Financialsecurity

Title insurance is a policy that protects you from any issues that may call your ownership into question or keep you from completing your purchase. Issues could include illegal deeds, unknown liens, forged documents, missing heirs and unknown easements or restrictions. Title insurance provides financial security to address any issues that may arise.

Searchincluded

Your title insurance includes a title search which looks for any issues before closing day. A title search ensures the property title is clear and can be legally bought or sold.

Reducesyourrisk

Very few people in this world like risk. Your owner ’ s title policy covers potential issues that could surface after you purchase your home or property. An owner ’ s title policy is the best way to reduce risk and protect yourself from unknown legal and financial discrepancies.

Protectedfromunexpected

Your owner ’ s title policy does protect you from unexpected title claims, and there are a number of unforeseen issues that could arise such as improperly worded documents, outstanding mortgages, liens and judgements, easements, pending legal actions against properties that may affect the buyer, false notary acknowledgements, forged signatures, unknown heirs who may try to claim ownership, mistakes in public records, and documents executed under expired conditions.

One-timefee

An owner ’ s title insurance policy is a one-time fee that typically costs around 0.5% of the home or property’s purchase price. And remember your one-time investment lasts as long as you or your heirs own the home. A new policy is not needed when you pass along ownership to them.