LLAF-Tucson-Oct 2013

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Tucson October 2013

Health & Wellness 2013

Sponsored by:

The Affordable Care Act: How it Will Impact Seniors : : by Alison Stanton

Finish Line Newsletter starts on page 37

HMO Charts

Compare available plans on page 28.

page 2 : : Lovin’ Life After 50 : : October 2013

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October 2013 : : Lovin’ Life After 50 : : page 3

N OW O P E N!

contents

The Affordable Care Act page 22 opinion

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6 Sound Off 6 The Curmudgeon 7 The Upside 9 Ask the Old Bag 10 The Widow’s Corner entertainment

12 Calendar of Events 16 Puzzles 17 Trivia Contest health & wellness

22 The Affordable Care Act 28 HMO Charts home improvement

18 Jan D’Atri 19 Home Improvement for Multi-generational Households

“Meaningful Moments®”

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page 4 : : Lovin’ Life After 50 : : October 2013

credits

publishers Steve T. Strickbine Steve Fish tucson general manager and senior account manager Emily Phillips executive editor Shanna Hogan managing community editor Christina Fuoco-Karasinski features editor Christina Caldwell art director Erica Odello advertising sales director Zac Reynolds senior account executive Lou Lagrave sales administrator Shannon Fish photographer Adam Moreno contributors Drew Alexander, Jan D’Atri, Michael Grady, Jimmy Magahern, Terry Ratner, Gayle Lagman-Creswick Alison Stanton

travel

30 Alligators, Birds and Plants, Oh My!

© 2013 by EOS Publishing, LLC. Lovin’ Life After 50 is a monthly publication dedicated to informing, serving and entertaining the active adults of Arizona. It is published by EOS Publishing, LLC, an Arizona limited liability company. Subscriptions are available for $24 per year or $40 for two years. Send check or money order to Lovin’ Life After 50.

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37 Finish Line News

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opinion Sound Off Just picked up the latest issue of Lovin’ Life After 50. This is maybe only the third one I’ve seen, but I really like it! You folks put out a fine publication. I appreciate the diversity of the articles. The publication could not be considered an “old fart’s” newspaper by any reasonable definition of the word. I especially like the fact that you include a regular humor column. The Curmudgeon,

by Drew Alexander, is the first thing I read each month! Good humor is hard to write, and Mr. Alexander is a master of it! Keep it up!

Thomas Jefferson stated, “Most bad government results from too much government.”

Boy that certainly applies to the Obama administration!

Regarding the gay marriage issue and the criticism of those who oppose it as being “none of our business.” How dare you insist that we must accept it? Yes, it is being forced down our throats by the liberal,

left-wing, politically correct media.

How dare man make laws above God’s law, which is marriage is a sacred sacrament between one woman and one man! Civil unions are acceptable, but same-sex marriage is not. What’s next? Are people now going to be able to marry their pets so that the pets will have rights? This country is going is the wrong direction very quickly.

Whatever happened to: Do unto others as you would want them to do unto you? Jodi Arias using self-defense was insane. She had every opportunity to get out of that relationship because Travis Alexander was going to Mexico with someone else. It was her “revenge” that killed him in the shower. She should get two choices: (1) Depart this world with the same treatment she gave Travis, or (2) Take the easy way out on the electric chair.

Believe it or not, in the 1990s if you knew why the Texas oilmen were in Baku, Azerbaijan, to help find a route for an oil shipping line through Turkey, Syria and Lebanon from the landlocked Caspian Sea to the Mediterranean ports, you would know why Russian and American ships are there today.

The Curmudgeon Interpreting ‘Govspeak’ : : by Drew Alexander

T

here’s the English language as you and I know it, then there’s the vernacular native to politicians and bureaucrats when pseudocommunicating with the hoi polloi that I call “Govspeak.”

When you hear someone uttering Govspeak, you may think you know what you’re hearing but you really aren’t. This is because the surface words always have an underlying meaning.

So it’s up to me, your humble word warrior, to interpret the true nature of what you are being told by the ruling class in Washington, D.C. Govspeaker says: “We are thoroughly investigating the matter.”

Really saying: We’re going to sweep this under the rug and you people will soon forget all about it.

Govspeaker says: “The American people have a right to know.”

Really saying: You little people out there may think you have a right to know, but nobody here is going to tell you what’s really going on.

Govspeaker says: “I’m drawing a red line and if you cross it there will be serious consequences.”

Really saying: I know I’m not scaring anybody, I just like sounding macho sometimes.

Govspeaker says: “We are implementing these measures for the good of the public.”

Really saying: You are too stupid to know what’s good and what’s bad for you so the government will make these decisions for you.

Govspeaker says: “We need to invest more in the infrastructure of America.”

Really saying: We want to raise your taxes so that we can spend more for programs

page 6 : : Lovin’ Life After 50 : : October 2013

Don’t be fooled again, Americans.

It’s all about oil. It’s always about oil.

Thank you. Pay attention and check your history books, although some of it is hidden so well you’ll never find it.

Drew, stop slavering over the “attractive” talking heads on the Fox News picture box and let me help you understand tyranny.

Tyranny is gassing your own citizens with chemical weapons. Tyranny is setting yourself up to be the leader of your country—for life. Tyranny is fabricating lies that mire your country in costly and unnecessary wars.

Tyranny is laws purging voters from voting rolls, and suppressing voting rights and voter participation. Tyranny is corporate advantage over “We the people.” Tyranny employs scare tactics—much like you and the Tea Party Republicans—as a strategy to keep people afraid and misinformed.— Jim Wilson, Tucson Isn’t it amazing all of the expert talking heads on TV trying to dump the president for years that now think he alone will have all the answers for the problems ...continues on page 33

We Want to HEAR from You! Your message will be printed in the next issue!

At Lovin’ Life we believe your opinions should be heard. Give us yours! Space providing, your Sound Off will be printed in the next issue. Please limit your messages to one minute or 100 words and include your name only if you would like it printed.

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Leave a message: (520) 297-1220 option 8

that don’t accomplish anything except to curry favor with our powerful constituencies that help us stay in office.

Govspeaker says: “Education and the future of our children are my top priority.”

Really saying: I know that most public schools are a disaster, but I can’t support any common sense things like school vouchers because I get campaign funds from the teachers’ unions. Besides, my kids attend a private school, so they’ll be just fine.

Govspeaker says: “Congress is determined to reduce spending and to eliminate waste and corruption.”

Really saying: I’m saying this because it sounds good, not because it will ever happen.

Govspeaker says: “The president is evaluating the crisis and is consulting with his top security advisers.”

Really saying: The president is out on the golf course.

Govspeaker says: “The federal government employees in question have been placed on administrative leave.”

Really saying: We don’t actually fire

Write us: Lovin’ Life After 50 3200 N. Hayden Rd., Suite 210 Scottsdale, AZ 85251

anybody. They just go home for a while and still collect their paychecks.

Govspeaker says: “This is unacceptable.”

Really saying: We say this when we don’t have a more meaningful comment about something bad that has happened.

Govspeaker says: “We must have comprehensive (fill in blank) reform.”

Really saying: By “comprehensive” we mean that every special interest group gets something they want while we in Congress tack on a few billion dollars worth of earmarks for the things that will make us look good to the folks back home.

Govspeaker says: “We are referring this matter to a committee.”

Really saying: You will never hear about it again.

Drew Alexander, also known as “The Curmudgeon,” is a monthly columnist writing about political issues. Send comments to drewalexander@cox.net or to Drew Alexander, in care of Lovin’ Life After 50, 3200 N. Hayden Road, Suite 210, Scottsdale, AZ 85251.

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The Up Side

Five Books that Altered the Course of My Life

“W

: : by Michael Grady

rite a short essay,” my English teacher told us, “five books that changed my life.”

This was, of course, some time ago.

I was in high school—so only about 20 books existed at the time—and I had read just three of them. (I think I listed “Curious George Finds a Tick” twice.) The intent, then, was to shame us about our lack of literacy so we would dutifully march into the pages of “Beowulf.”

But, unlike my sideburns and acidwashed jeans, that question is worth revisiting later on. Books can have a profound influence on your life. (I know a couple of folks who, but for “Catcher in the Rye,” might have done serious harm to themselves.) Books demand an investment of focus and imagination that’s almost unprecedented in our current multitasking world, and they offer so much more in return. At midlife, my English teacher’s question makes a great personal inventory. You can see how books influenced your own perspectives on literature, people or life itself.

So: my English teacher’s question, posed 34 years late (I’m going to need one hell of excuse to get full credit) with a challenge to you, to complete it on your own.

• “The World According to Garp:” I was driven to literature by hormones. In 1979, I attended a family reunion that featured two extremely cute distant cousins whose Southern accents would send any 17-year-old male hurtling through puberty. They took one look at me and concluded, kindly, that I was the “brainy one.” I didn’t want to disappoint them.

So on an excursion to a local mall, I purchased the thickest book I could find (without pictures!) and carried it around for the rest of the reunion. On the drive home, I stuck my nose between its pages to avoid conversing with my parents— and John Irving’s tragicomic kaleidoscope of tail gunners, falling children, feminists, wrestlers and one-eared Newfoundland dogs

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seized my nose and held it hostage across three states. The idea that someone could create characters who would live and grow and die and make me care about them from the back of a Buick Wildcat was absolute wizardry to me. Was every book this good? A found copy of Jacqueline Susann’s “Once is Not Enough” soon told me, loudly, “no!” But “Garp” put me in awe of writers—and had no equal until it was flattened by:

• “The Grapes of Wrath:” “There are absolutely no grapes in this story,” I remember telling my Dad. “If there were, then maybe it wouldn’t have turned out so bad.”

(That is, painfully, how I learned what metaphors were.) I was 18 and a black hole of self-absorption when I first read this, so naturally the trials of an indigent Dust Bowl family could not compare with the trials of a Michigan teenager forced to read 300 pages for a quiz on Monday. My dad, cleverly, made a game out of it: “Just get ‘em to California and you can stop,” he promised me. “They’re already in Oklahoma, so you just have to read ‘em across a few more states.” As my eyeballs pushed the Joads and their “crappy truck” across John Steinbeck’s bleak, Depression-era landscape, my anger began to shift from the family’s wordy troubles to the people who were cruel to them (“Why don’t do they feed them?

Can’t they see they’re starving?”) to the horrid circumstances that befell them (“That Noah was never right!”) to their brutal disillusionment at their destination. “Kind of gives you a better perspective on your own life, eh?” My dad asked. And it did. It took weeks of focused narcissism to get my teenager card back. To this day, I taste dust in my mouth whenever I think of this novel, have a soft spot in my heart for the photographs of Dorothea Lange, and refuse to trust handbills offering jobs in California.

• “Ordinary People:” I had, until this book came along, the mistaken notion that drama belonged exclusively to people who lived in historic times, wore big, period costumes or killed each other in exotic, grisly ways. Judith Guest’s story is overshadowed now, by the Robert Redford film. But the book does an excellent job of putting powerful issues and compelling drama into the houses and hearts of people who could live next door. In the Jarrett family, the tragedy they suffer and the collateral damage that follows, you walk down a familiar suburban street into some very dark psychological places.

And in Conrad Jarrett’s struggle to restart his life, you understand the challenge of jumping back into adolescence from a dead stop.

• “Slaughterhouse-Five:” “How can a crazy person write a book?”

I remember thinking, when I first started this story in college, “How do they keep him typing?”

There is a rant-like quality to Kurt Vonnegut’s funny, free-associative tale of Billy Pilgrim getting unstuck in time. But somewhere between the alien abduction, the awkward family moments, the bombing of Dresden and Billy’s incarceration on Tralfamadore with porn star Montana Wildhack, you find yourself appreciating the very temporary and fragile quality of life itself. I considered myself

a well-read history geek when I came to this book, because I could recite casualty figures from World War II like stats off a baseball card—without a whit of empathy for what those figures meant.

But “Slaughterhouse-Five” gives readers a deeper contemplation of life and loss than any battle saga ever could. And its introduction, where a buddy’s wife laments the disconnect between war stories and war itself, remains one of the truest things I have ever read. So it goes.

• “Love in the Time of Cholera:” Very early on in this book, two married people have an argument about soap. It is not a dramatic or particularly important argument. It doesn’t feature clever exchanges or witty word play. But it is so utterly real and recognizable to anyone who has been married for any length of time that you have to keep reading. That’s the thing about Gabriel Garcia Marquez— you develop an affection for his writing without being able to understand precisely why. You just kind of go with it, and let its value sink in gradually later on.

Kind of like my English teacher’s question. Agree or disagree, but I bet you won’t find my answers half as compelling as your own.

Michael Grady is Valley-based freelance writer, reporter and playwright.

October 2013 : : Lovin’ Life After 50 : : page 7

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Ask the Old Bag Advice for the Over-50 Crowd

See What’S NeW at VQ

: : by Gayle M. Lagman-Creswick

Note: Hello to faithful readers Frank and Lolly of Sun City, my delightful seatmates on my trip from Wisconsin!

D

ear Old Bag: In the August issue, an American Woman’s letter stated, “I would like your help in starting a movement” (this was in regard to each person treating the other with honor and respect). You answered, “Let’s do it. I’m in!” Sooo, I represent “U.S.,” United Society of Humanity. I pass on to you this pin representing your connection...

May this be a help beginning the movement. Signed, S.N.

