BUYING YOUR NEW HOME LENDER OF CHOICE
New Construction HOMEBUYER GUIDE
WHY CHOOSE US THE RIGHT LOAN FOR YOU
New American Funding’s builder specialists
We can lock your rate for six months or
will help ensure your loan funds on time so
more, so that you can keep your loan
you can move into your new home as soon
approval and payment even if rates rise. If
as it’s ready.
rates fall, you will have access to a free float down.
Our experienced sales team finds solutions
Our builder process keeps you in the loop
for every challenge. Our thorough pre-
every step of the way. We promise to have
approval process assures that you will get
your back. We’re here for you, and we will
the right loan for you and your family,
work with you to get the best loan for your
chosen from our huge inventory of
family and your situation.
programs.
JUSTIN BROWN Branch Manager NMLS# 242219
Justin Brown is a seasoned builder loan mortgage professional who has expertise working with home builders that develop condos, PUDs and single family
JUSTIN BROWN
MEET YOUR LENDER
homes. Servicing his Builder Clients is Justin's Number One Priority. He conducts face-to-face personal meetings with his builder clients and continuously communicates with them during the loan process.
New American Funding has a Dedicated Builder Division led by a Team of Seasoned Lending Executives. Our goal is to create partnerships with builders within our key markets. We nail it when comes to happy customers, elated builder clients and repeat business.
NOMADIC
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HOME BUYING PROCESS LENDER OF CHOICE
GET PRE-APPROVED!
Your Mortgage YOUR TERMS Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License, NMLS # 6606. All programs are subject to borrower and property qualifications. Terms and conditions are subject to change without notice. Not all applicants will qualify. Corporate Office 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 07/2018
THE RIGHT LOAN FOR YOU New American Funding reduces the risk involved in securing a loan, ensuring that the loan is in order when construction is complete.
CONVENTIONAL
JUMBO
Purchase
Competitive Rates
Adjustable & Fixed Rate
Owner Or Non-Owner Occupied
Mortgage Options
Acceptance of different income
Owner-Occupied, Second Homes
streams (Asset Depletion,
& Investment Properties
FHA
Restricted Stock Units, Stock Option)
VA - VETERAN
Purchase & Rate/Term Refinancing
No Down Payment Required
Owner-Occupied Primary Residence
No Monthly Mortgage Insurance
Can use gifts toward the home
Premiums
down payment
Right To Prepay Loan Without Penalty
EXTENDED RATE LOCK PROGRAM With the longer term rate lock option, you can lock your rate up to 270 days! With our Float Down Option, you can lock in your rate today. And, if rates drop, you can secure that ultra low rate later!
Your Mortgage YOUR TERMS
WHY NEW CONSTRUCTION Buying a NEW home is very exciting. You’re able to have the builder customize the home before construction is completed, so it will be built with your personal touch and painted in your color palette – a big bonus! With new construction or pre-construction purchases, the work is done for you. You don’t have to lift a finger, a paint brush, or a hammer.
Top reasons cited for purchasing new construction homes
9% 10%
Green/energy efficiency
Lack of inventory of existing homes
17%
40%
Amenities of new home
Avoid renovations or
construction communities
existing problems
24% Ability to choose & custom design
Source: NAR Profile of homebuyers and sellers 2014