All Things Real Estate - September 2018

allREAL thingsESTATE

September, 2018

REAL ESTATE

View more photos and information of this month’s featured home on pages 20 and 21

The “Roosevelt” Rochester Model Home

Serving Gibson, Knox, Pike, Vanderburgh and Warrick Counties in Indiana and Wabash County in Illinois.

CLARION REGISTER PRINCETON DAILY

MOUNT CARMEL

2 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Right at Home

Don’t forget sconces in your lighting plan on a wall or fence.

Wood likes sconces with an articulating arm. “It ighting a room seems frees the light from a single simple: Plug in a lamp or illumination point, in a similar flip a switch. fashion to a task lamp,” he Not so fast. says.

“Nothing enhances a space There are also versions that more than a thoughtful lighting reach some distance from the plan,” says interior designer wall, illuminating corners that other Michael Wood of New York City. lighting can’t.

Many buildings in the city don’t “Brass and oiled bronze allow channeling into the sconces are especially popular, ceiling to add lighting, so as as are midcentury-style globe a workaround, he often uses sconces,” says Garlough. sconces.

At Joss & Main, the “The right sconce at the Gulvason articulating sconce right location, inside or out, comes in several metallic can act as much as a statement finishes, including brass or art object as a light fixture,” and polished nickel; it can be he says. “There’s an opportunity to installed or plugged in, which is personalize and add richness to a handy if you aren’t able to hard-wire space.” anything. The Sabinal perches a There are practical considerations, little black shade on a resin post as well. shaped liked a tree branch, clad in “Sconces free up space on night tables, or reduce clutter in a room with gold metallic for a mix of rusticity too many floor lamps,” says Wood. “For and elegance. And, available in both a smaller spaces in particular, the less on swing-arm and fixed arm version, the Bautista’s round opal glass shade casts the floor the better.” a warm glow.

Donna Garlough, style director Wood praises Los Angeles designer for Joss & Main, has noticed growing Brendan Ravenhill’s new ADA sconce, interest in sconces in the past few which debuted during design week this years. spring at the ICFF in New York.

“It’s not that they’re new, but “I was impressed with the spaces featuring sconces have flexibility — it can mount vertically or become extra-popular on Pinterest horizontally — and the finish and size and Instagram lately, where a lot of options,” he says. “It would work with DIY decorators get their ideas,” she contemporary, industrial or classic says. “Lighting manufacturers have decor.” responded with stylish options for At Pottery Barn , the Adeline every budget.” sconce brings sparkle to a space with The right sconce can create a a faceted crystalline glass shade. welcoming glow, and accentuate Translucent milk glass and a riveted furniture and architecture, Garlough bronze, nickel or brass frame give the says.

“Used to frame furnishings like beds PB Classic sconce retro charm. And and sofas, sconces can give your room for a sophisticated bathroom, consider a high-end, custom feel, and they make the Sussex tube sconce, with a frosted glass shade mounted on a polished furniture look like it really belongs in nickel base with Art Deco-era elan. the space,” she says.

Finally, from West Elm, there’s a Popular locations for sconces lovely adjustable sconce that plugs in. include the master bedroom, where It comes in both long- and short-armed they create a hotel-chic vibe, next to versions, with one or two shades. Brass bathroom mirrors, around kitchen and a curvilinear black shade give it a cabinetry or in hallways. Outdoors, a cool mid-mod vibe. sconce provides great mood lighting

BY KIM COOK

THE ASSOCIATED PRESS

L

Brendan Ravenhill Studio via AP

This undated photo provided by Brendan Ravenhill Studio shows Ravenhill’s Ada sconce. Ada is inspired by a Charlotte Perriand design, one of Ravenhill’s favorites, and its name reflects a unique feature of the fixture: it complies with the American Disabilities Act guidelines that say sconce lighting shouldn’t protrude more than 4” from a wall. The fixture can be mounted horizontally or vertically, indoors or out.

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 3

Voted Knox County’s Best Realtor

Beth Meeks

Katie Dewig

Chelsea Meeks

REAL ESTATE

Broker/Owner

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katie@ meeksrealestate.net

chelsea@ meeksinsurance.net

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4 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Designer’s Eye

Angie Seckinger | Sherry Moeller via AP

This undated photo provided by Sherry Moeller shows Angie Seckinger | Sherry Moeller via AP an upper level seating area in a home designed by This undated photo provided by Sherry Moeller shows a Colleen Duffley | Sherry Moeller via AP Pamela Harvey in McLean, Va. A bar cart placed near a home library designed by Kelley Proxmire in Washing- This undated photo provided by Sherry Moeller shows a ton, D.C. An ottoman helps turn a comfortable chair into reading area on a Florida screened porch designed by comfortable window seat provides a place for a reading lamp and a spot to rest a mug or glass, creating a cozy the perfect place for reading.

Pamela Harvey. Reading nooks can be outdoors. reading nook with plenty of natural light.

Creating a perfectly cozy place to read She has also creatively repurposed spare closets, a trick that’s especially useful in children’s bedrooms. For one client, she removed closet doors, added a padded e decorate our homes in order to enjoy them.

For book lovers, adding a cozy and well-lit space bench seat across the width of the closet, and then added dedicated to reading can be the perfect finishing a wall-mounted light fixture. Built-in drawers underneath the seat and shelf space above mean the closet still offers touch.

Designer Pamela Harvey, who splits her time between storage.

Add pillows to the padded seat and a curtain for design projects in Florida and in the northern Virginia/ privacy, Proxmire says, and you’ve got the perfect place Washington, D.C., area, says that where you put a reading space depends on your habits. Are you seeking a for a child to curl up and get lost in books.

And if your reading space must be in a common area, spot that’s private and silent, or would you rather have an you can still have a measure of privacy. Try adding a open, airy reading space to share with family members?

Here, she and two other interior designers — Kansas decorative screen or strategically placed bookcase that functions as a room divider. That’s “a great way to carve City-based Jaclyn Joslin, founder of Coveted Home, and out a little space in a corner of a room for a retreat-like Bethesda, Maryland-based Kelley Proxmire — suggest feeling,” Joslin says. ways to create a perfectly luxurious space, even on a budget.

BY MELISSA RAYWORTH THE ASSOCIATED PRESS

W

CREATIVE LOCATIONS Joslin has helped two clients turn unused formal dining rooms into multi-use spaces. Although the rooms are used by the whole family, she says, “in both homes we added nice comfy chairs for the adults to sit in and read.”

Proxmire added a reading space to a home office for a woman who wanted her kids to cuddle up and read while she worked.

Along with plenty of spots to plug in all this lighting, don’t forget to have enough outlets for chargers if you’ll be reading on a digital device, Harvey says.

ALL THE RIGHT ELEMENTS

Reading chairs don’t have to be expensive. But they must be comfortable.

“A chair large enough to curl your legs up into is the ultimate comfy zone for reading,” Joslin says, “so choosing chairs with arms and styles that don’t skimp on seat space is key.”

And no matter how comfortable and large your reading chair may be, all three designers suggest including an ottoman or footstool so that your legs can be stretched out and elevated.

“Drink tables next to the chairs are also a priority item, along with a few cozy throw blankets strewn about,” LAYERED LIGHTING Joslin says.

Build in “the flexibility to have different levels of light” Keep these items within arm’s reach so you won’t in your reading space, Harvey says. have to get up once you’ve settled in to read. You’ll also She suggests a mix of table lamps, floor lamps and want to keep reading material easily at hand. small reading lamps.

“If you’re tight on floor space,” Joslin says, “try “Task lamps work really well,” she says. some wall-mounted shelving to display books or a very Joslin agrees: “I love floor lamps that are sleek and minimal that can be tucked under or right next to the chair utilitarian yet still stylish vertical bookcase.”

Consider adding a small rolling bar cart or even a wet to provide direct light for reading,” she says. “Swing arm wall sconces are also a great option for a reading nook.” bar if your budget and space permit, Harvey says.

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 5

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NEW LISTING! 708 S. Hall St., Princeton BUILDING LOT! Wonderful lot on the south side of Princeton. This empty building lot is convenient to shopping, schools and parks.

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6 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

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ALL THINGS REAL ESTATE 7

415 N Market St, Mt Carmel, IL 62863 618-263-8622

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Cecil Downing Broker 618-240-1346

8 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Better Homes & Gardens via AP

Better Homes & Gardens via AP

This photo provided by Better Homes & Gardens shows a bedroom with a daybed.

After your children have adjusted to college life and being away from home, you may want to swap out their bed for a daybed that can be used as a seating area or a place to sleep when they’re home from school.

This photo provided by Better Homes & Gardens shows a workspace setup in a bedroom. It’s perfectly fine to use your child’s room when they’re away at school. If you’re using a desk, be sure to safely store your child’s belongings while you’re using the workspace.

Kid leaving for college?

Hands off their bedroom, for now

BY LISA A. FLAM THE ASSOCIATED PRESS

f your child is just off to college and you’ve been dreaming of all the ways you could use that suddenly lifeless bedroom, you may want to put down the paintbrush and hold off for a bit on plans for a major room transformation.

It’s an emotional time all around, and experts advise against any sudden movements, tempting as they may be.

“It’s the mixed emotions of, ‘Wow, look at this potential space I’m gaining that I could do something with,’ mixed with, ‘Oh, my kid is leaving home and they won’t be under my roof each and every night,’” said Amy Panos, home editor for Better Homes and Gardens magazine.

With many families pinched for space, an uninhabited bedroom could become a place for work, exercise, relaxation or guests, or maybe a bigger room for a long-envious little sibling.

The best plan, though, is to leave that bedroom alone for at least the first year, Panos says. That way, students can return home to find the warm and loving environment of their room still standing, and they won’t feel like they’ve been forgotten or displaced while they were

I

away adjusting to their new life.

“It’s important for the child to know they still and always will have a comfortable place to land back at home,” Panos said. “They’re still very much part of the family even though they’re not living in the home full time.”

A teenager’s childhood bedroom is meaningful, a private spot away from parents and siblings where they can shed a tear and be alone with their thoughts, said Vivian Seltzer, who was a professor of human development and behavior at the University of Pennsylvania for more than 35 years and is now a psychologist in private practice working with adolescents.

“It’s like a beloved sweater they feel comfortable in, good in, secret in,” Seltzer said.

She recommends leaving a child’s bedroom intact for as long as possible during the college years.

Of course, it’s not always possible to leave the room untouched, especially in larger families. But any possible change or new use should be discussed with the child, after the parents make sure they agree with each other, Seltzer said.

“That’s very important because a lot of times they don’t,” she said. “One of them has had an eye on that room and hasn’t

mentioned it to the other.”

