Housing report - Happy Valley

Transaction Overview Postal City - Happy Valley Date Range: 11/1/2019 - 10/31/2020 Transactions by Transaction Value Distribution

Transaction Type Distribution

Transactions by Period

Product Type Distribution

Transactions by Lot Size Distribution

Transaction Value vs. Square Footage

Lot Size Distribution includes Single Family transactions only

Report includes residential transactions only

Public Record Data Analysis (November 2020) Copyright Metrostudy

Median Transaction Value and $/SF

Spotlight on New Construction Postal City - Happy Valley Top 20 Builder Ranking 11/1/19 - 10/31/20

New Construction Activity By Year Year

New Home Closings

Rank Builder

Median Tran Value

Average Tran Value

LTV%

2009

102

$361,500

$378,463

76.3%

2010

65

$338,920

$335,500

78.3%

2011

79

$355,979

$347,214

86.5%

2012

95

$370,000

$372,482

83.6%

2013

178

$386,400

$388,542

83.2%

2014

95

$448,600

$444,052

78.9%

2015

113

$339,900

$427,899

79.6%

2016

155

$310,240

$364,605

81.3%

2017

62

$604,800

$600,593

75.0%

2018

89

$612,728

$630,879

75.4%

2019

111

$549,900

$575,890

73.2%

2020 (YTD)

217

$513,850

$535,304

81.5%

Cumulative

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18

1,361

Report includes residential transactions only

New Home Closings

DR Horton Inc Holt Homes Inc ICHIJO USA CO Lennar Homes Stone Bridge Homes NW Toll Brothers Inc TA Liesy Homes Stone Creek Building & Development Inc GROUND BREAKERS CONST & DEV IN Richmond American Homes SCOUTERS MOUNTAIN LLC Suteki America Corp TOLL WEST COAST LLC WESTLAND INDUSTRIES INC Concept Custom Homes Inc Parker Development Northwest Inc CONNEMARA HOMES LLC ESTATES AT GLENMORRIE LLC

Public Record Data Analysis (November 2020) Copyright Metrostudy

91 35 28 25 18 17 12 7 4 2 2 1 1 1 1 1 1 1

Tran Volume

Med Tran Value

$39,119,780 $21,788,814 $13,936,025 $12,970,440 $11,337,436 $14,089,626 $5,866,515 $3,092,900 $1,519,000 $1,256,756 $1,070,765 $1,460,000 $879,495 $864,000 $824,500 $799,990 $626,062 $525,000

$389,770 $633,330 $486,060 $519,550 $632,405 $826,027 $465,310 $442,900 $381,250 $628,378 $535,383 $1,460,000 $879,495 $864,000 $824,500 $799,990 $626,062 $525,000

Avg Tran Value

$429,888 $622,538 $497,715 $518,818 $629,858 $828,802 $488,876 $441,843 $379,750 $628,378 $535,383 $1,460,000 $879,495 $864,000 $824,500 $799,990 $626,062 $525,000

Spotlight on Foreclosures Postal City - Happy Valley REO Activity By Year Year

REO Properties Acquired**

REO Properties Sold

Top 20 REO Property Holders

Net

Median REO Tran Value

2009

117

161

-44

$339,900

2010

119

95

24

$315,000

2011

137

105

32

$256,900

2012

42

133

-91

$218,181

2013

26

29

-3

$257,521

2014

19

24

-5

$357,556

2015

28

30

-2

$280,000

2016

25

25

0

$389,750

2017

25

29

-4

$445,000

2018

17

26

-9

$510,000

2019

8

16

-8

$584,500

2020 (YTD)

3

9

-6

$376,025

Current Total REO Properties: Annual REO Sales (11/1/19-10/31/20): REO Sales Monthly Rate: REO Property Months of Supply:

26 10 0.83 31.20

**Unique properties where title transferred to Lender or Guarantor; does not include foreclosures that were purchased at auction.

Report includes residential transactions only

Rank

1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2

$408,450

Lender / Guarantor

STATE OF OR BANK OF NEW YORK MELLON 2005-AR8 BRIDGE ASSET MANAGEMENT LLC CITIBANK NA SERIES 2007-AR3 COLUMBIA ST BK DAY, RACHEL S DEUTSCHE BANK NATIONAL TRUST CO DR HORTON INC-PORTLAND FEDERAL HM LN MTG CORP FEDERAL NATL MTG ASSN FNMA HELM, DAVID E HOME FEDL BK IMB REO LLC JDR PROPERTY INVESTMENTS LLC PAHOMSKY, EUGENE REAC LLC S, DEUTSCHE BK TRUST CO AME 2006-QA SHEPPERD TRUST SUNTRUST MTG INC US BK NA SERIES 2006-2 Additional REO Properties not in Top 20 Current Total REO Properties

