gift to be able to choose our attitude.

Don’t be defined by your problems or state of mind - stay positive and find reasons to keep going.

Guest Speakers o

Thank you to all who joined us for a great event! Keep an eye out for our invitation for the 2020 event. Find a link to the video recap of this year’s event below and be sure to take a moment to reflect on all that you’ve been blessed with - even on your darkest days. Choose Faith. Choose Hope. Choose Courage.

- Tip Enebak

Tradition Companies

INSPIRATIONAL STORIES. ORDINARY PEOPLE.

CASEY HEISLER

TOM SHAVER

RICH CHAPMAN

JACK TAGGART

TRADITION EMPLOYEE

ENTREPRENEUR

ENTREPRENEUR

HOPE KID

For more details & video of the event, visit www.TraditionCompanies.com

PROUDLY PRESENTED BY:

Emcee

Mike Max

WCCO Sports Director

events 3

HOMES BY TRADITION This exquisite custom design is nestled on a picturesque 5.88 acre property in the south metro’s premier acreage neighborhood, Reverence. Inspired by transitional shingle-style architecture with an east coast influence, this home has an ideal balance of warmth and comfort with refined details. You’ll appreciate a thoughtful blend of textures and color contrast, while balancing modern fixtures, quality finishes and craftsmanship

throughout. Over 725 square feet of outdoor living space and a finished lower level make this home perfect for entertaining. The combination of this beautiful home and its amazing property is unmatched in the Twin Cities south metro.

- Dean Nelson | President Homes by Tradition

22213 Dakota Avenue | Lakeville, MN

5 bed

4.5 bath

$1,599,000

5,481 sq. ft.

Tour this home Saturdays and Sundays 12-5pm

home builders 4

2020 is filled with some of our favorite custom home designs to date. From $1.2M - $3M, we’re designing and building high quality, architecturally rich homes on-your-lot or in our communities.

MN LIC BC556362

For more information, visit www.homesbytradition.com

5

TRADITION MORTGAGE FULL SERVICE LENDER

WELCOME TO THE TEAM

We are proud to provide a full suite of home financing products including construction, renovation, purchase, and refinance services for primary, investment, and vacation or cabin homes. We tailor our products to fit our clients’ individual financial needs.

In December, Mike Greenlay joined Tradition Companies as Director of Brand Marketing and Communications to help grow the Tradition brand. Mike is a familiar personality to Minnesota hockey fans and is well known for his commentary during Minnesota Wild broadcasts.

This past summer, the new North Oaks office was opened marking our 5th Twin Cities metro location. Our 11 overall branches are located throughout Minnesota, Iowa, and Wisconsin.

mortgage 6

- Erik Hendrikson | President

Tradition Mortgage

For more information visit www.traditionmortgagemn.com

WELCOME MIKE GREENLAY

2019 was a record year for the mortgage team with strong increases in origination volume, employees, and branch locations.

Lower interest rates, a busy home buying season, and continued strong new construction business were catalysts that propelled us to a historic year with over $1 Billion in total originations for the first time in company history. Tradition Mortgage also has an industry leading closing percentage of over 70% (drastically higher than industry average of 50%), meaning that we deliver on our promises to close for our clients.

Company NMLS #286998

TRADITION MORTGAGE - 2019

BY THE NUMBERS: Closings

3,080 Total Volume

$1,061,838,838 Construction Volume

$93,800,000

Employees

80

Branch Locations

11

7

2019 HOUSE THAT HOPE BUILT Tradition Companies enlisted the The house sold during the Fall Parade help of Robert Thomas Homes and of Homes℠. Joined by many of our many of their trade and business trade and business partners who partners to construct our third House contributed materials, labor and cash that Hope Built in 2019. The goal for donations to the project, Tradition the “Hope House” is to donate the Companies was able to present net proceeds from the saleFALL of the2019 HopeKids Minnesota with a $410,000 of Brandtjen | Lakeville home to HopeKidsSpirit Minnesota, a Farm donation to their organization! local nonprofit organization that provides unique support for children It was an exciting journey, and we with life threatening illnesses and are so happy to be partnered with their families.

HopeKids to support local families.

R

“I am touched by the support of Tradition Companies and Robert Thomas Homes. This gift helps more than 1,400 families battling cancer or other life-threatening conditions by keeping them focused on the future.”

-Josh Taylor President, HopeKids

The proceeds from this year’s sale will allow the continued use of the HopeSuite at the Xcel Energy Center.

Since 2015, the HopeSuite has helped build a support community among hundreds of Minnesota HopeKids families.

