Issuu

2025

Parade of Homes Published by

SATURDAY & SUNDAY

OCTOBER 25 & 26

noon – 5pm Presented by

Produced by

HBA

Western Ohio Home Builders Association

poh.westernohiohba.com PARADEofHOMES-OctMID-2025.indd 1

10/7/25 12:04 PM

WELCOME TO THE

3. Think About Future Needs A home should grow with you. Will you eventually need a fence, shed, or extra garage space? Review subdivision rules now so you know what’s possible before you commit.

2025 n behalf of the Western Ohio Home Builders Association and our Presenting Sponsor, Minster Bank, we’re excited to welcome you to the 2025 Parade of Homes! This year’s lineup highlights the variety of living options available in the Northern Miami Valley. Some homes are located in brand-new neighborhoods with exciting amenities like pools, pickleball courts, and walking trails, while others are set on spacious country lots that offer privacy and room to grow — all within easy reach of city conveniences. Whether you’re drawn to community living or a little more elbow room, you’ll find homes designed to match your lifestyle. To help you make the most of your tour, we’ve put together: 5 Things to Look For at the Parade of Homes 1. Pay Attention to Location Look beyond the house itself and consider the community. Parks, trails, pools, schools, and shopping all contribute to quality of life. Think about how each location fits your lifestyle today and in the future.

4. Take Notes on Design Ideas From kitchens and bathrooms to outdoor living spaces, there’s inspiration around every corner. Snap photos or jot down notes about the features you love — and the ones you don’t. This will make it easier to create a clear wish list and budget priorities later. 5. Ask About Timing and Costs With today’s mortgage rates and market demand, it’s important to know how long construction might take and what price ranges you can expect. Ask builders which upgrades are worth including now and which can be added later. We also invite you to explore our virtual tour option at www.poh.westernohiohba.com, where you can walk through additional homes from the comfort of your own space. Finally, thank our builders, sponsors, and everyone who helped make the Parade of Homes possible. Your dedication continues to raise the standard of homebuilding and community design across the Northern Miami Valley. The Parade of Homes is more than a showcase — it’s your chance to imagine what’s next. We hope you enjoy your tour and leave inspired!

2. Compare Builders Every builder brings their own style and process to the table. Ask questions about standard features versus upgrades, how they handle communication, and what sets them apart in terms of design or service.

Ben Poeppelman 2025 President

Donna Cook

Executive Director

Did you know a newer roof could help you save on home insurance?

PARADEofHOMES-OctMID-2025.indd 2

10/7/25 12:04 PM

CALL Now For FREE In-Home Estimates!

GET A FREE QUOTE AND

Call Today

$1050 OFF

937-833-1000 www.MyBathCreations.com Call now to schedule an in-home appointment or visit our showroom located at:

8741 N. Kimmel Rd., Clayton, OH 45315 Showroom Hours: Monday-Thursday 9AM-5PM Friday 9AM-4PM, Saturday by Appointment, Sunday Closed

DREAMING OF A NEW HOME? Let us make your Dream Home a reality.

Call and talk to one of our experienced lenders today!

PARADEofHOMES-OctMID-2025.indd 3

10/7/25 12:04 PM

Your eweler J n w o t n Troy! i s Home r a e Y ting 76 Celebra

Professional Downtown Troy Since 1949

Jewelry and Watch

Customization and Repairs • Engagement Rings • Fine Jewelry • Citizen Watches • Waterford Crystal • Wedding Rings

106 W. Main • Troy

937-339-3210

Located in Historic Downtown Troy

HittlesJewelry.com

LIVE MUSIC

EVERY SATURDAY NIGHT AT 7PM!

OPEN MIC NIGHT EVERY WEDNESDAY NIGHT!

PARADEofHOMES-OctMID-2025.indd 4

10/7/25 12:04 PM

we can bring your ideas to life!

We specialize in turn-key remodeling services for every room of your home. With over 26 years of experience, our team of skilled designers and contractors offer innovative We specialize in turn-key remodelingand services for every designs, time-honored craftsmanship, attention to the room of your home. With over years experience, our last detail in each project. Stop26 into our of showroom located team of skilled and contractors offer innovative indesigners historic downtown Tipp City. designs, time-honored craftsmanship, and attention to the last detail in each project. Stop into our showroom located in historic downtown Tipp City.

Scan Me

937-506-8655 maukcabinets.com

E Q

937-506-8655 maukcabinets.com

PARADEofHOMES-OctMID-2025.indd 5

E Q

10/7/25 12:04 PM

PRACTICAL BUYER GUIDANCE:

MAKING THE MOST OF THE PARADE OF HOMES Touring the Parade of Homes is an exciting way to see what’s new in homebuilding across the Northern Miami Valley. From modern ranches to two-story homes, each home showcases our local builders’ craftsmanship, creativity, and innovation. But beyond admiring the finishes and layouts, the Parade is also your chance to gather valuable information that will help you make smart decisions about buying or building. Here are a few practical tips to keep in mind as you tour:

1. Understand What’s Standard vs. an Upgrade

4. Review Warranties and Service Policies

Model homes are built to impress, and many include upgrades to showcase a builder’s full range of possibilities. As you walk through, note what features come standard with the base price—such as flooring, cabinets, or countertops—and what’s considered an upgrade. Ask questions about costs to start building a realistic picture of what your dream home might require.

