Greenwood Newsletter Feb 2015

FEBRUARY 2015

Love Ages for the

CHRIS & JUDY PAPROCKI OF GREENWOOD

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PUBLISHER’S WELCOME There is a lot going on in Greenwood. Construction is underway on the new aquatic center and the city appears to be moving ahead on revitalization of Old Town. In addition to improving quality of life, Greenwood received the Certificate of Achievement for Excellence in Financial Reporting. The award, one of six in Indiana, shows that it is also getting its financial house in order. I’m sure Mayor Myers will have more to say about these achievements in his “State of the City” address on February 10.

Parks and trails head the list of what residents want in their town.

The new water park is just one improvement. It is the centerpiece of Freedom Park, which connects to the city’s trail system. In this issue, we look at Greenwood’s plans for improving its trail system and Aspire Johnson County’s plans to connect trails throughout the county.

neighborhoods have sidewalks on just one side of the street and not all neighborhoods are connected. A well-designed trail system will connect us to our community, our county and adjoining counties.

For six years, a group of local residents has held Corporate Cup Challenge in March. The event has grown beyond the ability of a small team of individuals and the space available, but it is not going away. The Greenwood Department of Parks and Recreation is taking on the task using its staff and facilitates to allow the event to grow even more. The 2015 Corporate Cup Challenge will be held in late summer or early fall. Check CorporateCupChallenge.com for details.

Jody Veldkamp Publisher

It’s not an easy task but I appreciate that someone is raising the issue and working to improve our quality of life. Some

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Protecting People

PUBLISHER

Dann Veldkamp

February 2015 / Vol. 1 / No. 9

dann@atGreenwood.com / 317-345-9510

VP OF SALES Jody Veldkamp

jody@atGreenwood.com / 317-507-4334

ACCOUNT EXECUTIVE

Pat Enochs / 317-528-9380

TOWNEPOST PUBLISHER Tom Britt

tom@TownePost.com / 317-288-7101

BUSINESS MANAGER Jeanne Britt

COVER STORY 13

jeanne@TownePost.com / 317-288-7101

DIRECTOR OF PRODUCTION Toni Folzenlogel

Above: Chris & Judy Paprocki . Cover & Above Photo / Chris Williams

CREATIVE DIRECTOR Alyssa Sander

LOVE FOR THE AGES: CHRIS & JUDY PAPROCKI

ADVERTISING DESIGNER

Writer / Joyce Long

This year for Valentine’s Day, we celebrate love that endures “for better or for worse.” We take an intimate look at Chris and Judy Paprocki and how their love has thrived for more than 50 years. While their individual story is unique, many others have gone down a similar road. At the same time, Chris and Judy stand out as examples of what it takes for love to persevere. They stand out as examples of what Valentine’s Day can really mean.

FEATURED COLUMNS 8

hat Should We Do with These W Stories?

Greenwood Trail System – Don’t Wait for the Future The Value of Homeowners Associations

10 33

7 18

Openings: Brew-By-U

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cotty’s Brewhouse Uses S Localstake to Find Local Investors

6 44 45 46

Austin Vance

EDITORS

Allie Nash / Katelyn Bausman

FEB. WRITERS & CONTRIBUTORS

Alicia Wettrick / Alaina Sullivan / Bethann Buddenbaum / Debbie Robertson / Joyce Long / Kara Reibel / Kate Rhoten / Lynda Hedberg Thies / Nancy Craig / Tia Nielsen / Tonja Talley

Greenwood Health Kick Event Calendar Word Search Making Cents

SHOP LOCAL!

Help our local economy by shopping local.

Advertising supporters of the Greenwood Community Newsletter offset the costs of publication and mailing, keeping this publication FREE. Show your appreciation by thanking them with your business.

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STORY SUBMISSIONS

Benefit Indiana Women in Need

36 Cards from the Heart 39 El Camino: The Way to Gratitude & Jubilation

Business Spotlights are sponsored content.

Post your stories to TownePost.com or email to PR@atGreenwood.com.

MAILING ADDRESS

P.O. Box 36097 / Indianapolis, IN 46236 Phone: 317-288-7101 / Fax: 317-536-3030 The Greenwood Community Newsletter is published by Chilly Panda Media, Greenwood, under license from TownePost Network, and is written for and by local Greenwood residents.

atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 5

 GREENWOOD HEALTH KICK

THE “FOUNTAIN OF YOUTH” FLOWS WITH CHOCOLATE memory and thinking scores in elderly) • Increase serotonin (a neurotransmitter that regulates mood and sleep) I SAY CACAO, YOU SAY COCOA- IS THERE A DIFFERENCE? Yes, there is. At the refining process, cocoa nibs or powder is made from the cacao bean, in its raw uncooked state. When cacao beans are cleaned, roasted and processed, it is called cocoa. The process method used to produce cocoa can reduce the flavanols but still contains a sufficient amount for health benefits. Unless the cocoa is “processed with alkali” or “dutching,” this makes the chocolate less bitter, but the amount of flavanols is reduced by more than half.

Writer / Alicia Wettrick

If Ponce De Leon were alive today, his search for the “fountain of WHAT TO LOOK FOR IN HEALTHY DARK CHOCOLATE youth” would end at the social gather around the table top, plug-in • Cacao/cocoa >70% chocolate fountain. The notion that chocolate can promote health • Avoid cacao “processed with alkali” or “dutching” and youthfulness is not a modern idea. Back in the 1570s the cacao • Sugar should not be listed before the cacao or cocoa beans and cocoa started gaining popularity as a medication and ingredient. Sugar should not be dominant. (Ingredients are aphrodisiac. The first health benefits were published in 1653, praising listed from most to least quantity). chocolate as a great stimulate for the spleen and digestive system.

Today several research publications regarding the health benefits of chocolate continue to “sweeten the pot” for the healthy eating enthusiast. However, it’s a bittersweet relationship, only the LOW FAT, LOW SUGAR, DARK CHOCOLATE rich in cacao or cocoa is shown to promote health. Unfortunately, the other chocolate products promote more risks than benefits.

FLAVANOLS The cacao bean, which comes from the cacao tree, is rich in flavanols, a type of antioxidant. Foods in abundance of flavanols have many health benefits. The higher the cacao or cocoa percentage in your chocolate means the more flavanols you will consume, and dark chocolate is where you get the biggest bang for your buck.

Several research institutes, including John Hopkins and Harvard University, studied the effects of daily consumption of chocolate high in flavanols (1-2 ounces daily). The research found several positive effects, such as a reduction in cardiovascular disease, improved mood and increased cognitive function.

Decrease Heart Disease and Stroke by: • Reducing blood pressure • Slowing platelet clotting • Reducing LDL oxidation (the bad cholesterol) • Anti-inflammatory action • Increase insulin sensitivity (reducing blood glucose) Improve Mood and Cognitive Function by: • Increasing blood flow to the brain (research showed improved

DARK CHOCOLATES TO “FALL IN LOVE WITH” • Green and Black’s Organic 70%/85% cocoa • Ghirardelli Intense Dark 72%/86% cocoa • Endangered Species 70%/72%/88% cocoa (organic) • Godiva Dark 85% cocoa • Dagoba eclipse 87% cocoa (organic) • Chocolove 70% cocoa • Lindt Excellence 75%/85% cocoa DARK CHOCOLATES TO DUMP • Dove Dark Chocolate- very low in cocoa, alkali processed • Hershey’s Special Dark- high in sugar, alkali processed • Dark Chocolate M&M’s- ambiguous ingredients, high sugar • Nestle’ Dark Chocolate Cocoa – high sugar and trans-fat, proceed with alkali If you want to avoid sugar and be low in calories, you can get cocoa nibs or powdered cocoa and add to hot water, coffee or tea. Cocoa nibs, powder or healthy dark chocolate is found at Market Thyme, Earth Fare and other grocery stores.

So this Valentine’s Day enrich your loved one’s heart physically and passionately with a little dark chocolate.

Alicia Wettrick is a Family Nurse Practitioner working in OB/GYN for Community Hospital Network. She believes that Greenwood is a great place to lead a healthy lifestyle and raise a family. She is married to Don Wettrick and has three kids Ava, Anna and Grant.

She has been a southsider since childhood and has lived in the Greenwood area since 1998.

6 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

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WHAT SHOULD WE DO WITH THESE STORIES? Writer / Tia Nielsen . Photographer / Jim Eichelman

Ernest Hemmingway wrote, “Writing, at best, is a lonely life.”

Like popcorn rapidly expanding when heated, a Bible study for writers begun to address that need in 2006 has grown into Heartland Christian Writers. The nonprofit literary community, led by founders Janet Hommel Mangas and Joyce Long, emerged because useful writing feedback, encouragement and camaraderie undergirded in prayer met a need.