D

ear S.N. Thank you for the pin... I shall wear it and explain what it is when asked. It makes sense to me that we seniors should begin the movement around the world to treat all we meet with honor and respect. There is a little woman at the park where I walk. I do not know her heritage and she does not appear to speak a word of English. However, we are friends. We shake hands and smile warmly at each other, and she pets my dog. It occurs to me that seniors everywhere speak the language of friendship. We must teach the younger generations around the world to love. We can put an end to war.

It is a huge undertaking, but I believe we are up to it. We are the Seniors For Peace in this World! An assignment for all this month is to smile at those you meet. Thank you S.N. Signed, O.B.

D

ear Old Bag: My friend takes care of a 93-year-old woman.

She’s not a relative, but she was a friend of her mother’s. Out of the goodness of her heart, she has agreed to be this woman’s power of attorney, because she has no living children. When the woman became unable to stay at home alone, my friend moved her into a wonderful assisted living community with staff that really cares for her and about her.

But even two years later, the woman is still unhappy and wishes to go home.

My friend, who is a hospice nurse, explained to her why she can’t go home and that she has people here that will

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care for her. The woman argues that in her last days, she wants to be happy and the only way she will be happy is at her house, where she can’t stay by herself.

So my question to you is where do you draw the line between being happy and being safe? According to her, she can go home and live out the rest of her days happy, but she won’t be safe. Or she can stay in assisted living and die miserable.

Any advice? Signed, Torn

D

ear Torn: You did not reveal the woman’s finances. First of all, if she can afford 24-hour care at home, I say let her go home. If she cannot afford that, then the answer to her is that her finances will not allow her to go home with care. Then you need to enlist the help of a social worker or mental health therapist to work with her in accepting her situation. There are some people who will not be happy, no matter what you do for them. I do not know if she is one of those. Good luck. Signed, O.B.

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ear Old Bag: Just a note to say I enjoy your answers to letters.

Having been a caregiver to many, I always wonder what you will reply to letters. A few years ago, I packed an elderly couple to move to Grand Junction, Colo. The lady in her 80s was sweet and kind. She had dementia and could not remember. She wanted to stay the night because she was lonely.

Suddenly, I noticed her high school annual, and I asked her if she wanted it packed. The look on her face was blank. Then she opened the book and sat down and was in the past. She sat for two hours remembering old friends and good times. It was such a blessing for both of us. Signed, S.A. Parachute, Colo.

D

ear S.A. Good to hear from Parachute! Thank you for your kindness. Signed, O.B.

If you have a question for The Old Bag, please send it to: Ask the Old Bag c/o Lovin’ Life After 50, 3200 N. Hayden Road, Suite 210, Scottsdale, AZ 85251 or lagmancreswick@cox.net.

October 2013 : : Lovin’ Life After 50 : : page 9

The Widow’s Corner Fathers

: : by Terry Ratner, RN, MFA Ozzie Oswald Nelson, at age 13, was the youngest person to become an Eagle Scout. Oswald went on to become Ozzie Nelson, the father in “Ozzie and Harriet.” Though the show aired years before the advent of reality

television, Harriet was indeed Ozzie’s real wife; Ricky and David were his real sons, and, eventually, Ricky and David’s wives were played by their actual spouses. I remember watching the show and wondering if any father interacted with their family like Ozzie

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did. Perhaps being an Eagle Scout helped prepared him for fatherhood.

The current requirements for Eagle Scout make it impossible for anyone to ever beat Ozzie’s record.

My father was never a scout of any kind. He grew up in foster homes. Most of his foster parents took him in because of money they received from the state. Only one foster parent professed to loving him, but by that time he was in his teens and the damage was irreparable.

He never knew what it was like to have a father.

Father Knows Best In 1954 Robert Young starred in the television series “Father Knows Best.” Young played Jim Anderson, an average father in an average family. I always wanted to be “Kitten” the part that Lauren Chapin played. I wanted to be called Kitten and I wanted a father like Jim Anderson. My family had no similarities to the television family of “Father Knows Best.”

I don’t remember bonding with my father, although we did go to the beach a few times. We played together in the waters of Lake Michigan, me sitting on his broad shoulders while he waded in deeper. I also remember going to Riverview Park with him during my younger years. He enjoyed riding the rollercoasters as much as I did and he would scream as we headed downhill.

Those screams didn’t scare me. It was the screams that were to come later in life when he would be chasing me as if he was the hunter and I was the hunted.

Carp After the female Japanese carp gives birth to hundreds of tiny babies, the father carp remains nearby. When he senses approaching danger he will suck the helpless babies into his mouth, and hold them safely there until the coast is clear. My father was not like this.

He was strict—an attorney and a colonel in the Air Force reserves.

He would yell as the chase began.

His face would become as red as a beet and I watched his neck pulsating and his Adam’s apple enlarge. I always

knew what was to come, but I put up a good fight. There was no such thing as “child abuse” back then.

Hugh Beaumont The actor who portrayed the benevolent father on the popular TV show “Leave it to Beaver” was a Methodist minister. Tony Dow, who played older brother Wally, reports that Beaumont hated kids. I don’t believe my father hated children, however, I think he disliked women because of his early childhood relationship with his mother.

Side Note Hugh Brannum, not to be mistaken with Hugh Beaumont, played Mr. Green Jeans on “Captain Kangaroo” and I remember him as kind, funny, and extremely reliable.

Emperor Penguins Once a male emperor penguin has completed the act of mating, he remains by the female’s side for the next month to determine if he is indeed about to become a father. When he sees a single greenish white egg emerge from his mate’s egg pouch, he begins to sing.

Scientists have characterized his song as “ecstatic.”

Who would you rather have as your father: Hugh Beaumont, Hugh Brannum, or an emperor penguin?

Terry J. Ratner, RN, MFA is a health educator at Banner Good Samaritan Medical Center. Visit her website at www.terryratner. com. Send comments to info@terryratner.com.

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Single vision or bifocal plastic lenses. Choose any frame from up to $59.99. No line bifocals. $50 additional per pair.

call 800-EYE CARE to schedule your exam visit nationwidevision.com for locations

October 9 Wednesday

Introduction to Computers, 8:30 a.m. to 10:30 a.m., Valencia Branch Library, 202 W. Valencia Rd., free but registration required, 594-5390.

Idan Raichel Project, 7:30 p.m., Fox Tucson Theatre, 17 W. Congress St., $25 to $59, 624-1515, www. foxtucsontheatre.org.

October 2 Wednesday

October 10 Thursday

Exploring the Internet, 8:30 a.m. to 10 a.m., Dusenberry-River Branch Library, 5605 E. River Rd., free but registration required, 594-5345. Session one of two.

The League of Women Voters of Greater Tucson’s New Member Breakfast and Orientation, 8:30 a.m. to 10 a.m., Northside Council Office, Ward 3, 1510 E. Grant Rd., free, reservations requested, 327-7652.

October 3 Thursday Introduction to Microsoft Publisher, 8:30 a.m. to 9:50 a.m., Eckstrom-Columbus Branch Library, 4350 E. 22nd St., free but registration required, 594-5285.

October 4 Friday Computer Survival Skills, 8:30 a.m. to 10 a.m., Kirk-Bear Canyon, 8959 E. Tanque Verde, free, 594-5275.

Taking care of your computer on a regular basis can help you avoid problems and keep your computer healthy.

October 5 Saturday Potluck and Dance, 6 p.m., Singles and Friends Inc., 2447 N. Los Altos Ave., $5 members, $7 nonmembers, 623-7875, www.singlesandfriendsinc.com. Join the group for birthday night. Birthday cake and sandwiches are furnished; bring a dish to share.

“Mamma Mia!” screening, 7:30 p.m., Fox Tucson Theatre, 17 W. Congress St., $5 to $7, 624-1515, www. foxtucsontheatre.org.

October 6 Sunday Bob Kay, 5 p.m. to 7 p.m. Sundays, Christ Church United Methodist’s Social Hall, 655 N. Craycroft Rd., $3, 883-5491. The singing drummer/DJ plays “oldies but goodies” at a nonsmoking, nonalcoholic dance that features a potluck.

October 7 Monday Exploring the Internet, 8:30 a.m. to 10 a.m., Nanini Branch Library, 7300 N. Shannon Rd., free, 594-5365.

Part one of four.

Follow us on

RETAIL EYE CENTERS *Additional charge for high powered prescriptions of 4 D. sph. or 2D. cyl. and over. Dilated/visual field exam $22 additional. Other restrictions may apply. Eyeglass exam regular price $49. Prices subject to change without notice. These offers cannot be combined with any other coupons, special offers, or insurance plans.

page 12 : : Lovin’ Life After 50 : : October 2013

October 1 Tuesday

October 8 Tuesday “Spank: A Fifty Shades Parody,” 7:30 p.m., Fox Tucson Theatre, 17 W. Congress St., $37 to $52, 6241515, www.foxtucsontheatre.org.

Green Valley Stroke Support Group, 10 a.m. to 11 a.m., Zuni Room, La Perla at La Posada, 635 S. Park Center Ave., Green Valley, free but reservations required, 626-2901. For stroke survivors and caregivers to learn more about stroke, to find positive solutions to shared concerns and to unite in support of each other.

October 11 Friday Introduction to Excel, 8:30 a.m. to 9:50 a.m., Eckstrom-Columbus Branch Library, 4350 E. 22nd St., free but registration required, 594-5285.

October 12 Saturday “Mood Management with Bach Flower Essences,” 2:30 p.m. to 4 p.m., Desert Rose Homeopathics, 2065 N. Campbell Ave., $55, register before Oct. 10, 918-0100. Learn healthy ways to manage your moods and receive your personalized blend of Bach Flower Remedies to help you manage your moods Pima County Master Gardeners Fall Plant Sale, 8 a.m. to 11 a.m., Pima County Cooperative Extension Office, 4210 N. Campbell Ave., free admission, 626-5161.

The sale will include a variety of fruit trees and shrubs, cacti and succulents, herbs, ground covers, vines, flowering plants and much more. Proceeds from the sale will be used to support the Pima County Master Gardener Program.

October 13 Sunday The International Polynesian Paradise Dancers Touring Company performs “Postcards from Paradise,” 3 p.m., Red Barn Theater, 948 N. Main St., $15, $12 for children 12 and younger, 622-6973. Exotic hula and heart-pounding drumbeats propel this vintage trip to Polynesia, Hawaii and the South Pacific, circa 1959. ...continues on page 14

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HELP A CHILD AT NO COST TO YOU

Through the Arizona Charitable Tax Credit

A donation of any amount up to $200 per individual or $400 per couple will qualify you for a state income tax credit against taxes you may have already paid.

Gospel Rescue Mission 707 W. Miracle Mile, Tucson, AZ 85705

Donate online at www.grmtucson.com or call 520-740-1501

Please note: This is not professional tax or legal advice. Consult a tax advisor about your individual situation.

For more information on the tax credit, visit the Arizona Department of Revenue website or call 1-800-352-4090

Total Vein Care At CVD we treat a broad range of venous disorders including varicose veins, leg pain, leg swelling, and spider veins. Our Physicians are collectively Board Certified in: Venous and Lymphatic Medicine and General & Vascular Surgery.

DR. THOMAS R. ELLIOTT

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calendar

... from page 12 October 14 Monday October 22 Tuesday

Tucson Community Stroke Support Group, 10 a.m. to 11 a.m., University of Arizona Medical Center, Cafeteria Dining Room C, 1501 N. Campbell Ave., free but reservations required, 626-2901. For stroke survivors and caregivers to learn more about stroke, to find positive solutions to shared concerns and to unite in support of each other.

October 15 Tuesday Tucson Organic Gardeners Monthly Meeting, 7 p.m., St. Mark’s Church, 3809 E. Third St., free, 6709158, www.tucsonorganicgardeners.org. This month’s program is “Become a Wise Non-GMO Consumer” by Melissa Diane Smith, holistic nutritionist, health educator and author.

Introduction to Computers, 8:30 a.m. to 10:30 a.m., Valencia Branch Library, 202 W. Valencia Rd., free but registration required, 594-5390.

October 23 Wednesday Compassion Training as a Path to Genuine Happiness, 6:30 p.m., Fox Tucson Theatre, 17 W. Congress St., free, tickets available on day of lecture only, 624-1515, www.foxtucsontheatre.org.

October 24 Thursday Paul Rodriguez, 7:30 p.m., Fox Tucson Theatre, 17 W. Congress St., $35 to $65, 624-1515, www. foxtucsontheatre.org.

October 16 Wednesday

October 25 Friday

Pursuing and Finding Happiness, 6:30 p.m., Fox Tucson Theatre, 17 W. Congress St., free, tickets available on day of lecture only, 624-1515, www.foxtucsontheatre.org.

Friends of the Oro Valley Public Library Book Sale, 10 a.m. to 5 p.m., Oro Valley Public Library, 1305 W. Naranja Dr., Oro Valley, free admission, 594-5672. There will be more than 20,000 books including such categories as art, children, history, humor, literature, mystery, romance, southwest, sports, CDs, DVDs and much more.

October 17 Thursday The American Legion Auxiliary, Oro Valley Unit 132, 6:30 p.m. to 7:45 p.m., Golder Ranch Fire District—Linda Vista Station, 355 E. Linda Vista, Oro Valley, free, 229-1064, www.ovunit132.info. The group is actively seeking new members. It is open to mothers, wives, daughters, sisters, granddaughters or a step-relative of someone (living or deceased) who has served in a military conflict.

October 18 Friday A Taste of Nourish Benefit, 6:30 p.m. (silent auction and refreshments), 8 p.m. (film screening of “Like Water for Chocolate”), Fox Tucson Theatre, 17 W. Congress St., $35, 624-1515, www.foxtucsontheatre.org.