One significant benefit of buying new is the warranty coverage that comes with it. Most builders offer warranties on both structural elements and specific systems or finishes. Take a moment to ask builders how their warranties work and what is covered. This information will give you peace of mind and set clear expectations for after you move in.

2. Ask About the Building Timeline

5. Consider Your Future Needs

While in the homes, talk to builders about how long it typically takes from contract to move-in. Construction timelines can vary based on weather, materials, and demand. Getting a clear sense of timing early helps you plan your move and know what to expect.

As you fall in love with layouts and floor plans, think ahead. Will you need flexible space for a home office? Extra storage for hobbies or outdoor equipment? Wide hallways or a first-floor bedroom for aging in place? Choosing a home that grows with you ensures you’ll be happy with it for years.

3. Know the Community Guidelines

6. Talk to a Lender Early

Some Parade homes are in new neighborhoods with amenities such as pools, and walking trails. Others may be on larger country lots with room to spread out. As you compare, ask about subdivision guidelines or HOA rules. For example, can you add a fence, build a shed, or park an RV? Understanding these details ensures your lifestyle will fit seamlessly into your chosen community.

Even if you’re beginning to dream, talking with a lender before you buy can be incredibly helpful. Many local lenders—including our Presenting Sponsor, Minster Bank, as well as Greenville Federal, GNB Banking Centers, Rural 1st, First Financial Bank, and others—offer programs designed to make home financing more manageable. Ask about rate buy-downs, closing cost credits, and other options to ease today’s higher interest rate environment. Getting prequalified gives you a better idea of your budget and positions you to move forward quickly if you find the right fit.

The Parade of Homes is more than just a showcase of beautiful houses—it’s a learning opportunity. As you tour, take notes, ask questions, and gather the information you’ll need to make confident decisions when purchasing or building. By combining inspiration with practical planning, you’ll leave the Parade excited about what’s possible and ready to take the next step toward your future home.

PARADEofHOMES-OctMID-2025.indd 6

10/7/25 12:04 PM

701 N. Market Street, Troy, OH 45373 937.339.9944 • sales@harlowbuilders.com www.harlowbuilders.com

Single-Story and TwoStory Floorplans to Choose From in Miami East School District!

New Homes starting in the lower *

$500,000s

*Lot price included COMMUNITY FEATURES:

Lots starting at

$109,900

• Lot Sizes Range from .27 to .62 Acres • 2 Ponds and Other Common Areas • Home Size Minimum Requirements: - 1500 SF - Single Story - 1700 SF - Multi-Story • Public Sidewalks • Miami East School District

DIRECTIONS:

From the Troy City Square, head North on North Market St. Turn right (East) on TroyUrbana Rd., then right (South) on Liberty Way at the entrance to Liberty Meadows.

Villas 55+ Community PARADEofHOMES-OctMID-2025.indd 7

10/7/25 12:04 PM

akes quoting simple — no employee health questionnaires r u have at least 5 employees on the plan, all we need is a c census — and your renewal if you’re currently insured. ether you’re looking for better pricing, simpler benefits, Re-Localize Your Healthcare Re-Localize Your Healthcare Finally, a health plan that puts you backstep. in control or local access, we’ll walk you through it step by noFinally, deductibles, no confusion, and real savings. a health plan that puts you back in control -

HBA HBA HBAHBA

no deductibles, no confusion, and real savings.

Western Ohio Home Builders Association Plan Tier 1 Western Ohio Home Builders Association Your Highlights Re-Localize Healthcare (Local Network) Plan Tier 1

n the code, email or

A Smarter Health Re-Localize Your Healthcare (Local Network) Finally, aPlan health plan that puts you back in control Highlights Tier 2 Deductible $0 A Smarter Health Plan no deductibles, no confusion, and real savings. Finally, a health plan that puts you back$5,000 in control Built for HBA Members Deductible $0and real savings. $5,000 no deductibles, Out-of-Pocket Max no confusion, $4,500 $9,000 Built for HBA Members ern Ohio HomeLower Builders Association costs. Better care. Local access. Plan Out-of-Pocket Max Tier 1 Doctors Visits Visits Tier 2 Specialist Highlights Specialist Visits $5,000 $0 Outpatient Surgery Deductible Outpatient Surgery $4,500 Room $9,000 Emergency Out-of-Pocket Max Emergency $0 Stay Room $50 Hospital

Doctors Visits Lower costs. care. Highlights Local access. (Local Western OhioBetter Home Builders Association Network) Plan

Exclusively for Smarter Health Plan Exclusively for Association Western Ohio Home Builders orporation Deductible A Smarter Health Plan ilt for HBA Members Western Ohio Home Builders Association Out-of-Pocket Max Built HBA Members costs. Better care. Localfor access.

Doctors Visits Lower costs. Better care. Local access.