Mangas said, “In the last nine years, Heartland Christian Writers have published hundreds of magazine articles, newspaper articles and columns, and several books — it helps writers reach their goals.”

Long added that the group is committed to wholesome writing that would glorify God. Heartland Christian Writers alternate monthly between morning and evening meetings to accommodate varied work schedules.

The format is simple. Writers bring a project in process and gather feedback to strengthen the piece. Beyond immediate critiques, the group also provides publishing guidance. The members mainly hail from Johnson County.

Writer Lorraine Richardson says, “The critique portion of our meetings is done in loving, respectful but instructive ways.

Genuine love has held the group together. There are no age or gender barriers; it’s a cumulative effort of professional and ‘wanna-be’ writers sharing their gifts, expressing what God has motivated on the inside and relaying it to the outside world.

Opportunities to grow in Christ are ever evolving.”

WHAT SHOULD WE DO WITH ALL THESE STORIES? Over the years, the group produced so many fascinating stories that Mangas and Long wondered, “What should we do with all these stories?”

Group, with Pati Page in the foreground, signing the shared books.

Real life stories such as Judy Coleman’s: Leaving work late at night in L.A., a man hailed her as she crossed the road to her car. There was a serial killer at large. Judy had to sprint past that unknown man to get to her car. They captured the killer at the place of her encounter a few days later.

8 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

Another from Mary Hershberger and her son: They faced a wrenching journey through an often-misunderstood illness.

Writers also contribute thoughtful, touching essays such as those from Nicole Jonas, Pati Page, D.A. Greiner and George Allen which brought laughter and tears. Finally, the unique insights in devotionals by Don Cobb and Harold Taylor resonated with readers.

HCW co-founder, Joyce Long.

And let’s not forget poetry! Phyllis Garret hesitantly began writing story-like poems in her retirement years. Three months later, she was blooming and everyone was enjoying her work.

Fiction also has a place among the group members. Among others, teenager Hannah Rollett created fascinating short stories. Businessperson Frieda Dowler had the first book of her trilogy published when she joined the group.

“When I was ready to quit on my last [third] manuscript, Joyce Long was truly a cheerleader,” said Dowler. “Through her guidance, I was able to break through the discouragement and complete ‘Heaven Bound in a Hollywood World’. It is in production now.”

FIRST ANTHOLOGY PUBLISHED Mangas and Long saw a mutual dream fulfilled in November 2014 for Heartland Christian Writers with the publication of their first anthology of favorites. “Stories From the Heartland” includes 20 authors and can be purchased from Amazon.

In December, the group gathered at a member’s home for an in-group book signing party.

Books, laughter and pizza were a happy combination.

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The group’s motto could well be Jane Bowman’s personal writing vision, a verse from Habakkuk 2:2: Write the message on a billboard, large and clear, so that anyone can read it at a glance and rush to tell the others. (The Living Bible)

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Those interested in joining may email HeartlndChristianWriters@gmail.com.

Tia Nielsen is a freelance writer living in Greenwood who specializes in feature profiles and loves music, history and her grandchildren. You can reach her at Tia@tiaconnects.com.

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atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 9

GREENWOOD TRAIL SYSTEM — DON’T WAIT FOR THE FUTURE Writer / Debbie Robertson . Photographer / James Eichman

Residents nearest to Marion County near Fry Road will see an increase in trail activity too in 2015 with the completion of the “proposed shared-use path.”

“We’re tacking on to the end of the Greenwood Storm Water project along Fry Road which will open up a hybrid trail that uses a permeable asphalt surface. This surface will have the look of a dark rice krispie treat but will be able to absorb rain water and percolate it to the storm water system below.” Rob Taggart, Director of Parks & Recreation

Living in Johnson County – no matter what level of fitness you find yourself – getting your exercise “fix” means that you have to stay within your neighborhood, take a chance on the county roads or hopefully stay motivated while driving to the gym. However, thanks to clear vision, careful planning and creative fundraising, the city of Greenwood has its own trail system that one day may compete with the big dog up north, the Monon Trail.

With a meager beginning as neighborhood corridor, the Greenwood Trail and Greenway Master Plan includes existing neighborhood sidewalks, park trails, shared-use paths and proposed bike lanes. Each component is vital to the overall grand design of connecting every Johnson County municipality via a footpath.

Make no mistake; to complete the grand design will be no easy feat!

Formed in7 2013, with the cooperation of the Johnson County Development Corporation ( JCDC), Aspire Johnson County is addressing quality of life issues in Johnson County. A well-designed, well-utilized trail system is just one tool in their toolbox. According

10 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

to Dana Monson, the director of business development with the JCDC, at times the vision seems impossible. “We’d love to connect the existing trail clear down to Johnson County Park, but there are a number of challenges,” said Monson. Probably the biggest hurdle to jump includes working with each individual municipality in Johnson County for agreement on how best to proceed. Different municipalities means separate laws and regulations, unique physical assets, a “who’s who” of decision makers, varying pocket depths… well, you get the picture. Universal buy-in can’t be assumed.

Convincing runners Carie Ayres and Caseo Noblett of its value, however, is not a problem. They regularly ran the trail near Craig Park when they trained for the Monumental Half Marathon. “I’d prefer it if I could figure out how to use the whole trail and not have to cross traffic,” quipped Ayres. She would have liked to continue her run by crossing Madison Avenue without waiting on the light at Smith Valley Road. The trail recommences on the west side of Smith Valley and continues west to Averitt Road.

However, for walkers Teresa and Donnie Ginder and their friend Tom Kraft, the trail meets all their needs. “We love it and we drive here nearly every day from Franklin Township,” said Teresa. “We walk in the morning and especially like it in good weather.” The Ginders had jumped on at Emerson Avenue and Main Street and

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This year, the most anticipated event is the opening of the new Greenwood Aquatic Center, and the Greenwood trail will be an important adjunct to that venue.

“Extending the trail along Averitt Road South to Freedom Park will allow our residents to safely walk or bike to the new aquatic center, and we’re excited to be able to offer this add-on to our existing trail system this year.” Rob Taggart hooked up as Tom exited Craig Park from where he could get water and use bathroom facilities.

Today the grand trail design is a dynamic document that has yet to be finalized. However, stretches of it are completed and are described as safe and clean. They can be used all year-round regardless of the weather. For those Olympic hopefuls, this is a plus! And while it appears to be used more by adults than children, those paved stretches are wide and inviting for families. Fred Burton and his Airedale Schmoopie took advantage of the wide berth recently as Fred enjoyed the views while Schmoopie enjoyed the scents. “We normally walk the usual loop which is about 3 miles,” added Burton, an ideal distance for both.

atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 11

8/21/14 11:18 AM

Using the trail system for a variety of uses is what the planners and promoters were hoping for both in the initial planning and certainly with the proposed growth. The greater the variety of uses for the trail, the greater the interest is. The greater the interest, the bigger the number of trail users. All of these factors increase the trail visibility, and awareness is a primary benefit for JCDC’s Monson.

“Discovering ways to promote the trail system is one of our goals.”

The recent Annual Greenwood Trail Trek, a 5K trail race, helped.

The proceeds from the event go toward improvements to the trail system.

Until its ultimate completion, which at best is years away, the Greenwood Trail and Greenway is open for business. Whether its draw is alternative transportation in the form of walking, running, cycling or skating or whether the attraction is its convenience, its natural landscape or its open space preservation, if you’ve not yet sampled its offerings, there’s no time like the present.

Debbie Robertson is a former South side resident, a frequent visitor to the Greenwood area and a freelance writer. In addition to writing, Debbie likes all outdoor activities as well as spending time with her adult son Adam and reading with her Book Club. Volunteering and fundraising are also passions as she divides her time between a variety of charities, including the Cystic Fibrosis Foundation, Ovar’coming Together and Indy Honor Flight.

Thanks to a grant from the Greenwood Community Foundation, an exciting new offering for trail usage will be available.

“2015 will see the introduction of a Rent-a-Bike program operated through the Greenwood Park Community Center adding one more option for enjoying the trail system.”

12 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

Love Ages for the

Valentine’s Day. A day to celebrate romantic love with cards, flowers, chocolates and other gifts. A day of expressing “young love.” Finding just the right gift, to send just the right message. Hoping that the focus of your affection will remember you or accept your token of love.

But what happens when it all goes as planned and the one you love loves you? What happens after the courtship, if I may use such an antiquated word, after your together life begins? After the plans change and the hot coals of romance, become the glowing embers that keep you warm?

This year for Valentine’s Day, we celebrate not the coals, but the embers.