Talk with your child about any plans for the room several months before it’s time to go, she recommended. “Get this topic into the discussion well ahead of time, so that it isn’t on the verge of the child leaving for college, which is a very emotional period,” Seltzer said. You don’t want them to come home for Christmas break and be shocked, “saying their whole room has changed; it’s been taken away from them.”

It can be easy to keep the room largely the same and still use it when your child is away. If you need to sit at the desk, store your child’s possessions somewhere safe and private. You can tell your son or daughter that guests may stay in the room, but it will be ready for them on school breaks.

“Enjoy the space and use the space in a smart way,” Panos said. “When the kid comes home, it’s their space, but the three weekends out of the month they’re not home, you can still use it while still preserving a soft, comfy place for them when they come home. I do not believe you need to keep the room a shrine to your child.”

Give the room a decluttering and a deep cleaning, but make sure you don’t

throw away objects special to your child.

After the first year, you’ll have learned how often your child comes home, for how long and with how much stuff. “Once you have a better understanding of that, you can plan out some changes that make sense for your needs and for how your kid feels about the room,” Panos said.

Then maybe you’ll replace the queen-size bed with a twin bed or a daybed to free up more space, Panos said.

You might repaint in a neutral color or buy nicer linens for guests. Continue talking with your child about change.

Remember, even kids who may seem too cool for school about their room probably really do care about it, tattered posters, rug stains and all. It’s a place filled with memories, one that bears a personal and sentimental stamp years in the making.

“Don’t underestimate the importance of that space for a growing child, even if it’s a kid who acts like it’s no big deal,” Panos said. “It is a big deal.”

Lisa A. Flam is a news and lifestyles reporter in New York. Follow her on Twitter (https://twitter.com/lisaflam ) and Facebook (https://www.facebook.com/LisaAFlam/ ).

Sunday, Sept. 9, 2018

812-386-6777

We Are Selling!

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ALL THINGS REAL ESTATE 9

1022 E. Broadway, Princeton See all our listings on Realtor.com and check us out on Facebook!

WE BUY DISTRESSED HOUSES!

Broker/Owner

NEW LISTING!

PRICE REDUCED!

212 S. Seminary, Princeton

1673 Dunlap Drive, Princeton 4BR 2.5BA home w/ beautiful country view on 2.39 acres. Back deck, swimming pool, detached 2 car garage.

$29,500 MLS# 201824538

118 S. Main, Oakland City 2BR, 1BA home, fenced bk yard, 1.5 car det grg w/ workshop, many updates. $67,900 MLS# 201725889

PRICE REDUCED!

PRICE REDUCED!

PRICE REDUCED!

2BR, 1BA home with a bonus room. Covered front porch, rear deck. Homes needs some TLC but has lots of potential!

$180,000 MLS# 201829791

RIVER HOME

114 N. Grove, Oakland City Located in the downtown business district with lots of potential! Lg. parking lot & 2 income producing apartments currently occupied. Great investment! $59,900 MLS# 201815730

Beautiful 3BR river home on blacktop road w/ attached garage, lg. eat-in kitchen lg. family rm w/ frplc & fantastic views of the White River. Perfect fit for the outdoor lover!

PRICE REDUCED!

PRIME FARMLAND!

302 W. Third St., Patoka Well kept 3BR, 1BA home on a large lot. Wood burning fireplace in living room, newer metal roof, handicap accessible ramp. Great starter or investment home!

$59,000 MLS# 201824599

6289 S. 1150 West, Owensville 3BR, 2 BA barn-style home on 12 +/- acres. 3 income producing mobile homes on property. $160,000 MLS# 201704369

LAND LISTINGS Building Sites, River Frontage, Farmland Oakland City • Francisco • Patoka • Princeton

$55,000 MLS # 201820622

120 ACRES

BUSINESS OPPORTUNITY! 303 N. Barnes St., Patoka

505 Catt Street, Hazleton

$68,900 MLS# 201824598

1010 S. Main St., Princeton Excellent business opportunity in a fantastic location. $110,000 MLS# 201806084

923 N. Main, Princeton 2BR, 1BA home on 0.23 acres, 1018 sq. ft. $28,950 MLS# 201638742

50 S. 725 East, Francisco 120+ acres in the East Gibson area.

Owner wants an offer! $900,000

NEW LISTING!

GREAT BUILDING LOCATION!

STORAGE UNIT BUSINESS

POLE BARNS

410 E. Indiana St., Princeton Adorable remodeled 2BR, 1BA home in a great neighborhood. Large det. garage. Low maintenance property! $79,900 MLS# 201840117

312 Washington St., Oakland City Nice corner lot would make a great building location! $12,000 MLS# 201806389

40+ individual storage units of various sizes and prices in 2 separate buildings located on busy West Broadway Street. Site has lots of options and room for future expansion.

NEW LISTING!

NEW LISTING!

Very nice 2BR, 1BA home with many updates including furnace & central air w/ warranty, hot water heater, replacement windows, plumbing and more! Very nice area on the edge of Patoka.

1014 N. Hart, Princeton Very nice 2BR, 2BA home in a quiet neighborhood. Front & rear patios. 2 outbuildings. Lg. backyard. $49,900 MLS# 201836813

701 W. Broadway, Princeton

$110,000 MLS# 201750655

NEW LISTING!

1050 E. 1050 South, Oakland City 218 E. Walnut, Princeton This wooded land is nestled in the country and Great 3BR, 1.5BA home w/ att. carport & offers the ability to build your dream home.

10x12 yard barn. Lg. den w/ fireplace. High eff. $17,000 MLS# 201815732 Trane heat/air system. $100,000 MLS# 201838099

2208 E. 250 South, Princeton 4.67 Acres. 40x50 steel pull through structure w/ concrete floor & electric crane. 24x32 pole bldg.. w/ office, concrete floor and electric.

$104,900 MLS# 201827502

NEW LISTING!

907 N. Second St., Princeton You’ll love the charm & neighbohood of this 2BR, 1BA home within walking distance of schools, parks and the pool. $79,900 MLS# 201837524

10 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

The Tim Mason Team Tim Mason

Jan Mason

(812) 664-0845 timmason@remax.net

(812) 664-2022 janmason@remax.net

See these properties and more online, anytime! www.TimMasonTeam.com NEW LISTING!

NEW LISTING!

511 S. Hall, Princeton • $149,000

803 N. Race, Princeton • $57,700

• 3BR, 1BA brick home • New hickory kitchen cabinets, bamboo wood laminate floors and new carpet in bedroom • Huge lot, park-like setting MLS# 201836771

• Nice, well-maintained 2BR, 1BA home • Lg. living room, kitchen w/ many cabinets & appliances • Addt’l room could be office or used as storage • Spacious rear deck for entertaining MLS# 201830959

NEW LISTING! 825 S. Race, Princeton • $69,900 • Nice 2-3 BR home • Large bonus room • Cozy kitchen & large living room • Patio off bonus room MLS# 201836515

2477 W. 50 North, Princeton • Nice 3BR, 2BA brick home • 21 acres • Additional 1 bedroom home and 2 Buildings in great condition • Part of property used for established turn-key paintball business also available for purchase • MLS# 201834855

ACREAGE! 241 E. Harvest Lane, Petersburg • $84,700 • Nice 3BR, 2BA home on a large lot

• Approximately 41 Acres

• Open floor plan

• Good Farm & Recreational property

• 1 car att grg., det. grg & 2 sheds

• Remodeled 2BR 1993 Mobile Home

• MLS# 201828607

• MLS# 201729247

NEW LISTING!

Tim Mason (812) 664-0845 timmason@remax.net

5920 W. CR 200 N., Patoka • $150,000

NEW LISTING!

1816 Cottonwood Dr., Princeton • $234,700

1011 W. Broadway, Princeton • $104,900

• Totally remodeled 2-story home in Northbrook Hills • 3BR, 2.5 BA • Huge great room w/ fireplace • Large lot, 3-car att. grg.

MLS# 201839338

• Brand new 3BR, 1BA manufactured home • Very conveniently located on Princeton’s west side • 2 porches • Nice laminate wood floors • Great floor plan MLS# 201836083

Offices in Princeton and Evansville

Jan Mason (812) 664-2022 janmason@remax.net

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 11

Tim Mason (812) 664-0845 timmason@remax.net

See these properties and more online, anytime! www.TimMasonTeam.com

• 4370 S. 100 E, Princeton - 20.5 Acres, $615,000 (Behind Toyota) • 1000 US Hwy. 41 S., Princeton - 5.10 Acres, $175,000 • 5218 S. 100 E, Princeton - 34 Acres adjacent to Toyota plant, $1,190,000 • 701 S. Second Ave., Princeton - 38 Acres, REDUCED! $1,320,000

• 200 North & 325 West, Petersburg - 195 Acres, $5100 per Acre • CR 300 North & Meridian, Petersburg - 133.56 Acres, $6888 per Acre • 4235 S. Taleia Dr., Oakland City - 23.5 Acres, Horse Farm, Home, Barn, Lake, $999,700 • 6100 Gish Rd., Poseyville - 56.6 Acres, $368,400 • 1644 Hunsaker Rd., Boonville - 41 Acres, Home, Lake, $840,000 Ready to buy or sell?

Call Tim Mason at (812) 664-0845 or email timmason@remax.net

Offices in Princeton and Evansville

12 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Protect birds by reining in cats A

lthough some cat owners still let their pets roam free, the felines are a leading cause of bird mortality, and bird and cat proponents agree that both species are safer if cats are reined in.

The good news is that cat owners are, increasingly, keeping their felines enclosed.

“The cat realm is catching up to the dog realm in this,” says Danielle Bays, community cats program manager for The Humane Society of the United States. The number of cats kept indoors has increased dramatically in recent years, she says.

Cats kill an estimated 2.4 billion birds in the United States and Canada every year, according to researchers from the Smithsonian and the U.S. Fish and Wildlife Service. Worldwide, they’ve contributed to the extinction of dozens of species of birds, researchers say.

Besides birds, cats also are a serious threat to many small mammals and other wildlife.

“The single best way to protect birds from cats is to keep cats indoors. This is safe for birds and other wildlife as well as safer for the cats. Indoor cats are less susceptible to disease, vehicle collisions or attack from a larger predator,” says John Rowden, director of community conservation for the National Audubon Society.

Bays says the Humane Society doesn’t see it as a cat-vs.-bird debate, but as a win for both groups.

“We promote keeping cats indoors, on a leash or in an enclosure. We find more and more people opting for walking cats on a leash, or putting in a catio,” says Bays.

Catios are screened-in outdoor enclosures, often featuring shelves or ramps, intended as safe outdoor areas for pet cats. Catios vary widely in size and style, and some even have room for people, too. There are catio kits and building designs available online.