*3 additional Lender/Guarantor(s) tied for Rank No. 2

Public Record Data Analysis (November 2020) Copyright Metrostudy

Properties

4 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 3 26

Spotlight on Lender Activity Postal City - Happy Valley Loan Activity By Year

Top 20 Lender Ranking 11/1/2019 - 10/31/2020 Rank Lender / Guarantor

Median Loan Amount

Average Loan Amount

LTV%

356

299,426

299,215

79.8%

275

273,651

281,677

80.2%

2011

288

285,000

284,385

83.9%

2012

368

285,168

279,256

82.5%

2013

477

312,000

311,959

82.9%

2014

430

336,388

359,455

82.0%

2015

571

330,000

333,313

79.9%

2016

536

330,000

347,766

78.2%

2017

482

400,000

390,964

75.4%

2018

478

410,000

409,678

77.8%

2019

521

422,000

422,270

77.0%

2020 (YTD)

522

434,470

435,954

78.7%

Cumulative

5,304

Year

Loans

2009 2010

Report includes residential transactions only

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

DHI MORTGAGE UMPQUA BANK ONPOINT COMMUNITY CREDIT UNION CALIBER HOME LOANS US BANK GUILD MORTGAGE CO ROOT MORTGAGE UNITED WHOLESALE MORTGAGE FAIRWAY INDEPENDENT MORTGAGE CORPORATION HOMEBRIDGE FINANCIAL SERVICES INC EAGLE HOME MORTGAGE FINANCE OF AMERICA MORTGAGE WELLS FARGO HOME MORTGAGE ACADEMY MORTGAGE CORPORATION QUICKEN HOME LOANS MORTGAGE EXPRESS LLC COMMERCE HOME MORTGAGE JP MORGAN CHASE KEYBANK PRIMELENDING

Public Record Data Analysis (November 2020) Copyright Metrostudy

Loans

46 37 29 27 26 26 25 21 19 17 17 16 14 14 12 12 11 11 9 9

Loan Volume

$16,208,811 $16,423,180 $12,034,465 $12,095,159 $12,088,110 $10,431,269 $10,473,332 $9,291,723 $8,479,832 $7,252,952 $7,161,177 $6,292,319 $6,299,944 $6,219,112 $4,767,547 $4,499,751 $4,746,674 $4,526,560 $5,659,433 $4,354,733

Median Amt

Average Amt

$338,636 $424,000 $404,000 $475,250 $500,173 $416,850 $427,500 $428,416 $455,900 $423,920 $417,530 $380,000 $441,536 $456,075 $392,092 $380,512 $460,000 $390,000 $621,000 $432,250

$352,365 $443,870 $414,982 $447,969 $464,927 $401,203 $418,933 $442,463 $446,307 $426,644 $421,246 $393,270 $449,996 $444,222 $397,296 $374,979 $431,516 $411,505 $628,826 $483,859

Transactions by Price Range Postal City - Happy Valley Date Range: 11/1/2019 - 10/31/2020

Transaction Value N/A Transaction Type

#

< $149 %

#

%

$150-$199

$200-$249

$250-$299

$300-$349

$350-$399

$400-$499

$500-$699

$700-$999

#

#

#

#

#

#

#

#

%

%

%

New Regular Resale

2

REO Sale

1 10.0%

Selection Totals

3

0.4%

0.4%

12

2.5%

8

1.7%

18

12

1.6%

8

1.1%

19

3.7%

1 10.0%

Report includes residential transactions only

2.6%

13

2.7%

2 20.0% 15

2.0%

%

%

%

%

%

$1,000+ #

%

Total #

8

3.2%

43 17.3%

56 22.6%

113 45.6%

27 10.9%

1

0.4%

248

28

5.8%

39

8.1%

72 14.9%

209 43.3%

63 13.0%

19

3.9%

483

2 20.0%

2 20.0%

1 10.0%

82

11.1%

130 17.5%

324 43.7%

91 12.3%

20

2.7%

741

1 10.0% 37

5.0%

Public Record Data Analysis (November 2020) Copyright Metrostudy

10

Transactions by Lot Size Postal City - Happy Valley Date Range: 11/1/2019 - 10/31/2020

