Resilience: The Crisis, Response & Recovery GROWING A PROSPEROUS ECONOMY & VIBRANT COMMUNITY
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April 2020 THURSTON COUNTY CHAMBER VOICE MAGAZINE
Due to the fluid nature of the COVID-19 crisis, please visit ThurstonChamber.com and click on the Events Calendar for the latest information regarding Chamber events.
In This Issue... How to Go Remote p. 7 ...and Stay Efficient, Successful and Happy
PacMtn & Chamber Address Changing Workforce Needs p. 10
re ess Leaders Sha Thurston Busin ed To Know What You Ne
Reducing the Long-Term Economic Impact of COVID-19
Presented by
Community Resilience p. 12
Thurston Chamber and Thurston EDC Partner to Offer 'Declassified' Virtual Talk Show for Small Business Owners Impacted by COVID-19 Thurston EDC Executive Director, Michael Cade
What: "Declassified: Thurston Business Leaders
and Thurston Chamber CEO/President, David
Share What You Need To Know" Virtual Talk Show
Schaffert, along with various guests, will provide
When: Every Thursday at 2:00 p.m.
up-to-date information on business resources,
Where: This talk show will be on Zoom. There is
state, federal and local actions, COVID-19
no charge to attend. You can find registration
status and advocacy efforts for our community.
and login information at ThurstonChamber.com.
Topics will include “SBA Updates and Loan Opportunities for Bridging Cashflow Challenges", and “Supporting Employees During Layoffs”. This is a virtual talk show that
How Our Community Will Respond and Recover from the Coronavirus Crisis
Business & Community Resources p. 16 Our Guide to the Resources Available to Businesses and Workers During this Crisis
Thurston County's COVID Response Fund p. 21 Providing Support to Seniors and Low-Income Parents
Talent Magnet p. 23 Ep. 24: Sytease Geib rejoins the Podcast to Address Creative Retention Strategies
will take place EVERY Thursday at 2:00 p.m. Visit ThurstonChamber.com or ThurstonEDC. com for a registration portal. You can also find event information on Facebook and LinkedIn. Our first virtual talk show will take place on Thursday, March 26, 2020 at 2:00 p.m. thurstonchamber.com
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magazine PUBLISHER Thurston County Chamber of Commerce
EDITORIAL David Schaffert 360-357-3362 dschaffert@thurstonchamber.com
CONTRIBUTORS David Schaffert Natasha Ashenhurst Alison Bailey Doria Maselli Heather Harris, Elements Photography
ADVERTISING Sales & Marketing: Krystal Barkus Elizabeth Bretschneider Blake Knoblauch
This Is Not What We Planned to Publish... by David Schaffert, President/CEO, Thurston Chamber But then COVID-19 happened. Now, the entire world is holding its breath while governments try and figure out how to contain the virus and keep people safe. Meanwhile, the measures to keep people safe are having dire consequences for businesses and the economy. We are still in the midst of the crisis and it's too early to create new strategies for recovery, but we can offer support. This issue is devoted to outlining support and resources for you to tap into. On page 12 we share how the Thurston Chamber, Experience Olympia & Beyond and the Thurston EDC are partnering to share resources and create coordinated systems to triage and support businesses in crisis. On page 7 we share tips and tricks for successfully working from home from those who've had a virtual office for years.
SUBSCRIPTIONS 360-357-3362 info@thurstonchamber.com
DESIGN Ben Hawkes Mosaic Marketing Studio
COVER ART Photo by Heather Harris, Elements Photography
PRINTING Print NW
CONTACT THE CHAMBER 809 Legion Way SE Olympia, WA 98507 360-357-3362 info@thurstonchamber.com thurstonchamber.com
COPYRIGHT All material appearing in the VOICE Magazine is copyright unless otherwise stated or it may rest with the provider of the supplied material. The VOICE Magazine takes all care to ensure information is correct at time of printing, but the publisher accepts no responsibility or liability for the accuracy of any information contained in the text or advertisements. Š2020 VOICE Magazine, Thurston County Chamber.
On page 16 you'll find a resource guide for businesses trying to navigate options for disaster assistance, workforce issues and more. There are three things we hope you'll take away from this edition of the VOICE: You are not alone. We are all in this together, and we want to hear from you. Please reach out and share your story with us. We're all putting people first right now. Whether that is our family, our employees or our community, we're making tough choices to keep people healthy and safe which often means that business is hurt. Finally, we'd like to give our heartfelt thanks to our community's health care workers and first responders. We are safe because you are on the front lines fighting for the health and well being of us all. Thank you!