Bays says catios are a good option for cats who dash out the door at every opportunity.

They don’t have to be fancy. “Even a window-box catio can be helpful,” she says. “There are also portable, pop-up catios, and catios for apartment balconies.”

When Bays and her co-workers built a catio in her backyard, she says, the

Danielle Bays via AP

This June 2017 photo provided by Danielle Bays shows her cats playing in a “catio” in Washington, D.C. To protect bird populations, as well as the cats that prey on them, both bird and cat experts urge cat owners to keep their felines indoors, on leashes or in “catios.” neighbors were fascinated and joined in to help.

“There are still some people who insist their cats should roam free. But it’s important to remember that people also used to let their dogs roam free. It’s no longer common for pet dogs, and cat owners are also coming around to that,” Bays explains.

“We don’t allow dogs to be feral, and that goes for cats as well,” adds Grant Sizemore, director of invasive species programs at the American Bird Conservancy, a nonprofit organization devoted to conserving native birds and their habitats.

The organization’s national Happy Cats Happy Birds initiative is one of a number of national resources designed

to benefit both populations. The initiative focuses on outreach, education and advocacy to keep cats contained.

The Humane Society’s Community Cats Program also works to reduce the number of cats roaming wild. The program is designed to “humanely trap, neuter and return” stray cats to the area where they were picked up. The cats are given an ear clip — a visual identifier that they’ve been spayed or neutered and vaccinated.

“The idea is that over time, the population will be reduced humanely, protecting wildlife as well as cats,” Bays says. “When we get people in a community involved in monitoring the situation, we can spot kittens and new cats as soon as they show up.”

She urges anyone who spots stray cats to contact a shelter or the Community Cats Program.

In addition to keeping cats from roaming, Rowden says people can help native bird populations by planting native plant species and keeping outdoor lighting to a minimum, especially during seasonal migrations.

“Audubon’s Plants for Birds database is a tremendously helpful resource for anyone who wants to help birds. Simply by putting in their ZIP code, users can get a list of plants native to that region, along with the birds they’ll attract and shelter, as well as local Audubon resources to help with any questions or plant sourcing,” he explains.

Sunday, Sept. 9, 2018

HOMES starting at

ALL THINGS REAL ESTATE 13

62,900

$

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14 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

In a time of high demand and limited inventory, spec houses are making a return

H

ome buyers across the country are scrambling for properties, and real estate professionals are begging for more houses to be built to answer the high demand.

Under these conditions, you might suspect that developers would be more inclined to build a house even before a buyer has purchased it.

Indeed, some builders have increased their production of “speculative” or “spec” houses, which are fully or partially built without a purchase contract in place. Still, that’s not the case with others — the strategy around spec houses varies according to market conditions and builder preferences.

“A few years ago, it was too risky for builders to build spec houses, but right now, builders are extremely bullish on the housing market,” says Tim Costello, founder and chief executive of Builder Homesite Inc., the parent company of Builders Digital Experience and NewHomeSource.com, a builder-marketing business based in Austin. “They’re selling everything they can build and making lots of money, so their risk profile has changed.”

In different market cycles, spec homes - which are sometimes labeled “immediate delivery,” “move-in ready” or “immediate occupancy” houses - can be a burden on builders if they languish on the market, because they’ve paid to construct the house and continue to pay financing costs and utilities. When builders are eager to sell a spec house, buyers occasionally get a bargain.

But in today’s hot housing market, this is rarely the case, with most houses selling fast.

Home buyers in a hurry to move are the most likely candidates for a spec house, but sometimes spec buyers are simply tired of competing for limited resale houses in their area.

Although choosing personalized features is a pleasure for many buyers of new construction, lots of people like not having to pick everything, and they’re happy to go with the choices the builder has made for their house. They’re still getting a new house, and typically it has the most popular upgrades for that

MICHELE LERNER

SPECIAL TO THE WASHINGTON POST

price and neighborhood.

Van Metre Homes, a Northern Virginia builder, has increased the number of spec houses it builds in response to the critical need for houses in Loudoun and Fairfax counties, said Brian Davidson, group president for the firm’s new homes division in Stone Ridge, Virginia.

“Building more spec homes allows us to reach people who would be looking at resales because they want to move quickly rather than wait six months or longer for a home to be built,” Davidson said. “We particularly want to have houses ready for the busy spring housing market and the fall housing market.”

About 37 percent of Van Metre’s sales last year were move-in ready houses, compared with 31 percent in 2016.

Data from the U.S. Census Bureau show that about 35 percent of newly built homes sold in December were completed when they were purchased, an increase over the 33 percent sold in December 2016. However, the definition of a “spec house” varies.

“Some builders start homes by pouring the foundation and then build very slowly while waiting for a buyer,” Costello said. “A true spec home is one that is built and can be moved into tomorrow.”

The National Association of Home Builders (NAHB) in Washington tracks “spec houses” as all houses that are sold with the land and house, which includes homes under construction while under contract, as well as completed homes.

“The challenge for builders, even if they would like to build more spec homes, is that they face what we call the ‘five L’s’: Labor, lots, lending, lumber and local regulations,” said Robert Dietz, the NAHB’s chief economist. “Labor costs are higher, and it can be harder to find enough skilled laborers. In addition, buildable lots are expensive, lending is tight, and lumber prices were up 30 percent in 2017 compared to 2016. Local regulatory costs for things like permits rose 29 percent between 2011 and 2016.”

Not all builders construct spec houses, although

some choose to do so for efficiency and to keep their crews working consistently.

Some builders try to keep two or three spec houses available at all times to compete against the resale market. Builders that offer customization build spec houses that can be personalized with the final finishes and then delivered in 60 days, as opposed to the six months that building a new home usually requires.

“We try to start the same number of houses every week so we can communicate accurately to our customers when each house will be finished,” said Chris O’Neal, chief sales officer of Goodall Homes, which builds homes in the high-demand markets of Nashville and Knoxville, Tennessee. “This even-flow process lets our trade partners and employees know that they will always have consistent work with us.

That’s one reason we have been successful even in a tough labor market. We pay them weekly throughout the year.”

Finding enough lots to build on, particularly in Nashville, is the biggest challenge Goodall Homes faces, O’Neal said.

“We built spec houses right away in Knoxville when we expanded there, so we could show people the quality of our work in a market where we were unknown,” O’Neal said.

Goodall Homes builds spec houses for first-time buyers and move-up buyers, ranging from 1,500 to 4,000 square feet and priced from $250,000 to $500,000, O’Neal said.

Pulte Group, a national builder of brands including Pulte, Centex and Del Webb, typically builds about one spec house in each community, said Macey Kessler, spokeswoman for Pulte Group. Kessler said that in the fourth quarter of 2017, Pulte sold 637 finished spec homes in their 790 communities.

During Pulte Group’s most recent earnings call, Ryan Marshall, Pulte Group’s president and chief executive, said: “We’re not afraid to use spec.

We’re using it in a way that I think smooths out our production pipeline. Beyond that, our view is our

Sunday, Sept. 9, 2018

profitability on build-to-order units is quite a bit higher, and we eliminate the risk of potentially having a unit that we’ve got to hold on to and discount to sell or pay the carrying costs associated with carrying a finished house. So, it’s all worked into our model of driving the highest returns possible.”

Van Metre plans to continue to build spec houses at most of its communities, although Davidson said they will build fewer in communities where prices are in the $1 million and higher range. Not only are the costs to build those houses higher, but buyers in that price range tend to want to be able to customize their house.

“About 25 percent of our customers want immediate-delivery homes so they can move within 30 days,” Davidson said. “If we don’t have a house ready, they’ll buy a resale property.”

Although some spec houses are 100 percent complete, others offer a few options for personalization.

“We try to hold off on some finishes, such as the cabinets, flooring and appliances, as long as possible on our spec homes, but it can take four to six weeks for materials to arrive, so sometimes we need to finish a house before it’s purchased,” Davidson said.

“But if buyers want something specific, like a porch or a deck, we can bring in our design-build division and remodel the house before they move in.”

Today, spec houses include more of the most desirable features rather than just the basics they did in the past, Goodman said, such as hardwood flooring on the first floor, stainless-steel appliances

and tile flooring in the bathrooms.

“Builders run a report to see what the pre-construction buyers are choosing in each neighborhood,” Goodman said. “In one neighborhood, we put in a few too many upgrades, and those houses sat a little longer than we wanted, so for the next spec houses, we backed off a little on the options to make sure we met the price expectations of buyers.”

Builders need to predict what buyers want and how much they will spend on a spec house, rather than setting the base price and letting buyers choose how much they want to increase their budget with various levels of options.

“We work with our design team and design center to choose finishes and fixtures that are the most common choices of buyers,” O’Neal said. “Not only does that mean the house is more likely to be popular now, but that also means the odds are better that the buyers will be able to sell that house more easily in the future.”

For buyers frustrated by a lack of inventory or in a hurry to move before the school year starts, a new job begins or because they have sold their current home, a spec house can meet their needs. Buyers won’t find a bargain, but they could find a place that matches their taste and is move-in ready.

ALL THINGS REAL ESTATE 15

PROS OF BUYING A SPEC HOME • A move-in date can be confirmed quickly, and sometimes moving can occur within 15 to 30 days.

• Buyers can lock in their interest rate rather than wait a few months to know what their payments will be.

• Completed houses are easier to see in person rather than having to visualize a house from a floor plan or a model.

• Some buyers find that having fewer choices for fixtures and finishes is less stressful than building a new house.

CONS OF BUYING A SPEC HOME • Buyers usually have little or no opportunity to personalize their choices for flooring, cabinets, lighting fixtures and appliances.

• Structural changes are particularly hard to add to a spec house.

• Buyers don’t have the option of choosing a lot and location within a community, because the house is already built.

• Spec houses are meant to be sold quickly, so buyers who want extra time to sell their current house could be at a disadvantage.

Congratulations to All Things Real Estate for helping to promote real estate in the area. This office is pleased to take part and looks forward to making new friends, contacts, and customers.

Commercial • Residential • Farm • Industrial

3-4 BR home on quiet dead end street at 821 Boston in Bicknell.

In renovation process and includes 2 car garage, screened in patio building large fenced in yard on 5 lots, can be a possible duplex. Want quiet privacy but still close to shopping and downtown? Check on this one. $70000.

504 W 11th (Hwy 67), Former supermarket, excellent location on 1.2 acres. 14519 SF building.

Will sell or lease. $120,000.