October 19 Saturday Alzheimer’s Association’s Walk to End Alzheimer’s, 7:30 a.m. (registration), 9 a.m. (walk), Reid Park, 900 S. Randolph Way, by donation, 322-6601.

The Walk To End Alzheimer’s is the Desert Southwest Chapter’s main fundraising event. The walks showcase the work of the association nationally and locally and bring attention to the way Alzheimer’s touches everyone.

October 20 Sunday Ricky Skaggs and Bruce Hornsby with Kentucky Thunder, 7 p.m., Fox Tucson Theatre, 17 W. Congress St., $39 to $108, 624-1515, www.foxtucsontheatre.org.

October 21 Monday Sweater Nanas, 9 a.m. to 12 p.m., Joyner-Green Valley Branch Library, 601 N. La Canada Dr., Green Valley, free, 594-5295.

October 26 Saturday Halloween Potluck and Dance, 6 p.m., Singles and Friends Inc., 2447 N. Los Altos Ave., $8, 623-7875, www. singlesandfriendsinc.com. Prizes for best costumes; bring a dish to share. Entertainment is music by Katz N Jammer Band.

October 27 Sunday NAMI Expressive Arts Group, 1 p.m. to 5 p.m., Joel D. Valdez Main Library, 101 N. Stone Ave., call for charge, 594-5500.

October 28 Monday Sweater Nanas, 9 a.m. to 12 p.m., Joyner-Green Valley Branch Library, 601 N. La Canada Dr., Green Valley, free, 594-5295.

October 29 Tuesday Introduction to Online Travel, 8:30 a.m. to 10 a.m., Dusenberry-River Branch Library, 5605 E. River Rd., free but registration required, 594-5345. Join the group has it explores various travel websites for planning and purchasing hotel rooms, airline tickets and more.

October 30 Wednesday How Our Surroundings Influence Happiness and Health, 6:30 p.m., Fox Tucson Theatre, 17 W. Congress St., free, tickets available on day of lecture only, 6241515, www.foxtucsontheatre.org.

October 31 Thursday Happy Halloween from all of us at Lovin’ Life After 50!

page 14 : : Lovin’ Life After 50 : : October 2013

THIS IS AN AdverTISemeNT

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Get answers to your Medicare questions at a FREE Medicare Solutions Seminar.

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Call 1-888-273-4093, TTY: 711 *Free gift without obligation. Blue Cross Blue Shield of Arizona (BCBSAZ) Medicare Supplement and BCBSAZ Medicare Part D plans will be discussed.

For accommodation of persons with special needs at sales meetings, call 1-888-273-4093, TTY: 711, daily, 8 a.m. – 8 p.m. By registering for this seminar, a sales representative may contact you. A sales person will be present with information and applications. Blue MedicareRxSM (PDP) is a Prescription Drug Plan with a Medicare contract. Enrollment in Blue MedicareRx depends on contract renewal.

This information is available for free in other languages. Please call our Customer Service number at 1-888-273-4093, TTY users call 711, from 8 a.m. to 8 p.m. daily, local time.

Esta información está disponible de forma gratuita en otros idiomas. Comuníquese con nuestro Servicio al Cliente al 1-888-273-4093 (los usuarios de TTY deben llamar al 711) de 8 a.m. a 8 p.m., hora local, todos los días.

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S6506_090913_B01c CMS Accepted 09/22/2013 October 2013 : : Lovin’ Life After 50 : : page 15

entertainment ... answers on page 29 Even Exchange by Donna Pettman Each numbered row contains two clues and two answers. The two answers differ from each other by only one letter, which has already been inserted. For example, if you exchange the A from MASTER for an I, you get MISTER. Do not change the order of the letters.

Sudoku Time Place a number in the empty boxes in such a way that each row across, each column down and each small 9-box square contains all of the numbers from one to nine.

DIFFICULTY THIS MONTH H H H H Moderate HH Challenging HHH HOO BOY! HHHH Put on your helmet!

SCRAMBLERS

Across 1. Mineral springs 5. Kind of star 9. Shirks work 14. Marquee 15. They may hold gold 16. Ill-suited 17. All wound up 18. Undiluted, as whiskey 19. Not grand 20. Arizona architect who created Arcosanti 23. Live down 24. Sought office 25. Give permission to 28. K-12 volunteers 29. Novelist’s need 32. Whirring sound 33. Illegal firing 34. Computer hazard 35. Historically this is what made Arizona a US territory 40. Broadcast component 41. Ordinary 42. Five-time U.S. Open champ Steffi 43. “Fiddler on the Roof” setting 45. Nest egg for short 48. Suppose 49. Kind of ball or stick 50. Rent check payee 52. Tucson mayor who coined the term “The Old Pueblo”, Bob _____ 55. Cello’s smaller cousin 59. “The Long and Winding ---” 60. Mil. stockpile 61. Whale types 62. HS math course 63. Glance from Groucho 64. Separate through percolation 65. Dried up 66. Misses the mark

Unscramble the letters within each rectangle to form four ordinary words. Then rearrange the boxed letters to form the mystery word, which will complete the gag!

Remark

IMONENT Needed

TAVIL Adjust

GL AIN Advise

FINOT Y

page 16 : : Lovin’ Life After 50 : : October 2013

Crossword by Myles Mellor

Down 1. Come through in a big game 2. Hairsplitter 3. Country north of Namibia 4. Pens and needles 5. “Tommyrot!”

6. It comes in black and white 7. Schnitzel ingredient 8. Behind the ship 9. Plant with purplish blue flowers 10. ___-track mind 11. “To the rear, Admiral!”

12. Like a triathlete 13. Swine home 21. Exceed the limits 22. Dustcloth 25. The euro replaced it 26. Joule divisions 27. Branch headquarters?

30. Mafia boss 31. Data 32. Inlaid furniture decoration (Var.)

33. “Yeah, right!”

34. Fisherman’s gadget 35. Pranks 36. Saintly glow 37. When zero hour occurs 38. Get mileage out of 39. Ann ____: Lincoln fiancee 43. Go after, in a way 44. Centers 45. Chemically related compound 46. Tenant 47. Passions 49. Don’t go together 51. Shallow depression 53. Sprinted 54. It really grows on you 55. TV control: Abbr.

56. Emotion for someone steamed or fuming 57. Mozart’s “L’___ del Cairo” 58. Anita Brookner novel, “Hotel du ___”

entertainment To enter simply: F

rivia Contest

ew things can scare us at our age.

We’ve seen our children break bones, wars come and go and of course, lines on our face appear overnight.

It sends chills down our spine just remembering those events. Boogeymen and bumps in the night, try as they may, have nothin’ on these crow’s feet.

Still, Halloween is just around the corner. As the little goblins in your life dress up and make their rounds around the neighborhood requesting candy donations, it’s important to keep in mind that “trick” is also an option in a “trick-or-treat” scenario.

So it’s time to hand it to history’s best tricksters. You might consider yourself a practical joker, but your whoopee cushion is small beans compared to these infamous scoundrels.

Trivia–Famous Tricksters

1 2 3 4 5

What relatively recent media stunt made a young boy say “You guys said… we did this for the show?”

Some conspiracy theorists believe Paul McCartney was replaced with a double after he “died” in 1966. What do they call the version of Paul McCartney that performs today?

What is the name of the “first and only female pope,” a hoax that was disproven and a story that is considered anti-papal satire?

On a sheet of paper list the correct answers in order 1 through 5.

Include your full name, mailing address, phone number and an email address (if you have one).

...for our FREE: •Monthly Lectures •Screenings •Demonstrations and Special Events Designed to help you live a healthier, happier, more active lifestyle.

Mail your trivia contest entry to: Lovin’ Life After 50 Attn: Trivia Contest 3200 N. Hayden, Suite 210 Scottsdale, AZ 85251 Or email your entry to: trivia@lovinlifeafter50.com The deadline for entry is the 15th of each month. Please be sure to have your entry postmarked by that date.

If you’re a winner in our drawing we’ll contact you via telephone. Good luck!

Unless noted, events take place at El Dorado Health Campus.

Go to www.tmcaz.com/CommunityCalendar for details about all of our upcoming events.

Thurs., Oct. 3

Alzheimer’s Education Series: Communication at Every Stage

A One-night stay at InnSuites, valid at several Southwest cities, awarded to two winners.

Wed., Oct. 9

Senior Action Day • Let your voice be heard!

9:00am – 11:00am

Engage in a discussion on issues of importance to seniors in our community. Event held in Cafeteria.

September 2013 Winners

Wed., Oct. 9

Neurological Lecture: Peripheral Neuropathy

Contest Prizes

One-night stay at InnSuites, valid at several Southwest cities Maria Gallardo Lorraine Creston

Last Month’s Answers

1 2

Common lore says Harry Houdini died after a McGill University student reportedly delivered some vicious blows to his abdomen before a Detroit performance. What actually killed him?

What was the name of the radio program that accidentally convinced the listening public that aliens invaded Earth?

Mark your calendar...

3 4 5

It took Thomas Jefferson 17 days to write the Declaration of Independence.

Napoleon Bonaparte was the military ruler who famously wrote to his sweetheart: “I wake filled with thoughts of you. Your portrait and the intoxicating evening which we spent yesterday have left my senses in turmoil. Sweet, incomparable Josephine, what a strange effect you have on my heart!”

1:30pm – 3:30pm

2:00pm –3:30pm

Thurs., Oct. 10 5:30pm – 6:30pm

David J. Teeple, MD

Orthopaedic Lecture: Physical Medicine for Neck and Back Pain Management Scott D. Goorman, MD - Physiatrist

Tues., Oct. 15

Poison Prevention & Medication Safety

Mon., Oct. 21

Stroke Education Series: Advances in Stroke Rehabilitation

10:00am – 11:00am

10:00am – 11:00am

Tues., Oct. 22

9:00am – 11:00am

Jennifer Dessent, PhD

Elder Law: Effective Use of Wills, Trusts, and Powers of Attorney

RSVP 324-4345

Pre-registration is required.

For more information call 324-1960.

Albert Einstein sent FDR a letter about the probability of creating nuclear bombs.

The world’s most expensive letter, sent from George Washington to his nephew, sold at auction for $3.2 million in 2009.

Martin Luther King Jr. sent an open letter addressed to “Fellow Clergymen” from his jail cell in 1963.

TMC Healthy Living Connections Seniors Classrooms El Dorado Health Campus 1400 N. Wilmot Road

www.tmcaz.com When you choose a hospital...

Choose Well

October 2013 : : Lovin’ Life After 50 : : page 17

home Nanaimo Bars

1 cup shredded coconut (sweetened) 1/2 cup walnuts or pecans, coarsely chopped

: : by Jan D’Atri

I

wish I had known about this treat years ago when I was living in British Columbia, where it originated. (I was going to school at the Conservatory of Music in Victoria, and on the weekends my fellow classmates and I would drive up Vancouver Island to Nanaimo, a quaint and picturesque town on the waterfront just to get away from it all.)

Little did I know then, as relatively few people know now, that it’s the home of the original Nanaimo Bar, a decadent, delicious no-bake three layer cookie bar that takes only one bite to win you over for a lifetime. Yes, it’s that good, with a bottom layer of packed chocolate, nuts, graham crackers and coconut. The

filling is a creamy layer of custard butter icing, and if that’s not enough, the top layer is a rich, firm chocolate!

The Nanaimo Bar has been called Canada’s Favorite Confection and for years the recipe was imprinted on souvenir tea towels and aprons. I remember seeing it when I strolled around town, but it wasn’t until years later that I remembered its goodness.

I think you’re going to like the Nanaimo Bar! This favorite from our friends to the North definitely raises the bar on a chocolaty layered treat.

Nanaimo Bars

Bottom Layer 1/2 cup (1 stick) butter, room temperature 1/4 cup granulated sugar 1/3 cup (5 tablespoons) unsweetened cocoa powder 1 egg, slightly beaten 1 teaspoon pure vanilla 2 cups graham cracker crumbs

Middle Layer 1/4 cup butter, room temperature 3 tablespoons cream 2 tablespoons custard or vanilla pudding powder 2 cups powdered sugar 1 teaspoon vanilla

Middle Layer (Filling) With a mixer, cream butter. Add in remaining ingredients and beat until light and fluffy. (If mixture is too thick, add another tablespoon of cream.) Spread filling over the bottom layer and refrigerate until firm, 15-20 minutes.

Top Layer 4 squares (4 oz) gourmet dark chocolate or 4 oz. semi-sweet chocolate chips 2 tablespoons butter

Topping: Melt chocolate and butter together in a saucepan or double boiler. Do not burn. Spread gently over the filling.

Refrigerate.

Directions: Bottom Layer: In a saucepan over low heat, melt the butter. Stir in the sugar and cocoa powder until blended. Whisk in the beaten egg, stirring continually until the mixture thickens, about one minute. Remove from heat and stir in the vanilla, graham cracker crumbs, coconut, and chopped nuts. Mix well, and then press mixture evenly and firmly into approximately a 9-inch square pan. Cover and refrigerate until firm (about 30 minutes).

Tips for Serving Because the top chocolate layer will get rather hard, you may want to score the chocolate where you’ll be cutting it into bars before you refrigerate for the final time. The 9-inch square makes about 12 squares.

This recipe works well as bite-sized pieces, too. Keep the pan of bars chilled and cut into it with a knife that is heated by dipping it into a container of hot water. Wipe knife down to dry after each dipping.