Exclusively for r.com

Specialist Visits

Doctors Visits Hospital Stay $0

Tier 2

$4,500 $9,000 $0 $50 Tier 1 $50 $0$0 $75 (Local Network) Tier 2 $0 $75 $250 Deductible + 30% $0 $5,000 $250 Deductible $400 $400 + 30% $4,500 $9,000 $400 $400 $500 Deductible + 30% $0 $50 + 30% $500 Deductible

Scan quot q

Let us with $400 $400 carenetwork + national access to Learn Michael DuganMore ✓local Tiered design = Builder $400 Emergency Room local national access+ 30% Benefits $400 ✓ Transparent pricing, simplified $500care + Deductible MichaelAnalysis Dugan Corporation (937) 335-5751 Benefits Analysis Corporation ✓billing Transparent pricing, simplified $500 Hospital Stay Deductible + 30%We’ll tak $75

Contact Us $75 Why ChooseVisits Covet? Exclusively for rn Ohio Home Builders Association $0 Specialist Outpatient Surgery $250 Deductible + 30% Us Choose Covet? toContact Learn More Tiered network design = Western Ohio Home Builders Association ✓ Why $250 Outpatient Surgery Deductible + 30% Emergency Room

e Builders Association

Hospital Stay

mdugan@bacbroker.com Contact Us billing (937) 335-5751 ✓ Long-term cost containment mdugan@bacbroker.com strategy to Learn More Contact Us Why Choose Covet? Contact Us to Donna Learn More Cook ✓ Tiered network design = ✓ Long-term cost containment local care + national access ✓ ✓Pharmacy Western Ohio strategy to Learn More Donna CookHBA Michael Dugan savings: Brand name & Tiered network design = (937) 339-7963 medications sourced at & local care + Analysis national access Western Ohio HBA Benefits Corporation ✓ Transparent pricing, simplified ✓specialty Michael Dugan Pharmacy savings: Brand name Covet Health makes quoting health questionnaires required. reduced no costs (937) 339-7963 billing simple — no employee (937)or335-5751 medications sourced at donna@westernohiohba.com Benefits Analysis Corporation ✓ specialty Transparent pricing, simplified donna@westernohiohba.com mdugan@bacbroker.com reduced no costs all we need billing (937) If you have ✓atLong-term least 5costemployees on theorplan, is 335-5751 a containment mdugan@bacbroker.com strategy Donna Cook ✓ Long-term cost containment

Why Choose Covet?

No Health Questions. No Confusion. Just Smarter Benefits. ohba.com No Health Questions. No Confusion. Just Smarter Benefits. Covet Health makes quoting simple — no employee health questionnaires required. basic census — and your renewal ifWestern you’re currently insured. Ohio HBA Smarter No Health Questions. No Confusion. Just ts. Donna Benefi Cook ✓ Pharmacy savings: Brand name & strategy

(937) medications sourced If you have at leastWhether employees on the plan, we need is aatbasic census - and yourwe renewal Western Ohio HBAinsured. If5 you have atspecialty least 5allemployees the339-7963 plan, all need is a currently you’re looking for better pricing, simpler benefits, ✓on Pharmacy savings: Brand name & if you’re donna@westernohiohba.com reduced or no costs (937) 339-7963 specialty medications sourced at basic census — and yourwalk renewal if you’re currently or local access, we’ll you through step byinsured. step. donna@westernohiohba.com reduced or no it costs

BENEFITS ANA LYSIS C ORPORATION Whether you’re looking for better pricing, simpler benefits, Broker For Employee Benefit Plans To get a quote scan the code, emailIndependent or or local access, we’ll walk you through it step by step. reach out to:

BAC

Michael To get aDugan quote scan the code, email or Benefits Analysis Corporation reach out to: (937) 335-5751 Michael Dugan mdugan@bacbroker.com Benefits Analysis Corporation

Scan to request a quote or ask a question! Scan to know request a Let us you’re quote a with or theask Home question! Builders Association We’ll it from there. Let ustake know you’re with the Home Builders Association We’ll take it from there.

(937) 335-5751 Donna Cook mdugan@bacbroker.com Western Ohio Home Builders Association (937) 339-7963 Donna Cook donna@westernohiohba.com Western Ohio Home Builders Association (937) 339-7963 donna@westernohiohba.com

PARADEofHOMES-OctMID-2025.indd 8

Western Ohio

BAC

BENEFITS ANA LYSIS C ORPORATION Independent Broker For Employee Benefit Plans

BAC

BENEFITS ANA LYSIS C ORPORATION Independent Broker For Employee Benefit Plans

HBA HBA

Western Ohio Home Builders Association

10/7/25 12:04 PM

937.974.7823 Quality Custom Blinds & Window Fashions Since 1988 Blinds ∙ Shutters ∙ Shades

Build Your Nest

With $500 off mortgage closing costs October 1, 2025 - March 31, 2026. Disclaimers: Checking account is required to be open prior to loan closing to receive this offer. Minimum opening balance of $100. No minimum balance required for Free Checking. $500 off Closing Costs offer is valid for applications submitted for Conventional first lien purchase money transactions. The $500 off Closing Costs will be applied at the time of loan closing as a Lender Credit. Loan applications must be submitted by March 31, 2026. Loan must close within 120 days of application date. All loans and lines of credit are subject to credit approval and compliance with underwriting standards.

