Business & Commercial
Business and Commercial Banking A team that’s as invested in your growth as you are
Standard Bank Business and Commercial Banking
Business & Commercial
EXPERT WITH A DEDICATED RELATIONSHIP TEAM
REAL GROWTH BEGINS WITH
Dear ____________________ Introducing your Standard Bank team We are committed to being your trusted banking partner, providing the expertise, solutions and dedicated support your business needs to grow and achieve its strategic goals. We understand that your business needs more than transactions. That is why you now have a dedicated team focused on solving your business needs, led by your Relationship Manager and supported by a team of specialists. Please feel free to contact any of us directly whenever you need assistance.
Relationship Manager Provides personalised, advice-led support and draws on our specialists to deliver tailored solutions that help your business achieve its goals.
Transactional Banker Provides dedicated support for the administrative needs across your portfolio, so you can focus on growing your business.
Name: ________________________________
Name: ________________________________
Phone: ________________________________
Phone: ________________________________
Email: ________________________________
Email: ________________________________
Customer Service Consultant Assists with your day-to-day service requests. Name: ________________________________ Phone: ________________________________ Email: ________________________________
We value the trust you have placed in us and look forward to partnering with you as your business continues to grow, locally and globally.
Kind regards, Standard Bank Business & Commercial Banking Team The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06) is an authorised financial services provider (FSP 11287) and registered credit provider (NCRCP15).
Standard Bank Business and Commercial Banking
Business and Commercial Banking It is our client promise to amplify your growth, empowering you to fulfill your business ambitions. That’s why we provide you with a dedicated Relationship Manager, backed by a team of specialists, who understand your business and are structured around your evolving needs. Together, we help you navigate challenges, unlock opportunities, and make your plans work.
Relationship Team
Business Solutions
A dedicated relationship manager and specialist team, structured around your needs as you grow.
Payment, finance, insurance, saving and investing, everything your business needs in one place.
Standard Bank Business and Commercial Banking
Digital Banking
Expertise
Sector
Bank digitally, on your terms. Manage payments and cash flow online, anytime.
Deep specialists in AfricaChina banking, corporate finance and cross-border trade, ready when you need them.
We know your industry. Dedicated sector specialists in franchising, healthcare, education, agri, public sector and more.
Standard Bank Business and Commercial Banking
Relationship Team At the heart of your experience is a dedicated Relationship Manager who understands your business, your ambitions, and the opportunities ahead.
You need a new solution or want to explore what’s available
Sales Requests Relationship Manager Your Relationship Manager will provide personalised, advice-led support, leveraging the expertise of a team of specialists to deliver tailored solutions that help your business achieve its goals.
HOW WE HELP YOU
Service Requests Transactional Banker Your Transactional Banker provides dedicated support for your administrative needs across your portfolio, delivering a seamless service experience that enables you to focus on growing your business.
Client Service Unit Handles your day-to-day queries, fast, direct and always on hand.
You have a day-to-day query or account issue
Standard Bank Business and Commercial Banking
Business Solutions Your business has financial needs that go beyond basic banking. From making and receiving payments, to protecting what you have built, accessing finance and accelerating your growth objectives we have smart solutions with an advice-led approach.
Make and receive payments quickly and securely
Protect my business, assets and preserve my income and generate wealth?
Payments and Collections Make and receive payments with ease, locally and internationally.
Risk Management Protect your business, your assets and your income against the unexpected.
Access the right funding to grow my business
How do I make my money work for my business?
Finance
Savings, Investments and Liquidity Management
Access the funding you need, when you need it from working capital to long-term growth finance.
Standard Bank Business and Commercial Banking
Put your money to work with savings, investment and liquidity management solutions built around your business goals
Payment Solutions Make and receive payments with ease, locally and internationally.
Pay suppliers and collect from customers
Accept card payments from my customers
Payments and Collections
Merchant solutions
Pay suppliers, collect from customers and manage your cash flow, all in one place, in real time.
Accept payments anywhere in-store, online or on the go simply and securely.
Make and receive cross border payments International banking and Forex Trade across borders with confidence. Manage currency risk and move money internationally with ease.
Standard Bank Business and Commercial Banking
Finance Solutions How do I get access to finance?
Fund my dayto-day business operations
Fund larger or more complex business needs
Finance vehicles, equipment and assets
Fund my specific business needs
Working capital
Structured and capital funding
Commercial asset finance
Specialised finance solutions
Keep your business moving with flexible short-term funding, from overdrafts to revolving credit facilities.
Tailored funding solutions for larger, more complex business needs, built around your specific growth objective.
Finance the vehicles, equipment and assets your business needs to operate and grow.
We have a range of specialised finance solutions to service your growth needs including Property Finance, Debtor Finance and Trade Funding options.
Standard Bank Business and Commercial Banking
Risk Management Solutions How do I protect my business, assets and income?
Protect my business and assets against risk Insurance Short and long term Cover your business against the unexpected, from property and assets to income and cyber risk.
Access assurance and investment advisory services Financial Advisory Protect your people and your business with life and disability cover built for business owners with our Standard Bank Financial Advisors.
Standard Bank Business and Commercial Banking
Investment and Liquidity Management Solutions How do I save and invest for the future?