The love that endures “for better or for worse.” We take an intimate look at a couple and how their love has thrived for over 50 years. While their story is unique, many others have gone down a similar road. At the same time, they stand out as an example of what it takes for love to persevere.

They stand out as examples of what Valentine’s Day can really mean.

atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 13

Paprockis Writer / Joyce Long . Photographer / Chris Williams

If not for a small Pennsylvania college with a Polish heritage, Judy Pomianoloski and Chris Paprocki probably would have never met. After the Cambridge Springs Halloween parade in 1960, they went on their first date. The rest is history, which includes 51 years of marriage. Chris and Judy’s chemistry extended to their respective college roommates who also dated, married, and have remained their close friends.

Judy chuckled, noting the odds were in her and her roommate’s favor at Alliance College. Originally a college founded by the Polish National Alliance Insurance Company for WWI enlistees, it attracted mostly male students. “My freshman year there were 22 girls to 200 guys,” said Judy.

here, we weren’t considered part of the city of Greenwood. We were in Whiteland Schools,” said Judy.

Chris and Judy bought their ranch house new from John Boner, who had owned the property since the 1950s. Their nine-tenths of an acre extends next to the creek and west Chris majored in biology and then of their shared neighborhood drive. Six years transferred to Indianapolis to attend Lincoln after their daughter Anne was born, they Chiropractic College. To be closer to Chris, remodeled the kitchen and added a laundry Judy transferred to Ball State University room. Soon their son Michael was born in where she received a Bachelor of Arts May 1977. Eleven years later, they added a degree in education. A month after her sunroom, which according to Judy, “cost as graduation, they married December 28, much or more than the house did in 1966.”

1963, in her hometown, Hallandale, Florida.

With cans tied to the car and rocks in the Since moving to Greenwood, they have hubcaps, Judy and Chris traveled to Ft. attended Our Lady of Greenwood Catholic Lauderdale for their honeymoon.

Church and have been active in the greater community. During Chris’ career, he was president of the Indiana State Chiropractic THEIR MOVE TO JOHNSON Association, received the Fellow of the COUNTY International College of Chiropractors Returning to Indianapolis, the Paprockis (FICC) degree and served on the Indiana lived in an apartment at Pennsylvania and State Board of Health for 18 years as well as 24th Street. Chris started his chiropractic career in 1964 while Judy taught at School 2 receiving numerous awards. for Indianapolis Public Schools. Two years When Judy began teaching at GMS, she later Chris opened his private practice in Whiteland, CC Paprocki DC. In September taught reading. However, she spent most of her career in eighth grade language arts.

1968, Judy began teaching at Greenwood Middle School (GMS). Since 1966, they’ve Having approximately 150 students per year, Judy estimated she’s taught almost lived on Fry Road. “When we first moved

4,000 Greenwood students. “The best part of teaching was probably some of the special students I’ve had,” said Judy. She retired in 1997 as the Language Arts Department Head while Chris retired in 2004.

THEIR RETIREMENT YEARS Chris and Judy enjoy traveling, having taken a dozen cruises to various places such as the Mediterranean Sea, the Panama Canal and Scandinavia. Judy’s favorite was the twoweek cruise in 2006 touring Italy, France, Croatia, Barcelona and Greece. In the U.S., they have traveled out west four times and toured the northeast visiting Maine and Cape Cod. A frequent destination is Florida where their daughter and her family now live and where Judy grew up.

When they’re home, Chris works parttime at his former practice, seeing patients Monday and Saturday mornings. He enjoys cooking and grocery shopping. When cooking Chris likes to make large quantities, so leftovers can be frozen and used later.

Chris’ culinary expertise extends to cooking for groups. Currently he caters meals for eight military widows. “I started cooking when I was 8 because Mother had to go to the hospital,” he said. “I cooked for my father and sister and have been cooking ever since.”

atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 15

Judy added, “He doesn’t like my cooking. I just make desserts and salads.” City chicken, breaded pork chops and stuffed cabbage rolls are among Chris’ specialties. Not all meals are cooked at home. Sundays Judy and Chris typically eat breakfast out and enjoy frequenting a local pub on Monday nights.

Chris is second generation American.

For 40 years, he has enjoyed cooking the traditional Polish Wigilia Christmas Eve meal featuring fish, pierogi, split pea or mushroom soup, cabbages and beans. From 1992 to 2004, Chris cooked the Dingus Day Dinners after Easter for the Knights of Columbus.

Typically, Chris and Judy vacation in Punta Gorda, Florida, where they stay in an RV park. Their activities include golfing, dancing and visiting the beach. Judy also enjoys crafts, art fairs and the park’s swimming pool. Another benefit is the day trips to visit friends and family.

Through these traditions, they have instilled in their four grandchildren – ranging from 11 to 22 in age – a love for the Polish people.

In fact, Judy believes shared heritage has strengthened their family. “I think having the same traditions, like the Wigilia Feast, help a marriage,” said Judy, who wants to revisit Warsaw and Krakow in 2015 along with touring Budapest and Prague for the first time.

THEIR SHARED HERITAGE Chris and Judy celebrate their rich Polish heritage. Judy smiled when recalling her mother say she started WWII because she left Warsaw the day before the Germans invaded. Also proud of his Polish heritage,

After surviving tough years such as 20022003 when Chris suffered a stroke and 2011 when Judy flunked her stress test, resulting

in a triple bypass surgery, both hope their stable health continues into 2015.

In reflection, they have advice for husbands and wives. “Give each other room and cultivate your own hobbies,” said Chris.

“Don’t smother each other, and enjoy each other’s differences,” said Judy.

However, when planning trips, Chris defers to Judy. “I want to do the same thing she wants to do. That’s why we’ve been married 51 years.”

Joyce Long has called Center Grove home since 1987. She has taught language arts at Greenwood Middle School and coordinated marketing for Mount Pleasant Christian Church and communications for Center for Global Impact. Currently Joyce enjoys freelance writing and co-leading Heartland Christian Writers.

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SINCE 1890

Pictured L to R: Peter Jessen, Secretary of the Johnson County Ministerial Association, Mark Matheny, VP of JCMA, Brad Moger, JCMA and board member of IFP, Shelia Morton, co-manager of IFP, Trent McWilliams Johnson County Market President for Home Bank

1472 South State Road 135, Greenwood • 317-889-4663 • HomeBankSB.com 16 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

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DAVID BECKER, CHAIRMAN AND CEO OF FIRST INTERNET BANK Writer / Kara Reibel

College Mentors for Kids Sixth Annual Inspire Awards Lifetime Achievement Award winner opens up about his business experience and who have been his mentors.

“They can’t eat you.” This valuable piece of advice from David Becker’s grandfather is possibly one of the most unforgettable phrases of truth in business. Shared when Becker started his first company, “Remember, whatever happens, they can’t eat you. You as a person will always survive, and you can start over.”

These words of wisdom set the stage of an already independent thinker, solidifying the fearlessness to step forward.

Growing up in Speedway, Becker had the unique experience of living near the track when crews rented out the surrounding garages of homes during the month of May. “As kids, we were allowed to stay out until the drinking was well under way and the language turned south,” recalls Becker.

like a working MBA,” states Becker. He quickly hit the ceiling, stagnating where he could have coasted for years, but that didn’t fit his style. Confirming this feeling, Becker met CEO Jack Welch during a company seminar in Chicago. Welch concluded his speech by asking if there were any questions.

In a sea of suits, only one arm raised, Becker’s.

No one ever questioned Jack.

As Becker’s boss, seated next to him, was covertly yet frantically trying to get him to lower his arm, Welch called on him. After answering Becker’s proposed question, Welch called him up to the stage.

“No one ever raises their hand to ask a question. I commend you for being brave enough to ask. And it was a GOOD question,” said Welch to Becker off to the side of the stage.

After seventh grade, Becker’s family moved to Monrovia, where Becker graduated from high school. “I thought we had moved to Green Acres,” shares Becker. It was here in Monrovia where Becker developed an appreciation of land and space, influencing his current home built on 150 acres.

Becker opted not to accept a highly-coveted spot with the United States Coast Guard Academy and instead attended DePauw University. He listened to his gut again four years later, deciding not to go to law school, just three weeks before graduation. “It may have been impulsive, but I just knew where I was supposed to go, or more so where I was not intended to go,” said Becker.

His first job was with General Electric Credit Corporation. “This experience was TOWNEPOST NETWORK / FEBRUARY 2015 / TownePost.com

This event confirmed what Becker already knew. He was not meant to be a sheep.

He was a shepherd. Having absorbed as much as he could at GE, he sought his next experience.

It was through the challenge of finding an adequate computer system for credit unions in Indiana that Becker found himself launching out on his own. After working with the Indiana Credit Union Trade Association during the deregulation phase of the early ‘80s, Becker wrote a business plan on how to solve their problem. The solution was simple and outlined in his business proposal.

