Parade Of Homes

SATURDAY & SUNDAY

OCTOBER 25 & 26

noon – 5pm

n behalf of the Western Ohio Home Builders Association and our Presenting Sponsor, Minster Bank, we’re excited to welcome you to the 2025 Parade of Homes! is year’s lineup highlights the variety of living options available in the Northern Miami Valley. Some homes are located in brand-new neighborhoods with exciting amenities like pools, pickleball courts, and walking trails, while others are set on spacious country lots that o er privacy and room to grow — all within easy reach of city conveniences. Whether you’re drawn to community living or a little more elbow room, you’ll nd homes designed to match your lifestyle.

To help you make the most of your tour, we’ve put together:

5 ings to Look For at the Parade of Homes

1. Pay Attention to Location

Look beyond the house itself and consider the community. Parks, trails, pools, schools, and shopping all contribute to quality of life. ink about how each location ts your lifestyle today and in the future.

2. Compare Builders

Every builder brings their own style and process to the table. Ask questions about standard features versus upgrades, how they handle communication, and what sets them apart in terms of design or service.

Ben Poeppelman 2025 President

3. ink About Future Needs

A home should grow with you. Will you eventually need a fence, shed, or extra garage space? Review subdivision rules now so you know what’s possible before you commit.

4. Take Notes on Design Ideas

From kitchens and bathrooms to outdoor living spaces, there’s inspiration around every corner. Snap photos or jot down notes about the features you love — and the ones you don’t. is will make it easier to create a clear wish list and budget priorities later.

5. Ask About Timing and Costs

With today’s mortgage rates and market demand, it’s important to know how long construction might take and what price ranges you can expect. Ask builders which upgrades are worth including now and which can be added later.

We also invite you to explore our virtual tour option at www.poh.westernohiohba.com, where you can walk through additional homes from the comfort of your own space.

Finally, thank our builders, sponsors, and everyone who helped make the Parade of Homes possible. Your dedication continues to raise the standard of homebuilding and community design across the Northern Miami Valley.

e Parade of Homes is more than a showcase — it’s your chance to imagine what’s next. We hope you enjoy your tour and leave inspired!

Donna Cook Executive Director

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PRACTICAL BUYER GUIDANCE: MAKING THE MOST OF THE PARADE OF HOMES

Touring the Parade of Homes is an exciting way to see what’s new in homebuilding across the Northern Miami Valley. From modern ranches to two-story homes, each home showcases our local builders’ craftsmanship, creativity, and innovation. But beyond admiring the finishes and layouts, the Parade is also your chance to gather valuable information that will help you make smart decisions about buying or building.

Here are a few practical tips to keep in mind as you tour:

1. Understand What’s Standard vs. an Upgrade

Model homes are built to impress, and many include upgrades to showcase a builder’s full range of possibilities. As you walk through, note what features come standard with the base price—such as flooring, cabinets, or countertops—and what’s considered an upgrade. Ask questions about costs to start building a realistic picture of what your dream home might require.

2. Ask About the Building Timeline

While in the homes, talk to builders about how long it typically takes from contract to move-in. Construction timelines can vary based on weather, materials, and demand. Getting a clear sense of timing early helps you plan your move and know what to expect.

3. Know the Community Guidelines

Some Parade homes are in new neighborhoods with amenities such as pools, and walking trails. Others may be on larger country lots with room to spread out. As you compare, ask about subdivision guidelines or HOA rules. For example, can you add a fence, build a shed, or park an RV? Understanding these details ensures your lifestyle will fit seamlessly into your chosen community.

4. Review Warranties and Service Policies

One significant benefit of buying new is the warranty coverage that comes with it. Most builders offer warranties on both structural elements and specific systems or finishes. Take a moment to ask builders how their warranties work and what is covered. This information will give you peace of mind and set clear expectations for after you move in.

5. Consider Your Future Needs

As you fall in love with layouts and floor plans, think ahead. Will you need flexible space for a home office? Extra storage for hobbies or outdoor equipment? Wide hallways or a first-floor bedroom for aging in place? Choosing a home that grows with you ensures you’ll be happy with it for years.

6. Talk to a Lender Early

Even if you’re beginning to dream, talking with a lender before you buy can be incredibly helpful. Many local lenders—including our Presenting Sponsor, Minster Bank, as well as Greenville Federal, GNB Banking Centers, Rural 1st, First Financial Bank, and others—offer programs designed to make home financing more manageable. Ask about rate buy-downs, closing cost credits, and other options to ease today’s higher interest rate environment. Getting prequalified gives you a better idea of your budget and positions you to move forward quickly if you find the right fit.

