Lovin' Life After 50: Phoenix - November 2017

November 2017 | Phoenix

Four Days in Berlin

Real Top Gun

History in motion

A three-war veteran’s untold story

Early Baker

Retirement Finances

Inspired pastries and eye-opening breakfasts

Advice from the experts

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NOVEMBER 2017 |

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inside THIS ISSUE

8 Finances After 50

Expert advice on estate planning and real estate issues

Opinion

6 Sound Off 7 Ask Gabby Gayle

5 Straus’ Place

Features

18 HMO charts

12 Investing

Seven questions to ask before you invest

14 Real Top Gun

After serving in three wars, Army veteran Richard Michaud is finally opening up.

Entertainment 22 Everyday Folkie

Al Stewart brings storytelling chops on tour.

22 Calendar of Events

A breakdown of HMOs responsible for Medicare coverage

20 Sunrise Urology

Company recognized for excellence with UroLift technology

26 Celebrating Paul O’Neill TSO’s holiday tour will fete the late producer.

27 Trivia Contest 28 Tinseltown Talks

Editor’s Note

Valerie Harper tackles Alzheimer’s.

34 Puzzles

Travel 36 Ed Boitano

42 Four Days In Berlin

Dining

47 What’s Cooking?

To live and dine in Bologna

History in motion

46 Everybody’s Neighbor

Alessia’s brings big flavors to Mesa.

Columns

Pasta with Italian sausage and pumpkin sauce

48 Early Baker

Eclectic eatery serves inspired pastries.

50 Aging Today 51 Retirement Report 52 Legally Speaking 53 Lovin’ Tech After 50

54 Orthopedics Now 55 Hospice Is Hope 56 Arizona Greenthumb 57 Arizona Relay Service 58 Arizona Senior Olympics

Publishers

Calendar Editor

Administrator

Graphic Designer

Contributors

Steve T. Strickbine Steve Fish

Christina Fuoco-Karasinski

Executive Editor Tonya Mildenberg Senior Account Niki D’Andrea Executives Travel Editor Lou Lagrave Ed Boitano

4

Gordon Wood

If I had a dollar for every maxim about money, I’d be ready to retire. Money doesn’t grow on trees. Love of money is the root of all evil. Money is no object. Money talks.

Time is money. Show me the money. And, perhaps most well-known, “Money can’t buy happiness.”

All of those maxims may be true to some degree, and maybe money can’t buy happiness – but it sure does buy a lot of things that make life easier and more enjoyable, like food, medicine, entertainment, clothing and other goods. Monetary security is more important than ever as we age, which is why this issue of Lovin’ Life After 50 focuses on finances. From investment questions and downsizing dilemmas to property decisions and estate planning, the fiscal issues facing folks over 50 seem legion. Luckily, there’s an entire industry of experts available to offer advice and assistance. Our “Finances After 50” feature includes input from estate planning

attorneys Morris Hall, and real estate options available through companies like Lydon Senior Pathways.

But since “money isn’t everything,” we also introduce you to some amazing folks in this issue – like Mesa resident Richard Michaud, a veteran of three wars (World War II, the Korean War and the Vietnam War) and founder of the International Dutch Oven Society. Michaud exemplifies the zest for life that we try to promote here at Lovin’ Life. Because while choosing between a Roth IRA or a 401k can have an important impact on your postretirement days, a long life well-lived is priceless.

Niki D’Andrea Executive Editor

Courtney Oldham

Becky Cholewka, Keridwen Cornelius, Jan D’Atri, Justin Ferris, Brian Gruber, Marilyn Hawkes, Wynter Holden, Kenneth LaFave, Gayle Lagman-Creswick, Garry Madaline, Jimmy Magahern, Bob Roth, Irene Stillwell, Bill Straus, Glenda Strickbine, Nick Thomas

| NOVEMBER 2017

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1620 W. Fountainhead Parkway #219, Tempe, AZ 85282 • 480-898-6500 ©2017 by EOS Publishing, LLC. Lovin’ Life After 50 is a monthly publication dedicated to informing, serving and entertaining the active adults of Arizona. It is published by EOS Publishing, LLC, an Arizona limited liability company. Subscriptions are available for $24 per year or $40 for two years. Send check or money order to Lovin’ Life After 50. Another quality product of the East Valley Tribune.

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Opinion Straus’ Place

Reuniting feels so good

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BY BILL STRAUS Even though high school wasn’t my favorite of times, I’ve really enjoyed the reunions I’ve attended. I’ve gone to all but one, and last month I attended my 50th with that bunch. Wow! It’s funny how the texture of high school reunions has changed over half a century. At our 10th, I felt everyone was still kind of absorbed with careers, accomplishments and yeah… status.

Remnants of the high school “caste” system were still evident. But by the 30th, those remnants kind of disappeared. My classmates seemed more real to me.

Our 50th was a weekend of joy. Jon, who played the major role in organizing this extravaganza, has battled cancer for over a decade, yet worked tirelessly to make it the success it was. We had about 100 attend (out of a class of nearly 700).

We were all so happy – truly happy – to see each other that we basked in that warmth for two nights. I never enjoyed my old mates (with only one exception) so much. That appreciation for each other was never more evident than when we played a video showing those of our classmates who have passed away. We appreciated the mere presence of each other!

And what accomplishments my former mates achieved! We had at least three commercial pilots and maybe a dozen PhDs. Back in the ‘90s, Al was one of a handful of Americans who played a hands-on role in the handover of Hong Kong to China. Greg has captained a 75-foot charter yacht for decades. Dick became a teacher in California and has worked for the California Teachers Association for 22 years. Rick (who was in a band in which I was the drummer) has a PhD in psychology and specializes in sex offenders. Rick, in fact, couldn’t join us. He was in Las Vegas for a conference the day of the mass shooting and was called in to help Metro

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Police there in their investigation of the tragedy. So many stories.

But the story that resonated most with me was Charlie’s. Charlie was one of the very few minority students at Central in those days. Everybody liked him. I remember him as happy-go-lucky, charming and funny. But it was only at this latest reunion that I discovered the rest of the “Charlie story.” Back in the ‘50s and ‘60s, there was an unofficial dividing line in Phoenix. People of color lived predominantly south of Van Buren.

Many neighborhoods had covenants barring sales to minorities. But Charlie’s father was a mechanic out at Luke Air Base. He wound up as the personal mechanic for Barry Goldwater. One day, Barry asked him why he didn’t move to a nicer neighborhood, which he could afford. He said he would, but nobody would sell him a home in one of those neighborhoods. So, as was his way, Barry bought a house in the Grandview Elementary district and sold it to Charlie’s dad. And that’s how Charlie became our classmate. Oh, by the way, Charlie, who now lives in Vancouver, recently retired as the Associate Dean of Education at the University of Washington!

Whether reuniting – or even uniting for the first time – there’s nothing like a reunion!

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New device stops a cold as it starts New research shows you can stop a sician’s Assistant Julie. “No more colds for cold in its tracks if you take one simple me!”

Pat McAllister, 70, got one for Christstep with a new device when you first feel mas and called it “one of the best presa cold coming on.

Colds start when cold viruses get in ents ever. This little jewel really works.”

People often use CopperZap for preyour nose. Viruses multiply fast. If you don’t stop them early, they spread and vention. Karen Gauci, who flies often, cause misery.

But scientists have found a quick way to kill a virus. Touch it with copper. Researchers at labs and universities agree, copper is “antimicrobial.” It kills microbes, such as viruses and bacteria, just by touch.

That’s why ancient Research: Copper stops colds if used early.

Greeks and Egyptians used copper to purify water and heal used to get colds after crowded flights. wounds. They didn’t know about viruses Though skeptical, she tried it several times a day on travel days for 2 months. and bacteria, but now we do.

Researchers say a tiny electric charge “Sixteen flights and not a sniffle!”

Business owner Rosaleen says when in microbe cells gets short-circuited by the high conductance of copper, destroying people are sick around her she uses CopperZap morning and night. “It saved me the cell in seconds.

Tests by the Environmental Protec- last holidays,” she said. “The kids had tion Agency (EPA) show germs die fast colds going around, but not me.”

Some users say it also helps with sion copper. So some hospitals switched to copper touch surfaces, like faucets and nuses. Attorney Donna Blight had a 2-day doorknobs. This cut the spread of MRSA sinus headache. She tried CopperZap. “I and other illnesses by over half, and saved am shocked!” she said. “My head cleared, no more headache, no more congestion.” lives.

Some users say copper stops nightThe strong evidence gave Arizona inventor Doug Cornell an idea. When he felt time stuffiness. One man said, “Best sleep a cold coming on he fashioned a smooth I’ve had in years.”

The handle is sculptured to fit the copper probe and rubbed it gently in his hand and finely textured to improve connose for 60 seconds.

“It worked!” he exclaimed. “The cold tact. Tests show it kills germs on fingers so went away completely.” It worked again you don’t spread illness to your family.

Copper may even stop flu if used early every time he felt a cold coming on. He and for several days. In a lab test, sciensays he has never had a cold since.

He asked relatives and friends to try tists placed 25 million live flu viruses on it. They said it worked every time. So he a CopperZap. No viruses were found alive patented CopperZap™ and put it on the soon after.

Some users also report success in market.

Soon hundreds of people had tried it. stopping cold sores and warts.

The EPA says the natural color change Nearly 100 percent said the copper stops their colds if used within 3 hours of the of copper does not reduce its ability to kill first sign. Even up to 2 days, if they still get germs.

CopperZap is made in Arizona of the cold it is milder and they feel better.

Users wrote things like, “It stopped my pure copper. It carries a 90-day full moncold right away,” and “Is it supposed to ey back guarantee and is available for $49.95 at CopperZap.com or toll-free work that fast?”

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Local Opinions

Sound Off Let’s see if I have this correct? Arizona officials are being threatened

by U.S. federal officials with civil contempt and fines up to $2.1 million because they allegedly are providing less than perfect health care to the thirty thousand or so prisoners in the state’s ten prisons. What they do get is FREE!!!

So sad! Meanwhile, Arizona senior citizens have to cut back on everything to afford their medical treatments, which in many cases are not covered in total. This is actually sad! Arizona prisoners get three square meals a day. Hooray for them, while many Arizona senior citizens have to cut back and eat maybe one full meal and some scraps later each day. Housing – it’s free for Arizona prisoners while Arizona senior citizens have to pay through the nose for a roof over their heads. Forget about if our seniors need extended care in a facility away from home. If they have any money at all in savings, it goes to the care facility, while Arizona prisoners get it all free. TV, gym, library, game room – all free for Arizona prisoners while

Arizona senior citizens pay through the nose for entertainment. Where is the justice? The prisoners broke the law, were convicted and sentenced, and still they live a life of no wants. It’s all free, and because their medicine change takes three days to take effect instead of two, the fed wants to sue Arizona. Where’s the justice?

The senior has a change in meds and it may be a more expensive one, so the health insurance charges an outrageous price. Many times the senior just lets it go, can’t afford it, and lives whatever life is possible without the new drug. Where’s the justice? Meanwhile, the prisoners live a happy no-wants life, everything free but freedom. I think justice would be: Deny them everything, let them live in their cell with nothing but the minimum amount of food to sustain life, then let them out when their sentence is complete, or ship them back to any family who wants the body when they die. Give the millions of dollars saved to the senior citizens who have worked their life away to the few years they have left. Then justice will have been served.

I’m replying to the letter that you have featured in your October issue, the first one. I’m quite surprised and dismayed that you would print a letter of hate, which seems to be so antithetical to the first word in the title of your publication, which is “lovin’.” In a publication that stresses “lovin’ life,” there is no room for people hating. People have a right to express their opinions, but you also have a right not to print them when they are opposite to what we hope is your philosophy.

We Want to Hear from You!

Your message might be printed in the next issue!

At Lovin’ Life, we believe your opinions should be heard. Give us yours! Space providing, your Sound Off will be printed in the next issue.

Please limit your messages to one minute or 100 words.

Email us: soundoff@lovinlifeafter50.com Leave a message: 480-898-6500, option 6 Write us: 1620 W. Fountainhead Pkwy., Suite 219 Tempe, AZ 85282

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Ask Gabby Gayle

Practicality first

BY GAYLE LAGMAN-CRESWICK

Q

Dear Gabby Gayle:

You recently addressed a letter from a person who was inquiring about destination weddings. My complaint (and I will not express this to my granddaughter) is the complicated events before the wedding.

They have come up with so many prewedding parties and trips, that even before the expensive wedding, they have spent thousands. I guess that is OK if they are wealthy; however, I am so practical that I believe these kids are spending dollars that would be better spent on a down payment for a home. Don’t you agree?

Signed, Practical Pat

A

Dear Practical Pat:

I have to admit that I have thought that many times, but alas, not one person asked my advice before planning their weddings! It is a different world out there now. I have wondered the same when children have elaborate birthday parties – what will they do for an encore when the children are grown?

It seems we are caught up in providing our kids with what we did not have as a youngster... and it keeps growing from generation to generation. When it will end, I do not know. I have to think it will someday!

GG

Q

Dear Gabby Gayle:

OK, so you said in your column that you do not have to go to church to be spiritual, in response to a person who was concerned about a friend who doesn’t go to church, but seems to be a very good person. I disagree with you.

Maybe because my husband is a minister, but going to church helps people stay on the straight and narrow. I believe it helps us make better choices, supports us in times of need, gets us closer to God. That is my two cents.

Signed, Wife of Preacher

A

Dear Wife:

I hope you did not think I was trying to discourage people from going to church. I will reiterate that I know very spiritual people who do not attend

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church. And I know people that don’t miss a church service who do not seem very spiritual to me. I think it is important to differentiate between two words: spiritual and religious. One can be spiritual without being religious and religious without being spiritual. I believe spirituality comes from the heart and is portrayed by how we treat our fellow man and live our lives. You realize this is just my opinion. It is not up to me to judge, thank God!

GG

Q

Dear Gabby Gayle:

I joined a dating site and have to say I have enjoyed it. I have met some nice women, even though I have not met anyone with whom I want to spend the rest of my life. I belong to a senior site, but there seem to be a lot of younger women on this site. I am not looking for a young woman and I question the site for letting them join a senior site.

My first thought is they are looking for a sugar daddy. Why do the sites do that?

Signed, Senior and Proud of It

A

Dear Senior:

I can vouch for the fact that they do the same on the female side. Why would a 50-year-old man want a relationship with a 78-year-old woman? I have children older than that. I have raised the question with the dating site and have yet to receive an answer. I will add again that some of these younger ones are scammers and will eventually ask you for money – after they think they have you in their pocket!

Be sure to report anyone whom you have detected to be a scammer. My advice is to ask them to coffee in a public place before you have too many chats. Then you can see for yourself. Scammers will tell you that they will be busy for the next month and then they can have coffee. Delete them!

I also look them up on Facebook, and if they have no friends or no photos, they are scamming. I also shy away from any guy that says he is looking for dating only and no relationship. Or any guy that says he is married but estranged from partner! GG If you have a question for Gabby Gayle, send it to lagmancreswick@gmail.com.

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Features

50

FINANCES

After

BY MARILYN HAWKES

The financial issues facing people over 50 are legion. Investment questions.

Downsizing dilemmas. Property decisions.

Estate planning. Creating a blueprint for one’s financial future late in life can seem daunting; luckily, there are a plethora of professionals who specialize in these topics and can offer advice in almost any area.

Downsizing and Selling the House: Lydon Senior Pathways

Experts can help you map out your next moves.

About eight years ago, Scottsdale realtor Thomesa Lydon found herself in the middle of a crisis. Her elderly parents, who lived 1,000 miles away, became unable to care for themselves independently due to health issues. Suddenly, Lydon and her sister were thrust into making important decisions for her parents about where they would move, what they would keep and what they would discard. “It broke my heart,” she says.

While trying to navigate “a disjointed web of unknown service providers,” Lydon and her sister felt frustrated and alone and had no one to guide them.

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The experience prompted Lydon to take her real estate business in a new direction and she founded Lydon Senior Pathways, a one-stop senior relocation service that helps seniors plan for the “next living chapter in their lives.” She is affiliated with Realty One Group.

Lydon often invokes what she calls the 60/40 rule – when parents are in their 60s and the children are in their 40s – as the time when families should have a conversation about what will happen down the road. “While I’m still in control, I want my family members to know what my intentions and desires are for the future,” Lydon explains.

She offers a free one-hour consultation to assess the family’s living situation and then advises them on how to plan accordingly. “It’s important to instill in people not to wait until it’s too late when the transition is more difficult for all parties,” she says. In some cases, the house has become a burden due to maintenance and financial concerns.

As a real estate professional and former interior designer, Lydon can help seniors decide the right time to sell, assess the condition of the home and advise them if repairs are necessary or if they should sell “as is.” She can stage the home by arranging furniture and accessories to create greater appeal for potential homebuyers.

Lydon is also a certified senior move manager and can help seniors organize, sort and decide which items to donate, pack or disburse to family members. She encourages seniors to find their “story items,” and express in writing or on video why they’re significant. “If you’re downsizing, it’s important to capture the essence of who you are in the items that you take with you,” she says. “Everything has a story.”

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Sorting through items can be overwhelming, Lydon says. She advises clients to start in one room, “the least emotional room,” and don’t quit until you’re finished.

“When you’re going through items, pick them up and ask: Does it have value? Does it have purpose? Does it bring you joy?

If you can’t answer yes to at least one of those, then get rid of it,” she says.

When the time comes for the move, whether to a smaller house or a senior community, Lydon makes sure there’s no lag time in between so her clients aren’t living out of boxes or in a state of uncertainty.

“It’s a process from consultation to close of escrow,” she says.

“I’ve helped hundreds of clients navigate the waters of late-in-life transitions,” Lydon says. “I think my heart, compassion and caring for their well being comes across. I help them thrive, not just survive.”

For more information, call 480-375-1974 or visit lydonseniorpathways.com.

Estate Planning: Morris Hall

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Thomesa Lydon’s company, Lydon Senior Pathways, assists with late-in-life real estate transitions.

Andrea Claus is principal attorney and partner at the Scottsdale branch of Morris Hall, which focuses exclusively on estate planning. (Courtesy Morris Hall PLLC)

When it comes to estate planning, there’s not a one-size-fits-all solution, according to Andrea Claus, principal attorney and partner at the Scottsdale branch of Morris Hall PLLC, an Arizona and New Mexico law firm that specializes in estate planning.

At Morris Hall, attorneys make estate plans for everyone – from people with large portfolios and real estate holdings to those with smaller assets. When meeting with new clients, the attorney will determine what’s best for each situation and will discuss everything from establishing a revocable living trust and state and federal estate taxes to divorce and creditor protec-

Finances...continued on page 10 www.LovinLifeAfter50.com

— Bogdan Zvoristeanu, Classical violinist in Geneva

”

—

Art That Connects Heaven and Earth

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NOVEMBER 2017 |

9

Finances...continued from page 8 tion and community property issues.

In addition, Morris Hall attorneys can help clients with legacy planning, power of attorney, probate and estate administration, wills and many other issues pertinent to estate planning.

Claus talks with new clients not only about financial goals and assets, but also about family dynamics. “Everybody’s got a horror story of the family that fell apart after mom or dad died and unfortunately that does happen,” Claus said. “We try to make sure all of those issues, including potential family issues, are addressed. That’s important.”

Comprehensive estate planning ensures the client’s wishes will be carried out after he or she dies and will make the transfer of assets as easy and efficient as possible, Claus said.

But when a person dies without an estate plan, they die intestate (without a will) and his or her assets will be divided by the state. In Arizona, as in all states, there’s a formula for intestate succession, starting with the person’s spouse and children.

For those who already have an estate plan, Claus recommends reviewing the plan every few years to make sure there haven’t been any changes in the law that

might impact what they have in place. As part of the review, Claus also examines the client’s finances and personal relationships to learn about any changes: “Estate plans tend to be a little like cars. They need maintenance.”

Claus enjoys estate-planning law because she gets a chance to be the “good guy.”

“I do everything in my power to keep things out of court and to make sure someone’s assets go to whom they want, when they want with the least amount of expense and issue when they pass,” she said.