ACKMAN REAL ESTATE

FORMER BANK BUILDING CAN BECOME A BANK AGAIN! Located in downtown Bicknell, had over 29 million in deposits when closed recently. Everything there to start up again. Would make an excellent branch bank. 215 Washington St. Priced lower than you would imagine. Call Ron Ackman, Ackman Real Estate. (812) 735-3013

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NOW AT 120 W. 3RD ST BICKNELL RON ACKMAN, BROKER OWNER

16 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

BROSHEARS REALTY & AUCTION OAKLAND CITY, IN 812-749-3274 James Broshears Jr., Principal Broker WWW.BROSHEARSREALTY.COM

0-319 Fenced in 32x50 pole building with 2 rooms for office space, kitchen area, living room space, 1/2 bath, gas furnace & air, garage for repair work, also second 34x48 building on 2.3 acres more or less on road 450S in Somerville area. NEW PRICE $81,000.

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0-329 Brick home with 3 bedrooms, nice size closets, one bath, fireplace in living room, small kitchen, space for washer & dryer on main floor across from kitchen, full basement and 2 car carport. Good location. Could use some updating. 1,426 sq. ft on main floor and same in basement.

James Broshears, Jr. 812-749-3274

Jerry Basham 812-749-4446

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 17

1011 N. Hwy. 257 Otwell, IN 812-354-2197 | www.dutchtown-homes.com

Selling modulars and new and used sectionals and single wides

5 4

Have you met with your builder?

Is the cost per square foot a little to high?

The JOSEPH is a prefab home that was built to stick built standards. It is an 1800 sq. ft. 3 Bedroom, 2 Bath home on the main level and over 1000 sq. ft. upstairs to ďŹ nish out as you like. The plumbing, heating, cooling, and electric are run and ready to be ďŹ nished out.

Give us a call and take a tour of the home to size up the quality of the workmanship. Go to www.RochesterHomesInc.com to see the modular company that has been family owned and operated for the past 40 years. They specialize in modular homes and can customize a home to your liking. This home ďŹ gures out to $98.00 a square foot. Come check it out!!

Rochester offers Ranch, Cape Cod and Two Story homes. www.rochersterhomesinc.com for more information.

18 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Aging In Place

Modifications can remove obstacles BRENDA RICHARDSON · SPECIAL TO THE WASHINGTON POST

R

ebecka Snell, 65, says she knew that if she and her husband Vic Labson were to continue living in their 1960s ranch home in Lakewood, Colorado, improvements would have to be made to create a safer and more enjoyable space.

Moving the washer and dryer from the walkout basement to the main level was high on her wish list.

“It was not just going up and down stairs; it was carrying laundry baskets up and down the stairs,” Snell said.

She consulted with Barbara Barton, a master kitchen and bath designer and certified Living In Place professional in Littleton, Colorado, who laid out a plan to provide a suitable and comfortable space.

To accommodate Snell, “we included the stackable washer and dryer hidden behind cabinet doors on the main level,” Barton said. “Then, we knew we needed to add better railings on the stairs going down to the basement. And for the family room, there was just one rail, and we added a second.”

For many older adults, there’s no place like their own home. The problem is that most of the nation’s housing is not designed to accommodate physical and cognitive challenges that come with aging.

Steep stairways, narrow hallways and other structural barriers can make an older home feel like an indoor obstacle course. A few universal design modifications can go a long way in helping residents of all ages live safely and comfortably in their homes.

HOME IMPROVEMENT IDEAS THAT MIGHT ALLOW YOU TO COMFORTABLY REMAIN IN YOUR HOME RATHER THAN HAVING TO MOVE AS YOU GET OLDER: • Invest in smart-home products.

Technology is a game-changer for

remaining independent in your home and staying connected with others, says Erik Listou, co-founder of the Denver-based Living In Place Institute, which trains professionals in the housing and medical fields on accessibility and safety in the home.

Sensors can keep a virtual eye on you and your home to improve comfort, security and energy efficiency. As you move around your home, the devices can report back to a caretaker or a loved one about your daily routine.

Voice-controlled personal assistant devices give you the ability to turn on or off household items such as lights, a TV or a thermostat. Moreover, with a push of a button, you can control connected-home systems around the house, including sprinklers, windows and locks.

• Fall-proof your home. The National Institute on Aging reports that six out of every 10 falls happen at home. By making a few modifications, you can increase your safety and comfort.

For starters, install handrails on both sides of a stairway to prevent nasty tumbles, being sure they extend beyond the top and bottom of stairs.

Modifying the front entryway so the surface from the exterior to the interior is level will reduce the risk of falling and make the transition from the outside to the inside easier.

“If the house has front steps, add a handrail on each side,” Listou said, noting that, ideally, you would reconfigure the entryway to have a sloping walkway rather than steps.

A door overhang at the main entrance can shield you from the elements and reduce the risk of slipping during inclement weather.

Eliminate slipping and tripping hazards indoors by removing floor mats and throw rugs. Choose floor coverings that are slip-resistant, durable for wheelchair or walker use and able to SEE OBSTACLES/PAGE 22

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 19

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20 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Selling modulars, new and used sectionals and single wides!

Stop by today and tour the beautiful “Roosevelt” Rochester home!

1011 N. Hwy. 257 • Otwell, Indiana • (812) 354-2197

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 21

1011 N. Hwy. 257 • Otwell, Indiana

(812) 354-2197

Rochester Modular Homes are Prefab Constructed to Stick Built Standard.

The Roosevelt is a 4BR triple-wide that has 2,228 sq ft on the main level and around 1000 sq ft upstairs that can be finished out as desired. Our customers did a garage with room and attic trusses on their home. What are you looking for?

Come on in and tour the homes to get a feel for what you want.

Floor plan books are available and you can get a quote for the home you want!! You can do it on a controlled crawl space or over a basement. Get you quote with a garage and a porch!

Rochester offers Ranch, Cape Cod and Two Story homes.

www.dutchtown-homes.com

22 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018 Bidets or bidet toilet seat conversions can significantly improve hygiene.

Snell’s master bathroom had a jetted tub that occupied about a third FROM PAGE 18 of the room. “I didn’t want a tub in the bathroom, because I never used it,” smoothly make the transition to she said. “I wanted to use the space for adjacent rooms. If the budget allows, things that matter to me. If I could get install a stair lift or elevator. in the tub, I couldn’t get out.”

• Widen doorways. Narrow The bathroom makeover was doorways are problematic for people of extensive, involving widening the all ages, but especially for people with doorway, adding luxury vinyl tile, limited mobility. Make your doorways which is softer on feet, a walk-in tub at least 36 inches wide instead of the and a curbless shower with two grab standard 30 inches. Listou said if a resident or visitor is carrying groceries bars. The shower wall was prepped or using a walker or wheelchair, that’s with bracing for a future fold-down the perfect size for navigating through seat, and the toilet paper holder a home easily. To make doors easy and integrates a grab bar.

Even a cramped powder room can safe to use, replace doorknobs with be made more accessible. The door lever-type handles with end returns. can be modified to a sliding door, and These help prevent clothes from a pedestal sink will take up less floor snagging on the knob or handle and keep hands from sliding off the end of space than a bulky vanity. Another option is to carve space out of an a regular door lever handle. adjacent closet to expand the size of • Create an accessible bathroom. the bathroom.

Consider replacing your tub with a • Modify the kitchen. Conveniences walk-in shower instead of one with a step-over threshold. Install sturdy grab such as rollout shelves and a microwave oven at counter height can bars at the entrance to the shower, help you maintain independence in inside the shower and by the toilet to the kitchen. Ideally, you would have provide stability and support. A taller open space beneath the sink to provide toilet will aid in sitting and rising.

OBSTACLES

wheelchair accessibility. An electric cooktop with controls on the front will eliminate the need to reach across hot burners. To avoid having to bend over, add seated work spaces for food preparation.

Snell’s revamped kitchen includes an induction cooktop, which offers the safety of no open flame. The control panel is operated by the touch of a finger. Pullout drawers provide easy access, and the dishwasher is raised six inches from the floor for easy access and less bending. Two ovens that are separate from the cooktop are raised to prevent leaning over. At the center of the kitchen, the island is convenient and accessible for meal preparation.

“What’s surprising is that the remodeling was seamless,” Snell said.

“Everything seems so natural now.

When I leave the house, and I don’t have these features elsewhere, I’m really grateful for what I have. I feel comfortable that I’m less likely to injure myself.”

• Aging in the right place. Some house designs might not be practical or cost-effective for aging in place.

For example, Denver resident Larry Armstrong’s former home, a two-story,

turn-of-the century Victorian, was not a good candidate for modification.

“It had high ceilings and winding staircases,” said Armstrong, 71, a certified Living In Place professional who works with remodelers and designers. “It would have been very difficult to adapt to live in place,” he said. “I had even looked at the possibility of putting an elevator in, but it would have damaged the integrity of the core of the home. You walk in and, all of sudden, there’s an elevator sticking out in the middle of the house.”

Instead of renovating, Armstrong and his wife came up with Plan B, moving to a three-bedroom, ranch-style bungalow. The home has a zero-step entry, but needed a few more modifications, especially in the master and guest bathrooms. They just have a few more tweaks to make.

“Living comfortably and living in place is not really an age issue,” Armstrong said. “It’s for the young mother with her arm full of groceries and pushing a stroller, the guy who blew out his knee while skiing and coming back from rehabbing. It’s for every one of us. We want to live comfortably wherever it is we are.”

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ALL THINGS REAL ESTATE 23

Destination Downsize

Let go of the past for a less cluttered future WENDY A. JORDAN

place with two stories, plus full basement and garage - for sale. That meant f you had asked John Weis last year contending with all the belongings in it. whether he and his wife were going This transitional period - when shifting to move out of their Vienna, Virginia, from a large home to smaller one; or house, “I’d have said absolutely not,” he moving from an old house to a new says. one and wanting fresh furnishings; or But Weis started thinking about the managing the contents of a home while fact that he’s 72 and that at some point, it’s being remodeled - is notoriously the couple would want to switch to daunting. Every item in the house needs one-story living, and that they did not a decision - keep it with you; keep it want to burden their kids with the big but store it; give it to family or friends; old house and sorting through all the or donate, sell or trash it. And once all belongings they had amassed over the the decisions are made, it’s another years. overwhelming project to carry them out.

These realizations pressed Weis into Most homeowners accumulate more action. In December, he and his wife and more belongings, often not realizing bought a one-story, 1,762-square-foot how much - or even what - they have. house to be constructed in the summer.

They delay going through everything In mid-February, they moved to a until they have to, and then, under small, two-bedroom rental apartment pressure to get it done, might keep or they are occupying while their new home toss too much instead of making focused is built, and they began readying the old decisions. house - a four-bedroom, 4,100 square-foot Some people get into the groove SPECIAL TO THE WASHINGTON POST

I

quickly - often with the help of organizing consultants.