- Jake Enebak | Chief Executive Officer

giving back 8

Tradition Companies

For more information on the HopeKids organization, visit www.HopeKids.org

*The Parade of Homes is a service mark of Housing First Minnesota and used with permission.

TRADITION WEALTH MANAGEMENT As you look ahead to what your plans for 2020 are, it is a great opportunity to consider reviewing your financial needs and set new goals.

Tradition Wealth Management is here to be your partner in fostering those goals and is dedicated in helping you achieve success. We value each and every one of our client relationships, and continue to strive for excellence in everything we do. We love the work we do, and the people we do it for.

Make 2020 be the year you take your financial planning to new heights!

- Chad Schumacher | President

Tradition Wealth Management

Join us at our quarterly Cyber Security & Shredding events!

For more information, visit www.traditionwealth.com

CYBER SECURITY With the continuing advancement of technology, cyber security has become increasingly important. The amount of victims of identity theft is higher than ever and that number will continue to grow each year.

FOLLOW THESE RULES TO REDUCE YOUR RISK: ONLY CONNECT TO SECURE AND PRIVATE WI-FI NETWORKS UPDATE PASSWORDS FREQUENTLY PURCHASE FROM TRUSTED BRANDS AND RETAILERS AVOID PUBLIC CHARGING STATIONS BACKUP ALL DEVICES AND COMPUTERS

OUR TEAM IS GROWING Join us in welcoming our newest Investment Advisor, Chris Leivermann.

“I’m thrilled to be joining the Tradition family. The office rapport, sense of community and quality services provided at Tradition makes it an ideal place to work. I’m proud to be part of a team that values building lifelong relationships and generously gives back to the community.”

- Chris Leivermann

wealth

Securities offered through ProEquities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. Investment Advisory Services offered through Tradition Wealth Management, LLC, a Registered Investment Advisor.

Tradition Wealth Management, LLC, ProEquities, Inc., and all other Tradtion-branded companies are independent entities.

9

10

TRADITION CAPITAL BANK At Tradition Capital Bank, we are committed to using the gifts we have been given – our time, talent, touch and treasure – to be a force for good and make our community a better place to live, work and do business.

Our team got together this past September to come alongside Twin Cities Habitat for Humanity to build a home in Bloomington. Over the span of a week, more than 90 Tradition employees and clients came out to give their time and talents to help make affordable housing a reality in our community.

For more information on Tradition Capital Bank, visit www.tradition.bank

Member FDIC. Equal Housing Lender.

Twin Cities Habitat for Humanity’s mission is to eliminate poverty housing from the area and make decent, affordable shelter for all people. The issue with housing in the Minneapolis and St. Paul area is that the prices of homes are skyrocketing “When our community faces a while wages remain stagnant. One in challenge, we don’t sit on the three low-income families will spend sidelines. We draw up our plans and half their income (or more) on housing. Home is the foundation of we take action together.” everything. When homeownership is - Chris Coleman (CEO) affordable, like it always is with Twin Twin Cities Habitat for Humanity Cities Habitat for Humanity, children do better in school, parents are more Tradition intentionally partners with confident about finances, families organizations who share our values are healthier and neighborhoods are and work to set people on a stronger. pathway of personal development, - Lauren Withers | Keystone Program Manager growth and life transformation. Twin Tradition Capital Bank Cities Habitat for Humanity was a natural fit.

capital bank 11

ROBERT THOMAS HOMES Robert Thomas Homes is proud to announce that we have earned four Reggie Awards for our model homes that were entered in the 2019 Fall Parade of Homes ℠ . We were also presented with the Minnesota Green Path Leadership Award! These coveted awards were announced at Housing First Minnesota’s Building Industry Gala – The BIG Night held on October 25, 2019, at the Mystic Lake Showroom in Prior Lake. We are tremendously honored by these awards and thankful for the wonderful celebration put on by the Housing First MN organization!

GREEN PATH LEADERSHIP AWARD

THANK YOU & CONGRATS!

Robert Thomas Homes champions innovation to build homes with energy efficiency and sustainability in mind. We have been an active member of the MN Green Path Committee and an active participant in MN Green Path initiatives. As one of the first MN Green Path Designated builders, Robert Thomas Homes is committed to testing 100% of our homes and has achieved 1,000 energy tested homes as of the end of 2019. We are honored to be awarded the 2019 MN Green Path Leadership Award for our innovation, passion, and commitment to building energy-efficient and sustainable homes!