For Claus, helping families through probate and trust administration is also very rewarding. “You get a chance to help someone through a dark hour.”

Morris Hall sets itself apart by being a relationship firm, rather than a transactional firm. “I speak for every attorney here when I say we get to know families,” Claus said.

“We look at everything comprehensively.

I’m not just drafting a document and our business is done. We remain connected.”

While other firms may include estate planning in their collective portfolio, Morris Hall attorneys are solely devoted to helping clients manage their estate plans. “We’re not doing a little bit of bankruptcy and a little bit of DUI; our focus is 100 percent estate planning,” Claus said. “That allows us to be ex-

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Theron M. Hall, Jr. (Tim), senior partner of Morris Hall PLLC in Mesa. The company offers free estate planning seminars. (Courtesy Morris Hall PLLC)

traordinarily knowledgeable in what we do.”

Theron M. Hall, Jr. (Tim), senior partner of Morris Hall PLLC in Mesa, has practiced many different types of law. “I’ve done divorce work, criminal work, defended people and sued people,” he says. He gravitated to estate law because he feels it’s the best way he can help people. “Everybody’s happy when you’re finished.”

Estate planning is important because if you don’t have a plan in place, other people will make decisions for you if you become incapacitated, Hall says. “But if you have your estate set up properly and your affairs in order and you become incapacitated, you have the people you chose to make the decisions, not only for your health care, but also your financial decisions.”

In many cases, people don’t think they need an estate plan, but Hall advises that if a person or couple has any type of retirement assets such as an IRA, 401k or a 403b that amounts to more than $30,000 to $40,000; has minor children or potential minor beneficiaries; children from another marriage; or beneficiaries with some type

of special needs, then he or she should consider an estate plan.

Some people also choose to set up a pet trust or make provisions in their trusts to ensure their pets are taken care of. “We have a lot of clients who do that,” Hall says. “They have a strong attachment to their current pets and pets they will have in the future.”

When setting up a pet trust, clients must name a caretaker who will provide a loving home for the animal(s) and a trustee to distribute the money that’s been set aside.

Often they are the same person.

For those who already have a trust or estate plan in place, it’s a good idea to review the documents every three years to make sure there haven’t been any changes, Hall says. “In the last few years, there have been some very significant changes – some good, some bad, so we keep our clients in the loop.”

The attorneys at Morris Hall also review already established estate plans for new clients because often the documents are not properly drafted, which can result in beneficiaries not being protected against creditors, lawsuits, ex-spouses, taxes and other issues, Hall says.

As a service to its clients, Morris Hall offers free estate planning seminars as well as question and answer sessions at its offices throughout Arizona and New Mexico. Nonclients are also welcome to attend. Information is available at morristrust.com.

Morris Hall is one of two firms in Arizona that belongs to the American Academy of Estate Planning Attorneys, a group of 150 estate-planning firms throughout the United States.

“We’ve written and reviewed about 75,000 trusts. We’ve been doing this for a long time and seen literally everything,” Hall says. “We’ve often said estate planning is not just our practice, it’s our privilege and our passion and we love doing it.”

Call 1-800-946-4452 | Ext. 7256, 8207, 7343 or 1403

Visit WinGilaRiver.com for complete bus schedule.

Live in Tucson? Charter buses available for groups of 45 or more.

*$10 in Free Bonus Play. Some restrictions apply. See Players Club for details.

WinGilaRiver.com | 800-WIN-GILA

Gila River Gaming Enterprises, Inc. Owned and operated by the Gila River Indian Community

10

| NOVEMBER 2017

www.LovinLifeAfter50.com

www.LovinLifeAfter50.com

NOVEMBER 2017 |

11

Saving a Life from a potential catastrophe EVERY 10 MINUTES

Investing: Seven Questions

BY MICHAEL K. ROWLANDS

Owner of Scottsdale Gold & Silver

1. What are my goals? but I’m never alone.

I have Life Alert.® AS SEEN ON

TV

For a FREE brochure call:

1-855-822-1055

Am I looking for profit, protection or both? How much am I looking to invest?

Is this a one-time investment or do I want to add to this investment in the future?

What is my timeline for making this investment? What is my risk level: high, moderate or low?

2. Do I understand this investment?

If you can’t understand how something works, you can’t properly answer question #1. If you don’t understand it, either do your homework or have someone explain it to you until you understand it.

Before you invest, you should be able to explain to other people what you’re doing. Nothing is worth investing in if you can’t comprehend it.

3. What’s the investment’s track record?

History solves the mystery. Understanding the history of the investment offers insight into how it will perform in different environments. Knowing how it reacts in a recession, inflation and boom will give you the keys to answering question #1. The big warning that comes with this is that past performance is no guarantee of future results.

Midwestern University

[Body Donation Program] You Can Make a Difference for the Future of Healthcare.

Your gift will help educate compassionate healthcare professionals for tomorrow.

Call 623.806.7990 for more information.

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20195 North 57th Avenue Glendale, Arizona 85308 azbodydonation@midwestern.edu www.midwestern.edu/bodydonation

4. What are the costs? How much does this investment cost you in fees?

How much does it cost to sell? How much does it cost me to hold? These fees should be very transparent, and if they’re not, you should be wary of both what is being offered and who it is offering it to you. Remember that returns are never guaranteed, but fees usually are.

5. What are the pros and the cons of this investment?

Before investing a dime, make sure you understand the potential for loss. This is where it really pays off to be a little pessimistic. Understand the worst-case scenario and make sure you are comfortable with the potential outcome. When people skip this question, they often become emotional when they start to lose money. This causes a panic sell, which most of the time comes at the worst pos-

sible time to sell. Understanding the possible downside will help you hold strong through rough patches and stick to your investment strategy through thick and thin. This is the most important foundation which investment success is built on.

6. What is time frame for this investment?

Is this a long-term investment (5-20 years)? Is this a moderate-term investment (2-5 years)? Is this a short-term investment (12-24 months)? Having a time frame for your investment is a must when answering question #7.

7. What is my exit strategy?

If you don’t have an exit strategy, your portfolio will never realize its gains. It doesn’t matter if you’re a trader or a buy-and-hold person -- not having an exit point is a recipe for disaster. As an investor, you should have two exit strategies: number one, to capture and keep your profits; and number two, to limit your downside risk. Having a price point picked out based on the goal you set with questions #1 and #6 will help you always keep your profits. Having an exit strategy picked based on your risk limit will always keep your downside at a minimum.

By asking yourself these seven questions before you invest, you will make smarter investments and achieve greater financial success. When you have an idea that creates a purpose, with a purpose comes a plan, and with a plan comes action, and with action you get results.

Answer these seven questions, and you will get an idea, a purpose, a plan and action. This will lead to success in the future. Contact one of our wealth coaches at 480-739-1299.

www.LovinLifeAfter50.com

RETIREMENT ENGINEERING WORKSHOP™ Workshop for Adults Ages 50-75

“WHAT YOU DO TODAY WILL IMPACT ALL OF YOUR TOMORROWS” Scottsdale Community College

DETAILS WHAT YOU RECEIVE IN CLASS

Tuesday, November 14th

• 3 hours of interactive classroom instruction • 30 minute optional Q&A • Workbook covering all key concepts • Comprehensive list of online resources and reading material • Fillable budget worksheets • Medicare Information Packet • Estate Planning Guides

Scottsdale Community College

6:30 pm - 9:30 pm

Saturday, December 9th 8:30 am - 11:30 am

WHAT YOU RECEIVE AFTER CLASS* • Social Security - Personalized 20+ page report detailing all available strategies available to you • Portfolio Stress Test - Stress test of current portfolio against a repeat of 2008 and other custom scenarios you choose • Taxes - Comparison of ROTH and non-ROTH options including costs, savings, and breakeven points • Retirement Summary - Year-by-year cash flow analysis including taxes, RMDs, inflation, expenses, sources of income, and any additional custom variables • 401(k) Investment Strategy - Provides a “Win By Not Losing” strategy for those still working and saving into retirement plans

WORKSHOP OVERVIEW BY SECTION MODULE 1

TIME FOR A NEW MODEL

MODULE 2

RETIREMENT PLANNING

MODULE 3

RETIREMENT TAX STRATEGIES

MODULE 5

PROTECTING AGAINST MARKET LOSS

MODULE 7

HOW TO CHOOSE AN ADVISOR *Full syllabus available on website

MODULE 6

ESTATE PLANNING / LONG TERM CARE

MODULE 4

*Requires C.O.R.E. Discovery Sessions at no additional cost

SOCIAL SECURITY PLANNING

TWO EASY WAYS TO REGISTER OR GET MORE INFO:

1

ONLINE www.myretirementclass.com

2

CALL 480.448.6271

REGISTRATION FEE: $29 • SPOUSE OR GUEST MAY ATTEND AT NO ADDITIONAL CHARGE WORKSHOP SIZES ARE LIMITED • ADVANCED REGISTRATION IS REQUIRED

WORKSHOPS HELD AT THE FOLLOWING LOCATIONS: SCOTTSDALE COMMUNITY COLLEGE

ASU SKYSONG

PARADISE VALLEY COMMUNITY COLLEGE

MESA COMMUNITY COLLEGE

GLENDALE COMMUNITY COLLEGE NORTH CAMPUS

MARICOPA CORPORATE COLLEGE

VISIT ONLINE TO FIND A DATE THAT WORKS FOR YOU!

All Maricopa County Community Colleges and Arizona State University are not affiliated with the event and should not be contacted regarding the program. Investment advisory services are offered through Brookstone Capital Management, LLC, an SEC Registered Investment Advisor. URA Group is not affiliated with Brookstone Capital Management.

www.LovinLifeAfter50.com

NOVEMBER 2017 |

13

Real Top Gun

Richard Michaud served in three wars

BY JIMMY MAGAHERN Barbara Laken fluffs the cushions of the couch directly beneath the display of medals and the Top Gun sign as her 90-year-old dad, Richard Michaud, slowly takes his favorite seat in the living room of his Mesa home. Michaud cracks a wry smile as the reporter across from him makes eye contact, knowing that from this angle, the large red, white and blue wings of the iconic 1986 movie logo jut out from his ears in an almost cartoonish fashion.

The placement of the sign is no doubt a loving decorative touch from his proud daughter, who calls her dad “a real Top Gun.” The veteran Navy flyer himself, who actually trained for aerial combat maneuvering in the early 1950s, about a decade and a half before the establishment of the U.S. Navy Fighter Weapons School in Miramar, California that would come to be nicknamed Top Gun school, confesses he’s not a great fan of the movie, even as Hollywood gears

up for a long-awaited sequel.

“One of the things that frustrated me about the Top Gun movie was when Tom Cruise’s character felt he’d killed his buddy and right in the middle of a big battle, he’s pulling out the buddy’s dog tags to look at them,” he says. “You wouldn’t have time for that!”

The line invites a chuckle, but Michaud’s no longer smiling. “You know, throwing him off the back end of,” he pauses for a long time, then sadly exhales, “a carrier is probably something you’d do.”

Michaud holds the rare distinction of having served in three wars: World War II, the Korean War and Vietnam, giving him membership in an informal club whose badge he proudly wears on a hat reading, “All 3 Wars Veterans of America.” But until about three years ago, Michaud’s deep well of military experience was a secret he kept from his four grown children, three of whom still live close by – Laken just across the street and one of her three brothers in the house next door.

“My dad is a hero. And we never knew it,” says Laken, who’s also encouraged her dad to write a book. “My mom never talked about it, and it wasn’t until she passed three years ago that we started getting into the books and the stories. He had five distinguished flying crosses. And we had no idea.”

“I think it’s probably typical of most veterans,” Michaud says dismissively of his longstanding reluctance to share his military history with his offspring. “They don’t come home and run through all of their experiences for the family.”

But Laken, a genealogy enthusiast who, with help from family – and websites like Ancestry. com – has created an ambitious library of family history in Michaud’s den, dug into her dad’s record and discovered that during With family encouragement, Richard Michaud is finally speaking about his military career.

14

| NOVEMBER 2017

Michaud during his active duty days. (Photos by Tim Sealy)

his stint in Vietnam, he was part of a Michaud’s first choice of a conflict to be rescue team that saved many soldiers. involved in, either. He’d originally joined “We were assigned responsibility for the Navy straight out of graduating high search and rescue,” Michaud explains. “We school in Logan, Utah in 1945, to serve in had a lot of different kinds of airplanes World War II, but he had barely completed flying in Vietnam, training when the and when one of war ended with them would go Japan’s surrender. down, it was our job The Navy kept him to go to the scene in Southeast Asia and neutralize anyway, serving the enemy and at bases in the then we’d bring in Philippines and the a helicopter and Admiralty Islands there was a cable for 14 months until we’d drop down he had accrued and pick our guys enough points to up. During the 16 come home. At months I was over that time he started there, we had 78 college on the G.I. guys down and Bill, married his we got 76 of them wife, Patty, and out. It was a very worked for a while satisfying mission as a reporter for the Richard Michaud has five distinguished flying to be involved in. local newspaper. crosses.

And I never took a When the Korean bullet myself, which I figured was pretty War started, he was commissioned again, good for 180 missions.” and that’s when Michaud took part in Michaud admits he was disappointed the pilot’s training. Once again, however, when he came home from Vietnam Michaud wound up late to the battle. and was greeted with less than a hero’s “Unfortunately – or maybe fortunately welcome, but he understands why.

– the war ended the same time that I “Unfortunately it was the war that had finished that training,” he says. “So I never the attitude against it,” he says, referring did make it physically to Korea.” to the widespread social movement He moved to Arizona and was assigned among young Americans at the time who to the ROTC program at Arizona State. opposed U.S. involvement in Vietnam. In the summer of ‘69, just as President “With World War II, you didn’t have that Nixon was beginning troop withdrawals, problem – or even in Korea, to speak Michaud got called to duty again. This of. But with Vietnam, you had all the time, however, he saw plenty of combat. marching and the going to Canada to “Many of his friends never came back,” avoid the draft. It was not a very popular Laken says. war.”

Truth be told, Vietnam was not Top Gun...continued on page 15

www.LovinLifeAfter50.com

Top Gun...continued from page 14 When Michaud did come home, he’d had his fill of military life and opted for a much quieter lifestyle, taking a job at ASU as an assistant director of financial aid and later moving back to Logan to perform the same job for Utah State University. While there, he discovered a new, unlikely passion to take the place of flying: Dutch oven cooking. He founded the International Dutch Oven Society in Salt Lake City, a group of “black pot enthusiasts” that now has close to 50 chapters around the globe.

Between cooking cobblers in his own extensive collection of the heavy iron pots, Michaud says he’s been watching the 10-part Ken Burns PBS series The Vietnam War, and says that for the most part, he agrees with Burns’ gritty groundup view of the dark chapter in American history. “It was a down and dirty war,” he says. “But I’m watching to see if they ever get around to covering anything from our mission. We were fortunate in that we were in a life-saving side of the war.”

With nearly 20 grandchildren and over 60 great-grandchildren in his fold, Michaud counts his strongly held LDS faith as a key to living a long, healthy life.

“Your aunt Dot is tossed!”

But he also sees his military service as part of that.

“I think the key to having a life well lived is to help people,” he says. “And I see my military experience as something along that line. It doesn’t always work out totally like you’d like it to, but there’s nobody else in the world fighting for the freedom of people as much as the United States.”

He notes an awareness of the NFL protests that have sparked national debates on patriotism, and says he understands the point many of the African-American athletes are trying to make by taking the knee instead of standing for the flag during the national anthem.

“I appreciate that there are those here who feel they don’t have those freedoms,” he says, although he allows it “makes [his] heart sick” to see the flag becoming a target in the debate. “That’s what all people want, to have the freedom to live their lives as they choose and raise their families. But I still feel you have a better chance to do that in America than any other place in the world. And I think that the people who appreciate America and the freedoms that they have here need to stand strong,” he adds. “Because I think it’s going to get tougher.”

Helping you enjoy life to the fullest 2 Levels of Service ALTCS ACCepTed

Call for details about our Secured Memory Care Unit

Personal Care & Secured Memory Care

Residents Enjoy

• Media Center with high speed internet access computers and a theater • Mini Mart • Campus-wide assistance using individual Pendant Call System • Full Calendar of Activities On & Off Campus aboard the Kivel Bus • Social Services Coordinators

• Private spacious home-like apartments • Three meals per day plus snacks Dietary laws observed • Housekeeping & laundry service • Care Staff on duty 24 hours a day • Total Medication Management • Hair Care Salon

For more information or to schedule a tour, please call

(602) 443-8039

3040 N. 36th Street • Phoenix, AZ 85018 Non-profit • Non-sectarian Kivel Campus of Care is a constituent agency of the Jewish Community Association

FREE NO OBLIGATION CONSULTATION! Find out if dental implants are right for you!

Don’t wait!! Call Gasser Dental at 623-972-8217 to schedule your FREE, NO OBLIGATION consultation today or RSVP for one of our FREE upcoming seminars: Friday, November 3rd at 10:00 a.m.

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623-972-8217 | www.DrGasser.com NOVEMBER 2017 |

15

We're the one store you can trust to have the exact battery you need, right when you need it, including high-performance Duracell® Ultra batteries for cars, riding mowers, motorcycles, laptops, smartphones and more. Plus, we have Duracell® Ultra energy-efficient light bulbs for lamps, flood lights, and appliances.

All topped off by helpful experts who can repair your smartphone, tablet and iPod® .

4.99

Watch Battery & Installation II I II I II II 11111111111 1 111

Limit 1. Expires4.1.18. GK034 Reg. Price - 18.99. Some makes, models and styles may be excluded. Offer valid on in-stock products at participating localions. Not valid with other offers or business pricing. Some exclusions may apply. Must present coupon in-store; not valid for

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I 1 limit 1. Expires4.1.18. GK047 1 Offer valid on in-stock products at I participating locations. Not valid with other I offers or business pricing. Some exclusions may apply.

Must present coupon in·store; not valid for online purchases.

1 No cash value. See store for complete details.

'

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• Huge selection of Duracell® Ultra Batteries & Bulbs • Buy online, pickup in-store

• Nearly 60,000 batteries, light bulbs & related products • Battery & light bulb recycling

GRAND REOPENING!

• Business accounts available • Cordless tool battery rebuilds • National warranty

6680 W. Bell Rd., Glendale 623-979-0532

M-F 8AM-8PM, SAT 8AM-7PM, SUN 10AM-5PM 16

| NOVEMBER 2017

;

©2016 DURACELL, Bethel, CT 06801. Duracell is a registered trademark of Duracell U.S. Operations, Inc., used under license. All rights reserved. All other registered trademarks are the property of their respective owners. All rights reserved.

www.LovinLifeAfter50.com

is now

The locally owned Batteries Plus Bulbs franchise group is pleased to announce the re-opening of their location at 67th Ave and Bell Road in Glendale. The location originally opened in 2005, and was closed due to a fire in July of 2016. The entire full time staff that worked at the location remained with Batteries Plus Bulbs, and since the fire have been working at other locations. Needless to say George, Sheila, Joey and Justin are all anxious to return their “Home” store and reestablish the many customer relationships they had built through the years. It may astound you to know that the four returning full time employees have over 50 years combined experience with Batteries Plus Bulbs Batteries Plus Bulbs started as Batteries Plus in 1988 with a single storefront in Green Bay Wisconsin. The franchise has since grown to over 700 locations with Glendale being one of 12 Maricopa County locations. The 12 valley wide Batteries Plus Bulbs locations www.LovinLifeAfter50.com

With the re-opening of the Glendale location, area residents will again have access to trained experts who can provide retail and commercial customers with solutions to their battery and lighting needs. Catering to the immediate need for battery and lighting products, the company launched a new website and e-commerce platform to enable seamless shopping anytime, anywhere, and from any device.

They now also have a Batteries Plus Bulbs smart phone app. Retail and business customers can easily check store availability for inventory, and select from multiple product options to purchase online and pick up in store.

Customers can also set up appointments to repair their smart phones and tablets online.