“The average person is like a deer in the headlights” when considering the prospect of sorting and dealing with belongings, says Aida Middel, co-owner of Potomac Concierge. She advises homeowners to “divide and conquer.

Take it step-by-step.”

Middel and other home organizers say the process works best when a friend or professional is there to motivate and help. Especially if homeowners are paying a professional to help, they are likely to “take the project seriously” and get the job done efficiently, she says.

The hardest step is often the first one.

For Weis, that meant beginning to chip away at the mountain of stuff, including items handed down from relatives, things acquired by four sons when growing up and curiosities harvested during extensive travel.

“I used to go around the world on

business, and would pick up some of the weirdest stuff” to bring back as souvenirs, Weis said. The mountain of belongings also included furniture, books, photos and office supplies. “The basement was filled to the brim. The pool table was stacked high,” Weis said.

The two-car garage housed “every tool known to man.”

They started the weeding-out process by tackling the old house’s storage areas - closets, basement, garage - where many things had sat unused for a long time, and perhaps even forgotten. Item by item, deciding what not to keep; what to do with those things; what “keepers” to place in storage when moving out; and what to take to the apartment.

Weis used questions to help decide when he wanted to keep something, considering how he would use it in his new house.

SEE PAST/PAGE 38

You never know what treasures you will find!

AUCTIONS

EVERY FRIDAY NIGHT AT 6:00PM!

IN THE HEART OF INDIANA’S AMISH COUNTRY If you’re looking for something different, exciting , and entertaining, head out to Dinky’s Auction Center.

On any given Friday evening, they’ll sell up to 10 auction rings featuring household items, furniture, small items, pigs, cows, horses, building supplies, farm items, - you name it.

2018 FALL AUCTION • September 25th-28th Antique Carriage • Arm Machinery • Draft Horses Cross-bred Horses ....and Much More!

For more information, please contact Levi at 812-486-2880 9084 E. 550 N. • Montgomery, IN (812)486-2880 • dinkysauction.com

Come and join us for a night of fun, buying, selling, eating and visiting!

24 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Mundy Real Estate has been Wabash county’s trusted real estate service since 1913. All of our agents will be happy to help you buy or sell your house in the area.

Colleen Litherland,Broker 618-263-8602 Georgia Vaught,Broker 618-262-1372

Robert E. Mundy II,President

Verlin Snow,Broker 618-263-8947

Darlene Underwood,Broker 618-263-7569

Dana Magee,Broker 618-263-3131

Kelly Schroeder,Managing Broker 618-263-8946

Michelle Banks,Broker 618-263-8515

Emily Teague,Broker 618-262-8948

Dave Wilderman,Broker 618-263-7795

Laura Wilderman, Broker 618-263-7795

Rosalind Nelson Wrye,Broker 618-262-8353

Josh Mortland,Broker 618-263-8925

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 25

Mundy Real Estate Residential Listings 400 Chestnut St., Mount Carmel, IL 62863 618-263-3131

PRICE REDUCED!

NEW LISTING! NEW PRICE!

6 Skiles Drive, Mt. Carmel

3172 Wabash 6 Avenue, Mt. Carmel

323 N. Cherry St., Mt. Carmel

1625 N. Cherry St., Mt. Carmel

$277,900

$137,900

$129,900

$119,900

NEW LISTING! NEW LISTING! NEW PRICE!

402 E. Locust Allendale

1015 Chestnut St., Mt. Carmel

403 N. Cherry Street Mt. Carmel

11904 Sugar Creek Avenue Mt. Carmel

$84,000

$62,900

$199,000

$185,000

NEW PRICE!

SOLD!

1715 N Cherry Street, Mt. Carmel

4 Lambert Place, Mt. Carmel

715 N. Cherry, Mt. Carmel

923 N. Cherry Street Mt. Carmel

104 N. Mulberry St., Mt. Carmel

$294,900

$75,000

$154,000

$104,900

$35,000

www.mundyrealestate.com

26 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

400 Chestnut St. Mount Carmel, IL. 62863 • 618-263-3131

Commercial Listings

SOLD! 1215 N. Cherry Street

$150,000

602 East 5th Street

715 Chestnut Street

$150,000

$49,000

117 East 4th Street

820 Market Street,

$125,000

$85,000

www.mundyrealestate.com

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 27

Real Estate Transfers

6 Lakewood Park Subdivision, Vincennes Raymond A. Hatton to Raymond A. Hatton and Teresa J. Hatton, part Don 78, T3N, Valley Electrical Supply Corp. to Springfield R9W, et al Electrical Supply Company, part of survey Nicholas M. Hess to CNM Rentals LLC, part 49, T3N, R10W, et al lots 87 and 88 Caldwells Addition, city of Terry W. Bottoms and Timothy L. Bottoms to Vincennes et al Clay G. Sievers, lot 64 in the unplatted part Linda Hess Trustee and Linda S. Hess of Four Lakes Second Subdivision in the Revocable Trust to Nicholas Hess, part UPS city of Vincennes 4, T3N, R10W Philip V. Bacidore to Thomas Nelson and Christine A. Kidwell and Heidi D. Kidwell to Ling Abigail Qin-Nelson, lots 29 and 30 William G. Yochum and Esther M. Yochum, Fox Ridge Estates Subdivision, section 1, lot 26 Malotts Addition, Vincennes Vincennes and Palmyra Township Bernice D. Schenk Trustee, Bernice D. Schenk Jay R. Williams Revocable Trust and Donna S. Williams Revocable Trust to Jay R. Williams Recovable Trust, Roy A. Schenk Trustee Trust, part W ½ SW fraction ¼ fraction and Roy A. Schenk Revocable Trust to section 10, T4N, R9W et al Scott A. Schenk and Renee E. Schenk, part John Glen Roark to Senora L. Roark, part Don NE and SE ¼ NW ¼ section 5, TWP 1 N, R 128, T3N, R8W, et al 10 W of the second principle meridian Pasha Roark to Clayton Roy Jones, part NE ¼ Dolores J. Lane to Alisha A. Barnes, lot 2 Clauss Subdivision NE ¼ section 20, T4N, R8W, city of Bicknell Douglas R. McCarter and Jenna K. McCarter Roger A. Schneider to Judith M. Schneider, to Bradley L. McCarter, part lot 28 in lot 6 in Lakewood Park Subdivision division A Vincennes Commons Land in Judith M. Schneider to Roger A. Schneider, Vincennes, Knox County part Don 24, TWP 3 N, R 10 W, Vincennes Bond Trucking Inc. to Polk and Bond LLC Township Judith M. Schneider to Roger A. Schneider, lot and Mary Polk, part lots 3 and 4 Bonds

KNOX COUNTY PROPERTY TRANSFERS

Subdivision of Depot Grounds, town of Oaktown et al Polk and Bond LLC and Mary Polk to Rental Solutions LLC, part lots 3 and 4 Bonds Subdivision of Depot Grounds, town of Oaktown John E. Lowe to Perry R. Snyder and Rosalyn A. Snyder, part lots 71, 72 and 73 Fairview Subdivision, Vincennes Ronald John Hubers and Margery Teresa Hubers to Philip V. Bacidore, lot 11 Lakewood Parks Subdivision, Vincennes city and Vincennes Township et al Kathryn R. Keller to Gregory L. Keller Jr., lot 96 122 and 123 Emison Realty Companys Addition, town of Bruceville C.H. Kopp and Sons Inc. to Jones Realty Corporation, part Don 1, T3N, R10W, Vincennes Township Richard H. Biggs aka Richard Biggs to Robert E. Biggs, Doris E. Biggs and Mary Teising, part SW ¼ section 11, T2N, R10W et al Robert E. Biggs, Doris E. Biggs and Mary Teising to Mary Teising, part SW ¼ section 11, T2N, R10W et al Mary M. Cornelison and Allen D. Cornelison deceased, Michael A. Eagan Jr., part Don

106, T3N, R8W, et al William L. Cox Jr., Timothy Charles Cox, and William L. Cox Life Estate to CNM Rentals LLC, lot 72 Theodore Charles Subdivision, Vincennes Martha C. Debacher personal representative and Stephen C. Challman Estate to Martha Debacher and John Challman, part lower Prairie Survey 33, 34, 35, 36, 37 and 38, fraction section 6, T2N, R10W, et al, mineral deed Tony Stonerock to Tony Stonerock and Valerie L. Stonerock, lot 10 La-Mor Acres Subdivision, sub of part of Old Din 2, T3N, R10W, Vincennes Victor John Kirchoff Trustee, Karen Lynn Kirchoff Trustee, Victor John Kirchoff Revocable Trust and Karen Lynn Kirchoff Revocable Trust to Nicholas Ryan Parmenter and Ellen E. Parmenter, lot 42 Fox Ridge Subdivision Section 11, Vincennes Township Michael J. Sievers to The Board of Trustees for the Vincennes University, part lot 129 Harrison’s Addition, Vincennes SEE TRANSFERS/PAGE 28

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28 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Real Estate Transfers

TRANSFERS FROM PAGE 27

Theresa M. Slaven and Tina Snow to Rebecca Laughlin and Marlene Jerrell, east ½ of SW ¼ of the NW ¼ of section 2 et al Paul R. Powell and Monica L. Powell to Justin Tedrow, lot 74 Greens Subdivision, city of Vincennes Adam R. Ray and Jaclyn Kay Ray to Bradley E. Tripp, part survey 50, T3N, R10W, aka lot 19 Enos Ellerman Subdivision, Vincennes Township John C. Jones and Sheryl L. Schaefer Jones to JSSR Properties LLC, part UPS 8, T3N, R10W, city of Vincennes Fannie Mae and Federal National Mortgage Association to Nicole Ricketts, lot 33 Oak Hill Addition, city of Bicknell Joann B. Shappard and Dennis E. Shappard deceased to William E. Carnahan and Dallasue C. Carnahan, 45 feet off SW side lot 385 Old Town, city of Vincennes et al Kris Anderson to Creva Ruth King and Brilee Erin Albrecht, lot 71 Frank P. Wamplers