The Parade of Homes is more than just a showcase of beautiful houses—it’s a learning opportunity. As you tour, take notes, ask questions, and gather the information you’ll need to make confident decisions when purchasing or building. By combining inspiration with practical planning, you’ll leave the Parade excited about what’s possible and ready to take the next step toward your future home.

Single-Story and TwoStory Floorplans to Choose From in Miami East School District!

New Homes starting in the lower $500,000s*

*Lot price included

Lots starting at $109,900

COMMUNITY FEATURES:

• Lot Sizes Range from .27 to .62 Acres

• 2 Ponds and Other Common Areas

• Home Size Minimum Requirements:

- 1500 SF - Single Story

- 1700 SF - Multi-Story

• Public Sidewalks

• Miami East School District

DIRECTIONS:

From the Troy City Square, head North on North Market St. Turn right (East) on TroyUrbana Rd., then right (South) on Liberty Way at the entrance to Liberty Meadows.

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Michael Dugan

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Donna Cook

Benefits Analysis Corporation (937) 335-5751

mdugan@bacbroker.com

Western Ohio Home Builders Association (937) 339-7963

Donna Cook

donna@westernohiohba.com

Western Ohio Home Builders Association (937) 339-7963

donna@westernohiohba.com

Ohio HBA (937) 339-7963 donna@westernohiohba.com

to request a quote or ask a question! Let us know you’re

Scan to request a quote or ask a question!

Let us know you’re with the Home Builders Association We’ll take it from there.

P ROFE SSIONA L

Do people really hire someone to clean their home windows?

windows and screens cleaned by a quality local company, you ’ ll wonder why you ever attempted to DIY in the past.

and family that I was going to start a company specializing in there reall and for that? ” Honestly, I didn’t know the over the Miami Valley, the answer is quite clear

dows, but the main reason is TIME. Most people can clean their own windows, they just don’t want to What a professional can do in 2-3 hours would have taken your entire Saturday, at least.

ing chore to you, is just another morning for a professional. Nobody wants to spend their weekend struggling with exten-

will brighten your house both inside and out!

Another great reason for hiring an expert is QUALIT Y Most people who clean their own windows use vinegar or other household cleaners- then ask me why their windows are always streaky. I’ll let you all in on the secret formula used by professional window cleaners: soap and water Sounds simple but the combination of skill, experience and attention to detail is what

Some people think this ser vice will be too expensive. Most window cleaning companies in this area charge between $80

though, these people work fast. A good company can take a typical ranch-style home, clean all windows inside and out, wipe out all tracks, and clean all screens for around $200. Better than losing your Saturday in my opinion. Lastly it is important to hire someone you TRUST. Check out reviews online and ask your friends and neighbors. Ask for an in-person estimate when you call (good companies will have no problem with that). Make sure you are comfortable with the the same person who will be doing the work. Having your windows cleaned quarterly or

HOUSING OPTIONS FOR EVERY LIFESTYLE

Today’s homebuyers are looking for more than just square footage and nishes. ey want homes that align with their lifestyles, accommodate their families, and support their long-term plans. Builders have responded by creating diverse options beyond the traditional single-family home. From multi-generational layouts to low-maintenance patio homes, there’s a solution for every stage of life.

MULTIGENERATIONAL HOMES

e concept of multiple generations living under one roof has been around for centuries, but in today’s housing market, it’s making a strong comeback. Rising housing costs, longer life expectancy, and the desire for family togetherness have fueled this trend. Multi-generational homes o en include private living suites with separate entrances, small kitchens, and dedicated bathrooms. is allows aging parents or adult children to maintain independence while still being close to loved ones.

ese homes provide exibility for families. A basement apartment can serve as a private retreat for older kids today and later transition into an in-law suite. e design options are wide-ranging, but the goal is always the same: balance independence with connection.

PATIO HOMES

Patio homes are becoming increasingly popular, especially among those looking for a lower-maintenance lifestyle. Typically built on smaller lots with outdoor spaces designed for enjoyment rather than upkeep, these homes o en come with association-managed amenities like lawn care, snow removal, and common green spaces.