Check out www.jandatri.com for great recipes, stories and cool places we’re visiting! Come back often!

Drawings

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200 WINNERS! OCT 1 - 28

520-294-7777 | DDCAZ.COM See the Rewards Center for details. Diamond Rewards Card necessary to participate. Must be 21 to enter bars and gaming areas.

Management reserves all rights to alter or cancel without notice. Please play responsibly. An Enterprise of the Tohono O’odham Nation.

page 18 : : Lovin’ Life After 50 : : October 2013

www.lovinlifeafter50.com

home

Home Improvements for Growing Multi-Generational Households T he American family continues to evolve, with multiple generations living under the same roof in more households than any time since the Great Depression. Of America’s 76 million households, 5.6 percent (4.3 million) were multi-generational as of 2011, according to the U.S. Census Bureau. Homeowners are finding it’s more important than ever to ensure every home improvement project delivers benefits for every member of the family—children, parents and grandparents.

Whether your family grows with the birth of a child or because a grandparent has moved in with you, here are some home improvement projects that are multi-generational family-friendly: Adding/Updating a Bathroom Few household situations are as

stressful as too many people sharing just one or two bathrooms. If your home population is growing, but you’re still making do with too few bathrooms, adding a bath or upgrading an existing one can make life more pleasant for everyone. What’s more, it’s a smart investment of your renovation dollars.

If you decide to sell your home down the road, you can expect to recoup about 53 percent of the construction cost for a modest bathroom addition, according to Remodeling Magazine’s Cost vs. Value report. And a modest bathroom remodel recoups about 64 percent of your investment.

Finishing a Basement or an Attic Bonus Room If you’re looking for more usable living space, finishing a basement or attic bonus room is almost always easier than adding square footage to

ARE YOU ARIZONA’S NEXT MILLIONAIRE? With more than 2,000 prizes, including $1 million cash, the Health & Wealth Raffle returns this fall The Health & Wealth Raffle, benefiting Barrow and St. Joseph’s, is back with great odds to win more than 2,000 amazing prizes. You could win $1 million cash, a 2013 Lexus GS 350 F Sport, a dream vacation valued at $10,000 and unique experiences you won’t find anywhere else.

“The Raffle is a unique fundraiser that lets everyone have a little bit of fun, while helping raise much-needed funds for Barrow and St. Joseph’s,” said Terri Hoffman, Health & Wealth Raffle director.

“From hiking Machu Picchu to winning a 2013 Harley-Davidson, we really have a prize for everyone.”

The Health & Wealth Raffle is more than just prizes. Since its founding, the Raffle has contributed more than $50 million to Barrow and St. Joseph’s. Dollars raised by the Raffle support research into new lifesaving medical care, education for young doctors and nurses, and health care services, both in the hospital and throughout our community.

Barrow performs more brain surgeries and trains more neurosurgery residents than any other hospital in the country.

Its physicians and scientists collaborate on research aimed at improving patient care and developing cures for some of humankind’s most devastating diseases.

“With 50 years of accomplishment behind us, Barrow Neurological Institute is poised for even greater achievements in the future,” said Dr. Robert Spetzler, director of Barrow Neurological Institute.

“Technological advancements and our expanding knowledge of genetics will enable us to make even greater strides in research, medical education and patient care.”

“The Raffle’s tagline – Great Odds. Great Cause. – taps into the heart of the Raffle because it’s your chance to change not only your life, but also the life of a patient,” said Terri.

www.lovinlifeafter50.com Job #: 087234.01

your home. A finished existing area can be a versatile investment, affording you the space to add a bedroom, bathroom, recreational room, home office or even a second kitchen a la inlaw suite style. Upstairs, finishing an attic bonus room can provide a welllit and airy retreat with the inclusion of fresh air skylights. Downstairs, advances in basement finishing technology have compressed the timeframe of this once pricey and drawnout home improvement. Remodeling Magazine says a basement renovation pays back more than 70 percent of its cost at the time of resale.

Healthful Upgrades The quality of light and ventilation in our home speaks directly to the safety and health of its occupants.

Aging eyesight often needs better lighting, and poor indoor air quality can affect everyone’s health, but especially that of young children with respiratory ailments such as asthma.

One improvement that addresses both concerns, is a skylight. When opened, an Energy Star-qualified fresh-air skylight, like those made by Velux America, can help exhaust stale

This fall, the Raffle has a number of unique experiences included in its prize mix. Here are a few of these unique prizes: • Desert Botanical Garden Exclusive Membership – includes admission to Las Noches de las Luminarias, Chihuly Exhibit and annual passes for two • Travel to an Arizona Cardinals’ away game – includes airfare, hotel and game tickets for two • Join the stars at Celebrity Fight Night – includes a walk on the red carpet and limo service for two • Join world-renowned brain surgeon Dr. Robert Spetzler during live surgery at Barrow Neurological Institute THE THREE GRAND PRIZES ARE: • First place: $1,000,000 cash • Second place: $200,000 cash • Third place: 2013 Lexus GS 350 F Sport, plus cash Participants who enter by midnight, Thursday, October 17, are also entered to win additional prizes, including the following: • 2013 Harley-Davidson Softail Slim motorcycle – includes private riding lesson plus cash • $25,000 Cash • St. Thomas, Virgin Islands, tropical vacation – includes five nights in a four-star hotel plus airfare for two

Ref #: 082576.03 Client: SJHWR Desc: Fall 2013 Lovin Life After 50 Editorial Ad Size: 10” x 5.4” Color: 4C

unhealthy indoor air and bring fresh air into your home. Skylights especially make sense if you’ll be creating more inexpensive living space by finishing an attic.

Upgrading Key Appliances Whether the hot water heater shudders when your teenager takes a shower or the furnace just can’t work hard enough to keep grandma warm in winter, upgrading key appliances in your home can significantly improve the comfort of its occupants. What’s more, replacing older appliances with new ones can help you save money on your utility bills over the life of the product. Replacing an old water heater, furnace or air conditioner with an Energy Star-certified product can trim utility bills significantly.

In addition, if you install a residential solar water heating system, you could qualify for federal as well as state tax credits and other incentives.

You can find a calculator to help tally the potential payback on a solar water heating system and a federal tax credit estimator to calculate your savings on new or replacement solar powered skylights at www.veluxusa.com.

• Andrea Bocelli concert plus a night

on the town in style – includes concert tickets, limo service and $150 Fox Restaurant certificate for two To date, the Raffle has awarded more than 134,518 prizes to Raffle participants, including 28 homes, 476 trips, 502 vehicles and more than $17.5 million cash.

Remember, the sooner you enter, the more prizes you’ll be eligible for. Entry deadlines for the drawings are: • Oct. 17, midnight for Early Draw deadline • Oct. 30, midnight for the Final Draw to win grand prizes, and more than 2,000 other amazing prizes Tickets are $100 each with a limited number of three packs for $250. Don’t miss out on your chance to win. Support Barrow and St. Joseph’s and purchase your tickets at HealthWealthRaffle.org or call 1-866-658-4068.

HealthWealthRaffle.org | 866.658.4068 PURCHASE TICKETS BY OCTOBER 30

October 2013 : : Lovin’ Life After 50 : : page 19

Everyday Andy, Joey, and Bob win kudos from you with music that will have you singing all day... set your radio dial to KGVY. Andy Taylor 5:30am-10am

Joey Lessa 10am-2pm

Bob Kale 2pm-7pm

Bill Mortimer Sundays and Mondays

KGVY1080 has the widest variety of music to be found on the radio dial.

Eagles, Beatles, Elton John, Beach Boys, Four Seasons, Carpenters, Fleetwood Mac Music isn’t all you can hear on KGVY. Listen to your local community radio station for local news, weather, traffic and upcoming events.

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Understanding Deaf Culture ::by Beca Bailey

I

t is estimated that there are more than 55 million people in the United States who are experiencing some degree of hearing loss. In Arizona, there are more than 700,000 people who are deaf or hard of hearing and more than 20,000 who are culturally deaf.

But being deaf means a lot more than not being able to hear. It is about being a part of another culture, one that many hearing individuals don’t recognize. People who are deaf have their own language—American Sign Language or ASL—and are a part of a community that at times has different social norms.

People should understand that deaf individuals are equally as capable, able and intelligent as hearing individuals. And while there may be a difference in the way those that are deaf communicate, it is not a handicap or disability.

There are many myths about the deaf culture that are important to understand.

Myth: You need to talk louder and use more gestures when trying to communicate with a deaf individual.

Fact: While talking louder may work for some hard-ofhearing individuals, those with complete hearing loss will not be able to tell if you raise the volume of your voice.

Overexaggerated gestures are not needed and can make it more difficult to understand your body language.

Myth: All deaf people can read lips.

Fact: Although some deaf individuals are skilled lip-readers only 30 percent of spoken English is visible through lip reading.

Myth: People who are deaf cannot speak.

Fact: Most people with hearing loss are able to speak. Some individuals speak very well and choose to do so in conversation with hearing individuals, while others simply choose not to speak if they believe they may be hard to understand.

Myth: Deaf individuals are not as smart as hearing individuals.

Fact: There is no correlation between the ability to hear and intelligence.

This is a highly offensive assumption of the deaf community.

The 2013 Arizona Deaf Festival, in partnership with the Arizona Commission for the Deaf and the Hard of Hearing (ACDHH) and Arizona Relay Service, will take place from 9 a.m. to 5 p.m. Saturday, Nov. 2, at Virginia G. Piper Sports and Fitness Center, 5031 E. Washington St.. The event is free.

The Arizona Deaf Festival is about raising awareness about deaf people and their culture and promoting the positive aspects of being deaf. As we (the deaf community) continue

to face a variety of issues of barriers and oppression, we need to continue in being proactive with our actions, show pride in our identity as a deaf individual, and constantly embrace and cherish the uniqueness of deaf culture.

Join ACDHH and Arizona Relay Service in celebrating deaf awareness in recognizing the past, present and future contributions and achievements that have paved the way to where we are today.

For more information on the events taking place during the 2013 Arizona Deaf Festival, visit www.azdeafestival. org.

Beca Bailey is a deaf specialist with The Arizona Commission for the Deaf and the Hard of Hearing. For more than 15 years, since July 2004, Bailey has worked with the deaf community in many different roles. Information and referral, community development and outreach education are among the services she helps provide.

By informing deaf and hard of hearing individuals about their rights and the laws and programs available to support those rights, they, too, can become empowered as self-advocates.

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The Affordable Care Act: How it Will Impact Seniors

By Alison Stanton

See what PEOPLE are TALKING about

ike many seniors in Arizona, Joyce Walther has some concerns about the new Affordable Care Act (ACA), also known as Obamacare. Although the 62-year-old Tempe resident is getting benefits through her work, she says she is worried that her employer may decide to drop coverage as it may not meet the requirement, or it may too expensive for the new program.

“Being a cancer survivor, I am very concerned that if I am forced to the exchanges, my coverage will be limited and very expensive,” Walther says, adding that she is also concerned that she may not be able to keep seeing her oncologist. “I had a high rate of reoccurring cancer and so this is or could be life or death for me...It all sounds very confusing and chaotic to me at this point. I definitely do not like the wait and see prospects.”

Walther is not alone in her concerns. From wondering what the mysterious-sounding marketplace and “donut hole” mean, to worrying if their Medicare or Medicaid benefits will change, many area seniors want to know how the ACA will impact them, their health care and their wallets.

With that in mind, Lovin’ Life After 50 has asked local experts to weigh in on how the ACA will affect senior citizens, especially those on Medicare and Medicaid.

Medicare “People who are on Medicare will not need to do anything different under the ACA,” says Jaime Perikly, COO of Health Choice, a provider-owned, managed care organization that delivers health care services ...continues on page 24

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Affordable Care Act... from page 22

to its members. “The enrollment process and enrollment change periods stay the same. Their options to choose traditional Medicare or a Medicare Advantage plan, as well as a supplemental plan, also stay the same.

For people who are new to Medicare, they will follow the same processes currently in place to enroll and choose their options.”

However, the Marketplace will not be open as a Medicare replacement, says Shay Bierly, SPHR for MJ Insurance Inc. in Phoenix.

“There has been a lot of confusion about this, because the Marketplace open enrollment period will mirror the Medicare open enrollment,” says Bierly.

‘Traditional Medicare,’ Medicare Parts A and B Seniors who are currently covered under traditional Medicare Part A and Part B programs will receive additional benefits because co-payments and deductibles for preventive services and screenings/wellness exams for various conditions will be eliminated, says David Weissman, an attorney from Rose Law Group in Scottsdale.

“In addition, premiums for these plans have been fixed through 2017, following just a small increase in 2013,” he says.

Alan Leafman, a health insurance expert and owner of Health Insurance Express in Mesa, says he anticipates that Medicare Parts A and B will be very minimally impacted by the ACA. “Of course, as has been the case nearly every year since Medicare’s inception, benefits under Medicare A and B will be decreased—through higher deductibles, hospital copayments and cost sharing—each year. This means that the need for Medicare supplemental coverage, sometimes referred to as Medigap coverage, will be increasingly more important.”

Supplements are available in a number of different forms of coverage that were standardized by the federal government many years ago, Leafman

adds. These supplement forms use letter designations “A – N” and the plans do not vary from insurance company to company. This standardization makes it easier for consumers to shop plans on price, he says.

