Third-Party Owner Financing

Third-Party Owner Financing is a first-of-its-kind program that allows homebuyers the security and selection of a conventional loan without the strict qualification requirements. Unlike regular owner financing or seller financing, the homebuyer is free to select any single-family home available on the market. An investor will use his or her own credit to purchase the home thru a conventional mortgage. He or she will then owner finance it back to the homebuyer thru a whole seller who will coordinate communications and payments, so the homebuyer and the investor can remain anonymous. All parties are protected through the use of licensed professionals and note servicers.

So, if this program does not rely on credit or an extensive financial verification process, what do I need to do?

Unlike banks, the program doesn’t look at your credit score or ask for years of documented income and miles of verification. If you can answer yes to three simple questions you are a good candidate to successfully utilize this program to get the home of your choice.

#1 … Is owning your own home a priority to you and your family?

If owning your own home is a top priority to you, it indicates that you and your family are likely willing to do whatever it takes to get and keep your own home.

#2 … Have you applied for and been turned down for a home loan in the past?

There are many reasons a person can be turned down for a home loan that doesn’t necessarily mean you cannot afford your own home and it shouldn’t stop you from becoming a homeowner.

#3 … Can you come up with a strong down payment such as 15% or more for the home of your choice?

Putting a significant down payment shows that you are serious and that your home is a top priority. The more a family invests into their dream home, the lower the risk for investors, and the more likely they are going to commit to and take care of their home sweet home.

For Example ...

$200,000 Estimated Home Price 15% = $30,000 + Closing Costs

If you don’t have that in savings or through the sale of an existing property, there are other options that you may not be aware that you have. For example, if you have a 401K or IRA, you can take money out to put down on a house. You might also have friends or family willing to help with your investment. We have owner-finance specialists who are ready to sit down with you one-on-one to help you brainstorm all available resources and determine if this is the best program for you. At a minimum, you will be so glad you came and walk away with tools or a plan to help make homeownership a reality for you and your family.

Program Highlights

• Select Any Home on the Market

• Get a 30 Year Fixed Rate

• No Balloon Payments

• No Prepayment Penalties

• Refinance at Any Time

• Deed Registered in Your Name

• Modify the Home or Property However You Choose, No Approval Required

• Improve Your Credit

• Build Equity

• Full Transparency / No Surprises