Batteries Plus Bulbs stores offer thousands of batteries, including a selection of golf cart batteries, watches, motorcycles, wheel chairs, smartphones, security systems, hearing aids, boats, laptops digital cameras, and hearing aids. Batteries Plus Bulbs lighting offerings range from recessed and track lighting, and a full line of energy-efficient LED options to specialized light bulbs for cars and RVs. They also offer emergency lights, exit signs, parking lot lights, healthcare lights, projector bulbs, and many other lighting products for businesses. Store experts are trained on the benefits and value of switching to LEDs, and can recommend color temperature, and brightness options for specific lighting applications in various rooms of a home or building.

have one local owner and have been in business for over 21 years.

Batteries Plus Bulbs is the nation’s largest and fastest growing battery, light bulb and smartphone/tablet repair franchise, and provides access to over 60,000 different types of batteries, light bulbs and related products for household and business needs. In addition, Batteries Plus Bulbs also offers tech services for replacing batteries to include, watch batteries, household, and automotive keyless entry, UPS, cell /smartphone batteries, and rebuilding battery packs. Batteries Plus is also the established nationwide leader in repairing smartphones and tablets, including iPhone®, iPad® and iPod®, most Samsung® devices and other manufacturers. Experts can also install screen protectors on smartphones and tablets to help avoid future damage. Batteries Plus Bulbs proThe Glendale store also offers vides a quick turnaround on all an array of professional services repairs and installations and offers including: a six-month warranty on all parts • Testing, conditioning and and workmanship.

rebuilding battery packs for rechargeable household and business-to-business products • Battery installation services for cell/smartphones, watches, keyless remotes • Free automotive battery and electrical system testing • Automotive battery installation • Late model vehicle automotive battery registration • Golf cart battery installation • Wheel chair battery installation • Battery, light bulb and select portable electronic device recycling • Specialized battery pack design and fabrication for commercial and retail customers • Business to Business account programs that offer commercial and O.E. customers volume discount opportunities, onsite needs analysis, energy savings programs, online ordering, and delivery and recycling services A nationwide survey by Batteries Plus Bulbs found that approximately three in ten American’s do not consider themselves educated on batteries and light bulbs. With all the changing technology, Batteries Plus Bulbs is able to perform their own research, and testing, and is well positioned to keep up with current technology. It should be reassuring to know as technology evolves, so will the products and services offered at Batteries Plus Bulbs. The staff at the Glendale Batteries Plus Bulbs location looks forward to providing your battery, lighting, device repair and service needs.

NOVEMBER 2017 |

17

The support you need to find quality

SENIOR LIVING SOLUTIONS A Place for Mom has helped over one million families find senior living solutions that meet their unique needs.

There’s no cost to you!

CALL (844) 880-2798

Joan Lunden, journalist, best-selling author, former host of Good Morning America & senior living advocate.

! We’re paid by our partner communities

HMOs That Assume Responsibility for Medicare Coverage Cigna-HealthSpring Preferred (HMO)

COMPANY

Blue Medicare Advantage Classic (HMO)

CareMore Touch (HMO SNP)

(Available in Maricopa County, Pima County and parts of Pinal County)

Maricopa County H2593-019

(Available in Maricopa county, and select Zip codes within Pinal County: 85117, 85118, 85119, 85120, 85140, 85143, 85178 and 85220)

Premium or Subscription Charges

$0 monthly premium

$0

$0 monthly plan premium. Cigna contracts with Medicare to provide full Medicare coverage plus additional benefits.

Registration or Policy Fee

NONE

Must have Part A and Part B of Medicare, Live in the service area, must reside in a long-term care community or plan approved location and cannot have ESRD.

N/A

Pre-existing Health Conditions

Not available for patients with end-stage renal (kidney) disease and receiving dialysis.

Must not have ESRD

Not available for patients with end-stage renal (kidney) disease.

Costs on Entry to Hospital

$250 per day for days 1-7 in plan hospital; same cost sharing for non-plan hospital with prior authorization (different cost sharing applies to inpatient mental health).

Day 1-5 $175 copay Day 6-90 $0 copay

$200/day: days 1-7: $0/day: days 8-90

Maximum Period of Coverage for Any One Benefit

364 days in calendar year.

Out-of-pocket limit $3000

Unlimited- 365 days in a calendar year. Medicare beneficiaries may only receive 190 days in a psychiatric hospital in a lifetime.

Skilled Nursing Facility

$20 per day for days 1-10 in plan skilled nursing facility; $20 per day for days 11-20; $165 per day 21-100 in plan SNF; same cost sharing for non plan skilled nursing facility with prior authorization.

No prior hospital stay required.

Each stay: $0 copay

$0/day: days 1-20: $167/day: days 21-100

Medical Coverage for Part B

$20 per day for days 11-20;

Included

Members must continue to pay Medicare Part B premium.

$165 per day 21-100 in plan SNF;

$0 Copay for routine nurse practitioner visits / $0 copay for PCP / $0 Copay for specialist Laboratory:$0 copay / physical therapy: $0 copay / X-ray: $0 copay / $0 copay for routine podiatry every three months / $195 copay for ambulance $0 copay for DME if $499 or Less

Physician care for hospital or office services: In PCP office $0: In specialist office $30, Physical therapy and speech therapy $30, home health $0, lab services in physician’s office $0: HospOP/ASC facility $20, X-ray services $0, prosthetics 20 percent, ambulatory surgical center (ASC) $0 for colorectal, $0 for colonoscopy, and $150 all other ASC services ambulance ground $250, ambulance air $250, radiation therapy 20 person, MRI, CT, PET: $150 at CMG or contracted Facility. 20 person for nuclear medicine studies.

Outpatient Prescription Drugs

Same cost sharing for non-plan skilled nursing facility with prior authorization.

Tiers 1-6 : $0/$7.50/$40/$85/33%/$0 Network Pharmacy

One Month Supply: Tier 1 (preferred generic drugs) $2, Tier 2 (generic drugs) $10, Tier 3 (preferred brand drugs) $42, Tier 4 (non-preferred brand) $95, Tier 5 (specialty) 29 percent

Renewability of Contract

No prior hospital stay required.

Annual

Medicare Advantage contracts are renewable annually

Travel Restrictions Out of Area

Coverage throughout the United States for emergency and urgently needed care only.

$10,000 Coverage for Emergency and Urgent Care Worldwide

Urgent care ($25)and emergency care ($80) services are available to you when you are out of area. You are covered 24 hours a day, seven days a week.

Major Options Available from Company

Hearing Aids, Health/wellness education, disease management.

Discounts on eyewear.

BASIC DENTAL COVERAGE INCLUDED. Quarterly $50 OTC benefit. Silver Sneakes $0 copay. On-site delivery of most healthcare services at member’s assisted living enviroment including routine nurse practitioner visits, quarterly primary care physician visits, quarterly routine podiatry visits, onsite labs, x-rays, physical therapy, occupational therapy, speech therapy, wound care and more. Transportation: 6 one-way trips to plan approved locations.Please call CareMore Health Plan for more information.

Plans offer hearing, vision, and chiropractic benefits. Dental option available for $20 monthly premium. Fitness Program- Basic gym membership at a participating fitness location including fitness classes.

Provides home fitness kits as an alternative program option in lieu of facility membership.

A.M. Best Rating

Not Rated

Medicare STAR ratings released in October

4.5 out of 5 Star Rating

For More Information

For more information about all of Blue Cross Blue Shield of Arizona Advantage Plans or to register for a seminar please call 1-888-273-4093, TTY: 711, 8 a.m.–8 p.m. daily from Oct. 1 to Feb. 14. Hours from Feb. 15–Sept.30 are 8 a.m.-8 p.m.

Monday–Friday.

1-877-211-6614

1-855-561-3811 (TTY 711) 7 days a week, 8 a.m-8 p.m. Hours apply Monday-Friday Feb. 15-Sept. 30.

Outpatient Care Physician care for hospital or office services, surgery, anesthesia, X-ray, laboratory, injections, splints, casts, dressings, physical and speech therapy, radiology, ambulance, prosthetics, etc.

18

| NOVEMBER 2017

www.LovinLifeAfter50.com

HMOs That Assume Responsibility for Medicare Coverage COMPANY

Cigna-HealthSpring Achieve Plus (HMO SNP) (Available in Maricopa county, and select Zip codes within Pinal County: 85117, 85118, 85119, 85120, 85140, 85143, 85178 and 85220)

Humana Gold Plus Plan HMO H2649-063

United HealthCare AARP MedicareComplete Plan 1 (HMO) (Available in Maricopa and Pinal Counties) United HealthCare AARP MedicareComplete Plan 2 (HMO) (Available in Maricopa County)

Maricopa County and Partial Pinal

Premium or Subscription Charges

$0 monthly plan premium. Cigna contracts with Medicare to provide full Medicare coverage plus additional benefits.

$0

No Monthly Premium to AARP MedicareComplete Plan in Maricopa and Pinal Counties. Government pays United HealthCare to assume financial responsibility of Medicare Parts A & B and D.

Registration or Policy Fee

N/A

$0

None

Pre-existing Health Conditions

Not available for patients with end-stage renal (kidney) disease.

Not available for those with end-stage renal (kidney) disease unless already a health plan member.

Those individuals with end stage renal (kidney) disease are not eligible

Costs on Entry to Hospital

$200/day: days 1-7: $0/day: days 8-91

You pay $175 each day for days 1-5, $0 each day for days 7-90

Plan 1: $285.00 days 1-7/ $0.00 days 8-Unlimited.

Plan 2 :$225.00 days 1-7/ $0.00 days 8-Unlimited

Maximum Period of Coverage for Any One Benefit

Unlimited- 365 days in a calendar year. Medicare beneficiaries may only receive 190 days in a psychiatric hospital in a lifetime.

Hospital - Unlimited number of authorized, medically necessary days.

Other limitations may apply for other benefits.

Hospital - unlimited number of authorized, medically necessary days.

Other limitations may apply for other benefits

Skilled Nursing Facility

$0/day: days 1-20: $167/day: days 21-100

$0 days 1-20 - $167.50 days 21-100

Plan 1: $0.00 days 1-20/ $160.00 days 21-51/ $0.00 days 52-100 Plan 2: $0.00 days 1-20/ $160.00 days 21-45/ $0.00 days 46-100

Medical Coverage for Part B

Members must continue to pay Medicare Part B premium.

Members must continue to pay Part B premium to Medicare

Covered in full after applicable copayments/coinsurance.

$0/$20 PCP office visit* - $25 Specialist office visit - $20 labs/ freestanding in network - Well Dine/meals after hospital of SNF stay Ambulance $265 - Hearing aid Benefit - $399 Flyte Series -$699 Flyte Series - MD Live Telemedicine $10 per encounter - XRAY $0-$100 - *$0 PCP copay for “Preferred Cost Share Provider” - $20 PCP copay for “Standard Provider”

Plan 1: $0 Preventative Screenings. $0 copay for PCP and $45 for specialist. $80 for emergency care, waived if admitted, and 20% for DME. $230 for ambulance - air and land. Outpatient hospital and outpatient surgery is $285. Lab copay $2. Xrays $9. Copays and coinsurance count toward the out of pocket max of $4,900. Plan 2: $0 Preventative Screenings. $0 copay for PCP and $30 for specialist. $80 for emergency care, waived if admitted, and 20 % for DME. $150 for ambulance - air and land. Outpatient hospital and outpatient surgery is $225. Lab copay $2. Xrays $8.Copays and coinsurance count toward the out of pocket max of $4,000.

Outpatient Care Physician care for hospital or office services, surgery, anesthesia, X-ray, laboratory, injections, splints, casts, dressings, physical and speech therapy, radiology, ambulance, prosthetics, etc.

Physician care for Hospital or Office services: In PCP office $0: In Specialist office $25, Physical therapy and Speech therapy $25, Home Health $0, Lab services in Physician’s office $0: HospOP/ASC facility $20, X-ray services $0, Prosthetics 20%, Ambulatory Surgical Center (ASC) $0 for colorectal, $0 for colonoscopy, & $150 all other ASC services Ambulance Ground $200, Ambulance Air $200, Radiation therapy 20%, MRI, CT, PET: $150 at CMG or contracted Facility. 20% for nuclear medicine studies.

Plan 1: Tier 1 is $3 copay, Tier 2 is $10, Tier 3 is $45, Tier 4 $95, and Tier 5 is 28 % to the initial coverage limit of $3,700. No coverage after $3,750 until out of pocket costs equal to $5,000. Then 5% or $3.35 for generic and preferred brand, All other 5% or $8.35.

Outpatient Prescription Drugs

One Month Supply: Tier 1 (preferred generic drugs) $2, Tier 2 (generic drugs) $10, Tier 3 (preferred brand drugs) $42, Tier 4 (non-preferred brand) $95, Tier 5 (specialty) 29%

Preferred Mail Order $0 for 90 day supply Tiers 1 and 2 - 30 day supply Tier 3 $47, Tier 4 $100, Tier 5 33% - NO Part D deductible.

Renewability of Contract

Medicare Advantage contracts are renewable annually

Good for all of 2018

Guaranteed renewable for life.

Travel Restrictions Out of Area

Urgent care ($0)and emergency care ($80) services are available to you when you are out of area. You are covered 24 hours a day, seven days a week.

ER and Urgent Care only

Worldwide coverage for emergency with a $80 copay (waived if admitted to hospital). Routine and preventive care is covered out of member’s residence county w/Passport Benefit.

Major Options Available from Company

Plans offer hearing, vision, and chiropractic benefits. Dental option available for $20 monthly premium. Fitness Program- Basic gym membership at a participating fitness location including fitness classes. Provides home fitness kits as an alternative program option in lieu of facility membership.

Silver Sneakers included - Over the Counter Allowance $75 QTLY MOOP $3200

Plan covers Optum Fitness as a Fitness Rider, routine eye exam and hardware, routine podiatry visits, hearing aid coverage, and optional dental riders, Large network of providers

A.M. Best Rating

4.5 out of 5 Star Rating

A-

A

For More Information

1-855-561-3811 (TTY 711) 7 days a week 8 a.m-8 p.m. Hours apply Monday-Friday Feb. 15-Sept. 30.

602-760-1700

1-800-547-5514 TTY 711

www.LovinLifeAfter50.com

Plan 2: Tier 1 is $2 copay, Tier 2 is $8, Tier 3 is $45, Tier 4 $95, and Tier 5 is 33 % to the initial coverage limit of $3,750. No coverage after $3700 until out of pocket costs equal to $5,000. Then 5% or $3.35 for generic and preferred Brand, All other 5% or $8.35.

NOVEMBER 2017 |

19

Sunrise Urology named UroLift Center of Excellence SPECIAL TO LLAF Dr. John Lin has a real passion for helping others. The Gilbert-based urologist says he loves improving the quality of life for men with benign prostatic hyperplasia (BPH), and he has a reputation for doing it well: In October, Lin’s practice, Sunrise Urology, was designated a UroLift Center of Excellence – one of only 20 in the United States currently.

“UroLift is an innovative in-office procedure that has proven durability.

There is no ‘cutting’ or ‘burning’ of the prostate. This leads to rapid recovery – often within one to two weeks. Patients suffer no sexual side effects after surgery,” Lin says.

Explaining how the technology works and its advantages, Lin says, “It works by mechanically opening up the prostate blockage. Other types of treatment often have untoward side effects sexually, require prolonged convalescence,

or require general anesthesia in the operating room.”

Lin was drawn to urology as a specialty during his third year of medical school.

“The cases I saw during the rotation were very interesting. I also saw the large future demand for urologists at the completion of my 6-year residency as an attractive feature,” he says. “When I perform surgeries, I use cool technology such as lasers and tiny telescopes, which interest me. Lastly, although I deal with some cancer, most of my patients are dealing with quality of life issues.

Having the ability to take care of these patients and make their lives better is very appealing.”

Sunrise Urology’s designation as a UroLift Center of Excellence reflects this ability. “We have perfected the way to provide our patients with a great UroLift treatment experience by marrying the right technology with optimized workflow processes in the office. More importantly, we have built a practice

Carrie Belaski, NeoTract Urology Consultant, with Sunrise Urology founder John C. Lin. (Special to LLAF)

culture which is second to none, where we empathize with the patients’ pain points when visiting the physician and address and overcome them,” Lin says.

“With our vast experience performing the UroLift procedure, we have

overcome the short learning curve and can now concentrate on the nuances of the procedure to make the patient experience much better.”

For more information, please visit sunriseurology.com.

SPECIALTY ASSISTED LIVING

Offering Programs in Care of Patients with Dementia & Non-Dementia Behavioral Care

SPECIALIZED PROGRAMS:

OUR SERVICES INCLUDE:

• Rehabilitation

• Behavioral Health

• PT, OT, ST, RNA

• Long-Term Care

• Memory Loss

• Aquatic Therapy (PV)

• Wound Care

• RN, LPN, CNA’s 24/7

• Physician’s Driven Care

• Ventilator / Trach Care (PV)

• Pain Management

• IV Therapy

We Are Medicare Certified and Accept Many Health Plans - Visit us at www.windsorcares.com

ENCANTO PALMS

MARYLAND GARDENS

AUSTIN HOUSE

3901 W. Encanto Blvd., Phoenix

31 W. Maryland Ave., Phoenix

195 S. Willard Street, Cottonwood

602-235-2000 Fax: 602-272-6533

602-265-7484 Fax: 602-279-6030

928-634-4278 Fax: 928-649-3583

We Accept Arizona Long-Term Care Plans & Private Pay - Visit us at www.windsorcares.com 20

| NOVEMBER 2017

www.LovinLifeAfter50.com

MENOPAUSE THE MUSICAL DEC 20-31

THE FAB FOUR Presented in Partnership with Emporium Presents JAN 19

JOHN MCEUEN Founding member of The Nitty Gritty Dirt Band FEB 23

DON MCLEAN With Special Guest Firefall Presented in Partnership with FX Arts Management MAR 2

JAZZ AT LINCOLN CENTER ORCHESTRA With Chick Corea MAR 27

ARLO GUTHRIE Re:Generation Tour MAR 29

ENJOY ICONIC HITS LIKE AMERICAN PIE

ASSISTED LIVING THE MUSICAL FEB 2-4

PETER YARROW AND NOEL PAUL STOOKEY CELEBRATE THE MUSIC OF PETER, PAUL AND MARY Presented in Partnership with Live Nation MAR 23

THE BOSTON POPS ESPLANADE ORCHESTRA Keith Lockhart, Conductor APR 17

ONE EAST MAIN STREET MESA, AZ 85201 | 480.644.6500 | MESAARTSCENTER.COM

www.LovinLifeAfter50.com

NOVEMBER 2017 |

21

Calendar of Events

Entertainment

Everyday Folkie Al Stewart brings storytelling chops on tour.

BY CHRISTINA FUOCO-KARASINSKI Folk singer Al Stewart doesn’t consider himself a “star,” despite scoring hits with “Year of the Cat” and “Time Passages.”

“There are tens of thousands of people who had a hit record, most of whom you wouldn’t remember,” Stewart says via telephone from his Los Angeles home.

“I’m not saying it was uncomfortable to be successful. I just don’t feel very natural in front of a band. I think I’ve

gotten used to it now.”

Stewart will play the Musical Instrument Museum, fronting The Empty Pockets. They will perform his 1976 album, Year of the Cat, in its entirety. He says he prefers to play on his own because he feels more comfortable telling the stories behind his songs.

“We’re storytellers,” he says. “In my normal, everyday folkie life, I would spend a third of the time talking, with humorous monologues. You have to cut out the chat. I like improvising stories, which you can’t do with four or five musicians standing around behind you, wanting to play.”

Stewart explains it never crossed his mind to perform Year of the Cat in its entirety.

It was on the recommendation of fans that he decided to do it.

“It’s something I kept getting asked for,” he says. “I didn’t do it for the longest time. A lot of bands are doing entire albums. That seems to be something that’s popular.

Finally, I said, ‘OK, alright. I’ll do it.’”