Not only are we honored to have won, but immensely thankful for the support and dedication of our trade partners who took home Trillium Awards℠ for their contributions in creating these homes. We couldn't have done it without you all. The Trillium Award℠ recognizes the partnership between the builder and their suppliers in creating homes that show quality and excellence. Congratulations to All, Inc., Ambiance at Home, Contract Interiors, Inc., Creative Lighting, Fireside Hearth & Home, and Minnesota Tile & Stone on your Trillium Awards℠.

- Todd Stutz | President Robert Thomas Homes

Visit a Robert Thomas built home to experience our award-winning designs, quality details, and vibrant neighborhoods.

Showcase Models open daily 12-5pm.

Pricing, floorplans, virtual tours, community information & more at RobertThomasHomes.com

home builders

© 2020 Robert Thomas Homes Inc. All rights reserved. Prices, floor plans, home elevations, options, upgrades, specifications, incentives, promotions, and availability are subject to change without notice. Finished square footage and dimensions are approximate and subject to change without notice. Photos, virtual tours, video tours, and/or illustrations may not depict actual home plan configuration and/or details and may show certain options and upgrades not included in the base price or starting price of the home plan. Included standard features are dependent upon plan. To maintain our goal as an innovative builder, our policy of continuous improvements requires that the listed standard features are subject to change without notice. Promotions and incentives may require the use of a certain lender that is an affiliate of Robert Thomas Homes, Inc. Floor plans and home elevations are used by permission by Robert Thomas Homes, Inc. and are protected by U.S. copyright laws. The Parade of Homes is a service mark of BATC – Housing First Minnesota and is used with permission. Please consult a Robert Thomas Homes, Inc. New Home Consultant for complete information. MN LIC BC644819

12

13

TRADITION DEVELOPMENT Highcroft of Woodbury is one of Woodbury’s newest developments, located at the crossroads of I-94, 494, and 694. Three locally owned and operated builders give you the opportunity to build your home, your way with a lot and floor plan customized to you. The 89-acre development offers a combination of park, lake, and wooded views.

Whether you are in the market for a rambler villa-style home, single family home or want something more custom, these builders can accommodate you.

FIRST ADDITION The Highcroft development began in 2017 with land aquisition and site design efforts. The first homes began construction in late 2018. The first addition contained 159 lots which consisted of both single family lots and detached townhome lots.

Community amenities include a beautiful resident clubhouse and pool, neighborhood frontage on Bailey Lake, 6-acre city park, and internal trail system with connections to both the regional City and County network of trails.

SECOND ADDITION Tradition Development recently completed site grading and infrastructure improvements for the Second Addition of the development. This addition will consist of 64 lots (39 single family lots and 25 detached townhome lots).

It is anticipated that the lots developed with the second addition will be built out by mid-2022.

- Patrick Wrase | Project Manager - Rob St. Sauver | Project Manager Tradition Development

development

For more information, visit www.highcroftofwoodbury.com

14

Robert Thomas Homes - MN LIC BC644819 Stonegate Builders - MN LIC BC723087

TRADITION GOLF: LEGENDS CLUB

2/9 Valentine’s Sunday Brunch 2/12 Callaway Fitting Day 2/14 2/19 2/21 2/23

(Simulator Center)

Valentine’s Day Dinner

TaylormadeÂŽ Fitting Day

Legends Club Golf & Event Simulators include: 2 High Definition Golf Simulators 36 Championship Golf Courses 10 Practice Ranges Fun For The Whole Family Full Food & Beverage Service Laser Shot Gun Range Friendly Professional Staff Call (952) 226-4777 to plan your next group outing or party!

MARCH

FEBRUARY

EVENT CALENDAR

Enhance your next event with the ultimate indoor golf experience. Our state of the art golf simulators are the perfect package for all event sizes from small groups to large holiday parties.

3/15 3/28

St. Patrick’s Day Brunch Live Music

(featuring Becky Rae Dalton)

APRIL

Our professional staff is committed to providing an upscale venue with the highest quality customer service for groups of all sizes, creating a truly memorable experience for you and your guests.

WINTER GOLF AT LEGENDS CLUB SIMULATOR EVENT CENTER

4/12

Easter Brunch

MAY

Legends Club is more than just a beautiful, award winning golf course. Our facilities are equipped with all the amenities you expect for an exceptional year round experience. Legends Club is open to the public with amenities that include a full-service golf shop, exceptional practice facilities, upscale casual dining experience with indoor and outdoor patio seating, two high definition golf simulators, beautiful wedding/banquet spaces, and much more.