THANK YOU TO OUR COMMUNITY INVESTORS
DIAMOND INVESTORS
SCJ Alliance
GHB Insurance, Inc.
Capital Medical Center
Grays Harbor Fair & Tourism
PLATINUM INVESTORS
The Evergreen State College
South Puget Sound Community College
Greene Realty Group
The Rants Group
Heritage Bank - Olympia
GOLD INVESTORS
Hometown Property Management, Inc.
L & E Bottling Company, Inc.
American Workforce Group
Hooper Financial Services
Morningside
Caliber Home Loans
Mills & Mills Funeral Home
Olympia Federal Savings Olympia
Charter College
Nisqually Red Wind Casino
Nissan Commercial Vehicle
Commerce Home Mortgage LoanStar Division
Olympia Furniture Company Pardiman Productions
TwinStar Credit Union Corporate Office
Phillips Burgess, PLLC
Community Youth Services
Radia Inc., PS
Providence St. Peter Hospital
The Creative Office
Timberland Bank
Washington Business Bank
Puget Sound Energy
Venables Pest Management
Wells Fargo Community Bank
Saint Martin's University
The Firs Senior Living Community
America's Credit Union - Lacey FORMA Construction Company Little Creek Casino & Resort Lucky Eagle Casino and Hotel Olympia Orthopaedic Associates, PLLC Port of Olympia
THURSTON COUNTY CHAMBER
Great Wolf Lodge
BUILDING COMMUNITY PROSPERITY SINCE 1874
“I believe in fresh perspectives – offering the organic boost a small business needs.” Carrie Whisler VP Business Banking Olympia Federal Savings NMLS #1143795
Business loans to nourish local success. Carrie understands the entrepreneurial spirit – helping Marcia Tunheim start a second career and assemble the right support team for her new Freshii franchise. Carrie reviewed her business plan, offered sound financial guidance, and assembled the right loan package to bring a healthy new dining option to West Olympia. Contact Carrie to help your business thrive.
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How to Go Remote
...and Stay Efficient, Successful and Happy by Alison Bailey
Businesses and organizations of all sizes, across industries of all kinds, are changing how they operate because of the COVID-19 pandemic. Social distancing guidelines from the Center for Disease Control (CDC) now strongly recommend restrictions to the number of people who can occupy the same physical space. Countless organizations structure their operations on physically present employees working within feet of one another for hours at a time. With this model on hold wherever possible, many businesses have pivoted to working from home. How can we make this transition as smooth and undisruptive as possible?
E
rika Taylor Montgomery is the founder and CEO of Three Girls Media. Her company has never had a brick and mortar office in its nearly
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15 years of operation. She was happy to share some of the tools she uses to keep her ten-person team cohesive and synergized.
Every Monday morning at 10:30, the whole team logs on for a face-to-face meeting on Zoom, a video-based platform that allows everyone in the
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meeting to see one another. “The visual contact is crucial for maintaining team cohesion,” Erika explains. They start every meeting with the question, “How was your weekend?” They end every meeting with a “water cooler question.” Starting and ending on a personal note is key to keeping the team connected on a human level, Erika says. Their question on Monday, March 16? “What do you do for fun when you can’t leave the house?” Three Girls Media utilizes a number of tools to manage workflow and team connectivity. Trello is their application of choice for project management. It’s a comprehensive tool for file upload and organization, task assignments and deadline tracking. Google Docs is their preferred platform for creating content that can be shared quickly and edited in real time by multiple team members. Erika emphasized that Slack, a robust mobile messaging platform, is a vital tool for her team. They keep a general channel open for in-house chatter on everything from workrelated news and comments to personal anecdotes like recipe
WE KNOW WHAT IT TAKES TO BUILD
sharing. Keeping that channel open to any topic helps maintain the human connection among team members. Once per week, every employee has a one-on-one video check in with the Director of Marketing and Public Relations, Shanai Bemis. Having a regularly scheduled one-on-one with a manager allows team members to rely on a time when they can ask questions or broach concerns in a non-group setting. Erika explains that this is also a key component of keeping morale boosted and team cohesion strong. Having trouble transitioning your team to remote work on a technical level? Remote IT support is available for Thurston County organizations that may not be big enough to have their own IT specialists in house. John Hansman, owner of Oly Tech Guys, isn’t making house calls at the moment, but he is fully equipped to access the computer of anyone with an internet connection. He is ready to help the small businesses of Thurston County meet the changing technology demands of these unique times. You can reach him at olytechguys.com.