The first time he performed it was at the prestigious Royal Albert Hall in London, with four

Al Stewart currently fronts a band called The Empty Pockets. (Special to LLAF)

22

| NOVEMBER 2017

of the original musicians.

“It was great. We had about 4,000 people there,” Stewart says. “That’s a lot more than I usually play to. At the moment, we have 20 shows on the books with The Empty Pockets.”

Coming out of the English folk scene, Stewart is reserved; someone who plays with “serious-minded people.”

“There were no pop stars,” he says.

“We would sell a few records, but we would never get played on the radio.

Year of the Cat just took off. The first six albums were not hits.

“I think people just liked that song. I can’t really explain its success. It wasn’t even my favorite song on the album – maybe not even in the top two.”

Stewart adds that if he performed long enough, he would have a hit.

“If you record 200 or 300 songs, probably one of them would catch on,” he says. “I don’t know why.”

There’s really no secret to Stewart’s success or his longevity. He takes a practical approach to his career. “It’s too late to take up professional basketball at this point in my life,” Stewart says with a laugh. “I’ve been doing it for more than a half-century. It’s so weird.

Here’s the thought I had the other day: The economics of the (industry) are so bizarre. When I left school, my parents, teachers and adults told me that rock ‘n’ roll – which was very new then – was a fad and it’s going to be over in six months. It’s going to be gone before I have a crack at it.”

Six months later, a rock single reached No. 19 in the charts – “by a little band called The Beatles. This band changed everything when it released its first single. (The adults) were 180 degrees wrong about everything. When I decided to have children, I thought I would never give them advice. Parents know absolutely nothing.”

MORE INFO

What: Al Stewart When: Thursday, November 16 and Friday, November 17 Where: Musical Instrument Museum, 4725 E. Mayo Boulevard, Phoenix Cost: Tickets are sold out.

Info: 480-478-6000, mim.org

Entertainment November 1 Wednesday

Let’s Talk Current Events Discussion Group, 2 to 3:30 p.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, 480-481-7033, harrietc@ vosjcc.org. Bill Adler leads stimulating discussion each month on current events. Bring your ideas to share with the group.

It’s Not Just Lunch, noon to 1:30 p.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, $5 suggested donation, 480-481-7033. The full kosher lunch features food, a speaker and new topics each month.

November 2 Thursday

Family Caregiver Symposium, 9 a.m. to 1 p.m., and 1 to 4:30 p.m., Church of the Beatitudes, 444 W. Glendale Avenue, Phoenix, $20 for family caregivers, $40 for professionals for morning sessions, free for afternoon session, reservations required, 602-274-5022, duetaz.org.

Let’s Be Strong & Single, 10 to 11 a.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, 40-481-7033, harrietc@vosjcc.org. Middle-aged women who were recently widowed or divorced are invited to a 60-minute workshop that will help them rediscover their confidence.

Ostomy Support Group, 2 p.m., Banner Boswell Medical Center, 10401 W. Thunderbird Boulevard, Sun City, 623-582-2446.

Simply A Cappella Women’s Chorus Rehearsals, 7 to 10 p.m. Thursdays, First United Methodist Church’s choir room, 15 E. First Avenue, Mesa, free, 480-807-0031. The choir is looking for members who have a love of music, can sing without vibrato, perform choreography and attend rehearsals.

Tapas and Taxes, 4:30 to 6 p.m., Birt’s Bistro Restaurant, Benevilla Surprise Campus, 16752 N. Greasewood Street, Surprise, free, reservations required, 623-584-4999. The Benevilla Educational Series is presented by Gary Frisch, CPA of Monheit Frisch Group. Complimentary appetizers and a cash bar.

Merrymakers Ballroom Dance, 7 to 10 p.m., Las Palmas Grand, 2550 S. Ellsworth Road, Mesa, $7 members, $8 nonmembers, 480-654-1994, dancemm.com. Manuel Dorantes provides the music.

November 3 Friday

Holidaze Craft Faire, 9 a.m. to 2 p.m., repeats November 4, Willowbrook Church, 19390 N. 99th Avenue, Sun City, free admission, willowbrookumc. org. Visit more than 100 tables of award-winning works by local artisans and vendors. Kris Krafters demonstrate their talents, while Ye Olde Sweet Shoppe will offer homemade cookies, rolls, candies and breads. Will’s Sharpening Service and Usborne Books and More return. Lunch is served from 11 a.m. to 1 p.m.

Calendar ...continues on page 23 www.LovinLifeAfter50.com

Calendar of Events Calendar...continued from page 22 November 4 Saturday

Author Paula Goldsmith, 11 a.m. to 2 p.m., Half Price Books, 6339 E. Southern Avenue, Mesa, free admission, paulasstories.com. Paula Goldsmith will sign her three children’s books, which retail for $10 each.

Railroad Day, 9 a.m. to 4 p.m., Superstition Mountain Museum, 4087 N. Apache Trail, Apache Junction, free admission, 480-983-4888, superstitionmountainmuseum.org. Railroad Day celebrates the reopening of the museum’s G-Scale Model Train Exhibit, which had been closed for the summer for cleaning and refurbishment. A stamp mill demonstration begins at 11 a.m.

Flintknapping Class, 9 a.m. to 3 p.m., Superstition Mountain Museum, 4087 N. Apache Trail, Apache Junction, $30, registration required, 480-983-4888, superstitionmountainmuseum.org. Flintknapping is the shaping of flint, obsidian or some other high-silicon stone, through a controlled process of lithic reduction, to make tools, arrowheads, spearheads or décor.

Sun Lakes United Methodist Church Krafters Bazaar and Bake Sale, 8 a.m. to 2 p.m., SLUMC, 9248 E. Riggs Road, Sun Lakes, free admission, 480-8958766, sunlakesumc.org. Available items include fall and holiday décor like place mats, table runners, wall hangings, wreaths and centerpieces, as well as American Girl clothing and baked goods.

Rock ‘n’ Roll Dance, 6:30 to 9:30 p.m., Palm Ridge Summit Hall, 13800 W. Deer Valley Drive, Sun City West, $6 members, $8 guests, 602-679-4220, rocknroll. scwclubs.com. DJ Kort Kurdi plays music from the 1950s and 1960s.

Karaoke Night, 6 to 9 p.m., Sunland Village Auditorium, 4601 E. Dolphin Avenue, Mesa, $2 at the door, 480-832-9003.

Fall Family Carnival, 10 a.m. to 1 p.m., Benevilla Surprise Campus Parking Lot, 16752 N. Greasewood Street, Surprise, free, 623-584-4999. Free event for children ages infant through 5, and their families.

Free children’s books, crafts, games, prizes and community information.

November 5 Sunday

Impossible Dreamers Film & Discussion, 4 to 6 p.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, $10 members, $15 nonmembers, vosjcc. org/dreamers. Three-time Emmy-winning filmmaker Eric Goldfarb will host a screening of Impossible Dreamers, which captures the ups and downs of senior athletes, including legendary golfer Gary Player. The film is followed by a presentation and discussion with the filmmaker

November 6 Monday

Parkinson’s PWR!Moves 2, noon to 1 p.m. Mondays in November, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free for members, $5 nonmembers, 480-481-7090, healthandfitness@vosjcc.org. This class includes PWR!Moves 1 movements in addition to prone and supine floor exercises. Participants must be able to walk 100 feet on their own with or without a cane or walker.

November 7 Tuesday

Parkinson’s Boxing, noon to 12:45 p.m. Tuesdays in November, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, $50 members, $70 nonmembers, registration required, 480-481-7015, healthandfitness@vosjcc.org.

Parkinson’s PWR!Moves 1, noon to 1 p.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free for members, $5 nonmembers, registration required, 480-481-7090, healthandfitness@vosjcc. org. This entry-level class features tailored exercises that target motor and nonmotor PD symptoms and improve functional movement.

Let’s Knit, 1:30 to 3:30 p.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, 480-4817033, harrietc@vosjcc.org. Share the pleasure of knitting and crocheting. Help others with projects and patterns.

November 8 Wednesday

Parkinson’s Hydrorider Aqua Cycling, noon to 12:45 p.m. Wednesdays, except November 22, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, $50 for members, $65 nonmembers, registration required, 480-481-7015, healthandfitness@vosjcc.org. This nonimpact, 45-minute class improves endurance, strength and flexibility. Close-toe shoes and a minimum of three participants and pre-registration required.

Hip Pain Seminar, 6 to 7 p.m., Abrazo West Campus, 13677 W. McDowell Road, Goodyear, free, 844-8643113, AbrazoHealth.com/HipClass. Participants will learn about the common causes of hip pain, pain prevention, therapies to ease pain and surgical options to treat the pain.

November 9 Thursday

How One Building Tells the Story of Phoenix Jewish History, 5:30 p.m., Beth Hebrew Synagogue, 333 E. Portland Street, Phoenix, $18 professionals, $10 students, registration due November 7, jewishphoenix.org/developer. Join the real estate and finance division of the Jewish Federation’s Business & Professionals Groups for networking and a lecture from developer Michael Levine. Learn about downtown redevelopment and the story of how one building tells the story of Phoenix Jewish history.

Parkinson’s PWR!Circuit 3, noon to 1 p.m. Thursdays November 9, November 16 and November 30, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free for members, $5 nonmembers, registration required, 480-481-7090, healthandfitness@vosjcc. org. This class includes PWR!Moves 1 & 2 movements for a more advanced workout with instructor-guided exercise stations to improve cardio, strength, agility, coordination and balance. Participants must be able to walk 150 feet on their own with or without a cane or walker.

Our Lady of Lourdes Women’s Guild Annual Craft Fair, 8 a.m. to 2 p.m., repeats November 10 and November 11, St. Michael’s Hall, Price of Peace Church, 14818 W. Deer Valley Drive, Sun City West, free admission, 623-975-5296, 602-505-4182. The fair features craft booths, collectibles, bake sale and cash raffle. Coffee and donuts, as well as lunch, will be available for purchase.

Merrymakers Ballroom Dance, 7 to 10 p.m., Las Palmas Grand, 2550 S. Ellsworth Road, Mesa, $7 members, $8 nonmembers, 480-654-1994, dancemm. com. Bob Roppolo provides the music.

Calendar ...continues on page 24

Fin d Yo ur

I NNE R Z EN Enjoy independent living at one of the premier apartment communities for 55+ active seniors! Convenienly located near Desert Ridge Marketplace, Paradise Valley Mall, and Kierland Commons. Be surrounded by the top restaurants, shopping, entertainment, and events in the North Phoenix/ Scottsdale area. Amenities include a swimming pool, spa, and covered parking. Newly renovated and pet-friendly, our community will satisfy all your living needs!

Have an adult family member or friend you’d like to have live with you?

Additional amenities include:

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• Newly remodeled oversized apartment homes • Full size washer & dryer units • Dog park • Bocce Ball court

11645 N. 25th Place Phoenix, AZ 85028 | 855-426-7294 | zenseniorliving.com www.LovinLifeAfter50.com

NOVEMBER 2017 |

23

Calendar of Events Calendar...continued from page 23 November 10 Friday

Parkinson’s Support Group, 10 to 11:30 a.m., Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, 602-406-3840. A diagnosis of Parkinson’s disease can evoke a wide range of emotions. A strong social support network can help. This group offers resources and support, as well as guest speakers. Facilitated by Patty Hatton, CTRS, from the Muhammad Ali Parkinson Center at Barrow Neurological Institute.

Sun City Christian Women’s Club Brunch, 9 a.m., Sun City Country Club, 9433 N. 107th Avenue, Sun City, $15, reservations due November 3, 623-414-1451, 623444-4293, mwholick@gmail.com. The guest speaker is Cheryl Davis from the Stonecroft office in Overland Park, Kansas. The morning will also feature a style show by Chico’s, and music by Lois Meyer.

November 11 Saturday

AZ Walk4Hearing, 8:30 a.m. (registration), 10 a.m. (walk), Mesa Riverview Park, 2100 W. Rio Salado Parkway, Mesa, free, cynthiaamerman@gmail.com, info@alohaaz. org, hlaa@convio.net. Walkers will bring local, state and national awareness of hearing loss, and the ability of people with hearing loss to live full and productive lives.

Event is sponsored by the Hearing Loss Association of America (HLAA) and the ALOHA team.

USO Dance Party, 7 p.m., RH Johnson Rec Center, 19803 RH Johnson Boulevard, Sun City West, $4 members, $6 guests, hillcrest.scwclubs.com. Hillcrest will honor veterans during a special intermission ceremony. Michael Carollo will provide the music.

City of Avondale Veterans Day Celebration and Fun Run, 7 a.m. (fun run check in), 8 a.m. (fitness run run), 9 a.m. (ceremony and warriors breakfast), Estrella Mountain Community College, 3000 N. Dysart Road, Avondale, avondaleaz.gov. The warriors breakfast is $5, but free for veterans and their families with military ID, and is included with fun run registration. The 5K Fun Run is free for military and veterans ($11.11 with shirt purchase), or $35. Discounts available for veterans.

Rita Rudner, 8 p.m., Scottsdale Center for the Performing Arts, 7380 E. Second Street, Scottsdale, 480-499-8587, scottsdaleperformingarts.org, $49-$71.

24

November 12 Sunday

Alabama, 8 p.m., The Pool at Talking Stick Resort, 9800 E. Talking Stick Way, Scottsdale, $40-$80, 480850-7734, ticketmaster.com.

November 13 Monday

The Sun Lakes Democratic Club’s Meeting, 7 p.m., Sun Lake Country Club’s Navajo Room, 25601 E. Sun Lakes Boulevard North, Sun Lakes, free, 480-2003322. The guest speakers are January Contreras, Democratic candidate for Arizona attorney general, and Roy Tatem Jr., East Valley president of the NCAA.

November 14 Tuesday

Sun Lakes Republican Club, 6:30 p.m., Sun Lakes Country Club’s Arizona Room, 25601 N. Sun Lakes Boulevard, Sun Lakes, free, 480-802-0178, slgop. org. The meeting’s topic is “Tax Reform and the State of Our State.” Guest speakers are Tom Jenney, senior legislative adviser to the Arizona Chapter of Americans for Prosperity, discussing “Go Big or Go Home: Congress Must Pass Tax Reform;” Arizona State Sen. Steven Yarbrough; and Speaker of the House Javan D. Mesnard, who will address the “State of Our State.”

Ostomy Support Group, 6 p.m., Elite Home Healthcare Services, 6 p.m., 2140 W. Greenway Road, Phoenix, free, 602-246-8221.

The Ins and Outs of Elder Law and How to Prepare, 1:30 to 3 p.m., Benevilla Surprise Campus, 16752 N. Greasewood Street, Surprise, free, 623584-4999. Presented by Lora Johnson of Johnson and Associates, Geriatric Resources and a Benevilla C.A.R.E.S. representative.

November 15 Wednesday

Heart Failure Treatment Seminar, 6 to 7 p.m.

Abrazo Arizona Heart Hospital, 1930 E. Thomas Road, Phoenix, free, 844-813-5954; AbrazoHealth.com.

CHF participants will learn about congestive heart failure symptoms, diagnosis and the latest treatment options including CardioMEMS, a tiny implantable monitoring device that detects changes in heart pressure and alerts physicians so medication can be adjusted before patients experience symptoms.

Welcome Dance with the Brookharts, 6:30 to 8:30 p.m., Sunland Village Auditorium, 4601 E. Dolphin Avenue, Mesa, $6 at the door, 480-832-9003.

November 16 Thursday

Fighting Back Against Alzheimer’s, 1 to 3 p.m., Ina Levine Jewish Community Campus, 12701 N.

| NOVEMBER 2017

Scottsdale Road, Scottsdale, free, registration required, croberts@belmontvillage.com. Join an informative panel of three Alzheimer’s experts and explore the latest in groundbreaking research and clinical trials, as well as Alzheimer’s care insights.

Speakers include Dr. William Burke, director of the Stead Family Memory Center, Banner Alzheimer’s Institute; Dr. Edward Perrin, medical director at Iora Primary Care; and Beverly Sanborn, MSW, LCSW, vice president of Program Development for Belmont Village.

Ostomy Support Group, 12:30 p.m., La Casa de Cristo Lutheran Church, 6300 E. Bell Road, Scottsdale, free, 623-580-4120.

Let’s Eat: Mature Mavens Dinner, 5 p.m. Make new friends at dinner. Call Bunnye 602-371-3744 for details about the Valley of the Sun JCC event.

Discussion with the Rabbi, 11 a.m. to noon, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, reservations required, 602-492-7670, chani@ sosaz.org. Rabbi Levi Levertov will lead a stimulating discussion on an issue relevant to Judaism in contemporary society.

Phoenix Tinnitus Support Group’s Monthly Meeting, 1 to 2:30 p.m., MassMutual of Greater Phoenix’s conference room, 60 E. Rio Salado Parkway, Suite 610, Tempe, donations accepted, 602-228-3609.

The Phoenix Tinnitus Support Group offers the latest treatment information, coping and stress reduction techniques, encouragement and camaraderie to help combat the debilitating condition.

Merrymakers Ballroom Dance, 7 to 10 p.m., Las Palmas Grand, 2550 S. Ellsworth Road, Mesa, $7 members, $8 nonmembers, 480-654-1994, dancemm. com. Route 66 Trio provides the music.

November 17 Friday

The Creative Designers Holiday Classic Boutique, 4 to 7 p.m., repeats 9 a.m. to noon November 18, Trilogy at Power Ranch’s Sierra Ballroom, 4369 E. Village Parkway, Gilbert, free admission, 480-2191344. Boutique features handcrafted items made by members, and proceeds will benefit programs at nonprofits and school districts.

Arts & Crafts Bazaar & Sale, 9 a.m. to 2:30 p.m., repeats November 18, The Congregational Church of Sun City, 18401 N. 99th Avenue, Sun City, free admission, 623-977-4241, ccscaz.com. Coffee and light lunch available.

Rock ‘n’ Roll Dance, 6:30 to 9:30 p.m., Palm Ridge Summit Hall, 13800 W. Deer Valley Drive, Sun City West, $6 members, $8 guests, 602-679-4220, rocknroll. scwclubs.com. DJ Kort Kurdi plays music from the 1970s and 1980s.

Hillcrest’s Semiformal Turkey Trot Ball, 7 p.m., RH Johnson Rec Center, 19803 RH Johnson Boulevard, Sun City West, hillcrest.scwclubs.com, $4 members, $6 nonmembers. Dance will feature socializing and dessert buffet during intermission. Live music provided by Manuel Dorantes. Open to Sun City West residents with recreation cards at $10.

Goodguys 20th Southwest Nationals, 8 a.m. to 5 p.m. and November 18, 8 a.m. to 3 p.m. November 19, WestWorld of Scottsdale, 16601 N. Pima Road, Scottsdale, $17 advance tickets on the website until November 16, $20 regular admission, $6 kids 7 to 12, free for kids ages 6 and younger, good-guys.com.

The Goodguys 20th Southwest Nationals Car Show is a giant outdoor “cool cars, cool people and good times” event featuring more than 3,000 hot rods, custom cars, classics, muscle cars and trucks through 1972 vintage. Parking is $5.

November 18 Saturday

Dancing Fashions on Review, noon, Palmbrook Country Club, 9350 W. Greenway Road, Sun City, $15$30, 602-788-9556. Help combat domestic violence during this event, which features music by Bob Messinger, fashions by Dillard’s and emcee Danny Davis.

The Myron Sommerfeld Orchestra, 5:30 to 9:30 p.m., Leisure World, 908 S. Power Road, Mesa, 480246-1418, call for ticket prices.

American Heritage Festival, 10 a.m. to 4:30 p.m., Schnepf Farms, 24610 S. Rittenhouse Road, Queen Creek, $15, americanheritagefestival.com. The festival celebrates American heritage from the Viking explorations of North America, to the Colonial-era onward. Men, women and children will portray diverse historic roles. Craftsmen, musicians and actors as famous Americans such as George Washington are part of the educational fun. Costumed folks will reenact the Revolutionary and Civil wars. There will also be historic music, drama, a period fashion show, interactive children’s activities, craftsmen, historic speeches, an historic church service, living history demonstrations, food and shopping.