5/10

Mother’s Day Brunch

(Simulator Center)

Live Music

(featuring Mark Mraz)

MSP Restaurant Week

Check out more of our upcoming events at legendsgc.com/outings-events/events-calendar

golf

15

NEW! RT URBAN HOMES

INTRODUCING RT Urban Homes Urban-inspired modern homes and townhomes featuring outdoor living spaces and beautiful designer specified interior packages curated exclusively by Martha O’Hara Interiors.

RT Urban Homes, Inc. is a brand new Minnesota home builder that answers the need in the Twin Cities market for a collection of urban-inspired homes and townhomes with a streamlined buying process. RT Urban Homes is comprised of two collections: Revival Collection of detatched townhomes with outdoor patios and Revelation Collection of attached townhomes with rooftop decks.

SALES CENTER OPENS MARCH 2020 Spirit of Brandtjen Farm | Lakeville, MN

16

Revival

BEDROOM #3

BEDROOM #2

2-CAR GARAGE

BATH

PANTRY

MUDROOM

R

KITCHEN

OWNER’S BATH

OPT. MICRO.

OPT. WINDOWS

DW

OPT. BENCH

LAUNDRY

BATH

DINING

GATHERING ROOM FOYER

OPT. BENCH

OPT. BUILT-INS

OPT. BUILT-INS

PATIO

OPT. BUILT-INS

OWNER’S SUITE

MECHANICAL/ STORAGE FUTURE BEDROOM #4

PORCH

Pricing, floorplans, & more information at RTUrbanHomes.com

OPT. FIREPLACE

FUTURE BATH

FUTURE FAMILY ROOM

© 2020 RT Urban Homes Inc. All rights reserved. Prices, floor plans, home elevations, options, upgrades, specifications, incentives, promotions, and availability are subject to change without notice. Base prices or starting from prices of a home plan or floorplan do not include optional home elevations, options, upgrades, or lot premiums. Finished square footage and dimensions are approximate and subject to change without notice.

Photos, virtual tours, video tours, and/or illustrations may not depict actual home plan configuration and/or details and may show certain options and upgrades not included in the base price or starting price of the home plan. Showcase model homes featured may show model staging, furniture, and accessories that are not included in the purchase of a home. Community improvements and amenities described are based upon current development plans and information furnished by others and are subject to change without notice. No representations are made with regards thereto. Community association fees and/or assessments, covenants, conditions, and restrictions may apply. Promotions and incentives may require the use of a certain lender that is an affiliate of RT Urban Homes, Inc. Floor plans and home elevations are used by permission by RT Urban Homes, Inc. and are protected by U.S. copyright laws. Please consult an RT Urban Homes, Inc. New Home Consultant for complete information. MN LIC BC758134

17

ENEBAK CONSTRUCTION This year is looking to be another busy year for Enebak Construction. Moving millions of cubic yards of earth each year takes extraordinary vision, massive equipment, and a talented, dedicated team. We have a fair share of carryover work from 2019, as well as a handful of new jobs starting in 2020 that we are looking forward to working on.

MATERIAL AVAILABILITY

DEWATERING

The site consists of varying depths of black dirt. Some areas throughout the site vary in depth from as little as 1 foot of black dirt to as deep as 20 feet. Due to these varying depths and large amounts of black dirt, ECC has to mine out a 7-acre pond nearly 50 feet deep to obtain the amount of sand that is required to develop the site in.

Most jobs throughout the Blaine area require some amount of dewatering.

The HyVee site requires a pretty extensive dewatering process, utilizing hydraulic pumps. There are currently two 8� hydraulic pumps that run 24 hours a day, 7 days a week to keep the water at bay. These pumps run to multiple sediment basins that we have built onsite to clean the water. Once the water gets to the basins it runs through a sequence of 2-3 sediment basins to filter out any of the sediment in the water. At that point the water is clean enough, and it overflows through an outlet pipe and into an offsite drainage ditch.

The new HyVee store in Blaine, MN is a project we are continuing to work on throughout the course of the winter.

This is the fourth HyVee site that ECC has been part of in the past few years.

We have worked with multiple developers and looked at different layouts for this site for over a decade.

The challenges this site has, makes it more complex to develop. Not only were developers concerned about the site sitting on an existing swamp, but also the availability of materials and heavy dewatering needs that would require some creative problem solving.

- Andrew Comstock | Assistant Estimator Enebak Construction

PROJECT PROGRESS

GRADING Completion by Spring thaw Next Challenge UTILITIES

construction 18

For more information, find Enebak Construction on Facebook or visit www.enebak.com

ESQUIRE TITLE MAKING HISTORY IN 2019 After a slower than normal first half of the year, Esquire Title got hit with a flurry of orders in May that didn’t let up the rest of the year. 2019 finished as the best year in Esquire Title history!