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FULL SERVICE PROPERTY MANAGEMENT LEASE AND SALES SERVICES
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Local Programs Address Changing Workforce Needs PacMtn & Thurston County Chamber Reduce Long-Term Economic Injury of Coronavirus
by Doria Maselli
R
ight now, the demand for employment support services is increasing dramatically – with many people losing their jobs, while at the same time other industries needing to ramp up their staff to meet demand. In light of this, there is a profound need to rethink and retool how economic and employment support is provided to local communities while, at the same time, considering public health. I spoke with Cheryl Fambles, CEO of Pacific Mountain Workforce Development Council (PacMtn) and Megan Fiess, Project Manager in Workforce Development at The Thurston County Chamber to learn more about the collaborative efforts of assessing and adapting to the needs of the local workforce in response to COVID-19. PacMtn is the recognized convener of the region’s workforce development efforts, providing workforce solutions in Grays Harbor, Lewis, Mason, Pacific and Thurston Counties. Business Services, a program of the Pacific Mountain Workforce Development Council and administered by the Thurston County Chamber, is a complimentary resource for
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businesses in our community in all stages of the workforce development process. “We are currently pivoting our delivery model in order to provide rapid response to our business community. Our role as a workforce intermediary is to be a liaison between business, workforce, economic development and education. We convene and lead associations and organizations in order to provide a robust menu of services and referrals to our local businesses. We work with our partners to meet our businesses and customers where they are; we’re aiming to provide support and innovative solutions that will reduce long-term economic injury,” says Fiess. thurstonchamber.com
business and your lives. I am pushing our government and community-based systems to deal with the most important things first—getting money flowing, and as soon as it is safe, sending people back to work. That will be important for the pocketbook and will absolutely help with the psychological trauma of this crisis,” she continues. Both Fambles and Fiess have been impressed with the response and resiliency shown so far in the community. “Dozens of staff are working long hours in remote locations designing ways people can get the information they need – online applications, virtual workshops – and directing people to other essential Some of the items Fiess and the medical care. This is an unprecedented workforce team at the Chamber time, but PacMtn has been here before,” resources. AmeriCorps members are spending all day over the phone or onare addressing include: providing a says Fambles. line greeting customers and providing connection between local resource information and connecting them with hubs to the PacMtn regional resource Fambles remembers the massive resources. And restaurant food pick-up hub, providing technical assistance to shutdown in the timber and forest and delivery has been so valuable at the regional partners – especially smaller products industry from which the fiveend of a long day, and it’s also helping organizations – gathering and analyzing county region and many industries are local businesses keep their doors open,” business needs to both streamline still not fully recovered. “I also think and innovate necessary services when the military changed strategy and says Fambles. and providing business services and downsized thousands of personnel into “I’ve been so impressed with the rapid staffing support for industries currently the local economy, PacMtn was able response of local employers and other expanding due to demand. to respond with Camo2Commerce, organizations and associations who serving hundreds of former service came together immediately to pool Fambles, who represents workforce members with access to job training ideas and resources,” says Fiess. issues on the Governor’s Poverty and hope for the future.” Reduction and Military Transition “Not only is everyone working together Council and previously held executive “This is an all hands on deck moment. to maintain Main Street, we’re also and senior positions in the Washington Territoriality and hoarding goods or continuing to build it.” Workforce Association, speaks to information is never helpful. In times PacMtn’s role in the response. “PacMtn of crisis it is detrimental. Most of this For Washington State COVID-19 is about helping the region’s residents region’s key organizational entities response information visit: get to self-sufficiency. Typically that are very experienced at working in coronavirus.wa.gov means career preparations, training collaboration and in partnership. The and jobs. All the work is about helping Chamber is an established focal point people transition. The COVID-19 virus for workforce business solutions across For Thurston County Chamber’s has created massive displacements the region and this is a moment in time Impact Resource Guide visit: thurstonchamber.com/advocacy/ and people’s access to jobs is now very when we can rely on their leadership business-continuity-resources-covid-19 limited. Training and service delivery and expertise,” says Fambles. in a virtual world is challenging, and For PacMtn resources and information the stress levels are driven by very “Every crisis has multiple silver visit: pacmtn.org basic needs for food, housing and linings. Keep looking for them in your thurstonchamber.com
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Community Resilience
A Conversation with David Schaffert, Shauna Stewart and Michael Cade
by Natasha Ashenhurst Photos by Heather Harris, Elements Photography
In the third week of March 2020, I sat down with Michael Cade, Executive Director of the Thurston Economic Development Council, Shauna Stewart, CEO of Experience Olympia & Beyond and David Schaffert, President & CEO of the Thurston County Chamber to talk about aligning resources to provide support to Thurston County businesses impacted by the COVID-19 crisis and to talk about strategies for recovery. Ultimately, we talked about what makes a community resilient and why they believe, without a doubt, that Thurston County will get through this stronger than ever.