Solar ∙ Roman ∙ Banded ∙ Roller ∙ Motorized

937∙974∙7823 blindsbymark.com 210 E Water St, Troy, OH 45373

View today’s rates at minsterbank.com.

LOCALLY D N OWN E D A D ! OPERATE

937-335-0560

1421 S MARKET STREET IN TROY www.evolutioncoatingsoh.com

We Proudly Make Ongoing Monetary Donations to In Cooperation With:

Bedliners, Undercoating, Rust Proofing, Window Tint, Automotive Accessories and More!

PARADEofHOMES-OctMID-2025.indd 9

10/7/25 12:04 PM

LOTS AVAILABLE

TROJANESTATES

ARCANUM, OHIO (937)692-6330

YOUR VISION. YOUR CUSTOM HOME. PARADEofHOMES-OctMID-2025.indd 10

10/7/25 12:04 PM

LOTS AVAILABLE LOTS AVAILABLE

ARLINGTONWOODSII BROOKVILLE, OHIO (937)692-6330 BROOKVILLE, OHIO (937)692-6330

YOUR VISION. YOUR CUSTOM HOME. YOUR VISION. YOUR CUSTOM HOME. PARADEofHOMES-OctMID-2025.indd 11

10/7/25 12:04 PM

WHY HI HIR RE A

PROFE ROFES ROFE SSIONA SIONALL

WINDO WIND OW CL CLEA EANE NER NE R? Colin Girolamo olamo

Owner,r,r Colin C ’s’ Crys Cr tal Cleaan ltd. ltd

Do people reallyy hire someone to clean their home windows? windows and scre r ens cleaned bby a quality re t local comp ty m any mp ny, ny y, you’ll wonder why h you ever atte hy t mpte te t d to DIY in th te t e past. andd ffamily that I was going to start a company n specializing in ny there really a demand fo f r that?” Honestly, yy, I didn’t know the answer. Now, after over five years servicing great clients all over the Miami Va V lley, y the answer is quite clear. y,

Lastly it is important to hire someone you TRU R ST. RU T. Check out T reviews online and ask your fr f iends and neighbors. Ask fo f r an in-person estimate when you call (good companies will hav ae av no problem with that). Make sure you are comfo f rtable with the fo the same person who will be doing the work. Hav a ing your windows cleaned quarterly or semi-annually will av brighten your house both inside and out!

Professional Window & Screen Cleaning!

dows, but the main reason is TIME. Most people can clean their own winddows, theey just don’tt wantt to. Whaaatt a proofe fessioonaal can do in 2-3 hours would hav a e taken your entire Sat av a urday at ay, ay y, at at least. ing chore to you, is just another morning fo f r a profe f ssional. fe Nobody wants to spend their weekend struggling witth exten-

Another great reason fo f r hiring an expert is QUALI U TY. UALI Y Most people who clean their own windows use vinegar or other household cleaners- then ask me why h their windowss are alway hy as ay streaky ky. ky y. I’ll let you all in on the secret fo f rmula used by profesf fessional window cleaners: soap and water. Sounds simpple but the combination of skill, experience and attention to dettail is what Some people think this service will be too expensive. Most window cleaning companies in this area charge between $80 and $120 per hour. This may sound pricey. You must remember though, these people workk ffast. A good company n can take a typny ical ranch-style home, clean all windows inside and out, wipe out all tracks, and clean all screens fo f r around $200. Better than losing your Saturday aay in my m opinion.

PARADEofHOMES-OctMID-2025.indd 12

937-524-4320 Call or TText For a FREE Quote Today! T 9/6/22, 4:50 PM

IMG_2150.jpg

Before

After

LOCALLY OWNED AND OPERATED by Colin Girolamo in Troy! T

https://mail.google.com/mail/u/0/?ogbl&zx=8ubosp4dy3cw#inbox/WhctKKXgmKmXkqXDTwxfgNQXkfFwngGRrfKMTBjlnjjJWNnwwpnvtnjfSthCnmzCLr…

1/1

Make Your Windows SPARKLE! 10/7/25 12:04 PM

PARADEofHOMES-OctMID-2025.indd 13

10/7/25 12:04 PM

Fall

Parade of Homes BENANZER CUSTOM HOMES

3 Harvest Dr. Arcanum, OH 45304 Subdivision: Harvest Fields

Parade s of Home Route

OCT 25 & 26 SATURDAY & SUNDAY

noon – 5pm

JEMS HOMES

Subdivision: Edgewood at Versailles OPEN SATURDAY, OCTOBER 25TH ONLY

Ohio 49 Alt./E. South St to Harvest Fields Way to Wheatland Dr. to Harvest Dr.

SUMMIT BUILDERS

2015 St., Rt. 48 Russia, OH 45363

OH-185 W in Versailles to Reed Ave.