A great way to end the decade.

NEW OFFICE LOCATION Esquire - North Oaks is now open!

Joining Edina, Woodbury, and Aitkin, this new location is our fourth office in Minnesota open to serve our clients.

100 VILLAGE CENTER DRIVE, SUITE 242 NORTH OAKS, MN 55127

STATS | 2019 Open Transactions

2,500

Closed Transactions

2,440

More than DOUBLED from 2018 (1,124)!

Mortgage Values

$600M

RANKED #1 BY FIRST AMERICAN IN 2019! *First American is the underwriting company for Esquire Title.

OUR TEAM IS GROWING Join us in welcoming two new additions to the Esquire Title team!

Becca Harden has joined us as an Administrative/Closing Assistant, as well as Art Lundgren, joining us as a Contract Examiner.

PARTNERSHIPS Our success can be attributed to the relationships we have made in the industry both through the Tradition family and outside networks. When you think about the process of buying, selling or refinancing a home, our team gets the opportunity to meet so many people. Buyers, sellers, families, real estate agents, loan officers and more. Each has a different story. Our goal is to make each one feel as though they are the most important customer we have.

- Lynn Stander | Partner Esquire Title

FOR MORE INFORMATION: visit www.esqmn.com or call (952) 322-8800

tit le 19

TRADITION PASS IT ON HALLOWEEN TRUNK-OR-TREAT

HOLIDAY FUNDRAISER & TOY DRIVE

A creative twist on trick-or-treating with our annual Trunk-or-Treat event for HopeKids families in our Edina office parking lot. So much creativity with car trunk decorations and games, made for a fun and accessible place for families to trick-or-treat.

There’s no better feeling than seeing the joy on a child’s face as they open up toys at Christmas. Our annual holiday fundraiser & toy drive event was created to help make Christmas a little brighter and easier for families in the Twin Cities metro

area.

The event was a great success and we were able to donate over 600 toys to Toys for Tots and provide 20 HopeKids families with gifts from their children’s Christmas wish lists!

Thank you for everyone that joined us at the event and/or donated.

We appreciate your support and thank you for your generous contributions.

For more information, visit www.tradition-pass-it-on.com

RUNNING FOR UNITED HEROES LEAGUE Tradition Wealth Management’s Jake Taylor, completed the 2019 Medtronic Twin Cities Marathon in 4 hours and 47 minutes while wearing a 20lb vest to raise money for the United Heroes League. Jake raised over $6,000!

“The event was one of the most positive and emotional things I have been part of. From all the cheering, to runners encouraging each other to keep moving, the support from family and friends was something I can’t put into words!”

- Jake Taylor

pass it on 20

“Art Opens Doors” Features eleven tiny doors created by Twin Cities artists that were installed throughout the Galleria in Edina.

ART OF EDINA

A creative way for Tradition to engage with the local community by creating opportunities for local artists to display their art throughout Edina.

“See Them Shine!”

Highlights the free-spirited Edina senior community with photos on display at The Hilltop in Edina and in a limited print of calendars.

21

PARTNER SPOTLIGHT: DA BEAUTY LEAGUE ABOUT DA BEAUTY LEAGUE

TIES TO TRADITION

Da Beauty League was established in the Fall of 2015 by local business people in an effort to bring professional hockey to Minnesota on a year round basis. The league centers itself on bringing fans fast paced professional hockey in a more intimate casual family environment. Da Beauty League serves as a training ground for players as they prepare for their upcoming professional seasons.

One night a week, fans get to enjoy three games played out of Edina’s Braemar Arena during the months of July and August. Enjoy a relaxed and exciting atmosphere to watch hockey and enjoy typical intermission entertainment while watching the best hockey talent in the world!

Da Beauty League co-founder, Ben Hankinson, is part of a relationship with Tradition that goes back generations. From golf course developments, to family ties, he has been guided through several buying and selling of homes, as well as banking and investing with our Tradition family of companies.

Since Da Beauty League’s inception 5 years ago, Tradition has been a strong supporter of the league. The Da Beauty League group and players share our same mission of helping others and giving back to the community, which makes our partnership a great fit.

“Our relationship with Tradition starts with business, but is so much more.

It’s a partnership to overall “do good things in the community.” A local company, with a local impact that everyone can see and feel first hand in the community. We will always support Tradition and work together long term to do the right thing.”

spot light 22

- Ben Hankinson

JASON ZUCKER MINNESOTA WILD 23

Clients for life.

www.traditioncompanies.com