“Additionally, since between 10,000 and 11,000 people per day are aging into Medicare, a trend that will continue through the year 2029, more insurance companies continue to enter into the Medicare supplement marketplace,” Leafman says. “Demand for Medicare supplement plans is being further accelerated by the fact that many employers are dropping or increasing the cost of retiree medical benefits, forcing more consumers into Medicare.”

These factors have created healthy competition among insurance carriers and the beneficiaries of this competition are consumers, Leafman notes, adding that unlike health insurance plans for younger people, there are virtually no differences from insurance company to company in the area of claims payment practices for Medicare supplements.

“This is a qualitative concern of consumers but it is largely unfounded because the insurance companies offering Medicare supplements agree with Medicare to automatically pay their portion of any claims that are approved by Medicare.”

which are an alternative to Traditional Medicare, also cover preventive services, and in nearly all cases these services are also covered at no additional cost,” Leafman says, adding that these plans do use physician networks, and services must be provided by a network physician or medical facility.

Medicare Part C – Medicare Advantage Plans Those who are in Medicare Advantage (Part C) plans, which are private insurance Shay Bierly of MJ Insurance Inc. in Phoenix, plans that expand on traditional says that the Marketplace open enrollment government-provided Medicare, period under the new Affordable Care Act will likely face higher premiums will mirror the Medicare open enrollment process. and reduced benefits due to Just like Traditional Medicare, upcoming reductions in the funding participants in Medicare Advantage provided by Medicare to these private plans are still required to pay the plans, Weissman says.

In addition, he feels that dramatic Medicare Part B (outpatient coverage) cuts in general Medicare funding— premium, which is approximately more than $700 billion between 2013 $110 per month for most Medicare and 2022—will impact reimbursements participants. to physicians, clinics, hospitals, skilled nursing services, home health care Medicare Part D - Prescription Drug Coverage providers and others.

Perikly says the ACA will bring “This has caused both uncertainty and concern regarding the availability some changes to the prescription drug of adequate medical services for deductible and to what is commonly seniors as these cuts are implemented,” called the “donut hole”—the gap Weissman says, adding that as is the between the initial prescription drug case with many aspects coverage limit and when prescription of the ACA, only time drug spending is high enough that coverage begins again. will tell.

“Medicare beneficiaries who have Although Leafman is aware of the speculation higher spending for prescription drugs about increasing costs may spend less in 2014. Beneficiaries and/or decreasing will enter the donut hole sooner, but benefits for Medicare will leave the donut hole faster and Advantage plans as a will have a larger discount while in the consequence of the donut hole,” Perikly says, adding that ACA, he feels there is this will be 28 percent in 2014 versus little concrete evidence to 21 percent in 2013.

In addition, Weissman says the validate these concerns.

“Today more than one donut hole will be gradually phased out of four people on out through discounts on prescription Medicare participate in drugs until closed in 2020.

“Most indications are that this a Medicare Advantage plan. Many of aspect of the ACA has been received these plans are offered by the insurance favorably,” he notes. companies for little to no monthly cost, Overall, Leafman says, one of the largely because they are funded by Medicare,” he says. “Participants in ACA’s major initiatives is the reduction these plans have chosen to accept the in out-of-pocket costs for prescription restrictions of a provider network, and medications.

“Initially, those who have exhausted possibly higher copayments for service, in return for little to no monthly cost of their first tier of Part D benefits and have entered the ‘donut hole’ will coverage.”

“There are nearly 600,000 nonelderly individuals in Arizona who currently, or will very shortly qualify for Medicaid, double the number of currently covered individuals.”

Although Leafman says it is not too well known, “Traditional Medicare”, or non-PPO or HMO Medicare, also offers a no-cost initial wellness visit, including a basic vision test, within 12 months of enrolling in Medicare Part B. Thereafter, annual wellness visits are also covered at no cost.

“Medicare Advantage Plans (Medicare Part C, HMO/PPO plan)

page 24 : : Lovin’ Life After 50 : : October 2013

www.lovinlifeafter50.com

receive discounts averaging 50 percent on their medications until they have completed their tier two coverage under Medicare Part D,” he says, adding that the discount percentages will be phased in over time, starting at only 21 percent on generic medications in 2013. “The covered percentage of costs for brand name drugs is higher and by 2014 it will reach 52.5 percent for brand name drugs and 28 percent for generics.”

Just like Medicare supplemental plans, Medicare prescription plan competition is also heating up, Leafman notes. “The unprecedented number of Baby Boomers aging into Medicare has created a growing market in opportunity for insurance companies. Consumers are encouraged to shop their Part D coverage during open enrollment each year in order to monitor their total cost of prescription medication,” he says, adding that personalized comparisons of plans, based on each individual’s medications are available at: www.medicare.gov or through most pharmacies.

Medicaid Arizona is one of 26 states that have chosen to move forward with Medicaid

www.lovinlifeafter50.com

expansion. This expansion will bring new federal funds to Arizonans, Leafman adds, many of whose lives will be greatly improved by easier access to medical care. “There are nearly 600,000 nonelderly individuals in Arizona who currently, or will very shortly qualify for Medicaid, double the number of currently covered individuals. Putting this into perspective, 23 percent of Arizona’s population is uninsured.”

The federal law sought to extend Medicaid to all people who earn less than 138 percent of the federal poverty level, which equates to just under $16,000 for an individual and $32,500 for a family of four based on current guidelines.

This expansion, plus premium subsidies through the public marketplace for those whose household incomes are less than 400 percent of the federal poverty level, Leafman adds, will greatly enhance the availability and affordability of health care for hundreds of thousands of Arizona residents. “It is important to note that the federal government will fund 100 percent of the Medicaid expansion for the first three years of the program,” he says, noting that federal funding will

then gradually decrease to the ultimate level of 90 percent by the year 2022.

For seniors who are currently on Medicaid, Perikly says, it is important that they renew their eligibility to maintain their benefits. “Seniors who lose eligibility can find new options for health coverage on the Health Insurance Marketplace.

People whose household income is between 100 and 400 percent of the poverty line are eligible for financial assistance to purchase health insurance in the Marketplace.”

What impact will the ACA have on seniors’ wallets?

Jaime Perikly, COO of Health Choice, Seniors who are eligible for a provider-owned, management care Medicare can choose from organization, says that people who are traditional Medicare with on Medicare will not need to do anything a Prescription Drug Plan, a different under the Affordable Care Act. “There are also options for assistance Medicare Advantage Plan or a Medicare Advantage with Prescription with Medicare premiums for seniors who are eligible for both Medicare and Drug Plan, Perikly says.

While traditional Medicare offers Medicaid, called dual eligible,” Perikly flexibility in service area and provider says. “Medicare Advantage plans networks, she says Medicare Advantage designed for seniors who are dual ...continues on page 26 plans may offer financial savings.

October 2013 : : Lovin’ Life After 50 : : page 25

Affordable Care Act ... from page 25 Den tal

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HMOs which Assume Responsibility for Medicare Coverage Company

CareMore Value Plus (HMO) (Available in Pima County)

Health Net of Arizona Health Net Ruby Select

Humana Gold Plus POS- 009

(HMO) (Available in Pima County Only)

(Available in Pima, Cochise county and parts of Pinal County)

Premium or Subscription Charges

$0

$0

$0

Registration or Policy Fee

NONE

NONE

NONE

Pre-existing Health Conditions

ESRD otherwise no pre-existing conditions or limitations.

Not available for patients with end-stage renal (kidney)disease.

Not available for those with end-stage renal (kidney)disease unless already a health plan member.

Costs on Entry to Hospital

Day 1 - 5: $200 Copay per day; Day 6 - 90: $0 Copay per day

$175/day, days 1-5, $0/day, days 6-90

You pay $260 each day for days 1-7, $0 each day for days 8-90

Maximum Period of Coverage for Any One Benefit

Out-of-Pocket maximum $3,400

Unlimited days for inpatient hospital. 100 days per benefit period for SNF. 190 lifetime days for inpatient mental health.

Hospital - Unlimited number of authorized, medically necessary days. Other limitations may apply for other benefits.

Skilled Nursing Facility

Day 1 - 20: $0 Copay per day; Day 21 - 100: $75 Copay per day

$25 per day for days 1-20. You pay $100 per day for days 21-100.

There is a limit of 100 days for each benefit period.

Days 1 - 20: $25 copayment per day Days 21 - 100: $152

Medical Coverage for Part B

Members must continue to pay Medicare Part B premium

Members must continue to pay Medicare Part B premium.

Members must continue to pay Part B premium to Medicare

Physician care for hospital or office services, surgery, anesthesia, X-ray, laboratory, injections, splints, casts, dressings, physical and speech therapy, radiology, ambulance, prosthetics, etc.

$0 primary care, $0 - $35 specialist, $0 lab services (diagnostic), $15 X-rays, $150 outpatient CT / MRI / PET, durable medical is a tiered benefit $0 copay for items $0 - $499 per item per month, 20% co-insurance for $500 plus per item per month, $65 ER (waived if admitted), $15 urgent care, $10,000 max coverage out of the country, $195 ambulance, $75 ambulatory surgical center.

You pay $0 for preventive care; $0 copay for each visit to your primary care physician, $30 for specialist visit;$15 for x-rays, $0 for lab services; $350 copay for ambulance; $175 for outpatient surgery hospital/ $125 Ambulatory Surgery Center (ASC).

Primary care physician =$4; specialist=$45;surgical and nonsurgical=$160-$210; rehab=$45 - $50; ambulance=$275; diagnostic tests, x-rays and lab services=$0-$210

Outpatient Prescription Drugs

Tiers 1 - 6 Tiered benefit: Tier 1 starting at $0

Tier 1 =$0 Tier 2=$12 Tier 3=$44 Tier 4=$95 Tier 5=33 percent Tier 6= 0. ICL=$2850

Preferred generics=$0 retail ($0 at preferred mail order pharmacy - 90 day supply), $10 Non-preferred generics - preferred brand=$45, non-preferred brand=$95, specialty=33% - (generic and brand) for 30 day supply at retail pharmacy up to Medicare defined initial coverage limit. Only select drugs covered in the gap

Renewability of Contract

Annually Renewable

Contracts with CMS are reviewed yearly.

Medicare Advantage contracts are renewed annually.

Travel Restrictions Out of Area

Urgent and emergency care, same as co-pays apply as in the service area. Max out of country benefit of $10,000

$65 copay for emergency room (waived if admitted to hospital).

Worldwide coverage.

Major Options Available from Company

4 CareMore Care Centers Specialized programs like: Healthy Start, Fall Prevention, Diabetic Education and Management, Foot Care, and Blood Pressure Monitoring. Work-out facility on the premises at Care Center, routine podiatry by appointment, lenses and frames every 2 years.

Other CareMore Health Plans Available: *Special Needs Health Plans Available: Diabetes HMO, Breathe HMO, Heart HMO, Touch HMO * StartSmart HMO Health Plan ($49 Part B premium reduction & Silver Sneaker membership).

Health club membership at no extra charge.

Health club membership/fitness classes. Humana Active Outlook program at no extra charge. PPO, PFFS and PDP plans also available.

A.M. Best Rating

To be announced in October 2013

B++

A-

For More Information

(877) 211-6614

(800) 333-3930

Local (520) 571-6548, toll-free (800) 457-4708, TTY/TDD (800) 833-3301

Outpatient Care

page 28 : : Lovin’ Life After 50 : : October 2013

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High Blood Pressure Tip

P

eople with high blood pressure should always read the labels of any medications they may take.

Both prescription and common overthe-counter medicines such as cold medicines, cough syrups and allergy pills should be checked for vasoconstrictors. This can cause a rise in blood pressure by constricting the blood vessels. Even topical medicines you don’t swallow, such as hemorrhoid cream, should be checked.

Fortunately, there are ways to treat hemorrhoids without affecting blood pressure.

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• Read product labels and look for packaging that clearly indicates a product with no vasoconstrictors.

Many people find that homeopathic

Nelsons H+care* treats the pain, itching, swelling and burning of hemorrhoids without vasoconstrictors, steroids, parabens or anesthetics.

• Visit websites such as www.nelsonshcare.com for information on living with high blood pressure and hemorrhoids. * The claims for this product are based upon traditional homeopathic practices. They have not been reviewed by the Food and Drug Administration.

Puzzle Answers

...from page 16

HMOs which Assume Responsibility for Medicare Coverage SCAN Health Plan Arizona

United HealthCare Secure Horizons

Premium or Subscription Charges

$0

No monthly premium. Medicare Complete contracts with Medicare to provide full Medicare coverage plus additional benefits. Member must continue to pay Part B premium.

Registration or Policy Fee

NONE

NONE

Pre-existing Health Conditions

Not available for patients with end-stage renal (kidney) disease (ESRD).

Individuals with end stage renal (kidney) disease is not eligible.

Costs on Entry to Hospital

Days 1-7: $195 per day Days 8-90: $0 per day

Member has a total out of pocket maximum for all copays except pharmacy and physician. The copay for hospital is $265 days 1-6 counted toward a out of pocket maximum of $3,900.

Maximum Period of Coverage for Any One Benefit

Unlimited-365 days in a calendar year. Medicare beneficiaries may only receive 190 days in a psychiatric hospital in a lifetime.

Benefits are based on the calendar year and are covered 365 days of the year.

Skilled Nursing Facility

Days 1-20: $25 per day Days 21-100: $125 per day

$25 for days 1-20, $152 for days 21-43, and $0 days 44-100 in a Medicare certified skilled nursing facility. This per diem counts toward member’s total out-of-pocket maximum.