Upon presenting the business plan to the credit union, it was clear that the union had no idea what to do with a business plan. Evident that this was going nowhere, Becker promptly quit his job and formed a company on his own. He would solve the computer problem and the credit unions would become his clients.

Becker found a guy in Michigan to sell him what he needed at wholesale. Without first solidifying capital, Becker immediately got into his car and drove straight up to Michigan to forge the deal, arriving at 9 p.m. The meeting wrapped up at 1 a.m, and with his brain in overdrive with what he was taking on, he drove home.

“I think the most influential mentors in my life were my parents and my grandfather,” said Becker. “My grandfather [with a seventh grade education] was one of the most successful businessmen I have ever met in all kinds of different industries, and my parents instilled me in from a very early age that my only limitation in life was me and my belief in myself. They gave me a lot of independence as a child and taught me the responsibilities that went along with that independence. I have always felt that if I put my mind to something and worked hard enough, I could accomplish almost anything.”

This conviction held true, for several tech companies later, First Internet Bank was started. It’s ironic that he runs a tech-based, banking business. During his DePauw days, Becker would pay a frat brother to punch in his codes for a computer class. “I hated computers, I swore I would never do anything with computers,” said Becker.

Not only that, he used to make fun of bankers. “They love widgets and something tangible,” said Beckers. “First Internet Bank is intellectual property. Acquiring capital was next to impossible without a brick and mortar location.”

Becker’s oldest son, Jason, said, “Dad, the last thing I ever thought you’d be is a banker.”

“My style of management is a massive change for the conservative banking industry,” said Becker. “The mantra at First Internet Bank is, ‘The only constant is change.’”

The traditional banking model focuses on maintaining status quo. “A local bank did a year-end shareholder press release talking about the great success they had growing

their assets close to 5 percent over the past year. We grow more than that on a quarterly basis,” states Becker, “We are changing the way consumers handle their financial needs, practically on a daily basis.”

Becker has kept his NASDAQ-traded First Internet Bank headquartered here, in Indiana, recently occupying a long-vacant Fishers building near I-69 and 116th Street.

When asked in New York City why he would have his headquarters in Indiana, Becker’s response was, “Why not?! I can be anywhere in a couple of hours, the Midwest work ethic is good, it’s a great place to live, and the cost of living is hard to beat.”

Throughout Becker’s career, he has always given back. Whether this involves his countless charitable work, assisting the entrepreneurial sector or commissioning artwork, Becker gives his time and efforts to bettering the community.

“I like bouncing both ideas and problems off others to get different perspectives,” he said. “I think I get more out of the conversations than they do.”

Becker’s positive influence in the community cannot be understated. When former Indianapolis Mayor Stephen Goldsmith started the High Tech Task Force, Becker was immediately on board as a member. It was on this task force that Becker first met Kyle Salyers, the TownePost.com / FEBRUARY 2015 / TOWNEPOST NETWORK

senior vice president of Health Catalyst, a healthcare data and analytics company.

“David is tremendously busy, yet he always makes himself available. Always,” said Salyers. “He listens, asks questions and leads you down an intentional, thoughtprovoking path. Becker exhibits great humility. He somehow makes you feel like he is the one learning and growing from the relationship. This builds great confidence and gratitude in the people around him. But ultimately, he simply takes a genuine interest in people, and for that I am grateful.”

According to College Mentors for Kids, “The Inspire Awards are an opportunity to connect with other business and community leaders who value mentoring in the workplace and community.”

People like Becker and a few others on that High Tech Task Force had the foresight to attract high tech companies to Indianapolis.

Since that time, it is easy to track the influence and impact those individuals have made for the area.

“David Becker takes the time to grow the people around him,” said Salyers. “In turn, you feel an obligation to do the same and pass along support and knowledge to others without ever asking for anything is exchange.

This is how entrepreneurial communities grow, and our community has benefited greatly from David’s example in this regard.”

At the 1999 launch of First Internet Bank, which received huge international media coverage, a reporter from the BBC asked, “What do traditional banks have that you don’t have?” Becker replied, “Long lines in the lobby.”

“I think I have always been an out-of-the-box thinker because I never knew there was a box,” says Becker.

Each year, College Mentors for Kids hosts the Inspire Awards to recognize and celebrate workplace and community mentoring. It’s at this luncheon where David Becker will receive his award for his 30+ years inspiring and motivating others in our business community to achieve greater things.

Please visit collegementors.org for additional information.

Please join us as we honor mentors who give selflessly to people in their workplace and community.

TownePost.com / FEBRUARY 2015 / TOWNEPOST NETWORK

What others said couldn’t be done, we’re doing.

St.Vincent Heart Center is continuously pushing the limits of what’s possible in heart care. To do that takes an amazing amount of skill, study, experience and dedication. But it also takes passion. A passion to make a difference in the lives of those who suffer from heart disease. And a desire to look beyond the boundaries to find better ways. Close to home. Second to none. stvincent.org/BestHeartCare

TownePost.com / FEBRUARY 2015 / TOWNEPOST NETWORK

Marian University for St.Vincent Health 9002 Purdue Rd, #301 Indianapolis, IN 46268 866-890-9765 mariannursing.com/stvincent

ACCELERATE INTO NURSING WITH MARIAN UNIVERSITY INNOVATIVE PROGRAM HELPS STUDENTS LEVERAGE EXISTING BACHELOR DEGREES

Writer / Kara Reibel

Marian University’s Online Accelerated Nursing Program has created an alternative path into nursing for college-educated students seeking more rewarding options.

This 16-month program allows students to leverage a four-year degree into a bachelor’s in nursing with top quality training through a partnership with St. Vincent Health.

For one local family, this “second degree” option helped extend a family legacy of nursing and faith-inspired healthcare.

Rachael Brown, a recent graduate of the Online Accelerated BSN Program, was attracted to Marian University for a number of reasons. “The Franciscan values of Marian University and those of St. Vincent Hospital are complementary, and I was drawn to their thoughtfulness in caring for a patient’s body, mind, and spirit. These are the values that I grew up with, and applying these on a daily basis in a work environment where I am truly helping people is what I knew I wanted to do.”

Mother-daughter duo (left to right) Rachael and Loraine Brown both graduated from the Marian University School of Nursing.

TOWNEPOST NETWORK / FEBRUARY 2015 / TownePost.com

Rachael attended Southern Illinois University (SIU) on a volleyball scholarship for her undergraduate degree. “At 18 years old, I had no idea what I wanted to major in.

I just knew that I wanted to play volleyball,” says Rachael. But motivated by a desire to help others, Rachael had a role model in nursing close by.

Rachael’s mother, Loraine Brown, began her own career as a nurse at St. Vincent 29 years ago. Having also attended Marian University (then Marian College), she was drawn to St. Vincent for the same reasons as her daughter and now serves as Executive Director of Mission Integration for St. Vincent Hospital.

“Being a nurse is so special. To serve the patient and their family is so rewarding.

I don’t think of this as a job,” shares Loraine.

“During a visit to Evansville, I witnessed the Sisters [The Daughters of the Poor] and nurses caring for patients, and I could see myself doing that,” shares Rachael.

While having lunch with her mom in the St. Vincent Hospital cafeteria during her junior year of college, Rachael saw a Marian University table. “I picked up a brochure on the online accelerated program and started asking questions,” adds Rachael.

The Marian University Online Accelerated BSN Program is an intense, yet flexible, 16-month commitment. Lectures are online, with hands-on classroom exercises and clinical training at St. Vincent Hospital.

“I graduated from SIU in May and started with Marian in August,” says Rachael.

“The real-world clinicals at St. Vincent were great. The nurses and staff were very welcoming. It is a teaching hospital, and we were able to work closely with the wonderful nurses there. We gained confidence every day,” shares Rachael.

Students of the accelerated nursing program come from a wide array of backgrounds, ages, and experience, but they share the desire to pursue meaningful work in a highly sought-after field.

“In my class, there were students like me who just graduated from a four-year college,

a lawyer who practiced for 15 years, an Army Ranger, former teachers, an engineer and a marketing executive. All were making a career change,” shares Rachael.

Marian University’s Online Accelerated BSN program exposes their students to a multitude of options for careers in nursing without having to start over in a traditional program. With Marian University’s close relationship with St. Vincent, students are trained with state-of-the-art technology alongside some of the best healthcare practitioners in the country. Nursing remains among the nation’s fastest-growing careers; through Marian’s innovative approach, students earn a second degree for a second chance at success.

For more information or to apply to Marian University’s Online Accelerated BSN program, visit mariannursing.com/ stvincent or call 866-890-9765.