MAPLEWOOD CONTRACTORS

OPEN SATURDAY, OCTOBER 25TH ONLY

North of Miami-Shelby Line Rd, on the west side of the road. The driveway is across from where Russia-Versailles Rd. T’s into 48

2206 Northbridge Trail Troy, OH 45373

I-75 to Exit 83 (N. County Rd 25A) left on Ottawa Circle

MAPLEWOOD CONTRACTORS

Subdivision: Emerson Crossing

1209 Knob Hill Ct. Troy, OH 45373 Subdivision: The Villas of Halifax From I-75 take Exit 74 east to north on North Market, approximately 2 miles, turn right on Knob Hill. Knob Hill intersects with Piqua-Troy Rd across from Loxley.

1164 Waterloo Troy, OH 45373 Subdivision: The Villas of Halifax OPEN SATURDAY, OCTOBER 25TH ONLY

Barnhart Rd/Nashville Rd/Peters Rd. to Swailes Rd. Emerson is located west of I-75 between Peters and Barnhart. Turn into Emerson on Northbridge Trail.

HARLOW BUILDERS

3409 Ottawa Piqua, OH 45356 Subdivision: The Pointe at Indian Ridge

Subdivision: Country Lot

LEGACY DESIGN HOMES

552 Reed Ave., Versailles, OH 45380

Heading North on Piqua Troy Rd, turn R on East Bentley Cir, then turn L on Waterloo St. Property is on the left

JEMS HOMES

2738 Greenlee Rd. Troy, OH 45373 Subdivision: Country Lot OPEN SATURDAY, OCTOBER 25TH ONLY Corner of St. 55 & Greenlee Rd.

Additional Virtual Tours available on our website by: Jems Homes, JM Dungan Custom Homes & Transition Properties

FOR MORE INFORMATION, VISIT OUR WEBSITE: PARADEofHOMES-OctMID-2025.indd 14

10/7/25 12:04 PM

Presented by

Produced by

HBA

HAWK HOMES

UPNORTH CONSTRUCTION

D & S CONSTRUCTION

Corporate Sponsors:

Western Ohio Home Builders Association

UPNORTH CONSTRUCTION

1481 Lantern Ln Troy, OH 45373

823 Brookwood Cr. Tipp City, OH 45371

Subdivision: Villages of Concord

Subdivision: The Brooks Cottages of Tipp City

S. Dorset to right on Wayne St to right on Paul Revere Way to right on Lantern Ln.

I-75, take Tipp City Exit, go west on St. Rt. 571, turn left (south) on County Rd. 25A for one mile. Turn right on Brookwood Circle.

RYAN HOMES

412 North Branch Run Tipp City, OH 45371

1508 Knights Way Sidney, OH 45365

Subdivision: North Branch Pass

Subdivision: Burr Oak Mill

I-75, take Tipp City Exit, go west on St. Rt. 571, turn left (south) on County Rd. 25A. Turn right on North Branch Run.

Take I-75 to Exit 93 onto 29 and turn right. In 1/3 mile, right onto Hoewisher Rd. Turn left onto Knights Way in 1/2 Mile

D & S CONSTRUCTION

10040 Thompson Schiff Rd. Sidney, OH 45365 Subdivision: Country Lot

15305 Sharp Rd., Sidney, OH 45365 Subdivision: Country Lot

I75 to exit 94, Head North onto Co Rd 25A Turn East onto Sharp Rd Turn North onto Thompson Schiff Rd

EISENHARDT HOMES

I75 to exit 94 Head North onto Co Rd 25A Turn East onto Sharp Rd

307 Ashwood Ct. Botkins, OH 45306 Subdivision: Haggeman I-75 to Exit 104, west on Botkins Rd, north on Huber St., East on Lynn St. Lynn St. turn into Timber Ridge Dr., East on Ashwood Ct.

POH.WESTERNOHIOHBA.COM PARADEofHOMES-OctMID-2025.indd 15

10/7/25 12:04 PM

HOUSING OPTIONS FOR EVERY LIFESTYLE

Today’s homebuyers are looking for more than just square footage and finishes. They want homes that align with their lifestyles, accommodate their families, and support their long-term plans. Builders have responded by creating diverse options beyond the traditional single-family home. From multi-generational layouts to low-maintenance patio homes, there’s a solution for every stage of life.

MULTIGENERATIONAL HOMES The concept of multiple generations living under one roof has been around for centuries, but in today’s housing market, it’s making a strong comeback. Rising housing costs, longer life expectancy, and the desire for family togetherness have fueled this trend. Multi-generational homes often include private living suites with separate entrances, small kitchens, and dedicated bathrooms. This allows aging parents or adult children to maintain independence while still being close to loved ones. These homes provide flexibility for families. A basement apartment can serve as a private retreat for older kids today and later transition into an in-law suite. The design options are wide-ranging, but the goal is always the same: balance independence with connection.

PATIO HOMES Patio homes are becoming increasingly popular, especially among those looking for a lower-maintenance lifestyle. Typically built on smaller lots with outdoor spaces designed for enjoyment rather than upkeep, these homes often come with association-managed amenities like lawn care, snow removal, and common green spaces. Patio homes are especially attractive to empty nesters who want to downsize without sacrificing quality. Many still feature high-end finishes, open floor plans, and plenty of natural light. They offer all the comforts of a traditional home without the hassle of extensive yardwork, freeing up time to travel, socialize, or simply relax.