Patio homes are especially attractive to empty nesters who want to downsize without sacri cing quality. Many still feature high-end nishes, open oor plans, and plenty of natural light. ey o er all the comforts of a traditional home without the hassle of extensive yardwork, freeing up time to travel, socialize, or simply relax.

LIFESTYLE HOMES

For professionals, rst-time buyers, and active families, lifestyle homes are designed to meet the demands of busy modern life. Open-concept

layouts make entertaining and family interaction easier, while exible rooms can serve as a home o ce, playroom, or tness space. Features like mudrooms, smart home technology, and energy-e cient systems add convenience and long-term savings.

ese homes prioritize functionality while still o ering style. Builders are paying attention to how people actually live day-to-day, creating homes that feel intuitive, e cient, and adaptable as needs change.

EMPTYNESTER LIVING

When children move out, many homeowners take the opportunity to rethink their living space. Empty nesters o en seek homes that are easier to manage but still inviting for family visits and entertaining. Single-story ranch-style homes are especially popular, o ering accessibility without stairs and layouts that put all essentials on one level.

Open oor plans with generous primary suites, spacious kitchens, and cozy outdoor areas give these homes a balance of comfort and practicality. Many empty-nester communities also feature walking trails, pickleball courts, and clubhouses, making it easy to stay active and social.

THE RIGHT FIT FOR EVERY BUYER

e variety of housing options available today re ects buyers’ diverse needs. Whether you’re looking for space to bring your family together, a low-maintenance home that supports travel and leisure, or a exible layout that adapts to a busy lifestyle, there’s a home designed with you in mind.

As you tour the Parade of Homes, notice builders’ di erent approaches to meeting these needs. From expansive multi-generational oor plans to thoughtfully designed patio and lifestyle homes, today’s housing market truly o ers something for everyone.

Whetheryou’redreamingofaone-of-a-kindcustomhomeorseekingtheeaseandvalueofasemicustombuild,ourteamdeliversthesameexceptionalcraftsmanship,attentiontodetail,and dedicationtoquality.Webringyourvisiontolife—yourway,withonetrustedstandard.

NAVIGATING HOME FINANCING IN 2025: CREATIVE SOLUTIONS FOR TODAY’S MARKET

As we welcome you to the 2025 Parade of Homes, we understand that the current mortgage landscape may raise questions for prospective buyers. With average 30-year ﬁxed mortgage rates recently dropping to 6.35%—the lowest in nearly a year AP News—it’s an opportune time to explore various ﬁnancing options that can make homeownership more attainable.

UNDERSTANDING MORTGAGE RATE BUYDOWNS

Mortgage rate buydowns are a strategic way to reduce your monthly payments. There are two primary types:

• Permanent Buydowns: This involves paying upfront to lower your interest rate for the life of the loan. Typically, one “point” (1% of the loan amount) reduces the rate by about 0.25% CUSO Home Lending.

• Temporary Buydowns: Programs like the 2-1 or 3-2-1 buydown temporarily reduce your interest rate for the ﬁrst few years of the loan, easing initial payment burdens PrimeLending.

These options can be particularly beneﬁcial if you anticipate reﬁnancing in the near future or expect your income to increase.

LEVERAGING LENDER CREDITS

Lender credits are another tool to manage upfront costs. In exchange for a slightly higher interest rate, lenders may offer credits that cover part or all of your closing costs Bankrate. This can be especially helpful if you’re short on cash for closing but have the ﬁnancial stability to handle a slightly higher monthly payment.

EXPLORING GOVERNMENTBACKED LOANS

For eligible buyers, government-backed loans such as FHA, VA, and USDA loans offer advantages like lower down payments and competitive interest rates Rentastic. These programs can be a gateway to homeownership for those who meet the criteria.

CONSIDERING ADJUSTABLE-RATE MORTGAGES (ARMS)

While ﬁxed-rate mortgages provide stability, ARMs can offer lower initial rates, which might be appealing if you plan to sell or reﬁnance before the rate adjusts. It’s essential to understand the terms and potential future rate changes when considering this option.

CREATIVE FINANCING STRATEGIES

Beyond traditional methods, some buyers are exploring alternative ﬁnancing options:

• Seller Financing: In this arrangement, the seller acts as the lender, which can be advantageous if you have difﬁculty qualifying for a conventional mortgage.

• Rent-to-Own Agreements: These allow you to rent a property with the option to purchase it later, providing time to save for a down payment or improve credit scores damonmichels.com.