The Crisis The second week of March 2020, when Governor Inslee began issuing proclamations limiting the size of gatherings, closing schools statewide, limiting food and beverage services and restrictions on non-medical procedures, David Schaffert, Thurston Chamber’s President/CEO said he sat in his office for three days numb and in shock. Businesses were closing their doors, some temporarily, but others, permanently. “I received call after call from devastated business owners in so much pain and under so much stress. Some broke down crying. They expressed their devastation that they were letting their employees, families and community down. The pain is immense, and it shook me,” he said. Michael and Shauna shared similar experiences. “The hospitality industry imploded,” said Shauna. “And we aren’t at the bottom yet. This is worse than 9/11 and 12
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the 2008 recession combined. People are suffering. Over the last week, our team reached out to several hotels and member businesses and had some very difficult conversations. Once the people we speak to become aware of the options available in our community, I can hear a weight lifted and a sense of relief. There is so much conflicting information out there right now, and people are overwhelmed. What helps is folks tapping into relationships and connections and leaning in on one another for relief and support,” she said. “We haven’t worked less than a 14hour day since February,” said Michael. “Right now, we’re creating a raft of support for our businesses, providing resources, and one-on-one counseling. Just yesterday, we put five people in front of counselors to talk about cash flow and resources. We don’t promise we can solve everyone’s problems. Still, we can let people know what resources are available and what support is available to get them through the crisis phase and tide them over until we’re in the recovery phase.”
Thurston County Chamber VOICE
Support Networks & Resources All three organizations have an incredible amount of helpful information on their websites. Still, more importantly, each has trained every single staff member to take calls from businesses who need help sifting through available resources and gaining a clearer understanding of what options are available during the crisis. The message each organization is preaching is simple: don’t let social distancing mandates become a reason to walk through this alone. All three have created virtual spaces to engage. “You are not alone! We can’t walk in your shoes because this business is your baby, but we can set up a counseling session for clarity of purpose and so you can tap into an incredible network of resources,” said Michael. “Fill out an economic injury form. We have to thurstonchamber.com
Left to right: Michael Cade, David Schaffert, and Shauna Stewart.
"We haven’t worked less than a 14-hour day since February. Right now, we’re creating a raft of support for our businesses, providing resources and one-on-one counseling." - Michael Cade, Executive Director, Thurston EDC thurstonchamber.com
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Serving All of Thurston County ECONOMIC DEVELOPMENT SUPPORT THROUGHOUT THURSTON COUNTY
1. Provided $70,000 for the renovation of the Historic Oddfellows
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Building.
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2. Provided $75,000 to complete the Master plan for the SW
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Washington Innovation & Business Park.
Lacey
3. Provided $10,000 for the installation of wider sidewalks,
bulb-outs and landscaping along Binghampton Street to build downtown character and enhance the setting for local and visiting shoppers.
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Tumwater
4. Provided $20,000 to assist with the design and construction of
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the community center.
5. Provided $15,000 to support investment in the Lacey Yelm
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MakerSpace project.
6. In partnership with the City of Tumwater and U.S. Fish and
Wildlife, developed a Habitat Conversation Plan to provide long-term preservation and management of protected and endangered species.
7. In partnership with the Frank Family, Squaxin Island Tribe and
Salmon Defense, developed and maintains the Billy Frank Jr. Park and Trail to provide a historical and educational self-guided walking tour.
PORTOLYMPIA.COM 360.528.8000
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Bucoda
Inquiries@PortOlympia.com
We’re all in this together... Whether you are a small business owner, a teacher, a state worker or a bank teller. Please do all or one of these three things:
1.
Please fill out an economic injury form at thurstonedc.com. We need this data to obtain resources for recovery.
2.
If you are a small business owner, visit thurstonchamber.com or thurstonedc.com and look at the resources available to you. If you are in the hospitality industry, also visit experienceolympia.com.
3. Call us. Tell us how you are doing. Share your experience with one other person. We’ll make sure you are connected. Don’t go through this alone. Please, take care of yourself, take care of your business and get ready for the recovery. Thurston County Chamber 360-357-3362 Experience Olympia & Beyond 360-704-7544 Thurston EDC 360-754-6320
have the data for our recovery plan and to obtain federal recovery dollars for our businesses! Contact your landlord and talk about your lease. Contact vendors and restructure contracts. Explore alternative methods to offer goods and services. Extend lines of credit. Keep your customers up to date with daily updates. Trim as many expenses as possible. Sell non-essential assets to generate cash. Contact other businesses to see if there are goods and services you can share. Move services online. If you own a restaurant, get your menu online! Contact your insurance company. Be positive. Find a mentor. Find someone to talk to. Stay in touch with Experience Olympia, your EDC, your Chamber. There is an economic solution,” he said. “Yes! We want to hear from you. We’re here to support and advocate for your success and your people. For the next six weeks, our efforts will be about triage and support,” said David.