LIFESTYLE HOMES For professionals, first-time buyers, and active families, lifestyle homes are designed to meet the demands of busy modern life. Open-concept

PARADEofHOMES-OctMID-2025.indd 16

layouts make entertaining and family interaction easier, while flexible rooms can serve as a home office, playroom, or fitness space. Features like mudrooms, smart home technology, and energy-efficient systems add convenience and long-term savings. These homes prioritize functionality while still offering style. Builders are paying attention to how people actually live day-to-day, creating homes that feel intuitive, efficient, and adaptable as needs change.

EMPTYNESTER LIVING When children move out, many homeowners take the opportunity to rethink their living space. Empty nesters often seek homes that are easier to manage but still inviting for family visits and entertaining. Single-story ranch-style homes are especially popular, offering accessibility without stairs and layouts that put all essentials on one level. Open floor plans with generous primary suites, spacious kitchens, and cozy outdoor areas give these homes a balance of comfort and practicality. Many empty-nester communities also feature walking trails, pickleball courts, and clubhouses, making it easy to stay active and social.

THE RIGHT FIT FOR EVERY BUYER The variety of housing options available today reflects buyers’ diverse needs. Whether you’re looking for space to bring your family together, a low-maintenance home that supports travel and leisure, or a flexible layout that adapts to a busy lifestyle, there’s a home designed with you in mind. As you tour the Parade of Homes, notice builders’ different approaches to meeting these needs. From expansive multi-generational floor plans to thoughtfully designed patio and lifestyle homes, today’s housing market truly offers something for everyone.

10/7/25 12:04 PM

LE &STYLE VALUE FOR YOUR & VALUE FOR YOUR WAY WAY OF LIFE!OF L STYLE & VALUE FOR YOUR WAY OF LIFE!

STYLE & VALUE FOR YOUR WAY OF LIFE!

1524 W. MAIN STREET (Behind 1524 W. McDonald’s) MAIN STREET Troy, Troy,OH OH45373 45373

(937) 703-9087 www.lifestyleoh.com

MON, WED, FRI 10-7 • TUES, THURS, SAT 10-5 • SUN, 12-4

MIAMI COUNTY’S HOMETOWN RADIO STATION!

STREAM US AT

www.power1071.org

937-339-1071 Download our apps for iPhone and Android, and listen to us anywhere in the world! IT’S FREE!

WE’RE A PROUD MEDIA PARTNER OF THE PARADE OF HOMES AND THE WESTERN OHIO HOME BUILDERS ASSOCIATION!

PARADEofHOMES-OctMID-2025.indd 17

10/7/25 12:04 PM

denlingerandsons.com

paanies Two Comp

ONEE STANDAR STANDARD RD O OFF EEXCELLENCE X C E L LLENCE ENCE Whether Wh W h eth ether h er you’r you you’re ’ree dreaming of ’r o a one-of one one-of-a-kind ofof f -a-kind a kind custom home or seeking the ease and value of o a semisemi custom build, d our team delivers the same exceptional craftsmanship, d, craf a ft af f tsmanship i , attention to detail, ip l and l, dedication to quality. to life d di i quality li ty t . We W bring b i your vision i i lif i ffee — your way, if way a y, ay y , with i h one trusted d standard. d d

legacydesignhomes.com

PARADEofHOMES-OctMID-2025.indd 18

10/7/25 12:04 PM

Solara Louvered System - a cover and pergola in one Open and close the louvers and control the weather Site-specific and maintenancefree Locally owned business

(937) 848-0622 PatioCoversOhio.com

CALL TODAY FOR YOUR FREE NO OBLIGATION CUSTOMIZED CONSULTATION AND QUOTE! PARADEofHOMES-OctMID-2025.indd 19

10/7/25 12:04 PM

NAVIGATING HOME FINANCING IN 2025: CREATIVE SOLUTIONS FOR TODAY’S MARKET As we welcome you to the 2025 Parade of Homes, we understand that the current mortgage landscape may raise questions for prospective buyers. With average 30-year fixed mortgage rates recently dropping to 6.35%—the lowest in nearly a year AP News—it’s an opportune time to explore various financing options that can make homeownership more attainable.

EXPLORING GOVERNMENTBACKED LOANS

CONSULTING WITH LOCAL LENDERS

For eligible buyers, government-backed loans such as FHA, VA, and USDA loans offer advantages like lower down payments and competitive interest rates Rentastic. These programs can be a gateway to homeownership for those who meet the criteria.

UNDERSTANDING MORTGAGE RATE BUYDOWNS

CONSIDERING ADJUSTABLE-RATE MORTGAGES (ARMS)

Local financial institutions like Minster Bank, Rural 1st Credit Union, Greenville Federal Savings, GNB Savings Bank, and First Source Bank are valuable resources. They often offer personalized advice and may have programs tailored to the local market. Engaging with these institutions can provide insights into the best financing options for your situation.

Mortgage rate buydowns are a strategic way to reduce your monthly payments. There are two primary types: • Permanent Buydowns: This involves paying upfront to lower your interest rate for the life of the loan. Typically, one “point” (1% of the loan amount) reduces the rate by about 0.25% CUSO Home Lending. • Temporary Buydowns: Programs like the 2-1 or 3-2-1 buydown temporarily reduce your interest rate for the first few years of the loan, easing initial payment burdens PrimeLending. These options can be particularly beneficial if you anticipate refinancing in the near future or expect your income to increase.