• Piggyback Loans: This involves taking out two mortgages simultaneously—one for 80% of the home’s value and another for 10%, avoiding private mortgage insurance (PMI) requirements.

CONSULTING WITH LOCAL LENDERS

Local ﬁnancial institutions like Minster Bank, Rural 1st Credit Union, Greenville Federal Savings, GNB Savings Bank, and First Source Bank are valuable resources. They often offer personalized advice and may have programs tailored to the local market. Engaging with these institutions can provide insights into the best ﬁnancing options for your situation.

Navigating the home buying process in 2025 may seem challenging, but with the right information and resources, homeownership is within reach. We encourage you to explore the homes featured in this year’s Parade and consult with local lenders to ﬁnd the best ﬁnancing solutions for your needs.

Outdoor Living & Landscaping: Bringing the Indoors Out

Today’s homeowners are looking for more than just a house — they’re seeking a lifestyle. Over the last decade, one of the most signi cant shi s in home design has been the rise of outdoor living spaces that blend seamlessly with the indoors. Patios, decks, and landscaped yards are no longer a erthoughts; they’re integral to how people enjoy and use their homes.

Outdoor Living as an Extension of the Home

A well-designed outdoor space adds both comfort and function. Families are creating “second living rooms” outside, complete with plush seating, replaces, televisions, and sound systems. Outdoor kitchens with built-in grills, pizza ovens, and bar seating make entertaining easy, while covered patios and pergolas extend the use of these spaces throughout the seasons. For many buyers, these outdoor features are no longer considered luxuries — they are expectations.

Landscaping at Complements Lifestyle

Landscaping ties it all together. Homeowners want yards that are not only beautiful but also purposeful and sustainable. Native plants and lowmaintenance greenery are popular choices because they thrive in local conditions and require less water and upkeep. Pollinator-friendly gardens are also on the rise, bringing color, texture, and life to outdoor spaces. Privacy is another big factor. Instead of installing fencing alone, many homeowners opt for natural screening with trees, shrubs, or hedges that provide beauty along with seclusion. For families with children, open play areas remain important, while empty nesters may lean toward smaller, easier-to-maintain yards.

Hardscaping at De nes the Space

Hardscaping is where outdoor living and landscaping meet. Patios, retaining walls, re pits, and pathways not only add visual appeal but also create structure and usability in a yard. Popular trends include paver patios, decorative concrete, and natural stone that blend into the environment. oughtful hardscaping makes a yard more functional and o en increases property value.

Adding Amenities for Every Season

Many homeowners are also investing in amenities that make outdoor living comfortable year-round. Fire features — from traditional re pits to sleek modern replaces — extend the usability of outdoor spaces into the cooler months. Pools, spas, and water features add a touch of resort living at home. Motorized pergolas and retractable awnings provide shade during hot summer days, while lighting systems set the mood and improve safety a er dark.

Spaces for Every Stage of Life

Outdoor living looks a little di erent depending on where homeowners are in life. Families o en want large backyards with space for kids to play, while professionals may prefer a compact patio with low-maintenance landscaping that ts their busy schedules. Empty nesters frequently seek smaller yards with cozy seating areas, raised garden beds, or peaceful patios that allow them to enjoy the outdoors without extensive upkeep.

A Lasting Investment

e best outdoor spaces balance beauty, functionality, and maintenance. ese additions create lasting value, whether it’s a carefully planned landscape design, a state-of-the-art outdoor kitchen, or a peaceful retreat with a water feature. ey enhance daily living, provide a place to connect with family and friends, and increase the home’s appeal for years.

As you tour the Parade of Homes, consider how builders and designers incorporate outdoor living and landscaping into their projects. You’ll see that today’s dream home doesn’t end at the back door — it ows naturally into the backyard, creating spaces as inviting and livable outside as they are inside.

Dickman Supply is West Central Ohio’s resource for all of your

Lyon’s Showroom is full of Bright Ideas and the sales staﬀ is ready to help you with your lighting needs.

Show Hours:

• Friday: 2 PM – 7 PM

• Saturday: 10 AM – 6 PM

• Sunday: 12 PM – 4 PM Find inspiration, compare ideas, and connect with local experts—all under one roof!

Explore:

• Kitchens & Bathrooms

• Outdoor Living & Landscaping

• Remodeling & Home Technology

• Flooring, Windows & Doors

• Décor & Finishing Touches

Miami County Home & Outdoor Living Show

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