Calendar ...continues on page 25

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November 23 Thursday

Calendar Happy Thanksgiving!

24 Friday of Events November Sun City Arts & Crafts Festival, 8 a.m. to 4 p.m., Calendar...continued from page 24 Arts and Crafts Fair, 9 a.m. to 3 p.m., Sunland Village Auditorium, 4601 E. Dolphin Avenue, Mesa, free admission, 480-832-9003.

Karaoke Night, 6 to 9 p.m., Sunland Village Auditorium, 4601 E. Dolphin Avenue, Mesa, $2 at the door, 480-832-9003.

ArtFest of Scottsdale, 10 a.m. to 5 p.m., repeats November 19, Scottsdale Civic Center Plaza, 7380 E. Second Street, Scottsdale, free admission, 888artfest.com. Scottsdale will be filled with 150 artists from across the country. Visitors will find fine arts, fine crafts, local authors, local music and food in a beautiful sculpture garden setting.

November 19 Sunday

ArtFest of Scottsdale, 10 a.m. to 5 p.m., Scottsdale Civic Center Plaza, 7380 E. Second Street, Scottsdale, free admission, 888artfest.com. Scottsdale will be filled with 150 artists from across the country.

Visitors will find fine arts, fine crafts, local authors, local music and food in a beautiful sculpture garden setting.

November 20 Monday

Let’s Retire, 11 a.m. to noon, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, call for charge, 480-481-7033, harrietc@vosjcc.org. Join David Cohn, retired business owner and investment banker, as he shares his wealth of knowledge for finding your passion in giving back and planning for a rewarding retirement.

November 21 Tuesday

Let’s Appreciate Art, 11 a.m. to noon, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, 480-481-7033, harrietc@vosjcc.org. Share the world of art with docents from the Phoenix Art Museum.

This month, explore Uncovering the Masters: New Technologies, Old Secrets.

November 22 Wednesday

Hit the road: Jump on your bike in honor of Go for a Ride Day.

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repeats 8 a.m. to 3 p.m. November 25, Sundial Recreation Center, 14801 N. 103rd Avenue, Sun City, free admission. Artisans from more than 40 the Sun City Recreation Center’s arts and crafts clubs present a festival for holiday shopping. Besides shopping, there will be entertainment by the Ukulele Club, Sun City Choraliers, Readers Club, and opportunities to meet the Sun City Poms and Santa.

November 25 Saturday

Old-Fashioned Christmas in the Barn Holiday Boutique, 9 a.m. to 4 p.m., Superstition Mountain Museum, 4087 N. Apache Trail, Apache Junction, free admission, 480-983-4888, superstitionmountainmuseum.org. Celebrate the holidays in Apacheland Barn, where artists and crafters will display and sell their handmade items.

Museum visitors are asked to bring new clothing for children and toys for Community Alliance Against Family Abuse (CAAFA).

November 26 Sunday Have a slice: It’s National Cake Day!

November 27 Monday

Rack up the credit cards: It’s Cyber Monday.

November 28 Tuesday

Schmooze & Pastry with Chani, 11 a.m. to noon, Valley of the Sun JCC, 12701 N. Scottsdale Road, Scottsdale, free, 602-492-7670, chani@sosaz.org.

Enjoy homemade pastries and warm conversation on a variety of interesting topics led by Chani Levertov.

November 29 Wednesday

Back Pain Seminar, 6 to 7 p.m., Abrazo Arrowhead Campus, 18701 N. 67th Avenue, Glendale, free, 833203-7524; AbrazoHealth.com/BackClass. Participants will learn about conservative treatments and therapies to help manage lower back pain including the latest robotic technology for minimally invasive spinal treatment.

November 30 Thursday

Merrymakers Ballroom Dance, 7 to 10 p.m., Las Palmas Grand, 2550 S. Ellsworth Road, Mesa, $7 members, $8 nonmembers, 480-654-1994, dancemm. com. The Breeze provides the music.

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When Trans-Siberian Orchestra mastermind Paul O’Neill died unexpectedly at age 61, his musical partner, Al Pitrelli, was understandably heartbroken.

But Pitrelli, O’Neill’s writing partner Jon Oliva, and the late producer’s family are steadfast about carrying on TSO’s legacy.

“For Paul and his wife, Desiree, this was their child that they gave birth to years and years and years ago,” says Pitrelli, who adds the couple has a daughter, Ireland, as well.

“It’s so nice to know that the family is going to carry on the legacy. I’m just glad to be part of it. Whatever they want to do, we’re good with.”

O’Neill, the late founder of Trans-Siberian Orchestra.

This holiday season, TSO is Paul (Photo courtesy Mark Weiss) continuing its The Ghosts of Christmas Eve tour, which includes note that’s sung by the singers, how it’s 3:30 p.m. and 8 p.m. shows on Sunday, presented by the production staff, by his December 3, at Gila River Arena in family, I think that everybody knows that Glendale. The show will also be without everything is a tribute to Paul.” bassist David Zablidowsky, who, as David Pitrelli compares the loss to his first Z, was the bassist for TSO and Adrenaline Thanksgiving dinner after his father died.

Mob. He was killed during a vehicle It felt like someone or something was crash earlier this year while touring with missing, but the family carried on and Adrenaline Mob. celebrated his dad’s life. Similarly, he will The 2017 Tour is an updated honor O’Neill’s career. presentation of TSO’s The Ghosts of “Listen, life throws you curve balls Christmas Eve: The Best of TSO and More. sometimes,” he says. “Bad things happen.

“We always try to change the front In one phone call, everything can get of the show and the back of the show,” turned upside down. he says. “The rock opera portion will “I won’t insult the situation by using remain the same. The look of the stage typical clichés and I don’t think anybody will be different – the lighting, the pyro, wants to hear that. If anybody’s ever the lasers, the moving trusses, the video gone through any kind of loss, it’s kind content. of answering the question on your “We’ll always try to upgrade that from own. There will be an empty hole in year to year because we never really want everybody’s heart for the rest of our lives, to repeat ourselves. We do want to have but life will continue to go on. I’ll miss the familiarity of the rock opera that the him forever, as everybody who knew him people have really fallen in love with.” and loved him will.”

In addition, the show will introduce people to material TSO hasn’t performed in a few years during the hour it has to What: Trans-Siberian Orchestra explore the catalog.

When: 3:30 and 8 p.m. Sunday, Pitrelli adds the performance will December 3 not specifically address O’Neill’s death.

Where: Gila River Arena, 9400 W. Instead, the tour as a whole is a tribute Maryland Avenue, Glendale to him.

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Trivia Contest

Time to put on your thinking caps

BY KENNETH LAFAVE Welcome to November, the month of peace and gratitude, as observed in two holidays: Veterans Day (Nov. 11), which began as Armistice Day, commemorating the peace treaty at the end of World War I; and Thanksgiving, which this year falls on Nov. 23.

November is National Peanut Butter Lovers Month, Banana Pudding Lovers Month, and National Pomegranate Month. I’m sure you can figure a way of combining all three in some sort of dessert. Oh, and Nov. 19 is International World Toilet Day, or so says the United Nations.

Lyle Lovett, Sally Field, Marie Curie, Neil Young, Whoopi Goldberg, Larry King, Jodie Foster, Harpo Marx, George S. Patton, Daniel Boone, Billie Jean King and

Jimi Hendrix were all born in November.

November is deep autumn, and throughout the month, days grow shorter and nights grow longer. Here in Phoenix, the interval between sunrise and sunset on Nov. 1 will be 10 hours and 48 minutes, but 42 minutes shorter than that on Nov. 30. The good news for Arizonans is the falling average temperature, especially welcome after the extended heat we experienced this October. The average high for November in Phoenix is 76 degrees Fahrenheit, and the average low is 52. Now that’s a reason for Thanksgiving!

Thanksgiving is a popular holiday and the gateway to our winter holiday season.

But how much do you really know about it?

November Questions:

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We celebrate Thanksgiving Day. That first Thanksgiving in Plymouth lasted how long?

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The chief of the tribe assisting the pilgrims contributed five of what animal to the Plymouth feast?

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For Native Americans, our Thanksgiving is officially the Day of... what?

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What year did the first Thanksgiving happen at Plymouth?

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We all know that “Indians” helped the settlers. But they were of which tribe?

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In October of 1976, Chinese authorities arrested a group it called “The Gang of Four.” Whose widow was a member of the group? MAO ZEDONG What philosopher, born on Oct. 15, predicted the 20th century would see “wars such as there have never been on Earth before”? (FRIEDRICH) NIETZSCHE What October-born literary figure said, “There is only one thing worse than being talked about, and that is not being talked about”? OSCAR WILDE On Oct. 26, 1881, Wyatt Earp, two of his brothers and “Doc” Holliday gunned down four people in what was called the “Gunfight at the O.K. Corral.” Despite the name, however, the fight actually took place near a photography studio belonging to what then well-known photojournalist? C.S. FLY OR “BUCK” FLY Oct. 31 is Halloween, but it is also the date on which a certain important event happened in the history of religion in Europe, sparking huge changes in the Roman Catholic Church. Who was the man at the center of this event? MARTIN LUTHER

NOVEMBER 2017 |

27

Tinseltown Talks

Valerie Harper tackles Alzheimer’s in My Mom and the Girl

BY NICK THOMAS

Off-screen, Valerie Harper has been an inspiration to many following her optimistic defiance to a well-publicized life-threatening medical diagnosis in 2013 (leptomeningeal carcinomatosis, a rare condition in which cancer cells spread into the membranes surrounding the brain). The star of the hit ‘70s TV series Rhoda now brings her indomitable spirit to the big screen to hearten families dealing with Alzheimer’s.

Harper, Liz Torres, and Harmony Santana star in Susie Singer Carter’s short film My Mom and the Girl. Based on Singer Carter’s own mother’s battle with Alzheimer’s, the writer, director, and co-producer wanted Harper to play her mother, Norma Holzer.

“I was giving a live reading of the script at the WGA (Writers Guild of America) and was asked who I could see playing my mother if I had to cast it immediately,”

recalls Singer Carter from Los Angeles. “I said, Valerie Harper! We didn’t know each other, but she’s such a good role model in real life and turned out to be perfect in this role.”

Harper, too, saw the part as an opportunity.

“As soon as I read the script, I thought it was wonderfully written,” Harper says from L.A. “But Susie’s script was unusual because it introduced humor. Not actual jokes, but comedic moments that could be used to soften a real life tragedy. When humor is grounded in reality, it can stir up a lot of emotion. That’s when comedy is at its finest.”

While some dramatic scenes of the 20-minute film are drawn from the year Singer Carter and her mother lived together, she crafted the story around one incident when her mother, followed by her caregiver, impetuously left home

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Valerie Harper and Susie Singer Carter. (Courtesy Susie Singer Carter)

late one evening. As she roamed the streets of L.A., an encounter with “The Girl” (Santana) led to an interesting evening.

“This absolutely happened to my mother,” Singer Carter notes. “Alzheimer’s was slowly stealing away her memory, but when she met this stranger crying on the street, it pulled her ‘mommy cord’ and she continued to be who she was, despite the illness.”

Incidents like this, Singer Carter says, can give families hope in a seemingly hopeless The cast of Rhoda, with Valerie Harper (center). (Courtesy CBS) situation. “Doctors who work with Alzheimer’s patients have told dealing with any debilitating disease.” us that we have accurately portrayed This is another reason Harper can what happens. So hopefully we can identify with the film. distribute the film to caregivers – not just “My husband has been my wonderful of Alzheimer’s patients, but to families caregiver for 5 years now, although I was only given 3-6 months,” she says, referring to her rare brain cancer diagnosis. “It’s been difficult, but I’ve found the best way to get over your own tragedies is to focus on helping and supporting others.”

Already a multi-award winner at film festivals across the U.S. and overseas, My Mom and the Girl is still on the festival circuit (see mymomandthegirl.com).

“Awards are nice,” Harper says. “But any light we can shine on Alzheimer’s – or any other devastating disease – Valerie Harper in My Mom and the Girl. (Tibrina Hobson is a win for us.”

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Spirit Mountain Casino 8555 S. Highway 95, Mohave Valley (520) 346-2000

Vee Quiva Casino 51st Ave and Estrella, Laveen (800) 946-4452 www.wingilariver.com

Wild Horse Pass Casino 5040 Wild Horse Pass Blvd., Chandler (800) 946-4452 www.wingilariver.com

Yavapai Casino

1500 E. Highway 69, Prescott (800) 756-8744 www.buckyscasino.com www.LovinLifeAfter50.com

Bingo Events

Call to confirm, as information may change.

Beuf Senior Center

Moneyball, 10 regular games plus double action.

WHEN: Mondays and Thursdays, sales start at 9:30 a.m.

WHERE: Beuf Senior Center, 3435 W. Pinnacle Peak Rd., Phoenix COST: Starts at $4/pack, City of Phoenix Membership card or $5 guest INFO: 602-534-9743

Brentwood Southern

There is a money ball; 17 games include three that are percentage payout.

WHEN: Mondays, hall opens at 4:30 p.m., sale starts at 5:15 p.m. and bingo starts at 6:30 p.m.

WHERE: Brentwood Southern, 8103 E. Southern Ave., Mesa COST: Varies according to games and number purchased INFO: 480-306-4569

Chandler Senior Center Bring a friend or make some new ones while enjoying some fun and prizes.

WHEN: Mondays, Wednesdays and Fridays from 12:15 p.m. to 1:15 p.m.

WHERE: Chandler Senior Center, 202 E. Boston St., Chandler COST: 50 cents per card. No limit on cards purchased.

INFO: 480-782-2720, chandleraz.gov/ senior-adults

Community Bingo

200-seat bingo hall open Wednesdays through Sundays in Goodyear. Ana’s dinners and desserts inside.

WHEN: Wednesdays through Sundays at 6:30 p.m.; Fridays at 10:30 p.m.; and Sundays at 2 p.m.

WHERE: Community Bingo, 3690 S. Estrella Pkwy., Suite 108, Goodyear COST: $21 (includes progressive) for 18 games; $14, late night and matinee for 13 games.

INFO: 623-512-8878

Devonshire Senior Center

Money ball, 10 regular games plus progressive coverall. Split-the-pot games are early birds and double action.

WHEN: Tuesdays, Thursdays and Saturdays, sales start at 12:15 p.m.

WHERE: Devonshire Senior Center, 2802 E. Devonshire, Phoenix COST: Starts at $2; must have City of Phoenix Parks and Recreation membership card to be eligible to play.

INFO: 602-256-3130 www.LovinLifeAfter50.com

FCF-Holland Community Center

WHEN: Thursdays at 1:30 p.m.

WHERE: FCF-Holland Community Center, 34250 N. 60th St., Scottsdale, AZ COST: $13 and up INFO: 480-488-1090 or azfcf.org Games: 15 games of Bingo with a minimum of $375 prize money weekly

Fort McDowell Casino

Experience bingo in Fort McDowell Casino’s state-of-the-art and awardwinning 1,700-seat bingo hall.

WHEN: Seven days a week, various times WHERE: Fort McDowell Casino, 10424 N. Fort McDowell Rd., Fort McDowell COST: Charge for cards INFO: 800-THE-FORT, ext. 4380, fortmcdowellcasino.com/bingo.php

Granite Reef Senior Center

Everyone welcome. Enjoy 20 games of bingo with prizes.

WHEN: Tuesdays from 12:30 p.m. to 3 p.m.

WHERE: Granite Reef Senior Center, 1700 N. Granite Reef Rd., Scottsdale COST: $1 per card; three-card minimum.

No limit on cards purchased.

INFO: 480-312-1700, scottsdaleaz.gov

Las Palmas Grand Bingo WHEN: Monday Night WHERE: Las Palmas Grand, 2550 S. Ellsworth Rd., Mesa, AZ COST: $21 buy-in INFO: 480-357-1148 Snack Bar: Opens 5 p.m.

Early Bird Session: 6:30 p.m.

Games: Double action, Betty Boop, $1,000 progressive jackpot with additional number added each week, with a $300 Consolation Prize. Pay out $70, Early Bird; $100 Regular Game

Lone Butte Casino

Spacious bingo hall features 850 seats with morning, matinee and evening sessions. The morning sessions include five regular games and two specials, with three for $10 and $1 specials.

WHEN: Seven days a week, times vary WHERE: Lone Butte Casino, 1077 S. Kyrene Rd., Chandler COST: $2 to $32 INFO: 800-946-4452, ext. 8928, wingilariver.com/index.php/lone-butte/ gaming/bingo

Mesa Adult Center

Twenty-one games, win up to $500 in losers’ bingo, social bingo and big game bingo.

WHEN: Mondays, Wednesdays and Fridays at 1 p.m.

WHERE: Mesa Adult Center, 247 N. Macdonald St., Mesa COST: Various costs, call for pricing INFO: 480-962-5612, mesa.evadultresources.org

Palmas del Sol

Come join the group to play Bingo weekly. Bingo doors and snack bar open at 5:15 p.m.

WHEN: Thursdays at 6:30 p.m.

WHERE: Palmas del Sol, 6209 E. McKellips Rd., Mesa COST: Charge for cards varies according to number purchased.

INFO: 480-528-4689

Peoria Community Center

Prize money will vary based on attendance.

WHEN: Tuesdays and Fridays at 12:30 p.m.

WHERE: Peoria Community Center, 8335 W. Jefferson, Peoria COST: 25 cents per card; 50 cents for overall INFO: 623-979-3570

Red Mountain Active Adult Center

Bingo seating begins at 12:50 p.m.

WHEN: Tuesdays and Thursdays, from 1:15 p.m. to 3 p.m.

WHERE: Red Mountain Active Adult Center, 7550 E. Adobe Rd., Mesa COST: Tuesdays there are various prices; Thursdays the cards are 25 cents INFO: 480-218-2221 or rm.evadultresources.org

Social Bingo

Join others during social bingo.

WHEN: Mondays, from 1 p.m. to 3 p.m.

WHERE: Apache Junction Active Adult Center, 1035 N. Idaho Rd., Apache Junction COST: 25 cents per card INFO: 480-474-5262, aj.evadultresources.org

Sun Lakes VFW Post 8053

The organization holds bingo for up to 230 people. Payouts are based on sales; total may reach $900. All proceeds go to veteran needs, including homeless veterans, disabled veterans and military families.

WHEN: Wednesdays at 7 p.m. Sales start at 6 p.m.

WHERE: Sun Lakes Country Club, 25601 N. Sun Lakes Blvd., Sun Lakes COST: $7 minimum for play of all 19 games INFO: 480-895-9270

Sunland Village

Auditorium doors open at 4:30 p.m., cards are sold at 6 p.m. and play begins at 7 p.m. There’s a $900 progressive pot.

WHEN: Thursdays WHERE: Sunland Village Auditorium, 4601 E. Dolphin Ave., Mesa COST: Charge for cards varies according to number purchased INFO: 480-832-9003

Sunland Village East

Prize money will vary during the year based on attendance.

WHEN: Sundays, at 6 p.m.

WHERE: Sunland Village East Auditorium, 8026 E. Lakeview Ave., Mesa COST: Charge for cards varies to number purchased INFO: 480-986-9822, 480-313-7033

Sunrise Village

Join the group to play Bingo weekly.

The cards start selling at 5:45 p.m., early bird at 6:45 p.m., and regular bingo at 7 p.m.

WHEN: Fridays at 5:45 p.m.

WHERE: Sunrise Village, 5402 E. McKellips Rd., Mesa COST: $13 minimum buy-in INFO: 480-985-0548

Vee Quiva Hotel and Casino

Gamers who stop by Bingo Park enjoy picturesque National Park views in the state-of-the-art, 550-seat bingo hall.

WHEN: Seven days a week, various times WHERE: Vee Quiva Hotel and Casino, 15091 S. Komatke Ln., Laveen COST: $2 to $32 INFO: 800-946-4452, ext. 1942, wingilariver.com/index.php/vq-veequiva-hotel-casino/gaming/bingo-park

NOVEMBER 2017 |

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| NOVEMBER 2017

www.LovinLifeAfter50.com

The Best Kept Secret…

“Adult Day Health Care services provide an alternative to in-home respite and include health monitoring, medication management, social and cognitive activities, a nutritious lunch and snacks as well as transportation,” said Mary Lynn Kasunic, President and CEO of Area Agency on Aging. “This valuable service is often called the ‘Best Kept Secret’ in family caregiving.”