Medical Coverage for Part B

Members must continue to pay Part B premium to Medicare

Covered in full after applicable copayments/coinsurance. In-patient services by physicians are covered at no cost.

$0 routine physical exams. $0 copay for primary care physicians. $35 copay for specialist visits. $30 urgent care visits. $35-$200 copay for outpatient services/surgery. $225 copay for ambulance. 0-20 percent for diagnostic tests, x-rays and lab services.

$0 for Preventative Services. $0 for PCP and $35 for specialist visits. Radiology $15-20%, Lab service is $13. DME, Prosthetics, and Part B drugs are 20% coinsurance. O/P Hospital and O/Ps surgery $250. Ambulance $250. ER $65, waived if admitted. Copays and coinsurance count toward the out of pocket max of $3,900.

Outpatient Prescription Drugs

Tier 1: $5 Preferred generic drugs Tier 2: $10 Generic drugs Tier 3: $45 Preferred Brand drugs Tier 4: $85 Brand Drugs Tier 5: 33% Specialty Drugs Tier 6: $10

$0 deductible, with Tier 1 at $0 copay, Tier 2 at $0, Tier 3 at $45 and Tier 4 at $95 ,and tier 5 at 33% for drugs prior to the initial coverage limit of $2850. No coverage after $2850 until out of pocket costs equal $4550 Then 5 percent or $2.55 for Generic and Preferred Brand, All other 5 percent or $6.35.

Renewability of Contract

Medicare Advantage contracts are renewed annually.

Guaranteed renewable for life.

Travel Restrictions Out of Area

Worldwide emergency care - $65 copay. Urgent care - $30 copay

Worldwide coverage for emergency and urgent care with a $50 copay (waived if admitted to hospital). Routine & preventive care is covered out of residence county w/Passport Benefit.

Major Options Available from Company

Plan offers vision, health & wellness education available with no additional premiums. Some copayments may apply.

Free Silver Sneakers Health Club Program.

Plan covers Silver Sneakers fitness program, dental exams and cleanings, routine eye exam and routine podiatry visits. Dental rider is available. Large Network of providers.

A.M. Best Rating

Not Rated

A

For More Information

(866) 490-7226

(800) 547-5514 TTY 711

Company

(HMO) (Avaliable in Maricopa and Pima Counties)

(HMO) (Available in Pima County)

Outpatient Care

Physician care for hospital or office services, surgery, anesthesia, X-ray, laboratory, injections, splints, casts, dressings, physical and speech therapy, radiology, ambulance, prosthetics, etc.

www.lovinlifeafter50.com

October 2013 : : Lovin’ Life After 50 : : page 29

travel

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www.LovinLifeAfter50.com page 30 : : Lovin’ Life After 50 : : October 2013

The American alligator sometimes grows to more than 14 feet.

Alligators, Birds and Plants, Oh my! :: by Andrea Gross | photos by Irv Green

I

t’s 9:30 in the morning, but the air is still cool. Nevertheless, I’m slathered in sunscreen and dripping with insect repellant. In other words, I’m ready to meet some alligators on a trip that will take my husband and me from Georgia’s Okefenokee Swamp, the largest blackwater swamp in North America, to Florida’s Everglades National Park, a UNESCO International Biosphere Reserve as well as a World Heritage Site.

how to tell an alligator from a crocodile (It’s all in the teeth; a croc’s lower teeth overlap his upper); to judge the reptile’s length (Estimate the distance between the eye bumps and snout bump; that distance in inches pretty much equals the gator’s length in feet); and to escape one that’s chasing you. “Climb a tree, run in zigzags, or...” Chip laughs heartily… “outrun your friend!”

It’s obviously a good day for alligators, but even on gatorless days, there’d be plenty to see. The swamp is home to a large variety of other reptiles, as well as amphibians, fish, mammals, butterflies and more than 230 species of birds, including egrets, herons, ibis, sand hill cranes and red-shouldered hawks.

Chip puts the boat in reverse so we can better see a soft shell turtle, which instantly submerges to avoid us. No problem. Chip heads toward a flooded forest, where, he says, we’re likely to see a snake.

“Most, but not all, poisonous snakes have cat-shaped eyes,” he tells us.

Okefenokee Swamp Along with a dozen other passengers, we climb into a 24-foot flat-bottomed boat and set out through water that’s the color of strong tea—a result of tannic acid caused by decaying vegetation. At 10:08, we spot our first alligator. At 10:12, there’s another one, and then another. At 10:32, one leaps out of the water, arcing in front of us.

“Sometimes they leap 6 feet into the air,” says our guide, Chip Campbell, owner of Okefenokee Adventures. It’s a fact I find most disconcerting.

By this time, the gators are appearing every two, three minutes. There’s one over there, curled in the grass, gazing at us with steely eyes. And that log over there...It moved! I stop counting when I realize I may be tracking fallen trees as well as prehistoric reptiles.

In short order we become mini- A boardwalk along the Anhinga Trail in Everglades experts on alligators. We learn National Park makes wildlife viewing accessible to all.

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A cormorant spreads his wings before diving into the water for his dinner.

Since I have no intention of getting close enough to a snake to see the shape of its eyes, I dismiss this piece of information as superfluous.

I’m more interested in learning about the medicinal properties of various plants—spotting those that will repel insects, relieve depression, grow hair and clean hands. “But there’s no remedy for folks who get their hands eaten while plucking plants,” says Chip, and I decide to stick with the pharmacy for my medications.

By 11 a.m., as another gator glides by, we’ve seen so many that we’ve become blasé. We turn our heads but don’t rush for our cameras. Our memory cards are full, but even without more photos, we know we’ve had a trip we’ll never forget. www.fws.gov/okefenokee; www.okefenokeeadventures.com

farther away and during much longer expeditions.

We get about 10 feet down the path when a giant black bird with a yellow bill hops on the rail in front of us. He’s waving a small fish in his mouth. We stand mesmerized for several minutes while the cormorant shakes the fish into submission, positions him in line with his throat and swallows him whole.

A few feet farther, a large osprey spreads his wings, his white upper feathers looking like a fringed cape against the black background.

We turn left along a nice plank pathway. With the water undisturbed by a moving boat, dozens of alligators sun in peace, some half submerged, others happily snoozing in the roots of swamp trees, others completely visible.

The boardwalk makes a stable resting place for tripods, and there seem to be more photographers than gators or birds. Yet the mood is serene. Despite the manmade conveniences, we feel at one with nature.

Everglades National Park It’s a seven-hour, 385-mile drive from Okefenokee to the Everglades, and I didn’t want to go. When I read www.nationalparks.org/explore-parks/ that the best way to see the alligators is to walk along a 0.8-mile boardwalk, I everglades-national-park turned up my nose. After all, I rode in a low-lying boat through a swamp in Georgia, so why would I want to peer down at gators from a raised walkway? So tame. So tacky.

I was wrong. Everglades National Park is nature at its most convenient and abundant. A one-hour walk along the Anhinga Trail lets us get up close and personal with more alligators and birds Rental boats are available for folks who want to explore than we’d seen from Okefenokee on their own.

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EW-18 Speed: Up to 15 mph Distance: Up to 25 miles per charge Brakes: Drum brake Warranty: 3 Years Shipped fully assembled!

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ARTHRITIS IS JUST ANOTHER CHALLENGE TO OVERCOME.

IF YOU HAVE ARTHRITIS, TAKE ACTION! Local arthritis experts need volunteers for a research study comparing FDA-approved arthritis medications.

Compensation up to $50 per visit

No-cost study-related care and study medication for up to 42 months

Health insurance or referrals aren’t required

CALL: 855-343-7365 or visit www.ResearchforArthritis.com October 2013 : : Lovin’ Life After 50 : : page 31

ACUPUNCTURE

ELECTRIC BICYCLES

MEDICAL ALARMS/PENDANTS

WANTED TO BUY

Does Your Insurance Cover Acupuncture?

Not Sure? Let us find out for you.

Jade Star Acupuncture accepts most insurance plans, and can send in claims for you. Treatments include: Pain Management, Allergies, Insomnia, Digestive Issues, and more.

Please call Maurianne Montes Licensed Acupuncturist at 520-881-0827 Or to request a verification form email: maurianne@jadestaracupuncture.com

SAVE HUNDREDS TO THOUSANDS OF DOLLARS No gasoline needed Pedal with assist, pedal only or just use motor.

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WHY WAIT UNTIL,

WANT TO PURCHASE Minerals and other oil & gas interests Send Details to: PO Box 13557 Denver, CO 80201

ADULT CARE SERVICES

Century Referral Services, LLC

Referral specialist that introduces residents to adult care homes and assisted-living communities.

2777 N. Campbell Ave., Ste. 210 Tucson, AZ 85719 Office: (520) 881-0101 Sam Nanez: (520) 403-6101 Steven Ortiz: (520) 289-3969

APARTMENTS FOR RENT ALL UTILITIES PAID Completely furnished, newly redecorated.

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FOR SALE HOVEROUND MOTORIZED WHEELCHAIR MPV-5 Refurbished Like new, used twice.

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Excellent Condition $3,000.00 or best offer 520-733-7303 SANTA FE STYLE OLD PINE HANDCRAFTED FURNITURE Hutch - $3,000, bookcases, benches for less.

Silverman Serigraphs - $900 each or four for $3,500.

Judy O. 520-323-7287 PO Box 44317 Tucson, AZ 85733 HELP WANTED DOG LOVER? Will you watch a dog in your home while the owner’s away?

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CLEANING SERVICES

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MARLETTE’S HOUSEKEEPING SERVICE Trustworthy, Dependable, Efficient Detailed, Experienced, Affordable High Standards Professional Attitude Pet-Friendly Dog Walking & Sitting Available.

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WONDERFUL SENIOR COMMUNITY Centrally located in Tucson Quiet neighborhood, close to shopping, hospitals, etc.

Recreation Hall, Pool, Laundry One-and-Two Bedroom Mobile Homes available for sale Call 520-850-4763 for Details

page 32 : : Lovin’ Life After 50 : : October 2013

“I’ve fallen and Can’t get up!”

Arizona’s non-profit Program offers free Medical Alarms with no service charge ARIZONA SUPERIOR MEDICAL PROGRAM (520) 747-7403 www.azsupermedpro.com

MOBILE HOME PARKS

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WE BUY LIFE POLICIES For a Cash Settlement Contact Ben The Reliant Group Inc. 1-800-457-2315 SERVICES ENOS KING-LEWIS II, AGENT Guide, Producer A to Z Businessman Wellness – Prosperity Fun Trips enos4homes@hotmail.com 800-824-1450 (Call 24/7) www.Enos4Prosperity.com FRIENDSHIP ADS

How do I Answer a Friendship Ad? Compose your response and address it to: Drawer # ________ Lovin’ Life Newspapers 3200 N. Hayden Rd., Suite 210 Scottsdale, AZ 85251

DRAWER LL1012 Attractive, kind, young at heart, retired professional lady seeking retired professional gentleman over 65 years old. I enjoy nature, animals & birds. Non-Smoking.

Classified & Friendship Ad Information Write your ad in the space provided. All ads must be prepaid before each monthly deadline.

Deadline for ads is the 16th of each month. Your name, address and telephone number will not be printed in your ad. We will give it a code. All mail we receive with your code will be mailed to you at least once a week. We reserve the right to edit ads.

Check your type of payment and mail to: Lovin' Life Newspapers Call 480-348-0343 520-297-1220 3200 N. Hayden Rd. Suite #210, Scottsdale, AZ 85251 • Call Name: Address: City/State/Zip: Telephone #: Email: o Check/Money Order o Visa o MasterCard o American Express o Discover Acct# _________________________________________________ Card Exp. ____ / ____ /____ CVV#________________________________ Signature ______________________________________ ClASSIFIedS InFoRmAtIon Please check desired circulation: o Tucson

o sun Cities (Metro Phx) o East Valley (Metro Phx) o Phoenix & Glendale o scottsdale

$25 first 30 words. 50¢ per word thereafter. $10 per additional zone.

FRIendSHIP Ad InFoRmAtIon Standard Abbreviations Used in Friendship Ads M = Male d = divorced w = white LTR = Long Term Relationship

F = Female H = Hispanic ns = non-smoker TLC = Tender Loving Care

w = widowed b = black nd = non-drinker IsO = In search of

$15 first 30 words. 25¢ per word thereafter Start Issue: _______ End Issue: _______ Check one: o Classified o Friendship Ad to Read: ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ (30) ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ ________________ How do I Answer a Friendship Ad? Compose your response and address it to: Drawer # ________ Lovin’ Life Newspapers, 3200 N. Hayden Rd., Suite 210, Scottsdale, AZ 85251

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Sound Off

... from page 6 they helped cause in Congress. Gee, Obama made a stupid remark what else is news among the no-nothing about a red line if Syria uses crowd? chemical weapons. Now, to save his face, he is considering a I don’t believe that I’m military strike. If he does order a overly intelligent, but why strike without congressional approval, do I find your so-called articles of impeachment should be hardest puzzles—like the four-starred started immediately. Along with this Sudoku—so easy to do, compared to abuse of power and his stomping other publications? Are you saying that on the constitution, he needs to be because of our age that we have feeble impeached. minds and deserve a handicap? I don’t want a handicap. I want a challenge!— Don’t fool yourself, old timers.