“THE GRATITUDE IS INDESCRIBABLE. NURSES WORK SO HARD, AND THEN YOU GET THANKED BY A PATIENT AND IT MAKES IT ALL WORTH IT.” - RACHAEL BROWN

Go online to TownePost.com to watch a video of Rachael and Loraine Brown telling their story.

TownePost.com / FEBRUARY 2015 / TOWNEPOST NETWORK

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SCOTT

USES LOCALSTAKE TO FIND LOCAL INVESTORS

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Writer / Bethann Buddenbaum

Being an active community participant is nothing new to Scoty’s Brewhouse. So it makes sense that the local restaurant chain chose to involve the community when it decided to update its 96th Street location.

Scoty’s Brewhouse is currently running a social crowdfunding campaign with the hopes of raising $750,000 from Hoosier donors. Tis investment will allow Scoty’s to remodel its Northside restaurant, pay back a current debt at a lower rate and involve the community in the company’s growth.

to provide loans for “brick and mortar” remodels. What is a successful business to do when it is too big for SBA loans and too small for private equity? In Scoty’s case, they decided to turn to the very people who made the restaurant chain successful to begin with: Its loyal customers.

Scot Wise – the president and CEO of a Pots & Pans Production, which is the parent management company for Scoty’s Brewhouse and Tr3e Wise Men Brewing Company – saw Localstake as an opportunity to explore non-traditional ways of funding his business.

Partnering with Indianapolis-based crowdfunding platform Localstake, Scoty’s is asking individual investors to fund this remodel and other working capital expenditures. In return for their dollars, Localstake investors do not just receive an incentive or a product; they also receive a fnancial return on their investment. Scoty’s is ofering a revenue share opportunity. Te company will pay investors 5 percent of monthly revenues over a period of fve years until they have been paid 1.5 times their original investment.

“It’s not a traditional ‘going to a bank’ world anymore,” said Wise. “Afer coming out of the last recession, I had to think of new ways to grow. We used personal investors for previous store growth. For instance, in Fort Wayne, six doctors got behind bringing a Scoty’s restaurant there. Tey own a percentage of that restaurant. Now there’s a group in Evansville looking to do the same thing. In this new world, Localstake makes a lot of sense.”

Since Scoty’s Brewhouse on 96th Street was opened in 2006, the company feels that it’s now time for a “major remodel.” Te renovated space is slated to contain a pizza oven and a whole new look for customers, which includes doors that open up the patio.

Te remodel is also expected to increase Te idea for the campaign came via one of efciencies to improve the speed of service. Scoty’s vendors, Moody’s Butcher Shop.

Moody’s completed its own Localstake Despite having one of its most successful campaign in May 2014. Te funding years in its 18-year business history, Scoty’s gave Moody’s the chance to expand its faces challenges in funding its planned operations by opening a third retail store renovation because banks are not inclined located in Center Grove.

Securing funding via the Localstake platform is similar to other crowdfunding marketplaces like Kickstarter or Indiegogo.

However, Localstake focuses solely on raising funds and investing in private businesses.

Te investments are regulated, and they are ofen locally-focused. In the case of the Scoty’s Brewhouse Localstake opportunity, only Indiana residents can invest.

TownePost.com / FEBRUARY 2015 / TOWNEPOST NETWORK

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Te Scoty’s brand is well known in Indiana, from the college towns where the restaurants were frst established, to the cities where its young customers move to fnd jobs and start families. Wise and his staf are also active on social media, and the company frequently creates promotions that give back to the community, such as ofering free lunches to kids when Indianapolis area school districts closed

due to weather. Te restaurant experience coupled with these positive social connections have created a dedicated customer base for Scoty’s.

“Te reason that I like how Localstake does this is that investors are not just geting 1.5 times their money back,” said Wise. “Localstake incentivizes people to give more. Te perks that I get to give at a restaurant level are larger. Using this

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platform, we are connecting locally and creating raving fans. If you’re invested in Scoty’s Brewhouse, then you are one of 50 or more people who believe so much in us that you are going to go out and support our business. Tese fans may dine one or two extra times a month with us because they have a sense of ownership.”

Scoty’s currently has secured over $190,250 in funding commitments and over $1.6 million in interest on Localstake from 700 investors. Persons who are interested in learning more about the details of this investment opportunity can visit Localstake.com, create an account, select Scoty’s Brewhouse and then express an interest by entering an investment amount. Investment opportunities for qualifed investors begin at $500, and monies are held in escrow until the minimum funding amount of $250,000 is met. At that time, funds are transferred to Scoty’s, and the term of the investment agreement begins. Te campaign is currently scheduled to run through the end of February, with investment incentives decreasing on Jan. 31 and Feb. 28.

Tere are currently a number of other area businesses also seeking funding via the Localstake platform. According to Kevin Hitchen, one of the company’s founders, an estimated 50 percent of the companies using the service are established and 50 percent are start-ups.

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If all goes well with the current Localstake fundraising campaign, Scoty’s fans can expect to see more of this type of creative fundraising eforts as the company works to upgrade other locations.

TOWNEPOST NETWORK / FEBRUARY 2015 / TownePost.com

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Indiana Spine Group and Rick Sasso, MD, Principal Investigator, are conducting a study to evaluate the safety and efectiveness of the ACADIA® Facet Replacement System FOR THOSE SUFFERING FROM BACK AND LEG PAIN AND DIFFICULTY WALKING CAUSED BY LUMBAR SPINAL STENOSIS (LSS). ACADIA® is an

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investigational device for the surgical treatment of LSS without fusion, designed to maintain the motion of the spine. Indiana Spine Group is one of only 30 sites in the U.S. approved to enroll patients in the ACADIA® study.

To participate in the study, patients must • Be between the ages of 21-85 • Be diagnosed with Lumbar Spinal Stenosis • Have undergone at least 6 months of non- surgical treatment (e.g., injections, physical therapy, medications, etc.)

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11TH ANNUAL PINK PAJAMA PARTY TO BENEFIT INDIANA WOMEN IN NEED

Writer / Lynda Hedberg Thies

As the primary caregivers, women diagnosed with breast cancer ofen fnd For the 11th year, the Indiana Women In themselves unable to take care of their Need (I.W.I.N) Foundation will host the families, and most women will ofen not annual Pink Pajama Party Feb. 20-21 to ask for help. Treatments can be very timebeneft women in Indiana that have been consuming because of having to travel away diagnosed with or are being treated for from home for treatment. Ofentimes, the breast cancer. Tis two day event – held at cancer prevents women from going to their the Indianapolis North Marriot at Keystone jobs, which can lead to a loss of income or at the Crossing – will allow women to relax, even the ability to support their families. be pampered and enjoy a fun evening of More women are being diagnosed with dancing and music well into the morning in breast cancer every year. In Indiana alone, pink pajamas. that number is around 4,000, and so the need for I.W.I.N. Foundation’s mission is For the 2015 party, the foundation invites more important than ever. women who have been former recipients, friends and family of breast cancer patients “In our frst year, we helped three women, and any woman that likes to party with a and now we have helped 493 women purpose, especially in her pink pajamas. ranging in ages from 18 to 90 years old, Women can enjoy great food, pink cocktails, which is truly gratifying,” said Sue Wynne, shop at an extensive silent auction and enjoy the I.W.I.N. operations director. “One of our complimentary spa services. Ten guests current recipients had this to say about her will dance to the music of Living Proof experience with the I.W.I.N. Foundation: ‘I and aferward move to the lounge to enjoy would like to thank I.W.I.N. for the grant I music by singer and songwriter Chad Mills. received. I live in La Porte County and have

been traveling to Indianapolis almost every week since April 2014 for treatments of breast cancer. I’m on a fxed income so the gas cards have been a tremendous help so I could receive the care I need.’”

According to Wynne, the majority of applications are seeking help with transportation in the form of gas cards as well as gif cards for meals. She added, “Most importantly, so far we have never had to turn anyone away.”

Women diagnosed with breast cancer and undergoing treatment that would like to receive assistance can go to the foundation’s website and apply for a grant. Te grant process is on a four to six week waiting list.

For a complete list of services ofered, more information, to apply for a grant and register for the event, visit iwinfoundation.org.

Most defnitely time for a Pink Pajama Party!

TOWNEPOST NETWORK / FEBRUARY 2015 / TownePost.com

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FOUR LOCAL WOMEN WHO WEAR RED FOR HEART HEALTH MONTH

The American Heart Association selected ten women to serve as ambassadors for its annual “Real Women. Real Change.” program.

The group is trying to get the word out that a healthy change in lifestyle can have a healthy effect on your heart. Four of these local women have amazing stories to tell. To read their individual stories, visit TownePost.com.