November is a time for families, togetherness and Thanksgiving.

November is also National Family Caregivers Month – a time to recognize and honor family caregivers.

The Area Agency on Aging looks at both sides of the caregiving equation because it is as important to take care of the caregivers as it is to provide for those who need care. Caregiving can be a rewarding experience, but it is also physically and emotionally demanding.

Adult Day Health Care (ADHC) offers care and supervised activities during the day for seniors and adults with disabilities, allowing caregivers a brief respite to relieve stress, restore energy, and promote balance in the caregiver’s life. The Area Agency on Aging provides ADHC in 14 locations throughout Maricopa County and is a service that caregivers can depend on.

Licensed by the Arizona Department of Health Services, ADHC centers offer supervised, planned activities, personal

care, personal skills training, meals and health monitoring.

Even if your loved one has dementia, he or she might enjoy music, simple activities and being surrounded by friends. Beyond providing social opportunities, an ADHC can serve as a safe and familiar place to receive health services.

Caregivers can find information about resources that provide a personal break for time to shop, run errands or simply enjoy downtime through the Agency’s 24-Hour Senior HELP LINE. They can also connect to support groups and educational forums, among other services. Care receivers find access to the entire range of services and resources that have made the Area Agency on Aging so vital to the well-being of individuals and families every day of the year.

This November as you celebrate Thanksgiving, our bounty and your family, remember to also celebrate all the caregivers in your life.

The Area Agency Family Caregiver Support Program takes a holistic approach to meeting the needs of caregivers. By meeting in their homes, we can determine service needs, provide educational and emotional support and be the link between the caregiver and other social service agencies.

24-Hour Senior HELP LINE 602-264-4357 © 2017 Area Agency on Aging, Region One 1366 E. Thomas Road, Ste. 108, Phoenix, AZ 85014 | 602-264-HELP (4357) www.aaaphx.org

www.LovinLifeAfter50.com

NOVEMBER 2017 |

35

Travel To Live and Dine in Bologna Three days in the gastronomic capital of Italy

Bologna is a stunning blend of urban charm and history.

STORY BY ED BOITANO

Photographs by Deb Roskamp

My dreams had been colored by my upcoming trip to Bologna. Nestled in north central Italy in the region of EmiliaRomagna, Bologna has long been considered the gastronomic capital of Italy. With the moniker of “La Grassa” (the fat one), it is the birthplace of mortadella di Bologna, tagliatelle al ragù, tortellini en brodo, lasagne alla Bolognese and more. Nearby in the rich agricultural Po Valley, the cities of Modena hail balsamic vinegar as its home, and Parma, Parmigiano-Reggiano and Prosciutto di Parma, which all seem to make their way onto the Bolognese table.

And, yes, there would also be a number of city attractions to explore. With just threedays devoted to my exploration and culinary tour, I literally couldn’t wait to dig in.

Back story

It’s easy to get lost when wandering through Bologna’s narrow, somewhat gritty side streets lined with shops, markets, restaurants and osterias (taverns), the latter offering monumental happy hour antipasti dishes for the price of a simple glass of wine. Every little side street in the historic city center seemingly leads to a stunning piazza with remarkably preserved cathedrals and towers along with museums (there are over 50) and outdoor cafés. The city is a stunning blend of urban charm and history. Bologna boasts the Università di Bologna, the oldest university in the world (circa 1158), and is referred to as the most educated and forward-thinking city in Italy. Bologna, for example, was the first city in the world to abolish slavery. If

36

you’re short on time, a hop on/hop off bus is the best way to begin your exploration, which offers a comprehensive overview of Bologna from the Etruscan and Roman origins to its modern culture of today.

Day 1: The Antipasto - Piazza Maggiore and mortadella di Bologna

The two leaning towers, Garisenda and Asinelli, are the most traditional symbols of Bologna. In the late 12th century, 100 towers graced the skyline, but today only 20 have survived the ravages of fire and warfare. The wealthy would live on the top floor of the tower, to avoid theft and streetfighting. From the top of the Asinelli Tower, you can admire the red roofs and the hills around the city, plus get oriented.

Piazza Maggiore is a good place for a refreshing aperol spritz and a platter of Bologna’s most important antipasto: mortadella di Bologna. Not to be confused with U.S.

baloney, mortadella is a paper thin-sliced, heat-cured pork sausage, flavored with small cubes of pork fat, whole black pepper, myrtle berries, nutmeg and pistachios. Surprisingly, it is low in calories. The platter can include a dollop of a creamy soft cheese, along with a basket of pocket-sized gnocco fritto (fried bread, similar to the New Mexican sopaipilla). Watching life go by from an outdoor café, it was easy for me to see that Bologna offered a nice blend of tourists and locals, unlike the overtly touristy destinations of Venice, Rome and Florence.

Day 2: The Primo - Basilica di Santo Stefano and tagliatelle al ragù & tortellini en brodo

Considered Bologna’s most important religious site (circa 11th century), Basilica di Santo Stefano is steeped in centuries of Bolognese history. Originally it consisted of seven churches on the site, but only four remain intact today. The austere octagonal cathedral incorporates Romanesque and Lombardian architectural design. It is not to be missed.

It had been an exhausting day of exploring, and my stomach told me that a muchawaited bout with tagliatelle al ragù and tortellini en brodo were definitely in order.

In Bologna, fresh egg pasta is the thing, and tagliatelle pasta is no exception. The fresh noodles are lathered in a thick ragù alla Bolognese sauce, consisting of onions, carrots, pork, veal, and with just a bit of tomato. It was splendid, but a bit more rustic than I had imagined. A Bolognese

sauce in the U.S. simply means a tomato sauce with beef, and is not an authentic Bolognese dish. Tortellini en brodo (in beef broth) is the traditional first course for Christmas feasts in Bologna. The shape of the pasta dumpling (generally filled with a mixture of pork loin, prosciutto, mortadella and Parmigiano), is said to be inspired

by Venus’ navel.

Day 3: The Secondo- Sanctuary of the Madonna di San Luca and lasagne alla Bolognese

A kiddie-like train leads up to The Sanctuary of the Madonna of San Luca, a monumental basilica church nestled atop a forested hill, with breathtaking vistas of the city and surrounding countryside.

The church existed on the hill for over ten centuries when a pilgrim from the Byzantine Empire came to Bologna with an icon of the Virgin Mary from the temple of Saint Sofia in Constantinople. Initially, the small hermitage-chapel was tendered by two holy women. The present church was constructed in 1723. Today, pilgrims from all over the world (many barefoot) join an annual pilgrimage along the path from Bologna to the sanctuary. Upon reaching the top, the sanctuary opens up in an inspiring display of Baroque architecture. The experience also had an effect on my appetite. So for my last meal in Bologna, it had to be my favorite Italian dish, the quintessential lasagne alla Bolognese. The preparation of the dish consists of layering wide green pasta with a rich ragù sauce, béchamel sauce and abundant Parmesano cheese, and then baking it in the oven. Every bite was a gift from heaven. My list, for now, was complete for the three-day culinary tour and exploration of this fascinating historical city. And yes, I will return to Bologna again for more sights and other tantalizing dishes.

Post script

Wait a second – how could I have forgotten the delicious and filling cotoletta alla Bolognese (similar to cotoletta alla Milanese, but with a slice of prosciutto and cheese on top, then a spoonful of ragù)?

Perhaps the reason it was overlooked was that this delicious dish was the last thing I ordered in Bologna, and I was tragically unable to finish it. My waitress looked down at the half-eaten dish, and asked if it was OK. I replied it was beyond tremendous, but I just couldn’t consume any more food. She smiled and said, “Well, we are called the ‘Fat One’ for a reason.”

For further information, visit bolognawelcome.com/en In Bologna, fresh egg pasta is king.

| NOVEMBER 2017

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National and Utah State Parks, this location is perfect for your winter vacation or extended stay! (888) 546-5708 or www.CanyonServices.com LOGAN, UTAH boasts four seasons of fun off the beaten path. This beautiful high mountain valley offers stunning fall colors mid-September through mid-October. Book now for winter fun. Ski at two resorts, rent snowmobiles or take a wagon ride through a herd of elk. It’s only a 10 minute drive from downtown to hiking and fishing in the Wasatch Cache National Forest. Check out our Signature Products and Foodie Trek, world-class performing arts, Utah State University sports, living history and so much more. Just 90 minutes north of Salt Lake City and 4.5 hours from Yellowstone. (800) 882-4433 or www.explorelogan.com RUBY’S INN is located at the entrance to Bryce Canyon National Park and offers the closest lodging with everything from luxury hotel rooms to RV parks and campgrounds. Ruby’s Inn is open year-round with a General Store that provides

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Berlin’s risqué rep and cooler-by thesecond culture scene are so talked about that a first-time visitor could arrive expecting a gentrifying Gomorrah – a cross between Cabaret and Williamsburg, Brooklyn. The reality is refreshingly different. The German capital’s coolness is casual and unselfconscious. Its residents are multicultural, polylingual and well-informed. Its leafy streets and pastel buildings wear a patina of old Eastern Europe and a cologne of bohemianism. Though it isn’t the prettiest city, its flawed beauty grows on you, the way a lined face becomes more attractive for the history it holds. And Berlin has been creased by more character-building history than most cities.

sing or blow Brobdingnagian bubbles.

At the Alte Nationalgalerie, also on the island, rendezvous with international Impressionists and German Romantic landscape painters like Caspar David Friedrich. Next door, the justifiably popular Pergamon Museum connects visitors to the cradle of Western civilization with a jaw-dropping collection of ginormous

Day 1: Menagerie of Museums

Base yourself in buzzing, central Mitte or quieter, The Berliner Dom on Museum Island (Photo by Keridwen Cornelius) leafier Prenzlauer Berg.

Both are located in the former East Berlin. antiquities. Walk like a Babylonian beneath Both are packed with outdoor cafes and the 46-foot-tall, cobalt blue Ishtar Gate, indie shops. And both are within walking constructed circa 575 BCE. Marvel at the distance of many sites, including Museum 100-foot-wide, marble Market Gate of Island. This UNESCO World Heritage Site Miletus.

If museum overload brings on Stendhal surrounded by the Spree River is home to the Syndrome, soothe your mind on a oneBerliner Dom, a Neo-Renaissance cathedral hour boat trip along the Spree with capped with verdigris cupolas. Tour the church, listen to an organ concert, or stroll Berliner Wassertaxi. Then fortify yourself at the Lustgarten, where street performers Lebensmittel in Mitte, a gemütlich German

restaurant decked out like a country grocery store.

Day 2: Pieces of Paris and Walls

With its pastel prewar buildings, cobblestoned streets and effervescent F&B scene, Prenzlauer Berg could – if you squint – be Paris’ doppelgänger. But then you spot the street art, the admittedly gritty parks, and the remnants of the world’s most notorious wall, and you could only be in Berlin. On Thursdays and Saturdays, follow the scent of fresh bread to the Kollwitzplatz farmers’ market. Sundays bring a flea market to the Mauerpark (“wall” park) and food trucks to the Kulturbrauerei (“culture brewery”). Tucked inside this restored 19th-century brewery is a museum dedicated to “Alltag in der DDR” – everyday life in socialist, Cold War-era East Germany. It’s a fascinating and free portal into an Orwellian otherworld. Surrounded by propaganda posters, leaf through an illustrated guestbook for factory-controlled holiday homes, peek at surveillance devices, and learn how families coped with empty store shelves through imaginative DIY. To see how this isolationist state was perpetuated, walk past the Mauerpark’s graffitied strip of wall to the Berlin Wall Memorial on Bernauer Straße. Ponder slabs of wall that resemble overgrown gravestones, photographs of people killed seeking freedom, and the rusty metal bars’ resemblance to our own border barrier.

A short stroll away, hidden in another former 19th-century brewery, is a boho foodie gem called Katz Orange. If you can’t fathom how cauliflower could induce envy, indulge in their brown-buttered version with smoked potatoes while basking in the eclectic, Peruvian-leaning atmosphere.

Day 3: Transparent History

Germany aims to be transparent about its past and present – an ethic exemplified in the see-through dome of the Reichstag.

Register in advance to visit this legislative building, then ascend symbolically above the politicians to gaze out over the city.

You’re in modern West Berlin, where everything is busier and bigger – including your next stop.

For the last 200 years, major events marking war and peace have all swung through the Brandenburg Gate. Napoleon’s victory march, Hitler’s seizure of power, WWII bombings, protests against German

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The Prinzessinnengärten, where urban utopians have transformed a former wasteland into a community garden. (Photo by Assenmacher)

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Berlin...continued from page 42 division and celebrations of reunification: This gate has seen it all. Stand where President Reagan stood and declare to the air, “Mr. Gorbachev, open this gate.”

A short walk south is the Memorial to the Murdered Jews of Europe – 2,711 concrete slabs arranged in a maze-like mass. Does this Holocaust memorial represent a graveyard of coffins? Dehumanization? A descent into a labyrinth of evil? You decide.

The transparency continues at Topography of Terror. This free indooroutdoor museum is a massive mea culpa chronicling the history of Nazism. Housed in the former Gestapo HQ, the exhibits take you behind the scenes of the Third Reich’s propaganda, intimidation and malevolent machinations.

Day 4: Gardens and Galleries

The powerful story continues at the Jewish Museum, which commemorates not just the Holocaust but 2,000 years of Jewish people’s contributions to philosophy, science, art, literature and more. Everything about the museum – from the dramatic angular architecture to the immersive installations – is a lightning rod for deep thought.

It’s high time for good news, greenery

Museum Island, as seen from a nearby TV tower. (Photo by Bernt Rostad)

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of Kreuzberg, a curious cultural combo of hipster creatives and conservative Turkish immigrants. If you’re here on a Tuesday or Friday, walk along the Landwehr canal to the Turkish Market, where you might sit waterside, nibbling baklava while a funky musician performs protest songs.

Finally, cross the Spree to East Side Gallery, the longest open-air gallery in the world. Artists have painted this 1.3-kilometer strip of the Berlin Wall with more than 100 murals – some dark, some hopeful, some kinda crazy. The clash of grim history and gritty, colorful, creative present perfectly captures Berlin.

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Dining

Alessia’s owners Jonathan and Shari Carr.

The dining room at Alessia’s feels welcoming. (Photos by Kimberly Carrillo)

Everybody’s Neighbor

Mom-and-pop Alessia’s brings big flavors to Mesa

BY CHRISTINA FUOCO-KARASINSKI Jon Carr is everybody’s neighbor in Northeast Mesa.

He greets his guests at Alessia’s Ristorante Italiano like they’re lifelong friends. Carr unapologetically injects humor into his conversations, making diners feel at home.

But there’s more to Alessia’s than Carr’s humor and the team-based serving staff.

It’s about the central- to northern-style Italian dishes made by his Hawaiian-born wife, Shari, who trained with a Roman chef for ten years in Honolulu.

“She’s just a natural cook,” he says. “The big difference between us and other Italian restaurants is we stick true to Italy.

We do have a few Americanized dishes, like Alfredo. But she knows the proper ways and techniques.”

Shari Carr makes each sauce on the

Clockwise: spaghetti Bolognese, pollo marsala and gnocchi amatriciana.

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| NOVEMBER 2017

menu from scratch when guests order the dishes, whether it’s gnocchi amatriciana ($18) with bacon, onion, garlic and white wine in a tomato sauce; or spaghetti Bolognese with ground beef, carrots, celery and onions in tomato sauce ($17).

Because each dish is made with care, meals can take 30 to 40 minutes. Nearly everything is built on fresh tomato, basil and Parmesan cheese.

But there is a variety of appetizers to keep guests happy during the wait, like bruschetta ($8-$11); formaggio di capra, warm goat cheese with roasted red bell peppers in rosemary olive oil ($10); and calamari fresco with fresh tomatoes, garlic and basil ($11).

“People have to realize that we’re still a mom and pop,” he says. “My wife and her sous chef make absolutely everything.

There are no fryers. There’s no grill. There aren’t different cook stations. Everything is built on a stove.

“When you see it happening, it’ll blow your mind. There are 16 burners. That’s only four four-tops. We’ll do 200-plus covers (dinners) on a Friday/Saturday night. We’re not a slop-and-drop restaurant, where you can tell the sauce was ladled over the top.”

Shari’s talents are so appreciated that when she and Jon visit her sister in Florence, her dishes are requested. Jon is asked to choose the wine.

“It’s a compliment, ultimately,” he says.

Alessia’s, named after the Carrs’ niece in Italy, has been at McKellips and Higley roads since June 2004. The couple moved from Honolulu, where they were working in the restaurant industry, in June 2003 after the economy crashed following the September 11, 2001 terrorist attacks.

Alessia’s opened with 12 tables in a dining room and out on a patio. Now it boasts a bar and wine store as well.

“We’ve been very lucky,” he says. “We’re not pretentious. Some people see it’s nice in here and they don’t expect that because we’re in a strip mall. You can come in with shorts and a T-shirt.

“We’re not trying to be anything too fancy. We’re the neighborhood Italian restaurant. We have a beautiful selection of wine that’s all Italian, given one or two.”

They yearn to school guests on what they know about wine. Alessia’s hosts wine events several times per month, including wine tastings on Wednesday and Thursday, November 1 and 2.

The Carrs are sticking true to what they wanted to do: open a mom-and-pop restaurant.

“Even though we expanded, we’re here every night as much as we can be,” says Carr, who grew up in upstate New York.

“We just love what we do. We love our locals, and our regulars are great. I love getting to know everybody. It’s fun.”

Alessia’s Ristorante Italiano 5251 E. Brown Road, Suite 108, Mesa, 480-396-2888 alessiasristoranteitaliano.com

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What’s Cooking?

Pasta with Italian sausage and pumpkin sauce

Pasta with Italian sausage and pumpkin sauce Ingredients: - 4 tablespoons olive oil - 1 pound Italian hot sausage, casings removed - 1 cup chopped onion - 10 garlic cloves, sliced thick - 3 tablespoons chopped fresh sage - 1-1/4 cup white wine - 1/4 teaspoon cinnamon (optional) - 1-1/4 cup pumpkin puree - 2 cups chicken stock - 1 pound of pasta (penne, bow tie) - 6 tablespoons Parmesan cheese (optional) Directions: In a large skillet, cook 1 tablespoon of olive oil over high heat for 2 minutes. Add the sausage and break up into small pieces. Cook sausage until brown, about 3 minutes. Remove sausage with a slotted spoon and place in a bowl. Set aside. Leave about 1 tablespoon of the oil from the sausage in the skillet. Add the remaining 3 tablespoons of olive oil. Add the onion, garlic and chopped sage.

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BY JAN D’ATRI Your first reaction to this combination may be similar to mine. “What? That sounds crazy!” But once your kitchen is filled with the aroma of simmering garlic and wine, and then the combination of pumpkin, sage and spicy sausage, you’re going to realize that pasta with sausage and pumpkin sauce is a home run!

The recipe was made popular

by PBS star and cookbook author Nick Stellino, whose authentic Italian cuisine has been featured on numerous television shows for decades. This dish is taken from Nick’s Sicilian roots and is the perfect meal for fall! We have plenty of choices for food and drink using pumpkin and pumpkin spices, from pumpkin spice lattes to pumpkin cookies, cakes and pies.

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(Photo courtesy Jan D’Atri)

But if you love pasta, this pumpkin sauce brings a whole new flavor profile to your plate. The subtle flavor of the sauce combined with a spicy sausage is unbeatable! This is the dish that made me a pumpkin pasta convert, and I hope it does the same for you.

Cook for approximately 10 minutes, stirring well until the onion and garlic begin to brown. Add 1/4 teaspoon of red pepper flakes if desired. Add the reserved sausage back into the skillet with onions and garlic and cook for 2 more minutes, stirring well. Add the wine and deglaze the pan, making sure to scrape the skillet to dislodge all the browned bits. Cook for 8 minutes.