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All three agree: They don’t care which door you walk through. Call, and they’ll figure it out and will put their network and referrals to work for businesses.
What Recovery Looks Like Once the COVID-19 crisis eases, community leaders can begin to provide opportunities for healing. And Shauna, David and Michael agree that Thurston County is in an excellent position to recover. “If you look at the big picture, Thurston County has an intricate and elegant economy. We have strong entrepreneurs that continually seek new markets and new ways of doing business. Our economic system is built on networks and relationships, and this includes our community development
organizations such as the Chamber, the EDC and Experience Olympia and our outstanding partners in education,” said Michael. Shauna agrees, “The power of partnership is profound. I hold my hope in our local culture. People here are intentional, passionate and creative. We look at the problem straight on and find solutions, innovations and new systems. I believe it is our spirit of entrepreneurship that will pull us out and get us to recovery,” she said. Ultimately, what recovery looks like depends on resilience—our ability to cope, bounce back and thrive despite overwhelming barriers. “There are no easy answers right now,” said David. “Right now, we can’t provide solutions. It is too early for that. What we can do is provide support and resources during this difficult time. All we ask is for folks to connect with us — please don’t go through this alone.”
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Visit ThurstonStrong.org for the latest information.
Business and Community Resources Information for Workers & Employers
ATTENTION If you represent a business seeking immediate technical support, please call the Thurston Economic Development Council’s BUSINESS HOTLINE. Professional business counselors and support staff are available to help identify resources, complete forms and provide other guidance as necessary. BUSINESS HOTLINE (360) 754-6320 For additional resources for those affected by COVID-19, visit: thurstoncountywa.gov/phss/Pages/coronavirus.aspx
We are developing and coordinating a multi-faceted response to the COVID-19 Pandemic and its specific impacts to and throughout our broader Thurston Community. Our goal is to build and reinforce community resiliency to the extent possible over the months ahead. Conditions and reporting around this situation are evolving rapidly, and this site will be periodically updated as new information and resources are identified. The COVID-19 Economic Recovery Initiative is a partnership between local municipalities and economic development organizations throughout Thurston County. While the specific tactics used to implement our response will be adjusted as necessary, we are currently pursuing a two-phased approach as follows:
Phase 1: Personal Resilience and Relief People come first. Many workers are already experiencing economic hardships, from reduced hours and wages to loss of employment. Others fear not going into work will result in lost income and the ability to pay for essential needs like rent and food. Yet, medical experts and every level of government make it clear the best way to combat this disease is for people to shelter in place and remove themselves from excessive social contact. The immediate goal is to flatten the curve* so we don’t overwhelm hospital capacity and exacerbate the spread of the virus. This means people need to feel more comfortable and secure staying home from work. Given the national scope of this event, 16
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we anticipate it may be some time before any federal stimulus package or other form of government relief can be delivered to help locally. As a result, our immediate focus is connecting impacted or displaced workers to existing resources and other stop-gap measures that can help people bridge budget challenges over the next several months. Please see the 'Resources for Impacted Workers' section on page 17 for potential sources of relief or support for workers. *To see the differing effects of limited vs. extensive social-distancing watch the virus simulations presented here: washingtonpost.com/graphics/2020/ world/corona-simulator
Phase 2: Business Recovery and Renewal Longer-term, we are working to develop support and response systems
Thurston County Chamber VOICE
for impacted businesses and employers. The level of fiscal investment for this endeavor is expected to be enormous. Because local resources are limited, we will likely need to rely on stimulus packages currently under development at the State and Federal level. We believe that, by working as a region, we can best accomplish a full recovery by coordinating efforts, pooling of resources and presenting a shared voice with respect to State and Federal government response requests. The City of Olympia has invested seed funding for business recovery efforts and will work with partners to assemble a Regional Economic Recovery Task Force to help identify and direct future resources to impacted businesses. For an inventory of existing business resources, please see the 'Resources for Businesses and Employers' section on page 18. thurstonchamber.com
Resources for Impacted Workers
Visit ThurstonStrong.org for the latest information.
COVID-19 is creating hardships for many area workers and additional impacts are expected. Affected workers may be able to find temporary relief through one or more of the resources below.