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THE VALUE OF HOMEOWNERS ASSOCIATIONS Writer / Alaina Sullivan . Photographer / Jim Eichelman

Homeowners Associations, otherwise known as HOAs, are a staple in suburban America. They are the reason your neighborhood’s landscaping does not look like a field of weeds and the reason your neighbor does not have a tennis court in his backyard. Some neighborhoods choose to utilize the services of a private management company while other are self-managed. No two are the same.

PROFESSIONALLY MANAGED HOAS Many neighborhoods choose to have a private management company run their HOA for them completely or at the very least run the day-to-day activities of the neighborhood. Professional management companies are used by developing communities still controlled by the developer as well as more established homeowner controlled communities.

“These Associations can be single-family, townhomes or condominiums, in urban and suburban settings,” said Jane Scully, the vice president of operations and sales for Community Association Services of

Indiana (CASI). CASI represents numerous neighborhood HOAs in the greater Indianapolis area in different capacities for each.

“Management companies are chosen for their professional expertise, knowledge, and resources that are put to work every day for the Association,” said Scully.

“A management company should be able to tailor its services to meets the unique needs of each type of neighborhood,” said Scully.

SELF-MANAGED HOAS

Private management companies can be used to handle covenant violations, fully run the HOA or pretty much anything that the specific neighborhood requires.

Many times, when homeowners attempt to self-manage their own association, the board members find that they do not have the time, resources or technology to efficiently and effectively manage their neighborhood, said Scully. Most, if not all, board members are volunteers and not compensated in any way.

As a professional management company, CASI offers administrative, financial and maintenance services. According to Scully, they also offer value-added programs such as Associa Advantage, Associa Green, Associa Supports Kids, Associa Websites and Newsletters and Association Insurance.

Brandywine is one of the more established neighborhoods in Greenwood with a HOA that has been run successfully by residents for almost two decades.

Greenwood Attorney David Lekse is the president of the Brandywine Homeowners Association and has been involved with the neighborhood HOA from the very beginning starting in 1996. He has also served in the position of treasurer for the HOA. Lekse also represents HOAs in other neighborhoods.

Brandywine is a neighborhood that does not use a management company. Any of the daily concerns regarding neighbors violating covenants are directed to the City of Greenwood. The members of the HOA are volunteers, so with time being limited, Lekse said it is best to filter the dayto-day complaints and concerns through Greenwood government officials.

atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 33

Somerset ammenities

Tuscany Village playground

Forest Hills

Because they do not use a management company and the City of Greenwood is responsible for clearing the streets for snow removal, Lekse said their HOA is proud to have kept the annual dues to $50 since 1996. This amount is hard to come by in many of the newer developments.

had done. The new roster lasted about a year before realizing the amount of work needed to fully implement the ideas they had, as well as the money needed to fund these changes was beyond their grasp. After one year, Lekse said the original board was elected back on to the HOA and has been since that time.

association when they bought into the neighborhood. So many people sign on the dotted line without realizing they are agreeing to comply with the regulations of the association. Even if the terms or covenants cannot be negotiated, it is still important to know to what you are agreeing.

“It all depends on whether the city plows your streets. Greenwood plows ours so that is a big expense we don’t have to pay,” said Lekse. With plowing not being an expense, the HOA only had to pay for lake maintenance, lawn mowing and other costs, such as insurance costs or repairing the entrance to the neighborhood.

Aside from maintenance of the entryway, landscaping and lake, the Brandywine HOA also sends a newsletter out twice a year for formal purposes, said Lekse, to inform homeowners of the board election, the date of the annual meeting and who to call for code enforcement and more.

“I think most people these days do not understand HOAs, how they work and the authority they have,” said Lekse.

Successful HOAs are ones where the community members and board have a good understanding of what the covenants allow and what the neighborhood needs.

WHAT MAKES AN HOA SUCCESSFUL?

The original developers of the subdivision established the official association, but it was not until a group of homeowners, Lekse included, convened to further the HOA that it started to take shape. The neighborhood did experience a bit of a “revolution” – according to Lekse – when a group of homeowners came in for one year with hopes of changing how things were done, doing more than what the HOA traditionally

Whether your neighborhood utilizes the services of a professional management company or prefers to handle matters itself, certain aspects of an HOA and the neighborhood in general lead to its success.

Lekse says the HOA is vital to the community in terms of enforcing covenants, keeping up the appearance of the neighborhood and maintaining property values. He said you can tell whether an older neighborhood has an HOA just by driving through the area. The appearance of the common area, landscaping, and lake condition appear poorly kept. All this does, he said, is lower property values in those neighborhoods.

Lekse says one of the biggest challenges HOAs face is the struggle between property owners and their property rights versus the agreement they entered into with the

34 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

How do you find that perfect balance, though, between an HOA being over involved or not involved at all? The trick, Lekse said, is not over-policing but at the same time not neglecting the neighborhood.

That balance can be hard to find, but once you have it, it is important to maintain it.

IT TAKES A VILLAGE Regardless of how the HOA is run, the backing of the neighborhood is vital.

Support can make one neighborhood stand out amongst the rest.

Alaina Sullivan is an attorney and freelance writer in Indiana. She focuses her legal work on providing free legal services to those who cannot afford an attorney and is passionate in writing about legal issues and news in the non-profit industry.

HOA Boards tend to be comprised of volunteers, each with their own unique perspective and opinion.

However, a successful HOA requires problem-solving, development, open communication and the desire to work together.

“It’s important to realize that the people are the key to having a successful board,” said Scully. “If a board has members who don’t really want to do work and just wanted to be a member for their own purposes, things aren’t going to get done.”

DIGITAL CONNECTIONS However, not all neighborhoods have active HOAs or one at all. Many new developments like Tuscany Village and surrounding neighborhoods are still waiting for their chance to have an HOA. For these neighborhoods, as well as the more established ones, using a private social networking site like Nextdoor.com is a way for them to share and receive news about the neighborhood, crime information, yard sales, classifieds and other news.

It is also a chance for residents to discuss any issues going on in the neighborhood within themselves and not the community at large. Other social media outlets like Facebook do offer “pages” for such purposes, but with the changing privacy settings and the fact that not everyone desires to be on Facebook, a site like Nextdoor.com offers this outlet.

Area neighborhoods, such as Carefree, Forest Hills, Somerset and other subdivisions all have their own private pages. If your neighborhood does not, you can start your own and invite others to join. atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 35

Cards from the Heart Writer / Nancy Craig . Photographer / Forrest Mellott

Back in 1998, Marlene went to a Stampin’ Up! Party with a friend, Susan Smith, who later became a demonstrator for Stampin’ Up! Susan shares techniques with her friends and Marlene likes to go to Susan’s camps to learn the latest techniques and share ideas with other card crafters.

Perhaps the only time you made your own cards was in grade school for Valentine’s Day. Meet Marlene Clark, card crafter extraordinaire, and be inspired to create a really special Valentine. Marlene started her card crafting hobby in 1998. Over the years, she has accumulated products and equipment unique to the card making process. She Card making has become a big business, just check out any craft keeps it in her extremely well-organized craft room. store and you will be overwhelmed by the huge variety of card making products and equipment. That is when you need someone Marlene loves to share her craft with friends and especially her like Susan to show you what you need and then how to use it. granddaughters. She likes the way her granddaughters just jump in Susan maintains a website with creative ideas and a list of her and create cards their own way. Marlene is more precise and likes events such as the camps for card making. You can find her at two to have a plan, getting her ideas from card magazines and Pinterest. addresses, susanmsmith.stampinup.net and She also gets ideas from Stampin’ Up!, an online craft company. stampcreatively.blogspot.com.

36 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

TIME FOR A ROAD TRIP: STAMPING CONVENTIONS Another way Marlene connects with fellow card crafters is attending a stamp convention in Cincinnati. Just reading the description of the convention leads one to sense the enthusiasm: “Stampaway USA is not just another rubber stamping convention … it’s a five-day learning and shopping rubber stamping extravaganza featuring classes, a Friday preview party, fundraisers, an all-day Saturday rubber stamp convention, and more!” Marlene enjoys going with friends to the Saturday rubber stamping part of the convention. You can find out the details of the convention at stampawayusa.com.

Over the years, Marlene has learned that you must be a “stamper,” not a “stamp collector.” In getting started with card making, Marlene has found it is important to first determine your style.

Marlene calls her style “clean and simple” and does not make elaborate decorative cards. Once you establish your creative style, you will know what products to buy, be more likely to use them and more importantly to enjoy your hobby.

Stamps, inks, glue, markers and punches are just some of the basic supplies and tools used in card making. There are several kinds of paper trimmers with grids used to make different card sizes. Marlene now uses punches more than stamps. She also likes the Cuttlebug die cutting machine, which makes shapes and embosses papers. She also uses a Cricut, another popular die cutting machine. For making stickers, she uses another handy gadget called a Xyron. There are many ways to make embellishments for truly unique cards. Susan suggests you start with a kit; it will have instructions and all the supplies needed to make several cards.