Second Addition, city of Bicknell Lisa Ann Morales Trustee, Robert L. Pipher and Delores L. Pipher Trust, Robert L. Pipher Trust and Delores L. Pipher Trust to Richard L. Stevens, lot 6 MCCord and Bayards Addition, Vincennes Robert E. Biggs, Doris E. Biggs and Mary Teising to Richard H. Biggs and Don Nowaksie and Sons LLC, NW ¼ of fraction section 14, T2N, R10W second principle meridian et al David L. Morris to James E. Foster Jr., lot 12 Johnson’s First Subdivision, Vincennes Rodney L. Adamson and Mary Catherine Adamson to John C. Jones and Sheryl L. Schaefer-Jones, part UPS 8, T3N, R10W, Vincennes David J. Hunckler, Diane M. Swayze, Brian P. Hunckler, E. Joseph Hunckler aka Elmer Hunckler to Jake Personett and Hillary A. Personett, lot 25 Woodlawn Addition, Vincennes Donna Sue Pinnick to Meier Rentals LLC, lot 185 Oak HIll Addition, Bicknell Mark Ryan Laue and Rachel Elaine Laue to Charles W. McKimmy and Theresa Jewell

McKimmy, part UPS 14, T3N, R10W, Vincennes Alfred J. Schaller to Joshua Schaller, lot 381, 382, 383 and 384 Reel and Swartzels Subdivision, city of Vincennes Alfred J. Schaller to Joshua Schaller, lots 377 and 378 Reel and Swartzels Subdivision, Vincennes Alfred J. Schaller to Joshua Schaller, lots 366 and 367 Reel and Swartzels Subdivision, Vincennes Alfred J. Schaller to Joshua Schaller, lot 209 Reel and Swartzels Subdivision, pt UPS 17, 18, 19 and 20, T3N, R10W, Vincennes Alfred J. Schaller to Joshua Schaller, pt loc 144, T3N, R10W, et al Alfred J. Schaller to Joshua Schaller, lot 57 and 58 Niblack Second Addition, town of Wheatland Alfred J. Schaller to Joshua Schaller, lots 379 and 380 in Reel and Swartzels Subdivision, Vincennes Hinkle Corporation to James W. Yochum Family Trust and Tamara L. Yochum Family Trust, part sur 2, T1N, R9W, second principle meridian, Johnson Township et al David John Hatton to Douglas J. Hatton and

Kimberly K. Hatton, pt don 91, T3N, R9W, Palmyra Township Douglas Jeffry Hatton and Kimberly Kaye Hatton to Douglas J. Hatton and Kimberly K. Hatton, part don 91, T3N, R9W, Palmyra Township Larry R. Gibson to Melissa K. McGavic, lot 16 Johnsons Addition, Monroe City Carolyn Mae Wallace to Phillip Wallace, part lot 353 Old Town, city of Vincennes Jeremiah S. Apple to Huey, LLC, lot 38 town of Sandborn Stephen B. McClure and Christa J. McClure to Tricia Fernandez, lot 207 Oak Hill Addition Victor J. Klein and Priscilla A. Klein to Charlie D. Crouch, 60 feet off NW end lot 229 Cochrans Addition, city of Vincennes James Anthis to Tim Joseph Ellerman, part lot 85 VCL Division A, Vincennes JP Morgan Mortgage Acquisition Corp to Carrington Mortgage Services LLC, part lot 43 Vincennes Commons Lots Division A, city of Vincennes Carrington Mortgage Services LLC to Sandra Johnson, part lot 43 Vincennes Commons lots Division A city of Vincennes SEE TRANSFERS/PAGE 32

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Your house should not be your piggy bank Many planners point to the our home equity could keep you foreclosure crisis that started a afloat in retirement or bail you out in an emergency — but not if decade ago as an example of what can go wrong when people binge on you spend it first. home equity debt.

U.S. homeowners are “Having equity in your home sitting on nearly $6 trillion is a huge financial advantage of home value they could tap that can provide for significant as of May 2018, according to flexibility, security and peace of data provider Black Knight. mind,” says Howard Pressman, Lenders are eager to help a certified financial planner in many do just that through in Vienna, Virginia. “It is not home equity loans, home an ATM that can be used to equity lines of credit and LIZ supplement your lifestyle.” cash-out refinancing.

WESTON The rates are often NERDWALLET YOU MAY NEED lower than other kinds of THAT MONEY LATER borrowing, and the interest Retirement experts predict many may still be deductible, despite last Americans will need to use home year’s tax reform changes. But you equity to support them when they can lose your home to foreclosure if stop working. They may do that by you can’t pay back the loan, which selling their homes and downsizing is why financial planners generally or by using a reverse mortgage, frown on using equity for luxuries, investing or consolidating credit card which doesn’t require payments.

Reverse mortgages give people 62 debt.

Y

and older access to their equity through lump sums, lines of credit or a series of monthly checks, and the borrowed money doesn’t have to be paid back until the owner sells, dies or moves out.

Home equity also can be used to supplement emergency funds, planners say. Pressman recommends home equity lines of credit to his clients who don’t have debt problems and who are disciplined and won’t spend the money frivolously.

PUT YOUR OWN LIMITS ON BORROWING Before the Great Recession, several lenders allowed people to borrow over 100 percent of their home’s value. These days, the maximum is typically 80 percent.

(Black Knight used this 80 percent loan-to-value standard to calculate how much tappable equity people

have, based on current home values and existing home loans. The answer: $5.8 trillion.)

Homeowners would be smart, though, to set their own limits lower to ensure they still have access to equity in an emergency and are able to pay off all of their mortgage debt before retirement.

IS THE POTENTIAL BENEFIT WORTH THE RISK? Financial planners generally frown on using equity for luxuries such as vacations, high-risk ventures such as investing in the stock market or starting a business, or for debts that should be paid off more quickly. (The typical mortgage lasts 30 years, while home equity loans and lines of credit can stretch for 20 or more years.)

“If the money is being used to pay down credit cards or buy a car, SEE BANK/PAGE 38

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 31

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32 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Real Estate Transfers

TRANSFERS FROM PAGE 28

Gonzo LLC to Jim Johnson Rentals LLC, part lot 39 Old Town, city of Vincennes Kelley Hopwood Successor Trustee and Michael D. Kopp Revocable Living Trust to Vincennes University Board of Trustees, part of park lot Harrisons Addition, city of Vincennes et al Richard A. Copp to Vincennes University Board of Trustees, part of park lot Harrisons Addition, city of Vincennes CH Kopp and Sons Inc. to Vincennes University Board of Trustees, lots 196, 197, 198 and 199 Harrisons Addition, city of Vincennes Tina M. Collins to Tina M. Collins and Jacob Edward Collins, lot 117 Cochrans Addition, city of Vincennes, part lot 118 Cochrans Addition, city of Vincennes Matthew Benskin to Audra Benskin, lot 29 Memerings Subdivision, Vincennes Charles Curtis Baughn to Scott Barry and Amanda Butler, lots 130 and 131 Oak Hill

Addition, Bicknell Timothy J. Hacker to Timothy J. Hacker and Anita G. Hacker, part lots 22 and 23 Division C VCL et al First and Main Investments LLC to Paul B. Schmitt Jr. and Nancy S. Schmitt, part lot 217 Old Town, Vincennes Toni D. Haas to Shydale Allen, lot 1 Leonards Subdivision of lot 65 and 66 Malots Addition, city of Vincennes William E. Carnahan and Dellasue C. Carnahan to Terry L. Nicoletti and Vickie J. Nicoletti, lot 53 Hebert J. Bluebaums Second Extended Subdivision, Vincennes Township Nicole D. Stafford to Eli Anthis, lot 6 in Eastgate 2nd Subdivision, city of Vincennes, Knox County, Indiana Edgar McGonigal personal representative, Jane Ann Wissel, personal representative, Patrick E. McCormick, personal representative, and C. James McCormick Estate to Mark Cox and Norma Jane Cox, lot 5 part lot 4 Grandview Subdivision, Vincennes Township Brenda J. Glasenapp to Rockie J. Durham, part UPS 20 and part loc loc 144, T3N, R10W, Vincennes

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Roma H. Collins III aka Roma Collins to Roma H. Collins III and Amy Jo Collins, lot 31 and 32 in R.H. Pickels Addition to West Bicknell in Knox County Peggy S. Cox nka Peggy S. Hudson to Alfred Do and Thuy Thi Thanh Le, lot 1 in B.F. Wheeler’s Subdivision of lots 14, 15, 16, in McCord and Bayard’s Subdivision of lots 16 in Division A of Vincennes Common Lands in the city of Vincennes, Knox County NRZ REO VI-B LLC to Jeffrey Cunningham, part survey 58, TWP 3 N, R 10 W, et al Deeanna J. Haynes to JPMorgan Chase Bank NA, lot 34 in Four Lakes Second Subdivision to the city of Vincennes, Knox County Donald M. Halter to Jerry R. Wallace Jr., south corner of Old Town lot 336 et al Theresa Burress to Jerry R. Wallace Jr., part lot 336 Old Town, Vincennes Garret L. Lukens to Mary A. Lukens, part of UP survey 16, T3N, R10W, city of Vincennes Ralph Wininger and Kathy Wininger to Will C. McCormick, part of lot 7 Vincennes Commons Lands Division and part of lots 14, 15, 16 et al Sally A. Monceaux to Eric M. Kimmell, lot 3 in

LaPlante and Joice Second Subdivision, city of Vincennes Neva Lancaster aka Neva D. Lancaster to Kristina N. Aglyim and Shayne M. Aglyim, lot 33 in Johnson’s addition to the town of Monroe City, et al Judith Ann Mahrenholz, Jayla N. Detty fka Jayla N. Fox to Judith Ann Mahrenholz, Jayla N. Detty and Jon L. Detty, part SW fractional quarter section 11, TWP 1 N, R 10 W, Johnson Township, Knox County Grace E. Wilson to George L. Riley III, part of lot 1 in section 16, T1N, R10W, et al Virginia M. Wilson to Aaron R. Bezy and Latasha Jo Bezy, lot 13 excepting a part of lot 13, town of Monroe City Mara McCrary fka Mara Lammert to Devin Hagemeier, lot 3 John H. Bruce’s Second Addition, Bruceville Moose Hunt Rentals LLC to Sue E. Goodman, part lot 154 Old Town, Vincennes B and B Properties, Inc. to Paul Lewis Legout Jr., part of lot 434 Old Town Vincennes et al Barry Scott to Amanda Butler, part of the SW ¼ of the SE ¼ section 16, T4N, R8W, et al Kent W. Schroeder and Brian E. Schroeder to Kent W. Schroeder and Melissa D. Schroeder, part of SW ¼ of SE ¼ of section 9, T5N, R8W, Widner Township