Federal Resources State Resources Coronavirus Worker Relief Act At the time of publication, this proposed Act is currently awaiting Senate action. As currently proposed, the Act would expand the Federal Emergency Management Agency’s (FEMA) Disaster Unemployment Assistance Program by making those who are impacted by the coronavirus outbreak eligible for benefits.
Local Resources On the following page
Employment Security Department The Employment Security Department (ESD) has enacted a series of emergency rules to help people and employers affected by COVID-19. For detailed instructions for accessing benefits, visit: esd.wa.gov/newsroom/covid-19. The graphic below offers “at-a-glance” information for which benefits someone might qualify for depending on their situation.
Specifically, in the case of an emergency declaration by the president, the bill would: • Provide access to disaster unemployment assistance for workers, including self-employed individuals and contractors, who are sick, quarantined, furloughed, laid off or who’s individual or family circumstances have changed as a result of COVID-19 or government containment efforts • Waive state waiting periods and work-search requirements to ensure that workers can get the assistance they need as soon as possible • Set a minimum amount of assistance at parity with that of state unemployment compensation laws • Assist states in the administration of this unemployment assistance Additional federal legislation, currently in the works, but not yet confirmed, could address individual payments to American citizens and expanded support for unemployment benefits distrusted through individual states.
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Visit ThurstonStrong.org for the latest information.
Resources for Impacted Workers (continued)
Local Resources
*Please keep in mind many of the resource partners referenced below may be operating under unique schedules or via online communication only at this time.
United Way-Community Foundation COVID-19 Community Response Fund The Thurston Community Foundation and United Way of Thurston County have teamed up to create a “COVID-19 Community Response Fund.� The Fund is designed to rapidly mobilize and deploy resources to the people who are most vulnerable to the economic impacts of COVID-19 in Thurston County. To donate or learn more about qualifications for receiving funds, visit unitedway-thurston.org/covid-19
as the primary employment training provider and connector for our region. The links below may be of help to individuals seeking new skills or employment options: pacmtn.org/job-seekers pacmtn.org/regional-sectors/ explore-careers
South Puget Sound Community College Another option for worker training or retraining, SPSCC offers degrees and certificates in a variety of fields. The college will continue to offer programming through alternative delivery methods for the immediate future. spscc.edu
If you are a worker and/or current Community Action Council student at SPSCC, the College Certain individuals may also qualify Foundation has launched a COVID-19 for assistance through the Thurston Support Fund at spscc.edu/foundation/ Community Action Council. The Council covid-19-support-fund. Anyone can Pacific Mountain Workforce operates a variety of programs that can donate to this fund, and students who Development Council help low-income residents make rent need emergency funding can apply For people displaced from employment payments, complete essential home through the existing Student Success or interested in moving into a new career repairs or obtain medical services. Funds Application at spscc.edu/ field, the Pacific Mountain Workforce needhelppayingbills.com/html/ foundation/studentsuccessgrants/ Development Council (PacMtn) serves thurston_county_assistance_pro.html apply
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Resources for Businesses & Employers First, we want you to know we understand the challenges employers and businesses are facing, and we share your concerns. The Thurston Chamber recently surveyed local businesses, and as shown in the graph on the right, most are expecting major financial impact (70 of 80 respondents).
B
usiness resource information is constantly evolving. Measures for direct payments to small business, loan guarantees and other topics are under active discussion in the US House and Senate now. Some existing resources available now are described below: Employee Leave & Telework Guidance Many employers are struggling with how to maintain operations and manage employees at this time. NASA has developed a chart that provides guidance on what actions an employer might take given different scenarios. nasapeople.nasa.gov/coronavirus/ employee_leave_guidance_during_ novel_coronavirus.pdf Economic Injury Worksheet If you own or operate a business, please complete an Economic Injury Worksheet form. These forms may help qualifying businesses secure approval for lowinterest, long-term repayment loans from the US Small Business Administration. However, they may also help us as a region when the time comes to request and distribute state and federal economic injury funding. thurstoncountywa.gov/em Resource Links for Washington State Business & Workers – Governor's Office The Governor’s Office has compiled a broad inventory of resources available for impacted businesses and workers.