N/A Transaction Type New

#

% 54 32.0%

Regular Resale

#

%

9.2%

%

#

10,00014,999 %

#

%

21 12.4%

41 24.3%

26

54 13.4%

141 34.9%

82 20.3%

2 50.0%

1 25.0%

1 25.0%

6.4%

REO Sale 54

#

7,0009,999

44 26.0%

Foreclosure

Selection Totals

5,0006,999

< 4,999

70 12.0%

Report includes single family home transactions only

2 25.0%

4 50.0%

79 13.5%

187 32.0%

8

4.7%

15,00029,999 #

% 1

30,00049,999 #

%

50,00099,999 #

%

150,000199,999

200,000+

#

#

#

%

%

%

0.6%

56 13.9%

Total # 169

31

7.7%

6

1.5%

6

1.5%

2

0.5%

404 4

1 12.5% 91 15.6%

100,000149,999

58

9.9%

1 12.5% 31

5.3%

Public Record Data Analysis (November 2020) Copyright Metrostudy

6

1.0%

7

1.2%

8 0

0.0%

2

0.3%

585

Transactions by Time Period Postal City - Happy Valley Three Years Ago 11/1/16 - 10/31/17 Transaction Type New Regular Resale

Count

Med $ Val

$/SF

Two Years Ago 11/1/17 - 10/31/18 MedLotSF Count

Med $ Val % Chg

$/SF

One Year Ago 11/1/18 - 10/31/19 MedLotSF Count

Med $ Val % Chg

$/SF

Current Period 11/1/19 - 10/31/20 MedLotSF Count

Med $ Val % Chg Med SF

Total $/SF

MedLotSF

Count

75

$459,995

$177

4,896

88

$616,959

34.1%

$200

7,005

90

$569,162

-7.7%

$206

6,377

248

$513,510

-9.8%

2,492

$204

6,003

501

$181

9,583

493

$482,000

0.0%

$190

8,677

500

$510,000

5.8%

$192

8,646

483

$535,000

4.9%

2,864

$199

8,706

1,986

8,213

22

n/a

8,124

9

n/a

7,021

4

n/a

6,662

60

510

$482,000

Foreclosure

25

n/a

REO Sale

26

$500,000

$153

9,020

26

$499,494

-0.1%

$157

9,561

20

$536,638

7.4%

$138

7,538

10

$408,450

-23.9%

2,433

$151

8,619

82

636

$480,000

$180

9,121

629

$495,000

3.1%

$190

8,433

619

$525,580

6.2%

$194

8,206

745

$525,000

-0.1%

2,854

$199

7,955

2,629

Selection Totals

Report includes residential transactions only

Public Record Data Analysis (November 2020) Copyright Metrostudy

3,148

Transactions by Product Attributes Postal City - Happy Valley Date Range: 11/1/2019 - 10/31/2020

Bedrooms Transaction Type New

Regular Resale REO Sale Selection Totals

n/a

Bathrooms

1

2

3

4+

0.0%

0.0%

n/a

Square Footage

<2

2

2.5

3

3.5+

n/a

0.0% 100.0%

0.0%

0.0%

0.0%

0.0%

0.0% 100.0%

<1,000

1,0001,499

1,5001,999

2,0002,499

2,5002,999

3,0003,499

3,5003,999

4,000+

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

0.0%

Attached

100.0%

0.0%

Detached

91.7%

0.0%

0.0%

3.6%

4.7%

91.7%

0.6%

0.6%

5.3%

1.2%

0.6%

91.7%

0.0%

0.0%

0.6%

4.1%

1.8%

1.2%

0.0%

0.6%

Attached

7.7%

4.6%

30.8%

53.8%

3.1%

6.2%

9.2%

23.1%

56.9%

0.0%

4.6%

0.0%

12.3%

27.7%

52.3%

7.7%

0.0%

0.0%

0.0%

0.0%

Detached

5.7%

0.0%

2.2%

35.9%

56.2%

3.2%

3.2%

10.1%

41.6%

17.8%

24.0%

3.2%

0.5%

3.2%

8.2%

15.8%

19.8%

21.3%

11.4%

16.6%

Detached

12.5%

0.0%

12.5%

37.5%

37.5%

0.0%

25.0%

0.0%

50.0%

0.0%

25.0%

0.0%

12.5%

0.0%

0.0%

50.0%

0.0%

0.0%

12.5%

25.0%

Attached

43.4%

2.8%

18.9%

33.0%

1.9%

42.5%

5.7%

14.2%

34.9%

2.8%

2.8%

38.7%

7.5%

17.0%

32.1%

4.7%

0.0%

0.0%

0.0%

0.0%

Detached

30.8%

0.0%

1.7%

26.5%

41.0%

28.9%

2.8%

7.2%

31.2%

17.2%

17.2%

28.9%

0.5%

2.2%

5.9%

12.9%

14.3%

15.1%

8.1%

12.0%

Total

32.8%

0.4%

4.4%

27.5%

34.9%

31.0%

3.2%

8.3%

31.7%

10.8%

15.0%

30.4%

1.6%

4.5%

9.9%

11.6%

12.1%

12.8%

6.8%

10.2%

Report includes attached and detached residential transactions only

Public Record Data Analysis (November 2020) Copyright Metrostudy