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Sharron J. Marchino to Lawrence Chase Marchino, part of east ½ of survey 3, T1N, R8 and 9 W et al Robert Bryan Perry and Theresa Perry Wachholder to Alvina M. Perry, lot 19 in Government Subdivision Loretta Mae Miller and Ray Butheyl Miller Sr. deceased to Nicholas Wade Miller, lot 6 in Flemmings Addition, Bicknell Michael H. Gratzek and Patricia J. Gratzek to Michael H. Gratzek Trust, lots 23, 24, 25 Cochran’s Addition, Vincennes Hazel M. Steimel to Deborah J. Snapp, Connie J. Hughes, Robert J. Steimel Jr., Cathy A. Hudson, Janet Sue Telligman, Kenneth R. Steimel, Phillip S. Steimel and Judy K. Wampler, SW ¼ of SE ¼ of section 2, T4N, R9W, second principle meridian Michael A. Kaiser and Robert Paul Kaiser to Brian D. Kaiser and Deborah Kaiser, part lot 407 Old Town, Vincennes HSBC Bank USA National Association, Fieldstone Mortgage Investment Trust and Ocwen Loan Servicing LLC attorney in fact to H Cubed Holdings LLC, part lot 34 Clemmon’s First Addition, Bicknell Oral Kay Sargent and Carolyn L. Sargent to

Sunday, Sept. 9, 2018

ALL THINGS REAL ESTATE 33

Real Estate Transfers David E. Jones and Shellie L. Jones, lot 3, 4, 5 and 6 in Delay’s Addition to Sandborn, Knox County Steven D. Turney and Lorinda D. Turney to Helen L. Doyle Trust, lot 23 Willy’s Addition, Vincennes Kyle E. Tislow to Cody McKinney, lot 16 Advanced Building Company’s First Subdivision, Vincennes Rebecca Anne Michael to Stewart Bowman Berg, part SE ¼ of NW ¼ of section 3, T5N, R7W et al Equitypoint LLC to KCR Properties LLC and dba Knox County Rentals, part of the SW ¼ of the NE ¼ section 17, T4N, R8W, et al Judy Swettenam to Kathleen M. West, part of lot 384 Old Town city of Vincennes et al Sandor Toth to James Toth, Emison Realty Co. Addition lot 19 Bruceville Terry L. Goodman and Janet K. Goodman to Adam B. Schotter and Amy L. Schotter, part don 1 and part don 24, T3N, R10W, et al Diana M. Malone to Elva R. Scott, lots 1 and 2 Roy E. Horns Addition, city of Bicknell William J. Robinson Jr. to State of Indiana, part survey 1, T3N, R10W, et al

Merle E. Moore and Kimberly A. Moore to State of Indiana, part survey 1, T3N, R10W et al Linda L. Waldroup to Justin M. Lowe and Kelly J. Lowe, lot 43 in Stephen B. Eastham’s Subdivision of Burnett Heights, et al Vincennes Holly J. Coats to Justin Hurt, part lots 6,7, 8, 9, 10 and 11 Christian Church Addition, Freelandville et al Randy G. Brooks and Rita S. Odell to Brent L. Wolf and Ashley L. Wolf, lot 19 Memerings Subdivision, Vincennes Karen Jo Pepmeier and Kimberly Lee Everett to Timothy G. Wendel and Betsy M. Wendel, part NW ¼ section 1, T3N, R8W, Vigo Township Darrell Brinkley and Siddney Brinkley to Ellen Jane Evans, lot 361 Reel and Swartzel Subdivision, Vincennes Marty A. Ashby to Joy Ann Ashby, Kristi Nicole Sanders, Kaitlyn Renee Ashby and Michael Alan Ashby, NE ¼ SE ¼ section 8, T4N, R8W, second principal meridian, Washington Township Marty A. Ashby to Joy Ann Ashby, Kristi Nicole Sanders, Kaitlyn Renee Ashby

and Michael Alan Ashby, part NE ¼ SE ¼ section 8, T4N, R8W, Washington Township et al Joseph Melvin III, David M. Combs and Constance M. Combs to James Wilson, lot 1 Phillippe Heirs Addition, city of Bicknell et al Lesa Moore to Lesa Moore, Bradley Moore and Derek Moore, lot 419 and the east ½ of lot 420 in Reel and Swartzels Subdivision to the city of Vincennes, Knox County Board of Trustees of Vincennes University to Christopher Tye Waldroup and Susan R. Waldroup, lot 23 Green Farms Estates Subdivision Section II, Knox County Martin Ray Chattin to Cary S. Malczewski, part of the NE fraction quarter of section 24, and part of the SE fraction quarter of section 13, T1N, R11W et al Nathan DeBord to Matthew D. Bailey, part NE ½ E ¼ don 227, part fraction section 8, T2N, R8W, Harrison Township Robert A. Williams and Madonna J. Williams to Madonna J. Williams Trust, lot 104 Ridgeview Village Subdivision, Vincennes SEE TRANSFERS/PAGE 34

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34 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Real Estate Transfers

TRANSFERS FROM PAGE 33

Agnes Kolehouse to Cody R. Smith and Brandon Smith, lot 7 and 8 McClures Fourth Addition, town of Bruceville Donna S. Thomas to Vincennes University Board of Trustees, lot 206 Columbia Subdivision, Vincennes et al Irvin C. Odell to Irvin C. Odell and Gena M. Odell, lot 52 Sunnyside Subdivision, Vincennes, et al The Donald G. Wilson Revocable Living Trust to Mike D. Wilson and Keary E. Wilson, part SW ¼ NE section 3, T1N, R8W, Harrison Township Donald G. Wilson Life Estate Interest to Mike D. Wilson and Keary E. Wilson, part SW ¼ of NE ¼ section 2, T1N, R8W Harrison Township Knox County Sheriff, Gordon J. Simmons and Shanni E. Simmons to Federal National Mortgage Association and Fannie Mae, east ½ of lot 19 and 20 Bicknell Heights, Knox County

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Knox County Sheriff and Rebecca D. Collins to Wells Fargo Bank NA, lot 15 Johnson’s Addition, Monroe City Linda M. Lawson deceased, Rebecca L. Lathrop nka Rebecca L. Lathrop Curry to Rebecca L. Curry, Michelle L. Hart and Michael J. Hart, part don 209, T4N, R10W, Busseron Township Glenda Sue Berry to Lynn L. Hecht and Margie Crecelius Hecht, condo unit 12c Franklin Commons Condo Dev, Phase I, et al Natalie McLaughlin to James D. Watjen, part don 90, T3N, R9W, et al Toby M. Heslop and Mary V. Heslop to D2W LLC, part NW ¼ of SE ¼ of section 16, T4N, R8W, et al Gayland Early successor trustee, Donald L. Early Revocable Living Trust and Violet Jean Early Revocable Living Trust to Patricia Lee Hoops, pt UPS 15 and 16, T3N, R10W, city of Vincennes E.B. Hendrix III to Eli B. Hendrix IV, part lot 107 Old Town, city of Vincennes et al Mark Hendrix to John W. DeCoursey, part lot 107 Old Town, city of Vincennes et al Allen Buckthal to Dawn E. Buckthal and

Bonnie L. Organ, part section 16 and 21, T5N, R8W, et al Virgil Davison and Mary C. Davison to Virgil Davison and Mary C. Davison, lot 30 Mantle and Nobles Subdivision, Vincennes, transfer on death deed Wayne C. Boswell Trustee and Mary S. Alton Estate to Sherry L. Lauer, pt don 30 Kathleen Deyo to Stanley K. Harbin, lot 40, Freelandville Jamie Debusk and Brooke Debusk to Leslie L. Miley, part lot 117 Old Town, Vincennes Laura Jean Stroud and Brenda J. Stroud to Gregory G. Stroud, part of the SW fraction ¼ of section 6, T5N, R9W, et al Board of Commissioners, Commissioners of Knox County and Knox County Board of Commissioners to Martin Keller and Ellen Keller, lots 86 and 87 Maplewood Addition, Vigo Township, Bicknell Joyce Weber to Tim Browning, lots 59 South Park First Addition 12, Bicknell Vigo William J. Glassey and Jane L. Glassey to BGRS LLC fka Brookfield Global Relocation Services LLC, lot 96 part lot 93 Old Town, city of Vincennes et al BGRS LLC fka Brookfield Global Relocation

Services to Trevor K. Murry and Sarah B. Wolfe, all lot 96 and 93 and lot 96 Vincennes Christ Community Church of Vincennes, Inc. to Wabash Community Church Inc., lots 19 and 20 Mantel and Nobles Subdivision, Vincennes Chung Wha Chung Trustee and Chung Wha Chung Living Trust to CG Real Estate Properties LLC, Villa 2c Fairway Villas Condos, Vincennes Alysha M. Queen to Chris A. Cole, lot 346 Reel and Swartzels Subdivision, Vincennes

GIBSON COUNTY SALES REPORTS Wendy Payne to Charles Wirth, 101 E Ohio Street, Princeton, $6,500.

Sue Ellen Barrett to Lance and Neka Williams, 6751 Wes 350 South, Owensville, $2,500.

Gerald and Trudy Bledsoe to William and Stephanie Hoskins, 402 East Sinclair Street, Fort Branch, $285,400.

Claudia Garcia to Shane and Heather Rembe, 342 South Jackson Street, Oakland City, $75,000.

HSBC Bank to Keylink Global Llc, 106 East Vine Street, Patoka, $19.

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ALL THINGS REAL ESTATE 35

Real Estate Transfers Clayton Tate to Tiffany and Joann Chamberlain Hunter, 305 West Warrick Street, Owensville, $89,000.

JP Morgan Chase Bank National Association to Lankford Properties Llc, 521 East Emerson Street, Princeton, $51,300.

Steven and Rebecca Anderson to Melvin and Sandra Sue Wilson, 511 South Eighth Avenue, Haubstadt, $127,000.

Jack and Jessie Adamson to Ashley Atwood and Krystal D Lehman, 520 West Garfield Avenue, Princeton, $136,000.

Rowena Emenhiser Estate and Steve Blair Pr, 1816 South 1150 East, Oakland City, $95,000.

Todd Briggs to William Carroll, 191 Roosevelt Drive, Princeton, $125,000.

Chad and Hailey Farris to Stephen Sevier, 231 South Mulberry Street, Oakland City, $15,000.

Rick Smith and Rex Smith to Dana and Linda Buck, 8249 East 900 South, Buckskin, $77,500.

Annie Bell Paris to Andrea Paris, 1409 East Mary Lee Drive, Princeton, $80,000.

Steven Wilhelm to Byron Ayscue and Ellen Miller, 6576 South 1000 West, Owensville, $39,000.

Michael and Shellye Davis to Robert and Emily Kavanagh, 3820 North 225 West, Patoka, $210,000.

C & R Realty Llc to Tyler and Adrienne Brengman, Northbrook Hills, Princeton, $29,700.

Christopher Scott to Michael and Katherine Simmons, 115 East Walnut Street, Princeton, $126,500.