Dennis Pinnick The Russian and American ships in the Mediterranean Editor’s Note: Our puzzles comes from a are all about oil and the buried, buried wire service that creates and rates the Sudoku. 1990s TV investigation of Texas oil A handicap was definitely not placed on it for man in Baku, Azerbaijan, then the our over 50 readers. But we will take your Soviet Union, working out the pipeline advice and look for more difficult puzzles in supply line through the Mediterranean subsequent issues. countries to their docks. Guess what?

No surprise there. Sam Steiger knew it It’s unfortunate that and so did I. Not too many others are commercial television gets left who do. It’s all about oil. Grandma more high school trivia every is still very, very angry. day, or crime and sex and sports, of course. You only get the news from The Sunday news is one public broadcasting so you know what’s liar outdoing the next. The really going on in this world.

Sunday morning airheads

have now found an out. Blame the brother, blame the brother. We’re going to be safe now and the ships can turn around and go home. The oil will flow from the Caspian Sea to the Mediterranean again. Oh God, unbelievable deceptions.

Now you see why the oil people are so happy to blame Obama for all their greedy mistakes.

What a sick world. A sick, sick, sick world.

Surprise, we won’t put boots on the ground, just like we won’t allow red lines to be crossed. Now all the experts know exactly what they should have done in Iraq. Amazing! Hell no we won’t go and fight someone else’s war again. Are we really that stupid? Everybody else should have a march on Washington to put some brains into the congressmen.

Now we know the United Nations is packed with cowards. Send them home to fight their own chemical wars. Send all

those TV talking head experts, too, to explain it to them.

No the United States does not have to save the world from evil. It does have to restore its own democracy because it’s now or never time. Drones should guard our land and boots should be on us soil only. Thank god we will not have to use either if we are lucky.

Oh my, look at all the war hawks flying away and squirming in the nest they made for themselves. Oh they’re trying to get rid of him. Now they want him back so they can blame it all on them.

What a bunch of phony hypocrites.

Shame on all of you!

I feel bad for the pain and anguish that the transgender and gay people often go through. I was wondering why they don’t try brain chemical and hormone treatment, as often it can be out of kilter. Counseling may help, also, but ...continues on page 34

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October 2013 : : Lovin’ Life After 50 : : page 33

Sound Off ... from page 33 if the physical aspect of a person is not addressed, it’s to no avail. When a person feels the need to be of the opposite sex, the hormone of the opposite sex is given. The same could possibly go for gays. I know a man that went that route as he didn’t want to be gay. Please don’t take this letter as meaning I’m against anyone. I’m just thinking of solutions to try to avoid pain to anyone.

It’s a bad day today. So Obama is making mistakes from the information he has.

You don’t really believe he was given all the information he needed to know, do you? Oh yeah, who was it in charge in the late ‘90s and early 2000s? Surprise, surprise some Texas oilmen. What else do you need to know?

Ten years ago, I saved all the information about all the oil pipelines in the Far East to make a point. Today I save all the information about the war on poison gas. What hypocrites all over the world.

They usually forget about the napalm burns and don’t forget the bombs.

At least they still worry about those nuclear bombs, blowing up everybody’s oil. Talk away boys, and let young men live this time. This time should be the last time. Don’t you agree, finally?

Doesn’t one man rule equal dictatorship? Why are those hypocrites in Congress trying to hang that label around our president’s neck? Want to guess? How to slip out of your own noose?

If the cowards of the United Nations think it’s OK to poison women and children, they won’t think anything of the next nuclear bomb that’s dropped somewhere. What the heck, blame it on America again. Yeah sure, same old, same old.

I was going to see the movie “The Butler,” but changed my mind when I discovered that Jane Fonda played the role of Nancy Reagan. Let me repeat that: “Hanoi Jane” Fonda, a North Vietnamese Communist supporter played Ronald Reagan’s wife. I’m sure Ronald Reagan is rolling over in his grave now. The

movie also depicts Reagan as a racist, which is another liberal Hollywood lie.

Sorry “Hanoi Jane,” but every veteran from World War II to the present remembers you in the Viet Cong, holding a North Vietnamese antiaircraft gun, spouting off your antiAmerican rhetoric. “Hanoi Jane” also betrayed American POWs who asked for her help and then you turned them in to their Communist captors for more torture and eventual death. You’re a traitor and should have been charged with treason. Vets don’t forget.—Bill Spotts, Mesa Good morning. It’s not that America doesn’t care. It’s the matter of letting other countries fight their own civil, religious, poverty wars. America has its own problems, mostly because of those other wars. Dig down, Americans.

Protect and prosper Americans.

Remember God, Allah and all good spirits help those who help themselves and the evil destroys itself. You remember that, don’t you?

Wonder why America’s broke?

Where did all the savings go?

Save England. Save Europe.

Save Israel. Save South Korea. Save Cambodia. Save Bosnia. Save Iraq.

Hey, world, save yourself for a change.

We need a breather.

The interesting information about SRP dam turbine repair costs finally explain the boost of customers’ bills. They should have informed us sooner. Secrets always make unnecessary damage.

I am going to pose a question.

We have been fighting against Al-Qaeda for over a decade in Iraq and Afghanistan. They are a major factor in the rebel opposition to Assad. I equate this group the same as “The Brotherhood.” Their goal is the same, the installation of Sharia law over every nation. As far as I am concerned under Obama we have been on the wrong side. Gadhafi of Libya kept them under control. We aided them in murdering him. Mubarak of Egypt also kept them under control.

We threw him under the bus, as the old

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expression goes, and now Assad. Won’t it be great when “The Brotherhood” gets their hands on those stockpiles of chemical weapons? It won’t be so great for Israel. They will be the first victim followed by America. Our John McCain is pushing Obama. Please tell him to stop.—Jack B. Walters, Tucson There appears to be hundreds of reporters on commercial television news, but where are the journalists of information of truth kept from the American public, especially regarding the struggling refugee camps in need of water and waste controls? You’ll find the answers on PBS of course. I’m sure you missed it today.

Don’t forget war is always the big boys’ game. Since Russia totally lost in Afghanistan it can now save face by sharing the credit with America over any resolutions in Syria. Oh yeah, grandma didn’t forget.

It’s still about oil, remember?

Marijuana for children this time? Didn’t Ritalin do enough damage to the last generation?

More stupid people running the world than we can count.

Well, another crane tipped over and makes it obvious the operator just did not get a good grade in high school geometry.

See, you have to have some kind of a diploma to even drive a big kind of truck or any kind of useful machinery.

Go back to school dummies. Go back to school.

No one country can control another country’s civil war. No matter what material is used by man’s battle. Women and children have always been the cost and always will be until diplomacy rules. That’s what America tries to teach the world.

Diplomacy rules, not civil war.

America’s labeled the violence country. Why? Because hitting each other starts young. Kids play make believe—pirates with soft swords age ages 5 through 7; cops and robbers; cowboys and Indians with guns until teens. Then it’s boxing and football fans. It’s just another game

accelerated by the various stages of greed we’re also taught. Why is America a violent country? We learn it from babyhood.

Good morning, all grandma can say on Sept. 10 about the Charlie Rose Syria interview is “I told you so.” How ‘bout that. The old lady remembered well.

It’s hard to believe the learned men of Congress are ready to vote negative to issues they do not know of the full contents for personal reasons of disagreement and dislike of one person in particular.

Shame on them. No wonder we’re in such bad straits. No wonder Russia is going to take advantage of it, again.

Of course Congress will vote for Russian resolution rather than give President Obama credit for his threats. That’s the way it is with the petty minds in Congress.

Oh boy fun and games: No matter how they spend it, they’re all saving their oil line distribution. Liar, liar pants on fire.

You’re caught in your own dirty war.

Looky, looky, looky we finally got it—the war of the egos.

Let the boys have all the war of the words they want. They’re finally learning how to do it without hurting everybody else. Ya think?

In 1956, when Eisenhower was president, the Highway Revenue Act was approved to pay for the Interstate Highway System.

The federal tax rate was set at 3 cents.

In the 1950s, it was raised to 4 cents.

In 1982 under Reagan it was increased to 9 cents, then under G.H.W. Bush it increased to 14 cents, of which 2.5 cents were designated for deficit reduction and lastly it was increased to 18.5 cents under Clinton in 1993. All of the increase designated for deficit reduction. There it has remained to this day. The fund continued to drop to where Congress authorized a transfer of $35 billion from the general fund to shore it up between 2008 and 2010.

Sen. John McCain and Hillary Clinton during their campaign to become president proposed a gas tax holiday.

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Hillary suggested making up the shortfall with a windfall tax on the oil industry. Since 2000, there have been half a dozen attempts by members of Congress to suspend the gas tax entirely. The fund is projected to become insolvent this year. Believe it or not the U.S. Chamber of Commerce actually supported raising the gas tax this year. All of the above data I gleaned from Wikipedia. Why take the time to write about it now? My reason is that in this week’s newspapers were two articles which caught my attention.

The first had to do with increasing sales of large SUVs and pickup trucks, the second was a proposal to generate funds for highway and bridge repairs by installing toll booths as the only viable way to raise funds for road repair. Just think of the added cost of installing and manning booths and the travel delays that would be a result. So here you have it, the fund will go broke yet this year but no one in Congress or the president has the intestinal fortitude to state the obvious that the tax must be increased with all funds for construction and maintenance.—Jack B. Walters, Tucson Witness the Americanization of Putin clamoring for celebrity top billing in New York City. Of course Russia needs to keep the Baku pipeline open and all the world’s stock markets will now begin to thrive. Who do they think they’re still fooling? Boys will be boys.

For all the meetings, negotiations, opinions and complaints, why is there such a big hole in the pronunciations that the three little letters o-i-l most importantly are still so obviously missing? Do all the big brains still think the little people are stupid? Well, maybe so, after all you still don’t know it’s still all about the oil.

What? I just heard there are only about 50 people in Congress who are holding the other 300 as hostages? What bullies.

Are you really going to allow them to get away with it? God help America, and God help you as a citizen if you don’t speak up and complain. And

God help those 50 who help to send the country over the cliff.

The war of the political egos has got to end immediately and anyone who votes to send this country over the financial cliff should be immediately arrested as a traitor, a traitor, as a traitor.

What happened to the old restrictions about showing people on television smoking and drinking? What happened to those rules? Now you watch everybody mixing a cocktail, slugging down the beer and the wine, and even teaching kiddies how to make kiddie cocktails.

Greed, greed, greed.

Hey angry Republicans, you don’t like Obamacare? Well then just give us the people the same kind of wonderful insurance you have for yourselves! How about that one? That would be a change. Get over who’s in the White House. You’re ruining America for your greed, greed, greed and you all know it.

Please, friend, define the Affordable Care Act and tell me how much it’ll cost me per month for insurance. Oh you can’t?

Then why are you fighting over the use of one word for? Obamacare? What’s it all about? It’s about politics and ego and nothing more than that. Believe it or not.

I have advice for any crooked licensed contractor. If you botch a job, you should botch it so badly that the homeowner has to call for emergency repairs.

Provided another contractor has to run to straighten out the mess you’ve caused, you are home free, because the Arizona Registrar of Contractors will refuse to take action on your license. In December 2012, I engaged an ROClicensed contractor to install a Talavera sink in my bathroom. In January 2013, the contractor successively cracked two perfectly good sinks during attempted installations. Both times, he asserted that the sinks—not his work—were defective; and both times, he left the

Pick up your copy of Lovin’ Life at any Valley

plumbing leaking. After the second installation, he returned at my request several times; each time, the plumbing leaked worse when he departed. I could not afford to pay a water bill for a leak of the magnitude he left in his wake, so I called a licensed plumber and got the leak corrected. In the end, the job that was supposed to cost around $250 and take a few weeks, took months to complete (because of having to shop around for a suitable Talavera sink), and cost me more than $800. I duly complained in writing to the ROC in May 2013, and followed up with phone calls. After dithering for months, the ROC issued its determination that it will not pursue a complaint if the aggrieved homeowner has had to get another contractor to correct an incompetent contractor’s prior work. The ROC has cited an Arizona statute to this effect, ARS 32-1155.C.2. The Arizona Auditor General should investigate the ROC for applying statutes in a purely stupid manner and for excessive delay in investigating complaints. No one can go for months without a working bathroom sink, let alone one that leaks two bucks a day. The ROC is another of many, many examples that

could be cited for the proposition that Arizona government is broken and that any objective of serving the needs of the tax-paying public—if indeed any agency of our state government ever entertained such an objective— has become a fairy tale. No wonder trade journals are filled with ads for handyman services which bear the wording, “Not a licensed contractor.”

Given the ROC’s indifference and incompetence, the public is well aware that an ROC license is no assurance of competent work, let alone of consumer protection.

What Do You Think? soundoff@lovinlifeafter50.com (520) 297-1220 option 8 3200 N. Hayden Road, #210 Scottsdale, AZ 85251

Do You Have Pain/Numbness/Tingling in the Feet/Legs???

A doctor has moved to Tucson that treats neuropathy (nerve problems), and his name is Dr Trent Freeman DC (Dr T). He has been treating Neuropathy for the last 10 years.

Maybe you have seen him interviewed on CBS by Steve Ochoa or during the Dr Oz show, maybe you saw him on NBC. He has brought this new treatment to persons suffering from neuropathy in Tucson. He uses two kinds of Light to stimulate the nerves to function better. He uses pulsed infrared technology that helps reduce the pain, and FDA approved cold lasers that help the cells function better. He offers his consultation for FREE. He looks at the interview time as a time for him to see if you have the type of neuropathy that he treats but more importantly, for you to interview him and see if he is someone that you would like to work with. His clinic is certified with the Neuropathy Treatment Centers of America and he has received advanced training in the treatment of neuropathy. There are fewer than 100 doctors in America that have received this advanced training in this type of therapy. Dr T looks at neuropathy as a thief that comes to your life and starts to steal from you. If you allow neuropathy to continue, it will steal your independence (driving, walking, balance) As Dr T says “Everyday we are having more success relieving neuropathy pain, WHY NOT YOU?” Give his office a call and schedule the FREE consultation and see if you qualify for this new therapy 520-445-6784.