Growing business reserves while supporting long-term success
Grow my business wealth over time
Savings and Investment
Liquidity Management
Short and long term From instant-access for daily cash flow to fixed deposits that offer higher interest rates, we have what you need.
Maximise your liquid cash, with interest pooling, sweeping, cash consolidation and treasury management solutions.
Standard Bank Business and Commercial Banking
Digital Banking Digital Solutions Designed Around Your Business
Bank and transact online day to day Online banking for business A simple, self-service platform to pay, transact and manage your account limits and users with ease, anytime, anywhere.
Manage more complex banking needs digitally Business Online A more sophisticated digital platform for businesses with complex banking and transaction needs to allow for capture and release workflows, audit logs, and file uploads for both local and international banking.
Integrated Solutions We offer direct host to host and API’s for you direct integrated payment channel needs.
Standard Bank Business and Commercial Banking
Deep Expertise What can the deep experts offer?
Trade and do business with China
Bank and operate across borders
Africa-China banking
Trans-regional and offshore
Make trade across borders simple with renminbi banking, trade finance and export solutions.
Global banking services for cross-border transactions, foreign currency accounts and wealth management
Unlock new growth opportunities Corporate Finance and Advisory Expert guidance on mergers, acquisitions, debt structuring, and investment strategies for business growth
Standard Bank Business and Commercial Banking
Education Sector Expertise Running an institution is complex, we make the banking simple
Collect fees and manage payments efficiently
Cinance infrastructure and facilities
Get financial solutions tailored to your institution
Support your staff and employees
Streamlined fee collection and payment solutions built for educational institutions.
Fund campus development and facilities with loans tailored to your institutional needs.
Personalised pricing and banking solutions built around your specific needs and goals.
Bring universal banking to your employees with employer value banking solutions.
Standard Bank Business and Commercial Banking
Franchise Sector Expertise Your franchisor has rules, we know how to work within them
Set up, expand or refurbish my franchise
Get expert guidance specific to franchising
Whether you are expanding, improving operations, or gaining customer insights, our integrated financial and digital solutions support your growth from your first transaction to long-term strategic decisions.
We go beyond traditional banking by equipping you with data-driven insights to inform strategy, enhance efficiency, and drive sustainable growth.
Manage my day-to-day cash flow With our robust, market-tested banking technology, competitive pricing, dedicated client service, and strong franchise sector expertise, Standard Bank is your partner in powering your franchise success.
Standard Bank Business and Commercial Banking
Healthcare Sector Expertise You focus on patients, we handle the financial complexity
Manage cash flow with delayed insurance payments
Finance expensive medical equipment
Stay compliant with healthcare regulations
Support my staff and their financial wellness
We help healthcare professionals manage cash flow smoothly, even with delayed reimbursements.
Access affordable financing for medical equipment, practice setup and expansion.
Access medical practice consulting and CPD services free on our healthcare platform.
Bring universal banking to your employees with employer value banking solutions.
Standard Bank Business and Commercial Banking
Agribusiness Sector Expertise Farming runs on cycles, your banking should too
Manage cash flow through seasonal cycles
Get specialist agribusiness advice and support
Flexible funding to bridge cash flow gaps between planting, harvesting and selling.
Get access to 35 agents and expert advisors ready to support your farming business.
Protect against climate and weather risk
Finance equipment, vehicles and farm infrastructure
Insurance and financing solutions built around the realities of farming in South Africa.
Asset finance solutions tailored to the needs of agribusinesses across South Africa.
Standard Bank Business and Commercial Banking
Mining, Infrastructure and Renewable Energy Sector Expertise Big projects need specialists who understand the detail
Finance large-scale energy and infrastructure projects
Fund long-term plant and equipment investments
Access specialists for complex transactions
Structured finance solutions for renewable energy, infrastructure and resource projects.
Tailored funding for long-term resource, plant and equipment investments.
A dedicated team with global executives and deep industry expertise across Africa.
Standard Bank Business and Commercial Banking
Legal Sector Expertise You manage other people’s money, yours needs to work harder
Manage cash flow when clients are slow to pay
Protect my firm against cybercrime and data breaches
Working capital solutions to keep your firm running smoothly between billings.
Commercial cyber insurance to protect your firm against hacking, breaches and extortion.
Stay compliant with legal regulations and requirements
Handle cross-border mandates and Forex
A team with deep knowledge of the legal sector’s compliance and regulatory landscape.
Digital trade suites, letters of credit and foreign currency accounts for international work.
Manage client funds securely and compliantly Regulatory-compliant trust accounts for attorneys, executors and property practitioners.
Standard Bank Business and Commercial Banking
Accounting Sector Expertise Your clients rely on your numbers, your bank should too
Manage cash flow when clients are slow to pay
Stay compliant with accounting regulations and requirements
Fund partner buy-ins and buy-outs
Invest in technology to stay competitive
Cash management solutions to keep your firm liquid and operations running smoothly.
A team with deep knowledge of the accounting sector’s compliance and regulatory landscape.
Pre-approved partner funding solutions to support ownership transitions in your firm.
Access funding and solutions to help your firm adopt new technology and digital tools.
Standard Bank Business and Commercial Banking
Business and Commercial Banking
Business & Commercial Standard Bank Business and Commercial Banking