Nora Schuble to Duane and Jodi Sullenger, 10217 South Quail Crossing, Haubstadt, $219,000.

Endurance Fund 1 Llc to 4 G Services LLC, 715 South Stormont Street, Princeton, $17,500.

Jeannine May Estate to Whitney Sims, 306 S Race Street, Haubstadt, $164,500.

Mission Real Estate Group Inc to Kelly Purvis, 406 W Emerson Street, Princeton, $116,500.

Michael and Donna Yeager to William and Shara Mitchell, 310 Hawthorne Drive, Princeton, $238,500.

William Work Jr to Corey and Melissa Foster, 403 S Lincoln Street, Fort Branch, $79,000.

Gary and Jennifer Ramp to Austin Elmore, 300 S Fourth Avenue, Haubstadt, $157,000.

Timothy and Jennifer Fitzlaff to David Brackett, 804 Creek Drive, Fort Branch, $257,000.

Eagle Limited Liability Company to Tiffany Bolden, 423 W Washington Street, Oakland City, $5,500.

Pamela Harmon to Jeremy and Kayla Wesselman, 530 S Stormont Street, Princeton, $90,000.

James R. Jaqumai, Executor, Estate of Carol Kolb to Glenn Lanham, 612 E Broadway Street, Princeton, $46,000.

Randy and Kimberly Duncan to Rennie and Asther Frizzell, 7390 E State Road 64, Francisco, $116,100.

Boyd Leasing LLC to Gibson County Warehousing Inc, 723 E 525 S, Princeton, $350,460.

Teresa Myers to Venus Guinto, 111 New Jersey Street, Princeton, $95,100.

Cargill Inc to Superior Ag Resources Cooperative Inc, 719 N Cargill Lane, Princeton, $3,150,000.

Cargill Incorporated Attn Property Tax to Superior Ag Resources Cooperative Inc, Off N Old Us Hwy 41, Princeton, $3,150,000.

LLDD Properties Llc to Joseph and Debra Whitbeck, 515 N Brownlee Avenue, Princeton, $70,000.

Dennis James and Diana Kay Abel to Christopher and April Mroz, 1716 S Main Street, Princeton, $10,000.

Larry and Judith Kelsey to Jared Halbig and Kelsey Wagner, 634 E State Street, Princeton, $62,500.

Jeffery and Rita McNeely to Brian and Amanda Wilson, 6233 W Old Princeton Road, Owensville, $235,000.

Brian and Amanda Wilson to Debra and Lukas Bender, 10222 S 1075 W, Poseyville, $170,000.

Federal Home Loan Mortgage Corp to William and Brenda Hoke, 583 N 550 E, Francisco, $22,000.

John Higgins to Mark Adler, 250 S, Owensville, $246,980.

Tyrone and Shellia Cochran to Kevin and Brittaney O’Dell, 3005 S 275 E, Princeton, $280,000.

Danny Gatewood to Destiney Whitten, 209 W Vine Street, Patoka, $7,500.

SEE TRANSFERS/PAGE 36

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36 ALL THINGS REAL ESTATE Sunday, Sept. 9, 2018

Real Estate Transfers

TRANSFERS FROM PAGE 35

Steven and Trixie Tobin to Robert Pendleton, 406 N Prince Street, Princeton, $63,600.

Lankford Properties Llc to Michael Collins, 4651 N State Road 65, Patoka, $138,000.

Brandy Nancy E (Barrett) Dickenson to Billie Durham, 416 Ivy Lane, Owensville, $137,000.

Dale Kittle to Tonneus and Juliana Bell, 524 E Water Street, Princeton, $119,500.

Timothy W Bottoms, Gibson County Sheriff to JP Morgan Chase Bank, National Association, 105 E Foster Street, Fort Branch, $65,033.

Timothy Bottoms to Ellis Estates Llc, 852 E State Street, Princeton, $8,901.

Gregg Romershausen to Haubstadt Sommerfest Inc, N Ben Street, Haubstadt, $47,775.

Estate of Eugene Willis to Michael and Marcia Gayso, 609 E Clark Street, Owensville, $32,000.

WABASH COUNTY SALES REPORTS White Land Corp. to Thomas and Carolyn Brewer, lots 14-15 White Oak Subdivision, $8,000 White Land Corp. to James and Alexandra Brewer, lot 12 White Oak Subdivision, $7,000 Melissa and John M. Henson II to Hector Camara, ptlots 2 and 4 Ridgeway’s Subdivision, $39,000 Maurice and Mary Ann Mobley to Brian J. Flaharty, ptlot 1, south west northwest quarter, $110,000 Bryce Carr to Carolyn Highhouse and Patrick McConnell, lots 8 and 9 Chestnut Point, Mesa Lake, $145,000 Irene and John Haase, section 17 township 1 north, range 12 part of northwest quarter, $166,625 and part southwest quarter, $166,625 Ruth Osmon and Pamela Boyd, guardian, to Kevin and Jenny Adams, section 11 township 1 north, range 12, part sublot 1 of lot 5, Allendale, $7,500 Brian D. Staat to Gary A. Chalcraft, lots 33-35, Sunnyside Addition, $35,000 Carolyn Highhouse to Bryce Carr, section

32 township 1 north range 12, partlot 1, $185,000 Marilou Hering and Marilou Childers to Eric and Emily Wilson, Mount Camel part inlot 79, $84,000 Stephen J. Spalding and Chris Hudson to Taylor and Kaylee Urban, section 25 township 2 south range 14, part west half southeast north west, part southeast northwest, $86,000 Jeffrey W. and Regina Paddick to James and Dandy Wood, lot 6 block 4 Wolf subdivision, $138,000 George and Connie McPherson to Cypress Property Management Inc., lots 1D, 1E and 1F of Block 3, Wolf’s subdivision, $820,000 Jeremy Haydon to Jason Hayden, Mount Carmel part sublot 1 of outlot 210 Dale and Sandra Halfacre to Leslie and Anderson and Beverly Magee, section 28, township 1 south, range 13, part west quarter north half northwest northeast Leslie J. and Jacqueline Meece Summers to Andrew King, lot 20 Greenbriar subdivision $130,000 Walter C. and Ladonna Belangee to John W. Sowder, lot 31 White’s Subdivision, $117,000

Christopher E. and Nicholas W. Wade to Hal B. and Dana L. Magee, partlots 7 and 8 McIntosh Reserve, $75,000 Troy Murphy to Sasha Pierson, tracts A,B,C,D of lots 1, 3 and 5 of Block J Keensburg, $88,500 Neil and Barbara Earnest to Church Roads, partlots 63-65 Copp’s Addition, $25,000 Rodney A. and Shauna Weems to Brack V. Garrett, section 23 township 1 south range 13, part northeast northeast northeast, $120,000 Gary and Mandy Leach to Angela K. Meadows Trust, lot 7 Keller’s Addition, $83,500 Jordan Crow to Elizabeth Barber, lot 9 Harris Addition, $76,700 Joyce Day and Jordan Crow to Devan Tibbs, lots 20 and 21, Sunnyside Addition, $86,000 Joyce Storckman to Mark Allen, part inlots 302 and 304, Mount Carmel, $55,600 Mark Allen to D and R Rentals LLC, part inlots 302 and 304 Mount Carmel, $55,600 Phyllis Grassinger Trust to Gary Chalcraft, Mount Carmel part sublots 1 and 3 of outlot 220, $18,000.

Local lenders, local decisions If you’re planning to buy or build a home, put my experience to work for you. Call or email me about mortgage options today!

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ALL THINGS REAL ESTATE 37

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PAST FROM PAGE 23

Before disposing of things, many homeowners tell their children to take what they want. It’s wise to “touch base with the kids” regarding their mementos from childhood and to be sensitive to their wishes. Get a decision from the kids early in the purging process regarding what they want to have. This saves the expense of moving and perhaps storing items pending a decision. Disposing of truly unwanted things is doing the kids a favor.

When considering whether to sell, donate or throw away things,checking online resale sites can provide an idea of what buyers are willing to pay for various categories of things. Rather than selling things for the low price they might command, and perhaps paying to have them picked up or shipped, Kinkead says

it might be better to donate them.

Paper goods and cleaning supplies could be distributed to low-income families.

Personal-care items and some nonperishable foods went to low-income senior housing centers. A safety center accepted medications for destruction. Furniture and other household items often are donated to organizations that make such things available to people in need.

After he decided what to keep, donate or throw away, Weis sold most of what remained. Using a selling service took the burden off his shoulders. Within two weeks, the company prepared photos and descriptions of 300 lots of items, ranging from household supplies to the pool table; posted them on its online auction site; sold 95 percent of the lots; and on a single day required all purchases to be picked up by the buyers. A junk removal company took away what was left that could

not be put out with the trash.

The key to successful transitioning of homes and belongings is planning. Use a simple floor plan of the new home, with dimensions noted, to determine what furniture will fit.

Label the contents of all boxes to be moved. Make the labeling specific enough to be helpful. Identify contents as, for instance, pots and pans, rather than simply “kitchen.”

Boxes destined for the new home can be ranked.

If using a self-storage unit, set up shelving to keep things organized. Put items that are less needed in the back.

Up front, place things more in demand, keep the labels visible and don’t stack too many boxes atop one another.

Leave access space. Make a list of the boxes and items to be stored.Taking pictures of everything, and even of the storage unit with all in place, “so you can see it at home” and know where to find things when retrieving them.

projects add value to the home.

(The IRS has said that interest on home equity borrowing may still be deductible if the taxpayer FROM PAGE 30 itemizes deductions and the money is used to “buy, build then think twice about doing or substantially improve the it at all,” says Monica Dwyer, taxpayer’s home that secures a certified financial planner in the loan.”)

West Chester, Ohio. “Those Even then, Kristin Sullivan, kinds of debts should be paid a certified financial planner in off in the short term, not with Denver, likes her clients to have long-term borrowing.”

Many people use home equity a plan to pay off the loan within five years. That’s “a reasonable to pay college bills for their time period to pay off something kids, but planners urge caution you don’t really need,” she says. since it’s easy to overspend on higher education. In general, This column was provided to The parents shouldn’t borrow more Associated Press by the personal for college than they can pay finance website NerdWallet . off before retirement, and the Liz Weston is a columnist at debt shouldn’t prevent them NerdWallet , a certified financial from saving enough for that planner and author of “Your Credit retirement. Federal education Score.” Email: lweston@nerdwallet. loans may be a better option, com. Twitter: @lizweston. since they have fixed rates and consumer protections such as RELATED LINK: forbearance and deferral.

NerdWallet: Understanding home Investing in home equity lines of credit: improvements can be a good https://nerd.me/home-equityuse of home equity, financial line-of-credit planners say, as long as the

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