TIME WITH FRIENDS Marlene also shares her craft making expertise with friends at New Hope Church. On the second Saturday of each month at New Hope, Jenny Baillie has organized a craft day where moms and their teens can gather and do crafts. Jenny likes to do card making, others will work on scrapbooking, quilting, crocheting, cross-stitching, etc. Marlene takes her portable Cuttlebug, the die cut machine that will cut and emboss paper.

Why make your own cards? Both Marlene and Susan said that it is about relationships. It is a way to reach out and strengthen friendships. People appreciate and love to receive homemade cards, knowing they come from the heart. Try your hand at card making; you may not be as organized as Marlene or as creative and knowledgeable as Susan, but it can be a very rewarding hobby. So take out your scissors and markers to make that special Valentine card and share your love with someone special! See Marlene’s instructions for making a great Valentine card on page 38!

Granddaughters Abby and Meredith Fain enjoy using Grandma's Cuttlebug die cutting machine to make their own creations. atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 37

Making Valentine cards Marlene uses her Cricut to cut heart shapes in red and black paper. She cuts the black glossy paper into card size and also cuts black and silver squares. To make the decorative flourishes, she uses the Cuttlebug. She layers and glues all of the papers and adds a black jewel embellishment to the heart. To finish the card, she stamps a sentiment inside or adds a personal message.

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38 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

Member FDIC

Back home, Paige displaying her compostella, certificate of completion, penned in Latin

EL CAMINO Writer / Tonja Talley . Photos / Provided

“The shell represented a reminder of the promise I made to myself,” Paige Vandoski said. “A promise to return to Spain one day and walk the Camino.”

Nestled near the Atlantic Ocean in the northwest corner of Spain lies a city named El Camino de Santiago, meaning the Way of St. James. In her junior year at Ball State University, Paige visited the city while studying abroad. She found the city to be rooted in rich heritage and legend. For more than 1,000 years, pilgrims walked to Santiago in search of the city’s Cathedral of Santiago de Compostela. Legend says the body of Catholic saint, James, one of the Twelve Apostles of Jesus Christ, lies in this Cathedral. Here, pilgrims believed their walk could result in a plenary indulgence,

THE WAY TO GRATITUDE & JUBILATION

which freed a person from the penance due for sins. Throughout the medieval period, Santiago joined Jerusalem and Rome as the three most important pilgrimages.

pilgrims experience the Camino each year.

Their reasons for the walk spanned from sport interests to religion to historical conquests.

During the old Camino journeys, pilgrims used scalloped shells, abundant in this Galatian region, as a cup to quench their thirst. Today, the shell stands as one of the symbols of the pilgrim’s Camino walk and displayed on backpacks or necklaces.

During the visit to Santiago, Paige obtained a scalloped shell.

While the journey of pilgrims in the past began on their home’s doorstep, only a few walk the roundtrip to and from their homes.

The modern day pilgrim can elect to start his or her pilgrimage in any arbitrary location.

Backpacking with a document called a credential, Spain offers the pilgrims access to free or cheap accommodations and food. As proof the pilgrim completed the route to the end, nightly locales stamp the credential.

RESEARCHING After graduation, Paige returned to Spain as an assistant teacher in English and continued to plan for a future Camino for herself. In her research, she found there to be no statistic on the number of travelers in ancient days, but more than 216,000

Paige also discovered one particular legend remains. The pilgrims of old carried a rock to represent the burden of their sins and left it at the foot of the Cruce de Ferro, the iron cross.

atCenterGrove.com atGreenwood.com // FEBRUARY FEBRUARY 2015 2015 // CENTER GREENWOOD GROVECOMMUNITY COMMUNITYNEWSLETTER NEWSLETTER/ /3939

Some suggest the Cruce de Ferro completes the Meseta portion of the Camino, the section known for one’s introspection and reflection. By the end of the Meseta, a pilgrim desires to culminate their recent walk with an act of leaving a stone there. The act prepares the pilgrim for the final phase of the walk—the joyful approach to Santiago.

THE JOURNEY Carrying a backpack no heavier than 20 percent of her body weight, Paige added her footsteps to the pulse of a thousand other footfalls on El Camino de Santiago in early June 2014. Starting just west of the Pyrenees Mountains in Santo Domingo de la Calzada, located near the borders of Spain

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and France, “I didn’t know that my Camino, my adventure, would turn into a journey with a deeper meaning,” Paige humbly said.

As she held her shell and a rock in hand, Paige realized each pilgrim did indeed struggle with a burden on the Camino. She recalled a young couple with a small child, for example, who sold everything they had to come walk on the Camino and find their purpose in life. At the end of the journey, Paige saw the couple in a deep conversation with a man from India. She hopes the young family found their purpose.

Paige, herself, struggled with her Camino in a different way. After years of gymnastics, Paige found her knees and joints screamed to stop her grueling goal of 15 to 18 miles a day, but Paige persevered. According to Paige, the pilgrims set their own daily timetable and destination, enhancing each traveler’s knowledge and appreciation of their surroundings.

For her, the way seemed easier and more relaxing when rising with the sun and completing her daily Camino before the heat of the afternoon sun.

The slow march of stone villages strolling by at a pilgrim’s pace, reawakened Paige’s senses on the trail, creating attention to some of the smallest of details. “It may sound silly, but I came upon a golden field, dotted with red poppies, and the scene created thankfulness in my heart. I loved the smell of the poppies boarding the fields.”

Along the way, Paige observed her environment and the people traveling around her. She commented, “You meet people in your Camino, and you feel a connection with them. They are not strangers. You learn from them and care about them. I met a man from India who I walked with for a while. He had made tons of little fabric hearts before coming to the Camino.

He gave these tokens out to everyone saying something sweet like, ‘I give you my heart.’”

40 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

Paige surrounded by the golden field

Locals regularly walk after the evening

The Cruz de Ferro (iron cross). Leave behind your burden (the stone).

The Cathedral of Burgos

(L-R): Paige, Phil from Ireland, Kurt from California and Liz from Portugal

atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 41

meal

Yellow arrows direct pilg

rims onward

Lush green landscape bordered by Spanish Lavender

4242/ /CENTER GREENWOOD GROVE COMMUNITY COMMUNITY NEWSLETTER NEWSLETTER // FEBRUARY FEBRUARY 2015 2015 // atGreenwood.com atCenterGrove.com

As each day faded with the sunset, Paige pondered where to stop and rest for the night. In the next village? In a hotel or small albergue (hostel) enjoying a dinner of local food and nice company?

Or, perhaps sleeping under the stars? Using her Camino credential, Paige most often opted to stay in an albergue, a dormitory-like structure lined with bunk beds built just for the pilgrims.

“I learned careful consideration should always be taken in choosing a bunk,” Paige said, giggling.

“You learn very quickly to stay as far away from the snorers as possible.”

(L-R): Paige, Lannie from Texas and Alice from England

Feeling in tune with the earth’s breath, Paige recalled coming around a bend of trees and gasping at the overwhelming power of the scene in front of her. One-by-one pilgrims stood still, maybe praying, and then gently tossing their rock, their burden, toward the foot of the Cruz de Ferro.

THE FINAL DESTINATION “The cities grew to be a problem for me and the other pilgrims. We walked for weeks with just the sound of nature and easy talk, observing the world at a slower, relaxed pace with minimal, if any, access to the Internet or iPhones,” Paige remembered. “The pilgrims become time warped, which is not a bad thing. Just stressful to be thrown back into the speed in which our world lives.”

Reaching Santiago, Paige applied for the compostela, a certificate of completion. She found out when she returned home, any compostela penned in Latin meant the pilgrims walked the Camino for spiritual or religious reasons, while the Spanish document meant other reasons captured the interest of the pilgrim.

For the weary pilgrims reaching the final destination in their journey, gratitude and jubilation abounded. “As you step inside the Cathedral of Santiago de Compostela, immediately in front of you is the Door of Glory and within reach rises the statue of St. James. We read the statue’s worn look came from the many pilgrims who reached out, gratefully touching and kissing it at their journey’s end.”

The Ca thedral

of Burgos

Mass at the Cathedral of Santiago de Compostela. Note the huge incense burner called a borafumeiro.

Swung to the eaves, it takes eight men to maneuver the incense burner.