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Visit ThurstonStrong.org for the latest information. 80
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The fact sheet linked below addresses: • Tax Filing Extensions • Tax Penalty Waivers • Export Assistance • Unemployment Benefits • Employment Alternatives (e.g. Shared Work, Partial Unemployment & Standby) • Rapid Response Service governor.wa.gov/coronavirusresource-list-businesses-and-workers PTAC – Contracting Opportunities for Vendors and Suppliers The Professional and Technical Assistance Center (PTAC) helps local businesses navigate federal contracting opportunities, including many of the supplies and services the federal government will be purchasing through FEMA in response to the President’s recent declaration of a National Emergency. washingtonptac.org Washington State Dept. of Commerce The Department of Commerce has assembled a comprehensive set of links for all manner of specific COVID-19 questions and concerns. startup.choosewashingtonstate.com/ links/crisis/covid-19-resources SBA Federal Disaster Loans The U.S. Small Business Administration is offering some Washington state counties low-interest federal disaster loans for working capital to small businesses that are suffering substantial
economic injury due to coronavirus. Small businesses that qualify are encouraged to apply online for a disaster loan. sba.gov Business Insurance Questions The Insurance Commissioner's Office has produced responses to frequentlyasked questions regarding business insurance, including event cancellation insurance. insurance.wa.gov/coronavirusinsurance-information-businesses Chamber of Commerce Business Networking Local networking is also important, as peer businesses may be able to offer insights or other resource information they’ve discovered while working through this situation. The Thurston Chamber of Commerce operates one such group. Go to facebook.com/ groups/thurstonchambermembers and request to join. Local Resources You can also continue to access local resources, often the same people who helped many local businesses get started or grow. thurstonedc.com/resources-for-smallbusinesses-impacted-by-coronaviruscovid-19 thurstonedc.com/score wsbdc.org/services/grow/resources/ disaster-planning-and-recovery
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Banking feeling a little ... detached?
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Business banking doesn’t have to be all business. Let’s get to know each other. Loosen up. Unwind. We’re Washington Business Bank— your local friendly bank. We’re in your community, partnering with small businesses and vital nonprofits. Banking with us isn’t transactional—it’s transformative.
Business banking with a personal touch.
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not mass-produced. Every business is different, so rest assured your Columbia Bank loan will be designed specifically to your needs, your business, and for you. 1-877-272-3678 ColumbiaBank.com
Member FDIC Equal Housing Lender
Community Youth Services is embarking on 50 years of excellent service to youth-at-risk and youth experiencing homelessness in the South Sound region. With over 20 interrelated programs and service to 6,500 youth and families each year, we are in need of some building restoration and improvements to ensure continued excellence for the next 50 years! We hope you will join us in this endeavor to change young people’s lives. To learn more, please visit:
The Thurston County COVID-19 Response Fund: Seniors & Low-Income Parents Are Fund's First Recipients
by Alison Bailey
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s our community continues to confront the COVID-19 pandemic, two organizations have come together to create the Thurston County COVID-19 Response Fund in support of vital nonprofits and vulnerable families. United Way of Thurston County (UWTC) and Community Foundation of South Puget Sound (CFSPS) launched the fund on March 16 and immediately received an influx of donations made by generous community members and businesses. To date, the fund is already positively impacting nonprofit groups whose existence might otherwise be threatened by the sudden economic changes brought on by the pandemic. In addition, on March 23 the fund was able to start providing assistance to families with children impacted by the pandemic.
Meals on Wheels Doubles Delivery Senior Services of South Sound (SSS) helps seniors in Thurston, Mason and Lewis counties stay active, connected and well-fed. Their Meals on Wheels program ensures that all seniors have access to at least one complete, nutritious meal per day. With almost all of our community’s seniors now isolated in their homes, the need for this service has skyrocketed at the same time SSS has had to discontinue its regular fundraising activities such as bingo nights.
the area to deliver supplies. Windrope emphasizes his gratitude for the combined efforts of UWTC and CFSPS on behalf of his team and the individuals they serve and the many donors who have contributed to the fund.
Baby Wipes & Formula
The Nurse-Family Partnership program (NFP) has also benefited from the new fund. NFP pairs registered nurses with first-time parents in low-income circumstances. Their clients represent some of the families who will be hit hardest by this crisis. As of Monday, March 23, disbursements from the “The money that this fund has made fund have procured 284 containers of available fills a critical, rapidly-growing infant formula and 216 packages of baby gap in our funding,” explains Brian wipes, thanks to our corporate partner, Windrope, Executive Director at SSS. Costco. They are working to source 400 In the third week of March alone, the number of meals SSS delivered doubled packages of diapers and 300 jars of baby from 700 to 1,400. Windrope anticipates food that will be delivered in compliance with social distancing recommendations the need will continue grow. As SSS by NFP’s visiting nurses. team members deliver meals, they find more seniors who need and want to enroll in the program because they can Organizations that help our low-income and unsheltered population will also no longer leave their homes to grocery shop and their families might not live in benefit from the new funding source. thurstonchamber.com
The Community Action Council helps low-income community members cover basic expenses such a rent and utilities, while Catholic Community Services and Interfaith Works provide meals and hygiene supplies to our unsheltered and food-insecure community members. All three organizations have already received financial support from the new fund. You can be a part of this movement. Please make a donation online through United Way of Thurston County's website, www.unitedway-thurston.org/covid-19 or by mail to United Way of Thurston County, 3525 7th Ave SW Suite 201, Olympia, WA 98502.