Add the pumpkin puree and cook for 2 minutes, stirring well. Add the chicken stock and cinnamon. Bring to a boil over high heat, then reduce heat and simmer for 30 minutes.

While sauce is cooking, bring a large pot of water (add 2 tablespoons of salt) to a boil. Add the pasta and cook according to package instructions. Drain the pasta and pour back into the pot. Add the sauce and cook over medium heat for 3 to 5 minutes, gently stirring to incorporate. Add the optional Parmesan cheese and serve. Garnish with shaved Parmesan cheese. Makes 6 to 8 servings.

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47

Early Baker

Eclectic new eatery dishes globally inspired pastries and eye-opening breakfasts.

Spinach croissants are made fresh every morning at Early Baker.

a technology job assignment in Japan.

Kinana, then a certified physician, didn’t Syrian native Kinana Halik makes the have a work visa. Looking for hobbies to best croissants in the world – at least keep her mind occupied, she enrolled in according to her husband, Adam. The cooking school. iconic crescent-shaped French pastry Kinana’s early training shows in her is among the house specialties at Early Japanese cheesecake, a fluffy crossbreed Baker, an eclectic bakery and fast-casual of pound cake and the classic cream restaurant in Ahwatukee’s Mountainside cheese confection. It’s nearly as springy Plaza. The eatery namesake is Kinana, as angel food, with alternatingly creamy who makes a habit out of getting up at layers and a delicate sweetness. Adam 4 a.m. to start baking. By the time her occasionally sneaks his favorite caramel sons are ready to get up for school, she’s sauce onto some customers’ plates, but already whipped up two cakes, several this cheesecake is perfect without any loaves of homemade bread and a tray of additions.

French macarons decorated like tiny auEarly Baker’s other sweets are equally tumn pumpkins. well-balanced. Mixed berry crêpes have “When I started baking for the first just enough tartness to offset rich cream time, it was like fireworks went off,” cheese filling, while sugary orange blosKinana says. “I don’t call it a job. Even now, som honey is used sparingly in light, crisp it’s a hobby.” She learned to cook nearly pistachio baklava. The latter is baked into two decades ago, when Adam received tiny bird’s nests, its phyllo layers gently rolled and drizzled to prevent them from turning into the leadweight pastries found at most Middle Eastern restaurants.

Even notoriously sugary French macarons are toned down. The seasonal pumpkin has a spicy-sweet flavor somewhere between chai and Apple Jacks cereal, without the cloying aftertaste I’ve come to expect from American macarons. My dining companion and I received the tangy lemon variety on the house after bringing in a copy of Scrabble to occupy ourselves Kinana Halik is becoming well known for her homemade croissants. during a dessert break. “We want

BY WYNTER HOLDEN

Photos by Kelly Athena

48

| NOVEMBER 2017

can sandwich plate pleases with herbcrusted Middle Eastern potatoes and juicy turkey sausage, taking second only to the heartier Early Steak & Egg made with thin-sliced roast beef and three eggs.

Heap the accompanying greens and potatoes onto the central players and you have a breakfast dish that’s hearty and flavorful, with a welcome burst of acidity and brine from the Greek salad.

The only main dish that disappoints is a turkey & Swiss crêpe. Though the béchamel is made in-house and the crêpes freshly pan-cooked, this classic doesn’t have enough flavor to compete with a cheesy egg boat or French toast. Because its ingredients are so mild, this crêpe needs a boost. A little pepper Jack or fresh rosemary would go a long way.

Though Adam Halik is convinced there’s no better croissant on the planet, his wife is slightly more humble about her signature pastry. “It’s the best in Arizona,” Kinana says, a sentiment echoed on Early Baker’s website. According to the Haliks, one of their regulars came in recently after visiting San Francisco’s famed bakery, Tartine. The patron sampled Early Baker’s version and – after a nerve-wracking pause – declared the local croissant her favorite.

Sadly, I can’t offer a personal opinion.

Fresh croissants were unavailable during three visits, having been gobbled up by hungry Phoenicians earlier in the day.

Considering the quality of the breakfasts and baked goods, I’ll definitely be back to put the elusive pastry to the test. All I have to do is wake up at the crack of dawn and be there when the chef puts out her first batch.

to encourage people to come in for coffee or dessert and play games,” Adam says.

That’s the kind of friendly, welcoming service you can expect at Early Baker. The Haliks personally greet their regulars.

They even designed the space, from the juicy orange walls and rooster statues to the hand-picked dining tables and cozy conversation nook. A Jenga tower in the corner invites guests to stay and play.

Visit the high tea room – used for private parties, but open for community dining during peak hours – and you’ll find an eclectic wall display of Kinana’s Japanese fabric art.

Want to order a custom cake? Try a sample on the house. Craving breakfast past the 11 a.m. posted time? No probEarly Baker lem; this isn’t McDonald’s. “You can order 4025 E. Chandler Blvd., Phoenix breakfast or lunch anytime. We don’t re480-316-6334, earlybaker.com port to anyone,” Adam says. Though most of the current menu focuses on egg dishes, crêpes and s a n d w i c h e s, the Haliks plan to expand the offerings as word of mouth about dinnertime service grows.

While Early Baker is known for pastries, its savory entrees are worth sampling. The Early Ameri- Early Baker owners Adam and Kinana Halik with their sons Kareem, 12 (left), and Omar, 20

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NOVEMBER 2017 |

49

Columns Aging Today

Consider the Source

BY BOB ROTH

Managing Partner of Cypress Homecare Solutions

TBT (Turn Back Time) to Thursday night television in the late 1980s. A time before on demand, Netflix, Hulu, and binge watching were part of the vernacular.

When it was time for L.A. Law, your heart skipped a beat. If you missed the episode, you missed it. I guess you could catch the reruns during the summer. I am really not sure. I almost never missed.

From Perry Mason to Law & Order, Americans love legal dramas. With rapt attention, we watch as the plot unfolds with a judge, jury, and the attorneys for both sides, who must decide what to admit into the court.

Considerations are made as to the source of the information, its credibility, whether or not a witness possesses the necessary

expertise to make certain judgments, and the plausibility of an argument. We love the methodology and critical thinking skills that bring us to the edge of our seat at each show’s climax. I am asking you, my readers, as I ask myself: Why we don’t employ similar critical thinking skills in the Digital Age? The immediate access to information has created a new problem that few of us are trained to solve – how to discern what is true and what is not, and to identify biases and half truths. What matters today in the Internet era is not what knowledge you possess, but whether you know where to look it up and then how to verify whether the answer is reasonable.

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Like most Baby Boomers, the bookends of how I gathered information spans from the encyclopedia to the smart phone. Conventional encyclopedias employ editors who are recognized leaders in their respective fields. The editors in turn identify and hire worldrenowned experts in various domains to write the topic entries. It is a meritocracy in which those who demonstrably know more about a topic are placed in a position to share their knowledge. Compare this to the Wikipedia model, where a neurosurgeon has as much to say about an entry on brain aneurysms as a high school dropout.

Who remembers when we went to the library to do research? We asked for help from a librarian. In many universities, a librarian holds an advanced degree. A good librarian is a scholar’s scholar, familiar with the difference between a rigorously reviewed journal and publications that may appear credible but are paid advertisements. A good librarian is up to date on controversies in many different fields that arise due to lapses in scholarship or credibility, and can instruct you on where to look for impartial perspectives.

An unintended consequence of search engines is restricting the flow of information. That is, after you search for a particular thing, the search engines keep track of which of the results you ended up clicking on so that they can place those higher up in the results list, saving you time the next time you do a similar search. Imagine now that the search engines have not just a few days’ or weeks’ worth of your searches, but years of searches. Your search results have been iteratively refined to become ever more personal. The net result is that you are more likely to be given results that support your worldview and less likely to encounter results that challenge your views. While you may seek to maintain an open mind and consider alternate opinions, the search engines will be narrowing down what you actually see.

I have witnessed the frustration of families as they navigate the unfamiliar terrain of caring for their aging loved ones, completely overwhelmed and confused by conflicting information. Please resist the temptation to Google with abandon.

Ask your doctors and professionals for their trusted sources and websites.

My recommendation for the most comprehensive medical source I know is MedlinePlus.

MedlinePlus is the National Institutes of Health’s website. It is produced by the

National Library of Medicine, the world’s largest medical library. MedlinePlus supplies information about diseases, conditions, and wellness issues in a language you can understand. MedlinePlus outlines the following guidelines when evaluating the quality of health information on web sites:

Consider the source

Use recognized authorities.

Focus on quality

All websites are not created equal. Does the website have an editorial board? Is the information reviewed before it is posted?

Be a cyber skeptic

Does the site make health claims that seem too good to be true? Does the information use deliberately obscure, “scientific” sounding language?

Look for the evidence

Rely on medical research, not opinion.

Does the site identify the author? Does it rely on testimonials?

Check for currency

Look for the latest information. Is the information current?

Beware of bias

What is the purpose? Who is providing the funding?

Protect your privacy

Health information should be confidential. Does the site have a privacy policy and tell you what information they collect?

Consult with your health professional

Patient/provider partnerships lead to the best medical decisions.

The internet is like the Wild West, lawless and self-governed. There is no central authority that controls how websites or blogs are named. Think of the ease at which you toss the junk mail that physically comes to your home mailbox. Assisting aging adults, you know that along the way, we will encounter the same junk either in an email or while surfing the net.

It is sometimes difficult to spot a fictitious identity or phony credentials. It is the responsibility of each internet user to be on guard.

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Retirement Report

Social Security

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BY GARRY MADALINE

CORE Retirement Engineering/United Retirement

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Social Security is a hot topic today with the Baby Boomer generation. There is no shortage of dinner seminars, library meetings, and other gatherings for retirees to receive information on how and when to take their Social Security. But how do you know the advice is accurate?

While the information and the people giving these seminars are mostly well intentioned, I find many retirees still tend to make poor Social Security choices. These choices are made because many times all the factors that should go into the decision aren’t considered. Social Security decisions cannot be made in a vacuum.

Good retirement consultants have access to powerful software which can produce, in a matter of seconds, information on how to maximize options, pinpoint exposure and distinguish what the specific break-even points are for individual retirement needs. Studying your benefit break-even point, which is usually around 78 to 82 years old, consists of deciding just how long you feel like you’re going to live. While no guarantees exist, taking a realistic look at your life expectancy can be the difference in collecting hundreds of thousands of dollars in benefits. Many decisions are based solely on the math of a break-even point when many more factors need to be considered.

Correct Social Security benefits decisions also need to consider maximizing benefits to align with all of your other income sources – sources such as pensions, IRAs and 401ks with consideration to the eventual tax exposure. Remember, qualified investments such as pensions, IRAs and 401ks are all taxed deferred and

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so one must account for the tax consequences when distributing money later in retirement. Moreover, it surprises many people I meet with that their Social Security benefits are taxed at distribution as well. This is why many retirees tend to be in the same or higher tax bracket when they retire, even though they no longer have income from work!

Many of these issues can be avoided with proper planning ahead of time. Roth IRA conversions are a great way to lower this taxable income and keep your Social Security benefits from being taxed.

In certain cases, considering a pension lump sum option may be worth looking into, as well. A competent retirement consultant can show you how this works and what steps to take to lessen these exposure points.

While there is obviously much more to consider in preparation for your retirement, these concepts should get you thinking about making the correct decisions as the day approaches. Remember, don’t make major retirement errors because you listened to someone who bought you a free lunch or dinner; your future is worth so much more. For more information about how to put a comprehensive plan together, please visit myretirementclass.com. Start your retirement planning process with an unbiased educational approach rather than a productdriven sales seminar.

Garry Madaline is the creator of CORE Retirement Engineering Workshops. Having done hundreds of seminars across the country over the past 40 years, he is considered a premier retirement consultant in the Valley.

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Legally Speaking

Financial Abuse Minding your dollars and cents

BY BECKY CHOLEWKA

Founding attorney, Cholewka Law

Financial elder abuse is a growing concern here in Arizona and nationally. It is estimated that at least five million seniors fall victim to financial elder abuse each year.

Financial elder abuse is the illegal or improper use of a vulnerable adult or his/ her financial resources for another’s profit or advantage. It includes deception, trickery, false pretense, or dishonest acts or statements for financial gain. Some examples include: • Taking money or property • Forging an older person’s signature • Getting an older person to sign a deed, will, or power of attorney through deception, coercion, or undue influence • Using the older person’s property or possessions without permission

• Promising lifelong care in exchange for money or property and not following through on the promise • Utilizing fear tactics for financial gain • Home improvement scams • Email scams • Telemarketing scams Need some real-life examples? A client’s grandson stole checks from the back of her checkbook hoping she wouldn’t notice. Another client’s daughter brought documents to the hospital for her to sign when she was recovering from a fall. She told my client it was “routine” paperwork, when in fact it changed my client’s trust to have only that daughter as her beneficiary (and disinherit her other children.)

And you may have heard from friends who have been getting calls from “the

IRS” stating the IRS will issue an arrest warrant if they do not call and immediately pay their back taxes by credit card. (The latter happened to me! Please note, the IRS does NOT make phone calls.)

Many of our loved ones are taken advantage of by family members, close friends, neighbors, and strangers. I would classify all these as predators: a person who ruthlessly exploits others. Anyone is at risk. But the following conditions or factors increase the likelihood that abuse may occur: • Isolation • Loneliness • Recent loss • Physical or mental disabilities • Lack of familiarity with financial matters • Having family members who are unemployed and/or have substance abuse problems There are numerous resources to help

you and your family identify financial or any other type of elder abuse, such as AARP, the National Institute of Justice, National Committee for the Prevention of Elder Abuse, and your state’s Attorney General. At AARP.org, you can even sign up for free scam watchdog alerts.

If you believe someone is being financially exploited, report it! You can contact the Arizona Attorney General’s TASA helpline at 844-894-4735 or 602-5422124 or AARPs Fraud Watch Helpline at 877-908-3360.

We all need to be diligent in ensuring our loved ones are not being taken advantage of.

Is your estate plan current? Have you had it reviewed recently?

Estate plans don’t ‘expire.’ However, personal circumstances and laws do change.

Reviewing your plan is an opportunity to make sure it still fits your current needs.

You should have your estate plan reviewed if: 1. Your plan was not created in Arizona; 2. Your plan was created more than four years ago; 3. You are unsure whether your trust addresses potential capital gains and/or income tax issues; or 4. You, your spouse or your named beneficiaries have had a change in circumstances (financial or personal).

There are several more reasons to have your plan reviewed, including the importance of understanding the plan you have in place and how it will impact those you care about.

Call 602-249-1328 to make an appointment for a complimentary review or download a guide on living trusts at morristrust.com/llphx Morris Hall was ranked the #1 Estate Planning Law Firm for 2017 20th Anniversary 1997-2017

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| NOVEMBER 2017

3300 North Central Avenue, Suite 900 Phoenix, AZ 85012 5 Valley Locations to serve you www.LovinLifeAfter50.com

Lovin’Tech After 50

How to protect your finances in a dangerous digital world

BY JUSTIN FERRIS For centuries, the world of finance saw very little change, but in the past 60 years, it’s evolved rapidly. Computers now shift billions of dollars around the world daily, stocks can be bought and sold in a fraction of a second, and new technologies like Blockchain promise even greater speed and convenience.

In personal finance, websites and apps allow you to deposit checks, pay bills and monitor your finances without a paper bill or trip to the bank. Banks are steadily replacing tellers with automated kiosks.

Taxes and budgeting can be done totally electronically.

Of course, this convenience gives criminals new ways to steal money. In days past, stealing money meant breaking into a house or robbing a bank. The crook might end up with a few thousand dollars for their trouble. Now, anyone with a few grand can buy automated hacking tools that can steal millions from personal computers around the world. Hacking information from a major retailer, medical company or credit monitoring bureau can net a criminal a fortune on the digital black market.

For the average person, protecting your finances in the rapidly shifting digital world might seem overwhelming. Fortunately, there are a few simple steps you can take that will instantly improve your security – without stuffing your mattress with cash.

Freeze your credit

You probably saw this advice in several places in the wake of the massive Equifax data breach – reported in September – that exposed critical credit information for 143 million Americans. Freezing your credit means that no one can open a new credit card, take out a loan, or perform any other credit-based activity in your name without your authorization. It isn’t free, but it’s much less expensive than cleaning up the mess identity thieves leave behind.

Get all the details on freezing and monitoring your credit at https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs.

Upgrade your passwords

Freezing your credit prevents thieves from opening new accounts, but it doesn’t protect your existing accounts. Creating weak passwords and reusing passwords

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for multiple accounts are two things most people do, but they leave your finances vulnerable. A hacker who steals your email address and password from one company can quickly access your entire digital life.

The best defense is a password manager. This computer program – and there are apps as well – can generate and store strong, unique passwords for every online account. You only need to remember the one password that opens the program.

Good password managers – which offer other features as well – include Dashlane (dashlane.com), LastPass (lastpass.com) and Sticky Password (stickypassword. com). For solid, basic password management, which is also free, check out KeePass (keepass.com).

Keep your gadgets clean

Strong passwords don’t do you any good if a hacker slips a data-stealing virus or worm onto your computer. These can snag your passwords and other personal and financial information to send back to the thief.

Good security software goes a long way toward preventing this, and most computers have some security installed by default, whether it’s Norton, McAfee, Sophos or Windows’ built-in defenses. However, one potential way past that security is a certain kind of email.

Known as a phishing scam, these legitimate-looking emails pose as communication from shipping companies, too-good-to-be-true deals from major retailers, or – ironically – security alerts from real companies. They try to trick you into downloading and opening attachments that contain malicious programs. Or they might ask you to click on links, which take you to malicious sites that attack your computer.

To avoid the majority of these attacks, follow three simple rules: 1. Never download or open unsolicited email attachments. If you think the email might be genuine, look up the company’s phone number or email address in Google and contact them to verify.

2. Never click links in unsolicited emails.

Legitimate emails will usually instruct you to visit the company’s website to resolve

Protection..continued on page 62 NOVEMBER 2017 |

53

Orthopedics Now

Managing the effects of aging An orthopedic surgeon’s perspective

BY BRIAN GRUBER, MD, MBA

Board-Certified Orthopedic Surgeon

Our bodies change as we age – some subtle changes, some more obvious.

However, many of us can remain active, healthy and vibrant throughout our lives.

In fact, our physiologic age can often be younger than our chronological age – often due to diet and lifestyle factors combined with our genetics.

Let’s look at the effects of aging on the muscles, bones and joints. Then, we’ll explore some ways to counteract the effects of aging on these parts of your body.

Aging Muscles • Muscles shrink and lose mass as they age – this is a natural process. However, living a sedentary lifestyle accelerates the process.

• Muscle fibers also decrease with age, making it take longer for our muscles to respond as we age.

• Tissues get stiffer with age and less

able to tolerate stress. This is due to the decrease in the water content of tendons.

• The heart muscle is less able to propel large quantities of blood to the body and we tend to tire more easily as we age and recover less quickly.

• Our metabolic rate – how quickly we convert food into energy – slows with age. The effects can be obesity and an increase in “bad” cholesterol levels.

Aging Bones

• During our lifetime, our bones are consistently going through a process of absorption and formation called “remodeling.” The balance between absorption and formation shifts with age, resulting in loss of bone tissue.

• Bones become less dense with age as the mineral content decreases.

• With loss of bone mass, common agerelated conditions like osteoporosis can develop, a condition responsible for nearly all hip fractures in older men and women.

• Arthritis can develop from loss of cartilage between the bones, which occurs with age.

• As we age, our ligaments and connective tissue become less elastic and we lose flexibility.

Aging Joints

• Changes in tendons and ligaments with aging result in less joint flexibility and motion.

• As cartilage – which cushions our joints – breaks down with age, the joints can become inflamed and arthritic.

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foods and get adequate amounts of lean protein in your diet.