Give him a call he may be able to change your life!

520-445-6784

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October 2013 : : Lovin’ Life After 50 : : page 35

Medicare Open Enrollment Period: Oct. 15 to Dec. 7 Medicare is health insurance offered by the federal government to most people who are 65 and older and to some who are younger than 65 with disabilities. Medicare has different parts that cover different types of services.

Parts of Medicare: • Original Medicare includes two parts: • Part A covers medically necessary hospital, skilled nursing facility, home health and hospice care.

• Part B covers medically necessary doctors’ services, preventive care, durable medical equipment, laboratory tests, X-rays, mental health care, and some home health and ambulance services.

• Medicare Part C is an alternative to Original Medicare and provides more types of coverage through Medicare private plans. These plans are known as Medicare Advantage Plans and may or may not provide prescription drug coverage.

• Medicare Part D provides coverage for prescription medications and is known as the Medicare prescription drug plan.

join Original Medicare after the open enrollment period has ended, you may do so during the 2014 Medicare Advantage Dis-Enrollment Period.

After cancellation of the Advantage Plan you have the option to join a Medicare prescription drug plan during this time. This period is from Jan. 1 through Feb. 14 2014, and changes to coverage will take effect the

For most Medicare patients, the only time to make changes to their Medicare health plans or Medicare prescription drug plans is during the Medicare open enrollment period. The open enrollment period for 2014 Medicare plans begins Oct. 15 and extends through Dec. 7. Any changes made during this time will take effect on Jan. 1, 2014. If no changes are made, your current coverage will remain in effect through the next year, subject to any changes in the coverage itself.

It is very important to review the Evidence of Coverage (EOC) and Annual Notice of Change (ANOC) when choosing to keep or change your coverage. The EOC includes details about your plans coverage and premiums and the ANOC includes any changes in coverage, costs, or services effective Jan. 1, 2014. These documents were sent to you in September by your current Medicare plan. If you have not received these documents contact your Medicare plan.

Medicare Advantage Dis-Enrollment Period: If you would like to dis-enroll from your Medicare Advantage Plan and

first day of the month after enrollment.

Walgreens is a preferred pharmacy in Medicare Part D plans and offers lower co-pays for prescription medications compared to select pharmacies.

Walgreens also offers a variety of Medicare-covered pharmacy services.

Meet with a Walgreens pharmacist to help you research Medicare Part D plans and find ways to save you money!

On medicare part B and have diaBetes?

New Medicare changes may limit where you can get your diabetes testing supplies. The good news is that diabetes testing supplies are available at every Walgreens along with: • Easy, direct billing of Medicare Part B and most supplemental insurance • A wide selection of major national brands • Convenient 90-day supplies

It’s easy to switch!

Visit your local Walgreens or call 888-380-8051.

Walgreens is an accredited Medicare Part B supplier of diabetes testing supplies.

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3/11/13 3:53 PM

T HE F INISH L INE Arizona’s Leader in Senior Fitness Healthways Shows ‘Age of Champions’ Statewide

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Racewalk Clinic Returns Oct. 11

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ummer has come to an end, so Ellie Kallal will begin her racewalking clinics again. The next clinic is 10 a.m.

Friday, Oct. 11, at Steele Indian School Park in Phoenix.

Kallal is a medal-winning racewalker with years of experience in the Arizona Senior Olympics. The clinic is for those who want to learn to walk efficiently and avoid injury, but to increase their workout. Attendees will learn the basic rules of racewalking, as used by the Olympians, as well as how to improve technique and simply get a better workout when walking for exercise.

Attendees should enter the Seventh Street entrance to Steele Indian School Park. The entrance is located just north of Indian School Road, on the west side of Seventh Street. Wear comfortable clothing—preferably shorts—and flexible running shoes.

Walking shoes are too rigid. Attendees are urged to bring water. The clinics are on the second Friday of the month. The hour changes according to weather so that walkers will be cool, without being cold.

For reservations, call Ellie Kallal at (480) 980-3366 or email ellie.kallal@ cox.net.

www.lovinlifeafter50.com

ealthways Silver Sneakers, sponsors of the Arizona Senior Olympics, is showing the documentary film “Age of Champions” throughout the state during the fall months. In September, this popular film was shown in Prescott, Kingman and Yuma to very enthusiastic audiences.

In October, Age of Champions will also be shown in the following locations: • 10:30 a.m. Friday, Oct. 4, at Goelet AC Beuf Community Center in Phoenix

2013 Sponsors

• 6 p.m. Tuesday, Oct. 8, at Peoria Performing Arts Center in Peoria • 2 p.m. Wednesday, Oct. 9, at Via Linda Center in Scottsdale If you have not yet seen this excellent film, plan on attending one of the showings listed above. It’s free, and it might just change your life.

For more information, call the ASO Office from 9 a.m. to 4 p.m. Monday through Thursday, or visit www. seniorgames.org.

Going Once! Going Twice!

Sold For ALFF! ::by Tom Stillwell, ALFF Board Chairman he Arizona Lifelong Fitness Foundation is seeking donations for our new eBay auction project.

The board of directors has launched a project that will be a year-round fundraising effort. We are seeking items that we can put up for auction on eBay, and we will, of course, provide you with a receipt for the fair market value or the eventual selling price, whichever is greater!

Be assured that every cent received for your donation will be used to support the programs of the Arizona Lifelong Fitness Foundation, whose primary program is the Arizona Senior Olympics. You’ll be helping to

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promote fitness education, activities and competitions for people who are 50 and better.

Because of the time and effort involved in managing the auction, we are limiting our auctions to items worth $200 or greater. You can drop off your donations at the ALFF offices at Seventh Avenue and Indian School Road, mail them to us, or contact us to arrange pickup! For information, call (602) 274-7742.

Watch this space in the future for details on how to locate the ALFF Storefront on eBay, and maybe you can also support us by bidding on someone else’s donation!

The News in Brief

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n the winter of 1891-92, a Canadian physical education instructor, James Naismith (1861-1939), invented the sport of basketball to provide indoor exercise and competition for his students between the end of the football season and the start of the baseball season.

Follow us!

He was an instructor at the YMCA Training School (now Springfield College) in Springfield, Mass. In 1959, he was voted to the Basketball Hall of Fame, located in Springfield (its official name is the Naismith Memorial Hall of Fame).

The Finish Line Newsletter is produced by Arizona Senior Olympics, founded by:

in partnership with the cities of Chandler, Glendale, Mesa, Peoria, Scottsdale, Tempe and the communities of Sun City, Sun City West, Sun City Grand

Arizona Senior Olympics P.O. Box 33278 Phoenix, AZ 85067-3278

602-274-7742

web site: www.seniorgames.org

October 2013 : : Lovin’ Life After 50 : : page 37

www.seniorgames.org

Central Village Brings Communities Together

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Exchange is a cycle of reciprocity that values all time as equal. Time Exchange is the idea that everyone has something of value to contribute. When we share our time and talents we invest in relationships and respect each others’ ability to be both givers and receivers, which enriches the community. The Time Exchange is a way of bringing the community together, allowing us to recognize our interdependence.

It’s a way to meet your neighbors and give back to other by doing something you enjoy! If you live in this area and would like to be a part of developing this exciting new village, contact (602) 279-5539 or plucking@allsaints.org.

ASO Hosts ‘Make a Difference Day’ Challenge

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o you believe that exercise is good?

Do you feel like being active has made your older years better?

Do you understand that older seniors have a harder time as they age?

If you believe any of these things about being active in your older years, we hope you will take part in our Arizona Senior Olympics’ “Make a Difference Day” Challenge.

Arizona Senior Olympics is challenging every Senior Olympian to share the gift of an active lifestyle with someone they know who is not active.

Here are some ideas: • Invite someone to play a round of golf.

• Teach someone to play pickleball.

• Ask someone to go bowling.

• Take someone for a walk.

• Ask someone to play table tennis or badminton with you.

• Do what you love to do as a Senior Olympian and get a sedentary senior to do it with you!

After your outing, encourage your ex-couch potato friend to continue to

join you regularly in an active sport that will get them off the couch and into fitness.

Between Oct. 27 and Nov. 8, Arizona Senior Olympics will be accepting stories about your experience in getting someone started on an active lifestyle.

Write about it and send in pictures if you like! Send your story (no more than 600 words please) to: Arizona Lifelong Fitness Foundation P.O. Box 33278 Phoenix, AZ 85067-3278 The winner will receive a T-shirt with “I Made a Difference” embroidered on the front, and both the winner and the ex-couch potato will receive a free registration in the 2014 Arizona Senior Olympic Games.

Getting the Maximum Benefit From Some Medicare Advantage plans offer personalized, telephonic care Your Medicare Advantage Plan management, health coaching,

this year’s flu season was one of the worst in recent years, make sure you are up to speed on your shots.

entral Village will be Phoenix’s exciting new choice that will enhance lives as we move through the many stages over 50! Central Village is not a place, but a way of life where members enjoy and support each other through sharing their abilities, talents and experiences by actively exchanging those gifts in cultural and social activities, and practical daily living support (rides, yard work, grocery shopping, etc.)

The Central Village’s target area is Indian School Road to Glendale Avenue, Central Avenue to 19th Avenue and will be coming to this area in late January. The village is based on two successful models called Villages and Time Exchange (or Banks). There are villages and time banks all over the country, but there are none in Phoenix.

Villages are membershipbased organizations that provide services as people age in their homes. A Time

Take advantage of everything your plan offers to achieve optimum health and well-being

By Dr. Mark Kiffer, Medical Officer for Humana’s Desert Pacific Region f you’re one of the 14 million plans place a strong emphasis on Americans enrolled in a Medicare preventive health care services Advantage plan, you already know that help keep you healthy, detect that your plan covers hospital stays, diseases at an early stage, and avoid doctor visits and other major medical preventable illnesses. That’s why we needs. But are you aware of the encourage you to schedule regular additional benefits and features that health screenings fully covered by your plan offers? your Medicare Advantage plans, Being familiar with your Medicare as well as an annual medical exam.

Advantage plan will not only help you These screenings can help your maximize the value you are receiving doctor catch things early when in benefits, but, in many cases, it will they’re easier to treat. also help you achieve better health and well-being.

• Care Management: If you are living Here are five important ways with a chronic condition, such you can take “advantage” of your as diabetes or heart disease, Medicare Advantage plan. what educational programs and support does your plan offer?

• Preventive Care: Medicare Advantage

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education and support provided by registered nurses and other health professionals. These plans also offer a toll-free help line where you can speak with a registered nurse about your health concerns anytime.

• Wellness Programs: Many Medicare Advantage programs offer fitness programs at no extra cost and, in some cases, even include a fitness center membership. Through your health plan you may also be eligible to participate in exercise classes specially designed for older adults.

• Immunizations: Flu and pneumonia shots are another important part of your covered preventive care, since people 65 and older are at greater risk of serious side-effects of these common illnesses. Because

• Community and Financial Resources: If you have limited financial resources, you should be aware that there are plans available that provide extra services and lower plan costs for low-income beneficiaries, along with additional choices and benefits. If you qualify for both Medicare and Medicaid you may also be eligible for significant support and assistance from the government. If you’re not sure, visit medicare.gov, or call 1-800-MEDICARE. These are just some of the benefits and features that can help you maximize your Medicare Advantage coverage and improve your health and well-being. Be sure to take a look at your health plan today to make sure you’re getting the most from your plan.

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www.seniorgames.org

Robin Hood Archery Tournament Nov. 9

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rchery Commissioner Angie Sullivan has announced that the popular Robin Hood Tournament will be held this year on Saturday, Nov. 9, at Papago Park Archery Range.

Check in is set for 8 a.m., but advanced registration is required by visiting www. seniorgames.org.

The following disciplines will compete: Olympic Recurve, Bare Bow Recurve (no sights), Compound/ Release, Bare Bow Compound (no sights) and Compound Fingers.

Registration has begun. This is a popular meet in a beautiful setting so archers are urged to register early. This meet is held in cooperation with the Papago Pita Archers and those who are interested in learning about archery or are beginning archers are welcome to attend.

q Yes, I would like to be a friend of Arizona Senior Olympics Send your tax-deductible contribution by check, money order, credit card or go online to www.seniorgames.org.

Amount Enclosed $ I am paying by q Check/Money Order qVisa qMastercard qDiscover qAmerican Express. You will be charged by Senior Games Payment Services if paying by credit card. If paying by check, please make it out to the Arizona Lifelong Fitness Foundation.

Credit Card. #: Expiration Date: 3 digit code on back of card: Name as it appears on your credit card: Address: City/State/Zip: Signature:

Mail to: Arizona Lifelong Fitness Association P.O. Box 33278 Phoenix, AZ 85067-3278

AWGA

Golf 101 Lesson Program for Women

Great for beginners or women ready to get back in the game.

6 lessons for $195.00

Location: Omni Tucson National 2727 W. Club Drive, Tucson, 85742 Starts Saturday, November 1 at 12:30 Instructor: Danny Medina For more info go to www./awga.org/classes and lessons or call 602-253-5655

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