LEVERAGING LENDER CREDITS Lender credits are another tool to manage upfront costs. In exchange for a slightly higher interest rate, lenders may offer credits that cover part or all of your closing costs Bankrate. This can be especially helpful if you’re short on cash for closing but have the financial stability to handle a slightly higher monthly payment.

PARADEofHOMES-OctMID-2025.indd 20

While fixed-rate mortgages provide stability, ARMs can offer lower initial rates, which might be appealing if you plan to sell or refinance before the rate adjusts. It’s essential to understand the terms and potential future rate changes when considering this option.

Navigating the home buying process in 2025 may seem challenging, but with the right information and resources, homeownership is within reach. We encourage you to explore the homes featured in this year’s Parade and consult with local lenders to find the best financing solutions for your needs.

CREATIVE FINANCING STRATEGIES Beyond traditional methods, some buyers are exploring alternative financing options: • Seller Financing: In this arrangement, the seller acts as the lender, which can be advantageous if you have difficulty qualifying for a conventional mortgage. • Rent-to-Own Agreements: These allow you to rent a property with the option to purchase it later, providing time to save for a down payment or improve credit scores damonmichels.com. • Piggyback Loans: This involves taking out two mortgages simultaneously—one for 80% of the home’s value and another for 10%, avoiding private mortgage insurance (PMI) requirements.

10/7/25 12:04 PM

LEAKING ROOF? Let Us Help! FREE Estimates!

FREE GUTTER GUARDS with every new roof!

* At completion of roofing contract, restrictions apply. Call 937-339-ROOF for details!

Licensed & Insured for Your Protection Free Estimates Free Inspections Insurance Claims Welcome Residential & Commercial

JGRoofingOhio.com

WINDOW SALE!!! Buy 4 Lifetime Warranty Windows Get 1 Free Must present coupon at time of estimate. Not valid with any other offer. Expires 11/30/25.

937.339.ROOF

JGRoofingOhio.com

20% OFF Whole House Vinyl Siding

Must present coupon at time of estimate. Not valid with any other offer. Expires 11/30/25.

937.339.ROOF

JGRoofingOhio.com

FREE!!!

$200 Gift Card with any Roof Installation!! Must present coupon at time of estimate. Not valid with any other offer. Expires 11/30/25.

937.339.ROOF

JGRoofingOhio.com

No Money Down, 0% Interest Financing is Back! Call For Details!

PARADEofHOMES-OctMID-2025.indd 21

10/7/25 12:04 PM

A New Logo, Some New Faces, Same Great Service.

k n a h T ou y

ears 13ofY being

voted the Reader’s Choice

“Best Heating and Cooling Company”

to all our customers for allowing us to serve you for the last 41 years and we look forward to many years ahead!

937-335-1423 • www.davesservices.com PARADEofHOMES-OctMID-2025.indd 22

10/7/25 12:04 PM

INNOVATIVE. EFFICIENT. SECURE. SPECIALIZING IN INSULATED CONCRETE FORM CONSTRUCTION Building concepts for the future.

HAVE THE LUXURY OF LIVING IN A HIGHLY EFFICIENT MODERN SPACE 7092 Childrens Home Rd, Greenville

937-548-9832 PARADEofHOMES-OctMID-2025.indd 23

10/7/25 12:04 PM

Outdoor Living & Landscaping: Bringing the Indoors Out Today’s homeowners are looking for more than just a house — they’re seeking a lifestyle. Over the last decade, one of the most significant shifts in home design has been the rise of outdoor living spaces that blend seamlessly with the indoors. Patios, decks, and landscaped yards are no longer afterthoughts; they’re integral to how people enjoy and use their homes.

Outdoor Living as an Extension of the Home

A well-designed outdoor space adds both comfort and function. Families are creating “second living rooms” outside, complete with plush seating, fireplaces, televisions, and sound systems. Outdoor kitchens with built-in grills, pizza ovens, and bar seating make entertaining easy, while covered patios and pergolas extend the use of these spaces throughout the seasons. For many buyers, these outdoor features are no longer considered luxuries — they are expectations.

Landscaping That Complements Lifestyle

Landscaping ties it all together. Homeowners want yards that are not only beautiful but also purposeful and sustainable. Native plants and lowmaintenance greenery are popular choices because they thrive in local conditions and require less water and upkeep. Pollinator-friendly gardens are also on the rise, bringing color, texture, and life to outdoor spaces. Privacy is another big factor. Instead of installing fencing alone, many homeowners opt for natural screening with trees, shrubs, or hedges that provide beauty along with seclusion. For families with children, open play areas remain important, while empty nesters may lean toward smaller, easier-to-maintain yards.

Hardscaping That Defines the Space

Hardscaping is where outdoor living and landscaping meet. Patios, retaining walls, fire pits, and pathways not only add visual appeal but also create structure and usability in a yard. Popular trends include paver patios, decorative concrete, and natural stone that blend into the environment. Thoughtful hardscaping makes a yard more functional and often increases property value.