Paige with her stamped credential, which proves her completion of El Camino de Santiago

Tonja Talley has called Center Grove home since 1993. An 11-year bi-lateral lung transplant survivor, Tonja enjoys speaking on behalf of the Indiana Organ Procurement Organization. She also volunteers for the CF Foundation, byTavi and her church. atGreenwood.com / FEBRUARY 2015 / GREENWOOD COMMUNITY NEWSLETTER / 43

FEBRUARY LOCAL EVENTS 2-28 / GREENWOOD PUBLIC LIBRARY WINTER READING PROGRAM

Winter Reading is an annual program at Greenwood Public Library (GPL), which encourages reading for all ages by rewarding hours read with prizes and providing programs on a common theme. In 2015, GPL is celebrating the increased interest in British pop culture with our “Brilliantly Bookish” theme. Participants can win prizes each week for reading during the month of February. In addition, programs will be offered celebrating popular British imports such as Downton Abbey, Doctor Who and The Chronicles of Narnia. All ages.

Various Free Greenwood Public Library, Room B 310 S Meridian St., Greenwood 317-885-5036 x1206 vmoore@greenwoodlibrary.us greenwoodlibrary.us

4-25 / ALZHEIMER’S ASSOCIATION FREE EDUCATION EVENTS

The Alzheimer’s Association Greater Indiana Chapter is hosting several free education programs in the Indianapolis Metropolitan area. Sessions include “Understanding and Responding to Dementia–Related Behaviors,” “The Basics: Memory Loss, Dementia and Alzheimer’s Disease” and “Living with Alzheimer’s Disease for Caregivers: Middle Stage.”

Details can be found on the website.

Various times, dates and locations Free 800-272-3900 alz.org/indiana

4 & 18 / JOHNSON COUNTY COMMISSIONERS MEETING Bi-monthly meeting of the Johnson County Commissioners Feb. 9, 3 p.m.; Feb. 23, 10 a.m.

Free County Courthouse Annex Auditorium 86 West Court St., Franklin bit.ly/jcin_commissioners

8 / HUMAN TRAFFICKING AWARENESS EVENT

Saints Francis & Clare Roman Catholic Church (SSFC) invites the public to its First International Day of Prayer and Awareness Against Human Trafficking. All are invited to attend a Life Teen mass at 5:30 with a presentation by Jessica Thorne, founder of the local human trafficking awareness organization, Purchased. The presentation will begin at 6:30 p.m. The Center for Global Impact (CGI), a local nonprofit organization that trains at-risk Cambodian women to sew and cook, will also be featured.

5:30 p.m.

Saints Francis & Clare, Roman Catholic Church 5901 Olive Branch Road Greenwood 317-859-4673 Monica Robinson, mrobinson@ss-fc.org ss-fc.org

9 / JOHNSON COUNTY COUNCIL MEETING Monthly meeting of the Johnson County Council.

6 p.m.

County Courthouse Annex Auditorium 86 West Court St., Franklin bit.ly/jcin_council

10 / FINANCIAL LITERACY: NAVIGATING THE CAR BUYING PROCESS

Take the stress out of buying your next car. Ryan Chatterton, a Financial Services Specialist with Apraisen, will offer basic advice and strategies i.e. best time to purchase

a car, hidden charges and fees to look out for and get removed prior to buying and understanding how things work on the lender’s side. Learn how to become a savvy consumer and make the best choice for your needs.

6 p.m.

Free Greenwood Public Library, Room B 310 S Meridian St., Greenwood greenwoodlibrary.us

15 / HABITAT FOR HUMANITY OF JOHNSON COUNTY’S 10TH ANNUAL SOUP BOWL

Guests can build a meal from the smorgasbord of soups, breads and desserts donated from popular Johnson County eateries. A silent auction featuring large, handmade pottery pieces, dining gift cards, entertainment packages and a variety of merchandise will round out the evening. A $5 admission option is available for children or adults opting to eat soup from a plastic bowl.

4 – 7 p.m. $20 Johnson County Fairgrounds 250 Fairground St., Franklin 317-736-4454 habitat@franklincollege.edu habitatjohnsoncounty.org

22 / TASTE OF THE SOUTHSIDE

Try more than 100 food and beverage samples from 40 different restaurants, caterers, bakeries, breweries and wine distributors — all under one roof — at the Southside’s largest and longest-running annual tasting event, Taste of the Southside.

3:30 – 4 p.m. Private Sponsor Access 4 – 4:30 p.m. Early Access 4:30 – 7 p.m. General Admission” $35 (Due to the limited availability, we expect tickets to sell-out before the event and cannot guarantee availabiity at the door) Valle Vista Golf & Conference Center 755 East Main St., Greenwood bit.ly/2015taste

26 / INTRO TO ACTING CLASS

Calling all aspiring teen actors! Join us for a fun one-hour class where you’ll learn some acting exercises and improv techniques.

6:30 p.m.

Free Greenwood Public Library, Room B 310 S Meridian St., Greenwood greenwoodlibrary.us

THROUGH MARCH 28 / TIME TO LEVEL UP Explore modern history through video games.

Tuesday – Friday 9 a.m. – 4 p.m., Saturday 10 a.m. – 3 p. m.

Free Johnson County Museum of History 135 N. Main St., Franklin 317-346-4500 co.johnson.in.us/jcmuseum

APRIL 11 / THIRD ANNUAL COMMUNITY ANGELS BLACK AND WHITE BALL

Community Angels is a not for profit organization that assists patients and their families during treatment for illness or debilitating diseases. $70 to $85. The earlier you register, the lower the price of admission.

Grand Kellersaal Ballroom of the Rathskeller, downtown Indianapolis Beth Harriman, beb0321@yahoo.com bit.ly/ca_bw_ball

44 / GREENWOOD COMMUNITY NEWSLETTER / FEBRUARY 2015 / atGreenwood.com

Tournament Talk

WORD SEARCH

Creator / Lucy Stravers

Hidden in the puzzle are words and expressions heard at a basketball game. Words may appear in any direction in a straight line.

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1. AIR BALL 2. ASSIST 3. BACKBOARD

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16. FOUL 17. FREE THROW

21. HOOP 22. INTERVIEW 23. JUMP SHOT 24. LAY UP 25. LEADING SCORER

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32. REFEREE

36. SPORTSMANSHIP 40. THREE POINTER

44. TURNOVER

48. WINNERS

Lucy Stravers lives in Pella, Iowa, and is the mother-in-law of Dann Veldkamp.

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$ MAKING CENTS

DOES YOUR ACCOUNT STILL FIT YOUR NEEDS? Writer / Kate Rhoten

Change, it is inevitable. Either we are the change agent or something else is making us change. There are events or things we need to do that we put on the calendar or tie to other activities. I am sure most of us with school-age children have spring break on our calendars (especially after last winter). How many of you change your batteries in your smoke detectors when you change your clocks for daylight savings time?

What about reviewing your bank accounts? I am not referring to whether or not your account balanced; I do hope you are reconciling monthly through a method that works for you.

My question is about the type of account and services you are receiving. I bring this up for two reasons. One, you don’t want to be surprised when there is an account fee that you could have prevented. Two, you most certainly don’t want to pay for services you are not using or miss out on services that you could qualify for with a different account.

Some banks will notify by a message in your online message box.

Others will call you to request to review your accounts while some may place a notice on your monthly statement. Regardless of how a bank notifies you of changes, it is important to be proactive for your own benefit. Being proactive can save as much $25 in an unexpected service fee. This certainly can add up over time.

As you gather your necessary documents for tax season, take a moment to review your bank accounts. Verify there are not any notifications on statements or in your online banking message box.

Please take the extra step to review the account types that are being offered by your bank online. Doing so may save you little cash for a little fun or apply it toward something else.

Kate is a financial expert of what to do and not do with money as well as owner of 4 Walls Financial, A Coaching Focused Company.

She has attended and completed Dave Ramsey’s Counselor Training.

Follow Kate on Twitter @katerhoten, reach out to her via email at kate.4walls@gmail.com or visit 4wallsmoneycoach.com. Feel free to share ideas or questions for future articles.

COME SEE THE STYLISH SOLUTIONS WE CAN OFFER YOU. A verse on Love : “Be devoted to one another in love. Honor one another above yourselves.”

Now is as good a time as any to review the type of account and benefits you are receiving while you are preparing for your tax return. These are both financial activities, and it makes sense to review them around the same time.

Romans 12:10

I was prompted after 10 plus years with the same accounts to review what my options were due to a message that was at the top of the monthly statement. The message was to inform customers that the relationship threshold was being raised for this particular account. This change was a significant increase, but loans were included in the mix.

This account was no longer a good fit for me. I contacted the bank and spoke with the manager. I was able to change the type of checking account without any difficulty. I didn’t have to go in and did not have to change the account number.

It is important to stay on top changes that may affect you.

The savings account did not have to be changed, as it would continue to meet the savings balance requirement.

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