When the effects of aging occur

The body does age even with all the right lifestyle choices. Its muscles, joints and bones will change with age. As an orthopedic surgeon, I work with many patients over 50 to help them manage age-related orthopedic conditions and stay active. Sometimes surgery is needed, but more than not, non-invasive treatments can manage these conditions, including regenerative medicine (platelet-rich plasma therapy and stem cells), injection therapy (steroid and hyaluronic acid), and physical therapy.

Now that we’ve covered the effects of aging on the muscles, bones and joints, let’s look at ways to counterbalance them.

Disuse is often the biggest culprit in our musculoskeletal system’s aging. And guess what? The most sedentary group of Americans is older than 50. The right lifestyle choices will go a long way to combat aging on the musculoskeletal system.

• Stretching – Regular stretching will help to maintain joint flexibility.

• Weight training – Increases your muscle mass and strength. Maintaining muscle mass will allow you to perform your daily activities much easier and with less exertion.

• Aerobic exercise – Studies show that just 30 minutes of moderate aerobic exercise a day can help maintain your body’s response time, deliver and use oxygen efficiently, and keep your heart muscle strong.

• Healthy diet – You are what you eat, so make sure to load up on nutrient-dense

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Hospice Is Hope

Honoring First Responders

Enhancing Life

Advancing Wellness

BY LIN SUE COONEY Say the word "hero" and what comes to mind?

Soldiers risking their lives to protect us.

Police officers, firefighters and other first responders rushing headlong into danger as the rest of us are fleeing it.

Yet these public servants don’t consider themselves heroic at all – they humbly accept daily peril as “just part of the job.” Most are never recognized for their bravery and selfless service.

We want to change that. This month, Hospice of the Valley is proud to launch a new program called Honoring First Responders to pay tribute to our patients who once served as emergency, medical or law enforcement officers. The idea came from one of our volunteers – retired police officer and military vet Rodney Dehmer.

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Veterans spend time together as part of the Honoring First Responders program. (Courtesy Hospice of the Valley)

from all branches of service have been honored. In homes and facilities across the Valley, a Hospice of the Valley volunteer who is also a veteran presents a special pin to the veteran patient and gives a ceremonial flag to family members. It’s a simple but deeply meaningful gesture of gratitude for their courage and sacrifice.

Perhaps the most special moment comes after the pinning, when both veterans spend some time together alone. That quiet opportunity to share feelings – both good and bad – is a balm for the soul. No one understands wartime Police Police officers. (Courtesy Phoenix Police Department) regret and anguish better than Like military veterans, first responders another veteran.

And now that peace and comfort will may experience traumatic memories and flashbacks at end-of-life. Many don’t want be shared with first responders in our to burden family members with those community. What an honor for us to share feelings, so they need a safe place to share in the recognition of so many of our own hometown heroes! what’s heavy on their hearts.

Rodney feels privileged to support them. “They never asked for recognition or reward, but just wanted to help those who at some point in time, could not help themselves. Let’s thank them on their final journey, by touching their heart, with our own.”

Honoring first responders is modeled after a program we started six years ago called Saluting Our Veterans.

To date, 2,100 veteran patients Phoenix Firefighters. (Courtesy Phoenix Fire Department)

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Arizona Greenthumb

Bonsai

Ancient art, modern treasure

BY GLENDA STRICKBINE I am in awe of nature, with its perfect symmetry, seasonal beauty and colors you simply cannot reproduce. I never knew you could bring all of this beauty into an intimate setting and experience nature up close and so very personal.

Bringing it up close is the ancient art of bonsai, which is nothing short of sublime.

Bonsai, a Japanese art form, has existed for a thousand years. Sometimes confused with dwarfing (creating genetic miniatures of existing species), bonsai is focused on the long-term cultivation and shaping of small trees from regular stock and seeds. Bonsai uses a variety of techniques to accomplish this including pruning, root reduction, potting, defoliation and grafting. The result is a perfect miniature of a beautiful tree to nurture as it grows, flowers and changes season.

To begin, you must choose which

species of tree to grow, which will be the most difficult part. The most recognizable bonsais are probably maples and pines. Flowering and fruiting trees are also popular for their beauty. Bonsai are not always trees; shrubs can be grown and manipulated into bonsai also. Azaleas and wisteria vines can also be grown and they are dramatic, Southern and beautiful. My advice here is just do some research and you will immediately see a good choice for yourself.

Soil, although always critical, is even

more important here. You can purchase a soil especially made to suit the drainage and texture needed to grow bonsai and this I would strongly recommend. This soil will also include rock chips that will produce thinner roots, which contribute to the natural miniaturization of the tree.

Next, you will select a pot to put it in.

This is important – bonsai isn’t just about the tree, it is the entire setting. Your goal here is to come as close as you can to reproducing the tree’s natural environment. The tree is the star so your pot should be a basic color with simple lines. Rocks can add a complementary touch of beauty.

There are some unspoken rules – for instance, never plant an evergreen tree in a glazed pot. Bonsai finds beauty and calmness in structure.

You can certainly deviate from the rules but I think you will find that your eye will follow some of the design rules out of instinct.

There are some small specialty tools required for bonsai ranging from small, inexpensive sets to a professional setup.

Start small, but one of the aims of bonsai is to keep your handiwork invisible, and you will need tools to accomplish that goal: scissors, wire cutters, leaf cutters, concave cutter, knob cutter, etc. You can buy a nice carbon steel set at a reasonable price that will certainly do the job.

The oldest living bonsai range in age from 500 to 800 years old.

A bonsai tree can have the same lifespan as their counterparts in the wild, as long as they are given great care, and that’s where we come in.

We can nurture these trees to achieve a yearly life cycle played out right in front of our eyes. What a great grounding tool to have in your life. It is something you can share and it can be a living legacy to pass on. Generations of a family linked by a living presence – that sits well with me.

By touching on the beauty of bonsai, I hope I have inspired you to investigate.

I hope you open a door that will lead to many hours of pleasure. For me, the journey has just begun. Bonsai teaches patience, commitment, cooperation, and honor. If you are an avid gardener, it definitely deserves a long look.

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Avoid holiday hearing madness this year

BY KEN ARCIA

Arizona Relay Service

The holidays should be a time to connect and enjoy time with family. For those who are hard of hearing, this isn’t always the case. The noise during a large family meal over a crowded dining room table can sometimes be overwhelming to the more than 48 million Americans who have some degree of hearing loss. Hearing aids and cochlear implants can even have limitations in noisy environments such as these. With this in mind, here are some tips you can use to help make the holidays more enjoyable for everyone.

Five Tips for Better Holiday Conversation

• Anticipate difficult situations and plan how to minimize them. Know there will most likely be a time when you can’t understand what everyone is saying at once. Create a plan on how to deal with these situations. If you want to have a one-on-one conversation while everyone else is talking, pull that person aside into a quiet area.

• Pay attention and concentrate on one speaker. While you may be gathered with many people who are all carrying on their own side conversations, decide who you’d like to speak to or listen to and concentrate only on them. If that’s not working and you’re having trouble understanding, take a look at the next two tips.

• Ask that everyone speak one at a time and don’t talk over one another. If you are having people over, give them a reminder that you may have trouble following a conversation if more than one person is talking at once and ask that everyone try to speak one at a time. If you are visiting family members or friends for the holidays, ask your hosts if they would let other guests know of the situation.

• Communicate to others when you don’t understand what they are saying. Make it known that you’re having difficulty understanding what they are saying. Ask that they repeat themselves and/or give them tips so that you can better understand what they’re saying in the future.

• If you’re too tired to concentrate, ask for discussion later. While the holidays are meant to be relaxing, they can also be quite exhausting since family and friends

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Cameo Foundation’s 29th Annual MS. SENIOR ARIZONA

2018 PAGEANT

are trying to catch up with those they might not have seen in a while. Be aware of your energy levels and know when you need a break.

And for those who are trying to find a better way to communicate with a loved one who is hard of hearing over the holidays, here are some great tidbits of advice that will prove most helpful.

Bettering Communication with Those Who Are Hard of Hearing

• Look at the person directly and speak clearly: This will save you the effort of shouting across the room and further aggravating yourself as well as whoever else is there. You need to signal that you’re speaking to that person by locking eyes.

This will help them to concentrate on what you’re saying.

• Don’t cover your mouth and speak clearly: This may seem like a no-brainer but in everyday conversation, we sometimes tend to rush our speech or partially cover our mouths. Be mindful of this and make an effort to keep your mouth free of any other distraction.

• Don’t speak all at once: Although this may be considered as another obvious tip, it is common for family gatherings to get loud. This can be overwhelming for those who are hard of hearing because they tend to rely on visual aspects of communication. It also makes it difficult for them to pinpoint where the sound is coming from.

• Be mindful of the environment: When trying to engage someone who is hard of hearing in conversation, try to position yourselves in a location within the room that is quieter. This helps eliminate excess noise and lighting that may otherwise distract them from hearing what you’re saying.

Everyone wants to enjoy the holidays – that’s the point! Use these tips to help navigate through the holiday din.

Remember that holiday communication can start well before the holidays arrive.

Share these tips with your family members beforehand so that they, too, know what to expect and how to better communicate with those who have a hearing loss.

For more information on the Arizona Commission for the Deaf and the Hard of Hearing, visit adhh.org, or Arizona Relay Service, visit azrelay.org.

Saturday, March 24, 2018 Valley Vista Performing Arts Center Pageant MC Radio Personality

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NOVEMBER 2017 |

57

T HE F INISH L INE Arizona’s Leader in Senior Fitness

Free racewalking clinic offered

Registration delayed by venue challenges

Although the ASO registration was due to open on October 1, venue challenges have delayed the start by several weeks.

“There are challenges in an area of three million people that games in smaller areas do not have to meet,” ASO director Irene Stillwell says. “We have 6 months when it’s too hot for senior athletes to compete outdoors and that leaves just 6 months into which all of the events in the Valley are held, so the competition for facilities makes it difficult. Added to that is the problem of having to pay for facilities and still keep our fees as reasonable as possible.”

ASO volunteers begin looking for facilities, and for people to run the events for the next year right after the games end in March. Hundreds of hours are spent researching venues and meeting with property managers to work out details.

“Whenever possible, we try to keep our venues stable from year to year, but every year, some have to be changed for a variety of reasons” Stillwell says.

Registration will have an “Early Bird” feature again this year and all athletes are urged to register as soon as registration opens to ensure the discounted rate.

Top Score software enhanced Top Score, the Arizona Senior Olympics registration software, has been enhanced to make it even more user-friendly than last year. Athletes registering online will find that sport choices have been made more clear and navigation of the site will be more simple than in the past.

Tom Stillwell, Games Registration Chair, explained that “In a perfect world, everyone would register online since it makes the work done by volunteers so much easier. However, we know that

2017 Sponsors

58

some of our athletes don’t have access to computers so we will offer paper registration to accommodate their needs.”

Paper registration will be open for a limited amount of time to allow volunteers time to enter those registrations into the ASO program so the information can be sorted and sent to the various sports commissioners in preparation for competition. As in past years, those needing help with online registration can call the ASO office for help.

The Finish Line Newsletter is produced

by Arizona Senior Olympics, founded by:

| NOVEMBER 2017

Racewalking is not running. It’s not walking.

It’s an Olympic sport practiced by athletes from all over the world.

It’s also one of the sports offered by Arizona Senior Olympics.

Walking is one of the best forms of exercise and if done properly, can burn as many calories per mile as jogging. At the clinic, you will learn the basic technique for competition in official track events and (for those 50 and older) prepare for the Arizona Senior Olympic Games. The clinic is taught by long-time ASO Racewalker and Finish Line contributor, Ellie Kallal.

Ellie has been racewalking for many years

and is an excellent teacher and coach.

Everyone is invited to attend the clinic and all ages are welcome. The clinic is Saturday, December 16 at 9 a.m. at Granada Park, 6505 N. 20th St., Phoenix.

Meet near the restrooms. To reserve your place at the clinic, please call Ellie at Racewalking Arizona, 480-980-3366, or email ellie.kallal@cox.net. RSVP by December 14th.

You can do it!

Time to get fit!

Start with one-pound weights (or a can of soup) for 2 minutes, three times a week. As exercises get easier, add weight or numbers of reps.

UPPER BODY EXERCISES

Bicep curls and tricep extensions: Using both arms and holding a weight in each hand, begin with the arm straight at your side and curl the weight toward your shoulder. Repeat 10-15 times.

Arm lifts: Stand with the weights in each hand at your side. Lift the weights straight out to form the Letter “T” with your arms. Hold. Repeat 10-15 times.

Wrist curls: Sit in a chair with elbows close to your body and palms up with

weights in your hands. Pull weight up toward the front of the shoulders. Repeat 10-15 times.

LOWER BODY EXERCISES

Knee/leg extensions: Sit in a chair. With foot straight in front, raise leg. Repeat 1015 times.

Hamstring curl: Stand holding onto the back of a chair. Bend leg back and up toward the buttocks. Repeat 10-15 times.

Calf raises: Holding onto the back of the chair, stand on toes. Relax. Repeat 10-15 times.

Arizona Senior Olympics P.O. Box 33278, Phoenix, AZ 85067-3278 in partnership with the cities of Chandler, Glendale, Mesa, Peoria, Scottsdale, Tempe and the communities of Sun City, Sun City West and Sun City Grand

602-274-7742 www.seniorgames.org

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www.seniorgames.org

More Is Better

BY ELLIE KALAL Dr. Lydia Woods loves to compete in many sports. Most of us have a few things we like to do. Lydia likes to do them all.

In 2005, she entered her first senior games, competing in two swimming events, three track events and tennis, billiards and bowling. What she hadn’t done before, she practiced for two weeks before entering.

She loved it. She felt exhilarated. She hadn’t been competing and once she got back to it, she couldn’t get enough.

In 2006, she won 105 medals competing in USA Track & Field and Senior Olympic meets. She was living in Georgia and traveled to Alabama, South Carolina, Florida and “five or six other states” to compete. In 2007, she earned 104 medals and in 2008, she became the first senior to be nationally ranked in all 22 events in the Senior Games.

In the 2017 ASO games, she competed in billiards, table tennis and 11 events in track and field.

Lydia so strongly believes in the benefits of sport and the idea of Senior Olympics that she became an ambassador and in 2007 began speaking to churches and other groups, encouraging other seniors to get involved.

In Atlanta, Lydia helped start the “Black Girls Run” in order to inspire women to run and be healthy. This organization is now nationwide. When she was still teaching, she would tease her students with, “I’m a grandma and I’m beating you. You’re a slacker. Get fit!” And it worked.

She was always active and went to college planning to be on the swimming

team. When the team was discontinued she turned to track, hockey and tennis.

Although she started out to be a chemical engineering teacher, the lab work took time away from her family so she decided to become a physical education teacher. Lydia eventually graduated with a doctorate of education in kinesiology and sport studies from the University of Georgia and taught those classes first at Morehouse College, then Spelman College and the University of Arkansas.

Lydia remains a teacher. There are 130 people who take chair fitness classes.

“There is little data on 80 and 90 year olds,” so she measures her students by taking their heart rates at each phase, collecting this valuable data.

“I never thought I’d be an inspiration to people, but these people love it when they see what is possible.” She still works out hard, trying to play a few sets of tennis and stretching before going to teach her class.

In addition to teaching the chair exercise, Lydia lead groups of drum circles, which help people to use drumming as a stress reduction technique.

She has published her autobiography and is currently working on The Last Hurdle, the story of her friendship and competition with a fellow athlete who passed away this year at the age of 94. “Charles showed me that you truly are never too old to stay active.”

Volunteers needed We are looking for volunteers for the 2017 Arizona Senior Olympic Games We need people to help with these tasks: • Checking in athletes at events • Coordination of awards presentations • Presentation of awards • Announcement of awards • On-site registration (limited events) • Event hospitality (limited events)

• Timing of races • Measurement of field events (ability to bend over required) • Results recording at event site • Data Entry (at ASO office) If you woud like to volunteer, please call the ASO office at 602-274-7742.

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Alpine skiing, archery, basketball, basketball hot shot and free throw, badminton, billiards, bocce, bowling, cycling, fun walk, handball, powerlifting, racewalk, racquetball, road races – 5K & 10K, shooting, shuffleboard, swimming,

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swim relays, tai chi, table tennis, tennis, track and field, triathlon and volleyball.

To sign up, go to seniorgames.org.

NOVEMBER 2017 |

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61

Protection...continued from page 53 the problem. They won’t ask you to click a link to log in or to provide personal information like a Social Security number.

3. Slow down. Scams of any type rely on fear or greed to make you act quickly and without thinking. Whenever you feel those emotions, stop and look carefully at the situation. Then proceed in a calm and cautious manner.

Change how you pay offline

Most retailers now support debit and

credit cards with chips. If you’re still using a card that requires a swipe, talk to your bank about a new card. Chipped cards use a one-time authentication token instead of the card’s number to process a transaction. If a hacker steals that token in a data breach, it won’t do them any good.

If you own a smartphone, consider using Apple Pay (for iPhones), Android Pay (for Androids) or Samsung Pay (for Samsung phones) in place of a card. These offer the same security as a chipped card, without a physical card that someone can steal.

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Expires 11/30/17.

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Navigating Medicare Part D Enrollment (Oct. 15 to Dec. 7)

M

edicare Part D is a prescription drug coverage plan that can be added to your hospital and medical coverage, better known as Medicare Part A and Part B. Every year from Oct. 15 to Dec. 7, Medicare allows eligible patients to enroll in, switch or continue with their current Medicare Part D plan. This time-period is known as the Medicare Open Enrollment period.

Prices of medications and copayments can change from year to year.

That is why during this enrollment period, you should reevaluate your plan options to find a Medicare Part D plan that covers all of your medications with the lowest cost to you. When selecting a Medicare Part D plan, you should consider all the associated costs and options including the following: Premiums: Monthly payments you must make for your prescription plan Deductibles: An expense you pay before your insurance provides you benefits Copays: Payment portion that you are responsible for when picking up your prescriptions Tiers: A copay structure for generic, preferred and non-preferred brand name drugs; medications in higher “tiers” have higher out-of-pocket costs Penalty: A late fee for not having prescription drug coverage after the enrollment period Preferred pharmacy: Pharmacies where you can fill your prescriptions at lower copays During this year’s open enrollment period, stop by your Walgreens pharmacy to obtain more information about selecting a Medicare Part D plan. Our pharmacy staff is happy to assist you by printing a list of your current medications. They can also provide you a list of Medicare Part D plans that allow you to conveniently fill your prescriptions at Walgreens. You are always welcome to ask your Walgreens pharmacist to review your medications and see if you can save money by switching to generic or lower-cost brand name medications.

For specific advice of which plan is best for you, contact our new Medicare prescription plan adviser. HealthPlan www.LovinLifeAfter50.com

One, an independent licensed health insurance agency, can provide you a free evaluation that includes a comparison of multiple Medicare Part D plans. HealthPlanOne advisers provide personalized advice based on your specific prescriptions to help lower your out-of-pocket costs and can also help you enroll in the Part D plan of your choosing, all at no cost. Call (877) 315-

4689, or visit www.Walgreens.com/ Medicare-Enroll for more information. You can also contact Medicare directly by visiting Medicare.gov or calling 1-800-MEDICARE. Walgreens has been helping customers save money and “be well” since 1901. Walgreens is a preferred pharmacy for several Medicare Part D plans, offering lower copays for pre-

scription medications compared to other select pharmacies. Walgreens also offers a variety of Medicarecovered pharmacy services such as immunizations. Stop by your nearest Walgreens pharmacy to see how we can help you save money and “be well” during the Medicare enrollment period and throughout the year!

On medicare part B and have diaBetes?

New Medicare changes may limit where you can get your diabetes testing supplies. The good news is that diabetes testing supplies are available at every Walgreens along with: • Easy, direct billing of Medicare Part B and most supplemental insurance • A wide selection of major national brands • Convenient 90-day supplies

It’s easy to switch!

Visit your local Walgreens or call 888-380-8051.

Walgreens is an accredited Medicare Part B supplier of diabetes testing supplies.

NOVEMBER 2017 |

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