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Five Tips for Financing Your Home in Today’s Market
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hen buying a home, a lot goes into thinking about finding the right place. Location, lot size, number of bedrooms, bathrooms, architectural style, neighborhood schools, finishes, etc.
In today’s hot housing market where inventories remain at historic lows, prices continue to climb, so affordability is becoming an even bigger factor in all the decisions that need to be made. Moreover, when it comes to affordability, buyers tend to oversimplify and focus on two things: price and interest rate. While it’s easy to think “the lower the price and interest rate, the better the financial deal I’m getting.” Unfortunately, it’s more complicated than that and if buyers just focus on these two items, they could be selling themselves short in terms of maximizing their finances and future. We consulted Jennifer Arnold, Olympia Federal Savings (OlyFed) VP of Residential Lending for insider expertise on what to look for when shopping for a home loan and how you can customize the right financing solution to meet your needs. Below are Jennifer’s five tips to getting the right mortgage: First, I would recommend asking any lender if the advertised rate is available to everyone? Often lenders will advertise their best rate that’s only available to someone with a perfect credit score. At OlyFed, the rate we advertise is available to everyone; regardless of credit score. In addition, 22
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people, not automated computers, make underwriting decisions because we believe our local bankers better understand our South Sound market and make sensible decisions. Many times, there is even more fine print with rates based on factors like down payment amount and home location. Again, OlyFed does not take into consideration these elements when it comes to rate because our values are centered on treating all customers like family. Second, it’s always good to ask if the lender is going to sell your loan to a third party. For most of us, this is the largest investment we’ll make in our lives. When you purchase your home, you’ll be working with that bank for years to come and we believe selling our loans would be like selling our relationship with you. We assure top quality service by providing it ourselves. Third, I think it’s important to recognize the volatility of our economy and the ups and downs of interest rates in correlation to market conditions so it’s good to ask if you are going to get the best deal before closing. At OlyFed, we hold your rate at application and don’t require you to pay a fee to “lock” it in, even better than that - if a lower rate comes along, no worries; it’s yours – automatically! You don’t even have to call us to ask.
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Fourth, ask about fees. Many lenders charge admin fees, processing fees, underwriting fees and many more. These fees can significantly drive up the cost of your loan. Be sure to compare Annual Percentage Rates (APR), not the interest rates because APR factors into many of these fees. If you consider that the average lifespan of a mortgage is just seven years, the likelihood you will either sell or refinance before the end of your term is high, so why would you want to pay all those fees up front, when those are dollars you likely won’t recoup? Most of the fees we charge on the loan are the actual costs and we do not profit from them because we want to keep our loans as affordable as possible. Lastly, be sure to check the reputation, knowledge and experience of your lender. At OlyFed, we’ve been a part of the Thurston County community for 114 years and we’ve financed a lot of the original homes built in the area. We have many meaningful community connections and can provide you with a wealth of insight and support. To schedule an appointment with one of our Loan Officers call (360) 754-3400, email customerservice@olyfed.com or visit olyfed.com/team. SPONSORED MEMBER PROFILE thurstonchamber.com
TA L E N T M A G N E T P O D C A S T
E24: Creative Retention Strategies and the Changing Nature of the Workplace Sytease Geib, former co-host of Talent Magnet and VP of Workforce Development at the Thurston County Chamber of Commerce, joins the program to discuss creative ways to retain talent, and the changing nature of work. Sytease discusses her own journey of moving across the country after the birth of her second child, how she has continued to do some remote project-based work, and shares takeaways from her experience. Discover ideas for how employers can support their workers while they may be working from home, and how to balance work and family obligations. Find this podcast at thurstonchamber.com/ workforce/talent-magnet
G R E AT E S T H I T S O F T H E 6 0 ’ S , 7 0 ’ S . . . A N D S O M E 8 0 ’ S !
O LY M P I A | L A C E Y | T U M W A T E R
Olympia’s First Radio Station has a new home on your FM radio dial!
Stream online at KGYfm.com thurstonchamber.com
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PO BOX 1427 Olympia, WA 98507-1427