PARADEofHOMES-OctMID-2025.indd 24

Adding Amenities for Every Season

Many homeowners are also investing in amenities that make outdoor living comfortable year-round. Fire features — from traditional fire pits to sleek modern fireplaces — extend the usability of outdoor spaces into the cooler months. Pools, spas, and water features add a touch of resort living at home. Motorized pergolas and retractable awnings provide shade during hot summer days, while lighting systems set the mood and improve safety after dark.

Spaces for Every Stage of Life

Outdoor living looks a little different depending on where homeowners are in life. Families often want large backyards with space for kids to play, while professionals may prefer a compact patio with low-maintenance landscaping that fits their busy schedules. Empty nesters frequently seek smaller yards with cozy seating areas, raised garden beds, or peaceful patios that allow them to enjoy the outdoors without extensive upkeep.

A Lasting Investment

The best outdoor spaces balance beauty, functionality, and maintenance. These additions create lasting value, whether it’s a carefully planned landscape design, a state-of-the-art outdoor kitchen, or a peaceful retreat with a water feature. They enhance daily living, provide a place to connect with family and friends, and increase the home’s appeal for years. As you tour the Parade of Homes, consider how builders and designers incorporate outdoor living and landscaping into their projects. You’ll see that today’s dream home doesn’t end at the back door — it flows naturally into the backyard, creating spaces as inviting and livable outside as they are inside.

10/7/25 12:04 PM

A Family Owned Business Operating FOR OVER 65 YEARS!

SIDNEY, GREENVILLE, CELINA, MARYSVILLE, DAYTON ALL LOCATIONS

1341 EAST 4TH STREET DAYTON, OH 45402

937-224-5492 SHOWROOM

ELECTRICAL COUNTERS ARE OPEN MONDAY THRU FRIDAY 7AM-5PM

LIGHTING SHOWROOM Open 9am-5pm MONDAY – FRIDAY

Dickman Supply is West Central Ohio’s resource for all of your electrical, industrial and energy eﬃciency products and services. Lyon’s Showroom is full of Bright Ideas and the sales staﬀ is ready to help you with your lighting needs.

October is Careers in Construction Month 16377 Co. Rd. 25a, Anna

937-658-2997 eisenhardthomes.com

Quality Home Building for Shelby, Miami, Mercer and Auglaize Counties!

The home building industry offers more than just another job — you can find a rewarding career and earn a great salary. The top 25% in most construction trades professions earn at least $60,000 annually. For more information visit www.westernohiohba.com

We Can't WAIT to Build Your DREAM HOME!

Learn More at EisenhardtHomes.com

PARADEofHOMES-OctMID-2025.indd 25

10/7/25 12:04 PM

G N 70 YEARS! I T A R B E L E C Miami County Home & Outdoor Living Show

Join us as we celebrate 70 years of bringing inspiration and ideas to Miami County.

February 13–15, 2026 • Hobart Arena, Troy, OH 255 Adams St, Troy, OH 45373 Show Hours: • Friday: 2 PM – 7 PM • Saturday: 10 AM – 6 PM • Sunday: 12 PM – 4 PM Find inspiration, compare ideas, and connect with local experts—all under one roof! Explore: • Kitchens & Bathrooms • Outdoor Living & Landscaping • Remodeling & Home Technology • Flooring, Windows & Doors • Décor & Finishing Touches

PRESENTED BY:

WITH SUPPORT FROM:

Vendor Space Still Available

www.miamicountyhomeshow.com | Follow us on Facebook Scan QR code for additional information. PARADEofHOMES-OctMID-2025.indd 26

10/7/25 12:04 PM

Come visit our showroom at 517 N Main Street, Piqua OH 45356 • 937-615-6323 PARADEofHOMES-OctMID-2025.indd 27

10/7/25 12:04 PM

POSTAL CUSTOMER

townmoneysaver.com 2025 FALL PARADE OF HOMES

PRSRT STD ECRWSS U.S. POSTAGE PAID Town Money Saver, Inc.

For advertising information in Troy and Tipp City, call Scott at 937-301-9990.

Looking for a change? Life brings many changes, some expected and some unexpected. It’s always a good plan to consider alternatives. When considering a local bank, we invite you to explore

Welcome home.

Why bank with Mutual Federal? Personalized Service: Visit any of our branches for a warm, personalized banking experience. We pride ourselves on providing service tailored to your unique needs.

Community Focused: As your local community bank, we’re committed to supporting our neighbors. Experience the difference of banking with a financial institution that genuinely cares about your community.

Convenient Banking: Manage your accounts effortlessly with our robust digital tools for personal and business needs. We can also lead efforts in making the transition process fast and seamless.

Strong Reputation: Proudly serving Miami and Shelby counties since 1922, Mutual Federal has been voted the Best of the Best Bank by readers of both the Sidney Valley News and Miami Valley Today for several years.

We invite you to visit us at our branch or online to learn more about how we can meet your banking needs. We believe you’ll find a trusted partner in Mutual Federal.

Sidney • Piqua • Troy • Columbus

PARADEofHOMES-OctMID-2025.indd 28

MutualFederal.com

10/7/25 12:04 PM